redstone federal credit union
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historical credit union trends - key credit union performance ratios and statistics since 1991 .
the credit union offers additional services to members. contact redstone federal credit union to inquire about savings and loan services you need and to compare competitive credit union interest rates .
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how far would you have to travel to work for other redstone federal credit union branches .
redstone federal credit union offers the following financial services to credit union members. call redstone fcu at (256) 837 - 6110 for more information .
share secured credit cards (contact the credit union for a credit card application. )
ask a question about working or interviewing at redstone federal credit union. our community is ready to answer .
. products offered through lpl financial or its licensed affiliates. the products sold through lpl financial are not insured redstone federal credit union® deposits and are not ncua insured. these products are not obligations of the redstone federal credit union and are not endorsed, recommended, or guaranteed by redstone federal credit union or any government agency. an employee of redstone federal credit union may also be associated with and offer and sell the insurance products on behalf of lpl financial. the value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible .
if you' re looking for somewhere stable, redstone federal credit union is for you. the benefits are great and the hours are easy to work with .
redstone is a credit union—not a bank—so our focus is always on our members. learn more about the differences between credit unions and banks .
are you looking for an employer who values respect, integrity, soundness and excellence? consider a career with redstone federal credit union. these four values drive our culture, shaping redstone into the largest credit union in alabama and one of the top 25 in the nation !
redstone federal credit union is excited to announce a groundbreaking ceremony on june 5, 2018, at 9: 30 a. m. for its flagship tenn ...
learn how redstone federal credit union brought synergy to their online channels with marketo and had a successful launch, hitting 30% of their annual goal in just two months .
my experience at redstone federal credit union was interesting for the first years. when i became full - time and located to another building my workforce the stress was relieved .
operational since 1951, redstone federal credit union provides financial services to people with a common bond based on employment, association and community. redstone federal credit union is owned and controlled by its members. it offers a range of financial services, such as loans, savings and investments. it provides several types of loans, including auto, home, credit card, and student and consumer loans. redstone federal credit union offers various other services that include atm cards, direct deposit, phone tellers, automatic payments and direct debit. redstone federal credit union has over 1. 7 billion in assets and more than 248, 900 members. it has over 15 branch locations in huntsville and surrounding areas in alabama and many atm satellite stations .
redstone federal credit union is a great place to work. it was a family orientated place. they were very understanding if you had a family emergency. would definitely recommend working there
a better way to bank? there' s a credit union for that. ℠
home shopping this summer? check with the credit union to discuss your mortgage options .
we move around a lot for my husbands career. we always keep a banking account in the local area where we are located. here we chose redstone federal credit union. it was the first thing we did ...
credit union member benefits [ pdf ] (march 2018) a detailed view of cu consumer financial advantages .
at a bank, outside shareholders make decisions that affect all account holders. credit unions are different. as member - owned, democratically - controlled organizations, credit unions work to ensure the financial well - being of their members. each member has one vote and elections are held to designate volunteer board members to lead the credit union. credit union members always have a say in how their credit union is run .
access the credit union' s online services 24 hours a day from your computer, tablet, or smartphone .
since 1933, navy federal credit union has grown from seven members to over 7 million members. and, since that time, our vision statement has remained focused on serving our unique field of membership :
“to be recognized by nafcu - national association of federally - insured credit unions as the credit union of the year is such an honor. each day we strive to be a model credit union by enthusiastically serving our members and offering the products and services that meet their needs. ’’ - joe newberry, redstone’s president and ceo
credit unions online list of the 100 best credit unions in the united states based on thousands of credit unions online reviews. the best credit unions list is updated monthly. current rankings for july 2018 .
i enjoy working at redstone federal credit union. the management is good and developing your skills and keeping you accountable. their is room for you to grow and opportunity to learn and shadow other departments. the workplace culture is very customer service oriented .
the benefits of a redstone membership extend far beyond convenient banking solutions, competitive rates, and sound financial advice. for more than 65 years, redstone federal credit union has focused on the unique needs of our members. we strongly believe in improving our members’ lives and supporting them as they reach their goals .
customized peer profile report [ xls ] (march 2018) your credit union' s ten - page customized peer analysis .
redstone federal credit union participates in the e - verify program. e - verify is an internet - based system that confirms employment eligibility for new hires within the united states. for more information, please follow these links: e - verify & right to work .
are you ready to join the credit union that puts you first? become a member of the redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service redstone is known for .
• destroy credit and / or debit cards and cancel lines of credit held in the name of the deceased .
redstone offers a variety of accounts and credit cards so you can keep more of the money you earn .
redstone fcu checking accounts, also referred to as share draft accounts, provide convenient access to your funds through debit cards, physical checks, and atms. contact the credit union at
tax estimates [ pdf ] (march 2018) estimates of cu federal income tax, if taxed .
navy federal debit cards are convenient and secure. learn about the features that come with your card .
monthly credit union estimates [ pdf ] (may 2018) a monthly snapshot of cu operating and financial results. sign up today !
gunsallus, executive vice president and cio at redstone federal credit union and president and ceo at redstone consulting group, earned his place on the cio 100 with a series of 26 dnaapps ™ for the dna ™ account processing platform from fiserv. he and his team first developed the apps for use at redstone but they’ve also had an impact at other financial institutions through the online dnaappstore ™ .
when you think of the cio 100 list from cio magazine, you think of chief information officers from multinationals like proctor & gamble, united airlines and general motors. this year, add redstone federal credit union of huntsville, alabama, to the list. that’s thanks to harry gunsallus, a cio with a flair for developing core banking apps that have boosted the credit union’s bottom line and made broader waves in the industry .
navy federal' s business continuity plan prepares the credit union to respond rapidly in a local, regional or national emergency. the primary objectives of the continuity plan are to ensure employee safety, to safeguard credit union assets and member equity and to minimize inconvenience and disruption of service to members. the infrastructure for this plan includes call centers, branches and a worldwide telecommunication network .
credit union national association is the most influential financial services trade association and the only national association that advocates on behalf of all of america' s credit unions. we work tirelessly to protect your best interests in washington and all 50 states. we fuel your professional growth at every level and champion the credit union story at every turn .
redstone, one of the 25 largest credit unions in the nation, has developed a growing reputation as a pioneering financial institution under gunsallus’ leadership. in addition to earning a place among the cio 100, gunsallus previously was a 2012 btn innovator of the year, while redstone federal credit union won the 2012 celent model bank award and was the subject of a major profile in the ibs journal in november 2012 .
credit union profile reports [ pdf ], spreadsheet [ xls ] (march 2018) quarterly trends in cu results nationally and by state .
credit union financial summary [ pdf ] or spreadsheet [ xls ] (december 2017) comparative growth and performance statistics for cu' s .
redstone federal credit union® is one of the largest sponsors of civic, educational, and charitable non - profit organizations in the tennessee valley. each year, redstone supports more than 280 organizations in seven counties. our pledge to give back takes many different forms, from sponsoring a relay for life team to building a playground for local children with special needs .
i loved worked at redstone. my team and everyone there was so nice. the environment was a family environment and everyone there was very helpful in getting the goals of the credit union accomplished .
u. s. credit union profile [ pdf ] or spreadsheet [ xls ] (march 2018) quarterly trends in cu operating and financial results .
top 100 credit unions ors [ pdf ] (march 2018) key performance ratios for the largest u. s. credit unions .
working at redstone federal credit union was a great experience. they treat everyone like family and pride themselves and being the best and offering the best. while there is a high standard for their employees, there is never any pressure felt to be perfect. i would still be there if i didn' t have to relocate .
redstone federal credit union is an equal opportunity employer. all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status or status as an individual with disability. all qualified applicants will not be discriminated against on the basis of disability .
in 1951, redstone’s original 11 members each placed $ 5 into a shoebox. our first members on redstone arsenal envisioned a different type of financial institution—one that transforms lives and strengthens communities. more than 65 years later, their vision serves as the foundation for the redstone you know today. with members all over the world and more than $ 4 billion in assets, redstone is now one of the 25 largest federal credit unions in the country .
redstone is member - focused, which means we exist for you. any surplus funds are returned to our members through dividends, better rates, and lower fees. and you always have a voice in how your credit union is run .
* limited - time promotion: redstone federal credit union® (rfcu®) will credit the appraisal fee if the borrower provides a signed sales contract within 60 days of receiving a pre - approval letter from redstone. offer will be credited towards the final closing costs at closing on the loan. all initial pre - approvals are subject to full underwriting review. the average appraisal cost is $ 505. offer valid on purchase transactions only. land loans and refinances are excluded from this program. offer subject to change at any time .
please note: the national credit union administration (ncua) requires all credit unions insured by the national credit union share insurance fund (ncusif) to file quarterly (5300) data reports. the information above comes from those reports. the deposit and loan rates shown are not the current rates for the credit unions shown. some of these rates change on a daily basis and you must visit each credit unions website to get their current rates. the sole purpose of showing this data is to show the relative relationship of each credit unions rates versus the average rates of all credit unions at both the state and national levels at a specific point in time, quarter end. the data above is from quarter end 6 / 30 / 2017 .
navy federal offers a wide variety of loans, and great business services advisors who can help you make the best choice for your business .
memberplus! , businessplus! , redstone discounts! , and redstone rewards: must have a rfcu checking account to obtain a debit card or to participate in redstone memberplus! or redstone businessplus! redstone discounts! and redstone rewards are provided by participating merchants. must use an rfcu debit or credit card to receive discounts. you must have a checking account, debit card, online banking, and pin / password to participate in redstone rewards. rfcu does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. rfcu and participating merchants are separate entities .
in credit unions, members are owners, not just
customers .
members control their credit unions; each member has one vote. only members can use their services
we keep our rates competitive so your money can work harder for you. redstone offers lower rates on loans and credit cards and higher yields on savings accounts .
rfcu and redstone insurance services are affiliated, but rfcu, redstone insurance services, lpl financial, and third - party insurance companies are separate entities .
the national credit union administration (ncua), a u. s. government agency, insures your savings up to $ 250, 000 and the funds in your ira up to $ 250, 000 .
discover why more than 400, 000 members have placed their trust in redstone .
redstone federal credit union is a great place to work. it is extremely fast - paced and competitive. they offer many opportunities for career advancement. a typical day at north parkway was very busy from long lines, frustrated members, and handling cash money. being able to relieve members of their financial frustrations and putting a smile on their faces was rewarding. being about to meet people from ethnically diverse backgrounds was probably the most enjoyable part of the job .
since its inception in 1951 the redstone federal credit union has been serving its members in the huntsville, alabama area with exceptional financial products. you can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. currently led by joseph newberry, the redstone fcu has grown its membership to over 401, 866 with assets of more than $ 4, 809, 515, 851. they have a main office and 27 branch offices. please see the credit unions website or contact them by phone at (256) 837 - 6110 or email them at general - info @ urltoken to get exact details. there are many other credit unions in the local area. see them all here. credit unions in huntsville, al .
solve for redstone, solve for many ,
is the development mantra of the redstone team, which has leveraged the dnaappstore to develop and market apps that solve real - world problems for financial institutions. through this unique development process, redstone has uncovered opportunities to increase efficiency and improve service with solutions that can be implemented quickly and at low cost. at the same time, marketing its dnaapps to others has created a new revenue stream for the credit union .
you can leave the military, change employers, move, retire, get married—and never have to leave navy federal .
once a member, always a member .
during an emergency event at headquarters, employees will relocate to navy federal' s recovery facility that has an emergency operations center, dedicated workstations and a backup data center .
as a not - for - profit credit union, redstone’s primary focus is our people. at a bank, the primary focus is profit. redstone is dedicated to enhancing our members’ lives through comprehensive financial solutions and sound advice. whether we’re offering a low rate on a new home loan, a convenient mobile app, or information about managing debt, our objective is to help our members live brighter .
• inquire about loans that may have had credit life insurance and be sure a claim is filed .
redstone regularly features special offers such as extra cashback on credit cards. these offers change throughout the year, and are yet another way for us to say “thank you” to our valued members .
because redstone is a not - for - profit financial cooperative, surplus funds go right back to our members. in 2016 alone, redstone gave millions back to our members through dividends, cashback, and better rates on everything from loans and credit cards to savings accounts and insurance .
your money goes further with exclusive discounts at local retailers and businesses. hundreds of businesses offer member discounts on a wide variety of goods and services when you use your redstone debit or credit card .
since 1933, navy federal has grown from seven members to over 7 million members. and since that time, our vision statement has remained focused on serving our unique field of membership :
with over 7 million members and $ 8 billion in reserves, navy federal is in good financial shape, even as we expand our branch and atm network to serve our growing membership .
at redstone, you’re a member, not a number. the personalized service you’ll find at redstone is a reflection of our commitment to you and to your financial well - being. are you a small - business owner? busy parent? college student? wherever you are in life, redstone is your credit union! you are part owner, and we are here to help you reach your goals. whether that means talking to a real person about your account, enjoying access to tailored financial advice based on your specific needs, or getting a great rate on a loan, redstone is your trusted partner .
navy federal uses small text files called cookies to collect anonymous web site traffic data. this information helps improve our web services. our cookies do not collect or store any personally identifiable information .
when you choose redstone, you get great rates, flexible terms, and low closing costs .
with redstone’s online banking, you can do more with your money when it’s convenient for you .
at redstone, we’re serious about service. when we work together to build a strong community, we all live brighter. as a member - owned credit union, we give back to our members through better rates, personalized service, and customized financial education. we make a difference in our communities by donating, volunteering, and striving to be more eco - friendly .
each member has one vote in annual elections regardless of the amount of money they have deposited in the credit union. since we are not for profit, our surplus funds, after ensuring reserves, are distributed to members as dividends, reduced interest on loans and improved services .
with 24 redstone branches, mobile web banking, text banking, and thousands of surcharge - free atms in the us and abroad, it’s easier than ever to manage your finances from anywhere in the world. as a redstone member, no matter where you go, you’re always an important part of the redstone family .
with competitive rates and more options, redstone helps you plan for tomorrow while making the most of today .
redstone rewards! is a free program that lets you earn cash on the things you already buy with your debit card. you are eligible for redstone rewards! when you add online banking to your checking account .
at redstone, it’s all about you. you’re not just a number—you’re part owner and a valuable member of the redstone family. quite simply, our commitment to our members and our community is what sets us apart .
wherever you are in life, redstone offers great rates to help you achieve your goals. with lower rates on loans and credit cards and higher yields on investments and savings accounts, your money will go further and work harder for you .
one of the more popular apps redstone developed is a tool developed in response to concerns over how credit unions and banks would handle overdrafts under dodd - frank. the tool provides a snapshot of an account' s standing and / or balance at the time of item presentment, helping redstone and other financial institutions decrease inquiry resolution time by 75 percent .
redstone gives back to members in the form of cashback, lower fees, and lower loan rates in 2017 .
redstone holds free seminars throughout the year to discuss specific issues that affect us all, such as identity theft and retirement planning. these seminars allow redstone advisors to explore topics in more detail and answer members’ questions in person .
redstone has joined several national and international atm networks so that our members will have more ways to get their cash for free! as a redstone member, you have access to this extensive network, no matter where you go .
with no outside shareholders, credit unions can focus on offering benefits directly to their members. in addition to more competitive rates and lower fees, credit unions also offer their members personalized service, customized financial education, scholarships, discounts, and special offers. in 2016 alone, redstone gave $ 20 million back to our members through dividends, better rates, and cashback rewards .
credit unions are financial cooperatives organized for and by members and, as such, are not - for - profit organizations. banks profit from the higher rates and fees they charge their account holders. when banks make a profit, they pay their shareholders. at a credit union, we pass surplus funds right back to our members in the form of lower loan rates, higher savings rates, and free or low - fee accounts .
when every minute counts, you can rely on redstone’s comprehensive suite of online services to help you get more done .
redstone' s share certificates are a smart way for you to ensure your money keeps growing while you go on living .
locate a branch through the redstone mobile app. you can also use branch check - in to reduce your wait time .
with convenient tools and competitive rates, redstone makes it easier than ever for you to hit the road in your new ride .
buying an everyday item or a once - in - a - lifetime experience? the right credit card can help you save more and live brighter .
as a credit union, we have members, not customers. we serve the men and women of the u. s. army, marine corps, navy, air force, the civilian employees of the department of defense and their families. we have no stockholders - no outside third parties to exert influence. we operate under democratic control .
redstone has partnered with balance to offer our members in - depth, confidential, comprehensive financial advice about their finances—completely free of charge .
redstone’s commitment to education extends beyond financial advice. every year, we offer more than a dozen scholarships to redstone members who are pursuing a degree in higher education. it’s all part of our effort to support members as they look ahead and work to achieve their goals .
with 26 redstone branches in the tennessee valley and thousands of surcharge - free atms across the globe, we' ve got you covered .
general information for redstone fcu was taken from their 6 / 30 / 2017 quarterly report, which is the most current available public information .
we listen to our members’ feedback and constantly think about how to make our products and services even better. when members expressed their need for an app that would offer a convenient way to manage their accounts, we created the redstone mobile app. focusing on functionality and ease - of - use, we designed the app to offer more solutions and choices for our members. we’re proud that the redstone mobile app was named one of the “best credit union apps” of 2014, 2015, and 2016 by magnifymoney. and we’re thrilled that our members love it too; they tell us that the app has simplified their lives in countless ways .
must not have caused rfcu a loss in order to be eligible to open a checking account. minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. please contact the credit union for more information about these amounts and fees. restrictions apply. must have checking account, online banking, and pin / password to participate in redstone rewards, mobile banking, bill pay, estatements, alerts, popmoney, and finance works .
checking accounts: must not have caused rfcu a loss in order to be eligible to open a checking account. minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. please contact the credit union for more information about these amounts and fees. restrictions apply. must have checking account, online banking, and pin / password to participate in redstone rewards, mobile banking, bill pay, estatements, alerts, popmoney, and finance works .
redstone is always looking for talented applicants who have excellent interpersonal skills and are ready to provide innovative financial products and services to a diverse membership .
credit unions are known for being active in the communities they serve, through environmentally - friendly business practices, employee involvement, and philanthropic contributions. you’ll find redstone employees walking, stuffing, sorting, collecting, donating, giving, and volunteering at charity events all over the tennessee valley. in 2015, redstone employees donated over $ 172, 000 to the local united way and volunteered more than 3, 000 hours of their time to important causes .
apy = annual percentage yield | apr = annual percentage rate + rates are based on an evaluation of credit history, so your rate may differ. + + rates are variable and based on an evaluation of credit history, so your rate may differ. * message and data rates may apply. terms and conditions are available .
must be eligible for membership and open a share savings account in order to join rfcu and obtain any product or service. a $ 5 minimum balance is required to open and be maintained in share savings account at all times. must not have caused rfcu a loss (certain exclusions apply) in order to be eligible to open a checking account. minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. please contact the credit union for more information about these amounts and fees. age and other restrictions may also apply. all loans subject to credit approval. other restrictions may apply. rfcu is an equal credit opportunity lender .
* rate after redstone memberplus! discount is applied—otherwise the non - memberplus! fixed apr applies. contact rfcu for more details about non - memberplus! aprs. must have an active rfcu checking account to participate in redstone memberplus! must be an rfcu member in order to open a checking account. must not have caused rfcu a loss in order to be eligible to open a checking account. minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. please contact the credit union for more information about these amounts and fees. age and other restrictions may also apply. memberplus! discount not available for all loan products .
use the map above to search for the locations of redstone branches and surcharge - free atms. you’ll also find contact info, hours, and directions .
we want to help you make wise financial choices, so redstone’s experienced team members provide advice over the phone, in person, and throughout our website .
redstone representatives are known for taking the time to work with members, explain the products and services we offer, and find solutions that fit their lives .
redstone employees are passionate about making a difference in the cities and towns we serve. on their days off, they choose to volunteer with dozens of organizations that enrich our communities. in 2015, redstone employees volunteered more than 3, 000 hours of their time to charitable causes. they also donated $ 172, 000 to support the united way of madison county. the dedication of redstone employees is a testament to our collective belief in the importance of connecting with our communities .
redstone participates in several events each week, many of which are completely free of charge and open to the community. at these events, festivals, and celebrations, we sometimes ask for donations for a deserving group, such as much - needed supplies for local public schools. we are extremely proud of redstone’s history with our area’s military community, and we’re honored to support service members by sponsoring events with the army’s mwr (morale, welfare and recreation) on redstone arsenal .
thank you for your interest in a career with navy federal. to improve your career search experience, our website is being upgraded at this time. you will be able to apply for a position on wednesday, august 31, 2011. thank you for your patience and understanding. we look forward to receiving your resume .
rfcu will never call you to verify your credit card or cvv number (s). if you receive such a call, please call 800 - 234 - 1234 to verify its authenticity
must be eligible for membership and open a share savings account in order become a member and obtain a loan. a $ 5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. all loans subject to credit approval. rates, terms, and conditions are subject to change without notice. other restrictions may apply. rfcu ® is an equal credit opportunity lender. aprs are determined by an evaluation of applicant credit at account opening. your apr may be different. fixed aprs are fixed for the life of the loan .
your busy life requires convenient solutions. you can manage your money wherever you go with online banking, mobile web banking, text banking, and the redstone mobile app .
redstone was a great place to work. i did customer service and enjoyed my job. i only left because i was offered a job with more chance to advance .
redstone members receive exclusive discounts to hundreds of retailers in alabama and tennessee. through the redstone discounts! ® program, we are proud to support local businesses while helping our members save money. you’ll discover discounts to just about anything you can think of— home improvement, dining, shopping, things to do, health and fitness, and much more .
minimum balance required to open estate savings account is $ 5. 00. only the estate representative (s) may be named on the account (s). no joint owners or beneficiaries may be added to account (s). the deceased member and the estate representative must not have caused rfcu a loss to be eligible to open account (s). deceased must have been a member in good standing with the credit union. other restrictions may apply .
there are more than 70, 000 surcharge - free atms all over the united states and abroad. as a redstone member, you’re backed by a huge network offering convenience and support .
as an added benefit for our members, redstone has partnered with balance, a non - profit organization that provides free, confidential financial counseling on a wide variety of subjects, including managing debt and maintaining a budget. redstone members can talk or chat online with experienced, fully - accredited balance counselors by visiting the balance website or by calling 1 - 800 - 777 - 7526 .
must be eligible for membership and open a share savings account in order become a member and obtain any product or service. a $ 5 minimum balance is required to open share savings account and be maintained in share savings account at all times. all loans subject to credit approval. rates, terms, and conditions are subject to change without notice. other restrictions may apply. rfcu is an equal credit opportunity lender. aprs are determined by an evaluation of applicant credit at account opening. your apr may be different. fixed rates remain fixed for the life of the loan and adjustable rates are subject to change after consummation. various mortgage programs and terms are available .
today, a $ 5 deposit is still all that’s required to join redstone. we’ve grown considerably over the years, but our unwavering commitment to our members has allowed us to stay grounded in what matters most .
must be an rfcu member to obtain any product or service. must be eligible for membership and open a share savings account. a minimum balance of $ 5. 00 is required to open a share savings account and must be maintained in share savings account at all times. fees and other restrictions may apply. all loans subject to credit approval. rates, terms, and conditions are subject to change without notice. other restrictions may apply. rfcu is an equal credit opportunity lender .
i' ve had checking and savings accounts with redstone, as well as mortgages for our primary residence and rental properties, ever since we moved to huntsville over 11 years ago. i' m absolutely ...
informed members make wise financial decisions. that’s why we’re so passionate about educating and empowering our members. take control of your financial future with redstone’s free seminars, practical advice, and valuable tips for all of life’s milestones .
find an atm in redstone’s network with easy - to - use atm locators. you have access to thousands of surcharge - free * atms all over the world. (presto) (co - op) (moneypass )
redstone is leading the way with innovative, environmentally - sustainable business practices. in every redstone branch, we weave eco - friendly initiatives into our daily work. every building includes an energy management system for the hvac and lighting systems. led lights and recycled carpet are used in all new construction and branch refurbishments. and we have recycling programs in place for paper, plastic, bottles, wood pallets, ink cartridges, computer equipment, and carpet .
visit your local dealership for on - the - spot - financing and ask for the redstone rate to save even more. and, with a variety of insurance options, we’ll be there for you long after you’ve driven your vehicle home .
the main office for redstone fcu. home of the most interesting people working inside. i say this as whenever i come here and go to a teller, they are gonna be the nicest person to you, or they are ...
every year, redstone hosts “shred day” events that are open to the entire community. hundreds of people bring their paper documents and electronics to be destroyed and recycled. in 2016 alone, redstone collected and recycled more than 55, 000 pounds of paper and almost 8, 000 pounds of electronic equipment. in addition to providing members of our community with a convenient way to safeguard their personal documents and clear out their old computers, we are proud of the positive impact these events have had on our environment .
we are committed to our community, and that means taking care of the environment in which we all live, work, and play. redstone has three leed - certified branches: mills road, county line road, and east athens. a building must meet strict standards for environmental sustainability in order to receive this designation from the united states green building council. all of redstone’s leed - certified branches were constructed with recycled and recyclable materials, led lighting, water - saving bathroom facilities, and even native plants that require less water .
with award - winning mobile apps, 24 / 7 online availability, thousands of surcharge - free atms in the u. s. and abroad, and convenient branches throughout the tennessee valley, redstone offers more ways for you to manage your money and simplify your life .
in an unpredictable world, you can’t take every precaution. but you can make a plan for the “what ifs. ” with multiple insurance options, guided support, and personalized service, redstone insurance services® can help you protect what matters most even when you can’t predict what happens next .
by skipping one payment, you are extending the final payment and maturity on your loan by one month. interest will continue to accrue during the deferment period. a larger portion of your next payment will be applied to interest rather than principal. the total finance charges will increase. your current loan payment amount is not changing. all other terms and conditions of your loan agreement continue to remain in full force and effect. refer to your loan agreement for the original terms and conditions. all accounts with the credit union must be current and in good standing. loan must be open for 180 days, with at least 6 payments made. maximum of one skip a pay per loan per calendar year. skip a pay is not available on all loans. other restrictions may apply .
* skip a payment: by skipping one payment, you are extending the final payment and maturity on your loan by one month. interest will continue to accrue during the deferment period. a larger portion of your next payment will be applied to interest rather than principal. the total finance charges will increase. your current loan payment amount is not changing. all other terms and conditions of your loan agreement continue to remain in full force and effect. refer to your loan agreement for the original terms and conditions. all accounts with the credit union must be current and in good standing. loan must be open for 180 days, with at least 6 payments made. maximum of one skip a pay per loan per calendar year. skip a pay is not available on all loans. other restrictions may apply .
throughout our website you’ll find comprehensive advice on everything from planning for college to working through life’s unexpected challenges. and you’re always welcome to talk with a redstone team member about how our products and services can best address your needs. we strongly believe in supporting each of our members on the road to financial independence, and we’re proud to offer strategies that are useful and effective .
over the last few years, we have actively encouraged our members to opt out of paper statements in favor of electronic statements. today, more than a third of our members have elected to receive estatements, and that number is growing every month. redstone’s estatement initiative saves more than one million sheets of paper annually, as well as thousands of dollars on printing and postage .
with redstone cashback, you will receive: $. 05 cashback for every point of sale (pos) debit card transaction you complete after the first eight pos transactions per month from an extra checking account; or $. 05 cashback for every pos debit card transaction you complete after the first four pos transactions per month from a relationship checking account. only active extra and relationship checking accounts in good standing will receive redstone cashback rewards. rewards will only be given for debit card pos purchases after the four or eight per month threshold is met and will not be given for the first four purchases per month for relationship checking accounts or the first eight purchases per month for extra checking accounts. rewards will not be given for atm, cash advance, or balance inquiry transactions .
we regularly extend special offers and perks to our members, including reward programs and extra cashback. and, to celebrate our 65th anniversary, we gave $ 65, 000 to our members for eight months in 2016! more than 450 redstone members received between $ 500 and $ 65, 000 in the largest member giveback to date. they’ve used their checks to pay for cars, homes, and everyday expenses .
navy federal conducts all member business in english. all origination, servicing, collections and marketing materials are provided in english only. as a service to members, we will attempt to assist members who have limited english proficiency, where possible. military images used for representational purposes only; do not imply government endorsement. - android ™, google pay ™ and google play ™ are trademarks of google llc. the android robot is reproduced or modified from work created and shared by google and used according to terms described in the creative commons 3. 0 attribution license. apple ™, apple pay ™, iphone ™, isight ™, wallet ™, touch id ™ and itunes ™ are trademarks of apple, inc. , registered in the u. s. and other countries. app store sm is a service mark of apple, inc. - amazon, kindle, fire and all related logos are trademarks of amazon. com, inc. or its affiliates .
the life - long journey toward financial security begins with making sensible choices at a young age. that’s why we offer seminars for adults as well as money - management lessons for children at schools and organizations throughout the tennessee valley. redstone’s financial education specialist teaches kids how to save and spend wisely using fun, age - appropriate tips. we offer this service free of charge so that the youngest members of our community can practice good habits early on and grow into financially - responsible adults .
. aprs after redstone memberplus! discount applied. a typical payment example - for a $ 20, 000 auto loan with zero down for 36 months with 4. 50% fixed apr, the monthly payment schedule will be $ 590. for a $ 20, 000 auto loan with zero down for 60 months with 4. 65% fixed apr, the monthly payment schedule will be $ 374. for a $ 25, 000 auto loan with zero down for 84 months with 5. 55% fixed apr, the monthly payment schedule will be $ 360 .
share insurance fund equity distribution calculator [ xls ] a best estimate of your cu' s 3rd qtr. 2018 sif equity distribution .
rbc calculator [ xls ] (march 2018) calculates your cu' s risk - based capital ratio .
capital planning calculator [ xls ] (march 2018) calculates your cu' s growth, earnings, and capital interactions .
long - run financial trends (december 2017) high level membership and balance sheet data since 1930 .
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rfcu® exists solely to serve our members. every day we strive to earn your trust. whether that means taking time to explain the terms of a loan or assisting you with a long - term financial plan, our commitment to you shines through every product, every transaction, every smile .
1 balance transfers introductory offer: 0% intro annual percentage rate (apr) for 6 months on balance transfers, after that, the standard variable apr will range from 9. 50% - 13. 00% , and is based on creditworthiness when the account is opened. 0% intro apr will apply through the end of the 6th billing cycle after the account is opened for all balance transfers made within 30 days of account opening. the standard variable balance transfer apr applies to balance transfers made after 30 days of account opening. your introductory balance transfer apr will not end due to your account being delinquent. after the introductory period ends, your apr will revert to the variable balance transfer apr in effect at the time. rates, terms, and conditions are subject to change .
important information about ‘grace period’ for the introductory balance transfers offers for visa signature: balance transfer 0% introductory apr offer: finance charges will accrue at the 0% promotional apr for balance transfers during the six - month promotional period. after the promotional period, finance charges will begin to accrue at the then standard variable apr (s) for any remaining balances. cardholders may accrue finance charges at the standard variable rate for balance transfers posted to the account after 30 days of an account opening date (non - qualified balance transfers), if they do not pay their entire balance off each month .
for visa signature and may vary. aprs are based on creditworthiness at account opening. variable aprs will vary with the u. s. prime rate .
start here for help with these common issues. you can also search our website to find answers to your questions and to get more information .
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* mail all payments to this address. for overnight delivery, use zip code 35805 to ensure proper delivery .
* * your account and privacy are important to us; therefore, we cannot release specific account information or process any transactions, such as withdrawals, balance inquiries, payroll posting, payments, etc. via email or social media. if you need account assistance, please contact us at 800 - 234 - 1234 or visit any branch location .
when you’re away from home, text your address, intersection, or zip code to 91989 (mycoop) to receive the location of a surcharge - free atm near you. * *
quickly search for surcharge - free atms near your college or university in alabama or tennessee. (search )
because your to - do list never takes a day off, we’ve designed our online banking services to accommodate your 24 / 7 schedule .
when you log in to your secure online banking account, you’ll find the tools you need to manage your finances. from fund transfers and bill pay to security alerts and spending breakdowns, it’s all at your fingertips when you need it.
redstone federal credit union ( or rfcu ) is a federally chartered credit union based in huntsville , alabama . rfcu is alabama ’s largest credit union and is regulated and insured through the national credit union administration ( ncua ) . rfcu operates 24 branches across north alabama and central tennessee . rfcu has over 400,000 members and $ 4.4 billion usd in assets . rfcu is ranked the 21st largest federal credit union in the united states by assets and the 36th largest credit union in the united states by assets and 17th by membership as of june 2015 . 
redstone federal credit union (or rfcu) is a federally chartered credit union based in huntsville, alabama. rfcu is alabama ’s largest credit union and is regulated and insured through the national credit union administration (ncua). rfcu operates 24 branches across north alabama and central tennessee. rfcu has over 400,000 members and $ 4.4 billion usd in assets. rfcu is ranked the 21st largest federal credit union in the united states by assets and the 36th largest credit union in the united states by assets and 17th by membership as of june 2015.
redstone federal credit union (or rfcu) is a federally chartered credit union based in huntsville, alabama. rfcu is alabama ’s largest credit union and is regulated and insured through the national credit union administration (ncua). rfcu operates 24 branches across north alabama and central tennessee. rfcu has over 400,000 members and $ 4.4 billion usd in assets. rfcu is ranked the 21st largest federal credit union in the united states by assets and the 36th largest credit union in the united states by assets and 17th by membership as of june 2015.