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senator johnathan windy boy, plain green’s policy advisor, shares plain green' s ethics. (courtesy of windy boy )
currently, plain green loans does not offer loans to members of the armed forces and their dependents. you may have other resources available .
plain green’s practices and policies with respect to the collection and use of personally identifiable information are governed by plain green’s privacy policy .
eric nugent found plain green loans to be a useful tool for short term lending when his car needed repairs .
as long as it doesn' t make any loans to montana residents, state prosecutors plan to let plain green loans and the chippewa cree tribe be .
green loans are available in 48 states (exceptions are ia and id) .
he knew rates were higher but without plain green loans he may have lost his car and his credit may have been worse .
all information submitted to plain green via this site shall be deemed and remain the property of plain green and plain green shall be free to use, for any purpose, any idea, concepts, know - how or techniques contained in information a visitor to this site provides plain green through this site. plain green shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the plain green entity having the direct customer relationship or as otherwise specifically agreed or required by law. nothing contained herein shall be construed as limiting or reducing plain green’s responsibilities and obligation to customers in accordance with the plain green privacy policy .
plain green loans has received 2. 70 out of 5 stars based on 20 customer reviews and a bbb rating of b - .
wayne land was not able to get a loan through a conventional lending company and found plain green loans to be a good alternative .
the astronomical interest rates plain green loans charges for small amounts of cash will likely add to your financial strain, rather than reduce it .
get money by the next day: plain green loans can approve your loan and deposit your funds as soon as the next business day .
my green loans makes getting a loan easy. unsecured short - term personal loans, up to $ 40, 000, over 1 - 5 years .
this agreement shall be subject to any other agreements you have entered into with plain green .
are you thinking about taking out a payday loan from plain green loans? proceed with caution. the “plain and simple pricing” is straightforward enough, but while plain green might be better than, say, western sky, it’s still an incredibly expensive way to get fash cash to meet your financial needs. we’ll break down the costs of plain green loans and suggest some alternatives that help you build credit without getting deeper into debt .
think finance says on its website that plain green loans is one of its
products ,
along with online lenders owned by two other tribes .
choose a payment schedule: plain green loans lets you choose between biweekly and monthly payments, so you can select the one that best fits your budget .
an alternative to a quick, easy, and convenient plain green loan. bank loans can involve a meeting with your bank manager and are subject to approval .
the process was easy & i would recommend plain green loans to my friends. i appreciate your help in my time of need. thank you so much .
plain green (including the plain green logo), www. plaingreenloans. com, and all related logos (collectively the “plain green trademarks”) are trademarks, service marks or licensed brands of plain green. other company, product, and service names and logos used and displayed on this site may be trademarks or service marks owned by plain green or others. nothing on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the plain green trademarks displayed on this site, without our prior written permission in each instance .
even if you need cash quickly, plain green loans aren’t the cheapest option. moreover, plain green doesn’t report to credit bureaus unless you’re late on your payments. this means that you’re stuck in the land of bad credit, unable to build your way back up .
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no hidden fees: plain green loans doesn’t charge you any hidden fees or prepayment penalties, so you don’t have to worry about running into unexpected charges down the line .
plain green loans offers loans up to $ 3, 000 with aprs ranging from 150% to 375% . while the company assures you that’s a bargain compared to traditional payday loans, it’s still robbing you blind compared to virtually any other type of credit. the average credit card charges about 15% apr, and some of the best personal loans will offer rates under 10% apr to those with good credit. even adding in any hidden fees, you’ll probably still come out better than if you went with plain green loans .
plain green will extend the term of the loan and it may result in additional interest charges. extensions are
wsoc in charlotte reported on a man who had purchased a loan through money mutual, a company that matches borrowers with payday lenders. the man received a loan from plain green loans who allegedly charged him 625% in interest. the company insisted it was “not loan sharking, ” but the customer cautioned others against borrowing from plain green loans .
if it turns out that plain green loans is not a bona fide tribal lender, that could change state prosecutors' laissez - faire approach to the company, molloy said .
a plain green loan was extremely helpful to keep her car running and allowing her to keep going to work .
you can instantly apply for an unsecured fixed rate installment loan of up to $ 40, 000 - today! forget 600 +% interest rates. my green loans is able to provide access to short term loans with interest rates as low as 5. 99% . my green loans terms of 1, 3, or 5 year unsecured fixed rate personal loans make it easy to fit your monthly budget! the difference is plain to see .
plain green loans promises “simple and convenient loans” that can get you the money you need by the next day. there’s no hidden fees, and the company reports payments to the credit bureaus, so the loan may even help your credit score over time .
available if your payment is the following business day and plain green has already processed your payment or transaction. extensions are
indian country today media network recently spoke with montana state senator jonathan windy boy (d–box elder), plain green’s policy advisor, to shed some light on plain green and its membership in the native american lending alliance (nala) .
on august 16, 2017, plain green loans responded to bbb. the company provided bbb with a copy of its loan agreement. in the agreement there are disclosures pertaining to ...
a loan is money borrowed on condition that it’s paid back per the agreement. there are several types of loans, including a quick and convenient short - term installment loan from plain green .
we offer personal loans with no paperwork, no hassle, and no surprises .
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all signed loan agreements are subject to verification of prior plain green loan history and application information. your online application will be either approved or declined based on our evaluation of the information you provide. in some cases, we may need to ask for additional information. for most customers, it' s quick and hassle - free. plain green customers can finance one plain green loan at a time .
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plain green loans offers payday loans, which are always more trouble than they’re worth. the high interest rates often turn a short - term money shortage into a longer - term financial crisis, as borrowers struggle to pay back what they owe in the short loan terms offered by the payday loan company .
our green loan terms are plain and simple: your personal installment loan' s fixed, low - interest rate will never go up .
plain green loans markets itself to those with poor credit who need money quickly. there’s no minimum credit score for approval and you can get your money as soon as the next day. however, the same is true of personal loans, and these often come with much lower interest rates and longer payment terms. the best personal loan companies, like onemain, don’t have a minimum credit score either. this is a much better option than plain green loans, so if you’re looking for quick cash, start with a personal loan .
rosette said plain green loans is wholly owned by the tribe, though he acknowledged that his staff of 25 isn' t equipped to handle the volume. it employs a las vegas call center and uses brokers to provide it with databases of potential borrowers. it borrows just enough money each day to cover its loans .
plain green loans claims to be there in your hour of need, but its outrageous interest rates could land you in even more financial trouble. look into personal loan providers instead, or even credit cards before getting a loan through a payday loan lender like plain green. any one of these payday loan alternatives should be able to offer you far more money at a much lower rate .
few requirements for approval: plain green loans only requires its applicants to be 18 or older; have a job, email address, and checking account; and live in a state where it does business. there’s no minimum credit score required .
plain green will not engage in advertising practices or other outgoing communications that would discourage on a prohibited basis the making or pursuing of an application for credit .
rosette said those complaints are relatively few when compared to the thousands of loans the company has administered .
plain green will provide notices of action taken on loan applications in a manner consistent with the principles of the equal credit opportunity act and federal reserve board regulation b .
if this is your first plain green loan, you could qualify for $ 500 up to $ 1, 000. see loan cost & terms for additional information .
there are a lot of things the tribe won' t disclose. rosette says the default rate is on plain green loans is proprietary information. he won' t name the companies the tribe is involved with or say where company borrows its money or at what rate .
the washington times ran a story about a lawsuit filed by a vermont resident who borrowed money from plain green loans. the customer alleged that the company “blocked her access to her own bank account, automatically withdrew funds without her consent, did not examine her ability to repay the loan, and charged excessive interest rates, which are against vermont law. ” plain green loans is wholly owned by the chippewa cree tribe in montana, who fought against the lawsuit on the grounds of tribal immunity. this claim was later rejected by the judge .
plain green loans does have its advantages to those with poor credit. there’s no minimum credit score required, and since it reports your payments to the credit bureaus, if you can keep up, you could see your score rise over time. but there are still better options out there for you. onemain, for example, doesn’t have a minimum credit score either, and its maximum apr is 36% — less than 10% of what plain green loans will charge you. this is definitely a smarter way to go for most people .
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unlike many traditional banks, with plain green you have the choice of paying off your loan over several installments, or all at once at any time – without penalties .
the chippewa cree tribe says its loans are not payday loans, those two - week loans with annualized interest rates of more than 600 percent or more. instead, the tribe says, its highest annualized interest rate is 360 percent. payments are made over a period of months, usually in monthly or biweekly installments .
if you need help managing some unexpected expenses, then you should seriously consider a personal loan from plain green. with our personal loans, you pay no prepayment fee, no application fee, and you pay only the interest for the amount of time that you keep the loan .
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astronomical interest rates: despite what the company would have you believe, plain green loans’ interest rates are about average for a payday lender, and far more expensive than most other forms of credit. if you’re not comfortable paying 300% interest on the money you borrow, look around for other options .
it is plain green policy to treat all consumers consistently and fairly. the standard for all employees is to provide service in a fair, equitable, and consistent manner. plain green is committed to making credit products and services available to diverse communities and customers on an equal opportunity basis. this commitment is reflected in formal processes and systems designed to ensure compliance with fair lending requirements. plain green dedicates information and training resources in an ongoing effort to maintain a high level of employee awareness for providing credit products and services in a fair, equitable, and consistent manner .
more than 12 percent of the 300 companies making payday loans through the internet are wholly owned by american indian tribes, frank cotton, a payday - loan consultant in atlanta, told the wall street journal. indian country’s business with online banks made about $ 420 million in payday loans in 2010, or about 12, 500 loans a month, he estimates. precise figures are hard to come by, as native american businesses aren’t required to give details on their business operations. but there are at least seven federally recognized tribes that own payday lenders. these include the chippewa cree tribe in montana, which recently launched its internet payday loan service plain green loans .
this is the amount that remains to be paid back on a loan. for example, when you make regular payments on a plain green loan, your outstanding balance goes down with each installment .
less than a year old, plain green loans already has an f rating by the better business bureau after the agency received 20 complaints mainly dealing with billing and collection issues. eleven of the complaints were resolved, but the company didn' t respond or failed to resolve the other nine, according to the bbb .
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as more states pass laws to rein in lenders who deal in high - interest, short - term loans, indian tribes like the chippewa cree and their new online lending venture, plain green loans, are stepping in to fill the void. the internet lets them reach beyond the isolated rocky boy' s indian reservation to borrowers across the nation, while tribal immunity has allowed them to avoid bans and interest - rate caps several states have set .
a personal loan is your best bet. typically, these offer lower interest rates, and you can borrow up to $ 30, 000 if you need to. they also offer longer loan terms and, unlike plain green loans, you can choose how long you need to pay it back; usually up to five years .
green loan terms are simple: rates from 5. 99% to 35. 64% apr .
you agree to indemnify and hold harmless plain green from and against any and all claims, losses, expenses, demands or liabilities, including attorneys’ fees and costs, incurred by plain green in connection with any claim by a third party (including any intellectual property claim) arising out of (i) materials and content you submit to, post to or transmit through the site, or (ii) your use of the site in violation of this agreement or in violation of any applicable law. you further agree that you will cooperate fully in the defense of any such claims. plain green reserves the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of plain green .
plain green is a tribal lender of the chippewa cree tribe operating within the boundaries of the rocky boy’s indian reservation, montana, a sovereign nation located within the united states of america. loans from plain green are governed by the laws of the chippewa cree tribe, not the law of your resident state. the laws of your resident state may have interest rate limits and other consumer protection provisions that are more favorable. if you wish to have your resident state law apply, you should consider taking a loan from a licensed lender in your state .
short loan terms: plain green loans offers terms ranging from six to 24 months, which is considerably shorter than what most personal loan providers offer. and you don’t get any say in how long your repayment term is. this could be problematic, particularly since you’re responsible for paying back a lot of interest on top of the initial amount .
this agreement and all other aspects of your use of the site shall be governed by and construed in accordance with the laws of the chippewa cree tribe of the rocky boy' s indian reservation, montana, to the extent applicable, to the laws of the united states. you agree that you will notify plain green in writing of any claim or dispute concerning or relating to the site and the information or services provided through it, and give plain green a reasonable period of time to address it before bringing any legal action, either individually, as a class member or representative, or as a private attorney general, against plain green .
bbb recommends consumers become familiar with both the federal laws of the united states of america regarding short term loans before working with this business .
to neal rosette, plain green loans ceo and the chippewa cree' s former executive administrative officer, it' s a win - win. the online lending venture is a resource for people who can' t or won' t borrow from banks, while it gives the tribe a steady revenue stream and jobs with unemployment on the reservation at nearly 40 percent .
paying back a loan before the arranged due date. some banks charge fees for doing this. not at plain green — you can pay your loan off in installments or all at once, at any time, without penalties .
say you took out a $ 2, 000 loan from plain green loans. according to the company’s loan calculator, you’d be charged 200% apr. over the course of the 22 - month loan period, that loan is going to cost $ 7, 588. 81. that’s an extra $ 5, 588. 81 in interest on a $ 2, 000 loan .
you may have other questions about plain green, or want more information than is available on our website. our customer support team is here to listen and provide you with exceptional customer service – just let us know how we can help .
i acknowledge and understand plain green, llc, is a wholly owned company of the chippewa cree tribe of rocky boy’s reservation, montana; a native american tribe federally recognized by the government of the united states of america, and we operate within the boundaries of the reservation. you may reside in a state that does not recognize the sovereign lending authority of the chippewa cree tribal government and may consider the products and services offered by plain green as void under state law. by entering into an agreement with plain green, you are availing yourself upon the jurisdiction of the tribe and fully understand and consent that any agreement entered into is subject to the laws and lending codes enacted by the tribe’s federally recognized sovereign government .
it can be difficult to obtain records that define the relationship between a tribe and non - tribal entity. that' s the case with plain green loan' s relationship to a fort worth, texas - based company called think finance inc .
plain green, llc, is a wholly owned company of the chippewa cree tribe of rocky boy’s reservations, montana; a native american tribe federally recognized by the government of the united states of america, and we operate within the boundaries of the reservation. by entering into an agreement with plain green, you are availing yourself upon the jurisdiction of the tribe and fully understand and consent that any agreement entered into is subject to the laws and lending codes enacted by the tribe’s federally recognized sovereign government .
tags indian, american indian, indian country today, indian country, plain green loans, indian country today media network, federally recognized tribes, native american businesses, cree tribe, indian country today media, native american lending, tribal, tribe, native american, native americans, the native american, american indian tribes, native american communities, native, chippewa cree tribe, chippewa cree, 3 .
while there are cheaper alternatives to plain green loans, the truth is that payday lending is pretty expensive no matter where you go. it’s important to take a hard look at your finances, ideally with the help of a professional. this will help you get your finances in shape and prevent you from having to borrow again next payday. here are some low - cost or free financial counseling resources :
payments reported to credit bureaus: if you’re looking to repair your credit, prompt repayment of your plain green loan could help. the company reports your payments to the credit bureaus and if you demonstrate responsibility, it could improve your credit score over time .
bbb recommends consumers become familiar with the federal laws of the united states of america regarding short term loans before working with this business. check with your state to find out if the loans are collectible and enforceable. consumers may find additional information by contacting the federal trade commission or the us consumer financial protection bureau .
our latest product, plain green, launched in april. customers in need of emergency cash can apply online in minutes, get an answer in seconds, and get cash as soon as the next day ,
a think finance news release from september reads .
the missoulian discussed the chippewa cree’s ownership of plain green loans and how many payday lenders are affiliating themselves with tribes in order to take advantage of tribal immunity. many lawmakers are fighting to restrict these practices, claiming they’re unfair to consumers. a spokesperson for the consumer federation of america said that, “it’s a real threat to the ability of state regulators to enforce the loan market to police caps and other consumer protection measures. ”
plain green provides financial services to the underbanked. some estimates indicate that 25 percent of the u. s. population falls into this category. the traditional banking system is failing many consumers with less - than - perfect credit history. let’s ask the banks when was the last time they made an unsecured installment loan of $ 1, 000 or less. you won’t see too many raise their hands. plain green also reports to credit bureaus which allows consumers to improve their credit score with positive payment history. in a recent survey, plain green asked its customers, “why did you take out a loan with us? ” we heard things like: “i’m paying off credit cards slowly but surely and doing well thanks to you guys cuz no one would help me—thanks. ” results of the survey will be published this month .
this is an expensive form of credit. plain green loans are designed to help you meet your short - term, emergency borrowing needs. appropriate emergencies might be a car repair, medical care for you or your family, travel expenses in connection with your job, etc. our loans are not intended to provide a solution for longer - term credit or other financial needs. alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings, or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs .
that' s a problem for consumer groups and the states that have tried to bring such lending under control. the issue with these loans, consumer advocates say, is that their high interest rates make it too easy for a borrower to become trapped in a cycle of debt as they have to borrow more to repay their original loans .
keeping your financial and personal information safe is one of our most important responsibilities. plain green has taken a number of measures to keep our process completely confidential and secure. please review the details on our security page, and if you have additional unanswered questions, please contact us .
though not a traditional payday lender, plain green loans operates like one. it charges its customers interest rates upwards of 300% . first - time borrowers can borrow up to $ 1, 000, and repeat customers can borrow up to $ 3, 000. you don’t get to choose the term length and the longest available term is two years. there’s no hidden or prepayment fees, but that doesn’t mean you can expect a reasonable interest rate .
compare that with payday loans that require you to pay in full by your next payday. plus, you can always pay your loan off early, without a prepayment penalty .
a payday loan, or payday advance, is a short - term loan that' s intended to cover expenses until you get paid. the lender typically charges a fixed fee based on the amount borrowed, and you have until your next payday to pay it off — regardless of when you apply. payday loans often help people who can' t get credit elsewhere. a plain green installment loan is typically a less costly and more flexible emergency cash alternative .
small - dollar loans from credit unions. many credit unions, especially community development credit unions, make loans of $ 200 - $ 1, 000 with an apr of 28% or less and an application fee of $ 0 - $ 20. these loans are meant to help you build credit and get your finances in shape. the loan term is between one and six months, so you don’t get in a cycle of borrowing to repay your debts. credit unions are also a great source of financial education and can potentially offer financial counseling .
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colorado is trying to prevent western sky from making loans within its borders, while the tribe counters that the state is attempting
to reach into the reservation and regulate commercial activity .
because of growing restrictions on payday loans, banks and payday lenders are teaming up with american indian businesses. indian country offers a loophole, sovereign immunity, that shields companies from the u. s. government’s mandated interest rate caps and other payday - loan regulations. indian country lenders can even issue loans in states where lawmakers have booted out the payday - loan industry .
onemain: onemain offers personal loans from $ 1, 500 to $ 10, 000. loan terms will vary. interest rates vary from 25% apr for those with very good credit, to 36% apr for borrowers with poor credit. there is no minimum credit score to apply, so it’s a great place to apply if you’ve been denied loans from other companies .
plain green is providing you the following information in a manner consistent with principles under united states federal law. it is the policy of plain green to make credit products and associated loan operations support services available to all qualified applicants without discriminating on the basis of race, color, religion, national origin, sex, marital status, or age (provided that the applicant has the capacity to enter into a binding contract); the fact that all or part of the applicant’s income derives from any public assistance program; or the fact that the applicant has in good faith exercised any right under the consumer credit protection act .
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when looking for a personal loan option, be sure to do your research. look for hidden charges and fees in the fine print. personal loans should have a set payment schedule that is coordinated with your paydays for your convenience .
when they were getting it from brick - and - mortar businesses it was easy to monitor how many people were getting payday loans. now that it' s all on the internet, it' s harder to monitor ,
griggs said .
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when you need a quick, convenient, and secure way to get cash to cover unexpected bills, bounced checks and other surprises — an installment loan from plain green may be a good solution. our online application process is simple and straight forward. in just a few minutes you’ll find out how much cash you qualify for — anywhere from $ 500 to $ 1, 000 for our first - time customers .
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a quick personal loan from plain green may solve your immediate cash flow problems. maybe your car broke down and you need it fixed fast. maybe those books for college cost much more than you anticipated. emergency medical bills could be piling up. there are many reasons to consider a personal loan, and many options are out there. make the decision that is right for you, your budget, and your credit .
plain green' s track record is very poor. its ok if needed for a quick solution. but be very careful in getting a loan. 4 months after my loan was paid, in full. i receive a call from them stating that i still owe 290. for what? finance fees. but it wasn' t reported to the credit agencies. so i reported them to having law enforcement to look into them. a very bad practice procedures on their part .
helena - an indian reservation in the heart of montana' s farm country may seem an unlikely place to borrow a quick $ 600, but the chippewa cree tribe says it has already given out more than 121, 000 loans this year at interest rates that can reach a whopping 360 percent .
some non - tribal businesses have seen tribal immunity as a shield that they can use to make high - interest loans outside of the regulatory spotlight and a way to avoid state law enforcement, fox said. so they affiliate themselves with the tribe and conduct business under that shield, she said .
plain green invests 40 percent of its profits directly back into the chippewa cree tribe. to date, we have provided scholarships, educational resources, funding for parks, and holiday meals for each member of the tribe. tribal leaders are developing a long - term strategic plans for putting the revenue to the best use for our people. in a time of budget cuts from the federal government, the chippewa cree aren’t sitting idle. we’re providing economic opportunity and real hope for the future .
this agreement supersedes any previous terms of use agreement to which you and plain green may have been bound. this agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. neither the course of conduct between parties nor trade practice shall act to modify any provision of the agreement. all rights not expressly granted herein are hereby reserved. headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section .
you authorize plain green (“us” or “we”) to verify the information given in connection with this loan application, and you give us consent to obtain information about you from a consumer reporting agency or other sources to verify all of the information you have provided us, including past and / or current information. if there is any missing or erroneous information in or with your loan application regarding your bank account (including without limitation your bank, bank routing number, or account number), you authorize us to verify and correct such information .
nala’s best practices ensure complete transparency of rates and fees, so there is always full disclosure of all terms and conditions to the consumer. here are the facts. according to a 2009 bretton wood study, fee analysis of band and credit union non - sufficient funds and overdraft protection programs, more than 20 million households pay an average of $ 1, 500 a year in non - sufficient funds and overdraft fees. according to a 2008 federal deposit insurance corporation study, “a $ 27 overdraft fee that a customer repays in two weeks on a $ 20 debit purchase would incur an annual percentage rate of 3, 520 percent, ” the new york times reported. our consumers know the facts and the real costs of their options. plain green does not lend within the state of montana. we use all available information to underwrite unsecured loans and this includes the applicant’s address on the credit application .
the sovereign - loan model is “exploding and will be the future lending model for payday - loan companies, ” said jer ayler, president of trihouse enterprises inc. , a payday - loan consultant in las vegas. just like the casino boom that began a few decades ago, payday loans are emerging as a great boon for economically struggling native american communities .
the information and materials contained in this site, including text, graphics, links or other items and content are provided “as is”, “as available”, without any warranty, either express or implied, including the implied warranties of merchantability, fitness for a particular purpose, non - infringement or title. additionally, there are no warranties as to the results of your use of the content. plain green does not warrant that the site is free of viruses or other harmful components. this does not affect those warranties which are incapable of exclusion, restriction or modification under the laws applicable to this agreement .
for tribes like ours, geography creates a number of barriers to promoting economic growth. e - commerce has provided our tribe with the ability to create innovative and profitable businesses, and we believe our product gives consumers real choice when it comes to emergency short - term loans. all nala lenders operate as an arm of their tribe and are wholly owned by the tribe .
forty - two states and the district of columbia have taken different regulatory approaches, from outright bans to interest - rate caps. montana voters last year passed a ballot initiative that capped such loans at a 36 percent annualized interest rate, which has led to a nearly 83 percent drop in so - called deferred deposit lenders, according to montana banking and financial institutions director melanie griggs .
plain green, llc is a tribal lending entity wholly owned by the chippewa cree tribe of the rocky boy' s indian reservation, montana, a sovereign nation located within the united states of america, and we operate within the tribe' s reservation. if we receive, process, and approve your application before 5: 45 p. m. et, we typically fund it on the next business day. if we are unable to verify your application information, we may ask you to provide certain documents. the maximum loan amount for your initial loan is $ 1, 000. refer to loan cost & terms for additional details. we provide complete disclosures of apr, fees and payment terms in the loan agreement .
this compnay used to give good rates to repeat clients and had a transparent system that was easy to use. they' ve raised their rates even on existing clients with excellent histories and hide what they are doing. the only possitive at this point is they evidently audited one of my older loans and sent me a refund. in the past i would' ve recommend them to people, not anymore. i won' t be using the again .
lending club: lending club offers personal loans up to $ 40, 000 with interest rates ranging between 5. 32% and 30. 99% . these interests rates are fixed, so you don’t have to worry about them going up over time. there are no hidden fees or prepayment fees if you decide to pay off your loan early. lending club requires a minimum of a 660 credit score, though, so it may not be an option for some .
we structure our loans so you will have the option of making bi - weekly, monthly, or semi - monthly payments. for example, a $ 700 loan with an annual percentage rate (apr) of 413. 00% has 24 bi - weekly payments of $ 106. 43. the actual number of payments required for your loan will be based on your loan amount and your pay schedule. for your convenience, we link your loan payment dates to your pay dates .
pg says that the typical first - time customer qualifies for a loan of $ 200 - $ 1, 000, with an apr of 299. 17% to 378. 95% . that’s better than many of the lenders we’ve written about: western sky’s interest rates on small - dollar loans can be as high as 340% , while moneytree and mobiloans can easily have aprs over 450% . still, you can do much better than a 300% interest rate. for comparison :
i have had 3 other loans with you in the past 4 years and have always paid them off. each time i had received one the interest rate would go down as i was told. the last time i got a $ 2000. 00 loan my interest rate was% 200 and my payment was $ 329. i did not notice at first but for the $ 2000. 00 my interest rate is almost% 300 and my payment $ 420. too late now but will pay off soon. not doing again. disappointed.
plain green loans is an online lending business that offers emergency cash via the internet and is owned by the chippewa cree tribe on the rocky boy indian reservation . it is known for its high annualized interest rates of up to 379 percent and its activities are considered to be challenging " the ability of state regulators to enforce the loan market to police caps and other consumer protection measures , " while raising questions in regard to tribal sovereignty . 
plain green loans is an online lending business that offers emergency cash via the internet and is owned by the chippewa cree tribe on the rocky boy indian reservation. it is known for its high annualized interest rates of up to 379 percent and its activities are considered to be challenging " the ability of state regulators to enforce the loan market to police caps and other consumer protection measures, " while raising questions in regard to tribal sovereignty.
plain green loans is an online lending business that offers emergency cash via the internet and is owned by the chippewa cree tribe on the rocky boy indian reservation. it is known for its high annualized interest rates of up to 379 percent and its activities are considered to be challenging " the ability of state regulators to enforce the loan market to police caps and other consumer protection measures, " while raising questions in regard to tribal sovereignty.