aia public
aia public takaful is jointly owned by aia co ltd, public bank bhd (pbb) and public islamic bank bhd .
aia public takaful bhd. (aia public) is jointly owned by aia co. ltd. (aia), public bank berhad (pbb) and public islamic bank berhad (a wholly - owned subsidiary of pbb) .
petaling jaya: aia bhd has integrated both its takaful companies, aia afg takaful bhd and aia public takaful bhd, under a single licence and brand and will now be known as aia public takaful bhd .
these public policies and position statements are binding on aia components. public policies are aia statements of belief to policymakers, the public, and the construction industry on public - policy issues affecting the membership, the profession of architecture, or the aia. position statements elaborate on public policies or apply them to specific conditions or events .
it said aia public could leverage on aia and public bank’s leadership positions and established infrastructure in the insurance and banking industries. its family takaful solutions are distributed via aia’s 17, 000 - member life planner force and public bank’s over 259 branches .
reports and financial statements for the financial year 30 november 2017 – aia public takaful bhd .
aia public will launch a series of marketing and branding initiatives, including an advertising campaign, to gain wider awareness and recognition among the public .
copyright © 2018 aia group limited and its subsidiaries. aia bhd. (790895 - d) aia public takaful bhd. (935955 - m) aia general berhad (924363 - w). all rights reserved .
elmie was appointed to lead aia’s family takaful business in 2014, with the aim of making aia public as one of the fastest growing takaful operators in malaysia .
kuala lumpur: aia public takaful bhd (aia public) has declared a total surplus distribution of rm8. 5mil for the financial year ended nov 30, 2013, involving more than 36, 000 certificates under the company .
aia public is committed to offering the right shariah solutions to meet the different life stages needs of our customers .
he said the company is on track to launch 11 new products this year. aia public takaful plan to ride on aia' s 17, 000 life planners and public bank' s 259 branches nationwide to distribute its suite of family takaful solutions .
the distribution, marking the first surplus since the company' s inception three years ago, will benefit eligible customers who have participated in takaful products offered by aia afg takaful bhd and ing public takaful ehsan bhd, which had integrated their businesses in march 2014 to form aia public .
the insurer said on wednesday it has appointed elmie aman najas as the new chief executive officer of aia public takaful bhd with effect from jan 15 .
“elmie will play a key role in driving aia public’s product development strategy to ensure alignment with the company’s multi - channel distribution approach, ” it said .
he was subsequently appointed head of channel management of aia public where he played a critical role in ensuring the successful integration of the two entities’ multi - channel distribution lines following the integration of aia’s businesses in malaysia in 2013 .
elmie joined aia in 2011 when he was made head of operations & partnership for the former aia - afg takaful bhd (aatb) .
dato' chang holds a master' s degree in business administration from university of hull, united kingdom. dato’ chang has 42 years of experience in the banking and finance industry. dato’ chang is currently the deputy chief executive officer of public bank berhad. he sits on the board of several companies under the public bank group, including public bank (hong kong), public bank vietnam, cambodian public bank and campu lonpac insurance in cambodia .
incorporated on 11 march 2011, aia public leverages on aia and pbb group’s leadership positions as well as established infrastructure and distribution networks in the insurance and banking industries to drive growth and increase the family takaful penetration in the domestic market .
aia public chief executive officer wan azman wan mamat said the company was committed to offering the right shariah solution to meet the different stages of a customer' s requirement .
his key responsibility is to drive takaful’s product innovation and penetration rate among the bumi segment by leveraging aia and public bank berhad’s leadership positions and established infrastructure and distribution networks .
interested to join our aia family? look for a role that suits you .
as for ang, he has been with aia group for 17 years. his most recent role was with aia china where he served as the chief agency officer since 2013 .
the surplus will be distributed to those who are registered as a customer of aia public, as at nov 30, 2013, do not have any outstanding contribution payments and have not made any claims .
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it also announced kelvin ang joined as aia’s national chief agency officer with effect from feb 1 .
according to an analyst from rhb research institute sdn bhd (rhb research) in a research note yesterday, the disposal announcement was not too surprising as management had previously said that it was searching for a new partner to replace aia following aia’s acquisition of ing’s malaysian operations (ing has a tie up with public bank) .
dato' mohammed najeeb holds a master' s degree in business administration (accounting and finance) from charles darwin university, australia and also graduated from the chartered institute of marketing (uk). he started his career in banking for over 27 years and has more than 35 years of experience in both conventional and islamic banking. he was appointed the general manager of public islamic bank in november 2008. he relinquished his position in public islamic bank when he was made a senator of the parliament of malaysia in april 2010 for a 3 - year term. he is an independent non - executive director of public islamic bank bhd, cambodian public bank plc, campu lonpac insurance plc, pb trustee services bhd and aia public takaful bhd .
life may be full of ups and downs, but we should never give up on what' s most important to us. aia public' s aim is to help our customers prepare for some of those uncertainties and to secure their financial and protection needs .
aia was founded in asia, is headquartered in asia and present in 18 markets across the asia - pacific region .
aia plaza 33, jalan semangat, section 13 (8, 487. 61 mi) petaling jaya, malaysia 46100
kuala lumpur: aia bhd has strengthened its takaful business and life planner distribution channel with two key appointments to its executive committee .
cannot swipe at clinic is true for prubsn. but ive seen another aia promo mention they oso provide facility at panel clinic .
“architecture profoundly affects people. the work of architects is essential to human well - being, and architects must embrace their ethical obligation to uphold this public trust. ”
elmie has nearly 20 years of experience in insurance. he was chief agency officer of aia bhd’s central region where he amassed experience in distribution channel management and strategic planning as he helped to drive aia’s business goals in the takaful space through the company’s life planner force .
kuching: alliance financial group bhd’s (afg) disposal of its 30 per cent equity interest in aia afg takaful bhd (aia aig takaful) for a total cash consideration of rm45 million was anticipated by analysts and would probably not leave much impact for the group .
for almost a century, aia has served the ever - changing needs of millions of people all across the asia - pacific region .
( aia) formed a strategic alliance through a memorandum of agreement (moa). the moa agrees to facilitate collaboration and information sharing to enhance the profession of architecture in the department of defense and other related federal agencies, and to enhance the body of knowledge for architecture in the public and private sectors .
our takaful business is now bigger, stronger and uniquely positioned to serve our customers and partners well into the future as we have combined the best aspects to produce an enhanced suite of products, processes, systems and technological capabilities ,
said aia public ceo wan azman wan mamat said in a statement yesterday .
aia vitality is the science - backed wellness programme that works with you and rewards you for the healthy choices you make. find out more
en. abu hassan assari holds a bachelor of arts (hons .) degree from university of malaya. he is the chief executive officer of public islamic bank berhad and has more than 34 years of experience in the banking industry. encik abu joined the public bank group in 1989 and has held several managerial positions at the head office in credit operations and retail banking, with his last position being director of credit operations. he became the general manager of public islamic bank in 2010 and was subsequently appointed to his current position in early 2011 .
aia bhd said ang transformed the agency force by driving significant value of new business growth, a measure of future profitability, in the last two years .
ms anusha was appointed ceo of aia bhd. in june 2015. she joined aia in 2002 as vice president of actuarial and later took on the role of appointed actuary & head of product development in ing insurance berhad, where she went on to become deputy ceo. anusha returned to aia in 2011 as deputy general manager of operations, finance & actuarial. prior to becoming ceo, ms anusha was appointed as the regional business development director of aia group limited. she holds a first class honours in mathematics & statistics from the uk’s university of birmingham and is also a fellow of the institute of actuaries, uk .
in the early afternoon of march 6, 2017, several past urbahn medal recipients came together for an inaugural summit in washington, d. c. , to continue the way forward for collaboration among architects working in and for the public sector .
maa takaful medical card plan also have unlimited lifetime limit. by the way i' m also taking this aia plan right now, since they have for family plan. pay about rm420 + + per month
aia bhd ceo bill lisle said with elmie and ang, the company’s vision was to become the best provider of insurance products and services so we address the protection needs of malaysians at every stage in their lives .
as for ang, he would be spearheading aia’s premier agency strategy in malaysia. his focus would be to recruit full - time life planners as the insurer seeks to create the largest and most productive life planner sales force in the country .
both aia and same serve professionals in the architecture field; same’s reach is slightly more diverse including engineering, construction (a / e / c), facility management and environmental entities. together, this partnership will add greater value to the members of both organizations .
another analyst from the research wing of kenanga investment bank bhd (kenanga research), kelvin ong, noted that aia afg takaful was only recently incorporated on december 6, 2010 with an issued and paid - up share capital of rm100 million to carry out family takaful business .
the urbahn medal, named in honor of max o. urbahn, faia, is awarded annually to a member of the society of american military engineers (same) for distinguished performance in the field of architecture. urbahn was a former president of the american institute of architects (aia) who had profound influence upon thousands of architects as well as engineers across both aia and same communities during his long professional career from the 1950s through the 1990s. the first same urbahn medal was awarded in 1996 to harold l. adams, faia, riba, jia .
now paying prudential bsn med card rm300 per month for waifu and me. almost two year already. within two year just utilize the med card once when i got hospitalized due to road accident. not full coverage still need to pay 10â„… co takaful. good thing i got 2days allowance from prubsn. now that i hv a kid. i wanna cover my kid as urltoken prudential bsn agent quote rm110 for my kid. but this aia takaful looks gooding. for urltoken ko takaful, cover up to 4kids. . and can swipe2 at panel clinic. for prubsn the plan only kicks in when one get warded. . anyone use this plan from aia? can share? thx summon unker roysteve just reference. ayam no promo this guy
en. mohd daruis is a fellow of the association of chartered certified accountants as well as a member of the malaysian institute of certified public accountants, malaysian institute of accountants and chartered tax institute of malaysia. he is the sole practitioner in an audit firm mdz & co. encik daruis was with pricewaterhouse coopers malaysia between 1974 and 2004, where he held the position of senior partner. he was also a member of the acca malaysian advisory committee and dewan perniagaan islam malaysia negeri johor .
capt. michael l. blount, p. e. , leed ap bd & c, assoc. dbia, f. same, usn (ret .), is currently vice president of navy programs with aecom. he previously was vice president of the federal center of excellence for balfour beatty construction. before joining the private sector, he served in the u. s. navy. command positions included: commanding officer, naval facilities engineering command, southeast, jacksonville, fla. ; commander, 30th naval construction regiment, pearl harbor, hawaii; public works officer and officer - in - charge of construction, naval air station sigonella, italy; and commanding officer, naval mobile construction battalion 1, gulfport, miss. capt. blount has served in numerous same leadership positions including: chair, same energy and sustainability committee, 2013 - present; co - chair, dbia / same federal delivery symposium, 2014; member, executive committee, 2009 - 2011; member, same board of direction, 2008 - 2012; south atlantic regional vice president, 2008 - 2012; president, jacksonville post, 2006 - 2007; first vice president, jacksonville post, 2006; regional vice president secretary to rear adm. ives, 1987 - 1988. he is an instructor at norwich university, which he has continued since 2006, and a member of the dbia, federal sector committee and chi epsilon, national civil engineering honor society .
no, it does not depend on family medical history, but rather it is how the plan is designed. see below co - takaful or deductible is a method used by most of the international insurer to reduce the insurance charges, especially at older age. please see the brochure attached earlier on the insurance charges, especially at older age. will you be able to sustain the policy if you are required to pay rm10k / year at age 70? most of the time, the agents do not tell the client about the' increasing' insurance charges as we grow older and only tell them that the premium that they pay does not go up (in order to secure the sales). by applying the co - takaful / deductible, the plan is easier to maintain, as the insurance charges is not that expensive as compared to plans with full claim. secondly, as some has mention the non - cancellable clause mean that prubsn cannot cancel the medical plan even though you had claimed before. thirdly, as for family plan, and if you are the person signing on behalf of your spouse and kids, if you die, the policies for the kids / wife will also be terminated as you are the master policy holder. of course prubsn also have plans with full claim (health enrich plan), with a higher insurance charges naturally. everything comes at a costs. aia dont have parent / spouse contributor ?
attracting young adults, including those from the malay segment, to boost sales productivity and unlock the growth potential of family takaful in malaysia .
he has also served in various senior agency management and agency distribution roles in hong kong, indonesia, vietnam and within china .
“from our conversation with management, we understand that there is nothing on the table at the moment with respect to a new partner, ” it highlighted .
“while the amount of disposal proceed is relatively small vis - à - vis its core capital of rm4. 1 billion as at end - december 2012, this development is mildly positive for afg, creating some space for its core capital ratio required under the new basel iii regime, ” ong opined .
“other than that, the divestment is not expected to have a material effect on the group earnings. there are no changes in our earnings estimates as the joint venture was just breaking even previously. ”
to recap, ong said the momentum of afg’s loan growth was seen as sustainable, driven by the bank’s aim of growing its small and medium enterprise (sme) and mortgage loans (targeting high - teen rates) .
“our loan growth forecast of 11 per cent year on year for afg is thus highly achievable with the risk actually being on the upside. however, the immediate challenge is that continuous competitions could have a negative impact on its net interest margins (nim) .
“in fact, management has guided for a potential nim compression of 10 basis points as the group’s strategy to focus on mortgage and sme loans will see it competing more in these two highly competitive segments, which could lower its asset yields and raise its funding cost .
“in addition, afg’s earnings are likely to be unexciting and we expect another major leg up in its fee income to likely happen only in financial years 2014 or 2015 and hence, its cost to income ratio may not decline as fast as earlier expected. ”
meanwhile, the research side of midf amanah investment bank bhd (midf research) believed that afg would continue to focus on growing non - interest income .
“the group announced earlier of alliance bank’s sale of 70 per cent equity stake in alliance investment management bhd (aimb) which manages unit trust funds eventually to kaf - seagroatt and campbell (kaf), ” it highlighted .
“aimb’s contribution to group pre - tax profit was marginal. we believe that the group is reducing its capital in business segments which are not performing and channelling its focus on driving on interest income growth which will be key driver of its roe. ”
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we are strengthening our multi - distribution channels through innovative recruitment activities and business collaborations with reputable partners. with our added strength and capabilities following the integration, we will deepen our commitment to deliver a more personal, relationship - based experience to our customers and partners ,
wan azman added .
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we are also focused on ensuring all claims are managed properly and in an ethical manner. by doing so, we are pleased to share a surplus with our customers this year ,
he said in a statement .
the surplus amount paid will also vary from one customer to another depending on the size of their contribution, amount of coverage and certificate period .
takaful not only benefits claimants but also takes care of non - claimant customers, who stand to receive a proportionate share of distributable surplus arising from the risk fund at the end of a defined period, said the statement. - bernama
our people are the foundation of our success and the drivers of our promise to help malaysians live healthier, longer, better lives .
dato' thomas is a barrister at law (england) and holds a master of arts (ma) and master of laws (llm) from cambridge university, uk. dato’ thomas has been in legal practice as an advocate and solicitor for more than 50 years. dato’ thomas is an arbitrator with the court of arbitration for sport, lausanne, switzerland and is currently the senior partner of lee hishammuddin allen & gledhill. he has over 40 years of experience in banking, finance and corporate law .
datuk husni holds a bachelor of science (hons .) resource economics from university putra malaysia. datuk husni had served at malaysian missions in the philippines, pakistan and united kingdom and was an ambassador of malaysia to kuwait and ambassador of malaysia to thailand. datuk husni was appointed as the high commissioner of malaysia to singapore on 23 august 2013 before his retirement from government service in 2016. datuk husni has over 34 years of experience and expertise in managing international relations as a diplomat and senior management team of the malaysian ministry of foreign affairs .
emeritus prof. dato’ paduka dr. mahmood zuhdi haji ab. majid (chairman) is currently an emeritus professor at the academy of islamic studies, university of malaya .
he received his first degree in shariah from yayasan pengajian tinggi islam kelantan and successfully completed his master’s degree in shariah from al - azhar university. he then obtained his diploma in education from ‘ain syams university, cairo and master in philosophy from university of kent, england. he holds a doctorate of philosophy from university of malaya .
he holds the post of consultant of foreign affairs for madinah international university and a research fellow at international shariah research academy for islamic finance (isra). he has published various books and written numerous articles, journals and research papers on islamic criminal law, history of islamic law and principles of islamic jurisprudence .
associate prof. dr. mohamad asmadi abdullah is currently an associate professor at ahmad ibrahim kulliyyah of laws, iium. he obtained his double degree in llb (bachelor of laws) and llb. s (bachelor of shariah) from iium. he then obtained his master of comparative laws from the same university. he holds a ph. d in islamic law from university of durham, united kingdom. he was a deputy dean at the academic management and admission division, iium and served osk investment bank as a member of its shariah committee. he has presented various papers both locally and abroad and has produced several articles and books in the field of family law. his specialised areas are islamic law of property, transactions, banking and takaful as well as comparative laws .
assistant prof. dr. mohd afandi awang hamat is currently an assistant professor at kulliyyah of islamic revealed knowledge and human sciences, iium. he received his first degree in fiqh and usul al - fiqh from iium and further his master and ph. d at the same university .
currently, he is appointed as a committee member of employment and promotion and a committee member of examination in iium. he is also a coordinator of centre for islamic studies at the same university. dr. mohd afandi had represented iium in a conference in erfurt university, germany to present a paper on issues of islamic law .
associate prof. dr. abdul bari awang is currently an associate professor in kulliyyah islamic revealed knowledge, iium. he received his first degree in fiqh from iium and continues his master and ph. d in fiqh & usul al - fiqh at the same university .
he won an award for the best library partner iium in 2013. he was also appointed as a reviewer for the best book award by majlis penerbitan ilmiah malaysia. he received a bronze award winner in iium research, invention and innovation exhibition (iriie) in 2010 and 2012 .
dr. abdul bari is currently a member of islamic legal consultative committee of federal territories, a member of student disciplinary committee board, iium and a coordinator for diploma in islamic studies, iium in gombak, kuantan and singapore .
associate prof. datin dr. rusnah muhamad is currently an associate professor in faculty of business and accountancy, university of malaya (um). she obtained her first degree in accounting from um and obtained her master of science in accounting and finance from university of stirling, scotland. she then received her ph. d in accounting from um. she had recently completed her executive diploma in syariah at universiti malaya centre of continuing education and received the best student award .
she is a registered member of cpa australia and becomes a campus liaison officer of cpa australia. she is appointed as a chief editor for journal accounting perspective published by department of financial accounting and auditing), um .
she has been actively producing various research papers in financial accounting, islamic accounting and religiosity and ethics. her academic paper titled “religiosity and work stress coping behaviour among muslim employees” won the best paper award at the international conference on management from islamic perspective in 2007 .
swee chin leads the actuarial team that is responsible for the company’s financial resiliency, to ensure that there are adequate financial safeguards in place to manage key emerging risks to the financial condition and capital adequacy of the company .
reena sari leads the business governance team that is responsible for driving sustainable business growth through successful distribution channel management and strengthening the company cost and operational efficiencies through effective operations and it management .
yuet ping leads the finance team that is responsible for treasury and reconciliations, finance and general ledger operations, financial reporting, as well as financial control and investment .
puteri haslinda leads the compliance team that is responsible for ensuring that controls to manage compliance risk are adequate and operating as intended. it is also responsible for assessing and monitoring of compliance risk faced by the company .
we would like to introduce the new a - enrichgold - i 6pay20 which are specially offered from 4th december 2017 until 31st march 2018 only .
it consist of an investment - linked plans with a contribution term of 6 years and coverage term of 20 years. it is a savings plan that provides takaful coverage, investments, maximizing returns, coverage on total permanent disability, increasing lifestyle benefits and so on. please contact any of our representatives for fur
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now paying prudential bsn med card rm300 per month for waifu and me. almost two year already .
within two year just utilize the med card once when i got hospitalized due to road accident. not full coverage still need to pay 10â„… co takaful. good thing i got 2days allowance from prubsn .
now that i hv a kid. i wanna cover my kid as urltoken prudential bsn agent quote rm110 for my kid .
for urltoken ko takaful, cover up to 4kids. . and can swipe2 at panel clinic. for prubsn the plan only kicks in when one get warded. .
for prubsn. . it does cover if your fever n flu too severe until it get u warded .
cannot swipe at clinic. only work for in patient at hospitals (warded) .
no limit seumur hidup, this agent try to sell something which not inside the clause .
you think insurance so bodoh, insurance has the right to increase premium whatsoever without your approval .
is non cancellable? prubsn / prudential is ncc... sampai u mampui u pay rm150. . they cannot force u to terminate the plan
so far that i know individual medical card cannot. i could be wrong. do show me the promo ya .
if not mistaken, prudential few years back got this pru clinic care. that one can use for clinic as well .
if go to clinic lead to hospitalisation can claim lah. illness must be related. cannot say go clinic sakit kepala then hospital patah kaki. you cannot claim back the clinic one. but you still have to pay first .
mine is the old product. i think rm66 for new product with better benefits .
thanks! will check it out. do we need to go to an agent or can go direct i wonder .
i pay rm150 for 650k full medical benefits, max until 85 prubsn. seems more logical. don' t really like those sweet words hanky panky promotion cus afraid if later anything happen, issue come out and that time you regret liao .
i' ve noticed a lot of other companies started to increase their lifetime limit after this product go big. win for everyone lah !
i pay rm150 for 650k full medical benefits, max until 85 prubsnâ. seems more logical. don' t really like those sweet words hanky panky promotion cus afraid if later anything happen, issue come out and that time you regret liao .
not sure can go direct or not. try call their cs. i take through agent though .
sorry guys, i don' t do comparison and it' s not professional of an agent to compare with another insurance company as i am not involved directly in its medical claims operations. anyway, always remember that there is no free lunch when it comes to insurance. everything will comes at a cost. please take the brochure and read. a - life _ med _ regulari
no lifetime limit is very common nowadays. however, the more important is the annual and other inner limits, not the lifetime limit .
a 2 weeks icu for viral infection at a private hospital can costs ~ rm80k .
all insurer reserves the right to increase the' insurance charges' should the claims for that particular product goes out of hand and / or the premium collected is not able to maintain the medical portfolio .
if the upward revision results in the insufficient of units in the policy to cover the said insurance charges, the policy holder is required to do' top ups' or pay more premium if he / she wants to maintain the policy .
probably this is out of topic but it will be good if you can share your knowledge, i wanted to know about the co - takaful scheme by prudential bsn, what' s the purpose we pay monthly but in the end if admitted, need to pay 10% or maximum rm1k? look more rugi to me compared to fully cover .
no, it does not depend on family medical history, but rather it is how the plan is designed. see below
co - takaful or deductible is a method used by most of the international insurer to reduce the insurance charges, especially at older age .
please see the brochure attached earlier on the insurance charges, especially at older age. will you be able to sustain the policy if you are required to pay rm10k / year at age 70 ?
most of the time, the agents do not tell the client about the' increasing' insurance charges as we grow older and only tell them that the premium that they pay does not go up (in order to secure the sales) .
by applying the co - takaful / deductible, the plan is easier to maintain, as the insurance charges is not that expensive as compared to plans with full claim .
secondly, as some has mention the non - cancellable clause mean that prubsn cannot cancel the medical plan even though you had claimed before .
thirdly, as for family plan, and if you are the person signing on behalf of your spouse and kids, if you die, the policies for the kids / wife will also be terminated as you are the master policy holder .
of course prubsn also have plans with full claim (health enrich plan), with a higher insurance charges naturally. everything comes at a costs .
thanks again! it is not easy to find agent who will explain as details as you. am also got this info from my agent .
the want i have bold, ramai yang terlepas pandang since family plan sometimes are more affordable compared with individual insurance. bila anak ramai, lagi tinggi expenses for insurance .
for me, co - takaful is fit with my necessity. thanks sifu roystevenung
thank you for the great explaination and knowledge sharing, one more question, sorry in advance if i' m taking your time .
why do we need to pay 10% or maximum 1k for hospitalization if we already paid for insurance, monthly. . its like rugi for us .
but need to pay rm400 back to insurance just because my warded bill is rm4000 and need to pay 10% .. its like rugi for me .
that rm400 still acceptable, what if need to pay maximum rm1k, but that time short of money. .
apa yang saya belajar, any policy cannot review tanpa persetujuan contributor. compny insurans akan cover berlandaskan policy yang diambil walaupon policy tu 10 tahun lalu .
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aia public takaful bhd. is a malaysian takaful company , jointly owned by aia group limited and public bank berhad . the company is the successor to two former takaful operators — ing public takaful ehsan and aia afg takaful . ing public was the takaful joint venture between ing group and public bank until 2012 , when aia acquired ing 's malaysian operations . aia afg was the takaful joint venture between aia and alliance financial group ( afg ) . subsequent to aia 's acquisition of ing 's stake in ing public ( renamed aia public ) , afg disposed of its interest in aia afg . aia afg was then merged into aia public , with the transfer of business completed in 2014 . the series of transactions resulted in aia group and public bank holding 70 and 30 percent interests respectively in the company . aia public distributes family takaful products via aia malaysia 's 17,000 insurance agents ( known as life planners ) ( as of 2015 ) and public bank 's over 250 branches in malaysia . the company made its first surplus distribution in 2014 . 
aia public takaful bhd. is a malaysian takaful company, jointly owned by aia group limited and public bank berhad. the company is the successor to two former takaful operators — ing public takaful ehsan and aia afg takaful. ing public was the takaful joint venture between ing group and public bank until 2012, when aia acquired ing's malaysian operations. aia afg was the takaful joint venture between aia and alliance financial group (afg). subsequent to aia's acquisition of ing's stake in ing public (renamed aia public), afg disposed of its interest in aia afg. aia afg was then merged into aia public, with the transfer of business completed in 2014. the series of transactions resulted in aia group and public bank holding 70 and 30 percent interests respectively in the company. aia public distributes family takaful products via aia malaysia's 17,000 insurance agents (known as life planners) (as of 2015) and public bank's over 250 branches in malaysia. the company made its first surplus distribution in 2014.
aia public takaful bhd. is a malaysian takaful company, jointly owned by aia group limited and public bank berhad. the company is the successor to two former takaful operators — ing public takaful ehsan and aia afg takaful. ing public was the takaful joint venture between ing group and public bank until 2012, when aia acquired ing's malaysian operations. aia afg was the takaful joint venture between aia and alliance financial group (afg). subsequent to aia's acquisition of ing's stake in ing public (renamed aia public), afg disposed of its interest in aia afg. aia afg was then merged into aia public, with the transfer of business completed in 2014. the series of transactions resulted in aia group and public bank holding 70 and 30 percent interests respectively in the company. aia public distributes family takaful products via aia malaysia's 17,000 insurance agents (known as life planners) (as of 2015) and public bank's over 250 branches in malaysia. the company made its first surplus distribution in 2014.