commonwealth securities
withdrawal made through an atm of asb bank in new zealand, commonwealth bank in indonesia and commonwealth bank in vietnam .
the financial services guide (
fsg
) provides information about commonwealth securities to help you decide whether to use the financial services we offer .
we make our first (and only) acquisition: kavanaugh securities. with its national presence, kavanaugh establishes commonwealth as a national broker / dealer .
commonwealth’s san diego office celebrates its fifth anniversary by adding the commonwealth name in big, bold lights to the city skyline. this rooftop sign marks the location of the san diego headquarters and supplements commonwealth’s branding efforts .
commonwealth bank branch you can deposit cash and cheques into your cdia by visiting your nearest commonwealth bank branch. locate the branch closest to you .
commonwealth bank atm you can transfer funds between your linked accounts by using any commonwealth bank atm. , you can also deposit cash and cheques directly to your cdia at selected atms. locate the commonwealth bank atm nearest you .
a senate committee established following the collapse of the mining shares boom. recommended the establishment of a national securities commission with full regulatory and investigative powers of a federal statutory body, modelled on the us securities and exchange commission. the reports were a precursor to the creation of the national companies and securities commission .
companies and securities legislation (miscellaneous amendments) act 1983 (cth) established the accounting standards review board .
in june of 2011, j. p. morgan securities llc merged with j. p. morgan futures inc. , with j. p. morgan securities being the surviving entity. [ 3 ] [ 4 ]
opening a commonwealth direct investment account couldn’t be easier. login to commsec below and follow the prompts to add a commonwealth direct investment account to your list of accounts .
commonwealth reaches the $ 1 billion mark in annual revenue, a significant corporate milestone .
merger of j. p. morgan futures inc. with and into j. p. morgan securities llc. intercontinentalexchange .
commonwealth bank customers can be trading with commsec in just minutes using their netbank log on .
the reserve bank is able to control the supply of es funds through its open market operations. when the reserve bank buys securities, it pays for them by crediting the es account of its counterparty (or the es account of the financial institution of which its counterparty is a customer), adding to the overall supply of es funds. sales of securities have the opposite effect. the securities which the reserve bank is prepared to purchase in its domestic market operations are limited to highly rated australian dollar denominated securities .
commission established in 1967 into corporate and securities law reform, led by richard eggleston. proposed protections for small investors in company takeovers to be included in the unified companies acts and called for the establishment of a national securities commission. consists of seven interim reports :
r v hughes (2000) 202 clr 535 casts doubt on constitutional validity of states conferring power on commonwealth officers. (clr available from thomson legalonline) australian securities and investments commission act 2001 (cth) an act to provide for the australian securities and investments commission, a corporations and markets advisory committee and certain other bodies, and for other purposes .
a pioneer in fee - based asset management, commonwealth introduces its first mutual fund wrap program .
benefit from the strength and experience of the commonwealth bank – australia’s leading account provider for smsfs .
cheques issued on your account and cashed over - the - counter at a commonwealth bank branch .
j. p. morgan futures inc. - j. p. morgan securities llc merger frequently asked questions. kcera. org .
companies and securities legislation amendment act 1986 (cth) amended the companies act 1981 and companies (acquisition of shares) act 1980 .
successive reports to the ministerial council from the companies and securities law review committee under harold ford resulted in systematic statutory company law updates .
this guide by thomsonreuters gives good descriptions of the various securities and exchange (sec) filings required by the government for mergers and acquisitions .
for current term deposit interest rates, see the rates & fees page on the commonwealth bank website .
the commonwealth banks restructuring act of 1990 converted the commonwealth bank from a statutory authority to a public company with conventional share capital and part - government ownership. on 17 april 1991, the organisation became a public company with a share capital governed by the corporations law but subject to certain overriding provisions of the commonwealth banks act 1959. the commonwealth bank was fully privatised in three stages from 1991 until july 1996 .
this site is directed and available to and for the benefit of australian residents only. © commonwealth securities limited abn 60 067 254 399 afsl 238814 (
commsec
) is a wholly owned, but non guaranteed, subsidiary of the commonwealth bank of australia abn 48 123 123 124 afsl 234945 and both entities are incorporated in australia with limited liability .
© commonwealth financial network ®, member finra / sipc, a registered investment adviser. all rights reserved .
transfer from your linked commonwealth bank accounts you can transfer funds from your linked accounts to your cdia in real - time using netbank. your linked commonwealth bank accounts are those you can see on the netbank home page .
to address these issues, the government took the decision to boost liquidity in the treasury bond market through additional issuance and to widen the range of securities eligible as collateral for the stock lending facility. in july 2008, additional tenders commenced, including: switch tenders where treasury bonds were exchanged for other non commonwealth securities, for bond lines showing signs of tightness in the market, as well as for new bond lines .
superseded the national companies and securities commission act 1980 (cth). repealed by the corporations (repeals, consequentials and transitionals) act 2001 (cth) .
the australian government first introduced competitive price tenders for treasury bonds in august 1982. the key feature of this approach is that the issuer sets the volume of securities issued while the market determines the issuance yield. the bids at tender provide a snapshot of the demand for securities and a number of metrics are available for assessing tender performance .
open a commsec share trading account and a commonwealth direct investment account together to settle your trades directly and enjoy low brokerage .
secretary of the commonwealth william francis galvin said that voya financial advisors inc. , fmn capital corp. and five others will pay a combined $ 238, 000 and update their proxy voting oversight guidelines after the firms submitted unauthorized proxy votes prepared by realty capital securities in an alleged ...
the commonwealth bank was founded under the commonwealth bank act in 1911 and commenced operations in 1912, empowered to conduct both savings and general banking business. today, we’ve grown to a business with more than 800, 000 shareholders and 52, 000 people working in the commonwealth bank group. we offer a full range of financial services to help all australians build and manage their finances .
standing committee on constitutional and legal affairs, parliament of australia, the role of parliament in relation to the national companies scheme (1987) inquiry into the role of parliament in relation to the ministerial council for companies and securities and the national companies and securities commission. recommended parliament enacts comprehensive legislation covering the field currently regulated by the co - operative scheme .
for the fourth straight time, j. d. power ranks commonwealth “ highest in independent advisor satisfaction among financial investment firms. ”
the commonwealth ceased funding the states’ new money requirements in 1984 but continued refinancing maturities of treasury bonds issued on their behalf until 1990 .
financial sector reform (amendments and transitional provisions) act 1998 (cth) asc became australian securities and investments commission with added regulatory powers over insurance and other financial offerings to the public .
for the second consecutive time, j. d. power and associates ranks commonwealth “highest in independent advisor satisfaction among financial investment firms. ”
commonwealth securities limited abn 60 067 254 399 afsl 238814 (commsec) is a wholly owned but non - guaranteed subsidiary of the commonwealth bank of australia abn 48 123 123 124 afsl 234945 (the bank) and a participant of the asx group and chi - x australia. commonwealth direct investment account is a product of the bank and is marketed by commsec. as this information has been prepared without taking into account your objectives, financial situation or needs you should, before acting on this information, consider its appropriateness for your circumstances. please consider the full terms and conditions which are available on request. fees and charges apply .
other commonwealth securities were discontinued in order to maintain liquidity in treasury bonds. the treasury adjustable rate bonds maturing in 1998 and 2000 were not replaced with new lines and issuance into treasury indexed bonds stopped in early 2003. issuance of treasury notes discontinued in 2003, as assets in the form of term deposits with the rba became the main cash management tool .
marketable securities transfer acts these laws were enacted in each jurisdiction in the late 1960s and early 1970s. though not at first uniform, these laws revolutionised share transfer processes. these laws have since been repealed .
investment advisor magazine presents commonwealth with its first broker / dealer of the year award. we were pleased to receive two more awards in 1992 and 1994 .
the volume of securities sold provides little insight into the performance of tenders other than in the rare cases of uncovered tenders where investors are not prepared to make sufficient bids at any price to clear the tender. 11
intellectual property law it law maritime law incl. arrests of vessels medical law obligations and property law penal law litigation and arbitration – civil, administrative and misdemeanour procedure and alternative dispute resolution property law securities and emissions tax law
there are no account - keeping or electronic transaction fees for cdia. online transfers, direct debits and withdrawals from commonwealth bank atms within australia are also free .
wayne bloom, a 20 - year commonwealth veteran and managing principal since 1999, succeeds joseph deitch as ceo. mr. deitch remains chairman of the firm .
rich hunter, a 25 - year commonwealth veteran and managing principal since 1996, is appointed president and coo. peter wheeler assumes the title of vice chairman .
j. p. morgan securities clears 70 + exchanges with electronic trading access to more than 40 of them. more than 99. 95 percent of its business is conducted on exchanges where the company maintains direct clearing memberships .
the maestro and cirrrus services were introduced in april 1993, enabling worldwide eftpos, keycard and credit card transactions. the commonwealth bank’s internet site was launched on 29 september 1995 and, on 28 february 1997, netbank was launched as a totally online service, offering 24 - hour internet transaction banking services. commonwealth securities limited (commsec), a new stockbroking company, was established on 25 july, 1995, initially as low - cost telephone based and by 2008 had won the afr smart investor ribbon award for ‘online broker of the year – fully featured’ .
contains information on the securities & exchange (sec) disclosure rules. it provides a description of many of the common m & a; sec filings related to mergers, such as forms s - 4, 14d9 and 14d6 .
the commonwealth direct investment account (cdia) is the preferred cash management account for commsec share traders - with it you can seamlessly settle trades, transact and earn interest .
transact on your cdia in real time through netbank, the commonwealth bank' s market - leading online banking platform. instantly transfer funds seamlessly between all your cba accounts .
eventually, the numbers became meaningful. we started to prosper, adopting the commonwealth name in 1981 to reflect our desire to foster the common good of our employees and advisors .
the commonwealth bank documentation and archives centre serves our internal needs and supplies information to the public about the organisation’s history and operations. the centre houses information about the commonwealth bank and other financial institutions whose archives have come to us as a result of amalgamations (including colonial mutual limited and the rural bank of new south wales). sources of information include :
the smoke eventually cleared and the financial markets began to sort themselves out. and an amazing thing happened as money returned to the stock market: commonwealth was perfectly positioned for growth .
she also advised the commonwealth government on scoping studies in relation to medibank private and telstra 2 and 3, and a state government on a privatisation scoping study for a forestry asset .
incorporating the commonwealth bank' s accelerator cash account (aca) and term deposit, our cash management service acts as a single investment cash flow hub for investors and their advisers .
silicon valley - based technology company pivotal systems launched an initial public offering (ipo) and listing on the australian securities exchange (asx) on 2 july 2018. the ipo raised $ 53. 5 million, placing the value of the specialist … continued
the investment and insurance services division was later renamed wealth management to more accurately reflect the nature of the business. the commonwealth bank has become a financial services institution in the broadest sense .
incorporating the commonwealth bank’s accelerator cash account (aca) and term deposit products, the cash management service acts as a convenient, fully - featured cash hub for advisers and their clients .
kol chu birke, trap kloman, and brad mcmillan are welcomed as managing partners, spreading commonwealth' s ownership among 13 dedicated, tenured, industry experts and strengthening our management ranks for years to come .
with the exception of the commonwealth coat of arms and where otherwise noted, all material presented on this site is provided under a creative commons attribution 3. 0 australia license as detailed in our copyright statement .
secretary of the commonwealth william f. galvin commends mary schapiro on her years as s. e. c. chairman; congratulates commissioner elisse walter as new s. e. c. chair (pdf )
committee established to report on a package of 16 bills known as the corporations legislation package including the corporations bill 1988. report on the adequacy of the legislation to improve regulation of companies, facilitate performance of the securities and futures markets, ensure investor protection and report on the fundraising provisions .
corporate law economic reform program act 1999 (cth) changes include statutory derivative action, relaxed regulation of acquisitions of shares for the purpose of takeover of control, enhanced role of corporations and securities panel as a substitute to courts for settlement of takeover disputes and restated functions of the aasb .
maddocks offers clients a multi - disciplinary team – bringing together experts in corporate and securities law, competition and regulatory law, employment, financial services, intellectual property, planning and real property superannuation, tax and other specialist areas – to deliver a commercially focused, solutions - oriented service .
corporations act 2001 (cth) superseded the corporations act 1989 (cth) to become the legislation governing corporations today. enacted following a reference of power by the states. state legislation referring corporations power to the commonwealth
* for trades under $ 1000. to be eligible, you must trade online, be chess participant sponsored with commsec and settle your trades through either a commonwealth direct investment account (cdia) or a commsec margin loan .
back in 1979, there weren’t as many viable independent b / ds to choose from as there are today, so the original business plan assumed that other disenfranchised financial planners would see commonwealth as a breath of fresh air .
to date, commonwealth has been recognized a remarkable 25 times as one of the best places to work by five top publications. these accolades affirm our commitment to creating a supportive environment where we all can thrive professionally and individually .
to date, commonwealth has been recognized a remarkable 28 times as one of the best places to work by five top publications. these accolades affirm our commitment to creating a supportive environment where we all can thrive professionally and individually .
to date, commonwealth has been recognized a remarkable 32 times as one of the best places to work by five top publications. these accolades affirm our commitment to creating a supportive environment where we all can thrive professionally and individually .
to date, commonwealth has been recognized a remarkable 38 times as one of the best places to work by five top publications. these accolades affirm our commitment to creating a supportive environment where we all can thrive professionally and individually .
jpmorgan futures & options is expanding into new global markets, most recently announcing a china - based joint venture with zhongshan futures co. to provide futures execution and clearing for the chinese market. jpmorgan told the markets in september 2007 [ 6 ] it had gained approval for the jv from the china securities regulatory commission (csrc) .
law360, new york (june 22, 2016, 8: 39 pm edt) - - the massachusetts securities regulator on wednesday announced a settlement with seven financial service firms accused of submitting faked proxy votes prepared by an american realty capital - affiliated broker - dealer that were needed for a failed $ 378 million deal with apollo global management .
included margin loans as a financial product for the purposes of ch 7 of the corporations act, transferred the regulation of trustee companies from the states and territories to the commonwealth, and made asic the regulator of trustee companies, and amended the regulation of debentures .
commonwealth is named to the inaugural best place to work for millennials in america 2015 list. as a community that prides itself on being a place where all can thrive, we’re thrilled to be recognized for our commitment to the fastest - growing generation in the workforce .
but things screeched to a halt after the stock market crash of october 1987. b / ds, banks, and real estate businesses across the country were forced out of business. at commonwealth, we tightened our belts and worked diligently to survive this severe down market .
commonwealth is honored with the invest in others corporate philanthropy award – financial institutions for our grassroots initiative, chemo caps for kids. the invest in others awards program recognizes the charitable work of financial advisors and financial services firms in communities across the country and around the world .
thank you to our advisors! commonwealth ranks “ highest in independent advisor satisfaction among financial investment firms, ” according to j. d. power and associates. we’re constantly celebrating our achievements throughout the entire company. we’re only limited in the future by our imaginations and our resolve .
an investment loan can be an effective way to offer your clients greater value through investment strategy diversification. established as colonial geared investments in 1996 and backed by the commonwealth bank of australia, the commsec adviser services investment loan has built a strong reputation on features and value for money .
the nabtrade cash products are issued by national australia bank limited abn 12 004 044 937 afsl 230686 (nab) and are to be used in conjunction with the nabtrade service. the nabtrade high interest account variable interest rate applies to the whole balance of your account and is subject to change at any time. wealthhub securities is not an authorised deposit taking institution and its obligations do not represent deposits or other liabilities of nab .
the volume of treasury bonds issued through tenders on a yearly basis and expressed as a proportion of the outstanding stock of treasury bonds at the start of each year, is shown in chart 1. the tender data includes bond issuance undertaken by the commonwealth on behalf of the states and territories up until 1990. 6
acting for the commonwealth government on the landmark privatisation equity offers of telstra 1, telstra 2 and telstra 3, among australia’s largest ever equity offerings. she led herbert smith freehills’ team on telstra 3 which was australia’s second largest - ever equity raising at $ 15. 5 billion, and among the largest worldwide ;
note: the bank will not charge access fees on withdrawals or account balance enquiries on deposit and transaction accounts (including misa), home loans, investment home loans, lines of credit and personal loans through non - commonwealth bank atms in australia. however, atm owners may charge a fee, which will be disclosed at the time of the transaction. if you proceed with the transaction, the atm owner’s fee will be debited to your account (in addition to the withdrawal amount, if applicable). you should check the atm owner’s fees that apply carefully before completing transactions at non - commonwealth bank atms in australia .
products shown are considered comparable products by nabtrade, however product features may differ. this table does not include any discounts, fees and charges, or promotional interest rates (other than those stated). products compared are: anz online saver, commonwealth bank netbank saver, nabtrade high interest account, westpac esaver .
this communication is strictly intended for individuals residing in the states of al, ar, az, ca, co, ct, fl, ga, il, in, ma, md, mi, nc, nj, nv, ny, oh, pa, sc, tx, va, vt, wi. no offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. investments are not fdic - or ncua - insured, are not guaranteed by a bank / financial institution, and are subject to risks, including possible loss of the principal invested. securities and advisory services offered through commonwealth financial network®, member finra / sipc, a registered investment adviser .
yet another way of viewing tender performance is to analyse the distribution of tender bids including those bids that were not accepted (the ‘tender tails’). generally, stronger tenders are expected to have a tighter distribution without long tails of uncompetitive bids. uncompetitive bids may not be accepted in tenders, but could signal something about the depth of market demand for securities, which could be relevant in circumstances where financing had to be quickly increased .
joseph deitch founded commonwealth in 1979 as an outgrowth of his retail financial planning practice, the cambridge group. previously, he had been an advisor with another broker / dealer. when that firm’s credibility was undermined by conflicts of interest stemming from its own proprietary products, he decided to start a new broker / dealer .
acting for the commonwealth government on the $ 5. 8 billion initial public offering of its equity in medibank private, australia’s largest ipo in 2014 and one of the largest in the world for 2014 (2015 australasian lawyer awards equity deal of the year and 2015 law institute of victoria awards deal of the year) ;
we offer a wide range of powerful products and service solutions to suit your smsf clients' needs. portfolio service helps manage your smsf clients' directly held and custodial assets. this administration and reporting solution brings cash and listed securities together in the one place, with the option to add managed accounts 1, managed funds and term deposits. alternatively, you can individually select the required investment products to suit your clients' specific smsf needs .
thank you for your interest in commonwealth. please tell us a little more about yourself so we can respond with the information you need. if you are interested in a position in either our waltham, massachusetts, or san diego, california, offices, please visit the work here tab for information on how to apply .
trading banks were subject to the liquid government securities (lgs) convention that was eventually replaced by a prime assets ratio (par) in may 1985. savings banks were subject to a prescribed assets ratio and liquid assets ratio, which were replaced by a reserve assets ratio in august 1982. the removal of the distinction between trading and savings banks in december 1989 brought all banks under the par. the par was subsequently reduced and eventually abolished in 1999 .
commonwealth ranks highest in advisor satisfaction on wealth management magazine’s 2016 independent broker / dealer report card. in this sixth annual survey, we proudly received an overall score of 9. 9 out of 10. with gratitude for our advisors’ commitment and support, we remain as dedicated as ever to providing the indispensable service and support they need to run their business their way .
onward and upward— investment advisor magazine names us broker / dealer of the year six of the next seven years. and it seems to work. commonwealth is the second largest, privately held independent broker / dealer in the united states. since 1979, our revenues have grown at an extremely healthy pace. our long - term record certainly rivals the best companies in the country .
j. p. morgan securities llc (jpms) is a u. s. futures commission merchant and broker - dealer and wholly owned subsidiary of jpmorgan chase & co. (nyse: jpm). [ 1 ] the company provides research, sales, execution and clearing services in futures and options across fixed income, equity, foreign exchange and commodity asset classes. j. p. morgan futures inc. holds the u. s. accounts of jpmorgan' s global futures and options business customers. [ 2 ]
our firm has successfully developed relationships with a wide range of partner firms in practically all countries of europe and commonwealth of independent states (cis). our contacts with american colleagues are also close. the contacts with african, asian and australian law firms have been rare although we have cooperated with colleagues from these areas when providing advice to our clients e. g. in shipping law .
our firm has successfully developed relationships with a wide range of partner firms in practically all countries of europe and commonwealth of independent states (cis). our contacts with american colleagues are also close. the contacts with african, asian and australian law firms have been rarer but we have also cooperated with colleagues from these areas when providing advice to our clients e. g. in shipping law .
commonwealth surpasses the $ 100 billion mark in total account assets! this milestone achievement speaks directly to the caliber of our people and our unwavering focus on providing indispensable service to our advisors, their staff, and one another, each and every day. we consistently attract top - notch advisors and help them attain this level of success—in large part by staying true to our two founding principles of quality and community .
in the boston globe ’s inaugural list of the top 100 places to work in massachusetts, commonwealth is named the # 1 company to work for in the midsize category—and # 2 overall. we also make computerworld ’s list of the 100 best places to work in it for the second year in a row and the boston business journal ’s list of the best places to work in massachusetts for the fifth consecutive year .
* rates as at close of business yesterday. interest is paid on the entire balance provided the balance is $ 50, 000 or more. rates are determined by reference to the short term money market. interest is calculated daily and paid on the first business day monthly. for more information, call the bank on 13 2221 (8am to 8pm, monday to friday) or visit any commonwealth bank branch .
for a detailed description of the documentation and archives centre, download the summary guide. you can contact the centre by email, phone or fax. material that cannot be easily transmitted by email or fax may be consulted on site by prior arrangement. commonwealth bank documentation and archive centre 133 - 141 liverpool street, sydney nsw 2000 phone: (612) 9101 7225 fax: (612) 9101 7232 email: archives @ urltoken
commonwealth financial network ® received the highest numerical score in the independent advisor segment in the proprietary j. d. power 2010 and 2012–2014 financial advisor satisfaction studies℠. 2014 study based on 3. 901 total responses and measures overall financial advisor satisfaction among advisors registered with the financial industry regulatory authority (finra) investment firms. proprietary study results are based on experiences and perceptions of financial advisors surveyed in january–april 2014. your experiences may vary. visit jdpower. com .
in june 2000, the commonwealth bank acquired the colonial group of companies which provided us with a well - established asset management capability, strong distribution breadth, a pre - eminent wealth brand, and a leading life insurance and property position in the market. a new investment & insurance services division was established in 2002 to incorporate the colonial brand of companies which included managed funds, master funds, superannuation and insurance products, as well as the support of third party financial planners .
commonwealth is honored with the women’s choice award for our existing commitment to the women’s market through community outreach, educational support, and services specific to women and couples. we partnered with womencertified, inc. , to help further its mission of helping women identify financial advisors who provide quality service and strong commitment to their female clientele, and we are pleased to make the women’s choice award for financial advisors available to our advisors who can distinguish themselves as leaders in the women’s market .
new information technologies also impacted our interaction with customers. a computerised customer service program, assist, was initiated in may 1992. commsee, the commonwealth bank’s new customer service system, began by supporting our premium customers and has developed as a relationship management service model aimed at providing a single view of dealings with individual customers, accessible from any branch across the network. in december 2003, a decision was made to implement commsee across the organisation with the national rollout completed in december 2005 .
as a result of the recession in the early 1990s, the commonwealth returned to the market to fund the budget task. tender activity at this time constituted around 30 to 40 per cent of the market size and provided a significant boost to liquidity. the strategy of issuing into deep liquid benchmark bond lines continued. by june 1995 the number of bond lines had been reduced to 52 with a yield curve extending to 12 years. around 95 per cent of the stock was now in liquid benchmark bond lines .
this website contains general information for advisers only and does not take into account any individual objectives, financial situation or needs. investors should read the relevant disclosure document and seek professional advice before making any decision based on this information. this website has been produced by australian investment exchange limited (ausiex) abn 71 076 515 930 afsl 241400 under the brand commsec adviser services. commsec adviser services (cas) is a brand of commonwealth bank of australia (the bank) abn 48 123 123 124 afsl and australian credit licence 234945 .
commonwealth can proudly proclaim it is the # 1 best place to work in san diego among large companies, as ranked by the san diego business journal, and the # 1 top workplace among small companies, as ranked by the u - t (union - tribune) san diego! we could not be more pleased to hold the top spot in both major san diego publications. the u - t san diego also honored us with a special award for ethics—an acknowledgement especially gratifying to a financial services firm, and one we hold with great pride .
we represent our clients in all phases of a transaction, from the structuring and planning through the due diligence, negotiation, execution, and implementation of a transaction. our m & a attorneys are experienced in leading a transaction and efficiently completing the deal. recognizing that each transaction presents unique issues and challenges, our m & a team includes specialists with expertise in tax (including federal, state and local), litigation, employee benefits, labor and employment, environmental, finance, real estate, antitrust, securities, information technology, intellectual property, immigration, corporate governance and compliance, bankruptcy, and regulatory aspects of a transaction. this integrated team approach enables vorys to provide the necessary depth of expertise in a cost - effective manner. we also have considerable experience coordinating with other law firms in a co - counsel or local counsel capacity .
she advised the commonwealth government on the $ 5. 58 billion sale of sydney airport, and also acted for flinders ports, the successful bidder in the sale of south australia’s ports, as well as acting on a number of other airport transactions (townsville / mt isa, interests in adelaide and the northern territory airports, bankstown / camden / hoxton park, hobart), for abn amro on equity investment aspects of its brisbane north south bypass tunnel bid and acted for macquarie on its responses to corporate spoiler activity in connection with the brisconnections project. she also advised macquarie in the internalisations of management of macquarie airports and mig .
acting for both issuers and structurers / underwriters in numerous financial sector hybrid equity issues (generally qualifying as regulatory capital), including commonwealth bank of australia’s retail offerings of perls, including basel iii tier 1 capital compliant $ 1. 45 billion perls viii and concurrent perls reinvestment offer (one of the largest australian retail hybrid offerings for 2016), $ 2 billion perls vi and vii (perls vii was australia’s largest hybrid offering in 2014), $ 2 billion perls v (insto distinction awards 2009 ‘hybrid deal of the year’), $ 1. 47 billion perls iv, and also perls iii and perls ii), anz’s $ 850 million capital notes 3 (2015), $ 1. 3 billion capital notes 2 (2014), $ 1. 12 billion capital notes (2013), $ 1. 5 billion retail subordinated notes (2012), $ 1. 25 billion cps3 (2011) and $ 1 billion cps (cfo awards 2010 ‘hybrid deal of the year’ 2010), amp’s $ 230 million capital notes 2 (2015) and $ 325 million subordinated notes 2 (2013), macquarie’s $ 500 million capital notes 2 (2015) and $ 600 million capital notes (2013), westpac’s $ 1. 32 billion capital notes 3 (2015), $ 1. 25 billion capital notes (2013), $ 925 million subordinated notes ii (2013), $ 500 million subordinated notes (2012) and $ 750 million capital notes 3, nab’s $ 1. 4 billion convertible preference shares (2013), and suncorp’s $ 330 million (2016) and $ 225 million (2015) subordinated notes ;
the galaxy s9 plus just edges out the lg v35 thinq and is only $ 15 more on at & t. but get the v35 thinq over the slower pixel 2 xl .
iphone x remains a winning evolution of the iphone, but at this point, you’re better off waiting for what apple has on deck in september .
samsung' s galaxy s9 plus is the more robust galaxy s9, and the one for power users to get .
the oneplus 6 is an excellent phone and gives you many of the features of more costly flagship phones .
buy the pixel 2 for one of the best cameras on any android phone and fast google updates, but be aware that an upgrade is likely coming in a few months .
with the galaxy note 9 just around the corner, now' s a bad time to buy a new galaxy note 8 - - wait for the note 9 to go on sale and the note 8' s price will surely drop .
the huawei p20 pro' s groundbreaking low - light mode and stunning twilight colour scheme make it a serious contender to galaxy, iphone and pixel phones. sadly, you can' t buy it in the us .
the lg v30 is a rock - solid alternative to samsung’s galaxy s8 plus and the google pixel 2 xl. if it fits your hands and your photographic needs, you won' t be disappointed .
the lg g6 is still a decent phone if you can find it cheap .
the vivo nex is a bezel - free wonder that comes with a pop - up selfie camera .
the iphone 8 plus is a great phone with a spectacular camera that offers a lot of what iphone x has under the hood, but apple will no doubt release an upgrade later this year .
the moto g6 play has a long battery life for the cost, but smart buyers would uplevel to the moto g6 for just a little bit more .
though it can be slow at times, the motorola moto x4 hits all the notes for the right price, making it an even better deal now than when it launched .
the iphone se is one year older, but its added storage options and strong performance running ios 10 still makes it a great choice for small - phone fans .
the samsung galaxy s8' s fast speeds and fantastic curved screen make it a top phone for 2017, but the annoying fingerprint reader could sour your experience .
the lg g7 thinq is a really good phone, but one that fails to distinguish itself from more compelling offerings from samsung, oneplus and google .
after deadpool 2, it' s official. superhero fatigue syndrome has set in
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australia has long welcomed british arrivals with open arms ― and with well over a million uk nationals currently living here, you’ll have no trouble feeling right at home. 1 whether you’re taking a gap year, setting out on a working holiday or looking to create a permanent new life down under, here’s what you need to know to get settled in .
australia’s strong economy and laid - back lifestyle make it an attractive destination for working holidaymakers from the uk. and australia isn' t just for backpackers. there are a range of visa options for employer - sponsored workers with skills in demand, along with students, family and business immigrants. to find out more, check out the department of immigration and border protection website .
whether you’re planning to rent or to buy, australia has accommodation options to suit everybody, from deserted beachside towns to bustling city centres. as in the uk, housing prices vary enormously between cities and regions. housing costs in sydney now rival london, with a median dwelling price typically more than double that of hobart’s .
you can get a head start on your accommodation by doing some research online with popular property websites. then, when you’ve narrowed down your search, we can help you further with a free, customised property report on your chosen location or property .
whether you’re a student, backpacker or skilled migrant, australia has plenty of job opportunities on offer. you’ll need to check your visa for any restrictions on the type and amount of work you can do in australia .
it’s easy to start your search online before you arrive. there are websites that cater for skilled workers and a variety of job boards and specialist sites geared towards backpackers. learn more about finding a job in australia .
depending on where you choose to live, australia can be even more expensive than the uk 2, so it’s good to be prepared .
the australian government’s study in australia site has a useful overview of typical living costs, along with financial requirements for student visas. you can also use our handy foreign exchange calculator to find out how much you need in uk sterling at today’s exchange rates. in general, the government recommends new immigrants arrive in australia with at least au $ 5, 000 to support themselves while they settle in. 3
fortunately, our international premier and retail banking team can help you move your banking to australia and answer any questions you might have. you can also open an australian bank account online up to three months before you travel to australia, so you can have funds ready and waiting for when you arrive .
this article is intended to provide general information of an educational nature only. it does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice .
your cdia is linked to your commsec trading account so you enjoy low brokerage costs plus the convenience of settling trades without the need to transfer between accounts. you' ll earn interest on every dollar (including dividends paid into this account), pay no monthly account - keeping fee, enjoy unlimited electronic withdrawals 1 and complete access to your cash anytime .
the cdia is the preferred cash management account for commsec, allowing you to seamlessly settle trades, save and transact all from one account. your cdia is linked to your commsec trading account for settlement of your trades. you can access your account online through netbank and commsec .
when you’re not using your cash for investments, it will be earning you interest, calculated daily and paid monthly 2, with no account keeping fees and unlimited free electronic transactions. 1
access your cash from any cba branch, atm, or via phone and internet banking .
settle your share trades directly through your cdia, and benefit from brokerage as low as $ 10. 00 3 per trade .
we automatically recognise balances in your cdia when you place an order, which means you can place a buy or sell order as soon as you see an opportunity, without the need to transfer funds or provide a deposit .
pay no monthly account - keeping fees, and get unlimited electronic transactions plus two free assisted withdrawals per month. 1 (other fees may apply. )
our free dividend direction service takes the hassle out of managing dividend payments. just opt in online, and dividend payments will automatically be paid into your cdia 4 and start earning interest .
get access to your cash where and how it suits you, with australia' s largest branch network, telephone and internet banking, and an optional cba debit mastercard that you can use across the globe .
for interest rates applicable to the standard access cdia, please refer to rates and fees .
for accounts opened on or before 31 october 2012: please refer to your offer confirmation letter (available on netbank) or for standard access (cdia) accounts, please refer to rates and fees .
for a complete list of potential fees and charges that may apply, please read the transaction, savings and investment terms and conditions .
login to netbank. if you are beginning from the commsec website, you can simply switch into netbank by selecting netbank from the single sign - on toggle in the top - left corner of your screen .
in the from account drop - down menu, select the account with the funds you wish to transfer .
enter the amount you wish to transfer and an optional description, then click next .
on the confirmation screen, review your transfer details. if they are correct, click transfer to complete the transfer to your cdia. your funds will be available in your cdia immediately .
from unlinked accounts if you wish to transfer funds from someone else’s account, or transfer from your account at another financial institution, you will require your cdia details including bsb and account number. you can locate your cdia details by logging into the commsec website and navigating to the portfolio tab. your cdia details can also be found on your netbank home page .
there is no minimum balance on cdias. interest on your cdia is calculated daily and credited to your account on the first calendar day of each month .
login to netbank. if you are logged into the commsec website, switch into netbank by selecting' netbank' from the tab in the top - left corner of your screen .
in the' from' account drop - down menu, select your cdia .
under the' to' account, use the drop - down menu to select an account which is already in your netbank address book. to transfer to an account which is not in your address book, select' pay new account' and enter the account details .
enter the amount you wish to transfer and an optional description, then click' next' .
if you are paying to an account which is not in your address book, you will need to generate a netcode sms for additional security. select' get netcode sms' and you will receive an sms to your mobile phone. to continue, enter the netcode that is sent to your phone .
on the confirmation screen, review your transfer details. if they are correct, click' transfer' to complete the transaction .
yes. you can access your cdia and make transactions in netbank. once you have logged in using your netbank id, you can also switch to commsec and navigate easily between both sites. this means you can take advantage of investment opportunities as they arise and access your cash instantly to settle trades .
you can use netbank to change your daily withdrawal limit. please note that this change will apply to all your linked cba accounts .
login to netbank. if you are logged into the commsec website, you can switch into netbank by selecting' netbank' from the tab in the top - left corner of your screen .
to continue, you will need to generate netcode sms for additional security. select' get netcode sms' and you will receive an sms to your mobile phone. enter the netcode sent to your phone and then select' save changes' .
changes will take effect immediately and you will receive a bank message to confirm your daily withdrawal limit was updated successfully .
for additional support, contact us on 13 22 21 (24 hours a day, 7 days a week).
commonwealth securities , also known as commsec , is australia 's largest discount stockbroking firm operated by the commonwealth bank of australia . it offers a telephone based brokerage service and advisory service , though its internet trading platform constitutes the vast majority of its business . 
commonwealth securities, also known as commsec, is australia's largest discount stockbroking firm operated by the commonwealth bank of australia. it offers a telephone based brokerage service and advisory service, though its internet trading platform constitutes the vast majority of its business.
commonwealth securities, also known as commsec, is australia's largest discount stockbroking firm operated by the commonwealth bank of australia. it offers a telephone based brokerage service and advisory service, though its internet trading platform constitutes the vast majority of its business.