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<TITLE>Capital Bancorp, Inc.</TITLE>
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<H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
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<P align="center" style="font-size: 10pt">As Filed with the
Securities and Exchange Commission on September 1, 2004



<P align="right" style="font-size: 10pt">Registration No.&nbsp;333-


<P align="center" style="font-size: 14pt"><B>UNITED STATES</B>

<DIV align="center" style="font-size: 14pt"><B>SECURITIES AND EXCHANGE COMMISSION</B>
</DIV>
<DIV align="center" style="font-size: 12pt"><B>Washington, D.C. 20549</B>
</DIV>

<P align="center" style="font-size: 18pt"><B>FORM S-8</B>


<P align="center" style="font-size: 10pt"><B>REGISTRATION STATEMENT</B>



<P align="center" style="font-size: 10pt"><B><I>UNDER</I></B>



<P align="center" style="font-size: 10pt"><B><I>THE SECURITIES ACT OF 1933</I></B>


<P align="center" style="font-size: 24pt"><B>Capital Bancorp, Inc.</B>


<DIV align="center" style="font-size: 10pt"><B>(Exact name of registrant as specified in its charter)</B></DIV>


<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
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    <TD width="3%">&nbsp;</TD>
    <TD width="48%">&nbsp;</TD>
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    <TD align="center" valign="top">Tennessee
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">62-1848668</TD>
</TR>

<TR valign="bottom">
    <TD align="center" valign="top">(State of other jurisdiction of incorporation or organization)
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">I.R.S. Employer Identification No.</TD>
</TR>

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</DIV>



<P align="center" style="font-size: 10pt"><B>1820 West End Avenue<BR>
Nashville, Tennessee 37203<BR>
(Address of Principal Executive Offices) (Zip Code)</B>



<P align="center" style="font-size: 10pt"><B>2001 Capital Bancorp, Inc. Stock Option Plan<BR>
(Full title of the plan)</B>



<P align="center" style="font-size: 10pt"><B>Sally P. Kimble,<BR>
Executive Vice President and CFO<BR>
Capital Bancorp, Inc.<BR>
1820 West End Avenue<BR>
Nashville, Tennessee 37203<BR>
(Name and address of agent for service)</B>



<P align="center" style="font-size: 10pt"><B>(615)&nbsp;327-9000<BR>
(Telephone number, including area code, of agent for service)</B>



<P align="center" style="font-size: 10pt"><B><I>Copy to:</I></B>



<P align="center" style="font-size: 10pt"><B>Daniel W. Small, Esq.<BR>
Paul F. Soper, Esq.<BR>
Small, Soper &#038; Oakley<BR>
One Burton Hills Boulevard, Suite&nbsp;330<BR>
Nashville, Tennessee 37215<BR>
(615)&nbsp;252-6000</B>



<P align="center" style="font-size: 10pt"><B>Calculation of Registration Fee</B>


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<TABLE style="font-size: 8pt" cellspacing="0" border="0" cellpadding="0" width="100%">
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<TR valign="bottom">
    <TD width="16%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="11%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="21%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="21%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="13%">&nbsp;</TD>
</TR>
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<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Title of
Securities to be Registered<HR size="1" align="left" noshade></B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><B>&nbsp;</B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>Amount to&nbsp;be<BR>
Registered(1)<HR size="1" align="left" noshade></B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><B>&nbsp;</B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>Proposed Maximum &nbsp;<BR>
Offering&nbsp;Price Per&nbsp;Share<HR size="1" align="left" noshade></B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>Proposed Maximum &nbsp;<BR>
Aggregate Offering&nbsp;Price<HR size="1" align="left" noshade></B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>Amount&nbsp;of<BR>
Registration Fee<HR size="1" align="left" noshade></B></TD>
</TR>

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</TABLE>
</DIV>


<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="19%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="8%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
</TR>

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<TR valign="bottom">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Common stock, No par value</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="center">545,734&nbsp;shares</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">$</TD>
    <TD align="right">17.50</TD>
    <TD nowrap>(2)</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">$</TD>
    <TD align="right">9,550,345</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">$</TD>
    <TD align="right">1,210.03</TD>
    <TD>&nbsp;</TD>
</TR>

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</DIV>




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<HR size="1" width="18%" align="left" noshade>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top">
    <TD width="1%" nowrap align="right">(1)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">In accordance with the provisions of Rule&nbsp;416 under the Securities Act of 1933, as amended, this Registration Statement shall be
deemed to cover any additional securities that may from time to time be offered or issued to prevent dilution resulting from stock
splits, stock dividends or similar transactions.</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">(2)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Estimated solely for the purpose of calculating the registration fee in accordance with Rules 457(c) and (h)&nbsp;under the Securities Act of
1933 and based upon the average (any day within 5&nbsp;days prior to the date of filing) of the bid and ask price of the Registrant&#146;s common
stock as reported on the OTC BB.</TD>
</TR>

</TABLE>


<P align="center" style="font-size: 10pt">&nbsp;
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<A name="toc"><DIV align="CENTER" style="page-break-before:always"><U><B>TABLE OF CONTENTS</B></U></DIV></A>

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<TR><TD colspan="9"><A HREF="#000">PART I</A></TD></TR>
<TR><TD colspan="9"><A HREF="#001">PART II</A></TD></TR>
<TR><TD colspan="9"><A HREF="#002">SIGNATURES</A></TD></TR>
<TR><TD colspan="9"><A HREF="#003">POWER OF ATTORNEY</A></TD></TR>
<TR><TD colspan="9"><A HREF="#004">EXHIBIT INDEX</A></TD></TR>
<TR><TD colspan="9"><A HREF="g90739exv4w5.txt">EX-4.5 Specimen Stock Certificate</A></TD></TR>
<TR><TD colspan="9"><A HREF="g90739exv5.txt">Ex-5 Opinion of Small, Soper & Oakley</A></TD></TR>
<TR><TD colspan="9"><A HREF="g90739exv23w1.txt">Ex-23.1 Independent Auditors' Consent of Maggart & Associates, P.C.</A></TD></TR>
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<DIV align="left"><A NAME="000"></A></DIV>

<P align="center" style="font-size: 10pt"><B>PART I</B>



<P align="center" style="font-size: 10pt"><B>INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</B>



<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The documents containing the information specified in Part&nbsp;I of Form S-8 (plan information and registrant information) will be
sent or given to employees, directors, consultants, or advisors, as the case may be, as specified by Rule&nbsp;428(b)(1) of the Securities Act.
These documents need not be filed with the Securities and Exchange Commission (&#147;SEC&#148;), either as part of this registration statement or
as prospectuses or prospectus supplements pursuant to Rule&nbsp;424 of the Securities Act. These documents, which include the statement of
availability required by Item&nbsp;2 of Form S-8, and the documents incorporated by reference in this registration statement pursuant to Item
3 of Form S-8 (Part&nbsp;II of this registration statement), taken together, constitute a prospectus that meets the requirements of section 10(a)
of the Securities Act.

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<DIV align="left"><A NAME="001"></A></DIV>

<P align="center" style="font-size: 10pt"><B>PART II</B>



<P align="center" style="font-size: 10pt"><B>INFORMATION REQUIRED IN REGISTRATION STATEMENT</B>



<P align="left" style="font-size: 10pt"><B>ITEM 3. INCORPORATION OF DOCUMENTS BY REFERENCE</B>



<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Registrant has filed with the Commission and hereby incorporates by reference in this Registration Statement the
following documents:

<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;The
Registrant&#146;s Annual Report on Form 10-K for the year ended
December 31, 2003.



<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;The Registrant&#146;s Quarterly Report on Form 10-Q for the quarter ended March&nbsp;31, 2004, filed on May&nbsp;14, 2004.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;The Registrant&#146;s Quarterly Report on Form 10-Q for the quarter ended June&nbsp;30, 2004, filed on August&nbsp;13, 2004.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;The Registrant&#146;s Current Report on Form 8-K filed on January&nbsp;14, 2004.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;The Registrant&#146;s Current Report on Form 8-K filed on April&nbsp;7, 2004.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;The Registrant&#146;s Current Report on Form 8-K filed on April&nbsp;27, 2004.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;The Registrant&#146;s Current Report on Form 8-K filed on May&nbsp;24, 2004.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)&nbsp;The Registrant&#146;s Current Report on Form 8-K filed on July&nbsp;7, 2004.

<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;The
Registrant&#146;s Current Report on Form 8-K filed on August 30,
2004, containing a description of the class of the Registrant&#146;s
securities being registered under this Registration Statement. (No reference is made in this Registration Statement to the Registrant&#146;s registration under the Securities Exchange Act of 1934, as
amended (the &#147;Exchange Act&#148;) because the Registrant was a successor issuer within the meaning of Rule&nbsp;12g-3(a) issued under the
Exchange Act. The predecessor issuer was Capital Bank &#038; Trust Company, which filed a registration statement under Section 12(g) on
April&nbsp;28, 2000 with the Federal Deposit Insurance Corporation.)

<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j)&nbsp;All documents subsequently filed by the Registrant pursuant to Sections&nbsp;13(a), 13(c), 14 and 15(d) of the Securities
Exchange Act of 1934, prior to the filing of a post-effective amendment which indicates that all securities offered hereby have been
sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated by reference in this Registration
Statement and to be part hereof from the date of filing of such documents.


<P align="left" style="font-size: 10pt"><B>ITEM 4. DESCRIPTION OF SECURITIES</B>



<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.


<P align="left" style="font-size: 10pt"><B>ITEM 5. INTERESTS OF NAMED EXPERTS AND COUNSEL</B>



<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Counsel to the Company, Daniel W. Small, Attorney at Law, owns 2,000 shares of the Company&#146;s common stock as of the
date hereof. Although he is possibly eligible for awards under the Company&#146;s Stock Option Plan, no such awards have been made in
the past and none are contemplated in the future.


<P align="left" style="font-size: 10pt"><B>ITEM 6. INDEMNIFICATION OF DIRECTORS AND OFFICERS</B>


<P align="left" style="font-size: 10pt">Under the Tennessee Business Corporation Act, a corporation may indemnify any director against liability if the director:




<P>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Conducted himself or herself in good faith;</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Reasonably believed, in the case of conduct in his or her official capacity with the corporation, that his or her conduct was in
the best interests of the corporation;</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Reasonably believed, in all other cases, that his or her conduct was at least not opposed to the corporation&#146;s best interests; and</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">In the case of any criminal proceeding, had no reasonable cause to believe his or her conduct was unlawful.</TD>
</TR>

</TABLE>


<P align="center" style="font-size: 10pt">-1-
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<P align="left" style="font-size: 10pt">The Company&#146;s charter and bylaws provide for indemnification of its directors, officers, employees and agents against liabilities and
expenses incurred in legal proceedings concerning the Company, to the fullest extent permitted under Tennessee corporate law.
Indemnification will only apply to persons who act in good faith, in a manner he or she reasonably believed to be in the best interest of
the company, without willful misconduct or recklessness.


<P align="left" style="font-size: 10pt">The present directors&#146; and officers&#146; liability insurance policy is expected to cover the typical errors and omissions liability associated
with the activities of the Company and Capital Bank &#038; Trust Company (&#147;Bank&#148;). The provisions of the insurance policy might not
indemnify any of the Company&#146;s or Bank&#146;s officers and directors against liability arising under the Securities Act.


<P align="left" style="font-size: 10pt">The Company&#146;s charter eliminates a director&#146;s liability to the Company or its shareholders for monetary damages to the maximum
extent permitted by law. Section&nbsp;48-18-301 of the Tennessee Business Corporation Act provides that a director shall not be liable for
any action, or failure to take action if he or she discharges his or her duties:




<P>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">In good faith;</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">With the care of an ordinarily prudent person in a like position under similar circumstances; and</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">In a manner the director reasonably believes to be in the best interests of the corporation.</TD>
</TR>

</TABLE>


<P align="left" style="font-size: 10pt">In discharging her or his duties, a director may rely on the information, opinions, reports, or statements, including financial statements,
if prepared or presented by officers or employees of the corporation whom the director reasonably believes to be reliable. The director
may also rely on such information prepared or presented by legal counsel, public accountants or other persons as to matters that the
director reasonably believes are within the person&#146;s competence.


<P align="left" style="font-size: 10pt">Unless limited by its charter, a Tennessee corporation must indemnify, against reasonable expenses incurred by him or her, a director
who was wholly successful, on the merits or otherwise, in defending any proceeding to which he or she was a party because he or she is
or was a director of the corporation. Expenses incurred by a director in defending a proceeding may be paid by the corporation in
advance of the final disposition of the proceeding if three conditions are met:




<P>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">The director must furnish the corporation a written affirmation of the director&#146;s good faith belief that he or she has met the
standard of conduct as set forth above;</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">The director must furnish the corporation a written undertaking by or on behalf of a director to repay such amount if it is
ultimately determined that he or she is not entitled to be indemnified by the corporation against such expenses; and</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">A determination must be made that the facts then known to those making the determination would not preclude
indemnification.</TD>
</TR>

</TABLE>


<P align="left" style="font-size: 10pt">A director may apply for court-ordered indemnification under certain circumstances. Unless a corporation&#146;s charter provides otherwise,




<P>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">An officer of a corporation is entitled to mandatory indemnification and is entitled to apply for court-ordered indemnification
to the same extent as a director,</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">The corporation may indemnify and advance expenses to an officer, employee, or agent of the corporation to the same extent
as to a director, and</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">&#183;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">A corporation may also indemnify and advance expenses to an officer, employee, or agent who is not a director to the extent,
consistent with public policy, that may be provided by its charter, bylaws, general or specific action of its board of directors,
or contract.</TD>
</TR>

</TABLE>


<P align="left" style="font-size: 10pt">The Company&#146;s charter and bylaws provide for the indemnification of its directors and officers to the fullest extent permitted by
Tennessee law. Amendment of this provision requires a vote of seventy-five percent (75%) of the outstanding Company shares unless a
majority vote is expressly permitted by the board of directors. However, provisions of federal and state banking law may limit
indemnification in certain circumstances.


<P align="left" style="font-size: 10pt">Insofar as indemnification for liabilities arising under the Securities Act may be permitted to directors, officers, or persons controlling
the Company under the provisions described above, the Company has been informed that, in the opinion of the Securities and
Exchange Commission, such indemnification is against public policy as expressed in the Securities Act and is therefore unenforceable.



<P align="left" style="font-size: 10pt"><B>ITEM 7. EXEMPTION FROM REGISTRATION CLAIMED</B>


<P align="left" style="font-size: 10pt">Not applicable.




<P align="center" style="font-size: 10pt">-2-
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<P align="left" style="font-size: 10pt"><B>ITEM 8. EXHIBITS</B>


<P align="left" style="font-size: 10pt">The listing of exhibits is
incorporated by reference to the Exhibit Index appearing elsewhere in
this Registration Statement.


<P align="left" style="font-size: 10pt"><B>ITEM 9. UNDERTAKINGS</B>



<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;The undersigned Registrant hereby undertakes:


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1)&nbsp;To file, during any period in which offers or sales are being made, a post-effective amendment to this Registration Statement
to:



<P>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top">
    <TD width="4%" nowrap align="right">(i)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="93%">To include any prospectus required by Section&nbsp;10(a)(3) of the Securities Act of 1933;</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">(ii)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">To reflect in the prospectus any facts or event arising after the effective date of the Registration Statement (or the most
recent post-effective amendment thereof) which, individually or in the aggregate, represents a fundamental change in
the information set forth in the Registration Statement;</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">(iii)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">To include any material information with respect to the plan of distribution not previously disclosed in the Registration
Statement or any material change to such information in the Registration Statement;</TD>
</TR>

</TABLE>


<P align="left" style="font-size: 10pt">Provided, however, that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the information required to be included in a post-effective
amendment by those paragraphs is contained in periodic reports filed with or furnished to the Securities and Exchange Commission by the
Registrant pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in this Registration
Statement:



<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2)&nbsp;That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall
be deemed to be a new registration statement relating to the securities offered herein, and the offering of such securities at that time shall
be deemed to be the initial bona fide offering thereof.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3)&nbsp;To remove from registration by means of a post-effective amendment any of the securities being registered which remain
unsold at the termination of the offering.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;The undersigned Registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933,
each filing of the Registrant&#146;s annual report pursuant to Section 13(a) or 15(d) of the Securities and Exchange Act of 1934 (and, where
applicable, each filing of an employee benefit plan&#146;s annual report pursuant to section 15(d) of the Securities and Exchange Act of 1934)
that is incorporated by reference in the registration statement shall be deemed to be a new registration statement relating to the securities
offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.


<P align="center" style="font-size: 10pt">-3-
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">

<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;Insofar as indemnification for liabilities arising under the Act may be permitted to directors, officers, and controlling persons
of Registrant pursuant to the foregoing provisions (see Item&nbsp;6) or otherwise, the Registrant has been advised that in the opinion of the
Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act of 1933 and is
therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by Registrant of
expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will,
unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the
question whether such indemnification is against public policy as expressed in the Securities Act of 1933 and will be governed by the final
adjudication of such issue.

<!-- link1 "SIGNATURES" -->
<DIV align="left"><A NAME="002"></A></DIV>

<P align="center" style="font-size: 10pt"><B>SIGNATURES</B>



<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, the Registrant, Capital Bancorp, Inc., a corporation organized and
existing under the laws of the State of Tennessee, certifies that it has reasonable grounds to believe that it meets all of the requirements
for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly
authorized, in the City of Nashville, State of Tennessee, on August&nbsp;26, 2004.


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top">&nbsp;</TD>
    <TD colspan="3">REGISTRANT:<BR>
<BR>
CAPITAL BANCORP, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD>&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000">/s/ R. Rick Hart&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2">R. Rick Hart, Chairman, President &#038; CEO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>
<!-- link1 "POWER OF ATTORNEY" -->
<DIV align="left"><A NAME="003"></A></DIV>

<P align="center" style="font-size: 10pt"><B>POWER OF ATTORNEY</B>




<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each person whose signature appears below constitutes and appoints Sally P. Kimble, as attorney-in-fact, with the power of
substitution, for her or him in any and all capacities, to sign any amendment to this Registration Statement and to file the same, with
exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission, granting to said attorney-
in-fact, full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection
therewith, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming anything the said
attorney-in-fact or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.


<P align="left" style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following
persons in the capacities and on the dates indicated.

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="32%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="50%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="center"><B>Signature</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>Title</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>Date</B></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD align="center" nowrap valign="top">/s/ R. Rick Hart<BR>
<HR size="1" align="left" noshade>
R. Rick Hart</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">
Chairman, President, Chief Executive Officer, and<BR>
Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">August 26, 2004</TD>
</TR>

<TR valign="bottom" style="padding-top: 1em">
    <TD align="center" nowrap valign="top">/s/ Albert J. Dale, III<BR>
<HR size="1" align="left" noshade>
Albert J. Dale, III</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">
Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">August 30, 2004</TD>
</TR>

<TR valign="bottom" style="padding-top: 1em">
    <TD align="center" nowrap valign="top">/s/ Robert W. Doyle<BR>
<HR size="1" align="left" noshade>
Robert W. Doyle</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">
Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">August 27, 2004</TD>
</TR>

<TR valign="bottom" style="padding-top: 1em">
    <TD align="center" nowrap valign="top">/s/ H. Newton Lovvorn, Jr., M.D.<BR>
<HR size="1" align="left" noshade>
H. Newton Lovvorn, Jr., M.D.</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">
Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">August 30, 2004</TD>
</TR>

<TR valign="bottom" style="padding-top: 1em">
    <TD align="center" nowrap valign="top">/s/ Michael D. Shmerling<BR>
<HR size="1" align="left" noshade>
Michael D. Shmerling</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">
Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">August 27, 2004</TD>
</TR>

<TR valign="bottom" style="padding-top: 1em">
    <TD align="center" nowrap valign="top">/s/ Sally P. Kimble<BR>
<HR size="1" align="left" noshade>
Sally P. Kimble</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">
Executive Vice President, Chief Financial and<BR>
Accounting Officer
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">August 26, 2004</TD>
</TR>

<!-- End Table Body -->
</TABLE>
</DIV>



<P align="center" style="font-size: 10pt">-4-
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">

<!-- link1 "EXHIBIT INDEX" -->
<DIV align="left"><A NAME="004"></A></DIV>

<P align="center" style="font-size: 10pt"><B>EXHIBIT INDEX</B>


<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="85%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="7%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="73%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="6%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="7%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left"><B>Exhibit</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>&nbsp;</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3"><B>&nbsp;</B></TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left"><B>Number</B><HR size="1" noshade></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>Description of Exhibit</B><HR size="1" noshade></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3"><B>Location</B><HR size="1" noshade></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Charter.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">(1</TD>
    <TD nowrap valign="top">)</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.2
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Bylaws.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">(2</TD>
    <TD nowrap valign="top">)</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.3
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">2001 Capital Bancorp, Inc. Stock Option Plan.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">(3</TD>
    <TD nowrap valign="top">)</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.4
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Capital Bancorp, Inc. Shareholders Rights Agreement dated as of July&nbsp;18,
2001.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">(4</TD>
    <TD nowrap valign="top">)</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>


<TR valign="bottom">

<TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.5
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Specimen Stock Certificate for
Common Stock of Capital Bancorp, Inc.(5)
</TD>
    <TD>&nbsp;</TD>

    <TD nowrap colspan="3" align="center" valign="top">Contained
Herein
</TD>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>


<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">5
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Opinion of Small, Soper &#038; Oakley, An Association of Attorneys, regarding the
legality of the Common Stock.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="3" align="center" valign="top">Contained
Herein
</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Independent Auditors&#146; Consent of Maggart &#038; Associates, P.C.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="3" align="center" valign="top">Contained
Herein
</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.2
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Consent of Counsel is contained in Exhibit&nbsp;5.</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">24
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Power of Attorney related to subsequent amendments.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="3" align="center" valign="top">Signature Page
</TD>
</TR>

<!-- End Table Body -->
</TABLE>
</DIV>




<P>
<HR size="1" width="18%" align="left" noshade>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top">
    <TD width="1%" nowrap align="right">(1)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Incorporated by reference to Exhibit 4 of the Company&#146;s 2001 Annual Report on Form 10-K.</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">(2)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Incorporated by reference to Exhibit&nbsp;4 of the Company&#146;s 2001 Annual Report on Form 10-K.</TD>
</TR>


<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">(3)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Incorporated by reference to Exhibit&nbsp;4.3 of the Company&#146;s 2001 Annual Report on Form 10-K.</TD>
</TR>

<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">(4)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Incorporated by reference to Exhibit&nbsp;4.4 of the Company&#146;s 2001 Annual Report on Form 10-K.</TD>
</TR>
<TR><TD>&nbsp;</TD></TR>

<TR valign="top">
    <TD width="1%" nowrap align="right">(5)</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="96%">Replaces Exhibit 4.3 to Registration Statement on
Form S-4 No. 333-56682 filed with the Securities and Exchange
Commission on March 7, 2001, by Capital Bancorp, Inc.</TD>
</TR>

</TABLE>




<P align="center" style="font-size: 10pt">-5-
</DIV>


</BODY>
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Capital Bancorp, Inc.
Table of Contents
As Filed with the
Securities and Exchange Commission on September 1, 2004
Registration No. 333-
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
Capital Bancorp, Inc.
(Exact name of registrant as specified in its charter)
Tennessee
62-1848668
(State of other jurisdiction of incorporation or organization)
I.R.S. Employer Identification No.
1820 West End Avenue
Nashville, Tennessee 37203
(Address of Principal Executive Offices) (Zip Code)
2001 Capital Bancorp, Inc. Stock Option Plan
(Full title of the plan)
Sally P. Kimble,
Executive Vice President and CFO
Capital Bancorp, Inc.
1820 West End Avenue
Nashville, Tennessee 37203
(Name and address of agent for service)
(615) 327-9000
(Telephone number, including area code, of agent for service)
Copy to:
Daniel W. Small, Esq.
Paul F. Soper, Esq.
Small, Soper & Oakley
One Burton Hills Boulevard, Suite 330
Nashville, Tennessee 37215
(615) 252-6000
Calculation of Registration Fee
Title of
Securities to be Registered
Amount to be
Registered(1)
Proposed Maximum
Offering Price Per Share
Proposed Maximum
Aggregate Offering Price
Amount of
Registration Fee
Common stock, No par value
545,734 shares
$
17.50
(2)
$
9,550,345
$
1,210.03
(1)
In accordance with the provisions of Rule 416 under the Securities Act of 1933, as amended, this Registration Statement shall be
deemed to cover any additional securities that may from time to time be offered or issued to prevent dilution resulting from stock
splits, stock dividends or similar transactions.
(2)
Estimated solely for the purpose of calculating the registration fee in accordance with Rules 457(c) and (h) under the Securities Act of
1933 and based upon the average (any day within 5 days prior to the date of filing) of the bid and ask price of the Registrant's common
stock as reported on the OTC BB.
TABLE OF CONTENTS
PART I
PART II
SIGNATURES
POWER OF ATTORNEY
EXHIBIT INDEX
EX-4.5 Specimen Stock Certificate
Ex-5 Opinion of Small, Soper & Oakley
Ex-23.1 Independent Auditors' Consent of Maggart & Associates, P.C.
Table of Contents
PART I
INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
The documents containing the information specified in Part I of Form S-8 (plan information and registrant information) will be
sent or given to employees, directors, consultants, or advisors, as the case may be, as specified by Rule 428(b)(1) of the Securities Act.
These documents need not be filed with the Securities and Exchange Commission ("SEC"), either as part of this registration statement or
as prospectuses or prospectus supplements pursuant to Rule 424 of the Securities Act. These documents, which include the statement of
availability required by Item 2 of Form S-8, and the documents incorporated by reference in this registration statement pursuant to Item
3 of Form S-8 (Part II of this registration statement), taken together, constitute a prospectus that meets the requirements of section 10(a)
of the Securities Act.
PART II
INFORMATION REQUIRED IN REGISTRATION STATEMENT
ITEM 3. INCORPORATION OF DOCUMENTS BY REFERENCE
The Registrant has filed with the Commission and hereby incorporates by reference in this Registration Statement the
following documents:
(a) The
Registrant's Annual Report on Form 10-K for the year ended
December 31, 2003.
(b) The Registrant's Quarterly Report on Form 10-Q for the quarter ended March 31, 2004, filed on May 14, 2004.
(c) The Registrant's Quarterly Report on Form 10-Q for the quarter ended June 30, 2004, filed on August 13, 2004.
(d) The Registrant's Current Report on Form 8-K filed on January 14, 2004.
(e) The Registrant's Current Report on Form 8-K filed on April 7, 2004.
(f) The Registrant's Current Report on Form 8-K filed on April 27, 2004.
(g) The Registrant's Current Report on Form 8-K filed on May 24, 2004.
(h) The Registrant's Current Report on Form 8-K filed on July 7, 2004.
(i) The
Registrant's Current Report on Form 8-K filed on August 30,
2004, containing a description of the class of the Registrant's
securities being registered under this Registration Statement. (No reference is made in this Registration Statement to the Registrant's registration under the Securities Exchange Act of 1934, as
amended (the "Exchange Act") because the Registrant was a successor issuer within the meaning of Rule 12g-3(a) issued under the
Exchange Act. The predecessor issuer was Capital Bank & Trust Company, which filed a registration statement under Section 12(g) on
April 28, 2000 with the Federal Deposit Insurance Corporation.)
(j) All documents subsequently filed by the Registrant pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Securities
Exchange Act of 1934, prior to the filing of a post-effective amendment which indicates that all securities offered hereby have been
sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated by reference in this Registration
Statement and to be part hereof from the date of filing of such documents.
ITEM 4. DESCRIPTION OF SECURITIES
Not applicable.
ITEM 5. INTERESTS OF NAMED EXPERTS AND COUNSEL
Counsel to the Company, Daniel W. Small, Attorney at Law, owns 2,000 shares of the Company's common stock as of the
date hereof. Although he is possibly eligible for awards under the Company's Stock Option Plan, no such awards have been made in
the past and none are contemplated in the future.
ITEM 6. INDEMNIFICATION OF DIRECTORS AND OFFICERS
Under the Tennessee Business Corporation Act, a corporation may indemnify any director against liability if the director:
·
Conducted himself or herself in good faith;
·
Reasonably believed, in the case of conduct in his or her official capacity with the corporation, that his or her conduct was in
the best interests of the corporation;
·
Reasonably believed, in all other cases, that his or her conduct was at least not opposed to the corporation's best interests; and
·
In the case of any criminal proceeding, had no reasonable cause to believe his or her conduct was unlawful.
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The Company's charter and bylaws provide for indemnification of its directors, officers, employees and agents against liabilities and
expenses incurred in legal proceedings concerning the Company, to the fullest extent permitted under Tennessee corporate law.
Indemnification will only apply to persons who act in good faith, in a manner he or she reasonably believed to be in the best interest of
the company, without willful misconduct or recklessness.
The present directors' and officers' liability insurance policy is expected to cover the typical errors and omissions liability associated
with the activities of the Company and Capital Bank & Trust Company ("Bank"). The provisions of the insurance policy might not
indemnify any of the Company's or Bank's officers and directors against liability arising under the Securities Act.
The Company's charter eliminates a director's liability to the Company or its shareholders for monetary damages to the maximum
extent permitted by law. Section 48-18-301 of the Tennessee Business Corporation Act provides that a director shall not be liable for
any action, or failure to take action if he or she discharges his or her duties:
·
In good faith;
·
With the care of an ordinarily prudent person in a like position under similar circumstances; and
·
In a manner the director reasonably believes to be in the best interests of the corporation.
In discharging her or his duties, a director may rely on the information, opinions, reports, or statements, including financial statements,
if prepared or presented by officers or employees of the corporation whom the director reasonably believes to be reliable. The director
may also rely on such information prepared or presented by legal counsel, public accountants or other persons as to matters that the
director reasonably believes are within the person's competence.
Unless limited by its charter, a Tennessee corporation must indemnify, against reasonable expenses incurred by him or her, a director
who was wholly successful, on the merits or otherwise, in defending any proceeding to which he or she was a party because he or she is
or was a director of the corporation. Expenses incurred by a director in defending a proceeding may be paid by the corporation in
advance of the final disposition of the proceeding if three conditions are met:
·
The director must furnish the corporation a written affirmation of the director's good faith belief that he or she has met the
standard of conduct as set forth above;
·
The director must furnish the corporation a written undertaking by or on behalf of a director to repay such amount if it is
ultimately determined that he or she is not entitled to be indemnified by the corporation against such expenses; and
·
A determination must be made that the facts then known to those making the determination would not preclude
indemnification.
A director may apply for court-ordered indemnification under certain circumstances. Unless a corporation's charter provides otherwise,
·
An officer of a corporation is entitled to mandatory indemnification and is entitled to apply for court-ordered indemnification
to the same extent as a director,
·
The corporation may indemnify and advance expenses to an officer, employee, or agent of the corporation to the same extent
as to a director, and
·
A corporation may also indemnify and advance expenses to an officer, employee, or agent who is not a director to the extent,
consistent with public policy, that may be provided by its charter, bylaws, general or specific action of its board of directors,
or contract.
The Company's charter and bylaws provide for the indemnification of its directors and officers to the fullest extent permitted by
Tennessee law. Amendment of this provision requires a vote of seventy-five percent (75%) of the outstanding Company shares unless a
majority vote is expressly permitted by the board of directors. However, provisions of federal and state banking law may limit
indemnification in certain circumstances.
Insofar as indemnification for liabilities arising under the Securities Act may be permitted to directors, officers, or persons controlling
the Company under the provisions described above, the Company has been informed that, in the opinion of the Securities and
Exchange Commission, such indemnification is against public policy as expressed in the Securities Act and is therefore unenforceable.
ITEM 7. EXEMPTION FROM REGISTRATION CLAIMED
Not applicable.
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ITEM 8. EXHIBITS
The listing of exhibits is
incorporated by reference to the Exhibit Index appearing elsewhere in
this Registration Statement.
ITEM 9. UNDERTAKINGS
(a) The undersigned Registrant hereby undertakes:
(1) To file, during any period in which offers or sales are being made, a post-effective amendment to this Registration Statement
to:
(i)
To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;
(ii)
To reflect in the prospectus any facts or event arising after the effective date of the Registration Statement (or the most
recent post-effective amendment thereof) which, individually or in the aggregate, represents a fundamental change in
the information set forth in the Registration Statement;
(iii)
To include any material information with respect to the plan of distribution not previously disclosed in the Registration
Statement or any material change to such information in the Registration Statement;
Provided, however, that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the information required to be included in a post-effective
amendment by those paragraphs is contained in periodic reports filed with or furnished to the Securities and Exchange Commission by the
Registrant pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in this Registration
Statement:
(2) That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall
be deemed to be a new registration statement relating to the securities offered herein, and the offering of such securities at that time shall
be deemed to be the initial bona fide offering thereof.
(3) To remove from registration by means of a post-effective amendment any of the securities being registered which remain
unsold at the termination of the offering.
(b) The undersigned Registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933,
each filing of the Registrant's annual report pursuant to Section 13(a) or 15(d) of the Securities and Exchange Act of 1934 (and, where
applicable, each filing of an employee benefit plan's annual report pursuant to section 15(d) of the Securities and Exchange Act of 1934)
that is incorporated by reference in the registration statement shall be deemed to be a new registration statement relating to the securities
offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.
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(c) Insofar as indemnification for liabilities arising under the Act may be permitted to directors, officers, and controlling persons
of Registrant pursuant to the foregoing provisions (see Item 6) or otherwise, the Registrant has been advised that in the opinion of the
Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act of 1933 and is
therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by Registrant of
expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will,
unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the
question whether such indemnification is against public policy as expressed in the Securities Act of 1933 and will be governed by the final
adjudication of such issue.
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant, Capital Bancorp, Inc., a corporation organized and
existing under the laws of the State of Tennessee, certifies that it has reasonable grounds to believe that it meets all of the requirements
for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly
authorized, in the City of Nashville, State of Tennessee, on August 26, 2004.
REGISTRANT:
CAPITAL BANCORP, INC.
By:
/s/ R. Rick Hart
R. Rick Hart, Chairman, President & CEO
POWER OF ATTORNEY
Each person whose signature appears below constitutes and appoints Sally P. Kimble, as attorney-in-fact, with the power of
substitution, for her or him in any and all capacities, to sign any amendment to this Registration Statement and to file the same, with
exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission, granting to said attorney-
in-fact, full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection
therewith, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming anything the said
attorney-in-fact or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following
persons in the capacities and on the dates indicated.
Signature
Title
Date
/s/ R. Rick Hart
R. Rick Hart
Chairman, President, Chief Executive Officer, and
Director
August 26, 2004
/s/ Albert J. Dale, III
Albert J. Dale, III
Director
August 30, 2004
/s/ Robert W. Doyle
Robert W. Doyle
Director
August 27, 2004
/s/ H. Newton Lovvorn, Jr., M.D.
H. Newton Lovvorn, Jr., M.D.
Director
August 30, 2004
/s/ Michael D. Shmerling
Michael D. Shmerling
Director
August 27, 2004
/s/ Sally P. Kimble
Sally P. Kimble
Executive Vice President, Chief Financial and
Accounting Officer
August 26, 2004
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EXHIBIT INDEX
Exhibit
Number
Description of Exhibit
Location
4.1
Charter.
(1
)
4.2
Bylaws.
(2
)
4.3
2001 Capital Bancorp, Inc. Stock Option Plan.
(3
)
4.4
Capital Bancorp, Inc. Shareholders Rights Agreement dated as of July 18,
2001.
(4
)
4.5
Specimen Stock Certificate for
Common Stock of Capital Bancorp, Inc.(5)
Contained
Herein
5
Opinion of Small, Soper & Oakley, An Association of Attorneys, regarding the
legality of the Common Stock.
Contained
Herein
23.1
Independent Auditors' Consent of Maggart & Associates, P.C.
Contained
Herein
23.2
Consent of Counsel is contained in Exhibit 5.
24
Power of Attorney related to subsequent amendments.
Signature Page
(1)
Incorporated by reference to Exhibit 4 of the Company's 2001 Annual Report on Form 10-K.
(2)
Incorporated by reference to Exhibit 4 of the Company's 2001 Annual Report on Form 10-K.
(3)
Incorporated by reference to Exhibit 4.3 of the Company's 2001 Annual Report on Form 10-K.
(4)
Incorporated by reference to Exhibit 4.4 of the Company's 2001 Annual Report on Form 10-K.
(5)
Replaces Exhibit 4.3 to Registration Statement on
Form S-4 No. 333-56682 filed with the Securities and Exchange
Commission on March 7, 2001, by Capital Bancorp, Inc.
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