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<P align="center"><FONT size="2">AS FILED WITH THE SECURITIES AND
EXCHANGE COMMISSION ON NOVEMBER 2, 2001</FONT>

<P align="right"><FONT size="2"><B>Registration Statement No.&nbsp;333-________</B></FONT>

<P align="center"><FONT size="2">UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>
Washington, D.C. 20549</FONT>

<P align="center"><FONT size="2">FORM S-8<BR>
REGISTRATION STATEMENT<BR>
UNDER<BR>
THE SECURITIES ACT OF 1933</FONT>

<P align="center"><FONT size="2"><B><U>RESOURCE BANCSHARES MORTGAGE GROUP, INC.</U></B><BR>
(Exact name of registrant as specified in its charter)</FONT>

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        <TD nowrap align="center"><FONT size="2">Delaware</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="2">57-0962375</FONT></TD>
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        <TD align="center" valign="top"><FONT size="2">(State or other jurisdiction of<BR>
incorporation or organization)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="center" valign="top"><FONT size="2">
(I.R.S. Employer<BR>
Identification No.)</FONT></TD>
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        <TD nowrap align="center"><FONT size="2">7909 Parklane Road, Columbia, South Carolina</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="2">29223</FONT></TD>
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        <TD align="center" valign="top"><FONT size="2">(Address of Principal Executive Offices)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="center" valign="top"><FONT size="2">
(Zip Code)</FONT></TD>
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<P align="center"><FONT size="2">MSC Stock Option Agreement between Resource Bancshares Mortgage Group, Inc. and Stuart M. Cable<BR>
<U>MSC Stock Option Agreement between Resource Bancshares Mortgage Group, Inc. and Boyd M. Guttery</U><BR>
(Full title of the plan)</FONT>

<P align="center"><FONT size="2">Douglas K. Freeman<BR>
Resource Bancshares Mortgage Group, Inc.<BR>
7909 Parklane Road<BR>
Columbia, South Carolina 29223</FONT>
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<div align="center"><FONT size="2"><FONT size="3">(Name and address of agent for service)</FONT></FONT></div>

<P align="center"><FONT size="2">(803)&nbsp;741-3000</FONT>
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<div align="center"><FONT size="2"><FONT size="3">(Telephone number, including area code, of agent for service)</FONT></FONT></div>

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        <TD width="4%">&nbsp;</TD>
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        <TD nowrap align="center" colspan="17"><FONT size="2">Calculation of Registration Fee</FONT></TD>
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        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Proposed</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Proposed Maximum</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
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        <TD nowrap align="center"><FONT size="1"><B>Title of Securities</B></FONT></TD>
        <TD nowrap align="center" colspan="5"><FONT size="1"><B>Amount to be</B></FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Maximum Offering</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Aggregate Offering</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Amount of</B></FONT></TD>
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        <TD nowrap align="center"><FONT size="1"><B>to be Registered(1)</B></FONT></TD>
        <TD nowrap align="center" colspan="5"><FONT size="1"><B>Registered(1)(2)</B></FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Price Per Share</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Price</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Registration Fee</B></FONT></TD>
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        <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT size="2">Common Stock, par
value $.01 per share</FONT></DIV></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD nowrap align="right"><FONT size="2">&nbsp;</FONT></TD>
        <TD align="right"><FONT size="2">30,768</FONT></TD>
        <TD nowrap><FONT size="2">(3)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="right"><FONT size="2">$</FONT></TD>
        <TD align="right"><FONT size="2">4.0625</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="right"><FONT size="2">$</FONT></TD>
        <TD align="right"><FONT size="2">124,995</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="right"><FONT size="2">$</FONT></TD>
        <TD align="right"><FONT size="2">31.25</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
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      <TD width="1%" align="left" nowrap><FONT size="2">(1)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="96%"><FONT size="2">Each share of the common stock, par value $.01 per share (the &#147;Common
Stock&#148;), of Resource Bancshares Mortgage Group, Inc. (the &#147;Registrant&#148;)
includes one preferred stock purchase right.</FONT></TD>
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      <TD width="1%" align="left" nowrap><FONT size="2">(2)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="96%"><FONT size="2">Together with an indeterminable number of additional shares which may be
necessary to adjust the number of shares reserved for issuance pursuant to
the agreements, as the result of any future stock split, stock dividend or
similar adjustment of the outstanding Common Stock.</FONT></TD>
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      <TD width="1%" align="left" nowrap><FONT size="2">(3)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="96%"><FONT size="2">Represents 11,538 shares reserved for issuance pursuant to the MSC Stock
Option Agreement between the Registrant and Stuart M. Cable and 19,230
shares reserved for issuance pursuant to the MSC Stock Option Agreement
between the Registrant and Boyd M. Guttery.</FONT></TD>
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<!-- link1 " PART II: INFORMATION REQUIRED IN THE REGISTRATION STATEMENT" -->
<DIV align="left"><A NAME="000"></A></DIV>
<P align="center"><FONT size="2">PART II: INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</FONT>

<P><FONT size="2">Item&nbsp;3. Incorporation of Documents by Reference
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Registrant hereby incorporates by reference in this Registration
Statement the following documents:
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Registrant&#146;s Annual Report on Form&nbsp;10-K for the year ended December
31, 2000.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Registrant&#146;s Quarterly Reports on Form&nbsp;10-Q for the quarters ended
March&nbsp;31, 2001 and June&nbsp;30, 2001.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The description of the Registrant&#146;s Common Stock set forth in the
Registrant&#146;s registration statement on Form&nbsp;8-A dated May&nbsp;18, 1993, including
any amendment or report filed to update such description.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The description of the Registrant&#146;s preferred stock purchase rights set
forth in the Registrant&#146;s registration statement on Form&nbsp;8-A filed as of
February&nbsp;9, 1998, including any amendment or report filed to update such
description.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All documents subsequently filed by the Registrant pursuant to Sections
13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, prior to the
filing of a post-effective amendment to this Registration Statement which
indicates that all securities offered hereby have been sold or which
deregisters all securities then remaining unsold, shall be deemed to be
incorporated by reference in this Registration Statement and to be a part
hereof from the date of filing of such documents.
</FONT>
<P align="left"><FONT size="2">Item&nbsp;4. Description of Securities</FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.
</FONT>
<P align="left"><FONT size="2">Item&nbsp;5. Interests of Named Experts and Counsel</FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The validity of the Common Stock of the Registrant offered hereby will be
passed on for the Registrant by McNair Law Firm, P.A., Columbia, South
Carolina. John W. Currie, the Secretary of the Registrant, is a member of that
firm. In addition, Mr.&nbsp;Currie and other members of that firm are stockholders
of the Registrant.
</FONT>
<P align="left"><FONT size="2">Item&nbsp;6. Indemnification of Directors and Officers</FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;145 of the General Corporation Law of Delaware provides that a
corporation may indemnify directors and officers as well as other employees and
individuals against expenses (including attorneys&#146; fees), judgments, fines and
amounts paid in settlement actually and reasonably incurred in connection with
specified actions, suits or proceedings, whether civil, criminal,
administrative or investigative (other than an action by or in the right of the
corporation &#151; a &#147;derivative action&#148;), if they acted in good faith and in a
manner they reasonably believed to be in or not opposed to the best interests
of the corporation, and, with respect to any criminal action or proceeding, had
no reasonable cause to believe their conduct was unlawful. A similar standard
</FONT>
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<P><FONT size="2">is applicable in the case of derivative actions, except that indemnification
only extends to expenses (including attorneys&#146; fees) actually and reasonably incurred in connection with
defense or settlement of such action or suit, and the statute requires court
approval before there can be any indemnification where the person seeking
indemnification has been found liable to the corporation. The statute provides
that it is not exclusive of other indemnification that may be granted by a
corporation&#146;s bylaws, disinterested director vote, stockholder vote, agreement
or otherwise.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;102(b)(7) of the Delaware General Corporation Law permits a
corporation to provide in its certificate of incorporation that a director of
the corporation shall not be personally liable to the corporation or its
stockholders for monetary damages for breach of fiduciary duty as a director,
except for liability (i)&nbsp;for any breach of the director&#146;s duty of loyalty to
the corporation or its stockholders, (ii)&nbsp;for acts or omissions not in good
faith or which involve intentional misconduct or a knowing violation of law,
(iii)&nbsp;for payments of unlawful dividends or unlawful stock repurchases or
redemptions or (iv)&nbsp;for any transaction from which the director derived an
improper personal benefit.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Article&nbsp;SEVENTH of the Registrant&#146;s Restated Certificate of Incorporation,
as amended, provides for indemnification of its directors, officers, employees
and other agents. Section&nbsp;8 of Article&nbsp;V of the Registrant&#146;s Amended and
Restated Bylaws, as amended, contains provisions for indemnification of the
Registrant&#146;s officers and directors. Article&nbsp;SEVENTH of the Registrant&#146;s
Certificate of Incorporation also provides that a director of the Registrant
shall not be personally liable to the Registrant or its stockholders for
monetary damages for beach of a fiduciary duty as a director except to the
extent such exemption from liability or limitation thereof is not permitted by
the Delaware General Corporation Law.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In addition, the Registrant has entered into Indemnity Agreements with
each of its directors and certain other persons who are officers, employees or
agents of the Registrant or who are serving at the request of the Registrant as
a director, officer, employee or agent of another entity. Generally, the
agreements provide for the indemnification of such persons against expenses
(including attorneys&#146; fees), losses, damages, liabilities, judgments, fines and
amounts paid in settlement actually and reasonably incurred because of any
claim or claims made against them by reason of the fact that they are or were
serving in such capacities.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Registrant also provides liability insurance for its directors and
officers which provides coverage against loss from claims made against such
persons in their capacities as such including liabilities under the Securities
Act of 1933, as amended.
</FONT>
<P align="left"><FONT size="2">Item&nbsp;7. Exemption from Registration Claimed</FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.
</FONT>
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<P align="left"><FONT size="2">Item&nbsp;8. Exhibits</FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;See Exhibit&nbsp;Index.
</FONT>
<P align="left"><FONT size="2">Item&nbsp;9. Undertakings</FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The undersigned Registrant hereby undertakes:
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1)&nbsp; To file, during any period in which offers or sales are being made, a
post-effective amendment to this Registration Statement:
</FONT>
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        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;to include any prospectus required by Section&nbsp;10(a)(3) of the
Securities Act of 1933;</FONT></TD>
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        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)&nbsp;to reflect in the prospectus any facts or events arising after the
effective date of the Registration Statement (or the most recent post-effective
amendment thereof) which, individually or in the aggregate, represent a
fundamental change in the information set forth in the Registration Statement;
or</FONT></TD>
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        <TD><FONT size="2">&nbsp;</FONT></TD>
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        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)&nbsp;to include any material information with respect to the plan of
distribution not previously disclosed in the Registration Statement or any
material change to such information in the Registration Statement.</FONT></TD>
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<P><FONT size="2"><I>Provided, however</I>, that paragraphs (1)(i) and (1)(ii) do not apply if the
Registration Statement is on Form&nbsp;S-3, Form&nbsp;S-8 or Form&nbsp;F-3, and the
information required to be included in a post-effective amendment by those
paragraphs is contained in periodic reports filed with or furnished to the
Securities and Exchange Commission by the Registrant pursuant to Section&nbsp;13 or
Section&nbsp;15(d) of the Securities Exchange Act of 1934 that are incorporated by
reference in the Registration Statement.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2)&nbsp; That, for the purpose of determining any liability under the
Securities Act of 1933, each such post-effective amendment shall be deemed to
be a new Registration Statement relating to the securities offered therein, and
the offering of such securities at that time shall be deemed to be the initial
bona fide offering thereof.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3)&nbsp; To remove from Registration by means of a post-effective amendment any
of the securities being registered which remain unsold at the termination of
the offering.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The undersigned Registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act of 1933, each filing of the
Registrant&#146;s annual report pursuant to Section&nbsp;13(a) or 15(d) of the Securities
Exchange Act of 1934 (and, where applicable, each filing of an employee benefit
plan&#146;s annual report pursuant to Section&nbsp;15(d) of the Securities Exchange Act
of 1934) that is incorporated by reference in the Registration Statement shall
be deemed to be a new Registration Statement relating to the securities offered
therein, and the offering of such securities at that time shall be deemed to be
the initial bona fide offering thereof.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Insofar as indemnification for liabilities arising under the Securities
Act of 1933 may be permitted to directors, officers and controlling persons of
the Registrant pursuant to the foregoing provisions, or otherwise, the
Registrant has been advised that in the opinion of the Securities and
</FONT>
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<P><FONT size="2">Exchange Commission such indemnification is against public policy as expressed in the
Act and is, therefore, unenforceable. In the event that a claim for
indemnification against such liabilities (other than the payment by the
Registrant of expenses incurred or paid by a director, officer or controlling
person of the Registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling person in
connection with the securities being registered, the Registrant will, unless in
the opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the question whether
such indemnification by it is against public policy as expressed in the Act and
will be governed by the final adjudication of such issue.
</FONT>
<P align="center"><FONT size="2">5</FONT>
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<!-- link1 " SIGNATURES" -->
<P align="center"><FONT size="2"><B>SIGNATURES</B></FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Registrant. Pursuant to the requirements of the Securities Act of
1933, the Registrant certifies that it has reasonable grounds to believe that
it meets all of the requirements for filing on Form&nbsp;S-8 and has duly caused
this Registration Statement to be signed on its behalf by the undersigned,
thereunto duly authorized, in the City of Columbia, State of South Carolina, on
October 26, 2001.
</FONT>
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        <TD width="54%">&nbsp;</TD>
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        <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD COLSPAN="3" align="left" valign="top"><FONT size="2">RESOURCE BANCSHARES MORTGAGE GROUP, INC.</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
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        <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
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        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
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By:
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">/s/ Douglas K. Freeman<BR>
</FONT><HR size="1" noshade><FONT size="2">
Douglas K. Freeman, Chief Executive Officer</FONT></TD>
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<!-- link1 " POWER OF ATTORNEY" -->
<P align="center"><FONT size="2"><B>POWER OF ATTORNEY</B></FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature
appears below hereby constitutes and appoints Douglas K. Freeman and Steven F.
Herbert and each of them acting individually, as his attorney-in-fact, each
with the power of substitution, for him in any and all capacities, to sign any
and all amendments to this Registration Statement, and to file the same, with
exhibits thereto and other documents in connection therewith, with the
Securities and Exchange Commission, hereby ratifying and confirming our
signatures as they may be signed by our said attorney to any and all amendments
to said Registration Statement.
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, this
Registration Statement has been signed by the following persons in the
capacities and on the date indicated:
</FONT>
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        <TD width="19%">&nbsp;</TD>
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        <TD nowrap align="center"><FONT size="1"><B>Signature</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="1"><B>Title</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="1"><B>Date</B></FONT></TD>
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        <TD nowrap align="center"><HR size="1" noshade></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><HR size="1" noshade></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><HR size="1" noshade></TD>
</TR>
<TR>
        <TD>&nbsp;<BR></TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">/s/ Douglas K. Freeman<BR>
</FONT><HR size="1" noshade><FONT size="2">
Douglas K. Freeman</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Chief Executive Officer and<BR>
Director (principal executive officer)
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">October 26, 2001</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">/s/ Steven F. Herbert<BR>
</FONT><HR size="1" noshade><FONT size="2">
Steven F. Herbert</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Chief Financial Executive (principal<BR>
financial and accounting officer)
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">October 26, 2001</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">&nbsp;<BR>
</FONT><HR size="1" noshade><FONT size="2">
Stuart M. Cable</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">October ___, 2001</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">/s/ Roger O. Goldman<BR>
</FONT><HR size="1" noshade><FONT size="2">
Roger O. Goldman</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">October 26, 2001</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">&nbsp;<BR>
</FONT><HR size="1" noshade><FONT size="2">
Boyd M. Guttery</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">October ___, 2001</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">/s/ David W. Johnson. Jr.<BR>
</FONT><HR size="1" noshade><FONT size="2">
David W. Johnson, Jr.</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">October 26, 2001</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">&nbsp;<BR>
</FONT><HR size="1" noshade><FONT size="2">
Robin C. Kelton</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">October ___, 2001</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">/s/ Joel A. Smith, III<BR>
</FONT><HR size="1" noshade><FONT size="2">
Joel A. Smith, III</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">October 26, 2001</FONT></TD>
</TR>
</TABLE>
</CENTER>
<P align="center"><FONT size="2">6</FONT>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<!-- link1 " EXHIBIT INDEX" -->
<P align="center"><FONT size="2">EXHIBIT INDEX</FONT>

<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="12%">&nbsp;</TD>
        <TD width="5%">&nbsp;</TD>
        <TD width="75%">&nbsp;</TD>
        <TD width="5%">&nbsp;</TD>
        <TD width="1%">&nbsp;</TD>
        <TD width="1%">&nbsp;</TD>
        <TD width="1%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="left"><FONT size="1"><B>Exhibit</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Sequential</B></FONT></TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="left"><FONT size="1"><B>Number</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="1"><B>Description of Document</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Page No.</B></FONT></TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="center"><HR size="1" noshade></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><HR size="1" noshade></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD colspan="3"><HR size="1" noshade></TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">*4.1</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
MSC Stock Option Agreement between Resource
Bancshares Mortgage Group, Inc. and Stuart M. Cable
incorporated by reference to Exhibit&nbsp;10.56 to the
Registrant&#146;s Quarterly Report on Form&nbsp;10-Q for the
quarter ended June&nbsp;30, 2000</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">*4.2</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
MSC Stock Option Agreement between Resource
Bancshares Mortgage Group, Inc. and Boyd M.
Guttery incorporated by reference to Exhibit&nbsp;10.55 to the
Registrant&#146;s Quarterly Report on Form&nbsp;10-Q for the
quarter ended June&nbsp;30, 2000</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">*4.3(a)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Restated Certificate of Incorporation of
the Registrant incorporated by reference to
Exhibit&nbsp;3.3 of the Registrant&#146;s Registration
Statement No.&nbsp;33-53980</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">*4.3(b)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Certificate of Amendment of the Certificate of
Incorporation of the Registrant incorporated by
Reference to Exhibit&nbsp;3.2 of the Registrant&#146;s
Annual Report on Form&nbsp;10-K for the year ended
December&nbsp;31, 1997</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">*4.3(c)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Certificate of Designation of the Preferred Stock
of the Registrant incorporated by reference to
Exhibit&nbsp;4.1 of the Registrant&#146;s Form&nbsp;8-A filed on
February&nbsp;8, 1998</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">*4.4</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Amended and Restated Bylaws of the Registrant,
as amended through November&nbsp;8, 2000,
incorporated by reference to Exhibit&nbsp;4.2 of the
Registrant&#146;s Registration Statement No.&nbsp;333-55054</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">*4.5</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Specimen certificate for shares of the Registrant&#146;s
common stock, par value $.01 per share, incorporated by
reference to Exhibit&nbsp;4.1 of the Registrant&#146;s Registration
No.&nbsp;33-53980</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">*4.6</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Rights Agreement dated as of February&nbsp;6, 1998 between
the Registrant and First Chicago Trust Company of New
York incorporated by reference to Exhibit&nbsp;4.1 to the
Registrant&#146;s registration statement on Form&nbsp;8-A filed as
of February&nbsp;9, 1998</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">5</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Opinion of McNair Law Firm, P.A.</FONT></TD>
        <TD>&nbsp;</TD>
        <TD align="right"><FONT size="2">9</FONT></TD>
</TR>
</TABLE>
</CENTER>
<P align="center"><FONT size="2">7</FONT>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="12%">&nbsp;</TD>
        <TD width="5%">&nbsp;</TD>
        <TD width="75%">&nbsp;</TD>
        <TD width="5%">&nbsp;</TD>
        <TD width="1%">&nbsp;</TD>
        <TD width="1%">&nbsp;</TD>
        <TD width="1%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="left"><FONT size="1"><B>Exhibit</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Sequential</B></FONT></TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="left"><FONT size="1"><B>Number</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="1"><B>Description of Document</B></FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center" colspan="3"><FONT size="1"><B>Page No.</B></FONT></TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="center"><HR size="1" noshade></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><HR size="1" noshade></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD colspan="3"><HR size="1" noshade></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">23(a)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Consent of McNair Law Firm, P.A. (included in Exhibit&nbsp;5)</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">23(b)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Consent of Ernst &#038; Young LLP</FONT></TD>
        <TD>&nbsp;</TD>
        <TD>&nbsp;</TD>
        <TD align="right"><FONT size="2">10</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">23(c)</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Consent of PricewaterhouseCoopers LLP</FONT></TD>
        <TD>&nbsp;</TD>
        <TD>&nbsp;</TD>
        <TD align="right"><FONT size="2">11</FONT></TD>
</TR>
<TR><TD><TR><TD><TR><TD><TR><TD>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">24</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
Power of Attorney (included as part of the signature page)</FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<HR size="1" width="18%" align="left" noshade>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
      <TD width="1%" align="left" nowrap><FONT size="2">*</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="96%"><FONT size="2">Incorporated by reference, all other Exhibits are filed herewith.</FONT></TD>
</TR>
</TABLE>
<P align="center"><FONT size="2">8</FONT>
</BODY>
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{"company-data": {"conformed-name": "RESOURCE BANCSHARES MORTGAGE GROUP INC", "cik": "0000893817", "assigned-sic": "6162", "irs-number": "570962375", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-72752", "film-number": "1774451"}, "business-address": {"street1": "7909 PARKLANE ROAD SUITE 150", "city": "COLUMBIA", "state": "SC", "zip": "29223", "phone": "8037413000"}, "mail-address": {"street1": "7909 PARKLANE RD SUITE 150", "street2": "7909 PARKLANE RD SUITE 150", "city": "COLUMBI", "state": "SC", "zip": "29223"}}
s-8
AS FILED WITH THE SECURITIES AND
EXCHANGE COMMISSION ON NOVEMBER 2, 2001
Registration Statement No. 333-________
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
RESOURCE BANCSHARES MORTGAGE GROUP, INC.
(Exact name of registrant as specified in its charter)
Delaware
57-0962375
(State or other jurisdiction of
incorporation or organization)
(I.R.S. Employer
Identification No.)
7909 Parklane Road, Columbia, South Carolina
29223
(Address of Principal Executive Offices)
(Zip Code)
MSC Stock Option Agreement between Resource Bancshares Mortgage Group, Inc. and Stuart M. Cable
MSC Stock Option Agreement between Resource Bancshares Mortgage Group, Inc. and Boyd M. Guttery
(Full title of the plan)
Douglas K. Freeman
Resource Bancshares Mortgage Group, Inc.
7909 Parklane Road
Columbia, South Carolina 29223
(Name and address of agent for service)
(803) 741-3000
(Telephone number, including area code, of agent for service)
Calculation of Registration Fee
Proposed
Proposed Maximum
Title of Securities
Amount to be
Maximum Offering
Aggregate Offering
Amount of
to be Registered(1)
Registered(1)(2)
Price Per Share
Price
Registration Fee
Common Stock, par
value $.01 per share
30,768
(3)
$
4.0625
$
124,995
$
31.25
(1)
Each share of the common stock, par value $.01 per share (the "Common
Stock"), of Resource Bancshares Mortgage Group, Inc. (the "Registrant")
includes one preferred stock purchase right.
(2)
Together with an indeterminable number of additional shares which may be
necessary to adjust the number of shares reserved for issuance pursuant to
the agreements, as the result of any future stock split, stock dividend or
similar adjustment of the outstanding Common Stock.
(3)
Represents 11,538 shares reserved for issuance pursuant to the MSC Stock
Option Agreement between the Registrant and Stuart M. Cable and 19,230
shares reserved for issuance pursuant to the MSC Stock Option Agreement
between the Registrant and Boyd M. Guttery.
PART II: INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
Item 3. Incorporation of Documents by Reference
The Registrant hereby incorporates by reference in this Registration
Statement the following documents:
1.     The Registrant's Annual Report on Form 10-K for the year ended December
31, 2000.
2.     The Registrant's Quarterly Reports on Form 10-Q for the quarters ended
March 31, 2001 and June 30, 2001.
3.     The description of the Registrant's Common Stock set forth in the
Registrant's registration statement on Form 8-A dated May 18, 1993, including
any amendment or report filed to update such description.
4.     The description of the Registrant's preferred stock purchase rights set
forth in the Registrant's registration statement on Form 8-A filed as of
February 9, 1998, including any amendment or report filed to update such
description.
All documents subsequently filed by the Registrant pursuant to Sections
13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, prior to the
filing of a post-effective amendment to this Registration Statement which
indicates that all securities offered hereby have been sold or which
deregisters all securities then remaining unsold, shall be deemed to be
incorporated by reference in this Registration Statement and to be a part
hereof from the date of filing of such documents.
Item 4. Description of Securities
Not applicable.
Item 5. Interests of Named Experts and Counsel
The validity of the Common Stock of the Registrant offered hereby will be
passed on for the Registrant by McNair Law Firm, P.A., Columbia, South
Carolina. John W. Currie, the Secretary of the Registrant, is a member of that
firm. In addition, Mr. Currie and other members of that firm are stockholders
of the Registrant.
Item 6. Indemnification of Directors and Officers
Section 145 of the General Corporation Law of Delaware provides that a
corporation may indemnify directors and officers as well as other employees and
individuals against expenses (including attorneys' fees), judgments, fines and
amounts paid in settlement actually and reasonably incurred in connection with
specified actions, suits or proceedings, whether civil, criminal,
administrative or investigative (other than an action by or in the right of the
corporation — a "derivative action"), if they acted in good faith and in a
manner they reasonably believed to be in or not opposed to the best interests
of the corporation, and, with respect to any criminal action or proceeding, had
no reasonable cause to believe their conduct was unlawful. A similar standard
2
is applicable in the case of derivative actions, except that indemnification
only extends to expenses (including attorneys' fees) actually and reasonably incurred in connection with
defense or settlement of such action or suit, and the statute requires court
approval before there can be any indemnification where the person seeking
indemnification has been found liable to the corporation. The statute provides
that it is not exclusive of other indemnification that may be granted by a
corporation's bylaws, disinterested director vote, stockholder vote, agreement
or otherwise.
Section 102(b)(7) of the Delaware General Corporation Law permits a
corporation to provide in its certificate of incorporation that a director of
the corporation shall not be personally liable to the corporation or its
stockholders for monetary damages for breach of fiduciary duty as a director,
except for liability (i) for any breach of the director's duty of loyalty to
the corporation or its stockholders, (ii) for acts or omissions not in good
faith or which involve intentional misconduct or a knowing violation of law,
(iii) for payments of unlawful dividends or unlawful stock repurchases or
redemptions or (iv) for any transaction from which the director derived an
improper personal benefit.
Article SEVENTH of the Registrant's Restated Certificate of Incorporation,
as amended, provides for indemnification of its directors, officers, employees
and other agents. Section 8 of Article V of the Registrant's Amended and
Restated Bylaws, as amended, contains provisions for indemnification of the
Registrant's officers and directors. Article SEVENTH of the Registrant's
Certificate of Incorporation also provides that a director of the Registrant
shall not be personally liable to the Registrant or its stockholders for
monetary damages for beach of a fiduciary duty as a director except to the
extent such exemption from liability or limitation thereof is not permitted by
the Delaware General Corporation Law.
In addition, the Registrant has entered into Indemnity Agreements with
each of its directors and certain other persons who are officers, employees or
agents of the Registrant or who are serving at the request of the Registrant as
a director, officer, employee or agent of another entity. Generally, the
agreements provide for the indemnification of such persons against expenses
(including attorneys' fees), losses, damages, liabilities, judgments, fines and
amounts paid in settlement actually and reasonably incurred because of any
claim or claims made against them by reason of the fact that they are or were
serving in such capacities.
The Registrant also provides liability insurance for its directors and
officers which provides coverage against loss from claims made against such
persons in their capacities as such including liabilities under the Securities
Act of 1933, as amended.
Item 7. Exemption from Registration Claimed
Not applicable.
3
Item 8. Exhibits
See Exhibit Index.
Item 9. Undertakings
The undersigned Registrant hereby undertakes:
(1)  To file, during any period in which offers or sales are being made, a
post-effective amendment to this Registration Statement:
(i) to include any prospectus required by Section 10(a)(3) of the
Securities Act of 1933;
(ii) to reflect in the prospectus any facts or events arising after the
effective date of the Registration Statement (or the most recent post-effective
amendment thereof) which, individually or in the aggregate, represent a
fundamental change in the information set forth in the Registration Statement;
or
(iii) to include any material information with respect to the plan of
distribution not previously disclosed in the Registration Statement or any
material change to such information in the Registration Statement.
Provided, however
, that paragraphs (1)(i) and (1)(ii) do not apply if the
Registration Statement is on Form S-3, Form S-8 or Form F-3, and the
information required to be included in a post-effective amendment by those
paragraphs is contained in periodic reports filed with or furnished to the
Securities and Exchange Commission by the Registrant pursuant to Section 13 or
Section 15(d) of the Securities Exchange Act of 1934 that are incorporated by
reference in the Registration Statement.
(2)  That, for the purpose of determining any liability under the
Securities Act of 1933, each such post-effective amendment shall be deemed to
be a new Registration Statement relating to the securities offered therein, and
the offering of such securities at that time shall be deemed to be the initial
bona fide offering thereof.
(3)  To remove from Registration by means of a post-effective amendment any
of the securities being registered which remain unsold at the termination of
the offering.
The undersigned Registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act of 1933, each filing of the
Registrant's annual report pursuant to Section 13(a) or 15(d) of the Securities
Exchange Act of 1934 (and, where applicable, each filing of an employee benefit
plan's annual report pursuant to Section 15(d) of the Securities Exchange Act
of 1934) that is incorporated by reference in the Registration Statement shall
be deemed to be a new Registration Statement relating to the securities offered
therein, and the offering of such securities at that time shall be deemed to be
the initial bona fide offering thereof.
Insofar as indemnification for liabilities arising under the Securities
Act of 1933 may be permitted to directors, officers and controlling persons of
the Registrant pursuant to the foregoing provisions, or otherwise, the
Registrant has been advised that in the opinion of the Securities and
4
Exchange Commission such indemnification is against public policy as expressed in the
Act and is, therefore, unenforceable. In the event that a claim for
indemnification against such liabilities (other than the payment by the
Registrant of expenses incurred or paid by a director, officer or controlling
person of the Registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling person in
connection with the securities being registered, the Registrant will, unless in
the opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the question whether
such indemnification by it is against public policy as expressed in the Act and
will be governed by the final adjudication of such issue.
5
SIGNATURES
The Registrant. Pursuant to the requirements of the Securities Act of
1933, the Registrant certifies that it has reasonable grounds to believe that
it meets all of the requirements for filing on Form S-8 and has duly caused
this Registration Statement to be signed on its behalf by the undersigned,
thereunto duly authorized, in the City of Columbia, State of South Carolina, on
October 26, 2001.
RESOURCE BANCSHARES MORTGAGE GROUP, INC.
By:
/s/ Douglas K. Freeman
Douglas K. Freeman, Chief Executive Officer
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature
appears below hereby constitutes and appoints Douglas K. Freeman and Steven F.
Herbert and each of them acting individually, as his attorney-in-fact, each
with the power of substitution, for him in any and all capacities, to sign any
and all amendments to this Registration Statement, and to file the same, with
exhibits thereto and other documents in connection therewith, with the
Securities and Exchange Commission, hereby ratifying and confirming our
signatures as they may be signed by our said attorney to any and all amendments
to said Registration Statement.
Pursuant to the requirements of the Securities Act of 1933, this
Registration Statement has been signed by the following persons in the
capacities and on the date indicated:
Signature
Title
Date
/s/ Douglas K. Freeman
Douglas K. Freeman
Chief Executive Officer and
Director (principal executive officer)
October 26, 2001
/s/ Steven F. Herbert
Steven F. Herbert
Chief Financial Executive (principal
financial and accounting officer)
October 26, 2001
Stuart M. Cable
Director
October ___, 2001
/s/ Roger O. Goldman
Roger O. Goldman
Director
October 26, 2001
Boyd M. Guttery
Director
October ___, 2001
/s/ David W. Johnson. Jr.
David W. Johnson, Jr.
Director
October 26, 2001
Robin C. Kelton
Director
October ___, 2001
/s/ Joel A. Smith, III
Joel A. Smith, III
Director
October 26, 2001
6
EXHIBIT INDEX
Exhibit
Sequential
Number
Description of Document
Page No.
*4.1
MSC Stock Option Agreement between Resource
Bancshares Mortgage Group, Inc. and Stuart M. Cable
incorporated by reference to Exhibit 10.56 to the
Registrant's Quarterly Report on Form 10-Q for the
quarter ended June 30, 2000
*4.2
MSC Stock Option Agreement between Resource
Bancshares Mortgage Group, Inc. and Boyd M.
Guttery incorporated by reference to Exhibit 10.55 to the
Registrant's Quarterly Report on Form 10-Q for the
quarter ended June 30, 2000
*4.3(a)
Restated Certificate of Incorporation of
the Registrant incorporated by reference to
Exhibit 3.3 of the Registrant's Registration
Statement No. 33-53980
*4.3(b)
Certificate of Amendment of the Certificate of
Incorporation of the Registrant incorporated by
Reference to Exhibit 3.2 of the Registrant's
Annual Report on Form 10-K for the year ended
December 31, 1997
*4.3(c)
Certificate of Designation of the Preferred Stock
of the Registrant incorporated by reference to
Exhibit 4.1 of the Registrant's Form 8-A filed on
February 8, 1998
*4.4
Amended and Restated Bylaws of the Registrant,
as amended through November 8, 2000,
incorporated by reference to Exhibit 4.2 of the
Registrant's Registration Statement No. 333-55054
*4.5
Specimen certificate for shares of the Registrant's
common stock, par value $.01 per share, incorporated by
reference to Exhibit 4.1 of the Registrant's Registration
No. 33-53980
*4.6
Rights Agreement dated as of February 6, 1998 between
the Registrant and First Chicago Trust Company of New
York incorporated by reference to Exhibit 4.1 to the
Registrant's registration statement on Form 8-A filed as
of February 9, 1998
5
Opinion of McNair Law Firm, P.A.
9
7
Exhibit
Sequential
Number
Description of Document
Page No.
23(a)
Consent of McNair Law Firm, P.A. (included in Exhibit 5)
23(b)
Consent of Ernst & Young LLP
10
23(c)
Consent of PricewaterhouseCoopers LLP
11
24
Power of Attorney (included as part of the signature page)
*
Incorporated by reference, all other Exhibits are filed herewith.
8