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<TITLE>FIRST TENNESSEE NATIONAL CORPORATION</TITLE>
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    <TD valign="top" nowrap><FONT size="2">As filed with the
Securities and Exchange Commission on September&nbsp;12, 2003</FONT></TD>
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    <TD align="right" valign="top"><FONT size="2">Registration No.&nbsp;333 -</FONT></TD>
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<P align="center"><FONT size="4"><B>SECURITIES AND EXCHANGE COMMISSION</B></FONT>
<div align="center"><FONT size="3">Washington, D.C. 20549</FONT>
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<P align="center"><FONT size="5"><B>FORM S-8</B></FONT>

<P align="center"><FONT size="2"><B>REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</B></FONT>

<P align="center"><FONT size="6"><B>FIRST TENNESSEE NATIONAL CORPORATION</B></FONT>
<div align="center"><FONT size="2">(Exact name of registrant as specified in its charter)</FONT>
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    <TD align="center" valign="top"><FONT size="2"><B>TENNESSEE</B><BR>
(State or other jurisdiction of<BR>
incorporation or organization)</FONT></TD>
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<B>62-0803242</B><BR>
(I.R.S. Employer<BR>
Identification No.)</FONT></TD>
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<P align="center"><FONT size="2"><B>165 Madison Avenue<BR>
Memphis, Tennessee 38103<BR>
(901)&nbsp;523-4444</B><BR>
(Address, including zip code, and telephone number,<BR>
including area code, of registrant&#146;s principal<BR>
executive offices)</FONT>

<P align="center"><FONT size="2"><B>First Tennessee National Corporation<BR>
1997 Employee Stock Option Plan</B><BR>
(Full title of plan)</FONT>

<P align="center"><FONT size="2"><B>Harry A. Johnson, III<BR>
Executive Vice President and General Counsel<BR>
First Tennessee National Corporation<BR>
165 Madison Avenue<BR>
Memphis, Tennessee 38103<BR>
(901)&nbsp;523-5624</B><BR>
(Name, address, including zip code, and telephone number,<BR>
including area code, of agent for service)</FONT>

<P align="center"><FONT size="2">With Copy to:</FONT>

<P align="center"><FONT size="2"><B>Clyde A. Billings, Jr.<BR>
Senior Vice President, Assistant General Counsel<BR>
and Corporate Secretary<BR>
First Tennessee National Corporation<BR>
165 Madison Avenue<BR>
Memphis, TN 38103<BR>
(901)&nbsp;523-5679</B></FONT>

<P align="center"><FONT size="2">CALCULATION OF REGISTRATION FEE</FONT>

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    <TD nowrap align="center"><FONT size="1"><B>Title of Securities</B></FONT></TD>
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    <TD nowrap align="center" colspan="3"><FONT size="1"><B>Amount to be</B></FONT></TD>
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    <TD nowrap align="center" colspan="3"><FONT size="1"><B>Offering Price per</B></FONT></TD>
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    <TD nowrap align="center" colspan="3"><FONT size="1"><B>Aggregate Offering</B></FONT></TD>
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    <TD nowrap align="center" colspan="3"><FONT size="1"><B>Amount of</B></FONT></TD>
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    <TD nowrap align="center"><FONT size="1"><B>to be Registered</B></FONT></TD>
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    <TD nowrap align="center" colspan="3"><FONT size="1"><B>Registered</B></FONT></TD>
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    <TD nowrap align="center" colspan="3"><FONT size="1"><B>Share(1)</B></FONT></TD>
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    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT size="2">Common Stock and
Associated Rights</FONT></DIV></TD>
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    <TD align="right"><FONT size="2">1,750,000</FONT></TD>
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    <TD align="right"><FONT size="2">$39.21</FONT></TD>
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    <TD align="right"><FONT size="2">$68,617,500.00</FONT></TD>
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    <TD align="right"><FONT size="2">$5,551.16</FONT></TD>
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      <TD width="1%" align="left" nowrap><FONT size="2">(1)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="96%"><FONT size="2">Calculated pursuant to Rule&nbsp;457(h)(1), based on the average of the high and
low prices reported on the New York
Stock Exchange for Registrant&#146;s stock on
September&nbsp;10, 2003.</FONT></TD>
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<A name="toc"><DIV align="CENTER" style="page-break-before:always"><U><B>TABLE OF CONTENTS</B></U></DIV></A>

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<TR><TD colspan="9"><A HREF="#000">PART II. INFORMATION REQUIRED IN REGISTRATION STATEMENT</A></TD></TR>
<TR><TD colspan="9"><A HREF="#001">SIGNATURES</A></TD></TR>
<TR><TD colspan="9"><A HREF="#002">EXHIBIT INDEX</A></TD></TR>
<TR><TD colspan="9"><A HREF="g84625exv5.txt">EX-5 OPINION OF CLYDE A. BILLINGS, JR.</A></TD></TR>
<TR><TD colspan="9"><A HREF="g84625exv23wxay.txt">EX-23.(A) CONSENT OF KPMG LLP</A></TD></TR>
<TR><TD colspan="9"><A HREF="g84625exv24.txt">EX-24 POWER OF ATTORNEY</A></TD></TR>
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<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On November&nbsp;15, 1996, Registrant filed a registration statement on Form
S-8 (File No.&nbsp;333-16225), registering 4,200,000 shares (adjusted for stock
splits) of its common stock, with a current par value of $0.625 per share, for
sale under Registrant&#146;s 1997 Employee Stock Option Plan (as amended to date,
the &#147;Plan&#148;). On January&nbsp;4, 1999, Registrant filed another registration
statement on Form&nbsp;S-8 (File No.&nbsp;333-70075), registering 6,000,000 additional
shares of Registrant&#146;s common stock for sale under the Plan. On November&nbsp;17,
1999, Registrant filed another registration statement on Form&nbsp;S-8 (File No.
333-91137), registering 7,000,000 additional shares of Registrant&#146;s common
stock for sale under the Plan. On February&nbsp;22, 2001, Registrant filed another
registration statement on Form&nbsp;S-8 (File No.&nbsp;333-56052), registering 5,000,000
additional shares of Registrant&#146;s common stock for sale under the Plan. On
November&nbsp;15, 2001, Registrant filed another registration statement on Form&nbsp;S-8
(File No.&nbsp;333-73442), registering 4,000,000 additional shares of Registrant&#146;s
common stock for sale under the Plan. Registrant is filing this registration
statement to register 1,750,000 additional shares of Registrant&#146;s common stock
for sale under the Plan, which was amended October&nbsp;15, 2002 to increase by
1,750,000 shares the shares authorized for issuance.
</FONT>
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<P align="center"><FONT size="2">PART II. INFORMATION REQUIRED IN REGISTRATION STATEMENT</FONT>

<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;As permitted by Instruction E to Form&nbsp;S-8, the contents of Registrant&#146;s
registration statement on Form&nbsp;S-8 (File No.&nbsp;333-16225), which was filed
November&nbsp;15, 1996, covering shares for sale under the Plan, as updated below,
are incorporated herein by reference. In addition to the foregoing, the
following information is also included in this registration statement:
</FONT>
<P align="left"><FONT size="2">Item&nbsp;5. Interests of Named Experts and Counsel</FONT>

<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The validity of original issue shares of $0.625 par value common stock of
First Tennessee National Corporation (&#147;FTNC&#148; or &#147;the Registrant&#148;) to be issued
pursuant to the Plan has been passed upon by Clyde A. Billings, Jr., Senior
Vice President, Assistant General Counsel and Corporate Secretary of FTNC. Mr.
Billings owned, as of September 1, 2003, approximately 53,700 shares of the
Registrant's common stock, including shares owned beneficially,
shares to be acquired upon exercise of options, shares held in the
Registrant's 401(k) plan and shares as to which Mr. Billings has
deferred receipt.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;11(a) of the Securities Act of 1933, as amended (the &#147;Securities
Act&#148;), provides that if any part of a registration statement at the time it
becomes effective contains an untrue statement of a material fact or omits a
material fact required to be stated therein or necessary to make the statements
therein not misleading, any person acquiring a security pursuant to the
registration statement may assert a claim against, among others, an accountant
who has consented to be named as having certified any part of the registration
statement or as having prepared any report for use in connection with the
registration statement unless it is proven that at the time such person
acquires the security the person knew of such untruth or omission.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The registrant dismissed Arthur Andersen LLP (&#147;Arthur Andersen&#148;) as its
independent public accountant on May&nbsp;15, 2002, as described in the registrant&#146;s
Form&nbsp;8-K dated May&nbsp;15, 2002, and filed May&nbsp;16, 2002. After reasonable efforts,
the registrant has not been able to obtain Arthur Andersen&#146;s consent to the
naming of that firm as an expert or to the incorporation by reference of Arthur
Andersen&#146;s audit report dated January&nbsp;15, 2002 in this registration statement
as required by Section&nbsp;7 of the Securities Act.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;SEC Rule&nbsp;437a promulgated pursuant to the Securities Act permits the
registrant to file registration statements that contain or incorporate by
reference financial statements in which Arthur Andersen had been acting as the
independent public accountant without filing the written consent of Arthur
Andersen required by Section&nbsp;7 of the Securities Act. The lack of a consent
from Arthur Andersen will generally make unavailable a claim against the
accountant relating to securities acquired pursuant to this registration
statement under Section&nbsp;11(a) of the Securities Act for any untrue statement of
a material fact contained in the financial statements audited by Arthur
Andersen or any omissions to state a material fact required to be stated in
those financial statements or necessary to make the statements in those
financial statements not misleading.
</FONT>
<P align="center"><FONT size="2">II-1</FONT>
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<P align="left"><FONT size="2">Item&nbsp;6. Indemnification of Directors and Officers</FONT>

<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tennessee Code Annotated Sections&nbsp;48-18-501 through 48-18-509 authorize a
corporation to provide for the indemnification of officers, directors,
employees and agents in terms sufficiently broad to permit indemnification
under certain circumstances for liabilities (including reimbursement for
expenses incurred) arising under the Securities Act. FTNC has adopted the
provisions of the Tennessee statute pursuant to Article&nbsp;Six of its Bylaws. In
addition, FTNC has a &#147;Directors&#146; and Officers&#146; Liability Insurance Policy&#148;
which provides coverage sufficiently broad to permit indemnification under
certain circumstances for liabilities (including reimbursement for expenses
incurred) arising under the Securities Act of 1933, as amended.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tennessee Code Annotated, Section&nbsp;48-12-102, permits the inclusion in the
charter of a Tennessee corporation of a provision, with certain exceptions,
eliminating the personal monetary liability of directors to the corporation or
its shareholders for breach of the duty of care. FTNC has adopted the
provisions of the statute as Article&nbsp;13 of its charter.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The shareholders of FTNC have approved an amendment to Article&nbsp;Six of the
Bylaws pursuant to which FTNC is required to indemnify each director and any
officers designated by the Board of Directors, and advance expenses, to the
maximum extent not prohibited by law. In accordance with the foregoing, the
Board of Directors is authorized to enter into individual indemnity agreements
with the directors and such officers. Such indemnity agreements have been
approved for all of the directors and certain officers.
</FONT>
<P align="left"><FONT size="2">Item&nbsp;8. Exhibits</FONT>

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    <TD valign="top"><FONT size="2">4(a)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Restated Charter of FTNC, as amended, attached as
Exhibit&nbsp;3(i) to FTNC&#146;s Annual Report on Form&nbsp;10-K for the
year ended December&nbsp;31, 1997 and incorporated herein by
reference.</FONT></TD>
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<TR><TD>&nbsp;</TD></TR>
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    <TD valign="top"><FONT size="2">4(b)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Bylaws of FTNC, as amended and restated, attached
as Exhibit&nbsp;3(ii) to FTNC&#146;s Quarterly Report on Form&nbsp;10-Q
for the quarter ended September&nbsp;30, 2002 and incorporated
herein by reference.</FONT></TD>
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<TR><TD>&nbsp;</TD></TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">4(c)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Shareholder Protection Rights Agreement, dated as
of October&nbsp;20, 1998, between FTNC and First Tennessee
Bank National Association as Rights Agent, attached as
Exhibit&nbsp;1 to FTNC&#146;s registration statement of Form&nbsp;8-A,
filed 10-23-98 and incorporated herein by reference.</FONT></TD>
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<TR><TD>&nbsp;</TD></TR>

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    <TD valign="top"><FONT size="2">5</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Opinion of Clyde A. Billings, Jr. as to legality.</FONT></TD>
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<TR><TD>&nbsp;</TD></TR>

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    <TD valign="top"><FONT size="2">23(a)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Consent of KPMG LLP.</FONT></TD>
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<TR><TD>&nbsp;</TD></TR>

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    <TD valign="top"><FONT size="2">23(b)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Consent of Clyde A. Billings, Jr. (included in Exhibit&nbsp;5 above).</FONT></TD>
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<TR><TD>&nbsp;</TD></TR>

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    <TD valign="top"><FONT size="2">24</FONT></TD>
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Powers of Attorney.</FONT></TD>
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<P align="center"><FONT size="2">II-2</FONT>
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<DIV align="left"><A NAME="001"></A></DIV>
<P align="center"><FONT size="2">SIGNATURES</FONT>

<P align="left"><FONT size="2">The Registrant. Pursuant to the requirements of the Securities Act
of 1933, the registrant certifies that it has reasonable grounds to
believe that it meets all of the requirements for filing on Form&nbsp;S-8
and has duly caused this registration statement to be signed on its
behalf by the undersigned, thereunto duly authorized, in the City of
Memphis and State of Tennessee, on September&nbsp;12, 2003.
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    <TD align="left" valign="top" colspan="3"><FONT size="2">FIRST TENNESSEE NATIONAL CORPORATION</FONT></TD>
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By:
</FONT></TD>
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    <TD align="left" valign="top"><FONT size="2">James F. Keen</FONT></TD>
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    <TD align="left" valign="top"><FONT size="2">James F. Keen</FONT></TD>
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    <TD align="left" valign="top"><FONT size="2">Executive Vice President, Chief Financial Officer
and Corporate Controller</FONT></TD>
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<P align="left"><FONT size="2">Pursuant to the requirements of the Securities Act of 1933, this
registration statement has been signed by the following persons in
the capacities and on the date indicated.
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    <TD nowrap align="center"><FONT size="1"><B>Title</B></FONT></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
    <TD nowrap align="center"><FONT size="1"><B>Date</B></FONT></TD>
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    <TD valign="top"><FONT size="2">Ralph Horn*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
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Chairman of the Board and a Director
</FONT></TD>
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    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
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<TR valign="bottom">
    <TD valign="top"><FONT size="2">Ralph Horn</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">J. Kenneth Glass*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
President, Chief Executive Officer
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
and a Director (principal executive officer)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">J. Kenneth Glass</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">James F. Keen*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Executive Vice President, Chief Financial Officer
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
and Corporate Controller (principal financial</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">James F. Keen</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
officer and principal accounting officer)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">Robert C. Blattberg*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">Robert C. Blattberg</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">George E. Cates*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">George E. Cates</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">James A. Haslam, III*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">James A. Haslam, III</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">R. Brad Martin*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">R. Brad Martin</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">Vicki R. Palmer*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">Vicki R. Palmer</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">Michael D. Rose*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">Michael D. Rose</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
</TABLE>
</CENTER>
<P align="center"><FONT size="2">II-3</FONT>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
    <TD width="35%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="20%">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD nowrap align="center"><FONT size="1"><B>Signature</B></FONT></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
    <TD nowrap align="center"><FONT size="1"><B>Title</B></FONT></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
    <TD nowrap align="center"><FONT size="1"><B>Date</B></FONT></TD>
</TR>
<TR valign="bottom">
    <TD nowrap align="center"><HR size="1" noshade></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
    <TD nowrap align="center"><HR size="1" noshade></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
    <TD nowrap align="center"><HR size="1" noshade></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">William B. Sansom*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">William B. Sansom</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">Jonathan P. Ward*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">Jonathan P. Ward</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">Luke Yancy III*</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Director
</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top"><HR size="1" noshade></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">Luke Yancy III</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">By:&nbsp;&nbsp; Clyde A. Billings, Jr.</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">September&nbsp;12, 2003</FONT></TD>
</TR>
<TR>
    <TD valign="top" align="right"><HR size="1" noshade width="92%"></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">Clyde A. Billings, Jr.<br>
*As Attorney-in-Fact</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
</TR>
</TABLE>
</CENTER>
<P align="center"><FONT size="2">II-4</FONT>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
<!-- link1 "EXHIBIT INDEX" -->
<DIV align="left"><A NAME="002"></A></DIV>
<P align="center"><FONT size="2">EXHIBIT INDEX</FONT>

<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
    <TD width="5%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD nowrap align="center"><FONT size="1"><B>Exhibit Table No.</B></FONT></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD nowrap align="center"><HR size="1" noshade></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
    <TD><FONT size="1">&nbsp;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><FONT size="2">4(a)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Restated Charter of FTNC, as amended attached as
Exhibit&nbsp;3(i) to FTNC&#146;s Annual Report on Form&nbsp;10-K for the
year ended December&nbsp;31, 1997 and incorporated herein by
reference.</FONT></TD>
</TR>
<TR><TD>&nbsp;</TD></TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">4(b)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Bylaws of FTNC, as amended and restated, attached
as Exhibit&nbsp;3(ii) to FTNC&#146;s Quarterly Report on Form&nbsp;10-Q
for the quarter ended September&nbsp;30, 2002 and incorporated
herein by reference.</FONT></TD>
</TR>
<TR><TD>&nbsp;</TD></TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">4(c)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Shareholder Protection Rights Agreement, dated as
of October&nbsp;20, 1998, between FTNC and First Tennessee
Bank National Association as Rights Agent, attached as
Exhibit&nbsp;1 to FTNC&#146;s registration statement on Form&nbsp;8-A,
filed 10-23-98 and incorporated herein by reference.</FONT></TD>
</TR>
<TR><TD>&nbsp;</TD></TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">5</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Opinion of Clyde A. Billings, Jr. as to legality.</FONT></TD>
</TR>
<TR><TD>&nbsp;</TD></TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">23(a)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Consent of KPMG LLP.</FONT></TD>
</TR>
<TR><TD>&nbsp;</TD></TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">23(b)</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Consent of Clyde A. Billings, Jr. (included in opinion filed as Exhibit&nbsp;5).</FONT></TD>
</TR>
<TR><TD>&nbsp;</TD></TR>

<TR valign="bottom">
    <TD valign="top"><FONT size="2">24</FONT></TD>
    <TD><FONT size="2">&nbsp;</FONT></TD>
    <TD align="left" valign="top"><FONT size="2">
Powers of Attorney.</FONT></TD>
</TR>
</TABLE>
</CENTER>

<P align="center"><FONT size="2">II-5</FONT>

</BODY>
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FIRST TENNESSEE NATIONAL CORPORATION
Table of Contents
As filed with the
Securities and Exchange Commission on September 12, 2003
Registration No. 333 -
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
FIRST TENNESSEE NATIONAL CORPORATION
(Exact name of registrant as specified in its charter)
TENNESSEE
(State or other jurisdiction of
incorporation or organization)
62-0803242
(I.R.S. Employer
Identification No.)
165 Madison Avenue
Memphis, Tennessee 38103
(901) 523-4444
(Address, including zip code, and telephone number,
including area code, of registrant's principal
executive offices)
First Tennessee National Corporation
1997 Employee Stock Option Plan
(Full title of plan)
Harry A. Johnson, III
Executive Vice President and General Counsel
First Tennessee National Corporation
165 Madison Avenue
Memphis, Tennessee 38103
(901) 523-5624
(Name, address, including zip code, and telephone number,
including area code, of agent for service)
With Copy to:
Clyde A. Billings, Jr.
Senior Vice President, Assistant General Counsel
and Corporate Secretary
First Tennessee National Corporation
165 Madison Avenue
Memphis, TN 38103
(901) 523-5679
CALCULATION OF REGISTRATION FEE
Proposed Maximum
Proposed Maximum
Title of Securities
Amount to be
Offering Price per
Aggregate Offering
Amount of
to be Registered
Registered
Share(1)
Price(1)
Registration Fee(1)
Common Stock and
Associated Rights
1,750,000
$39.21
$68,617,500.00
$5,551.16
(1)
Calculated pursuant to Rule 457(h)(1), based on the average of the high and
low prices reported on the New York
Stock Exchange for Registrant's stock on
September 10, 2003.
TABLE OF CONTENTS
PART II. INFORMATION REQUIRED IN REGISTRATION STATEMENT
SIGNATURES
EXHIBIT INDEX
EX-5 OPINION OF CLYDE A. BILLINGS, JR.
EX-23.(A) CONSENT OF KPMG LLP
EX-24 POWER OF ATTORNEY
Table of Contents
On November 15, 1996, Registrant filed a registration statement on Form
S-8 (File No. 333-16225), registering 4,200,000 shares (adjusted for stock
splits) of its common stock, with a current par value of $0.625 per share, for
sale under Registrant's 1997 Employee Stock Option Plan (as amended to date,
the "Plan"). On January 4, 1999, Registrant filed another registration
statement on Form S-8 (File No. 333-70075), registering 6,000,000 additional
shares of Registrant's common stock for sale under the Plan. On November 17,
1999, Registrant filed another registration statement on Form S-8 (File No.
333-91137), registering 7,000,000 additional shares of Registrant's common
stock for sale under the Plan. On February 22, 2001, Registrant filed another
registration statement on Form S-8 (File No. 333-56052), registering 5,000,000
additional shares of Registrant's common stock for sale under the Plan. On
November 15, 2001, Registrant filed another registration statement on Form S-8
(File No. 333-73442), registering 4,000,000 additional shares of Registrant's
common stock for sale under the Plan. Registrant is filing this registration
statement to register 1,750,000 additional shares of Registrant's common stock
for sale under the Plan, which was amended October 15, 2002 to increase by
1,750,000 shares the shares authorized for issuance.
PART II. INFORMATION REQUIRED IN REGISTRATION STATEMENT
As permitted by Instruction E to Form S-8, the contents of Registrant's
registration statement on Form S-8 (File No. 333-16225), which was filed
November 15, 1996, covering shares for sale under the Plan, as updated below,
are incorporated herein by reference. In addition to the foregoing, the
following information is also included in this registration statement:
Item 5. Interests of Named Experts and Counsel
The validity of original issue shares of $0.625 par value common stock of
First Tennessee National Corporation ("FTNC" or "the Registrant") to be issued
pursuant to the Plan has been passed upon by Clyde A. Billings, Jr., Senior
Vice President, Assistant General Counsel and Corporate Secretary of FTNC. Mr.
Billings owned, as of September 1, 2003, approximately 53,700 shares of the
Registrant's common stock, including shares owned beneficially,
shares to be acquired upon exercise of options, shares held in the
Registrant's 401(k) plan and shares as to which Mr. Billings has
deferred receipt.
Section 11(a) of the Securities Act of 1933, as amended (the "Securities
Act"), provides that if any part of a registration statement at the time it
becomes effective contains an untrue statement of a material fact or omits a
material fact required to be stated therein or necessary to make the statements
therein not misleading, any person acquiring a security pursuant to the
registration statement may assert a claim against, among others, an accountant
who has consented to be named as having certified any part of the registration
statement or as having prepared any report for use in connection with the
registration statement unless it is proven that at the time such person
acquires the security the person knew of such untruth or omission.
The registrant dismissed Arthur Andersen LLP ("Arthur Andersen") as its
independent public accountant on May 15, 2002, as described in the registrant's
Form 8-K dated May 15, 2002, and filed May 16, 2002. After reasonable efforts,
the registrant has not been able to obtain Arthur Andersen's consent to the
naming of that firm as an expert or to the incorporation by reference of Arthur
Andersen's audit report dated January 15, 2002 in this registration statement
as required by Section 7 of the Securities Act.
SEC Rule 437a promulgated pursuant to the Securities Act permits the
registrant to file registration statements that contain or incorporate by
reference financial statements in which Arthur Andersen had been acting as the
independent public accountant without filing the written consent of Arthur
Andersen required by Section 7 of the Securities Act. The lack of a consent
from Arthur Andersen will generally make unavailable a claim against the
accountant relating to securities acquired pursuant to this registration
statement under Section 11(a) of the Securities Act for any untrue statement of
a material fact contained in the financial statements audited by Arthur
Andersen or any omissions to state a material fact required to be stated in
those financial statements or necessary to make the statements in those
financial statements not misleading.
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Table of Contents
Item 6. Indemnification of Directors and Officers
Tennessee Code Annotated Sections 48-18-501 through 48-18-509 authorize a
corporation to provide for the indemnification of officers, directors,
employees and agents in terms sufficiently broad to permit indemnification
under certain circumstances for liabilities (including reimbursement for
expenses incurred) arising under the Securities Act. FTNC has adopted the
provisions of the Tennessee statute pursuant to Article Six of its Bylaws. In
addition, FTNC has a "Directors' and Officers' Liability Insurance Policy"
which provides coverage sufficiently broad to permit indemnification under
certain circumstances for liabilities (including reimbursement for expenses
incurred) arising under the Securities Act of 1933, as amended.
Tennessee Code Annotated, Section 48-12-102, permits the inclusion in the
charter of a Tennessee corporation of a provision, with certain exceptions,
eliminating the personal monetary liability of directors to the corporation or
its shareholders for breach of the duty of care. FTNC has adopted the
provisions of the statute as Article 13 of its charter.
The shareholders of FTNC have approved an amendment to Article Six of the
Bylaws pursuant to which FTNC is required to indemnify each director and any
officers designated by the Board of Directors, and advance expenses, to the
maximum extent not prohibited by law. In accordance with the foregoing, the
Board of Directors is authorized to enter into individual indemnity agreements
with the directors and such officers. Such indemnity agreements have been
approved for all of the directors and certain officers.
Item 8. Exhibits
4(a)
Restated Charter of FTNC, as amended, attached as
Exhibit 3(i) to FTNC's Annual Report on Form 10-K for the
year ended December 31, 1997 and incorporated herein by
reference.
4(b)
Bylaws of FTNC, as amended and restated, attached
as Exhibit 3(ii) to FTNC's Quarterly Report on Form 10-Q
for the quarter ended September 30, 2002 and incorporated
herein by reference.
4(c)
Shareholder Protection Rights Agreement, dated as
of October 20, 1998, between FTNC and First Tennessee
Bank National Association as Rights Agent, attached as
Exhibit 1 to FTNC's registration statement of Form 8-A,
filed 10-23-98 and incorporated herein by reference.
5
Opinion of Clyde A. Billings, Jr. as to legality.
23(a)
Consent of KPMG LLP.
23(b)
Consent of Clyde A. Billings, Jr. (included in Exhibit 5 above).
24
Powers of Attorney.
II-2
Table of Contents
SIGNATURES
The Registrant. Pursuant to the requirements of the Securities Act
of 1933, the registrant certifies that it has reasonable grounds to
believe that it meets all of the requirements for filing on Form S-8
and has duly caused this registration statement to be signed on its
behalf by the undersigned, thereunto duly authorized, in the City of
Memphis and State of Tennessee, on September 12, 2003.
FIRST TENNESSEE NATIONAL CORPORATION
By:
James F. Keen
James F. Keen
Executive Vice President, Chief Financial Officer
and Corporate Controller
Pursuant to the requirements of the Securities Act of 1933, this
registration statement has been signed by the following persons in
the capacities and on the date indicated.
Signature
Title
Date
Ralph Horn*
Chairman of the Board and a Director
September 12, 2003
Ralph Horn
J. Kenneth Glass*
President, Chief Executive Officer
September 12, 2003
and a Director (principal executive officer)
J. Kenneth Glass
James F. Keen*
Executive Vice President, Chief Financial Officer
September 12, 2003
and Corporate Controller (principal financial
James F. Keen
officer and principal accounting officer)
Robert C. Blattberg*
Director
September 12, 2003
Robert C. Blattberg
George E. Cates*
Director
September 12, 2003
George E. Cates
James A. Haslam, III*
Director
September 12, 2003
James A. Haslam, III
R. Brad Martin*
Director
September 12, 2003
R. Brad Martin
Vicki R. Palmer*
Director
September 12, 2003
Vicki R. Palmer
Michael D. Rose*
Director
September 12, 2003
Michael D. Rose
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Table of Contents
Signature
Title
Date
William B. Sansom*
Director
September 12, 2003
William B. Sansom
Jonathan P. Ward*
Director
September 12, 2003
Jonathan P. Ward
Luke Yancy III*
Director
September 12, 2003
Luke Yancy III
By:   Clyde A. Billings, Jr.
September 12, 2003
Clyde A. Billings, Jr.
*As Attorney-in-Fact
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Table of Contents
EXHIBIT INDEX
Exhibit Table No.
4(a)
Restated Charter of FTNC, as amended attached as
Exhibit 3(i) to FTNC's Annual Report on Form 10-K for the
year ended December 31, 1997 and incorporated herein by
reference.
4(b)
Bylaws of FTNC, as amended and restated, attached
as Exhibit 3(ii) to FTNC's Quarterly Report on Form 10-Q
for the quarter ended September 30, 2002 and incorporated
herein by reference.
4(c)
Shareholder Protection Rights Agreement, dated as
of October 20, 1998, between FTNC and First Tennessee
Bank National Association as Rights Agent, attached as
Exhibit 1 to FTNC's registration statement on Form 8-A,
filed 10-23-98 and incorporated herein by reference.
5
Opinion of Clyde A. Billings, Jr. as to legality.
23(a)
Consent of KPMG LLP.
23(b)
Consent of Clyde A. Billings, Jr. (included in opinion filed as Exhibit 5).
24
Powers of Attorney.
II-5