<PAGE>   1


      As Filed With the Securities and Exchange Commission on July 7, 1995
                                                   Registration No. 33-________
- -------------------------------------------------------------------------------


                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                              --------------------


                                    FORM S-8
                             REGISTRATION STATEMENT
                                     UNDER
                           THE SECURITIES ACT OF 1933

                              --------------------


                                ELDORADO BANCORP
             (Exact name of registrant as specified in its charter)


          California                                          95-3642383
(State or other jurisdiction of                            (I.R.S. Employer
 incorporation or organization)                           Identification No.)


               17752 East 17th Street, Tustin, California  92680
              (Address of Principal Executive Offices) (Zip Code)

                           -------------------------


                             1995 STOCK OPTION PLAN
                            (Full title of the plan)

                           -------------------------


              J. B. Crowell, President and Chief Executive Officer
                                Eldorado Bancorp
               17752 East 17th Street, Tustin, California  92680
                    (Name and address of agent for service)


                                 (714) 798-1100
         (Telephone number, including area code, of agent for service)


                                    Copy to:
                             C. Craig Carlson, Esq.
         Stradling, Yocca, Carlson & Rauth, a Professional Corporation
     660 Newport Center Drive, Suite 1600, Newport Beach, California 92660



                      [cover page continued on next page]

<PAGE>   2

                             [cover page continued]


                        CALCULATION OF REGISTRATION FEE

<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------
                                                    Proposed               Proposed
  Title of Securities      Amount To Be             Maximum                 Maximum             Amount of
   To Be Registered       Registered (1)            Offering               Aggregate        Registration Fee
                                               Price Per Share (2)     Offering Price (2)
- ------------------------------------------------------------------------------------------------------------
  <S>                     <C>                  <C>                     <C>                  <C>
     Common Stock,
   without par value      130,000 shares       $12.00                  $1,560,000           $537.93
- ------------------------------------------------------------------------------------------------------------
</TABLE>

(1)      Includes additional shares of Common Stock that may become issuable
         pursuant to the anti-dilution adjustment provisions of the 1995 Stock
         Option Plan (the "Plan").

(2)      Estimated solely for the purpose of calculating the registration fee,
         in accordance with Rule 457(h)(1), on the basis of the price of
         securities of the same class as determined in accordance with Rule
         457(c), using the average of the high and low prices of the Common
         Stock of the registrant as reported in the consolidated reporting
         system on the American Stock Exchange on June 30, 1995.

         Exhibit Index is located on sequentially numbered page 8



<PAGE>   3
                                    PART II
               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3.  Incorporation of Documents by Reference.

         The following documents are incorporated herein by reference:

         (a)     The registrant's Annual Report on Form 10-K for the fiscal
year ended December 31, 1994, containing its financial statements for its
fiscal year ended December 31, 1994.

         (b)     All other reports filed by the registrant pursuant to Section
13(a) or 15(d) of the Securities Exchange Act of 1934, as amended (the
"Exchange Act"), since the end of the fiscal year covered by the Annual Report
referred to in (a) above.

         (c)     The description of the registrant's Common Stock that is
contained in the registrant's registration statement on Form 8-A filed under
Section 12 of the Exchange Act, including any amendment or report filed for the
purpose of updating that description.

         All documents subsequently filed by the registrant pursuant to
Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of
a post-effective amendment which indicates that all securities offered have
been sold or which deregisters all of such securities then remaining unsold,
shall be deemed to be incorporated herein by reference and to be a part hereof
from the date of filing of such documents, except as to any portion of any
future annual or quarterly report to shareholders or document that is not
deemed filed under such provisions.  For the purposes of this registration
statement, any statement in a document incorporated by reference shall be
deemed to be modified or superseded to the extent that a statement contained in
this registration statement modifies or supersedes a statement in such
document.  Any statement so modified or superseded shall not be deemed, except
as so modified or superseded, to constitute a part of this registration
statement.

Item 4.  Description of Securities.

         Not applicable.

Item 5.  Interests of Named Experts and Counsel.

         Not Applicable.

Item 6.  Indemnification of Directors and Officers.

                 Section 317 of the California General Corporation Law makes
provision for the indemnification of officers and directors in terms
sufficiently broad to include indemnification under certain circumstances for
liabilities (including reimbursement for expenses incurred) arising under the
Securities Act of 1933, as amended (the "Act").  The registrant's Articles of
Incorporation authorize the registrant to provide indemnification of its
officers, directors and agents for breach of duty to the registrant and its
shareholders through bylaw provisions or indemnification agreements, or both, in
excess of the indemnification otherwise permitted by California law, subject to
certain limitations.  The registrant has entered into indemnification agreements
with all of its directors, which obligate the registrant to indemnify such
individuals to the fullest extent permitted by applicable law. The registrant
also maintains director and officer liability insurance, which provides for
indemnification of the directors and officers





                                       2

<PAGE>   4

of the registrant for certain liabilities and expenses incurred in connection
with their services as directors and officers.

         In addition, as permitted by Section 204(a)(10) of the California
General Corporation Law, the registrant's Articles of Incorporation provide that
a director of the registrant shall not be liable to the registrant or its
shareholders for monetary damages to the fullest extent permissible under
California law.  However, as provided by California law, such limitation of
liability will not act to limit the liability of a director for (i) acts or
omissions that involve intentional misconduct or a knowing and culpable
violation of law, (ii) acts or omissions that a director believes to be contrary
to the best interest of the registrant or its shareholders or that involve the
absence of good faith on the part of the director, (iii) any transaction from
which a director derived an improper personal benefit, (iv) acts or omissions
that show a reckless disregard for the director's duty to the registrant or its
shareholders in circumstances in which the director was aware or should have
been aware, in the ordinary course of performing a director's duties, of a risk
of serious injury to the registrant or its shareholders, (v) acts or omissions
that constitute an unexcused pattern of inattention that amount to an abdication
of the director's duty to the registrant or its shareholders, (vi) any improper
transactions between a director and the registrant in which the director has a
material financial interest or (vii) any unlawful distributions to the
shareholders of the registrant or any unlawful loan of money or property to, or
a guarantee of the obligation of, any director or officer of the registrant.

Item 7.  Exemption from Registration Claimed.

         Not applicable.

Item 8.  Exhibits.

         The following exhibits are filed as part of this Registration
Statement:


<TABLE>
<CAPTION>
Number                                             Description
- ------                                             -----------
 <S>                <C>
  4.1               Eldorado Bancorp 1995 Stock Option Plan

  5                 Opinion of Stradling, Yocca, Carlson & Rauth, a Professional Corporation, 
                    Counsel to the Registrant

 23.1               Consent of Stradling, Yocca, Carlson & Rauth, a Professional Corporation 
                    (included in the Opinion filed as Exhibit 5)

 23.2               Consent of KPMG Peat Marwick LLP

 25                 Power of Attorney (included on signature page)
</TABLE>





                                       3
<PAGE>   5
Item 9.  Undertakings.

         (a)     The undersigned registrant hereby undertakes:

                 (1)      To file during any period in which it offers or sells
securities, a post-effective amendment to this registration statement to:

                          (iii)   include any material information with respect
                 to the plan of distribution not previously disclosed in the
                 registration statement or any material change to such
                 information in the registration statement.

                 (2)      That, for the purpose of determining any liability
under the Securities Act, each such post-effective amendment shall be deemed to
be a new registration statement relating to the securities offered therein, and
the offering of such securities at that time shall be deemed to be the initial
bona fide offering thereof.

                 (3)      To remove from registration by means of a
post-effective amendment any of the securities being registered which remain
unsold at the termination of the offering.

         (b)     The undersigned registrant hereby undertakes that, for
purposes of determining any liability under the Securities Act of 1933, each
filing of the registrant's annual report pursuant to Section 13(a) or Section
15(d) of the Securities Exchange Act of 1934 (and, where applicable, each
filing of an employee benefit plan's annual report pursuant to Section 15(d) of
the Securities Exchange Act of 1934) that is incorporated by reference in the
registration statement shall be deemed to be a new registration statement
relating to the securities offered therein, and the offering of such securities
at that time shall be deemed to be the initial bona fide offering thereof.

         (c)     Insofar as indemnification for liabilities arising under the
Securities Act of 1933 may be permitted to directors, officers and controlling
persons of the registrant pursuant to the foregoing provisions, or otherwise,
the registrant has been advised that in the opinion of the Securities and
Exchange Commission such indemnification is against public policy as expressed
in the Act and is, therefore, unenforceable.  In the event that a claim for
indemnification against such liabilities (other than the payment by the
registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling person in
connection with the securities being registered, the registrant will, unless in
the opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the question whether
such indemnification by it is against public policy as expressed in the Act and
will be governed by the final adjudication of such issue.





                                       4

<PAGE>   6

                                   SIGNATURES

         Pursuant to the requirements of the Securities Act of 1933, the
registrant certifies that it has reasonable grounds to believe that it meets all
of the requirements for filing on Form S-8 and has duly caused this registration
statement to be signed on its behalf by the undersigned, thereunto duly
authorized, in the City of Tustin, State of California, on the 30th day of June
1995.

                                      ELDORADO BANCORP



                                      By: /s/J.B. Crowell
                                          -----------------------------------
                                          J.B. Crowell
                                          President and Chief Executive Officer


                               POWER OF ATTORNEY

         We, the undersigned directors and officers of Eldorado Bancorp hereby
severally constitute and appoint J.B. Crowell and David R. Brown and each of
them individually, with full power of substitution, our true and lawful
attorneys and agents, to do any and all acts and things in our name and behalf
in our capacities as directors and officers and to execute any and all
instruments for us and in our names in the capacities indicated below, which
said attorneys and agents, or any of them, may deem necessary or advisable in
order to enable said corporation to comply with the Securities Act of 1933, as
amended, and all rules, regulations and requirements of the Securities and
Exchange Commission, in connection with this registration statement, including
specifically, but without limitation, power and authority to sign for us or any
of us in our names and in the capacities indicated below, any and all amendments
(including post-effective amendments) hereto; and we hereby ratify and confirm
all that said attorneys and agents, or any of them, do or cause to be done by
virtue hereof.

         Pursuant to the requirements of the Securities Act of 1933, this
registration statement has been signed by the following persons in the
capacities and on the date indicated.

<TABLE>
<CAPTION>
           Signature                                    Title                                   Date
           ---------                                    -----                                   ----
          <S>                              <C>                                             <C>
           /s/J.B. Crowell                 President, Chief Executive Officer              June 30, 1995
- -------------------------------------      and Director (Principal Executive
            J.B. Crowell                   Officer)




          /s/David R. Brown                Executive Vice President and                    June 30, 1995
- -------------------------------------      Chief Financial Officer (Principal
           David R. Brown                  Financial and Accounting Officer)


</TABLE>





                                      S-1

<PAGE>   7

<TABLE>
       <S>                                 <C>                                             <C>
         /s/Michael B. Burns               Director                                        June 30, 1995
- -------------------------------------
          Michael B. Burns



       /s/Raymond E. Dellerba              Executive Vice President and                    June 30, 1995
- -------------------------------------      Director
         Raymond E. Dellerba



        /s/Lynne Pierson Doti              Director                                        June 30, 1995
- -------------------------------------
         Lynne Pierson Doti



          /s/Rolf J. Engen                 Director                                        June 30, 1995
- -------------------------------------
            Rolf J. Engen



          /s/Warren Finley                 Director                                        June 30, 1995
- -------------------------------------
            Warren Finley



          /s/Warren D. Fix                 Director                                        June 30, 1995
- -------------------------------------
            Warren D. Fix



         /s/Andrew J. Sfingi               Director                                        June 30, 1995
- -------------------------------------
          Andrew J. Sfingi



         /s/Donald E. Sodaro               Vice Chairman and Director                      June 30, 1995
- -------------------------------------
          Donald E. Sodaro



         /s/George H. Wells                Chairman and Director                           June 30, 1995
- -------------------------------------
           George H. Wells
</TABLE>





                                      S-2

<PAGE>   8

                                 EXHIBIT INDEX

<TABLE>
<CAPTION>
Exhibit                                                                             Sequential
 Number                               Description                                   Page Number
 ------                               -----------                                   -----------
 <S>         <C>
  4.1        Eldorado Bancorp 1995 Stock Option Plan


  5          Opinion of Stradling, Yocca, Carlson & Rauth, a Professional
             Corporation, Counsel to the Registrant

 23.1        Consent of Stradling, Yocca, Carlson & Rauth, a Professional
             Corporation (included in the Opinion filed as Exhibit 5)

 23.2        Consent of KPMG Peat Marwick LLP

 25          Power of Attorney (included on signature page)
</TABLE>
[{"type": "S-8", "sequence": "1", "description": "FORM S-8  1995 STOCK OPTION PLAN", "secsgml_size_bytes": 18233}]
{"company-data": {"conformed-name": "ELDORADO BANCORP", "cik": "0000351991", "assigned-sic": "6022", "irs-number": "953642383", "state-of-incorporation": "CA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "033-60893", "film-number": "95552415"}, "business-address": {"street1": "19100 VON KARMAN AVE SUITE 550", "city": "IRVINE", "state": "CA", "zip": "92715", "phone": "7148308800"}, "mail-address": {"street1": "19100 VON KARMAN AVE SUITE 550", "city": "IRVINE", "state": "CA", "zip": "92715"}}
1

      As Filed With the Securities and Exchange Commission on July 7, 1995
                                                   Registration No. 33-________
- -------------------------------------------------------------------------------

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                              --------------------

                                    FORM S-8
                             REGISTRATION STATEMENT
                                     UNDER
                           THE SECURITIES ACT OF 1933

                              --------------------

                                ELDORADO BANCORP
             (Exact name of registrant as specified in its charter)

          California                                          95-3642383
(State or other jurisdiction of                            (I.R.S. Employer
 incorporation or organization)                           Identification No.)

               17752 East 17th Street, Tustin, California  92680
              (Address of Principal Executive Offices) (Zip Code)

                           -------------------------

                             1995 STOCK OPTION PLAN
                            (Full title of the plan)

                           -------------------------

              J. B. Crowell, President and Chief Executive Officer
                                Eldorado Bancorp
               17752 East 17th Street, Tustin, California  92680
                    (Name and address of agent for service)

                                 (714) 798-1100
         (Telephone number, including area code, of agent for service)

                                    Copy to:
                             C. Craig Carlson, Esq.
         Stradling, Yocca, Carlson & Rauth, a Professional Corporation
     660 Newport Center Drive, Suite 1600, Newport Beach, California 92660

                      [cover page continued on next page]
2

                             [cover page continued]

                        CALCULATION OF REGISTRATION FEE
- ------------------------------------------------------------------------------------------------------------
                                                    Proposed               Proposed
  Title of Securities      Amount To Be             Maximum                 Maximum             Amount of
   To Be Registered       Registered (1)            Offering               Aggregate        Registration Fee
                                               Price Per Share (2)     Offering Price (2)
- ------------------------------------------------------------------------------------------------------------
Common Stock,
   without par value      130,000 shares       $12.00                  $1,560,000           $537.93
- ------------------------------------------------------------------------------------------------------------
(1)      Includes additional shares of Common Stock that may become issuable
         pursuant to the anti-dilution adjustment provisions of the 1995 Stock
         Option Plan (the "Plan").

(2)      Estimated solely for the purpose of calculating the registration fee,
         in accordance with Rule 457(h)(1), on the basis of the price of
         securities of the same class as determined in accordance with Rule
         457(c), using the average of the high and low prices of the Common
         Stock of the registrant as reported in the consolidated reporting
         system on the American Stock Exchange on June 30, 1995.

         Exhibit Index is located on sequentially numbered page 8
3
                                    PART II
               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3.  Incorporation of Documents by Reference.

         The following documents are incorporated herein by reference:

         (a)     The registrant's Annual Report on Form 10-K for the fiscal
year ended December 31, 1994, containing its financial statements for its
fiscal year ended December 31, 1994.

         (b)     All other reports filed by the registrant pursuant to Section
13(a) or 15(d) of the Securities Exchange Act of 1934, as amended (the
"Exchange Act"), since the end of the fiscal year covered by the Annual Report
referred to in (a) above.

         (c)     The description of the registrant's Common Stock that is
contained in the registrant's registration statement on Form 8-A filed under
Section 12 of the Exchange Act, including any amendment or report filed for the
purpose of updating that description.

         All documents subsequently filed by the registrant pursuant to
Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of
a post-effective amendment which indicates that all securities offered have
been sold or which deregisters all of such securities then remaining unsold,
shall be deemed to be incorporated herein by reference and to be a part hereof
from the date of filing of such documents, except as to any portion of any
future annual or quarterly report to shareholders or document that is not
deemed filed under such provisions.  For the purposes of this registration
statement, any statement in a document incorporated by reference shall be
deemed to be modified or superseded to the extent that a statement contained in
this registration statement modifies or supersedes a statement in such
document.  Any statement so modified or superseded shall not be deemed, except
as so modified or superseded, to constitute a part of this registration
statement.

Item 4.  Description of Securities.

         Not applicable.

Item 5.  Interests of Named Experts and Counsel.

         Not Applicable.

Item 6.  Indemnification of Directors and Officers.

                 Section 317 of the California General Corporation Law makes
provision for the indemnification of officers and directors in terms
sufficiently broad to include indemnification under certain circumstances for
liabilities (including reimbursement for expenses incurred) arising under the
Securities Act of 1933, as amended (the "Act").  The registrant's Articles of
Incorporation authorize the registrant to provide indemnification of its
officers, directors and agents for breach of duty to the registrant and its
shareholders through bylaw provisions or indemnification agreements, or both, in
excess of the indemnification otherwise permitted by California law, subject to
certain limitations.  The registrant has entered into indemnification agreements
with all of its directors, which obligate the registrant to indemnify such
individuals to the fullest extent permitted by applicable law. The registrant
also maintains director and officer liability insurance, which provides for
indemnification of the directors and officers

                                       2
4

of the registrant for certain liabilities and expenses incurred in connection
with their services as directors and officers.

         In addition, as permitted by Section 204(a)(10) of the California
General Corporation Law, the registrant's Articles of Incorporation provide that
a director of the registrant shall not be liable to the registrant or its
shareholders for monetary damages to the fullest extent permissible under
California law.  However, as provided by California law, such limitation of
liability will not act to limit the liability of a director for (i) acts or
omissions that involve intentional misconduct or a knowing and culpable
violation of law, (ii) acts or omissions that a director believes to be contrary
to the best interest of the registrant or its shareholders or that involve the
absence of good faith on the part of the director, (iii) any transaction from
which a director derived an improper personal benefit, (iv) acts or omissions
that show a reckless disregard for the director's duty to the registrant or its
shareholders in circumstances in which the director was aware or should have
been aware, in the ordinary course of performing a director's duties, of a risk
of serious injury to the registrant or its shareholders, (v) acts or omissions
that constitute an unexcused pattern of inattention that amount to an abdication
of the director's duty to the registrant or its shareholders, (vi) any improper
transactions between a director and the registrant in which the director has a
material financial interest or (vii) any unlawful distributions to the
shareholders of the registrant or any unlawful loan of money or property to, or
a guarantee of the obligation of, any director or officer of the registrant.

Item 7.  Exemption from Registration Claimed.

         Not applicable.

Item 8.  Exhibits.

         The following exhibits are filed as part of this Registration
Statement:
Number                                             Description
- ------                                             -----------
4.1               Eldorado Bancorp 1995 Stock Option Plan

  5                 Opinion of Stradling, Yocca, Carlson & Rauth, a Professional Corporation, 
                    Counsel to the Registrant

 23.1               Consent of Stradling, Yocca, Carlson & Rauth, a Professional Corporation 
                    (included in the Opinion filed as Exhibit 5)

 23.2               Consent of KPMG Peat Marwick LLP

 25                 Power of Attorney (included on signature page)
3
5
Item 9.  Undertakings.

         (a)     The undersigned registrant hereby undertakes:

                 (1)      To file during any period in which it offers or sells
securities, a post-effective amendment to this registration statement to:

                          (iii)   include any material information with respect
                 to the plan of distribution not previously disclosed in the
                 registration statement or any material change to such
                 information in the registration statement.

                 (2)      That, for the purpose of determining any liability
under the Securities Act, each such post-effective amendment shall be deemed to
be a new registration statement relating to the securities offered therein, and
the offering of such securities at that time shall be deemed to be the initial
bona fide offering thereof.

                 (3)      To remove from registration by means of a
post-effective amendment any of the securities being registered which remain
unsold at the termination of the offering.

         (b)     The undersigned registrant hereby undertakes that, for
purposes of determining any liability under the Securities Act of 1933, each
filing of the registrant's annual report pursuant to Section 13(a) or Section
15(d) of the Securities Exchange Act of 1934 (and, where applicable, each
filing of an employee benefit plan's annual report pursuant to Section 15(d) of
the Securities Exchange Act of 1934) that is incorporated by reference in the
registration statement shall be deemed to be a new registration statement
relating to the securities offered therein, and the offering of such securities
at that time shall be deemed to be the initial bona fide offering thereof.

         (c)     Insofar as indemnification for liabilities arising under the
Securities Act of 1933 may be permitted to directors, officers and controlling
persons of the registrant pursuant to the foregoing provisions, or otherwise,
the registrant has been advised that in the opinion of the Securities and
Exchange Commission such indemnification is against public policy as expressed
in the Act and is, therefore, unenforceable.  In the event that a claim for
indemnification against such liabilities (other than the payment by the
registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling person in
connection with the securities being registered, the registrant will, unless in
the opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the question whether
such indemnification by it is against public policy as expressed in the Act and
will be governed by the final adjudication of such issue.

                                       4
6

                                   SIGNATURES

         Pursuant to the requirements of the Securities Act of 1933, the
registrant certifies that it has reasonable grounds to believe that it meets all
of the requirements for filing on Form S-8 and has duly caused this registration
statement to be signed on its behalf by the undersigned, thereunto duly
authorized, in the City of Tustin, State of California, on the 30th day of June
1995.

                                      ELDORADO BANCORP

                                      By: /s/J.B. Crowell
                                          -----------------------------------
                                          J.B. Crowell
                                          President and Chief Executive Officer

                               POWER OF ATTORNEY

         We, the undersigned directors and officers of Eldorado Bancorp hereby
severally constitute and appoint J.B. Crowell and David R. Brown and each of
them individually, with full power of substitution, our true and lawful
attorneys and agents, to do any and all acts and things in our name and behalf
in our capacities as directors and officers and to execute any and all
instruments for us and in our names in the capacities indicated below, which
said attorneys and agents, or any of them, may deem necessary or advisable in
order to enable said corporation to comply with the Securities Act of 1933, as
amended, and all rules, regulations and requirements of the Securities and
Exchange Commission, in connection with this registration statement, including
specifically, but without limitation, power and authority to sign for us or any
of us in our names and in the capacities indicated below, any and all amendments
(including post-effective amendments) hereto; and we hereby ratify and confirm
all that said attorneys and agents, or any of them, do or cause to be done by
virtue hereof.

         Pursuant to the requirements of the Securities Act of 1933, this
registration statement has been signed by the following persons in the
capacities and on the date indicated.
Signature                                    Title                                   Date
           ---------                                    -----                                   ----
/s/J.B. Crowell                 President, Chief Executive Officer              June 30, 1995
- -------------------------------------      and Director (Principal Executive
            J.B. Crowell                   Officer)

          /s/David R. Brown                Executive Vice President and                    June 30, 1995
- -------------------------------------      Chief Financial Officer (Principal
           David R. Brown                  Financial and Accounting Officer)
S-1
7
/s/Michael B. Burns               Director                                        June 30, 1995
- -------------------------------------
          Michael B. Burns

       /s/Raymond E. Dellerba              Executive Vice President and                    June 30, 1995
- -------------------------------------      Director
         Raymond E. Dellerba

        /s/Lynne Pierson Doti              Director                                        June 30, 1995
- -------------------------------------
         Lynne Pierson Doti

          /s/Rolf J. Engen                 Director                                        June 30, 1995
- -------------------------------------
            Rolf J. Engen

          /s/Warren Finley                 Director                                        June 30, 1995
- -------------------------------------
            Warren Finley

          /s/Warren D. Fix                 Director                                        June 30, 1995
- -------------------------------------
            Warren D. Fix

         /s/Andrew J. Sfingi               Director                                        June 30, 1995
- -------------------------------------
          Andrew J. Sfingi

         /s/Donald E. Sodaro               Vice Chairman and Director                      June 30, 1995
- -------------------------------------
          Donald E. Sodaro

         /s/George H. Wells                Chairman and Director                           June 30, 1995
- -------------------------------------
           George H. Wells
S-2
8

                                 EXHIBIT INDEX
Exhibit                                                                             Sequential
 Number                               Description                                   Page Number
 ------                               -----------                                   -----------
4.1        Eldorado Bancorp 1995 Stock Option Plan

  5          Opinion of Stradling, Yocca, Carlson & Rauth, a Professional
             Corporation, Counsel to the Registrant

 23.1        Consent of Stradling, Yocca, Carlson & Rauth, a Professional
             Corporation (included in the Opinion filed as Exhibit 5)

 23.2        Consent of KPMG Peat Marwick LLP

 25          Power of Attorney (included on signature page)