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<TITLE>United States Securities & Exchange Commission EDGAR Filing</TITLE>
<META NAME="keywords" CONTENT="Bassett Press, Inc.">
<META NAME="date" CONTENT="10/03/2005">
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<P style="margin-top:0pt; margin-bottom:1.65pt; padding-bottom:3pt; border-bottom:3pt solid #000000" align=right><B>&nbsp;</B></P>
<P style="margin:0pt; padding-top:3pt; border-top:1pt solid #000000" align=right><B>&nbsp;</B></P>
<P style="margin:0pt" align=center><B>As filed with the Securities and Exchange Commission on October 4, 2005.</B></P>
<P style="margin-top:7.35pt; margin-bottom:2.75pt" align=right><B>Registration No. 333-______</B></P>
<P style="margin:0pt; line-height:18pt; font-size:16pt" align=center><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION</B></P>
<P style="margin:0pt" align=center><B>Washington, D.C. 20549</B></P>
<P style="margin-top:2.65pt; margin-bottom:2.65pt; line-height:12.5pt; font-size:10.5pt" align=center><B><SUP>______________</SUP></B></P>
<P style="margin-top:16pt; margin-bottom:0pt; line-height:18pt; font-size:16pt" align=center><B>FORM S-8</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt" align=center><B>REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</B></P>
<P style="margin-top:2.65pt; margin-bottom:2.65pt; line-height:12.5pt; font-size:10.5pt" align=center><B><SUP>______________</SUP></B></P>
<P style="margin-top:7.35pt; margin-bottom:0pt; line-height:20pt; font-family:Times New Roman Bold; font-size:18pt" align=center><B>PANAMERICAN BANCORP</B></P>
<P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>(Exact name of registrant as specified in its charter)</P>
<P style="margin-top:2.65pt; margin-bottom:2.65pt; line-height:12.5pt; font-size:10.5pt" align=center><B><SUP>______________</SUP></B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt"><BR></P>
<TABLE style="" cellspacing=0 align=center><TR><TD valign=top width=312><P style="margin:0pt" align=center><B>Delaware</B></P>
</TD><TD valign=top width=312><P style="margin:0pt" align=center><B>65-0325364</B></P>
</TD></TR>
<TR><TD valign=top width=312><P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>(State or other jurisdiction of</P>
</TD><TD valign=top width=312><P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>(I.R.S. Employer</P>
</TD></TR>
<TR><TD valign=top width=312><P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>incorporation or organization)</P>
</TD><TD valign=top width=312><P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>Identification No.)</P>
</TD></TR>
</TABLE>
<P style="margin-top:6.65pt; margin-bottom:0pt" align=center><B>3400 Coral Way<BR>
Miami, Florida &nbsp;33145<BR>
(305) 421-6800</B></P>
<P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>(Address of Principal Executive Offices; Zip Code)</P>
<P style="margin-top:10pt; margin-bottom:0pt" align=center><B>AMENDED AND RESTATED PANAMERICAN BANCORP DIRECTORS STOCK OPTION PLAN</B></P>
<P style="margin-top:10pt; margin-bottom:0pt" align=center><B>and</B></P>
<P style="margin-top:10pt; margin-bottom:0pt" align=center><B>AMENDED AND RESTATED PANAMERICAN BANCORP INCENTIVE STOCK OPTION PLAN</B></P>
<P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>(Full title of the plan)</P>
<P style="margin-top:12pt; margin-bottom:0pt; line-height:14pt; font-size:12pt" align=center><B>Michael Golden</B></P>
<P style="margin:0pt" align=center><B>Chief Executive Officer</B></P>
<P style="margin:0pt" align=center><B>PanAmerican Bancorp</B></P>
<P style="margin:0pt" align=center><B>3400 Coral Way</B></P>
<P style="margin:0pt" align=center><B>Miami, Florida &nbsp;33145</B></P>
<P style="margin:0pt" align=center><B>(305) 421-6800</B></P>
<P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>(Name and address of agent for service; telephone number,</P>
<P style="margin:0pt; line-height:10pt; font-size:8pt" align=center>including area code, of agent for service)</P>
<P style="margin-top:6.65pt; margin-bottom:0pt" align=center><I>Copies to:</I></P>
<P style="margin-top:10pt; margin-bottom:0pt" align=center><B>Jane K. Storero, Esquire</B></P>
<P style="margin:0pt" align=center><B>Blank Rome LLP</B></P>
<P style="margin:0pt" align=center><B>One Logan Square</B></P>
<P style="margin:0pt" align=center><B>Philadelphia, PA &nbsp;19103</B></P>
<P style="margin:0pt" align=center><B>(215) 569-5500</B></P>
<P style="margin:0pt" align=center><BR>
<BR></P>
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<P style="margin:0pt" align=center><B>CALCULATION OF REGISTRATION FEE</B></P>
<TABLE style="font-size:10pt" cellspacing=0 align=center><TR><TD style="border-left:0.75pt solid #FFFFFF; border-top:2pt double #000000; border-right:1pt solid #000000; border-bottom:2pt double #000000" valign=bottom width=318.6><P style="margin:0pt; line-height:11pt; font-size:9pt" align=center>Title of</P>
<P style="margin-top:0pt; margin-bottom:2.2pt; line-height:11pt; font-size:9pt" align=center>securities to be registered</P>
</TD><TD style="border-top:2pt double #000000; border-right:1pt solid #000000; border-bottom:2pt double #000000" valign=bottom width=87><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>Amount</P>
<P style="margin-top:0pt; margin-bottom:2.2pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>to be<BR>
registered<SUP>(1)</SUP></P>
</TD><TD style="border-top:2pt double #000000; border-right:1pt solid #000000; border-bottom:2pt double #000000" valign=bottom width=85.2><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>Proposed <BR>
maximum <BR>
offering price</P>
<P style="margin-top:0pt; margin-bottom:2.2pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>per share</P>
</TD><TD style="border-top:2pt double #000000; border-right:1pt solid #000000; border-bottom:2pt double #000000" valign=bottom width=93.2><P style="margin-top:0pt; margin-bottom:2.2pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>Proposed <BR>
maximum <BR>
aggregate <BR>
offering price</P>
</TD><TD style="border-top:2pt double #000000; border-right:0.75pt solid #FFFFFF; border-bottom:2pt double #000000" valign=bottom width=88><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>Amount of</P>
<P style="margin-top:0pt; margin-bottom:2.2pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>Registration<BR>
fee</P>
</TD></TR>
<TR><TD style="border-left:0.75pt solid #FFFFFF; border-right:1pt solid #000000; border-bottom:1pt solid #000000" valign=top width=318.6><P style="margin:0pt; line-height:11pt; font-size:9pt">Common Stock , par value $.01 per share</P>
</TD><TD style="border-right:1pt solid #000000; border-bottom:1pt solid #000000" valign=top width=87><P style="margin-top:0pt; margin-bottom:0.7pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>2,000,000</P>
</TD><TD style="border-right:1pt solid #000000; border-bottom:1pt solid #000000" valign=top width=85.2><P style="margin-top:0pt; margin-bottom:0.7pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>(2)</P>
</TD><TD style="border-right:1pt solid #000000; border-bottom:1pt solid #000000" valign=top width=93.2><P style="margin-top:0pt; margin-bottom:0.7pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>$6,990,410</P>
</TD><TD style="border-right:0.75pt solid #FFFFFF; border-bottom:1pt solid #000000" valign=top width=88><P style="margin-top:0pt; margin-bottom:0.7pt; padding-left:2.4pt; padding-right:2.4pt; line-height:11pt; font-size:9pt" align=center>$822.77</P>
</TD></TR>
</TABLE>
<P style="margin-top:2.5pt; margin-bottom:0pt"><BR></P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:36pt; text-indent:-36pt">(1)</P>
<P style="margin:0pt; padding-left:36pt">Pursuant to Rule 416 under the Securities Act of 1933, as amended (the &#147;Securities Act&#148;), this Registration Statement covers, in addition to the number of shares of common stock, par value $.01 per share (&#147;Common Stock&#148;), set forth above, an indeterminate number of shares of Common Stock which, by reason of certain events specified in the Amended and Restated PanAmerican Bancorp Directors Stock Option Plan (the &#147;Directors Plan&#148;) and the Amended and Restated PanAmerican Bancorp Incentive Stock Option Plan (the &#147;Plan,&#148; and together with the Directors Plan, the &#147;Plans&#148;), may become issuable pursuant to the anti-dilution provision of the Plans.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:36pt; text-indent:-36pt">(2)</P>
<P style="margin:0pt; padding-left:36pt">Estimated solely for the purpose of calculating the registration fee in accordance with Rule 457(h) under the Securities Act. 1,000,000 shares of Common Stock are authorized for issuance under each of the Plan and the Directors Plan. The registration fee for (i) 221,500 shares of Common Stock underlying the options to be granted under the Directors Plan and (ii) 6,300 shares of Common Stock underlying the options to be granted under the Plan is based on the average of the high and low prices of Common Stock on the American Stock Exchange of $4.93 per share as of September 30, 2005. The registration fee for 778,500 shares of Common Stock underlying the options granted under the Directors Plan is based on the exercise price of (i) $2.35 for options to purchase 48,500 shares of Common Stock, (ii) $2.63 for options to purchase 480,000 shares of Common Stock, and (iii) $4.25 for options to purchase 250,000 shares of Common Stock. The registration fee for 993,700 shares of Common Stock underlying the options granted under the Plan is based on the exercise price of (i) $2.35 for options to purchase 97,100 shares of Common Stock, (ii) $2.63 for options to purchase 376,700 shares of Common Stock, and (iii) $4.25 for options to purchase 519,900 shares of Common Stock.</P>
<P style="margin-top:0pt; margin-bottom:1.65pt; padding-bottom:3pt; border-bottom:1pt solid #000000">&nbsp;</P>
<P style="margin:0pt; padding-top:3pt; border-top:3pt solid #000000">&nbsp;</P>
<P style="margin:0pt"><BR>
<BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
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<P style="margin-top:13.35pt; margin-bottom:0pt" align=center><B>PART I</B></P>
<P style="margin-top:13.35pt; margin-bottom:0pt" align=center><B>INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</B></P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 1.</B></P>
<P style="margin:0pt; text-indent:54pt"><B>Plan Information</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">PanAmerican Bancorp (the &#147;Company&#148; or the &#147;Registrant&#148;) is filing this registration statement on Form S-8 (the &#147;Registration Statement&#148;) in order to register 2,000,000 shares of common stock, par value $.01 per share (&#147;Common Stock&#148;), under the Amended and Restated PanAmerican Bancorp Directors Stock Option Plan and the Amended and Restated PanAmerican Bancorp Incentive Stock Option Plan (collectively, the &#147;Plans&#148;).</P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">The document(s) containing the information specified in Part I of the Registration Statement will be sent or given, without charge, to participants in the Plans as specified by Rule 428(b)(1) promulgated by the Securities and Exchange Commission (the &#147;Commission&#148;) under the Securities Act of 1933, as amended (the &#147;Securities Act&#148;).</P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">Such documents are not being filed with the Commission, but constitute (along with the documents incorporated by reference into this Registration Statement pursuant to Item 3 of Part II hereof) a prospectus (the &#147;Prospectus&#148;) that meets the requirements of Section 10(a) of the Securities Act.</P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 2.</B></P>
<P style="margin:0pt; text-indent:54pt"><B>Registrant Information and Employee Plan Annual Information.</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">Upon written or oral request, any of the documents incorporated by reference in Item 3 of Part II of this Registration Statement (which documents are incorporated by reference in the Section 10(a) Prospectus), other documents required to be delivered to the participants in the Plans pursuant to Rule 428(b) promulgated by the Commission under the Securities Act or additional information about the Plans are available without charge by contacting:</P>
<P style="margin-top:10pt; margin-bottom:0pt" align=center>PanAmerican Bancorp</P>
<P style="margin:0pt" align=center>3400 Coral Way</P>
<P style="margin:0pt" align=center>Miami, Florida &nbsp;33145</P>
<P style="margin:0pt" align=center>(305) 421-6800</P>
<P style="margin:0pt" align=center>Attention: &nbsp;Michael Golden, President and</P>
<P style="margin:0pt" align=center>Chief Executive Officer</P>
<P style="margin:0pt"><BR>
<BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt; padding:3pt; line-height:13pt; font-size:11pt; border:0.75pt solid #FFFFFF" align=center>I-1</P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<HR style="padding:7.2pt" noshade size=1.333>
<P style="page-break-before:always; margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin-top:13.35pt; margin-bottom:0pt" align=center><B>PART II</B></P>
<P style="margin-top:13.35pt; margin-bottom:0pt" align=center><B>INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</B></P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 3.</B></P>
<P style="margin:0pt; text-indent:54pt"><B>Incorporation of Documents by Reference.</B></P>
<P style="margin-top:6.65pt; margin-bottom:6.65pt; text-indent:36pt">The following documents filed by the Company with the Commission are hereby incorporated by reference in this Registration Statement:</P>
<TABLE style="font-size:10pt" cellspacing=0 align=center><TR><TD style="border:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt"><B>&nbsp;</B></P>
<P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt"><B>Document</B></P>
</TD><TD style="border-top:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt"><B>&nbsp;</B></P>
<P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt"><B>Period</B></P>
</TD><TD style="border-top:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt"><B>&nbsp;</B></P>
<P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt"><B>Date of Filing</B></P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Annual Report on Form 10-KSB</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">December&nbsp;31,&nbsp;2004</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">March&nbsp;16,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Quarterly Report on Form 10-QSB</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">March&nbsp;31,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">May&nbsp;6,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Quarterly Report on Form 10-QSB</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;30,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">August&nbsp;15,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Definitive Proxy Statement for the Annual Meeting of Stockholders</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;15,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">May&nbsp;18,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Definitive Proxy Statement for the Special Meeting of Stockholders</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">July&nbsp;21,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;17,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">March&nbsp;18,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">March&nbsp;21,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K/A </P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">March&nbsp;18,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">March&nbsp;30,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;3,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;3,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;15,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;16,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;28,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">June&nbsp;29,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K containing the description of the Company&#146;s capital stock</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">July&nbsp;13,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">July&nbsp;14,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K (except for Item 2.02 and Exhibit&nbsp;99.1)</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">July&nbsp;21,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">July&nbsp;22,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">July&nbsp;28,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">August&nbsp;2,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">August&nbsp;1,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">August&nbsp;5,&nbsp;2005</P>
</TD></TR>
<TR><TD style="border-left:0.5pt solid #000000; border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=384.933><P style="margin:0pt; padding-left:10.8pt; padding-right:2.4pt; text-indent:-8.4pt">Current Report on Form 8-K</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=125.6><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">July&nbsp;21,&nbsp;2005</P>
</TD><TD style="border-right:0.5pt solid #000000; border-bottom:0.5pt solid #000000" valign=top width=127.867><P style="margin:0pt; padding-left:2.4pt; padding-right:2.4pt">September&nbsp;23,&nbsp;2005</P>
</TD></TR>
</TABLE>
<P style="margin:0pt"><BR></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">All reports and other documents subsequently filed by the Company with the Commission pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), after the date hereof and prior to the filing of a post-effective amendment which indicates that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated by reference into this Registration Statement and to be a part thereof from the date of the filing of such documents. Any statement contained in the documents incorporated, or deemed to be incorporated, by reference herein or therein shall be deemed to be modified or superseded for purposes of this Registration Statement and the Prospectus to the extent that a statement contained herein or therein or in any other subsequently filed document which also is, or is deemed to be, incorporated by reference herein or therein modifies or supersedes such statement. Any such statement shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement and the Prospectus.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">All information appearing in this Registration Statement and the Prospectus is qualified in its entirety by the detailed information, including financial statements, appearing in the documents incorporated herein or therein by reference.</P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 4. </B></P>
<P style="margin:0pt; text-indent:54pt"><B>Description of Securities.</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">Not Applicable.</P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 5. </B></P>
<P style="margin:0pt; text-indent:54pt"><B>Interests of Named Experts and Counsel.</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">Not Applicable.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt"><BR>
<BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt; padding:3pt; line-height:13pt; font-size:11pt; border:0.75pt solid #FFFFFF" align=center>II-1</P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<HR style="padding:7.2pt" noshade size=1.333>
<P style="page-break-before:always; margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 6. </B></P>
<P style="margin:0pt; text-indent:54pt"><B>Indemnification of Directors and Officers.</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">Section 145 of the General Corporation Law of the State of Delaware (&#147;DGCL&#148;) empowers a Delaware corporation to indemnify any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative (other than an action by or in the right of such corporation), by reason of the fact that such person is or was a director, officer, employee or agent of such corporation, or is or was serving at the request of such corporation as a director, officer, employee or agent of another corporation or other enterprise. A corporation may indemnify such person against expenses (including attorney&#146;s fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by such person in connection with such action, suit or proceeding if he or she acted in good faith and in a manner he or she reasonably believed to be in, or not opposed to, the best interests of the corporation, and, with respect to any criminal action or proceeding, had no reasonable cause to believe his or her conduct was unlawful. A corporation may, in advance of the final disposition of any civil, criminal, administrative or investigative action, suit or proceeding, pay the expenses (including attorneys&#146; fees) incurred by any officer or director in defending such action, provided that the officer or director undertakes to repay such amount if it shall ultimately be determined that he or she is not entitled to be indemnified by the corporation.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">A Delaware corporation may indemnify officers and directors in an action by or in the right of the corporation to procure a judgment in its favor under the same conditions, except that no indemnification is permitted without judicial approval if the officer or director is adjudged to be liable to the corporation. Where an officer or director is successful on the merits or otherwise in the defense of any action referred to above, the corporation must indemnify him or her against the expenses (including attorneys&#146; fees) which he or she actually and reasonably incurred in connection therewith. The indemnification provided by the DGCL is not deemed to be exclusive of any other rights to which those seeking indemnification may be entitled under any corporation&#146;s bylaws, agreement, vote or otherwise.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">Section EIGHTH of the Amended and Restated Certificate of Incorporation of the Company provides that the Company shall indemnify all persons whom it may indemnify to the fullest extent permitted by the DGCL. Section SIXTH of the Amended and Restated Certificate of Incorporation provides that directors of the Company shall not be liable to the Company or its stockholders for monetary damages for breach of fiduciary duties unless the breach involves: &nbsp;(i) a director&#146;s duty of loyalty to the Company or its stockholders, (ii) acts or omissions not in good faith or which involve intentional misconduct or a knowing violation of law, (iii) liability for unlawful payments of dividends or unlawful stock purchases or redemption by the Company, or (iv) a transaction from which the director derived an improper personal benefit.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">The Amended and Restated By-Laws of the Company provide that the Company will, to the fullest extent permitted by applicable law, as may be amended from time to time, (i) indemnify any officer or director of the Company or the personal representatives thereof, made or threatened to be made a party in any civil or criminal action or proceeding by reason of the fact that he, his testator or intestate is or was a director or officer of the Company or served any other enterprise in any capacity at the request of the Company, against judgments, fines, amounts paid in settlement and reasonable expenses including attorneys&#146; fees incurred as a result of such action or proceeding or any appeal therein, and (ii) pay in advance of the final disposition of any such action or proceeding expenses incurred by any such indemnified person in defending such action or proceeding.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">The Company purchased a policy of directors&#146; and officers&#146; liability insurance.</P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 7.</B></P>
<P style="margin:0pt; text-indent:54pt"><B>Exemption from Registration Claimed.</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">Not Applicable.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt"><BR>
<BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt; padding:3pt; line-height:13pt; font-size:11pt; border:0.75pt solid #FFFFFF" align=center>II-2</P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<HR style="padding:7.2pt" noshade size=1.333>
<P style="page-break-before:always; margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 8. </B></P>
<P style="margin:0pt; text-indent:54pt"><B>Exhibits.</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">The following exhibits are filed as part of this Registration Statement or, where so indicated, have been previously filed and are incorporated herein by reference.</P>
<P style="margin-top:5.35pt; margin-bottom:0pt; line-height:10pt; font-size:8pt"><B>Regulation S-B</B></P>
<P style="margin-top:0pt; margin-bottom:-10pt; line-height:10pt; font-size:8pt"><B><U>Exhibit Number</U></B></P>
<P style="margin:0pt; text-indent:84pt; line-height:10pt; font-size:8pt"><B><U>Description</U></B></P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">4.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Amended and Restated Certificate of Incorporation of PanAmerican Bancorp.*</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">4.2</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Amended and Restated By-Laws of PanAmerican Bancorp.**</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">5.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Opinion of Blank Rome LLP.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">10.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Amended and Restated PanAmerican Bancorp Incentive Stock Option Plan.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">10.2</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Amended and Restated PanAmerican Bancorp Directors Stock Option Plan.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">23.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Consent of Crowe Chizek and Company LLC.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">23.2</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Consent of Blank Rome LLP (included in Exhibit 5.1).</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">24.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Power of Attorney (included on the Signature Page).</P>
<P style="margin:0pt; padding-left:36pt; text-indent:-36pt">&#151;&#151;&#151;&#151;&#151;&#151;&#151;</P>
<P style="margin-top:0pt; margin-bottom:-12pt; padding-left:36pt; text-indent:-36pt">*</P>
<P style="margin:0pt; padding-left:36pt">Incorporated hereby by reference to Appendix A of the Company&#146;s definitive Proxy Statement related to its Special Meeting of Stockholders on Schedule 14A (File No. 0-22911) filed with the Commission on June 17, 2005.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:36pt; text-indent:-36pt">**</P>
<P style="margin:0pt; padding-left:36pt">Incorporated hereby by reference to Exhibit 3.2 of the Company&#146;s Current Report on Form 8-K (Registration No. 0-22911) filed with the Commission on August 2, 2005.</P>
<P style="margin:0pt"><BR>
<BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt; padding:3pt; line-height:13pt; font-size:11pt; border:0.75pt solid #FFFFFF" align=center>II-3</P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<HR style="padding:7.2pt" noshade size=1.333>
<P style="page-break-before:always; margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin-top:10pt; margin-bottom:-12pt"><B>Item 9. </B></P>
<P style="margin:0pt; text-indent:54pt"><B>Undertakings.</B></P>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">The undersigned Registrant hereby undertakes:</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:72pt; text-indent:-36pt">1.</P>
<P style="margin:0pt; padding-left:72pt">To file, during any period in which it offers or sells securities, a post-effective amendment to this Registration Statement to:</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:72pt">(i)</P>
<P style="margin:0pt; padding-left:72pt; text-indent:36pt">Include any prospectus required by Section 10(a)(3) of the Securities Act;</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:72pt">(ii)</P>
<P style="margin:0pt; padding-left:72pt; text-indent:36pt">Reflect in the prospectus any facts or events which, individually or together, represent a fundamental change in the information in the Registration Statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering price set forth in the &#147;Calculation of Registration Fee&#148; table in the effective Registration Statement; and</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:72pt">(iii)</P>
<P style="margin:0pt; padding-left:72pt; text-indent:36pt">Include any additional or changed material information on the plan of distribution.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt; padding-left:72pt">Provided, however, that paragraphs (1)(i) and (1)(ii) of this section do not apply if the Registration Statement is on Form S-3 or Form S-8 and the information required in a post-effective amendment is incorporated by reference from periodic reports filed under the Exchange Act.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:72pt; text-indent:-36pt">2.</P>
<P style="margin:0pt; padding-left:72pt">For determining liability under the Securities Act, treat each post-effective amendment as a new registration statement of the securities offered, and the offering of the securities at that time to be the initial bona fide offering.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:72pt; text-indent:-36pt">3.</P>
<P style="margin:0pt; padding-left:72pt">File a post-effective amendment to remove from registration any of the securities that remain unsold at the end of the offering.</P>
<P style="margin:0pt"><BR>
<BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt; padding:3pt; line-height:13pt; font-size:11pt; border:0.75pt solid #FFFFFF" align=center>II-4</P>
<P style="margin:0pt"><BR></P>
<HR style="padding:7.2pt" noshade size=1.333>
<P style="page-break-before:always; margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin-top:13.35pt; margin-bottom:0pt" align=center><B>SIGNATURES</B></P>
<P style="margin-top:6.65pt; margin-bottom:6.65pt; text-indent:36pt">Pursuant to the requirements of the Securities Act, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Miami, State of Florida as of October 4, 2005.</P>
<TABLE style="font-size:10pt" cellspacing=0 align=center><TR><TD valign=top width=392>&nbsp;</TD><TD valign=top width=232 colspan=2><P style="margin:0pt"><B>PANAMERICAN BANCORP</B></P>
</TD></TR>
<TR><TD valign=top width=392>&nbsp;</TD><TD valign=top width=232 colspan=2>&nbsp;</TD></TR>
<TR><TD valign=top width=392>&nbsp;</TD><TD valign=top width=232 colspan=2>&nbsp;</TD></TR>
<TR><TD valign=top width=392>&nbsp;</TD><TD valign=top width=21.2><P style="margin:0pt">By:</P>
</TD><TD style="border-bottom:0.5pt solid #000000" valign=top width=210.8><P style="margin:0pt">/s/ Michael E. Golden</P>
</TD></TR>
<TR><TD valign=top width=392>&nbsp;</TD><TD valign=top width=21.2>&nbsp;</TD><TD valign=top width=210.8><P style="margin:0pt">Michael E. Golden</P>
</TD></TR>
<TR><TD valign=top width=392>&nbsp;</TD><TD valign=top width=21.2>&nbsp;</TD><TD valign=top width=210.8><P style="margin:0pt">President and Chief Executive Officer</P>
</TD></TR>
</TABLE>
<P style="margin-top:6.65pt; margin-bottom:0pt; text-indent:36pt">KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Michael E. Golden, his true and lawful attorney-in-fact and agent with full power of substitution or resubstitution, for him and in his name, place and stead, in any and all capacities, to sign any and all amendments to this Registration Statement, and to file the same, with all exhibits thereto, and other documentation in connection therewith, with the Commission, granting unto the said attorney-in-fact and agent full power and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that the said attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.</P>
<P style="margin-top:6.65pt; margin-bottom:6.65pt; text-indent:36pt">Pursuant to the requirements of the Securities Act, this Registration Statement was signed by the following persons in the capacities and as of the date indicated.</P>
<TABLE style="font-size:10pt" cellspacing=0 align=center><TR><TD style="border-left:0.75pt solid #FFFFFF; border-top:0.75pt solid #FFFFFF; border-right:0.75pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt; padding:3pt; line-height:10pt; font-size:8pt; border-left:0.75pt solid #FFFFFF; border-top:0.75pt solid #FFFFFF; border-right:0.75pt solid #FFFFFF; border-bottom:0.75pt solid #000000" align=center><B>Signature</B></P>
</TD><TD style="border-top:0.75pt solid #FFFFFF; border-right:0.75pt solid #FFFFFF" valign=top width=30.8><P style="margin:0pt; font-size:8pt" align=center><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></P>
</TD><TD style="border-top:0.75pt solid #FFFFFF; border-right:0.75pt solid #FFFFFF" valign=top width=267.333><P style="margin:0pt; padding:3pt; line-height:10pt; font-size:8pt; border-left:0.75pt solid #FFFFFF; border-top:0.75pt solid #FFFFFF; border-right:0.75pt solid #FFFFFF; border-bottom:0.75pt solid #000000" align=center><B>Capacity</B></P>
</TD><TD style="border-top:0.75pt solid #FFFFFF; border-right:0.75pt solid #FFFFFF" valign=top width=30.733><P style="margin:0pt; font-size:8pt" align=center><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></P>
</TD><TD style="border-top:0.75pt solid #FFFFFF; border-right:0.75pt solid #FFFFFF" valign=top width=130.267><P style="margin:0pt; padding:3pt; line-height:10pt; font-size:8pt; border-left:0.75pt solid #FFFFFF; border-top:0.75pt solid #FFFFFF; border-right:0.75pt solid #FFFFFF; border-bottom:0.75pt solid #000000" align=center><B>Date</B></P>
</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:1pt solid #FFFFFF" valign=top width=176.333><P style="margin-top:10pt; margin-bottom:0pt; padding-bottom:3pt; border-bottom:0.5pt solid #000000">/s/ Michael E. Golden</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:1pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF" valign=top width=267.333 rowspan=2><P style="margin-top:10pt; margin-bottom:0pt">President and Chief Executive Officer <BR>
(Principal Executive Officer) and Director</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:1pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:1pt solid #FFFFFF" valign=top width=130.267><P style="margin-top:10pt; margin-bottom:0pt" align=center>October 4, 2005</P>
</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt">Michael E. Golden</P>
<P style="margin:0pt">&nbsp;</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267>&nbsp;</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt; padding-bottom:3pt; border-bottom:0.5pt solid #000000">/s/ Robert L. Nichols</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=267.333 rowspan=2><P style="margin:0pt">Chief Financial Officer <BR>
(Principal Accounting and Financial Officer)</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267><P style="margin:0pt" align=center>October 4, 2005</P>
</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt">Robert L. Nichols</P>
<P style="margin:0pt">&nbsp;</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267>&nbsp;</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt; padding-bottom:3pt; border-bottom:0.5pt solid #000000">/s/ Hugo A. Castro</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=267.333><P style="margin:0pt">Director</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267><P style="margin:0pt" align=center>October 4, 2005</P>
</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt">Hugo A. Castro</P>
<P style="margin:0pt">&nbsp;</P>
</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=267.333>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267>&nbsp;</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt; padding-bottom:3pt; border-bottom:0.5pt solid #000000">/s/ Nelson Famadas</P>
</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=267.333><P style="margin:0pt">Director</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267><P style="margin:0pt" align=center>October 4, 2005</P>
</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt">Nelson Famadas</P>
<P style="margin:0pt">&nbsp;</P>
</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=267.333>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267>&nbsp;</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt; padding-bottom:3pt; border-bottom:0.5pt solid #000000">/s/ Leonard F. Marinello</P>
</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=267.333><P style="margin:0pt">Director</P>
</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267><P style="margin:0pt" align=center>October 4, 2005</P>
</TD></TR>
<TR><TD style="border-left:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=176.333><P style="margin:0pt">Leonard F. Marinello</P>
<P style="margin:0pt">&nbsp;</P>
</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=30.8>&nbsp;</TD><TD style="border-top:0.9pt solid #FFFFFF; border-right:0.9pt solid #FFFFFF" valign=top width=267.333>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=30.733>&nbsp;</TD><TD style="border-right:0.9pt solid #FFFFFF; border-bottom:0.9pt solid #FFFFFF" valign=top width=130.267>&nbsp;</TD></TR>
</TABLE>
<P style="margin:0pt"><BR>
<BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt; padding:3pt; line-height:13pt; font-size:11pt; border:0.75pt solid #FFFFFF" align=center>II-5</P>
<P style="margin:0pt"><BR></P>
<HR style="padding:7.2pt" noshade size=1.333>
<P style="page-break-before:always; margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin-top:13.35pt; margin-bottom:0pt" align=center><B>EXHIBIT INDEX</B></P>
<P style="margin-top:5.35pt; margin-bottom:0pt; line-height:10pt; font-size:8pt"><B>Regulation S-B</B></P>
<P style="margin-top:0pt; margin-bottom:-10pt; line-height:10pt; font-size:8pt"><B><U>Exhibit Number</U></B></P>
<P style="margin:0pt; text-indent:84pt; line-height:10pt; font-size:8pt"><B><U>Description</U></B></P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">4.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Amended and Restated Certificate of Incorporation of PanAmerican Bancorp.*</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">4.2</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Amended and Restated By-Laws of PanAmerican Bancorp.**</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">5.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Opinion of Blank Rome LLP.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">10.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Amended and Restated PanAmerican Bancorp Incentive Stock Option Plan.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">10.2</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Amended and Restated PanAmerican Bancorp Directors Stock Option Plan.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">23.1</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Consent of Crowe Chizek and Company LLC.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:96pt; text-indent:-78pt">23.2</P>
<P style="margin:0pt; padding-left:96pt; text-indent:-12pt">Consent of Blank Rome LLP (included in Exhibit 5.1).</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:84pt; text-indent:-66pt">24.1</P>
<P style="margin:0pt; padding-left:84pt">Power of Attorney (included on the Signature Page).</P>
<P style="margin:0pt; padding-left:36pt; text-indent:-36pt">&#151;&#151;&#151;&#151;&#151;&#151;&#151;</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:36pt; text-indent:-36pt">*</P>
<P style="margin:0pt; padding-left:36pt">Incorporated hereby by reference to Appendix A of the Company&#146;s definitive Proxy Statement related to its Special Meeting of Stockholders on Schedule 14A (File No. 0-22911) filed with the Commission on June 17, 2005.</P>
<P style="margin-top:6.65pt; margin-bottom:-12pt; padding-left:36pt; text-indent:-36pt">**</P>
<P style="margin:0pt; padding-left:36pt">Incorporated hereby by reference to Exhibit 3.2 of the Company&#146;s Current Report on Form 8-K (Registration No. 0-22911) filed with the Commission on August 2, 2005.</P>
<P style="margin-top:6.65pt; margin-bottom:0pt"><BR>
<BR></P>
<P style="margin:0pt"><BR></P>
<P style="margin:0pt"><BR></P>
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</HTML>
[{"type": "S-8", "sequence": "1", "filename": "panamericans8.htm", "description": "REGISTRATION STATEMENT", "secsgml_size_bytes": 55542}]
{"company-data": {"conformed-name": "PANAMERICAN BANCORP", "cik": "0001042521", "assigned-sic": "6022", "irs-number": "650325364", "state-of-incorporation": "DE", "fiscal-year-end": "0728"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-128814", "film-number": "051122109"}, "business-address": {"street1": "3400 CORAL WAY", "city": "MIAMI", "state": "FL", "zip": "33451", "phone": "305-421-6800"}, "mail-address": {"street1": "3400 CORAL WAY", "city": "MIAMI", "state": "FL", "zip": "33451"}, "former-company": [{"former-conformed-name": "SOUTHERN SECURITY BANK CORP", "date-changed": "19971125"}, {"former-conformed-name": "SOUTHERN SECURITY FINANCIAL CORP", "date-changed": "19970715"}]}
United States Securities & Exchange Commission EDGAR Filing
As filed with the Securities and Exchange Commission on October 4, 2005.
Registration No. 333-______
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________
FORM S-8
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
______________
PANAMERICAN BANCORP
(Exact name of registrant as specified in its charter)
______________
Delaware
65-0325364
(State or other jurisdiction of
(I.R.S. Employer
incorporation or organization)
Identification No.)
3400 Coral Way
Miami, Florida  33145
(305) 421-6800
(Address of Principal Executive Offices; Zip Code)
AMENDED AND RESTATED PANAMERICAN BANCORP DIRECTORS STOCK OPTION PLAN
and
AMENDED AND RESTATED PANAMERICAN BANCORP INCENTIVE STOCK OPTION PLAN
(Full title of the plan)
Michael Golden
Chief Executive Officer
PanAmerican Bancorp
3400 Coral Way
Miami, Florida  33145
(305) 421-6800
(Name and address of agent for service; telephone number,
including area code, of agent for service)
Copies to:
Jane K. Storero, Esquire
Blank Rome LLP
One Logan Square
Philadelphia, PA  19103
(215) 569-5500
CALCULATION OF REGISTRATION FEE
Title of
securities to be registered
Amount
to be
registered
(1)
Proposed
maximum
offering price
per share
Proposed
maximum
aggregate
offering price
Amount of
Registration
fee
Common Stock , par value $.01 per share
2,000,000
(2)
$6,990,410
$822.77
(1)
Pursuant to Rule 416 under the Securities Act of 1933, as amended (the "Securities Act"), this Registration Statement covers, in addition to the number of shares of common stock, par value $.01 per share ("Common Stock"), set forth above, an indeterminate number of shares of Common Stock which, by reason of certain events specified in the Amended and Restated PanAmerican Bancorp Directors Stock Option Plan (the "Directors Plan") and the Amended and Restated PanAmerican Bancorp Incentive Stock Option Plan (the "Plan," and together with the Directors Plan, the "Plans"), may become issuable pursuant to the anti-dilution provision of the Plans.
(2)
Estimated solely for the purpose of calculating the registration fee in accordance with Rule 457(h) under the Securities Act. 1,000,000 shares of Common Stock are authorized for issuance under each of the Plan and the Directors Plan. The registration fee for (i) 221,500 shares of Common Stock underlying the options to be granted under the Directors Plan and (ii) 6,300 shares of Common Stock underlying the options to be granted under the Plan is based on the average of the high and low prices of Common Stock on the American Stock Exchange of $4.93 per share as of September 30, 2005. The registration fee for 778,500 shares of Common Stock underlying the options granted under the Directors Plan is based on the exercise price of (i) $2.35 for options to purchase 48,500 shares of Common Stock, (ii) $2.63 for options to purchase 480,000 shares of Common Stock, and (iii) $4.25 for options to purchase 250,000 shares of Common Stock. The registration fee for 993,700 shares of Common Stock underlying the options granted under the Plan is based on the exercise price of (i) $2.35 for options to purchase 97,100 shares of Common Stock, (ii) $2.63 for options to purchase 376,700 shares of Common Stock, and (iii) $4.25 for options to purchase 519,900 shares of Common Stock.
PART I
INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
Item 1.
Plan Information
PanAmerican Bancorp (the "Company" or the "Registrant") is filing this registration statement on Form S-8 (the "Registration Statement") in order to register 2,000,000 shares of common stock, par value $.01 per share ("Common Stock"), under the Amended and Restated PanAmerican Bancorp Directors Stock Option Plan and the Amended and Restated PanAmerican Bancorp Incentive Stock Option Plan (collectively, the "Plans").
The document(s) containing the information specified in Part I of the Registration Statement will be sent or given, without charge, to participants in the Plans as specified by Rule 428(b)(1) promulgated by the Securities and Exchange Commission (the "Commission") under the Securities Act of 1933, as amended (the "Securities Act").
Such documents are not being filed with the Commission, but constitute (along with the documents incorporated by reference into this Registration Statement pursuant to Item 3 of Part II hereof) a prospectus (the "Prospectus") that meets the requirements of Section 10(a) of the Securities Act.
Item 2.
Registrant Information and Employee Plan Annual Information.
Upon written or oral request, any of the documents incorporated by reference in Item 3 of Part II of this Registration Statement (which documents are incorporated by reference in the Section 10(a) Prospectus), other documents required to be delivered to the participants in the Plans pursuant to Rule 428(b) promulgated by the Commission under the Securities Act or additional information about the Plans are available without charge by contacting:
PanAmerican Bancorp
3400 Coral Way
Miami, Florida  33145
(305) 421-6800
Attention:  Michael Golden, President and
Chief Executive Officer
I-1
PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
Item 3.
Incorporation of Documents by Reference.
The following documents filed by the Company with the Commission are hereby incorporated by reference in this Registration Statement:
Document
Period
Date of Filing
Annual Report on Form 10-KSB
December 31, 2004
March 16, 2005
Quarterly Report on Form 10-QSB
March 31, 2005
May 6, 2005
Quarterly Report on Form 10-QSB
June 30, 2005
August 15, 2005
Definitive Proxy Statement for the Annual Meeting of Stockholders
June 15, 2005
May 18, 2005
Definitive Proxy Statement for the Special Meeting of Stockholders
July 21, 2005
June 17, 2005
Current Report on Form 8-K
March 18, 2005
March 21, 2005
Current Report on Form 8-K/A
March 18, 2005
March 30, 2005
Current Report on Form 8-K
June 3, 2005
June 3, 2005
Current Report on Form 8-K
June 15, 2005
June 16, 2005
Current Report on Form 8-K
June 28, 2005
June 29, 2005
Current Report on Form 8-K containing the description of the Company's capital stock
July 13, 2005
July 14, 2005
Current Report on Form 8-K (except for Item 2.02 and Exhibit 99.1)
July 21, 2005
July 22, 2005
Current Report on Form 8-K
July 28, 2005
August 2, 2005
Current Report on Form 8-K
August 1, 2005
August 5, 2005
Current Report on Form 8-K
July 21, 2005
September 23, 2005
All reports and other documents subsequently filed by the Company with the Commission pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), after the date hereof and prior to the filing of a post-effective amendment which indicates that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated by reference into this Registration Statement and to be a part thereof from the date of the filing of such documents. Any statement contained in the documents incorporated, or deemed to be incorporated, by reference herein or therein shall be deemed to be modified or superseded for purposes of this Registration Statement and the Prospectus to the extent that a statement contained herein or therein or in any other subsequently filed document which also is, or is deemed to be, incorporated by reference herein or therein modifies or supersedes such statement. Any such statement shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement and the Prospectus.
All information appearing in this Registration Statement and the Prospectus is qualified in its entirety by the detailed information, including financial statements, appearing in the documents incorporated herein or therein by reference.
Item 4.
Description of Securities.
Not Applicable.
Item 5.
Interests of Named Experts and Counsel.
Not Applicable.
II-1
Item 6.
Indemnification of Directors and Officers.
Section 145 of the General Corporation Law of the State of Delaware ("DGCL") empowers a Delaware corporation to indemnify any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative (other than an action by or in the right of such corporation), by reason of the fact that such person is or was a director, officer, employee or agent of such corporation, or is or was serving at the request of such corporation as a director, officer, employee or agent of another corporation or other enterprise. A corporation may indemnify such person against expenses (including attorney's fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by such person in connection with such action, suit or proceeding if he or she acted in good faith and in a manner he or she reasonably believed to be in, or not opposed to, the best interests of the corporation, and, with respect to any criminal action or proceeding, had no reasonable cause to believe his or her conduct was unlawful. A corporation may, in advance of the final disposition of any civil, criminal, administrative or investigative action, suit or proceeding, pay the expenses (including attorneys' fees) incurred by any officer or director in defending such action, provided that the officer or director undertakes to repay such amount if it shall ultimately be determined that he or she is not entitled to be indemnified by the corporation.
A Delaware corporation may indemnify officers and directors in an action by or in the right of the corporation to procure a judgment in its favor under the same conditions, except that no indemnification is permitted without judicial approval if the officer or director is adjudged to be liable to the corporation. Where an officer or director is successful on the merits or otherwise in the defense of any action referred to above, the corporation must indemnify him or her against the expenses (including attorneys' fees) which he or she actually and reasonably incurred in connection therewith. The indemnification provided by the DGCL is not deemed to be exclusive of any other rights to which those seeking indemnification may be entitled under any corporation's bylaws, agreement, vote or otherwise.
Section EIGHTH of the Amended and Restated Certificate of Incorporation of the Company provides that the Company shall indemnify all persons whom it may indemnify to the fullest extent permitted by the DGCL. Section SIXTH of the Amended and Restated Certificate of Incorporation provides that directors of the Company shall not be liable to the Company or its stockholders for monetary damages for breach of fiduciary duties unless the breach involves:  (i) a director's duty of loyalty to the Company or its stockholders, (ii) acts or omissions not in good faith or which involve intentional misconduct or a knowing violation of law, (iii) liability for unlawful payments of dividends or unlawful stock purchases or redemption by the Company, or (iv) a transaction from which the director derived an improper personal benefit.
The Amended and Restated By-Laws of the Company provide that the Company will, to the fullest extent permitted by applicable law, as may be amended from time to time, (i) indemnify any officer or director of the Company or the personal representatives thereof, made or threatened to be made a party in any civil or criminal action or proceeding by reason of the fact that he, his testator or intestate is or was a director or officer of the Company or served any other enterprise in any capacity at the request of the Company, against judgments, fines, amounts paid in settlement and reasonable expenses including attorneys' fees incurred as a result of such action or proceeding or any appeal therein, and (ii) pay in advance of the final disposition of any such action or proceeding expenses incurred by any such indemnified person in defending such action or proceeding.
The Company purchased a policy of directors' and officers' liability insurance.
Item 7.
Exemption from Registration Claimed.
Not Applicable.
II-2
Item 8.
Exhibits.
The following exhibits are filed as part of this Registration Statement or, where so indicated, have been previously filed and are incorporated herein by reference.
Regulation S-B
Exhibit Number
Description
4.1
Amended and Restated Certificate of Incorporation of PanAmerican Bancorp.*
4.2
Amended and Restated By-Laws of PanAmerican Bancorp.**
5.1
Opinion of Blank Rome LLP.
10.1
Amended and Restated PanAmerican Bancorp Incentive Stock Option Plan.
10.2
Amended and Restated PanAmerican Bancorp Directors Stock Option Plan.
23.1
Consent of Crowe Chizek and Company LLC.
23.2
Consent of Blank Rome LLP (included in Exhibit 5.1).
24.1
Power of Attorney (included on the Signature Page).
———————
*
Incorporated hereby by reference to Appendix A of the Company's definitive Proxy Statement related to its Special Meeting of Stockholders on Schedule 14A (File No. 0-22911) filed with the Commission on June 17, 2005.
**
Incorporated hereby by reference to Exhibit 3.2 of the Company's Current Report on Form 8-K (Registration No. 0-22911) filed with the Commission on August 2, 2005.
II-3
Item 9.
Undertakings.
The undersigned Registrant hereby undertakes:
1.
To file, during any period in which it offers or sells securities, a post-effective amendment to this Registration Statement to:
(i)
Include any prospectus required by Section 10(a)(3) of the Securities Act;
(ii)
Reflect in the prospectus any facts or events which, individually or together, represent a fundamental change in the information in the Registration Statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering price set forth in the "Calculation of Registration Fee" table in the effective Registration Statement; and
(iii)
Include any additional or changed material information on the plan of distribution.
Provided, however, that paragraphs (1)(i) and (1)(ii) of this section do not apply if the Registration Statement is on Form S-3 or Form S-8 and the information required in a post-effective amendment is incorporated by reference from periodic reports filed under the Exchange Act.
2.
For determining liability under the Securities Act, treat each post-effective amendment as a new registration statement of the securities offered, and the offering of the securities at that time to be the initial bona fide offering.
3.
File a post-effective amendment to remove from registration any of the securities that remain unsold at the end of the offering.
II-4
SIGNATURES
Pursuant to the requirements of the Securities Act, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Miami, State of Florida as of October 4, 2005.
PANAMERICAN BANCORP
By:
/s/ Michael E. Golden
Michael E. Golden
President and Chief Executive Officer
KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Michael E. Golden, his true and lawful attorney-in-fact and agent with full power of substitution or resubstitution, for him and in his name, place and stead, in any and all capacities, to sign any and all amendments to this Registration Statement, and to file the same, with all exhibits thereto, and other documentation in connection therewith, with the Commission, granting unto the said attorney-in-fact and agent full power and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that the said attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
Pursuant to the requirements of the Securities Act, this Registration Statement was signed by the following persons in the capacities and as of the date indicated.
Signature
Capacity
Date
/s/ Michael E. Golden
President and Chief Executive Officer
(Principal Executive Officer) and Director
October 4, 2005
Michael E. Golden
/s/ Robert L. Nichols
Chief Financial Officer
(Principal Accounting and Financial Officer)
October 4, 2005
Robert L. Nichols
/s/ Hugo A. Castro
Director
October 4, 2005
Hugo A. Castro
/s/ Nelson Famadas
Director
October 4, 2005
Nelson Famadas
/s/ Leonard F. Marinello
Director
October 4, 2005
Leonard F. Marinello
II-5
EXHIBIT INDEX
Regulation S-B
Exhibit Number
Description
4.1
Amended and Restated Certificate of Incorporation of PanAmerican Bancorp.*
4.2
Amended and Restated By-Laws of PanAmerican Bancorp.**
5.1
Opinion of Blank Rome LLP.
10.1
Amended and Restated PanAmerican Bancorp Incentive Stock Option Plan.
10.2
Amended and Restated PanAmerican Bancorp Directors Stock Option Plan.
23.1
Consent of Crowe Chizek and Company LLC.
23.2
Consent of Blank Rome LLP (included in Exhibit 5.1).
24.1
Power of Attorney (included on the Signature Page).
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*
Incorporated hereby by reference to Appendix A of the Company's definitive Proxy Statement related to its Special Meeting of Stockholders on Schedule 14A (File No. 0-22911) filed with the Commission on June 17, 2005.
**
Incorporated hereby by reference to Exhibit 3.2 of the Company's Current Report on Form 8-K (Registration No. 0-22911) filed with the Commission on August 2, 2005.