content: <?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
    <headerData>
      <submissionType>144</submissionType>
      <filerInfo>
        <filer>
          <filerCredentials>
            <cik>0001209170</cik>
            <ccc>XXXXXXXX</ccc>
          </filerCredentials>
        </filer>
        <liveTestFlag>LIVE</liveTestFlag>
  
  
      </filerInfo>
    </headerData>
    <formData>
      <issuerInfo>
        <issuerCik>0001547903</issuerCik>
        <issuerName>NMI Holdings, Inc.</issuerName>
        <secFileNumber>001-36174</secFileNumber>
        <issuerAddress>
          <com:street1>2100 POWELL STREET, 12TH FLOOR</com:street1>
          <com:city>EMERYVILLE</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94608</com:zipCode>
        </issuerAddress>
        <issuerContactPhone>(855) 530-6642</issuerContactPhone>
        <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>EMBLER MICHAEL J</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
        <relationshipsToIssuer>
          <relationshipToIssuer>Director</relationshipToIssuer>
        </relationshipsToIssuer>
      </issuerInfo>
      <securitiesInformation>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <brokerOrMarketmakerDetails>
          <name>Fidelity Brokerage Services LLC</name>
          <address>
            <com:street1>245 Summer Street</com:street1>
            <com:city>BOSTON</com:city>
            <com:stateOrCountry>MA</com:stateOrCountry>
            <com:zipCode>02110</com:zipCode>
          </address>
        </brokerOrMarketmakerDetails>
        <noOfUnitsSold>26010</noOfUnitsSold>
        <aggregateMarketValue>1016912.80</aggregateMarketValue>
        <noOfUnitsOutstanding>80275167</noOfUnitsOutstanding>
        <approxSaleDate>07/31/2024</approxSaleDate>
        <securitiesExchangeName>NASDAQ</securitiesExchangeName>
      </securitiesInformation>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>05/10/2019</acquiredDate>
        <natureOfAcquisitionTransaction>Stock Award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>4923</amountOfSecuritiesAcquired>
        <paymentDate>05/10/2019</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>05/14/2021</acquiredDate>
        <natureOfAcquisitionTransaction>Stock Award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>9015</amountOfSecuritiesAcquired>
        <paymentDate>05/14/2021</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>05/12/2023</acquiredDate>
        <natureOfAcquisitionTransaction>Stock Award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>6940</amountOfSecuritiesAcquired>
        <paymentDate>05/12/2023</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>05/13/2022</acquiredDate>
        <natureOfAcquisitionTransaction>Stock Award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>5130</amountOfSecuritiesAcquired>
        <paymentDate>05/13/2022</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
      <noticeSignature>
        <noticeDate>07/31/2024</noticeDate>
        <signature>/s/ Jordyn Davis as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for EMBLER MICHAEL J</signature>
      </noticeSignature>
    </formData>
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text: 144
  0001209170
  XXXXXXXX
  LIVE
  0001547903
  NMI Holdings, Inc.
  001-36174
  2100 POWELL STREET, 12TH FLOOR
  EMERYVILLE
  CA
  94608
  (855) 530-6642
  EMBLER MICHAEL J
  Director
  Common
  Fidelity Brokerage Services LLC
  245 Summer Street
  BOSTON
  MA
  02110
  26010
  1016912.80
  80275167
  07/31/2024
  NASDAQ
  Common
  05/10/2019
  Stock Award
  Issuer
  N
  4923
  05/10/2019
  Compensation
  Common
  05/14/2021
  Stock Award
  Issuer
  N
  9015
  05/14/2021
  Compensation
  Common
  05/12/2023
  Stock Award
  Issuer
  N
  6940
  05/12/2023
  Compensation
  Common
  05/13/2022
  Stock Award
  Issuer
  N
  5130
  05/13/2022
  Compensation
  Y
  07/31/2024
  /s/ Jordyn Davis as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for EMBLER MICHAEL J