content: <?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
    <headerData>
      <submissionType>144</submissionType>
      <filerInfo>
        <filer>
          <filerCredentials>
            <cik>0001321231</cik>
            <ccc>XXXXXXXX</ccc>
          </filerCredentials>
        </filer>
        <liveTestFlag>LIVE</liveTestFlag>
  
  
  
      </filerInfo>
    </headerData>
    <formData>
      <issuerInfo>
        <issuerCik>0000701347</issuerCik>
        <issuerName>CENTRAL PACIFIC FINANCIAL CORP</issuerName>
        <secFileNumber>001-31567</secFileNumber>
        <issuerAddress>
          <com:street1>220 S KING ST</com:street1>
          <com:city>HONOLULU</com:city>
          <com:stateOrCountry>HI</com:stateOrCountry>
          <com:zipCode>96813</com:zipCode>
        </issuerAddress>
        <issuerContactPhone>8085440500</issuerContactPhone>
        <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Yonamine Paul K</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
        <relationshipsToIssuer>
          <relationshipToIssuer>Director</relationshipToIssuer>
        </relationshipsToIssuer>
      </issuerInfo>
      <securitiesInformation>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <brokerOrMarketmakerDetails>
          <name>Citigroup Global Markets Inc</name>
          <address>
            <com:street1>388 Greenwich Street</com:street1>
            <com:city>New York</com:city>
            <com:stateOrCountry>NY</com:stateOrCountry>
            <com:zipCode>10013</com:zipCode>
          </address>
        </brokerOrMarketmakerDetails>
        <noOfUnitsSold>2765</noOfUnitsSold>
        <aggregateMarketValue>72747.15</aggregateMarketValue>
        <noOfUnitsOutstanding>27087154</noOfUnitsOutstanding>
        <approxSaleDate>06/05/2025</approxSaleDate>
        <securitiesExchangeName>nyse</securitiesExchangeName>
      </securitiesInformation>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>02/15/2019</acquiredDate>
        <natureOfAcquisitionTransaction>RSU &amp; PSU Rewards Compensation</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>94828</amountOfSecuritiesAcquired>
        <paymentDate>02/15/2022</paymentDate>
        <natureOfPayment>Compensation for services rendered</natureOfPayment>
      </securitiesToBeSold>
      <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
      <noticeSignature>
        <noticeDate>06/09/2025</noticeDate>
        <planAdoptionDates>
          <planAdoptionDate>03/05/2025</planAdoptionDate>
        </planAdoptionDates>
        <signature>/s/ Paul Yonamine</signature>
      </noticeSignature>
    </formData>
  </edgarSubmission>
metadata_documents: [{"type": "144", "sequence": "1", "filename": "primary_doc.xml", "secsgml_size_bytes": 2862}]
text: 144
  0001321231
  XXXXXXXX
  LIVE
  0000701347
  CENTRAL PACIFIC FINANCIAL CORP
  001-31567
  220 S KING ST
  HONOLULU
  HI
  96813
  8085440500
  Yonamine Paul K
  Director
  Common
  Citigroup Global Markets Inc
  388 Greenwich Street
  New York
  NY
  10013
  2765
  72747.15
  27087154
  06/05/2025
  nyse
  Common
  02/15/2019
  RSU & PSU Rewards Compensation
  Issuer
  N
  94828
  02/15/2022
  Compensation for services rendered
  Y
  06/09/2025
  03/05/2025
  /s/ Paul Yonamine