content: <?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
    <headerData>
      <submissionType>144</submissionType>
      <filerInfo>
        <filer>
          <filerCredentials>
            <cik>0001198960</cik>
            <ccc>XXXXXXXX</ccc>
          </filerCredentials>
        </filer>
        <liveTestFlag>LIVE</liveTestFlag>
  
  
  
      </filerInfo>
    </headerData>
    <formData>
      <issuerInfo>
        <issuerCik>0000850141</issuerCik>
        <issuerName>HORACE MANN EDUCATORS CORP /DE/</issuerName>
        <secFileNumber>001-10890</secFileNumber>
        <issuerAddress>
          <com:street1>1 HORACE MANN PLZ</com:street1>
          <com:city>SPRINGFIELD</com:city>
          <com:stateOrCountry>IL</com:stateOrCountry>
          <com:zipCode>62715-0001</com:zipCode>
        </issuerAddress>
        <issuerContactPhone>2177892500</issuerContactPhone>
        <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>ZURAITIS MARITA</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
        <relationshipsToIssuer>
          <relationshipToIssuer>Officer</relationshipToIssuer>
          <relationshipToIssuer>Director</relationshipToIssuer>
        </relationshipsToIssuer>
      </issuerInfo>
      <securitiesInformation>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <brokerOrMarketmakerDetails>
          <name>Fidelity Brokerage Services LLC</name>
          <address>
            <com:street1>900 Salem Street</com:street1>
            <com:city>Smithfield</com:city>
            <com:stateOrCountry>RI</com:stateOrCountry>
            <com:zipCode>02917</com:zipCode>
          </address>
        </brokerOrMarketmakerDetails>
        <noOfUnitsSold>42117</noOfUnitsSold>
        <aggregateMarketValue>1560914.67</aggregateMarketValue>
        <noOfUnitsOutstanding>40768813</noOfUnitsOutstanding>
        <approxSaleDate>10/17/2024</approxSaleDate>
        <securitiesExchangeName>NYSE</securitiesExchangeName>
      </securitiesInformation>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>10/17/2024</acquiredDate>
        <natureOfAcquisitionTransaction>Option Granted - 03/04/2015</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>26117</amountOfSecuritiesAcquired>
        <paymentDate>10/17/2024</paymentDate>
        <natureOfPayment>Cash</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/05/2022</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>504</amountOfSecuritiesAcquired>
        <paymentDate>03/05/2022</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/03/2021</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>921</amountOfSecuritiesAcquired>
        <paymentDate>03/03/2021</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/05/2019</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>14575</amountOfSecuritiesAcquired>
        <paymentDate>03/05/2019</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
      <noticeSignature>
        <noticeDate>10/17/2024</noticeDate>
        <planAdoptionDates>
          <planAdoptionDate>03/14/2024</planAdoptionDate>
        </planAdoptionDates>
        <signature>/s/ Daniel Tucci, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Marita Zuraitis</signature>
      </noticeSignature>
    </formData>
  </edgarSubmission>
metadata_documents: [{"type": "144", "sequence": "1", "filename": "primary_doc.xml", "secsgml_size_bytes": 4628}]
text: 144
  0001198960
  XXXXXXXX
  LIVE
  0000850141
  HORACE MANN EDUCATORS CORP /DE/
  001-10890
  1 HORACE MANN PLZ
  SPRINGFIELD
  IL
  62715-0001
  2177892500
  ZURAITIS MARITA
  Officer
  Director
  Common
  Fidelity Brokerage Services LLC
  900 Salem Street
  Smithfield
  RI
  02917
  42117
  1560914.67
  40768813
  10/17/2024
  NYSE
  Common
  10/17/2024
  Option Granted - 03/04/2015
  Issuer
  N
  26117
  10/17/2024
  Cash
  Common
  03/05/2022
  Restricted Stock Vesting
  Issuer
  N
  504
  03/05/2022
  Compensation
  Common
  03/03/2021
  Restricted Stock Vesting
  Issuer
  N
  921
  03/03/2021
  Compensation
  Common
  03/05/2019
  Restricted Stock Vesting
  Issuer
  N
  14575
  03/05/2019
  Compensation
  Y
  10/17/2024
  03/14/2024
  /s/ Daniel Tucci, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Marita Zuraitis