content: <?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
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    <headerData>
      <submissionType>144</submissionType>
      <filerInfo>
        <filer>
          <filerCredentials>
            <cik>0001973445</cik>
            <ccc>XXXXXXXX</ccc>
          </filerCredentials>
        </filer>
        <liveTestFlag>LIVE</liveTestFlag>
  
  
  
      </filerInfo>
    </headerData>
    <formData>
      <issuerInfo>
        <issuerCik>0001691493</issuerCik>
        <issuerName>Nu Holdings Ltd.</issuerName>
        <secFileNumber>001-41129</secFileNumber>
        <issuerAddress>
          <com:street1>Willow House, Cricket Square, Floor 4</com:street1>
          <com:street2>Grand Cayman</com:street2>
          <com:city>Cayman Islands</com:city>
          <com:stateOrCountry>E9</com:stateOrCountry>
          <com:zipCode>KY 1-9010</com:zipCode>
        </issuerAddress>
        <issuerContactPhone>345-949-2648</issuerContactPhone>
        <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Cristina Helena Zingaretti Junqueira</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
        <relationshipsToIssuer>
          <relationshipToIssuer>Affiliate</relationshipToIssuer>
        </relationshipsToIssuer>
      </issuerInfo>
      <securitiesInformation>
        <securitiesClassTitle>Class A Common Shares</securitiesClassTitle>
        <brokerOrMarketmakerDetails>
          <name>J.P. Morgan Securities LLC</name>
          <address>
            <com:street1>390 Madison Avenue - 6th Floor</com:street1>
            <com:city>New York</com:city>
            <com:stateOrCountry>NY</com:stateOrCountry>
            <com:zipCode>10017</com:zipCode>
          </address>
        </brokerOrMarketmakerDetails>
        <noOfUnitsSold>1000000</noOfUnitsSold>
        <aggregateMarketValue>8830000</aggregateMarketValue>
        <noOfUnitsOutstanding>3650000000</noOfUnitsOutstanding>
        <approxSaleDate>11/15/2023</approxSaleDate>
        <securitiesExchangeName>NYSE</securitiesExchangeName>
      </securitiesInformation>
      <securitiesToBeSold>
        <securitiesClassTitle>Class A Common Shares</securitiesClassTitle>
        <acquiredDate>12/09/2021</acquiredDate>
        <natureOfAcquisitionTransaction>IPO shares</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>1000000</amountOfSecuritiesAcquired>
        <paymentDate>12/09/2021</paymentDate>
        <natureOfPayment>N/A</natureOfPayment>
      </securitiesToBeSold>
      <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
      <securitiesSoldInPast3Months>
        <sellerDetails>
          <name>CHJZ Investments Limited</name>
          <address>
            <com:street1>Willow House, Cricket Square, Floor 4</com:street1>
            <com:city>Grand Cayman</com:city>
            <com:stateOrCountry>E9</com:stateOrCountry>
            <com:zipCode>KY 1-9010</com:zipCode>
          </address>
        </sellerDetails>
        <securitiesClassTitle>Class A Common Shares</securitiesClassTitle>
        <saleDate>08/24/2023</saleDate>
        <amountOfSecuritiesSold>714000</amountOfSecuritiesSold>
        <grossProceeds>5044391</grossProceeds>
      </securitiesSoldInPast3Months>
      <noticeSignature>
        <noticeDate>11/15/2023</noticeDate>
        <signature>/s/ J.P. Morgan Securities LLC as agent and attorney-in-fact for Cristina Helena Zingaretti Junqueira</signature>
      </noticeSignature>
    </formData>
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text: 144
  0001973445
  XXXXXXXX
  LIVE
  0001691493
  Nu Holdings Ltd.
  001-41129
  Willow House, Cricket Square, Floor 4
  Grand Cayman
  Cayman Islands
  E9
  KY 1-9010
  345-949-2648
  Cristina Helena Zingaretti Junqueira
  Affiliate
  Class A Common Shares
  J.P. Morgan Securities LLC
  390 Madison Avenue - 6th Floor
  New York
  NY
  10017
  1000000
  8830000
  3650000000
  11/15/2023
  NYSE
  Class A Common Shares
  12/09/2021
  IPO shares
  Issuer
  N
  1000000
  12/09/2021
  N/A
  N
  CHJZ Investments Limited
  Willow House, Cricket Square, Floor 4
  Grand Cayman
  E9
  KY 1-9010
  Class A Common Shares
  08/24/2023
  714000
  5044391
  11/15/2023
  /s/ J.P. Morgan Securities LLC as agent and attorney-in-fact for Cristina Helena Zingaretti Junqueira