content: <?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
    <headerData>
      <submissionType>144</submissionType>
      <filerInfo>
        <filer>
          <filerCredentials>
            <cik>0001247242</cik>
            <ccc>XXXXXXXX</ccc>
          </filerCredentials>
        </filer>
        <liveTestFlag>LIVE</liveTestFlag>
  
  
  
      </filerInfo>
    </headerData>
    <formData>
      <issuerInfo>
        <issuerCik>0000850141</issuerCik>
        <issuerName>HORACE MANN EDUCATORS CORP /DE/</issuerName>
        <secFileNumber>001-10890</secFileNumber>
        <issuerAddress>
          <com:street1>1 HORACE MANN PLZ</com:street1>
          <com:city>SPRINGFIELD</com:city>
          <com:stateOrCountry>IL</com:stateOrCountry>
          <com:zipCode>62715-0001</com:zipCode>
        </issuerAddress>
        <issuerContactPhone>2177892500</issuerContactPhone>
        <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>CONKLIN BRET A</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
        <relationshipsToIssuer>
          <relationshipToIssuer>Officer</relationshipToIssuer>
        </relationshipsToIssuer>
      </issuerInfo>
      <securitiesInformation>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <brokerOrMarketmakerDetails>
          <name>Fidelity Brokerage Services LLC</name>
          <address>
            <com:street1>900 Salem Street</com:street1>
            <com:city>Smithfield</com:city>
            <com:stateOrCountry>RI</com:stateOrCountry>
            <com:zipCode>02917</com:zipCode>
          </address>
        </brokerOrMarketmakerDetails>
        <noOfUnitsSold>4760</noOfUnitsSold>
        <aggregateMarketValue>204204.48</aggregateMarketValue>
        <noOfUnitsOutstanding>40779105</noOfUnitsOutstanding>
        <approxSaleDate>06/05/2025</approxSaleDate>
        <securitiesExchangeName>NYSE</securitiesExchangeName>
      </securitiesInformation>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>06/05/2025</acquiredDate>
        <natureOfAcquisitionTransaction>Option Granted - 03/08/2023</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>4760</amountOfSecuritiesAcquired>
        <paymentDate>06/05/2025</paymentDate>
        <natureOfPayment>Cash</natureOfPayment>
      </securitiesToBeSold>
      <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
      <securitiesSoldInPast3Months>
        <sellerDetails>
          <name>Bret A. Conklin</name>
          <address>
            <com:street1>1 Horace Mann Plaza</com:street1>
            <com:city>Springfield</com:city>
            <com:stateOrCountry>IL</com:stateOrCountry>
            <com:zipCode>62715-0001</com:zipCode>
          </address>
        </sellerDetails>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <saleDate>05/28/2025</saleDate>
        <amountOfSecuritiesSold>15472</amountOfSecuritiesSold>
        <grossProceeds>673379.46</grossProceeds>
      </securitiesSoldInPast3Months>
      <securitiesSoldInPast3Months>
        <sellerDetails>
          <name>Bret A. Conklin</name>
          <address>
            <com:street1>1 Horace Mann Plaza</com:street1>
            <com:city>Springfield</com:city>
            <com:stateOrCountry>IL</com:stateOrCountry>
            <com:zipCode>62715-0001</com:zipCode>
          </address>
        </sellerDetails>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <saleDate>05/29/2025</saleDate>
        <amountOfSecuritiesSold>4728</amountOfSecuritiesSold>
        <grossProceeds>204166.86</grossProceeds>
      </securitiesSoldInPast3Months>
      <securitiesSoldInPast3Months>
        <sellerDetails>
          <name>Bret A. Conklin</name>
          <address>
            <com:street1>1 Horace Mann Plaza</com:street1>
            <com:city>Springfield</com:city>
            <com:stateOrCountry>IL</com:stateOrCountry>
            <com:zipCode>62715-0001</com:zipCode>
          </address>
        </sellerDetails>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <saleDate>05/30/2025</saleDate>
        <amountOfSecuritiesSold>4707</amountOfSecuritiesSold>
        <grossProceeds>203860.19</grossProceeds>
      </securitiesSoldInPast3Months>
      <securitiesSoldInPast3Months>
        <sellerDetails>
          <name>Bret A. Conklin</name>
          <address>
            <com:street1>1 Horace Mann Plaza</com:street1>
            <com:city>Springfield</com:city>
            <com:stateOrCountry>IL</com:stateOrCountry>
            <com:zipCode>62715-0001</com:zipCode>
          </address>
        </sellerDetails>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <saleDate>06/02/2025</saleDate>
        <amountOfSecuritiesSold>4728</amountOfSecuritiesSold>
        <grossProceeds>203565.93</grossProceeds>
      </securitiesSoldInPast3Months>
      <securitiesSoldInPast3Months>
        <sellerDetails>
          <name>Bret A. Conklin</name>
          <address>
            <com:street1>1 Horace Mann Plaza</com:street1>
            <com:city>Springfield</com:city>
            <com:stateOrCountry>IL</com:stateOrCountry>
            <com:zipCode>62715-0001</com:zipCode>
          </address>
        </sellerDetails>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <saleDate>06/03/2025</saleDate>
        <amountOfSecuritiesSold>6486</amountOfSecuritiesSold>
        <grossProceeds>282480.86</grossProceeds>
      </securitiesSoldInPast3Months>
      <securitiesSoldInPast3Months>
        <sellerDetails>
          <name>Bret A. Conklin</name>
          <address>
            <com:street1>1 Horace Mann Plaza</com:street1>
            <com:city>Springfield</com:city>
            <com:stateOrCountry>IL</com:stateOrCountry>
            <com:zipCode>62715-0001</com:zipCode>
          </address>
        </sellerDetails>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <saleDate>06/04/2025</saleDate>
        <amountOfSecuritiesSold>4752</amountOfSecuritiesSold>
        <grossProceeds>204859.20</grossProceeds>
      </securitiesSoldInPast3Months>
      <noticeSignature>
        <noticeDate>06/05/2025</noticeDate>
        <signature>/s/ Daniel Tucci, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Bret Conklin</signature>
      </noticeSignature>
    </formData>
  </edgarSubmission>
metadata_documents: [{"type": "144", "sequence": "1", "filename": "primary_doc.xml", "secsgml_size_bytes": 6396}]
text: 144
  0001247242
  XXXXXXXX
  LIVE
  0000850141
  HORACE MANN EDUCATORS CORP /DE/
  001-10890
  1 HORACE MANN PLZ
  SPRINGFIELD
  IL
  62715-0001
  2177892500
  CONKLIN BRET A
  Officer
  Common
  Fidelity Brokerage Services LLC
  900 Salem Street
  Smithfield
  RI
  02917
  4760
  204204.48
  40779105
  06/05/2025
  NYSE
  Common
  06/05/2025
  Option Granted - 03/08/2023
  Issuer
  N
  4760
  06/05/2025
  Cash
  N
  Bret A. Conklin
  1 Horace Mann Plaza
  Springfield
  IL
  62715-0001
  Common
  05/28/2025
  15472
  673379.46
  Bret A. Conklin
  1 Horace Mann Plaza
  Springfield
  IL
  62715-0001
  Common
  05/29/2025
  4728
  204166.86
  Bret A. Conklin
  1 Horace Mann Plaza
  Springfield
  IL
  62715-0001
  Common
  05/30/2025
  4707
  203860.19
  Bret A. Conklin
  1 Horace Mann Plaza
  Springfield
  IL
  62715-0001
  Common
  06/02/2025
  4728
  203565.93
  Bret A. Conklin
  1 Horace Mann Plaza
  Springfield
  IL
  62715-0001
  Common
  06/03/2025
  6486
  282480.86
  Bret A. Conklin
  1 Horace Mann Plaza
  Springfield
  IL
  62715-0001
  Common
  06/04/2025
  4752
  204859.20
  06/05/2025
  /s/ Daniel Tucci, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Bret Conklin