content: <?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
    <headerData>
      <submissionType>144</submissionType>
      <filerInfo>
        <filer>
          <filerCredentials>
            <cik>0001591994</cik>
            <ccc>XXXXXXXX</ccc>
          </filerCredentials>
        </filer>
        <liveTestFlag>LIVE</liveTestFlag>
  
  
  
      </filerInfo>
    </headerData>
    <formData>
      <issuerInfo>
        <issuerCik>0001745916</issuerCik>
        <issuerName>PennyMac Financial Services, Inc.</issuerName>
        <secFileNumber>001-38727</secFileNumber>
        <issuerAddress>
          <com:street1>3043 TOWNSGATE ROAD</com:street1>
          <com:city>WESTLAKE VILLAGE</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>91361</com:zipCode>
        </issuerAddress>
        <issuerContactPhone>(818) 224-7442</issuerContactPhone>
        <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Perotti Daniel Stanley</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
        <relationshipsToIssuer>
          <relationshipToIssuer>Officer</relationshipToIssuer>
        </relationshipsToIssuer>
      </issuerInfo>
      <securitiesInformation>
        <securitiesClassTitle>Common Stock</securitiesClassTitle>
        <brokerOrMarketmakerDetails>
          <name>Merrill Lynch</name>
          <address>
            <com:street1>225 Liberty St</com:street1>
            <com:street2>Floor 37</com:street2>
            <com:city>New York</com:city>
            <com:stateOrCountry>NY</com:stateOrCountry>
            <com:zipCode>10281</com:zipCode>
          </address>
        </brokerOrMarketmakerDetails>
        <noOfUnitsSold>7600</noOfUnitsSold>
        <aggregateMarketValue>550012.00</aggregateMarketValue>
        <noOfUnitsOutstanding>49873664</noOfUnitsOutstanding>
        <approxSaleDate>08/15/2023</approxSaleDate>
        <securitiesExchangeName>NYSE</securitiesExchangeName>
      </securitiesInformation>
      <securitiesToBeSold>
        <securitiesClassTitle>Common Stock</securitiesClassTitle>
        <acquiredDate>06/13/2014</acquiredDate>
        <natureOfAcquisitionTransaction>Vesting of restricted stock unit award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>PennyMac Financial Services, Inc.</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>42</amountOfSecuritiesAcquired>
        <paymentDate>06/13/2014</paymentDate>
        <natureOfPayment>Granted as part of issuer equity compensation plan</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common Stock</securitiesClassTitle>
        <acquiredDate>06/13/2015</acquiredDate>
        <natureOfAcquisitionTransaction>Vesting of restricted stock unit award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>PennyMac Financial Services, Inc.</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>420</amountOfSecuritiesAcquired>
        <paymentDate>06/13/2015</paymentDate>
        <natureOfPayment>Granted as part of issuer equity compensation plan</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common Stock</securitiesClassTitle>
        <acquiredDate>06/13/2016</acquiredDate>
        <natureOfAcquisitionTransaction>Vesting of restricted stock unit award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>PennyMac Financial Services, Inc.</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>421</amountOfSecuritiesAcquired>
        <paymentDate>06/13/2016</paymentDate>
        <natureOfPayment>Granted as part of issuer equity compensation plan</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common Stock</securitiesClassTitle>
        <acquiredDate>04/03/2017</acquiredDate>
        <natureOfAcquisitionTransaction>Vesting of restricted stock unit award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>PennyMac Financial Services, Inc.</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>1520</amountOfSecuritiesAcquired>
        <paymentDate>04/03/2017</paymentDate>
        <natureOfPayment>Granted as part of issuer equity compensation plan</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common Stock</securitiesClassTitle>
        <acquiredDate>03/06/2018</acquiredDate>
        <natureOfAcquisitionTransaction>Vesting of restricted stock unit award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>PennyMac Financial Services, Inc.</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>450</amountOfSecuritiesAcquired>
        <paymentDate>03/06/2018</paymentDate>
        <natureOfPayment>Granted as part of issuer equity compensation plan</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common Stock</securitiesClassTitle>
        <acquiredDate>04/02/2018</acquiredDate>
        <natureOfAcquisitionTransaction>Vesting of restricted stock unit award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>PennyMac Financial Services, Inc.</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>4265</amountOfSecuritiesAcquired>
        <paymentDate>04/02/2018</paymentDate>
        <natureOfPayment>Granted as part of issuer equity compensation plan</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common Stock</securitiesClassTitle>
        <acquiredDate>11/01/2018</acquiredDate>
        <natureOfAcquisitionTransaction>Vesting of restricted stock unit award</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>PennyMac Financial Services, Inc.</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>482</amountOfSecuritiesAcquired>
        <paymentDate>11/01/2018</paymentDate>
        <natureOfPayment>Granted as part of issuer equity compensation plan</natureOfPayment>
      </securitiesToBeSold>
      <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
      <noticeSignature>
        <noticeDate>08/15/2023</noticeDate>
        <planAdoptionDates>
          <planAdoptionDate>03/24/2023</planAdoptionDate>
        </planAdoptionDates>
        <signature>Daniel Perotti</signature>
      </noticeSignature>
    </formData>
  </edgarSubmission>
metadata_documents: [{"type": "144", "sequence": "1", "filename": "primary_doc.xml", "secsgml_size_bytes": 6702}]
text: 144
  0001591994
  XXXXXXXX
  LIVE
  0001745916
  PennyMac Financial Services, Inc.
  001-38727
  3043 TOWNSGATE ROAD
  WESTLAKE VILLAGE
  CA
  91361
  (818) 224-7442
  Perotti Daniel Stanley
  Officer
  Common Stock
  Merrill Lynch
  225 Liberty St
  Floor 37
  New York
  NY
  10281
  7600
  550012.00
  49873664
  08/15/2023
  NYSE
  Common Stock
  06/13/2014
  Vesting of restricted stock unit award
  PennyMac Financial Services, Inc.
  N
  42
  06/13/2014
  Granted as part of issuer equity compensation plan
  Common Stock
  06/13/2015
  Vesting of restricted stock unit award
  PennyMac Financial Services, Inc.
  N
  420
  06/13/2015
  Granted as part of issuer equity compensation plan
  Common Stock
  06/13/2016
  Vesting of restricted stock unit award
  PennyMac Financial Services, Inc.
  N
  421
  06/13/2016
  Granted as part of issuer equity compensation plan
  Common Stock
  04/03/2017
  Vesting of restricted stock unit award
  PennyMac Financial Services, Inc.
  N
  1520
  04/03/2017
  Granted as part of issuer equity compensation plan
  Common Stock
  03/06/2018
  Vesting of restricted stock unit award
  PennyMac Financial Services, Inc.
  N
  450
  03/06/2018
  Granted as part of issuer equity compensation plan
  Common Stock
  04/02/2018
  Vesting of restricted stock unit award
  PennyMac Financial Services, Inc.
  N
  4265
  04/02/2018
  Granted as part of issuer equity compensation plan
  Common Stock
  11/01/2018
  Vesting of restricted stock unit award
  PennyMac Financial Services, Inc.
  N
  482
  11/01/2018
  Granted as part of issuer equity compensation plan
  Y
  08/15/2023
  03/24/2023
  Daniel Perotti