content: <?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
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      <submissionType>144</submissionType>
      <filerInfo>
        <filer>
          <filerCredentials>
            <cik>0001543801</cik>
            <ccc>XXXXXXXX</ccc>
          </filerCredentials>
        </filer>
        <liveTestFlag>LIVE</liveTestFlag>
  
  
  
      </filerInfo>
    </headerData>
    <formData>
      <issuerInfo>
        <issuerCik>0000850141</issuerCik>
        <issuerName>HORACE MANN EDUCATORS CORP /DE/</issuerName>
        <secFileNumber>001-10890</secFileNumber>
        <issuerAddress>
          <com:street1>1 HORACE MANN PLZ</com:street1>
          <com:city>SPRINGFIELD</com:city>
          <com:stateOrCountry>IL</com:stateOrCountry>
          <com:zipCode>62715-0001</com:zipCode>
        </issuerAddress>
        <issuerContactPhone>2177892500</issuerContactPhone>
        <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Sharpe Matthew P.</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
        <relationshipsToIssuer>
          <relationshipToIssuer>Former Officer</relationshipToIssuer>
        </relationshipsToIssuer>
      </issuerInfo>
      <securitiesInformation>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <brokerOrMarketmakerDetails>
          <name>Fidelity Brokerage Services LLC</name>
          <address>
            <com:street1>900 Salem Street</com:street1>
            <com:city>Smithfield</com:city>
            <com:stateOrCountry>RI</com:stateOrCountry>
            <com:zipCode>02917</com:zipCode>
          </address>
        </brokerOrMarketmakerDetails>
        <noOfUnitsSold>7512</noOfUnitsSold>
        <aggregateMarketValue>330166.25</aggregateMarketValue>
        <noOfUnitsOutstanding>40779105</noOfUnitsOutstanding>
        <approxSaleDate>05/19/2025</approxSaleDate>
        <securitiesExchangeName>NYSE</securitiesExchangeName>
      </securitiesInformation>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/08/2024</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>424</amountOfSecuritiesAcquired>
        <paymentDate>03/08/2024</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/09/2024</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>722</amountOfSecuritiesAcquired>
        <paymentDate>03/09/2024</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/05/2025</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>3986</amountOfSecuritiesAcquired>
        <paymentDate>03/05/2025</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/06/2025</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>752</amountOfSecuritiesAcquired>
        <paymentDate>03/06/2025</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/08/2025</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>842</amountOfSecuritiesAcquired>
        <paymentDate>03/08/2025</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <securitiesToBeSold>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <acquiredDate>03/09/2025</acquiredDate>
        <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
        <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
        <isGiftTransaction>N</isGiftTransaction>
        <amountOfSecuritiesAcquired>786</amountOfSecuritiesAcquired>
        <paymentDate>03/09/2025</paymentDate>
        <natureOfPayment>Compensation</natureOfPayment>
      </securitiesToBeSold>
      <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
      <securitiesSoldInPast3Months>
        <sellerDetails>
          <name>Matthew P. Sharpe</name>
          <address>
            <com:street1>1 Horace Mann Plaza</com:street1>
            <com:city>Springfield</com:city>
            <com:stateOrCountry>IL</com:stateOrCountry>
            <com:zipCode>62715-0001</com:zipCode>
          </address>
        </sellerDetails>
        <securitiesClassTitle>Common</securitiesClassTitle>
        <saleDate>05/16/2025</saleDate>
        <amountOfSecuritiesSold>12520</amountOfSecuritiesSold>
        <grossProceeds>541062.43</grossProceeds>
      </securitiesSoldInPast3Months>
      <noticeSignature>
        <noticeDate>05/19/2025</noticeDate>
        <signature>/s/ Joshua Schmitt, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Matthew P. Sharpe.</signature>
      </noticeSignature>
    </formData>
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text: 144
  0001543801
  XXXXXXXX
  LIVE
  0000850141
  HORACE MANN EDUCATORS CORP /DE/
  001-10890
  1 HORACE MANN PLZ
  SPRINGFIELD
  IL
  62715-0001
  2177892500
  Sharpe Matthew P.
  Former Officer
  Common
  Fidelity Brokerage Services LLC
  900 Salem Street
  Smithfield
  RI
  02917
  7512
  330166.25
  40779105
  05/19/2025
  NYSE
  Common
  03/08/2024
  Restricted Stock Vesting
  Issuer
  N
  424
  03/08/2024
  Compensation
  Common
  03/09/2024
  Restricted Stock Vesting
  Issuer
  N
  722
  03/09/2024
  Compensation
  Common
  03/05/2025
  Restricted Stock Vesting
  Issuer
  N
  3986
  03/05/2025
  Compensation
  Common
  03/06/2025
  Restricted Stock Vesting
  Issuer
  N
  752
  03/06/2025
  Compensation
  Common
  03/08/2025
  Restricted Stock Vesting
  Issuer
  N
  842
  03/08/2025
  Compensation
  Common
  03/09/2025
  Restricted Stock Vesting
  Issuer
  N
  786
  03/09/2025
  Compensation
  N
  Matthew P. Sharpe
  1 Horace Mann Plaza
  Springfield
  IL
  62715-0001
  Common
  05/16/2025
  12520
  541062.43
  05/19/2025
  /s/ Joshua Schmitt, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Matthew P. Sharpe.