content: <?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <headerData>
  <submissionType>144</submissionType>
  <filerInfo>
  <filer>
  <filerCredentials>
  <cik>0001556891</cik>
  <ccc>XXXXXXXX</ccc>
  </filerCredentials>
  </filer>
  <liveTestFlag>LIVE</liveTestFlag>
  </filerInfo>
  </headerData>
  <formData>
  <issuerInfo>
  <issuerCik>0001070680</issuerCik>
  <issuerName>CF BANKSHARES INC</issuerName>
  <secFileNumber>000-25045</secFileNumber>
  <issuerAddress>
  <street1 xmlns="http://www.sec.gov/edgar/common">C/O CFBANK</street1>
  <street2 xmlns="http://www.sec.gov/edgar/common">4960 EAST DUBLIN GRANVILLE RD</street2>
  <city xmlns="http://www.sec.gov/edgar/common">COLUMBUS</city>
  <stateOrCountry xmlns="http://www.sec.gov/edgar/common">OH</stateOrCountry>
  <zipCode xmlns="http://www.sec.gov/edgar/common">43081</zipCode>
  </issuerAddress>
  <issuerContactPhone>(614) -334-7979</issuerContactPhone>
  <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>O'Dell Timothy T</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
  <relationshipsToIssuer>
  <relationshipToIssuer>Officer</relationshipToIssuer>
  <relationshipToIssuer>Director</relationshipToIssuer>
  </relationshipsToIssuer>
  </issuerInfo>
  <securitiesInformation>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <brokerOrMarketmakerDetails>
  <name>McDonald Partners, LLC</name>
  <address>
  <street1 xmlns="http://www.sec.gov/edgar/common">1301 E. 9th Street</street1>
  <street2 xmlns="http://www.sec.gov/edgar/common">Suite 3700</street2>
  <city xmlns="http://www.sec.gov/edgar/common">Cleveland</city>
  <stateOrCountry xmlns="http://www.sec.gov/edgar/common">OH</stateOrCountry>
  <zipCode xmlns="http://www.sec.gov/edgar/common">44114</zipCode>
  </address>
  </brokerOrMarketmakerDetails>
  <noOfUnitsSold>22800</noOfUnitsSold>
  <aggregateMarketValue>637944</aggregateMarketValue>
  <noOfUnitsOutstanding>5125885</noOfUnitsOutstanding>
  <approxSaleDate>11/15/2024</approxSaleDate>
  <securitiesExchangeName>NASDAQ Capital Mkt</securitiesExchangeName>
  </securitiesInformation>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>11/20/2014</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>727</amountOfSecuritiesAcquired>
  <paymentDate>11/20/2014</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>05/29/2015</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>164</amountOfSecuritiesAcquired>
  <paymentDate>05/29/2015</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>06/01/2015</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>1654</amountOfSecuritiesAcquired>
  <paymentDate>06/01/2015</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>05/30/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>503</amountOfSecuritiesAcquired>
  <paymentDate>05/30/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/04/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>91</amountOfSecuritiesAcquired>
  <paymentDate>08/04/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/04/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>706</amountOfSecuritiesAcquired>
  <paymentDate>08/04/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/08/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>218</amountOfSecuritiesAcquired>
  <paymentDate>08/08/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/14/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>909</amountOfSecuritiesAcquired>
  <paymentDate>08/14/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/09/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>418</amountOfSecuritiesAcquired>
  <paymentDate>08/09/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/09/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>909</amountOfSecuritiesAcquired>
  <paymentDate>08/09/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/11/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>909</amountOfSecuritiesAcquired>
  <paymentDate>08/11/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/15/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>18</amountOfSecuritiesAcquired>
  <paymentDate>08/15/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/15/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>909</amountOfSecuritiesAcquired>
  <paymentDate>08/15/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/16/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>100</amountOfSecuritiesAcquired>
  <paymentDate>08/16/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>08/17/2017</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>1</amountOfSecuritiesAcquired>
  <paymentDate>08/17/2017</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>03/02/2018</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>208</amountOfSecuritiesAcquired>
  <paymentDate>03/02/2018</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>03/05/2018</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>828</amountOfSecuritiesAcquired>
  <paymentDate>03/05/2018</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>03/07/2018</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>1455</amountOfSecuritiesAcquired>
  <paymentDate>03/07/2018</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>03/08/2018</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>909</amountOfSecuritiesAcquired>
  <paymentDate>03/08/2018</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>03/13/2018</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>164</amountOfSecuritiesAcquired>
  <paymentDate>03/13/2018</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>05/09/2019</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>1000</amountOfSecuritiesAcquired>
  <paymentDate>05/09/2019</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>03/06/2020</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>1000</amountOfSecuritiesAcquired>
  <paymentDate>03/06/2020</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>03/10/2020</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>1000</amountOfSecuritiesAcquired>
  <paymentDate>03/10/2020</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>11/23/2021</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>3923</amountOfSecuritiesAcquired>
  <paymentDate>11/23/2021</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>12/01/2021</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>1077</amountOfSecuritiesAcquired>
  <paymentDate>12/01/2021</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <securitiesToBeSold>
  <securitiesClassTitle>Common Stock</securitiesClassTitle>
  <acquiredDate>09/15/2023</acquiredDate>
  <natureOfAcquisitionTransaction>Open Market Purchase</natureOfAcquisitionTransaction>
  <nameOfPersonfromWhomAcquired>N/A</nameOfPersonfromWhomAcquired>
  <isGiftTransaction>N</isGiftTransaction>
  <amountOfSecuritiesAcquired>3000</amountOfSecuritiesAcquired>
  <paymentDate>09/15/2023</paymentDate>
  <natureOfPayment>Cash</natureOfPayment>
  </securitiesToBeSold>
  <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
  <remarks>Aggregate market value is based on 11/06/24 closing price of $27.98.  The approximate date of sale ranges from 11/15/24 to 12/17/24.</remarks>
  <noticeSignature>
  <noticeDate>11/14/2024</noticeDate>
  <signature>Timothy T. O'Dell</signature>
  </noticeSignature>
  </formData>
  </edgarSubmission>
metadata_documents: [{"type": "144", "sequence": "1", "filename": "primary_doc.xml", "secsgml_size_bytes": 14811}]
text: 144
  0001556891
  XXXXXXXX
  LIVE
  0001070680
  CF BANKSHARES INC
  000-25045
  C/O CFBANK
  4960 EAST DUBLIN GRANVILLE RD
  COLUMBUS
  OH
  43081
  (614) -334-7979
  O'Dell Timothy T
  Officer
  Director
  Common Stock
  McDonald Partners, LLC
  1301 E. 9th Street
  Suite 3700
  Cleveland
  OH
  44114
  22800
  637944
  5125885
  11/15/2024
  NASDAQ Capital Mkt
  Common Stock
  11/20/2014
  Open Market Purchase
  N/A
  N
  727
  11/20/2014
  Cash
  Common Stock
  05/29/2015
  Open Market Purchase
  N/A
  N
  164
  05/29/2015
  Cash
  Common Stock
  06/01/2015
  Open Market Purchase
  N/A
  N
  1654
  06/01/2015
  Cash
  Common Stock
  05/30/2017
  Open Market Purchase
  N/A
  N
  503
  05/30/2017
  Cash
  Common Stock
  08/04/2017
  Open Market Purchase
  N/A
  N
  91
  08/04/2017
  Cash
  Common Stock
  08/04/2017
  Open Market Purchase
  N/A
  N
  706
  08/04/2017
  Cash
  Common Stock
  08/08/2017
  Open Market Purchase
  N/A
  N
  218
  08/08/2017
  Cash
  Common Stock
  08/14/2017
  Open Market Purchase
  N/A
  N
  909
  08/14/2017
  Cash
  Common Stock
  08/09/2017
  Open Market Purchase
  N/A
  N
  418
  08/09/2017
  Cash
  Common Stock
  08/09/2017
  Open Market Purchase
  N/A
  N
  909
  08/09/2017
  Cash
  Common Stock
  08/11/2017
  Open Market Purchase
  N/A
  N
  909
  08/11/2017
  Cash
  Common Stock
  08/15/2017
  Open Market Purchase
  N/A
  N
  18
  08/15/2017
  Cash
  Common Stock
  08/15/2017
  Open Market Purchase
  N/A
  N
  909
  08/15/2017
  Cash
  Common Stock
  08/16/2017
  Open Market Purchase
  N/A
  N
  100
  08/16/2017
  Cash
  Common Stock
  08/17/2017
  Open Market Purchase
  N/A
  N
  1
  08/17/2017
  Cash
  Common Stock
  03/02/2018
  Open Market Purchase
  N/A
  N
  208
  03/02/2018
  Cash
  Common Stock
  03/05/2018
  Open Market Purchase
  N/A
  N
  828
  03/05/2018
  Cash
  Common Stock
  03/07/2018
  Open Market Purchase
  N/A
  N
  1455
  03/07/2018
  Cash
  Common Stock
  03/08/2018
  Open Market Purchase
  N/A
  N
  909
  03/08/2018
  Cash
  Common Stock
  03/13/2018
  Open Market Purchase
  N/A
  N
  164
  03/13/2018
  Cash
  Common Stock
  05/09/2019
  Open Market Purchase
  N/A
  N
  1000
  05/09/2019
  Cash
  Common Stock
  03/06/2020
  Open Market Purchase
  N/A
  N
  1000
  03/06/2020
  Cash
  Common Stock
  03/10/2020
  Open Market Purchase
  N/A
  N
  1000
  03/10/2020
  Cash
  Common Stock
  11/23/2021
  Open Market Purchase
  N/A
  N
  3923
  11/23/2021
  Cash
  Common Stock
  12/01/2021
  Open Market Purchase
  N/A
  N
  1077
  12/01/2021
  Cash
  Common Stock
  09/15/2023
  Open Market Purchase
  N/A
  N
  3000
  09/15/2023
  Cash
  Y
  Aggregate market value is based on 11/06/24 closing price of $27.98.  The approximate date of sale ranges from 11/15/24 to 12/17/24.
  11/14/2024
  Timothy T. O'Dell