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            <filer>
                <filerCredentials>
                    <cik>0001683056</cik>
                    <ccc>XXXXXXXX</ccc>
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            </filer>
            <liveTestFlag>LIVE</liveTestFlag>



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        <issuerInfo>
            <issuerCik>0001428336</issuerCik>
            <issuerName>HEALTHEQUITY, INC.</issuerName>
            <secFileNumber>001-36568</secFileNumber>
            <issuerAddress>
                <ns2:street1>15 West Scenic Pointe Drive</ns2:street1>
                <ns2:street2>Suite 100</ns2:street2>
                <ns2:city>Draper</ns2:city>
                <ns2:stateOrCountry>UT</ns2:stateOrCountry>
                <ns2:zipCode>84020</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>(801) 727-1000</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>DELANO W LADD IV</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>2558</noOfUnitsSold>
            <aggregateMarketValue>211265.22</aggregateMarketValue>
            <noOfUnitsOutstanding>85801144</noOfUnitsOutstanding>
            <approxSaleDate>03/01/2024</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <acquiredDate>03/26/2022</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>666</amountOfSecuritiesAcquired>
            <paymentDate>03/26/2022</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <acquiredDate>03/26/2020</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>661</amountOfSecuritiesAcquired>
            <paymentDate>03/26/2020</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <acquiredDate>03/26/2023</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>674</amountOfSecuritiesAcquired>
            <paymentDate>03/26/2023</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <acquiredDate>03/26/2021</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>557</amountOfSecuritiesAcquired>
            <paymentDate>03/26/2021</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>DELANO W LADD IV</name>
                <address>
                    <ns2:street1>15 West Scenic Pointe Drive</ns2:street1>
                    <ns2:street2>Suite 100</ns2:street2>
                    <ns2:city>Draper</ns2:city>
                    <ns2:stateOrCountry>UT</ns2:stateOrCountry>
                    <ns2:zipCode>84020</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>02/09/2024</saleDate>
            <amountOfSecuritiesSold>2499</amountOfSecuritiesSold>
            <grossProceeds>199920.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>DELANO W LADD IV</name>
                <address>
                    <ns2:street1>15 West Scenic Pointe Drive</ns2:street1>
                    <ns2:street2>Suite 100</ns2:street2>
                    <ns2:city>Draper</ns2:city>
                    <ns2:stateOrCountry>UT</ns2:stateOrCountry>
                    <ns2:zipCode>84020</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>01/08/2024</saleDate>
            <amountOfSecuritiesSold>2586</amountOfSecuritiesSold>
            <grossProceeds>181020.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>DELANO W LADD IV</name>
                <address>
                    <ns2:street1>15 West Scenic Pointe Drive</ns2:street1>
                    <ns2:street2>Suite 100</ns2:street2>
                    <ns2:city>Draper</ns2:city>
                    <ns2:stateOrCountry>UT</ns2:stateOrCountry>
                    <ns2:zipCode>84020</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>01/05/2024</saleDate>
            <amountOfSecuritiesSold>188</amountOfSecuritiesSold>
            <grossProceeds>12715.69</grossProceeds>
        </securitiesSoldInPast3Months>
        <noticeSignature>
            <noticeDate>03/01/2024</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>09/22/2023</planAdoptionDate>
            </planAdoptionDates>
            <signature>/s/ Delano Ladd</signature>
        </noticeSignature>
    </formData>
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144
0001683056
XXXXXXXX
LIVE
0001428336
HEALTHEQUITY, INC.
001-36568
15 West Scenic Pointe Drive
Suite 100
Draper
UT
84020
(801) 727-1000
DELANO W LADD IV
Officer
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
2558
211265.22
85801144
03/01/2024
NASDAQ
COMMON
03/26/2022
Restricted Stock
ISSUER
N
666
03/26/2022
Not Applicable
COMMON
03/26/2020
Restricted Stock
ISSUER
N
661
03/26/2020
Not Applicable
COMMON
03/26/2023
Restricted Stock
ISSUER
N
674
03/26/2023
Not Applicable
COMMON
03/26/2021
Restricted Stock
ISSUER
N
557
03/26/2021
Not Applicable
N
DELANO W LADD IV
15 West Scenic Pointe Drive
Suite 100
Draper
UT
84020
Common
02/09/2024
2499
199920.00
DELANO W LADD IV
15 West Scenic Pointe Drive
Suite 100
Draper
UT
84020
Common
01/08/2024
2586
181020.00
DELANO W LADD IV
15 West Scenic Pointe Drive
Suite 100
Draper
UT
84020
Common
01/05/2024
188
12715.69
03/01/2024
09/22/2023
/s/ Delano Ladd