<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:ns2="http://www.sec.gov/edgar/common">
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                    <ccc>XXXXXXXX</ccc>
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            <liveTestFlag>LIVE</liveTestFlag>



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    <formData>
        <issuerInfo>
            <issuerCik>0001691493</issuerCik>
            <issuerName>Nu Holdings Ltd.</issuerName>
            <secFileNumber>001-41129</secFileNumber>
            <issuerAddress>
                <ns2:street1> Campbells Corporate Services Limited</ns2:street1>
                <ns2:street2>Floor 4 Willow House</ns2:street2>
                <ns2:city>Cricket Square</ns2:city>
                <ns2:stateOrCountry>E9</ns2:stateOrCountry>
                <ns2:zipCode>KY1-9010</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>3459492648</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>GUILHERME MARQUES DO LAGO</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>150400</noOfUnitsSold>
            <aggregateMarketValue>2064992.00</aggregateMarketValue>
            <noOfUnitsOutstanding>3682625012</noOfUnitsOutstanding>
            <approxSaleDate>02/10/2025</approxSaleDate>
            <securitiesExchangeName>NYSE</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>04/01/2020</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock Units</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>150400</amountOfSecuritiesAcquired>
            <paymentDate>04/01/2020</paymentDate>
            <natureOfPayment>N/A</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for GUILHERME MARQUES DO LAGO</name>
                <address>
                    <ns2:street1> Campbells Corporate Services Limited</ns2:street1>
                    <ns2:street2>Floor 4 Willow House</ns2:street2>
                    <ns2:city>Cricket Square</ns2:city>
                    <ns2:stateOrCountry>E9</ns2:stateOrCountry>
                    <ns2:zipCode>KY1-9010</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>02/07/2025</saleDate>
            <amountOfSecuritiesSold>328943</amountOfSecuritiesSold>
            <grossProceeds>4611879.54</grossProceeds>
        </securitiesSoldInPast3Months>
        <remarks>The securities to be sold were acquired upon the vesting of restricted stock units during the period of 04/01/2020 through 01/01/2023.
</remarks>
        <noticeSignature>
            <noticeDate>02/10/2025</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>09/26/2024</planAdoptionDate>
            </planAdoptionDates>
            <signature>/s/ Guilherme Marques Do Lago</signature>
        </noticeSignature>
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144
0001973662
XXXXXXXX
LIVE
0001691493
Nu Holdings Ltd.
001-41129
Campbells Corporate Services Limited
Floor 4 Willow House
Cricket Square
E9
KY1-9010
3459492648
GUILHERME MARQUES DO LAGO
Officer
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
150400
2064992.00
3682625012
02/10/2025
NYSE
Common
04/01/2020
Restricted Stock Units
Issuer
N
150400
04/01/2020
N/A
N
10b5-1 Sales for GUILHERME MARQUES DO LAGO
Campbells Corporate Services Limited
Floor 4 Willow House
Cricket Square
E9
KY1-9010
Common
02/07/2025
328943
4611879.54
The securities to be sold were acquired upon the vesting of restricted stock units during the period of 04/01/2020 through 01/01/2023.
02/10/2025
09/26/2024
/s/ Guilherme Marques Do Lago