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    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001774788</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001473844</issuerCik>
      <issuerName>Stellar Bancorp, Inc.</issuerName>
      <secFileNumber>001-38280</secFileNumber>
      <issuerAddress>
        <com:street1>9 GREENWAY PLAZA, SUITE 110</com:street1>
        <com:city>HOUSTON</com:city>
        <com:stateOrCountry>TX</com:stateOrCountry>
        <com:zipCode>77046</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>(713) 210-7600</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Long Justin M</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Charles Schwab Corp.</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Wesrlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>5000</noOfUnitsSold>
      <aggregateMarketValue>114500.00</aggregateMarketValue>
      <noOfUnitsOutstanding>53556949</noOfUnitsOutstanding>
      <approxSaleDate>05/24/2024</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>04/30/2019</acquiredDate>
      <natureOfAcquisitionTransaction>Stock Plan</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>5000</amountOfSecuritiesAcquired>
      <paymentDate>04/30/2019</paymentDate>
      <natureOfPayment>N/A</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>05/24/2024</noticeDate>
      <signature>JUSTIN M. LONG</signature>
    </noticeSignature>
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144
0001774788
XXXXXXXX
LIVE
0001473844
Stellar Bancorp, Inc.
001-38280
9 GREENWAY PLAZA, SUITE 110
HOUSTON
TX
77046
(713) 210-7600
Long Justin M
Director
Common
Charles Schwab Corp.
3000 Schwab Way
Wesrlake
TX
76262
5000
114500.00
53556949
05/24/2024
NYSE
Common
04/30/2019
Stock Plan
Issuer
N
5000
04/30/2019
N/A
Y
05/24/2024
JUSTIN M. LONG