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                <ns2:city>San Francisco</ns2:city>
                <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                <ns2:zipCode>94108</ns2:zipCode>
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            <issuerContactPhone>4159601518</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>LIBOR MICHALEK</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Director</relationshipToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
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        <securitiesInformation>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
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            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>100000</noOfUnitsSold>
            <aggregateMarketValue>7001000.00</aggregateMarketValue>
            <noOfUnitsOutstanding>271918122</noOfUnitsOutstanding>
            <approxSaleDate>12/02/2024</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
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            <natureOfAcquisitionTransaction>Exercise of Stock Options</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>100000</amountOfSecuritiesAcquired>
            <paymentDate>12/02/2024</paymentDate>
            <natureOfPayment>Cash</natureOfPayment>
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        <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
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                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94108</ns2:zipCode>
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            </sellerDetails>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <saleDate>11/29/2024</saleDate>
            <amountOfSecuritiesSold>2847</amountOfSecuritiesSold>
            <grossProceeds>199290.00</grossProceeds>
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                <name>10b5-1 Sales for LIBOR MICHALEK</name>
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                    <ns2:zipCode>94108</ns2:zipCode>
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            </sellerDetails>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <saleDate>11/25/2024</saleDate>
            <amountOfSecuritiesSold>96332</amountOfSecuritiesSold>
            <grossProceeds>6744627.18</grossProceeds>
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            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <saleDate>11/22/2024</saleDate>
            <amountOfSecuritiesSold>100821</amountOfSecuritiesSold>
            <grossProceeds>6866500.00</grossProceeds>
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        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for LIBOR MICHALEK</name>
                <address>
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                    <ns2:city>San Francisco</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94108</ns2:zipCode>
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            </sellerDetails>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <saleDate>11/21/2024</saleDate>
            <amountOfSecuritiesSold>111847</amountOfSecuritiesSold>
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        <securitiesSoldInPast3Months>
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                <name>10b5-1 Sales for LIBOR MICHALEK</name>
                <address>
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                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94108</ns2:zipCode>
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            </sellerDetails>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <saleDate>11/20/2024</saleDate>
            <amountOfSecuritiesSold>77105</amountOfSecuritiesSold>
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                    <ns2:zipCode>94108</ns2:zipCode>
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            </sellerDetails>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <saleDate>11/19/2024</saleDate>
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            <grossProceeds>707091.89</grossProceeds>
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        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for LIBOR MICHALEK</name>
                <address>
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                    <ns2:zipCode>94108</ns2:zipCode>
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            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <saleDate>11/18/2024</saleDate>
            <amountOfSecuritiesSold>100000</amountOfSecuritiesSold>
            <grossProceeds>6200000.00</grossProceeds>
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        <remarks>The securities to be sold were and will be received upon the exercise of stock options over the next three months. The dates of acquisition and payment were and will be the dates of exercise/sale.&#13;
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        <noticeSignature>
            <noticeDate>12/02/2024</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>12/13/2023</planAdoptionDate>
            </planAdoptionDates>
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144
0001832810
XXXXXXXX
LIVE
0001820953
AFFIRM HLDGS INC
001-39888
650 California Street
San Francisco
CA
94108
4159601518
LIBOR MICHALEK
Director
Officer
COMMON
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
100000
7001000.00
271918122
12/02/2024
NASDAQ
Common
12/02/2024
Exercise of Stock Options
Issuer
N
100000
12/02/2024
Cash
N
10b5-1 Sales for LIBOR MICHALEK
650 California Street
San Francisco
CA
94108
COMMON
11/29/2024
2847
199290.00
10b5-1 Sales for LIBOR MICHALEK
650 California Street
San Francisco
CA
94108
COMMON
11/25/2024
96332
6744627.18
10b5-1 Sales for LIBOR MICHALEK
650 California Street
San Francisco
CA
94108
COMMON
11/22/2024
100821
6866500.00
10b5-1 Sales for LIBOR MICHALEK
650 California Street
San Francisco
CA
94108
COMMON
11/21/2024
111847
7359248.00
10b5-1 Sales for LIBOR MICHALEK
650 California Street
San Francisco
CA
94108
COMMON
11/20/2024
77105
4940564.56
10b5-1 Sales for LIBOR MICHALEK
650 California Street
San Francisco
CA
94108
COMMON
11/19/2024
11048
707091.89
10b5-1 Sales for LIBOR MICHALEK
650 California Street
San Francisco
CA
94108
COMMON
11/18/2024
100000
6200000.00
The securities to be sold were and will be received upon the exercise of stock options over the next three months. The dates of acquisition and payment were and will be the dates of exercise/sale.
12/02/2024
12/13/2023
/s/ Libor Michalek