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      <issuerAddress>
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        <com:street2>SUITE #400</com:street2>
        <com:city>LAS VEGAS</com:city>
        <com:stateOrCountry>NV</com:stateOrCountry>
        <com:zipCode>89148</com:zipCode>
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      <issuerContactPhone>(858) 649-2218</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Micheletti Andrew J</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
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      <brokerOrMarketmakerDetails>
        <name>Charles Schwab Corporation</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Westlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
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      <aggregateMarketValue>663780.00</aggregateMarketValue>
      <noOfUnitsOutstanding>56898609</noOfUnitsOutstanding>
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      <securitiesExchangeName>NYSE</securitiesExchangeName>
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      <isGiftTransaction>N</isGiftTransaction>
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      <paymentDate>03/15/2011</paymentDate>
      <natureOfPayment>Equity Compensation</natureOfPayment>
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        <address>
          <com:street1>831 Havenhurst Point</com:street1>
          <com:city>La Jolla</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>92037</com:zipCode>
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      <amountOfSecuritiesSold>5000</amountOfSecuritiesSold>
      <grossProceeds>269800.00</grossProceeds>
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          <com:city>La Jolla</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>92037</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>02/08/2024</saleDate>
      <amountOfSecuritiesSold>4000</amountOfSecuritiesSold>
      <grossProceeds>201278.00</grossProceeds>
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    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Andrew Micheletti</name>
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          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>92037</com:zipCode>
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      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>02/27/2024</saleDate>
      <amountOfSecuritiesSold>2500</amountOfSecuritiesSold>
      <grossProceeds>132225.00</grossProceeds>
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    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Andrew Micheletti</name>
        <address>
          <com:street1>831 Havenhurst Point</com:street1>
          <com:city>La Jolla</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>92037</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>03/08/2024</saleDate>
      <amountOfSecuritiesSold>13332</amountOfSecuritiesSold>
      <grossProceeds>693828.00</grossProceeds>
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    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Andrew Micheletti</name>
        <address>
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          <com:city>La Jolla</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>92037</com:zipCode>
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      <saleDate>03/11/2024</saleDate>
      <amountOfSecuritiesSold>13668</amountOfSecuritiesSold>
      <grossProceeds>699414.00</grossProceeds>
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    <remarks>Sale to occur in 2024 MICHELETTI CRUT LLC - Andrew Micheletti Beneficial owner</remarks>
    <noticeSignature>
      <noticeDate>03/13/2024</noticeDate>
      <signature>Andrew Micheletti</signature>
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144
0001319005
XXXXXXXX
LIVE
0001299709
Axos Financial, Inc.
001-37709
9205 WEST RUSSELL ROAD
SUITE #400
LAS VEGAS
NV
89148
(858) 649-2218
Micheletti Andrew J
Officer
Common
Charles Schwab Corporation
3000 Schwab Way
Westlake
TX
76262
13000
663780.00
56898609
03/13/2024
NYSE
Common
03/15/2011
Restricted Stock Unit
Issuer
N
13000
03/15/2011
Equity Compensation
N
Andrew Micheletti
831 Havenhurst Point
La Jolla
CA
92037
Common
12/14/2023
5000
269800.00
Andrew Micheletti
831 Havenhurst Point
La Jolla
CA
92037
Common
02/08/2024
4000
201278.00
Andrew Micheletti
831 Havenhurst Point
La Jolla
CA
92037
Common
02/27/2024
2500
132225.00
Andrew Micheletti
831 Havenhurst Point
La Jolla
CA
92037
Common
03/08/2024
13332
693828.00
Andrew Micheletti
831 Havenhurst Point
La Jolla
CA
92037
Common
03/11/2024
13668
699414.00
Sale to occur in 2024 MICHELETTI CRUT LLC - Andrew Micheletti Beneficial owner
03/13/2024
Andrew Micheletti