<?xml version="1.0" encoding="UTF-8"?><ns2:edgarSubmission xmlns:com="http://www.sec.gov/edgar/common" xmlns:ns2="http://www.sec.gov/edgar/ownership">
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        <ns2:submissionType>144</ns2:submissionType>
        <ns2:filerInfo>
            <ns2:filer>
                <ns2:filerCredentials>
                    <ns2:cik>0001275713</ns2:cik>
                    <ns2:ccc>XXXXXXXX</ns2:ccc>
                </ns2:filerCredentials>
            </ns2:filer>
            <ns2:liveTestFlag>LIVE</ns2:liveTestFlag>



        </ns2:filerInfo>
    </ns2:headerData>
    <ns2:formData>
        <ns2:issuerInfo>
            <ns2:issuerCik>0001745916</ns2:issuerCik>
            <ns2:issuerName>PennyMac Financial Services, Inc.</ns2:issuerName>
            <ns2:secFileNumber>001-38727</ns2:secFileNumber>
            <ns2:issuerAddress>
                <com:street1>3043 Townsgate Road</com:street1>
                <com:city>Westlake Village</com:city>
                <com:stateOrCountry>CA</com:stateOrCountry>
                <com:zipCode>91361</com:zipCode>
            </ns2:issuerAddress>
            <ns2:issuerContactPhone>1-818-224-7442</ns2:issuerContactPhone>
            <ns2:nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>David Spector</ns2:nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <ns2:relationshipsToIssuer>
                <ns2:relationshipToIssuer>Officer</ns2:relationshipToIssuer>
            </ns2:relationshipsToIssuer>
        </ns2:issuerInfo>
        <ns2:securitiesInformation>
            <ns2:securitiesClassTitle>Common</ns2:securitiesClassTitle>
            <ns2:brokerOrMarketmakerDetails>
                <ns2:name>Goldman Sachs &amp; Co. LLC</ns2:name>
                <ns2:address>
                    <com:street1>200 West Street</com:street1>
                    <com:city>New York</com:city>
                    <com:stateOrCountry>NY</com:stateOrCountry>
                    <com:zipCode>10282</com:zipCode>
                </ns2:address>
            </ns2:brokerOrMarketmakerDetails>
            <ns2:noOfUnitsSold>60000</ns2:noOfUnitsSold>
            <ns2:aggregateMarketValue>3755400</ns2:aggregateMarketValue>
            <ns2:noOfUnitsOutstanding>49924556</ns2:noOfUnitsOutstanding>
            <ns2:approxSaleDate>05/17/2023</ns2:approxSaleDate>
            <ns2:securitiesExchangeName>NYSE</ns2:securitiesExchangeName>
        </ns2:securitiesInformation>
        <ns2:securitiesToBeSold>
            <ns2:securitiesClassTitle>Common</ns2:securitiesClassTitle>
            <ns2:acquiredDate>06/11/2013</ns2:acquiredDate>
            <ns2:natureOfAcquisitionTransaction>Gifted</ns2:natureOfAcquisitionTransaction>
            <ns2:nameOfPersonfromWhomAcquired>David Spector</ns2:nameOfPersonfromWhomAcquired>
            <ns2:isGiftTransaction>Y</ns2:isGiftTransaction>
            <ns2:donarAcquiredDate>08/01/2008</ns2:donarAcquiredDate>
            <ns2:amountOfSecuritiesAcquired>60000</ns2:amountOfSecuritiesAcquired>
            <ns2:paymentDate>06/11/2013</ns2:paymentDate>
            <ns2:natureOfPayment>NA</ns2:natureOfPayment>
        </ns2:securitiesToBeSold>
        <ns2:nothingToReportFlagOnSecuritiesSoldInPast3Months>N</ns2:nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <ns2:securitiesSoldInPast3Months>
            <ns2:sellerDetails>
                <ns2:name>ST Family Investment Company LLC</ns2:name>
                <ns2:address>
                    <com:street1>3043 Townsgate Road</com:street1>
                    <com:city>Westlake Village</com:city>
                    <com:stateOrCountry>CA</com:stateOrCountry>
                    <com:zipCode>91361</com:zipCode>
                </ns2:address>
            </ns2:sellerDetails>
            <ns2:securitiesClassTitle>Common</ns2:securitiesClassTitle>
            <ns2:saleDate>03/07/2023</ns2:saleDate>
            <ns2:amountOfSecuritiesSold>15000</ns2:amountOfSecuritiesSold>
            <ns2:grossProceeds>925360.5</ns2:grossProceeds>
        </ns2:securitiesSoldInPast3Months>
        <ns2:securitiesSoldInPast3Months>
            <ns2:sellerDetails>
                <ns2:name>ST Family Investment Company LLC</ns2:name>
                <ns2:address>
                    <com:street1>3043 Townsgate Road</com:street1>
                    <com:city>Westlake Village</com:city>
                    <com:stateOrCountry>CA</com:stateOrCountry>
                    <com:zipCode>91361</com:zipCode>
                </ns2:address>
            </ns2:sellerDetails>
            <ns2:securitiesClassTitle>Common</ns2:securitiesClassTitle>
            <ns2:saleDate>04/04/2023</ns2:saleDate>
            <ns2:amountOfSecuritiesSold>15000</ns2:amountOfSecuritiesSold>
            <ns2:grossProceeds>895713</ns2:grossProceeds>
        </ns2:securitiesSoldInPast3Months>
        <ns2:securitiesSoldInPast3Months>
            <ns2:sellerDetails>
                <ns2:name>ST Family Investment Company LLC</ns2:name>
                <ns2:address>
                    <com:street1>3043 Townsgate Road</com:street1>
                    <com:city>Westlake Village</com:city>
                    <com:stateOrCountry>CA</com:stateOrCountry>
                    <com:zipCode>91361</com:zipCode>
                </ns2:address>
            </ns2:sellerDetails>
            <ns2:securitiesClassTitle>Common</ns2:securitiesClassTitle>
            <ns2:saleDate>02/27/2023</ns2:saleDate>
            <ns2:amountOfSecuritiesSold>15000</ns2:amountOfSecuritiesSold>
            <ns2:grossProceeds>912058.5</ns2:grossProceeds>
        </ns2:securitiesSoldInPast3Months>
        <ns2:securitiesSoldInPast3Months>
            <ns2:sellerDetails>
                <ns2:name>David Spector</ns2:name>
                <ns2:address>
                    <com:street1>3043 Townsgate Road</com:street1>
                    <com:city>Westlake Village</com:city>
                    <com:stateOrCountry>CA</com:stateOrCountry>
                    <com:zipCode>91361</com:zipCode>
                </ns2:address>
            </ns2:sellerDetails>
            <ns2:securitiesClassTitle>Common</ns2:securitiesClassTitle>
            <ns2:saleDate>02/28/2023</ns2:saleDate>
            <ns2:amountOfSecuritiesSold>13892</ns2:amountOfSecuritiesSold>
            <ns2:grossProceeds>820183.68</ns2:grossProceeds>
        </ns2:securitiesSoldInPast3Months>
        <ns2:securitiesSoldInPast3Months>
            <ns2:sellerDetails>
                <ns2:name>David Spector</ns2:name>
                <ns2:address>
                    <com:street1>3043 Townsgate Road</com:street1>
                    <com:city>Westlake Village</com:city>
                    <com:stateOrCountry>CA</com:stateOrCountry>
                    <com:zipCode>91361</com:zipCode>
                </ns2:address>
            </ns2:sellerDetails>
            <ns2:securitiesClassTitle>Common</ns2:securitiesClassTitle>
            <ns2:saleDate>03/01/2023</ns2:saleDate>
            <ns2:amountOfSecuritiesSold>26169</ns2:amountOfSecuritiesSold>
            <ns2:grossProceeds>1586987.55</ns2:grossProceeds>
        </ns2:securitiesSoldInPast3Months>
        <ns2:remarks>The sales of shares set forth herein are made in connection with a selling plan dated 12/28/2022, that is intended to comply with Rule 10b5-1(c).  60,000 shares to be sold by ST Family Investment Company LLC.</ns2:remarks>
        <ns2:noticeSignature>
            <ns2:noticeDate>05/17/2023</ns2:noticeDate>
            <ns2:planAdoptionDates>
                <ns2:planAdoptionDate>12/28/2022</ns2:planAdoptionDate>
            </ns2:planAdoptionDates>
            <ns2:signature>Goldman Sachs &amp; Co. LLC on behalf of David Spector</ns2:signature>
        </ns2:noticeSignature>
    </ns2:formData>
</ns2:edgarSubmission>
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144
0001275713
XXXXXXXX
LIVE
0001745916
PennyMac Financial Services, Inc.
001-38727
3043 Townsgate Road
Westlake Village
CA
91361
1-818-224-7442
David Spector
Officer
Common
Goldman Sachs & Co. LLC
200 West Street
New York
NY
10282
60000
3755400
49924556
05/17/2023
NYSE
Common
06/11/2013
Gifted
David Spector
Y
08/01/2008
60000
06/11/2013
NA
N
ST Family Investment Company LLC
3043 Townsgate Road
Westlake Village
CA
91361
Common
03/07/2023
15000
925360.5
ST Family Investment Company LLC
3043 Townsgate Road
Westlake Village
CA
91361
Common
04/04/2023
15000
895713
ST Family Investment Company LLC
3043 Townsgate Road
Westlake Village
CA
91361
Common
02/27/2023
15000
912058.5
David Spector
3043 Townsgate Road
Westlake Village
CA
91361
Common
02/28/2023
13892
820183.68
David Spector
3043 Townsgate Road
Westlake Village
CA
91361
Common
03/01/2023
26169
1586987.55
The sales of shares set forth herein are made in connection with a selling plan dated 12/28/2022, that is intended to comply with Rule 10b5-1(c).  60,000 shares to be sold by ST Family Investment Company LLC.
05/17/2023
12/28/2022
Goldman Sachs & Co. LLC on behalf of David Spector