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      <filer>
        <filerCredentials>
          <cik>0001891197</cik>
          <ccc>XXXXXXXX</ccc>
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      <liveTestFlag>LIVE</liveTestFlag>



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  <formData>
    <issuerInfo>
      <issuerCik>0001476840</issuerCik>
      <issuerName>Expensify, Inc.</issuerName>
      <secFileNumber>001-41043</secFileNumber>
      <issuerAddress>
        <com:street1>401 SW 5th Ave</com:street1>
        <com:city>Portland</com:city>
        <com:stateOrCountry>OR</com:stateOrCountry>
        <com:zipCode>97204</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>971-365-3939</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Jason Mills</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
        <address>
          <com:street1>1 New York Plaza</com:street1>
          <com:city>New York</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10004</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>6174</noOfUnitsSold>
      <aggregateMarketValue>23893.38</aggregateMarketValue>
      <noOfUnitsOutstanding>77155951</noOfUnitsOutstanding>
      <approxSaleDate>12/16/2024</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <acquiredDate>12/15/2024</acquiredDate>
      <natureOfAcquisitionTransaction>RSU Vesting</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Expensify, Inc.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>2345</amountOfSecuritiesAcquired>
      <paymentDate>12/15/2024</paymentDate>
      <natureOfPayment>Compensation</natureOfPayment>
    </securitiesToBeSold>
    <securitiesToBeSold>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <acquiredDate>12/15/2024</acquiredDate>
      <natureOfAcquisitionTransaction>SPMP Purchase</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Expensify, Inc.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>3829</amountOfSecuritiesAcquired>
      <paymentDate>12/15/2024</paymentDate>
      <natureOfPayment>Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Jason Mills</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>09/16/2024</saleDate>
      <amountOfSecuritiesSold>2134</amountOfSecuritiesSold>
      <grossProceeds>4865.52</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Jason Mills</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>09/17/2024</saleDate>
      <amountOfSecuritiesSold>2862</amountOfSecuritiesSold>
      <grossProceeds>6496.74</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Jason Mills</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>12/06/2024</saleDate>
      <amountOfSecuritiesSold>3357</amountOfSecuritiesSold>
      <grossProceeds>12253.05</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>Note for 3(e): As of November 4, 2024, as stated in Issuer's quarterly report on Form 10-Q for the fiscal quarter ending September 30, 2024.</remarks>
    <noticeSignature>
      <noticeDate>12/17/2024</noticeDate>
      <signature>/s/ Cole Eason as attorney-in-fact</signature>
    </noticeSignature>
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144
0001891197
XXXXXXXX
LIVE
0001476840
Expensify, Inc.
001-41043
401 SW 5th Ave
Portland
OR
97204
971-365-3939
Jason Mills
Director
Class A Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
New York
NY
10004
6174
23893.38
77155951
12/16/2024
NASDAQ
Class A Common
12/15/2024
RSU Vesting
Expensify, Inc.
N
2345
12/15/2024
Compensation
Class A Common
12/15/2024
SPMP Purchase
Expensify, Inc.
N
3829
12/15/2024
Compensation
N
Jason Mills
401 SW 5th Ave
Portland
OR
97204
Class A Common
09/16/2024
2134
4865.52
Jason Mills
401 SW 5th Ave
Portland
OR
97204
Class A Common
09/17/2024
2862
6496.74
Jason Mills
401 SW 5th Ave
Portland
OR
97204
Class A Common
12/06/2024
3357
12253.05
Note for 3(e): As of November 4, 2024, as stated in Issuer's quarterly report on Form 10-Q for the fiscal quarter ending September 30, 2024.
12/17/2024
/s/ Cole Eason as attorney-in-fact