<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:ns2="http://www.sec.gov/edgar/common">
    <headerData>
        <submissionType>144</submissionType>
        <filerInfo>
            <filer>
                <filerCredentials>
                    <cik>0001160228</cik>
                    <ccc>XXXXXXXX</ccc>
                </filerCredentials>
            </filer>
            <liveTestFlag>LIVE</liveTestFlag>



        </filerInfo>
    </headerData>
    <formData>
        <issuerInfo>
            <issuerCik>0001428336</issuerCik>
            <issuerName>HEALTHEQUITY, INC.</issuerName>
            <secFileNumber>001-36568</secFileNumber>
            <issuerAddress>
                <ns2:street1>15 West Scenic Pointe Drive</ns2:street1>
                <ns2:street2>Suite 100</ns2:street2>
                <ns2:city>Draper</ns2:city>
                <ns2:stateOrCountry>UT</ns2:stateOrCountry>
                <ns2:zipCode>84020</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>(801) 727-1000</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>ROBERT SELANDER</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Director</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>5750</noOfUnitsSold>
            <aggregateMarketValue>639926.70</aggregateMarketValue>
            <noOfUnitsOutstanding>86662663</noOfUnitsOutstanding>
            <approxSaleDate>02/10/2025</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>02/10/2025</acquiredDate>
            <natureOfAcquisitionTransaction>Stock Option Exercise</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>5750</amountOfSecuritiesAcquired>
            <paymentDate>02/10/2025</paymentDate>
            <natureOfPayment>Cash</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>ROBERT SELANDER</name>
                <address>
                    <ns2:street1>15 West Scenic Pointe Drive</ns2:street1>
                    <ns2:street2>Suite 100</ns2:street2>
                    <ns2:city>Draper</ns2:city>
                    <ns2:stateOrCountry>UT</ns2:stateOrCountry>
                    <ns2:zipCode>84020</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>12/09/2024</saleDate>
            <amountOfSecuritiesSold>5750</amountOfSecuritiesSold>
            <grossProceeds>583942.98</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>ROBERT SELANDER</name>
                <address>
                    <ns2:street1>15 West Scenic Pointe Drive</ns2:street1>
                    <ns2:street2>Suite 100</ns2:street2>
                    <ns2:city>Draper</ns2:city>
                    <ns2:stateOrCountry>UT</ns2:stateOrCountry>
                    <ns2:zipCode>84020</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>12/09/2024</saleDate>
            <amountOfSecuritiesSold>2500</amountOfSecuritiesSold>
            <grossProceeds>253916.25</grossProceeds>
        </securitiesSoldInPast3Months>
        <noticeSignature>
            <noticeDate>02/10/2025</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>07/09/2024</planAdoptionDate>
            </planAdoptionDates>
            <signature>/s/ Robert W Selander</signature>
        </noticeSignature>
    </formData>
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144
0001160228
XXXXXXXX
LIVE
0001428336
HEALTHEQUITY, INC.
001-36568
15 West Scenic Pointe Drive
Suite 100
Draper
UT
84020
(801) 727-1000
ROBERT SELANDER
Director
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
5750
639926.70
86662663
02/10/2025
NASDAQ
Common
02/10/2025
Stock Option Exercise
ISSUER
N
5750
02/10/2025
Cash
N
ROBERT SELANDER
15 West Scenic Pointe Drive
Suite 100
Draper
UT
84020
Common
12/09/2024
5750
583942.98
ROBERT SELANDER
15 West Scenic Pointe Drive
Suite 100
Draper
UT
84020
Common
12/09/2024
2500
253916.25
02/10/2025
07/09/2024
/s/ Robert W Selander