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            <liveTestFlag>LIVE</liveTestFlag>



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            <secFileNumber>001-41430</secFileNumber>
            <issuerAddress>
                <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                <ns2:city>New York</ns2:city>
                <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                <ns2:zipCode>10016</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>6467107714</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>TAMI ROSEN</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Director</relationshipToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
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        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
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                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
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            <aggregateMarketValue>108995.22</aggregateMarketValue>
            <noOfUnitsOutstanding>61003320</noOfUnitsOutstanding>
            <approxSaleDate>02/07/2025</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
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        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>01/31/2025</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock Awards</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>9846</amountOfSecuritiesAcquired>
            <paymentDate>01/31/2025</paymentDate>
            <natureOfPayment>N/A</natureOfPayment>
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                <name>TAMI ROSEN</name>
                <address>
                    <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10016</ns2:zipCode>
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            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>02/03/2025</saleDate>
            <amountOfSecuritiesSold>5779</amountOfSecuritiesSold>
            <grossProceeds>53629.12</grossProceeds>
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        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>TAMI ROSEN</name>
                <address>
                    <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10016</ns2:zipCode>
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            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>01/02/2025</saleDate>
            <amountOfSecuritiesSold>21547</amountOfSecuritiesSold>
            <grossProceeds>214823.59</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
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                    <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10016</ns2:zipCode>
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            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>11/11/2024</saleDate>
            <amountOfSecuritiesSold>27676</amountOfSecuritiesSold>
            <grossProceeds>419224.98</grossProceeds>
        </securitiesSoldInPast3Months>
        <noticeSignature>
            <noticeDate>02/07/2025</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>07/02/2024</planAdoptionDate>
            </planAdoptionDates>
            <signature>/s/ Tami Rosen</signature>
        </noticeSignature>
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144
0001970282
XXXXXXXX
LIVE
0001883085
PAGAYA TECHNOLOGIES LTD.
001-41430
90 Park Ave, 20th Floor
New York
NY
10016
6467107714
TAMI ROSEN
Director
Officer
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
9846
108995.22
61003320
02/07/2025
NASDAQ
Common
01/31/2025
Restricted Stock Awards
Issuer
N
9846
01/31/2025
N/A
N
TAMI ROSEN
90 Park Ave, 20th Floor
New York
NY
10016
Common
02/03/2025
5779
53629.12
TAMI ROSEN
90 Park Ave, 20th Floor
New York
NY
10016
Common
01/02/2025
21547
214823.59
10b5-1 Sales for TAMI ROSEN
90 Park Ave, 20th Floor
New York
NY
10016
Common
11/11/2024
27676
419224.98
02/07/2025
07/02/2024
/s/ Tami Rosen