<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001831511</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001428336</issuerCik>
      <issuerName>HEALTHEQUITY, INC.</issuerName>
      <secFileNumber>001-36568</secFileNumber>
      <issuerAddress>
        <com:street1>15 WEST SCENIC POINTE DRIVE</com:street1>
        <com:street2>SUITE 100</com:street2>
        <com:city>DRAPER</com:city>
        <com:stateOrCountry>UT</com:stateOrCountry>
        <com:zipCode>84020</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>801-727-1000</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Parker Stuart B.</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Charles Schwab Corp</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Westlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>25000</noOfUnitsSold>
      <aggregateMarketValue>1987250.00</aggregateMarketValue>
      <noOfUnitsOutstanding>87324465</noOfUnitsOutstanding>
      <approxSaleDate>09/06/2024</approxSaleDate>
      <securitiesExchangeName>Nasdaq</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>12/09/2021</acquiredDate>
      <natureOfAcquisitionTransaction>Open Market Purchases</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Open Market</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>25000</amountOfSecuritiesAcquired>
      <paymentDate>12/09/2021</paymentDate>
      <natureOfPayment>Cash</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>09/06/2024</noticeDate>
      <signature>Stuart B Parker</signature>
    </noticeSignature>
  </formData>
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144
0001831511
XXXXXXXX
LIVE
0001428336
HEALTHEQUITY, INC.
001-36568
15 WEST SCENIC POINTE DRIVE
SUITE 100
DRAPER
UT
84020
801-727-1000
Parker Stuart B.
Director
Common
Charles Schwab Corp
3000 Schwab Way
Westlake
TX
76262
25000
1987250.00
87324465
09/06/2024
Nasdaq
Common
12/09/2021
Open Market Purchases
Open Market
N
25000
12/09/2021
Cash
Y
09/06/2024
Stuart B Parker