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    <headerData>
        <submissionType>144</submissionType>
        <filerInfo>
            <filer>
                <filerCredentials>
                    <cik>0001289111</cik>
                    <ccc>XXXXXXXX</ccc>
                </filerCredentials>
            </filer>
            <liveTestFlag>LIVE</liveTestFlag>



        </filerInfo>
    </headerData>
    <formData>
        <issuerInfo>
            <issuerCik>0001547903</issuerCik>
            <issuerName>NMI HOLDINGS, INC.</issuerName>
            <secFileNumber>001-36174</secFileNumber>
            <issuerAddress>
                <ns2:street1>2100 Powell Street</ns2:street1>
                <ns2:city>Emeryville</ns2:city>
                <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                <ns2:zipCode>94608</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>(855) 530-6642</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>JAMES G. JONES</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Director</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>48294</noOfUnitsSold>
            <aggregateMarketValue>1470895.19</aggregateMarketValue>
            <noOfUnitsOutstanding>80879843</noOfUnitsOutstanding>
            <approxSaleDate>03/11/2024</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>11/10/2014</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>6783</amountOfSecuritiesAcquired>
            <paymentDate>11/10/2014</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>05/16/2016</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>6031</amountOfSecuritiesAcquired>
            <paymentDate>05/16/2016</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>05/11/2015</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>4940</amountOfSecuritiesAcquired>
            <paymentDate>05/11/2015</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>05/11/2020</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>661</amountOfSecuritiesAcquired>
            <paymentDate>05/11/2020</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>05/12/2023</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>6940</amountOfSecuritiesAcquired>
            <paymentDate>05/12/2023</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>11/09/2015</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>14770</amountOfSecuritiesAcquired>
            <paymentDate>11/09/2015</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>05/15/2017</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>8169</amountOfSecuritiesAcquired>
            <paymentDate>05/15/2017</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>James G. Jones</name>
                <address>
                    <ns2:street1>2100 Powell Street</ns2:street1>
                    <ns2:city>Emeryville</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94608</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>03/04/2024</saleDate>
            <amountOfSecuritiesSold>3400</amountOfSecuritiesSold>
            <grossProceeds>102340.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>James G. Jones</name>
                <address>
                    <ns2:street1>2100 Powell Street</ns2:street1>
                    <ns2:city>Emeryville</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94608</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>02/29/2024</saleDate>
            <amountOfSecuritiesSold>24900</amountOfSecuritiesSold>
            <grossProceeds>751630.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>James G. Jones</name>
                <address>
                    <ns2:street1>2100 Powell Street</ns2:street1>
                    <ns2:city>Emeryville</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94608</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>02/29/2024</saleDate>
            <amountOfSecuritiesSold>30000</amountOfSecuritiesSold>
            <grossProceeds>903972.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>James G. Jones</name>
                <address>
                    <ns2:street1>2100 Powell Street</ns2:street1>
                    <ns2:city>Emeryville</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94608</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>12/22/2023</saleDate>
            <amountOfSecuritiesSold>5287</amountOfSecuritiesSold>
            <grossProceeds>159426.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <noticeSignature>
            <noticeDate>03/11/2024</noticeDate>
            <planAdoptionDates/>
            <signature>/s/ James G. Jones</signature>
        </noticeSignature>
    </formData>
</edgarSubmission>
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144
0001289111
XXXXXXXX
LIVE
0001547903
NMI HOLDINGS, INC.
001-36174
2100 Powell Street
Emeryville
CA
94608
(855) 530-6642
JAMES G. JONES
Director
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
48294
1470895.19
80879843
03/11/2024
NASDAQ
Common
11/10/2014
Restricted Stock
Issuer
N
6783
11/10/2014
Not Applicable
Common
05/16/2016
Restricted Stock
Issuer
N
6031
05/16/2016
Not Applicable
Common
05/11/2015
Restricted Stock
Issuer
N
4940
05/11/2015
Not Applicable
Common
05/11/2020
Restricted Stock
Issuer
N
661
05/11/2020
Not Applicable
Common
05/12/2023
Restricted Stock
Issuer
N
6940
05/12/2023
Not Applicable
Common
11/09/2015
Restricted Stock
Issuer
N
14770
11/09/2015
Not Applicable
Common
05/15/2017
Restricted Stock
Issuer
N
8169
05/15/2017
Not Applicable
N
James G. Jones
2100 Powell Street
Emeryville
CA
94608
Common
03/04/2024
3400
102340.00
James G. Jones
2100 Powell Street
Emeryville
CA
94608
Common
02/29/2024
24900
751630.00
James G. Jones
2100 Powell Street
Emeryville
CA
94608
Common
02/29/2024
30000
903972.00
James G. Jones
2100 Powell Street
Emeryville
CA
94608
Common
12/22/2023
5287
159426.00
03/11/2024
/s/ James G. Jones