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                    <ccc>XXXXXXXX</ccc>
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            <liveTestFlag>LIVE</liveTestFlag>



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            <issuerCik>0001883085</issuerCik>
            <issuerName>PAGAYA TECHNOLOGIES LTD.</issuerName>
            <secFileNumber>001-41430</secFileNumber>
            <issuerAddress>
                <ns2:street1>335 Madison Ave, 16th Floor</ns2:street1>
                <ns2:city>New York</ns2:city>
                <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                <ns2:zipCode>10017</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>(646) 710-7714</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>VIOLAVENTURES IV PRINCIPALS FUND LP</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Director</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>51417</noOfUnitsSold>
            <aggregateMarketValue>868947.30</aggregateMarketValue>
            <noOfUnitsOutstanding>63055282</noOfUnitsOutstanding>
            <approxSaleDate>06/04/2025</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>Preferred</securitiesClassTitle>
            <acquiredDate>04/25/2016</acquiredDate>
            <natureOfAcquisitionTransaction>Private Acquisition from Issuer/Affiliate</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>51417</amountOfSecuritiesAcquired>
            <paymentDate>04/25/2016</paymentDate>
            <natureOfPayment>Cash</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <noticeSignature>
            <noticeDate>06/04/2025</noticeDate>
            <planAdoptionDates/>
            <signature>/s/ Yitzhak Avidor</signature>
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144
0001997319
XXXXXXXX
LIVE
0001883085
PAGAYA TECHNOLOGIES LTD.
001-41430
335 Madison Ave, 16th Floor
New York
NY
10017
(646) 710-7714
VIOLAVENTURES IV PRINCIPALS FUND LP
Director
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
51417
868947.30
63055282
06/04/2025
NASDAQ
Preferred
04/25/2016
Private Acquisition from Issuer/Affiliate
ISSUER
N
51417
04/25/2016
Cash
Y
06/04/2025
/s/ Yitzhak Avidor