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    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001604030</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0000885550</issuerCik>
      <issuerName>CREDIT ACCEPTANCE CORP</issuerName>
      <secFileNumber>000-20202</secFileNumber>
      <issuerAddress>
        <com:street1>25505 WEST TWELVE MILE ROAD</com:street1>
        <com:city>SOUTHFIELD</com:city>
        <com:stateOrCountry>MI</com:stateOrCountry>
        <com:zipCode>48034-8334</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>2483532700</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>ULATOWSKI DANIEL A.</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Fidelity Brokerage Services LLC</name>
        <address>
          <com:street1>900 Salem Street</com:street1>
          <com:city>Smithfield</com:city>
          <com:stateOrCountry>RI</com:stateOrCountry>
          <com:zipCode>02917</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>1072</noOfUnitsSold>
      <aggregateMarketValue>505984.00</aggregateMarketValue>
      <noOfUnitsOutstanding>12837483</noOfUnitsOutstanding>
      <approxSaleDate>06/02/2023</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>01/30/2023</acquiredDate>
      <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>1072</amountOfSecuritiesAcquired>
      <paymentDate>01/30/2023</paymentDate>
      <natureOfPayment>Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>D.&amp; B. Ulatowski Living Trust</name>
        <address>
          <com:street1>25505 W. Twelve Mile Road</com:street1>
          <com:city>Southfield</com:city>
          <com:stateOrCountry>MI</com:stateOrCountry>
          <com:zipCode>48034-8339</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>06/01/2023</saleDate>
      <amountOfSecuritiesSold>1659</amountOfSecuritiesSold>
      <grossProceeds>751527.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>This trade occurred in the D.&amp; B. Ulatowski Living Trust of which Daniel Ulatowski is a trustee.</remarks>
    <noticeSignature>
      <noticeDate>06/02/2023</noticeDate>
      <signature>/s/ Jennifer Ruchti, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Daniel A. Ulatowski</signature>
    </noticeSignature>
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144
0001604030
XXXXXXXX
LIVE
0000885550
CREDIT ACCEPTANCE CORP
000-20202
25505 WEST TWELVE MILE ROAD
SOUTHFIELD
MI
48034-8334
2483532700
ULATOWSKI DANIEL A.
Officer
Common
Fidelity Brokerage Services LLC
900 Salem Street
Smithfield
RI
02917
1072
505984.00
12837483
06/02/2023
NASDAQ
Common
01/30/2023
Restricted Stock Vesting
Issuer
N
1072
01/30/2023
Compensation
N
D.& B. Ulatowski Living Trust
25505 W. Twelve Mile Road
Southfield
MI
48034-8339
Common
06/01/2023
1659
751527.00
This trade occurred in the D.& B. Ulatowski Living Trust of which Daniel Ulatowski is a trustee.
06/02/2023
/s/ Jennifer Ruchti, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Daniel A. Ulatowski