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    <headerData>
        <submissionType>144</submissionType>
        <filerInfo>
            <filer>
                <filerCredentials>
                    <cik>0001633877</cik>
                    <ccc>XXXXXXXX</ccc>
                </filerCredentials>
            </filer>
            <liveTestFlag>LIVE</liveTestFlag>



        </filerInfo>
    </headerData>
    <formData>
        <issuerInfo>
            <issuerCik>0001820953</issuerCik>
            <issuerName>AFFIRM HLDGS INC</issuerName>
            <secFileNumber>001-39888</secFileNumber>
            <issuerAddress>
                <ns2:street1>650 California Street</ns2:street1>
                <ns2:city>San Francisco</ns2:city>
                <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                <ns2:zipCode>94108</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>4159601518</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>ROBERT WARREN OHARE</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>97733</noOfUnitsSold>
            <aggregateMarketValue>6424967.42</aggregateMarketValue>
            <noOfUnitsOutstanding>271918122</noOfUnitsOutstanding>
            <approxSaleDate>11/22/2024</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>11/22/2024</acquiredDate>
            <natureOfAcquisitionTransaction>Exercise of Stock Options</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>97733</amountOfSecuritiesAcquired>
            <paymentDate>11/22/2024</paymentDate>
            <natureOfPayment>Cash</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for ROBERT WARREN OHARE</name>
                <address>
                    <ns2:street1>650 California Street</ns2:street1>
                    <ns2:city>San Francisco</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94108</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>11/21/2024</saleDate>
            <amountOfSecuritiesSold>29840</amountOfSecuritiesSold>
            <grossProceeds>1940022.98</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for ROBERT WARREN OHARE</name>
                <address>
                    <ns2:street1>650 California Street</ns2:street1>
                    <ns2:city>San Francisco</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94108</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>11/11/2024</saleDate>
            <amountOfSecuritiesSold>100938</amountOfSecuritiesSold>
            <grossProceeds>5551590.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for ROBERT WARREN OHARE</name>
                <address>
                    <ns2:street1>650 California Street</ns2:street1>
                    <ns2:city>San Francisco</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94108</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>10/11/2024</saleDate>
            <amountOfSecuritiesSold>1875</amountOfSecuritiesSold>
            <grossProceeds>84375.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for ROBERT WARREN OHARE</name>
                <address>
                    <ns2:street1>650 California Street</ns2:street1>
                    <ns2:city>San Francisco</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94108</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>09/17/2024</saleDate>
            <amountOfSecuritiesSold>35140</amountOfSecuritiesSold>
            <grossProceeds>1581338.65</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for ROBERT WARREN OHARE</name>
                <address>
                    <ns2:street1>650 California Street</ns2:street1>
                    <ns2:city>San Francisco</ns2:city>
                    <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                    <ns2:zipCode>94108</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>09/16/2024</saleDate>
            <amountOfSecuritiesSold>6511</amountOfSecuritiesSold>
            <grossProceeds>292995.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <remarks>The securities to be sold were and will be received upon the exercise of stock options over the next three months. The dates of acquisition and payment were and will be the dates of exercise/sale.&#13;
</remarks>
        <noticeSignature>
            <noticeDate>11/22/2024</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>06/14/2024</planAdoptionDate>
            </planAdoptionDates>
            <signature>/s/ Robert Warren O'Hare</signature>
        </noticeSignature>
    </formData>
</edgarSubmission>
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144
0001633877
XXXXXXXX
LIVE
0001820953
AFFIRM HLDGS INC
001-39888
650 California Street
San Francisco
CA
94108
4159601518
ROBERT WARREN OHARE
Officer
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
97733
6424967.42
271918122
11/22/2024
NASDAQ
Common
11/22/2024
Exercise of Stock Options
Issuer
N
97733
11/22/2024
Cash
N
10b5-1 Sales for ROBERT WARREN OHARE
650 California Street
San Francisco
CA
94108
Common
11/21/2024
29840
1940022.98
10b5-1 Sales for ROBERT WARREN OHARE
650 California Street
San Francisco
CA
94108
Common
11/11/2024
100938
5551590.00
10b5-1 Sales for ROBERT WARREN OHARE
650 California Street
San Francisco
CA
94108
Common
10/11/2024
1875
84375.00
10b5-1 Sales for ROBERT WARREN OHARE
650 California Street
San Francisco
CA
94108
Common
09/17/2024
35140
1581338.65
10b5-1 Sales for ROBERT WARREN OHARE
650 California Street
San Francisco
CA
94108
Common
09/16/2024
6511
292995.00
The securities to be sold were and will be received upon the exercise of stock options over the next three months. The dates of acquisition and payment were and will be the dates of exercise/sale.
11/22/2024
06/14/2024
/s/ Robert Warren O'Hare