<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:ns2="http://www.sec.gov/edgar/common">
    <headerData>
        <submissionType>144</submissionType>
        <filerInfo>
            <filer>
                <filerCredentials>
                    <cik>0001614838</cik>
                    <ccc>XXXXXXXX</ccc>
                </filerCredentials>
            </filer>
            <liveTestFlag>LIVE</liveTestFlag>



        </filerInfo>
    </headerData>
    <formData>
        <issuerInfo>
            <issuerCik>0001428336</issuerCik>
            <issuerName>HEALTHEQUITY, INC.</issuerName>
            <secFileNumber>001-36568</secFileNumber>
            <issuerAddress>
                <ns2:street1>15 West Scenic Pointe Drive</ns2:street1>
                <ns2:street2>Suite 100</ns2:street2>
                <ns2:city>Draper</ns2:city>
                <ns2:stateOrCountry>UT</ns2:stateOrCountry>
                <ns2:zipCode>84020</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>8017271000</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>STEPHEN NEELEMAN</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Director</relationshipToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>70000</noOfUnitsSold>
            <aggregateMarketValue>5685400.00</aggregateMarketValue>
            <noOfUnitsOutstanding>87010560</noOfUnitsOutstanding>
            <approxSaleDate>06/04/2024</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>06/04/2024</acquiredDate>
            <natureOfAcquisitionTransaction>Exercise of Stock Options</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>70000</amountOfSecuritiesAcquired>
            <paymentDate>06/04/2024</paymentDate>
            <natureOfPayment>Cash</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <remarks>The securities to be sold were and will be received upon the exercise of stock options over the next three months.&#13;
The date of acquisition and payment was and will be the date of exercise/sale.&#13;
</remarks>
        <noticeSignature>
            <noticeDate>06/04/2024</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>12/08/2023</planAdoptionDate>
            </planAdoptionDates>
            <signature>/s/ Stephen Neeleman</signature>
        </noticeSignature>
    </formData>
</edgarSubmission>
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144
0001614838
XXXXXXXX
LIVE
0001428336
HEALTHEQUITY, INC.
001-36568
15 West Scenic Pointe Drive
Suite 100
Draper
UT
84020
8017271000
STEPHEN NEELEMAN
Director
Officer
COMMON
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
70000
5685400.00
87010560
06/04/2024
NASDAQ
Common
06/04/2024
Exercise of Stock Options
Issuer
N
70000
06/04/2024
Cash
Y
The securities to be sold were and will be received upon the exercise of stock options over the next three months.
The date of acquisition and payment was and will be the date of exercise/sale.
06/04/2024
12/08/2023
/s/ Stephen Neeleman