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    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001388161</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>


    </filerInfo>
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    <issuerInfo>
      <issuerCik>0001381668</issuerCik>
      <issuerName>TFS FINANCIAL CORP</issuerName>
      <secFileNumber>001-33390</secFileNumber>
      <issuerAddress>
        <com:street1>7007 Broadway Avenue</com:street1>
        <com:city>Cleveland</com:city>
        <com:stateOrCountry>OH</com:stateOrCountry>
        <com:zipCode>44105</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>2164416000</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Stefanski Marc A</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Member of immediate family of any of the foregoing</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Fidelity Brokerage Services LLC</name>
        <address>
          <com:street1>245 summer street</com:street1>
          <com:city>boston</com:city>
          <com:stateOrCountry>MA</com:stateOrCountry>
          <com:zipCode>02110</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>3600</noOfUnitsSold>
      <aggregateMarketValue>42174.00</aggregateMarketValue>
      <noOfUnitsOutstanding>280327291</noOfUnitsOutstanding>
      <approxSaleDate>05/03/2023</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>11/14/2014</acquiredDate>
      <natureOfAcquisitionTransaction>N/A</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Marc Stefanski</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>3600</amountOfSecuritiesAcquired>
      <paymentDate>11/13/2014</paymentDate>
      <natureOfPayment>cash/check</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>05/05/2023</noticeDate>
      <signature>/s/ your name ( Audrey Skillern) as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Marc STEFANSKI</signature>
    </noticeSignature>
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144
0001388161
XXXXXXXX
LIVE
0001381668
TFS FINANCIAL CORP
001-33390
7007 Broadway Avenue
Cleveland
OH
44105
2164416000
Stefanski Marc A
Member of immediate family of any of the foregoing
Common
Fidelity Brokerage Services LLC
245 summer street
boston
MA
02110
3600
42174.00
280327291
05/03/2023
NASDAQ
Common
11/14/2014
N/A
Marc Stefanski
N
3600
11/13/2014
cash/check
Y
05/05/2023
/s/ your name ( Audrey Skillern) as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Marc STEFANSKI