<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001706001</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001547903</issuerCik>
      <issuerName>NMI Holdings, Inc.</issuerName>
      <secFileNumber>001-36174</secFileNumber>
      <issuerAddress>
        <com:street1>2100 POWELL STREET, 12TH FLOOR</com:street1>
        <com:city>EMERYVILLE</com:city>
        <com:stateOrCountry>CA</com:stateOrCountry>
        <com:zipCode>94608</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>(855) 530-6642</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Pollitzer Adam</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Charles Schwab Corp.</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Westlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>57166</noOfUnitsSold>
      <aggregateMarketValue>2096848.88</aggregateMarketValue>
      <noOfUnitsOutstanding>78122938</noOfUnitsOutstanding>
      <approxSaleDate>05/01/2025</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>02/12/2025</acquiredDate>
      <natureOfAcquisitionTransaction>RSU Vesting</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>57166</amountOfSecuritiesAcquired>
      <paymentDate>02/12/2025</paymentDate>
      <natureOfPayment>N/A</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>05/01/2025</noticeDate>
      <signature>ADAM POLLITZER</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
[{"type": "144", "sequence": "1", "filename": "primary_doc.xml", "secsgml_size_bytes": 2697}]
144
0001706001
XXXXXXXX
LIVE
0001547903
NMI Holdings, Inc.
001-36174
2100 POWELL STREET, 12TH FLOOR
EMERYVILLE
CA
94608
(855) 530-6642
Pollitzer Adam
Officer
Common
Charles Schwab Corp.
3000 Schwab Way
Westlake
TX
76262
57166
2096848.88
78122938
05/01/2025
NASDAQ
Common
02/12/2025
RSU Vesting
Issuer
N
57166
02/12/2025
N/A
Y
05/01/2025
ADAM POLLITZER