<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:ns2="http://www.sec.gov/edgar/common">
    <headerData>
        <submissionType>144</submissionType>
        <filerInfo>
            <filer>
                <filerCredentials>
                    <cik>0001970282</cik>
                    <ccc>XXXXXXXX</ccc>
                </filerCredentials>
            </filer>
            <liveTestFlag>LIVE</liveTestFlag>



        </filerInfo>
    </headerData>
    <formData>
        <issuerInfo>
            <issuerCik>0001883085</issuerCik>
            <issuerName>PAGAYA TECHNOLOGIES LTD </issuerName>
            <secFileNumber>001-41430</secFileNumber>
            <issuerAddress>
                <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                <ns2:city>New York</ns2:city>
                <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                <ns2:zipCode>10016</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>6467107714</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>TAMI ROSEN</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Director</relationshipToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>27676</noOfUnitsSold>
            <aggregateMarketValue>404623.12</aggregateMarketValue>
            <noOfUnitsOutstanding>59162971</noOfUnitsOutstanding>
            <approxSaleDate>11/11/2024</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>10/01/2024</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock Units</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>27676</amountOfSecuritiesAcquired>
            <paymentDate>10/01/2024</paymentDate>
            <natureOfPayment>N/A</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for TAMI ROSEN</name>
                <address>
                    <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10016</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>11/06/2024</saleDate>
            <amountOfSecuritiesSold>7659</amountOfSecuritiesSold>
            <grossProceeds>91908.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>TAMI ROSEN</name>
                <address>
                    <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10016</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>11/01/2024</saleDate>
            <amountOfSecuritiesSold>7966</amountOfSecuritiesSold>
            <grossProceeds>92166.62</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>10b5-1 Sales for TAMI ROSEN</name>
                <address>
                    <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10016</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>10/31/2024</saleDate>
            <amountOfSecuritiesSold>17570</amountOfSecuritiesSold>
            <grossProceeds>211913.63</grossProceeds>
        </securitiesSoldInPast3Months>
        <securitiesSoldInPast3Months>
            <sellerDetails>
                <name>TAMI ROSEN</name>
                <address>
                    <ns2:street1>90 Park Ave, 20th Floor</ns2:street1>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10016</ns2:zipCode>
                </address>
            </sellerDetails>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <saleDate>10/02/2024</saleDate>
            <amountOfSecuritiesSold>29240</amountOfSecuritiesSold>
            <grossProceeds>289476.00</grossProceeds>
        </securitiesSoldInPast3Months>
        <remarks>Sales that were executed on November 11, 2024 are being reported on this Form 144 filed on November 12, 2024 given the EDGAR system was not accepting filings November 11, 2024 in observance of the federal holiday. </remarks>
        <noticeSignature>
            <noticeDate>11/11/2024</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>07/02/2024</planAdoptionDate>
            </planAdoptionDates>
            <signature>/s/ Tami Rosen</signature>
        </noticeSignature>
    </formData>
</edgarSubmission>
[{"type": "144", "sequence": "1", "filename": "primary_doc.xml", "secsgml_size_bytes": 6413}]
144
0001970282
XXXXXXXX
LIVE
0001883085
PAGAYA TECHNOLOGIES LTD
001-41430
90 Park Ave, 20th Floor
New York
NY
10016
6467107714
TAMI ROSEN
Director
Officer
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
27676
404623.12
59162971
11/11/2024
NASDAQ
Common
10/01/2024
Restricted Stock Units
Issuer
N
27676
10/01/2024
N/A
N
10b5-1 Sales for TAMI ROSEN
90 Park Ave, 20th Floor
New York
NY
10016
Common
11/06/2024
7659
91908.00
TAMI ROSEN
90 Park Ave, 20th Floor
New York
NY
10016
Common
11/01/2024
7966
92166.62
10b5-1 Sales for TAMI ROSEN
90 Park Ave, 20th Floor
New York
NY
10016
Common
10/31/2024
17570
211913.63
TAMI ROSEN
90 Park Ave, 20th Floor
New York
NY
10016
Common
10/02/2024
29240
289476.00
Sales that were executed on November 11, 2024 are being reported on this Form 144 filed on November 12, 2024 given the EDGAR system was not accepting filings November 11, 2024 in observance of the federal holiday.
11/11/2024
07/02/2024
/s/ Tami Rosen