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      <secFileNumber>000-27205</secFileNumber>
      <issuerAddress>
        <com:street1>518 WEST C STREET</com:street1>
        <com:street2>PO BOX 467</com:street2>
        <com:city>NEWTON</com:city>
        <com:stateOrCountry>NC</com:stateOrCountry>
        <com:zipCode>28658-4007</com:zipCode>
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      <issuerContactPhone>8284645620</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>ABERNETHY JAMES S</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
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      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Wells Fargo Clearing Services</name>
        <address>
          <com:street1>1 N. Jefferson Ave.</com:street1>
          <com:city>St. Louis</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63103</com:zipCode>
        </address>
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      <noOfUnitsOutstanding>5455999</noOfUnitsOutstanding>
      <approxSaleDate>03/28/2025</approxSaleDate>
      <securitiesExchangeName>Nasdaq</securitiesExchangeName>
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      <acquiredDate>11/30/2020</acquiredDate>
      <natureOfAcquisitionTransaction>Inheritance</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Christine Abernethy</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>500</amountOfSecuritiesAcquired>
      <paymentDate>11/30/2020</paymentDate>
      <natureOfPayment>N/A</natureOfPayment>
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          <com:stateOrCountry>SC</com:stateOrCountry>
          <com:zipCode>28658-4007</com:zipCode>
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      <securitiesClassTitle>Common Shares of PEBK</securitiesClassTitle>
      <saleDate>02/18/2025</saleDate>
      <amountOfSecuritiesSold>91</amountOfSecuritiesSold>
      <grossProceeds>2616.45</grossProceeds>
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      <grossProceeds>912.65</grossProceeds>
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      <grossProceeds>135396.84</grossProceeds>
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      <securitiesClassTitle>Common Shares of PEBK</securitiesClassTitle>
      <saleDate>02/21/2025</saleDate>
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      <grossProceeds>26778.59</grossProceeds>
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      <grossProceeds>65664.26</grossProceeds>
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      <grossProceeds>5242.25</grossProceeds>
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      <saleDate>03/04/2025</saleDate>
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      <grossProceeds>40344.75</grossProceeds>
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    <noticeSignature>
      <noticeDate>03/28/2025</noticeDate>
      <signature>James S. Abernethy</signature>
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144
0001244172
XXXXXXXX
LIVE
0001093672
PEOPLES BANCORP OF NORTH CAROLINA INC
000-27205
518 WEST C STREET
PO BOX 467
NEWTON
NC
28658-4007
8284645620
ABERNETHY JAMES S
Director
Common
Wells Fargo Clearing Services
1 N. Jefferson Ave.
St. Louis
MO
63103
500
13883.32
5455999
03/28/2025
Nasdaq
Common
11/30/2020
Inheritance
Christine Abernethy
N
500
11/30/2020
N/A
N
Estate of Christine S. Abernethy
518 West C Street
Newton
SC
28658-4007
Common Shares of PEBK
02/18/2025
91
2616.45
Estate of Christine S. Abernethy
518 West C Street
Newton
SC
28658-4007
Common Shares of PEBK
02/19/2025
33
912.65
Estate of Christine S. Abernethy
518 West C Street
Newton
SC
28658-4007
Common Shares of PEBK
02/20/2025
4889
135396.84
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
02/21/2025
981
26778.59
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
02/24/2025
2325
62085.99
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
02/25/2025
2451
65664.26
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
02/26/2025
195
5242.25
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
02/27/2025
1433
38568.28
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
02/28/2025
5717
151034.36
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
03/03/2025
1885
49794.31
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
03/04/2025
968
25489.41
Estate of Christine S. Abernethy
518 West C. Street
Newton
SC
28658-4007
Common Shares of PEBK
03/05/2025
1532
40344.75
03/28/2025
James S. Abernethy