<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001289111</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001547903</issuerCik>
      <issuerName>NMI Holdings, Inc.</issuerName>
      <secFileNumber>001-36174</secFileNumber>
      <issuerAddress>
        <com:street1>2100 POWELL STREET, 12TH FLOOR</com:street1>
        <com:city>EMERYVILLE</com:city>
        <com:stateOrCountry>CA</com:stateOrCountry>
        <com:zipCode>94608</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>(855) 530-6642</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Jones James G</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>The Charles Schwab Corporation</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Westlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>24900</noOfUnitsSold>
      <aggregateMarketValue>751482.00</aggregateMarketValue>
      <noOfUnitsOutstanding>80879843</noOfUnitsOutstanding>
      <approxSaleDate>02/29/2024</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>12/04/2015</acquiredDate>
      <natureOfAcquisitionTransaction>Open Market Puchase</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Open Market</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>24900</amountOfSecuritiesAcquired>
      <paymentDate>12/04/2015</paymentDate>
      <natureOfPayment>Cash</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Morgan Stanley Smith Barney LLC</name>
        <address>
          <com:street1>1 New York Plaza, 38th Floor</com:street1>
          <com:city>New York</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10004</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>12/22/2023</saleDate>
      <amountOfSecuritiesSold>5287</amountOfSecuritiesSold>
      <grossProceeds>159426.31</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>Stock is being sold from James Jones Roth IRA. Shares were purchased in the open market during the following date ranges 12/04/2015 - 6/16/2016</remarks>
    <noticeSignature>
      <noticeDate>02/29/2024</noticeDate>
      <signature>James G Jones</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
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144
0001289111
XXXXXXXX
LIVE
0001547903
NMI Holdings, Inc.
001-36174
2100 POWELL STREET, 12TH FLOOR
EMERYVILLE
CA
94608
(855) 530-6642
Jones James G
Director
Common
The Charles Schwab Corporation
3000 Schwab Way
Westlake
TX
76262
24900
751482.00
80879843
02/29/2024
NASDAQ
Common
12/04/2015
Open Market Puchase
Open Market
N
24900
12/04/2015
Cash
N
Morgan Stanley Smith Barney LLC
1 New York Plaza, 38th Floor
New York
NY
10004
Common
12/22/2023
5287
159426.31
Stock is being sold from James Jones Roth IRA. Shares were purchased in the open market during the following date ranges 12/04/2015 - 6/16/2016
02/29/2024
James G Jones