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        <filerInfo>
            <filer>
                <filerCredentials>
                    <cik>0001745333</cik>
                    <ccc>XXXXXXXX</ccc>
                </filerCredentials>
            </filer>
            <liveTestFlag>LIVE</liveTestFlag>



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        <issuerInfo>
            <issuerCik>0001084961</issuerCik>
            <issuerName>ENCORE CAPITAL GROUP, INC.</issuerName>
            <secFileNumber>000-26489</secFileNumber>
            <issuerAddress>
                <ns2:street1>350 Camino De La Reina, Suite 100</ns2:street1>
                <ns2:city>San Diego</ns2:city>
                <ns2:stateOrCountry>CA</ns2:stateOrCountry>
                <ns2:zipCode>92108</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>877-445-4581</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>RYAN BELL</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>8th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>5500</noOfUnitsSold>
            <aggregateMarketValue>275000.00</aggregateMarketValue>
            <noOfUnitsOutstanding>23545102</noOfUnitsOutstanding>
            <approxSaleDate>03/08/2024</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <acquiredDate>03/09/2021</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>1537</amountOfSecuritiesAcquired>
            <paymentDate>03/09/2021</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <acquiredDate>03/09/2022</acquiredDate>
            <natureOfAcquisitionTransaction>Performance Shares</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>2125</amountOfSecuritiesAcquired>
            <paymentDate>03/09/2022</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <acquiredDate>03/09/2020</acquiredDate>
            <natureOfAcquisitionTransaction>Performance Shares</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>685</amountOfSecuritiesAcquired>
            <paymentDate>03/09/2020</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <securitiesToBeSold>
            <securitiesClassTitle>COMMON</securitiesClassTitle>
            <acquiredDate>03/09/2021</acquiredDate>
            <natureOfAcquisitionTransaction>Performance Shares</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>ISSUER</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>1153</amountOfSecuritiesAcquired>
            <paymentDate>03/09/2021</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <noticeSignature>
            <noticeDate>03/08/2024</noticeDate>
            <planAdoptionDates>
                <planAdoptionDate>11/14/2023</planAdoptionDate>
            </planAdoptionDates>
            <signature>/s/ Ryan Brooks Bell</signature>
        </noticeSignature>
    </formData>
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144
0001745333
XXXXXXXX
LIVE
0001084961
ENCORE CAPITAL GROUP, INC.
000-26489
350 Camino De La Reina, Suite 100
San Diego
CA
92108
877-445-4581
RYAN BELL
Officer
Common
Morgan Stanley Smith Barney LLC Executive Financial Services
1 New York Plaza
8th Floor
New York
NY
10004
5500
275000.00
23545102
03/08/2024
NASDAQ
COMMON
03/09/2021
Restricted Stock
ISSUER
N
1537
03/09/2021
Not Applicable
COMMON
03/09/2022
Performance Shares
ISSUER
N
2125
03/09/2022
Not Applicable
COMMON
03/09/2020
Performance Shares
ISSUER
N
685
03/09/2020
Not Applicable
COMMON
03/09/2021
Performance Shares
ISSUER
N
1153
03/09/2021
Not Applicable
Y
03/08/2024
11/14/2023
/s/ Ryan Brooks Bell