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      <filer>
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          <cik>0001319005</cik>
          <ccc>XXXXXXXX</ccc>
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      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



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  <formData>
    <issuerInfo>
      <issuerCik>0001299709</issuerCik>
      <issuerName>Axos Financial, Inc.</issuerName>
      <secFileNumber>001-37709</secFileNumber>
      <issuerAddress>
        <com:street1>9205 WEST RUSSELL ROAD</com:street1>
        <com:street2>SUITE #400</com:street2>
        <com:city>LAS VEGAS</com:city>
        <com:stateOrCountry>NV</com:stateOrCountry>
        <com:zipCode>89148</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>(858) 649-2218</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Micheletti Andrew J</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Charles Schwab Corp.</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Westlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>58710</noOfUnitsSold>
      <aggregateMarketValue>4995047.00</aggregateMarketValue>
      <noOfUnitsOutstanding>57092434</noOfUnitsOutstanding>
      <approxSaleDate>11/26/2024</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>10/24/2011</acquiredDate>
      <natureOfAcquisitionTransaction>Equity Compensation</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>10696</amountOfSecuritiesAcquired>
      <paymentDate>10/24/2011</paymentDate>
      <natureOfPayment>Equity Compensation</natureOfPayment>
    </securitiesToBeSold>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>08/10/2013</acquiredDate>
      <natureOfAcquisitionTransaction>Equity Compensation</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>10664</amountOfSecuritiesAcquired>
      <paymentDate>08/10/2013</paymentDate>
      <natureOfPayment>Equity Compensation</natureOfPayment>
    </securitiesToBeSold>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>08/26/2013</acquiredDate>
      <natureOfAcquisitionTransaction>Equity Compensation</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>31992</amountOfSecuritiesAcquired>
      <paymentDate>08/26/2013</paymentDate>
      <natureOfPayment>Equity Compensation</natureOfPayment>
    </securitiesToBeSold>
    <securitiesToBeSold>
      <securitiesClassTitle>Commone</securitiesClassTitle>
      <acquiredDate>09/12/2013</acquiredDate>
      <natureOfAcquisitionTransaction>Equity Compensation</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>5358</amountOfSecuritiesAcquired>
      <paymentDate>09/12/2013</paymentDate>
      <natureOfPayment>Equity Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Andrew J Micheletti</name>
        <address>
          <com:street1>9205 West Russell Road, Suite 400</com:street1>
          <com:city>Las Vegas</com:city>
          <com:stateOrCountry>NV</com:stateOrCountry>
          <com:zipCode>89148</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>11/14/2024</saleDate>
      <amountOfSecuritiesSold>155197</amountOfSecuritiesSold>
      <grossProceeds>11704437.07</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>Kathleen Micheletti (Andrew J MIcheletti), grantor, The Micheletti 2024 QTIP Trust. Five sales from different accounts from 9/9/2024 to 11/14/2024.</remarks>
    <noticeSignature>
      <noticeDate>11/26/2024</noticeDate>
      <signature>Andrew J Micheletti</signature>
    </noticeSignature>
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144
0001319005
XXXXXXXX
LIVE
0001299709
Axos Financial, Inc.
001-37709
9205 WEST RUSSELL ROAD
SUITE #400
LAS VEGAS
NV
89148
(858) 649-2218
Micheletti Andrew J
Officer
Common
Charles Schwab Corp.
3000 Schwab Way
Westlake
TX
76262
58710
4995047.00
57092434
11/26/2024
NYSE
Common
10/24/2011
Equity Compensation
Issuer
N
10696
10/24/2011
Equity Compensation
Common
08/10/2013
Equity Compensation
Issuer
N
10664
08/10/2013
Equity Compensation
Common
08/26/2013
Equity Compensation
Issuer
N
31992
08/26/2013
Equity Compensation
Commone
09/12/2013
Equity Compensation
Issuer
N
5358
09/12/2013
Equity Compensation
N
Andrew J Micheletti
9205 West Russell Road, Suite 400
Las Vegas
NV
89148
Common
11/14/2024
155197
11704437.07
Kathleen Micheletti (Andrew J MIcheletti), grantor, The Micheletti 2024 QTIP Trust. Five sales from different accounts from 9/9/2024 to 11/14/2024.
11/26/2024
Andrew J Micheletti