<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
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    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001228948</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0000814585</issuerCik>
      <issuerName>MBIA INC</issuerName>
      <secFileNumber>001-09583</secFileNumber>
      <issuerAddress>
        <com:street1>1 MANHATTANVILLE ROAD</com:street1>
        <com:street2>SUITE 301</com:street2>
        <com:city>PURCHASE</com:city>
        <com:stateOrCountry>NY</com:stateOrCountry>
        <com:zipCode>10577</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>914-273-4545</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>VAUGHAN RICHARD C</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Charles Schwab Corp.</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Westlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>15000</noOfUnitsSold>
      <aggregateMarketValue>94650.00</aggregateMarketValue>
      <noOfUnitsOutstanding>51139497</noOfUnitsOutstanding>
      <approxSaleDate>12/27/2023</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>05/01/2012</acquiredDate>
      <natureOfAcquisitionTransaction>Stock Grants</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>9570</amountOfSecuritiesAcquired>
      <paymentDate>05/01/2012</paymentDate>
      <natureOfPayment>N/A</natureOfPayment>
    </securitiesToBeSold>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>05/13/2021</acquiredDate>
      <natureOfAcquisitionTransaction>Stock Grants</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>11261</amountOfSecuritiesAcquired>
      <paymentDate>05/13/2021</paymentDate>
      <natureOfPayment>N/A</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <remarks>Client did not pay for shares. They were stock grants as part of compensation

2a) RICHARD C. VAUGHAN TTEE RICHARD C. VAUGHAN TRUST
U/A DTD 07/05/1995</remarks>
    <noticeSignature>
      <noticeDate>12/27/2023</noticeDate>
      <signature>Richard C. Vaughan</signature>
    </noticeSignature>
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144
0001228948
XXXXXXXX
LIVE
0000814585
MBIA INC
001-09583
1 MANHATTANVILLE ROAD
SUITE 301
PURCHASE
NY
10577
914-273-4545
VAUGHAN RICHARD C
Director
Common
Charles Schwab Corp.
3000 Schwab Way
Westlake
TX
76262
15000
94650.00
51139497
12/27/2023
NYSE
Common
05/01/2012
Stock Grants
Issuer
N
9570
05/01/2012
N/A
Common
05/13/2021
Stock Grants
Issuer
N
11261
05/13/2021
N/A
Y
Client did not pay for shares. They were stock grants as part of compensation

2a) RICHARD C. VAUGHAN TTEE RICHARD C. VAUGHAN TRUST
U/A DTD 07/05/1995
12/27/2023
Richard C. Vaughan