<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001464919</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001299709</issuerCik>
      <issuerName>Axos Financial, Inc.</issuerName>
      <secFileNumber>001-37709</secFileNumber>
      <issuerAddress>
        <com:street1>9205 WEST RUSSELL ROAD</com:street1>
        <com:street2>SUITE #400</com:street2>
        <com:city>LAS VEGAS</com:city>
        <com:stateOrCountry>NV</com:stateOrCountry>
        <com:zipCode>89148</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>(858) 649-2218</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Nick Mosich</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Charles Schwab &amp; Co., Inc.</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Westlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>2862</noOfUnitsSold>
      <aggregateMarketValue>228788.00</aggregateMarketValue>
      <noOfUnitsOutstanding>57092434</noOfUnitsOutstanding>
      <approxSaleDate>11/19/2024</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>03/13/2023</acquiredDate>
      <natureOfAcquisitionTransaction>Open market purchase</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Open market</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>2862</amountOfSecuritiesAcquired>
      <paymentDate>03/14/2023</paymentDate>
      <natureOfPayment>Cash</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <remarks>2a) Nicholas A. Mosich IRA/401k</remarks>
    <noticeSignature>
      <noticeDate>11/19/2024</noticeDate>
      <signature>Nicholas Mosich</signature>
    </noticeSignature>
  </formData>
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144
0001464919
XXXXXXXX
LIVE
0001299709
Axos Financial, Inc.
001-37709
9205 WEST RUSSELL ROAD
SUITE #400
LAS VEGAS
NV
89148
(858) 649-2218
Nick Mosich
Director
Common
Charles Schwab & Co., Inc.
3000 Schwab Way
Westlake
TX
76262
2862
228788.00
57092434
11/19/2024
NYSE
Common
03/13/2023
Open market purchase
Open market
N
2862
03/14/2023
Cash
Y
2a) Nicholas A. Mosich IRA/401k
11/19/2024
Nicholas Mosich