UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF
                     THE SECURITIES AND EXCHANGE ACT OF 1934

           Date of report (Date of Earliest Event Reported: (07-18-00)

                      GENERAL MOTORS ACCEPTANCE CORPORATION
                      -------------------------------------
               (Exact name of registrant specified in its charter)

                                    DELAWARE
          ------------------------------------------------------------
         (State or other jurisdiction of incorporation or organization)

             1-3754                                   38-0572512
       --------------------               ----------------------------------
     (Commission File No.)               (I.R.S. Employer Identification No.)

               3044 WEST GRAND BOULEVARD, DETROIT, MICHIGAN 48202
            ---------------------------------------------------------

                                  313-556-1508
               --------------------------------------------------
              (Registrant's telephone number, including area code)



<PAGE>



ITEM 5.  OTHER EVENTS



                     GMAC 2ND QUARTER 2000 EARNINGS SUMMARY


         General Motors Acceptance  Corporation  (GMAC) earned  consolidated net
income of $395 million, up from the $391 million earned in the second quarter of
1999.  Net income for the first six months of 2000 was $792 million,  up 1% from
the $783 million reported in the same period a year ago.

         For the  quarter,  net  income  from  AUTOMOTIVE  FINANCING  OPERATIONS
totaled $278 million,  up $3 million from the $275 million  earned in the second
quarter of last year. The continued growth in assets and favorable credit losses
combined to offset the negative impact from recent increases in borrowing costs.

         GMAC INSURANCE  HOLDINGS,  INC.  generated net income of $57 million in
the second  quarter of 2000,  up 14% from the $50  million  earned in the second
quarter of 1999.  Earnings were higher primarily due to higher investment income
and capital gains.

         GMAC MORTGAGE  GROUP,  INC. earned $60 million in the second quarter of
2000,  down 9% from the $66 million  earned for the same  period last year.  The
decline in year-over-year  performance reflects a general slowdown in volume due
to rising mortgage interest rates.

                                    SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has  duly  caused  this  report  to be  signed  on  its  behalf  the
undersigned hereunto duly authorized.

                                           GENERAL MOTORS ACCEPTANCE CORPORATION
                                           -------------------------------------
                                                (Registrant)



Dated:   July 18, 2000             By      s/  GERALD E. GROSS
                                           -------------------------------------
                                               Gerald E. Gross, Comptroller
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{"company-data": {"conformed-name": "GENERAL MOTORS ACCEPTANCE CORP", "cik": "0000040729", "assigned-sic": "6141", "irs-number": "380572512", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-03754", "film-number": "674663"}, "business-address": {"street1": "3044 W GRAND BLVD", "city": "DETROIT", "state": "MI", "zip": "48202", "phone": "3135561508"}}
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF
                     THE SECURITIES AND EXCHANGE ACT OF 1934

           Date of report (Date of Earliest Event Reported: (07-18-00)

                      GENERAL MOTORS ACCEPTANCE CORPORATION
                      -------------------------------------
               (Exact name of registrant specified in its charter)

                                    DELAWARE
          ------------------------------------------------------------
         (State or other jurisdiction of incorporation or organization)

             1-3754                                   38-0572512
       --------------------               ----------------------------------
     (Commission File No.)               (I.R.S. Employer Identification No.)

               3044 WEST GRAND BOULEVARD, DETROIT, MICHIGAN 48202
            ---------------------------------------------------------

                                  313-556-1508
               --------------------------------------------------
              (Registrant's telephone number, including area code)
ITEM 5.  OTHER EVENTS

                     GMAC 2ND QUARTER 2000 EARNINGS SUMMARY

         General Motors Acceptance  Corporation  (GMAC) earned  consolidated net
income of $395 million, up from the $391 million earned in the second quarter of
1999.  Net income for the first six months of 2000 was $792 million,  up 1% from
the $783 million reported in the same period a year ago.

         For the  quarter,  net  income  from  AUTOMOTIVE  FINANCING  OPERATIONS
totaled $278 million,  up $3 million from the $275 million  earned in the second
quarter of last year. The continued growth in assets and favorable credit losses
combined to offset the negative impact from recent increases in borrowing costs.

         GMAC INSURANCE  HOLDINGS,  INC.  generated net income of $57 million in
the second  quarter of 2000,  up 14% from the $50  million  earned in the second
quarter of 1999.  Earnings were higher primarily due to higher investment income
and capital gains.

         GMAC MORTGAGE  GROUP,  INC. earned $60 million in the second quarter of
2000,  down 9% from the $66 million  earned for the same  period last year.  The
decline in year-over-year  performance reflects a general slowdown in volume due
to rising mortgage interest rates.

                                    SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has  duly  caused  this  report  to be  signed  on  its  behalf  the
undersigned hereunto duly authorized.

                                           GENERAL MOTORS ACCEPTANCE CORPORATION
                                           -------------------------------------
                                                (Registrant)

Dated:   July 18, 2000             By      s/  GERALD E. GROSS
                                           -------------------------------------
                                               Gerald E. Gross, Comptroller