UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                   FORM 8-K

              CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF
                  THE SECURITIES AND EXCHANGE ACT OF 1934

       Date of report (Date of Earliest Event Reported:  (10-14-99)

                    GENERAL MOTORS ACCEPTANCE CORPORATION
                    -------------------------------------
              (Exact name of registrant specified in its charter)

                                    Delaware
       ------------------------------------------------------------
      (State or other jurisdiction of incorporation or organization)

          1-3754                                 38-0572512
   --------------------               ----------------------------------
  (Commission File No.)              (I.R.S. Employer Identification No.)

        3044 West Grand Boulevard, Detroit, Michigan        48202
        --------------------------------------------        -----

                                 313-556-1508
           --------------------------------------------------
          (Registrant's telephone number, including area code)



<PAGE>



ITEM 5.  OTHER EVENTS


                   GMAC ANNOUNCES 1999 THIRD QUARTER EARNINGS

      ----------------------------------------------------------------------

General  Motors  Acceptance  Corporation  (GMAC)  reported  third  quarter  1999
consolidated net income of $393 million,  up 25% from $313 million earned in the
third quarter of 1998, GMAC President John D. Finnegan  announced  today.  These
earnings  represent  record third quarter  results for GMAC.  Net income for the
first  nine  months  of 1999 was  $1,176  million,  up 14% from  $1,027  million
reported in the same period a year ago.

For the quarter, net income from automotive financing operations of $287 million
was up 15% from  $250  million  earned  last  year.  Earnings  were  higher  due
primarily to increased  financing  volumes,  partially offset by a significantly
higher effective tax rate. Net income in the third quarter of 1998 was adversely
impacted by the effects of the GM strike.  On a pre-tax basis,  earnings of $487
million were up 37% from $355 million earned in the third quarter of 1998.

GMAC Insurance  Holdings,  Inc. generated net income of $55 million in the third
quarter of 1999, virtually unchanged from $54 million earned last year.

GMAC Mortgage Group,  Inc. earned $51 million in the third quarter,  an increase
of $42 million from last year.  Earnings were higher  primarily due to unusually
low earnings in the third  quarter of 1998,  which were  negatively  impacted by
illiquidity  in the capital  markets and  accelerated  prepayment  experience on
mortgage assets.



                                  SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has  duly  caused  this  report  to be  signed  on  its  behalf  the
undersigned hereunto duly authorized.



                                     GENERAL MOTORS ACCEPTANCE CORPORATION
                                     -------------------------------------
                                                  (Registrant)




Dated:     October 14, 1999       By
           ----------------
                                     s/  Gerald E. Gross
                                     -------------------------------------
                                     Gerald E. Gross, Comptroller
[{"type": "8-K", "sequence": "1", "description": "ITEM 5 - OTHER EVENTS", "secsgml_size_bytes": 3548}]
{"company-data": {"conformed-name": "GENERAL MOTORS ACCEPTANCE CORP", "cik": "0000040729", "assigned-sic": "6141", "irs-number": "380572512", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-03754", "film-number": "99728203"}, "business-address": {"street1": "3044 W GRAND BLVD", "city": "DETROIT", "state": "MI", "zip": "48202", "phone": "3135561508"}}
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                   FORM 8-K

              CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF
                  THE SECURITIES AND EXCHANGE ACT OF 1934

       Date of report (Date of Earliest Event Reported:  (10-14-99)

                    GENERAL MOTORS ACCEPTANCE CORPORATION
                    -------------------------------------
              (Exact name of registrant specified in its charter)

                                    Delaware
       ------------------------------------------------------------
      (State or other jurisdiction of incorporation or organization)

          1-3754                                 38-0572512
   --------------------               ----------------------------------
  (Commission File No.)              (I.R.S. Employer Identification No.)

        3044 West Grand Boulevard, Detroit, Michigan        48202
        --------------------------------------------        -----

                                 313-556-1508
           --------------------------------------------------
          (Registrant's telephone number, including area code)
ITEM 5.  OTHER EVENTS

                   GMAC ANNOUNCES 1999 THIRD QUARTER EARNINGS

      ----------------------------------------------------------------------

General  Motors  Acceptance  Corporation  (GMAC)  reported  third  quarter  1999
consolidated net income of $393 million,  up 25% from $313 million earned in the
third quarter of 1998, GMAC President John D. Finnegan  announced  today.  These
earnings  represent  record third quarter  results for GMAC.  Net income for the
first  nine  months  of 1999 was  $1,176  million,  up 14% from  $1,027  million
reported in the same period a year ago.

For the quarter, net income from automotive financing operations of $287 million
was up 15% from  $250  million  earned  last  year.  Earnings  were  higher  due
primarily to increased  financing  volumes,  partially offset by a significantly
higher effective tax rate. Net income in the third quarter of 1998 was adversely
impacted by the effects of the GM strike.  On a pre-tax basis,  earnings of $487
million were up 37% from $355 million earned in the third quarter of 1998.

GMAC Insurance  Holdings,  Inc. generated net income of $55 million in the third
quarter of 1999, virtually unchanged from $54 million earned last year.

GMAC Mortgage Group,  Inc. earned $51 million in the third quarter,  an increase
of $42 million from last year.  Earnings were higher  primarily due to unusually
low earnings in the third  quarter of 1998,  which were  negatively  impacted by
illiquidity  in the capital  markets and  accelerated  prepayment  experience on
mortgage assets.

                                  SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has  duly  caused  this  report  to be  signed  on  its  behalf  the
undersigned hereunto duly authorized.

                                     GENERAL MOTORS ACCEPTANCE CORPORATION
                                     -------------------------------------
                                                  (Registrant)

Dated:     October 14, 1999       By
           ----------------
                                     s/  Gerald E. Gross
                                     -------------------------------------
                                     Gerald E. Gross, Comptroller