UNITED STATES
              SECURITIES AND EXCHANGE COMMISSION
                     Washington, D.C. 20549
             ________________________________________

                            FORM 8-K

                         CURRENT REPORT

                   Pursuant to Section 13 or 15(d)
                of the Securities Exchange Act of 1934
                ________________________________________
Date of Report (Date of earliest event reported): June 20, 2007


                UNION NATIONAL FINANCIAL CORPORATION
               ________________________________________
        (Exact name of registrant as specified in its charter)


       Pennsylvania                0-19214           23-2415179
___________________________   _______________   ______________
(State or other jurisdiction     Commission      (IRS Employer
of incorporation)              File Number) Identification No.)

570 Lausch Lane, Lancaster, Pennsylvania              17601
________________________________________            _________
(Address of principal executive offices)            (Zip Code)

                           (717) 653-1441
               ________________________________________
         (Registrant's telephone number, including area code)

  Check the appropriate box below if the Form 8-K filing is
intended to simultaneously satisfy the filing obligation of the
registrant under any of the following provisions (see General
Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the
Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the
Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))


<PAGE>

                  CURRENT REPORT ON FORM 8-K

ITEM 8.01.   Other Events.

      On June 20, 2007, Union National Community Bank (the
"Bank"), the Registrant's wholly-owned subsidiary, entered into a
Memorandum of Understanding ("MOU") with the Comptroller of the
Currency ("OCC").  Specifically, the MOU requires the Bank to (1)
implement a three-year strategic plan in accordance with specific
guidelines set forth in the MOU, (2) develop and implement a
three-year capital plan, in accordance with specific guidelines
set forth in the MOU, including a dividend policy for the payment
of dividends provided the Bank is in compliance with the capital
plan, applicable law and regulations, (3) review and revise a
written program to improve the Bank's loan portfolio management,
(4) review and revise the Bank's funds management reports to
ensure that they reflect current and projected funding needs, (5)
develop and implement a risk based audit program to determine
weaknesses or deficiencies in the Bank's consumer compliance
program, (6) ensure the Bank's interest rate risk ("IRR")
measurement tool or model conforms to OCC guidelines and, if
necessary, develop an action plan to address need for a more
acceptable IRR measurement model, and (7) furnish written
quarterly progress reports to the OCC detailing the form and
manner of actions taken to comply with the MOU. Each provision of
the MOU is subject to OCC approval, non-objection and/or review.

      Management believes that the MOU will have no material
impact on our operating results or financial condition and that
the MOU will not constrain our business.  Management believes it
has already made substantial progress in satisfying the MOU.
Management is committed to addressing and resolving the issues
presented in the MOU.

<PAGE>

                           SIGNATURES
      Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this Current Report on
Form 8-K to be signed on its behalf by the undersigned, thereunto
duly authorized.

                            UNION NATIONAL FINANCIAL CORPORATION
                            (Registrant)


Dated: June 21, 2007         /s/ Mark D. Gainer
                             ______________________________
                             Mark D. Gainer
                             Chairman, President, and
                             Chief Executive Officer

<PAGE>
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UNITED STATES
              SECURITIES AND EXCHANGE COMMISSION
                     Washington, D.C. 20549
             ________________________________________

                            FORM 8-K

                         CURRENT REPORT

                   Pursuant to Section 13 or 15(d)
                of the Securities Exchange Act of 1934
                ________________________________________
Date of Report (Date of earliest event reported): June 20, 2007

                UNION NATIONAL FINANCIAL CORPORATION
               ________________________________________
        (Exact name of registrant as specified in its charter)

       Pennsylvania                0-19214           23-2415179
___________________________   _______________   ______________
(State or other jurisdiction     Commission      (IRS Employer
of incorporation)              File Number) Identification No.)

570 Lausch Lane, Lancaster, Pennsylvania              17601
________________________________________            _________
(Address of principal executive offices)            (Zip Code)

                           (717) 653-1441
               ________________________________________
         (Registrant's telephone number, including area code)

  Check the appropriate box below if the Form 8-K filing is
intended to simultaneously satisfy the filing obligation of the
registrant under any of the following provisions (see General
Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the
Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the
Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))
CURRENT REPORT ON FORM 8-K

ITEM 8.01.   Other Events.

      On June 20, 2007, Union National Community Bank (the
"Bank"), the Registrant's wholly-owned subsidiary, entered into a
Memorandum of Understanding ("MOU") with the Comptroller of the
Currency ("OCC").  Specifically, the MOU requires the Bank to (1)
implement a three-year strategic plan in accordance with specific
guidelines set forth in the MOU, (2) develop and implement a
three-year capital plan, in accordance with specific guidelines
set forth in the MOU, including a dividend policy for the payment
of dividends provided the Bank is in compliance with the capital
plan, applicable law and regulations, (3) review and revise a
written program to improve the Bank's loan portfolio management,
(4) review and revise the Bank's funds management reports to
ensure that they reflect current and projected funding needs, (5)
develop and implement a risk based audit program to determine
weaknesses or deficiencies in the Bank's consumer compliance
program, (6) ensure the Bank's interest rate risk ("IRR")
measurement tool or model conforms to OCC guidelines and, if
necessary, develop an action plan to address need for a more
acceptable IRR measurement model, and (7) furnish written
quarterly progress reports to the OCC detailing the form and
manner of actions taken to comply with the MOU. Each provision of
the MOU is subject to OCC approval, non-objection and/or review.

      Management believes that the MOU will have no material
impact on our operating results or financial condition and that
the MOU will not constrain our business.  Management believes it
has already made substantial progress in satisfying the MOU.
Management is committed to addressing and resolving the issues
presented in the MOU.
SIGNATURES
      Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this Current Report on
Form 8-K to be signed on its behalf by the undersigned, thereunto
duly authorized.

                            UNION NATIONAL FINANCIAL CORPORATION
                            (Registrant)

Dated: June 21, 2007         /s/ Mark D. Gainer
                             ______________________________
                             Mark D. Gainer
                             Chairman, President, and
                             Chief Executive Officer