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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


                                  July 17, 2003
                            (Date of report; date of
                            earliest event reported)


                         Commission file number: 1-3754


                      GENERAL MOTORS ACCEPTANCE CORPORATION
             (Exact name of registrant as specified in its charter)


                   Delaware                                38-0572512
        (State or other jurisdiction of                 (I.R.S. Employer
        incorporation or organization)                 Identification No.)


                             200 Renaissance Center
                         P.O. Box 200 Detroit, Michigan
                                   48265-2000
                    (Address of principal executive offices)
                                   (Zip Code)

                                 (313) 556-5000
              (Registrant's telephone number, including area code)









--------------------------------------------------------------------------------


<PAGE>






Item 9.  Regulation  FD  Disclosure  (Information  Furnished  in this  Item 9 is
Furnished under Item 12)

In accordance with Securities and Exchange  Commission Release No. 33-8126,  the
following information, which is intended to be furnished under Item 12, "Results
of  Operations,"  is  instead  being  furnished  under  Item 9,  "Regulation  FD
Disclosure."

                    GMAC SECOND QUARTER 2003 EARNINGS SUMMARY


General Motors  Acceptance  Corporation  (GMAC)  recorded its highest  quarterly
earnings ever in the second quarter of 2003, in large part due to record results
at the  Mortgage  Group.  Consolidated  net income of $834  million  was up $403
million from the $431 million earned in the same quarter of 2002.

For the quarter,  net income from financing  operations totaled $396 million, up
$49  million  from the $347  million  earned in the  prior  year.  The  increase
reflects lower credit loss  provisions,  which more than offset the  unfavorable
impact of lower net interest margins and continued weakness in lease termination
values.

GMAC Insurance Holdings,  Inc. generated net income of $23 million in the second
quarter  of  2003,  down  $3  million  from  the  same  period  in  2002.  While
underwriting income increased,  earnings were adversely affected by a write-down
of certain  investment  security issues that have not sufficiently  recovered in
value during the recent strengthening in equity markets.

GMAC Mortgage Group,  Inc. achieved another record quarter with earnings of $415
million,  reflecting  exceptionally strong origination volume in the residential
sector and  continued  strong  results at the  commercial  mortgage  operations.
Earnings  were up $357 million  compared to the second  quarter last year,  when
results were negatively  impacted by considerably higher write-downs of mortgage
servicing rights.

                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                     GENERAL MOTORS ACCEPTANCE CORPORATION
                                     -------------------------------------
                                     (Registrant)



Dated:        July 17, 2003          /s/  William F. Muir
              ----------------       -------------------------------------
                                     William F. Muir
                                     Executive Vice President,
                                     Chief Financial Officer and Director


Dated:        July 17, 2003          /s/  Linda K. Zukauckas
              ----------------       -------------------------------------
                                     Linda K. Zukauckas
                                     Controller and Principal Accounting Officer
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{"company-data": {"conformed-name": "GENERAL MOTORS ACCEPTANCE CORP", "cik": "0000040729", "assigned-sic": "6172", "irs-number": "380572512", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-03754", "film-number": "03790373"}, "business-address": {"street1": "MAIL CODE: 482-B08-B82", "street2": "200 RENAISSANCE CENTER", "city": "DETROIT", "state": "MI", "zip": "48265", "phone": "3136654353"}}
--------------------------------------------------------------------------------

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

                                  July 17, 2003
                            (Date of report; date of
                            earliest event reported)

                         Commission file number: 1-3754

                      GENERAL MOTORS ACCEPTANCE CORPORATION
             (Exact name of registrant as specified in its charter)

                   Delaware                                38-0572512
        (State or other jurisdiction of                 (I.R.S. Employer
        incorporation or organization)                 Identification No.)

                             200 Renaissance Center
                         P.O. Box 200 Detroit, Michigan
                                   48265-2000
                    (Address of principal executive offices)
                                   (Zip Code)

                                 (313) 556-5000
              (Registrant's telephone number, including area code)

--------------------------------------------------------------------------------
Item 9.  Regulation  FD  Disclosure  (Information  Furnished  in this  Item 9 is
Furnished under Item 12)

In accordance with Securities and Exchange  Commission Release No. 33-8126,  the
following information, which is intended to be furnished under Item 12, "Results
of  Operations,"  is  instead  being  furnished  under  Item 9,  "Regulation  FD
Disclosure."

                    GMAC SECOND QUARTER 2003 EARNINGS SUMMARY

General Motors  Acceptance  Corporation  (GMAC)  recorded its highest  quarterly
earnings ever in the second quarter of 2003, in large part due to record results
at the  Mortgage  Group.  Consolidated  net income of $834  million  was up $403
million from the $431 million earned in the same quarter of 2002.

For the quarter,  net income from financing  operations totaled $396 million, up
$49  million  from the $347  million  earned in the  prior  year.  The  increase
reflects lower credit loss  provisions,  which more than offset the  unfavorable
impact of lower net interest margins and continued weakness in lease termination
values.

GMAC Insurance Holdings,  Inc. generated net income of $23 million in the second
quarter  of  2003,  down  $3  million  from  the  same  period  in  2002.  While
underwriting income increased,  earnings were adversely affected by a write-down
of certain  investment  security issues that have not sufficiently  recovered in
value during the recent strengthening in equity markets.

GMAC Mortgage Group,  Inc. achieved another record quarter with earnings of $415
million,  reflecting  exceptionally strong origination volume in the residential
sector and  continued  strong  results at the  commercial  mortgage  operations.
Earnings  were up $357 million  compared to the second  quarter last year,  when
results were negatively  impacted by considerably higher write-downs of mortgage
servicing rights.

                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                     GENERAL MOTORS ACCEPTANCE CORPORATION
                                     -------------------------------------
                                     (Registrant)

Dated:        July 17, 2003          /s/  William F. Muir
              ----------------       -------------------------------------
                                     William F. Muir
                                     Executive Vice President,
                                     Chief Financial Officer and Director

Dated:        July 17, 2003          /s/  Linda K. Zukauckas
              ----------------       -------------------------------------
                                     Linda K. Zukauckas
                                     Controller and Principal Accounting Officer