UNITED STATES SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF
                     THE SECURITIES AND EXCHANGE ACT OF 1934

           Date of report (Date of Earliest Event Reported: (01-20-00)

                      GENERAL MOTORS ACCEPTANCE CORPORATION

                      -------------------------------------
               (Exact name of registrant specified in its charter)

                                    Delaware

          ------------------------------------------------------------
         (State or other jurisdiction of incorporation or organization)

              1-3754                               38-0572512
       --------------------            ----------------------------------
     (Commission File No.)            (I.R.S. Employer Identification No.)

               3044 West Grand Boulevard, Detroit, Michigan 48202

            ---------------------------------------------------------

                                  313-556-1508

               --------------------------------------------------
              (Registrant's telephone number, including area code)



<PAGE>



ITEM 5.  OTHER EVENTS


                 GMAC 1999 AND FOURTH QUARTER 1999 EARNINGS SUMMARY

--------------------------------------------------------------------------------


         GMAC (General Motors Acceptance  Corporation)  earned consolidated net
income of $1,527  million,  up 15% from the $1,325 million earned in 1998.
These earnings represent a record for GMAC,  and 1999 is the fifth  straight
year of increased earnings.

         In 1999, net income from automotive financing operations totaled $1,057
million,  up 7% from the $984 million earned last year. Earnings were higher due
primarily to increased  financing  volumes and reduced credit losses,  partially
offset by a higher effective tax rate in 1999.

         GMAC Insurance  Holdings,  Inc. generated net income of $210 million in
1999,  down 7% from $226  million  earned in 1998,  largely  reflecting  pricing
pressure in the personal lines insurance business.

         GMAC Mortgage Group, Inc. earned a record $260 million in 1999, up 126%
from the $115 million  earned last year. The strong  year-over-year  performance
reflects  improvement  across all sectors  and  unusually  low  earnings in 1998
largely due to reduced mortgage asset values from higher prepayment levels.

         Fourth quarter 1999 consolidated  results totaled $352 million,  up 18%
from the $298 million earned in the final quarter of 1998. For the quarter,  net
income from automotive  financing  operations totaled $267 million,  up 33% from
$200 million earned a year ago. Earnings were higher due to increased  financing
volumes and reduced credit losses.

         GMAC Insurance Holdings, Inc. generated net income of $40 million in
the fourth quarter of 1999, virtually unchanged from the $38 million earned in
the same period last year.

         GMAC Mortgage  Group,  Inc.  earned $45 million in the fourth  quarter,
down 25% from the $60  million  earned in the fourth  quarter of 1998.  Earnings
were lower due primarily to lower securitization volume in the fourth quarter of
1999.

                                    SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has  duly  caused  this  report  to be  signed  on  its  behalf  the
undersigned hereunto duly authorized.

                                         GENERAL MOTORS ACCEPTANCE CORPORATION

                                         -------------------------------------
                                                      (Registrant)




Dated:   January 20, 2000           By

                                          s/  Gerald E. Gross

                                          ------------------------------------
                                          Gerald E. Gross, Comptroller
[{"type": "8-K", "sequence": "1", "description": "ITEM 5 - OTHER EVENTS", "secsgml_size_bytes": 4059}]
{"company-data": {"conformed-name": "GENERAL MOTORS ACCEPTANCE CORP", "cik": "0000040729", "assigned-sic": "6141", "irs-number": "380572512", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-03754", "film-number": "510250"}, "business-address": {"street1": "3044 W GRAND BLVD", "city": "DETROIT", "state": "MI", "zip": "48202", "phone": "3135561508"}}
UNITED STATES SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF
                     THE SECURITIES AND EXCHANGE ACT OF 1934

           Date of report (Date of Earliest Event Reported: (01-20-00)

                      GENERAL MOTORS ACCEPTANCE CORPORATION

                      -------------------------------------
               (Exact name of registrant specified in its charter)

                                    Delaware

          ------------------------------------------------------------
         (State or other jurisdiction of incorporation or organization)

              1-3754                               38-0572512
       --------------------            ----------------------------------
     (Commission File No.)            (I.R.S. Employer Identification No.)

               3044 West Grand Boulevard, Detroit, Michigan 48202

            ---------------------------------------------------------

                                  313-556-1508

               --------------------------------------------------
              (Registrant's telephone number, including area code)
ITEM 5.  OTHER EVENTS

                 GMAC 1999 AND FOURTH QUARTER 1999 EARNINGS SUMMARY

--------------------------------------------------------------------------------

         GMAC (General Motors Acceptance  Corporation)  earned consolidated net
income of $1,527  million,  up 15% from the $1,325 million earned in 1998.
These earnings represent a record for GMAC,  and 1999 is the fifth  straight
year of increased earnings.

         In 1999, net income from automotive financing operations totaled $1,057
million,  up 7% from the $984 million earned last year. Earnings were higher due
primarily to increased  financing  volumes and reduced credit losses,  partially
offset by a higher effective tax rate in 1999.

         GMAC Insurance  Holdings,  Inc. generated net income of $210 million in
1999,  down 7% from $226  million  earned in 1998,  largely  reflecting  pricing
pressure in the personal lines insurance business.

         GMAC Mortgage Group, Inc. earned a record $260 million in 1999, up 126%
from the $115 million  earned last year. The strong  year-over-year  performance
reflects  improvement  across all sectors  and  unusually  low  earnings in 1998
largely due to reduced mortgage asset values from higher prepayment levels.

         Fourth quarter 1999 consolidated  results totaled $352 million,  up 18%
from the $298 million earned in the final quarter of 1998. For the quarter,  net
income from automotive  financing  operations totaled $267 million,  up 33% from
$200 million earned a year ago. Earnings were higher due to increased  financing
volumes and reduced credit losses.

         GMAC Insurance Holdings, Inc. generated net income of $40 million in
the fourth quarter of 1999, virtually unchanged from the $38 million earned in
the same period last year.

         GMAC Mortgage  Group,  Inc.  earned $45 million in the fourth  quarter,
down 25% from the $60  million  earned in the fourth  quarter of 1998.  Earnings
were lower due primarily to lower securitization volume in the fourth quarter of
1999.

                                    SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has  duly  caused  this  report  to be  signed  on  its  behalf  the
undersigned hereunto duly authorized.

                                         GENERAL MOTORS ACCEPTANCE CORPORATION

                                         -------------------------------------
                                                      (Registrant)

Dated:   January 20, 2000           By

                                          s/  Gerald E. Gross

                                          ------------------------------------
                                          Gerald E. Gross, Comptroller