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<div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="D2019Q4" name="dei:AmendmentFlag" id="Fact-58C22255BC6F05FF799FA6C613D40E6C-wk-Fact-58C22255BC6F05FF799FA6C613D40E6C" format="ixt:booleanfalse">false</ix:nonNumeric><ix:nonNumeric contextRef="D2019Q4" name="dei:CurrentFiscalYearEndDate" id="Fact-F31E07382BD577632A80B70650EBDDF2-wk-Fact-F31E07382BD577632A80B70650EBDDF2">--12-31</ix:nonNumeric><ix:nonNumeric contextRef="D2019Q4" name="dei:EntityCentralIndexKey" id="Fact-E24E4FB2BBEA655CD062A6C4337219B1-wk-Fact-E24E4FB2BBEA655CD062A6C4337219B1">0000040729</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:href="ally-20191007.xsd" xlink:type="simple"></link:schemaRef></ix:references><ix:resources><xbrli:context id="D2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember">
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	</xbrli:context></ix:resources></ix:header></div><div><a id="s8747B95CE46953BDB00062D40DD7E28D"></a></div><div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></div><div><br/></div><div style="line-height:120%;text-align:left;"><hr></hr></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:12pt;"><span style="font-family:Arial;font-size:12pt;font-weight:bold;">UNITED STATES</span></div><div style="line-height:120%;text-align:center;font-size:12pt;"><span style="font-family:Arial;font-size:12pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Washington, D.C. 20549</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:12pt;"><span style="font-family:Arial;font-size:12pt;font-weight:bold;">FORM </span><span><ix:nonNumeric id="d765279e87-wk-Fact-9C1C0F97DD2C8E0C87B6A6BB5868E852" name="dei:DocumentType" contextRef="D2019Q4"><span style="font-family:Arial;font-size:12pt;font-weight:bold;">8-K</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:12pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:12pt;"><span style="font-family:Arial;font-size:12pt;font-weight:bold;">CURRENT REPORT</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;"><span><span style="white-space:nowrap"><ix:nonNumeric id="d765279e104-wk-Fact-6BD370B1A8F83A50055AA6C218646ACA" name="dei:DocumentPeriodEndDate" contextRef="D2019Q4" format="ixt:datemonthdayyearen">October 7, 2019</ix:nonNumeric></span></span></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">(Date of report; date of </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">earliest event reported)</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Commission file number:</span><span style="font-family:Arial;font-size:10pt;"> </span><span><ix:nonNumeric id="d765279e121-wk-Fact-F5840136270D1F1E401BA6C7AB5E68D2" name="dei:EntityFileNumber" contextRef="D2019Q4"><span style="font-family:Arial;">1-3754</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:14pt;"><span><ix:nonNumeric id="d765279e129-wk-Fact-F953BCCA1BFB48D28351A6C339242DBE" name="dei:EntityRegistrantName" contextRef="D2019Q4"><span style="font-family:Arial;font-size:14pt;font-weight:bold;">ALLY FINANCIAL INC.</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:14pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">(Exact name of registrant as specified in its charter)</span></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;text-align:center;font-size:9pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:45%;"></td><td style="width:9%;"></td><td style="width:46%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span><ix:nonNumeric id="d765279e154-wk-Fact-831C94AAF9E8E53A9C2AA6C8363C6248" name="dei:EntityIncorporationStateCountryCode" contextRef="D2019Q4" format="ixt-sec:stateprovnameen">Delaware</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span><ix:nonNumeric id="d765279e164-wk-Fact-6434B6DF11401B8462EBA6C8A2FA1764" name="dei:EntityTaxIdentificationNumber" contextRef="D2019Q4">38-0572512</ix:nonNumeric></span></span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(State or other jurisdiction of</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(I.R.S. Employer</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">incorporation or organization)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Identification No.)</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span><ix:nonNumeric id="d765279e202-wk-Fact-28CB22B0681CEE4645F0A6C992D120B6" name="dei:EntityAddressAddressDescription" contextRef="D2019Q4"><span style="font-family:Arial;font-weight:bold;">Ally Detroit Center</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span><ix:nonNumeric id="d765279e208-wk-Fact-E2C527725F29B7FE8BF1A6CA71BAAA41" name="dei:EntityAddressAddressLine1" contextRef="D2019Q4"><span style="font-family:Arial;font-weight:bold;">500 Woodward Ave.</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span><ix:nonNumeric id="d765279e214-wk-Fact-A1ED4E63E0545E8F14AEA6CB360A504B" name="dei:EntityAddressAddressLine2" contextRef="D2019Q4"><span style="font-family:Arial;font-weight:bold;">Floor 10</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">, </span><span><ix:nonNumeric id="d765279e219-wk-Fact-4C1934B216CE6D998C62A6CB5987E364" name="dei:EntityAddressCityOrTown" contextRef="D2019Q4"><span style="font-family:Arial;font-weight:bold;">Detroit</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">, </span><span><ix:nonNumeric id="d765279e224-wk-Fact-83B6A427500BFD83F511A6CB7A3877FA" name="dei:EntityAddressStateOrProvince" contextRef="D2019Q4" format="ixt-sec:stateprovnameen"><span style="font-family:Arial;font-weight:bold;">Michigan</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span><ix:nonNumeric id="d765279e230-wk-Fact-95559AAA656D9E59A760A6CB9FF26F77" name="dei:EntityAddressPostalZipCode" contextRef="D2019Q4"><span style="font-family:Arial;font-weight:bold;">48226</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">(Address of principal executive offices)</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">(Zip Code)</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">(</span><span><ix:nonNumeric id="d765279e246-wk-Fact-A7BEC529526950E6A2FCA6CBE2717FB1" name="dei:CityAreaCode" contextRef="D2019Q4"><span style="font-family:Arial;font-weight:bold;">866</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">) </span><span><ix:nonNumeric id="d765279e251-wk-Fact-961FFCC41C8B0CE879BDA6CC04682C33" name="dei:LocalPhoneNumber" contextRef="D2019Q4"><span style="font-family:Arial;font-weight:bold;">710-4623</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">(Registrant's telephone number, including area code)</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</span></div><div style="line-height:120%;padding-bottom:9px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d765279e266-wk-Fact-F323DDB992ECA76E8614A6D20F61F032" name="dei:WrittenCommunications" contextRef="D2019Q4" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></span></span><span style="font-family:Wingdings;font-size:9pt;"> </span><span style="font-family:Arial;font-size:9pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></div><div style="line-height:120%;padding-bottom:9px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d765279e273-wk-Fact-DDE8E988A90B1814720AA6D2742AE1ED" name="dei:SolicitingMaterial" contextRef="D2019Q4" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></span></span><span style="font-family:Wingdings;font-size:9pt;"> </span><span style="font-family:Arial;font-size:9pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></div><div style="line-height:120%;padding-bottom:9px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d765279e280-wk-Fact-B4ECC4A767EAC6BA1B3DA6D2C1B3626D" name="dei:PreCommencementTenderOffer" contextRef="D2019Q4" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></span></span><span style="font-family:Wingdings;font-size:9pt;"> </span><span style="font-family:Arial;font-size:9pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d765279e287-wk-Fact-9E064538F843DB313D19A6D2F5DB6071" name="dei:PreCommencementIssuerTenderOffer" contextRef="D2019Q4" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></span></span><span style="font-family:Wingdings;font-size:9pt;"> </span><span style="font-family:Arial;font-size:9pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></div><div style="line-height:120%;padding-top:20px;text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities registered pursuant to Section&#160;12(b) of the Act (all listed on the </span><span><ix:nonNumeric id="d765279e296-wk-Fact-BE52E7E116F24B4FF315A6D41A20495A" name="dei:SecurityExchangeName" contextRef="D2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" format="ixt-sec:exchnameen"><span style="font-family:Arial;font-size:9pt;">New York Stock Exchange</span></ix:nonNumeric></span><span style="font-family:Arial;font-size:9pt;">):</span></div><div style="line-height:120%;font-size:9pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:84%;"></td><td style="width:16%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Title of each class</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Trading symbols</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span><ix:nonNumeric id="d765279e325-wk-Fact-87922A462D1697C8AD5FA6D5422B0E7B" name="dei:Security12bTitle" contextRef="D2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember">Common Stock, par value $0.01 per share</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span><ix:nonNumeric id="d765279e330-wk-Fact-AF84D655C91DC7B763FFA6D5CA828227" name="dei:TradingSymbol" contextRef="D2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember">ALLY</ix:nonNumeric></span></span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span><ix:nonNumeric id="d765279e336-wk-Fact-DA5712A3E75B7ADE54F7A6D5862CC050" name="dei:Security12bTitle" contextRef="D2019Q4_us-gaap_StatementClassOfStockAxis_ally_TrustPreferredSecuritiesMember">8.125% Fixed Rate/Floating Rate Trust Preferred Securities, Series 2 of GMAC Capital Trust I</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span><ix:nonNumeric id="d765279e341-wk-Fact-09EFA05BD25B8E16A997A6D60A59E47E" name="dei:TradingSymbol" contextRef="D2019Q4_us-gaap_StatementClassOfStockAxis_ally_TrustPreferredSecuritiesMember">ALLY PRA</ix:nonNumeric></span></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:10px;text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></div><div style="line-height:120%;padding-top:2px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:9pt;">Emerging growth company</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d765279e351-wk-Fact-EEF8B69C8015D8321C16A6E1ED0F1F84" name="dei:EntityEmergingGrowthCompany" contextRef="D2019Q4" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></span></span><span style="font-family:inherit;font-size:10pt;color:#231f20;"> </span></div><div style="line-height:120%;padding-top:10px;text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</span></div><div style="line-height:120%;"><hr></hr></div><div><br/></div><div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></div><hr style="page-break-after:always"></hr><div><a id="s73726ABAC79459ADBAF683017A1E91A4"></a></div><div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></div><div><br/></div><div style="line-height:120%;padding-top:10px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Item 5.03&#160;&#160;&#160;&#160;Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.</span></div><div style="line-height:120%;padding-top:10px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Effective October 7, 2019, the Ally Financial Inc. (</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Ally</span><span style="font-family:Arial;font-size:10pt;">) Board of Directors (</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Board</span><span style="font-family:Arial;font-size:10pt;">) amended and restated the Bylaws (</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Bylaws</span><span style="font-family:Arial;font-size:10pt;">) of Ally.</span></div><div style="line-height:120%;padding-top:10px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The amendments are intended to modernize and enhance the clarity of the Bylaws, to update and eliminate outdated provisions, and to refine and augment provisions governing the Board and its committees, in each case, consistent with the Delaware General Corporation Law and other applicable law. Among the amendments are the following:</span></div><table cellpadding="0" cellspacing="0" style="padding-top:10px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:inherit;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Remove references to stockholder registration rights that no longer apply.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:10px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Update provisions for stockholder meetings to be held by remote communication.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:10px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Remove provisions for a </span><span style="font-family:Arial;font-size:10pt;">stockholder&#8217;s or director&#8217;s presence at a meeting of stockholders or the Board, as applicable, to constitute assent to the actions taken unless the person&#8217;s dissent is entered in the minutes of the meeting or otherwise filed with the secretary of the meeting.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:10px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Update provisions for notices of stockholder meetings, provide for electronic delivery of notices to stockholders, and incorporate provisions for the adjournment and record date of stockholder meetings.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:10px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Provide for a majority of the full Board to elect its chairperson and, if the chairperson does not qualify as an independent director, for the independent directors to elect a lead independent director.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:10px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Update provisions for the resignation of directors, actions and meetings of the Board and its committees, and conflicts of interest.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:10px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Update provisions for officer positions and related responsibilities and authorities.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:10px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Remove provisions for the Bylaws to be subject to stockholder agreements.</span></div></td></tr></table><div style="line-height:120%;padding-top:10px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The foregoing summary is subject to, and qualified in its entirety by, the full text of the Bylaws, which are filed as Exhibit 3.1 to this Form 8-K and are incorporated by reference into this Item&#160;5.03.</span></div><div><a id="s4DD279DDB2C95164BFCB1F440B92B642"></a></div><div style="line-height:120%;padding-top:10px;-sec-extract:summary;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Item 9.01&#160;&#160;&#160;&#160;Financial Statements and Exhibits.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:14%;"></td><td style="width:86%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:10px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Exhibit No.</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:10px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Description</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:10px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">3.1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:10px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;-sec-extract:exhibit;" href="exhibit31q42019bylaw.htm"><span style="font-family:Arial;font-size:10pt;">Amended and Restated Bylaws</span></a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:10px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">104</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:10px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The cover page from this Current Report on Form 8-K, formatted in Inline XBRL</span></div></td></tr></table></div></div><div><br/></div><div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></div><hr style="page-break-after:always"></hr><div><a id="sAC26EC609DAC53E59D4ABEEC032E6E62"></a></div><div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></div><div><br/></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:center;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">SIGNATURES</span></div><div style="line-height:120%;padding-bottom:32px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"></td></tr><tr><td style="width:12%;"></td><td style="width:19%;"></td><td style="width:19%;"></td><td style="width:14%;"></td><td style="width:14%;"></td><td style="width:12%;"></td><td style="width:10%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Ally Financial Inc.</span></div><div style="font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">(Registrant)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Dated:</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">October 11, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">/s/ David J. DeBrunner</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">David J. DeBrunner</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Vice President, Chief Accounting Officer and</span></div><div style="font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Controller</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div><br/></div><div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></div>	</body>
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Document
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
October 7, 2019
(Date of report; date of
earliest event reported)
Commission file number:
1-3754
ALLY FINANCIAL INC.
(Exact name of registrant as specified in its charter)
Delaware
38-0572512
(State or other jurisdiction of
(I.R.S. Employer
incorporation or organization)
Identification No.)
Ally Detroit Center
500 Woodward Ave.
Floor 10
,
Detroit
,
Michigan
48226
(Address of principal executive offices)
(Zip Code)
(
866
)
710-4623
(Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act (all listed on the
New York Stock Exchange
):
Title of each class
Trading symbols
Common Stock, par value $0.01 per share
ALLY
8.125% Fixed Rate/Floating Rate Trust Preferred Securities, Series 2 of GMAC Capital Trust I
ALLY PRA
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 5.03    Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.
Effective October 7, 2019, the Ally Financial Inc. (
Ally
) Board of Directors (
Board
) amended and restated the Bylaws (
Bylaws
) of Ally.
The amendments are intended to modernize and enhance the clarity of the Bylaws, to update and eliminate outdated provisions, and to refine and augment provisions governing the Board and its committees, in each case, consistent with the Delaware General Corporation Law and other applicable law. Among the amendments are the following:
•
Remove references to stockholder registration rights that no longer apply.
•
Update provisions for stockholder meetings to be held by remote communication.
•
Remove provisions for a
stockholder's or director's presence at a meeting of stockholders or the Board, as applicable, to constitute assent to the actions taken unless the person's dissent is entered in the minutes of the meeting or otherwise filed with the secretary of the meeting.
•
Update provisions for notices of stockholder meetings, provide for electronic delivery of notices to stockholders, and incorporate provisions for the adjournment and record date of stockholder meetings.
•
Provide for a majority of the full Board to elect its chairperson and, if the chairperson does not qualify as an independent director, for the independent directors to elect a lead independent director.
•
Update provisions for the resignation of directors, actions and meetings of the Board and its committees, and conflicts of interest.
•
Update provisions for officer positions and related responsibilities and authorities.
•
Remove provisions for the Bylaws to be subject to stockholder agreements.
The foregoing summary is subject to, and qualified in its entirety by, the full text of the Bylaws, which are filed as Exhibit 3.1 to this Form 8-K and are incorporated by reference into this Item 5.03.
Item 9.01    Financial Statements and Exhibits.
Exhibit No.
Description
3.1
Amended and Restated Bylaws
104
The cover page from this Current Report on Form 8-K, formatted in Inline XBRL
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Ally Financial Inc.
(Registrant)
Dated:
October 11, 2019
/s/ David J. DeBrunner
David J. DeBrunner
Vice President, Chief Accounting Officer and
Controller