SECURITIES AND EXCHANGE COMMISSION     
     
                      Washington, D.C.  20549     
     
                              Form 8-K     
     
                           CURRENT REPORT     
     
                  Pursuant to Section 13 or 15(d) of      
                  the Securities Exchange Act of 1934     
     
                   Date of Report - July 8, 1996     
    
                 UNION NATIONAL FINANCIAL CORPORATION     
        (Exact name of registrant as specified in its charter)    

     
    Pennsylvania                0-19214            23-2415179     
- - - ---------------------------    -------------      -----------     
State or other jurisdiction (Commission File     (IRS Employer    
    of Incorporation)             Number)       Identification    
                                                   Number)     
  
   101 East Main Street, P.O. Box 567     
         Mount Joy, Pennsylvania                     17552-0567   
- - - ---------------------------------------            -------------- 
(Address of principal executive offices)              (Zip Code)  

 
 Registrant's telephone number including area code: (717) 653-1441 
                                                    -------------- 
     
                                N/A     
- - - ----------------------------------------------------------------- 
   (Former name or former address, if changed since last report)  

 
<PAGE>     
     
Item 1.    Changes in Control of Registrant     
                
           Not Applicable.     
     
Item 2.    Acquisition or Disposition of Assets.     
        
           Not Applicable.     
     
Item 3.    Bankruptcy or Receivership.     
 
           Not Applicable.     
     
Item 4.    Changes in Registrant's Certifying Accountant.     
        
           Not Applicable.     
     
Item 5.    Other Events.     
     
           The Registrant hereby files its Amended Articles of    
           Incorporation and Amended Bylaws.  See 
           Item 7 and Exhibits 3(i) and 3(ii) below.     
     
Item 6.    Resignations of Registrant's Directors.     
     
           Not Applicable.     
     
Item 7.    Financial Statements and Exhibits.     
     
           Exhibits:     
     
           3(i)   Amended Articles of Incorporation of the      
                  Registrant.     
      
           3(ii)  Amended Bylaws of the Registrant.     
     
Item 8.    Change in Fiscal Year.     
     
           Not Applicable.     
     
<PAGE>     
     
     Pursuant to the requirements of the Securities Exchange Act  
of 1934, the Registrant has duly caused this report to be signed  
on its behalf by the undersigned hereunto duly authorized.     
     
                             UNION NATIONAL FINANCIAL CORPORATION 
                               (Registrant)     
     
     
Dated: July 8, 1996          /s/ William E. Eby     
                             ----------------------------------   
                             William E. Eby, President &     
                             Chief Executive Officer     
                             (Principal Executive Officer)     
     
                             /s/ Clement M. Hoober     
                             ---------------------------------    
                             Clement M. Hoober,     
                             Chief Financial Officer     
                             (Principal Financial and      
                             Accounting Officer)     
     
:60048
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{"company-data": {"conformed-name": "UNION NATIONAL FINANCIAL CORP / PA", "cik": "0000874482", "assigned-sic": "6021", "irs-number": "232415179", "state-of-incorporation": "PA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-19214", "film-number": "96591942"}, "business-address": {"street1": "101 E MAIN ST", "street2": "P O BOX 567", "city": "MOUNT JOY", "state": "PA", "zip": "17552", "phone": "7176531441"}, "mail-address": {"street1": "101 EAST MAIN ST", "street2": "P O BOX 567", "city": "MOUNT JOY", "state": "PA", "zip": "17552-0567"}}
SECURITIES AND EXCHANGE COMMISSION     
     
                      Washington, D.C.  20549     
     
                              Form 8-K     
     
                           CURRENT REPORT     
     
                  Pursuant to Section 13 or 15(d) of      
                  the Securities Exchange Act of 1934     
     
                   Date of Report - July 8, 1996     
    
                 UNION NATIONAL FINANCIAL CORPORATION     
        (Exact name of registrant as specified in its charter)    

     
    Pennsylvania                0-19214            23-2415179     
- - - ---------------------------    -------------      -----------     
State or other jurisdiction (Commission File     (IRS Employer    
    of Incorporation)             Number)       Identification    
                                                   Number)     
  
   101 East Main Street, P.O. Box 567     
         Mount Joy, Pennsylvania                     17552-0567   
- - - ---------------------------------------            -------------- 
(Address of principal executive offices)              (Zip Code)  

 
 Registrant's telephone number including area code: (717) 653-1441 
                                                    -------------- 
     
                                N/A     
- - - ----------------------------------------------------------------- 
   (Former name or former address, if changed since last report)
Item 1.    Changes in Control of Registrant     
                
           Not Applicable.     
     
Item 2.    Acquisition or Disposition of Assets.     
        
           Not Applicable.     
     
Item 3.    Bankruptcy or Receivership.     
 
           Not Applicable.     
     
Item 4.    Changes in Registrant's Certifying Accountant.     
        
           Not Applicable.     
     
Item 5.    Other Events.     
     
           The Registrant hereby files its Amended Articles of    
           Incorporation and Amended Bylaws.  See 
           Item 7 and Exhibits 3(i) and 3(ii) below.     
     
Item 6.    Resignations of Registrant's Directors.     
     
           Not Applicable.     
     
Item 7.    Financial Statements and Exhibits.     
     
           Exhibits:     
     
           3(i)   Amended Articles of Incorporation of the      
                  Registrant.     
      
           3(ii)  Amended Bylaws of the Registrant.     
     
Item 8.    Change in Fiscal Year.     
     
           Not Applicable.
Pursuant to the requirements of the Securities Exchange Act  
of 1934, the Registrant has duly caused this report to be signed  
on its behalf by the undersigned hereunto duly authorized.     
     
                             UNION NATIONAL FINANCIAL CORPORATION 
                               (Registrant)     
     
     
Dated: July 8, 1996          /s/ William E. Eby     
                             ----------------------------------   
                             William E. Eby, President &     
                             Chief Executive Officer     
                             (Principal Executive Officer)     
     
                             /s/ Clement M. Hoober     
                             ---------------------------------    
                             Clement M. Hoober,     
                             Chief Financial Officer     
                             (Principal Financial and      
                             Accounting Officer)     
     
:60048