UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                   FORM 8-K


                                CURRENT REPORT



                         Pursuant to Section 13 of the

                        Securities Exchange Act of 1934



Date of Report (Date of earliest event reported):  August 15, 1996


                   Sears Credit Account Master Trust II
              (Exact name of registrant as specified in charter)


Illinois                     33-79186-01            Not Applicable
(State of                    (Commission            (IRS Employer
Organization)                File Number)         Identification No.)

c/o Sears Receivables Financing Group, Inc.
3711 Kennett Pike
Greenville, Delaware                                      19807   
(Address of principal executive offices)               (Zip Code)



Registrant's Telephone Number, including area code: (302) 888-3176



Former name, former address and former fiscal year, if changed
since last report:  Not Applicable
<PAGE>
Item 5.   Other Events


     On August 15, 1996, Registrant made available the Monthly Investor
Certificateholders' Statement set forth as Exhibit 21.

     In addition, Sears National Bank (the "Bank"), a wholly-owned
subsidiary of Sears, Roebuck and Co. ("Sears"), plans to implement a
limited pilot of a cobranded Sears credit card.  The Bank and Sears
intend to closely monitor the pilot program prior to any decision to
expand it.  No accounts under the pilot program will be included in the
Trust.

Item 7.   Financial Statements and Exhibits

  21.     Monthly Investor Certificateholders' Statement related
          to the distribution of August 15, 1996 and reflecting
          the performance of the Trust during the Due Period
          ended in July 1996, which will accompany the
          distribution on August 15, 1996.

<PAGE>
                                  SIGNATURES


     Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned thereunto duly authorized.


                         Sears Credit Account Master Trust II
                                   (Registrant)


                    By:  Sears Receivables Financing Group, Inc.
                              (Originator of the Trust)



                    By:  /S/Gary D. Farrar
                         Gary D. Farrar
                         Vice President, Administration


Date:August 15, 1996<PAGE>
                                 EXHIBIT INDEX



Exhibit No.


     21.  Monthly Investor Certificateholders' Statement -
          (August 15, 1996).
[{"type": "8-K", "sequence": "1", "description": "SCAT MASTER TRUST II 8-K DATED AUGUST 15, 1996", "secsgml_size_bytes": 2745}]
{"company-data": {"conformed-name": "SEARS CREDIT ACCOUNT MASTER TRUST II", "cik": "0000923569", "assigned-sic": "6141", "state-of-incorporation": "IL", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-24776", "film-number": "96615852"}, "business-address": {"street1": "3711 KENNETT PIKE", "street2": "C/O SEARS RECEIVABLE FINANCING GROUP INC", "city": "GREENVILLE", "state": "DE", "zip": "19807", "phone": "3028883176"}, "mail-address": {"street1": "SEARS TOWER 51ST FLOOR", "street2": "SEARS TOWER 51ST FLOOR", "city": "CHICAGO", "state": "IL", "zip": "60684"}}
UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                         Pursuant to Section 13 of the

                        Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  August 15, 1996

                   Sears Credit Account Master Trust II
              (Exact name of registrant as specified in charter)

Illinois                     33-79186-01            Not Applicable
(State of                    (Commission            (IRS Employer
Organization)                File Number)         Identification No.)

c/o Sears Receivables Financing Group, Inc.
3711 Kennett Pike
Greenville, Delaware                                      19807   
(Address of principal executive offices)               (Zip Code)

Registrant's Telephone Number, including area code: (302) 888-3176

Former name, former address and former fiscal year, if changed
since last report:  Not Applicable
Item 5.   Other Events

     On August 15, 1996, Registrant made available the Monthly Investor
Certificateholders' Statement set forth as Exhibit 21.

     In addition, Sears National Bank (the "Bank"), a wholly-owned
subsidiary of Sears, Roebuck and Co. ("Sears"), plans to implement a
limited pilot of a cobranded Sears credit card.  The Bank and Sears
intend to closely monitor the pilot program prior to any decision to
expand it.  No accounts under the pilot program will be included in the
Trust.

Item 7.   Financial Statements and Exhibits

  21.     Monthly Investor Certificateholders' Statement related
          to the distribution of August 15, 1996 and reflecting
          the performance of the Trust during the Due Period
          ended in July 1996, which will accompany the
          distribution on August 15, 1996.
SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned thereunto duly authorized.

                         Sears Credit Account Master Trust II
                                   (Registrant)

                    By:  Sears Receivables Financing Group, Inc.
                              (Originator of the Trust)

                    By:  /S/Gary D. Farrar
                         Gary D. Farrar
                         Vice President, Administration

Date:August 15, 1996
EXHIBIT INDEX

Exhibit No.

     21.  Monthly Investor Certificateholders' Statement -
          (August 15, 1996).