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<title>ibcp-20221025</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:AmendmentFlag" format="ixt:fixed-false" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N184Ni9mcmFnOmM5MDgwODhiY2RjNTQyNDM4ODdlODM4MzU3YjE4M2I5L3RhYmxlOjE4NjI1MDRhMjc5NTQ0MGQ4M2YxYWVlNGQzYzgyZTliL3RhYmxlcmFuZ2U6MTg2MjUwNGEyNzk1NDQwZDgzZjFhZWU0ZDNjODJlOWJfMC0xLTEtMS0yMDA1MA_4deaa014-d934-465f-a5a0-dddb7c5ca249">FALSE</ix:nonNumeric><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N184Ni9mcmFnOmM5MDgwODhiY2RjNTQyNDM4ODdlODM4MzU3YjE4M2I5L3RhYmxlOjE4NjI1MDRhMjc5NTQ0MGQ4M2YxYWVlNGQzYzgyZTliL3RhYmxlcmFuZ2U6MTg2MjUwNGEyNzk1NDQwZDgzZjFhZWU0ZDNjODJlOWJfMS0xLTEtMS0yMDA1Mg_db5d5037-8aa8-4d44-9989-23830b3fb5fe">0000039311</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="ibcp-20221025.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000039311</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-10-25</xbrli:startDate><xbrli:endDate>2022-10-25</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="i9f43716e54ba43bda5166f08e6d51c97_1"></div><div style="min-height:45pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:3pt double #000;padding:0 1pt"></td></tr></table></div><div style="margin-top:6pt;text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Washington, DC 20549</span></div><div style="margin-top:12pt;text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">FORM&#160;<ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGV4dHJlZ2lvbjo3YjE1YjUwMWU4MTk0ZGIzOTRiNTExNDBiY2UyZWZkMF8zMjk4NTM0ODg0NDky_14ad0af1-5150-4240-995b-8b89f0dd0b68">8-K</ix:nonNumeric></span></div><div style="margin-top:12pt;text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="margin-top:12pt;text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</span></div><div style="margin-top:12pt;text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date of Report:&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGV4dHJlZ2lvbjo3YjE1YjUwMWU4MTk0ZGIzOTRiNTExNDBiY2UyZWZkMF8xMDk5NTExNjI4OTM3_c10b828f-1709-46a2-a2a4-4402a28c5e47">October&#160;25, 2022</ix:nonNumeric></span></div><div style="margin-top:12pt;text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGV4dHJlZ2lvbjo3YjE1YjUwMWU4MTk0ZGIzOTRiNTExNDBiY2UyZWZkMF8zMjk4NTM0ODg0NDkz_6686b521-72e0-4ba8-b126-929a77b03973">INDEPENDENT BANK CORPORATION</ix:nonNumeric></span></div><div style="text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Exact name of registrant as specified in its charter)</span></div><div style="margin-top:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.718%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.263%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:35.719%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6OTNjNmYzNDBkMWNiNGMwOGFjNDlkM2QzYWQxNDEzNDMvdGFibGVyYW5nZTo5M2M2ZjM0MGQxY2I0YzA4YWM0OWQzZDNhZDE0MTM0M18wLTAtMS0xLTIwMDE3_d98b3b18-2edd-45dc-854a-57d8aaf7d3a7">Michigan</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6OTNjNmYzNDBkMWNiNGMwOGFjNDlkM2QzYWQxNDEzNDMvdGFibGVyYW5nZTo5M2M2ZjM0MGQxY2I0YzA4YWM0OWQzZDNhZDE0MTM0M18wLTEtMS0xLTIwMDE5_3b343eca-5ff9-4f4d-b3c2-208240a0de89">0-7818</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6OTNjNmYzNDBkMWNiNGMwOGFjNDlkM2QzYWQxNDEzNDMvdGFibGVyYW5nZTo5M2M2ZjM0MGQxY2I0YzA4YWM0OWQzZDNhZDE0MTM0M18wLTItMS0xLTIwMDIx_b8ca05ba-1b0e-4d62-bed3-956c2c201680">38-2032782</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(State or other jurisdiction of incorporation)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Commission File Number)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(IRS Employer Identification No.)</span></td></tr></table></div><div style="margin-top:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6YWJlZGY4MGM0ZDAzNGUwNDlkNmM5NWY2NmMxNzQ0NjEvdGFibGVyYW5nZTphYmVkZjgwYzRkMDM0ZTA0OWQ2Yzk1ZjY2YzE3NDQ2MV8wLTAtMS0xLTE5OTM3L3RleHRyZWdpb246NjJlOTlkY2I1ZjViNGFmMDhkNzhkYTk4NzA4MTg4ZTZfMzI5ODUzNDg4MzM5Mg_6bd4ee90-d746-49f1-ba03-7396af23fe0f">4200 East Beltline</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6YWJlZGY4MGM0ZDAzNGUwNDlkNmM5NWY2NmMxNzQ0NjEvdGFibGVyYW5nZTphYmVkZjgwYzRkMDM0ZTA0OWQ2Yzk1ZjY2YzE3NDQ2MV8wLTAtMS0xLTE5OTM3L3RleHRyZWdpb246NjJlOTlkY2I1ZjViNGFmMDhkNzhkYTk4NzA4MTg4ZTZfMzI5ODUzNDg4MzQzMA_c6d8e0ed-8afd-4ac9-91ab-bdd8395a3d5c">Grand Rapids</ix:nonNumeric>, <ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6YWJlZGY4MGM0ZDAzNGUwNDlkNmM5NWY2NmMxNzQ0NjEvdGFibGVyYW5nZTphYmVkZjgwYzRkMDM0ZTA0OWQ2Yzk1ZjY2YzE3NDQ2MV8wLTAtMS0xLTE5OTM3L3RleHRyZWdpb246NjJlOTlkY2I1ZjViNGFmMDhkNzhkYTk4NzA4MTg4ZTZfMzI5ODUzNDg4MzQ0MQ_13dbd82a-3afc-4669-a77a-1682dabda766">Michigan</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6YWJlZGY4MGM0ZDAzNGUwNDlkNmM5NWY2NmMxNzQ0NjEvdGFibGVyYW5nZTphYmVkZjgwYzRkMDM0ZTA0OWQ2Yzk1ZjY2YzE3NDQ2MV8wLTEtMS0xLTE5OTYy_019c49e0-64a5-49b7-bc79-e4e4e1765eda">49525</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Address of principal executive office)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Zip Code)</span></td></tr></table></div><div style="margin-top:10pt;text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Registrant&#8217;s telephone number,</span></div><div style="text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">including area code:</span></div><div style="text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(<ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGV4dHJlZ2lvbjo3YjE1YjUwMWU4MTk0ZGIzOTRiNTExNDBiY2UyZWZkMF8zMjk4NTM0ODg0NDk1_c3305af9-b5e0-4d52-8b67-f2506244db3b">616</ix:nonNumeric>)&#160;<ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGV4dHJlZ2lvbjo3YjE1YjUwMWU4MTk0ZGIzOTRiNTExNDBiY2UyZWZkMF8zMjk4NTM0ODg0NDk5_4a1f5595-acf9-49c9-9e30-6ab2119c1076">527-5820</ix:nonNumeric></span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</span></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:2.081%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:95.719%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:WrittenCommunications" format="ixt:fixed-false" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6MTk3NGI0NzM4ZTdjNDE4NzlkOWQ3MGZmYmYwOGYwZDIvdGFibGVyYW5nZToxOTc0YjQ3MzhlN2M0MTg3OWQ5ZDcwZmZiZjA4ZjBkMl8wLTAtMS0xLTE5OTcw_f7291154-561f-4ba9-abab-d97c6dae2339">o</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:SolicitingMaterial" format="ixt:fixed-false" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6MTk3NGI0NzM4ZTdjNDE4NzlkOWQ3MGZmYmYwOGYwZDIvdGFibGVyYW5nZToxOTc0YjQ3MzhlN2M0MTg3OWQ5ZDcwZmZiZjA4ZjBkMl8yLTAtMS0xLTE5OTY3_2dcc3e8c-b26c-48ff-b0a1-88097314ae85">o</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:PreCommencementTenderOffer" format="ixt:fixed-false" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6MTk3NGI0NzM4ZTdjNDE4NzlkOWQ3MGZmYmYwOGYwZDIvdGFibGVyYW5nZToxOTc0YjQ3MzhlN2M0MTg3OWQ5ZDcwZmZiZjA4ZjBkMl80LTAtMS0xLTIwMDEw_9925f28f-12d4-4338-a89d-ace2ee5a9296">o</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:PreCommencementIssuerTenderOffer" format="ixt:fixed-false" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6MTk3NGI0NzM4ZTdjNDE4NzlkOWQ3MGZmYmYwOGYwZDIvdGFibGVyYW5nZToxOTc0YjQ3MzhlN2M0MTg3OWQ5ZDcwZmZiZjA4ZjBkMl82LTAtMS0xLTIwMDEy_bbfa1aa2-38e1-4adb-83cf-5cf9e31df996">o</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></td></tr></table></div><div style="margin-top:10pt"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities registered pursuant to Section 12(b) of the Act:</span></div><div style="margin-top:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.848%"><tr><td style="width:1.0%"></td><td style="width:37.291%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.116%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.293%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Title of each class</span></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Trading symbol(s)</span></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6OGJiZTQwODYwNjc0NGFhMDk5MDVjZWI5ZGQ5MmM4YjMvdGFibGVyYW5nZTo4YmJlNDA4NjA2NzQ0YWEwOTkwNWNlYjlkZDkyYzhiM18xLTAtMS0xLTIwMDI0_57137671-dc71-483b-a956-4cbcba052f2e">Common stock, no par value</ix:nonNumeric></span></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6OGJiZTQwODYwNjc0NGFhMDk5MDVjZWI5ZGQ5MmM4YjMvdGFibGVyYW5nZTo4YmJlNDA4NjA2NzQ0YWEwOTkwNWNlYjlkZDkyYzhiM18xLTEtMS0xLTIwMDMx_b0b0a394-534c-4d76-a2ee-7193d4b4bef9">IBCP</ix:nonNumeric></span></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGFibGU6OGJiZTQwODYwNjc0NGFhMDk5MDVjZWI5ZGQ5MmM4YjMvdGFibGVyYW5nZTo4YmJlNDA4NjA2NzQ0YWEwOTkwNWNlYjlkZDkyYzhiM18xLTItMS0xLTIwMDMz_20a1c1cc-98a9-4634-883a-b75723337077">NASDAQ Global Select Market</ix:nonNumeric></span></td></tr></table></div><div style="margin-top:12pt"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></div><div style="margin-top:12pt"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Emerging growth company </span><span style="background-color:#ffffff;color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:EntityEmergingGrowthCompany" format="ixt:fixed-false" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xL2ZyYWc6N2IxNWI1MDFlODE5NGRiMzk0YjUxMTQwYmNlMmVmZDAvdGV4dHJlZ2lvbjo3YjE1YjUwMWU4MTk0ZGIzOTRiNTExNDBiY2UyZWZkMF8zMjk4NTM0ODg0NTAw_4715adb5-3ba9-43a5-aef9-20f923f292ff">o</ix:nonNumeric></span></div><div style="margin-top:12pt"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="background-color:#ffffff;color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%">o</span></div><div style="margin-top:10pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:3pt double #000;padding:0 1pt"></td></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="i9f43716e54ba43bda5166f08e6d51c97_4"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span><br/></span></div></div><div style="margin-top:12pt;padding-left:54pt;text-indent:-54pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Item 2.02.&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">Results of Operations and Financial Condition</span></div><div style="margin-top:12pt"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On <ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N180L2ZyYWc6ZmM2MWM1MmRkN2ZiNDc5MjllODYwYWZmN2UyMTMzYjMvdGV4dHJlZ2lvbjpmYzYxYzUyZGQ3ZmI0NzkyOWU4NjBhZmY3ZTIxMzNiM18xMDk5NTExNjI4NTg5_c10b828f-1709-46a2-a2a4-4402a28c5e47">October&#160;25, 2022</ix:nonNumeric>, Independent Bank Corporation issued a press release announcing its financial results for the quarter ended September&#160;30, 2022. A copy of the press release is attached as Exhibit 99.1. Attached Exhibit 99.2 contains supplemental data to that press release and attached Exhibit 99.3 contains a slide presentation for our earnings conference call.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information in this Form 8-K and the attached Exhibits shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall they be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.</span></div><div id="i9f43716e54ba43bda5166f08e6d51c97_7"></div><div style="-sec-extract:summary;margin-top:12pt;padding-left:54pt;text-indent:-54pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Item 9.01.&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">Financial Statements and Exhibits</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">Exhibits</span><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:6.021%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:91.779%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:justify"><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="ibcp-20221025ex991.htm">99.1</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Press release dated <ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N183L2ZyYWc6OTRiZTlmY2QzMTc4NDQxM2FmY2UxYjNkMWE2YTc4MTAvdGFibGU6NTI5ODExNTc0OWY3NGRmYWIyNTM5YzgwMDE0Yjg5MzEvdGFibGVyYW5nZTo1Mjk4MTE1NzQ5Zjc0ZGZhYjI1MzljODAwMTRiODkzMV8wLTEtMS0xLTEzNjQyL3RleHRyZWdpb246YTJjNGQ0NTU1NDZlNDU4NThkNWE2ZGFjMWU1MDM3NjBfMTA5OTUxMTYyNzg0MA_c10b828f-1709-46a2-a2a4-4402a28c5e47">October&#160;25, 2022</ix:nonNumeric>.</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="ibcp-20221025ex992.htm">99.2</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Supplemental data to the Registrant&#8217;s press release dated <ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N183L2ZyYWc6OTRiZTlmY2QzMTc4NDQxM2FmY2UxYjNkMWE2YTc4MTAvdGFibGU6NTI5ODExNTc0OWY3NGRmYWIyNTM5YzgwMDE0Yjg5MzEvdGFibGVyYW5nZTo1Mjk4MTE1NzQ5Zjc0ZGZhYjI1MzljODAwMTRiODkzMV8yLTEtMS0xLTEzNjQ0L3RleHRyZWdpb246MzUzNzJlMmE2ZTJhNDdlOGJmYTVmZWVlOGY5Y2UxZjRfMTA5OTUxMTYyNzg3OA_c10b828f-1709-46a2-a2a4-4402a28c5e47">October&#160;25, 2022</ix:nonNumeric>.</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="ibcp20223qearningsdeck-f.htm">99.3</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Earnings conference call presentation.</span></td></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2</span></div></div></div><div id="i9f43716e54ba43bda5166f08e6d51c97_10"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span><br/></span></div></div><div style="margin-top:12pt;text-align:center"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">SIGNATURE</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</span></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:3.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.778%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:33.293%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.990%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.539%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">INDEPENDENT BANK CORPORATION</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Registrant)</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date</span></td><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i16b851d51ba44f8bbe505336a4f651b7_D20221025-20221025" name="dei:DocumentPeriodEndDate" format="ixt:date-month-day-year" id="id3VybDovL2RvY3MudjEvZG9jOjlmNDM3MTZlNTRiYTQzYmRhNTE2NmYwOGU2ZDUxYzk3L3NlYzo5ZjQzNzE2ZTU0YmE0M2JkYTUxNjZmMDhlNmQ1MWM5N18xMC9mcmFnOjg2YWRmMDVkMmVlMzQwOTlhZDE0MjVmYjI0M2E4MzY3L3RhYmxlOmQyOTZiZDhjYTZiODQ3NmU4NDFkMjQ4NDAzOTE4YzU5L3RhYmxlcmFuZ2U6ZDI5NmJkOGNhNmI4NDc2ZTg0MWQyNDg0MDM5MThjNTlfMy0xLTEtMS0xMzY0OQ_c10b828f-1709-46a2-a2a4-4402a28c5e47">10/25/2022</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">By</span></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">s/Gavin A. Mohr</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Gavin A. Mohr, Principal Financial Officer</span></td></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3</span></div></div></div></body></html>
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ibcp-20221025
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM
8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report:
October 25, 2022
INDEPENDENT BANK CORPORATION
(Exact name of registrant as specified in its charter)
Michigan
0-7818
38-2032782
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)
4200 East Beltline
Grand Rapids
,
Michigan
49525
(Address of principal executive office)
(Zip Code)
Registrant's telephone number,
including area code:
(
616
)
527-5820
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading symbol(s)
Name of each exchange on which registered
Common stock, no par value
IBCP
NASDAQ Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
o
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
o
Item 2.02.
Results of Operations and Financial Condition
On
October 25, 2022
, Independent Bank Corporation issued a press release announcing its financial results for the quarter ended September 30, 2022. A copy of the press release is attached as Exhibit 99.1. Attached Exhibit 99.2 contains supplemental data to that press release and attached Exhibit 99.3 contains a slide presentation for our earnings conference call.
The information in this Form 8-K and the attached Exhibits shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall they be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.
Item 9.01.
Financial Statements and Exhibits
Exhibits
.
99.1
Press release dated
October 25, 2022
.
99.2
Supplemental data to the Registrant's press release dated
October 25, 2022
.
99.3
Earnings conference call presentation.
2
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
INDEPENDENT BANK CORPORATION
(Registrant)
Date
10/25/2022
By
s/Gavin A. Mohr
Gavin A. Mohr, Principal Financial Officer
3