SECURITIES AND EXCHANGE COMMISSION

                      Washington, D.C.  20549

                              Form 8-K

                           CURRENT REPORT

                  Pursuant to Section 13 or 15(d) of
                  the Securities Exchange Act of 1934

                  Date of Report - December 16, 2004

                 UNION NATIONAL FINANCIAL CORPORATION
        (Exact name of registrant as specified in its charter)



    Pennsylvania                0-19214            23-2415179
---------------------------    -------------      -----------

State or other jurisdiction (Commission File     (IRS Employer
    of incorporation)             Number)       Identification
                                                   Number)

   101 East Main Street, P.O. Box 567
         Mount Joy, Pennsylvania                        17552
---------------------------------------            --------------
(Address of principal executive offices)              (Zip Code)



 Registrant's telephone number including area code:
                       (717) 653-1441
                        --------------

                                N/A
-----------------------------------------------------------------
   (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is
intended to simultaneously satisfy the filing obligation of the
registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the
Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the
Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))

<PAGE>
Item 1.01  Entry into a Material Definitive Agreement
           __________________________________________

           On December 16, 2004, the Human Resources Committee of
           the Union National Community Bank Board of Directors
           approved director fees for 2005.  Union National
           Community Bank is the wholly-owned banking subsidiary
           of Union National Financial Corporation.  The 2005
           Board of Directors Fee Schedule is attached as Exhibit
           99.1 to this Current Report on Form 8-K.

Item 8.01  Other Events
           ____________

           On January 20, 2005, Union National Financial
           Corporation announced the appointment of Mark D.
           Gainer to the position of Vice Chairman of the Board
           of Directors of both Union National Financial
           Corporation and Union National Community Bank.  Mr.
           Gainer currently also serves as the President and
           Chief Executive Officer of Union National Financial
           Corporation and Union National Community Bank.  Mr.
           Gainer will assume the position of Vice Chairman upon
           the resignation of Benjamin W. Piersol, Jr. from this
           position effective February 1, 2005.  Mr. Piersol will
           continue to serve as a member of the Board of
           Directors of both entities.

Item 9.01  Financial Statements and Exhibits
           _________________________________

           (c) Exhibits.

           Exhibit No.    Description
           ___________    ___________
           99.1           2005 Board of Directors Fee Schedule

<PAGE>

                         SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.

                             UNION NATIONAL FINANCIAL CORPORATION
                             (Registrant)


Dated: January 25, 2005      /s/Mark D. Gainer
                             ----------------------------------

                             Mark D. Gainer,
                             President & Chief Executive Officer
<PAGE>

                            EXHIBIT INDEX


Exhibit                                                  Page
_______                                                  ____

99.1          2005 Board of Directors Fee Schedule         5

<PAGE>
                          EXHIBIT 99.1

             2005 Board of Directors Fee Schedule
<PAGE>


                 Union National Community Bank
              2005 Board of Directors Fee Schedule
                  Approved: December 16, 2004

Annual Retainer                         $5,000
Board Meetings                          $630 per meeting
Audit Committee Meetings                $295 per meeting
All Other Committee Meetings            $190 per meeting
Chairman's Annual Salary                $9,700
Vice Chairman's Annual Salary           $4,850

<PAGE>
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{"company-data": {"conformed-name": "UNION NATIONAL FINANCIAL CORP / PA", "cik": "0000874482", "assigned-sic": "6021", "irs-number": "232415179", "state-of-incorporation": "PA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-19214", "film-number": "05547187"}, "business-address": {"street1": "101 E MAIN ST", "street2": "P O BOX 567", "city": "MOUNT JOY", "state": "PA", "zip": "17552", "phone": "7174922222"}, "mail-address": {"street1": "101 EAST MAIN ST", "street2": "P O BOX 567", "city": "MOUNT JOY", "state": "PA", "zip": "17552-0567"}}
SECURITIES AND EXCHANGE COMMISSION

                      Washington, D.C.  20549

                              Form 8-K

                           CURRENT REPORT

                  Pursuant to Section 13 or 15(d) of
                  the Securities Exchange Act of 1934

                  Date of Report - December 16, 2004

                 UNION NATIONAL FINANCIAL CORPORATION
        (Exact name of registrant as specified in its charter)

    Pennsylvania                0-19214            23-2415179
---------------------------    -------------      -----------

State or other jurisdiction (Commission File     (IRS Employer
    of incorporation)             Number)       Identification
                                                   Number)

   101 East Main Street, P.O. Box 567
         Mount Joy, Pennsylvania                        17552
---------------------------------------            --------------
(Address of principal executive offices)              (Zip Code)

 Registrant's telephone number including area code:
                       (717) 653-1441
                        --------------

                                N/A
-----------------------------------------------------------------
   (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is
intended to simultaneously satisfy the filing obligation of the
registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the
Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the
Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))
Item 1.01  Entry into a Material Definitive Agreement
           __________________________________________

           On December 16, 2004, the Human Resources Committee of
           the Union National Community Bank Board of Directors
           approved director fees for 2005.  Union National
           Community Bank is the wholly-owned banking subsidiary
           of Union National Financial Corporation.  The 2005
           Board of Directors Fee Schedule is attached as Exhibit
           99.1 to this Current Report on Form 8-K.

Item 8.01  Other Events
           ____________

           On January 20, 2005, Union National Financial
           Corporation announced the appointment of Mark D.
           Gainer to the position of Vice Chairman of the Board
           of Directors of both Union National Financial
           Corporation and Union National Community Bank.  Mr.
           Gainer currently also serves as the President and
           Chief Executive Officer of Union National Financial
           Corporation and Union National Community Bank.  Mr.
           Gainer will assume the position of Vice Chairman upon
           the resignation of Benjamin W. Piersol, Jr. from this
           position effective February 1, 2005.  Mr. Piersol will
           continue to serve as a member of the Board of
           Directors of both entities.

Item 9.01  Financial Statements and Exhibits
           _________________________________

           (c) Exhibits.

           Exhibit No.    Description
           ___________    ___________
           99.1           2005 Board of Directors Fee Schedule
SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.

                             UNION NATIONAL FINANCIAL CORPORATION
                             (Registrant)

Dated: January 25, 2005      /s/Mark D. Gainer
                             ----------------------------------

                             Mark D. Gainer,
                             President & Chief Executive Officer
EXHIBIT INDEX

Exhibit                                                  Page
_______                                                  ____

99.1          2005 Board of Directors Fee Schedule         5
EXHIBIT 99.1

             2005 Board of Directors Fee Schedule
Union National Community Bank
              2005 Board of Directors Fee Schedule
                  Approved: December 16, 2004

Annual Retainer                         $5,000
Board Meetings                          $630 per meeting
Audit Committee Meetings                $295 per meeting
All Other Committee Meetings            $190 per meeting
Chairman's Annual Salary                $9,700
Vice Chairman's Annual Salary           $4,850