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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM 8-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CURRENT REPORT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Pursuant to Section 13 OR 15(d) of the
Securities Exchange Act of 1934</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Date of Report: &nbsp;June 11, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Date of earliest event reported)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CINCINNATI FINANCIAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in
its charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <TD STYLE="width: 48%; text-autospace: none; font-size: 10pt; text-align: center">Ohio</TD>
    <TD STYLE="width: 17%; text-autospace: none; font-size: 10pt; text-align: center">0-4604</TD>
    <TD STYLE="width: 35%; text-autospace: none; font-size: 10pt; text-align: center">31-0746871</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(State or other jurisdiction</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">of incorporation)</P></TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Commission</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">File Number)</P></TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(I.R.S. Employer</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Identification No.)</P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <TD STYLE="width: 65%; font-size: 10pt; text-align: center">6200 S. Gilmore Road, Fairfield, Ohio</TD>
    <TD STYLE="width: 35%; text-autospace: none; font-size: 10pt; text-align: center">45014-5141</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-autospace: none; font-size: 10pt; text-align: center">(Address of principal executive offices)</TD>
    <TD STYLE="text-autospace: none; font-size: 10pt; text-align: center">(Zip Code)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Registrant&rsquo;s telephone number, including
area code: &nbsp;(513) 870-2000</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">N/A</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Former name or former address, if changed
since last report.)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <TD STYLE="width: 3%; padding-left: 19.8pt; text-autospace: none; font-family: Wingdings; text-indent: -19.8pt">&uml;</TD>
    <TD STYLE="width: 97%; text-autospace: none">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 19.8pt; text-autospace: none; font-family: Wingdings; text-indent: -19.8pt">&nbsp;</TD>
    <TD STYLE="text-autospace: none">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 19.8pt; text-autospace: none; font-family: Wingdings; text-indent: -19.8pt">&uml;</TD>
    <TD STYLE="text-autospace: none">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 19.8pt; text-autospace: none; font-family: Wingdings; text-indent: -19.8pt">&nbsp;</TD>
    <TD STYLE="text-autospace: none">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 19.8pt; text-autospace: none; font-family: Wingdings; text-indent: -19.8pt">&uml;</TD>
    <TD STYLE="text-autospace: none">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 19.8pt; text-autospace: none; font-family: Wingdings; text-indent: -19.8pt">&nbsp;</TD>
    <TD STYLE="text-autospace: none">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 19.8pt; text-autospace: none; font-family: Wingdings; text-indent: -19.8pt">&uml;</TD>
    <TD STYLE="text-autospace: none">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c))</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"><B>Item 7.01 Regulation
FD Disclosure</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">On June 11, 2012, Cincinnati Financial Corporation posted presentation
slides in PDF format on <I>www.cinfin.com/investors</I> that will be used in investor presentations beginning June 12, 2012. Exhibit
99.1 is a copy of the slides. The slides are being furnished pursuant to Item 7.01, and the information contained therein shall
not be deemed &ldquo;filed&rdquo; for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended or otherwise
subject to the liabilities of that section. This report should not be deemed an admission as to the materiality of any information
contained in the investor presentation slides.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"><B>Item 9.01 Financial Statements
and Exhibits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in">(c) Exhibits</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 99.1 &ndash; </B>Investor presentation slides<B>
</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Safe Harbor Statement </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">This is our &ldquo;Safe Harbor&rdquo; statement under the Private
Securities Litigation Reform Act of 1995. Our business is subject to certain risks and uncertainties that may cause actual results
to differ materially from those suggested by the forward-looking statements in this report. Some of those risks and uncertainties
are discussed in our 2011 Annual Report on Form 10-K, Item 1A, Risk Factors, Page 26.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Factors that could cause or contribute to such differences include,
but are not limited to:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Unusually high levels of catastrophe losses due to risk&nbsp;concentrations, changes in weather patterns, environmental events,
terrorism incidents or other&nbsp;causes</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Increased frequency and/or severity of claims</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Inadequate estimates or assumptions used for critical accounting estimates</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Recession or other economic conditions resulting in lower demand for insurance products or increased payment delinquencies</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Declines in overall stock market values negatively affecting the company&rsquo;s equity portfolio and book&nbsp;value</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Events resulting in capital market or credit market uncertainty, followed by prolonged periods of economic instability or recession,
that lead&nbsp;to:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Significant or prolonged decline in the value of a particular security or group of securities and impairment of the asset(s)</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Significant decline in investment income due to reduced or eliminated dividend payouts from a particular security or group
of securities</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Significant rise in losses from surety and director and officer policies written for financial&nbsp;institutions or other insured
entities</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Prolonged low interest rate environment or other factors that limit the company&rsquo;s ability to generate growth in investment
income or interest rate fluctuations that result in declining values of fixed-maturity investments, including declines in accounts
in which we hold bank-owned life insurance contract assets</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Increased competition that could result in a significant reduction in the company&rsquo;s premium volume</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Delays or performance inadequacies from ongoing development and implementation of underwriting and pricing methods or technology
projects and enhancements expected to increase our pricing accuracy, underwriting profit and competitiveness</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Changing consumer insurance-buying habits and consolidation of independent insurance agencies that could alter our competitive
advantages</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Inability to obtain adequate reinsurance on acceptable terms, amount of reinsurance purchased, financial strength of reinsurers
and the potential for non-payment or delay in payment by reinsurers</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Inability to defer policy acquisition costs for any business segment if pricing and loss trends would lead management to conclude
that segment could not achieve sustainable profitability</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Events or conditions that could weaken or harm the company&rsquo;s relationships with its independent agencies and hamper opportunities
to add new agencies, resulting in limitations on the company&rsquo;s opportunities for growth, such&nbsp;as:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Downgrades of the company&rsquo;s financial strength&nbsp;ratings</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Concerns that doing business with the company is too difficult</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Perceptions that the company&rsquo;s level of service, particularly claims service, is no longer a distinguishing characteristic
in the marketplace</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Actions of insurance departments, state attorneys general or other regulatory agencies, including a change to a federal system
of regulation from a state-based system, that:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Impose new obligations on us that increase our expenses or change the assumptions underlying our critical accounting estimates</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Place the insurance industry under greater regulatory scrutiny or result in new statutes, rules and&nbsp;regulations</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Restrict our ability to exit or reduce writings of unprofitable coverages or lines of business</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Add assessments for guaranty funds, other insurance related assessments or mandatory reinsurance arrangements; or that impair
our ability to recover such assessments through future surcharges or other rate changes</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Increase our provision for federal income taxes due to changes in tax law</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Increase our other expenses</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Limit our ability to set fair, adequate and reasonable&nbsp;rates</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Place us at a disadvantage in the marketplace</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>Restrict our ability to execute our business model, including the way we compensate agents</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Adverse outcomes from litigation or administrative proceedings</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Events or actions, including unauthorized intentional circumvention of controls, that reduce the company&rsquo;s future ability
to maintain effective internal control over financial reporting under the Sarbanes-Oxley Act of&nbsp;2002</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Unforeseen departure of certain executive officers or other key employees due to retirement, health or other&nbsp;causes that
could interrupt progress toward important strategic goals or diminish the effectiveness of certain longstanding relationships with
insurance agents and others</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Events, such as an epidemic, natural catastrophe or terrorism, that could hamper our ability to assemble our workforce at our
headquarters location</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: windowtext">&middot;</FONT></TD><TD>Difficulties with technology or data security breaches, including cyber attacks, that could negatively affect our ability to
conduct business&nbsp;and our relationships with agents, policyholders and others</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Further, the company&rsquo;s insurance businesses are subject
to the effects of changing social, economic and regulatory environments. Public and regulatory initiatives have included efforts
to adversely influence and restrict premium rates, restrict the ability to cancel policies, impose underwriting standards and expand
overall regulation. The company also is subject to public and regulatory initiatives that can affect the market value for its common
stock, such as measures affecting corporate financial reporting and governance. The&nbsp;ultimate changes and eventual effects,
if any, of these initiatives are uncertain.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Signature</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD NOWRAP STYLE="width: 48%; text-autospace: none">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 52%; text-autospace: none">CINCINNATI FINANCIAL CORPORATION</TD></TR>
<TR STYLE="vertical-align: top">
    <TD NOWRAP STYLE="text-autospace: none">&nbsp;</TD>
    <TD NOWRAP STYLE="text-autospace: none">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD NOWRAP STYLE="text-autospace: none">Date: &nbsp;<U>June 11, 2012</U></TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-autospace: none">/S/ Michael J. Sewell</TD></TR>
<TR STYLE="vertical-align: top">
    <TD NOWRAP STYLE="text-autospace: none">&nbsp;</TD>
    <TD NOWRAP STYLE="text-autospace: none">Michael J. Sewell, CPA</TD></TR>
<TR STYLE="vertical-align: top">
    <TD NOWRAP STYLE="text-autospace: none">&nbsp;</TD>
    <TD NOWRAP STYLE="text-autospace: none">Chief Financial Officer, Senior Vice President, and Treasurer</TD></TR>
</TABLE>
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{"company-data": {"conformed-name": "CINCINNATI FINANCIAL CORP", "cik": "0000020286", "assigned-sic": "6331", "irs-number": "310746871", "state-of-incorporation": "OH", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-04604", "film-number": "12899506"}, "business-address": {"street1": "6200 S GILMORE RD", "city": "FAIRFIELD", "state": "OH", "zip": "45014", "phone": "5138702000"}, "mail-address": {"street1": "P.O. BOX 145496", "city": "CINCINNATI", "state": "OH", "zip": "45250"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the
Securities Exchange Act of 1934
Date of Report:  June 11, 2012
(Date of earliest event reported)
CINCINNATI FINANCIAL CORPORATION
(Exact name of registrant as specified in
its charter)
Ohio
0-4604
31-0746871
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification No.)
6200 S. Gilmore Road, Fairfield, Ohio
45014-5141
(Address of principal executive offices)
(Zip Code)
Registrant's telephone number, including
area code:  (513) 870-2000
N/A
(Former name or former address, if changed
since last report.)
Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c))
Item 7.01 Regulation
FD Disclosure
On June 11, 2012, Cincinnati Financial Corporation posted presentation
slides in PDF format on
www.cinfin.com/investors
that will be used in investor presentations beginning June 12, 2012. Exhibit
99.1 is a copy of the slides. The slides are being furnished pursuant to Item 7.01, and the information contained therein shall
not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended or otherwise
subject to the liabilities of that section. This report should not be deemed an admission as to the materiality of any information
contained in the investor presentation slides.
Item 9.01 Financial Statements
and Exhibits
(c) Exhibits
Exhibit 99.1 –
Investor presentation slides
Safe Harbor Statement
This is our "Safe Harbor" statement under the Private
Securities Litigation Reform Act of 1995. Our business is subject to certain risks and uncertainties that may cause actual results
to differ materially from those suggested by the forward-looking statements in this report. Some of those risks and uncertainties
are discussed in our 2011 Annual Report on Form 10-K, Item 1A, Risk Factors, Page 26.
Factors that could cause or contribute to such differences include,
but are not limited to:
·
Unusually high levels of catastrophe losses due to risk concentrations, changes in weather patterns, environmental events,
terrorism incidents or other causes
·
Increased frequency and/or severity of claims
·
Inadequate estimates or assumptions used for critical accounting estimates
·
Recession or other economic conditions resulting in lower demand for insurance products or increased payment delinquencies
·
Declines in overall stock market values negatively affecting the company's equity portfolio and book value
·
Events resulting in capital market or credit market uncertainty, followed by prolonged periods of economic instability or recession,
that lead to:
o
Significant or prolonged decline in the value of a particular security or group of securities and impairment of the asset(s)
o
Significant decline in investment income due to reduced or eliminated dividend payouts from a particular security or group
of securities
o
Significant rise in losses from surety and director and officer policies written for financial institutions or other insured
entities
·
Prolonged low interest rate environment or other factors that limit the company's ability to generate growth in investment
income or interest rate fluctuations that result in declining values of fixed-maturity investments, including declines in accounts
in which we hold bank-owned life insurance contract assets
·
Increased competition that could result in a significant reduction in the company's premium volume
·
Delays or performance inadequacies from ongoing development and implementation of underwriting and pricing methods or technology
projects and enhancements expected to increase our pricing accuracy, underwriting profit and competitiveness
·
Changing consumer insurance-buying habits and consolidation of independent insurance agencies that could alter our competitive
advantages
·
Inability to obtain adequate reinsurance on acceptable terms, amount of reinsurance purchased, financial strength of reinsurers
and the potential for non-payment or delay in payment by reinsurers
·
Inability to defer policy acquisition costs for any business segment if pricing and loss trends would lead management to conclude
that segment could not achieve sustainable profitability
·
Events or conditions that could weaken or harm the company's relationships with its independent agencies and hamper opportunities
to add new agencies, resulting in limitations on the company's opportunities for growth, such as:
o
Downgrades of the company's financial strength ratings
o
Concerns that doing business with the company is too difficult
o
Perceptions that the company's level of service, particularly claims service, is no longer a distinguishing characteristic
in the marketplace
·
Actions of insurance departments, state attorneys general or other regulatory agencies, including a change to a federal system
of regulation from a state-based system, that:
o
Impose new obligations on us that increase our expenses or change the assumptions underlying our critical accounting estimates
o
Place the insurance industry under greater regulatory scrutiny or result in new statutes, rules and regulations
o
Restrict our ability to exit or reduce writings of unprofitable coverages or lines of business
o
Add assessments for guaranty funds, other insurance related assessments or mandatory reinsurance arrangements; or that impair
our ability to recover such assessments through future surcharges or other rate changes
o
Increase our provision for federal income taxes due to changes in tax law
o
Increase our other expenses
o
Limit our ability to set fair, adequate and reasonable rates
o
Place us at a disadvantage in the marketplace
o
Restrict our ability to execute our business model, including the way we compensate agents
·
Adverse outcomes from litigation or administrative proceedings
·
Events or actions, including unauthorized intentional circumvention of controls, that reduce the company's future ability
to maintain effective internal control over financial reporting under the Sarbanes-Oxley Act of 2002
·
Unforeseen departure of certain executive officers or other key employees due to retirement, health or other causes that
could interrupt progress toward important strategic goals or diminish the effectiveness of certain longstanding relationships with
insurance agents and others
·
Events, such as an epidemic, natural catastrophe or terrorism, that could hamper our ability to assemble our workforce at our
headquarters location
·
Difficulties with technology or data security breaches, including cyber attacks, that could negatively affect our ability to
conduct business and our relationships with agents, policyholders and others
Further, the company's insurance businesses are subject
to the effects of changing social, economic and regulatory environments. Public and regulatory initiatives have included efforts
to adversely influence and restrict premium rates, restrict the ability to cancel policies, impose underwriting standards and expand
overall regulation. The company also is subject to public and regulatory initiatives that can affect the market value for its common
stock, such as measures affecting corporate financial reporting and governance. The ultimate changes and eventual effects,
if any, of these initiatives are uncertain.
Signature
Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
CINCINNATI FINANCIAL CORPORATION
Date:
June 11, 2012
/S/ Michael J. Sewell
Michael J. Sewell, CPA
Chief Financial Officer, Senior Vice President, and Treasurer