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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, D.C. 20549</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM 8-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CURRENT REPORT</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Pursuant to Section 13 or 15(d) of the</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Securities Exchange Act of 1934</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Date of Report (Date of earliest event
reported)</B> September 1, 2012</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Commission File Number of issuing entity:
</B><BR>
333-179292-03</P>

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    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">SEQUOIA MORTGAGE TRUST 2012-4</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;(Exact name of issuing entity)</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
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    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">Commission File Number of depositor:</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD></TR>
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    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">333-179292-01</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
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    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">SEQUOIA RESIDENTIAL FUNDING, INC.</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;(Exact name of depositor as specified in its charter)</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
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    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">RWT HOLDINGS, INC. (Sponsor)</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
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    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD></TR>
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    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-weight: bold; text-align: center">&nbsp;(Exact name of sponsor/seller as specified in its charter)</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; text-align: center">&nbsp;</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



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    <TD STYLE="width: 20%">&nbsp;</TD>
    <TD STYLE="width: 25%; text-align: center; border-bottom: Black 1pt solid">DELAWARE</TD>
    <TD STYLE="width: 10%; text-align: center; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD STYLE="width: 25%; text-align: center; border-bottom: Black 1pt solid">None</TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">(State or other jurisdiction</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">(I.R.S. employer</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">of incorporation)</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;identification no.)</TD>
    <TD>&nbsp;</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U></U></P>

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    <TD STYLE="width: 20%">&nbsp;</TD>
    <TD STYLE="width: 40%; padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">One Belvedere Place, Suite 330, Mill Valley, CA &nbsp;&nbsp;</TD>
    <TD STYLE="width: 20%; padding-right: 0; padding-left: -0.12in; font-size: 10pt; text-align: left; border-bottom: Black 1pt solid; text-indent: 0.84in">94941</TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; font-weight: bold; text-align: center">(Address of principal executive offices)</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; font-weight: bold; text-align: center">(Zip code)</TD>
    <TD>&nbsp;</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in"></P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0; width: 20%">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0; width: 60%">Registrant&rsquo;s telephone number, including area code (415) 389-7373</TD>
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0; width: 20%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
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    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0; border-bottom: Black 1pt solid">N/A</TD>
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; padding-right: 0; padding-left: 0">&nbsp;(Former name or former address, if changed since last report)</TD>
    <TD STYLE="text-align: center; padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Wingdings">&#168;</FONT> Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Wingdings">&#168;</FONT> Soliciting material pursuant to Rule 14a-12(b) under the
Exchange Act (17 CFR 240.14a-12(b))</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Wingdings">&#168;</FONT> Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><FONT STYLE="font-family: Wingdings">&#168;</FONT> Pre-commencement communications pursuant
to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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    <TD STYLE="width: 10%; padding-right: 0; padding-left: 0; font-size: 10pt">Item 8.01</TD>
    <TD STYLE="width: 90%; padding-right: 0; padding-left: 0; font-size: 10pt"><U>Other Events</U>.</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On September 21, 2012, Sequoia
Residential Funding, Inc. (the &ldquo;Depositor&rdquo;) caused the issuance and sale of the Sequoia Mortgage Trust 2012-4
Mortgage Pass-Through Certificates, Series 2012-4, Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class A-IO3,
Class B-1, Class B-2 and Class B-3 Certificates (the &ldquo;Certificates&rdquo;), in the approximate aggregate principal
amount of $308,367,000, pursuant to a Pooling and Servicing Agreement, dated as of September 1, 2012, by and among the
Depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee (in such capacity, the
&ldquo;Trustee&rdquo;), and Wells Fargo Bank, N.A., as master servicer (the &ldquo;Master Servicer&rdquo;) and securities
administrator (the &ldquo;Securities Administrator&rdquo;). Certain Certificates were sold by the Depositor to Barclays
Capital Inc., as underwriter, pursuant to the Underwriting Agreement dated September 14, 2012. The mortgage loans were sold
to Redwood Residential Acquisition Corporation (the &ldquo;Seller&rdquo;) and/or are being serviced pursuant to</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify">(i) a Flow Mortgage
Loan Sale and Servicing Agreement (the &ldquo;FRB Sale and Servicing Agreement&rdquo;), dated as of July 1, 2010, between the Seller
and First Republic Bank (&ldquo;FRB&rdquo;),</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(ii) a Flow Mortgage Loan Sale and Servicing
Agreement (the &ldquo;FRB Barclays Sale and Servicing Agreement&rdquo;), dated as of March 16, 2012, between Barclays Bank PLC
and FRB,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(iii)&nbsp;a Mortgage Loan Flow Purchase,
Sale and Servicing Agreement (the &ldquo;PHH Sale and Servicing Agreement&rdquo;), dated as of July 21, 2010, between the Seller
and PHH Mortgage Corporation (&ldquo;PHH&rdquo;),</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(iv) a Flow Mortgage Loan Servicing Agreement
(the &ldquo;Cenlar Servicing Agreement&rdquo; and, together with the FRB Sale and Servicing Agreement, the FRB Barclays Sale and
Servicing Agreement and the PHH Sale and Servicing Agreement, the &ldquo;Servicing Agreements&rdquo;), dated as of November 3,
2011, between the Seller and Cenlar FSB (&ldquo;Cenlar&rdquo;),</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(v)&nbsp;a Flow Mortgage Loan Purchase
and Sale Agreement, dated as of January 30, 2011, between the Seller and PrimeLending, a PlainsCapital Company (&ldquo;PrimeLending&rdquo;),</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(vi) a Flow Mortgage Loan Purchase and
Sale Agreement, dated as of June 1, 2011, between the Seller and Wintrust Mortgage, a division of Barrington Bank and Trust Company,
N.A. (&ldquo;Wintrust&rdquo;),</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(vii) a Flow Mortgage Loan Purchase and
Sale Agreement, dated as of May 23, 2011, between the Seller and Flagstar Capital Markets Corporation (&ldquo;Flagstar&rdquo;),</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(viii) a Flow Mortgage Loan Purchase and
Sale Agreement, dated as of December 1, 2011, between the Seller and United Shore Financial Services, LLC (&ldquo;Shore&rdquo;),</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(ix) a Flow Mortgage Loan Purchase and
Sale Agreement, dated as of September 1, 2011, between the Seller and Cornerstone Mortgage Company (&ldquo;Cornerstone&rdquo;),
and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(x) various other Flow Mortgage Loan Purchase
and Sale Agreements with various originators (collectively, the agreements specified in clauses (i) through (iii) and (v) through
(x), the &ldquo;<U>Purchase Agreements</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In connection with the offering of
the Certificates, the Seller and the Depositor entered into a Mortgage Loan Purchase and Sale Agreement, pursuant to which
the Seller conveyed to the Depositor all of its interest in the mortgage loans. The Seller  assigned its rights under each
Servicing Agreement and each Purchase Agreement with respect to the related mortgage loans to the Depositor, and the
Depositor assigned such rights to the Trustee for the benefit of the holders of the Certificates, in each case pursuant to
an Assignment, Assumption and Recognition Agreement or an Assignment of Representations and Warranties, as applicable, dated
as of September 21, 2012, among the Seller, the Depositor, the Trustee and the respective Servicer or Originator. Wells Fargo
Bank, N.A. will maintain custody of the mortgage files relating to the mortgage loans on behalf of Sequoia Mortgage Trust
2012-4, pursuant to a Custodial Agreement, dated as of September 1, 2012, among Wells Fargo Bank, N.A., as custodian, the
Depositor, the Master Servicer, the Seller and the Trustee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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    <TD STYLE="width: 10%; padding-right: 0; padding-left: 0; font-size: 10pt">Item 9.01</TD>
    <TD STYLE="width: 90%; padding-right: 0; padding-left: 0; font-size: 10pt"><U>Financial Statements and Exhibits</U>.</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0.75in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;Not applicable</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0.75in">(b)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0.75in">(c)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0.75in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;Exhibits: The
following  final executed versions of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby
filed:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Exhibit&#9;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Number</U>&#9;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.1<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Pooling and Servicing Agreement, dated as of September 1, 2012, by and among Sequoia Residential Funding,
Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee and Wells Fargo Bank, N.A.,
as master servicer and securities administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.2<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Assignment, Assumption and Recognition Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and First Republic Bank, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.3<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Assignment, Assumption and Recognition Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and PHH Mortgage Corporation, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.4<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Assignment, Assumption and Recognition Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and Cenlar FSB, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.5<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and PrimeLending, a PlainsCapital Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.6<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.7<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and Flagstar Capital Markets Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.8<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and United Shore Financial Services, LLC, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.9<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and Cornerstone Mortgage Company, as seller.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.10<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Mortgage Loan Purchase and Sale Agreement, dated as of September 21, 2012, between Redwood Residential Acquisition
Corporation, as seller, and Sequoia Residential Funding, Inc., as depositor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">10.11<FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Final executed Custodial Agreement, dated as of September 1, 2012, among Wells Fargo Bank, N.A., as custodian and master
servicer, Redwood Residential Acquisition Corporation, as seller, Sequoia Residential Funding, Inc., as depositor, and Christiana
Trust, a division of Wilmington Savings Fund Society, FSB, as trustee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2"><B>SEQUOIA RESIDENTIAL FUNDING,
INC.</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 46%">/s/ John Isbrandtsen</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: #000000 1px solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt">Name: John Isbrandtsen</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt">Title: Authorized Officer</P>
</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0pt; margin-top: 0pt; margin-bottom: 6pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0pt; margin-top: 0pt; margin-bottom: 6pt">Dated:
September 26, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Pooling and Servicing Agreement, dated as of
September 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee and Wells Fargo Bank, N.A., as master servicer and securities administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition Agreement,
dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and First Republic Bank, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.3</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition Agreement,
dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and PHH Mortgage Corporation, as
servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.4</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition Agreement,
dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Cenlar FSB, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.5</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and PrimeLending,
a PlainsCapital Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.6</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Wintrust Mortgage,
a division of Barrington Bank and Trust Company, N.A., as seller.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.7</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Flagstar Capital
Markets Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.8</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and United Shore
Financial Services, LLC, successor in interest to Shore Financial Services, Inc., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.9</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Cornerstone
Mortgage Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.10</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Mortgage Loan Purchase and Sale Agreement, dated
as of September 21, 2012, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding, Inc.,
as depositor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.11</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Custodial Agreement, dated as of September 1,
2012, among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller, Sequoia
Residential Funding, Inc., as depositor, and Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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{"company-data": {"conformed-name": "Sequoia Mortgage Trust 2012-4", "cik": "0001554730", "assigned-sic": "6189"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-179292-03", "film-number": "121110231"}, "business-address": {"street1": "ONE BELVEDERE PLACE,", "street2": "SUITE 300", "city": "MILL VALLEY", "state": "CA", "zip": "94941", "phone": "415-389-7373"}, "mail-address": {"street1": "ONE BELVEDERE PLACE,", "street2": "SUITE 300", "city": "MILL VALLEY", "state": "CA", "zip": "94941"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event
reported)
September 1, 2012
Commission File Number of issuing entity:
333-179292-03
SEQUOIA MORTGAGE TRUST 2012-4
(Exact name of issuing entity)
Commission File Number of depositor:
333-179292-01
SEQUOIA RESIDENTIAL FUNDING, INC.
(Exact name of depositor as specified in its charter)
RWT HOLDINGS, INC. (Sponsor)
(Exact name of sponsor/seller as specified in its charter)
DELAWARE
None
(State or other jurisdiction
(I.R.S. employer
of incorporation)
identification no.)
One Belvedere Place, Suite 330, Mill Valley, CA
94941
(Address of principal executive offices)
(Zip code)
Registrant's telephone number, including area code (415) 389-7373
N/A
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.
¨
Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)
¨
Soliciting material pursuant to Rule 14a-12(b) under the
Exchange Act (17 CFR 240.14a-12(b))
¨
Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))
¨
Pre-commencement communications pursuant
to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 8.01
Other Events
.
On September 21, 2012, Sequoia
Residential Funding, Inc. (the "Depositor") caused the issuance and sale of the Sequoia Mortgage Trust 2012-4
Mortgage Pass-Through Certificates, Series 2012-4, Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class A-IO3,
Class B-1, Class B-2 and Class B-3 Certificates (the "Certificates"), in the approximate aggregate principal
amount of $308,367,000, pursuant to a Pooling and Servicing Agreement, dated as of September 1, 2012, by and among the
Depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee (in such capacity, the
"Trustee"), and Wells Fargo Bank, N.A., as master servicer (the "Master Servicer") and securities
administrator (the "Securities Administrator"). Certain Certificates were sold by the Depositor to Barclays
Capital Inc., as underwriter, pursuant to the Underwriting Agreement dated September 14, 2012. The mortgage loans were sold
to Redwood Residential Acquisition Corporation (the "Seller") and/or are being serviced pursuant to
(i) a Flow Mortgage
Loan Sale and Servicing Agreement (the "FRB Sale and Servicing Agreement"), dated as of July 1, 2010, between the Seller
and First Republic Bank ("FRB"),
(ii) a Flow Mortgage Loan Sale and Servicing
Agreement (the "FRB Barclays Sale and Servicing Agreement"), dated as of March 16, 2012, between Barclays Bank PLC
and FRB,
(iii) a Mortgage Loan Flow Purchase,
Sale and Servicing Agreement (the "PHH Sale and Servicing Agreement"), dated as of July 21, 2010, between the Seller
and PHH Mortgage Corporation ("PHH"),
(iv) a Flow Mortgage Loan Servicing Agreement
(the "Cenlar Servicing Agreement" and, together with the FRB Sale and Servicing Agreement, the FRB Barclays Sale and
Servicing Agreement and the PHH Sale and Servicing Agreement, the "Servicing Agreements"), dated as of November 3,
2011, between the Seller and Cenlar FSB ("Cenlar"),
(v) a Flow Mortgage Loan Purchase
and Sale Agreement, dated as of January 30, 2011, between the Seller and PrimeLending, a PlainsCapital Company ("PrimeLending"),
(vi) a Flow Mortgage Loan Purchase and
Sale Agreement, dated as of June 1, 2011, between the Seller and Wintrust Mortgage, a division of Barrington Bank and Trust Company,
N.A. ("Wintrust"),
(vii) a Flow Mortgage Loan Purchase and
Sale Agreement, dated as of May 23, 2011, between the Seller and Flagstar Capital Markets Corporation ("Flagstar"),
(viii) a Flow Mortgage Loan Purchase and
Sale Agreement, dated as of December 1, 2011, between the Seller and United Shore Financial Services, LLC ("Shore"),
(ix) a Flow Mortgage Loan Purchase and
Sale Agreement, dated as of September 1, 2011, between the Seller and Cornerstone Mortgage Company ("Cornerstone"),
and
(x) various other Flow Mortgage Loan Purchase
and Sale Agreements with various originators (collectively, the agreements specified in clauses (i) through (iii) and (v) through
(x), the "
Purchase Agreements
").
In connection with the offering of
the Certificates, the Seller and the Depositor entered into a Mortgage Loan Purchase and Sale Agreement, pursuant to which
the Seller conveyed to the Depositor all of its interest in the mortgage loans. The Seller  assigned its rights under each
Servicing Agreement and each Purchase Agreement with respect to the related mortgage loans to the Depositor, and the
Depositor assigned such rights to the Trustee for the benefit of the holders of the Certificates, in each case pursuant to
an Assignment, Assumption and Recognition Agreement or an Assignment of Representations and Warranties, as applicable, dated
as of September 21, 2012, among the Seller, the Depositor, the Trustee and the respective Servicer or Originator. Wells Fargo
Bank, N.A. will maintain custody of the mortgage files relating to the mortgage loans on behalf of Sequoia Mortgage Trust
2012-4, pursuant to a Custodial Agreement, dated as of September 1, 2012, among Wells Fargo Bank, N.A., as custodian, the
Depositor, the Master Servicer, the Seller and the Trustee.
Item 9.01
Financial Statements and Exhibits
.
(a)     	Not applicable
(b)	     Not applicable
(c)	     Not applicable.
(d)     	Exhibits: The
following  final executed versions of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby
filed:
Exhibit
Number
10.1
Final executed Pooling and Servicing Agreement, dated as of September 1, 2012, by and among Sequoia Residential Funding,
Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee and Wells Fargo Bank, N.A.,
as master servicer and securities administrator.
10.2
Final executed Assignment, Assumption and Recognition Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and First Republic Bank, as servicer.
10.3
Final executed Assignment, Assumption and Recognition Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and PHH Mortgage Corporation, as servicer.
10.4
Final executed Assignment, Assumption and Recognition Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and Cenlar FSB, as servicer.
10.5
Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and PrimeLending, a PlainsCapital Company, as seller.
10.6
Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A., as seller.
10.7
Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and Flagstar Capital Markets Corporation, as seller.
10.8
Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and United Shore Financial Services, LLC, as seller.
10.9
Final executed Assignment of Representations and Warranties Agreement, dated as of September 21, 2012, among Redwood Residential
Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee, and Cornerstone Mortgage Company, as seller.
10.10
Final executed Mortgage Loan Purchase and Sale Agreement, dated as of September 21, 2012, between Redwood Residential Acquisition
Corporation, as seller, and Sequoia Residential Funding, Inc., as depositor.
10.11
Final executed Custodial Agreement, dated as of September 1, 2012, among Wells Fargo Bank, N.A., as custodian and master
servicer, Redwood Residential Acquisition Corporation, as seller, Sequoia Residential Funding, Inc., as depositor, and Christiana
Trust, a division of Wilmington Savings Fund Society, FSB, as trustee.
SIGNATURE
Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
SEQUOIA RESIDENTIAL FUNDING,
INC.
By:
/s/ John Isbrandtsen
Name: John Isbrandtsen
Title: Authorized Officer
Dated:
September 26, 2012
Exhibit 10.1
Final executed Pooling and Servicing Agreement, dated as of
September 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee and Wells Fargo Bank, N.A., as master servicer and securities administrator.
Exhibit 10.2
Final executed Assignment, Assumption and Recognition Agreement,
dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and First Republic Bank, as servicer.
Exhibit 10.3
Final executed Assignment, Assumption and Recognition Agreement,
dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and PHH Mortgage Corporation, as
servicer.
Exhibit 10.4
Final executed Assignment, Assumption and Recognition Agreement,
dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Cenlar FSB, as servicer.
Exhibit 10.5
Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and PrimeLending,
a PlainsCapital Company, as seller.
Exhibit 10.6
Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Wintrust Mortgage,
a division of Barrington Bank and Trust Company, N.A., as seller.
Exhibit 10.7
Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Flagstar Capital
Markets Corporation, as seller.
Exhibit 10.8
Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and United Shore
Financial Services, LLC, successor in interest to Shore Financial Services, Inc., as seller.
Exhibit 10.9
Final executed Assignment of Representations and Warranties
Agreement, dated as of September 21, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Cornerstone
Mortgage Company, as seller.
Exhibit 10.10
Final executed Mortgage Loan Purchase and Sale Agreement, dated
as of September 21, 2012, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding, Inc.,
as depositor.
Exhibit 10.11
Final executed Custodial Agreement, dated as of September 1,
2012, among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller, Sequoia
Residential Funding, Inc., as depositor, and Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee.