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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">WASHINGTON, D.C. 20549</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">FORM 8-K</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CURRENT REPORT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Current Report Pursuant to Section 13 or
15(d) of the Securities Exchange Act of 1934</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">June 20, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Date of earliest event reported)&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>First Financial Service Corporation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in
its charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Securities and Exchange Commission File
Number: <B>0-18832</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-weight: bold; text-align: center">KENTUCKY</TD>
    <TD STYLE="width: 50%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-weight: bold; text-align: center">61-1168311</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center"><FONT STYLE="font-size: 10pt; font-weight: normal">(State or other jurisdiction of incorporation or organization</FONT>)</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center"><FONT STYLE="font-weight: normal">(I.R.S. Employer Identification No.)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">2323 Ring Road, Elizabethtown, Kentucky,
42701</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address of principal executive offices)
(Zip Code)&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Registrant&rsquo;s telephone, including
area code: <B> (270) 765-2131</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</P>

<P STYLE="font: 10pt Wingdings; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Wingdings 2">&#163;</FONT> Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Wingdings 2">&#163;</FONT> Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)</P>

<P STYLE="font: 10pt Wingdings; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Wingdings 2">&#163;</FONT> Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Wingdings 2">&#163;</FONT> Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 5.07:</B>&nbsp;&nbsp;<B>Submission of Matters to a Vote
of Security Holders</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The 2012 Annual Meeting of the shareholders of First Financial
Service Corporation, initially scheduled on May 16, 2012 and adjourned, was reconvened on June 20, 2012.&nbsp;&nbsp;At the reconvened
meeting, the nominees listed below were elected as directors of the Corporation for three-year terms. The voting results for the
matters brought before the 2012 Annual Meeting are as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">1.<B>&nbsp;</B>Election of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE ALIGN="CENTER" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 25%; font-weight: bold; text-decoration: underline">Name</TD>
    <TD STYLE="width: 25%; font-weight: bold; text-decoration: underline; text-align: center">Term Expires</TD>
    <TD STYLE="width: 25%; font-weight: bold; text-decoration: underline; text-align: center">Votes For</TD>
    <TD STYLE="width: 25%; font-weight: bold; text-decoration: underline; text-align: center">Abstentions</TD></TR>
<TR STYLE="vertical-align: top; background-color: #CCFFCC">
    <TD>B. Keith Johnson</TD>
    <TD STYLE="text-align: center">2015</TD>
    <TD STYLE="text-align: center">2,115,048</TD>
    <TD STYLE="text-align: center">414,439</TD></TR>
<TR STYLE="vertical-align: top; background-color: white">
    <TD>Diane E. Logsdon</TD>
    <TD STYLE="text-align: center">2015</TD>
    <TD STYLE="text-align: center">2,106,361</TD>
    <TD STYLE="text-align: center">423,126</TD></TR>
<TR STYLE="vertical-align: top; background-color: #CCFFCC">
    <TD>John L. Newcomb, Jr.</TD>
    <TD STYLE="text-align: center">2015</TD>
    <TD STYLE="text-align: center">2,410,603</TD>
    <TD STYLE="text-align: center">118,883</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>Donald Scheer</TD>
    <TD STYLE="text-align: center">2015</TD>
    <TD STYLE="text-align: center">2,408,559</TD>
    <TD STYLE="text-align: center">120,928</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In addition, the following directors will continue in office
until the annual meeting of the year set forth beside each of their names.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE ALIGN="CENTER" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; font-weight: bold; text-decoration: underline">Name</TD>
    <TD STYLE="width: 50%; font-weight: bold; text-decoration: underline; text-align: center">Term Expires</TD></TR>
<TR STYLE="vertical-align: top; background-color: #CCFFCC">
    <TD>Robert M. Brown</TD>
    <TD STYLE="text-align: center">2013</TD></TR>
<TR STYLE="vertical-align: top; background-color: white">
    <TD>Walter D. Huddleston</TD>
    <TD STYLE="text-align: center">2014</TD></TR>
<TR STYLE="vertical-align: top; background-color: #CCFFCC">
    <TD>J. Stephen Mouser</TD>
    <TD STYLE="text-align: center">2014</TD></TR>
<TR STYLE="vertical-align: top; background-color: white">
    <TD>J. Alton Rider</TD>
    <TD STYLE="text-align: center">2013</TD></TR>
<TR STYLE="vertical-align: top; background-color: #CCFFCC">
    <TD>Michael L. Thomas</TD>
    <TD STYLE="text-align: center">2014</TD></TR>
<TR STYLE="vertical-align: top; background-color: white">
    <TD>Gail L. Schomp</TD>
    <TD STYLE="text-align: center">2013</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">2.&nbsp;&nbsp;Approval of executive compensation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE ALIGN="CENTER" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; font-weight: bold; text-decoration: underline; text-align: center">Votes For</TD>
    <TD STYLE="width: 34%; font-weight: bold; text-decoration: underline; text-align: center">Against</TD>
    <TD STYLE="width: 33%; font-weight: bold; text-decoration: underline; text-align: center">Abstentions</TD></TR>
<TR STYLE="vertical-align: top; background-color: #CCFFCC">
    <TD STYLE="text-align: center">2,015,304</TD>
    <TD STYLE="text-align: center">439,468</TD>
    <TD STYLE="text-align: center">111,565</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Item 7.01: Regulation FD Disclosure</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In his presentation to shareholders at
the May 16, 2012 adjourned meeting, First Financial Service Corporation President Gregory Schreacke introduced several new members
of the management team and reviewed the Company&rsquo;s plans to build capital and return to profitability. He discussed the impact
of the recently announced agreements to sell the Southern Indiana and Louisville branches of First Federal Savings Bank. Together,
these transactions were projected upon closing to increase the bank&rsquo;s Tier I capital ratio from 5.99% to over 8.70% and the
bank&rsquo;s total risk-based capital ratio from 10.70% to over 13.00%, based on March 31, 2012 financial information. Under the
terms of its consent order, the Company must reach a Tier I capital ratio of 9.00% and a total risk-based capital ratio of 12.00%.
Mr. Schreacke also discussed the Company&rsquo;s longer-term goals to pay off the investment by the United States Treasury, address
loan quality issues, and continue to enhance capital to exceed the regulatory ratios imposed under the consent order and to support
future operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The board of directors of First Financial
Service Corporation is currently undertaking a capital planning process to evaluate alternatives toward achieving these strategic
objectives. As noted at the annual meeting, a rights offering that would give existing shareholders an opportunity to maintain
their ownership percentage is one of several alternatives under consideration. However, there are no present plans to undertake
a rights offering in the near term. The Company&rsquo;s capital planning is expected to be an active, ongoing and fluid process.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0; text-indent: 0"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>FIRST FINANCIAL SERVICE CORPORATION</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 57%; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 5%; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 38%; padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">Date: June 22, 2012</TD>
    <TD STYLE="padding: 0; text-indent: 0">By:</TD>
    <TD STYLE="border-bottom: windowtext 1pt solid; padding: 0; text-indent: 0">/s/ Gregory S. Schreacke<U> </U></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">Gregory S. Schreacke</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">President</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Current Report Pursuant to Section 13 or
15(d) of the Securities Exchange Act of 1934
June 20, 2012
(Date of earliest event reported)
First Financial Service Corporation
(Exact name of registrant as specified in
its charter)
Securities and Exchange Commission File
Number:
0-18832
KENTUCKY
61-1168311
(State or other jurisdiction of incorporation or organization
)
(I.R.S. Employer Identification No.)
2323 Ring Road, Elizabethtown, Kentucky,
42701
(Address of principal executive offices)
(Zip Code)
Registrant's telephone, including
area code:
(270) 765-2131
Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
£
Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)
£
Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)
£
Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))
£
Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))
1
Item 5.07:
Submission of Matters to a Vote
of Security Holders
The 2012 Annual Meeting of the shareholders of First Financial
Service Corporation, initially scheduled on May 16, 2012 and adjourned, was reconvened on June 20, 2012.  At the reconvened
meeting, the nominees listed below were elected as directors of the Corporation for three-year terms. The voting results for the
matters brought before the 2012 Annual Meeting are as follows:
1.
Election of Directors.
Name
Term Expires
Votes For
Abstentions
B. Keith Johnson
2015
2,115,048
414,439
Diane E. Logsdon
2015
2,106,361
423,126
John L. Newcomb, Jr.
2015
2,410,603
118,883
Donald Scheer
2015
2,408,559
120,928
In addition, the following directors will continue in office
until the annual meeting of the year set forth beside each of their names.
Name
Term Expires
Robert M. Brown
2013
Walter D. Huddleston
2014
J. Stephen Mouser
2014
J. Alton Rider
2013
Michael L. Thomas
2014
Gail L. Schomp
2013
2.  Approval of executive compensation.
Votes For
Against
Abstentions
2,015,304
439,468
111,565
Item 7.01: Regulation FD Disclosure
In his presentation to shareholders at
the May 16, 2012 adjourned meeting, First Financial Service Corporation President Gregory Schreacke introduced several new members
of the management team and reviewed the Company's plans to build capital and return to profitability. He discussed the impact
of the recently announced agreements to sell the Southern Indiana and Louisville branches of First Federal Savings Bank. Together,
these transactions were projected upon closing to increase the bank's Tier I capital ratio from 5.99% to over 8.70% and the
bank's total risk-based capital ratio from 10.70% to over 13.00%, based on March 31, 2012 financial information. Under the
terms of its consent order, the Company must reach a Tier I capital ratio of 9.00% and a total risk-based capital ratio of 12.00%.
Mr. Schreacke also discussed the Company's longer-term goals to pay off the investment by the United States Treasury, address
loan quality issues, and continue to enhance capital to exceed the regulatory ratios imposed under the consent order and to support
future operations.
The board of directors of First Financial
Service Corporation is currently undertaking a capital planning process to evaluate alternatives toward achieving these strategic
objectives. As noted at the annual meeting, a rights offering that would give existing shareholders an opportunity to maintain
their ownership percentage is one of several alternatives under consideration. However, there are no present plans to undertake
a rights offering in the near term. The Company's capital planning is expected to be an active, ongoing and fluid process.
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
FIRST FINANCIAL SERVICE CORPORATION
Date: June 22, 2012
By:
/s/ Gregory S. Schreacke
Gregory S. Schreacke
President
3