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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM 8-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CURRENT REPORT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Pursuant to Section 13 or 15(d) of the</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Securities Exchange Act of 1934</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Date of Report (Date of earliest event
reported)</B> March 1, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Commission File Number of issuing entity:</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">333-159791-06</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SEQUOIA MORTGAGE TRUST 2012-2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;(Exact name of issuing entity)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Commission File Number of depositor:</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">333-159791-01</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SEQUOIA RESIDENTIAL FUNDING, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;<B>(Exact name of depositor as specified
in its charter)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>RWT HOLDINGS, INC. (Sponsor)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<HR ALIGN="CENTER" NOSHADE SIZE="1" STYLE="color: Black; width: 50%; margin-top: 0; margin-bottom: 0">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;<B>(Exact name of sponsor/seller
as specified in its charter)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; padding: 0; text-decoration: none; text-align: center; text-indent: 0; border-bottom: Black 1pt solid">DELAWARE</TD>
    <TD STYLE="width: 50%; padding: 0; text-decoration: none; text-align: center; text-indent: 0; border-bottom: Black 1pt solid">None</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; font-weight: bold; text-align: center; text-indent: 0">(State or other jurisdiction</TD>
    <TD STYLE="padding: 0; font-weight: bold; text-align: center; text-indent: 0">(I.R.S. employer</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; font-weight: bold; text-align: center; text-indent: 0">of incorporation)</TD>
    <TD STYLE="padding: 0; font-weight: bold; text-align: center; text-indent: 0">identification no.)</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; font-weight: bold; text-align: center; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; font-weight: bold; text-align: center; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-align: center; text-decoration: none; text-indent: 0; border-bottom: Black 1pt solid">One Belvedere Place, Suite 330, Mill Valley, CA</TD>
    <TD STYLE="padding: 0; text-align: center; text-decoration: none; text-indent: 0; border-bottom: Black 1pt solid">94941</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-align: center; font-weight: bold; text-indent: 0">(Address of principal executive offices)</TD>
    <TD STYLE="padding: 0; text-align: center; font-weight: bold; text-indent: 0">(Zip code)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Registrant&rsquo;s telephone number, including
area code (415) 389-7373</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U STYLE="text-decoration: none">N/A</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<HR ALIGN="CENTER" NOSHADE SIZE="1" STYLE="color: Black; width: 50%; margin-top: 0; margin-bottom: 0">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Former name or former address, if changed
since last report)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings">&#168;</FONT></TD><TD STYLE="text-align: justify">Written communications pursuant to Rule 425 under the
Securities Act (17 CFR 230.425)</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings">&#168;</FONT></TD><TD STYLE="text-align: justify">Soliciting material pursuant to Rule 14a-12(b) under
the Exchange Act (17 CFR 240.14a-12(b))</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings">&#168;</FONT></TD><TD STYLE="text-align: justify">Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings">&#168;</FONT></TD><TD STYLE="text-align: justify">Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Item 8.01&#9; <U>Other Events</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On March 29, 2012, Sequoia Residential
Funding, Inc. (the &ldquo;Depositor&rdquo;) caused the issuance and sale of the Sequoia Mortgage Trust 2012-2 Mortgage Pass-Through
Certificates, Series 2012-2, Class A-1, Class A-2, Class A-3, Class A-IO, Class B-1, Class B-2 and Class B-3 Certificates (the
&ldquo;Certificates&rdquo;), in the approximate aggregate principal amount of $322,851,000, pursuant to a Pooling and Servicing
Agreement, dated as of March 1, 2012, by and among the Depositor, U.S. Bank National Association, as trustee (in such capacity,
the &ldquo;Trustee&rdquo;), and Wells Fargo Bank, N.A., as master servicer (the &ldquo;Master Servicer&rdquo;) and securities administrator
(the &ldquo;Securities Administrator&rdquo;). Certain Certificates were sold by the Depositor to Barclays Capital Inc., as underwriter,
pursuant to the Underwriting Agreement dated March 27, 2012. The mortgage loans were sold to Redwood Residential Acquisition Corporation
(the &ldquo;Seller&rdquo;) and/or are being serviced pursuant to (i) a Flow Mortgage Loan Sale and Servicing Agreement (the &ldquo;FRB
Sale and Servicing Agreement&rdquo;), dated as of July 1, 2010, between the Seller and First Republic Bank (&ldquo;FRB&rdquo;),
(ii) a Flow Mortgage Loan Sale and Servicing Agreement (the &ldquo;FRB Barclays Sale and Servicing Agreement&rdquo;), dated as
of March 16, 2012, between Barclays Bank PLC and FRB, (iii) a Mortgage Loan Flow Purchase, Sale and Servicing Agreement (the &ldquo;PHH
Sale and Servicing Agreement&rdquo;), dated as of July 21, 2010, between the Seller and PHH Mortgage Corporation (&ldquo;PHH&rdquo;),
(iv) a Flow Mortgage Loan Servicing Agreement (the &ldquo;Cenlar Servicing Agreement&rdquo; and, together with the FRB Sale and
Servicing Agreement, the FRB Barclays Sale and Servicing Agreement and the PHH Sale and Servicing Agreement, the &ldquo;Servicing
Agreements&rdquo;), dated as of November 3, 2011, between the Seller and Cenlar FSB (&ldquo;Cenlar&rdquo;), (v) a Flow Mortgage
Loan Purchase and Sale Agreement (the &ldquo;Cole Taylor Purchase Agreement&rdquo;), dated as of August 1, 2011, between the Seller
and Cole Taylor Bank (&ldquo;Cole Taylor&rdquo;), (vi) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;PrimeLending
Purchase Agreement&rdquo;), dated as of January 30, 2011, between the Seller and PrimeLending, a PlainsCapital Company (&ldquo;PrimeLending&rdquo;),
(vii) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Sterling Purchase Agreement&rdquo;), dated as of March 1, 2011,
between the Seller and Sterling Savings Bank (&ldquo;Sterling&rdquo;), (viii) a Flow Mortgage Loan Purchase and Sale Agreement
(the &ldquo;Guardhill Purchase Agreement&rdquo;), dated as of October 1, 2011, between the Seller and Guardhill Financial Corporation
(&ldquo;Guardhill), (ix) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Wintrust Purchase Agreement&rdquo;), dated
as of June 1, 2011, between the Seller and Wintrust Mortgage, a division of Barrington Bank and Trust (&ldquo;Wintrust&rdquo;),
(x) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Flagstar Purchase Agreement&rdquo;), dated as of May 23, 2011,
between the Seller and Flagstar Capital Markets Corporation (&ldquo;Flagstar&rdquo;), (xi) a Flow Mortgage Loan Purchase and Sale
Agreement (the &ldquo;Shore Purchase Agreement&rdquo;), dated as of December 1, 2011, between the Seller and Shore Financial Services,
Inc. (&ldquo;Shore&rdquo;), (xii) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Benchmark Purchase Agreement&rdquo;),
dated as of September 1, 2011, between the Seller and Benchmark Bank (&ldquo;Benchmark&rdquo;), (xiii) a Flow Mortgage Loan Purchase
and Sale Agreement (the &ldquo;BOCM Purchase Agreement&rdquo;), dated as of August 1, 2011, between the Seller and Simonich Corporation,
dba Bank of Commerce Mortgage (&ldquo;BOCM&rdquo;), (xiv) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;APMC Purchase
Agreement&rdquo;), dated as of October 1, 2011, between the Seller and American Pacific Mortgage Corporation (&ldquo;APMC&rdquo;)
and (xv) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;FAMC Purchase Agreement&rdquo; and, together with the Cole
Taylor Purchase Agreement, the PrimeLending Purchase Agreement, the Sterling Purchase Agreement, the Guardhill Purchase Agreement,
the Wintrust Purchase Agreement, the Flagstar Purchase Agreement, the Shore Purchase Agreement, the Benchmark Purchase Agreement,
the BOCM Purchase Agreement and the APMC Purchase Agreement, the &ldquo;Purchase Agreements&rdquo;), dated as of August 1, 2011,
between the Seller and Franklin American Mortgage Company (&ldquo;FAMC&rdquo;). In connection with the offering of the Certificates,
the Seller and the Depositor will enter into a Mortgage Loan Purchase and Sale Agreement, pursuant to which the Seller will convey
to the Depositor all of its interest in the mortgage loans. The Seller will assign its rights under each Servicing Agreement and
each Purchase Agreement with respect to the related mortgage loans to the Depositor, and the Depositor will assign such rights
to the Trustee for the benefit of the holders of the Certificates, in each case pursuant to an Assignment, Assumption and Recognition
Agreement or an Assignment of Representations and Warranties, as applicable, dated as of March 29, 2012, among the Seller, the
Depositor, the Trustee and the respective Servicer or Originator. Wells Fargo Bank, N.A. will maintain custody of the mortgage
files relating to the mortgage loans on behalf of Sequoia Mortgage Trust 2012-2, pursuant to a Custodial Agreement, dated as of
March 1, 2012, among Wells Fargo Bank, N.A., as custodian, the Depositor, the Master Servicer, the Seller and the Trustee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Item 9.01&#9;<U>Financial Statements and
Exhibits</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)&#9;Not applicable</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)&#9;Not applicable</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c)&#9;Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d)&#9;Exhibits: The
following final executed versions of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby
filed:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#9;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Exhibit&#9;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Number</U>&#9;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.1&#9;Final executed Pooling and Servicing Agreement, dated
as of March 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor, U.S. Bank National Association, as trustee and
Wells Fargo Bank, N.A., as master servicer and securities administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.2&#9;Final executed Assignment, Assumption and Recognition
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and First Republic Bank, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.3&#9;Final executed Assignment, Assumption and Recognition
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and PHH Mortgage Corporation, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.4&#9;Final executed Assignment, Assumption and Recognition
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Cenlar FSB, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.5&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Cole Taylor Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.6&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and PrimeLending, a PlainsCapital Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.7&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Sterling Savings Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.8&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Guardhill Financial Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.9&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Wintrust Mortgage, a division of Barrington Bank and Trust,
as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.10&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Flagstar Capital Markets Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.11&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Shore Financial Services, Inc., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.12&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Simonich Corporation, dba Bank of Commerce Mortgage, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.13&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and American Pacific Mortgage Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.14&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Franklin American Mortgage Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.15&#9;Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Benchmark Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.16&#9;Final executed Mortgage Loan Purchase and Sale Agreement,
dated as of March 29, 2012, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding, Inc.,
as depositor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.17&#9;Final executed Custodial Agreement, dated as of March
1, 2012, among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller,
Sequoia Residential Funding, Inc., as depositor, and U.S. Bank National Association, as trustee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0; font-weight: bold; text-indent: 0">SEQUOIA RESIDENTIAL FUNDING, INC.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0; width: 48%">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0; width: 5%">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0; width: 48%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">By:</TD>
    <TD STYLE="padding: 0; text-indent: 0; border-bottom: Black 1pt solid">/s/ John Isbrandsten</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">Name: John Isbrandtsen&nbsp;&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">Title: Authorized Officer</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Dated: April 2, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Pooling and Servicing Agreement, dated as of
March 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor, U.S. Bank National Association, as trustee and Wells
Fargo Bank, N.A., as master servicer and securities administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition Agreement,
dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, U.S. Bank National Association, as trustee, and First Republic Bank, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.3</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition Agreement,
dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, U.S. Bank National Association, as trustee, and PHH Mortgage Corporation, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.4</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition Agreement,
dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, U.S. Bank National Association, as trustee, and Cenlar FSB, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.5</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Cole Taylor Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.6</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and PrimeLending, a PlainsCapital Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.7</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Sterling Savings Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.8</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Guardhill Financial Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.9</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Wintrust Mortgage, a division of Barrington Bank and Trust,
as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.10</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Flagstar Capital Markets Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.11</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Shore Financial Services, Inc., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.12</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Simonich Corporation, dba Bank of Commerce Mortgage, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.13</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and American Pacific Mortgage Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.14</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Franklin American Mortgage Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.15</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Benchmark Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.16</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Mortgage Loan Purchase and Sale Agreement, dated
as of March 29, 2012, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding, Inc., as
depositor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.17</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Custodial Agreement, dated as of March 1, 2012,
among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller, Sequoia
Residential Funding, Inc., as depositor, and U.S. Bank National Association, as trustee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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{"company-data": {"conformed-name": "Sequoia Mortgage Trust 2012-2", "cik": "0001545416", "assigned-sic": "6189"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-159791-06", "film-number": "12731123"}, "business-address": {"street1": "ONE BELVEDERE PLACE,", "street2": "SUITE 300", "city": "MILL VALLEY", "state": "CA", "zip": "94941", "phone": "415-389-7373"}, "mail-address": {"street1": "ONE BELVEDERE PLACE,", "street2": "SUITE 300", "city": "MILL VALLEY", "state": "CA", "zip": "94941"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event
reported)
March 1, 2012
Commission File Number of issuing entity:
333-159791-06
SEQUOIA MORTGAGE TRUST 2012-2
(Exact name of issuing entity)
Commission File Number of depositor:
333-159791-01
SEQUOIA RESIDENTIAL FUNDING, INC.
(Exact name of depositor as specified
in its charter)
RWT HOLDINGS, INC. (Sponsor)
(Exact name of sponsor/seller
as specified in its charter)
DELAWARE
None
(State or other jurisdiction
(I.R.S. employer
of incorporation)
identification no.)
One Belvedere Place, Suite 330, Mill Valley, CA
94941
(Address of principal executive offices)
(Zip code)
Registrant's telephone number, including
area code (415) 389-7373
N/A
(Former name or former address, if changed
since last report)
Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.
¨
Written communications pursuant to Rule 425 under the
Securities Act (17 CFR 230.425)
¨
Soliciting material pursuant to Rule 14a-12(b) under
the Exchange Act (17 CFR 240.14a-12(b))
¨
Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))
¨
Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))
Item 8.01
Other Events
.
On March 29, 2012, Sequoia Residential
Funding, Inc. (the "Depositor") caused the issuance and sale of the Sequoia Mortgage Trust 2012-2 Mortgage Pass-Through
Certificates, Series 2012-2, Class A-1, Class A-2, Class A-3, Class A-IO, Class B-1, Class B-2 and Class B-3 Certificates (the
"Certificates"), in the approximate aggregate principal amount of $322,851,000, pursuant to a Pooling and Servicing
Agreement, dated as of March 1, 2012, by and among the Depositor, U.S. Bank National Association, as trustee (in such capacity,
the "Trustee"), and Wells Fargo Bank, N.A., as master servicer (the "Master Servicer") and securities administrator
(the "Securities Administrator"). Certain Certificates were sold by the Depositor to Barclays Capital Inc., as underwriter,
pursuant to the Underwriting Agreement dated March 27, 2012. The mortgage loans were sold to Redwood Residential Acquisition Corporation
(the "Seller") and/or are being serviced pursuant to (i) a Flow Mortgage Loan Sale and Servicing Agreement (the "FRB
Sale and Servicing Agreement"), dated as of July 1, 2010, between the Seller and First Republic Bank ("FRB"),
(ii) a Flow Mortgage Loan Sale and Servicing Agreement (the "FRB Barclays Sale and Servicing Agreement"), dated as
of March 16, 2012, between Barclays Bank PLC and FRB, (iii) a Mortgage Loan Flow Purchase, Sale and Servicing Agreement (the "PHH
Sale and Servicing Agreement"), dated as of July 21, 2010, between the Seller and PHH Mortgage Corporation ("PHH"),
(iv) a Flow Mortgage Loan Servicing Agreement (the "Cenlar Servicing Agreement" and, together with the FRB Sale and
Servicing Agreement, the FRB Barclays Sale and Servicing Agreement and the PHH Sale and Servicing Agreement, the "Servicing
Agreements"), dated as of November 3, 2011, between the Seller and Cenlar FSB ("Cenlar"), (v) a Flow Mortgage
Loan Purchase and Sale Agreement (the "Cole Taylor Purchase Agreement"), dated as of August 1, 2011, between the Seller
and Cole Taylor Bank ("Cole Taylor"), (vi) a Flow Mortgage Loan Purchase and Sale Agreement (the "PrimeLending
Purchase Agreement"), dated as of January 30, 2011, between the Seller and PrimeLending, a PlainsCapital Company ("PrimeLending"),
(vii) a Flow Mortgage Loan Purchase and Sale Agreement (the "Sterling Purchase Agreement"), dated as of March 1, 2011,
between the Seller and Sterling Savings Bank ("Sterling"), (viii) a Flow Mortgage Loan Purchase and Sale Agreement
(the "Guardhill Purchase Agreement"), dated as of October 1, 2011, between the Seller and Guardhill Financial Corporation
("Guardhill), (ix) a Flow Mortgage Loan Purchase and Sale Agreement (the "Wintrust Purchase Agreement"), dated
as of June 1, 2011, between the Seller and Wintrust Mortgage, a division of Barrington Bank and Trust ("Wintrust"),
(x) a Flow Mortgage Loan Purchase and Sale Agreement (the "Flagstar Purchase Agreement"), dated as of May 23, 2011,
between the Seller and Flagstar Capital Markets Corporation ("Flagstar"), (xi) a Flow Mortgage Loan Purchase and Sale
Agreement (the "Shore Purchase Agreement"), dated as of December 1, 2011, between the Seller and Shore Financial Services,
Inc. ("Shore"), (xii) a Flow Mortgage Loan Purchase and Sale Agreement (the "Benchmark Purchase Agreement"),
dated as of September 1, 2011, between the Seller and Benchmark Bank ("Benchmark"), (xiii) a Flow Mortgage Loan Purchase
and Sale Agreement (the "BOCM Purchase Agreement"), dated as of August 1, 2011, between the Seller and Simonich Corporation,
dba Bank of Commerce Mortgage ("BOCM"), (xiv) a Flow Mortgage Loan Purchase and Sale Agreement (the "APMC Purchase
Agreement"), dated as of October 1, 2011, between the Seller and American Pacific Mortgage Corporation ("APMC")
and (xv) a Flow Mortgage Loan Purchase and Sale Agreement (the "FAMC Purchase Agreement" and, together with the Cole
Taylor Purchase Agreement, the PrimeLending Purchase Agreement, the Sterling Purchase Agreement, the Guardhill Purchase Agreement,
the Wintrust Purchase Agreement, the Flagstar Purchase Agreement, the Shore Purchase Agreement, the Benchmark Purchase Agreement,
the BOCM Purchase Agreement and the APMC Purchase Agreement, the "Purchase Agreements"), dated as of August 1, 2011,
between the Seller and Franklin American Mortgage Company ("FAMC"). In connection with the offering of the Certificates,
the Seller and the Depositor will enter into a Mortgage Loan Purchase and Sale Agreement, pursuant to which the Seller will convey
to the Depositor all of its interest in the mortgage loans. The Seller will assign its rights under each Servicing Agreement and
each Purchase Agreement with respect to the related mortgage loans to the Depositor, and the Depositor will assign such rights
to the Trustee for the benefit of the holders of the Certificates, in each case pursuant to an Assignment, Assumption and Recognition
Agreement or an Assignment of Representations and Warranties, as applicable, dated as of March 29, 2012, among the Seller, the
Depositor, the Trustee and the respective Servicer or Originator. Wells Fargo Bank, N.A. will maintain custody of the mortgage
files relating to the mortgage loans on behalf of Sequoia Mortgage Trust 2012-2, pursuant to a Custodial Agreement, dated as of
March 1, 2012, among Wells Fargo Bank, N.A., as custodian, the Depositor, the Master Servicer, the Seller and the Trustee.
Item 9.01
Financial Statements and
Exhibits
.
(a)	Not applicable
(b)	Not applicable
(c)	Not applicable.
(d)	Exhibits: The
following final executed versions of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby
filed:
Exhibit
Number
10.1	Final executed Pooling and Servicing Agreement, dated
as of March 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor, U.S. Bank National Association, as trustee and
Wells Fargo Bank, N.A., as master servicer and securities administrator.
10.2	Final executed Assignment, Assumption and Recognition
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and First Republic Bank, as servicer.
10.3	Final executed Assignment, Assumption and Recognition
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and PHH Mortgage Corporation, as servicer.
10.4	Final executed Assignment, Assumption and Recognition
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Cenlar FSB, as servicer.
10.5	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Cole Taylor Bank, as seller.
10.6	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and PrimeLending, a PlainsCapital Company, as seller.
10.7	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Sterling Savings Bank, as seller.
10.8	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Guardhill Financial Corporation, as seller.
10.9	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Wintrust Mortgage, a division of Barrington Bank and Trust,
as seller.
10.10	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Flagstar Capital Markets Corporation, as seller.
10.11	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Shore Financial Services, Inc., as seller.
10.12	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Simonich Corporation, dba Bank of Commerce Mortgage, as seller.
10.13	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and American Pacific Mortgage Corporation, as seller.
10.14	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Franklin American Mortgage Company, as seller.
10.15	Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Benchmark Bank, as seller.
10.16	Final executed Mortgage Loan Purchase and Sale Agreement,
dated as of March 29, 2012, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding, Inc.,
as depositor.
10.17	Final executed Custodial Agreement, dated as of March
1, 2012, among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller,
Sequoia Residential Funding, Inc., as depositor, and U.S. Bank National Association, as trustee.
SIGNATURE
Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
SEQUOIA RESIDENTIAL FUNDING, INC.
By:
/s/ John Isbrandsten
Name: John Isbrandtsen
Title: Authorized Officer
Dated: April 2, 2012
Exhibit 10.1
Final executed Pooling and Servicing Agreement, dated as of
March 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor, U.S. Bank National Association, as trustee and Wells
Fargo Bank, N.A., as master servicer and securities administrator.
Exhibit 10.2
Final executed Assignment, Assumption and Recognition Agreement,
dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, U.S. Bank National Association, as trustee, and First Republic Bank, as servicer.
Exhibit 10.3
Final executed Assignment, Assumption and Recognition Agreement,
dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, U.S. Bank National Association, as trustee, and PHH Mortgage Corporation, as servicer.
Exhibit 10.4
Final executed Assignment, Assumption and Recognition Agreement,
dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc.,
as depositor, U.S. Bank National Association, as trustee, and Cenlar FSB, as servicer.
Exhibit 10.5
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Cole Taylor Bank, as seller.
Exhibit 10.6
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and PrimeLending, a PlainsCapital Company, as seller.
Exhibit 10.7
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Sterling Savings Bank, as seller.
Exhibit 10.8
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Guardhill Financial Corporation, as seller.
Exhibit 10.9
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Wintrust Mortgage, a division of Barrington Bank and Trust,
as seller.
Exhibit 10.10
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Flagstar Capital Markets Corporation, as seller.
Exhibit 10.11
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Shore Financial Services, Inc., as seller.
Exhibit 10.12
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Simonich Corporation, dba Bank of Commerce Mortgage, as seller.
Exhibit 10.13
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and American Pacific Mortgage Corporation, as seller.
Exhibit 10.14
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Franklin American Mortgage Company, as seller.
Exhibit 10.15
Final executed Assignment of Representations and Warranties
Agreement, dated as of March 29, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding,
Inc., as depositor, U.S. Bank National Association, as trustee, and Benchmark Bank, as seller.
Exhibit 10.16
Final executed Mortgage Loan Purchase and Sale Agreement, dated
as of March 29, 2012, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding, Inc., as
depositor.
Exhibit 10.17
Final executed Custodial Agreement, dated as of March 1, 2012,
among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller, Sequoia
Residential Funding, Inc., as depositor, and U.S. Bank National Association, as trustee.