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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>FORM 8-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>CURRENT REPORT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>Pursuant to Section 13 or 15(d) of the</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>Securities Exchange Act of 1934</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>Date of Report (Date of earliest event
reported)</B> June 1, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>Commission File Number of issuing entity:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">333-179292-02</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>SEQUOIA MORTGAGE TRUST 2012-3</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>(Exact name of issuing
entity)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>Commission File Number of depositor:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">333-179292-01</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>SEQUOIA RESIDENTIAL FUNDING, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>(Exact name of depositor
as specified in its charter)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"><B>RWT HOLDINGS, INC. (Sponsor)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">(<B>Exact name of sponsor/seller
as specified in its charter)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 49%; border-bottom: windowtext 1pt solid; text-align: center">DELAWARE</TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 49%; border-bottom: windowtext 1pt solid; text-align: center">None</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;(State or other jurisdiction</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">(I.R.S. employer</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font-weight: bold; text-align: center">of incorporation)</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">identification no.)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 49%; border-bottom: windowtext 1pt solid; text-align: center">One Belvedere Place, Suite 330, Mill Valley, CA&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 49%; border-bottom: windowtext 1pt solid; text-align: center">94941</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; font-weight: bold">(Address of principal executive offices)</TD>
    <TD STYLE="text-align: center; font-weight: bold">&nbsp;</TD>
    <TD STYLE="text-align: center; font-weight: bold">(Zip code)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Registrant&rsquo;s telephone number, including
area code (415) 389-7373</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">N/A</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Former name or former address, if changed
since last report)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font: 10pt Wingdings">&uml;</FONT> Written communications
pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font: 10pt Wingdings">&uml;</FONT> Soliciting material
pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b))</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font: 10pt Wingdings">&uml;</FONT> Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><FONT STYLE="font: 10pt Wingdings">&uml;</FONT>
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">Item 8.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Other Events</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On June 27, 2012, Sequoia Residential Funding,
Inc. (the &ldquo;Depositor&rdquo;) caused the issuance and sale of the Sequoia Mortgage Trust 2012-3 Mortgage Pass-Through
Certificates, Series 2012-3, Class A-1, Class A-2, Class A-IO1, Class A-IO2, Class B-1, Class B-2 and Class B-3 Certificates (the
&ldquo;Certificates&rdquo;), in the approximate aggregate principal amount of $289,039,000, pursuant to a Pooling and Servicing
Agreement, dated as of June 1, 2012, by and among the Depositor, Christiana Trust, a division of Wilmington Savings Fund Society,
FSB, as trustee (in such capacity, the &ldquo;Trustee&rdquo;), and Wells Fargo Bank, N.A., as master servicer (the &ldquo;Master
Servicer&rdquo;) and securities administrator (the &ldquo;Securities Administrator&rdquo;). Certain Certificates were sold by the
Depositor to Barclays Capital Inc., as underwriter, pursuant to the Underwriting Agreement dated June 25, 2012. The mortgage loans
were sold to Redwood Residential Acquisition Corporation (the &ldquo;Seller&rdquo;) and/or are being serviced pursuant to (i) a
Flow Mortgage Loan Sale and Servicing Agreement (the &ldquo;FRB Sale and Servicing Agreement&rdquo;), dated as of July 1, 2010,
between the Seller and First Republic Bank (&ldquo;FRB&rdquo;), (ii) a Flow Mortgage Loan Sale and Servicing Agreement (the &ldquo;FRB
Barclays Sale and Servicing Agreement&rdquo;), dated as of March 16, 2012, between Barclays Bank PLC and FRB, (iii) a Mortgage
Loan Flow Purchase, Sale and Servicing Agreement (the &ldquo;PHH Sale and Servicing Agreement&rdquo;), dated as of July 21, 2010,
between the Seller and PHH Mortgage Corporation (&ldquo;PHH&rdquo;), (iv) a Flow Mortgage Loan Servicing Agreement (the &ldquo;Cenlar
Servicing Agreement&rdquo; and, together with the FRB Sale and Servicing Agreement, the FRB Barclays Sale and Servicing Agreement
and the PHH Sale and Servicing Agreement, the &ldquo;Servicing Agreements&rdquo;), dated as of November 3, 2011, between the Seller
and Cenlar FSB (&ldquo;Cenlar&rdquo;), (v) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Cole Taylor Purchase Agreement&rdquo;),
dated as of August 1, 2011, between the Seller and Cole Taylor Bank (&ldquo;Cole Taylor&rdquo;), (vi) a Flow Mortgage Loan Purchase
and Sale Agreement (the &ldquo;PrimeLending Purchase Agreement&rdquo;), dated as of January 30, 2011, between the Seller and PrimeLending,
a PlainsCapital Company (&ldquo;PrimeLending&rdquo;), (vii) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Sterling
Purchase Agreement&rdquo;), dated as of March 1, 2011, between the Seller and Sterling Savings Bank (&ldquo;Sterling&rdquo;), (viii)
a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;GuardHill Purchase Agreement&rdquo;), dated as of October 1, 2011,
between the Seller and GuardHill Financial Corporation (&ldquo;GuardHill), (ix) a Flow Mortgage Loan Purchase and Sale Agreement
(the &ldquo;Wintrust Purchase Agreement&rdquo;), dated as of June 1, 2011, between the Seller and Wintrust Mortgage, a division
of Barrington Bank and Trust (&ldquo;Wintrust&rdquo;), (x) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Flagstar
Purchase Agreement&rdquo;), dated as of May 23, 2011, between the Seller and Flagstar Capital Markets Corporation (&ldquo;Flagstar&rdquo;),
(xi) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;United Shore Purchase Agreement&rdquo;), dated as of December
1, 2011, between the Seller and United Shore Financial Services, LLC (&ldquo;Shore&rdquo;), (xii) a Flow Mortgage Loan Purchase
and Sale Agreement (the &ldquo;Benchmark Purchase Agreement&rdquo;), dated as of September 1, 2011, between the Seller and Benchmark
Bank (&ldquo;Benchmark&rdquo;), (xiii) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;BOCM Purchase Agreement&rdquo;),
dated as of August 1, 2011, between the Seller and Simonich Corporation, dba Bank of Commerce Mortgage (&ldquo;BOCM&rdquo;), (xiv)
a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;APMC Purchase Agreement&rdquo;), dated as of October 1, 2011, between
the Seller and American Pacific Mortgage Corporation (&ldquo;APMC&rdquo;), (xv) a Flow Mortgage Loan Purchase and Sale Agreement
(the &ldquo;FAMC Purchase Agreement&rdquo;), dated as of August 1, 2011, between the Seller and Franklin American Mortgage Company
(&ldquo;FAMC&rdquo;), (xvi) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Cornerstone Purchase Agreement&rdquo;),
dated as of September 1, 2011, between the Seller and Cornerstone Mortgage Company (&ldquo;Cornerstone&rdquo;), (xvii) a Flow Mortgage
Loan Purchase and Sale Agreement (the &ldquo;Cherry Creek Purchase Agreement&rdquo;), dated as of October 1, 2011, between the
Seller and Cherry Creek Mortgage Co., Inc. (&ldquo;Cherry Creek&rdquo;), (xviii) a Flow Mortgage Loan Purchase and Sale Agreement
(the &ldquo;Embrace Purchase Agreement&rdquo;), dated as of December 1, 2011, between the Seller and Embrace Home Loans, Inc. (&ldquo;Embrace&rdquo;),
(xix) a Flow Mortgage Loan Purchase and Sale Agreement (the &ldquo;Fremont Purchase Agreement&rdquo;), dated as of August 1, 2011,
between the Seller and Fremont Bank (&ldquo;Fremont&rdquo;) and (xx) and a Flow Mortgage Loan Purchase and Sale Agreement (the
&ldquo;Provident Purchase Agreement&rdquo; and, together with the Cole Taylor Purchase Agreement, the PrimeLending Purchase Agreement,
the Sterling Purchase Agreement, the GuardHill Purchase Agreement, the Wintrust Purchase Agreement, the Flagstar Purchase Agreement,
the United Shore Purchase Agreement, the Benchmark Purchase Agreement, the BOCM Purchase Agreement, the APMC Purchase Agreement,
the FAMC Purchase Agreement, the Cornerstone Purchase Agreement, the Cherry Creek Purchase Agreement, the Embrace Purchase Agreement,
the Fremont Purchase Agreement and the Provident Purchase Agreement, the &ldquo;Purchase Agreements&rdquo;), dated as of October
1, 2011, between the Seller and Provident Savings Bank (&ldquo;Provident&rdquo;). In connection with the offering of the Certificates,
the Seller and the Depositor will enter into a Mortgage Loan Purchase and Sale Agreement, pursuant to which the Seller will convey
to the Depositor all of its interest in the mortgage loans. The Seller will assign its rights under each Servicing Agreement and
each Purchase Agreement with respect to the related mortgage loans to the Depositor, and the Depositor will assign such rights
to the Trustee for the benefit of the holders of the Certificates, in each case pursuant to an Assignment, Assumption and Recognition
Agreement or an Assignment of Representations and Warranties, as applicable, dated as of June 27, 2012, among the Seller, the Depositor,
the Trustee and the respective Servicer or Originator. Wells Fargo Bank, N.A. will maintain custody of the mortgage files relating
to the mortgage loans on behalf of Sequoia Mortgage Trust 2012-3, pursuant to a Custodial Agreement, dated as of June 1, 2012,
among Wells Fargo Bank, N.A., as custodian, the Depositor, the Master Servicer, the Seller and the Trustee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">Item 9.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Financial
Statements and Exhibits</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not
applicable</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not
applicable</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -0.5in">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not
applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibits:
The following final versions or final executed version of Exhibits to the Form S-3 Registration Statement of the Registrant are
hereby filed:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Exhibit&#9;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Number</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed Pooling
and Servicing Agreement, dated as of June 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor,
Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee and Wells Fargo Bank, N.A., as master
servicer and securities administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment, Assumption and Recognition Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and First Republic Bank, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.3&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment, Assumption and Recognition Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and PHH Mortgage Corporation, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.4&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment, Assumption and Recognition Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Cenlar FSB, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.5&nbsp;&nbsp;&nbsp;&nbsp;Final executed&nbsp;Assignment of
Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as
assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society,
FSB, as trustee, and Cole Taylor Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.6&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and PrimeLending, a PlainsCapital Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Sterling Savings Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and GuardHill Financial Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.9&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Wintrust Mortgage, a division of Barrington Bank and Trust, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Flagstar Capital Markets Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and United Shore Financial Services, LLC, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.12&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Simonich Corporation, dba Bank of Commerce Mortgage, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and American Pacific Mortgage Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.14&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Franklin American Mortgage Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.15&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Benchmark Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.16&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Cornerstone Mortgage Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.17&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Cherry Creek Mortgage Co., Inc., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.18&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Embrace Home Loans, Inc., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.19&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Fremont Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.20&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Provident Savings Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.21&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed Mortgage
Loan Purchase and Sale Agreement, dated as of June 27, 2012, between Redwood Residential Acquisition Corporation, as seller,
and Sequoia Residential Funding, Inc., as depositor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">10.22&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Final executed
Custodial Agreement, dated as of June 1, 2012, among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood
Residential Acquisition Corporation, as seller, Sequoia Residential Funding, Inc., as depositor, and Christiana Trust, a
division of Wilmington Savings Fund Society, FSB, as trustee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3.25in; text-indent: -0.25in"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold">SEQUOIA RESIDENTIAL FUNDING, INC.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">&nbsp;</TD>
    <TD STYLE="width: 46%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>By:</TD>
    <TD STYLE="border-bottom: windowtext 1pt solid">/s/ John Isbrandtsen</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Name: John Isbrandtsen</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Title: Authorized Officer</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 279pt; text-indent: -45pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Dated: July 2, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Pooling and Servicing Agreement, dated as
of June 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee and Wells Fargo Bank, N.A., as master servicer and securities administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition
Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and First
Republic Bank, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.3</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition
Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and PHH
Mortgage Corporation, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.4</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment, Assumption and Recognition
Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Cenlar
FSB, as servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.5</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Cole Taylor Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.6</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and PrimeLending, a PlainsCapital Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.7</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Sterling Savings Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.8</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and GuardHill Financial Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.9</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Wintrust Mortgage, a division of Barrington Bank and Trust, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.10</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Flagstar Capital Markets Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.11</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and  United Shore Financial Services, LLC., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.12</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Simonich Corporation, dba Bank of Commerce Mortgage, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.13</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and American Pacific Mortgage Corporation, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.14</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Franklin American Mortgage Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.15</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Benchmark Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.16</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Cornerstone Mortgage Company, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.17</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Cherry Creek Mortgage Co., Inc., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.18</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Embrace Home Loans, Inc., as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.19</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Fremont Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.20</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Provident Savings Bank, as seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.21</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Mortgage Loan Purchase and Sale Agreement,
dated as of June 27, 2012, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding,
Inc., as depositor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit 10.22</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Final executed Custodial Agreement, dated as of June 1,
2012, among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller,
Sequoia Residential Funding, Inc., as depositor, and Christiana Trust, a division of Wilmington Savings Fund Society, FSB,
as trustee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="margin: 0"></P>

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[{"type": "8-K", "sequence": "1", "filename": "v317347_8k.htm", "description": "FORM 8-K", "secsgml_size_bytes": 58346}]
{"company-data": {"conformed-name": "Sequoia Mortgage Trust 2012-3", "cik": "0001551097", "assigned-sic": "6189"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-179292-02", "film-number": "12938472"}, "business-address": {"street1": "ONE BELVEDERE PLACE,", "street2": "SUITE 300", "city": "MILL VALLEY", "state": "CA", "zip": "94941", "phone": "415-389-7373"}, "mail-address": {"street1": "ONE BELVEDERE PLACE,", "street2": "SUITE 300", "city": "MILL VALLEY", "state": "CA", "zip": "94941"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event
reported)
June 1, 2012
Commission File Number of issuing entity:
333-179292-02
SEQUOIA MORTGAGE TRUST 2012-3
(Exact name of issuing
entity)
Commission File Number of depositor:
333-179292-01
SEQUOIA RESIDENTIAL FUNDING, INC.
(Exact name of depositor
as specified in its charter)
RWT HOLDINGS, INC. (Sponsor)
(
Exact name of sponsor/seller
as specified in its charter)
DELAWARE
None
(State or other jurisdiction
(I.R.S. employer
of incorporation)
identification no.)
One Belvedere Place, Suite 330, Mill Valley, CA
94941
(Address of principal executive offices)
(Zip code)
Registrant's telephone number, including
area code (415) 389-7373
N/A
(Former name or former address, if changed
since last report)
Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.
¨
Written communications
pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨
Soliciting material
pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b))
¨
Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 8.01
Other Events
.
On June 27, 2012, Sequoia Residential Funding,
Inc. (the "Depositor") caused the issuance and sale of the Sequoia Mortgage Trust 2012-3 Mortgage Pass-Through
Certificates, Series 2012-3, Class A-1, Class A-2, Class A-IO1, Class A-IO2, Class B-1, Class B-2 and Class B-3 Certificates (the
"Certificates"), in the approximate aggregate principal amount of $289,039,000, pursuant to a Pooling and Servicing
Agreement, dated as of June 1, 2012, by and among the Depositor, Christiana Trust, a division of Wilmington Savings Fund Society,
FSB, as trustee (in such capacity, the "Trustee"), and Wells Fargo Bank, N.A., as master servicer (the "Master
Servicer") and securities administrator (the "Securities Administrator"). Certain Certificates were sold by the
Depositor to Barclays Capital Inc., as underwriter, pursuant to the Underwriting Agreement dated June 25, 2012. The mortgage loans
were sold to Redwood Residential Acquisition Corporation (the "Seller") and/or are being serviced pursuant to (i) a
Flow Mortgage Loan Sale and Servicing Agreement (the "FRB Sale and Servicing Agreement"), dated as of July 1, 2010,
between the Seller and First Republic Bank ("FRB"), (ii) a Flow Mortgage Loan Sale and Servicing Agreement (the "FRB
Barclays Sale and Servicing Agreement"), dated as of March 16, 2012, between Barclays Bank PLC and FRB, (iii) a Mortgage
Loan Flow Purchase, Sale and Servicing Agreement (the "PHH Sale and Servicing Agreement"), dated as of July 21, 2010,
between the Seller and PHH Mortgage Corporation ("PHH"), (iv) a Flow Mortgage Loan Servicing Agreement (the "Cenlar
Servicing Agreement" and, together with the FRB Sale and Servicing Agreement, the FRB Barclays Sale and Servicing Agreement
and the PHH Sale and Servicing Agreement, the "Servicing Agreements"), dated as of November 3, 2011, between the Seller
and Cenlar FSB ("Cenlar"), (v) a Flow Mortgage Loan Purchase and Sale Agreement (the "Cole Taylor Purchase Agreement"),
dated as of August 1, 2011, between the Seller and Cole Taylor Bank ("Cole Taylor"), (vi) a Flow Mortgage Loan Purchase
and Sale Agreement (the "PrimeLending Purchase Agreement"), dated as of January 30, 2011, between the Seller and PrimeLending,
a PlainsCapital Company ("PrimeLending"), (vii) a Flow Mortgage Loan Purchase and Sale Agreement (the "Sterling
Purchase Agreement"), dated as of March 1, 2011, between the Seller and Sterling Savings Bank ("Sterling"), (viii)
a Flow Mortgage Loan Purchase and Sale Agreement (the "GuardHill Purchase Agreement"), dated as of October 1, 2011,
between the Seller and GuardHill Financial Corporation ("GuardHill), (ix) a Flow Mortgage Loan Purchase and Sale Agreement
(the "Wintrust Purchase Agreement"), dated as of June 1, 2011, between the Seller and Wintrust Mortgage, a division
of Barrington Bank and Trust ("Wintrust"), (x) a Flow Mortgage Loan Purchase and Sale Agreement (the "Flagstar
Purchase Agreement"), dated as of May 23, 2011, between the Seller and Flagstar Capital Markets Corporation ("Flagstar"),
(xi) a Flow Mortgage Loan Purchase and Sale Agreement (the "United Shore Purchase Agreement"), dated as of December
1, 2011, between the Seller and United Shore Financial Services, LLC ("Shore"), (xii) a Flow Mortgage Loan Purchase
and Sale Agreement (the "Benchmark Purchase Agreement"), dated as of September 1, 2011, between the Seller and Benchmark
Bank ("Benchmark"), (xiii) a Flow Mortgage Loan Purchase and Sale Agreement (the "BOCM Purchase Agreement"),
dated as of August 1, 2011, between the Seller and Simonich Corporation, dba Bank of Commerce Mortgage ("BOCM"), (xiv)
a Flow Mortgage Loan Purchase and Sale Agreement (the "APMC Purchase Agreement"), dated as of October 1, 2011, between
the Seller and American Pacific Mortgage Corporation ("APMC"), (xv) a Flow Mortgage Loan Purchase and Sale Agreement
(the "FAMC Purchase Agreement"), dated as of August 1, 2011, between the Seller and Franklin American Mortgage Company
("FAMC"), (xvi) a Flow Mortgage Loan Purchase and Sale Agreement (the "Cornerstone Purchase Agreement"),
dated as of September 1, 2011, between the Seller and Cornerstone Mortgage Company ("Cornerstone"), (xvii) a Flow Mortgage
Loan Purchase and Sale Agreement (the "Cherry Creek Purchase Agreement"), dated as of October 1, 2011, between the
Seller and Cherry Creek Mortgage Co., Inc. ("Cherry Creek"), (xviii) a Flow Mortgage Loan Purchase and Sale Agreement
(the "Embrace Purchase Agreement"), dated as of December 1, 2011, between the Seller and Embrace Home Loans, Inc. ("Embrace"),
(xix) a Flow Mortgage Loan Purchase and Sale Agreement (the "Fremont Purchase Agreement"), dated as of August 1, 2011,
between the Seller and Fremont Bank ("Fremont") and (xx) and a Flow Mortgage Loan Purchase and Sale Agreement (the
"Provident Purchase Agreement" and, together with the Cole Taylor Purchase Agreement, the PrimeLending Purchase Agreement,
the Sterling Purchase Agreement, the GuardHill Purchase Agreement, the Wintrust Purchase Agreement, the Flagstar Purchase Agreement,
the United Shore Purchase Agreement, the Benchmark Purchase Agreement, the BOCM Purchase Agreement, the APMC Purchase Agreement,
the FAMC Purchase Agreement, the Cornerstone Purchase Agreement, the Cherry Creek Purchase Agreement, the Embrace Purchase Agreement,
the Fremont Purchase Agreement and the Provident Purchase Agreement, the "Purchase Agreements"), dated as of October
1, 2011, between the Seller and Provident Savings Bank ("Provident"). In connection with the offering of the Certificates,
the Seller and the Depositor will enter into a Mortgage Loan Purchase and Sale Agreement, pursuant to which the Seller will convey
to the Depositor all of its interest in the mortgage loans. The Seller will assign its rights under each Servicing Agreement and
each Purchase Agreement with respect to the related mortgage loans to the Depositor, and the Depositor will assign such rights
to the Trustee for the benefit of the holders of the Certificates, in each case pursuant to an Assignment, Assumption and Recognition
Agreement or an Assignment of Representations and Warranties, as applicable, dated as of June 27, 2012, among the Seller, the Depositor,
the Trustee and the respective Servicer or Originator. Wells Fargo Bank, N.A. will maintain custody of the mortgage files relating
to the mortgage loans on behalf of Sequoia Mortgage Trust 2012-3, pursuant to a Custodial Agreement, dated as of June 1, 2012,
among Wells Fargo Bank, N.A., as custodian, the Depositor, the Master Servicer, the Seller and the Trustee.
Item 9.01
Financial
Statements and Exhibits
.
(a)          Not
applicable
(b)          Not
applicable
(c)          Not
applicable.
(d)          Exhibits:
The following final versions or final executed version of Exhibits to the Form S-3 Registration Statement of the Registrant are
hereby filed:
Exhibit
Number
10.1     Final executed Pooling
and Servicing Agreement, dated as of June 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor,
Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee and Wells Fargo Bank, N.A., as master
servicer and securities administrator.
10.2     Final executed
Assignment, Assumption and Recognition Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and First Republic Bank, as servicer.
10.3     Final executed
Assignment, Assumption and Recognition Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and PHH Mortgage Corporation, as servicer.
10.4     Final executed
Assignment, Assumption and Recognition Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Cenlar FSB, as servicer.
10.5    Final executed Assignment of
Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as
assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society,
FSB, as trustee, and Cole Taylor Bank, as seller.
10.6     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and PrimeLending, a PlainsCapital Company, as seller.
10.7     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Sterling Savings Bank, as seller.
10.8     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and GuardHill Financial Corporation, as seller.
10.9     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Wintrust Mortgage, a division of Barrington Bank and Trust, as seller.
10.10     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Flagstar Capital Markets Corporation, as seller.
10.11     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and United Shore Financial Services, LLC, as seller.
10.12      Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Simonich Corporation, dba Bank of Commerce Mortgage, as seller.
10.13      Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and American Pacific Mortgage Corporation, as seller.
10.14      Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Franklin American Mortgage Company, as seller.
10.15     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Benchmark Bank, as seller.
10.16     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Cornerstone Mortgage Company, as seller.
10.17     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Cherry Creek Mortgage Co., Inc., as seller.
10.18     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Embrace Home Loans, Inc., as seller.
10.19     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Fremont Bank, as seller.
10.20     Final executed
Assignment of Representations and Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition
Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee, and Provident Savings Bank, as seller.
10.21     Final executed Mortgage
Loan Purchase and Sale Agreement, dated as of June 27, 2012, between Redwood Residential Acquisition Corporation, as seller,
and Sequoia Residential Funding, Inc., as depositor.
10.22     Final executed
Custodial Agreement, dated as of June 1, 2012, among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood
Residential Acquisition Corporation, as seller, Sequoia Residential Funding, Inc., as depositor, and Christiana Trust, a
division of Wilmington Savings Fund Society, FSB, as trustee.
SIGNATURE
Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
SEQUOIA RESIDENTIAL FUNDING, INC.
By:
/s/ John Isbrandtsen
Name: John Isbrandtsen
Title: Authorized Officer
Dated: July 2, 2012
Exhibit 10.1
Final executed Pooling and Servicing Agreement, dated as
of June 1, 2012, by and among Sequoia Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB, as trustee and Wells Fargo Bank, N.A., as master servicer and securities administrator.
Exhibit 10.2
Final executed Assignment, Assumption and Recognition
Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and First
Republic Bank, as servicer.
Exhibit 10.3
Final executed Assignment, Assumption and Recognition
Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and PHH
Mortgage Corporation, as servicer.
Exhibit 10.4
Final executed Assignment, Assumption and Recognition
Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential
Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee, and Cenlar
FSB, as servicer.
Exhibit 10.5
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Cole Taylor Bank, as seller.
Exhibit 10.6
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and PrimeLending, a PlainsCapital Company, as seller.
Exhibit 10.7
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Sterling Savings Bank, as seller.
Exhibit 10.8
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and GuardHill Financial Corporation, as seller.
Exhibit 10.9
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Wintrust Mortgage, a division of Barrington Bank and Trust, as seller.
Exhibit 10.10
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Flagstar Capital Markets Corporation, as seller.
Exhibit 10.11
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and  United Shore Financial Services, LLC., as seller.
Exhibit 10.12
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Simonich Corporation, dba Bank of Commerce Mortgage, as seller.
Exhibit 10.13
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and American Pacific Mortgage Corporation, as seller.
Exhibit 10.14
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Franklin American Mortgage Company, as seller.
Exhibit 10.15
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Benchmark Bank, as seller.
Exhibit 10.16
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Cornerstone Mortgage Company, as seller.
Exhibit 10.17
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Cherry Creek Mortgage Co., Inc., as seller.
Exhibit 10.18
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Embrace Home Loans, Inc., as seller.
Exhibit 10.19
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Fremont Bank, as seller.
Exhibit 10.20
Final executed Assignment of Representations and
Warranties Agreement, dated as of June 27, 2012, among Redwood Residential Acquisition Corporation, as assignor, Sequoia
Residential Funding, Inc., as depositor, Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee,
and Provident Savings Bank, as seller.
Exhibit 10.21
Final executed Mortgage Loan Purchase and Sale Agreement,
dated as of June 27, 2012, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding,
Inc., as depositor.
Exhibit 10.22
Final executed Custodial Agreement, dated as of June 1,
2012, among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller,
Sequoia Residential Funding, Inc., as depositor, and Christiana Trust, a division of Wilmington Savings Fund Society, FSB,
as trustee.