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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">UNITED STATES</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">SECURITIES AND EXCHANGE COMMISSION</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">Washington, D.C.&nbsp; 20549</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">&nbsp;</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">FORM 8-K</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">Current Report Pursuant</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">to Section 13 or 15(d) of the</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">Securities Exchange Act of 1934</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">&nbsp;</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">&nbsp;</TD></TR>
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    <TD STYLE="width: 53%; padding-right: 0; padding-left: 0; font-size: 10pt">Date of Report (Date of Earliest Event Reported)</TD>
    <TD STYLE="width: 47%; border-bottom: windowtext 1pt solid; padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">August 29, 2012</TD></TR>
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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">GE Capital Credit Card Master Note Trust</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">RFS Holding, L.L.C.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">GE Capital Retail Bank</P></TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">(Exact Name of Issuing Entity, Depositor/Registrant and Sponsor <BR> as Specified in their respective Charters)</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">&nbsp;</TD></TR>
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    <TD COLSPAN="2" STYLE="border-bottom: windowtext 1pt solid; padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">Delaware</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt; text-align: center">(State or Other Jurisdiction of Incorporation of Issuing Entity and Registrant)</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0; font-size: 10pt">&nbsp;</TD></TR>
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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">333-107495, 333-130030, 333-144945, 333-169151,
        333-181466-01, 333-181466, 333-107495-02,</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">333-130030-01, 333-144945-01,</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">333-169151-01</P></TD>
    <TD STYLE="width: 7%; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 49%; vertical-align: bottom; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center">57-1173164 (RFS Holding, L.L.C.)<BR> 20-0268039 (GE Capital Credit Card Master Note Trust)</TD></TR>
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    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-style: italic; text-align: center">(Commission File Numbers for Registrant and Issuing Entity, respectively)</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-style: italic; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-style: italic; text-align: center">(Registrants&rsquo; I.R.S. Employer Identification Nos. for Registrant and Issuing Entity, respectively)</TD></TR>
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    <TD STYLE="width: 59%; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center">777 Long Ridge Road, Stamford, Connecticut</TD>
    <TD STYLE="width: 41%; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center">06927</TD></TR>
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    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-style: italic; text-align: center">(Address of Principal Executive Offices)</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-style: italic; text-align: center">(Zip Code)</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt">&nbsp;</TD></TR>
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    <TD COLSPAN="2" STYLE="border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center">(877) 441-5094</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-style: italic; text-align: center">(Registrant&rsquo;s Telephone Number, Including Area Code)</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt">&nbsp;</TD></TR>
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    <TD COLSPAN="2" STYLE="border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center">Not Applicable</TD></TR>
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    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; font-style: italic; text-align: center">(Former Name or Former Address, if Changed Since Last Report)</TD></TR>
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    <TD STYLE="width: 100%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</TD></TR>
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    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</TD></TR>
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    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT>
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</TD></TR>
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    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</TD></TR>
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    <TD STYLE="border-bottom: windowtext 2.25pt double; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Wingdings">&#168;</FONT>
    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</TD></TR>
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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Item 1.01. &#9;Entry into Material Definitive Agreements.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Issuance of Series 2012-6 Notes</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">On August 29, 2012, GE Capital Credit Card
Master Note Trust (the &ldquo;Trust&rdquo;) issued $1,000,000,000 of Series&nbsp;2012-6 Class&nbsp;A Asset Backed Notes (the &ldquo;Class&nbsp;A
Notes&rdquo;), $126,182,965 of Series&nbsp;2012-6 Class&nbsp;B Asset Backed Notes (the &ldquo;Class&nbsp;B Notes&rdquo;) and $85,173,501
of Series 2012-6 Class C Asset Backed Notes (the &ldquo;Class C Notes&rdquo;), described in a Prospectus Supplement dated August
22, 2012 to a Prospectus dated August 21, 2012.&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Use of Proceeds &ndash; Series 2012-6
Notes</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The public offering of the Class&nbsp;A
Notes and the Class B Notes&nbsp;was made under the registration statement (the &ldquo;Registration Statement&rdquo;) on Form&nbsp;S-3
(File No.&nbsp;333-181466 and File No. 333-181466-01) filed with the Securities and Exchange Commission on May 16, 2012 (as amended
by pre-effective amendment no. 1 on July 16, 2012 and pre-effective amendment no. 2 on August 6, 2012) and declared effective on
August 10, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The public offering of the Class&nbsp;A
Notes and the Class B Notes&nbsp;terminated on August 29, 2012 upon the sale of all of the Class&nbsp;A Notes and the Class B Notes.
An affiliate of the depositor purchased all of the Class&nbsp;C Notes.&nbsp; The underwriters of the Class&nbsp;A Notes and Class
B Notes were Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated, RBC Capital Markets, LLC, CRT Capital Group LLC, Natixis Securities
Americas LLC and SG Americas Securities, LLC. No underwriting discount was paid to the underwriters with respect to the Class C
Notes purchased by such affiliate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">During the period from the effective date
of the Registration Statement through the current reporting period, the amount of expenses incurred in connection with the issuance
and distribution of the Class&nbsp;A Notes and the Class B Notes with respect to underwriting commissions and discounts was $3,000,000
for the Class&nbsp;A Notes and $567,823 for the Class B Notes. &nbsp;After deducting the underwriting commissions and discounts
described in the preceding sentence, the net offering proceeds to the Issuer before expenses for the Class&nbsp;A Notes are $996,611,400
and the net offering proceeds to the Issuer before expenses for the Class B Notes are $125,585,300. Other expenses, including legal
fees and other costs and expenses, are reasonably estimated to be $800,000 and net proceeds to the Issuer, after deduction of expenses,
are reasonably estimated to be $1,121,396,700. With respect to the payment of these other expenses and costs, all direct or indirect
payments were made to persons other than persons who are (a)&nbsp;directors or officers of the Issuer, or (b)&nbsp;owners of 10
percent or more of any class of securities of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The net proceeds to RFS Holding, L.L.C.,
after deducting the underwriting commissions and discounts, and expenses above, were used to purchase credit card receivables from
GE Capital Retail Bank ( the &ldquo;Bank&rdquo;), an affiliate of RFS Holding, L.L.C., and to repay intercompany indebtedness owed
by RFS Holding, L.L.C. to RFS Holding,&nbsp;Inc., another affiliate, which indebtedness was incurred primarily to finance prior
purchases of credit card receivables from the Bank. Except as provided in the previous sentence, none of the proceeds were used
for payments to (a)&nbsp;any directors or officers of the Issuer or (b)&nbsp;owners of 10 percent or more of any class of securities
of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Item 9.01.&#9;Financial Statements and Exhibits.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD>Not applicable.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

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<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>Not applicable.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD>Not applicable.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

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<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD>Exhibits.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

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    <TD STYLE="width: 15%; padding-right: 0; padding-left: 0; font-size: 10pt; text-decoration: underline">Exhibit No.</TD>
    <TD STYLE="width: 85%; padding-right: 0; padding-left: 0; font-size: 10pt">Document Description</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; font-size: 10pt">4.1</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Series 2012-6 Indenture Supplement, dated as of August 29, 2012,
        between GE Capital Credit Card Master Note Trust and Deutsche Bank Trust Company Americas, as indenture trustee</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; font-size: 10pt">&nbsp;</TD></TR>
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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">SIGNATURES</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>



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    <TD STYLE="padding-right: 0; padding-left: 0">August 31, 2012</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0">RFS Holding, L.L.C., as depositor</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 43%; padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 5%; padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 6%; padding-right: 0; padding-left: 0">By:</TD>
    <TD STYLE="width: 46%; border-bottom: windowtext 1pt solid; padding-right: 0; padding-left: 0">/s/ Joseph Ressa</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">Name:</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">Joseph Ressa</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">Title:</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">CEO, Principal Financial Officer and Vice President</TD></TR>
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
FORM 8-K
Current Report Pursuant
to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported)
August 29, 2012
GE Capital Credit Card Master Note Trust
RFS Holding, L.L.C.
GE Capital Retail Bank
(Exact Name of Issuing Entity, Depositor/Registrant and Sponsor
as Specified in their respective Charters)
Delaware
(State or Other Jurisdiction of Incorporation of Issuing Entity and Registrant)
333-107495, 333-130030, 333-144945, 333-169151,
        333-181466-01, 333-181466, 333-107495-02,
333-130030-01, 333-144945-01,
333-169151-01
57-1173164 (RFS Holding, L.L.C.)
20-0268039 (GE Capital Credit Card Master Note Trust)
(Commission File Numbers for Registrant and Issuing Entity, respectively)
(Registrants' I.R.S. Employer Identification Nos. for Registrant and Issuing Entity, respectively)
777 Long Ridge Road, Stamford, Connecticut
06927
(Address of Principal Executive Offices)
(Zip Code)
(877) 441-5094
(Registrant's Telephone Number, Including Area Code)
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 1.01. 	Entry into Material Definitive Agreements.
Issuance of Series 2012-6 Notes
On August 29, 2012, GE Capital Credit Card
Master Note Trust (the "Trust") issued $1,000,000,000 of Series 2012-6 Class A Asset Backed Notes (the "Class A
Notes"), $126,182,965 of Series 2012-6 Class B Asset Backed Notes (the "Class B Notes") and $85,173,501
of Series 2012-6 Class C Asset Backed Notes (the "Class C Notes"), described in a Prospectus Supplement dated August
22, 2012 to a Prospectus dated August 21, 2012.
Use of Proceeds – Series 2012-6
Notes
The public offering of the Class A
Notes and the Class B Notes was made under the registration statement (the "Registration Statement") on Form S-3
(File No. 333-181466 and File No. 333-181466-01) filed with the Securities and Exchange Commission on May 16, 2012 (as amended
by pre-effective amendment no. 1 on July 16, 2012 and pre-effective amendment no. 2 on August 6, 2012) and declared effective on
August 10, 2012.
The public offering of the Class A
Notes and the Class B Notes terminated on August 29, 2012 upon the sale of all of the Class A Notes and the Class B Notes.
An affiliate of the depositor purchased all of the Class C Notes.  The underwriters of the Class A Notes and Class
B Notes were Merrill Lynch, Pierce, Fenner & Smith Incorporated, RBC Capital Markets, LLC, CRT Capital Group LLC, Natixis Securities
Americas LLC and SG Americas Securities, LLC. No underwriting discount was paid to the underwriters with respect to the Class C
Notes purchased by such affiliate.
During the period from the effective date
of the Registration Statement through the current reporting period, the amount of expenses incurred in connection with the issuance
and distribution of the Class A Notes and the Class B Notes with respect to underwriting commissions and discounts was $3,000,000
for the Class A Notes and $567,823 for the Class B Notes.  After deducting the underwriting commissions and discounts
described in the preceding sentence, the net offering proceeds to the Issuer before expenses for the Class A Notes are $996,611,400
and the net offering proceeds to the Issuer before expenses for the Class B Notes are $125,585,300. Other expenses, including legal
fees and other costs and expenses, are reasonably estimated to be $800,000 and net proceeds to the Issuer, after deduction of expenses,
are reasonably estimated to be $1,121,396,700. With respect to the payment of these other expenses and costs, all direct or indirect
payments were made to persons other than persons who are (a) directors or officers of the Issuer, or (b) owners of 10
percent or more of any class of securities of the Issuer.
The net proceeds to RFS Holding, L.L.C.,
after deducting the underwriting commissions and discounts, and expenses above, were used to purchase credit card receivables from
GE Capital Retail Bank ( the "Bank"), an affiliate of RFS Holding, L.L.C., and to repay intercompany indebtedness owed
by RFS Holding, L.L.C. to RFS Holding, Inc., another affiliate, which indebtedness was incurred primarily to finance prior
purchases of credit card receivables from the Bank. Except as provided in the previous sentence, none of the proceeds were used
for payments to (a) any directors or officers of the Issuer or (b) owners of 10 percent or more of any class of securities
of the Issuer.
Item 9.01.	Financial Statements and Exhibits.
(a)
Not applicable.
(b)
Not applicable.
(c)
Not applicable.
(d)
Exhibits.
Exhibit No.
Document Description
4.1
Series 2012-6 Indenture Supplement, dated as of August 29, 2012,
        between GE Capital Credit Card Master Note Trust and Deutsche Bank Trust Company Americas, as indenture trustee
SIGNATURES
Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
August 31, 2012
RFS Holding, L.L.C., as depositor
By:
/s/ Joseph Ressa
Name:
Joseph Ressa
Title:
CEO, Principal Financial Officer and Vice President