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  <TITLE>Prepared by R.R. Donnelley Financial -- Form 8-K</TITLE>
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   <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="5" COLOR="#000000"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></DIV> <DIV ALIGN="center"><FONT
  FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>Washington, D.C. 20549 </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="5" COLOR="#000000"><B>FORM 8-K </B></FONT></DIV> <DIV><FONT
  SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="4" COLOR="#000000"><B>Current Report Pursuant </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="4" COLOR="#000000"><B>to Section 13 or 15(d)
  of the </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="4" COLOR="#000000"><B>Securities Exchange Act of 1934 </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3"
  COLOR="#000000"><B>Date of Report (Date of earliest event reported): August 6, 2002 </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="6" COLOR="#000000"><B>Greater Bay Bancorp
  </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">(Exact name of registrant as specified in its charter) </FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center">
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  <TD VALIGN="bottom" WIDTH="48%" ALIGN="center"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>California</B></FONT></DIV> </TD>
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  <TD VALIGN="bottom" WIDTH="48%" ALIGN="center"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>77-0387041</B></FONT></DIV> </TD> </TR>
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  <TD VALIGN="top" ALIGN="center" WIDTH="48%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">(State or other jurisdiction of</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"
  COLOR="#000000">incorporation or organization) </FONT></DIV> </TD>
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  <TD VALIGN="top" ALIGN="center" WIDTH="48%"> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">(I.R.S. employer</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">identification
  number)</FONT></DIV> </TD> </TR>
   </TABLE> </DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>Commission file number: 0-25034 </B></FONT></DIV> <DIV><FONT
  SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>2860 West Bayshore Road </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>Palo Alto, California
  94303 </B></FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">(Address of principal executive offices and zip code) </FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT
  FACE="Times New Roman" SIZE="3" COLOR="#000000"><B>Registrant&#146;s telephone number, including area code: (650) 813-8200 </B></FONT></DIV> <P></P>
  
  
  
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   <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>Item 5.&nbsp;&nbsp;&nbsp;&nbsp;Other Events. </B></FONT></DIV> <DIV><FONT
  SIZE="1">&nbsp;</FONT></DIV> <DIV STYLE="text-indent:4%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B> </B>On August 6, 2002, Greater Bay Bancorp filed its Quarterly Report on Form 10-Q for the quarter ended June 30, 2002. Since we filed
  the Form 10-Q, we have received inquiries regarding the disclosure of our market sensitivity and property status analysis that we performed on our real estate loan portfolio. The purpose of this Form 8-K is to clarify that disclosure. </FONT></DIV>
  <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV STYLE="text-indent:4%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Page 34 of the Form 10-Q described the market sensitivity and property status analysis we performed on real estate loans in
  excess of $5.0 million and the expanded analysis on real estate loans between $2.0 million and $5.0 million. The disclosure stated that, &#147;To date, we have not identified any loans in this category that would result in significant loss
  exposure.&#148; This statement was intended to cover both the loans in excess of $5.0 million and those between $2.0 million and $5.0 million. </FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV>
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   <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV ALIGN="center"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B>SIGNATURES </B></FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV
  STYLE="text-indent:4%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned
  hereunto duly authorized. </FONT></DIV> <DIV><FONT SIZE="1">&nbsp;</FONT></DIV> <DIV>
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  <TD VALIGN="top" COLSPAN="3" WIDTH="53%"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000"><B> Greater Bay Bancorp</B></FONT></DIV> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2"
  COLOR="#000000">(Registrant)</FONT></DIV> </TD> </TR>
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  <TD VALIGN="top" COLSPAN="3" WIDTH="53%"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Dated: August 8, 2002 </FONT></DIV> </TD>
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  <TD VALIGN="top" WIDTH="3%"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">By:</FONT></DIV> </TD>
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  <TD VALIGN="top" WIDTH="53%"> <DIV><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">/s/&nbsp;&nbsp;&nbsp;&nbsp; L<SMALL>INDA</SMALL> M. I<SMALL>ANNONE</SMALL> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></DIV> <HR NOSHADE WIDTH="97%"
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  <TD> <FONT SIZE="1">&nbsp;</FONT></TD>
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  <TD VALIGN="bottom" WIDTH="53%"> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2" COLOR="#000000">Linda M. Iannone</FONT></DIV> <DIV STYLE="margin-left:2%; text-indent:-2%"><FONT FACE="Times New Roman" SIZE="2"
  COLOR="#000000">Senior Vice President and General Counsel</FONT></DIV> </TD> </TR>
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text: Prepared by R.R. Donnelley Financial -- Form 8-K
  SECURITIES AND EXCHANGE COMMISSION
  Washington, D.C. 20549
  FORM 8-K
  Current Report Pursuant
  to Section 13 or 15(d)
  of the
  Securities Exchange Act of 1934
  Date of Report (Date of earliest event reported): August 6, 2002
  Greater Bay Bancorp
  (Exact name of registrant as specified in its charter)
  California
  77-0387041
  (State or other jurisdiction of
  incorporation or organization)
  (I.R.S. employer
  identification
  number)
  Commission file number: 0-25034
  2860 West Bayshore Road
  Palo Alto, California
  94303
  (Address of principal executive offices and zip code)
  Registrant's telephone number, including area code: (650) 813-8200
  Item 5.    Other Events.
  On August 6, 2002, Greater Bay Bancorp filed its Quarterly Report on Form 10-Q for the quarter ended June 30, 2002. Since we filed
  the Form 10-Q, we have received inquiries regarding the disclosure of our market sensitivity and property status analysis that we performed on our real estate loan portfolio. The purpose of this Form 8-K is to clarify that disclosure.
  Page 34 of the Form 10-Q described the market sensitivity and property status analysis we performed on real estate loans in
  excess of $5.0 million and the expanded analysis on real estate loans between $2.0 million and $5.0 million. The disclosure stated that, "To date, we have not identified any loans in this category that would result in significant loss
  exposure." This statement was intended to cover both the loans in excess of $5.0 million and those between $2.0 million and $5.0 million.
  2
  SIGNATURES
  Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned
  hereunto duly authorized.
  Greater Bay Bancorp
  (Registrant)
  Dated: August 8, 2002
  By:
  /s/     L
  INDA
  M. I
  ANNONE
  Linda M. Iannone
  Senior Vice President and General Counsel
  3