content: <PAGE>  1
  
  
                                    UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                       Pursuant to Section 13 or 15(d) of the
                          Securities Exchange Act of 1934
  
        Date of Report (Date of earliest event reported): September 14, 2001
  
                             UGLY DUCKLING CORPORATION
                             -------------------------
               (Exact name of registrant as specified in its charter)
  
           Delaware                  000-20841               86-0721358
          ----------                -----------              -----------
  State or other jurisdiction       (Commission            (IRS Employer
       of incorporation)            File Number)         Identification No.)
  
  
  
                 4020 E. Indian School Road, Phoenix, Arizona 85016
                ---------------------------------------------------
                (Address of principal executive offices)    (Zip code)
  
  
  
         Registrant's telephone number, including area code (602) 852-6600
                                  -----------------
  
  
             2525 E. Camelback Road, Suite 500, Phoenix, Arizona 85018
  --------------------------------------------------------------------------------
           (Former name or former address, if changed since last report.)
  
  <PAGE>  2
  
  Item 5. Other Events
  
  Attached hereto as Exhibit 99.3 is a copy of Ugly Duckling  Corporation's  press
  release dated  September 6, 2001 titled "Ugly Duckling  Announces  Closing of an
  Inventory Line of Credit."
  
  
  EXHIBIT
  NUMBER  DESCRIPTION
  
  99.3    Ugly  Duckling  Corporation  Press  Release  dated  September 6, 2001,
          titled "Ugly Duckling Announces Closing of an Inventory Line of Credit"
  
  
  
                                      SIGNATURE
  
       Pursuant to the requirements of the Securities Exchange Act of 1934, the
  registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
  undersigned hereunto duly authorized.
  
                             UGLY DUCKLING CORPORATION
  
  
  Date: September 14, 2001   By: \s\ Jon D. Ehlinger
                             ----------------------------------
                             Vice President, Secretary and
                                   General Counsel
  
  <PAGE>  3
  
  
  
                                    EXHIBIT INDEX
  <TABLE>
  <CAPTION>
  EXHIBIT
  NUMBER          DESCRIPTION
  <S>             <C>
  99.4            Ugly Duckling Corporation Press Release dated September 13, 2001,
                  titled "Ugly Duckling Announces closing of an Inventory Line of Credit."
  </TABLE>
metadata_documents: [{"type": "8-K", "sequence": "1", "filename": "f8ktxt.txt", "description": "FORM 8-K", "secsgml_size_bytes": 2725}]
metadata_filer: {"company-data": {"conformed-name": "UGLY DUCKLING CORP", "cik": "0001012704", "assigned-sic": "6141", "irs-number": "860721358", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-14759", "film-number": "1737133"}, "business-address": {"street1": "2525 E CAMELBACK ROAD", "street2": "STE 500", "city": "PHOENIX", "state": "AZ", "zip": "85016", "phone": "6028526600"}, "mail-address": {"street1": "2525 E CAMELBACK RD", "street2": "STE 1150", "city": "PHOENIX", "state": "AZ", "zip": "85016"}}
text: 1
  
                                    UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                       Pursuant to Section 13 or 15(d) of the
                          Securities Exchange Act of 1934
  
        Date of Report (Date of earliest event reported): September 14, 2001
  
                             UGLY DUCKLING CORPORATION
                             -------------------------
               (Exact name of registrant as specified in its charter)
  
           Delaware                  000-20841               86-0721358
          ----------                -----------              -----------
  State or other jurisdiction       (Commission            (IRS Employer
       of incorporation)            File Number)         Identification No.)
  
                 4020 E. Indian School Road, Phoenix, Arizona 85016
                ---------------------------------------------------
                (Address of principal executive offices)    (Zip code)
  
         Registrant's telephone number, including area code (602) 852-6600
                                  -----------------
  
             2525 E. Camelback Road, Suite 500, Phoenix, Arizona 85018
  --------------------------------------------------------------------------------
           (Former name or former address, if changed since last report.)
  2
  
  Item 5. Other Events
  
  Attached hereto as Exhibit 99.3 is a copy of Ugly Duckling  Corporation's  press
  release dated  September 6, 2001 titled "Ugly Duckling  Announces  Closing of an
  Inventory Line of Credit."
  
  EXHIBIT
  NUMBER  DESCRIPTION
  
  99.3    Ugly  Duckling  Corporation  Press  Release  dated  September 6, 2001,
          titled "Ugly Duckling Announces Closing of an Inventory Line of Credit"
  
                                      SIGNATURE
  
       Pursuant to the requirements of the Securities Exchange Act of 1934, the
  registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
  undersigned hereunto duly authorized.
  
                             UGLY DUCKLING CORPORATION
  
  Date: September 14, 2001   By: \s\ Jon D. Ehlinger
                             ----------------------------------
                             Vice President, Secretary and
                                   General Counsel
  3
  
                                    EXHIBIT INDEX
  EXHIBIT
  NUMBER          DESCRIPTION
  99.4            Ugly Duckling Corporation Press Release dated September 13, 2001,
                  titled "Ugly Duckling Announces closing of an Inventory Line of Credit."