content: SECURITIES AND EXCHANGE COMMISSION
  
                               Washington, D.C. 20549
  
  
  
  
                                      Form 8-K
  
  
  
                  Current Report Pursuant to Section 13 or 15(d) of
  
                         The Securities Exchange Act of 1934
  
  
  
          Date of Report (Date of earliest event reported): November 6, 2003
  
  
                            Sutter Holding Company, Inc.
  
               (Exact name of registrant as specified in its charter)
  
  
  
             Delaware                    1-15733                  59-2651232
          (State or other              (Commission             (I.R.S. Employer
  jurisdiction of incorporation)      File Number)            Identification No.)
  
  
                             150 Post Street, Suite 405
                           San Francisco, California 94108
  
                 (Address of principal executive offices) (zip code)
  
                                   (415) 788-1441
                           (Registrant's telephone number,
                                including area code)
  
  
  
           (Former name or former address, if changed since last report.)
  
  
  
  
  
  
  <PAGE>
  
  
  Item 5.       Other Events and Regulation FD Disclosure
  
  On November 6, 2003, the Company borrowed $666,000 from Knight Fuller, Inc.
  ("KFI"), an entity controlled by officers of the Company, and executed an
  unsecured promissory note (the "Note") in that principal amount in favor of KFI.
  The principal amount of the Note bears interest at 8% per annum, with accrued
  interest payable monthly commencing on December 6, 2003. The Note principal and
  accrued interest are payable on demand and the Note therefore has no fixed
  maturity date. The Note is part of an aggregate of $1,666,000 in total principal
  amount borrowed by the Company from KFI since October 1, 2003 under the same
  terms. Proceeds from these borrowings were used to refinance $1 million of debt
  that was bearing interest at 10% per annum, and the balance of the borrowed
  principal will be used for the acquisition of Progressive Lending, LLC and
  working capital purposes.
  
  This report contains certain current and forward-looking statements and
  information relating to the above transaction that are based on the beliefs of
  its management as well as assumptions made by and information currently
  available to its management. These statements reflecting management's current
  view about the proposed transaction are subject to certain risks, uncertainties
  and assumptions. Should any of these risks or uncertainties materialize, or
  should underlying assumptions prove incorrect, or should information currently
  believed to be true prove to be untrue, actual events may vary materially from
  those described in this report as anticipated, estimated or expected. Factors
  which could cause or contribute to such differences include, but are not limited
  to the satisfaction of conditions in the agreement referred to above. The
  forward-looking statements contained in this press release speak only as of the
  date hereof and the company disclaims any intent or obligation to update these
  forward-looking statements.
  
  
  
  
  
  
  
  
  
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  <PAGE>
  
                                     SIGNATURES
  
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  Registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  
  
  
  Dated: November 19, 2003          SUTTER HOLDING COMPANY, INC
  
                                    By: s/ WILLIAM G. KNUFF, III
                                        ----------------------------
                                         William G. Knuff, III,
                                         Co-Chief Executive Officer
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
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metadata_documents: [{"type": "8-K", "sequence": "1", "filename": "sutterholdco8k.txt", "description": "INITIAL FILING", "secsgml_size_bytes": 3781}]
metadata_filer: {"company-data": {"conformed-name": "SUTTER HOLDING CO INC", "cik": "0001100202", "assigned-sic": "6211", "irs-number": "753111137", "state-of-incorporation": "DE", "fiscal-year-end": "0131"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-15733", "film-number": "031013932"}, "business-address": {"street1": "150 POST ST", "street2": "SUITE 405", "city": "SAN FRANCISCO", "state": "CA", "zip": "94108", "phone": "4157881441"}, "mail-address": {"street1": "150 POST ST", "street2": "SUITE 405", "city": "SAN FRANCISCO", "state": "CA", "zip": "94108"}, "former-company": {"former-conformed-name": "SHOCHET HOLDING CORP", "date-changed": "19991201"}}
text: SECURITIES AND EXCHANGE COMMISSION
  
                               Washington, D.C. 20549
  
                                      Form 8-K
  
                  Current Report Pursuant to Section 13 or 15(d) of
  
                         The Securities Exchange Act of 1934
  
          Date of Report (Date of earliest event reported): November 6, 2003
  
                            Sutter Holding Company, Inc.
  
               (Exact name of registrant as specified in its charter)
  
             Delaware                    1-15733                  59-2651232
          (State or other              (Commission             (I.R.S. Employer
  jurisdiction of incorporation)      File Number)            Identification No.)
  
                             150 Post Street, Suite 405
                           San Francisco, California 94108
  
                 (Address of principal executive offices) (zip code)
  
                                   (415) 788-1441
                           (Registrant's telephone number,
                                including area code)
  
           (Former name or former address, if changed since last report.)
  Item 5.       Other Events and Regulation FD Disclosure
  
  On November 6, 2003, the Company borrowed $666,000 from Knight Fuller, Inc.
  ("KFI"), an entity controlled by officers of the Company, and executed an
  unsecured promissory note (the "Note") in that principal amount in favor of KFI.
  The principal amount of the Note bears interest at 8% per annum, with accrued
  interest payable monthly commencing on December 6, 2003. The Note principal and
  accrued interest are payable on demand and the Note therefore has no fixed
  maturity date. The Note is part of an aggregate of $1,666,000 in total principal
  amount borrowed by the Company from KFI since October 1, 2003 under the same
  terms. Proceeds from these borrowings were used to refinance $1 million of debt
  that was bearing interest at 10% per annum, and the balance of the borrowed
  principal will be used for the acquisition of Progressive Lending, LLC and
  working capital purposes.
  
  This report contains certain current and forward-looking statements and
  information relating to the above transaction that are based on the beliefs of
  its management as well as assumptions made by and information currently
  available to its management. These statements reflecting management's current
  view about the proposed transaction are subject to certain risks, uncertainties
  and assumptions. Should any of these risks or uncertainties materialize, or
  should underlying assumptions prove incorrect, or should information currently
  believed to be true prove to be untrue, actual events may vary materially from
  those described in this report as anticipated, estimated or expected. Factors
  which could cause or contribute to such differences include, but are not limited
  to the satisfaction of conditions in the agreement referred to above. The
  forward-looking statements contained in this press release speak only as of the
  date hereof and the company disclaims any intent or obligation to update these
  forward-looking statements.
  
                                         1
  SIGNATURES
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  Registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  Dated: November 19, 2003          SUTTER HOLDING COMPANY, INC
  
                                    By: s/ WILLIAM G. KNUFF, III
                                        ----------------------------
                                         William G. Knuff, III,
                                         Co-Chief Executive Officer
  
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