content: SECURITIES AND EXCHANGE COMMISSION
  
                               Washington, D.C. 20549
  
  
  
  
                                      Form 8-K
  
  
  
                  Current Report Pursuant to Section 13 or 15(d) of
  
                         The Securities Exchange Act of 1934
  
  
  
        Date of Report (Date of earliest event reported): November 23, 2004
  
  
  
                            Sutter Holding Company, Inc.
  
               (Exact name of registrant as specified in its charter)
  
  
  
             Delaware                   1-15733                 59-2651232
          (State or other             (Commission            (I.R.S. Employer
  jurisdiction of incorporation)      File Number)           Identification No.)
  
  
      220 Montgomery Street, Suite 2100, San Francisco, California    94104
            (Address of principal executive offices)                (zip code)
  
                                   (415) 788-1441
                           (Registrant's telephone number,
                                including area code)
  
  
  
                         (Former name or former address, if
                            changed since last report.)
  
  
  <PAGE>
  
  
  Item 7.01 Regulation FD Disclosure.
  
  
  As previously disclosed in its Quarterly Report on Form 10-Q for the quarter
  ended September 30, 2004, the Registrant announced it has signed a definitive
  agreement to acquire FLF, Inc. d/b/a Diversified Risk Insurance Brokers, a
  commercial property & casualty insurance broker based in Emeryville, California.
  Attached is a press release describing the transaction.
  
  
  Item 9.01 Financial Statements and Exhibits.
  
  (c) Exhibits
  
  Item No.    Description
  
  99.1        Press Release
  
  
  
  
  
  
  
                                     SIGNATURES
  
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  Registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  
  
  
  Dated: November 23, 2004          SUTTER HOLDING COMPANY, INC
  
                                    By: s/ MICHAEL COLLINS
                                        ------------------
                                        Michael Collins,
                                        President
  
  
  
  
  
  
                                         2
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metadata_filer: {"company-data": {"conformed-name": "SUTTER HOLDING CO INC", "cik": "0001100202", "assigned-sic": "6211", "irs-number": "753111137", "state-of-incorporation": "DE", "fiscal-year-end": "0131"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-15733", "film-number": "041163288"}, "business-address": {"street1": "150 POST ST", "street2": "SUITE 405", "city": "SAN FRANCISCO", "state": "CA", "zip": "94108", "phone": "4157881441"}, "mail-address": {"street1": "150 POST ST", "street2": "SUITE 405", "city": "SAN FRANCISCO", "state": "CA", "zip": "94108"}, "former-company": {"former-conformed-name": "SHOCHET HOLDING CORP", "date-changed": "19991201"}}
text: SECURITIES AND EXCHANGE COMMISSION
  
                               Washington, D.C. 20549
  
                                      Form 8-K
  
                  Current Report Pursuant to Section 13 or 15(d) of
  
                         The Securities Exchange Act of 1934
  
        Date of Report (Date of earliest event reported): November 23, 2004
  
                            Sutter Holding Company, Inc.
  
               (Exact name of registrant as specified in its charter)
  
             Delaware                   1-15733                 59-2651232
          (State or other             (Commission            (I.R.S. Employer
  jurisdiction of incorporation)      File Number)           Identification No.)
  
      220 Montgomery Street, Suite 2100, San Francisco, California    94104
            (Address of principal executive offices)                (zip code)
  
                                   (415) 788-1441
                           (Registrant's telephone number,
                                including area code)
  
                         (Former name or former address, if
                            changed since last report.)
  Item 7.01 Regulation FD Disclosure.
  
  As previously disclosed in its Quarterly Report on Form 10-Q for the quarter
  ended September 30, 2004, the Registrant announced it has signed a definitive
  agreement to acquire FLF, Inc. d/b/a Diversified Risk Insurance Brokers, a
  commercial property & casualty insurance broker based in Emeryville, California.
  Attached is a press release describing the transaction.
  
  Item 9.01 Financial Statements and Exhibits.
  
  (c) Exhibits
  
  Item No.    Description
  
  99.1        Press Release
  
                                     SIGNATURES
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  Registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  Dated: November 23, 2004          SUTTER HOLDING COMPANY, INC
  
                                    By: s/ MICHAEL COLLINS
                                        ------------------
                                        Michael Collins,
                                        President
  
                                         2