<?xml version='1.0' encoding='UTF-8'?>

      <!-- iXBRL document created with: Toppan Merrill Bridge iXBRL 9.6.8042.36810 -->
      <!-- Based on: iXBRL 1.1 -->
      <!-- Created on: 3/1/2022 9:44:03 PM -->
      <!-- iXBRL Library version: 1.0.8042.36816 -->
      <!-- iXBRL Service Job ID: 2b049096-7138-43d4-b70a-c3919826fcc1 -->

  <html xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31" xmlns="http://www.w3.org/1999/xhtml" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:smbc="http://www.bankwithsouthern.com/20220225" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xbrli="http://www.xbrl.org/2003/instance"><head><meta http-equiv="content-type" content="text/html" /><title></title></head><body><div style="margin-top:30pt;"></div><div style="display:none;"><ix:header><ix:hidden><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:EntityCentralIndexKey" id="Tc_V12j3EVTC0SFrY0UaAuTCw_2_1">0000916907</ix:nonNumeric><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:AmendmentFlag" id="Tc_3vDuH-jflEGA85vgJzbc_Q_3_1">false</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:href="smbc-20220225.xsd" xlink:type="simple"></link:schemaRef></ix:references><ix:resources><xbrli:context id="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000916907</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-02-25</xbrli:startDate><xbrli:endDate>2022-02-25</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div style="max-width:100%;padding-left:4.47%;padding-right:4.47%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_e0e7a1ed_9f92_4cf2_93cc_8997227bf625"></a><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">UNITED STATES</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">Washington, D.C.&#160; 20549</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-weight:bold;">FORM </b><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:DocumentType" id="Narr_ZgIZEZxIJUm3P_zUZB4Q9A"><b style="font-family:'Times New Roman','Times','serif';font-weight:bold;">8-K</b></ix:nonNumeric><b style="font-family:'Times New Roman','Times','serif';font-weight:bold;">&#160;</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">CURRENT REPORT</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';">Date of Report (Date of earliest event reported)</span><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><span style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:24.44pt;">&#8203; &#8203;<span style="display:inline-block;height:0pt;width:100%;"></span></span> </span><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate" id="Narr_PxKNEJzeEUmt3o7Rrt2nAQ"><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">February 25, 2022</span></ix:nonNumeric><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><span style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:16.68pt;">&#8203; &#8203;<span style="display:inline-block;height:0pt;width:100%;"></span></span></span><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><span style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:36pt;">&#8203; &#8203;<span style="display:inline-block;height:0pt;width:100%;"></span></span></span><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><span style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:36pt;">&#8203; &#8203;<span style="display:inline-block;height:0pt;width:100%;"></span></span></span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:EntityRegistrantName" id="Narr_itC9Q6mywkOsb-dnAWMRqQ"><span style="font-family:'Times New Roman','Times','serif';">SOUTHERN MISSOURI BANCORP, INC.</span></ix:nonNumeric></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">(Exact name of registrant as specified in its charter)</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_cca5d244_9fe5_4548_b0bb_f7fa3ca10e61"></a><a id="Tc_eCnI7YKfOkyH7QtQicweGA_2_0"></a><a id="Tc_i5fgB-5SNUmwajkBvJe1ZA_2_2"></a><a id="Tc_la-_ap0t2E6DI21_3rokUg_2_4"></a><a id="Tc_4MPy8ADznkWll2vOTVtZQw_3_0"></a><a id="Tc_8Tb2IhTRJECXqdEKB1L7YA_3_4"></a><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:bottom;width:36.12%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:top;width:2.65%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:bottom;width:29.28%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:top;width:2.65%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:bottom;width:29.28%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td></tr><tr><td style="vertical-align:bottom;width:36.12%;border-bottom:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode" id="Tc_na5tlLlB8UmPOOa7WDhCCw_1_0"><span style="font-family:'Times New Roman','Times','serif';">Missouri</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:2.65%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:bottom;width:29.28%;border-bottom:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:EntityFileNumber" id="Tc_BGkjGQE_BUelDNgektkC3A_1_2"><span style="font-family:'Times New Roman','Times','serif';">000-23406</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:2.65%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:bottom;width:29.28%;border-bottom:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:EntityTaxIdentificationNumber" id="Tc_9WnSOaKIIEeemZBJdi2JwQ_1_4"><span style="font-family:'Times New Roman','Times','serif';">43-1665523</span></ix:nonNumeric></p></td></tr><tr><td style="vertical-align:bottom;width:36.12%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">(State or other</span></p></td><td style="vertical-align:top;width:2.65%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:bottom;width:29.28%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">(Commission File No.)</span></p></td><td style="vertical-align:top;width:2.65%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:bottom;width:29.28%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">(IRS Employer</span></p></td></tr><tr><td style="vertical-align:bottom;width:36.12%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">jurisdiction of incorporation)</span></p></td><td style="vertical-align:top;width:2.65%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:bottom;width:29.28%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:2.65%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:bottom;width:29.28%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Identification Number)</span></p></td></tr></table><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_4d7ba1da_5073_4878_ae45_c60d5bf1fc92"></a><a id="Tc_pr1hk1-IfESCEsUcX6qUKw_1_0"></a><a id="Tc_SntnEQUG10CW9e0v7XMUSA_2_0"></a><a id="Tc_hQKFWHmcjUGBnAU2r4j1lQ_2_2"></a><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:bottom;width:65.97%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:bottom;width:30.26%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td></tr><tr><td style="vertical-align:bottom;width:65.97%;border-bottom:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:EntityAddressAddressLine1" id="Narr_FaIrQRdsOU2KnGheiNLoLg"><span style="font-family:'Times New Roman','Times','serif';">2991 Oak Grove Road</span></ix:nonNumeric><span style="font-family:'Times New Roman','Times','serif';">, </span><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:EntityAddressCityOrTown" id="Narr_kNHH_BsUlEueztDPnVSNgA"><span style="font-family:'Times New Roman','Times','serif';">Poplar Bluff</span></ix:nonNumeric><span style="font-family:'Times New Roman','Times','serif';">, </span><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince" id="Narr_Fx19o8YcAkei55BDStKtqg"><span style="font-family:'Times New Roman','Times','serif';">Missouri</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:bottom;width:30.26%;border-bottom:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:EntityAddressPostalZipCode" id="Tc_EIrkUtziQE6-JDQS66LSbQ_1_2"><span style="font-family:'Times New Roman','Times','serif';">63901</span></ix:nonNumeric></p></td></tr><tr><td style="vertical-align:bottom;width:65.97%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">(Address of principal executive offices)</span></p></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:bottom;width:30.26%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">(Zip Code)</span></p></td></tr></table><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';">Registrant&#39;s telephone number, including area code:&#160;</span><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"> &#160; (</span><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:CityAreaCode" id="Narr_MrI1ov3q1U-MSKUCB2dMYA"><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">573</span></ix:nonNumeric><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">) </span><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:LocalPhoneNumber" id="Narr_r7aEx1ArT0qO2VLRtYPrXw"><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">778-1800</span></ix:nonNumeric><span style="font-family:'Times New Roman','Times','serif';text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">N/A</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-indent:36pt;margin:0pt 0pt 0pt 36pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">(Former name or former address, if changed since last report)</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_9360320e_fcf6_4f2b_aa9d_fd55aa68e7f1"></a><a id="Tc_5np6442r6k2UvqecaijNoA_1_1"></a><a id="Tc_aQwcfV9ii0KdEDLmC9neKQ_2_1"></a><a id="Tc_C6yn7H64Y0a-8-9FPy05Lg_3_1"></a><a id="Tc_vvIFtY1WiEOqahCgOLBK_g_4_1"></a><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:3.57%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:top;width:96.42%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td></tr><tr><td style="vertical-align:top;width:3.57%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" id="Tc__iE6h4S8kk-4S_G9ilfeAw_1_0"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:96.42%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></p></td></tr><tr><td style="vertical-align:top;width:3.57%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" id="Tc_lZ6w5UtAA0m8F0d_89W2tA_2_0"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:96.42%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></p></td></tr><tr><td style="vertical-align:top;width:3.57%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" id="Tc_frBSVF_eNU2t7l9W6-x8cQ_3_0"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:96.42%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></p></td></tr><tr><td style="vertical-align:top;width:3.57%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" id="Tc_RX8B9d5uuUKbIGUJvAqVFw_4_0"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:96.42%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></p></td></tr></table><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Securities registered pursuant to Section 12(b) of the Act: </span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_23d19a45_d6a9_490e_a62d_74d5797a7d28"></a><a id="Tc_ow-2Psfc4Eu1cI1NOeoHkg_1_0"></a><a id="Tc_yh7u7bx_ukiPCwEzVQDZ1Q_1_1"></a><a id="Tc_MV_o0yCMRUesqsKyui9b2w_1_2"></a><a id="Tc_W4jJi7wJAESKgZ9aHAwe1A_2_2"></a><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:37.84%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:top;width:23.41%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:top;width:38.74%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td></tr><tr><td style="vertical-align:top;width:37.84%;border-left:1.5pt solid #000000;border-top:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-weight:bold;">Title of each class</b></p></td><td style="vertical-align:top;width:23.41%;border-left:1.5pt solid #000000;border-top:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-weight:bold;">Trading Symbol(s)</b></p></td><td style="vertical-align:top;width:38.74%;border-left:1.5pt solid #000000;border-right:1.5pt solid #000000;border-top:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-weight:bold;">Name of each exchange on which registered</b></p></td></tr><tr><td style="vertical-align:bottom;width:37.84%;border-bottom:1.5pt solid #000000;border-left:1.5pt solid #000000;border-top:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:Security12bTitle" id="Tc_xHfyrvPEOk6xlKPgTFk5Wg_2_0"><span style="font-family:'Times New Roman','Times','serif';font-size:10pt;">Common Stock, par value $0.01 per share</span></ix:nonNumeric></p></td><td style="vertical-align:bottom;width:23.41%;border-bottom:1.5pt solid #000000;border-left:1.5pt solid #000000;border-top:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:TradingSymbol" id="Tc_yrr0i2AEYk-VYreZrJRn9g_2_1"><span style="font-family:'Times New Roman','Times','serif';font-size:10pt;">SMBC</span></ix:nonNumeric></p></td><td style="vertical-align:bottom;width:38.74%;border-bottom:1.5pt solid #000000;border-left:1.5pt solid #000000;border-right:1.5pt solid #000000;border-top:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:10pt;">The </span><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" name="dei:SecurityExchangeName" id="Narr__x9JDE2tGUS80oBv8FbNxw"><span style="font-family:'Times New Roman','Times','serif';font-size:10pt;">NASDAQ</span></ix:nonNumeric><span style="font-family:'Times New Roman','Times','serif';font-size:10pt;"> Stock Market LLC</span></p></td></tr></table><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="color:#231f20;font-family:'Times New Roman','Times','serif';">Indicate by check mark whether the registrant is an emerging growth company as de&#64257;ned in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt 0pt 6pt 0pt;"><span style="color:#231f20;font-family:'Times New Roman','Times','serif';">Emerging growth company </span><ix:nonNumeric contextRef="Duration_2_25_2022_To_2_25_2022_IVGEGf3QB0yfaO4bGuILBQ" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" id="Narr_fchoELmcVEaRIiK-9N8Edg"><span style="color:#231f20;font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="color:#231f20;font-family:'Times New Roman','Times','serif';">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised &#64257;nancial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="color:#231f20;font-family:'Segoe UI Symbol';">&#9744;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="color:#231f20;font-family:'Times New Roman','Times','serif';font-size:3pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;min-height:12.55pt;margin:0pt;"><span style="color:#231f20;font-family:'Times New Roman','Times','serif';line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="display:none;line-height:0pt;margin:0pt;"><span style="color:#231f20;font-family:'Times New Roman','Times','serif';font-size:0pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p></div><div style="clear:both;margin-bottom:27.35pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:91.06%;border:0;margin:30pt 4.47% 30pt 4.47%;"></div><div style="max-width:100%;padding-left:4.47%;padding-right:4.47%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><a id="_Hlk83376400"></a><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;margin:0pt 0pt 8pt 0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;min-height:13.0pt;text-align:center;margin:3pt 0pt 3pt 0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_8d2e91cc_2092_4965_ac35_db12696cdd6d"></a><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;white-space:pre-wrap;">Item 5.02.  </b><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;white-space:pre-wrap;">On February 25, 2022, effective upon completion of the merger of Fortune Financial Corporation (&#8220;Fortune&#8221;) with and into Southern Missouri Acquisition V Corp (&#8220;Merger Sub&#8221;), a wholly owned subsidiary of Southern Missouri Bancorp, Inc. (&#8220;Southern Missouri&#8221;), and the merger of FortuneBank, a subsidiary of Fortune, with and into Southern Bank, a wholly owned subsidiary of Southern Missouri, (collectively, the &#8220;Merger&#8221;), Daniel L.Jones, Chairman and Chief Executive Officer of Fortune and FortuneBank, became a director of Southern Missouri and Southern Bank.  Mr. Jones&#8217;s term as a director of Southern Missouri will expire at the 2022 annual meeting of Southern Missouri shareholders.  The Board committees to which Mr. Jones will be appointed have not yet been determined.  The appointment of Mr. Jones as a director of Southern Missouri was contemplated by and made in accordance with the Agreement and Plan of Merger, dated as of September 28, 2021, by and among Southern Missouri, Merger Sub and Fortune.</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;white-space:pre-wrap;">As a director of Southern Missouri and Southern Bank, Mr. Jones is expected to be entitled to the same general compensation arrangement as is provided to the other non-employee directors of Southern Missouri and Southern Bank.  A description of this arrangement is contained under the heading &#8220;Compensation of Directors&#8221; in the Company&#8217;s definitive proxy statement filed with the Securities and Exchange Commission on September 20, 2021 and is incorporated herein by reference.</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;white-space:pre-wrap;">Mr. Jones is an affiliate of two entities that each have a site lease with Fortune.  These leases were assumed by Southern Missouri in the Merger.  Lease payments paid by Fortune to these entities totaled $67,000 in calendar year 2021.  In addition, Mr. Jones is an affiliate of an entity that has provided maintenance services for properties acquired by Southern Missouri in the Merger.  Payments by Fortune to this entity totaled $61,000 in calendar year 2021.  There are no other related party transactions of the kind described in Item 404(a) of Regulation S-K in which Mr. Jones was a participant or in which he has any direct or indirect material interest. </span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_b665b19a_37e7_47a5_b1a0_6d03aa95cb3b"></a><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">Item 8.01. </b><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Other Events</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;white-space:pre-wrap;">As a result of the Merger, each share of Fortune common stock held immediately prior to completion of the Merger is being exchanged for 0.3025 shares of Southern Missouri common stock or $13.31 in cash (as adjusted based on Fortune&#8217;s capital and total number of shares outstanding immediately prior to closing) at the election of the shareholder, subject to the proration and allocation procedures set forth in the Merger agreement.  Southern Missouri paid approximately $31.7 million in Merger consideration, comprised of stock and cash at a 60:40 ratio. </span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">A copy of the press release Southern Missouri issued announcing completion of the transaction is attached hereto as Exhibit 99.1 and is incorporated herein by reference.</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_ca366abb_f093_4c27_bcf3_3536d8a46067"></a><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">Item 9.01. </b><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Financial Statements and Exhibits</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="display:inline-block;text-indent:0pt;width:36pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">(d)</span></span><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Exhibits</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="display:inline-block;text-indent:0pt;width:36pt;"></span><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="display:inline-block;text-indent:0pt;width:36pt;"></span><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">99.1</span><span style="display:inline-block;width:15pt;"></span><a style="-sec-extract:exhibit;font-family:&quot;'Times New Roman','Times','serif'&quot;;font-size:12pt;" href="smbc-20220225xex99d1.htm"><span style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Press Release dated February 25, 2022</span></a></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><table style="border-collapse:collapse;border:0;"><tr><td style="width:36pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:none;">104</span></p></td><td style="padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:none;">Cover Page Interactive Data File &#8211; the cover page XBRL tags are embedded within the Inline XBRL document</span></p></td></tr></table><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p></div><div style="clear:both;margin-bottom:27.35pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:91.06%;border:0;margin:30pt 4.47% 30pt 4.47%;"></div><div style="max-width:100%;padding-left:4.47%;padding-right:4.47%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;min-height:13.0pt;text-align:center;margin:3pt 0pt 3pt 0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><a id="_71b972b2_cf4c_4c03_b5a3_1dc2f19cf040"></a><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;min-height:13.0pt;text-align:center;margin:3pt 0pt 3pt 0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">SIGNATURES</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:3pt 0pt 3pt 0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-indent:36pt;margin:3pt 0pt 3pt 0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:3pt 0pt 3pt 0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:3pt 0pt 3pt 0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.27;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:34.96%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:top;width:4.91%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:top;width:56.36%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td></tr><tr><td style="vertical-align:top;width:34.96%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td colspan="2" style="vertical-align:top;width:61.27%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">SOUTHERN MISSOURI BANCORP, INC.</b></p></td></tr><tr><td style="vertical-align:top;width:34.96%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:4.91%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:56.36%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td></tr><tr><td style="vertical-align:top;width:34.96%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Date:&#160; March 1, 2022</span></p></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:4.91%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">By:</span></p></td><td style="vertical-align:top;width:56.36%;border-bottom:1.5pt solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">/s/ Matthew T. Funke</span></p></td></tr><tr><td style="vertical-align:top;width:34.96%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:4.91%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:56.36%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Matthew T. Funke</span></p></td></tr><tr><td style="vertical-align:top;width:34.96%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:3.75%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:4.91%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#160;</span></p></td><td style="vertical-align:top;width:56.36%;margin:0pt;padding:0pt;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Executive Vice President and Chief Financial Officer</span></p></td></tr></table><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.27;margin:0pt 0pt 8pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.27;margin:0pt;"><span style="font-size:1pt;margin-bottom:8pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.27;margin:0pt 0pt 8pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.27;margin:0pt 0pt 8pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p></div><div style="clear:both;margin-bottom:27.35pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><span style="font-family:'Times New Roman','Times','serif';visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;margin-left:4.47%;margin-right:4.47%;margin-top:30pt;page-break-after:avoid;width:91.06%;border:0;"></div></body></html>
[{"type": "8-K", "sequence": "1", "filename": "smbc-20220225x8k.htm", "description": "8-K", "secsgml_size_bytes": 55461}]
{"company-data": {"conformed-name": "SOUTHERN MISSOURI BANCORP, INC.", "cik": "0000916907", "assigned-sic": "6036", "irs-number": "431665523", "state-of-incorporation": "MO", "fiscal-year-end": "0630"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-23406", "film-number": "22699036"}, "business-address": {"street1": "2991 OAK GROVE ROAD", "city": "POPLAR BLUFF", "state": "MO", "zip": "63901", "phone": "573-778-1800"}, "mail-address": {"street1": "2991 OAK GROVE ROAD", "city": "POPLAR BLUFF", "state": "MO", "zip": "63901"}, "former-company": {"former-conformed-name": "SOUTHERN MISSOURI BANCORP INC", "date-changed": "19940104"}}
​
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
​
FORM
8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
​
Date of Report (Date of earliest event reported)
​ ​
February 25, 2022
​ ​
​ ​
​ ​
​
SOUTHERN MISSOURI BANCORP, INC.
(Exact name of registrant as specified in its charter)
​
Missouri
000-23406
43-1665523
(State or other
(Commission File No.)
(IRS Employer
jurisdiction of incorporation)
Identification Number)
​
2991 Oak Grove Road
,
Poplar Bluff
,
Missouri
63901
(Address of principal executive offices)
(Zip Code)
​
Registrant's telephone number, including area code:
(
573
)
778-1800
N/A
(Former name or former address, if changed since last report)
​
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
​
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
​
Securities registered pursuant to Section 12(b) of the Act:
​
Title of each class
Trading Symbol(s)
Name of each exchange on which registered
Common Stock, par value $0.01 per share
SMBC
The
NASDAQ
Stock Market LLC
​
Indicate by check mark whether the registrant is an emerging growth company as deﬁned in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised ﬁnancial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
☐
​
​
​
​
​
​
​
Item 5.02.
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.
​
On February 25, 2022, effective upon completion of the merger of Fortune Financial Corporation ("Fortune") with and into Southern Missouri Acquisition V Corp ("Merger Sub"), a wholly owned subsidiary of Southern Missouri Bancorp, Inc. ("Southern Missouri"), and the merger of FortuneBank, a subsidiary of Fortune, with and into Southern Bank, a wholly owned subsidiary of Southern Missouri, (collectively, the "Merger"), Daniel L.Jones, Chairman and Chief Executive Officer of Fortune and FortuneBank, became a director of Southern Missouri and Southern Bank.  Mr. Jones's term as a director of Southern Missouri will expire at the 2022 annual meeting of Southern Missouri shareholders.  The Board committees to which Mr. Jones will be appointed have not yet been determined.  The appointment of Mr. Jones as a director of Southern Missouri was contemplated by and made in accordance with the Agreement and Plan of Merger, dated as of September 28, 2021, by and among Southern Missouri, Merger Sub and Fortune.
​
As a director of Southern Missouri and Southern Bank, Mr. Jones is expected to be entitled to the same general compensation arrangement as is provided to the other non-employee directors of Southern Missouri and Southern Bank.  A description of this arrangement is contained under the heading "Compensation of Directors" in the Company's definitive proxy statement filed with the Securities and Exchange Commission on September 20, 2021 and is incorporated herein by reference.
​
Mr. Jones is an affiliate of two entities that each have a site lease with Fortune.  These leases were assumed by Southern Missouri in the Merger.  Lease payments paid by Fortune to these entities totaled $67,000 in calendar year 2021.  In addition, Mr. Jones is an affiliate of an entity that has provided maintenance services for properties acquired by Southern Missouri in the Merger.  Payments by Fortune to this entity totaled $61,000 in calendar year 2021.  There are no other related party transactions of the kind described in Item 404(a) of Regulation S-K in which Mr. Jones was a participant or in which he has any direct or indirect material interest.
​
Item 8.01.
Other Events
​
As a result of the Merger, each share of Fortune common stock held immediately prior to completion of the Merger is being exchanged for 0.3025 shares of Southern Missouri common stock or $13.31 in cash (as adjusted based on Fortune's capital and total number of shares outstanding immediately prior to closing) at the election of the shareholder, subject to the proration and allocation procedures set forth in the Merger agreement.  Southern Missouri paid approximately $31.7 million in Merger consideration, comprised of stock and cash at a 60:40 ratio.
​
A copy of the press release Southern Missouri issued announcing completion of the transaction is attached hereto as Exhibit 99.1 and is incorporated herein by reference.
​
Item 9.01.
Financial Statements and Exhibits
​
(d)
Exhibits
​
99.1
Press Release dated February 25, 2022
​
104
Cover Page Interactive Data File – the cover page XBRL tags are embedded within the Inline XBRL document
​
​
​
​
​
SIGNATURES
​
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
​
​
SOUTHERN MISSOURI BANCORP, INC.
Date:  March 1, 2022
By:
/s/ Matthew T. Funke
Matthew T. Funke
Executive Vice President and Chief Financial Officer
​
​
​
​
​