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<TITLE>IRWIN FINANCIAL CORPORATION intends to release its Fourth Quarter 2000 operating results on January 23, 2001</TITLE>
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<B><P ALIGN="CENTER">NEWS RELEASE</P>
</B><FONT SIZE=2>
</FONT><P>For further information, contact:</P>
<FONT SIZE=2><P ALIGN="RIGHT"></P>
</FONT><P>Suzie Singer, Corporate Communications&#9;812.376.1917</P>

<P>April 29, 2004&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
For immediate release</P>

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<B><P ALIGN="CENTER">IRWIN FINANCIAL CORPORATION ANNOUNCES </P>
<P ALIGN="CENTER">FIRST QUARTER 2004 EARNINGS CONFERENCE CALL</P>
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<B><P>(Columbus, IN)  IRWIN FINANCIAL CORPORATION (NYSE: IFC)</B> intends to release its First Quarter operating results on May 3, 2004.</P>

<P>At 1:00 p.m. EDT, 12:00 p.m. CDT, on May 3<SUP>rd</SUP>, the Corporation will hold a conference call to review results.  The toll-free number for the call will be (866) 868-1109; please tell the operator you would like to join the Irwin Financial call.  A company news release regarding the topic of the call will be available on PRNewswire and on the Irwin Financial website before the call.  Greg Ehlinger, Senior Vice President and CFO of Irwin Financial Corporation, and Will Miller, CEO, Irwin Financial Corporation, will be the speakers on the call.  A replay of the call will be available by calling (877) 213-9653, passcode 8930213#.</P>

<P>Information provided and statements made during the call that are not purely historical are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements of the company's expectations, hopes, beliefs and intentions on strategies for the future.  It is important to note that the company's actual future results could differ materially from those projected in such forward-looking statements because of a number of factors, including, but not limited to, general economic, business and financial conditions, governmental action, competitor activity, expense volatility, changes in applicable accounting policies or principles, and other risks detailed from time to time in IFC Securities and Exchange Commission filings.</P>

<P>Irwin Financial Corporation (www.irwinfinancial.com) is an interrelated group of specialized financial services companies organized as a bank holding company, with a history tracing to 1871.  The Corporation, through its major subsidiaries -- Irwin Mortgage Corporation, Irwin Union Bank, Irwin Home Equity Corporation, Irwin Commercial Finance, and Irwin Ventures -- provides a broad range of financial services to consumers and small businesses in selected markets in the United States and Canada.</P>
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IRWIN FINANCIAL CORPORATION intends to release its Fourth Quarter 2000 operating results on January 23, 2001
NEWS RELEASE
For further information, contact:
Suzie Singer, Corporate Communications	812.376.1917
April 29, 2004                                                                                                                                                        
For immediate release
IRWIN FINANCIAL CORPORATION ANNOUNCES
FIRST QUARTER 2004 EARNINGS CONFERENCE CALL
(Columbus, IN)  IRWIN FINANCIAL CORPORATION (NYSE: IFC)
intends to release its First Quarter operating results on May 3, 2004.
At 1:00 p.m. EDT, 12:00 p.m. CDT, on May 3
rd
, the Corporation will hold a conference call to review results.  The toll-free number for the call will be (866) 868-1109; please tell the operator you would like to join the Irwin Financial call.  A company news release regarding the topic of the call will be available on PRNewswire and on the Irwin Financial website before the call.  Greg Ehlinger, Senior Vice President and CFO of Irwin Financial Corporation, and Will Miller, CEO, Irwin Financial Corporation, will be the speakers on the call.  A replay of the call will be available by calling (877) 213-9653, passcode 8930213#.
Information provided and statements made during the call that are not purely historical are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements of the company's expectations, hopes, beliefs and intentions on strategies for the future.  It is important to note that the company's actual future results could differ materially from those projected in such forward-looking statements because of a number of factors, including, but not limited to, general economic, business and financial conditions, governmental action, competitor activity, expense volatility, changes in applicable accounting policies or principles, and other risks detailed from time to time in IFC Securities and Exchange Commission filings.
Irwin Financial Corporation (www.irwinfinancial.com) is an interrelated group of specialized financial services companies organized as a bank holding company, with a history tracing to 1871.  The Corporation, through its major subsidiaries -- Irwin Mortgage Corporation, Irwin Union Bank, Irwin Home Equity Corporation, Irwin Commercial Finance, and Irwin Ventures -- provides a broad range of financial services to consumers and small businesses in selected markets in the United States and Canada.