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<H2 ALIGN=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                       Securities and Exchange Commission<BR>
                             Washington, D. C. 20549<BR><BR><BR>



                                    Form 8-K<BR><BR>

                                 Current Report<BR><BR><BR><BR>



                       Pursuant to Section 13 or 15(d) of<BR>
                       the Securities Exchange Act of 1934<BR><BR><BR><BR>




                                July 14, 2003<BR><BR><BR><BR>



                       Kansas City Life Insurance Company<BR>
                                  3520 Broadway<BR>
                        Kansas City, Missouri 64111-2565<BR><BR><BR>



                           Commission File No. 2-40764<BR><BR><BR>


                             IRS Number: 44-0308260<BR><BR><BR>



                        Telephone Number :(816) 753-7000<BR><BR><BR><BR><BR><BR>

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                                   Page 1 of 3

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<H2 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 2 &#150;
Acquisitions or Disposition of Assets.</FONT></H2>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On
June 30, 2003, Kansas City Life Insurance Company acquired all of the issued and
outstanding stock of GuideOne Life Insurance Company from GuideOne Financial
Group, Inc. and GuideOne Mutual Insurance Company. The purchase price determined
at closing, according to the terms of the Stock Purchase Agreement, was
approximately $61 million dollars, which was paid in cash. The funds were
derived from the sale of short-term investments that had been accumulated for
acquisition purposes. </FONT></P>

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Page 2 of 3
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<H2 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 7 &#150;
Financial Statements, Pro Forma Financial Information and Exhibits.</FONT></H2>




<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;At
this time, the provision of financial statements and pro-forma financial
information is impracticable. The registrant expects to provide such information
by September 12, 2003. </FONT></P>

<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>SIGNATURE</FONT></H1>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant has
duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized. </FONT></P>

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                                                     <u>KANSAS CITY LIFE INSURANCE COMPANY</u>
                                                                   (Registrant)


                                                     By:<u>/s/William A. Schalekamp</u>
                                                           William A. Schalekamp
                                                           Senior Vice President,
                                                           General Counsel &amp; Secretary
<u>July 14, 2003</u>
    (Date)
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Page 3 of 3
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{"company-data": {"conformed-name": "KANSAS CITY LIFE INSURANCE CO", "cik": "0000054473", "assigned-sic": "6311", "irs-number": "440308260", "state-of-incorporation": "MO", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "002-40764", "film-number": "03785374"}, "business-address": {"street1": "3520 BROADWAY", "city": "KANSAS CITY", "state": "MO", "zip": "64111-2565", "phone": "8167537299X8296"}, "mail-address": {"street1": "3520 BROADWAY", "city": "KANSAS CITY", "state": "MO", "zip": "64111-2565"}}
Securities and Exchange Commission
Washington, D. C. 20549
Form 8-K
Current Report
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
July 14, 2003
Kansas City Life Insurance Company
3520 Broadway
Kansas City, Missouri 64111-2565
Commission File No. 2-40764
IRS Number: 44-0308260
Telephone Number :(816) 753-7000
Page 1 of 3
Item 2 –
Acquisitions or Disposition of Assets.
On
June 30, 2003, Kansas City Life Insurance Company acquired all of the issued and
outstanding stock of GuideOne Life Insurance Company from GuideOne Financial
Group, Inc. and GuideOne Mutual Insurance Company. The purchase price determined
at closing, according to the terms of the Stock Purchase Agreement, was
approximately $61 million dollars, which was paid in cash. The funds were
derived from the sale of short-term investments that had been accumulated for
acquisition purposes.
Page 2 of 3
Item 7 –
Financial Statements, Pro Forma Financial Information and Exhibits.
At
this time, the provision of financial statements and pro-forma financial
information is impracticable. The registrant expects to provide such information
by September 12, 2003.
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant has
duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized.
KANSAS CITY LIFE INSURANCE COMPANY
(Registrant)

                                                     By:
/s/William A. Schalekamp
William A. Schalekamp
                                                           Senior Vice President,
                                                           General Counsel & Secretary
July 14, 2003
(Date)
Page 3 of 3