CONFORMED 1.








                    SECURITIES AND EXCHANGE COMMISSION

                          WASHINGTON, D.C. 20549

                                                 

                                 FORM 8-K

                              CURRENT REPORT


                  PURSUANT TO SECTION 13 OR 15(d) OF THE
                      SECURITIES EXCHANGE ACT OF 1934


Date of Report (Date of earliest event reported):   March 29, 1999


                            HSBC AMERICAS, INC.
            (Exact name of registrant as specified in charter)


DELAWARE                      I-2940         22-1093160
(State or other juris-        (Commission    (IRS Employer
diction of incorporation)     File Number)   Identification No.)


ONE HSBC CENTER, BUFFALO, NEW YORK 14203
(Address of principal executive offices)

Registrant's telephone number, including area code:  (716) 841-2424


                         One Marine Midland Center
                         Buffalo, New York 14203
                         (Former former address,
                        if changed since report)





                                                                          2.


Item 5.  Other Events

Effective March 29, 1999, HSBC Americas, Inc. changed the name of its
significant subsidiary, Marine Midland Bank, to HSBC Bank USA.

At the same time the address of HSBC Americas, Inc. changed to One HSBC
Center, Buffalo, New York 14203.

HSBC Americas, Inc. is an indirect wholly owned subsidiary of HSBC Holdings
plc.





                                                                     3.



                                SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.



                                     HSBC AMERICAS, INC.
                                                               
                                     (REGISTRANT)



                                     /s/ Gerald A. Ronning
                                                                
                                     NAME:   GERALD A. RONNING
                                     TITLE:  EXECUTIVE VICE PRESIDENT &
                                             CONTROLLER
                                                                               



Date:  March 29, 1999
[{"type": "8-K", "sequence": "1", "secsgml_size_bytes": 2431}]
{"company-data": {"conformed-name": "HSBC AMERICAS INC", "cik": "0000062348", "assigned-sic": "6022", "irs-number": "221093160", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-02940", "film-number": "99575335"}, "business-address": {"street1": "ONE MARINE MIDLAND CTR", "street2": "MARINE MIDLAND BANK 22ND FL", "city": "BUFFALO", "state": "NY", "zip": "14203", "phone": "7168412424"}, "mail-address": {"street2": "ONE MARINE MIDLAND CENTER 22ND FL", "city": "BUFFALO", "state": "NY", "zip": "14203"}, "former-company": [{"former-conformed-name": "MARINE MIDLAND BANKS INC", "date-changed": "19920703"}, {"former-conformed-name": "MARINE MIDLAND CORP", "date-changed": "19680614"}]}
CONFORMED 1.

                    SECURITIES AND EXCHANGE COMMISSION

                          WASHINGTON, D.C. 20549

                                                 

                                 FORM 8-K

                              CURRENT REPORT

                  PURSUANT TO SECTION 13 OR 15(d) OF THE
                      SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):   March 29, 1999

                            HSBC AMERICAS, INC.
            (Exact name of registrant as specified in charter)

DELAWARE                      I-2940         22-1093160
(State or other juris-        (Commission    (IRS Employer
diction of incorporation)     File Number)   Identification No.)

ONE HSBC CENTER, BUFFALO, NEW YORK 14203
(Address of principal executive offices)

Registrant's telephone number, including area code:  (716) 841-2424

                         One Marine Midland Center
                         Buffalo, New York 14203
                         (Former former address,
                        if changed since report)

                                                                          2.

Item 5.  Other Events

Effective March 29, 1999, HSBC Americas, Inc. changed the name of its
significant subsidiary, Marine Midland Bank, to HSBC Bank USA.

At the same time the address of HSBC Americas, Inc. changed to One HSBC
Center, Buffalo, New York 14203.

HSBC Americas, Inc. is an indirect wholly owned subsidiary of HSBC Holdings
plc.

                                                                     3.

                                SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                     HSBC AMERICAS, INC.
                                                               
                                     (REGISTRANT)

                                     /s/ Gerald A. Ronning
                                                                
                                     NAME:   GERALD A. RONNING
                                     TITLE:  EXECUTIVE VICE PRESIDENT &
                                             CONTROLLER
                                                                               

Date:  March 29, 1999