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              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 18pt; FONT-FAMILY: times new roman">UNITED
                STATES</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 18pt; FONT-FAMILY: times new roman">SECURITIES
                AND EXCHANGE COMMISSION</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">WASHINGTON,
                D.C. 20549</font></div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 18pt; FONT-FAMILY: times new roman">FORM
                8-K</font></div>
              <div>&#160;</div>
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td colspan="3" valign="top" width="74%">
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CURRENT
                REPORT</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">PURSUANT
                TO SECTION 13 OR 15(D) OF THE</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">SECURITIES
                EXCHANGE ACT OF 1934</font></div>
              <div>&#160;</div>
              <div>&#160;</div>
            </td>
          </tr>
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            <td colspan="3" valign="top" width="74%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Date
                of Report</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Date
                of earliest event reported):</font></div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December
                13, 2007</font></div>
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td colspan="3" valign="top" width="74%">
              <div>&#160;</div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">NAVISTAR
                FINANCIAL CORPORATION</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Exact
                name of registrant as specified in its charter)</font></div>
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="34%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Delaware</font></div>
            </td>
            <td valign="top" width="6%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="34%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">001-04146</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="34%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(State
                or other Jurisdiction of Incorporation)</font></div>
            </td>
            <td align="left" valign="bottom" width="6%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
            </td>
            <td valign="top" width="34%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Commission
                File Number)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">425
                N. Martingale Road</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Schaumburg,
                Illinois</font></div>
            </td>
            <td valign="bottom" width="6%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
            </td>
            <td valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">60173</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="34%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Address
                of principal executive offices of registrant)</font></div>
            </td>
            <td align="left" valign="bottom" width="6%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
            </td>
            <td valign="top" width="34%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Zip
                Code)</font></div>
            </td>
          </tr>
          <tr>
            <td colspan="3" valign="top" width="74%">
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Registrant&#8217;s
                telephone number, including area code:&#160; <font style="DISPLAY: inline; FONT-WEIGHT: bold">630-753-4000</font></font></div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Former
                name or former address, if changed since last report:&#160; <font style="DISPLAY: inline; FONT-WEIGHT: bold">Not
                applicable</font></font></div>
              <div>&#160;</div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Check
                the appropriate box below if the Form&#160;8-K filing is intended to
                simultaneously satisfy the filing obligation of the registrant under
                any
                of the following provisions:</font></div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font>&#160;Written
                communications pursuant to Rule&#160;425 under the Securities Act (17 CFR
                230.425)</font></div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font>&#160;Soliciting
                material pursuant to Rule&#160;14a-12 under the Exchange Act (17 CFR
                240.14a&#8212;12)</font></div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font>&#160;Pre-commencement
                communications pursuant to Rule&#160;14d-2(b)&#160;under the Exchange Act
                (17 CFR 240.14d-2(b))</font></div>
              <div>&#160;</div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font>&#160;Pre-commencement
                communications pursuant to Rule&#160;13e-4(c)&#160;under the Exchange Act
                (17 CFR 240.13e-4(c))</font></div>
              <div>&#160;</div>
              <div>&#160;</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item
      1.01&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Entry
      into a Material Definitive Agreement</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
      connection with the recently filed 2005 Form 10-K, NFC received various waivers
      discussed below.&#160;&#160;&#160;These waivers are dated November 20, 2007,
      November 28, 2007, December 6, 2007, and December 7, 2007 but became effective
      on December 7, 2007.&#160;&#160;&#160;The waivers expire on or about November
      30, 2008.</font></div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      November 28, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a Fifth Waiver&#160;(the &#8220;Waiver&#8221;) from the participants
      in its $1.4 billion Amended and Restated Credit Agreement dated as of July
      1,
      2005, as amended (the &#8220;Agreement&#8221;).&#160;&#160;The Waiver was designed to
      provide additional surety around NFC&#8217;s capital structure.&#160;&#160;This Waiver
      extends through November 30, 2008, and expands the previous waivers which waive
      any default or event of default that would result solely from NFC&#8217;s and
      Navistar&#8217;s failure to meet the filing requirements of Sections 13 and 15 of the
      Exchange Act of 1934, as amended, with respect to their Annual Reports on Form
      10-K for 2005, 2006, and 2007, and their quarterly reports on Form 10-Q for
      the
      periods from November 1, 2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.1 hereto;
      additionally, the waiver dated January 17, 2006, filed on Form 8-K dated January
      17, 2006, the waiver dated March 2, 2006 filed on Form 8-K on March 8, 2006,
      the
      waiver dated November 15, 2006 filed on Form 8-K on November 15, 2006, and
      the
      waiver dated October 23, 2007 filed on Form 8-K on October 23, 2007, are
      incorporated herein by reference.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      December 6, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a Waiver from the participants in its Note Purchase
      Agreement and Servicing Agreement dated February 16, 2007, as amended (the
      &#8220;Agreement&#8221;).&#160;&#160;The Waiver was designed to provide additional surety
      around NFC&#8217;s capital structure.&#160;&#160;This Waiver extends through November
      2008, and expands the previous waivers which waive any default or event of
      default that would result solely from NFC&#8217;s and Navistar&#8217;s failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.2
      hereto.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      December 6, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a Waiver from the participants in its Note Purchase
      Agreement&#160;&#160;and Servicing Agreement dated as of June 22, 2007, as
      amended (the &#8220;Agreement&#8221;).&#160;&#160;The Waiver was designed to provide
      additional surety around NFC&#8217;s capital structure.&#160;&#160;This Waiver extends
      through November 2008, and expands the previous waivers which waive any default
      or event of default that would result solely from NFC&#8217;s and Navistar&#8217;s failure
      to meet the filing requirements of Sections 13 and 15 of the Exchange Act of
      1934, as amended, with respect to their Annual Reports on Form 10-K for 2005,
      2006, and 2007, and their quarterly reports on Form 10-Q for the periods from
      November 1, 2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.3
      hereto.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      December 6, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a Waiver from the participants in its Note Purchase
      Agreement and Servicing Agreement dated October 20, 2006, as amended (the
&#8220;Agreement&#8221;).&#160;&#160;The Waiver was designed to provide additional surety
      around NFC&#8217;s capital structure.&#160;&#160;This Waiver extends through November
      2008, and expands the previous waivers which waive any default or event of
      default that would result solely from NFC&#8217;s and Navistar&#8217;s failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.4
      hereto.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      December 7, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received an Amendment to Note Purchase Agreement ("Waiver") from
      the participants in its Note Purchase Agreement dated as of February 27, 2006,
      as amended (the &#8220;Agreement&#8221;).&#160;&#160;The&#160;Waiver was designed to provide
      additional surety around NFC&#8217;s capital structure.&#160;&#160;This&#160;Waiver
      extends through November 2008, and expands the previous&#160;waivers which waive
      any default or event of default that would result solely from NFC&#8217;s and
      Navistar&#8217;s failure to meet the filing requirements of Sections 13 and 15 of the
      Exchange Act of 1934, as amended, with respect to their Annual Reports on Form
      10-K for 2005, 2006, and 2007, and their quarterly reports on Form 10-Q for
      the
      periods from November 1, 2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.5
      hereto.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      December 7, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received an Amendment, Waiver and Extension&#160;("Waiver") from
      the participants in its Amended and Restated Certificate Purchase Agreement
      dated as of December 27, 2004, as amended (the
&#8220;Agreement&#8221;).&#160;&#160;The&#160;Waiver was designed to provide additional
      surety around NFC&#8217;s capital structure.&#160;&#160;This Waiver extends through
      November 2008, and expands the previous waivers which waive any default or
      event
      of default that would result solely from NFC&#8217;s and Navistar&#8217;s failure to meet
      the filing requirements of Sections 13 and 15 of the Exchange Act of 1934,
      as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the&#160;Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.6
      hereto.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      December 6, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a&#160;Waiver from the participants in its Receivables
      Purchase Agreement dated as of July 30, 2004, as amended (the
&#8220;Agreement&#8221;).&#160;&#160;The Waiver was designed to provide additional surety
      around NFC&#8217;s capital structure.&#160;&#160;This Waiver extends through November,
      2008, and expands the previous&#160;waivers which waive any default or event of
      default that would result solely from NFC&#8217;s and Navistar&#8217;s failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005, through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.7
      hereto.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      December 6, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a Waiver from the participants in its Receivables
      Purchase Agreement dated as of April 29, 2005, as amended (the
&#8220;Agreement&#8221;).&#160;&#160;The Waiver was designed to provide additional surety
      around NFC&#8217;s capital structure.&#160;&#160;This Waiver extends through November
      2008, and expands the previous&#160;waivers which waive any default or event of
      default that would result solely from NFC&#8217;s and Navistar&#8217;s failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.8
      hereto.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      December 6, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a Waiver from the participants in its Indenture, Note
      Purchase Agreement, Servicing Agreement and ISDA Master Agreement dated as
      of
      September 1, 2006, as amended (the &#8220;Agreement&#8221;).&#160;&#160;The Waiver was
      designed to provide additional surety around NFC&#8217;s capital
      structure.&#160;&#160;This Waiver extends through November 2008, and expands the
      previous&#160;waivers which waive any default or event of default that would
      result solely from NFC&#8217;s and Navistar&#8217;s failure to meet the filing requirements
      of Sections 13 and 15 of the Exchange Act of 1934, as amended, with respect
      to
      their Annual Reports on Form 10-K for 2005, 2006, and 2007, and their quarterly
      reports on Form 10-Q for the periods from November 1, 2005 through July 31,
      2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.9
      hereto.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      November 20, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a Waiver from the participants in its Master Purchase
      Agreement dated as of June 30, 2004, as amended (the
&#8220;Agreement&#8221;).&#160;&#160;The Waiver was designed to provide additional surety
      around NFC&#8217;s capital structure.&#160;&#160;This Waiver extends through November
      2008, and expands the previous&#160;waivers which waive any default or event of
      default that would result solely from NFC&#8217;s and Navistar&#8217;s failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.10
      hereto.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
      November 28, 2007, Navistar Financial Corporation (&#8220;NFC&#8221;), the wholly-owned
      subsidiary of International Truck and Engine Corporation (&#8220;International&#8221;),
      which is a wholly-owned subsidiary of Navistar International Corporation
      (&#8220;Navistar&#8221;), received a Ninth Waiver from the participants in its Receivables
      Purchase dated as of April 8, 2004, as amended and a Fourth Waiver from the
      participants in its Receivables Sale Agreement dated as of April 8, 2004, as
      amended (the &#8220;Agreements&#8221;).&#160;&#160;The Waivers were designed to provide
      additional surety around NFC&#8217;s capital structure.&#160;&#160;These Waivers
      extend through November 2008, and expand the previous waivers which waive any
      default or event of default that would result solely from NFC&#8217;s and Navistar&#8217;s
      failure to meet the filing requirements of Sections 13 and 15 of the Exchange
      Act of 1934, as amended, with respect to their Annual Reports on Form 10-K
      for
      2005, 2006, and 2007, and their quarterly reports on Form 10-Q for the periods
      from November 1, 2005 through July 31, 2008.</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      preceding summary of certain provisions of the Waivers are qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.11 hereto;
      additionally, the waiver dated January 17, 2006, filed on Form 8-K dated January
      17, 2006, the waiver dated March 2, 2006 filed on Form 8-K on March 8, 2006,
      the
      waiver dated November 15, 2006 filed on Form 8-K on November 15, 2006, and
      the
      waiver dated October 23, 2007 filed on Form 8-K on October 23, 2007 are
      incorporated herein by reference.</font></div>
    <div><br></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ITEM
      9.01&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;FINANCIAL
      STATEMENTS AND EXHIBITS</font></div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      following Exhibit is deemed to be filed under the Securities Exchange Act of
      1934, as amended.</font></div>
    <div><br></div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 63pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(d)&#160;&#160;</font></div>
            </td>
            <td>
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Exhibits</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 63pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Exhibit
      No.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Description</font></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 63pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div>&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 164px">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.1&#160;&#160;</font></div>
            </td>
            <td width="821">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">FIFTH
                  WAIVER, dated as of November 28, 2007 (this &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Waiver</font>&#8221;),
                  to
                  the Amended and Restated Credit Agreement, dated as of July 1,
                  2005 (as
                  heretofore amended, supplemented or otherwise modified, the &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Credit
                  Agreement</font>&#8221;), among NAVISTAR FINANCIAL CORPORATION, a Delaware
                  corporation, ARRENDADORA FINANCIERA NAVISTAR, S.A. DE C.V., ORGANIZACI&#211;N
                  AUXILIAR DEL CR&#201;DITO, a Mexican corporation, SERVICIOS FINANCIEROS
                  NAVISTAR, S.A. DE C.V., SOCIEDAD FINANCIERA DE OBJETO LIMITADO,
                  a Mexican
                  corporation, and NAVISTAR COMERCIAL, S.A. DE C.V., a Mexican corporation
                  (each, a &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Borrower</font>&#8221;
and
                  collectively, the &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Borrowers</font>&#8221;),
                  the several lenders from time to time parties thereto (the &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Lenders</font>&#8221;),
                  JPMORGAN CHASE BANK, N.A., as administrative agent for the Lenders
                  (in
                  such capacity, the &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Administrative
                  Agent</font>&#8221;), BANK OF AMERICA, N.A., as syndication agent (in such
                  capacity, the &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Syndication
                  Agent</font>&#8221;), and THE BANK OF NOVA SCOTIA, as documentation agent (in
                  such capacity, the &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Documentation
                  Agent</font>&#8221;).</font></div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 156px">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.2&#160;&#160;</font></div>
            </td>
            <td width="829">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Waiver
                dated December&#160; 6, 2007 to the Note Purchase Agreement, dated as of
                February 16, 2007 between Navistar Financial Retail Receivables
                Corporation ("NFRRC"), as Seller, Navistar Financial Corporation,
                as
                Servicer, Falcon Asset Securitization Company, LLC, and Park Avenue
                Receivables Company, LLC (as assignee of Jupiter Securitization Company,
                LLC), collectively, as the Conduit Investor, and JP Morgan Chase
                Bank,
                National Association, as Agent for the Investors and (ii) the Servicing
                Agreement, dated as of February 16, 2007, between NFRRC, Navistar
                Financial 2007-JPM Owner Trust, as Issuer, NFC, as Servicer, and
                The Bank
                of New York, as Indenture Trustee.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 158px">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.3&#160;&#160;</font></div>
            </td>
            <td width="827">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Waiver
                dated December&#160;6, 2007 to the Note Purchase Agreement, dated as of
                June 22, 2007 (as in effect on the date hereof, the &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Note Purchase
                Agreement</font>&#8221;) among Navistar Financial Retail Receivables Corporation
                (&#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">NFRRC</font>&#8221;),
                as
                Seller, Navistar Financial Corporation, individually (&#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">NFC</font>&#8221;)
                and as
                Servicer, Liberty Street Funding, LLC, as the Conduit Investor, and
                The
                Bank of Nova Scotia, as Agent for the Investors and (ii) the Servicing
                Agreement, dated as of June 22, 2007, among NFRRC, Navistar Financial
                2007-BNS Owner Trust, as Issuer, NFC, as Servicer, and The Bank of
                New
                York, as Indenture Trustee.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 117pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.4&#160;&#160;</font></div>
            </td>
            <td>
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Waiver
                dated December&#160; 6, 2007 to the Note Purchase Agreement, dated as of
                October 20, 2006 (as in effect on the date hereof, the &#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Note Purchase
                Agreement</font>&#8221;) among Navistar Financial Retail Receivables Corporation
                (&#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">NFRRC</font>&#8221;),
                as
                Seller, Navistar Financial Corporation, individually (&#8220;<font style="DISPLAY: inline; TEXT-DECORATION: underline">NFC</font>&#8221;)
                and as
                Servicer, Thunder Bay Funding, LLC, as Conduit Investor, and Royal
                Bank of
                Canada, as Agent and (ii) the Servicing Agreement, dated as of October
                20,
                2006, among NFRRC, Navistar Financial 2006-RBC Owner Trust, as Issuer,
                NFC, as Servicer, and The Bank of New York, as Indenture
                Trustee.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 117pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.5&#160;&#160;</font></div>
            </td>
            <td>
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman">Amendment
                dated&#160;December&#160; 7, 2007 to <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman">the</font>
                Note Purchase Agreement, (this <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">&#8220;Amendment&#8221;)</font>
                , among Navistar Financial Retail Receivables Corporation (the &#8220;Seller&#8221;),
                Navistar Financial Corporation <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">(&#8220;Servicer&#8221;),</font>
                Kitty Hawk Funding Corporation, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">(&#8220;KHFC&#8221;),</font>
                as a Conduit Investor, and Bank of America, National Association
<font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">(&#8220;Bank
                of America&#8221;),</font> as Agent, the Administrator and an Alternate
                Investor.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 161px">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.6&#160;&#160;</font></div>
            </td>
            <td width="824">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font size="+0"><font style="FONT-WEIGHT: normal; FONT-SIZE: 13px; FONT-STYLE: normal; FONT-FAMILY: Times New Roman">Waiver&#160;and
                Extension&#160;dated&#160;December 7, 2007 to the&#160;Amended
                and&#160;Restated Certificate Purchase Agreement, dated December 27, 2004
                </font></font></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="FONT-WEIGHT: normal; FONT-SIZE: 13px; FONT-STYLE: normal; FONT-FAMILY: Times New Roman"><font style="FONT-WEIGHT: normal; FONT-SIZE: 13px; FONT-STYLE: normal; FONT-FAMILY: Times New Roman"><font style="FONT-WEIGHT: normal; FONT-SIZE: 13px; FONT-STYLE: normal; FONT-FAMILY: Times New Roman">(this
                </font><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 13px; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">&#8220;Amendment&#8221;)</font>&#160;
                </font></font><font size="+0">among Navistar Financial </font>Securities
                Corporation (the <font style="DISPLAY: inline; TEXT-DECORATION: underline">&#8220;Seller&#8221;),&#160;
                </font></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Navistar
                Financial Corporation <font style="DISPLAY: inline; TEXT-DECORATION: underline">(&#8220;Servicer&#8221;),</font>
                Kitty Hawk Funding Corporation, <font style="DISPLAY: inline; TEXT-DECORATION: underline">(&#8220;KHFC&#8221;),</font>
                as a
                Conduit Purchaser, Liberty Street Funding LLC (f/k/a Liberty Street
                Funding Corp. <font style="DISPLAY: inline; TEXT-DECORATION: underline">&#8220;Liberty
                Street&#8221;),</font> as a Conduit Purchaser, The Bank of Nova Scotia (&#8220;BNS&#8221;),
                as a Managing Agent and a Committed Purchaser, and Bank of America,
                National Association <font style="DISPLAY: inline; TEXT-DECORATION: underline">(&#8220;Bank of
                America&#8221;),</font> as a Managing Agent, the Administrative Agent and a
                Committed Purchaser.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 117pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.7&#160;&#160;</font></div>
            </td>
            <td>
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Waiver
                dated December 6, 2007 to the Receivables Purchase Agreement dated
                as of
                July 30, 2004 among Navistar Retail Receivables Corporation, as Seller,
                Navistar Financial Corporation, as Servicer, Thunder Bay Funding
                LLC, as
                Company, and Royal Bank of Canada, as Agent.
</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 117pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.8&#160;&#160;</font></div>
            </td>
            <td>
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Waiver
                dated December 6, 2007 to the Receivables Purchase Agreement dated
                as of
                April 29, 2005 among Navistar Financial Retail Receivables Corporation,
                as
                Seller, Navistar Financial Corporation, as Servicer, Thunder Bay
                Funding
                LLC, as Company, and Royal Bank of Canada, as
                Agent.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
        </div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
    </div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 117pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.9&#160;&#160;</font></div>
            </td>
            <td>
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Waiver
                dated December 6, 2007 to the Indenture dated as of&#160; September 1,
                2006 (as amended, the <font style="DISPLAY: inline; TEXT-DECORATION: underline">"Indenture")</font>
                between Navistar Financial 2006-ARC Owner Trust, a Delaware statutory
                trust, and LaSalle Bank National Association, a national banking
                association, as indenture trustee (in such capacity, the <font style="DISPLAY: inline; TEXT-DECORATION: underline">"Indenture
                Trustee"),</font> (b) the Note Purchase Agreement dated as of September 1,
                2006 (the <font style="DISPLAY: inline; TEXT-DECORATION: underline">"Note
                Purchase Agreement"),</font> among Navistar Financial Retail Receivables
                Corporation (the <font style="DISPLAY: inline; TEXT-DECORATION: underline">"Seller"),</font>
                Navistar Financial Corporation ("NFC"), Amsterdam Funding Corporation,
                as
                a Conduit Investor, and ABN AMRO Bank, N.V., as Funding Agent and
                an
                Alternate Investor , (c) the Servicing Agreement dated as of September
                1,
                2006 (the <font style="DISPLAY: inline; TEXT-DECORATION: underline">"Servicing</font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Agreement"),</font>
                among Navistar Leasing Company, Harco Leasing Company, Inc., Navistar
                Financial Retail Receivables Corporation, The Bank of New York Trust
                Company, N.A., as Collateral Agent, JP Morgan Trust Company, National
                Association (as successor-in-interest to Bank One, National Association),
                as Portfolio Trustee, Navistar Financial 2006-ARC Owner Trust, as
                Issuer,
                NFC, as Servicer, and LaSalle Bank, National Association, as Indenture
                Trustee, and (d) the ISDA Master Agreement dated as of September
                1, 2006
                between LaSalle Bank National Association (in such capacity, the
<font style="DISPLAY: inline; TEXT-DECORATION: underline">"Swap
                Counterpartv")</font> and Navistar Financial
                Corporation.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br></div>
    <div>
      <table cellpadding="0" cellspacing="0" id="list" width="100%">

          <tr valign="top">
            <td align="right" style="WIDTH: 117pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.10&#160;&#160;</font></div>
            </td>
            <td>
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Waiver
                dated November 20, 2007 to the Master Purchase Agreement dated as
                of June
                30, 2004 between Banc of America&#160;&#160;Leasing &amp; Capital, LLC and
                International Truck Leasing
                Corporation.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br></div>
    <div><table cellpadding="0" cellspacing="0" width="100%">

        <tr valign="top" bgcolor="white">
          <td align="right" style="WIDTH: 117pt">
            <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.11&#160;&#160;</font></div>
          </td>
          <td>
            <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fourth
              Waiver dated November 28, 2007 to the Receivable Sale Agreement dated
              April 8, 2004, among Navistar Financial Corporation, as Transferor,
              and
              Truck Retail Accounts Corporation, as Transferee.</font></div>
            <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
            <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Ninth
              Waiver (this <font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-STYLE: italic">&#8220;</font><font style="DISPLAY: inline; FONT-STYLE: italic">Waiver&#8221;</font>)<font style="DISPLAY: inline; FONT-STYLE: italic">,</font>
              dated November 28,
              2007 to the Receivable&#160;Purchase Agreement dated April 8, 2004, among
              Truck Retail Accounts Corporation, a Delaware corporation (<font style="DISPLAY: inline; FONT-STYLE: italic">&#8220;Seller&#8221;</font>), Navistar
              Financial Corporation, a Delaware corporation (<font style="DISPLAY: inline; FONT-STYLE: italic">&#8220;Navistar&#8221;</font>), as initial
              Servicer (Navistar, together with Seller, the <font style="DISPLAY: inline; FONT-STYLE: italic">&#8220;Seller Parties&#8221;</font> and
              each a <font style="DISPLAY: inline; FONT-STYLE: italic">&#8220;Seller
              Party&#8221;</font>), the entities set forth on the signature pages to this
              Agreement (together with any of their respective successors and assigns
              hereunder, the <font style="DISPLAY: inline; FONT-STYLE: italic">&#8220;Financial
              Institutions&#8221;</font>), JS Siloed Trust as assignee of Jupiter
              Securitization Company LLC (<font style="DISPLAY: inline; FONT-STYLE: italic">&#8220;Trust&#8221;</font>), and JPMorgan
              Chase Bank, N.A. (successor by merger to Bank One, NA (Main Office
              Chicago)), as agent for the Purchasers.</font></div>
          </td>
        </tr>

    </table></div>
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    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Pursuant&#160;&#160;to
      the&#160;&#160;requirements&#160;&#160;of
      the&#160;&#160;Securities&#160;&#160;Exchange&#160;&#160;Act
      of&#160;&#160;1934,&#160;&#160;the Registrant&#160;&#160;has
      duly&#160;&#160;caused&#160;&#160;this&#160;&#160;report&#160;&#160;to
      be&#160;&#160;signed&#160;&#160;on its&#160;&#160;behalf by the undersigned
      thereunto duly authorized.</font></div>
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    <div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; TEXT-DECORATION: underline">NAVISTAR
      FINANCIAL
      CORPORATION</font></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Registrant)</font></div>
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                <font style="DISPLAY: inline">December 14, 2007</font></font></div>
            </td>
            <td valign="top" width="5%" style="PADDING-BOTTOM: 2px">
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">By:
                /s/</font></div>
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                V. MULVANEY, SR.</font></font></div>
            </td>
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                V. Mulvaney, Sr.</font></div>
            </td>
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                &amp; Treasurer</font></div>
            </td>
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form8k.htm
UNITED
                STATES
SECURITIES
                AND EXCHANGE COMMISSION
WASHINGTON,
                D.C. 20549
FORM
                8-K
CURRENT
                REPORT
PURSUANT
                TO SECTION 13 OR 15(D) OF THE
SECURITIES
                EXCHANGE ACT OF 1934
Date
                of Report
(Date
                of earliest event reported):
December
                13, 2007
NAVISTAR
                FINANCIAL CORPORATION
(Exact
                name of registrant as specified in its charter)
Delaware
001-04146
(State
                or other Jurisdiction of Incorporation)
(Commission
                File Number)
425
                N. Martingale Road
Schaumburg,
                Illinois
60173
(Address
                of principal executive offices of registrant)
(Zip
                Code)
Registrant's
                telephone number, including area code:
630-753-4000
Former
                name or former address, if changed since last report:
Not
                applicable
Check
                the appropriate box below if the Form 8-K filing is intended to
                simultaneously satisfy the filing obligation of the registrant under
                any
                of the following provisions:
o
Written
                communications pursuant to Rule 425 under the Securities Act (17 CFR
                230.425)
o
Soliciting
                material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
                240.14a—12)
o
Pre-commencement
                communications pursuant to Rule 14d-2(b) under the Exchange Act
                (17 CFR 240.14d-2(b))
o
Pre-commencement
                communications pursuant to Rule 13e-4(c) under the Exchange Act
                (17 CFR 240.13e-4(c))
Item
      1.01                      Entry
      into a Material Definitive Agreement
In
      connection with the recently filed 2005 Form 10-K, NFC received various waivers
      discussed below.   These waivers are dated November 20, 2007,
      November 28, 2007, December 6, 2007, and December 7, 2007 but became effective
      on December 7, 2007.   The waivers expire on or about November
      30, 2008.
On
      November 28, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Fifth Waiver (the "Waiver") from the participants
      in its $1.4 billion Amended and Restated Credit Agreement dated as of July
      1,
      2005, as amended (the "Agreement").  The Waiver was designed to
      provide additional surety around NFC's capital structure.  This Waiver
      extends through November 30, 2008, and expands the previous waivers which waive
      any default or event of default that would result solely from NFC's and
      Navistar's failure to meet the filing requirements of Sections 13 and 15 of the
      Exchange Act of 1934, as amended, with respect to their Annual Reports on Form
      10-K for 2005, 2006, and 2007, and their quarterly reports on Form 10-Q for
      the
      periods from November 1, 2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.1 hereto;
      additionally, the waiver dated January 17, 2006, filed on Form 8-K dated January
      17, 2006, the waiver dated March 2, 2006 filed on Form 8-K on March 8, 2006,
      the
      waiver dated November 15, 2006 filed on Form 8-K on November 15, 2006, and
      the
      waiver dated October 23, 2007 filed on Form 8-K on October 23, 2007, are
      incorporated herein by reference.
On
      December 6, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Waiver from the participants in its Note Purchase
      Agreement and Servicing Agreement dated February 16, 2007, as amended (the
      "Agreement").  The Waiver was designed to provide additional surety
      around NFC's capital structure.  This Waiver extends through November
      2008, and expands the previous waivers which waive any default or event of
      default that would result solely from NFC's and Navistar's failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.2
      hereto.
On
      December 6, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Waiver from the participants in its Note Purchase
      Agreement  and Servicing Agreement dated as of June 22, 2007, as
      amended (the "Agreement").  The Waiver was designed to provide
      additional surety around NFC's capital structure.  This Waiver extends
      through November 2008, and expands the previous waivers which waive any default
      or event of default that would result solely from NFC's and Navistar's failure
      to meet the filing requirements of Sections 13 and 15 of the Exchange Act of
      1934, as amended, with respect to their Annual Reports on Form 10-K for 2005,
      2006, and 2007, and their quarterly reports on Form 10-Q for the periods from
      November 1, 2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.3
      hereto.
On
      December 6, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Waiver from the participants in its Note Purchase
      Agreement and Servicing Agreement dated October 20, 2006, as amended (the
"Agreement").  The Waiver was designed to provide additional surety
      around NFC's capital structure.  This Waiver extends through November
      2008, and expands the previous waivers which waive any default or event of
      default that would result solely from NFC's and Navistar's failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.4
      hereto.
On
      December 7, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received an Amendment to Note Purchase Agreement ("Waiver") from
      the participants in its Note Purchase Agreement dated as of February 27, 2006,
      as amended (the "Agreement").  The Waiver was designed to provide
      additional surety around NFC's capital structure.  This Waiver
      extends through November 2008, and expands the previous waivers which waive
      any default or event of default that would result solely from NFC's and
      Navistar's failure to meet the filing requirements of Sections 13 and 15 of the
      Exchange Act of 1934, as amended, with respect to their Annual Reports on Form
      10-K for 2005, 2006, and 2007, and their quarterly reports on Form 10-Q for
      the
      periods from November 1, 2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.5
      hereto.
On
      December 7, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received an Amendment, Waiver and Extension ("Waiver") from
      the participants in its Amended and Restated Certificate Purchase Agreement
      dated as of December 27, 2004, as amended (the
"Agreement").  The Waiver was designed to provide additional
      surety around NFC's capital structure.  This Waiver extends through
      November 2008, and expands the previous waivers which waive any default or
      event
      of default that would result solely from NFC's and Navistar's failure to meet
      the filing requirements of Sections 13 and 15 of the Exchange Act of 1934,
      as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.6
      hereto.
On
      December 6, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Waiver from the participants in its Receivables
      Purchase Agreement dated as of July 30, 2004, as amended (the
"Agreement").  The Waiver was designed to provide additional surety
      around NFC's capital structure.  This Waiver extends through November,
      2008, and expands the previous waivers which waive any default or event of
      default that would result solely from NFC's and Navistar's failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005, through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.7
      hereto.
On
      December 6, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Waiver from the participants in its Receivables
      Purchase Agreement dated as of April 29, 2005, as amended (the
"Agreement").  The Waiver was designed to provide additional surety
      around NFC's capital structure.  This Waiver extends through November
      2008, and expands the previous waivers which waive any default or event of
      default that would result solely from NFC's and Navistar's failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.8
      hereto.
On
      December 6, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Waiver from the participants in its Indenture, Note
      Purchase Agreement, Servicing Agreement and ISDA Master Agreement dated as
      of
      September 1, 2006, as amended (the "Agreement").  The Waiver was
      designed to provide additional surety around NFC's capital
      structure.  This Waiver extends through November 2008, and expands the
      previous waivers which waive any default or event of default that would
      result solely from NFC's and Navistar's failure to meet the filing requirements
      of Sections 13 and 15 of the Exchange Act of 1934, as amended, with respect
      to
      their Annual Reports on Form 10-K for 2005, 2006, and 2007, and their quarterly
      reports on Form 10-Q for the periods from November 1, 2005 through July 31,
      2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.9
      hereto.
On
      November 20, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Waiver from the participants in its Master Purchase
      Agreement dated as of June 30, 2004, as amended (the
"Agreement").  The Waiver was designed to provide additional surety
      around NFC's capital structure.  This Waiver extends through November
      2008, and expands the previous waivers which waive any default or event of
      default that would result solely from NFC's and Navistar's failure to meet the
      filing requirements of Sections 13 and 15 of the Exchange Act of 1934, as
      amended, with respect to their Annual Reports on Form 10-K for 2005, 2006,
      and
      2007, and their quarterly reports on Form 10-Q for the periods from November
      1,
      2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waiver is qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.10
      hereto.
On
      November 28, 2007, Navistar Financial Corporation ("NFC"), the wholly-owned
      subsidiary of International Truck and Engine Corporation ("International"),
      which is a wholly-owned subsidiary of Navistar International Corporation
      ("Navistar"), received a Ninth Waiver from the participants in its Receivables
      Purchase dated as of April 8, 2004, as amended and a Fourth Waiver from the
      participants in its Receivables Sale Agreement dated as of April 8, 2004, as
      amended (the "Agreements").  The Waivers were designed to provide
      additional surety around NFC's capital structure.  These Waivers
      extend through November 2008, and expand the previous waivers which waive any
      default or event of default that would result solely from NFC's and Navistar's
      failure to meet the filing requirements of Sections 13 and 15 of the Exchange
      Act of 1934, as amended, with respect to their Annual Reports on Form 10-K
      for
      2005, 2006, and 2007, and their quarterly reports on Form 10-Q for the periods
      from November 1, 2005 through July 31, 2008.
The
      preceding summary of certain provisions of the Waivers are qualified in its
      entirety by reference to the complete Waiver filed as Exhibit 10.11 hereto;
      additionally, the waiver dated January 17, 2006, filed on Form 8-K dated January
      17, 2006, the waiver dated March 2, 2006 filed on Form 8-K on March 8, 2006,
      the
      waiver dated November 15, 2006 filed on Form 8-K on November 15, 2006, and
      the
      waiver dated October 23, 2007 filed on Form 8-K on October 23, 2007 are
      incorporated herein by reference.
ITEM
      9.01                                FINANCIAL
      STATEMENTS AND EXHIBITS
The
      following Exhibit is deemed to be filed under the Securities Exchange Act of
      1934, as amended.
(d)
Exhibits
Exhibit
      No.
Description
10.1
FIFTH
                  WAIVER, dated as of November 28, 2007 (this "
Waiver
"),
                  to
                  the Amended and Restated Credit Agreement, dated as of July 1,
                  2005 (as
                  heretofore amended, supplemented or otherwise modified, the "
Credit
                  Agreement
"), among NAVISTAR FINANCIAL CORPORATION, a Delaware
                  corporation, ARRENDADORA FINANCIERA NAVISTAR, S.A. DE C.V., ORGANIZACIÓN
                  AUXILIAR DEL CRÉDITO, a Mexican corporation, SERVICIOS FINANCIEROS
                  NAVISTAR, S.A. DE C.V., SOCIEDAD FINANCIERA DE OBJETO LIMITADO,
                  a Mexican
                  corporation, and NAVISTAR COMERCIAL, S.A. DE C.V., a Mexican corporation
                  (each, a "
Borrower
"
and
                  collectively, the "
Borrowers
"),
                  the several lenders from time to time parties thereto (the "
Lenders
"),
                  JPMORGAN CHASE BANK, N.A., as administrative agent for the Lenders
                  (in
                  such capacity, the "
Administrative
                  Agent
"), BANK OF AMERICA, N.A., as syndication agent (in such
                  capacity, the "
Syndication
                  Agent
"), and THE BANK OF NOVA SCOTIA, as documentation agent (in
                  such capacity, the "
Documentation
                  Agent
").
10.2
Waiver
                dated December  6, 2007 to the Note Purchase Agreement, dated as of
                February 16, 2007 between Navistar Financial Retail Receivables
                Corporation ("NFRRC"), as Seller, Navistar Financial Corporation,
                as
                Servicer, Falcon Asset Securitization Company, LLC, and Park Avenue
                Receivables Company, LLC (as assignee of Jupiter Securitization Company,
                LLC), collectively, as the Conduit Investor, and JP Morgan Chase
                Bank,
                National Association, as Agent for the Investors and (ii) the Servicing
                Agreement, dated as of February 16, 2007, between NFRRC, Navistar
                Financial 2007-JPM Owner Trust, as Issuer, NFC, as Servicer, and
                The Bank
                of New York, as Indenture Trustee.
10.3
Waiver
                dated December 6, 2007 to the Note Purchase Agreement, dated as of
                June 22, 2007 (as in effect on the date hereof, the "
Note Purchase
                Agreement
") among Navistar Financial Retail Receivables Corporation
                ("
NFRRC
"),
                as
                Seller, Navistar Financial Corporation, individually ("
NFC
")
                and as
                Servicer, Liberty Street Funding, LLC, as the Conduit Investor, and
                The
                Bank of Nova Scotia, as Agent for the Investors and (ii) the Servicing
                Agreement, dated as of June 22, 2007, among NFRRC, Navistar Financial
                2007-BNS Owner Trust, as Issuer, NFC, as Servicer, and The Bank of
                New
                York, as Indenture Trustee.
10.4
Waiver
                dated December  6, 2007 to the Note Purchase Agreement, dated as of
                October 20, 2006 (as in effect on the date hereof, the "
Note Purchase
                Agreement
") among Navistar Financial Retail Receivables Corporation
                ("
NFRRC
"),
                as
                Seller, Navistar Financial Corporation, individually ("
NFC
")
                and as
                Servicer, Thunder Bay Funding, LLC, as Conduit Investor, and Royal
                Bank of
                Canada, as Agent and (ii) the Servicing Agreement, dated as of October
                20,
                2006, among NFRRC, Navistar Financial 2006-RBC Owner Trust, as Issuer,
                NFC, as Servicer, and The Bank of New York, as Indenture
                Trustee.
10.5
Amendment
                dated December  7, 2007 to
the
Note Purchase Agreement, (this
"Amendment")
, among Navistar Financial Retail Receivables Corporation (the "Seller"),
                Navistar Financial Corporation
("Servicer"),
Kitty Hawk Funding Corporation,
("KHFC"),
as a Conduit Investor, and Bank of America, National Association
("Bank
                of America"),
as Agent, the Administrator and an Alternate
                Investor.
10.6
Waiver and
                Extension dated December 7, 2007 to the Amended
                and Restated Certificate Purchase Agreement, dated December 27, 2004
(this
"Amendment")
among Navistar Financial
Securities
                Corporation (the
"Seller"),
Navistar
                Financial Corporation
("Servicer"),
Kitty Hawk Funding Corporation,
("KHFC"),
as a
                Conduit Purchaser, Liberty Street Funding LLC (f/k/a Liberty Street
                Funding Corp.
"Liberty
                Street"),
as a Conduit Purchaser, The Bank of Nova Scotia ("BNS"),
                as a Managing Agent and a Committed Purchaser, and Bank of America,
                National Association
("Bank of
                America"),
as a Managing Agent, the Administrative Agent and a
                Committed Purchaser.
10.7
Waiver
                dated December 6, 2007 to the Receivables Purchase Agreement dated
                as of
                July 30, 2004 among Navistar Retail Receivables Corporation, as Seller,
                Navistar Financial Corporation, as Servicer, Thunder Bay Funding
                LLC, as
                Company, and Royal Bank of Canada, as Agent.
10.8
Waiver
                dated December 6, 2007 to the Receivables Purchase Agreement dated
                as of
                April 29, 2005 among Navistar Financial Retail Receivables Corporation,
                as
                Seller, Navistar Financial Corporation, as Servicer, Thunder Bay
                Funding
                LLC, as Company, and Royal Bank of Canada, as
                Agent.
10.9
Waiver
                dated December 6, 2007 to the Indenture dated as of  September 1,
                2006 (as amended, the
"Indenture")
between Navistar Financial 2006-ARC Owner Trust, a Delaware statutory
                trust, and LaSalle Bank National Association, a national banking
                association, as indenture trustee (in such capacity, the
"Indenture
                Trustee"),
(b) the Note Purchase Agreement dated as of September 1,
                2006 (the
"Note
                Purchase Agreement"),
among Navistar Financial Retail Receivables
                Corporation (the
"Seller"),
Navistar Financial Corporation ("NFC"), Amsterdam Funding Corporation,
                as
                a Conduit Investor, and ABN AMRO Bank, N.V., as Funding Agent and
                an
                Alternate Investor , (c) the Servicing Agreement dated as of September
                1,
                2006 (the
"Servicing
Agreement"),
among Navistar Leasing Company, Harco Leasing Company, Inc., Navistar
                Financial Retail Receivables Corporation, The Bank of New York Trust
                Company, N.A., as Collateral Agent, JP Morgan Trust Company, National
                Association (as successor-in-interest to Bank One, National Association),
                as Portfolio Trustee, Navistar Financial 2006-ARC Owner Trust, as
                Issuer,
                NFC, as Servicer, and LaSalle Bank, National Association, as Indenture
                Trustee, and (d) the ISDA Master Agreement dated as of September
                1, 2006
                between LaSalle Bank National Association (in such capacity, the
"Swap
                Counterpartv")
and Navistar Financial
                Corporation.
10.10
Waiver
                dated November 20, 2007 to the Master Purchase Agreement dated as
                of June
                30, 2004 between Banc of America  Leasing & Capital, LLC and
                International Truck Leasing
                Corporation.
10.11
Fourth
              Waiver dated November 28, 2007 to the Receivable Sale Agreement dated
              April 8, 2004, among Navistar Financial Corporation, as Transferor,
              and
              Truck Retail Accounts Corporation, as Transferee.
Ninth
              Waiver (this
"
Waiver"
)
,
dated November 28,
              2007 to the Receivable Purchase Agreement dated April 8, 2004, among
              Truck Retail Accounts Corporation, a Delaware corporation (
"Seller"
), Navistar
              Financial Corporation, a Delaware corporation (
"Navistar"
), as initial
              Servicer (Navistar, together with Seller, the
"Seller Parties"
and
              each a
"Seller
              Party"
), the entities set forth on the signature pages to this
              Agreement (together with any of their respective successors and assigns
              hereunder, the
"Financial
              Institutions"
), JS Siloed Trust as assignee of Jupiter
              Securitization Company LLC (
"Trust"
), and JPMorgan
              Chase Bank, N.A. (successor by merger to Bank One, NA (Main Office
              Chicago)), as agent for the Purchasers.
Signature
Pursuant  to
      the  requirements  of
      the  Securities  Exchange  Act
      of  1934,  the Registrant  has
      duly  caused  this  report  to
      be  signed  on its  behalf by the undersigned
      thereunto duly authorized.
NAVISTAR
      FINANCIAL
      CORPORATION
(Registrant)
Date:
December 14, 2007
By:
                /s/
JOHN
                V. MULVANEY, SR.
John
                V. Mulvaney, Sr.
V.P.,  CFO
                & Treasurer
(Principal
                Accounting Officer)