<HTML>
<HEAD>
<TITLE> </TITLE>
</HEAD>
<BODY bgcolor="#ffffff" style='font-family:"Times New Roman"'>




<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="100%" border="0" cellspacing=0 cellpadding=0 style='border-collapse:collapse; '>
    <tr >
        <td  colspan="3" valign=top style=' padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><B><font SIZE=5>UNITED STATES</font></B><br> <B><font SIZE=5>SECURITIES AND EXCHANGE COMMISSION</font></B><br> <B><font SIZE=2>WASHINGTON, D.C. 20549</font></B></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><B><font SIZE=5>FORM</font></B><font size=5>&nbsp;</font><b><font size=5>8-K</font></b></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p> </td> </tr>
    <tr >
        <td  colspan="3" valign=top style=' padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><B><font SIZE=2>CURRENT REPORT</font></B><br> <B><font SIZE=2>PURSUANT TO SECTION</font></B><font size=2>&nbsp;</font><b><font size=2>13 OR 15(D)</font></b><font size=2>&nbsp;</font><B><font SIZE=2>OF THE</font></B><br> <B><font SIZE=2>SECURITIES EXCHANGE ACT OF 1934</font></B></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p> </td> </tr>
    <tr >
        <td  colspan="3" valign=top style=' padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>Date of Report </font><br> <font size=2>(Date of earliest event reported):</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><b><font size=2>February 17, 2006</font></b></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p> </td> </tr>
    <tr >
        <td  colspan="3" valign=top style=' padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><B><font SIZE=3>NAVISTAR FINANCIAL CORPORATION</font></B></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>(Exact name of registrant as specified in its charter)</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p>
<p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p> </td> </tr>
    <tr >
        <td width="295" valign=top style='border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><b><font size=2>Delaware</font></b></p> </td>
        <td width="48" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin-top:1.0pt;margin-right:0in;margin-bottom:0in; margin-left:0in;text-align:center'><font size=1>&nbsp;</font></p> </td>
        <td width="295" valign=top style='border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><b><font size=2>001-04146</font></b></p> </td> </tr>
    <tr >
        <td width="295" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>(State or other Jurisdiction of Incorporation)</font></p> </td>
        <td width="48" valign=bottom style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td>
        <td width="295" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>(Commission File Number)</font></p> </td> </tr>
    <tr >
        <td width="295" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p> </td>
        <td width="48" valign=bottom style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin:0in;margin-bottom:.0001pt'><font size=1>&nbsp;</font></p> </td>
        <td width="295" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=1>&nbsp;</font></p> </td> </tr>
    <tr >
        <td width="295" valign=bottom style='border-bottom: solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><b><font size=2>425 N. Martingale Road</font></b><br> <b><font size=2>Schaumburg, Illinois</font></b></p> </td>
        <td width="48" valign=bottom style='padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin-top:1.0pt;margin-right:0in;margin-bottom:0in; margin-left:0in;text-align:center'>&nbsp;</p> </td>
        <td width="295" valign=bottom style='border-bottom: solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><b><font size=2>60173</font></b></p> </td> </tr>
    <tr >
        <td width="295" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>(Address of principal executive offices of registrant)</font></p> </td>
        <td width="48" valign=bottom style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td>
        <td width="295" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><font size=2>(Zip Code)</font></p> </td> </tr>
    <tr >
        <td  colspan="3" valign=top style=' padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin:0in;margin-bottom:.0001pt;text-indent:3.25in'><font size=1>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:98.25pt'><font size=2>Registrant&#146;s telephone number, including area code:&nbsp; </font><b><font size=2>630-753-4000</font></b></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:3.25in'><font size=2>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:79.5pt'><font size=2>Former name or former address, if changed since last report:&nbsp; </font><b><font size=2>Not applicable</font></b></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:3.25in'><font size=2>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:3.25in'><font size=1>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt'><font size=2>Check the appropriate box below if the Form&nbsp;8-K filing is intended to simultaneously satisfy the filing
obligation of the registrant under any of the following provisions:</font></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:2.25pt'><font size=2>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt'><font face=Wingdings>o</font><font size=2>&nbsp;Written communications pursuant to Rule&nbsp;425 under the Securities Act (17 CFR 230.425)</font></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:2.25pt'><font size=2>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt'><font face=Wingdings>o</font><font size=2>&nbsp;Soliciting material pursuant to Rule&nbsp;14a-12 under the Exchange Act (17 CFR 240.14a&#151;12)</font></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:2.25pt'><font size=2>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt'><font face=Wingdings>o</font><font size=2>&nbsp;Pre-commencement communications pursuant to Rule&nbsp;14d-2(b)&nbsp;under the Exchange Act (17 CFR 240.14d-2(b))</font></p>
<p
style='margin:0in;margin-bottom:.0001pt;text-indent:2.25pt'><font size=2>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt'><font face=Wingdings>o</font><font size=2>&nbsp;Pre-commencement communications pursuant to Rule&nbsp;13e-4(c)&nbsp;under the Exchange Act (17 CFR 240.13e-4(c))</font></p>
<p style='margin:0in;margin-bottom:.0001pt;text-indent:3.25in'><font size=2>&nbsp;</font></p>
<p style='margin:0in;margin-bottom:.0001pt'><font size=1>&nbsp;</font></p> </td> </tr></table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table border="0" cellspacing=0 cellpadding=0 width="100%" style='border-collapse:collapse'>
    <tr >
        <td width="96" valign=top >
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><B><font SIZE=2>ITEM 5.02 </font></B></p> </td>
        <td  valign=top >
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><B><font SIZE=2>DEPARTURE OF DIRECTORS OR PRINCIPAL OFFICERS; ELECTION OF DIRECTORS; APPOINTMENT OF PRINCIPAL OFFICERS</font></B></p> </td> </tr></table>


<p style=' margin-bottom:0pt; margin-top:0pt; margin-left:0.75in; text-indent:-0.75in;text-align:justify;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt; text-indent:0.57in;text-align:justify;'><font size=2>Effective February 16, 2006, Mr. Paul E. Martin was named Director of Corporate Finance for International Truck and Engine Corporation.  As he is no longer an employee of Navistar Financial Corporation, Mr. Martin resigned his positions as Treasurer and Director of Navistar Financial Corporation and its subsidiaries, including NFSC and NFRRC. </font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>Mr. William A. Caton, Executive Vice President Finance of NFC&#146;s parent, International Truck and Engine Corporation was elected Treasurer.</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt; text-indent:0.57in;text-align:justify;'><font size=2>Also effective February 16, 2006, Mr. Mark T. Schwetschenau, resigned as a director of Navistar Financial Corporation and its subsidiaries, including NFSC and NFRRC.  </font></p>

<p style=' margin-bottom:0pt; margin-top:0pt; margin-left:0.75in; text-indent:-0.75in;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt; margin-left:0.75in; text-indent:-0.75in;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt; text-indent:0.25in;text-align:justify;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>2</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt; text-indent:0.25in;text-align:justify;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt; text-indent:0.25in;text-align:justify;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>Signature</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the undersigned thereunto duly authorized.</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><U><B><font SIZE=2>NAVISTAR FINANCIAL CORPORATION</font></B></U></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>(Exact name of Registrant as specified in its charter)</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table border="0" cellspacing=0 cellpadding=0 width="622" style='border-collapse:collapse'>
    <tr style='page-break-inside:avoid'>
        <td width="307" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:.25in;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Date: </font><u><font size=2>February 17, 2006</font></u></p> </td>
        <td width="54" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>By: /s/</font></p> </td>
        <td width="261" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><U><B><font SIZE=2>JOHN V. MULVANEY, SR.</font></B></U></p> </td> </tr>
    <tr style='page-break-inside:avoid'>
        <td width="307" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:.25in;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
        <td width="54" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:.25in;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
        <td width="261" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>John V. Mulvaney, Sr.</font></p> </td> </tr>
    <tr style='page-break-inside:avoid;height:13.5pt'>
        <td width="307" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:13.5pt'>
            <p style='margin-left:.25in;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
        <td width="54" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:13.5pt'>
            <p style='margin-left:.25in;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
        <td width="261" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:13.5pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Vice President and Controller</font></p> </td> </tr>
    <tr style='page-break-inside:avoid'>
        <td width="307" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:.25in;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
        <td width="54" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:.25in;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
        <td width="261" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>(Principal Accounting Officer)</font></p> </td> </tr></table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>3</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>



</BODY>
</HTML>
[{"type": "8-K", "sequence": "1", "filename": "form8k_nfc.htm", "secsgml_size_bytes": 18296}]
{"company-data": {"conformed-name": "NAVISTAR FINANCIAL CORP", "cik": "0000051303", "assigned-sic": "6159", "irs-number": "362472404", "state-of-incorporation": "DE", "fiscal-year-end": "1031"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-04146", "film-number": "06629875"}, "business-address": {"street1": "425 N. MARTINGALE ROAD", "street2": "SUITE 1800", "city": "SCHAUMBURG", "state": "IL", "zip": "60173", "phone": "6307534000"}, "mail-address": {"street1": "425 N. MARTINGALE ROAD", "street2": "SUITE 1800", "city": "SCHAUMBURG", "state": "IL", "zip": "60173"}, "former-company": {"former-conformed-name": "INTERNATIONAL HARVESTER CREDIT CORP", "date-changed": "19860305"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM
8-K
CURRENT REPORT
PURSUANT TO SECTION
13 OR 15(D)
OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report
(Date of earliest event reported):
February 17, 2006
NAVISTAR FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
Delaware
001-04146
(State or other Jurisdiction of Incorporation)
(Commission File Number)
425 N. Martingale Road
Schaumburg, Illinois
60173
(Address of principal executive offices of registrant)
(Zip Code)
Registrant's telephone number, including area code:
630-753-4000
Former name or former address, if changed since last report:
Not applicable
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing
obligation of the registrant under any of the following provisions:
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a—12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
ITEM 5.02
DEPARTURE OF DIRECTORS OR PRINCIPAL OFFICERS; ELECTION OF DIRECTORS; APPOINTMENT OF PRINCIPAL OFFICERS
Effective February 16, 2006, Mr. Paul E. Martin was named Director of Corporate Finance for International Truck and Engine Corporation.  As he is no longer an employee of Navistar Financial Corporation, Mr. Martin resigned his positions as Treasurer and Director of Navistar Financial Corporation and its subsidiaries, including NFSC and NFRRC.
Mr. William A. Caton, Executive Vice President Finance of NFC's parent, International Truck and Engine Corporation was elected Treasurer.
Also effective February 16, 2006, Mr. Mark T. Schwetschenau, resigned as a director of Navistar Financial Corporation and its subsidiaries, including NFSC and NFRRC.
2
Signature
Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the undersigned thereunto duly authorized.
NAVISTAR FINANCIAL CORPORATION
(Exact name of Registrant as specified in its charter)
Date:
February 17, 2006
By: /s/
JOHN V. MULVANEY, SR.
John V. Mulvaney, Sr.
Vice President and Controller
(Principal Accounting Officer)
3