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<H2 ALIGN=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                       Securities and Exchange Commission<BR>
                             Washington, D. C. 20549<BR><BR><BR>



                                    Form 8-K<BR><BR>

                                 Current Report<BR><BR><BR><BR>



                       Pursuant to Section 13 or 15(d) of<BR>
                       the Securities Exchange Act of 1934<BR><BR><BR><BR>




                                July 1, 2003<BR><BR><BR><BR>



                       Kansas City Life Insurance Company<BR>
                                  3520 Broadway<BR>
                        Kansas City, Missouri 64111-2565<BR><BR><BR>



                           Commission File No. 2-40764<BR><BR><BR>


                             IRS Number: 44-0308260<BR><BR><BR>



                        Telephone Number :(816) 753-7000<BR><BR><BR><BR><BR><BR>

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                                   Page 1 of 3

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<H2 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 5 &#150;
Other Events</FONT></H2>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On June 30, 2003, Kansas City Life Insurance Company announced that it had completed the purchase of all of the issued and
outstanding stock of GuideOne Life Insurance Company from GuideOne Financial Group, Inc. and GuideOne Mutual Insurance Company.  The
purchase price determined at closing, according to the terms of the Stock Purchase Agreement, was approximately $61 million dollars, which was paid
in cash.  The funds were derived from the sale of short-term investments that have been accumulated for acquisition purposes. <BR>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Approval of the purchase had been given by the Iowa Department of Insurance on June 24, 2003 and by the Missouri Department of
Insurance on June 26, 2003. <BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Kansas City Life Insurance Co., founded in 1895, is a Missouri corporation with its Home Office in Kansas City, Mo. The Company's
major sales emphasis is life insurance and annuities. Total revenues in 2002 were $440.2 million. Life insurance in force, at the end
of the year 2002, totaled $26.6 billion, while assets totaled $3.9 billion. The Company operates in 48 states and the District of
Columbia.
<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;GuideOne Life Insurance Company, an Iowa corporation, is a stock life insurer owned directly by The GuideOne Financial Group, Inc., a
holding company owned by GuideOne Mutual Insurance Co. and GuideOne Specialty Mutual Insurance Co. GuideOne Life Insurance Company
operations are conducted on a branch office basis and through captive and independent multiple-line agents associated with the parent
company in West Des Moines, Iowa. GuideOne Life Insurance Company is licensed in 40 states selling life insurance and annuities. <BR>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In 2002 GuideOne Life Insurance Company's total direct premiums and annuity considerations totaled $58.4 million.   Net income was
$7.5 million in 2002 and total net admitted assets as of Dec. 31, 2002 were $347.7 million, both numbers based on Statutory
Accounting Principles since Generally Accepted Accounting Principle numbers are unavailable. </FONT></P>

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Page 2 of 3
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<H2 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 7 &#150;
Financial Statements, Pro Forma Financial Information and Exhibits.</FONT></H2>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
         (c)&nbsp;&nbsp;(1)&nbsp;&nbsp;   Press Release of Kansas City Life Insurance Company dated as of June 30, 2003.
</font></p>
<H2 ALIGN=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                                                             SIGNATURE
</font></h2>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant has
duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized. </FONT></P>
<pre>
                                                     <u>KANSAS CITY LIFE INSURANCE COMPANY</u>
                                                                   (Registrant)


                                                     By:<u>/s/William A. Schalekamp</u>
                                                           William A. Schalekamp
                                                           Senior Vice President,
                                                           General Counsel &amp; Secretary
<u>July 1, 2003</u>
    (Date)
</pre>
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Page 3 of 3
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Exhibit (c)(1) to Form 8-K
</font></p>
<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>FOR IMMEDIATE RELEASE</font></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>FOR MORE INFORMATION, Contact:</font></td></tr>

<TR VALIGN=TOP>
<TD WIDTH=50%>&nbsp;</TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2> William A. Schalekamp, Sr. Vice President,</font></td></tr>

<TR VALIGN=TOP>
<TD WIDTH=50%>&nbsp;</TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2> General Counsel and Secretary,</font></td></tr>

<TR VALIGN=TOP>
<TD WIDTH=50%>&nbsp;</TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(816) 753-7000</font></td></tr>
</table>



<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Kansas City Life Insurance Company Finalizes Purchase of GuideOne Life Insurance Company</FONT></H1>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;KANSAS CITY, Mo. - Kansas City Life Insurance Company has completed the purchase of GuideOne Life Insurance Company from GuideOne
Financial Group, Inc. and GuideOne Mutual Insurance Company.  The cash sale closed on June 30.  The final sale price, according to
the terms of the Stock Purchase Agreement, was approximately $61 million.  Approval of the purchase had been given by the Iowa Department of
Insurance on June 24, 2003 and by the Missouri Department of Insurance on June 26, 2003.<BR>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"This acquisition will allow Kansas City Life to expand its overall marketing coverage immediately and take advantage of GuideOne
Life's expertise in its client markets," said R. Philip Bixby, Kansas City Life's President and Chief Executive Officer.<BR>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The companies have entered into a Marketing Agreement that provides for the sale of Kansas City Life products through GuideOne's
property/casualty agents.  A Transition Services Agreement provides for operations to continue in Des Moines until they can be
efficiently consolidated in Kansas City.  </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>June 30, 2003

</font></p>

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{"company-data": {"conformed-name": "KANSAS CITY LIFE INSURANCE CO", "cik": "0000054473", "assigned-sic": "6311", "irs-number": "440308260", "state-of-incorporation": "MO", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "002-40764", "film-number": "03766999"}, "business-address": {"street1": "3520 BROADWAY", "city": "KANSAS CITY", "state": "MO", "zip": "64111-2565", "phone": "8167537299X8296"}, "mail-address": {"street1": "3520 BROADWAY", "city": "KANSAS CITY", "state": "MO", "zip": "64111-2565"}}
Securities and Exchange Commission
Washington, D. C. 20549
Form 8-K
Current Report
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
July 1, 2003
Kansas City Life Insurance Company
3520 Broadway
Kansas City, Missouri 64111-2565
Commission File No. 2-40764
IRS Number: 44-0308260
Telephone Number :(816) 753-7000
Page 1 of 3
Item 5 –
Other Events
On June 30, 2003, Kansas City Life Insurance Company announced that it had completed the purchase of all of the issued and
outstanding stock of GuideOne Life Insurance Company from GuideOne Financial Group, Inc. and GuideOne Mutual Insurance Company.  The
purchase price determined at closing, according to the terms of the Stock Purchase Agreement, was approximately $61 million dollars, which was paid
in cash.  The funds were derived from the sale of short-term investments that have been accumulated for acquisition purposes.
Approval of the purchase had been given by the Iowa Department of Insurance on June 24, 2003 and by the Missouri Department of
Insurance on June 26, 2003.
Kansas City Life Insurance Co., founded in 1895, is a Missouri corporation with its Home Office in Kansas City, Mo. The Company's
major sales emphasis is life insurance and annuities. Total revenues in 2002 were $440.2 million. Life insurance in force, at the end
of the year 2002, totaled $26.6 billion, while assets totaled $3.9 billion. The Company operates in 48 states and the District of
Columbia.
GuideOne Life Insurance Company, an Iowa corporation, is a stock life insurer owned directly by The GuideOne Financial Group, Inc., a
holding company owned by GuideOne Mutual Insurance Co. and GuideOne Specialty Mutual Insurance Co. GuideOne Life Insurance Company
operations are conducted on a branch office basis and through captive and independent multiple-line agents associated with the parent
company in West Des Moines, Iowa. GuideOne Life Insurance Company is licensed in 40 states selling life insurance and annuities.
In 2002 GuideOne Life Insurance Company's total direct premiums and annuity considerations totaled $58.4 million.   Net income was
$7.5 million in 2002 and total net admitted assets as of Dec. 31, 2002 were $347.7 million, both numbers based on Statutory
Accounting Principles since Generally Accepted Accounting Principle numbers are unavailable.
Page 2 of 3
Item 7 –
Financial Statements, Pro Forma Financial Information and Exhibits.
(c)  (1)     Press Release of Kansas City Life Insurance Company dated as of June 30, 2003.
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant has
duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized.
KANSAS CITY LIFE INSURANCE COMPANY
(Registrant)

                                                     By:
/s/William A. Schalekamp
William A. Schalekamp
                                                           Senior Vice President,
                                                           General Counsel & Secretary
July 1, 2003
(Date)
Page 3 of 3
Exhibit (c)(1) to Form 8-K
FOR IMMEDIATE RELEASE
FOR MORE INFORMATION, Contact:
William A. Schalekamp, Sr. Vice President,
General Counsel and Secretary,
(816) 753-7000
Kansas City Life Insurance Company Finalizes Purchase of GuideOne Life Insurance Company
KANSAS CITY, Mo. - Kansas City Life Insurance Company has completed the purchase of GuideOne Life Insurance Company from GuideOne
Financial Group, Inc. and GuideOne Mutual Insurance Company.  The cash sale closed on June 30.  The final sale price, according to
the terms of the Stock Purchase Agreement, was approximately $61 million.  Approval of the purchase had been given by the Iowa Department of
Insurance on June 24, 2003 and by the Missouri Department of Insurance on June 26, 2003.
"This acquisition will allow Kansas City Life to expand its overall marketing coverage immediately and take advantage of GuideOne
Life's expertise in its client markets," said R. Philip Bixby, Kansas City Life's President and Chief Executive Officer.
The companies have entered into a Marketing Agreement that provides for the sale of Kansas City Life products through GuideOne's
property/casualty agents.  A Transition Services Agreement provides for operations to continue in Des Moines until they can be
efficiently consolidated in Kansas City.
June 30, 2003