<html>
  <head>
    <title></title>
    <!-- Licensed to: Williams Mullen
         Document created using Broadridge PROfile 22.7.2.5063
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div><br>
  </div>
  <div>
    <div><br>
    </div>
  </div>
  <div style="margin-bottom: 12pt;"><br>
  </div>
  <div style="text-align: center; margin-top: 5.85pt; margin-bottom: 5.85pt; font-size: 14pt;"><font style="font-weight: bold;">UNITED STATES</font><br>
    <font style="font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
  <div style="text-align: center; font-size: 12pt; font-weight: bold;">WASHINGTON, D.C. 20549</div>
  <div style="text-align: center; margin-top: 7.5pt; margin-bottom: 7.5pt; font-size: 18pt; font-weight: bold;">FORM 8-K</div>
  <div style="text-align: center; margin-top: 5pt; margin-bottom: 5pt; font-size: 12pt;"><font style="font-weight: bold;">CURRENT REPORT</font><br>
    <font style="font-weight: bold;">Pursuant to Section&#160;13 or 15(d) of</font><br>
    <font style="font-weight: bold;">the Securities Exchange Act of 1934</font></div>
  <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt;">Date of Report (Date of earliest event reported): October 14, 2022</div>
  <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt;">_________________________</div>
  <div style="text-align: center; margin-top: 10pt; margin-bottom: 10pt; font-size: 24pt; font-weight: bold;">F &amp; M Bank Corp.</div>
  <div style="text-align: center; margin-top: 10pt; margin-bottom: 10pt;">(Exact name of registrant as specified in its charter)</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z7237c910d83644849046b25c5c9cde44">

      <tr>
        <td style="width: 33.57%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">Virginia</div>
          <div style="text-align: center;">(State or other jurisdiction</div>
          <div style="text-align: center;">of incorporation)</div>
        </td>
        <td style="width: 33.21%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">000-13273</div>
          <div style="text-align: center;">(Commission File Number)</div>
        </td>
        <td style="width: 33.22%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">54-1280811</div>
          <div style="text-align: center;">(IRS Employer</div>
          <div style="text-align: center;">Identification No.)</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt;"><font style="font-weight: bold;">P.O. Box 1111</font><br>
    <font style="font-weight: bold;">Timberville, Virginia 22853</font><br>
    <font style="font-weight: bold;">(540)&#160;896-8941</font></div>
  <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt;">(Address including zip code, and telephone number, including area code, of registrant&#8217;s principal executive offices)</div>
  <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt; font-weight: bold;">Not Applicable</div>
  <div style="text-align: center;">(Former name or former address, if changed since last report.)</div>
  <div><br>
  </div>
  <div>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</div>
  <div><br>
  </div>
  <div style="text-indent: 18pt;">&#9633;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
  <div style="text-indent: 18pt;">&#9633;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
  <div style="text-indent: 18pt;">&#9633;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
  <div style="text-indent: 18pt;">&#9633;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
  <div><br>
  </div>
  <div>Securities registered pursuant to Section 12(b) of the Act:</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z6047004de72e4200bdcf8898f14729a4">

      <tr>
        <td style="width: 38.9%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div>&#160;</div>
          <div style="text-align: center;">Title of each class</div>
        </td>
        <td style="width: 24.58%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center;">Trading</div>
          <div style="text-align: center;">Symbol(s)</div>
        </td>
        <td style="width: 36.52%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center;">Name of each exchange</div>
          <div style="text-align: center;">on which registered</div>
        </td>
      </tr>
      <tr>
        <td colspan="3" style="width: 100%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center;">None</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: justify;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 22.5pt;">Emerging growth company&#160; &#9633;</div>
  <div><br>
  </div>
  <div style="text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
    Section 13(a) of the Exchange Act.&#160; &#9633;</div>
  <div>
    <div><br>
    </div>
  </div>
  <div style="margin-bottom: 12pt;"><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <!--PROfilePageNumberReset%Num%2%%%-->
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 5pt; margin-top: 5pt;" class="DSPFListTable" id="z971d72c84db94befb50d4f836e188ce4">

      <tr>
        <td style="width: 72pt; vertical-align: top; align: right; font-weight: bold;">Item 5.02</td>
        <td style="width: auto; vertical-align: top;">
          <div style="font-weight: bold;">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</div>
        </td>
      </tr>

  </table>
  <div style="text-indent: 36pt; margin-top: 5pt; margin-bottom: 5pt;">On October 14, 2022, F&amp;M Bank Corp. (the &#8220;Company&#8221;) entered into a Separation Agreement and General Release (the &#8220;Agreement&#8221;), effective October 14, 2022, with Carrie A. Comer in
    connection with her previously-announced separation as Executive Vice President and Chief Financial Officer of the Company.&#160; Pursuant to the Agreement, Ms. Comer is entitled to continuation of her current base salary for a period of 15 months following
    her separation, as well as certain contributions to her health benefits during that period.&#160; The Agreement also contains customary release and waiver of claims provisions in favor of the Company and affiliated parties.&#160; The foregoing summary of the
    Agreement does not purport to be complete and is qualified in its entirety by reference to the Agreement, which will be filed as an exhibit to the Company&#8217;s Quarterly Report on Form 10-Q for the quarter ended September 30, 2022.</div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">2</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; margin-top: 5pt; margin-bottom: 5pt; font-weight: bold;">SIGNATURES</div>
  <div style="margin-top: 4.6pt;"><br>
  </div>
  <div style="text-indent: 36pt; margin-bottom: 4.6pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z1fd5985df43545ccbd603c41ea536b05">

      <tr>
        <td style="width: 48.56%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="font-weight: bold;">F &amp; M Bank Corp.</div>
        </td>
        <td style="width: 6.92%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 48.56%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 25%; vertical-align: top;">&#160;</td>
        <td style="width: 6.92%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 48.56%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div>By:</div>
        </td>
        <td style="width: 25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div>/s/ Mark C. Hanna</div>
        </td>
        <td style="width: 6.92%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 48.56%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 25%; vertical-align: top;">
          <div>Mark C. Hanna</div>
        </td>
        <td style="width: 6.92%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 48.56%; vertical-align: top;">
          <div>Date:&#160; October 20, 2022</div>
        </td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 25%; vertical-align: top;">
          <div>President and Chief Executive Officer</div>
        </td>
        <td style="width: 6.92%; vertical-align: top;">&#160;</td>
      </tr>

  </table>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">3</font></div>
</body>
</html>
[{"type": "8-K", "sequence": "1", "filename": "fmbform8k10192022.htm", "secsgml_size_bytes": 11545}]
{"company-data": {"conformed-name": "F&M BANK CORP", "cik": "0000740806", "assigned-sic": "6022", "irs-number": "541280811", "state-of-incorporation": "VA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-13273", "film-number": "221320473"}, "business-address": {"street1": "P.O. BOX 1111", "city": "TIMBERVILLE", "state": "VA", "zip": "22853", "phone": "540-896-8941"}, "mail-address": {"street1": "P. O. BOX 1111", "city": "TIMBERVILLE", "state": "VA", "zip": "22853"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 14, 2022
_________________________
F & M Bank Corp.
(Exact name of registrant as specified in its charter)
Virginia
(State or other jurisdiction
of incorporation)
000-13273
(Commission File Number)
54-1280811
(IRS Employer
Identification No.)
P.O. Box 1111
Timberville, Virginia 22853
(540) 896-8941
(Address including zip code, and telephone number, including area code, of registrant's principal executive offices)
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
□Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
□Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
□Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
□Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
Symbol(s)
Name of each exchange
on which registered
None
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.
Emerging growth company  □
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
    Section 13(a) of the Exchange Act.  □
Item 5.02
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.
On October 14, 2022, F&M Bank Corp. (the "Company") entered into a Separation Agreement and General Release (the "Agreement"), effective October 14, 2022, with Carrie A. Comer in
    connection with her previously-announced separation as Executive Vice President and Chief Financial Officer of the Company.  Pursuant to the Agreement, Ms. Comer is entitled to continuation of her current base salary for a period of 15 months following
    her separation, as well as certain contributions to her health benefits during that period.  The Agreement also contains customary release and waiver of claims provisions in favor of the Company and affiliated parties.  The foregoing summary of the
    Agreement does not purport to be complete and is qualified in its entirety by reference to the Agreement, which will be filed as an exhibit to the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2022.
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
F & M Bank Corp.
By:
/s/ Mark C. Hanna
Mark C. Hanna
Date:  October 20, 2022
President and Chief Executive Officer
3