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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                   -----------


                                    FORM 8-K


                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                        Date of Report: December 3, 1998
                        (Date of earliest event reported)



                                 FIRSTMARK CORP.
             (Exact Name of Registrant as Specified in its Charter)



            Maine                        0-20806                  01-0389195
(State or Other Jurisdiction     (Commission File Number)       (IRS Employer
      of Incorporation)                                      Identification No.)


                 P.O. Box 1398
               Richmond, Virginia                         23218
    (Address of Principal Executive Offices)           (Zip Code)



               Registrant's telephone number, including area code:
                                 (804) 648-6000




================================================================================

<PAGE>


Item 5.     Other Events.

         The press release  issued by the Registrant on December 3, 1998 and the
joint  press  release  issued by the  Registrant  and Old Guard  Group,  Inc. on
December  3,  1998  are  attached  hereto  as  Exhibits  99.1  and  99.2 and are
incorporated herein by reference.


Item 7.     Financial Statements, Pro Forma Financial Information and Exhibits.

            (c)     Exhibits.

                    99.1     Press release  issued by the Registrant on December
                             3, 1998.

                    99.2     Joint press release  issued by the  Registrant  and
                             Old Guard Group, Inc. on December 3, 1998.





                                      -2-
<PAGE>

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended,  the  Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.


                                            FIRSTMARK CORP.
                                              (Registrant)



Date:  December 7, 1998                     By: /s/ Ronald C. Britt           
                                                --------------------------------
                                                Ronald C. Britt
                                                Chief Financial Officer


<PAGE>

                                  Exhibit Index


  Exhibit
   Number                              Document

    99.1          Press release issued by the Registrant on December 3, 1998.

    99.2          Joint press  release  issued by the  Registrant  and Old Guard
                  Group, Inc. on December 3, 1998.
[{"type": "8-K", "sequence": "1", "description": "8-K FILED BY FIRSTMARK CORP.", "secsgml_size_bytes": 3059}]
{"company-data": {"conformed-name": "FIRSTMARK CORP /ME/", "cik": "0000820588", "assigned-sic": "6361", "irs-number": "010389195", "state-of-incorporation": "ME", "fiscal-year-end": "0630"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-20806", "film-number": "98765052"}, "business-address": {"street1": "222 KENNEDY MEMORIAL DR", "city": "WATERVILLE", "state": "ME", "zip": "04901", "phone": "2078736362"}, "mail-address": {"street1": "222 KENNEDY MEMORIAL DRIVE", "street2": "222 KENNEDY MEMORIAL DRIVE", "city": "WATERVILLE", "state": "ME", "zip": "04901"}}
================================================================================

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                   -----------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                        Date of Report: December 3, 1998
                        (Date of earliest event reported)

                                 FIRSTMARK CORP.
             (Exact Name of Registrant as Specified in its Charter)

            Maine                        0-20806                  01-0389195
(State or Other Jurisdiction     (Commission File Number)       (IRS Employer
      of Incorporation)                                      Identification No.)

                 P.O. Box 1398
               Richmond, Virginia                         23218
    (Address of Principal Executive Offices)           (Zip Code)

               Registrant's telephone number, including area code:
                                 (804) 648-6000

================================================================================
Item 5.     Other Events.

         The press release  issued by the Registrant on December 3, 1998 and the
joint  press  release  issued by the  Registrant  and Old Guard  Group,  Inc. on
December  3,  1998  are  attached  hereto  as  Exhibits  99.1  and  99.2 and are
incorporated herein by reference.

Item 7.     Financial Statements, Pro Forma Financial Information and Exhibits.

            (c)     Exhibits.

                    99.1     Press release  issued by the Registrant on December
                             3, 1998.

                    99.2     Joint press release  issued by the  Registrant  and
                             Old Guard Group, Inc. on December 3, 1998.

                                      -2-
SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended,  the  Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.

                                            FIRSTMARK CORP.
                                              (Registrant)

Date:  December 7, 1998                     By: /s/ Ronald C. Britt           
                                                --------------------------------
                                                Ronald C. Britt
                                                Chief Financial Officer
Exhibit Index

  Exhibit
   Number                              Document

    99.1          Press release issued by the Registrant on December 3, 1998.

    99.2          Joint press  release  issued by the  Registrant  and Old Guard
                  Group, Inc. on December 3, 1998.