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<P style="margin:0pt; line-height:16pt; font-size:14pt" align=center><B>SECURITIES AND EXCHANGE COMMISSION</B></P>
<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>Washington, D.C. &nbsp;20549</B></P>
<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center>___________</P>
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<P style="margin:0pt; line-height:16pt; font-size:14pt" align=center><B>FORM 8-K</B></P>
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<P style="margin:0pt; line-height:16pt; font-size:14pt" align=center><B>CURRENT REPORT</B></P>
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<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>Pursuant to Section 13 or 15(d) of the</B></P>
<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>Securities Exchange Act of 1934</B></P>
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<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>Date of Report: October 20, 2003</B></P>
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<P style="margin:0pt; line-height:18pt; font-size:16pt" align=center><B>HILB, ROGAL AND HAMILTON COMPANY</B></p>
<P style="margin:0pt; line-height:18pt; font-size:13pt" align=center><B>d/b/a HILB ROGAL &amp; HOBBS COMPANY</B></P>
<P style="margin:0pt; line-height:13pt; font-size:10pt" align=center>(Exact Name of Registrant as Specified in its Charter)</P>
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<TD valign=top width=208><P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>Virginia</B></P>
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<P style="margin:0pt; line-height:13pt; font-size:11pt" align=center>of Incorporation)</P>
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<TD valign=top colspan=2><P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>0-15981</B></P>
<P style="margin:0pt; line-height:13pt; font-size:11pt" align=center>(Commission File Number)</P>
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<TD valign=top width=208><P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>54-1194795</B></P>
<P style="margin:0pt; line-height:13pt; font-size:11pt" align=center>(IRS Employer</P>
<P style="margin:0pt; line-height:13pt; font-size:11pt" align=center>Identification No.)</P>
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<TD valign=top width=104>&nbsp;</TD>
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<TD valign=top colspan=2><P style="margin:0pt; line-height:11pt; font-size:12pt" align=center><B>4951 Lake Brook Drive, Suite 500</B></P>
<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>Glen Allen, Virginia</B></P>
<P style="margin:0pt; line-height:13pt; font-size:11pt" align=center>(Address of Principal Executive Offices)</P></TD>
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<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>23060</B></P>
<P style="margin:0pt; line-height:13pt; font-size:11pt" align=center>(Zip Code)</P>
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<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center>Registrant&#146;s telephone number, including area code:</P>
<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center>(804) 747-6500</P>
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<P style="margin-top:0pt; margin-bottom:-14pt; line-height:14pt; font-size:12pt" align=justify><B>Item 12.</b></p>
<B><P style="margin:0pt; text-indent:72pt; line-height:14pt; font-size:12pt" align=justify>Results of Operations and Financial Condition</b></p>
<P style="margin:0pt; font-size:12pt" align=justify><BR></P>
<P style="margin:0pt; text-indent:36pt; line-height:14pt; font-size:12pt" align=justify>The Registrant issued a press release on October 20, 2003 reporting its financial results for the quarter and nine months ended September 30, 2003.
The press release is attached as Exhibit 99.1 and is incorporated by reference
into this Item 12. The foregoing  information,  including the information  contained in the press release,  is being furnished pursuant
to this Item 12 and shall not be deemed to be "filed" for purposes of Section 18 of the  Securities  Exchange Act of 1934,  as amended,
or otherwise  subject to the  liabilities  of that Section or Sections 11 and 12(a)(2) of the  Securities  Act of 1933, as amended.  In
addition,  the furnished  information shall not be deemed to be incorporated by reference into any of the Registrant's filings with the
U.S.  Securities  and Exchange  Commission,  whether made before or after the date  hereof,  except as shall be expressly  set forth by
specific reference in any such filing.</p>

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<P style="margin:0pt; line-height:14pt; font-size:12pt" align=center><B>SIGNATURES</B></P>
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<P style="margin:0pt; text-indent:36pt; line-height:14pt; font-size:12pt" align=justify>Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>
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<B><P style="margin:0pt; text-indent:216pt; line-height:14pt; font-size:12pt" align=justify>HILB, ROGAL AND HAMILTON COMPANY</b></p>
<B><P style="margin:0pt; text-indent:216pt; line-height:14pt; font-size:12pt" align=justify>d/b/a HILB ROGAL &amp; HOBBS COMPANY</B></P>
<P style="margin-top:0pt; margin-bottom:-14pt; text-indent:216pt; line-height:14pt; font-size:12pt" align=justify>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P style="margin:0pt; text-indent:288pt; line-height:14pt; font-size:12pt" align=justify>(Registrant)</P>
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<P style="margin-top:0pt; margin-bottom:-14pt; line-height:14pt; font-size:12pt" align=justify>Date: &nbsp;October 20, 2003</P>
<P style="margin-top:0pt; margin-bottom:-14pt; text-indent:216pt; line-height:14pt; font-size:12pt" align=justify>By: <U>/s/ Carolyn Jones&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P>
<U><P style="margin:0pt; text-indent:468pt; font-size:12pt" align=justify></U><BR></P>
<P style="margin:0pt; text-indent:243pt; line-height:14pt; font-size:12pt">Carolyn Jones</P>
<P style="margin:0pt; text-indent:243pt; line-height:14pt; font-size:12pt">Senior Vice President, Chief Financial Officer</P>
<P style="margin:0pt; text-indent:243pt; line-height:14pt; font-size:12pt">&nbsp;&nbsp;&nbsp;and Treasurer</P>
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Hilb Rogal & Hobbs Company
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
___________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: October 20, 2003
(Date of earliest event reported)
HILB, ROGAL AND HAMILTON COMPANY
d/b/a HILB ROGAL & HOBBS COMPANY
(Exact Name of Registrant as Specified in its Charter)
Virginia
(State or Other Jurisdiction
of Incorporation)
0-15981
(Commission File Number)
54-1194795
(IRS Employer
Identification No.)
4951 Lake Brook Drive, Suite 500
Glen Allen, Virginia
(Address of Principal Executive Offices)
23060
(Zip Code)
Registrant's telephone number, including area code:
(804) 747-6500
Item 12.
Results of Operations and Financial Condition
The Registrant issued a press release on October 20, 2003 reporting its financial results for the quarter and nine months ended September 30, 2003.
The press release is attached as Exhibit 99.1 and is incorporated by reference
into this Item 12. The foregoing  information,  including the information  contained in the press release,  is being furnished pursuant
to this Item 12 and shall not be deemed to be "filed" for purposes of Section 18 of the  Securities  Exchange Act of 1934,  as amended,
or otherwise  subject to the  liabilities  of that Section or Sections 11 and 12(a)(2) of the  Securities  Act of 1933, as amended.  In
addition,  the furnished  information shall not be deemed to be incorporated by reference into any of the Registrant's filings with the
U.S.  Securities  and Exchange  Commission,  whether made before or after the date  hereof,  except as shall be expressly  set forth by
specific reference in any such filing.
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
HILB, ROGAL AND HAMILTON COMPANY
d/b/a HILB ROGAL & HOBBS COMPANY
(Registrant)
Date:  October 20, 2003
By:
/s/ Carolyn Jones
Carolyn Jones
Senior Vice President, Chief Financial Officer
and Treasurer
3