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<P style="margin:0pt; line-height:16pt; font-family:Times New Roman; font-size:14pt" align=center><B>UNITED STATES SECURITIES AND EXCHANGE COMMISSION</B></P>
<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>Washington, D.C. &nbsp;20549</B></P>
<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center>___________</P>
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<P style="margin:0pt; line-height:16pt; font-family:Times New Roman; font-size:14pt" align=center><B>FORM 8-K</B></P>
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<P style="margin:0pt; line-height:16pt; font-family:Times New Roman; font-size:14pt" align=center><B>CURRENT REPORT</B></P>
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<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>Pursuant to Section 13 or 15(d) of the</B></P>
<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>Securities Exchange Act of 1934</B></P>
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<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center>Date of Report: &nbsp;October 6, 2004</P>
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<P style="margin:0pt; line-height:18pt; font-family:Times New Roman; font-size:16pt" align=center><B>HILB ROGAL &amp; HOBBS COMPANY</B></P>
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<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center>&nbsp;&nbsp;</P>
<TABLE style="font-size:10pt" cellspacing=30 align=center><TR><TD valign=top><P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>Virginia</B></P>
<P style="margin:0pt; line-height:13pt; font-family:Times New Roman; font-size:11pt" align=center>(State or Other Jurisdiction</P>
<P style="margin:0pt; line-height:13pt; font-family:Times New Roman; font-size:11pt" align=center>of Incorporation)</P>
</TD><TD valign=top colspan=2><P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>0-15981</B></P>
<P style="margin:0pt; line-height:13pt; font-family:Times New Roman; font-size:11pt" align=center>(Commission File Number)</P>
</TD><TD valign=top><P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>54-1194795</B></P>
<P style="margin:0pt; line-height:13pt; font-family:Times New Roman; font-size:11pt" align=center>(IRS Employer</P>
<P style="margin:0pt; line-height:13pt; font-family:Times New Roman; font-size:11pt" align=center>Identification No.)</P>
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</TD><TD valign=top colspan=2>&nbsp;</TD><TD valign=top>&nbsp;</TD></TR>
<TR><TD valign=top colspan=2><P style="margin:0pt; line-height:11pt; font-family:Times New Roman; font-size:12pt" align=center><B>4951 Lake Brook Drive, Suite 500</B></P>
<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>Glen Allen, Virginia</B></P>
<P style="margin:0pt; line-height:13pt; font-family:Times New Roman; font-size:11pt" align=center>(Address of Principal Executive Offices)</P>
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<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>23060</B></P>
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<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center>Registrant&#146;s telephone number, including area code:</P>
<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center>(804) 747-6500</P>
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<P style="margin-top:0pt; margin-bottom:-14pt; padding-left:72pt; text-indent:-72pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify><B>Item 5.04</B></P>
<P style="margin:0pt; padding-left:72pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify><B>Temporary Suspension of Trading Under Registrant&#146;s Employee Benefit Plans</B></P>
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<P style="margin:0pt; text-indent:36pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>In September 2004, the
Registrant approved a change in the provider of its 401(k) retirement plan (the &#147;401(k)
Plan&#148;). &nbsp;In order to implement this change, the 401(k) Plan Administrator determined
 it would be necessary to temporarily suspend the rights of participants to direct or diversify
investments currently offered by the 401(k) Plan, including investments in Registrant common stock,
 for a period of approximately four weeks to permit the necessary transfer of balances to the new
recordkeeper and trustee and the new investment funds. &nbsp;The blackout period is expected to
 begin on Friday November 19, 2004 at 4:00 PM Eastern Time and end during the week beginning
 Monday December 13, 2004 (the &#147;Blackout Period&#148;). &nbsp;The 401(k) Plan Administrator
 provided the Registrant with the notice required by section 101(i)(2)(E) of the Employment
 Retirement Income Security Act of 1974 on October 6, 2004.</P>
<P style="margin:0pt; text-indent:36pt; font-family:Times New Roman; font-size:12pt" align=justify><BR></P>
<P style="margin:0pt; text-indent:36pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>During the week beginning Monday December 13, 2004 and for two years thereafter, a security holder or other interested person may obtain the actual beginning and ending dates of the Blackout Period by contacting the new Plan provider, Diversified Investment Advisers, toll-free at 888-676-5512.</P>
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<P style="margin:0pt; text-indent:36pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>The Sarbanes-Oxley Act of 2002 and the rules of the Securities and Exchange Commission generally prohibit any director or executive officer of the Registrant from purchasing, selling or otherwise acquiring or transferring any equity security of the Registrant, including shares of the Registrant&#146;s common stock and any derivative securities, during the Blackout Period if the security was previously acquired or is acquired in connection with such person&#146;s service or employment as a director or an executive officer of the Registrant. The Registrant has provided directors and executive officers of the Registrant with notice of the foregoing Blackout Period trading restriction as required by Commission regulations.</P>
<P style="margin:0pt; text-indent:36pt; font-family:Times New Roman; font-size:12pt" align=justify><BR></P>
<P style="margin:0pt; text-indent:36pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>The name, address and telephone number of the person designated by the Registrant to respond to questions about the Blackout Period is: Walter L. Smith, Esquire, Senior Vice President, General Counsel and Secretary, Hilb Rogal &amp; Hobbs Company, 4951 Lake Brook Drive, Suite 500, Glen Allen, Virginia 23060, telephone (804) 747-6500.</P>
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<P style="margin:0pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=center><B>SIGNATURES</B></P>
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<P style="margin:0pt; text-indent:36pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>
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<B><P style="margin:0pt; text-indent:216pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>HILB ROGAL &amp; HOBBS COMPANY</B></P>
<P style="margin:0pt; text-indent:216pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Registrant)</P>
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<P style="margin-top:0pt; margin-bottom:-14pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>Date: &nbsp;October 8, 2004</P>
<P style="margin-top:0pt; margin-bottom:-14pt; text-indent:216pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify>By: </P>
<P style="margin-top:0pt; margin-bottom:-14pt; text-indent:243pt; line-height:14pt; font-family:Times New Roman; font-size:12pt" align=justify><U>/s/ Walter L. Smith&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P>
<U><P style="margin:0pt; text-indent:396pt; font-family:Times New Roman; font-size:12pt" align=justify><BR></U></P>
<P style="margin:0pt; text-indent:243pt; line-height:14pt; font-family:Times New Roman; font-size:12pt">Walter L. Smith</P>
<P style="margin:0pt; text-indent:243pt; line-height:14pt; font-family:Times New Roman; font-size:12pt">Senior Vice President, General Counsel</P>
<P style="margin:0pt; text-indent:243pt; line-height:14pt; font-family:Times New Roman; font-size:12pt">&nbsp;&nbsp;&nbsp;and Secretary</P>
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Hilb Rogal & Hobbs
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
___________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report:  October 6, 2004
(Date of earliest event reported)
HILB ROGAL & HOBBS COMPANY
(Exact Name of Registrant as Specified in its Charter)
Virginia
(State or Other Jurisdiction
of Incorporation)
0-15981
(Commission File Number)
54-1194795
(IRS Employer
Identification No.)
4951 Lake Brook Drive, Suite 500
Glen Allen, Virginia
(Address of Principal Executive Offices)
23060
(Zip Code)
Registrant's telephone number, including area code:
(804) 747-6500
Item 5.04
Temporary Suspension of Trading Under Registrant's Employee Benefit Plans
In September 2004, the
Registrant approved a change in the provider of its 401(k) retirement plan (the "401(k)
Plan").  In order to implement this change, the 401(k) Plan Administrator determined
 it would be necessary to temporarily suspend the rights of participants to direct or diversify
investments currently offered by the 401(k) Plan, including investments in Registrant common stock,
 for a period of approximately four weeks to permit the necessary transfer of balances to the new
recordkeeper and trustee and the new investment funds.  The blackout period is expected to
 begin on Friday November 19, 2004 at 4:00 PM Eastern Time and end during the week beginning
 Monday December 13, 2004 (the "Blackout Period").  The 401(k) Plan Administrator
 provided the Registrant with the notice required by section 101(i)(2)(E) of the Employment
 Retirement Income Security Act of 1974 on October 6, 2004.
During the week beginning Monday December 13, 2004 and for two years thereafter, a security holder or other interested person may obtain the actual beginning and ending dates of the Blackout Period by contacting the new Plan provider, Diversified Investment Advisers, toll-free at 888-676-5512.
The Sarbanes-Oxley Act of 2002 and the rules of the Securities and Exchange Commission generally prohibit any director or executive officer of the Registrant from purchasing, selling or otherwise acquiring or transferring any equity security of the Registrant, including shares of the Registrant's common stock and any derivative securities, during the Blackout Period if the security was previously acquired or is acquired in connection with such person's service or employment as a director or an executive officer of the Registrant. The Registrant has provided directors and executive officers of the Registrant with notice of the foregoing Blackout Period trading restriction as required by Commission regulations.
The name, address and telephone number of the person designated by the Registrant to respond to questions about the Blackout Period is: Walter L. Smith, Esquire, Senior Vice President, General Counsel and Secretary, Hilb Rogal & Hobbs Company, 4951 Lake Brook Drive, Suite 500, Glen Allen, Virginia 23060, telephone (804) 747-6500.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
HILB ROGAL & HOBBS COMPANY
(Registrant)
Date:  October 8, 2004
By:
/s/ Walter L. Smith
Walter L. Smith
Senior Vice President, General Counsel
and Secretary