SEC 873  (5/99)

Potential persons who are to respond to the collection of information  contained
in this form are not  required to respond  unless the form  displays a currently
valid OMB control number.

OMB APPROVAL               OMB Number 3235-0060; expires: May 31, 2000.
                 Estimated average burden, 5 hours per response.


                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549


                                    FORM 8-K
                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


                                  June 14, 2001
                Date of Report (Date of earliest reported event)


                                 COLMENA CORP.
             (Exact name of registrant as specified in its charter)


                                    Delaware
                  (State or other jurisdiction of incorporation


                                     0-27842
                            (Commission File Number)


                                   54-1778587
                        (IRS Employer Identification No.)


                            Crystal Corporate Center,
                    2500 North Military Trail, Suite 225-C;
                           Boca Raton, Florida 33431

               (Address of principal executive offices) (Zip Code)


                                 (561) 998-2031
               Registrant's telephone number, including area code


                                (Not Applicable)
          (Former name or former address, if changed since last report)



                                     Page 1
<PAGE>



                 CAVEAT PERTAINING TO FORWARD LOOKING STATEMENTS

     The  Private  Securities  Litigation  Reform  Act of 1995  provides a "safe
harbor" for  forward-looking  statements.  Certain of the  statements  contained
herein,  which are not historical  facts,  are  forward-looking  statements with
respect to events,  the  occurrence of which  involve  risks and  uncertainties.
These  forward-looking   statements  may  be  impacted,   either  positively  or
negatively,  by various factors.  Information  concerning potential factors that
could affect the  Registrant is detailed  from time to time in the  Registrant's
reports  filed  with the  Commission.  This  report  contains  "forward  looking
statements" relating to the Registrant's current expectations and beliefs. These
include statements concerning operations,  performance,  financial condition and
anticipated  growth. For this purpose,  any statements  contained in this Annual
Report  and  Form  10-KSB  that  are  not  statements  of  historical  fact  are
forward-looking  statements.  Without  limiting the generality of the foregoing,
words  such as  "may",  "will",  "expect",  "believe",  "anticipate",  "intend",
"could",  "estimate",  or "continue", or the negative or other variation thereof
or comparable terminology are intended to identify  forward-looking  statements.
These  statements by their nature involve  substantial  risks and  uncertainties
which are beyond the Registrant's control.  Should one or more of these risks or
uncertainties  materialize  or should the  Registrant's  underlying  assumptions
prove incorrect,  actual outcomes and results could differ materially from those
indicated in the forward looking statements.

                                     CONTEXT

     The information in this report is qualified in its entirety by reference to
the entire report; consequently,  this report must be read in its entirety. This
is  especially  important  in light of  material  subsequent  events  disclosed.
Information  may  not  be  considered  or  quoted  out  of  context  or  without
referencing  other  information  contained in this report  necessary to make the
information considered, not misleading.


                       INFORMATION INCLUDED IN THE REPORT

ITEM 4. CHANGE IN OUR COMPANY'S CERTIFYING ACCOUNTANTS

     Colmena  Corp.  ("our  Company")  recently  changed its  auditors  when the
individual supervising our Company's account left his prior employer and founded
his own firm,  Salberg & Company,  P.A. Such change was based solely on a desire
to maintain  continuity  with the person most  familiar with our Company and its
financial  statements.  Our  Company  has  not had any  disagreements  with  any
accountants concerning required financial disclosure.

1.(i)     Our Company has no reason to believe  that  Weinberg & Company,  P.A.,
          our  Company's  auditors  for  the  year  ended  September  30,  1998,
          resigned,  declined to stand for  re-election  or were  dismissed  for
          reasons other than as stated above;

  (ii)    Our Company has no reason to believe that the  principal  accountant's
          report on the financial  statements  for the year ended  September 30,
          1998  contained an adverse  opinion or disclaimer  of opinion,  or was
          modified as to audit scope, or accounting principles;  except that the
          Financial statements for the year ended September 30, 1998 contained a
          going concern explanatory paragraph.

  (iii)   The decision to change accountants was approved by our Company's board
          of directors; and

  (iv)    (A)  There were no disagreements with the former  accountant,  whether
               or not  resolved,  on any  matter  of  accounting  principles  or
               practices,  financial statement disclosure,  or auditing scope or
               procedure,  which,  if not  resolved  to the former  accountant's
               satisfaction,  would  have  caused  it to make  reference  to the
               subject  matter of the  disagreement(s)  in  connection  with its
               report; or

          (B)  The former accountant did not advise our Company that:

               (i)  internal  controls  necessary to develop reliable  financial
                    statements did not exist; or




                                     Page 2
<PAGE>



               (ii) information   had  come  to  the  attention  of  the  former
                    accountant  which made the  accountant  unwilling to rely on
                    management's representations,  or unwilling to be associated
                    with the financial statements prepared by management; or

              (iii) that the scope of an audit should be expanded significantly,
                    or that information had come to the  accountant's  attention
                    that the  accountant  had  concluded  would,  or if  further
                    investigated  might,   materially  impact  the  fairness  or
                    reliability  of a  previously  issued  audit  report  or the
                    underlying financial statements, or the financial statements
                    issued   or   to   be    issued    covering    the    fiscal
                    period(s)subsequent  to the date of the most recent  audited
                    financial  statements  (including   information  that  might
                    preclude the issuance of an unqualified  audit report),  and
                    the issue was not resolved to the accountant's  satisfaction
                    prior to our Company's decision to change auditors.

2.   Salberg & Company,  P.A.  was engaged on June 17,  2001,  as the  principal
     auditors for our Company's financial statements.

3.   Our Company provided our former auditors,  Weinberg & Company, P.A., with a
     copy of this report and requested  that they furnish a letter  addressed to
     the Commission  stating whether they agreed with the statements made herein
     and, if not,  stating the respects in which they do not agree.  Such letter
     from Weinberg & Company, P.A. is filed as an exhibit to this report.


ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE.

     On June 14,  2001,  Vanessa H.  Lindsey was elected as our  Company's  Vice
President.   She  is  also   currently   our   Company's   Secretary  and  Chief
Administrative Officer.

     Vanessa H. Lindsey,  age 29, was elected  vice-president  of our company on
June 14, 2001,  has served as our Company's  secretary and chief  administrative
officer since January 1999 and was elected as a member of its board of directors
on January 3, 2000. Mrs. Lindsey was employed by Accell Plumbing Systems,  Inc.,
an Ohio  corporation,  as that company's office manager and bookkeeper from 1993
to 1995. Since 1995 she has been employed as the chief administrative officer of
Diversified  Corporate  Consulting  Group,  L.L.C., a Delaware limited liability
company,  engaged in  providing  diversified  consulting  services and in filing
EDGARized  documents  for clients with the  Commission.  Since 1996 she has been
employed by the Southeast Companies,  Inc., a Florida  corporation,  involved in
the  entertainment  industry,  in business  and  political  consulting  and as a
licensed mortgage brokerage  company,  as its chief  administrative  officer and
currently serves as its vice president and secretary.  She is also the secretary
and chief administrative officer for The Yankee Companies, Inc., which serves as
a  strategic  consultant  to our  Company.  Mrs.  Lindsey  held the  position of
secretary of The Marion County  Libertarian Party and was the Campaign Treasurer
for the Cyndi  Calvo for State  Senate,  District 8 Campaign  from 1998 to 2000.
From  November 11, 1999 to June 13, 2001,  she served as secretary  for AmeriNet
Group.com, Inc., a publicly held Delaware corporation, and served as a member of
its board of directors from April 6, 2000 to June 13, 2001.  Since January 2001,
she has served as the  secretary  and as a member of the board of directors  for
Explorations Group, Inc., a Delaware corporation.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(c)  Exhibits.

Designation                Page
of Exhibit                 Number
as Set Forth               or Source of
in Item 601 of             Incorporation
Regulation S-B             By Reference           Description

(16)                       .3      5             Letter on change in certifying
                                                  accountant


                                     Page 3


<PAGE>




                                   Signatures

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, our
Company  has  duly  caused  this  report  to be  signed  on  its  behalf  by the
undersigned hereunto duly authorized.

                                  Colmena Corp.

Dated: June 25, 2001
                                               /s/ Edward C. Dmytryk /s/
                                                   Edward C. Dmytryk
                                                   President



                                     Page 4
[{"type": "8-K", "sequence": "1", "filename": "form8-k_062501.txt", "secsgml_size_bytes": 11029}]
{"company-data": {"conformed-name": "COLMENA CORP", "cik": "0001000285", "assigned-sic": "3949", "irs-number": "541778587", "state-of-incorporation": "DE", "fiscal-year-end": "0930"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-27842", "film-number": "1666838"}, "business-address": {"street1": "25100 DETROIT RD", "street2": "STE G-1", "city": "WESTLAKE", "state": "OH", "zip": "44145", "phone": "9549412280"}, "mail-address": {"street1": "25100 DETROIT RD", "city": "WESTLAKE", "state": "OH", "zip": "44145"}, "former-company": {"former-conformed-name": "SPORTS GUARD INC", "date-changed": "19960228"}}
SEC 873  (5/99)

Potential persons who are to respond to the collection of information  contained
in this form are not  required to respond  unless the form  displays a currently
valid OMB control number.

OMB APPROVAL               OMB Number 3235-0060; expires: May 31, 2000.
                 Estimated average burden, 5 hours per response.

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K
                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

                                  June 14, 2001
                Date of Report (Date of earliest reported event)

                                 COLMENA CORP.
             (Exact name of registrant as specified in its charter)

                                    Delaware
                  (State or other jurisdiction of incorporation

                                     0-27842
                            (Commission File Number)

                                   54-1778587
                        (IRS Employer Identification No.)

                            Crystal Corporate Center,
                    2500 North Military Trail, Suite 225-C;
                           Boca Raton, Florida 33431

               (Address of principal executive offices) (Zip Code)

                                 (561) 998-2031
               Registrant's telephone number, including area code

                                (Not Applicable)
          (Former name or former address, if changed since last report)

                                     Page 1
CAVEAT PERTAINING TO FORWARD LOOKING STATEMENTS

     The  Private  Securities  Litigation  Reform  Act of 1995  provides a "safe
harbor" for  forward-looking  statements.  Certain of the  statements  contained
herein,  which are not historical  facts,  are  forward-looking  statements with
respect to events,  the  occurrence of which  involve  risks and  uncertainties.
These  forward-looking   statements  may  be  impacted,   either  positively  or
negatively,  by various factors.  Information  concerning potential factors that
could affect the  Registrant is detailed  from time to time in the  Registrant's
reports  filed  with the  Commission.  This  report  contains  "forward  looking
statements" relating to the Registrant's current expectations and beliefs. These
include statements concerning operations,  performance,  financial condition and
anticipated  growth. For this purpose,  any statements  contained in this Annual
Report  and  Form  10-KSB  that  are  not  statements  of  historical  fact  are
forward-looking  statements.  Without  limiting the generality of the foregoing,
words  such as  "may",  "will",  "expect",  "believe",  "anticipate",  "intend",
"could",  "estimate",  or "continue", or the negative or other variation thereof
or comparable terminology are intended to identify  forward-looking  statements.
These  statements by their nature involve  substantial  risks and  uncertainties
which are beyond the Registrant's control.  Should one or more of these risks or
uncertainties  materialize  or should the  Registrant's  underlying  assumptions
prove incorrect,  actual outcomes and results could differ materially from those
indicated in the forward looking statements.

                                     CONTEXT

     The information in this report is qualified in its entirety by reference to
the entire report; consequently,  this report must be read in its entirety. This
is  especially  important  in light of  material  subsequent  events  disclosed.
Information  may  not  be  considered  or  quoted  out  of  context  or  without
referencing  other  information  contained in this report  necessary to make the
information considered, not misleading.

                       INFORMATION INCLUDED IN THE REPORT

ITEM 4. CHANGE IN OUR COMPANY'S CERTIFYING ACCOUNTANTS

     Colmena  Corp.  ("our  Company")  recently  changed its  auditors  when the
individual supervising our Company's account left his prior employer and founded
his own firm,  Salberg & Company,  P.A. Such change was based solely on a desire
to maintain  continuity  with the person most  familiar with our Company and its
financial  statements.  Our  Company  has  not had any  disagreements  with  any
accountants concerning required financial disclosure.

1.(i)     Our Company has no reason to believe  that  Weinberg & Company,  P.A.,
          our  Company's  auditors  for  the  year  ended  September  30,  1998,
          resigned,  declined to stand for  re-election  or were  dismissed  for
          reasons other than as stated above;

  (ii)    Our Company has no reason to believe that the  principal  accountant's
          report on the financial  statements  for the year ended  September 30,
          1998  contained an adverse  opinion or disclaimer  of opinion,  or was
          modified as to audit scope, or accounting principles;  except that the
          Financial statements for the year ended September 30, 1998 contained a
          going concern explanatory paragraph.

  (iii)   The decision to change accountants was approved by our Company's board
          of directors; and

  (iv)    (A)  There were no disagreements with the former  accountant,  whether
               or not  resolved,  on any  matter  of  accounting  principles  or
               practices,  financial statement disclosure,  or auditing scope or
               procedure,  which,  if not  resolved  to the former  accountant's
               satisfaction,  would  have  caused  it to make  reference  to the
               subject  matter of the  disagreement(s)  in  connection  with its
               report; or

          (B)  The former accountant did not advise our Company that:

               (i)  internal  controls  necessary to develop reliable  financial
                    statements did not exist; or

                                     Page 2
(ii) information   had  come  to  the  attention  of  the  former
                    accountant  which made the  accountant  unwilling to rely on
                    management's representations,  or unwilling to be associated
                    with the financial statements prepared by management; or

              (iii) that the scope of an audit should be expanded significantly,
                    or that information had come to the  accountant's  attention
                    that the  accountant  had  concluded  would,  or if  further
                    investigated  might,   materially  impact  the  fairness  or
                    reliability  of a  previously  issued  audit  report  or the
                    underlying financial statements, or the financial statements
                    issued   or   to   be    issued    covering    the    fiscal
                    period(s)subsequent  to the date of the most recent  audited
                    financial  statements  (including   information  that  might
                    preclude the issuance of an unqualified  audit report),  and
                    the issue was not resolved to the accountant's  satisfaction
                    prior to our Company's decision to change auditors.

2.   Salberg & Company,  P.A.  was engaged on June 17,  2001,  as the  principal
     auditors for our Company's financial statements.

3.   Our Company provided our former auditors,  Weinberg & Company, P.A., with a
     copy of this report and requested  that they furnish a letter  addressed to
     the Commission  stating whether they agreed with the statements made herein
     and, if not,  stating the respects in which they do not agree.  Such letter
     from Weinberg & Company, P.A. is filed as an exhibit to this report.

ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE.

     On June 14,  2001,  Vanessa H.  Lindsey was elected as our  Company's  Vice
President.   She  is  also   currently   our   Company's   Secretary  and  Chief
Administrative Officer.

     Vanessa H. Lindsey,  age 29, was elected  vice-president  of our company on
June 14, 2001,  has served as our Company's  secretary and chief  administrative
officer since January 1999 and was elected as a member of its board of directors
on January 3, 2000. Mrs. Lindsey was employed by Accell Plumbing Systems,  Inc.,
an Ohio  corporation,  as that company's office manager and bookkeeper from 1993
to 1995. Since 1995 she has been employed as the chief administrative officer of
Diversified  Corporate  Consulting  Group,  L.L.C., a Delaware limited liability
company,  engaged in  providing  diversified  consulting  services and in filing
EDGARized  documents  for clients with the  Commission.  Since 1996 she has been
employed by the Southeast Companies,  Inc., a Florida  corporation,  involved in
the  entertainment  industry,  in business  and  political  consulting  and as a
licensed mortgage brokerage  company,  as its chief  administrative  officer and
currently serves as its vice president and secretary.  She is also the secretary
and chief administrative officer for The Yankee Companies, Inc., which serves as
a  strategic  consultant  to our  Company.  Mrs.  Lindsey  held the  position of
secretary of The Marion County  Libertarian Party and was the Campaign Treasurer
for the Cyndi  Calvo for State  Senate,  District 8 Campaign  from 1998 to 2000.
From  November 11, 1999 to June 13, 2001,  she served as secretary  for AmeriNet
Group.com, Inc., a publicly held Delaware corporation, and served as a member of
its board of directors from April 6, 2000 to June 13, 2001.  Since January 2001,
she has served as the  secretary  and as a member of the board of directors  for
Explorations Group, Inc., a Delaware corporation.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(c)  Exhibits.

Designation                Page
of Exhibit                 Number
as Set Forth               or Source of
in Item 601 of             Incorporation
Regulation S-B             By Reference           Description

(16)                       .3      5             Letter on change in certifying
                                                  accountant

                                     Page 3
Signatures

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, our
Company  has  duly  caused  this  report  to be  signed  on  its  behalf  by the
undersigned hereunto duly authorized.

                                  Colmena Corp.

Dated: June 25, 2001
                                               /s/ Edward C. Dmytryk /s/
                                                   Edward C. Dmytryk
                                                   President

                                     Page 4