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    <div style="text-align: center; margin-top: 5.85pt; margin-bottom: 5.85pt; font-size: 14pt;"><font style="font-weight: bold;">UNITED STATES</font><br>
      <font style="font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">WASHINGTON, D.C. 20549</div>
    <div style="text-align: center; margin-top: 7.5pt; margin-bottom: 7.5pt; font-size: 18pt; font-weight: bold;">FORM 8-K</div>
    <div style="text-align: center; margin-top: 5pt; margin-bottom: 5pt; font-size: 12pt;"><font style="font-weight: bold;">CURRENT REPORT</font><br>
      <font style="font-weight: bold;">Pursuant to Section&#160;13 or 15(d) of</font><br>
      <font style="font-weight: bold;">the Securities Exchange Act of 1934</font></div>
    <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt;">Date of Report (Date of earliest event reported): May 5, 2020</div>
    <div style="text-align: center; margin-top: 10pt; margin-bottom: 10pt; font-size: 24pt; font-weight: bold;">F &amp; M Bank Corp.</div>
    <div style="text-align: center; margin-top: 10pt; margin-bottom: 10pt;">(Exact name of registrant as specified in its charter)</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zfc56c130efae43f3b3291a1f5ad25c8d" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 33.45%; vertical-align: top;">
            <div style="text-align: center; font-weight: bold;">Virginia</div>
            <div style="text-align: center;">(State or other jurisdiction</div>
            <div style="text-align: center;">of incorporation)</div>
          </td>
          <td style="width: 33.28%; vertical-align: top;">
            <div style="text-align: center; font-weight: bold;">000-13273</div>
            <div style="text-align: center;">(Commission File Number)</div>
          </td>
          <td style="width: 33.28%; vertical-align: top;">
            <div style="text-align: center; font-weight: bold;">54-1280811</div>
            <div style="text-align: center;">(IRS Employer</div>
            <div style="text-align: center;">Identification No.)</div>
          </td>
        </tr>

    </table>
    <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt;"><font style="font-weight: bold;">P.O. Box 1111</font><br>
      <font style="font-weight: bold;">Timberville, Virginia 22853</font><br>
      <font style="font-weight: bold;">(540)&#160;896-8941</font></div>
    <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt;">(Address including zip code, and telephone number, including area code, of registrant&#8217;s principal executive
      offices)</div>
    <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt; font-weight: bold;">Not Applicable</div>
    <div style="text-align: center;">(Former name or former address, if changed since last report.)</div>
    <div><br>
    </div>
    <div>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
      following provisions:</div>
    <div><br>
    </div>
    <div style="text-indent: 18pt;">&#9744;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
    <div style="text-indent: 18pt;">&#9744;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
    <div style="text-indent: 18pt;">&#9744;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
    <div style="text-indent: 18pt;">&#9744;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
    <div><br>
    </div>
    <div style="margin-top: 6pt; margin-bottom: 6pt;">Securities registered pursuant to Section 12(b) of the Act:</div>
    <table cellspacing="0" cellpadding="0" id="zd4acd623397643e3b43eeb9dc4c62c03" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 38.9%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Title of each class</div>
          </td>
          <td style="width: 24.58%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Trading Symbol(s)</div>
          </td>
          <td style="width: 36.52%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Name of each exchange on which registered</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div style="text-align: center;">None</div>
          </td>
        </tr>

    </table>
    <div style="background-color: #FFFFFF;">
      <div><br>
      </div>
      <div>Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter)
        or Rule&#160;12b-2&#160;of the Securities Exchange of 1934&#160;(&#167;240.12b-2&#160;of this chapter).</div>
    </div>
    <div style="background-color: #FFFFFF;">
      <div style="text-indent: 24.5pt;">Emerging growth company&#160;&#160;<font style="font-family: 'Segoe UI Symbol', sans-serif;">&#9744;</font></div>
    </div>
    <div style="background-color: #FFFFFF;">
      <div><br>
      </div>
      <div>If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
        revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#160;&#160;<font style="font-family: 'Segoe UI Symbol', sans-serif;">&#9744;</font></div>
    </div>
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      <div><br>
      </div>
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    <div style="background-color: #FFFFFF;">
      <div style="font-weight: bold;">Item 7.01.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Regalation FD Disclosure.</div>
      <div><br>
      </div>
    </div>
    <div style="text-indent: 36pt;">During the course of the Annual Meeting of Shareholders on May 5, 2020, management of F&amp;M Bank Corp. (the &#8220;Company&#8221;) presented
      financial and other information to those attending.&#160; The presentation, which includes information regarding the Company&#8217;s financial results, business strategies and trends, is intended to be made available to shareholders, analysts and investors.&#160;
      The slides for the presentation are attached as Exhibit 99.1 to this Current Report and are incorporated by reference herein.</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">This information is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be &#8220;filed&#8221; for the purposes of Section 18 of the
      Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. The filing of this Current Report shall not be deemed an admission as to the materiality of any information in the Current Report that is required to be
      disclosed solely by reason of Regulation FD.</div>
    <div><br>
    </div>
    <div><font style="font-weight: bold;">Item&#160;9.01</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab"> </font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="font-weight: bold;">Financial Statements and Exhibits.</font></div>
    <div style="margin-top: 12pt; margin-bottom: 12pt;"><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>(d)<font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>Exhibits.</div>
    <div style="margin-top: 12pt; margin-bottom: 12pt;"><br>
      <table cellspacing="0" cellpadding="0" border="0" id="zfde3f5509aa14f10986d440e342dea3a" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">

          <tr>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div><u>Exhibit No.</u></div>
            </td>
            <td style="width: 68.8%; vertical-align: top;">
              <div><u>Description of Exhibit</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">&#160;</td>
            <td style="width: 68.8%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div><a href="ex99-1.htm">99.1</a></div>
            </td>
            <td style="width: 68.8%; vertical-align: top;">
              <div>Annual Meeting Presentation<br>
              </div>
            </td>
          </tr>

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    </div>
    <br>
    <div style="text-indent: 36pt;"><br>
      </div>
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    <div style="text-align: center; margin-top: 4.6pt; margin-bottom: 4.6pt; font-weight: bold;">SIGNATURES</div>
    <div style="margin-top: 4.6pt;">&#160;&#160;&#160;&#160;&#160;</div>
    <div style="text-indent: 36pt; margin-bottom: 4.6pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be
      signed on its behalf by the undersigned hereunto duly authorized.</div>
    <div style="text-indent: 36pt; margin-bottom: 4.6pt;"> <br>
    </div>
    <div style="text-indent: 36pt; margin-bottom: 4.6pt;"> <br>
    </div>
    <br>
    <table cellspacing="0" cellpadding="0" border="0" id="z292523bc33384539a5523b64464280eb" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">

        <tr>
          <td style="width: 50.94%; vertical-align: top;">&#160;</td>
          <td style="vertical-align: top;" colspan="2">
            <div style="font-weight: bold;">F &amp; M Bank Corp.</div>
          </td>
          <td style="width: 9.59%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50.94%; vertical-align: top;">&#160;</td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td style="width: 30.08%; vertical-align: top;">&#160;</td>
          <td style="width: 9.59%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50.94%; vertical-align: top; padding-bottom: 2px;">
            <div>Date: May 5, 2020</div>
          </td>
          <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
            <div>By:</div>
          </td>
          <td style="width: 30.08%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div>/s/ Carrie A. Comer</div>
          </td>
          <td style="width: 9.59%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50.94%; vertical-align: top;">&#160;</td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td style="width: 30.08%; vertical-align: top;">
            <div>Carrie A. Comer</div>
          </td>
          <td style="width: 9.59%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50.94%; vertical-align: top;">&#160;</td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td style="width: 30.08%; vertical-align: top;">
            <div>Executive Vice President and Chief Financial Officer</div>
          </td>
          <td style="width: 9.59%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div style="text-indent: 432pt;">&#160;</div>
    <div>&#160;</div>
    <div style="margin-top: 4.6pt; margin-bottom: 4.6pt;">&#160;&#160;&#160;&#160; <br>
    </div>
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{"company-data": {"conformed-name": "F&M BANK CORP", "cik": "0000740806", "assigned-sic": "6022", "irs-number": "541280811", "state-of-incorporation": "VA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-13273", "film-number": "20847265"}, "business-address": {"street1": "P.O. BOX 1111", "city": "TIMBERVILLE", "state": "VA", "zip": "22853", "phone": "540-896-8941"}, "mail-address": {"street1": "P. O. BOX 1111", "city": "TIMBERVILLE", "state": "VA", "zip": "22853"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 5, 2020
F & M Bank Corp.
(Exact name of registrant as specified in its charter)
Virginia
(State or other jurisdiction
of incorporation)
000-13273
(Commission File Number)
54-1280811
(IRS Employer
Identification No.)
P.O. Box 1111
Timberville, Virginia 22853
(540) 896-8941
(Address including zip code, and telephone number, including area code, of registrant's principal executive
      offices)
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
      following provisions:
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol(s)
Name of each exchange on which registered
None
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter)
        or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter).
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
        revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
☐
Item 7.01.             Regalation FD Disclosure.
During the course of the Annual Meeting of Shareholders on May 5, 2020, management of F&M Bank Corp. (the "Company") presented
      financial and other information to those attending.  The presentation, which includes information regarding the Company's financial results, business strategies and trends, is intended to be made available to shareholders, analysts and investors. 
      The slides for the presentation are attached as Exhibit 99.1 to this Current Report and are incorporated by reference herein.
This information is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be "filed" for the purposes of Section 18 of the
      Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. The filing of this Current Report shall not be deemed an admission as to the materiality of any information in the Current Report that is required to be
      disclosed solely by reason of Regulation FD.
Item 9.01
Financial Statements and Exhibits.
(d)
Exhibits.
Exhibit No.
Description of Exhibit
99.1
Annual Meeting Presentation
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be
      signed on its behalf by the undersigned hereunto duly authorized.
F & M Bank Corp.
Date: May 5, 2020
By:
/s/ Carrie A. Comer
Carrie A. Comer
Executive Vice President and Chief Financial Officer
3