================================================================================

                       SECURITIES AND EXCHANGE COMMISSION

                            Washington, D. C. 20549

                                   FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934

                                 Date of Report
                        (Date of earliest event reported)
                                March 5, 1997

                            ADVANCED FINANCIAL, INC.
              ----------------------------------------------------
             (Exact name of registrant as specified in its charter)

                                    DELAWARE
                  --------------------------------------------
         (State or other jurisdiction of incorporation or organization)

            0-19485                                     84-1069415
        -------------------                          ----------------
       (Commission File No.)                          (IRS Employer
                                                    identification No.)

                                 5425 Martindale
                                 Shawnee, Kansas
                                     66218
              ----------------------------------------------------
             (Address of principal executive offices and Zip Code)

                                 (913) 441-2466
               --------------------------------------------------
              (Registrant's telephone number, including area code)


================================================================================


<PAGE>

ITEM 4.  Changes in Registrant's Certifying Accountant

     On March 4, 1997,  Registrant  agreed to engage Grant  Thornton LLP ("Grant
Thornton") as Registrant's  independent  auditors in connection with an audit of
the Registrant's financial statements for the year ending March 31, 1997.

     As previously  reported on Form 8-K on July 23, 1996,  Registrant  and KPMG
Peat Marwick LLP  (Registrant's  former  auditors)  mutually agreed to terminate
their  relationship in July of 1996.  Grant Thornton  replaces KPMG Peat Marwick
LLP as Registrant's auditors.

Item 7.  Financial Statements and Exhibits

     a. Financial Statements
         None

     b. Proforma Financial Statements
         None

     c. Exhibits

          16.1 Letter on Changes in  Certifying  Accountant  -  incorporated  by
               reference to Exhibit 16.1 to Form 8-K filed July 23, 1996.

<PAGE>


                                   SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                             ADVANCED FINANCIAL, INC.
                                             -----------------------------------
                                             (Registrant)


                                             BY:  /S/  WILLIAM B. MORRIS
                                                  -----------------------------
                                                  William B. Morris, Secretary
[{"type": "8-K", "sequence": "1", "secsgml_size_bytes": 3336}]
{"company-data": {"conformed-name": "ADVANCED FINANCIAL INC", "cik": "0000823314", "assigned-sic": "6199", "irs-number": "841069416", "state-of-incorporation": "DE", "fiscal-year-end": "0331"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-11838", "film-number": "97551919"}, "business-address": {"street1": "5425 MARTINDALE", "city": "SHAWNEE", "state": "KS", "zip": "66218", "phone": "9134412466"}, "mail-address": {"street1": "5425 MARTINDALE", "city": "SHAWNEE", "state": "KS", "zip": "66218"}, "former-company": [{"former-conformed-name": "ADVANCED MEDICAL DYNAMICS INC", "date-changed": "19910617"}, {"former-conformed-name": "WEINCOR FINANCIAL CORP", "date-changed": "19890406"}]}
================================================================================

                       SECURITIES AND EXCHANGE COMMISSION

                            Washington, D. C. 20549

                                   FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934

                                 Date of Report
                        (Date of earliest event reported)
                                March 5, 1997

                            ADVANCED FINANCIAL, INC.
              ----------------------------------------------------
             (Exact name of registrant as specified in its charter)

                                    DELAWARE
                  --------------------------------------------
         (State or other jurisdiction of incorporation or organization)

            0-19485                                     84-1069415
        -------------------                          ----------------
       (Commission File No.)                          (IRS Employer
                                                    identification No.)

                                 5425 Martindale
                                 Shawnee, Kansas
                                     66218
              ----------------------------------------------------
             (Address of principal executive offices and Zip Code)

                                 (913) 441-2466
               --------------------------------------------------
              (Registrant's telephone number, including area code)

================================================================================
ITEM 4.  Changes in Registrant's Certifying Accountant

     On March 4, 1997,  Registrant  agreed to engage Grant  Thornton LLP ("Grant
Thornton") as Registrant's  independent  auditors in connection with an audit of
the Registrant's financial statements for the year ending March 31, 1997.

     As previously  reported on Form 8-K on July 23, 1996,  Registrant  and KPMG
Peat Marwick LLP  (Registrant's  former  auditors)  mutually agreed to terminate
their  relationship in July of 1996.  Grant Thornton  replaces KPMG Peat Marwick
LLP as Registrant's auditors.

Item 7.  Financial Statements and Exhibits

     a. Financial Statements
         None

     b. Proforma Financial Statements
         None

     c. Exhibits

          16.1 Letter on Changes in  Certifying  Accountant  -  incorporated  by
               reference to Exhibit 16.1 to Form 8-K filed July 23, 1996.
SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                             ADVANCED FINANCIAL, INC.
                                             -----------------------------------
                                             (Registrant)

                                             BY:  /S/  WILLIAM B. MORRIS
                                                  -----------------------------
                                                  William B. Morris, Secretary