SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C.  20549

                                  FORM 8-K

                               CURRENT REPORT
                      PURSUANT TO SECTION 13 OR 15(d)
                  OF THE SECURITIES EXCHANGE ACT OF 1934.
                                      
                                      
Date of Report (Date of earliest event reported): November 6, 1997



                     COMMUNITY SAVINGS BANKSHARES, INC.
             (Exact name of Registrant as specified in Charter)
                                      
                                      
          United States         000-29460             65-0780334
          -----------------------------------------------------------------     
          (State or other     (Commission File       (IRS Employer
          jurisdiction of      Number)                Indentification No.)
          Incorporation)
                              
                               
                               
                               
                                                                   
                                      
                                      
                                      
660 U.S. Highway One, North Palm Beach, Florida            33408
-----------------------------------------------          -------------
  (Address of principal executive offices)                (Zip Code)





Registrant's telephone number, including area code:  (561) 881-2212





                               Not Applicable
       (Former name or former address, if changed since last report)
<PAGE>
                                      
                                      
                                      
                                      
                  




Item 4.     Changes in Registrant's Certifying Accountant

  On November 6, 1997, the Board of Directors of Community Savings
Bankshares, Inc. (the "Registrant") terminated the services of Deloitte &
Touche LLP ("Deloitte") as the Registrant's independent auditors subject to
the completion of Deloitte's audit of the Registrant's financial statements
for the year ended December 31, 1997. Such termination was recommended to the
Board by the Company's Audit Committee. In connection with the termination of
Deloitte's services as independent auditors, the Board of Directors of the
Registrant have selected the accounting firm of Crowe, Chizek and Company LLP
("Crowe Chizek") to serve as independent auditors for the Registrant for the
fiscal year ending December 31, 1998.

  In connection with their audit for the two most recent fiscal years and
during subsequent interim periods preceding the replacement of Deloitte,
there have been no disagreements with Deloitte on any matter of accounting
principles or practices, financial statement disclosures, or auditing scope
or procedure. The Registrant is not aware as of the date hereof of any
disagreements with Deloitte on any matter of accounting principles or 
practices, financial statement disclosures, or auditing scope or procedure
with respect to the financial statements to be prepared for the year ended 
December 31, 1997.

  Deloitte's report on the financial statements for the two immediately
preceding fiscal years did not contain an adverse opinion or disclaimer of
opinion and was not qualified or modified as to uncertainty, audit scope or
accounting principles.  The Registrant is not aware of any reason as of the
date hereof  which would cause Deloitte's report on the financial statements
for the year ended December 31, 1997 to contain an adverse opinion or
disclaimer of opinion or to be qualified or modified as to uncertainty, 
audit scope or accounting principles.

  During the Registrant's two most recent fiscal years and the subsequent
interim periods preceding Deloitte's replacement, Deloitte did not advise,
and has not indicated to the Registrant that it had no reason to advise, the
Registrant of any of the following:

  (a)  that the internal controls necessary for the Registrant to develop 
reliable financial statements did not exist;

  (b)  that information had come to Deloitte's attention that had led it to
no longer be able to rely on management's representations, or that made it
unwilling to be associated with the financial statements prepared by
management;

  (c)  (1) of the need to expand significantly the scope of the Registrant's
audit, or that information had come to Deloitte's attention during such
time period that if further investigated might (i) materially impact the
fairness or reliability of either:  a previously issued audit report or the
underlying financial statements, or the financial statements issued or to be
issued
<PAGE>
 
covering the fiscal periods subsequent to the date of the most recent
financial statements covered by an audit report (including information that
may prevent it from rendering an unqualified audit report on those financial
statements), or (ii) cause it to be unwilling to rely on management's
representation or to be associated with the Registrant's financial 
statements, and (2) that due to Deloitte's replacement or for another
reason, the issue has not been resolved to Deloitte's satisfaction prior to
its replacement.

(d)    (1) that information had come to Deloitte's attention that it had 
concluded materially impacted the fairness or reliability of either (i) a
previously issued audit report or the underlying financial statements, or
(ii) the financial statements issued or to be issued covering the fiscal
periods subsequent to the date of the then most recent financial statements
covered by an audit report (including information that, unless resolved to 
Deloitte's satisfaction, would prevent if from rendering an unqualified audit
report on those financial statements, and (2) due to Deloitte's replacement,
or for any other reason, the issue was not resolved to Deloitte's 
satisfaction prior to its replacement.

  The Registrant has requested Deloitte to furnish it with a letter addressed
to the Securities and Exchange Commission stating whether or not they agree
with the statements made by the Registrant in response to this Item 4 and, if
not, stating the respects in which they do not agree.  A copy of such letter
is attached hereto as Exhibit 16.

  During the Registrant's two most recent fiscal years and the subsequent
interim periods preceding the selection of Crowe Chizek, the Registrant has
not consulted Crowe Chizek regarding the application of accounting
principles, either contemplated or proposed, the type of audit opinion that
might be rendered on the Registrant's financial statements or any other
matters that would be required to be reported herein. 

Item 7.     Financial Statements, Pro Forma Financial Information and Exhibits

  (a)  Financial Statements of Business Acquired

       Not applicable.

  (b)  Pro Forma Financial Information

       Not applicable.

  (c)  Exhibits

       (16) Letter of Deloitte
<PAGE>
                                 SIGNATURES
                                      
                                      
                                      
     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this amended report to be signed on its behalf by
the undersigned, thereunto duly authorized.



 COMMUNITY SAVINGS BANKSHARES, INC.           
 (Registrant)



Date: November 11, 1997            By:  /s/ James B. Pittard, Jr.               
                                         James B. Pittard, Jr.
                                          President and Chief Executive Officer
<PAGE>
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SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C.  20549

                                  FORM 8-K

                               CURRENT REPORT
                      PURSUANT TO SECTION 13 OR 15(d)
                  OF THE SECURITIES EXCHANGE ACT OF 1934.
                                      
                                      
Date of Report (Date of earliest event reported): November 6, 1997

                     COMMUNITY SAVINGS BANKSHARES, INC.
             (Exact name of Registrant as specified in Charter)
                                      
                                      
          United States         000-29460             65-0780334
          -----------------------------------------------------------------     
          (State or other     (Commission File       (IRS Employer
          jurisdiction of      Number)                Indentification No.)
          Incorporation)
                              
                               
                               
                               
                                                                   
                                      
                                      
                                      
660 U.S. Highway One, North Palm Beach, Florida            33408
-----------------------------------------------          -------------
  (Address of principal executive offices)                (Zip Code)

Registrant's telephone number, including area code:  (561) 881-2212

                               Not Applicable
       (Former name or former address, if changed since last report)
Item 4.     Changes in Registrant's Certifying Accountant

  On November 6, 1997, the Board of Directors of Community Savings
Bankshares, Inc. (the "Registrant") terminated the services of Deloitte &
Touche LLP ("Deloitte") as the Registrant's independent auditors subject to
the completion of Deloitte's audit of the Registrant's financial statements
for the year ended December 31, 1997. Such termination was recommended to the
Board by the Company's Audit Committee. In connection with the termination of
Deloitte's services as independent auditors, the Board of Directors of the
Registrant have selected the accounting firm of Crowe, Chizek and Company LLP
("Crowe Chizek") to serve as independent auditors for the Registrant for the
fiscal year ending December 31, 1998.

  In connection with their audit for the two most recent fiscal years and
during subsequent interim periods preceding the replacement of Deloitte,
there have been no disagreements with Deloitte on any matter of accounting
principles or practices, financial statement disclosures, or auditing scope
or procedure. The Registrant is not aware as of the date hereof of any
disagreements with Deloitte on any matter of accounting principles or 
practices, financial statement disclosures, or auditing scope or procedure
with respect to the financial statements to be prepared for the year ended 
December 31, 1997.

  Deloitte's report on the financial statements for the two immediately
preceding fiscal years did not contain an adverse opinion or disclaimer of
opinion and was not qualified or modified as to uncertainty, audit scope or
accounting principles.  The Registrant is not aware of any reason as of the
date hereof  which would cause Deloitte's report on the financial statements
for the year ended December 31, 1997 to contain an adverse opinion or
disclaimer of opinion or to be qualified or modified as to uncertainty, 
audit scope or accounting principles.

  During the Registrant's two most recent fiscal years and the subsequent
interim periods preceding Deloitte's replacement, Deloitte did not advise,
and has not indicated to the Registrant that it had no reason to advise, the
Registrant of any of the following:

  (a)  that the internal controls necessary for the Registrant to develop 
reliable financial statements did not exist;

  (b)  that information had come to Deloitte's attention that had led it to
no longer be able to rely on management's representations, or that made it
unwilling to be associated with the financial statements prepared by
management;

  (c)  (1) of the need to expand significantly the scope of the Registrant's
audit, or that information had come to Deloitte's attention during such
time period that if further investigated might (i) materially impact the
fairness or reliability of either:  a previously issued audit report or the
underlying financial statements, or the financial statements issued or to be
issued
covering the fiscal periods subsequent to the date of the most recent
financial statements covered by an audit report (including information that
may prevent it from rendering an unqualified audit report on those financial
statements), or (ii) cause it to be unwilling to rely on management's
representation or to be associated with the Registrant's financial 
statements, and (2) that due to Deloitte's replacement or for another
reason, the issue has not been resolved to Deloitte's satisfaction prior to
its replacement.

(d)    (1) that information had come to Deloitte's attention that it had 
concluded materially impacted the fairness or reliability of either (i) a
previously issued audit report or the underlying financial statements, or
(ii) the financial statements issued or to be issued covering the fiscal
periods subsequent to the date of the then most recent financial statements
covered by an audit report (including information that, unless resolved to 
Deloitte's satisfaction, would prevent if from rendering an unqualified audit
report on those financial statements, and (2) due to Deloitte's replacement,
or for any other reason, the issue was not resolved to Deloitte's 
satisfaction prior to its replacement.

  The Registrant has requested Deloitte to furnish it with a letter addressed
to the Securities and Exchange Commission stating whether or not they agree
with the statements made by the Registrant in response to this Item 4 and, if
not, stating the respects in which they do not agree.  A copy of such letter
is attached hereto as Exhibit 16.

  During the Registrant's two most recent fiscal years and the subsequent
interim periods preceding the selection of Crowe Chizek, the Registrant has
not consulted Crowe Chizek regarding the application of accounting
principles, either contemplated or proposed, the type of audit opinion that
might be rendered on the Registrant's financial statements or any other
matters that would be required to be reported herein. 

Item 7.     Financial Statements, Pro Forma Financial Information and Exhibits

  (a)  Financial Statements of Business Acquired

       Not applicable.

  (b)  Pro Forma Financial Information

       Not applicable.

  (c)  Exhibits

       (16) Letter of Deloitte
SIGNATURES
                                      
                                      
                                      
     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this amended report to be signed on its behalf by
the undersigned, thereunto duly authorized.

 COMMUNITY SAVINGS BANKSHARES, INC.           
 (Registrant)

Date: November 11, 1997            By:  /s/ James B. Pittard, Jr.               
                                         James B. Pittard, Jr.
                                          President and Chief Executive Officer