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Issuance of Trust Preferred Securities and Series C Preferred Stock
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align=center>UNITED STATES</DIV>
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align=center>SECURITIES AND EXCHANGE COMMISSION</DIV>
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align=center>Washington, D.C. 20549</DIV>
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<DIV
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align=center><STRONG>FORM 8-K</STRONG></DIV>
<DIV
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align=center>&nbsp;</DIV>
<DIV
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align=center>CURRENT REPORT</DIV>
<DIV
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align=center>PURSUANT TO SECTION 13 OR 15(d)</DIV>
<DIV
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align=center>OF THE SECURITIES EXCHANGE ACT OF 1934</DIV>
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align=center><BR></DIV>
<DIV
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align=center>April 19, 2005 (April 15, 2005)</DIV>
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align=center>---------------------------------------------------------------------------------------------------------------------</DIV>
<DIV
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align=center>Date of Report (Date of earliest event reported)</DIV>
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align=center><BR></DIV>
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align=center><BR></DIV>
<DIV
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align=center>VINEYARD NATIONAL BANCORP</DIV>
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align=center>---------------------------------------------------------------------------------------------------------------------</DIV>
<DIV
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align=center>(Exact name of registrant as specified in its charter)</DIV>
<DIV
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align=center><BR></DIV>
<DIV
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align=left><BR></DIV>
<DIV
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align=center>California<FONT id=TAB1 style="LETTER-SPACING: 9pt">&nbsp;
&nbsp;</FONT> <FONT id=TAB1 style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT>
<FONT id=TAB1 style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT> <FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT> <FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT>000-20862<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT> <FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT> <FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT> <FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT>33-0309110</DIV>
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align=center>-------------------------------------------------------------------------------------------------------------------</DIV>
<DIV
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align=center>(State or other jurisdiction<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT> <FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT>(Commission File Number)<FONT
id=TAB1 style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT> <FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT> (IRS Employer</DIV>
<DIV
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align=center>of incorporation)<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Identification
No.)</DIV>
<DIV
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align=left>&nbsp;</DIV>
<DIV
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align=left>&nbsp;</DIV>
<DIV
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align=center>9590 Foothill Boulevard, Rancho Cucamonga, California<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>91730</DIV>
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<DIV
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align=center>(Address of principal executive offices)<FONT id=TAB1
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Zip
Code)</DIV>
<DIV
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align=left>&nbsp;</DIV>
<DIV
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align=left>&nbsp;</DIV>
<DIV
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align=center>(909) 581-1668</DIV>
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align=center>---------------------------------------------------------------------------------------------------------------------</DIV>
<DIV
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align=center>(Registrant&#8217;s telephone number, including area code)</DIV>
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align=center>&nbsp;</DIV>
<DIV
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align=center>Not Applicable</DIV>
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align=center>---------------------------------------------------------------------------------------------------------------------</DIV>
<DIV
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align=center>(Former name, former address and former fiscal year, if changed
since last report)</DIV>
<DIV
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align=center>&nbsp;</DIV>
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align=center><BR>
<DIV
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align=justify>Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):</DIV>
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align=justify>&nbsp;</DIV>
<DIV
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align=left><FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;[ ] Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)</DIV>
<DIV
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align=left><FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;[ ] Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=left><FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;[ ] Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=left><FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;[ ] Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))</DIV></DIV><BR></DIV>
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style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman"></FONT></DIV></DIV>
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style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman"></FONT></DIV>
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</DIV></DIV>
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<DIV id=GLHDR style="WIDTH: 100%" align=right><FONT
style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman"></FONT></DIV></DIV></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.3; MARGIN-RIGHT: 0pt"
align=justify><STRONG></STRONG>&nbsp;</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.3; MARGIN-RIGHT: 0pt"
align=justify><BR></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=left><STRONG>Item&nbsp;3.02.&nbsp; Unregistered Sales of Equity
Securities</STRONG></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify><STRONG><BR></STRONG></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>On April 18, 2005, Vineyard National Bancorp (the "Company")
announced by press release, a copy of which is attached hereto as Exhibit 99.1,
that on April 15, 2005&nbsp;it had <FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">completed
a private placement of $10.0&nbsp;million of Floating Rate Series C
Noncumulative Redeemable Preferred Stock (&#8220;Series C Preferred Stock&#8221;) as part of
a pooled transaction. </FONT></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify></DIV></FONT></DIV>
<DIV><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>&nbsp;</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>The shares were sold for $10.0 million in aggregate proceeds and
have not been registered under the Securities Act of 1933, as amended
("Securities Act"), and may not be offered or sold in the United States of
America&nbsp;in the absence of an effective registration statement or exemption
from registration requirements.&nbsp;&nbsp;The shares were offered and sold
pursuant to an exemption to the registration requirements under
Section&nbsp;4(2) of the Securities Act. All exhibits attached hereto are
incorporated herein by reference. </DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify><BR></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify><STRONG></STRONG>&nbsp;</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=left><STRONG>Item 5.03.&nbsp; Amendments to Articles of Incorporation or
Bylaws</STRONG></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=left><STRONG></STRONG>&nbsp;</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify><FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;On April 15, 2005,
the Company's Board of Directors (the &#8220;Board of Directors&#8221;), p<FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ursuant
to the authority given by the Articles of Incorporation of the Company (as
amended from time to time, the &#8220;Articles of Incorporation&#8221;), duly <FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">created
the Series C Preferred Stock from the&nbsp;ten million&nbsp;shares of preferred
stock of the Company, authorized to be issued pursuant to the Articles of
Incorporation.&nbsp; </FONT><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Ten
thousand shares&nbsp;of Series C Preferred Stock were authorized through the
Board of Directors' resolution.</FONT>&nbsp;&nbsp; The Certificate of
Determination of the Series C Preferred Stock is attached hereto as Exhibit
99.2.
<DIV style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"
align=justify></DIV></FONT>
<DIV style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"
align=justify></DIV></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify><STRONG></STRONG>&nbsp;</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify><STRONG></STRONG>&nbsp;</DIV>
<DIV
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align=left><STRONG>Item 8.01.&nbsp; Other Events</STRONG></DIV>
<DIV
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align=left>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>&nbsp;</DIV>
<DIV style="MARGIN-LEFT: 0pt; TEXT-INDENT: 27pt; MARGIN-RIGHT: 0pt"
align=left><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On April
18, 2005,&nbsp;the Company&nbsp;announced by press release its issuance of trust
preferred securities and its private placement of Series C Preferred Stock. A
copy of the press release is attached hereto </FONT><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">as
Exhibit 99.1. </FONT></DIV>
<DIV
style="MARGIN-LEFT: 432pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">&nbsp;</DIV>
<DIV
style="MARGIN-LEFT: 432pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">&nbsp;</DIV></DIV>
<DIV
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align=left><STRONG>Item 9.01.&nbsp; Financial Statements and
Exhibits</STRONG></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=left><STRONG>&nbsp;</DIV></STRONG>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>(a)&nbsp;&nbsp;&nbsp; Not applicable <BR></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>(b)&nbsp;&nbsp;&nbsp; Not applicable. </DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>(c)&nbsp;&nbsp;&nbsp;&nbsp;The following exhibits are included
with this
Report:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><FONT
id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;</FONT></FONT><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><FONT
id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;&nbsp;<FONT
id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;</FONT>
</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=left>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>&nbsp;<FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><FONT
id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;Exhibit
99.1<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT></FONT><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Press
release dated April 18, 2005</FONT></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=justify>&nbsp;<FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><FONT
id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;Exhibit
99.2<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>Certificate of
Determination of Floating Rate Series C Noncumulative Redeemable Preferred Stock
dated April 15, 2005</FONT>
<DIV></DIV>
<DIV></DIV>
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align=left></DIV><BR></DIV></DIV></DIV>
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align=left></DIV>
<DIV
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align=justify>&nbsp;</DIV>
<DIV
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align=left><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><STRONG></STRONG></FONT>&nbsp;</DIV>
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style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman"></FONT></DIV></DIV></DIV>
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align=center><FONT
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<DIV
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align=center><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><STRONG>SIGNATURE</STRONG></FONT></DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 27pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=center><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><STRONG></STRONG></FONT>&nbsp;</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.3; MARGIN-RIGHT: 0pt"
align=justify><FONT
style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant has
duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized.&nbsp;</FONT></DIV>
<DIV
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align=left><FONT
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align=left>
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<DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" align=center bgColor=#ffffff
border=0>
  <TR vAlign=top bgColor=#ffffff>
    <TD width="50%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="49%">&nbsp;</TD></TR>
  <TR vAlign=top bgColor=#ffffff>
    <TD>&nbsp;</TD>
    <TD colSpan=2><STRONG><FONT
      style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">VINEYARD
      NATIONAL BANCORP</FONT></STRONG></TD></TR>
  <TR vAlign=top bgColor=#ffffff>
    <TD>&nbsp;<BR>&nbsp;</TD>
    <TD>&nbsp;<BR>&nbsp;</TD>
    <TD>&nbsp;<BR>&nbsp;</TD></TR>
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    <TD>
      <DIV style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"
      align=left>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
      style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Date:
      April 19, 2005</FONT></DIV></TD>
    <TD><FONT
      style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">By:&nbsp;&nbsp;</FONT></TD>
    <TD><FONT
      style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><EM>/s/
      Gordon Fong</EM></FONT></TD></TR>
  <TR vAlign=top bgColor=#ffffff>
    <TD colSpan=2><FONT
      style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&nbsp;</FONT></TD>
    <TD><FONT
      style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
      <HR SIZE=1>
      Gordon Fong</FONT></TD></TR>
  <TR vAlign=top bgColor=#ffffff>
    <TD colSpan=2><FONT
      style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&nbsp;</FONT></TD>
    <TD><FONT
      style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Senior
      Vice President and Chief Financial
Officer</FONT></TD></TR></TABLE></DIV></FONT></DIV></DIV>
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{"company-data": {"conformed-name": "VINEYARD NATIONAL BANCORP", "cik": "0000840256", "assigned-sic": "6021", "irs-number": "330309110", "state-of-incorporation": "CA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-31796", "film-number": "05758759"}, "business-address": {"street1": "9590 FOOTHILL BLVD", "city": "RANCHO CUCAMONGA", "state": "CA", "zip": "91730", "phone": "9099870177"}, "mail-address": {"street1": "9590 FOOTHILL BLVD", "city": "RANCHO CUCAMONGA", "state": "CA", "zip": "91730"}}
Issuance of Trust Preferred Securities and Series C Preferred Stock
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
April 19, 2005 (April 15, 2005)
---------------------------------------------------------------------------------------------------------------------
Date of Report (Date of earliest event reported)
VINEYARD NATIONAL BANCORP
---------------------------------------------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
California
000-20862
33-0309110
-------------------------------------------------------------------------------------------------------------------
(State or other jurisdiction
(Commission File Number)
(IRS Employer
of incorporation)
Identification
No.)
9590 Foothill Boulevard, Rancho Cucamonga, California
91730
---------------------------------------------------------------------------------------------------------------------
(Address of principal executive offices)
(Zip
Code)
(909) 581-1668
---------------------------------------------------------------------------------------------------------------------
(Registrant's telephone number, including area code)
Not Applicable
---------------------------------------------------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed
since last report)
Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):
[ ] Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ] Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
[ ] Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Item 3.02.  Unregistered Sales of Equity
Securities
On April 18, 2005, Vineyard National Bancorp (the "Company")
announced by press release, a copy of which is attached hereto as Exhibit 99.1,
that on April 15, 2005 it had
completed
a private placement of $10.0 million of Floating Rate Series C
Noncumulative Redeemable Preferred Stock ("Series C Preferred Stock") as part of
a pooled transaction.
The shares were sold for $10.0 million in aggregate proceeds and
have not been registered under the Securities Act of 1933, as amended
("Securities Act"), and may not be offered or sold in the United States of
America in the absence of an effective registration statement or exemption
from registration requirements.  The shares were offered and sold
pursuant to an exemption to the registration requirements under
Section 4(2) of the Securities Act. All exhibits attached hereto are
incorporated herein by reference.
Item 5.03.  Amendments to Articles of Incorporation or
Bylaws
On April 15, 2005,
the Company's Board of Directors (the "Board of Directors"), p
ursuant
to the authority given by the Articles of Incorporation of the Company (as
amended from time to time, the "Articles of Incorporation"), duly
created
the Series C Preferred Stock from the ten million shares of preferred
stock of the Company, authorized to be issued pursuant to the Articles of
Incorporation.
Ten
thousand shares of Series C Preferred Stock were authorized through the
Board of Directors' resolution.
The Certificate of
Determination of the Series C Preferred Stock is attached hereto as Exhibit
99.2.
Item 8.01.  Other Events
On April
18, 2005, the Company announced by press release its issuance of trust
preferred securities and its private placement of Series C Preferred Stock. A
copy of the press release is attached hereto
as
Exhibit 99.1.
Item 9.01.  Financial Statements and
Exhibits
(a)    Not applicable
(b)    Not applicable.
(c)    The following exhibits are included
with this
Report:
Exhibit
99.1
Press
release dated April 18, 2005
Exhibit
99.2
Certificate of
Determination of Floating Rate Series C Noncumulative Redeemable Preferred Stock
dated April 15, 2005
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant has
duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized.
VINEYARD
      NATIONAL BANCORP
Date:
      April 19, 2005
By:
/s/
      Gordon Fong
Gordon Fong
Senior
      Vice President and Chief Financial
Officer