SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549
                                 ---------------

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (date of earliest event reported): July 22, 2002

                             UNITED NATIONAL BANCORP
             ------------------------------------------------------
               (Exact name of registrant as specified in charter)


  000-16931                                                22-2894827
--------------------------------------------------------------------------------
(Commission file number)                       (IRS employer identification no.)



             1130 Route 22 East, Bridgewater, New Jersey 08807-0010
 -------------------------------------------------------------------------------
               (Address of principal executive offices) (Zip Code)



       Registrant's telephone number, including area code: (908) 429-2200
--------------------------------------------------------------------------------


<PAGE>

Item 5. Other Events.

See Press Release, attached hereto as Exhibit 99.


Item 7. Exhibits.

Exhibit no.             Description

     99                 Press Release dated July 22, 2002.



                                                                   2


<PAGE>





                                   SIGNATURES

PURSUANT  TO THE  REQUIREMENTS  OF THE  SECURITIES  EXCHANGE  ACT OF  1934,  THE
REGISTRANT  HAS DULY  CAUSED  THIS  REPORT  TO BE  SIGNED  ON ITS  BEHALF BY THE
UNDERSIGNED THEREUNTO DULY AUTHORIZED.

                                   UNITED NATIONAL BANCORP



                                   By: /s/ Thomas C. Gregor
                                   ------------------------
                                   Thomas C. Gregor, Chairman, President and
                                   Chief Executive Officer


Dated:   July 23, 2002


                                        3



<PAGE>


                                INDEX TO EXHIBITS


EXHIBIT NO.                DESCRIPTION

  99                       Press Release dated June 22, 2002.
[{"type": "8-K", "sequence": "1", "filename": "unb8kvb.txt", "description": "UNITED NATIONAL BANCORP APPROVAL FOR VISTA", "secsgml_size_bytes": 2310}]
{"company-data": {"conformed-name": "UNITED NATIONAL BANCORP", "cik": "0000831959", "assigned-sic": "6021", "irs-number": "222894827", "state-of-incorporation": "NJ", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-16759", "film-number": "02708569"}, "business-address": {"street1": "1130 ROUTE 22 EAST", "city": "BRIDGEWATER", "state": "NJ", "zip": "08807", "phone": "9084292200"}, "mail-address": {"street1": "1130 ROUTE 22 EAST", "city": "BRIDGEWATER", "state": "NJ", "zip": "08807"}}
SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549
                                 ---------------

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (date of earliest event reported): July 22, 2002

                             UNITED NATIONAL BANCORP
             ------------------------------------------------------
               (Exact name of registrant as specified in charter)

  000-16931                                                22-2894827
--------------------------------------------------------------------------------
(Commission file number)                       (IRS employer identification no.)

             1130 Route 22 East, Bridgewater, New Jersey 08807-0010
 -------------------------------------------------------------------------------
               (Address of principal executive offices) (Zip Code)

       Registrant's telephone number, including area code: (908) 429-2200
--------------------------------------------------------------------------------
Item 5. Other Events.

See Press Release, attached hereto as Exhibit 99.

Item 7. Exhibits.

Exhibit no.             Description

     99                 Press Release dated July 22, 2002.

                                                                   2
SIGNATURES

PURSUANT  TO THE  REQUIREMENTS  OF THE  SECURITIES  EXCHANGE  ACT OF  1934,  THE
REGISTRANT  HAS DULY  CAUSED  THIS  REPORT  TO BE  SIGNED  ON ITS  BEHALF BY THE
UNDERSIGNED THEREUNTO DULY AUTHORIZED.

                                   UNITED NATIONAL BANCORP

                                   By: /s/ Thomas C. Gregor
                                   ------------------------
                                   Thomas C. Gregor, Chairman, President and
                                   Chief Executive Officer

Dated:   July 23, 2002

                                        3
INDEX TO EXHIBITS

EXHIBIT NO.                DESCRIPTION

  99                       Press Release dated June 22, 2002.