SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                 --------------


                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                         Date of Report: August 20, 2003
                        ---------------------------------
                        (Date of earliest event reported)


                       CITICORP MORTGAGE SECURITIES, INC.
                             (Packager and Servicer)
    (Issuer in Respect of the REMIC Pass-Through Certificates, Series 2003-8)
    -------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)


   Delaware                     333-72082                     13-3408717
 ----------------------------------------------------------------------------
  (State or other juris-       (Commission                 (I.R.S. Employer
 diction of organization)       File Nos.)                Identification No.)


12855 North Outer Forty Drive, St. Louis, Missouri            63141
--------------------------------------------------          ----------
   (Address of principal executive offices)                 (Zip Code)


Registrant's Telephone Number, including area code: (314) 851-6305

--------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report.)


<PAGE>

Item 5.        Other Events.

     The following are Collateral Term Sheets prepared by Banc of America
Securities LLC as underwriter in connection with the offering of Citicorp
Mortgage Securities, Inc. ("CMSI") REMIC Pass-Through Certificates, Series
2003-8. The information set forth in these Collateral Term Sheets will be
superseded in its entirety by the information set forth in the final prospectus
for the Series 2003-8 REMIC Pass-Through Certificates and by any subsequent
Collateral Term Sheets filed under Form 8-K subsequent to the date hereof
related to the Series 2003-8 REMIC Pass-Through Certificates.


Item 7.  Financial Statements, Pro Forma Financial Information
         and Exhibits.

         (a)       Not applicable.

         (b)       Not applicable.

         (c)       Exhibits


                  Exhibit No.       Description
                  -----------       ------------------

                    99              Collateral Term Sheets prepared by Banc of
                                    America Securities LLC as underwriter of
                                    CMSI Series 2003-8 REMIC Pass-Through
                                    Certificates


<PAGE>

                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                            CITICORP MORTGAGE SECURITIES, INC.
                                            (Registrant)

                                            By: /s/ Howard Darmstadter
                                               -------------------------
                                                    Howard Darmstadter
                                                    Assistant Secretary


Dated: August 20, 2003



<PAGE>


                                  EXHIBIT INDEX


Exhibit No.                   Description
-----------             -------------------------

    99                  Collateral Term Sheets prepared by Banc of America
                        Securities LLC as underwriter of CMSI Series 2003-8
                        REMIC Pass-Through Certificates
[{"type": "8-K", "sequence": "1", "filename": "collateral8kbofa22003-8.txt", "description": "CMSI 2003-8 B OF A COLLATERAL TERM SHEET", "secsgml_size_bytes": 3872}]
{"company-data": {"conformed-name": "CITICORP MORTGAGE SECURITIES INC", "cik": "0000811785", "assigned-sic": "6189", "irs-number": "133408713", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-16107", "film-number": "03857435"}, "business-address": {"street1": "12855 NORTH OUTER FORTY DR", "city": "ST LOUIS", "state": "MO", "zip": "63141", "phone": "3148516305"}, "mail-address": {"street1": "CITIGROUP INC CORPORATE LAW DEPT", "street2": "425 PARK AVENUE 2ND FLOOR", "city": "NEW YORK", "state": "NY", "zip": "10043"}}
SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                 --------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                         Date of Report: August 20, 2003
                        ---------------------------------
                        (Date of earliest event reported)

                       CITICORP MORTGAGE SECURITIES, INC.
                             (Packager and Servicer)
    (Issuer in Respect of the REMIC Pass-Through Certificates, Series 2003-8)
    -------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)

   Delaware                     333-72082                     13-3408717
 ----------------------------------------------------------------------------
  (State or other juris-       (Commission                 (I.R.S. Employer
 diction of organization)       File Nos.)                Identification No.)

12855 North Outer Forty Drive, St. Louis, Missouri            63141
--------------------------------------------------          ----------
   (Address of principal executive offices)                 (Zip Code)

Registrant's Telephone Number, including area code: (314) 851-6305

--------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report.)
Item 5.        Other Events.

     The following are Collateral Term Sheets prepared by Banc of America
Securities LLC as underwriter in connection with the offering of Citicorp
Mortgage Securities, Inc. ("CMSI") REMIC Pass-Through Certificates, Series
2003-8. The information set forth in these Collateral Term Sheets will be
superseded in its entirety by the information set forth in the final prospectus
for the Series 2003-8 REMIC Pass-Through Certificates and by any subsequent
Collateral Term Sheets filed under Form 8-K subsequent to the date hereof
related to the Series 2003-8 REMIC Pass-Through Certificates.

Item 7.  Financial Statements, Pro Forma Financial Information
         and Exhibits.

         (a)       Not applicable.

         (b)       Not applicable.

         (c)       Exhibits

                  Exhibit No.       Description
                  -----------       ------------------

                    99              Collateral Term Sheets prepared by Banc of
                                    America Securities LLC as underwriter of
                                    CMSI Series 2003-8 REMIC Pass-Through
                                    Certificates
SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                            CITICORP MORTGAGE SECURITIES, INC.
                                            (Registrant)

                                            By: /s/ Howard Darmstadter
                                               -------------------------
                                                    Howard Darmstadter
                                                    Assistant Secretary

Dated: August 20, 2003
EXHIBIT INDEX

Exhibit No.                   Description
-----------             -------------------------

    99                  Collateral Term Sheets prepared by Banc of America
                        Securities LLC as underwriter of CMSI Series 2003-8
                        REMIC Pass-Through Certificates