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    <td style="width: 7.86%; vertical-align: top;">&#160;</td>

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      <div style="text-align: center; font-size: 14pt; font-weight: bold;">UNITED STATES</div>

      <div style="text-align: center; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

      <div style="text-align: center; font-size: 12pt;">Washington, D.C. 20549</div>

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        <hr style="height: 2px; width: 15%; color: #000000; background-color: #000000; text-align: center; border: none; margin-left: auto; margin-right: auto;"/></div>

      <div style="text-align: center; font-size: 18pt; font-weight: bold;">FORM <ix:nonNumeric name="dei:DocumentType" id="Fact_c4fceaef8fda47b1872d030d2759240d" contextRef="c20250204to20250204">8-K</ix:nonNumeric></div>

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      <div style="text-align: center; font-size: 10pt;">Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>

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      </div>

      <div style="text-align: center; font-size: 10pt;">Date of Report (Date of Earliest Event Reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" id="Fact_4398694f8dbc4c349a9e4ce04d4374a9" contextRef="c20250204to20250204" format="ixt:date-monthname-day-year-en">February 4, 2025</ix:nonNumeric> </div>

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        <hr style="height: 2px; width: 15%; color: #000000; background-color: #000000; text-align: center; border: none; margin-bottom: 12pt; margin-left: auto; margin-right: auto;"/></div>

      <div style="text-align: center; font-size: 24pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityRegistrantName" id="Fact_4839bbd2c89b463db5e778e689473b32" contextRef="c20250204to20250204">UTG INC</ix:nonNumeric><br/>
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      <div style="text-align: center; font-size: 10pt;">(Exact Name of Registrant as Specified in Its Charter)</div>

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      <div style="text-align: center; font-size: 10pt;">(Commission File Number)</div>

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              <div style="text-align: center; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; "><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="Fact_6595dc9b7e174cedbd47de9a9d4a36e6" contextRef="c20250204to20250204">20-2907892</ix:nonNumeric><br/>
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              <div style="text-align: center; margin-left: 0.7pt; font-size: 10pt;">(State or Other Jurisdiction of Incorporation)</div>
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              <div style="text-align: center; margin-left: 0.7pt; font-size: 10pt;">(I.R.S. Employer Identification No.)</div>
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      <div style="text-align: center; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_9a19a6a27f30497ea89d309c3cf8f551" contextRef="c20250204to20250204">205 NORTH DEPOT STREET</ix:nonNumeric></div>

      <div style="text-align: center; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressCityOrTown" id="Fact_96c0d688160541db8d957e8e64826f54" contextRef="c20250204to20250204">STANFORD</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="Fact_bc555f954f5d4066bcc562e4d5d2eed8" contextRef="c20250204to20250204" format="ixt-sec:stateprovnameen">Kentucky</ix:nonNumeric> <ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="Fact_6be40868f01d4604bd737cf100165a1f" contextRef="c20250204to20250204">40484</ix:nonNumeric></div>

      <div style="text-align: center; font-size: 10pt;">(Address of principal executive offices, including zip code)</div>

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      <div style="text-align: center; font-size: 10pt; font-weight: bold;">(<ix:nonNumeric name="dei:CityAreaCode" id="Fact_e11adb09031d45a5ae180cc3f7c24681" contextRef="c20250204to20250204">217</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" id="Fact_e785da2faa2f40c7a3909238936d0521" contextRef="c20250204to20250204">241-6300</ix:nonNumeric></div>

      <div style="text-align: center; font-size: 10pt;">(Registrant&#8217;s telephone number, including area code)</div>

      <div><br/>
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      <div style="text-align: center; font-size: 10pt; font-weight: bold;">NOT APPLICABLE</div>

      <div style="text-align: center; font-size: 10pt;">(Former name or former address, if changed since last report)</div>

      <div><br/>
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      <div style="text-align: left; font-size: 10pt;"> Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: </div>

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                  <div style="text-align: left;"><ix:nonNumeric name="dei:WrittenCommunications" id="Fact_41466ec386924e9ebb6a35a93cf25ad8" contextRef="c20250204to20250204" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
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                  <div style="text-align: left; font-size: 10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
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                  <div style="text-align: left;"><ix:nonNumeric name="dei:SolicitingMaterial" id="Fact_c810ace3c7d54080884f3fbe63621b44" contextRef="c20250204to20250204" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
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                  <div style="text-align: left; font-size: 10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
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                  <div style="text-align: left;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="Fact_f9775b8d80444c7b9ecbfbeb51ea0053" contextRef="c20250204to20250204" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
                  </div>
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    <td style="text-align: left; vertical-align: top; width: auto;">
                  <div style="text-align: left; font-size: 10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
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                  <div style="text-align: left;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="Fact_5771d1c4d08244459899606d37914564" contextRef="c20250204to20250204" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
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    <td style="text-align: left; vertical-align: top; width: auto;">
                  <div style="text-align: left; font-size: 10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
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      </div>

      <div><br/>
      </div>

      <div>Securities registered pursuant to Section 12(b) of the Act:</div>

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              <div style="font-weight: bold;">Title of each class</div>
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    <td style="width: 2%; vertical-align: bottom;">&#160;</td>

    <td style="width: 14%; vertical-align: bottom; font-size: 10pt; border-bottom: 2px solid #000000;">
              <div style="font-weight: bold;">Trading</div>
              <div style="font-weight: bold;">Symbol(s)</div>
            </td>

    <td style="width: 2%; vertical-align: bottom;">&#160;</td>

    <td style="width: 41%; vertical-align: bottom; border-bottom: 2px solid #000000;">
              <div style="font-size: 10pt; font-weight: bold;">Name of each exchange on which registered</div>
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      <div><br/>
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      <div style="text-align: left; font-size: 10pt;"> Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act
        of 1934 (&#167;240.12b-2 of this chapter): </div>

      <div><br/>
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      <div style="text-align: left; font-size: 10pt;">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_06d1d7b806d240b7abf9a519bd37ff12" contextRef="c20250204to20250204" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div>

      <div><br/>
      </div>

      <div style="text-align: left; font-size: 10pt;"> If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards
        provided pursuant to Section 13(a) of the Exchange Act. &#9744; </div>

      <div>
        <hr style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"/> </div>

      <div>
        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">Section 5 &#8211; Corporate Governance and Management</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">Item 5.02.&#160; Compensatory Arrangements of Certain Officers.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">At a meeting of the Compensation Committee of the Board of Directors on February 3, 2025, bonuses were approved for Mr. Jesse T. Correll, CEO and
          Chairman of the Board of Directors, Mr. Douglas P. Ditto, Vice President, Mr. Daniel T. Roberts, Vice President and Mr. Theodore C. Miller, CFO.</div>

        <div><br/>
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    <td style="width: 55.42%; vertical-align: top; border-bottom: #000000 2px solid;" rowspan="2">&#160;</td>

    <td style="width: 44.58%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 44.58%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Total Bonus</div>
              </td>

  </tr>

  <tr>

    <td style="width: 55.42%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Jesse T. Correll</div>
              </td>

    <td style="width: 44.58%; vertical-align: top;">
                <div style="text-align: right; margin-right: 14.4pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$ 350,000</div>
              </td>

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  <tr>

    <td style="width: 55.42%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Douglas P. Ditto</div>
              </td>

    <td style="width: 44.58%; vertical-align: top;">
                <div style="text-align: right; margin-right: 14.4pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$ 300,000</div>
              </td>

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  <tr>

    <td style="width: 55.42%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Daniel T. Roberts</div>
              </td>

    <td style="width: 44.58%; vertical-align: top;">
                <div style="text-align: right; margin-right: 14.4pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$ 150,000</div>
              </td>

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    <td style="width: 55.42%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Theodore C. Miller</div>
              </td>

    <td style="width: 44.58%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: right; margin-right: 14.4pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$ 130,000</div>
              </td>

  </tr>

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    <td style="width: 55.42%; vertical-align: middle;">
                <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Total</div>
              </td>

    <td style="width: 44.58%; vertical-align: top; border-bottom: 4px double black;">
                <div style="text-align: right; margin-right: 14.4pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">$ 930,000</div>
              </td>

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</table>
        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The bonuses are based on the Company&#8217;s 2024 operating results and are not the result of any written agreement or specific formula.&#160; The bonus will be
          paid in cash.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Additionally, salary increases were approved for the below executive officers of the Company.&#160; The new salaries become effective February 1, 2025.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Mr. Jesse Correll, CEO, annual increase of $7,500 making his new annual salary $225,000.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Mr. Douglas Ditto, Vice President, annual increase of $18,750 making his new annual salary $206,250.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Mr. Daniel Roberts, Vice President, annual increase of $5,000 making his new annual salary $105,000.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Mr. Theodore Miller, CFO, annual increase of $2,500 making his new annual salary $120,000.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Mr. Correll is a member of the Board of Directors but is not a member of the Compensation Committee.&#160; The Company continues to have neither written
          employment agreements nor oral arrangements with any of its corporate officers.</div>

        <div><br/>
        </div>

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        <div style="margin-bottom: 12pt;"><br/>
        </div>

        <div style="text-align: center; margin-bottom: 12pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>

        <div style="text-align: left; text-indent: 36pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly
          caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</div>

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                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Date:</div>
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                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">February 4, 2025</div>
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                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">/s/ Theodore C. Miller</div>
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                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Theodore C. Miller</div>
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                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
8-K
Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported):
February 4, 2025
UTG INC
(Exact Name of Registrant as Specified in Its Charter)
000-16867
(Commission File Number)
Delaware
20-2907892
(State or Other Jurisdiction of Incorporation)
(I.R.S. Employer Identification No.)
205 NORTH DEPOT STREET
STANFORD
,
Kentucky
40484
(Address of principal executive offices, including zip code)
(
217
)
241-6300
(Registrant's telephone number, including area code)
NOT APPLICABLE
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
Symbol(s)
Name of each exchange on which registered
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act
        of 1934 (§240.12b-2 of this chapter):
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards
        provided pursuant to Section 13(a) of the Exchange Act. ☐
Section 5 – Corporate Governance and Management
Item 5.02.  Compensatory Arrangements of Certain Officers.
At a meeting of the Compensation Committee of the Board of Directors on February 3, 2025, bonuses were approved for Mr. Jesse T. Correll, CEO and
          Chairman of the Board of Directors, Mr. Douglas P. Ditto, Vice President, Mr. Daniel T. Roberts, Vice President and Mr. Theodore C. Miller, CFO.
Total Bonus
Jesse T. Correll
$ 350,000
Douglas P. Ditto
$ 300,000
Daniel T. Roberts
$ 150,000
Theodore C. Miller
$ 130,000
Total
$ 930,000
The bonuses are based on the Company's 2024 operating results and are not the result of any written agreement or specific formula.  The bonus will be
          paid in cash.
Additionally, salary increases were approved for the below executive officers of the Company.  The new salaries become effective February 1, 2025.
Mr. Jesse Correll, CEO, annual increase of $7,500 making his new annual salary $225,000.
Mr. Douglas Ditto, Vice President, annual increase of $18,750 making his new annual salary $206,250.
Mr. Daniel Roberts, Vice President, annual increase of $5,000 making his new annual salary $105,000.
Mr. Theodore Miller, CFO, annual increase of $2,500 making his new annual salary $120,000.
Mr. Correll is a member of the Board of Directors but is not a member of the Compensation Committee.  The Company continues to have neither written
          employment agreements nor oral arrangements with any of its corporate officers.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly
          caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
UTG, INC.
Date:
February 4, 2025
By:
/s/ Theodore C. Miller
Theodore C. Miller
Senior Vice President and Chief Financial Officer