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                       <B>SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549</B>


                                    <B>FORM 8-K</B>

                                 <B>CURRENT REPORT</B>

     <B>PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</B>


       Date of Report (Date of earliest event reported) <U>December 31, 2001</U>



                            <U>UNITED TRUST GROUP, INC.</U>
             (Exact Name of Registrant as specified in its charter)



        <U>ILLINOIS </U>                  <U> 0-16867</U>                           <U>37-1172848</U>
(State or other Juris-             (Commission                  (I.R.S. Employer
diction of incorporation           File Number)              identification No.)



                             5250 SOUTH SIXTH STREET
                                  P.O. BOX 5147
                              SPRINGFIELD, IL 62705

          (Address of principal executive offices, including zip code)


        Registrant's telephone number, including area code (217)-241-6300



                                 <U>Not Applicable</U>
          (Former name or former address, if changed since last report)



<B>ITEM 5.  OTHER EVENTS</B>

With the doubling of annual  listing fees  beginning in 2002 from previous years
by the NASDAQ,  United Trust Group, Inc. has decided to voluntarily  de-list the
Company's  stock from  quotation on the NASDAQ small cap market.  The  voluntary
de-listing of the stock  (symbol  "UTGI") was effective at the close of business
on December 31, 2001.



                                   <B>SIGNATURES</B>


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



                            <B>UNITED TRUST GROUP, INC.</B>
                                  (Registrant)




                                                <B>By:  <U>/s/ Randall L. Attkisson</U>
                                                     Randall L. Attkisson
                                                     President , Chief Operating
                                                     Officer and Director</B>





                                                <B>By:  <U>/s/ Theodore C. Miller</U>
                                                     Theodore C. Miller
                                                     Senior Vice President and
                                                     Chief Financial Officer</B>


<B>Date:  December 31, 2001</B>

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{"company-data": {"conformed-name": "UNITED TRUST GROUP INC", "cik": "0000832480", "assigned-sic": "6311", "irs-number": "371172848", "state-of-incorporation": "IL", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-16867", "film-number": "2500643"}, "business-address": {"street1": "P O BOX 5147", "street2": "5250 SOUTH SIXTH STREET ROAD", "city": "SPRINGFIELD", "state": "IL", "zip": "62703", "phone": "2173236300"}, "mail-address": {"street1": "P O BOX 5147", "street2": "5250 SOUTH SIXTH STREET", "city": "SPINGFIELD", "state": "IL", "zip": "62705"}, "former-company": {"former-conformed-name": "UNITED TRUST INC /IL/", "date-changed": "19920703"}}
utg8k010202
SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported)
December 31, 2001
UNITED TRUST GROUP, INC.
(Exact Name of Registrant as specified in its charter)
ILLINOIS
0-16867
37-1172848
(State or other Juris-             (Commission                  (I.R.S. Employer
diction of incorporation           File Number)              identification No.)

                             5250 SOUTH SIXTH STREET
                                  P.O. BOX 5147
                              SPRINGFIELD, IL 62705

          (Address of principal executive offices, including zip code)

        Registrant's telephone number, including area code (217)-241-6300
Not Applicable
(Former name or former address, if changed since last report)
ITEM 5.  OTHER EVENTS
With the doubling of annual  listing fees  beginning in 2002 from previous years
by the NASDAQ,  United Trust Group, Inc. has decided to voluntarily  de-list the
Company's  stock from  quotation on the NASDAQ small cap market.  The  voluntary
de-listing of the stock  (symbol  "UTGI") was effective at the close of business
on December 31, 2001.
SIGNATURES
Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.
UNITED TRUST GROUP, INC.
(Registrant)
By:
/s/ Randall L. Attkisson
Randall L. Attkisson
                                                     President , Chief Operating
                                                     Officer and Director
By:
/s/ Theodore C. Miller
Theodore C. Miller
                                                     Senior Vice President and
                                                     Chief Financial Officer
Date:  December 31, 2001