SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                 --------------


                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                          Date of Report: April 3, 2002
                        ---------------------------------
                        (Date of earliest event reported)


                       CITICORP MORTGAGE SECURITIES, INC.
                             (Packager and Servicer)
    (Issuer in Respect of the REMIC Pass-Through Certificates, Series 2002-5)
    -------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)


   Delaware                     333-72082                     13-3408713
 ----------------------------------------------------------------------------
  (State or other juris-       (Commission                 (I.R.S. Employer
 diction of organization)       File Nos.)                Identification No.)


12855 North Outer Forty Drive, St. Louis, Missouri            63141
--------------------------------------------------          ----------
   (Address of principal executive offices)                 (Zip Code)


Registrant's Telephone Number, including area code: (314) 851-6305

--------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report.)


<PAGE>

Item 5.        Other Events.

     The following are Collateral Term Sheets prepared by Citicorp Mortgage
Securities, Inc. ("CMSI") in connection with the offering of its REMIC Pass-
Through Certificates, Series 2002-5. The information set forth in these
Collateral Term Sheets will be superseded in its entirety by the information set
forth in the final prospectus for the Series 2002-5 REMIC Pass-Through
Certificates and by any subsequent Collateral Term Sheets filed under Form 8-K
subsequent to the date hereof related to the Series 2002-5 REMIC Pass-Through
Certificates.

     On April 29, 2002, CMSI is to transfer to the Trustee mortgage loans(1)
with an aggregate scheduled principal balance outstanding (after deducting
principal payments due on or before April 1, 2002) as of April 1, 2002 of
$574,280,095.21. The mortgage loans that have original maturites of at least 20
years but not more than 30 years, the "pool I mortgage loans", have an aggregate
scheduled principal balance outstanding (after deducting principal payments due
on or before April 1, 2002) as of April 1, 2002 of $437,640,762.87. The
mortgage loans that have original maturites of at least 10 years but not more
than 15 years, the "pool II mortgage loans", have an aggregate scheduled
principal balance outstanding (after deducting principal payments due on or
before April 1, 2002) as of April 1, 2002 of $136,639,332.34. Information
below is provided with respect to all mortgage loans expected to be included in
the mortgage loan pool.

     The total numbers of the pool I mortgage loans and the pool II mortgage
loans as of April 1, 2002 were 966 and 287, respectively. The weighted average
interest rates of the pool I mortgage loans and the pool II mortgage loans
(before deduction of the servicing fee) as of April 1, 2002 were 6.960% and
6.615%, respectively. The weighted average remaining terms to stated maturity of
the pool I mortgage loans and the pool II mortgage loans as of April 1, 2002
were 356.02 months and 176.58 months, respectively. All mortgage loans have
original maturities of at least 10 but not more than 30 years. None of the pool
I mortgage loans or the pool II mortgage loans were originated prior to June 1,
2000 and April 1, 2001, respectively, or after April 1, 2002. The weighted
average original terms to stated maturity of the pool I mortgage loans and the
pool II mortgage loans as of April 1, 2002 were 358.76 months and 178.50
months, respectively.

     None of the pool I mortgage loans and the pool II mortgage loans have a
scheduled maturity later than April 1, 2032 and April 1, 2017, respectively.
Each pool I mortgage loan and pool II mortgage loan had an original principal
balance of not less than $73,500 and $53,300, respectively, nor more than
$1,000,000. Pool I mortgage loans and pool II mortgage loans having aggregate
scheduled principal balances of $12,074,772 and $1,604,054, respectively, as of
April 1, 2002 had loan-to-value ratios at origination in excess of 80%, but no
mortgage loans had loan-to-value ratios in excess of 95%. The weighted average
loan-to-value ratios at origination of the pool I mortgage loans and the pool II
mortgage loans as of April 1, 2002 were 65.0% and 58.0%, respectively. No more
than $5,263,571 and $1,909,641, respectively, of the pool I mortgage loans and
the pool II mortgage loans are secured by mortgaged properties located in any
one zip code. At least 98%(2) and 99%, respectively, of the pool I mortgage
loans and the pool II mortgage loans are secured by mortgaged properties
determined by CitiMortgage, Inc. to be the primary residence of the borrower.

-----------
1    Terms used herein and not defined have the meaning assigned thereto in the
     form of Prospectus included in CMSI's Registration Statement(333-72082).

2    Such percentages are expressed as a percentage of the aggregate scheduled
     principal balance of the pool I mortgage loans having such characteristics
     relative to the aggregate scheduled principal balance of all the pool I
     mortgage loans or as a percentage of the aggregate scheduled principal
     balance of the pool II mortgage loans having such characteristics relative
     to the aggregate scheduled principal balance of all the pool II mortgage
     loans.

<PAGE>


     At least 97% and 95%, respectively, of the pool I mortgage loans and the
pool II mortgage loans will be mortgage loans originated using loan
underwriting policies which require, among other things, proof of income and
liquid assets and telephone verification of employment, or are refinanced
mortgage loans originated using alternative or streamlined underwriting
policies. No more than 3% and 5%, respectively of the pool I mortgage loans and
the pool II mortgage loans will be mortgage loans originated using a loan
underwriting policy which, among other things, requires verification of
employment and may require proof of liquid assets, but does not require
verification of income as stated on the loan application. No more than 73% and
95%, respectively, of the pool I mortgage loans and the pool II mortgage loans
will be refinanced mortgage loans originated using alternative or streamlined
underwriting policies.

     All of the mortgage loans which had loan-to-value ratios greater than 80%
at origination had primary mortgage insurance as of such date. In the case of
the pool I mortgage loans and the pool II mortgage loans for which additional
collateral was pledged, taken as a group:

     1.   the numbers of such pool I mortgage loans and pool II mortgage loans
          are 5 and 3, respectively;

     2.   such pool I mortgage loans and pool II mortgage loans have aggregate
          scheduled principal balances of $916,759 and $401,468, respectively;

     3.   the weighted average loan-to-value ratios of such pool I mortgage
          loans and pool II mortgage loans, taking into account the loanable
          value of the pledged additional collateral, are 79.97% and 80.00%,
          respectively; and

     4.   the weighted average loan-to-value ratios of such pool I mortgage
          loans and pool II mortgage loans, without taking into account the
          loanable value of the pledged additional collateral, are 99.16% and
          97.34%, respectively.

     Pool I premium loans will consist of pool I mortgage loans with net loan
rates greater than or equal to 6.500%. Pool I discount loans will consist of
pool I mortgage loans with net loan rates less than 6.500%. The aggregate
scheduled principal balances outstanding as of the cut-off date of the pool I
premium loans and the pool I discount loans were $382,066,575 and $55,574,188,
respectively. The weighted average interest rates of the pool I premium loans
and the pool I discount loans, as of the cut-off date, were 7.025% and 6.518%,
respectively. The weighted average remaining terms to stated maturity of the
pool I premium loans and the pool I discount loans, as of the cut-off date, were
355.88 months and 357.02 months, respectively.

     Pool II premium loans will consist of pool II mortgage loans with net loan
rates greater than or equal to 6.000%. Pool II discount loans will consist of
pool II mortgage loans with net loan rates less than 6.000%. The aggregate
scheduled principal balances outstanding as of the cut-off date of the pool II
premium loans and the pool II discount loans were $135,761,239 and $878,094,
respectively. The weighted average interest rates of the pool II premium loans
and the pool II discount loans, as of the cut-off date, were 6.619% and 6.125%,
respectively. The weighted average remaining terms to stated maturity of the
pool II premium loans and the pool II discount loans, as of the cut-off date,
were 176.57 months and 178.54 months, respectively.


<PAGE>


      The following tables set forth information regarding the mortgage loans as
of April 1, 2002.


                 YEARS OF ORIGINATION OF POOL I MORTGAGE LOANS

                                  Number of                 Aggregate Principal
Year Originated                   Loans                    Balances Outstanding
---------------                   --------                 --------------------

2000                                  1                         $    348,244

2001                                490                          211,789,133

2002                                475                          225,503,386


Total                               966                         $437,640,763
                                    ===                         ============


                 YEARS OF ORIGINATION OF POOL II MORTGAGE LOANS

                                  Number of                 Aggregate Principal
Year Originated                   Loans                    Balances Outstanding
---------------                   --------                 --------------------

2001                                 59                         $ 29,658,975

2002                                228                          106,980,357


Total                               287                         $136,639,332
                                    ===                         ============


<PAGE>


              TYPES OF DWELLINGS SUBJECT TO POOL I MORTGAGE LOANS

Type of                           Number of                 Aggregate Principal
Dwelling Unit                     Loans                    Balances Outstanding
-------------                     ---------                --------------------

Detached Houses                     856                         $389,744,326

Multi-family Dwellings*               7                            3,146,064

Townhouses                           27                           10,760,955

Condominium Units (one to four       19                            6,678,523
stories high)

Condominium Units (over four         11                            5,730,731
stories high)

Cooperative Units                    46                           21,580,164


Total                               966                         $437,640,763
                                    ===                         ============

-----------
*   Multi-family dwellings are 2-family, 3-family and 4-family.


              TYPES OF DWELLINGS SUBJECT TO POOL II MORTGAGE LOANS

Type of                           Number of                 Aggregate Principal
Dwelling Unit                     Loans                    Balances Outstanding
-------------                     ---------                --------------------

Detached Houses                     265                         $127,472,956

Townhouses                            6                            2,672,106

Condominium Units (one to four        8                            3,042,601
stories high)

Condominium Units (over four          3                            1,177,338
stories high)

Cooperative Units                     5                            2,274,331


Total                               287                         $136,639,332
                                    ===                         ============


<PAGE>


         NUMBER OF UNITS IN DWELLINGS SUBJECT TO POOL I MORTGAGE LOANS

Type of                           Number of                 Aggregate Principal
Dwelling Unit                     Loans                    Balances Outstanding
-------------                     ---------                --------------------

1-family                            959                         $434,494,699

2-family                              5                            2,460,621

3-family                              1                              499,488

4-family                              1                              185,955


Total                               966                         $437,640,763
                                    ===                         ============


         NUMBER OF UNITS IN DWELLINGS SUBJECT TO POOL II MORTGAGE LOANS

Type of                           Number of                 Aggregate Principal
Dwelling Unit                     Loans                    Balances Outstanding
-------------                     ---------                --------------------

1-family                            287                         $136,639,332


Total                               287                         $136,639,332
                                    ===                         ============


<PAGE>


                         SIZE OF POOL I MORTGAGE LOANS

Outstanding Principal             Number of                 Aggregate Principal
Balance by Loan Size              Loans                    Balances Outstanding
---------------------             ---------                --------------------

$149,999 and under                    2                          $   189,359

$150,000 through $299,999             2                              347,682

$300,000 through $349,999           214                           70,378,084

$350,000 through $399,999           249                           93,743,566

$400,000 through $449,999           129                           55,019,879

$450,000 through $499,999           125                           59,879,185

$500,000 through $549,999            59                           31,061,515

$550,000 through $599,999            51                           29,750,313

$600,000 through $649,999            45                           28,335,774

$650,000 through $699,999            53                           36,604,479

$700,000 through $749,999             5                            3,624,454

$750,000 through $799,999             6                            4,566,983

$800,000 through $849,999             3                            2,494,877

$850,000 through $899,999             9                            7,964,314

$900,000 through $949,999             3                            2,724,824

$950,000 and over                    11                           10,955,475


Total                               966                         $437,640,763
                                    ===                         ============


<PAGE>


                         SIZE OF POOL II MORTGAGE LOANS

Outstanding Principal             Number of                 Aggregate Principal
Balance by Loan Size              Loans                    Balances Outstanding
---------------------             ---------                --------------------

$149,999 and under                    3                         $    295,393

$150,000 through $299,999             1                              158,487

$300,000 through $349,999            58                           18,966,732

$350,000 through $399,999            52                           19,663,364

$400,000 through $449,999            41                           17,483,996

$450,000 through $499,999            34                           16,144,566

$500,000 through $549,999            27                           14,129,498

$550,000 through $599,999            16                            9,205,062

$600,000 through $649,999            16                           10,055,198

$650,000 through $699,999            21                           14,453,981

$700,000 through $749,999             2                            1,410,640

$750,000 through $799,999             1                              750,548

$800,000 through $849,999             1                              800,402

$850,000 through $899,999             5                            4,378,429

$900,000 through $949,999             3                            2,823,902

$950,000 and over                     6                            5,919,134


Total                               287                         $136,639,332
                                    ===                         ============


<PAGE>


              DISTRIBUTION OF GROUP I MORTGAGE LOANS BY NOTE RATES

Mortgage Loan                     Number of                 Aggregate Principal
Note Rate                         Loans                    Balances Outstanding
-------------                     ---------                --------------------

6.125% - 6.500%                      68                         $ 29,992,864

6.501% - 7.000%                     590                          266,660,726

7.001% - 7.500%                     291                          131,736,824

7.501% - 7.875%                      17                            9,250,349


Total                               966                         $437,640,763
                                    ===                         ============


              DISTRIBUTION OF POOL II MORTGAGE LOANS BY NOTE RATES

Mortgage Loan                     Number of                 Aggregate Principal
Note Rate                         Loans                    Balances Outstanding
-------------                     ---------                --------------------

6.125% - 6.500%                     130                         $ 59,080,428

6.501% - 7.000%                     150                           74,172,054

7.001% - 7.375%                       7                            3,386,850


Total                               287                         $136,639,332
                                    ===                         ============


<PAGE>


                     DISTRIBUTION OF POOL I MORTGAGE LOANS
                     BY LOAN-TO-VALUE RATIOS AT ORIGINATION

                                  Number of                 Aggregate Principal
Loan-To-Value Ratio               Loans                    Balances Outstanding
-------------------               ---------                --------------------

65.00% and below                    384                         $189,067,247

65.001% - 75.000%                   263                          116,127,788

75.001% - 80.000%                   288                          120,370,956

80.001% - 85.000%                     5                            1,956,674

85.001% - 90.000%                    25                            9,793,808

90.001% - 95.000%                     1                              324,290


Total                               966                         $437,640,763
                                    ===                         ============


                     DISTRIBUTION OF POOL II MORTGAGE LOANS
                     BY LOAN-TO-VALUE RATIOS AT ORIGINATION

                                  Number of                 Aggregate Principal
Loan-To-Value Ratio               Loans                    Balances Outstanding
-------------------               ---------                --------------------

65.00% and below                    187                         $ 88,945,554

65.001% - 75.000%                    55                           27,236,001

75.001% - 80.000%                    41                           19,012,211

80.001% - 85.000%                     2                              719,054

85.001% - 90.000%                     2                              726,512


Total                               287                         $136,639,332
                                    ===                         ============


<PAGE>


                           GEOGRAPHIC DISTRIBUTION OF
                      POOL I MORTGAGED PROPERTIES BY STATE

                                  Number of                 Aggregate Principal
State                             Loans                    Balances Outstanding
-----                             --------                 --------------------

Alabama                               7                         $  3,309,384
Arizona                               8                            4,229,674
Arkansas                              2                              716,136
California                          216                           96,105,584
Colorado                             21                           10,504,817
Connecticut                          55                           26,813,328
Delaware                              2                              852,008
District of Columbia                  3                            1,701,603
Florida                              28                           10,774,648
Georgia                              32                           13,868,507
Hawaii                                2                            1,489,564
Idaho                                 1                              359,152
Illinois                             53                           23,229,596
Indiana                               1                              406,389
Kansas                                1                              319,209
Kentucky                              3                            1,167,922
Louisiana                             2                            1,319,836
Maine                                 2                              738,257
Maryland                             29                           13,316,223
Massachusetts                        96                           44,588,636
Michigan                              7                            3,219,231
Minnesota                             3                            1,117,970
Mississippi                           2                              750,150
Missouri                             10                            4,728,477
Nevada                                6                            2,435,046
New Hampshire                         3                            1,016,364
New Jersey                           56                           24,417,718
New Mexico                            1                              398,643
New York                            161                           77,449,809
North Carolina                       23                            9,514,907
Ohio                                  3                            1,146,678
Oregon                                2                              745,754
Pennsylvania                         12                            5,550,529
Rhode Island                          2                            1,228,018
South Carolina                       11                            4,800,481
Tennessee                            10                            5,085,504
Texas                                25                           11,726,145
Utah                                  2                              843,079
Vermont                               1                              397,795
Virginia                             45                           18,132,593
Washington                           15                            6,175,499
Wisconsin                             1                              498,733
Wyoming                               1                              451,167


Total                               966                         $437,640,763
                                    ===                         ============


<PAGE>


                           GEOGRAPHIC DISTRIBUTION OF
                     POOL II MORTGAGED PROPERTIES BY STATE

                                  Number of                 Aggregate Principal
State                             Loans                    Balances Outstanding
-----                             --------                 --------------------

Alabama                               6                         $  2,896,111
Arizona                               3                            1,376,071
Arkansas                              2                              746,424
California                           74                           35,349,171
Colorado                              6                            2,952,995
Connecticut                          17                            9,315,259
Delaware                              1                              542,545
District of Columbia                  2                            1,021,086
Florida                               8                            3,212,001
Georgia                               4                            1,559,368
Illinois                             21                            9,935,528
Indiana                               2                              709,627
Maryland                              3                            1,096,514
Massachusetts                        27                           13,389,116
Michigan                              8                            4,011,764
Minnesota                             3                            1,211,627
Mississippi                           2                              907,298
Missouri                              1                              372,495
Nevada                                2                              989,693
New Hampshire                         2                              839,297
New Jersey                           21                            9,051,954
New York                             32                           14,715,754
North Carolina                        5                            3,091,332
Ohio                                  1                              428,568
Oregon                                1                              453,688
Pennsylvania                          6                            2,416,948
South Carolina                        2                              988,472
Tennessee                             6                            2,597,682
Texas                                 9                            5,480,667
Virginia                              6                            3,245,099
Washington                            4                            1,735,178


Total                               287                         $136,639,332
                                    ===                         ============


<PAGE>

                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                            CITICORP MORTGAGE SECURITIES, INC.
                                            (Registrant)

                                            By: /s/ Michael J. Tarpley
                                               -------------------------
                                                    Michael J. Tarpley
                                                    Assistant Secretary


Dated: April 3, 2002
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SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                 --------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                          Date of Report: April 3, 2002
                        ---------------------------------
                        (Date of earliest event reported)

                       CITICORP MORTGAGE SECURITIES, INC.
                             (Packager and Servicer)
    (Issuer in Respect of the REMIC Pass-Through Certificates, Series 2002-5)
    -------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)

   Delaware                     333-72082                     13-3408713
 ----------------------------------------------------------------------------
  (State or other juris-       (Commission                 (I.R.S. Employer
 diction of organization)       File Nos.)                Identification No.)

12855 North Outer Forty Drive, St. Louis, Missouri            63141
--------------------------------------------------          ----------
   (Address of principal executive offices)                 (Zip Code)

Registrant's Telephone Number, including area code: (314) 851-6305

--------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report.)
Item 5.        Other Events.

     The following are Collateral Term Sheets prepared by Citicorp Mortgage
Securities, Inc. ("CMSI") in connection with the offering of its REMIC Pass-
Through Certificates, Series 2002-5. The information set forth in these
Collateral Term Sheets will be superseded in its entirety by the information set
forth in the final prospectus for the Series 2002-5 REMIC Pass-Through
Certificates and by any subsequent Collateral Term Sheets filed under Form 8-K
subsequent to the date hereof related to the Series 2002-5 REMIC Pass-Through
Certificates.

     On April 29, 2002, CMSI is to transfer to the Trustee mortgage loans(1)
with an aggregate scheduled principal balance outstanding (after deducting
principal payments due on or before April 1, 2002) as of April 1, 2002 of
$574,280,095.21. The mortgage loans that have original maturites of at least 20
years but not more than 30 years, the "pool I mortgage loans", have an aggregate
scheduled principal balance outstanding (after deducting principal payments due
on or before April 1, 2002) as of April 1, 2002 of $437,640,762.87. The
mortgage loans that have original maturites of at least 10 years but not more
than 15 years, the "pool II mortgage loans", have an aggregate scheduled
principal balance outstanding (after deducting principal payments due on or
before April 1, 2002) as of April 1, 2002 of $136,639,332.34. Information
below is provided with respect to all mortgage loans expected to be included in
the mortgage loan pool.

     The total numbers of the pool I mortgage loans and the pool II mortgage
loans as of April 1, 2002 were 966 and 287, respectively. The weighted average
interest rates of the pool I mortgage loans and the pool II mortgage loans
(before deduction of the servicing fee) as of April 1, 2002 were 6.960% and
6.615%, respectively. The weighted average remaining terms to stated maturity of
the pool I mortgage loans and the pool II mortgage loans as of April 1, 2002
were 356.02 months and 176.58 months, respectively. All mortgage loans have
original maturities of at least 10 but not more than 30 years. None of the pool
I mortgage loans or the pool II mortgage loans were originated prior to June 1,
2000 and April 1, 2001, respectively, or after April 1, 2002. The weighted
average original terms to stated maturity of the pool I mortgage loans and the
pool II mortgage loans as of April 1, 2002 were 358.76 months and 178.50
months, respectively.

     None of the pool I mortgage loans and the pool II mortgage loans have a
scheduled maturity later than April 1, 2032 and April 1, 2017, respectively.
Each pool I mortgage loan and pool II mortgage loan had an original principal
balance of not less than $73,500 and $53,300, respectively, nor more than
$1,000,000. Pool I mortgage loans and pool II mortgage loans having aggregate
scheduled principal balances of $12,074,772 and $1,604,054, respectively, as of
April 1, 2002 had loan-to-value ratios at origination in excess of 80%, but no
mortgage loans had loan-to-value ratios in excess of 95%. The weighted average
loan-to-value ratios at origination of the pool I mortgage loans and the pool II
mortgage loans as of April 1, 2002 were 65.0% and 58.0%, respectively. No more
than $5,263,571 and $1,909,641, respectively, of the pool I mortgage loans and
the pool II mortgage loans are secured by mortgaged properties located in any
one zip code. At least 98%(2) and 99%, respectively, of the pool I mortgage
loans and the pool II mortgage loans are secured by mortgaged properties
determined by CitiMortgage, Inc. to be the primary residence of the borrower.

-----------
1    Terms used herein and not defined have the meaning assigned thereto in the
     form of Prospectus included in CMSI's Registration Statement(333-72082).

2    Such percentages are expressed as a percentage of the aggregate scheduled
     principal balance of the pool I mortgage loans having such characteristics
     relative to the aggregate scheduled principal balance of all the pool I
     mortgage loans or as a percentage of the aggregate scheduled principal
     balance of the pool II mortgage loans having such characteristics relative
     to the aggregate scheduled principal balance of all the pool II mortgage
     loans.
At least 97% and 95%, respectively, of the pool I mortgage loans and the
pool II mortgage loans will be mortgage loans originated using loan
underwriting policies which require, among other things, proof of income and
liquid assets and telephone verification of employment, or are refinanced
mortgage loans originated using alternative or streamlined underwriting
policies. No more than 3% and 5%, respectively of the pool I mortgage loans and
the pool II mortgage loans will be mortgage loans originated using a loan
underwriting policy which, among other things, requires verification of
employment and may require proof of liquid assets, but does not require
verification of income as stated on the loan application. No more than 73% and
95%, respectively, of the pool I mortgage loans and the pool II mortgage loans
will be refinanced mortgage loans originated using alternative or streamlined
underwriting policies.

     All of the mortgage loans which had loan-to-value ratios greater than 80%
at origination had primary mortgage insurance as of such date. In the case of
the pool I mortgage loans and the pool II mortgage loans for which additional
collateral was pledged, taken as a group:

     1.   the numbers of such pool I mortgage loans and pool II mortgage loans
          are 5 and 3, respectively;

     2.   such pool I mortgage loans and pool II mortgage loans have aggregate
          scheduled principal balances of $916,759 and $401,468, respectively;

     3.   the weighted average loan-to-value ratios of such pool I mortgage
          loans and pool II mortgage loans, taking into account the loanable
          value of the pledged additional collateral, are 79.97% and 80.00%,
          respectively; and

     4.   the weighted average loan-to-value ratios of such pool I mortgage
          loans and pool II mortgage loans, without taking into account the
          loanable value of the pledged additional collateral, are 99.16% and
          97.34%, respectively.

     Pool I premium loans will consist of pool I mortgage loans with net loan
rates greater than or equal to 6.500%. Pool I discount loans will consist of
pool I mortgage loans with net loan rates less than 6.500%. The aggregate
scheduled principal balances outstanding as of the cut-off date of the pool I
premium loans and the pool I discount loans were $382,066,575 and $55,574,188,
respectively. The weighted average interest rates of the pool I premium loans
and the pool I discount loans, as of the cut-off date, were 7.025% and 6.518%,
respectively. The weighted average remaining terms to stated maturity of the
pool I premium loans and the pool I discount loans, as of the cut-off date, were
355.88 months and 357.02 months, respectively.

     Pool II premium loans will consist of pool II mortgage loans with net loan
rates greater than or equal to 6.000%. Pool II discount loans will consist of
pool II mortgage loans with net loan rates less than 6.000%. The aggregate
scheduled principal balances outstanding as of the cut-off date of the pool II
premium loans and the pool II discount loans were $135,761,239 and $878,094,
respectively. The weighted average interest rates of the pool II premium loans
and the pool II discount loans, as of the cut-off date, were 6.619% and 6.125%,
respectively. The weighted average remaining terms to stated maturity of the
pool II premium loans and the pool II discount loans, as of the cut-off date,
were 176.57 months and 178.54 months, respectively.
The following tables set forth information regarding the mortgage loans as
of April 1, 2002.

                 YEARS OF ORIGINATION OF POOL I MORTGAGE LOANS

                                  Number of                 Aggregate Principal
Year Originated                   Loans                    Balances Outstanding
---------------                   --------                 --------------------

2000                                  1                         $    348,244

2001                                490                          211,789,133

2002                                475                          225,503,386

Total                               966                         $437,640,763
                                    ===                         ============

                 YEARS OF ORIGINATION OF POOL II MORTGAGE LOANS

                                  Number of                 Aggregate Principal
Year Originated                   Loans                    Balances Outstanding
---------------                   --------                 --------------------

2001                                 59                         $ 29,658,975

2002                                228                          106,980,357

Total                               287                         $136,639,332
                                    ===                         ============
TYPES OF DWELLINGS SUBJECT TO POOL I MORTGAGE LOANS

Type of                           Number of                 Aggregate Principal
Dwelling Unit                     Loans                    Balances Outstanding
-------------                     ---------                --------------------

Detached Houses                     856                         $389,744,326

Multi-family Dwellings*               7                            3,146,064

Townhouses                           27                           10,760,955

Condominium Units (one to four       19                            6,678,523
stories high)

Condominium Units (over four         11                            5,730,731
stories high)

Cooperative Units                    46                           21,580,164

Total                               966                         $437,640,763
                                    ===                         ============

-----------
*   Multi-family dwellings are 2-family, 3-family and 4-family.

              TYPES OF DWELLINGS SUBJECT TO POOL II MORTGAGE LOANS

Type of                           Number of                 Aggregate Principal
Dwelling Unit                     Loans                    Balances Outstanding
-------------                     ---------                --------------------

Detached Houses                     265                         $127,472,956

Townhouses                            6                            2,672,106

Condominium Units (one to four        8                            3,042,601
stories high)

Condominium Units (over four          3                            1,177,338
stories high)

Cooperative Units                     5                            2,274,331

Total                               287                         $136,639,332
                                    ===                         ============
NUMBER OF UNITS IN DWELLINGS SUBJECT TO POOL I MORTGAGE LOANS

Type of                           Number of                 Aggregate Principal
Dwelling Unit                     Loans                    Balances Outstanding
-------------                     ---------                --------------------

1-family                            959                         $434,494,699

2-family                              5                            2,460,621

3-family                              1                              499,488

4-family                              1                              185,955

Total                               966                         $437,640,763
                                    ===                         ============

         NUMBER OF UNITS IN DWELLINGS SUBJECT TO POOL II MORTGAGE LOANS

Type of                           Number of                 Aggregate Principal
Dwelling Unit                     Loans                    Balances Outstanding
-------------                     ---------                --------------------

1-family                            287                         $136,639,332

Total                               287                         $136,639,332
                                    ===                         ============
SIZE OF POOL I MORTGAGE LOANS

Outstanding Principal             Number of                 Aggregate Principal
Balance by Loan Size              Loans                    Balances Outstanding
---------------------             ---------                --------------------

$149,999 and under                    2                          $   189,359

$150,000 through $299,999             2                              347,682

$300,000 through $349,999           214                           70,378,084

$350,000 through $399,999           249                           93,743,566

$400,000 through $449,999           129                           55,019,879

$450,000 through $499,999           125                           59,879,185

$500,000 through $549,999            59                           31,061,515

$550,000 through $599,999            51                           29,750,313

$600,000 through $649,999            45                           28,335,774

$650,000 through $699,999            53                           36,604,479

$700,000 through $749,999             5                            3,624,454

$750,000 through $799,999             6                            4,566,983

$800,000 through $849,999             3                            2,494,877

$850,000 through $899,999             9                            7,964,314

$900,000 through $949,999             3                            2,724,824

$950,000 and over                    11                           10,955,475

Total                               966                         $437,640,763
                                    ===                         ============
SIZE OF POOL II MORTGAGE LOANS

Outstanding Principal             Number of                 Aggregate Principal
Balance by Loan Size              Loans                    Balances Outstanding
---------------------             ---------                --------------------

$149,999 and under                    3                         $    295,393

$150,000 through $299,999             1                              158,487

$300,000 through $349,999            58                           18,966,732

$350,000 through $399,999            52                           19,663,364

$400,000 through $449,999            41                           17,483,996

$450,000 through $499,999            34                           16,144,566

$500,000 through $549,999            27                           14,129,498

$550,000 through $599,999            16                            9,205,062

$600,000 through $649,999            16                           10,055,198

$650,000 through $699,999            21                           14,453,981

$700,000 through $749,999             2                            1,410,640

$750,000 through $799,999             1                              750,548

$800,000 through $849,999             1                              800,402

$850,000 through $899,999             5                            4,378,429

$900,000 through $949,999             3                            2,823,902

$950,000 and over                     6                            5,919,134

Total                               287                         $136,639,332
                                    ===                         ============
DISTRIBUTION OF GROUP I MORTGAGE LOANS BY NOTE RATES

Mortgage Loan                     Number of                 Aggregate Principal
Note Rate                         Loans                    Balances Outstanding
-------------                     ---------                --------------------

6.125% - 6.500%                      68                         $ 29,992,864

6.501% - 7.000%                     590                          266,660,726

7.001% - 7.500%                     291                          131,736,824

7.501% - 7.875%                      17                            9,250,349

Total                               966                         $437,640,763
                                    ===                         ============

              DISTRIBUTION OF POOL II MORTGAGE LOANS BY NOTE RATES

Mortgage Loan                     Number of                 Aggregate Principal
Note Rate                         Loans                    Balances Outstanding
-------------                     ---------                --------------------

6.125% - 6.500%                     130                         $ 59,080,428

6.501% - 7.000%                     150                           74,172,054

7.001% - 7.375%                       7                            3,386,850

Total                               287                         $136,639,332
                                    ===                         ============
DISTRIBUTION OF POOL I MORTGAGE LOANS
                     BY LOAN-TO-VALUE RATIOS AT ORIGINATION

                                  Number of                 Aggregate Principal
Loan-To-Value Ratio               Loans                    Balances Outstanding
-------------------               ---------                --------------------

65.00% and below                    384                         $189,067,247

65.001% - 75.000%                   263                          116,127,788

75.001% - 80.000%                   288                          120,370,956

80.001% - 85.000%                     5                            1,956,674

85.001% - 90.000%                    25                            9,793,808

90.001% - 95.000%                     1                              324,290

Total                               966                         $437,640,763
                                    ===                         ============

                     DISTRIBUTION OF POOL II MORTGAGE LOANS
                     BY LOAN-TO-VALUE RATIOS AT ORIGINATION

                                  Number of                 Aggregate Principal
Loan-To-Value Ratio               Loans                    Balances Outstanding
-------------------               ---------                --------------------

65.00% and below                    187                         $ 88,945,554

65.001% - 75.000%                    55                           27,236,001

75.001% - 80.000%                    41                           19,012,211

80.001% - 85.000%                     2                              719,054

85.001% - 90.000%                     2                              726,512

Total                               287                         $136,639,332
                                    ===                         ============
GEOGRAPHIC DISTRIBUTION OF
                      POOL I MORTGAGED PROPERTIES BY STATE

                                  Number of                 Aggregate Principal
State                             Loans                    Balances Outstanding
-----                             --------                 --------------------

Alabama                               7                         $  3,309,384
Arizona                               8                            4,229,674
Arkansas                              2                              716,136
California                          216                           96,105,584
Colorado                             21                           10,504,817
Connecticut                          55                           26,813,328
Delaware                              2                              852,008
District of Columbia                  3                            1,701,603
Florida                              28                           10,774,648
Georgia                              32                           13,868,507
Hawaii                                2                            1,489,564
Idaho                                 1                              359,152
Illinois                             53                           23,229,596
Indiana                               1                              406,389
Kansas                                1                              319,209
Kentucky                              3                            1,167,922
Louisiana                             2                            1,319,836
Maine                                 2                              738,257
Maryland                             29                           13,316,223
Massachusetts                        96                           44,588,636
Michigan                              7                            3,219,231
Minnesota                             3                            1,117,970
Mississippi                           2                              750,150
Missouri                             10                            4,728,477
Nevada                                6                            2,435,046
New Hampshire                         3                            1,016,364
New Jersey                           56                           24,417,718
New Mexico                            1                              398,643
New York                            161                           77,449,809
North Carolina                       23                            9,514,907
Ohio                                  3                            1,146,678
Oregon                                2                              745,754
Pennsylvania                         12                            5,550,529
Rhode Island                          2                            1,228,018
South Carolina                       11                            4,800,481
Tennessee                            10                            5,085,504
Texas                                25                           11,726,145
Utah                                  2                              843,079
Vermont                               1                              397,795
Virginia                             45                           18,132,593
Washington                           15                            6,175,499
Wisconsin                             1                              498,733
Wyoming                               1                              451,167

Total                               966                         $437,640,763
                                    ===                         ============
GEOGRAPHIC DISTRIBUTION OF
                     POOL II MORTGAGED PROPERTIES BY STATE

                                  Number of                 Aggregate Principal
State                             Loans                    Balances Outstanding
-----                             --------                 --------------------

Alabama                               6                         $  2,896,111
Arizona                               3                            1,376,071
Arkansas                              2                              746,424
California                           74                           35,349,171
Colorado                              6                            2,952,995
Connecticut                          17                            9,315,259
Delaware                              1                              542,545
District of Columbia                  2                            1,021,086
Florida                               8                            3,212,001
Georgia                               4                            1,559,368
Illinois                             21                            9,935,528
Indiana                               2                              709,627
Maryland                              3                            1,096,514
Massachusetts                        27                           13,389,116
Michigan                              8                            4,011,764
Minnesota                             3                            1,211,627
Mississippi                           2                              907,298
Missouri                              1                              372,495
Nevada                                2                              989,693
New Hampshire                         2                              839,297
New Jersey                           21                            9,051,954
New York                             32                           14,715,754
North Carolina                        5                            3,091,332
Ohio                                  1                              428,568
Oregon                                1                              453,688
Pennsylvania                          6                            2,416,948
South Carolina                        2                              988,472
Tennessee                             6                            2,597,682
Texas                                 9                            5,480,667
Virginia                              6                            3,245,099
Washington                            4                            1,735,178

Total                               287                         $136,639,332
                                    ===                         ============
SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                            CITICORP MORTGAGE SECURITIES, INC.
                                            (Registrant)

                                            By: /s/ Michael J. Tarpley
                                               -------------------------
                                                    Michael J. Tarpley
                                                    Assistant Secretary

Dated: April 3, 2002