SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                 --------------


                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                        Date of Report: February 27, 2002
                       ----------------------------------
                        (Date of earliest event reported)


                       CITICORP MORTGAGE SECURITIES, INC.
                             (Packager and Servicer)
    (Issuer in Respect of the REMIC Pass-Through Certificates, Series 2002-2)
    -------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)


   Delaware                     333-72082                     13-3408713
 ----------------------------------------------------------------------------
  (State or other juris-       (Commission                 (I.R.S. Employer
 diction of organization)       File Nos.)                Identification No.)


12855 North Outer Forty Drive, St. Louis, Missouri            63141
--------------------------------------------------          ----------
   (Address of principal executive offices)                 (Zip Code)


Registrant's Telephone Number, including area code: (314) 851-6305

--------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report.)


<PAGE>


Item 2.   Acquisition or Disposition of Assets.


                       CITICORP MORTGAGE SECURITIES, INC.
                 REMIC Pass-Through Certificates, Series 2002-2
                 -----------------------------------------------

                                February 27, 2002

                 DETAILED DESCRIPTION OF THE MORTGAGE LOAN POOL
                 ----------------------------------------------
                         AND THE MORTGAGED PROPERTIES(1)
                         -------------------------------

     On February 27, 2002, Citicorp Mortgage Securities, Inc. ("CMSI")
transferred to the Trustee mortgage loans with an aggregate scheduled principal
balance outstanding (after deducting principal payments due on or before
February 1, 2002) as of February 1, 2002 of $450,022,580.56. The mortgage loans
that have original maturities of at least 20 but no more than 30 years, the
"group I mortgage loans", have an aggregate scheduled principal balance
outstanding (after deducting principal payments due on or before February 1,
2002) as of February 1, 2002 of $300,003,664.25 and the mortgage loans that have
original maturities of at least 10 but no more than 15 years, the "group II
mortgage loans", have an aggregate scheduled principal balance outstanding
(after deducting principal payments due on or before February 1, 2002) as of
February 1, 2002 of $150,018,916.31. The mortgage loans were delivered in
exchange for the certificates, authenticated by the Trustee, evidencing 100% of
the regular interests in the Trust. Distributions on the certificates will be
made by State Street Bank and Trust Company, as paying agent, by wire transfer
or by such other means as the person entitled thereto and CMSI shall agree. CMSI
may repurchase all mortgage loans remaining in the mortgage loan pool pursuant
to the pooling agreement if at the time of repurchase the aggregate scheduled
principal balance of such mortgage loans is less than $45,002,258.06.
Information below is provided with respect to the group I mortgage loans, the
group II mortgage loans and/or all mortgage loans included in the mortgage loan
pool as indicated.

     The total number of all mortgage loans as of February 1, 2002 was 1,002,
consisting of 678 group I mortgage loans and 324 group II mortgage loans. The
weighted average interest rates on the group I mortgage loans, the group II
mortgage loans and all mortgage loans (in each case, before deduction of the
servicing fee) as of February 1, 2002 were 6.931%, 6.640% and 6.834%,
respectively. The weighted average remaining terms to stated maturity of the
group I mortgage loans, the group II mortgage loans and all mortgage loans as of
February 1, 2002 were 357.03 months, 175.97 months and 296.67 months,
respectively. All mortgage loans have original maturities of at least 10 but no
more than 30 years. None of the group I mortgage loans and the group II mortgage
loans were originated prior to October 1, 2000 and January 1, 2001,
respectively, or after February 1, 2002 and January 1, 2002, respectively. The
weighted average original terms to stated maturity of the group I mortgage
loans, the group II mortgage loans and all mortgage loans as of February 1, 2002
were 359.35 months, 178.77 months and 299.15 months, respectively.

     None of the group I mortgage loans and the group II mortgage loans have
scheduled maturities later than February 1, 2032 and January 1, 2017,
respectively. Each of the group I mortgage loans and the group II mortgage loans
had an original principal balance of not less than $43,500 and $82,800,
respectively, nor more than $1,000,000. Group I mortgage loans, group II
mortgage loans and all mortgage loans having aggregate scheduled principal
balances of $9,785,524, $1,416,649 and $11,202,173, respectively, as of February
1, 2002 had loan-to-value ratios at origination in excess of 80%, but no
mortgage loans had loan-to-value ratios in excess of 95%. The weighted average
loan-to-value ratios at origination of the group I mortgage loans, the group II
mortgage loans and all mortgage loans as of February 1, 2002 were 67.9%, 60.1%
and 65.3%, respectively. No more than $3,021,872, $1,765,413 and $3,620,413,
respectively, of the group I mortgage loans, the group II mortgage loans and all
mortgage loans are secured by Mortgaged Properties located in any one zip code.
At least 98%(2), 95% and 97%, respectively, of the group I mortgage loans, the
group II mortgage loans and all mortgage loans are secured by mortgaged
properties determined by CitiMortgage, Inc. to be the primary residence of the
borrower ("homeowner"). The sole basis for such determination is either (a) a
representation by the homeowner at origination of the mortgage loan that the

--------

1    Terms used herein and not otherwise defined have the meaning assigned
     thereto in the Prospectus dated February 25, 2002 (consisting of a
     prospectus supplement and a core prospectus), relating to the REMIC
     Pass-Through Certificates, Series 2002-2.

2    Such percentages are expressed as a percentage of the aggregate scheduled
     principal balance of the group I mortgage loans having such characteristics
     relative to the aggregate scheduled principal balance of all the group I
     mortgage loans, as a percentage of the aggregate scheduled principal
     balance of the group II mortgage loans having such characteristics relative
     to the aggregate scheduled principal balance of all the group II mortgage
     loans, or as a percentage of the aggregate scheduled principal balance of
     all mortgage loans having such characteristics relative to the aggregate
     scheduled principal balance of all mortgage loans.


<PAGE>


underlying property will be used for a period of at least 6 months every year or
that he intends to use the underlying property as his or her primary residence,
or (b) that the address of the underlying property is the homeowner's mailing
address as reflected in the originator's records. No more than 1% of the group I
mortgage loans and none of the group II mortgage loans are secured by investment
properties.

     At least 98%, 97% and 98%, respectively, of the group I mortgage loans, the
group II mortgage loans and all mortgage loans will be mortgage loans originated
using loan underwriting policies which require, among other things, proof of
income and liquid assets and telephone verification of employment, or are
refinanced mortgage loans originated using alternative or streamlined
underwriting policies. No more than 2%, 3% and 2%, respectively, of the group I
mortgage loans, the group II mortgage loans and all mortgage loans will be
mortgage loans originated using a loan underwriting policy, which among other
things, requires verification of employment and may require proof of liquid
assets, but does not require verification of income as stated on the loan
application. No more than 74%, 85% and 78%, respectively, of the group I
mortgage loans, the group II mortgage loans and all mortgage loans will be
refinanced mortgage loans originated using alternative or streamlined
underwriting policies. See "Mortgage loan underwriting" in the Prospectus.

     All of the mortgage loans which had loan-to-value ratios greater than 80%
at origination had primary mortgage insurance as of such date. In the case of
the group I mortgage loans and group II mortgage loans for which additional
collateral was pledged, taken as a group:

     (1)  the numbers of such group I mortgage loans and group II mortgage loans
          are 1 each;

     (2)  the aggregate scheduled principal balances of such group I mortgage
          loans and group II mortgage loans are $598,989 and $149,020,
          respectively;

     (3)  the weighted average loan-to-value ratios of such group I mortgage
          loans and group II mortgage loans, taking into account the loanable
          value of the pledged additional collateral, are both 80%; and

     (4)  the weighted average loan-to-value ratios of such group I mortgage
          loans and group II mortgage loans, without taking into account the
          loanable value of the pledged additional collateral, are both 100%.

     Group I premium loans will consist of group I mortgage loans with net loan
rates greater than or equal to 6.250%. All group I mortgage loans are group I
premium loans. The aggregate scheduled principal balance outstanding as of the
cut-off date of the group I premium loans was $300,003,664. The weighted average
interest rate of the group I premium loans, as of the cut-off date, was 6.931%.
The weighted average remaining term to stated maturity of the group I premium
loans, as of the cut-off date, was 357.03 months.

     Group II premium loans will consist of group II mortgage loans with net
loan rates greater than or equal to 6.000%. All group II mortgage loans are
group II premium loans. The aggregate scheduled principal balance outstanding as
of the cut-off date of the group II premium loans was $150,018,916. The weighted
average interest rate of the group II premium loans, as of the cut-off date, was
6.640%. The weighted average remaining term to stated maturity of the group II
premium loans, as of the cut-off date, was 175.97 months.

<PAGE>


     The special hazard loss limit as of February 1, 2002 was $4,500,225.81.

     The fraud loss limit as of February 1, 2002 was $4,500,225.81.

     The bankruptcy loss limit as of February 1, 2002 was $100,000.00.

     The aggregate initial principal balance of the class A certificates as of
February 1, 2002 was $439,446,455.00.

     The aggregate initial principal balance of the class B-1 certificates as of
February 1, 2002 was $5,400,000.00.

     The aggregate initial principal balance of the class B-2 certificates as of
February 1, 2002 was $2,025,000.00.

     The aggregate initial principal balance of the class B-3 certificates as of
February 1, 2002 was $1,350,000.00.

     The aggregate initial principal balance of the class B-4 certificates as of
February 1, 2002 was $675,000.00.

     The aggregate initial principal balance of the class B-5 certificates as of
February 1, 2002 was $450,000.00.

     The aggregate initial principal balance of the class B-6 certificates as of
February 1, 2002 was $676,125.56.

     The class A subordination level is 2.350132197109%.*

     The class B-1 subordination level is 1.150192408914%.*

     The class B-2 subordination level is 0.700214988341%.*

     The class B-3 subordination level is 0.400230041292%.*

     The class B-4 subordination level is 0.250237567768%.*

     The class B-5 subordination level is 0.150242585418%.*


--------

*     Equal to the initial principal balance thereof divided by the aggregate
      scheduled principal balance of all mortgage loans.


<PAGE>


                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                            CITICORP MORTGAGE SECURITIES, INC.
                                            (Registrant)

                                            By: /s/ Howard Darmstadter
                                               -------------------------
                                                    Howard Darmstadter
                                                    Assistant Secretary


Dated: February 27, 2002
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SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                 --------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                        Date of Report: February 27, 2002
                       ----------------------------------
                        (Date of earliest event reported)

                       CITICORP MORTGAGE SECURITIES, INC.
                             (Packager and Servicer)
    (Issuer in Respect of the REMIC Pass-Through Certificates, Series 2002-2)
    -------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)

   Delaware                     333-72082                     13-3408713
 ----------------------------------------------------------------------------
  (State or other juris-       (Commission                 (I.R.S. Employer
 diction of organization)       File Nos.)                Identification No.)

12855 North Outer Forty Drive, St. Louis, Missouri            63141
--------------------------------------------------          ----------
   (Address of principal executive offices)                 (Zip Code)

Registrant's Telephone Number, including area code: (314) 851-6305

--------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report.)
Item 2.   Acquisition or Disposition of Assets.

                       CITICORP MORTGAGE SECURITIES, INC.
                 REMIC Pass-Through Certificates, Series 2002-2
                 -----------------------------------------------

                                February 27, 2002

                 DETAILED DESCRIPTION OF THE MORTGAGE LOAN POOL
                 ----------------------------------------------
                         AND THE MORTGAGED PROPERTIES(1)
                         -------------------------------

     On February 27, 2002, Citicorp Mortgage Securities, Inc. ("CMSI")
transferred to the Trustee mortgage loans with an aggregate scheduled principal
balance outstanding (after deducting principal payments due on or before
February 1, 2002) as of February 1, 2002 of $450,022,580.56. The mortgage loans
that have original maturities of at least 20 but no more than 30 years, the
"group I mortgage loans", have an aggregate scheduled principal balance
outstanding (after deducting principal payments due on or before February 1,
2002) as of February 1, 2002 of $300,003,664.25 and the mortgage loans that have
original maturities of at least 10 but no more than 15 years, the "group II
mortgage loans", have an aggregate scheduled principal balance outstanding
(after deducting principal payments due on or before February 1, 2002) as of
February 1, 2002 of $150,018,916.31. The mortgage loans were delivered in
exchange for the certificates, authenticated by the Trustee, evidencing 100% of
the regular interests in the Trust. Distributions on the certificates will be
made by State Street Bank and Trust Company, as paying agent, by wire transfer
or by such other means as the person entitled thereto and CMSI shall agree. CMSI
may repurchase all mortgage loans remaining in the mortgage loan pool pursuant
to the pooling agreement if at the time of repurchase the aggregate scheduled
principal balance of such mortgage loans is less than $45,002,258.06.
Information below is provided with respect to the group I mortgage loans, the
group II mortgage loans and/or all mortgage loans included in the mortgage loan
pool as indicated.

     The total number of all mortgage loans as of February 1, 2002 was 1,002,
consisting of 678 group I mortgage loans and 324 group II mortgage loans. The
weighted average interest rates on the group I mortgage loans, the group II
mortgage loans and all mortgage loans (in each case, before deduction of the
servicing fee) as of February 1, 2002 were 6.931%, 6.640% and 6.834%,
respectively. The weighted average remaining terms to stated maturity of the
group I mortgage loans, the group II mortgage loans and all mortgage loans as of
February 1, 2002 were 357.03 months, 175.97 months and 296.67 months,
respectively. All mortgage loans have original maturities of at least 10 but no
more than 30 years. None of the group I mortgage loans and the group II mortgage
loans were originated prior to October 1, 2000 and January 1, 2001,
respectively, or after February 1, 2002 and January 1, 2002, respectively. The
weighted average original terms to stated maturity of the group I mortgage
loans, the group II mortgage loans and all mortgage loans as of February 1, 2002
were 359.35 months, 178.77 months and 299.15 months, respectively.

     None of the group I mortgage loans and the group II mortgage loans have
scheduled maturities later than February 1, 2032 and January 1, 2017,
respectively. Each of the group I mortgage loans and the group II mortgage loans
had an original principal balance of not less than $43,500 and $82,800,
respectively, nor more than $1,000,000. Group I mortgage loans, group II
mortgage loans and all mortgage loans having aggregate scheduled principal
balances of $9,785,524, $1,416,649 and $11,202,173, respectively, as of February
1, 2002 had loan-to-value ratios at origination in excess of 80%, but no
mortgage loans had loan-to-value ratios in excess of 95%. The weighted average
loan-to-value ratios at origination of the group I mortgage loans, the group II
mortgage loans and all mortgage loans as of February 1, 2002 were 67.9%, 60.1%
and 65.3%, respectively. No more than $3,021,872, $1,765,413 and $3,620,413,
respectively, of the group I mortgage loans, the group II mortgage loans and all
mortgage loans are secured by Mortgaged Properties located in any one zip code.
At least 98%(2), 95% and 97%, respectively, of the group I mortgage loans, the
group II mortgage loans and all mortgage loans are secured by mortgaged
properties determined by CitiMortgage, Inc. to be the primary residence of the
borrower ("homeowner"). The sole basis for such determination is either (a) a
representation by the homeowner at origination of the mortgage loan that the

--------

1    Terms used herein and not otherwise defined have the meaning assigned
     thereto in the Prospectus dated February 25, 2002 (consisting of a
     prospectus supplement and a core prospectus), relating to the REMIC
     Pass-Through Certificates, Series 2002-2.

2    Such percentages are expressed as a percentage of the aggregate scheduled
     principal balance of the group I mortgage loans having such characteristics
     relative to the aggregate scheduled principal balance of all the group I
     mortgage loans, as a percentage of the aggregate scheduled principal
     balance of the group II mortgage loans having such characteristics relative
     to the aggregate scheduled principal balance of all the group II mortgage
     loans, or as a percentage of the aggregate scheduled principal balance of
     all mortgage loans having such characteristics relative to the aggregate
     scheduled principal balance of all mortgage loans.
underlying property will be used for a period of at least 6 months every year or
that he intends to use the underlying property as his or her primary residence,
or (b) that the address of the underlying property is the homeowner's mailing
address as reflected in the originator's records. No more than 1% of the group I
mortgage loans and none of the group II mortgage loans are secured by investment
properties.

     At least 98%, 97% and 98%, respectively, of the group I mortgage loans, the
group II mortgage loans and all mortgage loans will be mortgage loans originated
using loan underwriting policies which require, among other things, proof of
income and liquid assets and telephone verification of employment, or are
refinanced mortgage loans originated using alternative or streamlined
underwriting policies. No more than 2%, 3% and 2%, respectively, of the group I
mortgage loans, the group II mortgage loans and all mortgage loans will be
mortgage loans originated using a loan underwriting policy, which among other
things, requires verification of employment and may require proof of liquid
assets, but does not require verification of income as stated on the loan
application. No more than 74%, 85% and 78%, respectively, of the group I
mortgage loans, the group II mortgage loans and all mortgage loans will be
refinanced mortgage loans originated using alternative or streamlined
underwriting policies. See "Mortgage loan underwriting" in the Prospectus.

     All of the mortgage loans which had loan-to-value ratios greater than 80%
at origination had primary mortgage insurance as of such date. In the case of
the group I mortgage loans and group II mortgage loans for which additional
collateral was pledged, taken as a group:

     (1)  the numbers of such group I mortgage loans and group II mortgage loans
          are 1 each;

     (2)  the aggregate scheduled principal balances of such group I mortgage
          loans and group II mortgage loans are $598,989 and $149,020,
          respectively;

     (3)  the weighted average loan-to-value ratios of such group I mortgage
          loans and group II mortgage loans, taking into account the loanable
          value of the pledged additional collateral, are both 80%; and

     (4)  the weighted average loan-to-value ratios of such group I mortgage
          loans and group II mortgage loans, without taking into account the
          loanable value of the pledged additional collateral, are both 100%.

     Group I premium loans will consist of group I mortgage loans with net loan
rates greater than or equal to 6.250%. All group I mortgage loans are group I
premium loans. The aggregate scheduled principal balance outstanding as of the
cut-off date of the group I premium loans was $300,003,664. The weighted average
interest rate of the group I premium loans, as of the cut-off date, was 6.931%.
The weighted average remaining term to stated maturity of the group I premium
loans, as of the cut-off date, was 357.03 months.

     Group II premium loans will consist of group II mortgage loans with net
loan rates greater than or equal to 6.000%. All group II mortgage loans are
group II premium loans. The aggregate scheduled principal balance outstanding as
of the cut-off date of the group II premium loans was $150,018,916. The weighted
average interest rate of the group II premium loans, as of the cut-off date, was
6.640%. The weighted average remaining term to stated maturity of the group II
premium loans, as of the cut-off date, was 175.97 months.
The special hazard loss limit as of February 1, 2002 was $4,500,225.81.

     The fraud loss limit as of February 1, 2002 was $4,500,225.81.

     The bankruptcy loss limit as of February 1, 2002 was $100,000.00.

     The aggregate initial principal balance of the class A certificates as of
February 1, 2002 was $439,446,455.00.

     The aggregate initial principal balance of the class B-1 certificates as of
February 1, 2002 was $5,400,000.00.

     The aggregate initial principal balance of the class B-2 certificates as of
February 1, 2002 was $2,025,000.00.

     The aggregate initial principal balance of the class B-3 certificates as of
February 1, 2002 was $1,350,000.00.

     The aggregate initial principal balance of the class B-4 certificates as of
February 1, 2002 was $675,000.00.

     The aggregate initial principal balance of the class B-5 certificates as of
February 1, 2002 was $450,000.00.

     The aggregate initial principal balance of the class B-6 certificates as of
February 1, 2002 was $676,125.56.

     The class A subordination level is 2.350132197109%.*

     The class B-1 subordination level is 1.150192408914%.*

     The class B-2 subordination level is 0.700214988341%.*

     The class B-3 subordination level is 0.400230041292%.*

     The class B-4 subordination level is 0.250237567768%.*

     The class B-5 subordination level is 0.150242585418%.*

--------

*     Equal to the initial principal balance thereof divided by the aggregate
      scheduled principal balance of all mortgage loans.
SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                            CITICORP MORTGAGE SECURITIES, INC.
                                            (Registrant)

                                            By: /s/ Howard Darmstadter
                                               -------------------------
                                                    Howard Darmstadter
                                                    Assistant Secretary

Dated: February 27, 2002