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New Officers
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<DIV
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align=center>SECURITIES AND EXCHANGE COMMISSION</DIV>
<DIV
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align=center>Washington, D.C. 20549</DIV>
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<DIV
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align=center>FORM 8-K</DIV>
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align=center><BR></DIV>
<DIV
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align=center>CURRENT REPORT</DIV>
<DIV
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align=center>PURSUANT TO SECTION 13 OR 15(d)</DIV>
<DIV
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align=center>OF THE SECURITIES EXCHANGE ACT OF 1934</DIV>
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align=center>May 26, 2005&nbsp;(May 25, 2005)</DIV>
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Date of report (Date of earliest event reported)</DIV>
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align=center>&nbsp;</DIV>
<DIV
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align=center>VINEYARD NATIONAL BANCORP</DIV>
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align=center>-----------------------------------------------------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)</DIV>
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align=center>&nbsp;</DIV>
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align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
California&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
000-20862&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 33-0309110</DIV></DIV>
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align=left>-----------------------------------------------------------------------------------------------------------------------------<BR>
<DIV
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align=center>(State or other
jurisdiction&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(Commission File
Number)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (IRS
Employer</DIV>
<DIV
style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt"
align=center>&nbsp;of
incorporation)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Identification
No.)</DIV>
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align=center>&nbsp;</DIV>
<DIV style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"
align=center></DIV>9590 Foothill Boulevard, Rancho Cucamonga,
California&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;</FONT>91730</DIV>
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(Address of principal executive
offices)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2
style="LETTER-SPACING: 9pt">&nbsp;&nbsp;</FONT>(Zip Code)</DIV>
<DIV
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align=left>&nbsp;</DIV>
<DIV
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align=center>(909) 581-1668</DIV>
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</DIV>
<DIV
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align=center>(Registrant&#8217;s telephone number, including area code)</DIV>
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align=center>Not Applicable</DIV>
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(Former name, former address and former fiscal year, if changed since last
report)</DIV>
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align=center>&nbsp;</DIV>
<DIV
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align=left>Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):</DIV>
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align=left>&nbsp;</DIV>
<DIV
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align=left>[ ] Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)</DIV>
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align=left>[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)</DIV>
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align=left>[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under
the Exchange Act (17 CFR 240.14d-2(b))</DIV>
<DIV
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align=left>[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under
the Exchange Act (17 CFR 240.13e-4(c))</DIV>
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align=left><STRONG>Item 5.02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Appointment of
Certain New Officers</STRONG></DIV>
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<DIV
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align=left>On May 25, 2005, the Board of Directors of Vineyard National Bancorp
(the "Company") appointed six new executive officers (&#8220;Officers&#8221;) of the
Company. The Officers are Richard S. Hagan, Executive Vice President and Chief
Credit Officer, Richard Cadena, Senior Vice President, Karen Dally, Senior Vice
President, Robert Dieter, Senior Vice President, Jacqueline Calhoun, Senior Vice
President and Chief Risk Officer, and Mark Drews, Senior Vice President.
&nbsp;</DIV>
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align=justify>Richard S. Hagan is Executive Vice President and Chief Credit
Officer and Chief Operating Officer of Vineyard Bank, the operating subsidiary
of the Company (the &#8220;Bank&#8221;). Mr. Hagan joined the Bank in December 2000 and has
served as Chief Credit Officer since February 2001. In August 2002, Mr. Hagan
was appointed as Secretary of the Bank and the Company, and in September 2002,
Mr. Hagan was appointed as Chief Operating Officer of the Bank. Mr. Hagan
previously served as Credit Administrator of Manufacturers Bank, Los Angeles,
California, from October 1997 to January 2000.&nbsp;Mr. Hagan served as Senior
Credit Administrator of Southern California Bank, La Mirada, California, from
March 1993 to October 1997. Mr. Hagan has 25 years of community-based banking
experience and has served in various management positions throughout his
career.</DIV>
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align=justify>&nbsp;</DIV>
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align=justify>Richard Cadena is Senior Vice President and Chief Community
Banking Officer of the Bank. Previously, Mr. Cadena served as the Director of
Marketing for the Bank from November 2000 to May 2002. Prior to joining the
Bank, Mr. Cadena served as the Marketing and Public Relations Officer for
Imperial Bank, Inglewood, California, from October 1999 to November 2000. Mr.
Cadena served as the Marketing Research Manager of Hawthorne Savings, FSB, El
Segundo, California, from October 1993 to September 1999. Mr. Cadena has 15
years of community-based banking experience. </DIV>
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align=justify>&nbsp;</DIV>
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align=justify>Karen Dally is Senior Vice President and Chief Administrative
Officer of the Bank. Mrs. Dally has been with the Bank since August 2002. Prior
to joining the Bank, Mrs. Dally served as the owner of Karen Dally Consulting,
which provided consulting services to the financial institutions industry, from
February 2000 to August 2002. Mrs. Dally served as Senior Vice President and
Human Resources Director at Cedars Bank, Los Angeles, California, from January
1999 to February 2000. Previously, Mrs. Dally served as Senior Vice President
and Chief Administrative Officer at Hawthorne Savings, FSB, El Segundo,
California.</DIV>
<DIV
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align=justify>&nbsp;</DIV>
<DIV
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align=justify>Robert Dieter is Senior Vice President and Chief Information
Officer of the Bank. Mr. Dieter joined the Bank in August 2003. Prior to joining
the Bank, Mr. Dieter held management positions in the consulting services
industry from 1997 to 2003. Mr. Dieter served as the Corporate Vice President of
Information Systems at CenFed Bank in Pasadena, California from 1989 to 1997.
Mr. Dieter has 30 years of experience in banking, systems and
operations.&nbsp;</DIV>
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align=justify>&nbsp;</DIV>
<DIV
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align=justify>&nbsp;</DIV>
<DIV
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align=justify>Jacqueline Calhoun is Senior Vice President and Chief Risk Officer
of the Bank. Ms. Calhoun joined the Bank in April 2004 as a Senior Credit
Administrator and was appointed Chief Risk Officer in May 2005. With more than
14 years of banking experience, Ms. Calhoun started her career as a national
bank examiner from 1991 to 1995, where she gained exposure to a wide variety of
bank systems and practices through assignments in community, regional, and
multinational banks. Ms. Calhoun subsequently held the positions of Senior
Credit Administrator at Frontier Bank and American International Bank, until the
time each institution was sold, and worked as a bank consultant (both
independently and for a bank consulting firm) for approximately three years.
Most recently before joining the Bank, Ms. Calhoun was the Chief Credit Officer
of Hawthorne Savings, El Segundo, California from 2001 to 2004. </DIV>
<DIV
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align=justify>&nbsp;</DIV>
<DIV
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align=justify>Effective July 1, 2005, Mark Drews will be Senior Vice President
and Chief of Image and Branding of the Bank.&nbsp;Mr. Drews joined the Bank in
October 2003 and serves as Senior Vice President, Director of Human Resources
and Organizational Development. Prior to&nbsp;his employment with Vineyard Bank,
Mr. Drews served as Vice President, Branch Franchise Director at Downey Savings
and Loan, Newport Beach, California, from April 1996 to October 2003 and
was&nbsp;responsible for the&nbsp;creation and image of&nbsp;an In-Store Banking
Division which ultimately consisted of 100 branches and over 650
employees.&nbsp; Mr. Drews&nbsp;served as Vice President, Corporate Marketing
Manager at Hawthorne Savings, El Segundo, California, from September 1993 to
April 1996. Previously, Mr. Drews worked at Downey Savings and Loan, Newport
Beach California, from June 1982 to September 1993, in various management
positions.&nbsp; Mr. Drews has 23 years of banking experience.</DIV>
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align=justify>&nbsp;</DIV>
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align=justify>There are no arrangements or understandings between any of the
Officers and the Company pursuant to which Officers were appointed as officers
of the Company. There are no material related party transactions between the
Company and any of the Officers. Officers have no family relations with any
directors or any executive officers of the Company.</DIV><BR>
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<DIV
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align=center>SIGNATURE</DIV>
<DIV
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align=left>&nbsp;</DIV>
<DIV
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align=justify>Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.&nbsp;</DIV>
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align=left>&nbsp;</DIV>
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      <DIV
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      align=left>VINEYARD NATIONAL BANCORP</DIV></TD></TR>
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      align=left>&nbsp;</DIV>
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      align=left>&nbsp;</DIV>
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      <DIV
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      align=left>&nbsp;Date: May 26, 2005</DIV></TD>
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      align=left>By:&nbsp;&nbsp;</DIV></TD>
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      <DIV
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      align=left>/s/ Gordon Fong</DIV></TD></TR>
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      align=left>____________________________________________</DIV>
      <DIV
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      align=left>Gordon Fong</DIV></TD></TR>
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New Officers
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
May 26, 2005 (May 25, 2005)
-----------------------------------------------------------------------------------------------------------------------------
Date of report (Date of earliest event reported)
VINEYARD NATIONAL BANCORP
-----------------------------------------------------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
California                
    
            
000-20862            
         
         33-0309110
-----------------------------------------------------------------------------------------------------------------------------
(State or other
jurisdiction           
(Commission File
Number)           (IRS
Employer
of
incorporation)                                                                           Identification
No.)
9590 Foothill Boulevard, Rancho Cucamonga,
California
91730
-----------------------------------------------------------------------------------------------------------------------------
(Address of principal executive
offices)
(Zip Code)
(909) 581-1668
-----------------------------------------------------------------------------------------------------------------------------
(Registrant's telephone number, including area code)
Not Applicable
-----------------------------------------------------------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under
the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under
the Exchange Act (17 CFR 240.13e-4(c))
Item 5.02      The Appointment of
Certain New Officers
On May 25, 2005, the Board of Directors of Vineyard National Bancorp
(the "Company") appointed six new executive officers ("Officers") of the
Company. The Officers are Richard S. Hagan, Executive Vice President and Chief
Credit Officer, Richard Cadena, Senior Vice President, Karen Dally, Senior Vice
President, Robert Dieter, Senior Vice President, Jacqueline Calhoun, Senior Vice
President and Chief Risk Officer, and Mark Drews, Senior Vice President.
Richard S. Hagan is Executive Vice President and Chief Credit
Officer and Chief Operating Officer of Vineyard Bank, the operating subsidiary
of the Company (the "Bank"). Mr. Hagan joined the Bank in December 2000 and has
served as Chief Credit Officer since February 2001. In August 2002, Mr. Hagan
was appointed as Secretary of the Bank and the Company, and in September 2002,
Mr. Hagan was appointed as Chief Operating Officer of the Bank. Mr. Hagan
previously served as Credit Administrator of Manufacturers Bank, Los Angeles,
California, from October 1997 to January 2000. Mr. Hagan served as Senior
Credit Administrator of Southern California Bank, La Mirada, California, from
March 1993 to October 1997. Mr. Hagan has 25 years of community-based banking
experience and has served in various management positions throughout his
career.
Richard Cadena is Senior Vice President and Chief Community
Banking Officer of the Bank. Previously, Mr. Cadena served as the Director of
Marketing for the Bank from November 2000 to May 2002. Prior to joining the
Bank, Mr. Cadena served as the Marketing and Public Relations Officer for
Imperial Bank, Inglewood, California, from October 1999 to November 2000. Mr.
Cadena served as the Marketing Research Manager of Hawthorne Savings, FSB, El
Segundo, California, from October 1993 to September 1999. Mr. Cadena has 15
years of community-based banking experience.
Karen Dally is Senior Vice President and Chief Administrative
Officer of the Bank. Mrs. Dally has been with the Bank since August 2002. Prior
to joining the Bank, Mrs. Dally served as the owner of Karen Dally Consulting,
which provided consulting services to the financial institutions industry, from
February 2000 to August 2002. Mrs. Dally served as Senior Vice President and
Human Resources Director at Cedars Bank, Los Angeles, California, from January
1999 to February 2000. Previously, Mrs. Dally served as Senior Vice President
and Chief Administrative Officer at Hawthorne Savings, FSB, El Segundo,
California.
Robert Dieter is Senior Vice President and Chief Information
Officer of the Bank. Mr. Dieter joined the Bank in August 2003. Prior to joining
the Bank, Mr. Dieter held management positions in the consulting services
industry from 1997 to 2003. Mr. Dieter served as the Corporate Vice President of
Information Systems at CenFed Bank in Pasadena, California from 1989 to 1997.
Mr. Dieter has 30 years of experience in banking, systems and
operations.
Jacqueline Calhoun is Senior Vice President and Chief Risk Officer
of the Bank. Ms. Calhoun joined the Bank in April 2004 as a Senior Credit
Administrator and was appointed Chief Risk Officer in May 2005. With more than
14 years of banking experience, Ms. Calhoun started her career as a national
bank examiner from 1991 to 1995, where she gained exposure to a wide variety of
bank systems and practices through assignments in community, regional, and
multinational banks. Ms. Calhoun subsequently held the positions of Senior
Credit Administrator at Frontier Bank and American International Bank, until the
time each institution was sold, and worked as a bank consultant (both
independently and for a bank consulting firm) for approximately three years.
Most recently before joining the Bank, Ms. Calhoun was the Chief Credit Officer
of Hawthorne Savings, El Segundo, California from 2001 to 2004.
Effective July 1, 2005, Mark Drews will be Senior Vice President
and Chief of Image and Branding of the Bank. Mr. Drews joined the Bank in
October 2003 and serves as Senior Vice President, Director of Human Resources
and Organizational Development. Prior to his employment with Vineyard Bank,
Mr. Drews served as Vice President, Branch Franchise Director at Downey Savings
and Loan, Newport Beach, California, from April 1996 to October 2003 and
was responsible for the creation and image of an In-Store Banking
Division which ultimately consisted of 100 branches and over 650
employees.  Mr. Drews served as Vice President, Corporate Marketing
Manager at Hawthorne Savings, El Segundo, California, from September 1993 to
April 1996. Previously, Mr. Drews worked at Downey Savings and Loan, Newport
Beach California, from June 1982 to September 1993, in various management
positions.  Mr. Drews has 23 years of banking experience.
There are no arrangements or understandings between any of the
Officers and the Company pursuant to which Officers were appointed as officers
of the Company. There are no material related party transactions between the
Company and any of the Officers. Officers have no family relations with any
directors or any executive officers of the Company.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.
VINEYARD NATIONAL BANCORP
Date: May 26, 2005
By:
/s/ Gordon Fong
____________________________________________
Gordon Fong
Senior Vice President and Chief Financial
Officer