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   <TD colSpan=3 align=middle><B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">UNITED STATES</FONT></B></TD></TR>

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   <TD colSpan=3 align=middle><B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">SECURITIES AND EXCHANGE COMMISSION</FONT></B></TD></TR>

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   <TD colSpan=3 align=middle><B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">WASHINGTON, D.C. 20549</FONT></B></TD></TR>

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   <TD colSpan=3 align=middle><B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">FORM 8-K</FONT></B></TD></TR>

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   <TD colSpan=3 align=middle><B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">CURRENT REPORT</FONT></B></TD></TR>

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   <TD colSpan=3 align=middle><B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934</FONT></B></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">Date of Report (Date of earliest event reported): April <FONT size=2 face="Times New Roman">15</FONT>, 2011</FONT></TD></TR>

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   <TD colSpan=3 align=middle><B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">ING Life Insurance and Annuity Company</FONT></B></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(Exact name of registrant as specified in its charter)</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">CONNECTICUT</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(State of Incorporation)</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">333-130827, 333-130833, 333-133157, 333-133158,</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">333-162420<FONT size=2 face="Times New Roman">,</FONT> 333-166370, <FONT size=2 face="Times New Roman"></FONT><FONT size=2 face="Times New Roman">173298</FONT></FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(Commission File Numbers)</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">#</FONT> <FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">71-0294708</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(IRS Employer Identification Number)</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">One Orange Way, Windsor, CT</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">06095-4774</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(Address of principal executive offices)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(Zip Code)</FONT></TD></TR>

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   <TD colSpan=3 align=middle><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">Registrant's telephone number, including area code: 860-580-4646</FONT></TD></TR></TABLE></DIV>

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   <TD align=left><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the</FONT></TD></TR>

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   <TD align=left><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">filing obligation of the registrant under any of the following provisions:</FONT></TD></TR>

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   <TD align=left><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</FONT></TD></TR>

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   <TD align=left><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</FONT></TD></TR>

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   <TD align=left><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act</FONT></TD></TR>

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   <TD align=left><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(17 CFR 240.14d-2(b))</FONT></TD></TR>

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   <TD align=left><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act</FONT></TD></TR>

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   <TD align=left><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(17 CFR 240.13e-4(c))</FONT></TD></TR></TABLE></DIV>

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<P style="text-align: left;">
<B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">This filing is made in accordance with Item No. 1.01 of Section 1 of Form 8-K:</FONT></B><BR>
<BR>
<B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">Item 1.01 Entry into a Material Definitive Agreement</FONT></B></P>
<P style="text-align: left;">
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">On April 15, 201l, ING Life Insurance and Annuity Company (the &#147;Company&#148;) entered into a new, five-year</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">unsecured reciprocal loan agreement, effective April 1, 2011 with ING America Insurance Holdings, Inc.</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(&#147;ING AIH&#148;), its indirect parent company (the &#147;Agreement&#148;). The Agreement replaced the reciprocal loan</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">agreement dated as of June 21, 2001 between the Company and ING AIH that expired by its terms on March</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">31, 2011. The purpose of the Agreement is to facilitate the financing of the short term cash requirements of</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">each party to the Agreement by permitting each party to extend financing to, and borrow from, the other</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">party. The Agreement provides that the maximum outstanding amount that the Company may borrow from</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">ING AIH or that ING AIH may borrow from the Company may not exceed three percent (3%) of the</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">statutory admitted assets of the Company as of December 31 of the applicable preceding year. Interest on any</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">borrowing by the Company under the Agreement will be charged at a per annum rate which is based on the</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">cost of funds for ING AIH for the interest period for each loan made under the Agreement plus .15%. Interest</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">on any borrowing by ING AIH under the Agreement will be charged at a per annum rate which is based on</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">the prevailing interest rate of U.S. commercial paper available for purchase with a similar duration. The</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">maximum term of any loan made under the Agreement shall be two hundred seventy (270) days.</FONT><BR>
<BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">ING AIH is a Delaware corporation and indirect parent of the Company. The Company and ING AIH are</FONT><BR>
<FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">indirect, wholly-owned subsidiaries of ING Groep N.V.</FONT></P>

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<P style="TEXT-ALIGN: left"><B><FONT size=2 face="TimesNewRomanPS-BoldMT,Times New Roman,Times,serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; SIGNATURES</FONT></B></P>

<P style="TEXT-ALIGN: left"><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly</FONT><BR><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">caused this report to be signed on this 21</FONT><SUP><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">st </FONT></SUP><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">day of April, 2011 on its behalf by the undersigned</FONT><BR><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">hereunto duly authorized.</FONT></P>

<P style="TEXT-ALIGN: left"><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">ING Life Insurance and Annuity Company</FONT><BR><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">(Registrant)</FONT></P>

<P style="TEXT-ALIGN: left"><U><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">/s/Megan Huddleston</FONT></U><BR><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">Megan Huddleston</FONT><BR><FONT size=2 face="TimesNewRomanPSMT,Times New Roman,Times,serif">Assistant Secretary</FONT></P>

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{"company-data": {"conformed-name": "ING LIFE INSURANCE & ANNUITY CO", "cik": "0000837010", "assigned-sic": "6311", "irs-number": "710294708", "state-of-incorporation": "CT", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "033-23376", "film-number": "11772983"}, "business-address": {"street1": "ONE ORANGE WAY", "city": "WINDSOR", "state": "CT", "zip": "06095-4774", "phone": "860-580-2851"}, "mail-address": {"street1": "ONE ORANGE WAY", "city": "WINDSOR", "state": "CT", "zip": "06095-4774"}, "former-company": {"former-conformed-name": "AETNA LIFE INSURANCE & ANNUITY CO /CT", "date-changed": "19920703"}}
clean-iliacform8k.htm - Generated by SEC Publisher for SEC Filing
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April
15
, 2011
ING Life Insurance and Annuity Company
-
-------------------------------------
(Exact name of registrant as specified in its charter)
CONNECTICUT
(State of Incorporation)
333-130827, 333-130833, 333-133157, 333-133158,
333-162420
,
333-166370,
173298
(Commission File Numbers)
#
71-0294708
(IRS Employer Identification Number)
One Orange Way, Windsor, CT
06095-4774
(Address of principal executive offices)
(Zip Code)
Registrant's telephone number, including area code: 860-580-4646
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the
filing obligation of the registrant under any of the following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240.13e-4(c))
This filing is made in accordance with Item No. 1.01 of Section 1 of Form 8-K:
Item 1.01 Entry into a Material Definitive Agreement
On April 15, 201l, ING Life Insurance and Annuity Company (the "Company") entered into a new, five-year
unsecured reciprocal loan agreement, effective April 1, 2011 with ING America Insurance Holdings, Inc.
("ING AIH"), its indirect parent company (the "Agreement"). The Agreement replaced the reciprocal loan
agreement dated as of June 21, 2001 between the Company and ING AIH that expired by its terms on March
31, 2011. The purpose of the Agreement is to facilitate the financing of the short term cash requirements of
each party to the Agreement by permitting each party to extend financing to, and borrow from, the other
party. The Agreement provides that the maximum outstanding amount that the Company may borrow from
ING AIH or that ING AIH may borrow from the Company may not exceed three percent (3%) of the
statutory admitted assets of the Company as of December 31 of the applicable preceding year. Interest on any
borrowing by the Company under the Agreement will be charged at a per annum rate which is based on the
cost of funds for ING AIH for the interest period for each loan made under the Agreement plus .15%. Interest
on any borrowing by ING AIH under the Agreement will be charged at a per annum rate which is based on
the prevailing interest rate of U.S. commercial paper available for purchase with a similar duration. The
maximum term of any loan made under the Agreement shall be two hundred seventy (270) days.
ING AIH is a Delaware corporation and indirect parent of the Company. The Company and ING AIH are
indirect, wholly-owned subsidiaries of ING Groep N.V.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly
caused this report to be signed on this 21
st
day of April, 2011 on its behalf by the undersigned
hereunto duly authorized.
ING Life Insurance and Annuity Company
(Registrant)
/s/Megan Huddleston
Megan Huddleston
Assistant Secretary