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      acap closing
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      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="MARGIN-TOP: 5pt; TEXT-ALIGN: center" align="center"><strong>UNITED
        STATES</strong></div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center"><strong>SECURITIES
        AND EXCHANGE COMMISSION</strong></div>
      <div style="TEXT-ALIGN: center" align="center"><strong>Washington</strong><strong>,
        D.C. 20549</strong></div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center"><strong>FORM
        8-K</strong></div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center"><strong>Current
        Report</strong></div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center"><strong>Pursuant
        to Section 13 or 15(d) of<br>The Securities Exchange Act of 1934</strong></div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center"><strong>Date
        of
        Report</strong></div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center"><strong>(Date
        of
        earliest event reported): December 13, 2006</strong></div>
      <div style="MARGIN-TOP: 5pt; TEXT-ALIGN: center" align="center"><strong>UTG,
        INC.</strong></div>
      <div style="TEXT-ALIGN: center" align="center"><strong>(Exact name of registrant
        as specified in its charter)</strong></div>
      <div align="center">
        <table border="0" cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE: collapse">

            <tr>
              <td valign="bottom" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.5pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="bottom" width="19" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 14.2pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="bottom" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.55pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="bottom" width="19" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 14.2pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="bottom" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.55pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
            </tr>
            <tr>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.5pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center"><strong>Delaware</strong></div>
              </td>
              <td valign="bottom" width="19" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 14.2pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.55pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center"><strong>0-16867</strong></div>
              </td>
              <td valign="bottom" width="19" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 14.2pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.55pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center"><strong>20-2907892</strong></div>
              </td>
            </tr>
            <tr>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.5pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center">(State or other jurisdiction
                  of</div>
                <div style="TEXT-ALIGN: center" align="center">incorporation or
                  organization)&#160;</div>
              </td>
              <td valign="bottom" width="19" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 14.2pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.55pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center">(Commission File
                  Number)
                  </div>
              </td>
              <td valign="bottom" width="19" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 14.2pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.55pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center">(I.R.S. Employer
                  Identification No.)</div>
              </td>
            </tr>
            <tr>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.5pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center">&#160;</div>
              </td>
              <td valign="bottom" width="19" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 14.2pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.55pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center">
                </div>
              </td>
              <td valign="bottom" width="19" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 14.2pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: left" align="left">&#160;</div>
              </td>
              <td valign="top" width="195" style="padding-right: 0in; padding-left: 0in; padding-bottom: 0in; width: 146.55pt; padding-top: 0in;">
                <div style="TEXT-ALIGN: center" align="center">&#160;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center"><strong>5250
        South
        Sixth Street</strong><strong><br>Springfield, Illinois
        62703</strong><br>(Address of principal executive offices and zip code) </div>
      <div style="TEXT-ALIGN: center" align="center"><strong>(217)
        241-6300</strong></div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center">(Registrant&#8217;s
        telephone number, including area code) </div>
      <div style="TEXT-ALIGN: center" align="center"><strong>Not
        Applicable</strong></div>
      <div style="TEXT-ALIGN: center" align="center">(Former name or former address,
        if
        changed since last report)</div>
      <div style="TEXT-ALIGN: center" align="center">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-INDENT: 0.5in">Check the appropriate box below if the Form
        8-K
        filing is intended to simultaneously satisfy the filing obligation of the
        registrant under any of the following provisions (see General Instruction
        A.2):</div>
      <div>o Written communications pursuant to Rule 425 under the Securities
        Act</div>
      <div>o Soliciting material pursuant to Rule 14a-12 under the Exchange Act</div>
      <div>o Pre-commencement communications pursuant to Rule 14d-2(b) under the
        Exchange Act</div>
      <div>o Pre-commencement communications pursuant to Rule 13e-4(c) under the
        Exchange Act</div>
      <div style="MARGIN: 5pt 0in; TEXT-ALIGN: center" align="center">&#160;</div><br clear="all">
      <div><a name="OLE_LINK1"><strong>Section 1 &#8211; Registrant&#8217;s Business and
        Operations</strong></a></div>
      <div>&#160;</div>
      <div><strong>Item 2.01.&#160; Completion of Acquisition or Disposition of
        Assets</strong></div>
      <div>&#160;</div>
      <div>On December 8, 2006, UTG, Inc. (the Company) completed an agreement to
        purchase a majority of the issued and outstanding common stock of Acap
        Corporation (&#8220;Acap&#8221;).&#160; Acap is a Delaware corporation which owns 100% of
        the issued and outstanding stock of American Capitol Insurance Company, a
        Texas
        life insurance company, which in turn owns 100% of the issued and outstanding
        stock of Texas Imperial Life Insurance Company and Imperial Plan, Inc.&#160; The
        transaction completed a definitive Stock Purchase Agreement (the &#8220;Agreement&#8221;)
        with William F. Guest and John D. Cornett.</div>
      <div>&#160;</div>
      <div>At the closing of the Agreement, the Company purchased from Messrs. Guest
        and Cornett a total of 1,492 shares of common stock of Acap for an aggregate
        purchase price of $14,535,064, and purchased an additional 351 shares from
        certain other shareholders, on the same terms (including price).</div>
      <div>&#160;</div>
      <div>In addition, the Company entered into stock put option agreements under
        which certain individuals will have the opportunity to sell to UTG up to
        264
        shares of common stock of Acap during the period ending December 16, 2007.&#160;
The purchase price for shares under the stock put option agreements will
        be the
        same as under the Agreement.</div>
      <div>&#160;</div>
      <div>The Company loaned Acap $&#160;3,357,000, which was required to retire
        certain indebtedness of Acap and to redeem all of Acap&#8217;s outstanding preferred
        stock at the closing of the Agreement.&#160; </div>
      <div>&#160;</div>
      <div>Assuming the Company purchases all of the shares of Acap common stock
        that
        may be purchased under the stock put option agreements, the Company will
        have
        acquired 72.8% of the outstanding shares of common stock of Acap, and the
        total
        cost of the transaction to the Company (including the loan to Acap for the
        payment of Acap indebtedness and redemption of Acap preferred stock) was
        $24
        million, which was paid in cash.</div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div><strong>Item 9.01.&#160; Financial Statements and Exhibits</strong></div>
      <div>&#160;</div>
      <div>b.) Pro Forma Financial Information</div>
      <div>&#160;</div>
      <div>99.1 Pro Forma Financial Information for the Balance Sheet as of September
        30, 2006, Income Statement for the nine month period ended September&#160;30,
        2006 and the twelve month period ended December&#160;31, 2005.</div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div>&#160;</div><br clear="all">
      <div style="TEXT-ALIGN: justify">&#160;</div>
      <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">SIGNATURES</div>
      <div style="MARGIN: 5pt 0in; TEXT-INDENT: 0.5in; TEXT-ALIGN: left" align="left">Pursuant
        to the requirements of the Securities Exchange Act of 1934,
        the Registrant has duly caused this report to be signed on its behalf by
        the
        undersigned hereunto duly authorized. </div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: center" align="center"><strong>UTG, INC.</strong></div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">Date:&#160; <u>December 13,
        2006</u><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
</u>&#160;&#160;&#160;&#160;&#160;&#160;&#160; By:&#160; <u>/s/ Theodore C.
        Miller&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
</u></div>
      <div style="TEXT-ALIGN: left" align="left">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
Theodore C.
        Miller&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
Senior Vice President and Chief
        Financial Officer</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div><br clear="all">
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: center" align="center">Exhibit Index</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <table border="0" cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE: collapse">

          <tr>
            <td valign="top" width="87" style="border-right: medium none; padding-right: 5.4pt; border-top: medium none; padding-left: 5.4pt; padding-bottom: 0in; border-left: medium none; width: 65.4pt; padding-top: 0in; border-bottom: windowtext 1pt solid;">
              <div style="TEXT-ALIGN: left" align="left"><strong>Exhibit
                No.</strong></div>
            </td>
            <td valign="top" width="48" style="padding-right: 5.4pt; padding-left: 5.4pt; padding-bottom: 0in; width: 0.5in; padding-top: 0in;">
              <div style="TEXT-ALIGN: left" align="left">&#160;</div>
            </td>
            <td valign="top" width="503" style="border-right: medium none; padding-right: 5.4pt; border-top: medium none; padding-left: 5.4pt; padding-bottom: 0in; border-left: medium none; width: 377.4pt; padding-top: 0in; border-bottom: windowtext 1pt solid;">
              <div style="TEXT-ALIGN: center" align="center"><strong>Description</strong></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="87" style="border-right: medium none; padding-right: 5.4pt; border-top: medium none; padding-left: 5.4pt; padding-bottom: 0in; border-left: medium none; width: 65.4pt; padding-top: 0in; border-bottom: medium none;">
              <div style="TEXT-ALIGN: left" align="left">&#160;</div>
            </td>
            <td valign="top" width="48" style="padding-right: 5.4pt; padding-left: 5.4pt; padding-bottom: 0in; width: 0.5in; padding-top: 0in;">
              <div style="TEXT-ALIGN: left" align="left">&#160;</div>
            </td>
            <td valign="top" width="503" style="border-right: medium none; padding-right: 5.4pt; border-top: medium none; padding-left: 5.4pt; padding-bottom: 0in; border-left: medium none; width: 377.4pt; padding-top: 0in; border-bottom: medium none;">
              <div style="TEXT-ALIGN: left" align="left">&#160;</div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="87" style="padding-right: 5.4pt; padding-left: 5.4pt; padding-bottom: 0in; width: 65.4pt; padding-top: 0in;">
              <div style="TEXT-ALIGN: left" align="left">99.1</div>
            </td>
            <td valign="top" width="48" style="padding-right: 5.4pt; padding-left: 5.4pt; padding-bottom: 0in; width: 0.5in; padding-top: 0in;">
              <div style="TEXT-ALIGN: left" align="left">&#160;</div>
            </td>
            <td valign="top" width="503" style="padding-right: 5.4pt; padding-left: 5.4pt; padding-bottom: 0in; width: 377.4pt; padding-top: 0in;">
              <div>Pro Forma Information for the Balance Sheet as of September 30,
                2006,
                Income Statement for the nine month period ended September&#160;30, 2006
                and the twelve month period ended December&#160;31, 2005is attached hereto
                as Exhibit 99.1</div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="87" style="padding-right: 5.4pt; padding-left: 5.4pt; padding-bottom: 0in; width: 65.4pt; padding-top: 0in;">
              <div style="TEXT-ALIGN: left" align="left">&#160;</div>
            </td>
            <td valign="top" width="48" style="padding-right: 5.4pt; padding-left: 5.4pt; padding-bottom: 0in; width: 0.5in; padding-top: 0in;">
              <div style="TEXT-ALIGN: left" align="left">&#160;</div>
            </td>
            <td valign="top" width="503" style="padding-right: 5.4pt; padding-left: 5.4pt; padding-bottom: 0in; width: 377.4pt; padding-top: 0in;">
              <div style="TEXT-ALIGN: left" align="left">&#160;</div>
            </td>
          </tr>

      </table>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
      <div style="TEXT-ALIGN: left" align="left">&#160;</div>
    </div><br clear="all">
    <div>&#160;</div>
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{"company-data": {"conformed-name": "UTG INC", "cik": "0000832480", "assigned-sic": "6311", "irs-number": "202907892", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-16867", "film-number": "061275229"}, "business-address": {"street1": "PO BOX 5147", "street2": "5250 SOUTH SIXTH STREET ROAD", "city": "SPRINGFIELD", "state": "IL", "zip": "62703", "phone": "2173236300"}, "mail-address": {"street1": "PO BOX 5147", "street2": "5250 SOUTH SIXTH STREET", "city": "SPINGFIELD", "state": "IL", "zip": "62705"}, "former-company": [{"former-conformed-name": "UNITED TRUST GROUP INC", "date-changed": "20001206"}, {"former-conformed-name": "UNITED TRUST INC /IL/", "date-changed": "19920703"}]}
acap closing
UNITED
        STATES
SECURITIES
        AND EXCHANGE COMMISSION
Washington
,
        D.C. 20549
FORM
        8-K
Current
        Report
Pursuant
        to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date
        of
        Report
(Date
        of
        earliest event reported): December 13, 2006
UTG,
        INC.
(Exact name of registrant
        as specified in its charter)
Delaware
0-16867
20-2907892
(State or other jurisdiction
                  of
incorporation or
                  organization)
(Commission File
                  Number)
(I.R.S. Employer
                  Identification No.)
5250
        South
        Sixth Street
Springfield, Illinois
        62703
(Address of principal executive offices and zip code)
(217)
        241-6300
(Registrant's
        telephone number, including area code)
Not
        Applicable
(Former name or former address,
        if
        changed since last report)
Check the appropriate box below if the Form
        8-K
        filing is intended to simultaneously satisfy the filing obligation of the
        registrant under any of the following provisions (see General Instruction
        A.2):
o Written communications pursuant to Rule 425 under the Securities
        Act
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act
o Pre-commencement communications pursuant to Rule 14d-2(b) under the
        Exchange Act
o Pre-commencement communications pursuant to Rule 13e-4(c) under the
        Exchange Act
Section 1 – Registrant's Business and
        Operations
Item 2.01.  Completion of Acquisition or Disposition of
        Assets
On December 8, 2006, UTG, Inc. (the Company) completed an agreement to
        purchase a majority of the issued and outstanding common stock of Acap
        Corporation ("Acap").  Acap is a Delaware corporation which owns 100% of
        the issued and outstanding stock of American Capitol Insurance Company, a
        Texas
        life insurance company, which in turn owns 100% of the issued and outstanding
        stock of Texas Imperial Life Insurance Company and Imperial Plan, Inc.  The
        transaction completed a definitive Stock Purchase Agreement (the "Agreement")
        with William F. Guest and John D. Cornett.
At the closing of the Agreement, the Company purchased from Messrs. Guest
        and Cornett a total of 1,492 shares of common stock of Acap for an aggregate
        purchase price of $14,535,064, and purchased an additional 351 shares from
        certain other shareholders, on the same terms (including price).
In addition, the Company entered into stock put option agreements under
        which certain individuals will have the opportunity to sell to UTG up to
        264
        shares of common stock of Acap during the period ending December 16, 2007. 
The purchase price for shares under the stock put option agreements will
        be the
        same as under the Agreement.
The Company loaned Acap $ 3,357,000, which was required to retire
        certain indebtedness of Acap and to redeem all of Acap's outstanding preferred
        stock at the closing of the Agreement.
Assuming the Company purchases all of the shares of Acap common stock
        that
        may be purchased under the stock put option agreements, the Company will
        have
        acquired 72.8% of the outstanding shares of common stock of Acap, and the
        total
        cost of the transaction to the Company (including the loan to Acap for the
        payment of Acap indebtedness and redemption of Acap preferred stock) was
        $24
        million, which was paid in cash.
Item 9.01.  Financial Statements and Exhibits
b.) Pro Forma Financial Information
99.1 Pro Forma Financial Information for the Balance Sheet as of September
        30, 2006, Income Statement for the nine month period ended September 30,
        2006 and the twelve month period ended December 31, 2005.
SIGNATURES
Pursuant
        to the requirements of the Securities Exchange Act of 1934,
        the Registrant has duly caused this report to be signed on its behalf by
        the
        undersigned hereunto duly authorized.
UTG, INC.
Date:
December 13,
        2006
By:
/s/ Theodore C.
        Miller
Theodore C.
        Miller
Senior Vice President and Chief
        Financial Officer
Exhibit Index
Exhibit
                No.
Description
99.1
Pro Forma Information for the Balance Sheet as of September 30,
                2006,
                Income Statement for the nine month period ended September 30, 2006
                and the twelve month period ended December 31, 2005is attached hereto
                as Exhibit 99.1