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<B><P ALIGN="CENTER">United States</P>
<P ALIGN="CENTER">Securities and Exchange Commission</P>
<P ALIGN="CENTER">Washington, D.C</P>
</B><P ALIGN="CENTER">FORM 8-K</P>
<P ALIGN="CENTER">Current Report</P>
<P ALIGN="CENTER">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</P>
<P ALIGN="CENTER">Date of Report (Date of earliest event reported) <U>January 27, 2003 (Janaury 22, 2003) </P>
<B><P ALIGN="CENTER">FIRST GEORGIA HOLDING, INC.</P>
</B></U><P ALIGN="CENTER">(Exact name of registrant as specified in its charter)</P>
<P ALIGN="CENTER">&nbsp;</P>
<TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=900>
<TR><TD WIDTH="42%" VALIGN="TOP">
<P ALIGN="CENTER"><B><U>Georgia</B></U></TD>
<TD WIDTH="20%" VALIGN="TOP">
<B><U><P ALIGN="CENTER">0-16657</B></U></TD>
<TD WIDTH="38%" VALIGN="TOP">
<B><U><P ALIGN="CENTER">58-1781773</B></U></TD>
</TR>
<TR><TD WIDTH="42%" VALIGN="TOP">
<P ALIGN="CENTER">(State or other jurisdiction of incorporation)</TD>
<TD WIDTH="20%" VALIGN="TOP">
<P ALIGN="CENTER">(Commission File Number)</TD>
<TD WIDTH="38%" VALIGN="TOP">
<P ALIGN="CENTER">(IRS Employer Identification Number)</TD>
</TR>
</TABLE>

<P ALIGN="CENTER"></P>
<P ALIGN="CENTER"><CENTER><TABLE BORDER CELLSPACING=1 CELLPADDING=7 WIDTH=456>
<TR><TD WIDTH="50%" VALIGN="TOP">
<P ALIGN="CENTER"><U>1703 Gloucester Street, Brunswick, GA</U></TD>
<TD WIDTH="50%" VALIGN="TOP">
<U><P ALIGN="CENTER">31521</U></TD>
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<TR><TD WIDTH="50%" VALIGN="TOP">
<P ALIGN="CENTER">(Address of principal executive offices)</TD>
<TD WIDTH="50%" VALIGN="TOP">
<P ALIGN="CENTER">(Zip Code)</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">
<P>&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<P>&nbsp;</TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=2>
<P ALIGN="CENTER">Registrant's telephone number, including area code <U>(912) 267-7283</U></TD>
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<P ALIGN="CENTER">&nbsp;</P>
<P ALIGN="CENTER">&nbsp;</P>
<P>&nbsp;</P>
<B><P>Item 8. Change in Fiscal Year</P>
</B><P>On October 21, 2002 First Georgia Holding, Inc.'s Board of Directors approved a change in fiscal year end from September 30 to December 31. However, due to the pending merger agreement between United Community Bank, Inc. and First Georgia Holding, Inc. the Board of Directors of First Georgia Holding, Inc. decided the change was not necessary. Therefore, on January 22, 2003, First Georgia Holding, Inc.'s Board of Directors approved a change in the Company's fiscal year from December 31 to September 30. The report on Form 10-QSB covering the period from October 1, 2002 through December 31, 2002 will be filed in accordance with the Securities and Exchange Commission filing requirements. </P>
<P ALIGN="CENTER">&nbsp;</P>
<B><U><P ALIGN="CENTER">SIGNATURE</P>
</B></U><P>Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>
<P>First Georgia Bank</P>
<P>By: /s/<I><U>G.F. Coolidge, III</U> </P>
</I><ADDRESS>Executive Vice President</ADDRESS>
<ADDRESS>and Chief Operating Officer</ADDRESS>
<P>&nbsp;</P>
<P>Dated: January 27, 2003</P>
<P>&nbsp;</P>
<P>&nbsp;</P>
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{"company-data": {"conformed-name": "FIRST GEORGIA HOLDING INC", "cik": "0000826491", "assigned-sic": "6022", "irs-number": "581781773", "state-of-incorporation": "GA", "fiscal-year-end": "0930"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-16657", "film-number": "03526181"}, "business-address": {"street1": "1703 GLOUCESTER ST", "city": "BRUNSWICK", "state": "GA", "zip": "31521", "phone": "9122677283"}, "mail-address": {"street1": "1703 GLOUCHESTER", "city": "BRUNSWICK", "state": "GA", "zip": "31520"}, "former-company": {"former-conformed-name": "FIRST GEORGIA HOLDING CO", "date-changed": "19940803"}}
sep8k
United States
Securities and Exchange Commission
Washington, D.C
FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
January 27, 2003 (Janaury 22, 2003)
FIRST GEORGIA HOLDING, INC.
(Exact name of registrant as specified in its charter)
Georgia
0-16657
58-1781773
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification Number)
1703 Gloucester Street, Brunswick, GA
31521
(Address of principal executive offices)
(Zip Code)
Registrant's telephone number, including area code
(912) 267-7283
Item 8. Change in Fiscal Year
On October 21, 2002 First Georgia Holding, Inc.'s Board of Directors approved a change in fiscal year end from September 30 to December 31. However, due to the pending merger agreement between United Community Bank, Inc. and First Georgia Holding, Inc. the Board of Directors of First Georgia Holding, Inc. decided the change was not necessary. Therefore, on January 22, 2003, First Georgia Holding, Inc.'s Board of Directors approved a change in the Company's fiscal year from December 31 to September 30. The report on Form 10-QSB covering the period from October 1, 2002 through December 31, 2002 will be filed in accordance with the Securities and Exchange Commission filing requirements.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
First Georgia Bank
By: /s/
G.F. Coolidge, III
Executive Vice President
and Chief Operating Officer
Dated: January 27, 2003