===========================================================================

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K


                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


                                  July 28, 2003



                             REDWOOD EMPIRE BANCORP
            (Exact number of Registrant as specified in its charter)



      California                      File No. 0-19231           68-0166366
      ----------                      ----------------           ----------
(State or other jurisdiction of   (Commission File Number)    (IRS Employer)
 Incorporated or organization)                               Identification No.)



   111 Santa Rosa Avenue, Santa Rosa, California                95404-4905
   ---------------------------------------------                ----------
       (Address of principal executive offices)                 (Zip Code)



       Registrant's telephone number, including area code: (707) 573-4800
                                                           --------------





===========================================================================


<PAGE>


Item 5.  Other Events

Press release for the following (article attached):

         Redwood Empire Bancorp announces completion of trust preferred
financing.










                                   SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.




Date:        7-28-03                REDWOOD EMPIRE BANCORP
       --------------------         ----------------------
                                          (Registrant)



                                    By: /s/ James E. Beckwith
                                        -----------------------------
                                        James E. Beckwith
                                        Executive Vice President and
                                        Chief Operating Officer


<PAGE>



                                            FOR:     REDWOOD EMPIRE BANCORP
                                    APPROVED BY:     James E. Beckwith
                                                     EVP/Chief Operating Officer
                                                     (707) 522-5215

For Immediate Release


                 REDWOOD EMPIRE BANCORP ANNOUNCES COMPLETION OF
                            TRUST PREFERRED FINANCING

SANTA ROSA, Calif. (July 24, 2003) -- Redwood Empire Bancorp (NASDAQ: REBC)
reported today that the Company has completed its $10,000,000 trust preferred
securities financing. The financing, which is due in 30 years, qualifies for
Tier II regulatory capital treatment, bears an interest rate of 6.35% for five
years and then resets to the three month LIBOR plus 3.1% for the next 25 years.
Debt issuance costs amounted to approximately $215,000 and will be amortized
over the life of the offering. "The funds are being used for stock repurchases
and other corporate purposes," stated Chief Operating Officer James Beckwith.

         The trust preferred securities have not been and will not be registered
under the Securities Act of 1933, as amended, or applicable state securities
laws and, unless so registered, may not be offered or sold in the United States
absent registration or an applicable exemption from the registration
requirements of the Securities Act of 1933, as amended, and applicable state
securities laws.

         This press release shall not constitute an offer to sell or the
solicitation of an offer to buy the trust preferred securities. This press
release is being issued pursuant to and in accordance with Rule 135c under the
Securities Act of 1933, as amended.

         Redwood Empire Bancorp is the holding company for National Bank of the
Redwoods, a commercial bank. The Company operates through branches in Sonoma,
Mendocino and Lake Counties.

         All statements contained in this release, which are not historical
facts, are forward-looking statements, within the meaning of Section 21E of the
Securities Exchange Act, that are subject to risks and uncertainties. Actual
results may differ materially from those set forth in or implied by
forward-looking statements. These risks are described in the Company's
Securities and Exchange Commission filings. The Company expressly disclaims any
obligation or undertaking to release publicly any updates or revisions to any
forward-looking statements contained herein to reflect any changes in the
Company's expectations with regard thereto or any change in events, conditions
or circumstances on which any such statements are based.

                                      # # #
[{"type": "8-K", "sequence": "1", "filename": "sec8k072403.txt", "description": "REB PR COMPLETION OF TRUST PREFERRED", "secsgml_size_bytes": 4997}]
{"company-data": {"conformed-name": "REDWOOD EMPIRE BANCORP", "cik": "0000840007", "assigned-sic": "6021", "irs-number": "680166366", "state-of-incorporation": "CA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-10868", "film-number": "03805889"}, "business-address": {"street1": "111 SANTA ROSA AVENUE", "street2": "PO BOX 402", "city": "SANTA ROSA", "state": "CA", "zip": "95404-4905", "phone": "7075734800"}, "mail-address": {"street1": "111 SANTA ROSA AVENUE", "city": "SANTA ROSA", "state": "CA", "zip": "95404-4905"}}
===========================================================================

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

                                  July 28, 2003

                             REDWOOD EMPIRE BANCORP
            (Exact number of Registrant as specified in its charter)

      California                      File No. 0-19231           68-0166366
      ----------                      ----------------           ----------
(State or other jurisdiction of   (Commission File Number)    (IRS Employer)
 Incorporated or organization)                               Identification No.)

   111 Santa Rosa Avenue, Santa Rosa, California                95404-4905
   ---------------------------------------------                ----------
       (Address of principal executive offices)                 (Zip Code)

       Registrant's telephone number, including area code: (707) 573-4800
                                                           --------------

===========================================================================
Item 5.  Other Events

Press release for the following (article attached):

         Redwood Empire Bancorp announces completion of trust preferred
financing.

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date:        7-28-03                REDWOOD EMPIRE BANCORP
       --------------------         ----------------------
                                          (Registrant)

                                    By: /s/ James E. Beckwith
                                        -----------------------------
                                        James E. Beckwith
                                        Executive Vice President and
                                        Chief Operating Officer
FOR:     REDWOOD EMPIRE BANCORP
                                    APPROVED BY:     James E. Beckwith
                                                     EVP/Chief Operating Officer
                                                     (707) 522-5215

For Immediate Release

                 REDWOOD EMPIRE BANCORP ANNOUNCES COMPLETION OF
                            TRUST PREFERRED FINANCING

SANTA ROSA, Calif. (July 24, 2003) -- Redwood Empire Bancorp (NASDAQ: REBC)
reported today that the Company has completed its $10,000,000 trust preferred
securities financing. The financing, which is due in 30 years, qualifies for
Tier II regulatory capital treatment, bears an interest rate of 6.35% for five
years and then resets to the three month LIBOR plus 3.1% for the next 25 years.
Debt issuance costs amounted to approximately $215,000 and will be amortized
over the life of the offering. "The funds are being used for stock repurchases
and other corporate purposes," stated Chief Operating Officer James Beckwith.

         The trust preferred securities have not been and will not be registered
under the Securities Act of 1933, as amended, or applicable state securities
laws and, unless so registered, may not be offered or sold in the United States
absent registration or an applicable exemption from the registration
requirements of the Securities Act of 1933, as amended, and applicable state
securities laws.

         This press release shall not constitute an offer to sell or the
solicitation of an offer to buy the trust preferred securities. This press
release is being issued pursuant to and in accordance with Rule 135c under the
Securities Act of 1933, as amended.

         Redwood Empire Bancorp is the holding company for National Bank of the
Redwoods, a commercial bank. The Company operates through branches in Sonoma,
Mendocino and Lake Counties.

         All statements contained in this release, which are not historical
facts, are forward-looking statements, within the meaning of Section 21E of the
Securities Exchange Act, that are subject to risks and uncertainties. Actual
results may differ materially from those set forth in or implied by
forward-looking statements. These risks are described in the Company's
Securities and Exchange Commission filings. The Company expressly disclaims any
obligation or undertaking to release publicly any updates or revisions to any
forward-looking statements contained herein to reflect any changes in the
Company's expectations with regard thereto or any change in events, conditions
or circumstances on which any such statements are based.

                                      # # #