=============================================================


                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported) September 16, 1998



                             UNITED NATIONAL BANCORP
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                                   New Jersey
                 ----------------------------------------------
                 (State or other jurisdiction of incorporation)


                   000-16931                   22-2894827
           ------------------------- ---------------------------------
           (Commission File Number) (IRS Employer Identification No.)


             1130 Route 22 East, Bridgewater, New Jersey 08807-0010
            ---------------------------------------------------------
                    (Address of principal executive offices)


                                 (908) 429-2200
               ---------------------------------------------------
              (Registrant's telephone number, including area code)


          =============================================================




<PAGE>


Item 5.  Other Events.
On  September  16,  1998,  the Board of  Directors  of United  National  Bancorp
("United")  approved a 33% increase in the Company's quarterly dividend to $0.20
per share,  up from the previous rate of $0.15 per share.  At the same time, the
Board declared a 10% stock dividend.  Any fractional shares will be paid in cash
at the closing bid price of the record date. Both dividends are payable November
2, 1998 to stockholders of record on October 15, 1998.


A copy of the text of  United's  press  release  reporting  its  cash and  stock
dividends is being filed as an exhibit to this Current Report.




Item 7.  Financial Statements and Exhibits. Exhibits

         99(a)    Press Release dated September 16, 1998




<PAGE>




                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                                      UNITED NATIONAL BANCORP

Dated: September 22, 1998                      By:    /s/ Thomas C. Gregor
                                                   ----------------------------
                                                          Thomas C. Gregor
                                                       Chairman, President and
                                                       Chief Executive Officer




<PAGE>


                                INDEX TO EXHIBITS


Exhibit No.                         Description
---------------                  ---------------
   99(a)                  Press Release dated September 16, 1998
[{"type": "8-K", "sequence": "1", "description": "STOCK AND CASH DIVIDENDS", "secsgml_size_bytes": 3207}]
{"company-data": {"conformed-name": "UNITED NATIONAL BANCORP", "cik": "0000831959", "assigned-sic": "6021", "irs-number": "222894827", "state-of-incorporation": "NJ", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-16931", "film-number": "98712712"}, "business-address": {"street1": "1130 ROUTE 22 EAST", "city": "BRIDGEWATER", "state": "NJ", "zip": "08807", "phone": "9084292200"}, "mail-address": {"street1": "1130 ROUTE 22 EAST", "city": "BRIDGEWATER", "state": "NJ", "zip": "08807"}}
=============================================================

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported) September 16, 1998

                             UNITED NATIONAL BANCORP
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                                   New Jersey
                 ----------------------------------------------
                 (State or other jurisdiction of incorporation)

                   000-16931                   22-2894827
           ------------------------- ---------------------------------
           (Commission File Number) (IRS Employer Identification No.)

             1130 Route 22 East, Bridgewater, New Jersey 08807-0010
            ---------------------------------------------------------
                    (Address of principal executive offices)

                                 (908) 429-2200
               ---------------------------------------------------
              (Registrant's telephone number, including area code)

          =============================================================
Item 5.  Other Events.
On  September  16,  1998,  the Board of  Directors  of United  National  Bancorp
("United")  approved a 33% increase in the Company's quarterly dividend to $0.20
per share,  up from the previous rate of $0.15 per share.  At the same time, the
Board declared a 10% stock dividend.  Any fractional shares will be paid in cash
at the closing bid price of the record date. Both dividends are payable November
2, 1998 to stockholders of record on October 15, 1998.

A copy of the text of  United's  press  release  reporting  its  cash and  stock
dividends is being filed as an exhibit to this Current Report.

Item 7.  Financial Statements and Exhibits. Exhibits

         99(a)    Press Release dated September 16, 1998
SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                                      UNITED NATIONAL BANCORP

Dated: September 22, 1998                      By:    /s/ Thomas C. Gregor
                                                   ----------------------------
                                                          Thomas C. Gregor
                                                       Chairman, President and
                                                       Chief Executive Officer
INDEX TO EXHIBITS

Exhibit No.                         Description
---------------                  ---------------
   99(a)                  Press Release dated September 16, 1998