================================================================================

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported) November 22, 1999

                             UNITED NATIONAL BANCORP

             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                                   New Jersey

                 ----------------------------------------------
                 (State or other jurisdiction of incorporation)

                    000-16931              22-2894827

           ------------------------- ---------------------------------
           (Commission File Number) (IRS Employer Identification No.)

             1130 Route 22 East, Bridgewater, New Jersey 08807-0010

            ---------------------------------------------------------
                    (Address of principal executive offices)

                                 (908) 429-2200

               ---------------------------------------------------
              (Registrant's telephone number, including area code)

================================================================================

<PAGE>



Item 5.  Other Events.

On  November  22,  1999,  the  Board of  Directors  of United  National  Bancorp
("United")  has  approved  a  plan  to  repurchase  up  to  800,000  shares,  or
approximately five percent of its common stock

Under the stock  repurchase plan,  which is effective  immediately,  the Company
will purchase shares from time to time in open market  transactions or privately
negotiated transactions at prevailing market prices.  Repurchased shares will be
reserved for later reissue in connection with future stock  dividends,  employee
benefit plans and other general corporate purposes.

The Company  currently  has  16,145,931  outstanding  shares.  Repurchase of the
Company's  stock is subject to availability of the stock and may be discontinued
at any time.

A copy of United's  press  release is being filed as an exhibit to this  Current
Report.



Item 7.  Financial Statements and Exhibits. Exhibits

         99(a)    United  issued  a  press  release  dated  November  22,  1999,
                  announcing United's stock repurchase program.




<PAGE>


                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                                    UNITED NATIONAL BANCORP


Dated: November 24, 1999                            By:Thomas C. Gregor
                                                       -----------------------
                                                       Thomas C. Gregor
                                                       Chairman, President and
                                                       Chief Executive Officer

<PAGE>


                                INDEX TO EXHIBITS

Exhibit No.                      Description

---------------                  ---------------
   99(a)                         Press Release dated November 22, 1999
[{"type": "8-K", "sequence": "1", "description": "NOVEMBER 23, 1999     FORM 8-K", "secsgml_size_bytes": 3548}]
{"company-data": {"conformed-name": "UNITED NATIONAL BANCORP", "cik": "0000831959", "assigned-sic": "6021", "irs-number": "222894827", "state-of-incorporation": "NJ", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-16931", "film-number": "99763741"}, "business-address": {"street1": "1130 ROUTE 22 EAST", "city": "BRIDGEWATER", "state": "NJ", "zip": "08807", "phone": "9084292200"}, "mail-address": {"street1": "1130 ROUTE 22 EAST", "city": "BRIDGEWATER", "state": "NJ", "zip": "08807"}}
================================================================================

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported) November 22, 1999

                             UNITED NATIONAL BANCORP

             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                                   New Jersey

                 ----------------------------------------------
                 (State or other jurisdiction of incorporation)

                    000-16931              22-2894827

           ------------------------- ---------------------------------
           (Commission File Number) (IRS Employer Identification No.)

             1130 Route 22 East, Bridgewater, New Jersey 08807-0010

            ---------------------------------------------------------
                    (Address of principal executive offices)

                                 (908) 429-2200

               ---------------------------------------------------
              (Registrant's telephone number, including area code)

================================================================================
Item 5.  Other Events.

On  November  22,  1999,  the  Board of  Directors  of United  National  Bancorp
("United")  has  approved  a  plan  to  repurchase  up  to  800,000  shares,  or
approximately five percent of its common stock

Under the stock  repurchase plan,  which is effective  immediately,  the Company
will purchase shares from time to time in open market  transactions or privately
negotiated transactions at prevailing market prices.  Repurchased shares will be
reserved for later reissue in connection with future stock  dividends,  employee
benefit plans and other general corporate purposes.

The Company  currently  has  16,145,931  outstanding  shares.  Repurchase of the
Company's  stock is subject to availability of the stock and may be discontinued
at any time.

A copy of United's  press  release is being filed as an exhibit to this  Current
Report.

Item 7.  Financial Statements and Exhibits. Exhibits

         99(a)    United  issued  a  press  release  dated  November  22,  1999,
                  announcing United's stock repurchase program.
SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                                    UNITED NATIONAL BANCORP

Dated: November 24, 1999                            By:Thomas C. Gregor
                                                       -----------------------
                                                       Thomas C. Gregor
                                                       Chairman, President and
                                                       Chief Executive Officer
INDEX TO EXHIBITS

Exhibit No.                      Description

---------------                  ---------------
   99(a)                         Press Release dated November 22, 1999