===========================================================================

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K


                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934



                          Date of Report: July 8, 2002



                             REDWOOD EMPIRE BANCORP
            (Exact number of Registrant as specified in its charter)



                  California            File No. 0-19231         68-0166366
                  ----------            ----------------         ----------
  (State or other jurisdiction of   (Commission File Number)   (IRS Employer)
  Incorporated or organization)                              Identification No.)



         111 Santa Rosa Avenue, Santa Rosa, California            95404-4905
         ---------------------------------------------            ----------
         (Address of principal executive offices)                 (Zip Code)



       Registrant's telephone number, including area code: (707) 573-4800
                                                           --------------





===========================================================================


<PAGE>


Item 5.  Other Events

Press release for the following (article attached):

         Redwood Empire Bancorp declares quarterly dividend.








                                   SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



            07-08-02
Date:  ___________________      REDWOOD EMPIRE BANCORP
                                ----------------------
                                       (Registrant)


                                     /s/ James E. Beckwith
                                By:
                                     -----------------------------------
                                     James E. Beckwith
                                     Executive Vice President and
                                     Chief Operating Officer


<PAGE>






                                            FOR:  REDWOOD EMPIRE BANCORP


                                    APPROVED BY:  James E. Beckwith
                                                  Chief Operating Officer
                                                  (707) 522-5215


For Immediate Release



               REDWOOD EMPIRE BANCORP DECLARES QUARTERLY DIVIDEND


SANTA ROSA, Calif. (July 8, 2002) -- Redwood Empire Bancorp (NASDAQ: REBC) today
announced that its Board of Directors has declared a quarterly cash dividend of
twenty cents per share on the Company's Common Stock. The dividend is payable on
July 30, 2002 to shareholders of record on July 18, 2002.

         Redwood Empire Bancorp is the holding company for National Bank of the
Redwoods, a commercial bank. The Company operates through branches in Sonoma,
Mendocino and Lake Counties.

                                     # # # #
[{"type": "8-K", "sequence": "1", "filename": "sec8k070802.txt", "description": "PRESS RELEASE DIVIDEND", "secsgml_size_bytes": 3233}]
{"company-data": {"conformed-name": "REDWOOD EMPIRE BANCORP", "cik": "0000840007", "assigned-sic": "6021", "irs-number": "680166366", "state-of-incorporation": "CA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-10868", "film-number": "02699172"}, "business-address": {"street1": "111 SANTA ROSA AVENUE", "street2": "PO BOX 402", "city": "SANTA ROSA", "state": "CA", "zip": "95404-4905", "phone": "7075734800"}, "mail-address": {"street1": "111 SANTA ROSA AVENUE", "city": "SANTA ROSA", "state": "CA", "zip": "95404-4905"}}
===========================================================================

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

                          Date of Report: July 8, 2002

                             REDWOOD EMPIRE BANCORP
            (Exact number of Registrant as specified in its charter)

                  California            File No. 0-19231         68-0166366
                  ----------            ----------------         ----------
  (State or other jurisdiction of   (Commission File Number)   (IRS Employer)
  Incorporated or organization)                              Identification No.)

         111 Santa Rosa Avenue, Santa Rosa, California            95404-4905
         ---------------------------------------------            ----------
         (Address of principal executive offices)                 (Zip Code)

       Registrant's telephone number, including area code: (707) 573-4800
                                                           --------------

===========================================================================
Item 5.  Other Events

Press release for the following (article attached):

         Redwood Empire Bancorp declares quarterly dividend.

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

            07-08-02
Date:  ___________________      REDWOOD EMPIRE BANCORP
                                ----------------------
                                       (Registrant)

                                     /s/ James E. Beckwith
                                By:
                                     -----------------------------------
                                     James E. Beckwith
                                     Executive Vice President and
                                     Chief Operating Officer
FOR:  REDWOOD EMPIRE BANCORP

                                    APPROVED BY:  James E. Beckwith
                                                  Chief Operating Officer
                                                  (707) 522-5215

For Immediate Release

               REDWOOD EMPIRE BANCORP DECLARES QUARTERLY DIVIDEND

SANTA ROSA, Calif. (July 8, 2002) -- Redwood Empire Bancorp (NASDAQ: REBC) today
announced that its Board of Directors has declared a quarterly cash dividend of
twenty cents per share on the Company's Common Stock. The dividend is payable on
July 30, 2002 to shareholders of record on July 18, 2002.

         Redwood Empire Bancorp is the holding company for National Bank of the
Redwoods, a commercial bank. The Company operates through branches in Sonoma,
Mendocino and Lake Counties.

                                     # # # #