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<B><P ALIGN="CENTER">UNITED STATES</P>
<P ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION</P>
<P ALIGN="CENTER">WASHINGTON, DC  20549</P>
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<FONT SIZE=2><P ALIGN="CENTER"><HR WIDTH="23%" SIZE=2></P>
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<B><FONT SIZE=4><P ALIGN="CENTER">FORM 8-K</P>
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<FONT SIZE=4><P ALIGN="CENTER">CURRENT REPORT</P>
</FONT><P ALIGN="CENTER">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</P>
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<P ALIGN="CENTER">&nbsp;</P>
</B><FONT SIZE=2><P ALIGN="CENTER">Date of report (Date of earliest event reported)</FONT><B> April 24, 2007</P>
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<B><P ALIGN="CENTER">Potomac Bancshares, Inc.</P>
</B><FONT SIZE=2><P ALIGN="CENTER">(Exact Name of Registrant as Specified in Charter)</P>
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<B><P ALIGN="CENTER">West Virginia</P>
</B><FONT SIZE=2><P ALIGN="CENTER">(State of Other Jurisdiction of Incorporation)</P>
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<B><P ALIGN="CENTER">0-24958</P>
</B><FONT SIZE=2><P ALIGN="CENTER">(Commission File Number)</P>
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<B><P ALIGN="CENTER">55-0732247</P>
</B><FONT SIZE=2><P ALIGN="CENTER">(IRS Employer Identification No.)</P>
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<B><P ALIGN="CENTER">111 E. Washington St., PO Box 906, Charles Town WV  25414-0906</P>
</B><FONT SIZE=2><P ALIGN="CENTER">(Address of Principal Executive Offices)  (Zip Code)</P>
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<B><P ALIGN="CENTER">304-725-8431</P>
</B><FONT SIZE=2><P ALIGN="CENTER">Registrant's telephone number, including area code</P>
<U><P ALIGN="CENTER"></P>
</U></FONT><B><P ALIGN="CENTER">N/A</P>
</B><FONT SIZE=2><P ALIGN="CENTER">(Former Name or Former Address, if Changed Since Last Report)</P>
</FONT><P ALIGN="CENTER"></P>
<P ALIGN="CENTER">&nbsp;</P>
<P>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</P>
<UL>
<LI>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</LI></UL>
<UL>
<LI>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</LI></UL>
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<LI>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act </LI></UL>
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<P>(17 CFR 240.14d-2(b))</P>
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<LI>Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</LI></UL>
<B><P ALIGN="CENTER">Section 2 - Financial Information</P>
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<P>Item 2.02.&#9;Results of Operations and Financial Condition.</P>
</B><P>For Immediate Release April 24, 2007</P>
<P>Robert F. Baronner Jr. President and CEO of Potomac Bancshares, Inc. announced the following information regarding the 2007 second quarter dividend.</P>
<P>The board of Directors of Potomac Bancshares, Inc. declared the second quarter dividend payment of 10.25 cents per share of common stock.  This dividend will be paid on June 1, 2007 to all shareholders of record on May 15, 2007.  This represents the seventeenth consecutive increase in the dividend since the company began paying them on a quarterly basis in 2003.</P>
<P>Potomac Bancshares Inc. is a public company trading under the ticker symbol PTBS.OB.  PTBS is the one bank holding company for Bank of Charles Town (BCT) located in Charles Town West Virginia.</P>
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<B><P ALIGN="CENTER">SIGNATURES</P>
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<P>Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>
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<P>Potomac Bancshares, Inc.</P>
<P>&nbsp;</P>
<U><P>/s/Robert F. Baronner, Jr.&#9;</P>
</U><P>Robert F. Baronner, Jr., President and CEO</P>
<P>April 24, 2007</P>
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{"company-data": {"conformed-name": "POTOMAC BANCSHARES INC", "cik": "0000925173", "assigned-sic": "6022", "irs-number": "550732247", "state-of-incorporation": "WV", "fiscal-year-end": "0331"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-24958", "film-number": "07785104"}, "business-address": {"street1": "111 EAST WASHINGTON ST", "city": "CHARLES TOWN", "state": "WV", "zip": "25414", "phone": "3047258431"}, "mail-address": {"street1": "P O BOX 906", "city": "CHARLES TOWN", "state": "WV", "zip": "25414"}}
Charles Town, WV, Jan
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC  20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of report (Date of earliest event reported)
April 24, 2007
Potomac Bancshares, Inc.
(Exact Name of Registrant as Specified in Charter)
West Virginia
(State of Other Jurisdiction of Incorporation)
0-24958
(Commission File Number)
55-0732247
(IRS Employer Identification No.)
111 E. Washington St., PO Box 906, Charles Town WV  25414-0906
(Address of Principal Executive Offices)  (Zip Code)
304-725-8431
Registrant's telephone number, including area code
N/A
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Section 2 - Financial Information
Item 2.02.	Results of Operations and Financial Condition.
For Immediate Release April 24, 2007
Robert F. Baronner Jr. President and CEO of Potomac Bancshares, Inc. announced the following information regarding the 2007 second quarter dividend.
The board of Directors of Potomac Bancshares, Inc. declared the second quarter dividend payment of 10.25 cents per share of common stock.  This dividend will be paid on June 1, 2007 to all shareholders of record on May 15, 2007.  This represents the seventeenth consecutive increase in the dividend since the company began paying them on a quarterly basis in 2003.
Potomac Bancshares Inc. is a public company trading under the ticker symbol PTBS.OB.  PTBS is the one bank holding company for Bank of Charles Town (BCT) located in Charles Town West Virginia.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Potomac Bancshares, Inc.
/s/Robert F. Baronner, Jr.
Robert F. Baronner, Jr., President and CEO
April 24, 2007