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<B><P ALIGN="CENTER">UNITED STATES</P>


<P ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION</P>


<P ALIGN="CENTER">Washington, DC 20549</P>


</B><P ALIGN="JUSTIFY"></P>


<P ALIGN="JUSTIFY">&nbsp;</P>


<B><FONT SIZE=5><P ALIGN="CENTER">FORM 8-K</P>


</B></FONT><P ALIGN="JUSTIFY"></P>


<P ALIGN="JUSTIFY">&nbsp;</P>


<B><P ALIGN="CENTER">CURRENT REPORT Pursuant</P>


<P ALIGN="CENTER">to Section 13 or 15(d) of the</P>


<P ALIGN="CENTER">Securities Exchange Act of 1934</P>


</B><P ALIGN="JUSTIFY"></P>


<P ALIGN="CENTER">Date of report (Date of earliest event reported):<U>&nbsp;&nbsp;<B>December 22, 2004</P>


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<B><P ALIGN="CENTER">Tri-State 1<SUP>st</SUP> Banc, Inc.</P>


</B><FONT SIZE=3><P ALIGN="CENTER">(Exact Name of Registrant as Specified in Its Charter)</P>


</FONT><P ALIGN="JUSTIFY"></P>


<B><P ALIGN="CENTER">Ohio</P>


</B><FONT SIZE=3><P ALIGN="CENTER">(State or Other Jurisdiction of Incorporation)</P>


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<B><P ALIGN="CENTER">000-32489&#9;34-1824708</P>


</B><FONT SIZE=3><P ALIGN="CENTER">(Commission File Number)      (IRS Employer Identification No.)</P>


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<B><P ALIGN="CENTER">16924 St. Clair Avenue</P>


<P ALIGN="CENTER">East Liverpool, Ohio&#9; 43920</P>


</B><FONT SIZE=3><P ALIGN="CENTER">(Address of Principal Executive Offices)    (Zip Code)</P>


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<B><P ALIGN="CENTER">(330) 385-9200</P>


</B><FONT SIZE=3><P ALIGN="CENTER">(Registrant's Telephone Number, Including Area Code)</P>


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<P ALIGN="CENTER">&nbsp;</P>


<FONT SIZE=3><P ALIGN="CENTER">(Former Name or Former Address, if Changed Since Last Report)</P>


</FONT><P ALIGN="JUSTIFY"></P>


<P ALIGN="JUSTIFY">&#9;Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (<I>see </I>General Instruction A.2. below):</P>


<P ALIGN="JUSTIFY"></P>


<P ALIGN="JUSTIFY">&#9;<FONT FACE="Wingdings">&#111;</FONT>


&#9;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</P>


<P ALIGN="JUSTIFY"></P>


<P ALIGN="JUSTIFY">&#9;<FONT FACE="Wingdings">&#111;</FONT>


&#9;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</P>


<P ALIGN="JUSTIFY"></P>


<P ALIGN="JUSTIFY">&#9;<FONT FACE="Wingdings">&#111;</FONT>


&#9;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</P>


<P ALIGN="JUSTIFY"></P>


<P ALIGN="JUSTIFY">&#9;<FONT FACE="Wingdings">&#111;</FONT>


&#9;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</P>


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<P>&nbsp;</P>


<B><FONT SIZE=3><P>Item 8.01.     <U>Other Events</P>


</B></U>


<P>&#9;&#9;On December 23, 2004, Tri-State 1<SUP>st</SUP> Banc, Inc. (the &quot;Company&quot;) issued a press release entitled, &quot;Tri-State 1<SUP>st</SUP> Banc Acquires MDH.&quot;</P>





<P>&#9;&#9;The full text of the Company's press release is filed as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.</P>


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<P>Item 9.01.&#9;<U>Financial Statements and Exhibits</P>


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</B><LI>   Exhibits</LI></OL>





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<P>  99.1 Press Release</P>


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<P ALIGN="CENTER">SIGNATURES</P>


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<P>&#9;Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</P>


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<P>&#9;&#9;Tri-State 1<SUP>st</SUP> Banc, Inc.</P>





<P>Date:  December 23, 2004</P>


<P>&#9;By:  <U>  Charles B. Lang</P>


</U><P>&#9;         Charles B. Lang,</P>


<P ALIGN="JUSTIFY">&#9;         President</P>


</FONT><P ALIGN="JUSTIFY"></P>


<P ALIGN="CENTER">&nbsp;</P>


<B><P ALIGN="CENTER">EXHIBIT INDEX</P>


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<U><P>Exhibit No</U>.               <U>Description</DIR>


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<P>&#9;99.1&#9;Press Release</DIR>


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{"company-data": {"conformed-name": "TRI STATE 1ST BANK INC", "cik": "0001010398", "assigned-sic": "6021", "irs-number": "341824708", "state-of-incorporation": "OH", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-32489", "film-number": "041226768"}, "business-address": {"street1": "16924 ST CLAIR AVE", "street2": "PO BOX 796", "city": "EAST LIVERPOOL", "state": "OH", "zip": "43920", "phone": "3303859200"}, "mail-address": {"street1": "16924 ST CLAIR AVENUE", "street2": "P O BOX 796", "city": "EAST LIVERPOOL", "state": "OH", "zip": "43290"}}
UNITED STATES
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT Pursuant
to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of report (Date of earliest event reported):
December 22, 2004
Tri-State 1
st
Banc, Inc.
(Exact Name of Registrant as Specified in Its Charter)
Ohio
(State or Other Jurisdiction of Incorporation)
000-32489	34-1824708
(Commission File Number)      (IRS Employer Identification No.)
16924 St. Clair Avenue
East Liverpool, Ohio	 43920
(Address of Principal Executive Offices)    (Zip Code)
(330) 385-9200
(Registrant's Telephone Number, Including Area Code)
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (
see
General Instruction A.2. below):
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 8.01.
Other Events
On December 23, 2004, Tri-State 1
st
Banc, Inc. (the "Company") issued a press release entitled, "Tri-State 1
st
Banc Acquires MDH."
The full text of the Company's press release is filed as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.
Item 9.01.
Financial Statements and Exhibits
Exhibits
99.1 Press Release
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
Tri-State 1
st
Banc, Inc.
Date:  December 23, 2004
By:
Charles B. Lang
Charles B. Lang,
President
EXHIBIT INDEX
Exhibit No
.
Description
99.1	Press Release