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<title>Prepared By R.R. Donnelley Financial -- Form 8-K</title>
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<b>UNITED STATES </b></font></div>

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<b>SECURITIES AND EXCHANGE COMMISSION </b></font></div>

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<b>Washington D.C., 20549 </b></font></div>

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<b>Form 8-K </b></font></div> <div><font Size="1">&nbsp;</font></div>

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<b>Current Report </b></font></div>

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<b>Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 </b></font></div>

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<b>Date Of Report (Date Of Earliest Event Reported):&nbsp;&nbsp;10/05/2005 </b></font></div>




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<b>REPUBLIC COMPANIES GROUP, INC. </b></font></div>

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<b>(Exact Name of Registrant as Specified in its Charter)</b></font></div>

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<b>Commission File Number:&nbsp;&nbsp;000-51455</b></font></div>

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<div Align="center"><font Face="times New Roman" Size="3" Color="#000000"><b>30-0175923</b></font>
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<b>(State or Other Jurisdiction of</b></font>
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<div Align="center"><font Face="times New Roman" Size="2" Color="#000000"><b>(I.R.S. Employer</b></font>
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<b>Incorporation or Organization)</b></font>
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<b>Identification No.)</b></font>
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<b>222 Delaware Avenue, Suite 900 </div><div Align="center">Wilmington, Delaware 19801 </div><div Align="center"></b></font></div>


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<b>(Address of Principal Executive Offices, Including Zip Code)</b></font>
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<b>(302) 658-3613 </b></font>
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<b>(Registrant&#146;s Telephone Number, Including Area Code) </b></font>
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<b> </b></font>
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<b>(Former name or former address, if changed since last report) </b></font>
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<b>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:<BR><BR>
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<b>[&nbsp;&nbsp;]&nbsp;&nbsp;
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<BR><BR>

[&nbsp;&nbsp;]&nbsp;&nbsp;
Soliciting material pursuant to Rule 14a-12 under the Exchange Act(17CFR240.14a-12)<BR><BR>


[&nbsp;&nbsp;]&nbsp;&nbsp;
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17CFR240.14d-2(b))<BR><BR>


[&nbsp;&nbsp;]&nbsp;&nbsp;
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17CFR240.13e-4(c))
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Items to be Included in this Report</b>
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<b>Item 7.01.&nbsp;&nbsp;&nbsp;&nbsp;Regulation FD Disclosure</b></font>
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See Item 8.01 below incorporated herein by reference.</font>
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<b>Item 8.01.&nbsp;&nbsp;&nbsp;&nbsp;Other Events</b></font>
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On October 5, 2005, Republic Companies Group, Inc. (the "Company") issued the press release, attached hereto as Exhibit 99, announcing estimated after tax impact on the Company's third quarter net income, net of recoveries from catastrophe reinsurance treaties and the related purchase of additional reinsurance, from Hurricane Katrina and Hurricane Rita, together with 2005 guidance.</font>
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<b>Item 9.01.&nbsp;&nbsp;&nbsp;&nbsp;Financial Statements and Exhibits</b></font>
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Press Release dated October 5, 2005 regarding hurricane losses and reinsurance coverage for catastrophic weather events.</font>
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<b>Signature(s) </b></font>
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Pursuant to the Requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the Undersigned hereunto
duly authorized. </font>
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	REPUBLIC COMPANIES GROUP, INC.</font>
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	Date: October 05, 2005.</font>
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	By:</font>
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	/s/&nbsp;&nbsp;&nbsp;&nbsp;Michael E. Ditto</font>
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	Michael E. Ditto</font>
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	<div><font Face="times New Roman" Size="2" Color="#000000">Vice President and Corporate Secretary</font>
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<b>Exhibit Index </b></font>
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	<b>Exhibit&nbsp;No.</b></font>
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	<b>Description</b></font>
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	EX-99.</font>
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	10-5-05 Press Release</font>
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Prepared By R.R. Donnelley Financial -- Form 8-K
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D.C., 20549
Form 8-K
Current Report
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date Of Report (Date Of Earliest Event Reported):  10/05/2005
REPUBLIC COMPANIES GROUP, INC.
(Exact Name of Registrant as Specified in its Charter)
Commission File Number:  000-51455
DELAWARE
30-0175923
(State or Other Jurisdiction of
(I.R.S. Employer
Incorporation or Organization)
Identification No.)
222 Delaware Avenue, Suite 900
Wilmington, Delaware 19801
(Address of Principal Executive Offices, Including Zip Code)
(302) 658-3613
(Registrant's Telephone Number, Including Area Code)
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
[  ]  
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[  ]  
Soliciting material pursuant to Rule 14a-12 under the Exchange Act(17CFR240.14a-12)
[  ]  
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17CFR240.14d-2(b))
[  ]  
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17CFR240.13e-4(c))
Items to be Included in this Report
Item 7.01.    Regulation FD Disclosure
See Item 8.01 below incorporated herein by reference.
Item 8.01.    Other Events
On October 5, 2005, Republic Companies Group, Inc. (the "Company") issued the press release, attached hereto as Exhibit 99, announcing estimated after tax impact on the Company's third quarter net income, net of recoveries from catastrophe reinsurance treaties and the related purchase of additional reinsurance, from Hurricane Katrina and Hurricane Rita, together with 2005 guidance.
Item 9.01.    Financial Statements and Exhibits
Press Release dated October 5, 2005 regarding hurricane losses and reinsurance coverage for catastrophic weather events.
Signature(s)
Pursuant to the Requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the Undersigned hereunto
duly authorized.
REPUBLIC COMPANIES GROUP, INC.
Date: October 05, 2005.
By:
/s/    Michael E. Ditto
Michael E. Ditto
Vice President and Corporate Secretary
Exhibit Index
Exhibit No.
Description
EX-99.
10-5-05 Press Release