<!--HTML document created with Crossfire by Rivet Software-->
<!--Created on: 5/16/2013 8:55:03 AM-->
<html>
	<head>
		<title>
			91aa22da3808451
		</title>
	</head>
	<body><div style="margin-left:65pt;margin-right:65pt;">
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<a name="_GoBack"></a><font style="display: inline;">UNITED STATES</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">SECURITIES AND EXCHANGE COMMISSION</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Washington</font><font style="display: inline;">, &nbsp;</font><font style="display: inline;">D.C.</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">20549</font><font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">FORM 8-K</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">CURRENT REPORT </font>
		</p>
		<p style="margin:0pt -27pt 0pt -18pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">P</font><font style="display: inline;">ursuant to Section 13 </font><font style="display: inline;">or</font><font style="display: inline;"> 15(d) of the Securities Exchange Act of</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">19</font><font style="display: inline;">34</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Date of Report (Date of </font><font style="display: inline;">E</font><font style="display: inline;">arliest </font><font style="display: inline;">E</font><font style="display: inline;">vent </font><font style="display: inline;">R</font><font style="display: inline;">eported):&nbsp; </font><font style="display: inline;">May 16, 2013</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;text-decoration:underline;">CENTRAL FEDERAL CORPORATION</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">(Exact </font><font style="display: inline;">N</font><font style="display: inline;">ame of </font><font style="display: inline;">R</font><font style="display: inline;">egistrant as </font><font style="display: inline;">S</font><font style="display: inline;">pecified in its </font><font style="display: inline;">C</font><font style="display: inline;">harter)</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:164.25pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;text-decoration:underline;">Delaware</font></p>
				</td>
				<td valign="top" style="width:164.25pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;text-decoration:underline;">0-25045</font></p>
				</td>
				<td valign="top" style="width:164.30pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;text-decoration:underline;">34-1877137</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:164.25pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">(State or Other Jurisdiction of</font></p>
				</td>
				<td valign="top" style="width:164.25pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">(Commission</font></p>
				</td>
				<td valign="top" style="width:164.30pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">(IRS Employer</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:164.25pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">Incorporation)</font></p>
				</td>
				<td valign="top" style="width:164.25pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">File Number)</font></p>
				</td>
				<td valign="top" style="width:164.30pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">Identification Number)</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:212.10pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;text-decoration:underline;">2923 Smith Road, Fairlawn, Ohio</font></p>
				</td>
				<td valign="top" style="width:72.30pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;text-decoration:underline;">44333</font></p>
				</td>
				<td valign="top" style="width:208.40pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;text-decoration:underline;">(330) 666-7979</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:212.10pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">(Address of Principal Executive Offices)</font></p>
				</td>
				<td valign="top" style="width:72.30pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">(Zip Code)</font></p>
				</td>
				<td valign="top" style="width:208.40pt;background-color: #auto;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;">(Registrant&#x2019;s Telephone Number)</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt -36pt 0pt -18pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt -36pt 0pt -18pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;text-decoration:underline;">Not Applicable</font>
		</p>
		<p style="margin:0pt -36pt 0pt -18pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;"> (F</font><font style="display: inline;">ormer </font><font style="display: inline;">Name or Former Address, if Changed S</font><font style="display: inline;">ince </font><font style="display: inline;">Last R</font><font style="display: inline;">eport)</font>
		</p>
		<p style="margin:0pt -36pt 0pt -18pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt -36pt 0pt -18pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt -18pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:TimesNewRoman;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant</font><font style="display: inline;font-family:TimesNewRoman;">&nbsp;</font><font style="display: inline;font-family:TimesNewRoman;">under any of the following provisions:</font>
		</p>
		<p style="margin:0pt -18pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:TimesNewRoman;">&nbsp;</font>
		</p>
		<p style="margin:0pt -18pt 0pt 9pt;text-indent: -27pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:TimesNewRoman;">[ ]</font><font style="display: inline;font-family:TimesNewRoman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:9pt">&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:TimesNewRoman;"></font><font style="display: inline;font-family:TimesNewRoman;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font>
		</p>
		<p style="margin:0pt -18pt 0pt 9pt;text-indent: -27pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:TimesNewRoman;">[ ]</font><font style="display: inline;font-family:TimesNewRoman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:9pt">&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:TimesNewRoman;"></font><font style="display: inline;font-family:TimesNewRoman;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font>
		</p>
		<p style="margin:0pt -18pt 0pt 9pt;text-indent: -27pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:TimesNewRoman;">[ ]</font><font style="display: inline;font-family:TimesNewRoman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:9pt">&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:TimesNewRoman;"></font><font style="display: inline;font-family:TimesNewRoman;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act</font><font style="display: inline;font-family:TimesNewRoman;">&nbsp;</font><font style="display: inline;font-family:TimesNewRoman;">(17 CFR 240.14d-2(b))</font>
		</p>
		<p style="margin:0pt -18pt 0pt 9pt;text-indent: -27pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:TimesNewRoman;">[ ]</font><font style="display: inline;font-family:TimesNewRoman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:9pt">&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:TimesNewRoman;"></font><font style="display: inline;font-family:TimesNewRoman;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font>
		</p>
		<p style="margin:0pt -36pt 0pt -18pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-weight:bold;"></font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;">Item 7.01 Regulation FD Disclosure</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Timothy T. O&#x2019;Dell, Chief Executive Officer, and John W. Helmsdoerfer, Chief Financial Officer, will make a presentation at the Annual Meeting of Shareholders of Central Federal Corporation to be held at 10:00 AM on May 16, 2013, at the Fairlawn Country Club in Fairlawn, Ohio. The slides that will accompany the presentation are furnished as Exhibit 99 to this Form 8-K, and are incorporated herein by reference.</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;">Item </font><font style="display: inline;font-weight:bold;">9.01</font><font style="display: inline;font-weight:bold;"> Financial Statements and Exhibits</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;">(c) Exhibits</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 63pt;text-indent: -27pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">99</font><font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:15pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;"></font><font style="display: inline;">Slide presentation for the Annual Meeting of Shareholders of Central Federal Corporation to be held on May 16, 2013 </font><font style="display: inline;font-size:11pt;">(furnished pursuant to Item 7.01 hereof)</font><font style="display: inline;">.</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;"></font><font style="display: inline;">SIGNATURES</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;"></font><font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;"></font><font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;"></font><font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;"></font><font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;"></font><font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;"></font><font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;"></font><font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;">Central Federal Corporation</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Book Antiqua;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; width:207pt;"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Date</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">:&nbsp; </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">May </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">16</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">, 20</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">1</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">3</font></font><font style="text-indent:0pt;margin-left:0pt; width:52.2pt;text-align:right"><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font></font><font style="text-indent:0pt;margin-left:0pt; width:28.8pt;text-align:left"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">By:</font></font><font style="text-indent:0pt;margin-left:0pt; width:141pt;text-align:left"><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;">/s/ </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;">John W. Helmsdoerfer</font></font><font style="text-indent:0pt;margin-left:0pt; width:-1pt;text-align:right"><font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;"></font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; width:207pt;"></font><font style="text-indent:0pt;margin-left:0pt; width:52.2pt;text-align:right"><font style="display: inline;"></font></font><font style="text-indent:0pt;margin-left:0pt; width:28.8pt;text-align:left"><font style="display: inline;"></font></font><font style="text-indent:0pt;margin-left:0pt; width:115pt;text-align:left"><font style="display: inline;"></font><font style="display: inline;">John W. Helmsdoerfer</font><font style="display: inline;">, CPA</font></font>
		</p>
		<p style="margin:0pt -9pt 0pt 288pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Chief Financial Officer</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;text-align:right;font-family:Times New Roman;font-size: 12pt">
			&nbsp;
		</p></div><div style="margin-left:54pt">
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">Exhibit 99</font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;text-align:right;font-family:Times New Roman;font-size: 10pt">

			<font style="display: inline;font-family:Arial;font-size:10pt;">1</font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr>
	</div></body>
</html>
[{"type": "8-K", "sequence": "1", "filename": "cfbk-20130516x8k.htm", "description": "8-K", "secsgml_size_bytes": 23643}]
{"company-data": {"conformed-name": "CENTRAL FEDERAL CORP", "cik": "0001070680", "assigned-sic": "6035", "irs-number": "341877137", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-25045", "film-number": "13849590"}, "business-address": {"street1": "C/O CENTRAL FEDERAL BANK", "street2": "601 MAIN ST", "city": "WELLSVILLE", "state": "OH", "zip": "43968", "phone": "3305321517"}, "mail-address": {"street1": "C/O CENTRAL FEDERAL BANK", "street2": "601 MAIN ST", "city": "WELLSVILLE", "state": "OH", "zip": "43968"}, "former-company": {"former-conformed-name": "GRAND CENTRAL FINANCIAL CORP", "date-changed": "19980918"}}
91aa22da3808451
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington
,
D.C.
20549
FORM 8-K
CURRENT REPORT
P
ursuant to Section 13
or
15(d) of the Securities Exchange Act of
19
34
Date of Report (Date of
E
arliest
E
vent
R
eported):
May 16, 2013
CENTRAL FEDERAL CORPORATION
(Exact
N
ame of
R
egistrant as
S
pecified in its
C
harter)
Delaware
0-25045
34-1877137
(State or Other Jurisdiction of
(Commission
(IRS Employer
Incorporation)
File Number)
Identification Number)
2923 Smith Road, Fairlawn, Ohio
44333
(330) 666-7979
(Address of Principal Executive Offices)
(Zip Code)
(Registrant's Telephone Number)
Not Applicable
(F
ormer
Name or Former Address, if Changed S
ince
Last R
eport)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:
[ ]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
[ ]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 7.01 Regulation FD Disclosure
Timothy T. O'Dell, Chief Executive Officer, and John W. Helmsdoerfer, Chief Financial Officer, will make a presentation at the Annual Meeting of Shareholders of Central Federal Corporation to be held at 10:00 AM on May 16, 2013, at the Fairlawn Country Club in Fairlawn, Ohio. The slides that will accompany the presentation are furnished as Exhibit 99 to this Form 8-K, and are incorporated herein by reference.
Item
9.01
Financial Statements and Exhibits
(c) Exhibits
99
Slide presentation for the Annual Meeting of Shareholders of Central Federal Corporation to be held on May 16, 2013
(furnished pursuant to Item 7.01 hereof)
.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Central Federal Corporation
Date
:
May
16
, 20
1
3
By:
/s/
John W. Helmsdoerfer
John W. Helmsdoerfer
, CPA
Chief Financial Officer
Exhibit 99
1