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<div id="DSPFiXBRLHidden" style="display: none;"><ix:header><ix:hidden><ix:nonNumeric name="dei:AmendmentFlag" id="Fact_81ed3d809dbf420992f581c4313880b0" contextRef="c20220131to20220131" format="ixt:booleanfalse">false</ix:nonNumeric><ix:nonNumeric name="dei:CurrentFiscalYearEndDate" id="Fact_2c44999518dc4cc5a361c490c7276f42" contextRef="c20220131to20220131" format="ixt:datemonthday">12-31</ix:nonNumeric><ix:nonNumeric name="dei:EntityCentralIndexKey" id="Fact_1540469f7e0446a0ade8e00004cd62e4" contextRef="c20220131to20220131">0001070154</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:href="stl-20220131.xsd" xlink:type="simple"></link:schemaRef></ix:references><ix:resources><xbrli:context id="c20220131to20220131"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001070154</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-31</xbrli:startDate><xbrli:endDate>2022-01-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220131to20220131_StatementClassOfStockAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001070154</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-31</xbrli:startDate><xbrli:endDate>2022-01-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220131to20220131_StatementClassOfStockAxis_DepositarySharesEachRepresenting140thInterestInAShareOf650NonCumulativePerpetualPreferredStockSeriesAMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001070154</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">stl:DepositarySharesEachRepresenting140thInterestInAShareOf650NonCumulativePerpetualPreferredStockSeriesAMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-31</xbrli:startDate><xbrli:endDate>2022-01-31</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div>

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<div>UNITED STATES</div>
</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">WASHINGTON, D.C. 20549</div>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 18pt; font-weight: bold;">FORM <ix:nonNumeric name="dei:DocumentType" id="Fact_890f1b7ef4794491b715ad0e44a46392" contextRef="c20220131to20220131">8-K</ix:nonNumeric></div>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">CURRENT REPORT</div>

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    </div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Pursuant to Section 13 or 15(d) of the</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Securities Exchange Act of 1934</div>

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    </div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Date of Report (Date of earliest event reported): February 1, 2022 (<ix:nonNumeric name="dei:DocumentPeriodEndDate" id="Fact_39e70ad6ddbe490cbc87f4e8bae3a1c9" contextRef="c20220131to20220131" format="ixt:datemonthdayyearen">January 31, 2022</ix:nonNumeric>)</div>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 24pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityRegistrantName" id="Fact_6e1399ea9aa5433e893a5dd6d5c8bf30" contextRef="c20220131to20220131">Sterling Bancorp</ix:nonNumeric><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Webster Financial Corporation, as successor by merger to Sterling Bancorp)</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Exact name of registrant as specified in its charter)</div>

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            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="Fact_d9ebc7311e0243a38eeaa4362523a37d" contextRef="c20220131to20220131" format="ixt-sec:stateprovnameen">Delaware</ix:nonNumeric><br />
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            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityFileNumber" id="Fact_053085155930436aa59ebc7ce40c0d21" contextRef="c20220131to20220131">001-35385</ix:nonNumeric><br />
            </div>
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    <td style="width: 33%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="Fact_27c65ac2c4074915aa74e252b88affb3" contextRef="c20220131to20220131">80-0091851</ix:nonNumeric><br />
            </div>
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    <td style="width: 33%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(State or other jurisdiction</div>
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">of incorporation)</div>
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    <td style="width: 34%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Commission</div>
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">File Number)</div>
          </td>

    <td style="width: 33%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(I.R.S. Employer</div>
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Identification Number)</div>
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    <td style="width: 33%; vertical-align: top;">&#160;</td>

    <td style="width: 34%; vertical-align: top;">&#160;</td>

    <td style="width: 33%; vertical-align: top;">&#160;</td>

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    <td style="vertical-align: top;" colspan="2">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_42a447214d8f472894519e846e1ae35d" contextRef="c20220131to20220131">Two Blue Hill Plaza</ix:nonNumeric>,
              <ix:nonNumeric name="dei:EntityAddressAddressLine2" id="Fact_fafc148f9c874a04b35670845b69f511" contextRef="c20220131to20220131">Second Floor</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressCityOrTown" id="Fact_e8eb327f9dae4e10a5e045b8629a6da9" contextRef="c20220131to20220131">Pearl River</ix:nonNumeric>,
              <ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="Fact_2349faf22af04b42a79695722e18318d" contextRef="c20220131to20220131" format="ixt-sec:stateprovnameen">New York</ix:nonNumeric></div>
          </td>

    <td style="width: 33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="Fact_7324e3865e2f4886a9da143342420a32" contextRef="c20220131to20220131">10965</ix:nonNumeric><br />
            </div>
          </td>

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    <td style="vertical-align: top;" colspan="2">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Address of principal executive offices)</div>
          </td>

    <td style="width: 33%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Zip Code)</div>
          </td>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Registrant&#8217;s telephone number, including area code: <span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(<ix:nonNumeric name="dei:CityAreaCode" id="Fact_1547219956804db3879d5f411260da9d" contextRef="c20220131to20220131">845</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" id="Fact_39070d5b2208425bb99ff28dbeda6b1b" contextRef="c20220131to20220131">369-8040</ix:nonNumeric></span></div>

    <div><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Not Applicable</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Former name or former address, if changed since last report.)</div>

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    </div>

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    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
      following provisions:</div>

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    <td style="width: 4%; vertical-align: top;"><ix:nonNumeric name="dei:WrittenCommunications" id="Fact_d587466b0b31409fa6da8e294e9cafab" contextRef="c20220131to20220131" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
          </td>

    <td style="width: 96%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
          </td>

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    <td style="width: 4%; vertical-align: top;"><ix:nonNumeric name="dei:SolicitingMaterial" id="Fact_febfcdfe1a4e4d5f8ee8924389c7e324" contextRef="c20220131to20220131" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
          </td>

    <td style="width: 96%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
          </td>

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    <td style="width: 4%; vertical-align: top;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="Fact_a316ff4831584bcdb33f2d1a0b85fde6" contextRef="c20220131to20220131" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
          </td>

    <td style="width: 96%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
          </td>

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    <td style="width: 4%; vertical-align: top;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="Fact_2a36e061558c4066bc718db07190134f" contextRef="c20220131to20220131" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
          </td>

    <td style="width: 96%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
          </td>

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    <div><br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities registered pursuant to Section 12(b) of the Act:</div>

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    </div>

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            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Title of each class</div>
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    <td style="width: 18.8%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Trading Symbol(s)</div>
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    <td style="width: 40.6%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Name of each exchange on which registered</div>
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    <td style="width: 40.6%; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_7e52f9c93b824b29a50297fac9d18f51" contextRef="c20220131to20220131_StatementClassOfStockAxis_CommonStockMember">Common Stock, par value $0.01 per share</ix:nonNumeric><br />
            </div>
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    <td style="width: 18.8%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_ad4ef21eceae4fe8979a17ed56caf40b" contextRef="c20220131to20220131_StatementClassOfStockAxis_CommonStockMember">STL</ix:nonNumeric><br />
            </div>
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    <td style="width: 40.6%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_17ddbd9e0f0f482ead3617b94d2c9fc3" contextRef="c20220131to20220131_StatementClassOfStockAxis_CommonStockMember" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric><br />
            </div>
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    <td style="width: 40.6%; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_b02ea7fa73134e9dbcc0a76d4065ca11" contextRef="c20220131to20220131_StatementClassOfStockAxis_DepositarySharesEachRepresenting140thInterestInAShareOf650NonCumulativePerpetualPreferredStockSeriesAMember">Depositary Shares, each representing 1/40th interest in a share of 6.50% Non-cumulative Perpetual Preferred Stock, Series A</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 18.8%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_a49ed1e8322d4b28807d0bf003916377" contextRef="c20220131to20220131_StatementClassOfStockAxis_DepositarySharesEachRepresenting140thInterestInAShareOf650NonCumulativePerpetualPreferredStockSeriesAMember">STLPRA</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 40.6%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_881d7e2485ae41b086b5445ac654be1f" contextRef="c20220131to20220131_StatementClassOfStockAxis_DepositarySharesEachRepresenting140thInterestInAShareOf650NonCumulativePerpetualPreferredStockSeriesAMember" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric><br />
            </div>
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    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (Sec.&#8201;230.405 of this
      chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (Sec.&#8201;240.12b-2 of this chapter).&#160; Emerging growth company&#160;&#160; &#9744;</div>

    <div><br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<div>If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
      revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160;&#160; <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_0606e5a6ed634084b5bbb89f6ee06090" contextRef="c20220131to20220131" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></div>

      <hr style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" /></div>

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    <div style="text-align: justify;"><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 2.01</span>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Completion






        of Acquisition or Disposition of Assets.</span></div>

    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On January 31, 2022, Sterling Bancorp (&#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Sterling</span></span>&#8221;)






      completed its previously announced merger (the &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Merger</span></span>&#8221;) with Webster Financial Corporation (&#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Webster</span></span>&#8221;) pursuant to an Agreement and Plan of Merger (the &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Merger Agreement</span></span>&#8221;), dated as of April 18, 2021, between Sterling and
      Webster.&#160; At the effective time of the Merger (the &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Effective Time</span></span>&#8221;), Sterling merged with and into Webster, with Webster as the surviving corporation in the
      Merger.&#160; Pursuant to the terms of the Merger Agreement, each share of common stock, par value $0.01 per share, of Sterling (&#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Sterling Common Stock</span></span>&#8221;) issued and
      outstanding immediately prior to the Effective Time was converted into the right to receive 0.4630 of a share of common stock of Webster (the &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Exchange Ratio</span></span>&#8221;
      and such shares, the &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Merger Consideration</span></span>&#8221;), par value $0.01 per share (&#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Webster






          Common Stock</span></span>&#8221;), with cash (without interest) paid in lieu of fractional shares.</div>

    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pursuant to the Merger Agreement, at the Effective Time, each outstanding Sterling equity award granted under Sterling&#8217;s equity
      compensation plans, other than unvested Sterling restricted stock awards held by non-employee directors, was converted into a corresponding award with respect to Webster Common Stock, with the number of shares underlying such award (and, in the case
      of stock options, the applicable exercise price) adjusted based on the Exchange Ratio.&#160; Each such converted Webster equity award continues to be subject to the same terms and conditions as applied to the corresponding Sterling equity award
      immediately prior to the Effective Time, except that, in the case of Sterling performance awards, the number of shares underlying the converted Webster equity award was determined with any performance goals deemed satisfied at the higher of the
      target level of performance and actual performance through the latest practicable date prior to the Effective Time.&#160; At the Effective Time, each outstanding unvested restricted stock award held by a non-employee director of Sterling vested and was
      converted into the right to receive the Merger Consideration in respect of each share of Sterling Common Stock subject to such Sterling restricted stock award immediately prior to the Effective Time.</div>

    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">At the Effective Time, each share of Sterling&#8217;s 6.50% Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share,
      with a liquidation preference of $1,000 per share (&#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Sterling Preferred Stock</span></span>&#8221;), issued and outstanding immediately prior to the Effective Time was
      automatically converted into the right to receive one (1) share of Webster preferred stock designated as 6.50% Series G Non-Cumulative Perpetual Preferred Stock, par value $0.01 per share, with a liquidation preference of $1,000 per share (&#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Webster Series G Preferred Stock</span></span>&#8221;).&#160; In addition, at the Effective Time, each outstanding Sterling depositary share representing a 1/40th interest in a share of
      Sterling Preferred Stock (each, a &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Sterling Depositary Share</span></span>&#8221;) was converted into a Webster depositary share representing a 1/40th interest in a share of
      Webster Series G Preferred Stock.</div>

    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Immediately following the Merger, on February 1, 2022, Sterling National Bank, a national bank and a wholly-owned subsidiary of
      Sterling, merged with and into Webster Bank, National Association, a national bank and a wholly-owned subsidiary of Webster (the &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Bank Merger</span></span>&#8221;), with Webster
      Bank, National Association as the surviving entity in the Bank Merger.</div>

    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The foregoing description of the transactions contemplated by the Merger Agreement does not purport to be complete and is qualified in
      its entirety by reference to the Merger Agreement, attached as Exhibit 2.1 to Sterling&#8217;s Current Report on Form 8-K, filed on April 22, 2021, and incorporated herein by reference.</div>

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    <div><br />
    </div>

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    <td style="width: 72pt; vertical-align: top; align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 3.01</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
            <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Notice of Delisting of Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing.</div>
          </td>

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</table>
    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">In connection with the closing of the Merger, Sterling notified the New York Stock Exchange (&#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">NYSE</span></span>&#8221;) that a certificate of merger had been filed with the Secretary of State of the State of Delaware and requested that NYSE (i) suspend trading of Sterling Common Stock and Sterling Depositary
      Shares prior to the opening of trading on February 1, 2022, (ii) withdraw Sterling Common Stock and Sterling Depositary Shares from listing on NYSE prior to the opening of trading on February 1, 2022 and (iii) file with the Securities and Exchange
      Commission (the &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">SEC</span></span>&#8221;) notifications on Form 25 of delisting of Sterling Common Stock and Sterling Depositary Shares and of deregistration under Section 12(b)
      of the Securities Exchange Act of 1934, as amended (the &#8220;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="text-decoration: underline;">Exchange Act</span></span>&#8221;).&#160; As a result, Sterling Common Stock and Sterling Depositary Shares will no longer be
      listed on NYSE.</div>

    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Webster, as successor to Sterling, intends to file with the SEC a certification on Form 15 requesting the termination of registration of
      Sterling Common Stock and Sterling Depositary Shares under Section 12(g) of the Exchange Act and the suspension of reporting obligations under Sections 13 and 15(d) of the Exchange Act.</div>

    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The information set forth in Item 2.01 of this Current Report on Form 8-K is incorporated by reference into this Item 3.01.</div>

    <div><br />
    </div>

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    <td style="width: 72pt; vertical-align: top; align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 3.03</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
            <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Material Modification to the Rights of Security Holders.</div>
          </td>

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</table>
    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">At the Effective Time, each holder of a certificate or book-entry share representing any shares of Sterling Common Stock or Sterling
      Preferred Stock ceased to have any rights with respect thereto, except the right to receive the consideration as described above and subject to the terms and conditions set forth in the Merger Agreement.</div>

    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The information set forth in Item 2.01, Item 3.01, Item 5.01 and Item 5.02 of this Current Report on Form 8-K is incorporated by
      reference into this Item 3.03.</div>

    <div><br />
    </div>

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    <td style="width: 72pt; vertical-align: top; align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 5.01</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
            <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Changes in Control of Registrant.</div>
          </td>

  </tr>


</table>
    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On January 31, 2022, Sterling was merged with and into Webster pursuant to the Merger Agreement, with Webster as the surviving corporation
      in the Merger.</div>

    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The information set forth in Item 2.01, Item 3.01, Item 3.03 and Item 5.02 of this Current Report on Form 8-K is incorporated by reference
      into this Item 5.01.</div>

    <div><br />
    </div>

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    <td style="width: 72pt; vertical-align: top; align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 5.02</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
            <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</div>
          </td>

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</table>
    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">At the Effective Time, in accordance with the terms of the Merger Agreement, each of Sterling&#8217;s twelve (12) directors resigned from the
      board of directors of Sterling, and Webster expanded the size of its board of directors to fifteen (15) directors.&#160; Seven (7) former directors of Sterling were appointed by the board of directors of Webster to serve as directors of Webster, in each
      case effective as of the Effective Time:&#160; Jack L. Kopnisky, Mona Aboelnaga Kanaan, John P. Cahill, James J. Landy, Maureen B. Mitchell, Richard L. O&#8217;Toole and William E. Whiston.</div>

    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Also at the Effective Time, in accordance with the terms of the Merger Agreement, all of Sterling&#8217;s executive officers ceased serving as
      executive officers of Sterling.</div>

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    <div><br />
    </div>

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    <td style="width: 72pt; vertical-align: top; align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 5.03</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
            <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.</div>
          </td>

  </tr>


</table>
    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">As a result of the Merger, at the Effective Time, Sterling ceased to exist and the Certificate of Incorporation and the Bylaws of Sterling
      ceased to be in effect by operation of law.&#160; The Fourth Amended and Restated Certificate of Incorporation of Webster and the Bylaws of Webster were amended on January 31, 2022, and the Fourth Amended and Restated Certificate of Incorporation of
      Webster and the Bylaws of Webster, as in effect immediately prior to the Effective Time, remained the Fourth Amended and Restated Certificate of Incorporation, as amended, and Bylaws of Webster, as amended, in each case consistent with the terms of
      the Merger Agreement.</div>

    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Copies of Webster&#8217;s Fourth Amended and Restated Certificate of Incorporation, Certificate of Amendment to the Fourth Amended and Restated
      Certificate of Incorporation, Certificate of Designations of 6.50% Series G Non-Cumulative Perpetual Preferred Stock, Bylaws and Amendment to the Bylaws are included as Exhibit 3.1, Exhibit 3.2, Exhibit 3.3, Exhibit 3.4 and Exhibit 3.5 hereto,
      respectively, each of which is incorporated by reference herein. The information set forth in Item 2.01 of this Current Report on Form 8-K is also incorporated by reference into this Item 5.03.</div>

    <div><br />
    </div>

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    <td style="width: 72pt; vertical-align: top; align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 8.01</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
            <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Other Events.</div>
          </td>

  </tr>


</table>
    <div><br />
    </div>

    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On February 1, 2022, Sterling and Webster jointly issued a press release announcing the completion of the Merger and the Bank Merger.&#160; A
      copy of the press release is incorporated herein by reference as Exhibit 99.1.</div>

    <div><br />
    </div>

    <div>
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    <td style="width: 72pt; vertical-align: top; align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 9.01</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
              <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Financial Statements and Exhibits.</span></div>
            </td>

  </tr>


</table>
    </div>

    <div><br />
    </div>

    <div style="text-align: justify;"><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(d)</span>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Exhibits</span></div>

    <div><br />
    </div>

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    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Exhibit No.</div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Description</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="https://www.sec.gov/Archives/edgar/data/1070154/000110465921053873/tm2113479d1_ex2-1.htm">2.1</a></div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Agreement and Plan of Merger, dated April 18, 2021, between Sterling Bancorp and Webster Financial Corporation (incorporated by reference to
              Exhibit 2.1 of Sterling&#8217;s Form 8-K filed with the SEC on April 22, 2021).</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="https://www.sec.gov/Archives/edgar/data/801337/000080133716000186/exhibit31.htm">3.1</a></div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Fourth Amended and Restated Certificate of Incorporation of Webster Financial Corporation (incorporated by reference to Exhibit 3.1 to Webster
              Financial Corporation&#8217;s Form 8-K, filed with the SEC on April 29, 2016 (File No. 001-31486)).</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="https://www.sec.gov/Archives/edgar/data/801337/000156761922002141/ny20002371x3_ex3-2.htm">3.2</a></div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Certificate of Amendment of Fourth Amended and Restated Certificate of Incorporation of Webster Financial Corporation, effective as of January 31,
              2022 (incorporated by reference to Exhibit 3.2 to Webster Financial Corporation&#8217;s Form 8-K filed with the SEC on February 1, 2022).</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="https://www.sec.gov/Archives/edgar/data/801337/000156761922002141/ny20002371x3_ex3-3.htm">3.3</a></div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Certificate of Designations of 6.50% Series G Non-Cumulative Perpetual Preferred Stock of Webster Financial Corporation, effective as of January
              31, 2022 (incorporated by reference to Exhibit 3.3 to Webster Financial Corporation&#8217;s Form 8-K filed with the SEC on February 1, 2022).</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="https://www.sec.gov/Archives/edgar/data/801337/000080133720000018/exhibit31.htm">3.4</a></div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Bylaws of Webster Financial Corporation (incorporated by reference to Exhibit 3.1 to Webster Financial Corporation&#8217;s Form 8-K filed with the SEC on
              March 17, 2020 (File No. 001-31486)).</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="https://www.sec.gov/Archives/edgar/data/801337/000156761922002141/ny20002371x3_ex3-5.htm">3.5</a></div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Amendment to Bylaws of Webster Financial Corporation, effective as of January 31, 2022 (incorporated by reference to Exhibit 3.5 to Webster
              Financial Corporation&#8217;s Form 8-K filed with the SEC on February 1, 2022).</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="ny20002371x4_ex99-1.htm">99.1</a></div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Joint Press Release, dated February 1, 2022.</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">104</div>
          </td>

    <td style="width: 90%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document</div>
          </td>

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</table>
    <div><br />
    </div>

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    </div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SIGNATURES</div>

    <div><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its
      behalf by the undersigned hereunto duly authorized.</div>

    <div><br />
    </div>

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    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="vertical-align: top;" colspan="2">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">WEBSTER FINANCIAL CORPORATION</div>
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(as successor by merger to Sterling Bancorp)</div>
          </td>

  </tr>

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    <td style="width: 50%; vertical-align: top;">&#160;</td>

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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Date:&#160; February 1, 2022</div>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By:</div>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">/s/ John R. Ciulla</div>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">John R. Ciulla</div>
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            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">President and Chief Executive Officer</div>
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[{"type": "8-K", "sequence": "1", "filename": "ny20002371x4_8k.htm", "description": "FORM 8-K", "secsgml_size_bytes": 51118}]
{"company-data": {"conformed-name": "STERLING BANCORP", "cik": "0001070154", "assigned-sic": "6021", "irs-number": "800091851", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-35385", "film-number": "22576942"}, "business-address": {"street1": "TWO BLUE HILL PLAZA", "street2": "SECOND FLOOR", "city": "PEARL RIVER", "state": "NY", "zip": "10965", "phone": "8453698040"}, "mail-address": {"street1": "TWO BLUE HILL PLAZA", "street2": "SECOND FLOOR", "city": "PEARL RIVER", "state": "NY", "zip": "10965"}, "former-company": [{"former-conformed-name": "PROVIDENT NEW YORK BANCORP", "date-changed": "20050728"}, {"former-conformed-name": "PROVIDENT BANCORP INC/NY/", "date-changed": "19980910"}]}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM
8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 1, 2022 (
January 31, 2022
)
Sterling Bancorp
(Webster Financial Corporation, as successor by merger to Sterling Bancorp)
(Exact name of registrant as specified in its charter)
Delaware
001-35385
80-0091851
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification Number)
Two Blue Hill Plaza
,
Second Floor
,
Pearl River
,
New York
10965
(Address of principal executive offices)
(Zip Code)
Registrant's telephone number, including area code:
(
845
)
369-8040
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
      following provisions:
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol(s)
Name of each exchange on which registered
Common Stock, par value $0.01 per share
STL
New York Stock Exchange
Depositary Shares, each representing 1/40th interest in a share of 6.50% Non-cumulative Perpetual Preferred Stock, Series A
STLPRA
New York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (Sec. 230.405 of this
      chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (Sec. 240.12b-2 of this chapter).  Emerging growth company   ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
      revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
☐
Item 2.01
Completion

        of Acquisition or Disposition of Assets.
On January 31, 2022, Sterling Bancorp ("
Sterling
")

      completed its previously announced merger (the "
Merger
") with Webster Financial Corporation ("
Webster
") pursuant to an Agreement and Plan of Merger (the "
Merger Agreement
"), dated as of April 18, 2021, between Sterling and
      Webster.  At the effective time of the Merger (the "
Effective Time
"), Sterling merged with and into Webster, with Webster as the surviving corporation in the
      Merger.  Pursuant to the terms of the Merger Agreement, each share of common stock, par value $0.01 per share, of Sterling ("
Sterling Common Stock
") issued and
      outstanding immediately prior to the Effective Time was converted into the right to receive 0.4630 of a share of common stock of Webster (the "
Exchange Ratio
"
      and such shares, the "
Merger Consideration
"), par value $0.01 per share ("
Webster

          Common Stock
"), with cash (without interest) paid in lieu of fractional shares.
Pursuant to the Merger Agreement, at the Effective Time, each outstanding Sterling equity award granted under Sterling's equity
      compensation plans, other than unvested Sterling restricted stock awards held by non-employee directors, was converted into a corresponding award with respect to Webster Common Stock, with the number of shares underlying such award (and, in the case
      of stock options, the applicable exercise price) adjusted based on the Exchange Ratio.  Each such converted Webster equity award continues to be subject to the same terms and conditions as applied to the corresponding Sterling equity award
      immediately prior to the Effective Time, except that, in the case of Sterling performance awards, the number of shares underlying the converted Webster equity award was determined with any performance goals deemed satisfied at the higher of the
      target level of performance and actual performance through the latest practicable date prior to the Effective Time.  At the Effective Time, each outstanding unvested restricted stock award held by a non-employee director of Sterling vested and was
      converted into the right to receive the Merger Consideration in respect of each share of Sterling Common Stock subject to such Sterling restricted stock award immediately prior to the Effective Time.
At the Effective Time, each share of Sterling's 6.50% Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share,
      with a liquidation preference of $1,000 per share ("
Sterling Preferred Stock
"), issued and outstanding immediately prior to the Effective Time was
      automatically converted into the right to receive one (1) share of Webster preferred stock designated as 6.50% Series G Non-Cumulative Perpetual Preferred Stock, par value $0.01 per share, with a liquidation preference of $1,000 per share ("
Webster Series G Preferred Stock
").  In addition, at the Effective Time, each outstanding Sterling depositary share representing a 1/40th interest in a share of
      Sterling Preferred Stock (each, a "
Sterling Depositary Share
") was converted into a Webster depositary share representing a 1/40th interest in a share of
      Webster Series G Preferred Stock.
Immediately following the Merger, on February 1, 2022, Sterling National Bank, a national bank and a wholly-owned subsidiary of
      Sterling, merged with and into Webster Bank, National Association, a national bank and a wholly-owned subsidiary of Webster (the "
Bank Merger
"), with Webster
      Bank, National Association as the surviving entity in the Bank Merger.
The foregoing description of the transactions contemplated by the Merger Agreement does not purport to be complete and is qualified in
      its entirety by reference to the Merger Agreement, attached as Exhibit 2.1 to Sterling's Current Report on Form 8-K, filed on April 22, 2021, and incorporated herein by reference.
Item 3.01
Notice of Delisting of Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing.
In connection with the closing of the Merger, Sterling notified the New York Stock Exchange ("
NYSE
") that a certificate of merger had been filed with the Secretary of State of the State of Delaware and requested that NYSE (i) suspend trading of Sterling Common Stock and Sterling Depositary
      Shares prior to the opening of trading on February 1, 2022, (ii) withdraw Sterling Common Stock and Sterling Depositary Shares from listing on NYSE prior to the opening of trading on February 1, 2022 and (iii) file with the Securities and Exchange
      Commission (the "
SEC
") notifications on Form 25 of delisting of Sterling Common Stock and Sterling Depositary Shares and of deregistration under Section 12(b)
      of the Securities Exchange Act of 1934, as amended (the "
Exchange Act
").  As a result, Sterling Common Stock and Sterling Depositary Shares will no longer be
      listed on NYSE.
Webster, as successor to Sterling, intends to file with the SEC a certification on Form 15 requesting the termination of registration of
      Sterling Common Stock and Sterling Depositary Shares under Section 12(g) of the Exchange Act and the suspension of reporting obligations under Sections 13 and 15(d) of the Exchange Act.
The information set forth in Item 2.01 of this Current Report on Form 8-K is incorporated by reference into this Item 3.01.
Item 3.03
Material Modification to the Rights of Security Holders.
At the Effective Time, each holder of a certificate or book-entry share representing any shares of Sterling Common Stock or Sterling
      Preferred Stock ceased to have any rights with respect thereto, except the right to receive the consideration as described above and subject to the terms and conditions set forth in the Merger Agreement.
The information set forth in Item 2.01, Item 3.01, Item 5.01 and Item 5.02 of this Current Report on Form 8-K is incorporated by
      reference into this Item 3.03.
Item 5.01
Changes in Control of Registrant.
On January 31, 2022, Sterling was merged with and into Webster pursuant to the Merger Agreement, with Webster as the surviving corporation
      in the Merger.
The information set forth in Item 2.01, Item 3.01, Item 3.03 and Item 5.02 of this Current Report on Form 8-K is incorporated by reference
      into this Item 5.01.
Item 5.02
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.
At the Effective Time, in accordance with the terms of the Merger Agreement, each of Sterling's twelve (12) directors resigned from the
      board of directors of Sterling, and Webster expanded the size of its board of directors to fifteen (15) directors.  Seven (7) former directors of Sterling were appointed by the board of directors of Webster to serve as directors of Webster, in each
      case effective as of the Effective Time:  Jack L. Kopnisky, Mona Aboelnaga Kanaan, John P. Cahill, James J. Landy, Maureen B. Mitchell, Richard L. O'Toole and William E. Whiston.
Also at the Effective Time, in accordance with the terms of the Merger Agreement, all of Sterling's executive officers ceased serving as
      executive officers of Sterling.
Item 5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.
As a result of the Merger, at the Effective Time, Sterling ceased to exist and the Certificate of Incorporation and the Bylaws of Sterling
      ceased to be in effect by operation of law.  The Fourth Amended and Restated Certificate of Incorporation of Webster and the Bylaws of Webster were amended on January 31, 2022, and the Fourth Amended and Restated Certificate of Incorporation of
      Webster and the Bylaws of Webster, as in effect immediately prior to the Effective Time, remained the Fourth Amended and Restated Certificate of Incorporation, as amended, and Bylaws of Webster, as amended, in each case consistent with the terms of
      the Merger Agreement.
Copies of Webster's Fourth Amended and Restated Certificate of Incorporation, Certificate of Amendment to the Fourth Amended and Restated
      Certificate of Incorporation, Certificate of Designations of 6.50% Series G Non-Cumulative Perpetual Preferred Stock, Bylaws and Amendment to the Bylaws are included as Exhibit 3.1, Exhibit 3.2, Exhibit 3.3, Exhibit 3.4 and Exhibit 3.5 hereto,
      respectively, each of which is incorporated by reference herein. The information set forth in Item 2.01 of this Current Report on Form 8-K is also incorporated by reference into this Item 5.03.
Item 8.01
Other Events.
On February 1, 2022, Sterling and Webster jointly issued a press release announcing the completion of the Merger and the Bank Merger.  A
      copy of the press release is incorporated herein by reference as Exhibit 99.1.
Item 9.01
Financial Statements and Exhibits.
(d)
Exhibits
Exhibit No.
Description
2.1
Agreement and Plan of Merger, dated April 18, 2021, between Sterling Bancorp and Webster Financial Corporation (incorporated by reference to
              Exhibit 2.1 of Sterling's Form 8-K filed with the SEC on April 22, 2021).
3.1
Fourth Amended and Restated Certificate of Incorporation of Webster Financial Corporation (incorporated by reference to Exhibit 3.1 to Webster
              Financial Corporation's Form 8-K, filed with the SEC on April 29, 2016 (File No. 001-31486)).
3.2
Certificate of Amendment of Fourth Amended and Restated Certificate of Incorporation of Webster Financial Corporation, effective as of January 31,
              2022 (incorporated by reference to Exhibit 3.2 to Webster Financial Corporation's Form 8-K filed with the SEC on February 1, 2022).
3.3
Certificate of Designations of 6.50% Series G Non-Cumulative Perpetual Preferred Stock of Webster Financial Corporation, effective as of January
              31, 2022 (incorporated by reference to Exhibit 3.3 to Webster Financial Corporation's Form 8-K filed with the SEC on February 1, 2022).
3.4
Bylaws of Webster Financial Corporation (incorporated by reference to Exhibit 3.1 to Webster Financial Corporation's Form 8-K filed with the SEC on
              March 17, 2020 (File No. 001-31486)).
3.5
Amendment to Bylaws of Webster Financial Corporation, effective as of January 31, 2022 (incorporated by reference to Exhibit 3.5 to Webster
              Financial Corporation's Form 8-K filed with the SEC on February 1, 2022).
99.1
Joint Press Release, dated February 1, 2022.
104
Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its
      behalf by the undersigned hereunto duly authorized.
WEBSTER FINANCIAL CORPORATION
(as successor by merger to Sterling Bancorp)
Date:  February 1, 2022
By:
/s/ John R. Ciulla
John R. Ciulla
President and Chief Executive Officer