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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">&#160;</div>
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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">UNITED STATES</div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">SECURITIES AND EXCHANGE COMMISSION</div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: center">WASHINGTON, D.C. 20549</div>
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      <div style="FONT-SIZE: 14pt; MARGIN-BOTTOM: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: center">FORM 8-K</div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">CURRENT REPORT</div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>
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      <div style="FONT-SIZE: 10pt; MARGIN-BOTTOM: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">Date of Report (Date of earliest event reported):&#160; <u>May 21, 2019</u></div>
      <div style="FONT-SIZE: 12pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: center"><u>WATERSTONE FINANCIAL, INC.</u></div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">(Exact name of Registrant as specified in its charter)</div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center"><u>Maryland</u></div>
              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">(State or Other Jurisdiction</div>
              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">of Incorporation)</div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center"><u>001-36271</u></div>
              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">(Commission File Number)</div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center"><u>90-1026709</u></div>
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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center"><u>11200 W. Plank Ct, Wauwatosa, Wisconsin 53226</u></div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">(Address of principal executive offices)</div>
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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center"><u>(414) 761-1000</u></div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">Registrant's telephone number, including area code</div>
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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center"><u>Not Applicable</u></div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: center">(Former Name or former address, if changed since last report)</div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: left">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of
                the following provisions:</div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: left">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: left">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act</div>
              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: left">(17 CFR 240.14d-2(b))</div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: left">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act</div>
              <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; TEXT-ALIGN: left">(17 CFR 240.13e-4(c))</div>
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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (<font style="FONT-SIZE:
          10pt; FONT-FAMILY: 'Times New Roman', Times, serif">&#167;230.405 of this chapter) or Rule 12b-2 of the Securities and Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</font></div>
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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Wingdings">&#168; </font>Emerging growth company</div>
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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left; MARGIN-LEFT: 22.5pt; TEXT-INDENT: -22.5pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Wingdings">&#168; </font>If an emerging growth company, indicate by check
        mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.</div>
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    <div>&#160;</div>
    <div>&#160;</div>
    <div>&#160;</div>
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    <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: left">Item 5.07 Submission of Matters to a Vote of Security Holders.</div>
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    <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: justify"><font style="COLOR: #000000">Waterstone Financial, Inc. (the "Company") held its 2019 Annual Meeting of Shareholders on May 21, 2019. The shareholders (i) elected three
        members of the Company's Board of Directors to serve until 2022; (ii) approved, in an advisory vote, the compensation of the Company's named executive officers; and (iii) ratified the selection of RSM US LLP as Waterstone Financial, Inc.'s
        independent registered public accounting firm. There were&#160;</font>28,004,135 <font style="COLOR: #000000">outstanding shares eligible to vote as of March 27, 2019, the record date for the 2019 Annual Meeting.&#160; The results of the matters submitted
        to a vote at the Annual Meeting of Shareholders were as follows:</font></div>
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    <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">(1) Election of the below named nominees to the Board of Directors of Waterstone Financial, Inc.:</div>
    <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'">&#160;</div>
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      <table cellspacing="0" cellpadding="0" border="0" align="left" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, Serif; WIDTH: 60%">

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              <div><u>Nominee</u></div>
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            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 21.21%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div><u>Number of Votes For</u></div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 21.21%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div><u>Number of Votes Withheld</u></div>
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              <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'">&#160;</div>
              <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center">Ellen S. Bartel<br>
              </div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 21.21%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div>20,132,895<br>
              </div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 21.21%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">579,173<br>
            </td>
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              <div style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
              </div>
              <div style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Thomas E. Dalum<br>
              </div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 21.21%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div>20,017,368<br>
              </div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 21.21%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div>694,710<br>
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              <div>&#160;</div>
              <div> Kristine A. Rapp&#233; </div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 21.21%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center" rowspan="1">&#160;20,352,665</td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 21.21%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center" rowspan="1">&#160;361,106</td>
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    <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">&#160;</div>
    <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">(2)&#160; An advisory, non-binding resolution with respect to our executive compensation.</div>
    <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">&#160;</div>
    <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">
      <table cellspacing="0" cellpadding="0" border="0" align="left" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, Serif; WIDTH: 60%">

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              <div><u>Number of Votes For</u></div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div><u>Number of Votes Against</u></div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div><u>Abstain</u></div>
            </td>
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            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div>18,698,742<br>
              </div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div>1,251,347<br>
              </div>
            </td>
            <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
              <div>761,989<br>
              </div>
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    <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; CLEAR: both"><br>
    </div>
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      <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">&#160;</div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">(3) Ratification of the selection of RSM US LLP as the Company's auditors for the year ending December 31, 2019.</div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">&#160;</div>
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">
        <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: justify">
          <table cellspacing="0" cellpadding="0" border="0" align="left" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, Serif; WIDTH: 60%">

              <tr>
                <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
                  <div><u>Number of Votes For</u></div>
                </td>
                <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
                  <div><u>Number of Votes Against</u></div>
                </td>
                <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
                  <div><u>Abstain</u></div>
                </td>
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                <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
                  <div>25,739,918<br>
                  </div>
                </td>
                <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
                  <div>232,696<br>
                  </div>
                </td>
                <td style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman'; WIDTH: 20%; VERTICAL-ALIGN: bottom; TEXT-ALIGN: center">
                  <div>25,734<br>
                  </div>
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  <div style="FONT-SIZE: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; COLOR: #000000; TEXT-ALIGN: center">SIGNATURES</div>
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  <div>&#160;</div>
  <div>&#160;</div>
  <div>Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</div>
  <div>&#160;</div>
  <div>&#160;</div>
  <div>&#160;</div>
  <div>&#160;</div>
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            <div>&#160;</div>
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            <div>Waterstone Financial, Inc.</div>
            <div>&#160;</div>
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            <div>Date: May 21, 2019</div>
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            <div><u>/s/ William F. Bruss</u></div>
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            <div>&#160;</div>
          </td>
          <td style="WIDTH: 50%">
            <div>Name: William F. Bruss</div>
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            <div>&#160;</div>
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            <div>Title: COO, General Counsel and Secretary</div>
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            <div>&#160;</div>
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            <div>&#160;</div>
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[{"type": "8-K", "sequence": "1", "filename": "form8k.htm", "secsgml_size_bytes": 23166}]
{"company-data": {"conformed-name": "Waterstone Financial, Inc.", "cik": "0001569994", "assigned-sic": "6035", "irs-number": "000000000", "state-of-incorporation": "MD", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-36271", "film-number": "19842415"}, "business-address": {"street1": "11200 WEST PLANK COURT", "city": "WAUWATOSA", "state": "WI", "zip": "53226", "phone": "(414) 761-1000"}, "mail-address": {"street1": "11200 WEST PLANK COURT", "city": "WAUWATOSA", "state": "WI", "zip": "53226"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
May 21, 2019
WATERSTONE FINANCIAL, INC.
(Exact name of Registrant as specified in its charter)
Maryland
(State or Other Jurisdiction
of Incorporation)
001-36271
(Commission File Number)
90-1026709
(I.R.S. Employer Identification No.)
11200 W. Plank Ct, Wauwatosa, Wisconsin 53226
(Address of principal executive offices)
(414) 761-1000
Registrant's telephone number, including area code
Not Applicable
(Former Name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of
                the following provisions:
[ ]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
[ ]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (
§230.405 of this chapter) or Rule 12b-2 of the Securities and Exchange Act of 1934 (§240.12b-2 of this chapter).
¨
Emerging growth company
¨
If an emerging growth company, indicate by check
        mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Item 5.07 Submission of Matters to a Vote of Security Holders.
Waterstone Financial, Inc. (the "Company") held its 2019 Annual Meeting of Shareholders on May 21, 2019. The shareholders (i) elected three
        members of the Company's Board of Directors to serve until 2022; (ii) approved, in an advisory vote, the compensation of the Company's named executive officers; and (iii) ratified the selection of RSM US LLP as Waterstone Financial, Inc.'s
        independent registered public accounting firm. There were
28,004,135
outstanding shares eligible to vote as of March 27, 2019, the record date for the 2019 Annual Meeting.  The results of the matters submitted
        to a vote at the Annual Meeting of Shareholders were as follows:
(1) Election of the below named nominees to the Board of Directors of Waterstone Financial, Inc.:
Nominee
Number of Votes For
Number of Votes Withheld
Ellen S. Bartel
20,132,895
579,173
Thomas E. Dalum
20,017,368
694,710
Kristine A. Rappé
20,352,665
361,106
(2)  An advisory, non-binding resolution with respect to our executive compensation.
Number of Votes For
Number of Votes Against
Abstain
18,698,742
1,251,347
761,989
(3) Ratification of the selection of RSM US LLP as the Company's auditors for the year ending December 31, 2019.
Number of Votes For
Number of Votes Against
Abstain
25,739,918
232,696
25,734
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Waterstone Financial, Inc.
Date: May 21, 2019
/s/ William F. Bruss
Name: William F. Bruss
Title: COO, General Counsel and Secretary