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      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">&#160;</div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">
        <hr style="BORDER-TOP: black 4px solid; HEIGHT: 10px; BORDER-BOTTOM: black 1px solid; COLOR: #ffffff; BACKGROUND-COLOR: #ffffff"> </div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">&#160;</div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">UNITED STATES</div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">SECURITIES AND EXCHANGE COMMISSION</div>
      <div style="font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: center;">WASHINGTON, D.C. 20549</div>
      <div><br>
      </div>
      <div style="FONT-SIZE: 14pt; MARGIN-BOTTOM: 10pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: center">FORM 8-K</div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">CURRENT REPORT</div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>
      <div><br>
      </div>
      <div style="margin-bottom: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Date of Report (Date of earliest event reported):&#160; <u>May 19, 2020</u></div>
      <div style="FONT-SIZE: 12pt; FONT-FAMILY: ''Times New Roman'', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: center"><u>WATERSTONE FINANCIAL, INC.</u></div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">(Exact name of Registrant as specified in its charter)</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" id="2019409ee3dd4d0bb035ad5f099f28b1" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%">

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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;"><u>Maryland</u></div>
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">(State or Other Jurisdiction</div>
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">of Incorporation)</div>
            </td>
            <td style="WIDTH: 32.4%; VERTICAL-ALIGN: top">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;"><u>001-36271</u></div>
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">(Commission File Number)</div>
            </td>
            <td style="WIDTH: 33.32%; VERTICAL-ALIGN: top">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;"><u>90-1026709</u></div>
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">(I.R.S. Employer Identification No.)</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;"><u>11200 W. Plank Ct, Wauwatosa, Wisconsin 53226</u></div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">(Address of principal executive offices)</div>
      <div><br>
      </div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;"><u>(414) 761-1000</u></div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">Registrant's telephone number, including area code</div>
      <div><br>
      </div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;"><u>Not Applicable</u></div>
      <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">(Former Name or former address, if changed since last report)</div>
      <div><br>
      </div>
      <div style="MARGIN-BOTTOM: 10pt">
        <div><br>
        </div>
        <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Securities registered pursuant to Section 12(b) of the Act:</div>
        <div><br>
        </div>
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              <td style="width: 35.09%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-weight: bold;">Title of each class</div>
              </td>
              <td style="width: 1.52%; vertical-align: top;">
                <div>&#160;</div>
              </td>
              <td style="width: 26.52%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-weight: bold;">&#160;Trading Symbol</div>
              </td>
              <td style="width: 1.52%; vertical-align: top;">
                <div>&#160;</div>
              </td>
              <td style="width: 35.35%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-weight: bold;">Name of each exchange on which registered</div>
              </td>
            </tr>
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              <td style="width: 35.09%; vertical-align: top;">
                <div style="text-align: center;">Common Stock, $0.01 Par Value</div>
              </td>
              <td style="width: 1.52%; vertical-align: top;">
                <div>&#160;</div>
              </td>
              <td style="width: 26.52%; vertical-align: top;">
                <div style="text-align: center;">WSBF&#160;</div>
              </td>
              <td style="width: 1.52%; vertical-align: top;">
                <div>&#160;</div>
              </td>
              <td style="width: 35.35%; vertical-align: top;">
                <div style="text-align: center;">The NASDAQ Stock Market, LLC</div>
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        </table>
        <div><br>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" id="2a1e8b43bbf8473682f120e1c637063e" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%">

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            <td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="2">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following
                provisions:</div>
            </td>
          </tr>
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            <td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="2">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div>
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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">[ ]</div>
            </td>
            <td style="WIDTH: 94.36%; VERTICAL-ALIGN: top">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
            </td>
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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div>
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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div>
            </td>
          </tr>
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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">[ ]</div>
            </td>
            <td style="WIDTH: 94.36%; VERTICAL-ALIGN: top">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
            </td>
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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div>
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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div>
            </td>
          </tr>
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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">[ ]</div>
            </td>
            <td style="WIDTH: 94.36%; VERTICAL-ALIGN: top">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act</div>
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">(17 CFR 240.14d-2(b))</div>
            </td>
          </tr>
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              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div>
            </td>
            <td style="WIDTH: 94.36%; VERTICAL-ALIGN: top">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 5.64%; VERTICAL-ALIGN: middle">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: center;">[ ]</div>
            </td>
            <td style="WIDTH: 94.36%; VERTICAL-ALIGN: top">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act</div>
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">(17 CFR 240.13e-4(c))</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 5.64%; VERTICAL-ALIGN: top">
              <div style="font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div>
            </td>
          </tr>

      </table>
    </div>
    <div>&#160;</div>
    <div>
      <div style="text-align: left;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities and Exchange Act of 1934
        (&#167;240.12b-2 of this chapter).</div>
      <div><br>
      </div>
      <div style="text-align: left;"><font style="font-family: Wingdings;">&#168; </font>Emerging growth company</div>
      <div><br>
      </div>
      <div style="text-align: left; margin-left: 22.5pt; text-indent: -22.5pt;"><font style="font-family: Wingdings;">&#168; </font>If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period
        for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.</div>
    </div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; MARGIN-TOP: 10pt; CLEAR: both">
      <hr noshade="noshade" id="DSPFPageBreak" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; PAGE-BREAK-AFTER: always; COLOR: #d4d4d4; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #d4d4d4"> </div>
  </div>
  <div>&#160;
    <div style="text-align: left; font-weight: bold;">Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 35.8pt; margin-right: 0.1pt; margin-left: 0.2pt; margin-top: 5pt; margin-bottom: 5pt;">On May 19, 2020, Waterstone Financial, Inc.&#160; (the &#8220;Company&#8221;) held its Annual Meeting of Shareholders. At the Annual
      Meeting, the shareholders of the Company approved the Waterstone Financial, Inc. 2020 Omnibus Incentive Plan (&#8220;2020 Plan&#8221;).&#160; The 2020 Plan was previously approved by the Company&#8217;s Board of Directors, subject to the approval of the Company&#8217;s
      shareholders, and became effective upon such shareholder approval.&#160; A description of the material terms of the 2020 Plan is contained in the Company&#8217;s definitive proxy statement for the Annual Meeting filed with the Securities and Exchange Commission
      on April 9, 2020.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 35.9pt; margin-left: 0.1pt;">The 2020 Plan is being filed as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.</div>
    <br>
    <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000; text-align: left;">Item 5.07 Submission of Matters to a Vote of Security Holders.</div>
  </div>
  <br>
  <div>
    <div style="font-family: 'Times New Roman'; text-align: justify;">
      <div style="text-align: left; font-family: 'Times New Roman',Times,serif;"><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font>The Company held its 2020
        Annual Meeting of Shareholders on May 19, 2020. The shareholders (i) elected two members of the Company's Board of Directors to serve until 2023&#894; (ii) approved the Waterstone Financial, Inc. 2020 Omnibus Incentive Plan; (iii) ratified the selection
        of RSM US LLP as Waterstone Financial, Inc.'s independent registered public accounting firm (iv) approved, in an advisory vote, the compensation of the Company's named executive officers&#894; and (v) supported, by a majority of the votes cast,
        conducting a Say-on-Pay advisory vote on executive compensation on an annual basis. There were 26,438,256 outstanding shares eligible to vote as of March 25, 2020, the record date for the 2020 Annual Meeting. The results of the matters submitted to
        a vote at the Annual Meeting of Shareholders were as follows:</div>
    </div>
    <br>
    <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000; text-align: justify;">(1) Election of the below named nominees to the Board of Directors of Waterstone Financial, Inc.:</div>
    <div style="font-family: 'Times New Roman';">&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" border="0" align="left" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, Serif; WIDTH: 60%">

          <tr>
            <td style="font-family: 'Times New Roman'; width: 20.76%; vertical-align: bottom; text-align: center;">
              <div><u>Nominee</u></div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 21.21%; vertical-align: bottom; text-align: center;"><u>Number of Votes For</u></td>
            <td style="font-family: 'Times New Roman'; width: 21.21%; vertical-align: bottom; text-align: center;">
              <div><u>Number of Votes</u></div>
              <div>Withheld<u><br>
                </u></div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 20.76%">
              <div style="font-family: 'Times New Roman';">&#160;</div>
              <div style="font-family: 'Times New Roman'; text-align: center;">Michael Hansen<br>
              </div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 21.21%; vertical-align: bottom; text-align: center;">
              <div>18,747,203<br>
              </div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 21.21%; vertical-align: bottom; text-align: center;">1,143,727<br>
            </td>
          </tr>
          <tr>
            <td style="width: 20.76%; text-align: center; vertical-align: bottom;">
              <div style="font-family: 'Times New Roman';"> <br>
              </div>
              <div style="font-family: 'Times New Roman';">Stephen Schmidt<br>
              </div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 21.21%; vertical-align: bottom; text-align: center;">
              <div>18,503,799<br>
              </div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 21.21%; vertical-align: bottom; text-align: center;"> 1,387,131<br>
            </td>
          </tr>

      </table>
      <br style="CLEAR: both">
    </div>
    <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000; text-align: justify;">&#160;</div>
    <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000; text-align: justify;">(2)&#160; Approve our 2020 Omnibus Equity Incentive Plan.<br>
    </div>
    <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000; text-align: justify;">&#160;</div>
    <div style="font-family: ''Times New Roman'', Times, serif; font-weight: bold; color: #000000; text-align: justify;">
      <table cellspacing="0" cellpadding="0" border="0" align="left" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, Serif; WIDTH: 60%">

          <tr>
            <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
              <div><u>Number of Votes For</u></div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
              <div><u>Number of Votes Against</u></div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
              <div><u>Abstain</u></div>
            </td>
          </tr>
          <tr style="HEIGHT: 28px">
            <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
              <div>18,626,254<br>
              </div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
              <div>1,080,721<br>
              </div>
            </td>
            <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
              <div>183,955<br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-family: 'Times New Roman'; clear: both;"><br>
    </div>
    <div>
      <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000; text-align: justify;">&#160;</div>
      <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000; text-align: justify;">(3) Ratification of the selection of RSM US LLP as the Company's auditors for the year ending December 31, 2020.</div>
      <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000; text-align: justify;">&#160;</div>
      <div style="font-family: ''Times New Roman'', Times, serif; font-weight: bold; color: #000000; text-align: justify;">
        <div style="font-weight: bold; color: #000000;">
          <table cellspacing="0" cellpadding="0" border="0" align="left" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, Serif; WIDTH: 60%">

              <tr>
                <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                  <div><u>Number of Votes For</u></div>
                </td>
                <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                  <div><u>Number of Votes Against</u></div>
                </td>
                <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                  <div><u>Abstain</u></div>
                </td>
              </tr>
              <tr style="HEIGHT: 29px">
                <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                  <div>23,739,993<br>
                  </div>
                </td>
                <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                  <div>331,844<br>
                  </div>
                </td>
                <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                  <div>32,666<br>
                  </div>
                </td>
              </tr>

          </table>
        </div>
        <div style="CLEAR: both">
          <div style="CLEAR: both">
            <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000;">&#160;</div>
            <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000;">(4)&#160; An advisory, non-binding resolution to approve the executive compensation.<br>
            </div>
            <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000;">&#160;</div>
            <div style="font-weight: bold; color: #000000;">
              <table cellspacing="0" cellpadding="0" border="0" align="left" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, Serif; WIDTH: 60%">

                  <tr>
                    <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                      <div><u>Number of Votes For</u></div>
                    </td>
                    <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                      <div><u>Number of Votes Against</u></div>
                    </td>
                    <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                      <div><u>Abstain</u></div>
                    </td>
                  </tr>
                  <tr style="HEIGHT: 28px">
                    <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                      <div>16,135,242<br>
                      </div>
                    </td>
                    <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                      <div>3,502,694<br>
                      </div>
                    </td>
                    <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                      <div>37,808<br>
                      </div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
              <div style="font-family: 'Times New Roman'; font-weight: bold; color: #000000;">&#160;
                <div style="CLEAR: both">
                  <div style="font-weight: bold; color: #000000;">&#160;</div>
                  <div style="font-weight: bold; color: #000000;">(5)&#160; An advisory, non-binding resolution with respect to the frequency of voting for our executive compensation.<br>
                  </div>
                  <div style="font-weight: bold; color: #000000;"> <br>
                  </div>
                  <div style="font-family: ''Times New Roman'', Times, serif; font-weight: bold; color: #000000;">
                    <table cellspacing="0" cellpadding="0" border="0" align="left" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, Serif; WIDTH: 60%">

                        <tr>
                          <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                            <div><u>Annually<br>
                              </u></div>
                          </td>
                          <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                            <div><u>Every Two Years<br>
                              </u></div>
                          </td>
                          <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                            <div><u>Every Three Years<br>
                              </u></div>
                          </td>
                          <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: center;">&#160;<u>Abstain</u></td>
                        </tr>
                        <tr style="HEIGHT: 28px">
                          <td style="font-family: 'Times New Roman'; width: 20%; vertical-align: bottom; text-align: center;">
                            <div>16,891,204<br>
                            </div>
                          </td>
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                            <div>73,224<br>
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                            <div>2,888,674<br>
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                        <div style="margin-top: 3pt; margin-bottom: 3pt;"><font style="font-family: 'Times New Roman', Times, serif; color: #000000;"><u>Exhibit No.</u></font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="color: #000000; font-family: 'Times New Roman', Times, serif;"><u>Exhibit</u></font></div>
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                                    <div style="color: #000000;">Waterstone Financial, Inc. 2020 Omnibus Incentive Plan (incorporated by reference to Appendix A to the proxy statement for the Annual Meeting of Shareholders filed with the Securities and
                                      Exchange Commission on April 9, 2020 (File No. 001-36271))</div>
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  <div>Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</div>
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            <div>Waterstone Financial, Inc.</div>
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            <div>Date: May 20, 2020</div>
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            <div><u>/s/ William F. Bruss</u></div>
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            <div>Name: William F. Bruss</div>
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            <div>Title: COO, General Counsel and Secretary</div>
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
May 19, 2020
WATERSTONE FINANCIAL, INC.
(Exact name of Registrant as specified in its charter)
Maryland
(State or Other Jurisdiction
of Incorporation)
001-36271
(Commission File Number)
90-1026709
(I.R.S. Employer Identification No.)
11200 W. Plank Ct, Wauwatosa, Wisconsin 53226
(Address of principal executive offices)
(414) 761-1000
Registrant's telephone number, including area code
Not Applicable
(Former Name or former address, if changed since last report)
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol
Name of each exchange on which registered
Common Stock, $0.01 Par Value
WSBF
The NASDAQ Stock Market, LLC
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following
                provisions:
[ ]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
[ ]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities and Exchange Act of 1934
        (§240.12b-2 of this chapter).
¨
Emerging growth company
¨
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period
        for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.
On May 19, 2020, Waterstone Financial, Inc.  (the "Company") held its Annual Meeting of Shareholders. At the Annual
      Meeting, the shareholders of the Company approved the Waterstone Financial, Inc. 2020 Omnibus Incentive Plan ("2020 Plan").  The 2020 Plan was previously approved by the Company's Board of Directors, subject to the approval of the Company's
      shareholders, and became effective upon such shareholder approval.  A description of the material terms of the 2020 Plan is contained in the Company's definitive proxy statement for the Annual Meeting filed with the Securities and Exchange Commission
      on April 9, 2020.
The 2020 Plan is being filed as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.
Item 5.07 Submission of Matters to a Vote of Security Holders.
The Company held its 2020
        Annual Meeting of Shareholders on May 19, 2020. The shareholders (i) elected two members of the Company's Board of Directors to serve until 2023; (ii) approved the Waterstone Financial, Inc. 2020 Omnibus Incentive Plan; (iii) ratified the selection
        of RSM US LLP as Waterstone Financial, Inc.'s independent registered public accounting firm (iv) approved, in an advisory vote, the compensation of the Company's named executive officers; and (v) supported, by a majority of the votes cast,
        conducting a Say-on-Pay advisory vote on executive compensation on an annual basis. There were 26,438,256 outstanding shares eligible to vote as of March 25, 2020, the record date for the 2020 Annual Meeting. The results of the matters submitted to
        a vote at the Annual Meeting of Shareholders were as follows:
(1) Election of the below named nominees to the Board of Directors of Waterstone Financial, Inc.:
Nominee
Number of Votes For
Number of Votes
Withheld
Michael Hansen
18,747,203
1,143,727
Stephen Schmidt
18,503,799
1,387,131
(2)  Approve our 2020 Omnibus Equity Incentive Plan.
Number of Votes For
Number of Votes Against
Abstain
18,626,254
1,080,721
183,955
(3) Ratification of the selection of RSM US LLP as the Company's auditors for the year ending December 31, 2020.
Number of Votes For
Number of Votes Against
Abstain
23,739,993
331,844
32,666
(4)  An advisory, non-binding resolution to approve the executive compensation.
Number of Votes For
Number of Votes Against
Abstain
16,135,242
3,502,694
37,808
(5)  An advisory, non-binding resolution with respect to the frequency of voting for our executive compensation.
Annually
Every Two Years
Every Three Years
Abstain
16,891,204
73,224
2,888,674
37,808
Item 9.01 Financial Statements and Exhibits
Exhibit No.
Exhibit
10.1
Waterstone Financial, Inc. 2020 Omnibus Incentive Plan (incorporated by reference to Appendix A to the proxy statement for the Annual Meeting of Shareholders filed with the Securities and
                                      Exchange Commission on April 9, 2020 (File No. 001-36271))
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Waterstone Financial, Inc.
Date: May 20, 2020
/s/ William F. Bruss
Name: William F. Bruss
Title: COO, General Counsel and Secretary