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			<font style="display: inline;"></font><font style="display: inline;">UNITE</font><font style="display: inline;">D</font><font style="display: inline;"> STATES</font>
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			<font style="display: inline;">Washington</font><font style="display: inline;">,</font><font style="display: inline;"> D.C</font><font style="display: inline;">.</font><font style="display: inline;"> 20549</font>
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			<font style="display: inline;"></font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:18pt;">FOR</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:18pt;">M</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:18pt;"> 8-K</font>
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			<font style="display: inline;"></font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:13.5pt;">CURREN</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:13.5pt;">T</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:13.5pt;"> REPORT</font>
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			<font style="display: inline;"></font><font style="display: inline;">Pursuan</font><font style="display: inline;">t</font><font style="display: inline;"> &nbsp;t</font><font style="display: inline;">o</font><font style="display: inline;"> Sectio</font><font style="display: inline;">n</font><font style="display: inline;"> &nbsp;1</font><font style="display: inline;">3</font><font style="display: inline;"> &nbsp;O</font><font style="display: inline;">R</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">15(d) of the Securit</font><font style="display: inline;">i</font><font style="display: inline;">es Exchange Act of 1934 </font><font style="display: inline;">Dat</font><font style="display: inline;">e</font><font style="display: inline;"> &nbsp;o</font><font style="display: inline;">f</font><font style="display: inline;"> Repor</font><font style="display: inline;">t</font><font style="display: inline;"> (Dat</font><font style="display: inline;">e</font><font style="display: inline;"> &nbsp;o</font><font style="display: inline;">f</font><font style="display: inline;"> earlies</font><font style="display: inline;">t</font><font style="display: inline;"> even</font><font style="display: inline;">t</font><font style="display: inline;"> reported)</font><font style="display: inline;">:</font><font style="display: inline;"> May 23</font><font style="display: inline;">,</font><font style="display: inline;"> 2013</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:24pt;">CENTRAL FEDERAL CORPORATION</font>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">0</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">-</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">5</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">04</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">5</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">3</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">4-</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">1</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">87</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">7</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">137</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">of in</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">c</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">orporation)</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">Identifi</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">c</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">ation </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">N</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">u</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:7.5pt;">mber)</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">92</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">3</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Smit</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">h</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;R</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">o</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ad</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">,</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> Fa</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">i</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">rlawn</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">,</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> Ohio</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">44</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">3</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">33</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">(</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">33</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">0)</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;6</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">6</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">6-</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">7</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">979</font></p>
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			<font style="display: inline;font-family:Times New Roman;font-size:10pt;">[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font>
		</p>
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			<font style="display: inline;font-family:Times New Roman;font-size:10pt;">[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:10pt;">[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font>
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		<p style="margin:0pt 0pt 0pt 4.3pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font><font style="display: inline;">)</font>
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		</p>
		<p style="margin:0pt 28.65pt 0pt 6pt;line-height:11.1pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Purs</font><font style="display: inline;">u</font><font style="display: inline;">an</font><font style="display: inline;">t &nbsp;</font><font style="display: inline;">t</font><font style="display: inline;">o</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">t</font><font style="display: inline;">h</font><font style="display: inline;">e &nbsp;</font><font style="display: inline;">req</font><font style="display: inline;">u</font><font style="display: inline;">ireme</font><font style="display: inline;">n</font><font style="display: inline;">t</font><font style="display: inline;">s</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">of</font><font style="display: inline;"> th</font><font style="display: inline;">e &nbsp;</font><font style="display: inline;">Securitie</font><font style="display: inline;">s &nbsp;</font><font style="display: inline;">Excha</font><font style="display: inline;">n</font><font style="display: inline;">g</font><font style="display: inline;">e &nbsp;</font><font style="display: inline;">Ac</font><font style="display: inline;">t &nbsp;</font><font style="display: inline;">o</font><font style="display: inline;">f &nbsp;</font><font style="display: inline;">1934</font><font style="display: inline;">,</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">t</font><font style="display: inline;">h</font><font style="display: inline;">e &nbsp;</font><font style="display: inline;">reg</font><font style="display: inline;">i</font><font style="display: inline;">stra</font><font style="display: inline;">nt</font><font style="display: inline;"> ha</font><font style="display: inline;">s</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">d</font><font style="display: inline;">ul</font><font style="display: inline;">y</font><font style="display: inline;"> ca</font><font style="display: inline;">u</font><font style="display: inline;">se</font><font style="display: inline;">d &nbsp;</font><font style="display: inline;">th</font><font style="display: inline;">is</font><font style="display: inline;"> re</font><font style="display: inline;">p</font><font style="display: inline;">or</font><font style="display: inline;">t &nbsp;</font><font style="display: inline;">t</font><font style="display: inline;">o &nbsp;</font><font style="display: inline;">b</font><font style="display: inline;">e &nbsp;</font><font style="display: inline;">sig</font><font style="display: inline;">n</font><font style="display: inline;">e</font><font style="display: inline;">d &nbsp;</font><font style="display: inline;">o</font><font style="display: inline;">n</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">i</font><font style="display: inline;">ts </font><font style="display: inline;">be</font><font style="display: inline;">h</font><font style="display: inline;">al</font><font style="display: inline;">f &nbsp;</font><font style="display: inline;">b</font><font style="display: inline;">y</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">th</font><font style="display: inline;">e &nbsp;</font><font style="display: inline;">un</font><font style="display: inline;">d</font><font style="display: inline;">ersi</font><font style="display: inline;">g</font><font style="display: inline;">ne</font><font style="display: inline;">d &nbsp;</font><font style="display: inline;">he</font><font style="display: inline;">r</font><font style="display: inline;">eu</font><font style="display: inline;">n</font><font style="display: inline;">t</font><font style="display: inline;">o &nbsp;</font><font style="display: inline;">d</font><font style="display: inline;">u</font><font style="display: inline;">l</font><font style="display: inline;">y &nbsp;</font><font style="display: inline;">au</font><font style="display: inline;">t</font><font style="display: inline;">ho</font><font style="display: inline;">r</font><font style="display: inline;">ized.</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;;font-size:12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;width:36pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="display: inline;font-family:Times New Roman;">Central Federal Corporation</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Book Antiqua;font-size: 11pt">
			<font style="text-indent:0pt;margin-left:0pt; width:207pt;"><font style="display: inline;font-family:Times New Roman;">Date:&nbsp; </font><font style="display: inline;font-family:Times New Roman;">May 23</font><font style="display: inline;font-family:Times New Roman;">, 2013</font></font><font style="text-indent:0pt;margin-left:0pt; width:52.2pt;text-align:right"><font style="display: inline;font-family:Times New Roman;"></font></font><font style="text-indent:0pt;margin-left:0pt; width:28.8pt;text-align:left"><font style="display: inline;font-family:Times New Roman;">By:</font></font><font style="text-indent:0pt;margin-left:0pt; width:141pt;text-align:left"><font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;">/s/ John W. Helmsdoerfer</font></font><font style="text-indent:0pt;margin-left:0pt; width:-1pt;text-align:right"><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"></font></font>
		</p>
		<p style="margin:0pt;font-family:Calibri;font-size: 11pt">
			<font style="text-indent:0pt;margin-left:0pt; width:207pt;"></font><font style="text-indent:0pt;margin-left:0pt; width:52.2pt;text-align:right"><font style="display: inline;font-family:Times New Roman;"></font></font><font style="text-indent:0pt;margin-left:0pt; width:28.8pt;text-align:left"><font style="display: inline;font-family:Times New Roman;"></font></font><font style="text-indent:0pt;margin-left:0pt; width:141pt;text-align:left"><font style="display: inline;font-family:Times New Roman;">John W. Helmsdoerfer, CPA</font></font><font style="text-indent:0pt;margin-left:0pt; width:-1pt;text-align:right"><font style="display: inline;font-family:Times New Roman;"></font></font>
		</p>
		<p style="margin:0pt;font-family:Calibri;font-size: 11pt">
			<font style="text-indent:0pt;margin-left:0pt; width:207pt;"></font><font style="text-indent:0pt;margin-left:0pt; width:52.2pt;text-align:right"><font style="display: inline;font-family:Times New Roman;"></font></font><font style="text-indent:0pt;margin-left:0pt; width:28.8pt;text-align:left"><font style="display: inline;font-family:Times New Roman;"></font></font><font style="text-indent:0pt;margin-left:0pt; width:144pt;text-align:left"><font style="display: inline;font-family:Times New Roman;">Chief Financial Officer</font></font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0.5pt 0pt 0pt;line-height:6pt;font-family:Calibri;font-size: 6pt">
			<font style="display: inline;font-size:6pt;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:8.15pt;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;">

		<p style="margin:0pt 0pt 0pt 1pt;line-height:9.15pt;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt 0pt 0pt 1pt;line-height:9.15pt;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p></font><font style="display: inline;">

		<p style="margin:0pt 0pt 0pt 1pt;line-height:9.15pt;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt 0pt 0pt 1pt;line-height:9.15pt;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p></font>

		</p>

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{"company-data": {"conformed-name": "CENTRAL FEDERAL CORP", "cik": "0001070680", "assigned-sic": "6035", "irs-number": "341877137", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-25045", "film-number": "13867922"}, "business-address": {"street1": "C/O CENTRAL FEDERAL BANK", "street2": "601 MAIN ST", "city": "WELLSVILLE", "state": "OH", "zip": "43968", "phone": "3305321517"}, "mail-address": {"street1": "C/O CENTRAL FEDERAL BANK", "street2": "601 MAIN ST", "city": "WELLSVILLE", "state": "OH", "zip": "43968"}, "former-company": {"former-conformed-name": "GRAND CENTRAL FINANCIAL CORP", "date-changed": "19980918"}}
9f1690fb42c0432
UNITE
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[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
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Central Federal Corporation
Date:
May 23
, 2013
By:
/s/ John W. Helmsdoerfer
John W. Helmsdoerfer, CPA
Chief Financial Officer