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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION </B><BR>
<FONT STYLE="font-size: 10pt">Washington, D.C. 20549 </FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FORM 8-K</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-right: 0; margin-left: 0"><B>CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(d) OF THE<BR>
SECURITIES EXCHANGE ACT OF 1934 </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-right: 0; margin-left: 0">Date of Report (Date of
earliest event reported):<BR>
August 12, 2013</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>UNITED COMMUNITY BANKS, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Exact name of registrant as specified in its
charter)</P>

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    <TD STYLE="width: 33%; font-weight: normal; text-align: center; text-decoration: underline"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Georgia</FONT></TD>
    <TD STYLE="width: 35%; text-align: center"><FONT STYLE="font-size: 10pt"><U>No. 001-35095</U></FONT></TD>
    <TD STYLE="width: 32%; text-align: center"><FONT STYLE="font-size: 10pt"><U>No. 58-180-7304</U></FONT></TD></TR>
<TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">(State or other jurisdiction of</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">(Commission File Number)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">(IRS Employer</FONT></TD></TR>
<TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;incorporation)</FONT></TD>
    <TD></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">Identification No.)</FONT></TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-right: 0; margin-left: 0">125 Highway 515 East<BR>
<U>Blairsville, Georgia 30512</U><BR>
(Address of principal executive offices)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-right: 0; margin-left: 0">Registrant's telephone
number, including area code:<BR>
(706) 781-2265</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-right: 0; margin-left: 0"><U>Not applicable</U><BR>
(Former name or former address, if changed since last report)</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin-right: 0; margin-left: 0">Check the appropriate
box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:</P>

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<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings 2">&#163;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Written communications pursuant to Rule
425 under the Securities Act (17 CFR 230.425)</FONT></TD></TR></TABLE>

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<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings 2">&#163;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Soliciting material pursuant to Rule 14a-12
under the Exchange Act (17 CFR 240.14a-12)</FONT></TD></TR></TABLE>

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<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings 2">&#163;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Pre-commencement communications pursuant
to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</FONT></TD></TR></TABLE>

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<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings 2">&#163;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Pre-commencement communications pursuant
to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</FONT></TD></TR></TABLE>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 8%; text-align: left; vertical-align: top"><B>Item 1.01</B></TD>
    <TD STYLE="width: 92%; text-align: left; vertical-align: top"><B>Entry into Material Definitive Agreement.</B></TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="color: black">On August
12, 2013, United Community Banks, Inc. (the &ldquo;<B><I>Company</I></B>&rdquo;) entered into an Indenture (the &ldquo;<B><I>Indenture</I></B>&rdquo;)
and a First Supplemental Indenture (the &ldquo;<B><I>Supplemental Indenture</I></B>&rdquo;) with The Bank of New York Mellon, as
trustee, under which the Company issued $34,584,000 aggregate principal amount of its 6.00% Senior Notes due August 13, 2018 (the
&ldquo;<B><I>Notes</I></B>&rdquo;). As previously disclosed, the Notes were offered and sold pursuant to the Company&rsquo;s </FONT>Registration
Statement on Form S-3 (File No. 333-180752) (the &ldquo;<B><I>Registration Statement</I></B>&rdquo;), including a prospectus supplement
dated August 2, 2013 and a final pricing supplement dated August 7, 2013 to the prospectus contained in the Registration Statement.</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">The Indenture and Supplemental Indenture contain covenants that, among
    other things, limit the Company&rsquo;s ability to create liens on the capital stock of its bank subsidiary, United
    Community     Bank.</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">This description of the Indenture
and Supplemental Indenture is a summary and is qualified in its entirety by reference to the full text of the Indenture and Supplemental
Indenture, which are attached hereto as Exhibits 4.1 and 4.2 and are incorporated by reference into this Item 1.01.</TD></TR>
</TABLE>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 8%; text-align: left; vertical-align: top"><B>Item 2.03</B></TD>
    <TD STYLE="width: 92%; text-align: left; vertical-align: top"><B>Creation of a Direct Financial Obligation or an Obligation
    under an Off-Balance Sheet Arrangement of a Registrant.</B></TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">The information included in Item
1.01 with respect to the Indenture and Supplemental Indenture is incorporated by reference into this Item 2.03.</TD></TR>
</TABLE>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 8%"><B>Item 8.01</B></TD>
    <TD STYLE="width: 92%"><B>Other Events.</B></TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD><B><I>Exercise of Elm Ridge Warrants</I></B></TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="color: black">On August
12, 2013, </FONT>Elm Ridge Offshore Master Fund, Ltd. and Elm Ridge Value Partners, L.P. (collectively, the &ldquo;<B><I>Elm Ridge
Parties</I></B>&rdquo;) <FONT STYLE="color: black">elected to exercise warrants </FONT>to purchase an aggregate 1,551,126 shares
of the Company&rsquo;s common stock<FONT STYLE="color: black">. </FONT>The warrants were issued pursuant to a previously disclosed
Share Exchange Agreement, which was entered into by the Company and the Elm Ridge Parties on February 22, 2011.</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>Following these exercises, and as of August 13, 2013, there were 59,400,914 shares of the Company&rsquo;s common stock
    outstanding. The     Company realized net proceeds of approximately $19.4 million as a result of these exercises.</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD><B><I>Redemption of Subordinated Step-Up Notes due September 30, 2015</I></B></TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>The Company intends to use the net
proceeds from the sale of the Notes described in Item 1.01 above to voluntarily prepay the entire principal amount outstanding
of its Subordinated Step-Up Notes due September 30, 2015 (the &ldquo;<B><I>Subordinated Notes</I></B>&rdquo;), of which $35,000,000
in aggregate principal amount is issued and outstanding, at a price equal to 100% of the principal amount, plus accrued and unpaid
interest. The intended redemption date for the Subordinated Notes is September 30, 2013.</TD></TR>
</TABLE>

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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Item 9.01</B></P></TD>
    <TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 87%">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Financial Statements and Exhibits.</B></P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0.3in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.75in">&nbsp;</P>

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    <TD></TD>
    <TD></TD>
    <TD>(d)&#9;&#9;&#9;&#9;&#9;Exhibits</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><B>Exhibit No.</B></TD>
    <TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 87%; border-bottom: windowtext 1pt solid; text-align: left; vertical-align: bottom"><B>Description</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>4.1 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">Indenture, dated as of August 12, 2013, between the Company and The Bank of New York Mellon, as trustee.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>4.2</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">First Supplemental Indenture, dated as of August 12, 2013, between the Company and The Bank of New York Mellon, as trustee.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>4.3</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">Form of 6.00% Senior Note due August 13, 2018 (included as Exhibit A to Exhibit 4.2)</TD></TR>
</TABLE>


<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements
of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 6pt">&nbsp;</P>

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<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">UNITED COMMUNITY BANKS, INC.</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="width: 4%">By:&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 46%">/<I>s</I>/ Rex S. Schuette</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: #000000 1px solid">Rex S.
Schuette<BR>Executive Vice President and<BR>
Chief Financial Officer</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0pt; margin-top: 0pt; margin-bottom: 6pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0pt; margin-top: 0pt; margin-bottom: 6pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Date: August 15, 2013</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>INDEX TO EXHIBITS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><B>Exhibit No.</B></TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 85%; border-bottom: windowtext 1pt solid; text-align: left; vertical-align: bottom"><B>Description</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>4.1 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">Indenture, dated as of August 12, 2013, between the Company and The Bank of New York Mellon, as trustee.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>4.2</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">First Supplemental Indenture, dated as of August 12, 2013, between the Company and The Bank of New York Mellon, as trustee.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>4.3</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">Form of 6.00% Senior Note due August 13, 2018 (included as Exhibit A to Exhibit 4.2)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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[{"type": "8-K", "sequence": "1", "filename": "t1300308_8k.htm", "description": "FORM 8-K", "secsgml_size_bytes": 23018}]
{"company-data": {"conformed-name": "UNITED COMMUNITY BANKS INC", "cik": "0000857855", "assigned-sic": "6022", "irs-number": "581807304", "state-of-incorporation": "GA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-35095", "film-number": "131043186"}, "business-address": {"street1": "P O BOX 398, 59 HIGHWAY 515", "city": "BLAIRSVILLE", "state": "GA", "zip": "30512", "phone": "5818073041"}, "mail-address": {"street1": "P O BOX 398", "street2": "HIGHWAY 515", "city": "BLAIRSVILLE", "state": "GA", "zip": "30512"}, "former-company": {"former-conformed-name": "UNION BANCSHARES INC /GA/", "date-changed": "19600201"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of
earliest event reported):
August 12, 2013
UNITED COMMUNITY BANKS, INC.
(Exact name of registrant as specified in its
charter)
Georgia
No. 001-35095
No. 58-180-7304
(State or other jurisdiction of
(Commission File Number)
(IRS Employer
incorporation)
Identification No.)
125 Highway 515 East
Blairsville, Georgia 30512
(Address of principal executive offices)
Registrant's telephone
number, including area code:
(706) 781-2265
Not applicable
(Former name or former address, if changed since last report)
Check the appropriate
box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
£
Written communications pursuant to Rule
425 under the Securities Act (17 CFR 230.425)
£
Soliciting material pursuant to Rule 14a-12
under the Exchange Act (17 CFR 240.14a-12)
£
Pre-commencement communications pursuant
to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
£
Pre-commencement communications pursuant
to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 1.01
Entry into Material Definitive Agreement.
On August
12, 2013, United Community Banks, Inc. (the "
Company
") entered into an Indenture (the "
Indenture
")
and a First Supplemental Indenture (the "
Supplemental Indenture
") with The Bank of New York Mellon, as
trustee, under which the Company issued $34,584,000 aggregate principal amount of its 6.00% Senior Notes due August 13, 2018 (the
"
Notes
"). As previously disclosed, the Notes were offered and sold pursuant to the Company's
Registration
Statement on Form S-3 (File No. 333-180752) (the "
Registration Statement
"), including a prospectus supplement
dated August 2, 2013 and a final pricing supplement dated August 7, 2013 to the prospectus contained in the Registration Statement.
The Indenture and Supplemental Indenture contain covenants that, among
    other things, limit the Company's ability to create liens on the capital stock of its bank subsidiary, United
    Community     Bank.
This description of the Indenture
and Supplemental Indenture is a summary and is qualified in its entirety by reference to the full text of the Indenture and Supplemental
Indenture, which are attached hereto as Exhibits 4.1 and 4.2 and are incorporated by reference into this Item 1.01.
Item 2.03
Creation of a Direct Financial Obligation or an Obligation
    under an Off-Balance Sheet Arrangement of a Registrant.
The information included in Item
1.01 with respect to the Indenture and Supplemental Indenture is incorporated by reference into this Item 2.03.
Item 8.01
Other Events.
Exercise of Elm Ridge Warrants
On August
12, 2013,
Elm Ridge Offshore Master Fund, Ltd. and Elm Ridge Value Partners, L.P. (collectively, the "
Elm Ridge
Parties
")
elected to exercise warrants
to purchase an aggregate 1,551,126 shares
of the Company's common stock
.
The warrants were issued pursuant to a previously disclosed
Share Exchange Agreement, which was entered into by the Company and the Elm Ridge Parties on February 22, 2011.
Following these exercises, and as of August 13, 2013, there were 59,400,914 shares of the Company's common stock
    outstanding. The     Company realized net proceeds of approximately $19.4 million as a result of these exercises.
Redemption of Subordinated Step-Up Notes due September 30, 2015
The Company intends to use the net
proceeds from the sale of the Notes described in Item 1.01 above to voluntarily prepay the entire principal amount outstanding
of its Subordinated Step-Up Notes due September 30, 2015 (the "
Subordinated Notes
"), of which $35,000,000
in aggregate principal amount is issued and outstanding, at a price equal to 100% of the principal amount, plus accrued and unpaid
interest. The intended redemption date for the Subordinated Notes is September 30, 2013.
Item 9.01
Financial Statements and Exhibits.
(d)					Exhibits
Exhibit No.
Description
4.1
Indenture, dated as of August 12, 2013, between the Company and The Bank of New York Mellon, as trustee.
4.2
First Supplemental Indenture, dated as of August 12, 2013, between the Company and The Bank of New York Mellon, as trustee.
4.3
Form of 6.00% Senior Note due August 13, 2018 (included as Exhibit A to Exhibit 4.2)
SIGNATURES
Pursuant to the requirements
of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
UNITED COMMUNITY BANKS, INC.
By:
/
s
/ Rex S. Schuette
Rex S.
Schuette
Executive Vice President and
Chief Financial Officer
Date: August 15, 2013
INDEX TO EXHIBITS
Exhibit No.
Description
4.1
Indenture, dated as of August 12, 2013, between the Company and The Bank of New York Mellon, as trustee.
4.2
First Supplemental Indenture, dated as of August 12, 2013, between the Company and The Bank of New York Mellon, as trustee.
4.3
Form of 6.00% Senior Note due August 13, 2018 (included as Exhibit A to Exhibit 4.2)