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<P align="center" style="font-size: 14pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>
<FONT style="font-size: 12pt">Washington, D.C. 20549
</FONT></B>

<P align="center" style="font-size: 18pt"><B>FORM 8-K</B>

<P align="center" style="font-size: 12pt"><B>CURRENT REPORT<BR>
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</B>

<P align="center" style="font-size: 10pt"><B>Date of Report (Date of earliest event reported): May 20, 2009</B>

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<DIV align="CENTER" style="font-size: 10pt; margin-top: 10pt"><IMG src="c85964p8596401.jpg" alt="(UNITED FIRE & CASUALTY COMPANY LOGO)">
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<P align="center" style="font-size: 24pt"><B>United Fire &amp; Casualty Company</B><BR>
<FONT style="font-size: 10pt">(Exact name of registrant as specified in its charter)
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    <TD style="border-bottom: 1px solid #000000"><B>Iowa</B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>001-34257</B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>42-0644327</B></TD>
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    <TD>(State or other Jurisdiction of Incorporation)</TD>
    <TD>&nbsp;</TD>
    <TD>(Commission File Number)</TD>
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    <TD>(IRS Employer Identification No.)</TD>
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    <TD style="border-bottom: 1px solid #000000"><B>118 Second Avenue, S.E., Cedar Rapids, Iowa <BR></B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>52407</B></TD>
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    <TD>(Address of Principal Executive Offices)</TD>
    <TD>&nbsp;</TD>
    <TD>(Zip Code)</TD>
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<P align="center" style="font-size: 10pt">Registrant&#146;s telephone number, including area code: <B>(319) 399-5700</B>


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    <TD nowrap>(Former name or former address if changed since last report.)</TD>
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<P align="left" style="font-size: 10pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:

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<FONT face="Wingdings">&#111;</FONT> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<BR>


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<P align="left" style="margin-right:1%; font-size: 10pt"><B>Item&nbsp;5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers;
Compensatory Arrangements of Certain Officers.</B>


<P align="left" style="font-size: 10pt">(b)&nbsp;On May&nbsp;20, 2009, John A. Rife announced that he will retire as President and Chief Executive Officer of our
subsidiary company, United Life Insurance Company, effective immediately. Mr.&nbsp;Rife will continue to serve on the Board
of Directors of both United Fire &#038; Casualty Company and United Life Insurance Company.


<P align="left" style="font-size: 10pt">(c)&nbsp;On May&nbsp;20, 2009, the Board of Directors named Randy A. Ramlo, United Fire &#038; Casualty Company&#146;s current President
and Chief Executive Officer, as President of our subsidiary company, United Life Insurance Company, effective
immediately.


<P align="left" style="font-size: 10pt">We issued a press release on May&nbsp;21, 2009; regarding Mr.&nbsp;Rife&#146;s retirement as President and Chief Executive Officer of
United Life Insurance Company, and Mr.&nbsp;Ramlo&#146;s appointment as President of United Life Insurance Company. A copy of the
press release is filed as Exhibit&nbsp;99.1 to this Current Report on Form 8-K and is incorporated herein by reference.


<P align="left" style="margin-right:1%; font-size: 10pt"><B>Item&nbsp;9.01.&nbsp; Financial Statements and Exhibits.</B>

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    <TD valign="top" ALIGN="CENTER"><DIV style="margin-left:0px; text-indent:-0px">(a)
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    <TD align="left" valign="top">Not applicable.</TD>
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    <TD valign="top" ALIGN="CENTER"><DIV style="margin-left:0px; text-indent:-0px">(b)
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    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Not applicable.</TD>
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    <TD valign="top" ALIGN="CENTER"><DIV style="margin-left:0px; text-indent:-0px">(c)
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    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Not applicable.</TD>
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    <TD valign="top" ALIGN="CENTER"><DIV style="margin-left:0px; text-indent:-0px">(d)
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    <TD align="left" valign="top">Exhibits.</TD>
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<P align="left" style="margin-right:1%; font-size: 10pt; text-indent: 2%">The following exhibits are furnished herewith.

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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">99.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Press Release, dated May&nbsp;21, 2009, announcing the retirement of John
A. Rife as President and Chief Executive Officer of our subsidiary
company, United Life Insurance Company, and the appointment of Randy
A. Ramlo to President of our subsidiary company.</TD>
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<P align="left" style="margin-right:1%; font-size: 10pt"><B>Signatures</B>


<P align="left" style="font-size: 10pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be
signed on its behalf by the undersigned hereunto duly authorized.

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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">(Registrant)<BR><BR></DIV></TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">May&nbsp;21, 2009</DIV></TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">(Date)<BR><BR></DIV></TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">/s/ Randy A. Ramlo</DIV></TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Randy A. Ramlo, President and Chief Executive Officer</DIV></TD>
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<P align="center" style="font-size: 10pt">2

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Form 8-K
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 20, 2009
United Fire & Casualty Company
(Exact name of registrant as specified in its charter)
Iowa
001-34257
42-0644327
(State or other Jurisdiction of Incorporation)
(Commission File Number)
(IRS Employer Identification No.)
118 Second Avenue, S.E., Cedar Rapids, Iowa
52407
(Address of Principal Executive Offices)
(Zip Code)
Registrant's telephone number, including area code:
(319) 399-5700
(Former name or former address if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers;
Compensatory Arrangements of Certain Officers.
(b) On May 20, 2009, John A. Rife announced that he will retire as President and Chief Executive Officer of our
subsidiary company, United Life Insurance Company, effective immediately. Mr. Rife will continue to serve on the Board
of Directors of both United Fire & Casualty Company and United Life Insurance Company.
(c) On May 20, 2009, the Board of Directors named Randy A. Ramlo, United Fire & Casualty Company's current President
and Chief Executive Officer, as President of our subsidiary company, United Life Insurance Company, effective
immediately.
We issued a press release on May 21, 2009; regarding Mr. Rife's retirement as President and Chief Executive Officer of
United Life Insurance Company, and Mr. Ramlo's appointment as President of United Life Insurance Company. A copy of the
press release is filed as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.
Item 9.01.  Financial Statements and Exhibits.
(a)
Not applicable.
(b)
Not applicable.
(c)
Not applicable.
(d)
Exhibits.
The following exhibits are furnished herewith.
Exhibit
99.1
Press Release, dated May 21, 2009, announcing the retirement of John
A. Rife as President and Chief Executive Officer of our subsidiary
company, United Life Insurance Company, and the appointment of Randy
A. Ramlo to President of our subsidiary company.
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be
signed on its behalf by the undersigned hereunto duly authorized.
United Fire & Casualty Company
(Registrant)
May 21, 2009
(Date)
/s/ Randy A. Ramlo
Randy A. Ramlo, President and Chief Executive Officer
2