SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

      DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) November 14, 2006

RESIDENTIAL  ACCREDIT  LOANS,  INC. (as company  under a Pooling and Servicing
Agreement  dated as of  October  30,  2006  providing  for,  inter  alia,  the
issuance of Mortgage Asset-Backed Pass-Through Certificates, Series 2006-QA9)

                      Residential Accredit Loans, Inc.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

               DELAWARE               333-131213-26        51-0368240
  (STATE OR OTHER JURISDICTION       (COMMISSION)       (I.R.S. EMPLOYER
         OF INCORPORATION)           FILE NUMBER)        IDENTIFICATION NO.)

     8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN        55437
               (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)          (ZIP CODE)

        Registrant's telephone number, including area code (952) 857-7000

          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)



                         Exhibit Index located on Page 2

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions .

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))



<PAGE>

Item 8. Other Events.

On October 30, 2006,  Residential  Accredit Loans,  Inc. caused the issuance and
sale of the Mortgage Asset-Backed  Pass-Through  Certificates,  Series 2006-QA9,
pursuant to a Series Supplement,  dated as of October 30, 2006, and the Standard
Terms of Pooling and Servicing  Agreement,  dated as of October 30, 2006,  among
Residential Accredit Loans, Inc., as company,  Residential Funding Company, LLC,
as master servicer,  and Deutsche Bank Trust Company Americas,  as trustee.  The
mortgage  loans were sold to Residential  Accredit  Loans,  Inc.  pursuant to an
Assignment  and  Assumption  Agreement,  dated as of October 30,  2006,  between
Residential Funding Company, LLC and Residential Accredit Loans, Inc.

Item 9.     Financial  Statements,   Pro  Forma  Financial  Information  and
Exhibits.

            (a)   Not applicable

            (b)   Not applicable

            (c) Exhibits  (executed copies):  The following  execution copies of
Exhibits to the Form S-3  Registration  Statement of the  Registrant  are hereby
filed:

                                                              Sequentially
Exhibit                                                       Numbered
Number                                                        Exhibit Page

10.1 Series Supplement,  dated as of October 30, 2006, and the Standard Terms of
Pooling and Servicing Agreement, dated as of October 30, 2006, among Residential
Accredit Loans, Inc., as company,  Residential  Funding Company,  LLC, as master
servicer, and Deutsche Bank Trust Company Americas, as trustee.

10.2 Assignment and Assumption Agreement,  dated as of October 30, 2006, between
Residential Funding Company, LLC and Residential Accredit Loans, Inc.

10.3 SB-AM Swap  Confirmation,  dated as of October 30, 2006,  between  Deutsche
Bank Trust Company  Americas,  as  Supplemental  Interest  Trust Trustee for the
benefit of RALI Series 2006-QA9 Supplemental Interest Trust, acting on behalf of
the Class SB  Certificateholders,  and Deutsche Bank Trust Company Americas,  as
Supplemental Trust Trustee for the benefit of RALI Series 2006-QA9  Supplemental
Interest Trust, acting on behalf of the Class A Certificateholders and the Class
M Certificateholders.

10.4 Swap  Novation  Confirmation,  dated as of the  October 30,  2006,  between
Deutsche Bank Trust Company Americas,  not in its individual capacity but solely
as supplemental  interest trust trustee on behalf of the  supplemental  interest
trust  created  under the Pooling  and  Servicing  Agreement  in respect of RALI
2006-QA9, and Credit Suisse International.

10.5 Swap Confirmation,  dated as of the October 30, 2006, between Deutsche Bank
Trust  Company  Americas,   not  in  its  individual   capacity  but  solely  as
supplemental interest trust trustee on behalf of the supplemental interest trust
created under the Pooling and Servicing  Agreement in respect of RALI  2006-QA9,
and Credit Suisse International.

10.6 Swap  Schedule,  dated as of the October 30, 2006,  between  Deutsche  Bank
Trust  Company  Americas,   not  in  its  individual   capacity  but  solely  as
supplemental interest trust trustee on behalf of the supplemental interest trust
created under the Pooling and Servicing  Agreement in respect of RALI  2006-QA9,
and Credit Suisse International.

10.7  ISDA  Credit  Support  Annex  to the  Swap  Schedule  to the  ISDA  Master
Agreement, dated as of the October 30, 2006, between Deutsche Bank Trust Company
Americas,  not in its individual  capacity but solely as  supplemental  interest
trust  trustee on behalf of the  supplemental  interest  trust created under the
Pooling and Servicing  Agreement in respect of RALI 2006-QA9,  and Credit Suisse
International.

10.8 Cap  Novation  Confirmation,  dated as of the  October  30,  2006,  between
Deutsche  Bank Trust Company  Americas,  as trustee on behalf of the RALI Series
2006-QA9 Trust, and Credit Suisse International.

10.9 Cap Confirmation, dated as of October 30, 2006, between Deutsche Bank Trust
Company  Americas,  as trustee on behalf of the RALI Series 2006-QA9 Trust,  and
Credit Suisse International.

10.10  ISDA  Credit  Support  Annex  to the  Cap  Schedule  to the  ISDA  Master
Agreement, dated as of the October 30, 2006, between Deutsche Bank Trust Company
Americas,  not in its individual capacity but solely as trustee on behalf of the
trust  created  under the Pooling  and  Servicing  Agreement  in respect of RALI
2006-QA9, and Credit Suisse International.

10.11 Cap Schedule to the ISDA Master  Agreement,  dated as of October 30, 2006,
between Deutsche Bank Trust Company  Americas,  as trustee on behalf of the RALI
Series 2006-QA9 Trust, and Credit Suisse International.

99.1  Mortgage Loan Schedule.

<PAGE>




                                   SIGNATURES

            Pursuant to the requirements of the Securities Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                          RESIDENTIAL ACCREDIT LOANS, INC.


                                          By:       /s/ Heather Anderson
                                             Name:  Heather Anderson
                                             Title: Vice President


Dated: November 14, 2006


<PAGE>


EXHIBIT 10.1

Series  Supplement,  dated as of October 30,  2006,  and the  Standard  Terms of
Pooling and Servicing Agreement, dated as of October 30, 2006, among Residential
Accredit Loans, Inc., as company,  Residential  Funding Company,  LLC, as master
servicer, and Deutsche Bank Trust Company Americas, as trustee.

EXHIBIT 10.2

Assignment  and  Assumption  Agreement,  dated as of October 30,  2006,  between
Residential Funding Company, LLC and Residential Accredit Loans, Inc.

EXHIBIT 10.3

SB-AM Swap  Confirmation,  dated as of October 30, 2006,  between  Deutsche Bank
Trust Company Americas,  as Supplemental  Interest Trust Trustee for the benefit
of RALI Series 2006-QA9  Supplemental  Interest  Trust,  acting on behalf of the
Class SB  Certificateholders,  and  Deutsche  Bank Trust  Company  Americas,  as
Supplemental Trust Trustee for the benefit of RALI Series 2006-QA9  Supplemental
Interest Trust, acting on behalf of the Class A Certificateholders and the Class
M Certificateholders.

EXHIBIT 10.4

Swap Novation  Confirmation,  dated as of the October 30, 2006, between Deutsche
Bank  Trust  Company  Americas,  not in its  individual  capacity  but solely as
supplemental interest trust trustee on behalf of the supplemental interest trust
created under the Pooling and Servicing  Agreement in respect of RALI  2006-QA9,
and Credit Suisse International.

EXHIBIT 10.5

Swap Confirmation, dated as of the October 30, 2006, between Deutsche Bank Trust
Company  Americas,  not in its  individual  capacity but solely as  supplemental
interest  trust  trustee on behalf of the  supplemental  interest  trust created
under the Pooling  and  Servicing  Agreement  in respect of RALI  2006-QA9,  and
Credit Suisse International.

EXHIBIT 10.6

Swap  Schedule,  dated as of the October 30, 2006,  between  Deutsche Bank Trust
Company  Americas,  not in its  individual  capacity but solely as  supplemental
interest  trust  trustee on behalf of the  supplemental  interest  trust created
under the Pooling  and  Servicing  Agreement  in respect of RALI  2006-QA9,  and
Credit Suisse International.

EXHIBIT 10.7

ISDA Credit  Support  Annex to the Swap  Schedule to the ISDA Master  Agreement,
dated as of the October 30, 2006,  between Deutsche Bank Trust Company Americas,
not in its individual capacity but solely as supplemental interest trust trustee
on behalf of the  supplemental  interest  trust  created  under the  Pooling and
Servicing   Agreement   in  respect  of  RALI   2006-QA9,   and  Credit   Suisse
International.

EXHIBIT 10.8

Cap Novation  Confirmation,  dated as of the October 30, 2006,  between Deutsche
Bank Trust Company  Americas,  as trustee on behalf of the RALI Series  2006-QA9
Trust, and Credit Suisse International.

EXHIBIT 10.9

Cap  Confirmation,  dated as of October 30, 2006,  between  Deutsche  Bank Trust
Company  Americas,  as trustee on behalf of the RALI Series 2006-QA9 Trust,  and
Credit Suisse International.

EXHIBIT 10.10

ISDA Credit  Support  Annex to the Cap  Schedule  to the ISDA Master  Agreement,
dated as of the October 30, 2006,  between Deutsche Bank Trust Company Americas,
not in its  individual  capacity  but  solely as  trustee on behalf of the trust
created under the Pooling and Servicing  Agreement in respect of RALI  2006-QA9,
and Credit Suisse International.

EXHIBIT 10.11

Cap Schedule to the ISDA Master Agreement, dated as of October 30, 2006, between
Deutsche  Bank Trust Company  Americas,  as trustee on behalf of the RALI Series
2006-QA9 Trust, and Credit Suisse International.

EXHIBIT 99.1

Mortgage Loan Schedule
[{"type": "8-K", "sequence": "1", "filename": "qa98kss.txt", "secsgml_size_bytes": 10905}]
{"company-data": {"conformed-name": "RALI Series 2006-QA9 Trust", "cik": "0001377603", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-131213-26", "film-number": "061216985"}, "business-address": {"street1": "8400 NORMADALE LAKE BLVD", "street2": "STE 600", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437", "phone": "952-857-7000"}, "mail-address": {"street1": "8400 NORMANDALE LAKE BLVD", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437"}}
SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

      DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) November 14, 2006

RESIDENTIAL  ACCREDIT  LOANS,  INC. (as company  under a Pooling and Servicing
Agreement  dated as of  October  30,  2006  providing  for,  inter  alia,  the
issuance of Mortgage Asset-Backed Pass-Through Certificates, Series 2006-QA9)

                      Residential Accredit Loans, Inc.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

               DELAWARE               333-131213-26        51-0368240
  (STATE OR OTHER JURISDICTION       (COMMISSION)       (I.R.S. EMPLOYER
         OF INCORPORATION)           FILE NUMBER)        IDENTIFICATION NO.)

     8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN        55437
               (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)          (ZIP CODE)

        Registrant's telephone number, including area code (952) 857-7000

          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)

                         Exhibit Index located on Page 2

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions .

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Item 8. Other Events.

On October 30, 2006,  Residential  Accredit Loans,  Inc. caused the issuance and
sale of the Mortgage Asset-Backed  Pass-Through  Certificates,  Series 2006-QA9,
pursuant to a Series Supplement,  dated as of October 30, 2006, and the Standard
Terms of Pooling and Servicing  Agreement,  dated as of October 30, 2006,  among
Residential Accredit Loans, Inc., as company,  Residential Funding Company, LLC,
as master servicer,  and Deutsche Bank Trust Company Americas,  as trustee.  The
mortgage  loans were sold to Residential  Accredit  Loans,  Inc.  pursuant to an
Assignment  and  Assumption  Agreement,  dated as of October 30,  2006,  between
Residential Funding Company, LLC and Residential Accredit Loans, Inc.

Item 9.     Financial  Statements,   Pro  Forma  Financial  Information  and
Exhibits.

            (a)   Not applicable

            (b)   Not applicable

            (c) Exhibits  (executed copies):  The following  execution copies of
Exhibits to the Form S-3  Registration  Statement of the  Registrant  are hereby
filed:

                                                              Sequentially
Exhibit                                                       Numbered
Number                                                        Exhibit Page

10.1 Series Supplement,  dated as of October 30, 2006, and the Standard Terms of
Pooling and Servicing Agreement, dated as of October 30, 2006, among Residential
Accredit Loans, Inc., as company,  Residential  Funding Company,  LLC, as master
servicer, and Deutsche Bank Trust Company Americas, as trustee.

10.2 Assignment and Assumption Agreement,  dated as of October 30, 2006, between
Residential Funding Company, LLC and Residential Accredit Loans, Inc.

10.3 SB-AM Swap  Confirmation,  dated as of October 30, 2006,  between  Deutsche
Bank Trust Company  Americas,  as  Supplemental  Interest  Trust Trustee for the
benefit of RALI Series 2006-QA9 Supplemental Interest Trust, acting on behalf of
the Class SB  Certificateholders,  and Deutsche Bank Trust Company Americas,  as
Supplemental Trust Trustee for the benefit of RALI Series 2006-QA9  Supplemental
Interest Trust, acting on behalf of the Class A Certificateholders and the Class
M Certificateholders.

10.4 Swap  Novation  Confirmation,  dated as of the  October 30,  2006,  between
Deutsche Bank Trust Company Americas,  not in its individual capacity but solely
as supplemental  interest trust trustee on behalf of the  supplemental  interest
trust  created  under the Pooling  and  Servicing  Agreement  in respect of RALI
2006-QA9, and Credit Suisse International.

10.5 Swap Confirmation,  dated as of the October 30, 2006, between Deutsche Bank
Trust  Company  Americas,   not  in  its  individual   capacity  but  solely  as
supplemental interest trust trustee on behalf of the supplemental interest trust
created under the Pooling and Servicing  Agreement in respect of RALI  2006-QA9,
and Credit Suisse International.

10.6 Swap  Schedule,  dated as of the October 30, 2006,  between  Deutsche  Bank
Trust  Company  Americas,   not  in  its  individual   capacity  but  solely  as
supplemental interest trust trustee on behalf of the supplemental interest trust
created under the Pooling and Servicing  Agreement in respect of RALI  2006-QA9,
and Credit Suisse International.

10.7  ISDA  Credit  Support  Annex  to the  Swap  Schedule  to the  ISDA  Master
Agreement, dated as of the October 30, 2006, between Deutsche Bank Trust Company
Americas,  not in its individual  capacity but solely as  supplemental  interest
trust  trustee on behalf of the  supplemental  interest  trust created under the
Pooling and Servicing  Agreement in respect of RALI 2006-QA9,  and Credit Suisse
International.

10.8 Cap  Novation  Confirmation,  dated as of the  October  30,  2006,  between
Deutsche  Bank Trust Company  Americas,  as trustee on behalf of the RALI Series
2006-QA9 Trust, and Credit Suisse International.

10.9 Cap Confirmation, dated as of October 30, 2006, between Deutsche Bank Trust
Company  Americas,  as trustee on behalf of the RALI Series 2006-QA9 Trust,  and
Credit Suisse International.

10.10  ISDA  Credit  Support  Annex  to the  Cap  Schedule  to the  ISDA  Master
Agreement, dated as of the October 30, 2006, between Deutsche Bank Trust Company
Americas,  not in its individual capacity but solely as trustee on behalf of the
trust  created  under the Pooling  and  Servicing  Agreement  in respect of RALI
2006-QA9, and Credit Suisse International.

10.11 Cap Schedule to the ISDA Master  Agreement,  dated as of October 30, 2006,
between Deutsche Bank Trust Company  Americas,  as trustee on behalf of the RALI
Series 2006-QA9 Trust, and Credit Suisse International.

99.1  Mortgage Loan Schedule.
SIGNATURES

            Pursuant to the requirements of the Securities Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                          RESIDENTIAL ACCREDIT LOANS, INC.

                                          By:       /s/ Heather Anderson
                                             Name:  Heather Anderson
                                             Title: Vice President

Dated: November 14, 2006
EXHIBIT 10.1

Series  Supplement,  dated as of October 30,  2006,  and the  Standard  Terms of
Pooling and Servicing Agreement, dated as of October 30, 2006, among Residential
Accredit Loans, Inc., as company,  Residential  Funding Company,  LLC, as master
servicer, and Deutsche Bank Trust Company Americas, as trustee.

EXHIBIT 10.2

Assignment  and  Assumption  Agreement,  dated as of October 30,  2006,  between
Residential Funding Company, LLC and Residential Accredit Loans, Inc.

EXHIBIT 10.3

SB-AM Swap  Confirmation,  dated as of October 30, 2006,  between  Deutsche Bank
Trust Company Americas,  as Supplemental  Interest Trust Trustee for the benefit
of RALI Series 2006-QA9  Supplemental  Interest  Trust,  acting on behalf of the
Class SB  Certificateholders,  and  Deutsche  Bank Trust  Company  Americas,  as
Supplemental Trust Trustee for the benefit of RALI Series 2006-QA9  Supplemental
Interest Trust, acting on behalf of the Class A Certificateholders and the Class
M Certificateholders.

EXHIBIT 10.4

Swap Novation  Confirmation,  dated as of the October 30, 2006, between Deutsche
Bank  Trust  Company  Americas,  not in its  individual  capacity  but solely as
supplemental interest trust trustee on behalf of the supplemental interest trust
created under the Pooling and Servicing  Agreement in respect of RALI  2006-QA9,
and Credit Suisse International.

EXHIBIT 10.5

Swap Confirmation, dated as of the October 30, 2006, between Deutsche Bank Trust
Company  Americas,  not in its  individual  capacity but solely as  supplemental
interest  trust  trustee on behalf of the  supplemental  interest  trust created
under the Pooling  and  Servicing  Agreement  in respect of RALI  2006-QA9,  and
Credit Suisse International.

EXHIBIT 10.6

Swap  Schedule,  dated as of the October 30, 2006,  between  Deutsche Bank Trust
Company  Americas,  not in its  individual  capacity but solely as  supplemental
interest  trust  trustee on behalf of the  supplemental  interest  trust created
under the Pooling  and  Servicing  Agreement  in respect of RALI  2006-QA9,  and
Credit Suisse International.

EXHIBIT 10.7

ISDA Credit  Support  Annex to the Swap  Schedule to the ISDA Master  Agreement,
dated as of the October 30, 2006,  between Deutsche Bank Trust Company Americas,
not in its individual capacity but solely as supplemental interest trust trustee
on behalf of the  supplemental  interest  trust  created  under the  Pooling and
Servicing   Agreement   in  respect  of  RALI   2006-QA9,   and  Credit   Suisse
International.

EXHIBIT 10.8

Cap Novation  Confirmation,  dated as of the October 30, 2006,  between Deutsche
Bank Trust Company  Americas,  as trustee on behalf of the RALI Series  2006-QA9
Trust, and Credit Suisse International.

EXHIBIT 10.9

Cap  Confirmation,  dated as of October 30, 2006,  between  Deutsche  Bank Trust
Company  Americas,  as trustee on behalf of the RALI Series 2006-QA9 Trust,  and
Credit Suisse International.

EXHIBIT 10.10

ISDA Credit  Support  Annex to the Cap  Schedule  to the ISDA Master  Agreement,
dated as of the October 30, 2006,  between Deutsche Bank Trust Company Americas,
not in its  individual  capacity  but  solely as  trustee on behalf of the trust
created under the Pooling and Servicing  Agreement in respect of RALI  2006-QA9,
and Credit Suisse International.

EXHIBIT 10.11

Cap Schedule to the ISDA Master Agreement, dated as of October 30, 2006, between
Deutsche  Bank Trust Company  Americas,  as trustee on behalf of the RALI Series
2006-QA9 Trust, and Credit Suisse International.

EXHIBIT 99.1

Mortgage Loan Schedule