SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

          DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) July 1, 2006

RESIDENTIAL  ACCREDIT  LOANS,  INC.  (as company  under a Pooling and  Servicing
Agreement  dated as of July 1, 2006  providing  for, inter alia, the issuance of
Mortgage Asset-Backed Pass-Through Certificates, Series 2006-QA6)

                        Residential Accredit Loans, Inc.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

           DELAWARE                 333-131213-16              51-0368240
---------------------------------------------------------------------------
 (STATE OR OTHER JURISDICTION       (COMMISSION)            (I.R.S. EMPLOYER
       OF INCORPORATION)            FILE NUMBER)           IDENTIFICATION NO.)

          8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN 55437
               (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)

        Registrant's telephone number, including area code (952) 857-7000

          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)



                         Exhibit Index located on Page 2

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions .

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))

Item 8. Other Events.

On July 28, 2006,  Residential Accredit Loans, Inc. caused the issuance and sale
of  the  Mortgage  Asset-Backed  Pass-Through  Certificates,   Series  2006-QA6,
pursuant  to a Series  Supplement,  dated as of July 1, 2006,  and the  Standard
Terms of Pooling  and  Servicing  Agreement,  dated as of March 1,  2006,  among
Residential  Accredit Loans, Inc., as company,  Residential Funding Corporation,
as master servicer,  and Deutsche Bank Trust Company Americas,  as trustee.  The
mortgage  loans were sold to Residential  Accredit  Loans,  Inc.  pursuant to an
Assignment  and  Assumption  Agreement,  dated  as of  July  28,  2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.



Item 9.  Financial Statements, Pro Forma Financial Information and Exhibits.

                  (a) Not applicable

                  (b) Not applicable

                  (c) Exhibits (executed copies): The following execution copies
of Exhibits to the Form S-3 Registration  Statement of the Registrant are hereby
filed:

                                                             Sequentially
Exhibit                                                        Numbered
Number                                                       Exhibit Page

10.1 Series  Supplement,  dated as of July 1, 2006,  and the  Standard  Terms of
Pooling and Servicing  Agreement,  dated as of March 1, 2006, among  Residential
Accredit Loans, Inc., as company,  Residential  Funding  Corporation,  as master
servicer, and Deutsche Bank Trust Company Americas, as trustee.

10.2  Assignment and Assumption  Agreement,  dated as of July 28, 2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.

10.3  Confirmation,  dated as of July 28,  2006,  between  Deutsche  Bank  Trust
Company  Americas,  as trustee on behalf of the RALI Series  2006-QA6  Trust and
Bear Stearns Financial Products Inc.

10.4  Confirmation,  dated as of July 28,  2006,  between  Deutsche  Bank  Trust
Company  Americas,  as trustee on behalf of the RALI Series  2006-QA6  Trust and
HSBC Bank USA, National Association.

10.5  Confirmation,  dated as of July 28,  2006,  between  Deutsche  Bank  Trust
Company  Americas,  as trustee on behalf of the RALI Series  2006-QA6  Trust and
Deutsche  Bank  Trust  Company  Americas,  as  trustee  on behalf of the Class A
Certificateholders,   the   Class  M   Certificateholders   and   the   Class  B
Certificateholders.

99.1     Mortgage Loan Schedule

<PAGE>



                                   SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.

                                        RESIDENTIAL ACCREDIT LOANS, INC.


                                        By:          /s/ Joseph Orning
                                            -------------------------------
                                            Name:    Joseph Orning
                                            Title:   Vice President


Dated:  July 28, 2006


<PAGE>


EXHIBIT 10.1

Series  Supplement,  dated as of July 1, 2006, and the Standard Terms of Pooling
and Servicing  Agreement,  dated as of March 1, 2006, among Residential Accredit
Loans, Inc., as company,  Residential Funding  Corporation,  as master servicer,
and Deutsche Bank Trust Company Americas, as trustee.

EXHIBIT 10.2

Assignment  and  Assumption  Agreement,  dated  as of  July  28,  2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.

EXHIBIT 10.3

Confirmation,  dated as of July 28, 2006,  between  Deutsche  Bank Trust Company
Americas,  as  trustee  on behalf  of the RALI  Series  2006-QA6  Trust and Bear
Stearns Financial Products Inc.

EXHIBIT 10.4

Confirmation,  dated as of July 28, 2006,  between  Deutsche  Bank Trust Company
Americas,  as trustee on behalf of the RALI Series  2006-QA6 Trust and HSBC Bank
USA, National Association.

EXHIBIT 10.5

Confirmation,  dated as of July 28, 2006,  between  Deutsche  Bank Trust Company
Americas,  as trustee on behalf of the RALI Series  2006-QA6  Trust and Deutsche
Bank   Trust   Company   Americas,   as   trustee  on  behalf  of  the  Class  A
Certificateholders and the Class M Certificateholders.


EXHIBIT 99.1

Mortgage Loan Schedule
[{"type": "8-K", "sequence": "1", "filename": "qa68kss.txt", "secsgml_size_bytes": 6399}]
{"company-data": {"conformed-name": "RALI Series 2006-QA6 Trust", "cik": "0001368287", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-131213-16", "film-number": "061024700"}, "business-address": {"street1": "8400 NORMADALE LAKE BLVD", "street2": "STE 600", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437", "phone": "952-857-7000"}, "mail-address": {"street1": "8400 NORMANDALE LAKE BLVD", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437"}}
SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

          DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) July 1, 2006

RESIDENTIAL  ACCREDIT  LOANS,  INC.  (as company  under a Pooling and  Servicing
Agreement  dated as of July 1, 2006  providing  for, inter alia, the issuance of
Mortgage Asset-Backed Pass-Through Certificates, Series 2006-QA6)

                        Residential Accredit Loans, Inc.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

           DELAWARE                 333-131213-16              51-0368240
---------------------------------------------------------------------------
 (STATE OR OTHER JURISDICTION       (COMMISSION)            (I.R.S. EMPLOYER
       OF INCORPORATION)            FILE NUMBER)           IDENTIFICATION NO.)

          8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN 55437
               (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)

        Registrant's telephone number, including area code (952) 857-7000

          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)

                         Exhibit Index located on Page 2

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions .

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))

Item 8. Other Events.

On July 28, 2006,  Residential Accredit Loans, Inc. caused the issuance and sale
of  the  Mortgage  Asset-Backed  Pass-Through  Certificates,   Series  2006-QA6,
pursuant  to a Series  Supplement,  dated as of July 1, 2006,  and the  Standard
Terms of Pooling  and  Servicing  Agreement,  dated as of March 1,  2006,  among
Residential  Accredit Loans, Inc., as company,  Residential Funding Corporation,
as master servicer,  and Deutsche Bank Trust Company Americas,  as trustee.  The
mortgage  loans were sold to Residential  Accredit  Loans,  Inc.  pursuant to an
Assignment  and  Assumption  Agreement,  dated  as of  July  28,  2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.

Item 9.  Financial Statements, Pro Forma Financial Information and Exhibits.

                  (a) Not applicable

                  (b) Not applicable

                  (c) Exhibits (executed copies): The following execution copies
of Exhibits to the Form S-3 Registration  Statement of the Registrant are hereby
filed:

                                                             Sequentially
Exhibit                                                        Numbered
Number                                                       Exhibit Page

10.1 Series  Supplement,  dated as of July 1, 2006,  and the  Standard  Terms of
Pooling and Servicing  Agreement,  dated as of March 1, 2006, among  Residential
Accredit Loans, Inc., as company,  Residential  Funding  Corporation,  as master
servicer, and Deutsche Bank Trust Company Americas, as trustee.

10.2  Assignment and Assumption  Agreement,  dated as of July 28, 2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.

10.3  Confirmation,  dated as of July 28,  2006,  between  Deutsche  Bank  Trust
Company  Americas,  as trustee on behalf of the RALI Series  2006-QA6  Trust and
Bear Stearns Financial Products Inc.

10.4  Confirmation,  dated as of July 28,  2006,  between  Deutsche  Bank  Trust
Company  Americas,  as trustee on behalf of the RALI Series  2006-QA6  Trust and
HSBC Bank USA, National Association.

10.5  Confirmation,  dated as of July 28,  2006,  between  Deutsche  Bank  Trust
Company  Americas,  as trustee on behalf of the RALI Series  2006-QA6  Trust and
Deutsche  Bank  Trust  Company  Americas,  as  trustee  on behalf of the Class A
Certificateholders,   the   Class  M   Certificateholders   and   the   Class  B
Certificateholders.

99.1     Mortgage Loan Schedule
SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.

                                        RESIDENTIAL ACCREDIT LOANS, INC.

                                        By:          /s/ Joseph Orning
                                            -------------------------------
                                            Name:    Joseph Orning
                                            Title:   Vice President

Dated:  July 28, 2006
EXHIBIT 10.1

Series  Supplement,  dated as of July 1, 2006, and the Standard Terms of Pooling
and Servicing  Agreement,  dated as of March 1, 2006, among Residential Accredit
Loans, Inc., as company,  Residential Funding  Corporation,  as master servicer,
and Deutsche Bank Trust Company Americas, as trustee.

EXHIBIT 10.2

Assignment  and  Assumption  Agreement,  dated  as of  July  28,  2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.

EXHIBIT 10.3

Confirmation,  dated as of July 28, 2006,  between  Deutsche  Bank Trust Company
Americas,  as  trustee  on behalf  of the RALI  Series  2006-QA6  Trust and Bear
Stearns Financial Products Inc.

EXHIBIT 10.4

Confirmation,  dated as of July 28, 2006,  between  Deutsche  Bank Trust Company
Americas,  as trustee on behalf of the RALI Series  2006-QA6 Trust and HSBC Bank
USA, National Association.

EXHIBIT 10.5

Confirmation,  dated as of July 28, 2006,  between  Deutsche  Bank Trust Company
Americas,  as trustee on behalf of the RALI Series  2006-QA6  Trust and Deutsche
Bank   Trust   Company   Americas,   as   trustee  on  behalf  of  the  Class  A
Certificateholders and the Class M Certificateholders.

EXHIBIT 99.1

Mortgage Loan Schedule