UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

         DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) August 1, 2006

                        COMMISSION FILE NUMBER OF ISSUING
                              ENTITY: 333-131213-14

                           RALI SERIES 2006-QS10 TRUST
            ________________________________________________________
                         (EXACT NAME OF ISSUING ENTITY)

                            COMMISSION FILE NUMBER OF
                              DEPOSITOR: 333-131213

                        RESIDENTIAL ACCREDIT LOANS, INC.
            ________________________________________________________
              (EXACT NAME OF DEPOSITOR AS SPECIFIED IN ITS CHARTER)

                         RESIDENTIAL FUNDING CORPORATION
            ________________________________________________________
               (EXACT NAME OF SPONSOR AS SPECIFIED IN ITS CHARTER)

                DELAWARE                                         None
        (STATE OR OTHER JURISDICTION                       (I.R.S. EMPLOYER
            OF INCORPORATION)                             IDENTIFICATION NO.)

8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN             55437
     (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)                   (ZIP CODE)

        Registrant's telephone number, including area code (952) 857-7000

        _________________________________________________________________

          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions.

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))

Item 8. Other Events.

On August 30, 2006,  Residential  Accredit  Loans,  Inc. caused the issuance and
sale of the Mortgage Asset-Backed Pass-Through  Certificates,  Series 2006-QS10,
pursuant to a Series  Supplement,  dated as of August 1, 2006,  and the Standard
Terms of Pooling  and  Servicing  Agreement,  dated as of March 1,  2006,  among
Residential  Accredit Loans, Inc., as company,  Residential Funding Corporation,
as master servicer,  and Deutsche Bank Trust Company Americas,  as trustee.  The
mortgage  loans were sold to Residential  Accredit  Loans,  Inc.  pursuant to an
Assignment  and  Assumption  Agreement,  dated as of August  30,  2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.


Item 9. Financial Statements, Pro Forma Financial Information and Exhibits.

               (a) Not applicable

               (b) Not applicable

               (c) Exhibits (executed copies): The following execution copies of
Exhibits to the Form S-3  Registration  Statement of the  Registrant  are hereby
filed:

                                                            Sequentially
Exhibit                                                       Numbered
Number                                                      Exhibit Page

10.1 Series  Supplement,  dated as of August 1, 2006,  and the Standard Terms of
     Pooling  and  Servicing  Agreement,  dated  as  of  March  1,  2006,  among
     Residential   Accredit  Loans,  Inc.,  as  company,   Residential   Funding
     Corporation,  as master servicer, and Deutsche Bank Trust Company Americas,
     as trustee.

10.2 Assignment and Assumption  Agreement,  dated as of August 30, 2006, between
     Residential Funding Corporation and Residential Accredit Loans, Inc.

10.3 Confirmation,  dated as of August 30,  2006,  between  Deutsche  Bank Trust
     Company Americas,  as trustee on behalf of the RALI Series 2006-QS10 Trust,
     and Bear Stearns Financial Products Inc.

99.1 Mortgage Loan Schedule.


<PAGE>



                                   SIGNATURES

               Pursuant to the  requirements  of the Securities  Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.

                                   RESIDENTIAL ACCREDIT LOANS, INC.


                                   By:  /s/ Christopher Martinez
                                      Name:   Christopher Martinez
                                      Title:  Vice President


Dated: August 30, 2006


<PAGE>


EXHIBIT 10.1

Series Supplement, dated as of August 1, 2006, and the Standard Terms of Pooling
and Servicing  Agreement,  dated as of March 1, 2006, among Residential Accredit
Loans, Inc., as company,  Residential Funding  Corporation,  as master servicer,
and Deutsche Bank Trust Company Americas, as trustee.

EXHIBIT 10.2

Assignment  and  Assumption  Agreement,  dated as of August  30,  2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.

EXHIBIT 10.3

Confirmation,  dated as of August 30, 2006,  between Deutsche Bank Trust Company
Americas,  as trustee on behalf of the RALI  Series  2006-QS10  Trust,  and Bear
Stearns Financial Products Inc.

EXHIBIT 99.1

Mortgage Loan Schedule.
[{"type": "8-K", "sequence": "1", "filename": "qs108kss.txt", "secsgml_size_bytes": 5693}]
{"company-data": {"conformed-name": "RALI Series 2006-QS10 Trust", "cik": "0001369100", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-131213-14", "film-number": "061090059"}, "business-address": {"street1": "8400 NORMADALE LAKE BLVD", "street2": "STE 600", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437", "phone": "952-857-7000"}, "mail-address": {"street1": "8400 NORMANDALE LAKE BLVD", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437"}}
UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

         DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) August 1, 2006

                        COMMISSION FILE NUMBER OF ISSUING
                              ENTITY: 333-131213-14

                           RALI SERIES 2006-QS10 TRUST
            ________________________________________________________
                         (EXACT NAME OF ISSUING ENTITY)

                            COMMISSION FILE NUMBER OF
                              DEPOSITOR: 333-131213

                        RESIDENTIAL ACCREDIT LOANS, INC.
            ________________________________________________________
              (EXACT NAME OF DEPOSITOR AS SPECIFIED IN ITS CHARTER)

                         RESIDENTIAL FUNDING CORPORATION
            ________________________________________________________
               (EXACT NAME OF SPONSOR AS SPECIFIED IN ITS CHARTER)

                DELAWARE                                         None
        (STATE OR OTHER JURISDICTION                       (I.R.S. EMPLOYER
            OF INCORPORATION)                             IDENTIFICATION NO.)

8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN             55437
     (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)                   (ZIP CODE)

        Registrant's telephone number, including area code (952) 857-7000

        _________________________________________________________________

          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions.

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))

Item 8. Other Events.

On August 30, 2006,  Residential  Accredit  Loans,  Inc. caused the issuance and
sale of the Mortgage Asset-Backed Pass-Through  Certificates,  Series 2006-QS10,
pursuant to a Series  Supplement,  dated as of August 1, 2006,  and the Standard
Terms of Pooling  and  Servicing  Agreement,  dated as of March 1,  2006,  among
Residential  Accredit Loans, Inc., as company,  Residential Funding Corporation,
as master servicer,  and Deutsche Bank Trust Company Americas,  as trustee.  The
mortgage  loans were sold to Residential  Accredit  Loans,  Inc.  pursuant to an
Assignment  and  Assumption  Agreement,  dated as of August  30,  2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.

Item 9. Financial Statements, Pro Forma Financial Information and Exhibits.

               (a) Not applicable

               (b) Not applicable

               (c) Exhibits (executed copies): The following execution copies of
Exhibits to the Form S-3  Registration  Statement of the  Registrant  are hereby
filed:

                                                            Sequentially
Exhibit                                                       Numbered
Number                                                      Exhibit Page

10.1 Series  Supplement,  dated as of August 1, 2006,  and the Standard Terms of
     Pooling  and  Servicing  Agreement,  dated  as  of  March  1,  2006,  among
     Residential   Accredit  Loans,  Inc.,  as  company,   Residential   Funding
     Corporation,  as master servicer, and Deutsche Bank Trust Company Americas,
     as trustee.

10.2 Assignment and Assumption  Agreement,  dated as of August 30, 2006, between
     Residential Funding Corporation and Residential Accredit Loans, Inc.

10.3 Confirmation,  dated as of August 30,  2006,  between  Deutsche  Bank Trust
     Company Americas,  as trustee on behalf of the RALI Series 2006-QS10 Trust,
     and Bear Stearns Financial Products Inc.

99.1 Mortgage Loan Schedule.
SIGNATURES

               Pursuant to the  requirements  of the Securities  Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.

                                   RESIDENTIAL ACCREDIT LOANS, INC.

                                   By:  /s/ Christopher Martinez
                                      Name:   Christopher Martinez
                                      Title:  Vice President

Dated: August 30, 2006
EXHIBIT 10.1

Series Supplement, dated as of August 1, 2006, and the Standard Terms of Pooling
and Servicing  Agreement,  dated as of March 1, 2006, among Residential Accredit
Loans, Inc., as company,  Residential Funding  Corporation,  as master servicer,
and Deutsche Bank Trust Company Americas, as trustee.

EXHIBIT 10.2

Assignment  and  Assumption  Agreement,  dated as of August  30,  2006,  between
Residential Funding Corporation and Residential Accredit Loans, Inc.

EXHIBIT 10.3

Confirmation,  dated as of August 30, 2006,  between Deutsche Bank Trust Company
Americas,  as trustee on behalf of the RALI  Series  2006-QS10  Trust,  and Bear
Stearns Financial Products Inc.

EXHIBIT 99.1

Mortgage Loan Schedule.