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<P align="center" style="font-size: 14pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>
<FONT style="font-size: 12pt">Washington, D.C. 20549
</FONT></B>

<P align="center" style="font-size: 18pt"><B>FORM 8-K</B>

<P align="center" style="font-size: 12pt"><B>CURRENT REPORT<BR>
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</B>

<P align="center" style="font-size: 10pt"><B>Date of Report (Date of earliest event reported): May 28, 2009</B>

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<P align="center" style="font-size: 24pt"><B>CARVER BANCORP, INC.<BR></B>
<FONT style="font-size: 10pt">(Exact name of registrant as specified in its charter)
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    <TD style="border-bottom: 1px solid #000000"><B>DELAWARE</B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>001-13007</B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>13-3904174</B></TD>
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<TR valign="top">
    <TD>(State or other Jurisdiction of Incorporation)</TD>
    <TD>&nbsp;</TD>
    <TD>(Commission File Number)</TD>
    <TD>&nbsp;</TD>
    <TD>(IRS Employer Identification No.)</TD>
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    <TD width="49%">&nbsp;</TD>
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    <TD width="49%">&nbsp;</TD>
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    <TD style="border-bottom: 1px solid #000000"><B>75 West 125th Street<BR>New York, NY<BR></B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>10027-4512</B></TD>
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    <TD>(Address of Principal Executive Offices)</TD>
    <TD>&nbsp;</TD>
    <TD>(Zip Code)</TD>
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<P align="center" style="font-size: 10pt">Registrant&#146;s telephone number, including area code: <B>(212) 360-8820</B>


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    <TD nowrap>(Former name or former address if changed since last report.)</TD>
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<P align="left" style="font-size: 10pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:

<P align="left" style="font-size: 10pt">
<FONT face="Wingdings">&#111;</FONT> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<BR>


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<P align="center" style="font-size: 10pt; display: none">1
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<P align="left" style="font-size: 10pt"><B>Item&nbsp;8.01 Other Events</B>


<P align="left" style="font-size: 10pt; text-indent: 3%">On
May&nbsp;28, 2009, Carver Bancorp, Inc. (the &#147;Company&#148;), the
holding company for Carver Federal Savings Bank (the
&#147;Bank&#148;), issued a press release announcing that the Bank&#146;s wholly owned
subsidiary, Carver Community Development Corporation, was awarded
$65&nbsp;million in New Market Tax Credit funds. A copy
of the press release is attached as Exhibit&nbsp;99.1 to this report and incorporated herein by reference. The Company does
not intend for this Item&nbsp;8.01 or Exhibit&nbsp;99.1 to be deemed &#147;filed&#148; for purposes of Section&nbsp;18 of the Securities and
Exchange Act of 1934 or to be incorporated by reference into filings under the Securities Act of 1933.


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<B>Item&nbsp;9.01 Financial Statements and Exhibits</B>


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    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(d)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Exhibits</TD>
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<P align="left" style="margin-left:2%; font-size: 10pt">The following exhibit is filed as part of this report:


<P align="left" style="font-size: 10pt"><U>99.1</U>&nbsp;&nbsp;Press release entitled &#147;<B>CARVER BANCORP, INC. ANNOUNCES $65 MILLION NEW MARKET TAX CREDIT ALLOCATION</B>&#148;<B>,</B>
dated May&nbsp;28, 2009.


<P align="center" style="font-size: 10pt"><U><B>SIGNATURE</B></U>



<P align="left" style="font-size: 10pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be
signed on its behalf by the undersigned duly authorized.


<P align="left" style="font-size: 10pt">DATE:&nbsp; May&nbsp;29, 2009
 <P align="left" style="font-size: 10pt">&nbsp;
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">BY: <u>/s/ Mark A. Ricca</u>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Mark A. Ricca
</DIV></TD>
    <TD>&nbsp;</TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Executive Vice President, Chief Risk Officer
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"></TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">and General Counsel
</DIV></TD>
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{"company-data": {"conformed-name": "CARVER BANCORP INC", "cik": "0001016178", "assigned-sic": "6035", "irs-number": "133904174", "state-of-incorporation": "DE", "fiscal-year-end": "0331"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-13007", "film-number": "09861935"}, "business-address": {"street1": "75 W 125TH ST", "city": "NEW YORK", "state": "NY", "zip": "10027-4512", "phone": "2128764747"}, "mail-address": {"street1": "75 W 125TH ST", "city": "NEW YORK", "state": "NY", "zip": "10027-4512"}}
Form 8-K
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 28, 2009
CARVER BANCORP, INC.
(Exact name of registrant as specified in its charter)
DELAWARE
001-13007
13-3904174
(State or other Jurisdiction of Incorporation)
(Commission File Number)
(IRS Employer Identification No.)
75 West 125th Street
New York, NY
10027-4512
(Address of Principal Executive Offices)
(Zip Code)
Registrant's telephone number, including area code:
(212) 360-8820
(Former name or former address if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 8.01 Other Events
On
May 28, 2009, Carver Bancorp, Inc. (the "Company"), the
holding company for Carver Federal Savings Bank (the
"Bank"), issued a press release announcing that the Bank's wholly owned
subsidiary, Carver Community Development Corporation, was awarded
$65 million in New Market Tax Credit funds. A copy
of the press release is attached as Exhibit 99.1 to this report and incorporated herein by reference. The Company does
not intend for this Item 8.01 or Exhibit 99.1 to be deemed "filed" for purposes of Section 18 of the Securities and
Exchange Act of 1934 or to be incorporated by reference into filings under the Securities Act of 1933.
Item 9.01 Financial Statements and Exhibits
(d)
Exhibits
The following exhibit is filed as part of this report:
99.1
Press release entitled "
CARVER BANCORP, INC. ANNOUNCES $65 MILLION NEW MARKET TAX CREDIT ALLOCATION
"
,
dated May 28, 2009.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be
signed on its behalf by the undersigned duly authorized.
DATE:  May 29, 2009
BY:
/s/ Mark A. Ricca
Mark A. Ricca
Executive Vice President, Chief Risk Officer
and General Counsel