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<P align="center" style="font-size: 14pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>
<FONT style="font-size: 12pt">Washington, D.C. 20549
</FONT></B>

<P align="center" style="font-size: 18pt"><B>FORM 8-K</B>

<P align="center" style="font-size: 12pt"><B>CURRENT REPORT<BR>
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</B>

<P align="center" style="font-size: 10pt"><B>Date of Report (Date of earliest event reported): February 25, 2009</B>

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<P align="center" style="font-size: 24pt"><B>Mercer Insurance Group, Inc.<BR></B>
<FONT style="font-size: 10pt">(Exact name of registrant as specified in its charter)
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    <TD style="border-bottom: 1px solid #000000"><B>Pennsylvania</B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>000-25425</B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>23-2934601</B></TD>
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<TR valign="top">
    <TD>(State or other Jurisdiction of Incorporation)</TD>
    <TD>&nbsp;</TD>
    <TD>(Commission File Number)</TD>
    <TD>&nbsp;</TD>
    <TD>(IRS Employer Identification No.)</TD>
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    <TD width="49%">&nbsp;</TD>
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    <TD width="49%">&nbsp;</TD>
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    <TD style="border-bottom: 1px solid #000000"><B>10 North Highway 31, Pennington, New Jersey<BR></B></TD>
    <TD>&nbsp;</TD>
    <TD style="border-bottom: 1px solid #000000"><B>08534</B></TD>
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<TR valign="top">
    <TD>(Address of Principal Executive Offices)</TD>
    <TD>&nbsp;</TD>
    <TD>(Zip Code)</TD>
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<P align="center" style="font-size: 10pt">Registrant&#146;s telephone number, including area code: <B>(609) 737-0426</B>


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    <TD nowrap style="border-bottom: 1px solid #000000"><B>Not Applicable<BR></B></TD>
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    <TD nowrap>(Former name or former address if changed since last report.)</TD>
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<P align="left" style="font-size: 10pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:

<P align="left" style="font-size: 10pt">
<FONT face="Wingdings">&#111;</FONT> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<BR><BR>
<FONT face="Wingdings">&#111;</FONT> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<BR>


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<P align="left" style="font-size: 10pt"><B>Item&nbsp;2.02 Results of Operations and Financial Condition.</B>


<P align="left" style="font-size: 10pt; text-indent: 4%">On February&nbsp;25, 2009, Mercer Insurance Group, Inc. (the &#147;Company&#148;) issued a press release containing financial
information regarding its results of operations and financial condition for the quarter and year ended December&nbsp;31,
2008.


<P align="left" style="font-size: 10pt; text-indent: 4%">The information in this Item&nbsp;2.02 and the press release attached hereto as <U>Exhibit&nbsp;99.1</U> is being furnished
pursuant to Item&nbsp;2.02 of this Form 8-K and shall not be deemed &#147;filed&#148; with the Securities and Exchange Commission for
purposes of Section&nbsp;18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any
filing under the Securities Act of 1933.


<P align="left" style="font-size: 10pt"><B>Item&nbsp;8.01 Other Events</B>


<P align="left" style="font-size: 10pt; text-indent: 4%">On February&nbsp;25, 2009, the Company announced that its board of directors authorized the payment of a $0.075 per
share cash dividend on its issued and outstanding common stock, payable March&nbsp;30, 2009 to shareholders of record at the
close of business on March&nbsp;13, 2009. The Company announced the declaration of the dividend in its press release
attached hereto as Exhibit&nbsp;99.1.


<P align="left" style="font-size: 10pt"><B>Item&nbsp;9.01 Financial Statements and Exhibits.</B>


<P align="left" style="font-size: 10pt; text-indent: 4%">(d)&nbsp;<U>Exhibits</U>.


<P align="left" style="font-size: 10pt; text-indent: 8%">99.1 Press Release dated February&nbsp;25, 2009




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<P align="center" style="font-size: 10pt"><B>SIGNATURES</B>



<P align="left" style="font-size: 10pt; text-indent: 4%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly authorized.


<P align="left" style="font-size: 10pt; text-indent: 48%"><B>MERCER INSURANCE GROUP, INC.</B>

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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Dated:
</DIV></TD>
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    <TD align="left" valign="top">February&nbsp;25, 2009
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">By:
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ David Merclean</TD>
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&nbsp;</DIV></TD>
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&nbsp;</DIV></TD>
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    <TD>&nbsp;</TD>
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    <TD align="left" valign="top">David Merclean<BR>
Chief Financial Officer</TD>
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<P align="center" style="font-size: 10pt">EXHIBIT INDEX


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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Exhibit<br>
Number
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><br>Description</TD>
</TR>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">99.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Press Release dated February&nbsp;25, 2009</TD>
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{"company-data": {"conformed-name": "MERCER INSURANCE GROUP INC", "cik": "0001050690", "assigned-sic": "6331", "irs-number": "232939601", "state-of-incorporation": "PA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-25425", "film-number": "09640215"}, "business-address": {"street1": "10 NORTH HIGHWAY ONE", "city": "PENNINGTON", "state": "NJ", "zip": "08534", "phone": "6097370426"}, "mail-address": {"street1": "10 N HWY 1", "city": "PENNINGTON", "state": "NJ", "zip": "08534"}}
Filed by Bowne Pure Compliance
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 25, 2009
Mercer Insurance Group, Inc.
(Exact name of registrant as specified in its charter)
Pennsylvania
000-25425
23-2934601
(State or other Jurisdiction of Incorporation)
(Commission File Number)
(IRS Employer Identification No.)
10 North Highway 31, Pennington, New Jersey
08534
(Address of Principal Executive Offices)
(Zip Code)
Registrant's telephone number, including area code:
(609) 737-0426
Not Applicable
(Former name or former address if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 2.02 Results of Operations and Financial Condition.
On February 25, 2009, Mercer Insurance Group, Inc. (the "Company") issued a press release containing financial
information regarding its results of operations and financial condition for the quarter and year ended December 31,
2008.
The information in this Item 2.02 and the press release attached hereto as
Exhibit 99.1
is being furnished
pursuant to Item 2.02 of this Form 8-K and shall not be deemed "filed" with the Securities and Exchange Commission for
purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any
filing under the Securities Act of 1933.
Item 8.01 Other Events
On February 25, 2009, the Company announced that its board of directors authorized the payment of a $0.075 per
share cash dividend on its issued and outstanding common stock, payable March 30, 2009 to shareholders of record at the
close of business on March 13, 2009. The Company announced the declaration of the dividend in its press release
attached hereto as Exhibit 99.1.
Item 9.01 Financial Statements and Exhibits.
(d)
Exhibits
.
99.1 Press Release dated February 25, 2009
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly authorized.
MERCER INSURANCE GROUP, INC.
Dated:
February 25, 2009
By:
/s/ David Merclean
David Merclean
Chief Financial Officer
EXHIBIT INDEX
Exhibit
Number
Description
99.1
Press Release dated February 25, 2009