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<TITLE>Filed by Bowne Pure Compliance</TITLE>
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<P style="font-size: 14pt" align="center"><B>UNITED STATES<BR>
SECURITIES AND
EXCHANGE COMMISSION<BR>
<FONT style="font-size: 12pt">Washington, D.C. 20549
</FONT></B>

<P style="font-size: 18pt" align="center"><B>FORM 8-K</B>

<P style="font-size: 12pt" align="center"><B>CURRENT REPORT<BR>
Pursuant to
Section 13 or 15(d) of the Securities Exchange Act of 1934</B>

<P style="font-size: 10pt" align="center"><B>Date of Report (Date of earliest
event reported): November 6, 2008</B>

<P style="font-size: 24pt" align="center"><B>PMC COMMERCIAL TRUST<BR>
</B><FONT
style="font-size: 10pt">(Exact name of registrant as specified in its charter)
</FONT>
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  <TD width="32%">&nbsp;</TD>
  <TD width="1%">&nbsp;</TD>
  <TD width="33%">&nbsp;</TD>
  <TD width="1%">&nbsp;</TD>
  <TD width="32%">&nbsp;</TD>
 </TR>
 <TR valign="bottom">
  <TD style="border-bottom: #000000 1px solid"><B>TEXAS</B></TD>
  <TD>&nbsp;</TD>
  <TD style="border-bottom: #000000 1px solid"><B>1-13610</B></TD>
  <TD>&nbsp;</TD>
  <TD style="border-bottom: #000000 1px solid"><B>75-6446078</B></TD>
 </TR>
 <TR valign="top">
  <TD>(State or other Jurisdiction of Incorporation)</TD>
  <TD>&nbsp;</TD>
  <TD>(Commission File Number)</TD>
  <TD>&nbsp;</TD>
  <TD>(IRS Employer Identification No.)</TD>
 </TR>

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  <TD width="49%">&nbsp;</TD>
  <TD width="1%">&nbsp;</TD>
  <TD width="49%">&nbsp;</TD>
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 <TR valign="bottom">
  <TD style="border-bottom: #000000 1px solid"><B>17950 Preston Road, Suite 600, Dallas, TX</B></TD>
  <TD>&nbsp;</TD>
  <TD style="border-bottom: #000000 1px solid"><B>75252</B></TD>
 </TR>
 <TR valign="top">
  <TD>(Address of Principal Executive Offices)</TD>
  <TD>&nbsp;</TD>
  <TD>(Zip Code)</TD>
 </TR>

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<P style="font-size: 10pt" align="center">Registrant&#8217;s telephone number,
including area code: <B>(972) 349-3200</B>
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  <TD style="border-bottom: #000000 1px solid" nowrap><B>NONE</B></TD>
 </TR>
 <TR>
  <TD nowrap>(Former name or former address if changed since last report.)</TD>
 </TR>

</TABLE>


<P style="font-size: 10pt" align="left">Check the appropriate box below if the
Form 8-K filing is intended to simultaneously satisfy the filing obligation of
the registrant under any of the following provisions:

<P style="font-size: 10pt" align="left"><FONT face="Wingdings">o</FONT> Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)<BR>
<BR>
<FONT face="Wingdings">o</FONT> Soliciting material pursuant
to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<BR>
<BR>
<FONT
face="Wingdings">o</FONT> Pre-commencement communications pursuant to Rule
14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<BR>
<BR>
<FONT
face="Wingdings">o</FONT> Pre-commencement communications pursuant to Rule
13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<BR>


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<P style="display: none; font-size: 10pt" align="center">1
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<P style="font-size: 10pt" align="left"><B>Item&nbsp;2.02. Results of
Operations and Financial Condition.</B>

<P style="font-size: 10pt; text-indent: 4%" align="left">On November&nbsp;6,
2008, PMC Commercial Trust issued a press release describing, among other
things, its results of operations for the three and nine months ended
September&nbsp;30, 2008. A copy of the press release is attached as Exhibit
99.1 to this report. This information shall not be deemed &#8220;filed&#8221;
for purposes of Section&nbsp;18 of the Securities Exchange Act of 1934, as
amended (the &#8220;Exchange Act&#8221;), or incorporated by reference in any
filing under the Securities Act of 1933, as amended, or the Exchange Act,
except as shall be expressly set forth by specific reference in such a filing.

<P style="font-size: 10pt" align="left"><B>Item&nbsp;9.01. Financial Statements
and Exhibits.</B>

<P style="font-size: 10pt; margin-left: 6%" align="left">Exhibits:

<P style="font-size: 10pt; margin-left: 8%" align="left">99.1 Press Release
dated November&nbsp;6, 2008.

<P style="font-size: 10pt" align="center">&nbsp;

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<P style="font-size: 10pt" align="center"><B>SIGNATURE</B>

<P style="font-size: 10pt" align="left">Pursuant to the requirements of
Section&nbsp;13 or 15 (d)&nbsp;of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

<P style="font-size: 10pt" align="left">Date: November&nbsp;7, 2008


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   <TD>&nbsp;</TD>
   <TD align="left" colspan="2"><B>PMC COMMERCIAL TRUST</B></TD>
</TR>


<TR><TD>&nbsp;</TD></TR>

 <TR valign="bottom">
   <TD>&nbsp;</TD>
   <TD align="left">By: </TD>
   <TD align="left" style="border-bottom: #000000 1px solid">/s/ Barry N. Berlin</TD>
</TR>

 <TR valign="bottom">
   <TD>&nbsp;</TD>
   <TD>&nbsp;</TD>
   <TD align="left">Barry N. Berlin, Chief Financial Officer</TD>
</TR>

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<P style="font-size: 10pt" align="center">&nbsp;

<P style="display: none; font-size: 10pt" align="center">3
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<P style="font-size: 10pt" align="center"><B>EXHIBIT INDEX</B>


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  <TD width="8%">&nbsp;</TD>
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 <TR valign="bottom">
   <TD align="left" style="border-bottom: #000000 1px solid"><B>Exhibit<BR>Number</B></TD>
   <TD>&nbsp;</TD>
   <TD align="center" style="border-bottom: #000000 1px solid"><B>Description</B></TD>
</TR>

 <TR valign="bottom">
   <TD align="left">99.1</TD>
   <TD>&nbsp;</TD>
   <TD align="left">Press Release dated November&nbsp;6, 2008.</TD>
</TR>
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<P style="display: none; font-size: 10pt" align="center">4
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{"company-data": {"conformed-name": "PMC COMMERCIAL TRUST /TX", "cik": "0000908311", "assigned-sic": "6798", "irs-number": "756446078", "state-of-incorporation": "TX", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-13610", "film-number": "081169224"}, "business-address": {"street1": "17950 PRESTON RD", "street2": "SUITE 600", "city": "DALLAS", "state": "TX", "zip": "75252", "phone": "972-349-3200"}, "mail-address": {"street1": "17950 PRESTON RD", "street2": "SUITE 600", "city": "DALLAS", "state": "TX", "zip": "75252"}}
Filed by Bowne Pure Compliance
UNITED STATES
SECURITIES AND
EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to
Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest
event reported): November 6, 2008
PMC COMMERCIAL TRUST
(Exact name of registrant as specified in its charter)
TEXAS
1-13610
75-6446078
(State or other Jurisdiction of Incorporation)
(Commission File Number)
(IRS Employer Identification No.)
17950 Preston Road, Suite 600, Dallas, TX
75252
(Address of Principal Executive Offices)
(Zip Code)
Registrant's telephone number,
including area code:
(972) 349-3200
NONE
(Former name or former address if changed since last report.)
Check the appropriate box below if the
Form 8-K filing is intended to simultaneously satisfy the filing obligation of
the registrant under any of the following provisions:
o
Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
o
Soliciting material pursuant
to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule
14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule
13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 2.02. Results of
Operations and Financial Condition.
On November 6,
2008, PMC Commercial Trust issued a press release describing, among other
things, its results of operations for the three and nine months ended
September 30, 2008. A copy of the press release is attached as Exhibit
99.1 to this report. This information shall not be deemed "filed"
for purposes of Section 18 of the Securities Exchange Act of 1934, as
amended (the "Exchange Act"), or incorporated by reference in any
filing under the Securities Act of 1933, as amended, or the Exchange Act,
except as shall be expressly set forth by specific reference in such a filing.
Item 9.01. Financial Statements
and Exhibits.
Exhibits:
99.1 Press Release
dated November 6, 2008.
SIGNATURE
Pursuant to the requirements of
Section 13 or 15 (d) of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Date: November 7, 2008
PMC COMMERCIAL TRUST
By:
/s/ Barry N. Berlin
Barry N. Berlin, Chief Financial Officer
EXHIBIT INDEX
Exhibit
Number
Description
99.1
Press Release dated November 6, 2008.