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<P>&nbsp;</P>
<P align=center><B>UNITED STATES<BR>SECURITIES AND EXCHANGE
COMMISSION</B><BR><B>Washington, D.C. 20549</P>
<P align=center>FORM 8-K</P>
<P align=center>CURRENT REPORT<BR>Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934<BR></P></B>
<P>Date of Report (Date of earliest event reported)
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;August
14,
2002&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<BR></P>
<P
align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
First Financial
Corporation&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>(Exact
name of registrant as specified in its charter) <BR></P>
<TABLE cellSpacing=0 width=624 border=0>
&nbsp;<TR>
    <TD vAlign=top width=4>
      <P>&nbsp;</P></TD>
    <TD vAlign=top width=209><U>
      <P align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Texas&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P></TD>
    <TD vAlign=top width=171><U>
      <P align=center>&nbsp;&nbsp;&nbsp;&nbsp;
      0-5559&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P></TD>
    <TD vAlign=top width=232><U>
      <P align=center>&nbsp;&nbsp;&nbsp;&nbsp;
      74-1502313&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P></TD></TR>
  <TR>
    <TD vAlign=top width=4>
      <P>&nbsp;</P></TD>
    <TD vAlign=top width=209>
      <P align=center>(State or other jurisdiction
    of<BR>&nbsp;incorporation)</P></TD>
    <TD vAlign=top width=171>
      <P align=center>(Commission File <BR>Number)</P></TD>
    <TD vAlign=top width=232>
      <P align=center>(IRS Employer Identification No.)</P></TD></TR>
  <TR>
    <TD vAlign=top width=4>
      <P>&nbsp;</P></TD>
    <TD vAlign=top width=209>
      <P>&nbsp;</P></TD>
    <TD vAlign=top width=171>
      <P>&nbsp;</P></TD>
    <TD vAlign=top width=232>
      <P>&nbsp;</P></TD></TR></TABLE>
<P>&nbsp;</P>
<TABLE cellSpacing=0 width=624 border=0>

  <TR>
    <TD vAlign=top width="50%"><U>
      <P align=center>&nbsp;&nbsp;&nbsp;&nbsp; 800 Washington Avenue, Waco,
      Texas&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P></TD>
    <TD vAlign=top width="50%"><U>
      <P align=center>&nbsp;&nbsp;&nbsp;&nbsp;
      76701&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </U></P></TD></TR>
  <TR>
    <TD vAlign=top width="50%">
      <P align=center>(Address of principal executive offices)</P></TD>
    <TD vAlign=top width="50%">
      <P align=center>(Zip Code)</P></TD></TR></TABLE>
<P>&nbsp;</P>
<P><BR>Registrant's telephone number, including area code&nbsp;&nbsp;&nbsp; <U>(254)
757-2424&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<BR></P>
<P
align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
N/A&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</U><BR>(Former name or former address, if changed since last report)</P>
<P><BR>&nbsp;</P>
<HR>
<B>
<P>&nbsp;</P>
<P>&nbsp;</P></B><FONT size=2>
<P align=justify></FONT></P><B>
<P>Item 7. Financial Statements and Exhibits.</P></B>
<P>(c) Exhibits.</P>
<DIV align=right>
<TABLE style="BORDER-COLLAPSE: collapse" borderColor=#111111 cellSpacing=0
cellPadding=0 width=622 border=0>

  <TR>
    <TD vAlign=top align=left width=48>99.1&nbsp;&nbsp; </TD>
    <TD width=574>Certification of Principal Executive Officer and Principal
      Financial Officer of contents of Form 10-Q for the period ending June 30,
      2002, pursuant to Section 906 of the Sarbanes-Oxley Act of
  2002.</TD></TR></TABLE></DIV>
<DIR>
<DIR>
<DIR>
<DIR>
<DIR>
<DIR>
<P>&nbsp;</P></DIR></DIR></DIR></DIR></DIR></DIR><B>
<P>Item 9. Regulation FD Disclosure.</P></B>
<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the registrant's
report on Form 10-Q for the period ending June 30, 2002, which was filed on
August 14, 2002, was accompanied by a statement of the Chief Executive Officer
and the Chief Financial Officer of the registrant certifying the contents of
that report. A copy of their statement is attached hereto as Exhibit 99.1.
</P><B>
<P align=center>SIGNATURE</B><BR></P>
<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.<BR></P>
<P>&nbsp;</P>
<TABLE style="BORDER-COLLAPSE: collapse" borderColor=#111111 cellSpacing=0
cellPadding=0 width=670 border=0>

  <TR>
    <TD>&nbsp;&nbsp; </TD>
    <TD>
      <P align=center>FIRST FINANCIAL CORPORATION</P></TD></TR>
  <TR>
    <TD>&nbsp;&nbsp; </TD>
    <TD>
      <P align=center>(Registrant)</P></TD></TR>
  <TR>
    <TD>&nbsp;&nbsp; </TD>
    <TD>&nbsp;&nbsp; </TD></TR>
  <TR>
    <TD>Date: <U>August&nbsp; 14, 2002&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U>
    </TD>
    <TD>By:
      <U>&nbsp;/s/ David W. Mann</U></TD></TR>
  <TR>
    <TD>&nbsp;&nbsp; </TD>
    <TD>
      <P align=left>David W. Mann, President</P></TD></TR></TABLE>
<P>&nbsp;</P></BODY></HTML>
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{"company-data": {"conformed-name": "FIRST FINANCIAL CORP /TX/", "cik": "0000036315", "assigned-sic": "6162", "irs-number": "741502313", "state-of-incorporation": "TX", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-05559", "film-number": "02734803"}, "business-address": {"street1": "800 WASHINGTON AVE", "city": "WACO", "state": "TX", "zip": "76701", "phone": "8177572424"}, "mail-address": {"street1": "800 WASHINGTON AVE", "city": "WACO", "state": "TX", "zip": "76701"}}
Prepared by e-Services, LLC. - www.edgar2.net
UNITED STATES
SECURITIES AND EXCHANGE
COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
August
14,
2002
First Financial
Corporation
(Exact
name of registrant as specified in its charter)
Texas
0-5559
74-1502313
(State or other jurisdiction
    of
incorporation)
(Commission File
Number)
(IRS Employer Identification No.)
800 Washington Avenue, Waco,
      Texas
76701
(Address of principal executive offices)
(Zip Code)
Registrant's telephone number, including area code
(254)
757-2424
N/A
(Former name or former address, if changed since last report)
Item 7. Financial Statements and Exhibits.
(c) Exhibits.
99.1
Certification of Principal Executive Officer and Principal
      Financial Officer of contents of Form 10-Q for the period ending June 30,
      2002, pursuant to Section 906 of the Sarbanes-Oxley Act of
  2002.
Item 9. Regulation FD Disclosure.
Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the registrant's
report on Form 10-Q for the period ending June 30, 2002, which was filed on
August 14, 2002, was accompanied by a statement of the Chief Executive Officer
and the Chief Financial Officer of the registrant certifying the contents of
that report. A copy of their statement is attached hereto as Exhibit 99.1.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FIRST FINANCIAL CORPORATION
(Registrant)
Date:
August  14, 2002
By:
/s/ David W. Mann
David W. Mann, President