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<P ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION<BR>
</TD>
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<P ALIGN="CENTER">Washington, D.C. 20549<BR>
</TD>
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<P ALIGN="CENTER">FORM 8-K<BR>
</TD>
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<P ALIGN="CENTER">CURRENT REPORT<BR>
</TD>
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<P ALIGN="CENTER">Pursuant to Section 13 or 15 (d) of <BR>
the Securities Exchange Act of 1934<BR>
</TD>
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<P>Date of Report:<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;August 14, 2002&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR>
</U></TD>
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<U><P ALIGN="CENTER">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;HOUSEHOLD CONSUMER LOAN TRUST 1997-1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR>
</U>(Exact name of registrant as specified in its charter)<BR>
</TD>
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<U><P ALIGN="CENTER">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;HOUSEHOLD FINANCE CORPORATION&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR>
</U>(Administrator of the Trust)<BR>
(Exact name as specified in Administrators charter)<BR>
</TD>
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<U><P ALIGN="CENTER">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Delware&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
</U><P ALIGN="CENTER">(State or other jurisdiction of incorporation of Administrator)<BR>
</TD>
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<U><P ALIGN="CENTER">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;333-20147&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
</U><P ALIGN="CENTER">(Commission File Numbers)</TD>
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<P ALIGN="CENTER">To be<BR>
<U>Applied For<BR>
</U>(IRS Employer Identification)</TD>
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<U><P>&nbsp;&nbsp;&nbsp;2700 Sanders Road, Prospect Heights, Illinois&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR>
</U>(Address of principal executive offices of Administrator)<U> </U></TD>
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<U><P ALIGN="CENTER">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;60070&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR>
</U>(Zip Code)<BR>
</TD>
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<P>Administrators telephone number, including area code <U>847/564-5000</U></TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">- Page 1 -</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P><BR>
<BR>
<BR>
<BR>
<BR>
<BR>
<BR>
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<P>&nbsp;</TD>
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<P>Item 7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FINANCIAL STATEMENTS AND EXHIBITS<BR>
</TD>
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<P>(c)&nbsp;&nbsp;&nbsp;<U>Exhibits<BR>
</U></TD>
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<P>&nbsp;</TD>
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<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99</TD>
<TD WIDTH="74%" VALIGN="TOP" COLSPAN=5>
<P ALIGN="JUSTIFY">Statement to Series 1997-1 Participants with respect to the distribution on <U>August 14, 2002</U> as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1997-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on <U>August 15, 2002</U> as provided for under Section 3.23 of the Indenture dated as of March 1, 1997 between Household Consumer Loan Trust 1997-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on <U>August 15, 2002</U> as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1997 between Household Consumer Loan Corporation and The Chase Manhattan Bank Delaware, as Owner Trustee.</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">SIGNATURE<BR>
<BR>
</TD>
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<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.</TD>
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<P>&nbsp;</TD>
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<P>HOUSEHOLD FINANCE CORPORATION,<BR>
as Administrator of and on behalf of the <BR>
<U>HOUSEHOLD CONSUMER LOAN TRUST 1997-1</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Registrant)</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>By:&nbsp;&nbsp;<U>/s/ J. W. Blenke&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR>
</U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;J. W. Blenke<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Authorized Representative<BR>
</TD>
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<P>Dated:&nbsp;<U>August 22, 2002</U></TD>
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<P ALIGN="CENTER">- Page 2 -</TD>
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<P>&nbsp;</TD>
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<P><BR>
<BR>
<BR>
<BR>
</TD>
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<P>&nbsp;</TD>
<TD WIDTH="74%" VALIGN="TOP" COLSPAN=5>
<P>&nbsp;</TD>
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<P ALIGN="CENTER">EXHIBIT INDEX</TD>
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<P>&nbsp;</TD>
<TD WIDTH="74%" VALIGN="TOP" COLSPAN=5>
<P>&nbsp;</TD>
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<P>Exhibit<BR>
<U>Number&nbsp;&nbsp;&nbsp;</U></TD>
<TD WIDTH="74%" VALIGN="TOP" COLSPAN=5>
<P><BR>
<U>Exhibit</U></TD>
</TR>
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<P><BR>
99</TD>
<TD WIDTH="74%" VALIGN="TOP" COLSPAN=5>
<P ALIGN="JUSTIFY">Statement to Series 1997-1 Participants with respect to the distribution on <U>August 14, 2002 </U>as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1997-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on <U>August 15, 2002</U> as provided for under Section 3.23 of the Indenture dated as of March 1, 1997 between Household Consumer Loan Trust 1997-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on <U>August 15, 2002</U> as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1997 between Household Consumer Loan Corporation and The Chase Manhattan Bank Delaware, as Owner Trustee.</TD>
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<P>&nbsp;</TD>
<TD WIDTH="74%" VALIGN="TOP" COLSPAN=5>
<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">- Page 3 - </TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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{"company-data": {"conformed-name": "HOUSEHOLD CONSUMER LOAN TRUST 1997-1", "cik": "0001030621", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-23241", "film-number": "02746040"}, "business-address": {"street1": "2700 SANDERS RD", "city": "PROSPECT HEIGHTS", "state": "IL", "zip": "60070", "phone": "8475645000"}, "mail-address": {"street1": "2700 SANDERS ROAD", "city": "PROSPECT HEIGHTS", "state": "IL", "zip": "60070"}}
SECURITIES AND EXCHANGE COMMISSION
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of
the Securities Exchange Act of 1934
Date of Report:
August 14, 2002
HOUSEHOLD CONSUMER LOAN TRUST 1997-1
(Exact name of registrant as specified in its charter)
HOUSEHOLD FINANCE CORPORATION
(Administrator of the Trust)
(Exact name as specified in Administrators charter)
Delware
(State or other jurisdiction of incorporation of Administrator)
333-20147
(Commission File Numbers)
To be
Applied For
(IRS Employer Identification)
2700 Sanders Road, Prospect Heights, Illinois
(Address of principal executive offices of Administrator)
60070
(Zip Code)
Administrators telephone number, including area code
847/564-5000
- Page 1 -
Item 7.     FINANCIAL STATEMENTS AND EXHIBITS
(c)
Exhibits
99
Statement to Series 1997-1 Participants with respect to the distribution on
August 14, 2002
as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1997-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on
August 15, 2002
as provided for under Section 3.23 of the Indenture dated as of March 1, 1997 between Household Consumer Loan Trust 1997-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on
August 15, 2002
as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1997 between Household Consumer Loan Corporation and The Chase Manhattan Bank Delaware, as Owner Trustee.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.
HOUSEHOLD FINANCE CORPORATION,
as Administrator of and on behalf of the
HOUSEHOLD CONSUMER LOAN TRUST 1997-1
(Registrant)
By:
/s/ J. W. Blenke
J. W. Blenke
Authorized Representative
Dated:
August 22, 2002
- Page 2 -
EXHIBIT INDEX
Exhibit
Number
Exhibit
99
Statement to Series 1997-1 Participants with respect to the distribution on
August 14, 2002
as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1997-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on
August 15, 2002
as provided for under Section 3.23 of the Indenture dated as of March 1, 1997 between Household Consumer Loan Trust 1997-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on
August 15, 2002
as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1997 between Household Consumer Loan Corporation and The Chase Manhattan Bank Delaware, as Owner Trustee.
- Page 3 -