<PAGE> 1


                            FORM 8-K

               SECURITIES AND EXCHANGE COMMISSION

                     Washington, D.C.  20549

                         CURRENT REPORT

               Pursuant to Section 13 or 15(d) of
               the Securities Exchange Act of 1934

               Date of Report:  September 14, 1999


              HOUSEHOLD CONSUMER LOAN TRUST 1996-1
              ------------------------------------
     (Exact name of registrant as specified in its charter)


                  HOUSEHOLD FINANCE CORPORATION
                  -----------------------------
                  (Administrator of the Trust)
      (Exact name as specified in Administrator's charter)


      Delaware                   0-21979              88-0367746
------------------------------------------------------------------
(State or other juris-    (Commission File Numbers) (IRS Employer
diction of incorpora-                                Identification
tion of Administrator)                               Number of
                                                     Registrant)


 2700 Sanders Road, Prospect Heights, Illinois          60070
------------------------------------------------------------------
(Address of principal executive offices of             (Zip Code)
     Administrator)


Administrator's telephone number, including area code 847/564-5000
                                                      ------------

                                  Exhibit Index appears on page 4

<PAGE>
<PAGE> 2


Item 5.  OTHER EVENTS.

     As provided for in Section 4.06 of the Pooling and Servicing
Agreement (the "Pooling Agreement") for Household Consumer Loan
Deposit Trust I (the "Trust"), as of March 15, 1999, the Pooling
Agreement was amended to create two pools of assets within the
Trust.  All Receivables that were assigned to the Trust prior to
the date of the amendment are contained in Pool 1.  Those
Receivables consist of revolving consumer loans.  Receivables
assigned to the Trust after the amendment will be designated as
assets in Pool 1 or Pool 2.  It is expected that Pool 2 will
consist of both revolving and closed-end loans.

     The Pooling Agreement was also amended to assign each existing
Series, and all Series issued in the future to a Group.  All Series
outstanding as of the date of the amendment (Series 1995-1, 1996-1,
1996-2, 1997-1, 1997-2, 1997-A, 1996-B and 1999-A) were assigned to
Group 1.  Series issued by the Trust after the amendment will be
assigned to Group 1 or Group 2.  Prior to the date of this report,
Series 1999-A2, 1999-B2 and 1999-C2 were issued and assigned to
Group 2.

     Collections on Receivables in Pool 1 will be allocated to make
payments of principal and interest on each Series in Group 1, while
collections on Receivables in Pool 2 will be allocated to make
payments due on Series in Group 2.  However, the amendment to the
Pooling Agreement also provides that excess finance charges in both
Pools will be shared among all Series, whether in Group 1 or Group
2.  Excess finance charges from Group 2 will be available to
reimburse investors in Series 1995-1, 1996-1, 1996-2, 1997-1 and
1997-2 for Series Participation Interest Charge-Offs at the time
such Series terminates.

     These amendments to the Pooling Agreement did not affect the
nature or type of assets supporting any existing Series and, for
Series 1995-1, 1996-1, 1996-2, 1997-1 and 1997-2, will not delay an
amortization event for any of such Series.  In addition, the
ratings assigned to the Series 1995-1, 1996-1, 1996-2, 1997-1 and
1997-2 certificates have not been impacted as a result of this
amendment.


                                   -2-

<PAGE>
<PAGE> 3

Item 7.   FINANCIAL STATEMENTS AND EXHIBITS

(c)  Exhibits
     --------

99   Statement to Series 1996-1 Participants with respect to the
     distribution on September 14, 1999 as provided for under Article V
     of the Pooling and Servicing Agreement dated as of September 1,
     1995 among Household Finance Corporation, as Servicer and The Chase
     Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the
     Series 1996-1 Supplement to the Pooling and Servicing Agreement,
     (b) Noteholders with respect to the Payment Date on September 15,
     1999 as provided for under Section 3.23 of the Indenture dated as
     of March 1, 1996 between Household Consumer Loan Trust 1996-1 and
     The Bank of New York, as Indenture Trustee, and (c)
     Certificateholders with respect to the Payment Date on September
     15, 1999 as provided for under Section 5.04 of the Trust Agreement
     dated as of March 1, 1996 between Household Consumer Loan
     Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.



                            SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of
1934, the Administrator has duly caused this report to be signed on
behalf of the undersigned hereunto duly authorized.


                              HOUSEHOLD FINANCE CORPORATION,
                         as Administrator of and on behalf of the
                           HOUSEHOLD CONSUMER LOAN TRUST 1996-1
                         ----------------------------------------
                                      (Registrant)


                         By:   /s/ J. W. Blenke
                              -----------------------------------
                              J. W. Blenke
                              Authorized Representative



Dated:    September 21, 1999
          -----------------------


                              - 3 -

<PAGE>
<PAGE> 4

                          EXHIBIT INDEX

Exhibit
Number    Exhibit                                             Page
-------   -------                                             ----
                                                                 5
99
     Statement to Series 1996-1 Participants with respect to the
     distribution on September 14, 1999 as provided for under
     Article V of the Pooling and Servicing Agreement dated as of
     September 1, 1995 among Household Finance Corporation, as
     Servicer and The Chase Manhattan Bank, N.A., as Deposit
     Trustee and Section 5 of the Series 1996-1 Supplement to the
     Pooling and Servicing Agreement, (b) Noteholders with respect
     to the Payment Date on September 15, 1999 as provided for
     under Section 3.23 of the Indenture dated as of March 1, 1996
     between Household Consumer Loan Trust 1996-1 and The Bank of
     New York, as Indenture Trustee, and (c) Certificateholders
     with respect to the Payment Date on September 15, 1999 as
     provided for under Section 5.04 of the Trust Agreement dated
     as of March 1, 1996 between Household Consumer Loan
     Corporation and The Chase Manhattan Bank (USA), as Owner
     Trustee.













U:\WP\HFS088\8K\HCLT96-1.8K


                                    -4-
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1

                            FORM 8-K

               SECURITIES AND EXCHANGE COMMISSION

                     Washington, D.C.  20549

                         CURRENT REPORT

               Pursuant to Section 13 or 15(d) of
               the Securities Exchange Act of 1934

               Date of Report:  September 14, 1999

              HOUSEHOLD CONSUMER LOAN TRUST 1996-1
              ------------------------------------
     (Exact name of registrant as specified in its charter)

                  HOUSEHOLD FINANCE CORPORATION
                  -----------------------------
                  (Administrator of the Trust)
      (Exact name as specified in Administrator's charter)

      Delaware                   0-21979              88-0367746
------------------------------------------------------------------
(State or other juris-    (Commission File Numbers) (IRS Employer
diction of incorpora-                                Identification
tion of Administrator)                               Number of
                                                     Registrant)

 2700 Sanders Road, Prospect Heights, Illinois          60070
------------------------------------------------------------------
(Address of principal executive offices of             (Zip Code)
     Administrator)

Administrator's telephone number, including area code 847/564-5000
                                                      ------------

                                  Exhibit Index appears on page 4
2

Item 5.  OTHER EVENTS.

     As provided for in Section 4.06 of the Pooling and Servicing
Agreement (the "Pooling Agreement") for Household Consumer Loan
Deposit Trust I (the "Trust"), as of March 15, 1999, the Pooling
Agreement was amended to create two pools of assets within the
Trust.  All Receivables that were assigned to the Trust prior to
the date of the amendment are contained in Pool 1.  Those
Receivables consist of revolving consumer loans.  Receivables
assigned to the Trust after the amendment will be designated as
assets in Pool 1 or Pool 2.  It is expected that Pool 2 will
consist of both revolving and closed-end loans.

     The Pooling Agreement was also amended to assign each existing
Series, and all Series issued in the future to a Group.  All Series
outstanding as of the date of the amendment (Series 1995-1, 1996-1,
1996-2, 1997-1, 1997-2, 1997-A, 1996-B and 1999-A) were assigned to
Group 1.  Series issued by the Trust after the amendment will be
assigned to Group 1 or Group 2.  Prior to the date of this report,
Series 1999-A2, 1999-B2 and 1999-C2 were issued and assigned to
Group 2.

     Collections on Receivables in Pool 1 will be allocated to make
payments of principal and interest on each Series in Group 1, while
collections on Receivables in Pool 2 will be allocated to make
payments due on Series in Group 2.  However, the amendment to the
Pooling Agreement also provides that excess finance charges in both
Pools will be shared among all Series, whether in Group 1 or Group
2.  Excess finance charges from Group 2 will be available to
reimburse investors in Series 1995-1, 1996-1, 1996-2, 1997-1 and
1997-2 for Series Participation Interest Charge-Offs at the time
such Series terminates.

     These amendments to the Pooling Agreement did not affect the
nature or type of assets supporting any existing Series and, for
Series 1995-1, 1996-1, 1996-2, 1997-1 and 1997-2, will not delay an
amortization event for any of such Series.  In addition, the
ratings assigned to the Series 1995-1, 1996-1, 1996-2, 1997-1 and
1997-2 certificates have not been impacted as a result of this
amendment.

                                   -2-
3

Item 7.   FINANCIAL STATEMENTS AND EXHIBITS

(c)  Exhibits
     --------

99   Statement to Series 1996-1 Participants with respect to the
     distribution on September 14, 1999 as provided for under Article V
     of the Pooling and Servicing Agreement dated as of September 1,
     1995 among Household Finance Corporation, as Servicer and The Chase
     Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the
     Series 1996-1 Supplement to the Pooling and Servicing Agreement,
     (b) Noteholders with respect to the Payment Date on September 15,
     1999 as provided for under Section 3.23 of the Indenture dated as
     of March 1, 1996 between Household Consumer Loan Trust 1996-1 and
     The Bank of New York, as Indenture Trustee, and (c)
     Certificateholders with respect to the Payment Date on September
     15, 1999 as provided for under Section 5.04 of the Trust Agreement
     dated as of March 1, 1996 between Household Consumer Loan
     Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.

                            SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of
1934, the Administrator has duly caused this report to be signed on
behalf of the undersigned hereunto duly authorized.

                              HOUSEHOLD FINANCE CORPORATION,
                         as Administrator of and on behalf of the
                           HOUSEHOLD CONSUMER LOAN TRUST 1996-1
                         ----------------------------------------
                                      (Registrant)

                         By:   /s/ J. W. Blenke
                              -----------------------------------
                              J. W. Blenke
                              Authorized Representative

Dated:    September 21, 1999
          -----------------------

                              - 3 -
4

                          EXHIBIT INDEX

Exhibit
Number    Exhibit                                             Page
-------   -------                                             ----
                                                                 5
99
     Statement to Series 1996-1 Participants with respect to the
     distribution on September 14, 1999 as provided for under
     Article V of the Pooling and Servicing Agreement dated as of
     September 1, 1995 among Household Finance Corporation, as
     Servicer and The Chase Manhattan Bank, N.A., as Deposit
     Trustee and Section 5 of the Series 1996-1 Supplement to the
     Pooling and Servicing Agreement, (b) Noteholders with respect
     to the Payment Date on September 15, 1999 as provided for
     under Section 3.23 of the Indenture dated as of March 1, 1996
     between Household Consumer Loan Trust 1996-1 and The Bank of
     New York, as Indenture Trustee, and (c) Certificateholders
     with respect to the Payment Date on September 15, 1999 as
     provided for under Section 5.04 of the Trust Agreement dated
     as of March 1, 1996 between Household Consumer Loan
     Corporation and The Chase Manhattan Bank (USA), as Owner
     Trustee.

U:\WP\HFS088\8K\HCLT96-1.8K

                                    -4-