<PAGE>
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549



                                    FORM 8-K


                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934



       Date of Report (date of earliest event reported): December 18, 1995


                              EAGLE FINANCIAL CORP.
              ---------------------------------------------------
             (Exact name of registrant as specified in its charter)


        Delaware                        0-15311                   06-1194047
---------------------------           ----------                 -------------
(State or Other Jurisdiction          (Commission                (IRS Employer
    of Incorporation)                 File Number)               Identification
                                                                    Number)


222 Main Street, P.O. Box 1157, Bristol, Connecticut                 06010
----------------------------------------------------                ---------
(Address of Principal Executive Offices)                            (Zip Code)

       Registrant's telephone number, including area code: (860) 314-6400







<PAGE>


Item 5.  Other Events.
----------------------

                  On December 18, 1995, Eagle Financial Corp. announced that its
wholly owned subsidiary, Eagle Federal Savings Bank (the "Bank"), entered into a
definitive  agreement  with Union Savings Bank of Danbury,  Connecticut  ("Union
Savings"),  to sell the deposits,  certain  deposit  related loans and the seven
branch  offices  operated by Eagle in the Danbury,  Connecticut  banking  market
area.

                  The seven branch  offices are located in  Brookfield,  Danbury
(3), New Fairfield, Newtown and Ridgefield,  Connecticut, and have approximately
$181  million of  deposits.  Union  Savings  will pay a deposit  premium of nine
percent of the deposit liabilities assumed. Union Savings will purchase all real
property and assume all lease  obligations  related to the seven branch offices.
Furthermore, Union Savings will acquire certain deposit related loans attributed
on the records of the Bank to the seven  branches,  including  loans  secured by
deposit  accounts,  loans  created  as a result  of an  overdraft  of a check or
similar  instrument  and loans created by writing a check or similar  instrument
utilizing an established line of credit.

                  The December 18, 1995 press release is attached as Exhibit 99.
The terms of the transaction  are as set forth in the definitive  agreement with
Union Savings, a copy of which is attached as Exhibit 2 and incorporated  herein
by reference.


Item 7.  Financial Statements and Exhibits
------------------------------------------

                  (c) Exhibits

                      2.     Purchase and  Assumption  Agreement  between  Eagle
                             Federal  Savings  Bank and  Union  Savings  Bank of
                             Danbury*

                      99.    Press Release dated December 18, 1995


*  All schedules to the Agreement are omitted, but are listed therein.  Pursuant
   to Item  601(b)(2) of Regulation  S-K (17 C.F.R.  ss.  226.601(b)(2)),  Eagle
   Financial Corp. will furnish supplementally a copy of any omitted schedule to
   the Commission upon request.


<PAGE>


                                   SIGNATURES


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.




Date:  February 29, 1996                   EAGLE FINANCIAL CORP.



                                           By:  /s/ Robert J. Britton
                                              -------------------------
                                                Robert J. Britton
                                                President and Chief Executive 
                                                Officer


Attest:



/s/ Mark J. Blum
----------------
Mark J. Blum
Vice President and
  Chief Financial Officer


<PAGE>


                                  EXHIBIT INDEX


                                                                 Page Number in
Exhibit Number    Exhibit                            Sequential Numbering System
-------------     -------                            ---------------------------

           2.     Purchase and Assumption  Agreement 
                  between Eagle Federal Savings Bank and Union
                  Savings Bank of Danbury
           99.    Press Release dated December 18, 1995

<PAGE>
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SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (date of earliest event reported): December 18, 1995

                              EAGLE FINANCIAL CORP.
              ---------------------------------------------------
             (Exact name of registrant as specified in its charter)

        Delaware                        0-15311                   06-1194047
---------------------------           ----------                 -------------
(State or Other Jurisdiction          (Commission                (IRS Employer
    of Incorporation)                 File Number)               Identification
                                                                    Number)

222 Main Street, P.O. Box 1157, Bristol, Connecticut                 06010
----------------------------------------------------                ---------
(Address of Principal Executive Offices)                            (Zip Code)

       Registrant's telephone number, including area code: (860) 314-6400
Item 5.  Other Events.
----------------------

                  On December 18, 1995, Eagle Financial Corp. announced that its
wholly owned subsidiary, Eagle Federal Savings Bank (the "Bank"), entered into a
definitive  agreement  with Union Savings Bank of Danbury,  Connecticut  ("Union
Savings"),  to sell the deposits,  certain  deposit  related loans and the seven
branch  offices  operated by Eagle in the Danbury,  Connecticut  banking  market
area.

                  The seven branch  offices are located in  Brookfield,  Danbury
(3), New Fairfield, Newtown and Ridgefield,  Connecticut, and have approximately
$181  million of  deposits.  Union  Savings  will pay a deposit  premium of nine
percent of the deposit liabilities assumed. Union Savings will purchase all real
property and assume all lease  obligations  related to the seven branch offices.
Furthermore, Union Savings will acquire certain deposit related loans attributed
on the records of the Bank to the seven  branches,  including  loans  secured by
deposit  accounts,  loans  created  as a result  of an  overdraft  of a check or
similar  instrument  and loans created by writing a check or similar  instrument
utilizing an established line of credit.

                  The December 18, 1995 press release is attached as Exhibit 99.
The terms of the transaction  are as set forth in the definitive  agreement with
Union Savings, a copy of which is attached as Exhibit 2 and incorporated  herein
by reference.

Item 7.  Financial Statements and Exhibits
------------------------------------------

                  (c) Exhibits

                      2.     Purchase and  Assumption  Agreement  between  Eagle
                             Federal  Savings  Bank and  Union  Savings  Bank of
                             Danbury*

                      99.    Press Release dated December 18, 1995

*  All schedules to the Agreement are omitted, but are listed therein.  Pursuant
   to Item  601(b)(2) of Regulation  S-K (17 C.F.R.  ss.  226.601(b)(2)),  Eagle
   Financial Corp. will furnish supplementally a copy of any omitted schedule to
   the Commission upon request.
SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Date:  February 29, 1996                   EAGLE FINANCIAL CORP.

                                           By:  /s/ Robert J. Britton
                                              -------------------------
                                                Robert J. Britton
                                                President and Chief Executive 
                                                Officer

Attest:

/s/ Mark J. Blum
----------------
Mark J. Blum
Vice President and
  Chief Financial Officer
EXHIBIT INDEX

                                                                 Page Number in
Exhibit Number    Exhibit                            Sequential Numbering System
-------------     -------                            ---------------------------

           2.     Purchase and Assumption  Agreement 
                  between Eagle Federal Savings Bank and Union
                  Savings Bank of Danbury
           99.    Press Release dated December 18, 1995