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<P ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">Washington, D.C. 20549</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">FORM 8-K</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">CURRENT REPORT</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">Pursuant to Section 13 or 15(d) of</TD>
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<P ALIGN="CENTER">The Securities Exchange Act of 1934</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">Date of Report <U>October 12, 2001</U></TD>
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<P>&nbsp;</TD>
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<U><P ALIGN="CENTER">HOUSEHOLD CONSUMER LOAN TRUST 1996-1</U></TD>
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<P ALIGN="CENTER">Exact name of registrant as specified in its charter)</TD>
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<P>&nbsp;</TD>
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<U><P ALIGN="CENTER">HOUSEHOLD FINANCE CORPORATION</U></TD>
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<P ALIGN="CENTER">(Administrator of the Trust)</TD>
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<P ALIGN="CENTER">(Exact name as specified in Administrator's charter)</TD>
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<P>&nbsp;</TD>
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<U><P ALIGN="CENTER">Delaware</U></TD>
<TD WIDTH="34%" VALIGN="TOP" HEIGHT=28>
<U><P ALIGN="CENTER">0-21979</U></TD>
<TD WIDTH="31%" VALIGN="TOP" COLSPAN=2 HEIGHT=28>
<U><P ALIGN="CENTER">88-0367746</U></TD>
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<P>(State or other jurisdiction of incorporation Identification of Administrator)</TD>
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<P ALIGN="CENTER">(Commission File Numbers)</TD>
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<P ALIGN="CENTER">(IRS Employer Number of Registrant)</TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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<U><P>2700 Sanders Road, Prospect Heights, Illinois</U></TD>
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<U><P>60070</U></TD>
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<P>(Address of principal executive offices of&nbsp;&nbsp;&nbsp;&nbsp;</TD>
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<P>(Zip Code)</TD>
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<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;Administrator)</TD>
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<P>&nbsp;</TD>
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<P ALIGN="JUSTIFY">Administrator's telephone number, including area code <U>847/564-5000</U></TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">- Page 1 -</TD>
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<P ALIGN="JUSTIFY">Item 7.&nbsp;&nbsp;FINANCIAL STATEMENTS AND EXHIBITS</TD>
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<P ALIGN="JUSTIFY">&#9;&#9;</TD>
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<P>&nbsp;</TD>
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<P ALIGN="JUSTIFY">(C)&#9;<U>Exhibits</U></TD>
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<P>&nbsp;</TD>
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<P ALIGN="JUSTIFY">99</TD>
<TD WIDTH="85%" VALIGN="TOP" COLSPAN=6>
<P ALIGN="JUSTIFY">Statement to Series 1996-1 Participants with respect to the distribution on <U>October 12, 2001</U> as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on <U>October 15, 2001</U> as provided for under Section 3.23 of the Indenture dated as of March 1, 1996 between Household Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on <U>October 15, 2001</U> as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.</TD>
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<P ALIGN="JUSTIFY">&#9;&#9;</TD>
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<P>&nbsp;</TD>
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<P ALIGN="CENTER">- Page 2 -</TD>
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<P ALIGN="CENTER">SIGNATURE</TD>
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<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.</TD>
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<P>&nbsp;</TD>
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<P>&nbsp;</TD>
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<P>HOUSEHOLD FINANCE CORPORATION,<BR>
As Administrator of and on behalf of the <BR>
<U>HOUSEHOLD CONSUMER LOAN TRUST 1996-1</P>
</U><P>(Registrant)<BR>
<BR>
By: <U>/s/ J. W. Blenke </U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;J.W. Blenke, Authorized Representative</TD>
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<P ALIGN="JUSTIFY">Dated: October 24, 2001</TD>
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<P ALIGN="CENTER">- Page 3 -</TD>
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<P ALIGN="CENTER">EXHIBIT INDEX</TD>
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<U><P ALIGN="JUSTIFY">Exhibit </P>
<P ALIGN="JUSTIFY">Number</U></TD>
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<U><P ALIGN="JUSTIFY">Exhibit</U></TD>
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<P ALIGN="JUSTIFY">99</TD>
<TD WIDTH="78%" VALIGN="TOP" COLSPAN=5>
<P ALIGN="JUSTIFY">Statement to Series 1996-1 Participants with respect to the distribution on <U>October 12, 2001</U> as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on <U>October 15, 2001</U> as provided for under Section 3.23 of the Indenture dated as of March 1, 1996 between Household Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on <U>October 15, 2001</U> as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.</TD>
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<P ALIGN="JUSTIFY">&#9;&#9;</TD>
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<P ALIGN="CENTER">- Page 4 - </TD>
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[{"type": "8-K", "sequence": "1", "filename": "clt961.htm", "secsgml_size_bytes": 9030}]
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SECURITIES AND EXCHANGE COMMISSION
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report
October 12, 2001
HOUSEHOLD CONSUMER LOAN TRUST 1996-1
Exact name of registrant as specified in its charter)
HOUSEHOLD FINANCE CORPORATION
(Administrator of the Trust)
(Exact name as specified in Administrator's charter)
Delaware
0-21979
88-0367746
(State or other jurisdiction of incorporation Identification of Administrator)
(Commission File Numbers)
(IRS Employer Number of Registrant)
2700 Sanders Road, Prospect Heights, Illinois
60070
(Address of principal executive offices of
(Zip Code)
Administrator)
Administrator's telephone number, including area code
847/564-5000
- Page 1 -
Item 7.  FINANCIAL STATEMENTS AND EXHIBITS
(C)
Exhibits
99
Statement to Series 1996-1 Participants with respect to the distribution on
October 12, 2001
as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on
October 15, 2001
as provided for under Section 3.23 of the Indenture dated as of March 1, 1996 between Household Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on
October 15, 2001
as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.
- Page 2 -
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.
HOUSEHOLD FINANCE CORPORATION,
As Administrator of and on behalf of the
HOUSEHOLD CONSUMER LOAN TRUST 1996-1
(Registrant)
By:
/s/ J. W. Blenke
J.W. Blenke, Authorized Representative
Dated: October 24, 2001
- Page 3 -
EXHIBIT INDEX
Exhibit
Number
Exhibit
99
Statement to Series 1996-1 Participants with respect to the distribution on
October 12, 2001
as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on
October 15, 2001
as provided for under Section 3.23 of the Indenture dated as of March 1, 1996 between Household Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on
October 15, 2001
as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.
- Page 4 -