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      Greene County Bancshares, Inc. Form 8-K filed January 26, 2007
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      D.C. 20549<br></strong></font></div>
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    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><strong>FORM
      8-K</strong></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman"><strong>CURRENT
      REPORT</strong></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman"><strong>PURSUANT
      TO SECTION 13 OR 15(d) OF THE</strong></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman"><strong>SECURITIES
      EXCHANGE ACT OF 1934</strong></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Date
      of
      Report (date of earliest event reported): </font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman"><u>January
      25, 2007</u></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 16pt; FONT-FAMILY: Times New Roman"><strong>GREENE
      COUNTY BANCSHARES, INC.</strong></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br>&#160;</div>
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              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman"><u>Tennessee</u></font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 162pt">&#160;</font></div>
            </td>
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              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><u>0-14289</u><font id="TAB2" style="COLOR: black; LETTER-SPACING: -4.5pt">&#160;</font></div>
            </td>
            <td width="33%">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><u>62-1222567</u></div>
            </td>
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              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">(State
                or Other Jurisdiction</div>
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              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">(Commission
                File Number)</div>
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            <td width="33%">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">(I.R.S.
                Employer</div>
            </td>
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          <tr bgcolor="white">
            <td width="33%">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">of
                Incorporation)</div>
            </td>
            <td width="33%">&#160;</td>
            <td width="33%">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">Identification
                No.)</div>
            </td>
          </tr>

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    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">&#160;</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">&#160;</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">100
      North
      Main Street, Greeneville, Tennessee 37743-4992</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">(423)
      639-5111</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Check
      the
      appropriate box if the Form 8-K filing is intended to simultaneously satisfy
      the
      filing obligation of the registrant under any of the following
      provisions:</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">[X]
      Written communications pursuant to Rule 425 under the Securities Act (17 CFR
      230.425)</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">[X]
      Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">[
      ]
      Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
      Act
      (17 CFR 240.14d-2(b))</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
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      ]
      Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
      Act
      (17 CFR 240.13e-4(c))</font></div>
    <div>&#160;</div>
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    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><strong><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Item
      1.01.<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Entry
      Into a Material Definitive Agreement.</font></strong></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">On
      January 25, 2007, Greene County Bancshares, Inc., a Tennessee corporation
      (&#8220;Greene County&#8221;), and Civitas Bankgroup, Inc., a Tennessee corporation
      (&#8220;Civitas&#8221;), entered into a definitive merger agreement (the &#8220;Merger
      Agreement&#8221;). The Merger Agreement provides that, upon the terms and subject to
      the conditions set forth in the Merger Agreement, Civitas will merge with and
      into Greene County, with Greene County continuing as the surviving corporation
      (the &#8220;Merger&#8221;). </font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">At
      the
      effective time and as a result of the Merger, each share of Civitas common
      stock
      issued and outstanding at the effective time of the Merger will be converted
      into the right to receive 0.2674 shares of Greene County common stock or $10.25
      in cash, subject to certain adjustments and provisions as contained in the
      Merger Agreement. Shareholders of Civitas will have the option of receiving
      stock, cash or a combination of stock and cash, subject to the terms of the
      Merger Agreement. Of the total consideration, 70% will be in the form of Greene
      County common stock and the remaining 30% will be in cash.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">The
      completion of the Merger is subject to approval by the shareholders of both
      companies, receipt of required regulatory approvals and the satisfaction of
      normal and customary closing conditions. </font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">The
      above
      description of the Merger Agreement does not purport to be a complete statement
      of the parties&#8217; rights and obligations under the Merger Agreement and the
      transactions contemplated thereby. The above description is qualified in its
      entirety by reference to the Merger Agreement, a copy of which is attached
      to
      this Current Report on Form 8-K as Exhibit 2.1 and incorporated herein by
      reference. </font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><strong><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Item
      7.01.<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;</font></strong><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman"><strong>Regulation
      FD Disclosure.</strong></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">On
      January 25, 2007, Greene County and Civitas issued the joint press release
      announcing the execution of the Merger Agreement. The press release is attached
      as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein
      by
      this reference. </font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Additional
      information </font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">The
      proposed transaction will be submitted to Greene County&#8217;s and Civitas&#8217;
shareholders for their consideration. Greene County and Civitas will file a
      registration statement, a joint proxy statement/prospectus, and other relevant
      documents concerning the proposed transaction with the Securities and Exchange
      Commission. </font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">SHAREHOLDERS
      OF GREENE COUNTY AND CIVITAS ARE NOT BEING ASKED TO TAKE ANY ACTION AT THIS
      TIME
      BUT ARE URGED TO READ THE REGISTRATION STATEMENT AND THE JOINT PROXY
      STATEMENT/PROSPECTUS WHEN IT BECOMES AVAILABLE AND ANY OTHER RELEVANT DOCUMENTS
      FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS,
      BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION. </font></div>
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    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">You
      will
      be able to obtain a free copy of the joint proxy statement/prospectus, as well
      as other filings containing information about Greene County and Civitas, at
      the
      SEC&#8217;s Web site (</font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman"><u>http://www.sec.gov</u></font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">).
      Copies
      of the joint proxy statement/prospectus and the SEC filings that will be
      incorporated by reference in the joint proxy statement/prospectus can be
      obtained, without charge, by directing a request to</font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">
      Greene
      County Bancshares, 100 North Main Street, Greeneville, TN 37743, Attention:
      Mr.
      James E. Adams, (423) 278-3050, or Civitas BankGroup, 4 Corporate Centre, 810
      Crescent Centre Drive, Suite 320, Franklin, TN 37067, Attention: Investor
      Relations, Lisa L. Musgrove, (615) 234-1232</font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Each
      of
      Greene County and Civitas and its respective directors and executive officers
      may be deemed to be participants in the solicitation of proxies from the
      shareholders of Greene County and Civitas, as the case may be, in connection
      with the Merger. Information about the directors and executive officers of
      Greene County and their ownership of Greene County common stock is set forth
      in
      the proxy statement, dated March 27, 2006, for Greene County&#8217;s 2006 annual
      meeting of shareholders held on April 26, 2006, as filed with the SEC on a
      Schedule 14A. Information about the directors and executive officers of Civitas
      and their ownership of Civitas common stock is set forth in the proxy statement,
      dated March 29, 2006, for Civitas&#8217; 2006 annual meeting of shareholders held on
      April 26, 2006, as filed with the SEC on a Schedule 14A. Additional information
      regarding the interests of such participants may be obtained by reading the
      joint proxy statement/prospectus when it becomes available. </font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><strong><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Item
      9.01.<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font></font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">Financial
      Statements and Exhibits. </font></strong></div>
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                Agreement, dated as of January 25, 2007, by and between Greene County
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      has
      duly caused this report to be signed on its behalf by the undersigned hereunto
      duly authorized. </font></div>
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      January 26, 2007</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font></font><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman">GREENE
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      James E.
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{"company-data": {"conformed-name": "GREENE COUNTY BANCSHARES INC", "cik": "0000764402", "assigned-sic": "6022", "irs-number": "621222567", "state-of-incorporation": "TN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-14289", "film-number": "07555157"}, "business-address": {"street1": "100 NORTH MAIN STREET", "city": "GREENEVILLE", "state": "TN", "zip": "37743-4992", "phone": "4236395111"}, "mail-address": {"street1": "P O BOX 1120", "city": "GREENEVILLE", "state": "TN", "zip": "37744-1120"}}
Greene County Bancshares, Inc. Form 8-K filed January 26, 2007
UNITED
      STATES
SECURITIES
      AND EXCHANGE COMMISSION
Washington,
      D.C. 20549
FORM
      8-K
CURRENT
      REPORT
PURSUANT
      TO SECTION 13 OR 15(d) OF THE
SECURITIES
      EXCHANGE ACT OF 1934
Date
      of
      Report (date of earliest event reported):
January
      25, 2007
GREENE
      COUNTY BANCSHARES, INC.
Tennessee
0-14289
62-1222567
(State
                or Other Jurisdiction
(Commission
                File Number)
(I.R.S.
                Employer
of
                Incorporation)
Identification
                No.)
100
      North
      Main Street, Greeneville, Tennessee 37743-4992
(423)
      639-5111
Check
      the
      appropriate box if the Form 8-K filing is intended to simultaneously satisfy
      the
      filing obligation of the registrant under any of the following
      provisions:
[X]
      Written communications pursuant to Rule 425 under the Securities Act (17 CFR
      230.425)
[X]
      Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)
[
      ]
      Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
      Act
      (17 CFR 240.14d-2(b))
[
      ]
      Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
      Act
      (17 CFR 240.13e-4(c))
Item
      1.01.
Entry
      Into a Material Definitive Agreement.
On
      January 25, 2007, Greene County Bancshares, Inc., a Tennessee corporation
      ("Greene County"), and Civitas Bankgroup, Inc., a Tennessee corporation
      ("Civitas"), entered into a definitive merger agreement (the "Merger
      Agreement"). The Merger Agreement provides that, upon the terms and subject to
      the conditions set forth in the Merger Agreement, Civitas will merge with and
      into Greene County, with Greene County continuing as the surviving corporation
      (the "Merger").
At
      the
      effective time and as a result of the Merger, each share of Civitas common
      stock
      issued and outstanding at the effective time of the Merger will be converted
      into the right to receive 0.2674 shares of Greene County common stock or $10.25
      in cash, subject to certain adjustments and provisions as contained in the
      Merger Agreement. Shareholders of Civitas will have the option of receiving
      stock, cash or a combination of stock and cash, subject to the terms of the
      Merger Agreement. Of the total consideration, 70% will be in the form of Greene
      County common stock and the remaining 30% will be in cash.
The
      completion of the Merger is subject to approval by the shareholders of both
      companies, receipt of required regulatory approvals and the satisfaction of
      normal and customary closing conditions.
The
      above
      description of the Merger Agreement does not purport to be a complete statement
      of the parties' rights and obligations under the Merger Agreement and the
      transactions contemplated thereby. The above description is qualified in its
      entirety by reference to the Merger Agreement, a copy of which is attached
      to
      this Current Report on Form 8-K as Exhibit 2.1 and incorporated herein by
      reference.
Item
      7.01.
Regulation
      FD Disclosure.
On
      January 25, 2007, Greene County and Civitas issued the joint press release
      announcing the execution of the Merger Agreement. The press release is attached
      as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein
      by
      this reference.
Additional
      information
The
      proposed transaction will be submitted to Greene County's and Civitas'
shareholders for their consideration. Greene County and Civitas will file a
      registration statement, a joint proxy statement/prospectus, and other relevant
      documents concerning the proposed transaction with the Securities and Exchange
      Commission.
SHAREHOLDERS
      OF GREENE COUNTY AND CIVITAS ARE NOT BEING ASKED TO TAKE ANY ACTION AT THIS
      TIME
      BUT ARE URGED TO READ THE REGISTRATION STATEMENT AND THE JOINT PROXY
      STATEMENT/PROSPECTUS WHEN IT BECOMES AVAILABLE AND ANY OTHER RELEVANT DOCUMENTS
      FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS,
      BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION.
You
      will
      be able to obtain a free copy of the joint proxy statement/prospectus, as well
      as other filings containing information about Greene County and Civitas, at
      the
      SEC's Web site (
http://www.sec.gov
).
      Copies
      of the joint proxy statement/prospectus and the SEC filings that will be
      incorporated by reference in the joint proxy statement/prospectus can be
      obtained, without charge, by directing a request to
Greene
      County Bancshares, 100 North Main Street, Greeneville, TN 37743, Attention:
      Mr.
      James E. Adams, (423) 278-3050, or Civitas BankGroup, 4 Corporate Centre, 810
      Crescent Centre Drive, Suite 320, Franklin, TN 37067, Attention: Investor
      Relations, Lisa L. Musgrove, (615) 234-1232
.
Each
      of
      Greene County and Civitas and its respective directors and executive officers
      may be deemed to be participants in the solicitation of proxies from the
      shareholders of Greene County and Civitas, as the case may be, in connection
      with the Merger. Information about the directors and executive officers of
      Greene County and their ownership of Greene County common stock is set forth
      in
      the proxy statement, dated March 27, 2006, for Greene County's 2006 annual
      meeting of shareholders held on April 26, 2006, as filed with the SEC on a
      Schedule 14A. Information about the directors and executive officers of Civitas
      and their ownership of Civitas common stock is set forth in the proxy statement,
      dated March 29, 2006, for Civitas' 2006 annual meeting of shareholders held on
      April 26, 2006, as filed with the SEC on a Schedule 14A. Additional information
      regarding the interests of such participants may be obtained by reading the
      joint proxy statement/prospectus when it becomes available.
Item
      9.01.
Financial
      Statements and Exhibits.
(d)
Exhibits.
2.1
Merger
                Agreement, dated as of January 25, 2007, by and between Greene County
                Bancshares, Inc. and Civitas Bankgroup, Inc. (schedules and
exhibits
                to
                which have been omitted pursuant to Item 601(b)(2) of Regulation
                S-K)
99.1
Joint Press
              Release of Greene County Bancshares, Inc. and Civitas Bankgroup, Inc.
              dated January 25, 2007
SIGNATURE
Pursuant
      to the requirements of the Securities Exchange Act of 1934, the registrant
      has
      duly caused this report to be signed on its behalf by the undersigned hereunto
      duly authorized.
Dated:
      January 26, 2007
GREENE
      COUNTY BANCSHARES, INC.
By:       /s/
      James E.
      Adams
Name:
James E.
      Adams
Title:
Senior
      Vice President and Chief Financial
Officer