UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549
--------------------------------------------------------------------------------

                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


Date of Report (Date of earliest event reported):        August 5, 2005
                                                      --------------------------


                        UNITED TENNESSEE BANKSHARES, INC.
               (Exact Name of Registrant as Specified in Charter)


       Tennessee                      0-23551                 62-1710108
--------------------------------------------------------------------------------
(State or Other Jurisdiction of      (Commission             (I.R.S. Employer
 Incorporation or Organization)      File Number)         Identification Number)

 344 W. Broadway, Newport, Tennessee                          37821-0249
--------------------------------------------------------------------------------
       (Address of Principal Executive Offices)               (Zip Code)

Registrant's telephone number, including area code:    (423)623-6088
                                                      --------------------------

--------------------------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.1. below):

[ ]  Written  communications  pursuant  to Rule 425 under the Securities Act (17
     CFR 230.425)

[ ]  Soliciting   material  pursuant  to  Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[ ]  Pre-commencement   communications   pursuant  to  Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement   communications   pursuant  to  Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))


<PAGE>

Item 3.01 Notice of Delisting or Failure to Satisfy a Continued  Listing Rule or
          Standard; Transfer of Listing.


Item      3.01 Notice of Delisting or Failure to Satisfy A Continued Listing
          Rule or Standard; Transfer of Listing.

On August 4,  2005,  United  Tennessee  Bankshares,  Inc.  (the  "Company")  was
telephonically notified by the Nasdaq Listing Qualifications Department that the
Company's July 26, 2005  certification  of compliance  under Nasdaq  Marketplace
Rule  4350  (the  "Rule")  did not  comply  with  the  audit,  compensation  and
nominating committee  requirements set forth under the Rule.  Accordingly,  at a
meeting of its Board of  Directors  on August 5, 2005,  the Company  revised its
audit and compensation  committee  composition as well as its nomination process
to  comply  with  the Rule  and  submitted  to  Nasdaq  a new  certification  of
compliance  with the Rule and  separately  set forth the steps the  Company  has
taken to comply with the Rule.

In written  correspondence to the Company dated August 5, 2005, Nasdaq confirmed
that the Company was now in compliance with Nasdaq's requirements under the Rule
and the matter closed.

--------------------------------------------------------------------------------









                                   Signatures

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                      UNITED TENNESSEE BANKSHARES, INC.


Dated:   August 9, 2005             By:/s/ Richard G. Harwood
                                      ------------------------------------------
                                      Richard G. Harwood
                                      President and Chief Executive Officer
                                      (Duly Authorized Representative)
[{"type": "8-K", "sequence": "1", "filename": "utbi8k805.txt", "description": "ITEM 3.01", "secsgml_size_bytes": 4158}]
{"company-data": {"conformed-name": "UNITED TENNESSEE BANKSHARES INC", "cik": "0001045689", "assigned-sic": "6035", "irs-number": "621710108", "state-of-incorporation": "TN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-23551", "film-number": "051013023"}, "business-address": {"street1": "344 BROADWAY", "city": "NEWPORT", "state": "TN", "zip": "37821-0249", "phone": "4236236088"}, "mail-address": {"street1": "344 BROADWAY", "city": "NEWPORT", "state": "TN", "zip": "37821-0249"}}
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549
--------------------------------------------------------------------------------

                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):        August 5, 2005
                                                      --------------------------

                        UNITED TENNESSEE BANKSHARES, INC.
               (Exact Name of Registrant as Specified in Charter)

       Tennessee                      0-23551                 62-1710108
--------------------------------------------------------------------------------
(State or Other Jurisdiction of      (Commission             (I.R.S. Employer
 Incorporation or Organization)      File Number)         Identification Number)

 344 W. Broadway, Newport, Tennessee                          37821-0249
--------------------------------------------------------------------------------
       (Address of Principal Executive Offices)               (Zip Code)

Registrant's telephone number, including area code:    (423)623-6088
                                                      --------------------------

--------------------------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.1. below):

[ ]  Written  communications  pursuant  to Rule 425 under the Securities Act (17
     CFR 230.425)

[ ]  Soliciting   material  pursuant  to  Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[ ]  Pre-commencement   communications   pursuant  to  Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement   communications   pursuant  to  Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))
Item 3.01 Notice of Delisting or Failure to Satisfy a Continued  Listing Rule or
          Standard; Transfer of Listing.

Item      3.01 Notice of Delisting or Failure to Satisfy A Continued Listing
          Rule or Standard; Transfer of Listing.

On August 4,  2005,  United  Tennessee  Bankshares,  Inc.  (the  "Company")  was
telephonically notified by the Nasdaq Listing Qualifications Department that the
Company's July 26, 2005  certification  of compliance  under Nasdaq  Marketplace
Rule  4350  (the  "Rule")  did not  comply  with  the  audit,  compensation  and
nominating committee  requirements set forth under the Rule.  Accordingly,  at a
meeting of its Board of  Directors  on August 5, 2005,  the Company  revised its
audit and compensation  committee  composition as well as its nomination process
to  comply  with  the Rule  and  submitted  to  Nasdaq  a new  certification  of
compliance  with the Rule and  separately  set forth the steps the  Company  has
taken to comply with the Rule.

In written  correspondence to the Company dated August 5, 2005, Nasdaq confirmed
that the Company was now in compliance with Nasdaq's requirements under the Rule
and the matter closed.

--------------------------------------------------------------------------------

                                   Signatures

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                      UNITED TENNESSEE BANKSHARES, INC.

Dated:   August 9, 2005             By:/s/ Richard G. Harwood
                                      ------------------------------------------
                                      Richard G. Harwood
                                      President and Chief Executive Officer
                                      (Duly Authorized Representative)