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<title>First Citizens 8-K</title>



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<font face="Times New Roman"><a name=Markspot><font size="2"></font></a><u>
<font size="2">&nbsp;</font></u></font></p>

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<hr color="#000000">

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<font face="Times New Roman">UNITED STATES</font></b></p>

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<font face="Times New Roman">SECURITIES AND EXCHANGE
COMMISSION</font></b></p>

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<font size="2" face="Times New Roman">Washington, D.C. 20549</font></b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>

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<font size="2" face="Times New Roman">______________________________</font></p>

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<font face="Times New Roman">FORM 8-K</font></b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
<font size="2" face="Times New Roman">CURRENT REPORT</font></b></p>

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<font size="2" face="Times New Roman">Pursuant to Section 13 or 15(d)
of The Securities Exchange Act of 1934</font></b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>

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<font size="2" face="Times New Roman">Date of Report (Date of earliest
event reported):&nbsp; September 23, 2011 (September 21, 2011)</font></p>

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<font size="2" face="Times New Roman">______________________________</font></p>

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<font face="Times New Roman">FIRST CITIZENS BANCSHARES, INC.</font></b></p>

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<font size="2" face="Times New Roman">(Exact name of registrant as
specified in its charter)</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

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 style='border-collapse:collapse' width="100%">
 <tr>
  <td valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; border-bottom:1.0pt solid windowtext; padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="30%">
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">Tennessee</font></b></p>
  </td>
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  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">&nbsp;</font></b></p>
  </td>
  <td valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; border-bottom:1.0pt solid windowtext; padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="30%">
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">0-11709</font></b></p>
  </td>
  <td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="5%">
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; border-bottom:1.0pt solid windowtext; padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="30%">
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">62-1180360</font></b></p>
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 </tr>
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  <td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="30%">
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>
	<font size="2" face="Times New Roman">(State or other jurisdiction
  of incorporation)</font></p>
  </td>
  <td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="5%">
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="30%">
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>
	<font size="2" face="Times New Roman">(Commission File Number)</font></p>
  </td>
  <td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="5%">
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in' width="30%">
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>
	<font size="2" face="Times New Roman">(IRS Employer Identification
  No.)</font></p>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>
  </td>
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  <td width="10%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>
  </td>
  <td width="40%" valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; border-bottom:1.0pt solid windowtext; padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">P.O. Box 370</font></b></p>
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">One First Citizens Place</font></b></p>
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">Dyersburg, Tennessee</font></b></p>
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  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td width="40%" valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; border-bottom:1.0pt solid windowtext; padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">&nbsp;</font></b></p>
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">&nbsp;</font></b></p>
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>
	<font size="2" face="Times New Roman">38024</font></b></p>
  </td>
 </tr>
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  <td width="10%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>
  </td>
  <td width="40%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>
	<font size="2" face="Times New Roman">(Address of principal
  executive offices)</font></p>
  </td>
  <td width="10%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td width="40%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>
	<font size="2" face="Times New Roman">(Zip Code)</font></p>
  </td>
 </tr>
</table>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>
<font face="Times New Roman"><font size="2">Registrant&#146;s telephone number,
including area code </font> <u><font size="2">&nbsp;&nbsp;&nbsp;</font><b><font size="2">(731) 285-4410&nbsp;
</font> </b></u></font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">Check the appropriate box below if the Form 8-K filing
is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions (see General Instruction A.2 below):</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Wingdings">o</font><font size="2" face="Times New Roman">&nbsp;&nbsp; Written communications pursuant to Rule 425
under the Securities Act (17 CFR 230.425)</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Wingdings">o</font><font size="2" face="Times New Roman">&nbsp;&nbsp; Soliciting material pursuant to Rule 14a-12
under the Exchange Act (17 CFR 240.14a-12)</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Wingdings">o</font><font size="2" face="Times New Roman">&nbsp; Pre-commencement communications pursuant to Rule
14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Wingdings">o</font><font size="2" face="Times New Roman">&nbsp; Pre-commencement communications pursuant to Rule
13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>&nbsp;</p>

<hr color="#000000">

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:8.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>

<div style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>

<hr size=2 width="100%" noshade color=navy align=center>

</div>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<font size="2" face="Times New Roman">

<br clear=all
style='page-break-before:always'>


</font>


<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'><b>
<font style="font-size: 10.0pt" face="Times New Roman">Section
5 &#150; Corporate Governance and Management</font></b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-top:12.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-align:justify;page-break-after:avoid;font-size:10.0pt;font-family:"Century Schoolbook";color:windowtext;font-weight:bold;margin-top:0in;page-break-after:auto'>
<font face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Item 5.02.&nbsp;
Departure of Directors or Certain Officers; Election of Directors; Appointment
of Certain Officers; Compensatory Arrangements of Certain Officers.</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">On September 21, 2011, the Board
of Directors of First Citizens Bancshares, Inc. (the &#147;Company&#148;) elected Judy
Long to serve as a director of the Company, filling the vacancy resulting from
the death of Stallings Lipford.&nbsp; Ms. Long&#146;s term will expire in 2013.</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">On September 21, 2011, the
Corporate Governance/Nomination/Compensation Committee of the Board of
Directors of the Company approved an Employment Agreement among the Company,
First Citizens National Bank and Chairman Katie Winchester (the &#147;Employment
Agreement&#148;). The Employment Agreement will be effective as of January 1, 2012
and renewable annually, and upon effectiveness, the existing employment
agreement between the Company and Ms. Winchester will terminate.&nbsp; The Employment
Agreement provides for an annual base salary of $100,000 and approximately
$19,000 in long-term care insurance benefits. </font> </p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">The foregoing description of the
Employment Agreement is qualified in its entirety by reference to the Employment
Agreement, a copy of which is filed herewith as Exhibit 10.1 and incorporated
herein by reference. </font> </p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">&nbsp;&nbsp; </font> </p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in; margin-left:0in; margin-right:0in; margin-top:0in'><b>
<font size="2" face="Times New Roman">Item 9.01.&nbsp;&nbsp; Financial
Statements and Exhibits. </font> </b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Exhibits.
</font> </p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font> </p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in; margin-right:0in; margin-top:0in'><font size="2" face="Times New Roman">10.1&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; Employment
Agreement by and among First Citizens Bancshares, Inc., First Citizens National
Bank and Katie S. Winchester, effective as of January 1, 2012</font></p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:8.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>

<div style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>

<hr size=2 width="100%" noshade color=navy align=center>

</div>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<font size="2" face="Times New Roman">

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style='page-break-before:always'>


</font>


<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;margin-top:6.0pt;text-align:center; margin-left:0in; margin-right:0in'><b>
<font face="Times New Roman">SIGNATURES</font></b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly authorized.</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<div align="right">
	<table border="0" style="border-collapse: collapse" width="50%" id="table1">
		<tr>
			<td>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-right:0in; margin-top:0in'>
<font face="Times New Roman"> <b>FIRST
CITIZENS BANCSHARES, INC.</b></font></p>

			</td>
		</tr>
		<tr>
			<td>

<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-right:0in; margin-top:0in'>&nbsp;</p>

			</td>
		</tr>
		<tr>
			<td>

<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-right:0in; margin-top:0in'>&nbsp;</p>

			</td>
		</tr>
		<tr>
			<td>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">By:
<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; /s/ Laura Beth Butler&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u>
</font></p>

			</td>
		</tr>
		<tr>
			<td>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Laura Beth Butler</font></p>

			</td>
		</tr>
		<tr>
			<td>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Executive Vice President &amp; Chief Financial Officer
</font> </p>

			</td>
		</tr>
		<tr>
			<td>

<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-right:0in; margin-top:0in'>&nbsp;</p>

			</td>
		</tr>
	</table>
</div>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
<font size="2" face="Times New Roman">Date:&nbsp; September 23, 2011</font></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:8.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:8.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:8.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:8.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:8.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>

<div style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>

<hr size=2 width="100%" noshade color=navy align=center>

</div>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<font size="2" face="Times New Roman">

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style='page-break-before:always'>


</font>


<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b><u>
<font face="Times New Roman">INDEX TO EXHIBITS</font></u></b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:justify;text-indent:.5in'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in; margin-right:0in; margin-top:0in'><font size="2" face="Times New Roman">10.1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Employment
Agreement by and among First Citizens Bancshares, Inc. First Citizens National
Bank and Katie S. Winchester, effective as of January 1, 2012 </font> </p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;margin-left:1.0in;text-align:justify;text-indent:
-.5in'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:8.0pt;font-family:"Century Schoolbook";color:windowtext;'>&nbsp;</p>

<div style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook";color:windowtext;text-align:center'>

<hr size=2 width="100%" noshade color=navy align=center>

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[{"type": "8-K", "sequence": "1", "filename": "esfirstcit8k1.htm", "secsgml_size_bytes": 34641}]
{"company-data": {"conformed-name": "FIRST CITIZENS BANCSHARES INC /TN/", "cik": "0000719264", "assigned-sic": "6022", "irs-number": "621180360", "state-of-incorporation": "TN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-11709", "film-number": "111104396"}, "business-address": {"street1": "COURT ST", "street2": "P O BOX 370", "city": "DYERSBURG", "state": "TN", "zip": "38024-0370", "phone": "9012854410"}, "mail-address": {"street1": "P O BOX 370", "city": "DYERSBURG", "state": "TN", "zip": "38025-0370"}}
First Citizens 8-K
UNITED STATES
SECURITIES AND EXCHANGE
COMMISSION
Washington, D.C. 20549
______________________________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of The Securities Exchange Act of 1934
Date of Report (Date of earliest
event reported):  September 23, 2011 (September 21, 2011)
______________________________
FIRST CITIZENS BANCSHARES, INC.
(Exact name of registrant as
specified in its charter)
Tennessee
0-11709
62-1180360
(State or other jurisdiction
  of incorporation)
(Commission File Number)
(IRS Employer Identification
  No.)
P.O. Box 370
One First Citizens Place
Dyersburg, Tennessee
38024
(Address of principal
  executive offices)
(Zip Code)
Registrant's telephone number,
including area code
(731) 285-4410
Check the appropriate box below if the Form 8-K filing
is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions (see General Instruction A.2 below):
o
Written communications pursuant to Rule 425
under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12
under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule
14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule
13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Section
5 – Corporate Governance and Management
Item 5.02. 
Departure of Directors or Certain Officers; Election of Directors; Appointment
of Certain Officers; Compensatory Arrangements of Certain Officers.
On September 21, 2011, the Board
of Directors of First Citizens Bancshares, Inc. (the "Company") elected Judy
Long to serve as a director of the Company, filling the vacancy resulting from
the death of Stallings Lipford.  Ms. Long's term will expire in 2013.
On September 21, 2011, the
Corporate Governance/Nomination/Compensation Committee of the Board of
Directors of the Company approved an Employment Agreement among the Company,
First Citizens National Bank and Chairman Katie Winchester (the "Employment
Agreement"). The Employment Agreement will be effective as of January 1, 2012
and renewable annually, and upon effectiveness, the existing employment
agreement between the Company and Ms. Winchester will terminate.  The Employment
Agreement provides for an annual base salary of $100,000 and approximately
$19,000 in long-term care insurance benefits.
The foregoing description of the
Employment Agreement is qualified in its entirety by reference to the Employment
Agreement, a copy of which is filed herewith as Exhibit 10.1 and incorporated
herein by reference.
Item 9.01.   Financial
Statements and Exhibits.
(d)         Exhibits.
10.1       Employment
Agreement by and among First Citizens Bancshares, Inc., First Citizens National
Bank and Katie S. Winchester, effective as of January 1, 2012
SIGNATURES
Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly authorized.
FIRST
CITIZENS BANCSHARES, INC.
By:
/s/ Laura Beth Butler
Laura Beth Butler
Executive Vice President & Chief Financial Officer
Date:  September 23, 2011
INDEX TO EXHIBITS
10.1      Employment
Agreement by and among First Citizens Bancshares, Inc. First Citizens National
Bank and Katie S. Winchester, effective as of January 1, 2012