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<B><FONT FACE="CG Times (W1),Times New Roman" SIZE=5><P ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION</P>
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<B><P ALIGN="CENTER">Washington, D.C.  20549</P>
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</FONT><B><FONT FACE="CG Times (W1),Times New Roman" SIZE=4><P ALIGN="CENTER">FORM 8-K</P>
</FONT><FONT FACE="CG Times (W1),Times New Roman" SIZE=1><P ALIGN="CENTER"></P>
</FONT><FONT FACE="CG Times (W1),Times New Roman" SIZE=4><P ALIGN="CENTER">CURRENT REPORT</P>
</FONT><FONT FACE="CG Times (W1),Times New Roman"><P ALIGN="CENTER">PURSUANT TO SECTION 13 OR 15(d) OF THE</P>
<P ALIGN="CENTER">SECURITIES EXCHANGE ACT OF 1934</P>
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<P ALIGN="CENTER">Date of Report (Date of earliest event reported):  December 6, 2001</P>
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<P ALIGN="CENTER">&nbsp;</P>
</FONT><B><FONT FACE="CG Times (W1),Times New Roman" SIZE=4><P ALIGN="CENTER">DIME COMMUNITY BANCSHARES, INC.</P>
</B></FONT><FONT FACE="CG Times (W1),Times New Roman" SIZE=1><P ALIGN="CENTER">(Exact name of registrant as specified in its charter)</P>
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<FONT FACE="CG Times (W1),Times New Roman"><P ALIGN="CENTER">Delaware</FONT></TD>
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<FONT FACE="CG Times (W1),Times New Roman"><P ALIGN="CENTER">0-27782</FONT></TD>
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<FONT FACE="CG Times (W1),Times New Roman"><P ALIGN="CENTER">11-3297463</FONT></TD>
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<FONT FACE="CG Times (W1),Times New Roman" SIZE=1><P ALIGN="CENTER">(State or other jurisdiction of incorporation)</FONT></TD>
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<FONT FACE="CG Times (W1),Times New Roman" SIZE=1><P ALIGN="CENTER">(Commission File Number)</FONT></TD>
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<FONT FACE="CG Times (W1),Times New Roman" SIZE=1><P ALIGN="CENTER">(IRS Employer </P>
<P ALIGN="CENTER">Identification No.)</FONT></TD>
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<B><P ALIGN="CENTER">209 Havemeyer Street, Brooklyn, New York   11211</P>
</B><P ALIGN="CENTER">(Address of principal executive offices, including zip code)</P>

<P ALIGN="CENTER">Registrant's telephone number, including area code:&#9;(718) 782-6200</P>

<P>&nbsp;</P>
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<B><P ALIGN="CENTER">None</P>
</B></FONT><FONT FACE="CG Times"><P ALIGN="CENTER">(Former name or former address, if changed since last report)</P>
</FONT><FONT FACE="CG Times (W1),Times New Roman" SIZE=1><P ALIGN="CENTER"></P>
</FONT><FONT FACE="CG Times (W1),Times New Roman"><P ALIGN="CENTER">&nbsp;</P>
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<B><P>Items 1 through 8.&#9;&#9;&#9;Not Applicable.</P>

<P>Item 7.       Financial Statements, Pro Forma Financial Information and Exhibits.</P>
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<P>&#9;&#9;   <B><U> Exhibit No.&#9;</B></U>&#9;&#9;&#9;&#9;<B><U>Description</P>
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<P>99&#9;Investor presentation made on December 6, 2001.</P>
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<P>Item 9.       Regulation FD Disclosure.</P>
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<P>&#9;On December 6, 2001, Dime Community Bancshares, Inc. held a meeting with investors to discuss its projected earnings for the fiscal year ended June 30, 2002.</P>

<P>&#9;A copy of this presentation is attached as Exhibit 99</P>

<B><P>&nbsp;</P>
<P ALIGN="CENTER">SIGNATURES</P>
</B>
<P>Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

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<B><P>DIME COMMUNITY BANCSHARES, INC.</P>
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<P>/s/ KENNETH J. MAHON</P></DIR>
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<P>By:  ___________________________________________</P><DIR>

</B></FONT><FONT FACE="CG Times (W1),Times New Roman"><P>Kenneth J. Mahon</P>
<P>Executive Vice President and Chief Financial Officer</P>

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<P>Dated: December 7, 2001</P>

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<B><P ALIGN="CENTER">EXHIBIT INDEX</P>
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<B><U><P>Exhibit</U>&#9;&#9;&#9;&#9;&#9;<U>Description</P>
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<P>99&#9;Investor presentation made on December 6, 2001.</P>

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</FONT><B><FONT FACE="CG Times (W1),Times New Roman" SIZE=4><P ALIGN="CENTER">EXHIBIT 99</P>
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{"company-data": {"conformed-name": "DIME COMMUNITY BANCSHARES INC", "cik": "0001005409", "assigned-sic": "6035", "irs-number": "113297463", "state-of-incorporation": "DE", "fiscal-year-end": "0630"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-27782", "film-number": "1808446"}, "business-address": {"street1": "209 HAVEMEYER ST", "street2": "C/O DIME SAVINGS BANK OF WILLIAMSBURGH", "city": "BROOKLYN", "state": "NY", "zip": "11211", "phone": "7187826200"}, "mail-address": {"street1": "209 HAVEMEYER STREET", "city": "BROOKLYN", "state": "NY", "zip": "11211"}, "former-company": {"former-conformed-name": "DIME COMMUNITY BANCORP INC", "date-changed": "19951227"}}
SECURITIES AND EXCHANGE COMMISSION
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported):  December 6, 2001
DIME COMMUNITY BANCSHARES, INC.
(Exact name of registrant as specified in its charter)
Delaware
0-27782
11-3297463
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer
Identification No.)
209 Havemeyer Street, Brooklyn, New York   11211
(Address of principal executive offices, including zip code)
Registrant's telephone number, including area code:	(718) 782-6200
None
(Former name or former address, if changed since last report)
Items 1 through 8.			Not Applicable.
Item 7.       Financial Statements, Pro Forma Financial Information and Exhibits.
Exhibit No.
Description
99	Investor presentation made on December 6, 2001.
Item 9.       Regulation FD Disclosure.
On December 6, 2001, Dime Community Bancshares, Inc. held a meeting with investors to discuss its projected earnings for the fiscal year ended June 30, 2002.
A copy of this presentation is attached as Exhibit 99
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
DIME COMMUNITY BANCSHARES, INC.
/s/ KENNETH J. MAHON
By:  ___________________________________________
Kenneth J. Mahon
Executive Vice President and Chief Financial Officer
Dated: December 7, 2001
EXHIBIT INDEX
Exhibit
Description
99	Investor presentation made on December 6, 2001.
EXHIBIT 99