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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="CENTER"></FONT><FONT FACE="Courier New,Courier New">SECURITIES AND EXCHANGE COMMISSION</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">Washington, D.C.  20549</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">FORM 8-K</FONT></TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">CURRENT REPORT</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">Pursuant to Section 13 or 15(d) of</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">The Securities Exchange Act of 1934</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">Date of Report <U>February 14, 2001</U></FONT></TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="CENTER"></FONT><U><FONT FACE="Courier New,Courier New">HOUSEHOLD CONSUMER LOAN TRUST 1996-1</U></FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">Exact name of registrant as specified in its charter)</FONT></TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="CENTER"></FONT><U><FONT FACE="Courier New,Courier New">HOUSEHOLD FINANCE CORPORATION</U></FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">(Administrator of the Trust)</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">(Exact name as specified in Administrator's charter)</FONT></TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="CENTER"></FONT><U><FONT FACE="Courier New,Courier New">Delaware</U></FONT></TD>
<TD WIDTH="31%" VALIGN="TOP" HEIGHT=28>
<U><FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">0-21979</U></FONT></TD>
<TD WIDTH="37%" VALIGN="TOP" COLSPAN=2 HEIGHT=28>
<U><FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">88-0367746</P>
</U></FONT></TD>
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<FONT FACE="Courier New,Courier New"><P>(State or other jurisdiction of incorporation Identification of Administrator)</FONT></TD>
<TD WIDTH="31%" VALIGN="TOP" HEIGHT=28>
<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">(Commission File Numbers)</FONT></TD>
<TD WIDTH="37%" VALIGN="TOP" COLSPAN=2 HEIGHT=28>
<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">(IRS Employer Number of Registrant)</FONT></TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P></FONT><U><FONT FACE="Courier New,Courier New">2700 Sanders Road, Prospect Heights, Illinois</U></FONT></TD>
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<U><FONT FACE="Courier New,Courier New"><P>60070</U></FONT></TD>
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<FONT FACE="Courier New,Courier New"><P>(Address of principal executive offices of&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P>(Zip Code)</FONT></TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="JUSTIFY"></FONT><FONT FACE="Courier New,Courier New">&nbsp;&nbsp;&nbsp;&nbsp;Administrator)</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="JUSTIFY">Administrator's telephone number, including area code <U>847/564-5000</U></FONT></TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">- Page 1 -</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="JUSTIFY">Item 7.&nbsp;&nbsp;FINANCIAL STATEMENTS AND EXHIBITS</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="JUSTIFY">&#9;&#9;</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="JUSTIFY">(C)&#9;<U>Exhibits</U></FONT></TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="JUSTIFY"></FONT><FONT FACE="Courier New,Courier New">99</FONT></TD>
<TD WIDTH="90%" VALIGN="TOP" COLSPAN=6>
<FONT FACE="CG Times,CG Times"><P ALIGN="JUSTIFY">Statement to Series 1996-1 Participants with respect to the distribution on February 14, 2001 as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among
Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicingagreement, (b) Noteholders with respect to the Payment Date on February 15, 2001 as
provided for under Section 3.23 of the Indenture dated as of March 1, 1996 betweenHousehold Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on February 14, 2001 as
provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.</FONT></TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="JUSTIFY"></FONT><FONT FACE="Courier New,Courier New">&#9;&#9;</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER"> - Page 2 -</FONT></TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">SIGNATURE</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.
</FONT></TD>
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<TR><TD WIDTH="28%" VALIGN="TOP" COLSPAN=3>&nbsp;</TD>
<TD WIDTH="72%" VALIGN="TOP" COLSPAN=4>
<FONT FACE="Courier New,Courier New"><P>HOUSEHOLD FINANCE CORPORATION,<BR>
As Administrator of and on behalf of the <BR>
<U>HOUSEHOLD CONSUMER LOAN TRUST 1996-1</P>
</U><P>(Registrant)<BR>
<BR>
By:  <U>/s/ J. W. Blenke                   </U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;J.W. Blenke, Authorized Representative</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="JUSTIFY">Dated: February 20, 2001</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">- Page 3 -</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">EXHIBIT INDEX</FONT></TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="JUSTIFY"></FONT><U><FONT FACE="Courier New,Courier New">Exhibit </P>
<P ALIGN="JUSTIFY">Number</P>
<P ALIGN="JUSTIFY"></U></FONT></TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="JUSTIFY"></FONT><U><FONT FACE="Courier New,Courier New">Exhibit</U></FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="JUSTIFY">99</FONT></TD>
<TD WIDTH="76%" VALIGN="TOP" COLSPAN=5>
<FONT FACE="CG Times,CG Times"><P ALIGN="JUSTIFY">Statement to Series 1996-1 Participants with respect to the distribution on February 14, 2001 as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among
Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicingagreement, (b) Noteholders with respect to the Payment Date on February 15, 2001 as
provided for under Section 3.23 of the Indenture dated as of March 1, 1996 betweenHousehold Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on February 15, 2001 as
provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.</FONT></TD>
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<FONT FACE="CG Times,CG Times" SIZE=2><P ALIGN="JUSTIFY"></FONT><FONT FACE="Courier New,Courier New">&#9;&#9;</FONT></TD>
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<FONT FACE="Courier New,Courier New"><P ALIGN="CENTER">- Page 4 - </FONT></TD>
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<TR><TD VALIGN="TOP" COLSPAN=7>&nbsp;</TD>
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[{"type": "8-K", "sequence": "1", "filename": "clt961.htm", "secsgml_size_bytes": 11237}]
{"company-data": {"conformed-name": "HOUSEHOLD CONSUMER LOAN TRUST 1996-1", "cik": "0001007119", "assigned-sic": "6189", "irs-number": "880367746", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-21979", "film-number": "1550164"}, "business-address": {"street1": "2700 SANDERS ROAD", "city": "PROSPECT HEIGHTS", "state": "IL", "zip": "60070", "phone": "8475645000"}, "mail-address": {"street1": "2700 SANDERS ROAD", "city": "PROSPECT HEIGHTS", "state": "IL", "zip": "60070"}}
SECURITIES AND EXCHANGE COMMISSION
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report
February 14, 2001
HOUSEHOLD CONSUMER LOAN TRUST 1996-1
Exact name of registrant as specified in its charter)
HOUSEHOLD FINANCE CORPORATION
(Administrator of the Trust)
(Exact name as specified in Administrator's charter)
Delaware
0-21979
88-0367746
(State or other jurisdiction of incorporation Identification of Administrator)
(Commission File Numbers)
(IRS Employer Number of Registrant)
2700 Sanders Road, Prospect Heights, Illinois
60070
(Address of principal executive offices of
(Zip Code)
Administrator)
Administrator's telephone number, including area code
847/564-5000
- Page 1 -
Item 7.  FINANCIAL STATEMENTS AND EXHIBITS
(C)
Exhibits
99
Statement to Series 1996-1 Participants with respect to the distribution on February 14, 2001 as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among
Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicingagreement, (b) Noteholders with respect to the Payment Date on February 15, 2001 as
provided for under Section 3.23 of the Indenture dated as of March 1, 1996 betweenHousehold Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on February 14, 2001 as
provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.
- Page 2 -
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.
HOUSEHOLD FINANCE CORPORATION,
As Administrator of and on behalf of the
HOUSEHOLD CONSUMER LOAN TRUST 1996-1
(Registrant)
By:
/s/ J. W. Blenke
J.W. Blenke, Authorized Representative
Dated: February 20, 2001
- Page 3 -
EXHIBIT INDEX
Exhibit
Number
Exhibit
99
Statement to Series 1996-1 Participants with respect to the distribution on February 14, 2001 as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among
Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicingagreement, (b) Noteholders with respect to the Payment Date on February 15, 2001 as
provided for under Section 3.23 of the Indenture dated as of March 1, 1996 betweenHousehold Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on February 15, 2001 as
provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.
- Page 4 -