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<p class=MsoNormal align=center style='text-align:center'><b>UNITED STATES<br>
SECURITIES AND
EXCHANGE COMMISSION<br>
WASHINGTON,

 DC&nbsp;  20549</b></p>



<p class=MsoNormal align=center style='text-align:center'><b>FORM 8-K</b></p>



<p class=MsoNormal align=center style='text-align:center'><b>&nbsp;</b></p>



<p class=MsoNormal align=center style='text-align:center'><b>CURRENT REPORT</b></p>



<p class=MsoNormal align=center style='text-align:center'><b>&nbsp;</b></p>



<p class=MsoNormal align=center style='text-align:center'>PURSUANT TO SECTION
13 OR 15(d) OF THE<br>
&nbsp;SECURITIES
EXCHANGE ACT OF 1934</p>



<p class=MsoNormal align=center style='text-align:center'><b>Date of
Report:&nbsp;  October 30, 2003</b></p>

<p class=MsoNormal align=center style='text-align:center'><b>&nbsp;&nbsp;<u>CUMMINS INC.<br>
</u></b>(Exact name of
registrant as specified in its charter)</p>



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  <p class=MsoNormal align=center style='text-align:center'><b>Indiana<br>
  </b>(State or other
  Jurisdiction of<br>
  Incorporation)</p>
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  <p class=MsoNormal align=center style='text-align:center'><b>1-4949<br>
  </b>(Commission File
  Number)</p>
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  <p class=MsoNormal align=center style='text-align:center'><b>35-0257090<br>
  </b>(I.R.S. Employer
  Identification<br>
  &nbsp;No.)</p>
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<p class=MsoNormal align=center style='text-align:center'><b>500 Jackson Street<br>
P. O. Box 3005<br>
Columbus,  IN&nbsp;  47202-3005<br>
(Principal Executive Office)&nbsp; (Zip Code)</b></p>



<p class=MsoNormal align=center style='text-align:center'>Registrant's
telephone number, including area code:&nbsp; (<b>812) 377-5000</b></p>







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<p class=MsoNormal align=right style='text-align:right'><b><font size="2">Page 2</font></b></p>





<p class=MsoNormal><b>Item 7.&nbsp;&nbsp;Financial Statements and Exhibits</b></p>



<p class=MsoNormal><b>&nbsp;</b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;( c
)&nbsp;&nbsp;Exhibits.</p>



<p class=MsoNormal>99.1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Press
release dated October 28, 2003.</p>



<p class=MsoNormal><b>Item 12.&nbsp;&nbsp;Results of Operations and Financial
Condition</b></p>



<p class=MsoNormal>On Tuesday October 28, 2003, Cummins Inc.
issued a press release concerning its financial results for the third quarter
of 2003.</p>



<p class=MsoNormal><b>&nbsp;</b></p>

<p class=MsoNormal align=center style='text-align:center'><b>&nbsp;SIGNATURE</b></p>



<p class=MsoNormal align="justify">Pursuant to the requirements of the Securities Exchange act
of 1934, as amended, the registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.</p>



<p class=MsoNormal>Date:&nbsp;&nbsp;October 30, 2003</p>

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  <p class=MsoNormal>Cummins Inc.</p>
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  <p class=MsoNormal><b>&nbsp;</b></p>
  <p class=MsoNormal>By:&nbsp;/s/ Susan K. Carter<br>
  ______________________________</p>
  <p class=MsoNormal>Susan K. Carter<br>
  Vice President - Finance<br>
  and Chief Accounting Officer</p>
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{"company-data": {"conformed-name": "CUMMINS INC", "cik": "0000026172", "assigned-sic": "3510", "irs-number": "350257090", "state-of-incorporation": "IN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-04949", "film-number": "03964642"}, "business-address": {"street1": "500 JACKSON ST", "street2": "BOX 3005 MAIL CODE 60207", "city": "COLUMBUS", "state": "IN", "zip": "47202-3005", "phone": "8123773259"}, "mail-address": {"street1": "BOX 3005 MAIL CODE 60207", "city": "COLUMBUS", "state": "IN", "zip": "47202-3005"}, "former-company": {"former-conformed-name": "CUMMINS ENGINE CO INC", "date-changed": "19920703"}}
Cummins 8K
UNITED STATES
SECURITIES AND
EXCHANGE COMMISSION
WASHINGTON,

 DC   20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION
13 OR 15(d) OF THE
SECURITIES
EXCHANGE ACT OF 1934
Date of
Report:   October 30, 2003
CUMMINS INC.
(Exact name of
registrant as specified in its charter)
Indiana
(State or other
  Jurisdiction of
Incorporation)
1-4949
(Commission File
  Number)
35-0257090
(I.R.S. Employer
  Identification
No.)
500 Jackson Street
P. O. Box 3005
Columbus,  IN   47202-3005
(Principal Executive Office)  (Zip Code)
Registrant's
telephone number, including area code:  (
812) 377-5000
Page 2
Item 7.  Financial Statements and Exhibits
( c
)  Exhibits.
99.1         Press
release dated October 28, 2003.
Item 12.  Results of Operations and Financial
Condition
On Tuesday October 28, 2003, Cummins Inc.
issued a press release concerning its financial results for the third quarter
of 2003.
SIGNATURE
Pursuant to the requirements of the Securities Exchange act
of 1934, as amended, the registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.
Date:  October 30, 2003
Cummins Inc.
By: /s/ Susan K. Carter
______________________________
Susan K. Carter
Vice President - Finance
and Chief Accounting Officer