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<p align="center"><b><font size="3" face="Times New Roman">UNITED STATES<br />
 SECURITIES AND EXCHANGE COMMISSION<br />
 Washington, D.C.&nbsp; 20549</font></b></p>

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<p align="center"><b><font size="3" face="Times New Roman">FORM 8-K</font></b></p>

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<p align="center"><b><font size="3" face="Times New Roman">CURRENT REPORT<br />
 PURSUANT TO SECTION 13 OR 15(d) OF THE<br />
 SECURITIES EXCHANGE ACT OF 1934</font></b></p>
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<p align="center"><font size="3" face="Times New Roman">Date of report (Date of earliest event reported): February 6, 2006</font></p>

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<p align="center"><b><font size="3" face="Times New Roman">PFF BANCORP, INC.<br />
</font></b> <font size="3">(Exact name of registrant as specified in its charter)</font></p>

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<p align="center"><b><font size="3" face="Times New Roman">Delaware</font></b></p>
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<p align="center"><b><font size="3" face="Times New Roman">0-27404</font></b></p>
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<p align="center"><b><font size="3" face="Times New Roman">95-4561623</font></b></p>
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<p align="center" style="margin-top: 1; margin-bottom: 1"><font size="3" face="Times New Roman">&nbsp;&nbsp;(State or other jurisdiction of incorporation)</font></p>
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<p align="center"><font size="3" face="Times New Roman">(Commission File Number)</font></p>
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<p align="center"><font size="3" face="Times New Roman">(IRS Employer Identification No.)</font></p>
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<p><b><font size="3" face="Times New Roman">350 South Garey Avenue<br />
 Pomona, CA<br />
</font></b> <font size="3">(Address of principal executive offices)</font></p>
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 91766<br />
</font></b> <font size="3">(Zip Code)</font></p>
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<p align="center"><font size="3" face="Times New Roman">Registrant's telephone number, including area code<b>:&nbsp; (909) 623-2323</b></font></p>

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<p align="center"><b><font size="3" face="Times New Roman">Not Applicable</font><br />
</b> <font size="3">(Former name or former address, if changed since last report)</font></p>
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<p align="center"><font size="3" face="Times New Roman">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:<br />
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<p><font size="3" face="Times New Roman">[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425).<br />
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<p><font size="3" face="Times New Roman">[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12).<br />
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<p><font size="3" face="Times New Roman">[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)).<br />
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<p><font size="3" face="Times New Roman">[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).<br />
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  <b><font size="3" face="Times New Roman">Item 8.01&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></b> <b><font size="3">Other Events.</font></b><p><font size="3" face="Times New Roman">On February 6, 2006, PFF Bancorp, Inc.
  announced that the company has posted its December 31, 2005 Investor Updated Slides to the Events/Presentations portion of
  its web site at</font>
  www.pffbancorp.com<font face="Times New Roman">.</font></p>

<p style="margin-top: 1; margin-bottom: 1"><font size="3" face="Times New Roman">A copy of the press release dated February 6, 2006, describing this item is attached as Exhibit 99.1.</font></p>

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<p><b><font size="3" face="Times New Roman">Item 9.01 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial Statements and Exhibits</font></b></p>

<p><b><font size="3" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</font></b> <font size="3" color="black">The following exhibit is furnished with this report:</font></p>

<p><font size="3" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; <u>Exhibit No.</u>&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Description</u></font></p>

<p><font size="3" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 99.1&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; PFF Bancorp, Inc. press release dated February
6, 2006.</font></p>

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Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p>
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<p align="center"><b><font size="3" face="Times New Roman">SIGNATURES</font></b></p>

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<p style="margin-top: 1; margin-bottom: 1"><font size="3" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly
authorized.</font></p>

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<p><b><font size="3" face="Times New Roman">PFF BANCORP, INC.</font></b></p>
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<p><font size="3" face="Times New Roman">By:</font></p>
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<p><u><font size="3" face="Times New Roman">/s/ Gregory C. Talbott</font></u></p>
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<p><font size="3" face="Times New Roman">Gregory C. Talbott<br />
 Executive Vice President,<br />
 Chief Financial Officer and Treasurer</font></p>
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<p><font size="3" face="Times New Roman">Date: February 10, 2006</font></p>
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UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWASHINGTON, D
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): February 6, 2006
PFF BANCORP, INC.
(Exact name of registrant as specified in its charter)
Delaware
0-27404
95-4561623
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)
350 South Garey Avenue
Pomona, CA
(Address of principal executive offices)
91766
(Zip Code)
Registrant's telephone number, including area code
:  (909) 623-2323
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425).
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12).
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)).
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).
Item 8.01
Other Events.
On February 6, 2006, PFF Bancorp, Inc.
  announced that the company has posted its December 31, 2005 Investor Updated Slides to the Events/Presentations portion of
  its web site at
www.pffbancorp.com
.
A copy of the press release dated February 6, 2006, describing this item is attached as Exhibit 99.1.
Item 9.01        Financial Statements and Exhibits
The following exhibit is furnished with this report:
Exhibit No.
Description
99.1  
                        PFF Bancorp, Inc. press release dated February
6, 2006.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly
authorized.
PFF BANCORP, INC.
By:
/s/ Gregory C. Talbott
Gregory C. Talbott
Executive Vice President,
Chief Financial Officer and Treasurer
Date: February 10, 2006