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  <p>&nbsp;</p>
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        <p align="center"><b><font size="3" face="Times New Roman Bold">UNITED
        STATES<br />
        SECURITIES AND EXCHANGE COMMISSION<br />
        </font>Washington, D.C.&nbsp; 20549</b></p>
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        <h2 align="center"><b><font size="3" face="Times New Roman">FORM</font></b>
        <font size="3">8-K</font></h2>
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      <td colspan="5" valign="top">
        <h2></h2>
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      <td colspan="5" valign="top">
        <p align="center"><b><font size="3" face="Times New Roman Bold">CURRENT
        REPORT<br />
        PURSUANT TO SECTION 13 OR 15(d) OF THE<br />
        SECURITIES EXCHANGE ACT OF 1934</font></b></p>
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      <td colspan="3" valign="top"><br>
      </td>
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      <td colspan="3" valign="top"></td>
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      <td colspan="5" valign="top">
        <p align="center"><font size="3" face="Times New Roman">Date of report
        (Date of earliest event reported): December 1, 2003</font></p>
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        <p align="center"><b><font size="3" face="Times New Roman">PFF BANCORP,
        INC.<br />
        </font></b><font size="3">(Exact name of registrant as specified in its
        charter)</font></p>
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      <td colspan="5" valign="top"></td>
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      <td colspan="2" valign="top"><br>
      </td>
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      <td colspan="2" valign="top"></td>
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      <td colspan="2" valign="top">
        <p align="center"><b><font size="3" face="Times New Roman">Delaware<br>
        </font></b></td>
      <td valign="top">
        <p align="center"><b><font size="3" face="Times New Roman">0-27404</font></b></p>
      </td>
      <td colspan="2" valign="top">
        <p align="center"><b><font size="3" face="Times New Roman">95-4561623</font></b></p>
      </td>
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      <td colspan="2" valign="top">
        <p align="center"><b><font size="3" face="Times New Roman Bold">(</font></b><font face="Times New Roman">State
        or other jurisdiction of<br>
        &nbsp;incorporation)</font></td>
      <td valign="top">
        <p align="center"><font size="3" face="Times New Roman">(Commission File
        Number)</font></p>
      </td>
      <td colspan="2" valign="top">
        <p align="center"><font size="3" face="Times New Roman">(IRS Employer
        Identification <br>
        No.)</font></p>
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      <td colspan="2" valign="top"></td>
      <td valign="top"></td>
      <td colspan="2" valign="top"></td>
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      <td colspan="2" valign="top"></td>
      <td valign="top"></td>
      <td colspan="2" valign="top"></td>
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      <td colspan="2" valign="top"><br>
      </td>
      <td valign="top"></td>
      <td colspan="2" valign="top"></td>
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      <td colspan="3" valign="top">
        <p><b><font size="3" face="Times New Roman">350 South Garey Avenue<br />
        Pomona, CA<br />
        </font></b><font size="3">(Address of principal executive offices)</font></p>
      </td>
      <td colspan="2" valign="top">
        <p align="center"><b><font size="3" face="Times New Roman"><br />
        91766<br />
        </font></b><font size="3">(Zip Code)</font></p>
      </td>
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      <td colspan="3" valign="top"><br>
      </td>
      <td colspan="2" valign="top"></td>
    </tr>
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      <td colspan="3" valign="top"></td>
      <td colspan="2" valign="top"></td>
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      <td colspan="5" valign="top">
        <p align="center"><font size="3" face="Times New Roman">Registrant's
        telephone number, including area code<b>:&nbsp; (909) 623-2323</b></font></p>
      </td>
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      <td colspan="5" valign="top"><br>
      </td>
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      <td colspan="5" valign="top"></td>
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      <td colspan="5" valign="top">
        <p align="center"><b><font size="3" face="Times New Roman">Not
        Applicable<br>
        </font></b><font size="3" face="Times New Roman">(Former name or former
        address, if changed since last report)</font></td>
    </tr>
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  <p>&nbsp;</p>
  <p align="center">&nbsp;</p>
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  <p>&nbsp;</p>
  <table border="0" cellspacing="0" cellpadding="0" width="688">
    <tr>
      <td colspan="2" valign="top" width="108">
        <p><b><font size="3" face="Times New Roman">Items 5.</font></b></p>
      </td>
      <td valign="top" width="555">
        <p><b><font size="3" face="Times New Roman">Other Events and Regulation
        FD Disclosure<br>
        <br>
        </font></b></p>
      </td>
    </tr>
    <tr>
      <td colspan="2" valign="top" width="108"></td>
      <td valign="top" width="555">
        <p><font size="3" face="Times New Roman">On Wednesday, December 3, 2003,
        from 9:30 a.m. to 10:00 a.m., PFF Bancorp, Inc. will be presenting at
        the Friedman Billings Ramsey (FBR) 10<sup>th</sup> Annual Investor
        Conference in New York.&nbsp; This presentation will be webcast and can
        be accessed through FBR's website,</font> http://www.fbr.com</a><font face="Times New Roman">.&nbsp;
        Also a copy of the power point presentation can be viewed at</font> www.pffbank.com
        </a><font face="Times New Roman">by
        clicking on Investor Relations/Events/Presentations.</font></p>
      </td>
    </tr>
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      <td colspan="2" valign="top" width="108"></td>
      <td valign="top" width="555"><br>
      </td>
    </tr>
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      <td valign="top" width="59">
        <p><b><font size="3" face="Times New Roman">Item 7.</font></b></p>
      </td>
      <td valign="top" width="68"></td>
      <td valign="top" width="555">
        <p><b><font size="3" face="Times New Roman">Financial Statements and
        Exhibits</font></b></p>
      </td>
    </tr>
    <tr>
      <td valign="top" width="59"></td>
      <td valign="top" width="68"></td>
      <td valign="top" width="555"><br>
      </td>
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      <td valign="top" width="59"></td>
      <td valign="top" width="68"></td>
      <td valign="top" width="555">
        <p><font size="3" face="Times New Roman">The following exhibit is filed
        with this report:</font></p>
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      <td valign="top" width="59"></td>
      <td valign="top" width="68"></td>
      <td valign="top" width="555"><br>
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      <td valign="top" width="59"></td>
      <td valign="top" width="68">
        <p><u><font size="3" face="Times New Roman">Exhibit No</font></u></p>
      </td>
      <td valign="top" width="555">
        <p><u><font size="3" face="Times New Roman">Description<br>
        </font></u></p>
      </td>
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      <td valign="top" width="59"></td>
      <td valign="top" width="68">
        <p><font size="3" face="Times New Roman">99.1</font></p>
      </td>
      <td valign="top" width="555">
        <p><font size="3" face="Times New Roman">Press release dated December 1,
        2003, of PFF Bancorp, Inc.</font></p>
      </td>
    </tr>
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<hr>
<font size="3" face="Times New Roman"><br clear="all" />
</font>
<div>
  <font size="3" face="Times New Roman Bold"><br clear="all" />
  </font>
  <p align="center"><b><font size="3" face="Times New Roman Bold">EXHIBIT</font>
  INDEX</b></p>
  <table border="0" cellspacing="0" cellpadding="0" width="648">
    <tr>
      <td valign="top">
        <p align="center"><b><u><font size="3" face="Times New Roman Bold">Exhibi</font><font size="3">t</font></u></b></p>
      </td>
      <td valign="top">
        <p align="center"><b><u><font size="3" face="Times New Roman Bold">Description</font></u></b></p>
      </td>
    </tr>
    <tr>
      <td valign="top">
        <p align="center"><font size="3" face="Times New Roman">99.1</font></p>
      </td>
      <td valign="top">
        <p align="center"><font size="3" face="Times New Roman">Press release
        dated December 1, 2003.</font></p>
      </td>
    </tr>
  </table>
  <p>&nbsp;</p>
  <hr>
  &nbsp;
  <table border="0" cellspacing="0" cellpadding="0">
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      <td colspan="3" valign="top">
        <h1 align="center"><b><font size="3" face="Times New Roman">SIGNATURES</font></b></h1>
      </td>
    </tr>
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      <td colspan="3" valign="top">
        <p align="left"><font size="3" face="Times New Roman">Pursuant to the
        requirements of the Securities Exchange Act of 1934, the registrant has
        duly caused this report to be signed on its behalf by the undersigned
        hereunto duly authorized.</font></td>
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      <td colspan="3" valign="top"><br>
      </td>
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      <td valign="top"></td>
      <td colspan="2" valign="top">
        <p><b><font size="3" face="Times New Roman">PFF BANCORP, INC.</font></b></p>
      </td>
    </tr>
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      <td valign="top"></td>
      <td valign="top"><br>
      </td>
      <td valign="top"></td>
    </tr>
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      <td valign="top"></td>
      <td valign="top">
        <p><font size="3" face="Times New Roman">By:</font></p>
      </td>
      <td valign="top">
        <p><u><font size="3" face="Times New Roman">/s/ Gregory C. Talbott</font></u></p>
      </td>
    </tr>
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      <td valign="top"></td>
      <td valign="top"></td>
      <td valign="top">
        <p><font size="3" face="Times New Roman">Gregory C. Talbott<br />
        Executive Vice President and<br />
        Chief Financial Officer</font></p>
      </td>
    </tr>
    <tr>
      <td valign="top">
        <p><font size="3" face="Times New Roman">Date: December 2, 2003</font></p>
      </td>
      <td valign="top"></td>
      <td valign="top"></td>
    </tr>
  </table>
  <p>&nbsp;</p>
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{"company-data": {"conformed-name": "PFF BANCORP INC", "cik": "0001004969", "assigned-sic": "6035", "irs-number": "954561623", "state-of-incorporation": "DE", "fiscal-year-end": "0331"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-16845", "film-number": "031031070"}, "business-address": {"street1": "350 SOUTH GAREY AVENUE", "city": "POMONA", "state": "CA", "zip": "91766", "phone": "9096232323"}, "mail-address": {"street1": "350 SOUTH GAREY AVENUE", "city": "POMONA", "state": "CA", "zip": "91766"}}
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington
UNITED
        STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
FORM
8-K
CURRENT
        REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report
        (Date of earliest event reported): December 1, 2003
PFF BANCORP,
        INC.
(Exact name of registrant as specified in its
        charter)
Delaware
0-27404
95-4561623
(
State
        or other jurisdiction of
incorporation)
(Commission File
        Number)
(IRS Employer
        Identification
No.)
350 South Garey Avenue
Pomona, CA
(Address of principal executive offices)
91766
(Zip Code)
Registrant's
        telephone number, including area code
:  (909) 623-2323
Not
        Applicable
(Former name or former
        address, if changed since last report)
Items 5.
Other Events and Regulation
        FD Disclosure
On Wednesday, December 3, 2003,
        from 9:30 a.m. to 10:00 a.m., PFF Bancorp, Inc. will be presenting at
        the Friedman Billings Ramsey (FBR) 10
th
Annual Investor
        Conference in New York.  This presentation will be webcast and can
        be accessed through FBR's website,
http://www.fbr.com
. 
        Also a copy of the power point presentation can be viewed at
www.pffbank.com
by
        clicking on Investor Relations/Events/Presentations.
Item 7.
Financial Statements and
        Exhibits
The following exhibit is filed
        with this report:
Exhibit No
Description
99.1
Press release dated December 1,
        2003, of PFF Bancorp, Inc.
EXHIBIT
INDEX
Exhibi
t
Description
99.1
Press release
        dated December 1, 2003.
SIGNATURES
Pursuant to the
        requirements of the Securities Exchange Act of 1934, the registrant has
        duly caused this report to be signed on its behalf by the undersigned
        hereunto duly authorized.
PFF BANCORP, INC.
By:
/s/ Gregory C. Talbott
Gregory C. Talbott
Executive Vice President and
Chief Financial Officer
Date: December 2, 2003