----------------------------------------------------------------------------



                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549                           
                             ----------------------                           

                                    Form 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported)
                                  July 23, 1996



                              IMC Securities, Inc.
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)


         Delaware                      333-4911                 59-3284026
- ----------------------------    -----------------------    -------------------  
(State or Other Jurisdiction    (Commission File Number)     (I.R.S. Employer
    of Incorporation)                                       Identification No.)



  3450 Buschwood Park Drive
         Tampa Florida                                        33618
- --------------------------------                 ------------------------------
     (Address of Principal                                  (Zip Code)
       Executive Offices)



         Registrant's telephone number, including area code (813) 932-2211


                                    No Change
          -------------------------------------------------------------
          (Former name or former address, if changed since last report)




<PAGE>


Item 5.  Other Events.

                  In  connection  with  the  offering  of IMC Home  Equity  Loan
Pass-Through  Certificates,  Series 1996-3, described in a Prospectus Supplement
dated as of July 23, 1996, certain "Computational  Materials" within the meaning
of the May 20, 1994 Kidder,  Peabody  No-Action Letter and the February 17, 1995
Public  Securities  Association  No-Action  Letter  were  furnished  to  certain
prospective investors (the "Related Computational Materials").

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.

(a)               Not applicable

(b)               Not applicable

(c)               Exhibits:

              23.1         Consent  of Coopers &  Lybrand,  L.L.P.  (independent
                           auditors of Financial Security Assurance, Inc.)

              99.1         Related  Computational  Materials  furnished by Bear,
                           Stearns & Co. Inc.

              99.2         Related  Computational  Materials furnished by Nomura
                           Securities International, Inc.

              99.3         Related Computational  Materials furnished by NatWest
                           Capital Markets Limited.


                              
<PAGE>



                                   SIGNATURES



         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                             IMC SECURITIES, INC. as
                                    Depositor


                                            By: /s/ Thomas Middleton
                                               ---------------------------------
                                                 Name: Thomas Middleton
                                                 Title:  Chief Operating Officer





Dated:  July 26, 1996


                                                             

<PAGE>


                                  EXHIBIT INDEX


Exhibit No.               Description                                   Page No.

23.1                      Consent of Coopers & Lybrand, L.L.P. (independent
                          auditors of Financial Security Assurance, Inc.

99.1                      Related Computational Materials furnished by Bear,
                          Stearns & Co. Inc.

99.2                      Related Computational Materials furnished by Nomura
                          Securities International, Inc.

99.3                      Related Computational Materials furnished by NatWest
                          Capital Markets Limited.
[{"type": "8-K", "sequence": "1", "description": "FORM 8-K", "secsgml_size_bytes": 4389}]
{"company-data": {"conformed-name": "IMC SECURITIES INC", "cik": "0001015564", "assigned-sic": "6189"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-04911", "film-number": "96599508"}, "business-address": {"street1": "0", "street2": "3450 BURCHWOOD PARK DRIVE STE 250", "city": "TAMPA", "state": "FL", "zip": "33618", "phone": "8139322211"}, "mail-address": {"street2": "3450 BUSCHWOOD PARK DRIVE STE 250", "city": "TAMPA", "state": "FL", "zip": "33618"}}
----------------------------------------------------------------------------

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549                           
                             ----------------------                           

                                    Form 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                Date of Report (Date of earliest event reported)
                                  July 23, 1996

                              IMC Securities, Inc.
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

         Delaware                      333-4911                 59-3284026
- ----------------------------    -----------------------    -------------------  
(State or Other Jurisdiction    (Commission File Number)     (I.R.S. Employer
    of Incorporation)                                       Identification No.)

  3450 Buschwood Park Drive
         Tampa Florida                                        33618
- --------------------------------                 ------------------------------
     (Address of Principal                                  (Zip Code)
       Executive Offices)

         Registrant's telephone number, including area code (813) 932-2211

                                    No Change
          -------------------------------------------------------------
          (Former name or former address, if changed since last report)
Item 5.  Other Events.

                  In  connection  with  the  offering  of IMC Home  Equity  Loan
Pass-Through  Certificates,  Series 1996-3, described in a Prospectus Supplement
dated as of July 23, 1996, certain "Computational  Materials" within the meaning
of the May 20, 1994 Kidder,  Peabody  No-Action Letter and the February 17, 1995
Public  Securities  Association  No-Action  Letter  were  furnished  to  certain
prospective investors (the "Related Computational Materials").

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.

(a)               Not applicable

(b)               Not applicable

(c)               Exhibits:

              23.1         Consent  of Coopers &  Lybrand,  L.L.P.  (independent
                           auditors of Financial Security Assurance, Inc.)

              99.1         Related  Computational  Materials  furnished by Bear,
                           Stearns & Co. Inc.

              99.2         Related  Computational  Materials furnished by Nomura
                           Securities International, Inc.

              99.3         Related Computational  Materials furnished by NatWest
                           Capital Markets Limited.
SIGNATURES

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                             IMC SECURITIES, INC. as
                                    Depositor

                                            By: /s/ Thomas Middleton
                                               ---------------------------------
                                                 Name: Thomas Middleton
                                                 Title:  Chief Operating Officer

Dated:  July 26, 1996
EXHIBIT INDEX

Exhibit No.               Description                                   Page No.

23.1                      Consent of Coopers & Lybrand, L.L.P. (independent
                          auditors of Financial Security Assurance, Inc.

99.1                      Related Computational Materials furnished by Bear,
                          Stearns & Co. Inc.

99.2                      Related Computational Materials furnished by Nomura
                          Securities International, Inc.

99.3                      Related Computational Materials furnished by NatWest
                          Capital Markets Limited.