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<HEAD><TITLE>First Citizens Form 8-K</TITLE>
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<P style="MARGIN-TOP: 3px; MARGIN-BOTTOM: 3px" align=center><FONT size=4
face="Times New Roman">UNITED STATES</FONT></P>
<P style="MARGIN-TOP: 3px; MARGIN-BOTTOM: 3px" align=center><FONT size=4
face="Times New Roman">SECURITIES AND EXCHANGE COMMISSION</FONT></P><FONT
size=3>
<P style="MARGIN-TOP: 3px; MARGIN-BOTTOM: 3px" align=center><FONT
face="Times New Roman">Washington, D.C. 20549</FONT></FONT><FONT size=1><FONT
face="Times New Roman"><BR>________________________</FONT></P></FONT>
<P style="MARGIN-BOTTOM: 0px" align=center><FONT size=4
face="Times New Roman">FORM 8-K</FONT></P><FONT size=3>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px">&nbsp;</P>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px" align=center>CURRENT
REPORT<BR>Pursuant to Section 13 or 15(d) of the Securities Exchange Act of
1934</P>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px" align=center>&nbsp;</P>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px" align=left>Date of Report (Date
of earliest event reported): April 13. 2011</P></FONT>
<P style="MARGIN-TOP: 5px" align=center><FONT size=4>First Citizens Bancshares,
Inc.</FONT></B><FONT face="Times New Roman"><FONT size=4><BR></FONT><FONT
size=2>(Exact name of registrant as specified in its charter)
</FONT></FONT></P><B><FONT size=3>
<P style="MARGIN-BOTTOM: 3px" align=center><FONT
face="Times New Roman">Commission file number 0-11709<BR></FONT></FONT><FONT
size=1><FONT
face="Times New Roman">________________________</FONT></P></FONT></B>
<P style="MARGIN-TOP: 5px" align=center>&nbsp;</P>
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  <TR>
    <TD height=10 vAlign=top><B><FONT size=2>
      <P align=center><FONT
      face="Times New Roman">Tennessee</FONT></FONT></B></P></TD>
    <TD height=10 vAlign=top>
      <P align=center><B><FONT size=2
      face="Times New Roman">0-11709</FONT></B></P></TD>
    <TD height=10 vAlign=top><B><FONT size=2>
      <P align=center><FONT
      face="Times New Roman">62-1180360</FONT></FONT></B></P></TD></TR>
  <TR>
    <TD vAlign=top><FONT size=2>
      <P align=center><FONT face="Times New Roman">(State or other jurisdiction
      of<BR>incorporation or organization)</FONT></FONT></P></TD>
    <TD vAlign=top>
      <P align=center><FONT size=2 face="Times New Roman">(Commission File
      Number)</FONT></P></TD>
    <TD vAlign=top><FONT size=2>
      <P align=center><FONT face="Times New Roman">(IRS Employer Identification
      No.)</FONT></FONT></P></TD></TR>
  <TR>
    <TD vAlign=top>&nbsp;</TD>
    <TD vAlign=top>&nbsp;</TD>
    <TD vAlign=top><FONT
face="Times New Roman">&nbsp;</FONT></TD></TR></TABLE></CENTER><B><FONT
size=2>
<P style="MARGIN-TOP: 2px" align=center><FONT face="Times New Roman">P.O. Box
370, One First Citizens Place<BR>Dyersburg, Tennessee
38024<BR></FONT></FONT></B><FONT size=2><FONT face="Times New Roman">(Address of
principal executive offices including zip code)</FONT> </P><B>
<P align=center><FONT face="Times New Roman">(731) 285-4410<BR></FONT></B><FONT
face="Times New Roman">(Registrant's telephone number, including area
code)</FONT><B><FONT face="Times New Roman"><BR>________________________</FONT>
</B></P>
<P align=left><FONT face="Times New Roman">Check the appropriate box below if
the Form 8-K filing is intended to simultaneously satisfy the filing obligation
of the registrant under any of the following provisions (see General
Instructions A.2 below):</FONT></P>
<P align=left><FONT face="Times New Roman">[ ] Written communications pursuant
to Rule 425 under the Securities Act (17 CFR 230.425)</FONT></P>
<P align=left><FONT face="Times New Roman">[ ] Soliciting material pursuant to
Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</FONT></P>
<P align=left><FONT face="Times New Roman">[ ] Pre-commencement communications
pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))</FONT></P>
<P align=left><FONT face="Times New Roman">[ ] Pre-commencement communications
pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.133-4(c))</FONT></P>

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<P align=left><B>Item 2.02&nbsp; Results of Operation and Financial
Condition</B></P>
<P align=left>Jeff Agee, President &amp; CEO of First Citizens National Bank,
announced today that the Bank's total assets exceeded $1 billion as of March 31,
2011.</P>
<P align=left><B>Item 9.01 Financial Statements and Exhibits</B></P>
<TABLE style="BORDER-COLLAPSE: collapse" id=table2 border=0 cellPadding=0
width="100%">

  <TR>
    <TD width="12%"><U><B><FONT size=2>Exhibits</FONT></B></U></TD>
    <TD width="88%">&nbsp;</TD></TR>
  <TR>
    <TD width="12%">&nbsp;</TD>
    <TD width="88%">&nbsp; </TD></TR>
  <TR>
    <TD width="12%"><FONT size=2>Exhibit 99.1</FONT></TD>
    <TD width="88%"><FONT size=2>Press Release dated April 13,
  2011</FONT></TD></TR>
  <TR>
    <TD width="12%">&nbsp;</TD>
    <TD width="88%">&nbsp;</TD></TR></TABLE>
<P align=left>&nbsp;</P>
<P align=center>&nbsp;</P>
<P align=center><B>SIGNATURES</B></P>
<P align=left>&nbsp;&nbsp;&nbsp; Pursuant to the requirements of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.</P>
<P align=left>&nbsp;</P>
<DIV align=right>
<TABLE style="BORDER-COLLAPSE: collapse" id=table1 border=0 width="50%">

  <TR>
    <TD>
      <P align=left><B><font size="2">FIRST CITIZENS BANCSHARES, INC.</font></B></P></TD></TR>
  <TR>
    <TD>
      <P align=left style="margin-top: 0; margin-bottom: 0"><font size="2">By:&nbsp;&nbsp; <U>&nbsp; /s/ Laura Beth
      Butler&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Laura Beth
      Butler<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive Vice President &amp; Chief Financial Officer
		</font>
</P></TD></TR></TABLE></DIV>
<P align=left>Date:&nbsp; April 13, 2011</P>
<P align=left>&nbsp;</P>
<P align=left>&nbsp;</P>
<P align=left>&nbsp;</P>
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{"company-data": {"conformed-name": "FIRST CITIZENS BANCSHARES INC /TN/", "cik": "0000719264", "assigned-sic": "6022", "irs-number": "621180360", "state-of-incorporation": "TN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-11709", "film-number": "11757628"}, "business-address": {"street1": "COURT ST", "street2": "P O BOX 370", "city": "DYERSBURG", "state": "TN", "zip": "38024-0370", "phone": "9012854410"}, "mail-address": {"street1": "P O BOX 370", "city": "DYERSBURG", "state": "TN", "zip": "38025-0370"}}
First Citizens Form 8-K
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
________________________
FORM 8-K
CURRENT
REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of
1934
Date of Report (Date
of earliest event reported): April 13. 2011
First Citizens Bancshares,
Inc.
(Exact name of registrant as specified in its charter)
Commission file number 0-11709
________________________
Tennessee
0-11709
62-1180360
(State or other jurisdiction
      of
incorporation or organization)
(Commission File
      Number)
(IRS Employer Identification
      No.)
P.O. Box
370, One First Citizens Place
Dyersburg, Tennessee
38024
(Address of
principal executive offices including zip code)
(731) 285-4410
(Registrant's telephone number, including area
code)
________________________
Check the appropriate box below if
the Form 8-K filing is intended to simultaneously satisfy the filing obligation
of the registrant under any of the following provisions (see General
Instructions A.2 below):
[ ] Written communications pursuant
to Rule 425 under the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to
Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications
pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
[ ] Pre-commencement communications
pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.133-4(c))
Item 2.02  Results of Operation and Financial
Condition
Jeff Agee, President & CEO of First Citizens National Bank,
announced today that the Bank's total assets exceeded $1 billion as of March 31,
2011.
Item 9.01 Financial Statements and Exhibits
Exhibits
Exhibit 99.1
Press Release dated April 13,
  2011
SIGNATURES
Pursuant to the requirements of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.
FIRST CITIZENS BANCSHARES, INC.
By:
/s/ Laura Beth
      Butler
Laura Beth
      Butler
Executive Vice President & Chief Financial Officer
Date:  April 13, 2011