SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K


                 Current Report Pursuant to Section 13 or 15 (d)
                          of The Securities Act of 1934

         Date of Report (Date of earliest event reported) July 15, 1996
                                (July 15, 1996).




                            ADVANCED FINANCIAL, INC.
             (Exact name of registrant as specified in its charter)


DELAWARE                                                         84-1069415
(State or other jurisdiction of                               (I.R.S. Employer
incorporation or organization)                               Identification No.)

5425 Martindale, Shawnee, Kansas                                   66218
- --------------------------------                                   -----
(Address of Principal Executive Offices)                         (Zip Code)




       Registrant's telephone number, including area code: (913) 441-2466

<PAGE>

     Item 4. Changes in Registrant's Certifying Accountant


     (a)(l)(i) On July 15, 1996, the  Registrant and its certifying  accountant,
KPMG Peat Marwick LLP,  mutually  agreed to  terminate  their  accountant-client
relationship.  Pursuant to such mutual decision,  KPMG Peat Marwick LLP resigned
as certifying accountant on July 15,1996.

     ii For the Registrant's most recent year end financial statements,  for the
years  ended March 31, 1996 and 1995,  KPMG Peat  Marwick LLP  rendered an audit
opinion letter modified as to an uncertainty as follows:

     The accompanying  financial statements have been prepared assuming that the
Company  will  continue  as a  going  concern.  As  discussed  in  note 2 to the
consolidated  financial  statements,  the  Company  has  incurred  net losses of
$3,184,577 and $3,963,497  during the years ended March 31, 1996 and 1995. These
losses, along with other matters as set forth in note 2, raise substantial doubt
about its ability to continue as a going concern.  Management's  plans in regard
to these  matters  are also  described  in note 2.  The  consolidated  financial
statements do not include any adjustments  that might result from the outcome of
this uncertainty.

     iii Since KPMG Peat Marwick LLP  resigned,  there was no such decision made
by Registrant to change accountants.

     At the time KPMG Peat  Marwick LLP  resigned,  there were no  disagreements
between  Registrant  and KPMG  Peat  Marwick  LLP on any  matter  of  accounting
principles  or  practices,  financial  statement  disclosure,  or audit scope or
procedures,  which  disagreements if not resolved to their  satisfaction,  would
have caused them to make reference to the subject matter of the  disagreement in
connection with their reports.

     2. No new  accountant  has been engaged by the Registrant as of the date of
this report.


     Item 7. Financial Statements and Exhibits

     a. Financial Statements 

        none

     b. Proforma Financial Statements

        none

     c. Exhibits

        16.1 Letter on Changes in Certifying Accountant

<PAGE>

                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
         the  registrant  has duly caused this report to be signed on its behalf
         by the undersigned hereunto duly authorized.




                                               ADVANCED FINANCIAL, INC.
                                               (Registrant)


                                                /s/ Norman L. Peterson
                                                ----------------------
                                                  Norman L. Peterson
                                                      President

<PAGE>

July 19, 1996



Securities and Exchange Commission
Washington, D.C.  20549

Ladies and Gentlemen:

We were previously principal accountants for Advanced Financial,  Inc. and under
the date of June 30, 1996, we reported on the consolidated  financial statements
of Advanced Financial, Inc. and subsidiaries as of and for the years ended March
31,  1996 and  1995.  On July 15,  1996,  we  resigned.  We have  read  Advanced
Financial,  Inc.'s  statements  included under Item 4 of its Form 8-K dated July
15, 1996, and we agree with such statements.



/s/ KPMG Peat Marwick LLP
- -------------------------
   KPMG Peat Marwick LLP
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{"company-data": {"conformed-name": "ADVANCED FINANCIAL INC", "cik": "0000823314", "assigned-sic": "6199", "irs-number": "841069416", "state-of-incorporation": "DE", "fiscal-year-end": "0331"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-11838", "film-number": "96597922"}, "business-address": {"street1": "5425 MARTINDALE", "city": "SHAWNEE", "state": "KS", "zip": "66218", "phone": "9134412466"}, "mail-address": {"street1": "5425 MARTINDALE", "city": "SHAWNEE", "state": "KS", "zip": "66218"}, "former-company": [{"former-conformed-name": "ADVANCED MEDICAL DYNAMICS INC", "date-changed": "19910617"}, {"former-conformed-name": "WEINCOR FINANCIAL CORP", "date-changed": "19890406"}]}
SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                 Current Report Pursuant to Section 13 or 15 (d)
                          of The Securities Act of 1934

         Date of Report (Date of earliest event reported) July 15, 1996
                                (July 15, 1996).

                            ADVANCED FINANCIAL, INC.
             (Exact name of registrant as specified in its charter)

DELAWARE                                                         84-1069415
(State or other jurisdiction of                               (I.R.S. Employer
incorporation or organization)                               Identification No.)

5425 Martindale, Shawnee, Kansas                                   66218
- --------------------------------                                   -----
(Address of Principal Executive Offices)                         (Zip Code)

       Registrant's telephone number, including area code: (913) 441-2466
Item 4. Changes in Registrant's Certifying Accountant

     (a)(l)(i) On July 15, 1996, the  Registrant and its certifying  accountant,
KPMG Peat Marwick LLP,  mutually  agreed to  terminate  their  accountant-client
relationship.  Pursuant to such mutual decision,  KPMG Peat Marwick LLP resigned
as certifying accountant on July 15,1996.

     ii For the Registrant's most recent year end financial statements,  for the
years  ended March 31, 1996 and 1995,  KPMG Peat  Marwick LLP  rendered an audit
opinion letter modified as to an uncertainty as follows:

     The accompanying  financial statements have been prepared assuming that the
Company  will  continue  as a  going  concern.  As  discussed  in  note 2 to the
consolidated  financial  statements,  the  Company  has  incurred  net losses of
$3,184,577 and $3,963,497  during the years ended March 31, 1996 and 1995. These
losses, along with other matters as set forth in note 2, raise substantial doubt
about its ability to continue as a going concern.  Management's  plans in regard
to these  matters  are also  described  in note 2.  The  consolidated  financial
statements do not include any adjustments  that might result from the outcome of
this uncertainty.

     iii Since KPMG Peat Marwick LLP  resigned,  there was no such decision made
by Registrant to change accountants.

     At the time KPMG Peat  Marwick LLP  resigned,  there were no  disagreements
between  Registrant  and KPMG  Peat  Marwick  LLP on any  matter  of  accounting
principles  or  practices,  financial  statement  disclosure,  or audit scope or
procedures,  which  disagreements if not resolved to their  satisfaction,  would
have caused them to make reference to the subject matter of the  disagreement in
connection with their reports.

     2. No new  accountant  has been engaged by the Registrant as of the date of
this report.

     Item 7. Financial Statements and Exhibits

     a. Financial Statements 

        none

     b. Proforma Financial Statements

        none

     c. Exhibits

        16.1 Letter on Changes in Certifying Accountant
SIGNATURES

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
         the  registrant  has duly caused this report to be signed on its behalf
         by the undersigned hereunto duly authorized.

                                               ADVANCED FINANCIAL, INC.
                                               (Registrant)

                                                /s/ Norman L. Peterson
                                                ----------------------
                                                  Norman L. Peterson
                                                      President
July 19, 1996

Securities and Exchange Commission
Washington, D.C.  20549

Ladies and Gentlemen:

We were previously principal accountants for Advanced Financial,  Inc. and under
the date of June 30, 1996, we reported on the consolidated  financial statements
of Advanced Financial, Inc. and subsidiaries as of and for the years ended March
31,  1996 and  1995.  On July 15,  1996,  we  resigned.  We have  read  Advanced
Financial,  Inc.'s  statements  included under Item 4 of its Form 8-K dated July
15, 1996, and we agree with such statements.

/s/ KPMG Peat Marwick LLP
- -------------------------
   KPMG Peat Marwick LLP