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<title>First Farmers Form 8-K</title>



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<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><u>&nbsp;</u></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><u>&nbsp;</u></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<hr color="#000000">

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>UNITED STATES</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>SECURITIES AND EXCHANGE
COMMISSION</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>Washington, D.C. 20549</b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>______________________________</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;margin-top:9.0pt;text-align:center'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>FORM 8-K</b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>CURRENT REPORT</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>Pursuant to Section 13 or 15(d)
of The Securities Exchange Act of 1934</b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>Date of Report (Date of earliest
event reported):&nbsp; February 24, 2014 (February 23, 2014)</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>______________________________</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;margin-top:9.0pt;text-align:center'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>FIRST FARMERS AND MERCHANTS
CORPORATION</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>(Exact name of registrant as
specified in its charter)</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<table class=MsoNormalTable border=0 cellpadding=0
 style='border-collapse:collapse' width="100%">
 <tr>
  <td width=169 valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; width:32%;border-bottom:1.0pt solid windowtext;
  padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>Tennessee </b></p>
  </td>
  <td width=60 valign=top style='width:2%;padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>&nbsp;</b></p>
  </td>
  <td width=176 valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; width:32%;border-bottom:
  1.0pt solid windowtext;padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>0-10972</b></p>
  </td>
  <td width=58 valign=top style='width:2%;padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td width=174 valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; width:32%;border-bottom:1.0pt solid windowtext;
  padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>62-1148660</b></p>
  </td>
 </tr>
 <tr>
  <td width=169 valign=top style='width:32%;padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>(State or other jurisdiction
  of incorporation)</p>
  </td>
  <td width=60 valign=top style='width:2%;padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td width=176 valign=top style='width:32%;padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>(Commission File Number)</p>
  </td>
  <td width=58 valign=top style='width:2%;padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td width=174 valign=top style='width:32%;padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>(IRS Employer Identification
  No.)</p>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>
  </td>
 </tr>
</table>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<table class=MsoNormalTable border=0 cellpadding=0
 style='border-collapse:collapse' width="100%">
 <tr>
  <td width="10%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>
  </td>
  <td width="40%" valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; border-bottom:1.0pt solid windowtext; padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;margin-top:12.0pt;text-align:center; margin-left:0in; margin-right:0in'><b>816 South Garden Street</b></p>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>Columbia, Tennessee</b></p>
  </td>
  <td width="5%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td width="35%" valign=top style='border-left:medium none; border-right:medium none; border-top:medium none; border-bottom:1.0pt solid windowtext; padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>&nbsp;</b></p>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>&nbsp;</b></p>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>38402-1148</b></p>
  </td>
  <td width="10%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>
  </td>
 </tr>
 <tr>
  <td width="10%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>
  </td>
  <td width="40%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>(Address of principal
  executive offices)</p>
  </td>
  <td width="5%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>
  </td>
  <td width="35%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>(Zip Code)</p>
  </td>
  <td width="10%" valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
  <p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>
  </td>
 </tr>
</table>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<div style='border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 1.0pt 0in'>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center;border:medium none;
padding:0in; margin-left:0in; margin-right:0in; margin-top:0in'><b>(931)
388-3145</b></p>

</div>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>(Registrant&#146;s telephone number,
including area code)</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<div style='border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 1.0pt 0in'>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center;border:medium none;
padding:0in; margin-left:0in; margin-right:0in; margin-top:0in'><b>Not
Applicable</b></p>

</div>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>(Former name or former address,
if changed since last report)</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>Check the appropriate box below if the Form 8-K filing
is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>[&nbsp; ]&nbsp;&nbsp;Written communications pursuant to Rule 425 under
the Securities Act (17 CFR 230.425)</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>[&nbsp; ]&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under
the Exchange Act (17 CFR 240.14a-12)</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>[&nbsp; ]&nbsp; Pre-commencement communications pursuant to Rule
14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>[&nbsp; ]&nbsp; Pre-commencement communications pursuant to Rule
13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</p>
<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Arial";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;</p>
<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Arial";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;</p>
<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Arial";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>&nbsp;</p>

<div style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>

&nbsp;</div>
<div style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";text-align:center'>
	<hr size=2 width="100%" noshade style='color:navy' align=center></div>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>
<p style="page-break-before:always">&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><b>Section
2 &#150; Financial Information</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;</p>

<p style='mso-style-name:lhb;margin-top:12.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-align:justify;page-break-after:avoid;font-family:"Times New Roman";color:windowtext;font-weight:bold;margin-top:0in;page-break-after:auto'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Item 2.02.&nbsp;
Results of Operations and Financial Condition.</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><b>&nbsp;</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;line-height:200%;text-autospace:none; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; On February 23, 2014, First
Farmers and Merchants Corporation issued a press release announcing its year-end
financial results for 2013. </p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>A
copy of the press release is furnished as Exhibit 99.1 to this Current Report
on Form 8-K and is incorporated herein by reference in its entirety.</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><b>Section
9 &#150; Financial Statements and Exhibits</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><b>&nbsp;</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Item
9.01.&nbsp; Financial Statements and Exhibits.</b></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><b>&nbsp;</b></p>

<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'><b>
<font size="3">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font size="3">(a)&nbsp;&nbsp; Not applicable.</font></p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;margin-top:12.0pt;text-align:justify; margin-left:0in; margin-right:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (b)&nbsp;&nbsp; Not applicable.</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;margin-top:12.0pt;text-align:justify; margin-left:0in; margin-right:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (c)&nbsp;&nbsp; Not applicable.</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;margin-top:12.0pt;text-align:justify; margin-left:0in; margin-right:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (d)&nbsp; <i>Exhibits</i>.</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;margin-top:12.0pt;margin-right:0in;margin-bottom:
0in;margin-left:111.15pt;margin-bottom:.0001pt;text-align:justify;text-indent:
-111.15pt'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Exhibit 99.1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Press
release issued on February 23, 2014, by First Farmers and Merchants Corporation</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-size:8.0pt;font-family:"Arial";color:windowtext; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;</p>

<div style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>

&nbsp;</div>
<div style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";text-align:center'>
	<hr size=2 width="100%" noshade style='color:navy' align=center></div>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>
<p style="page-break-before:always">&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;line-height:1.0pt'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;margin-top:6.0pt;margin-right:0in;margin-bottom:0in;
margin-left:.5in;margin-bottom:.0001pt'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'><b>SIGNATURES</b></p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly authorized.</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<table border="0" width="100%">
	<tr>
		<td width="50%">&nbsp;</td>
		<td width="50%">

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;margin-right:0in; margin-top:0in'><b>FIRST FARMERS AND MERCHANTS CORPORATION</b></p>

		</td>
	</tr>
	<tr>
		<td width="50%">&nbsp;</td>
		<td width="50%">

<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify; margin-right:0in; margin-top:0in'>&nbsp;</p>

		</td>
	</tr>
	<tr>
		<td width="50%">&nbsp;</td>
		<td width="50%">

<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify; margin-right:0in; margin-top:0in'>&nbsp;</p>

		</td>
	</tr>
	<tr>
		<td width="50%"><font face="Times New Roman">Date:&nbsp; February 27,
		2014</font></td>
		<td width="50%">

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify;margin-right:0in; margin-top:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
By:__<u>/s/&nbsp; Patricia P.
Bearden&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></p></td>
	</tr>
	<tr>
		<td width="50%">&nbsp;</td>
		<td width="50%">

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify;margin-right:0in; margin-top:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Patricia
P. Bearden</p>

		</td>
	</tr>
	<tr>
		<td width="50%">&nbsp;</td>
		<td width="50%">

<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-right:0in; margin-top:0in'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chief
Accounting Officer</p>

		</td>
	</tr>
</table>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>

<p style='margin-bottom:.0001pt;font-size:8.0pt;font-family:"Arial";color:windowtext; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;</p>

<div style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:center'>

<div style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";text-align:center'>
	<hr size=2 width="100%" noshade style='color:navy' align=center></div>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>
<p style="page-break-before:always">&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;font-size:10.0pt;font-family:"Times New Roman","serif";line-height:1.0pt'>&nbsp;</p>

</div>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;line-height:1.0pt'>&nbsp;</p>
<p style='margin-bottom:.0001pt;font-size:11.0pt;font-family:"Arial";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;</p>
<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:center; margin-left:0in; margin-right:0in; margin-top:0in'>
<b>EXHIBIT INDEX</b></p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>
<table class=MsoNormalTable border=0 cellpadding=0
 style='border-collapse:collapse' width="100%">
	<tr>
		<td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
		<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
		<u>Exhibit Number</u></p></td>
		<td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
		<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>
		<u>Description</u></p></td>
	</tr>
	<tr>
		<td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
		<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>99.1</p>
		</td>
		<td valign=top style='padding-left:5.4pt; padding-right:5.4pt; padding-top:0in; padding-bottom:0in'>
		<p style='margin-bottom:.0001pt;font-family:"Times New Roman";color:windowtext;text-align:justify; margin-left:0in; margin-right:0in; margin-top:0in'>Press
  release issued on February 23, 2014 by First Farmers and Merchants
  Corporation</p></td>
	</tr>
</table>
<p style='margin:0in;margin-bottom:.0001pt;font-size:11.0pt;font-family:"Century Schoolbook","serif";color:windowtext;text-align:justify'>&nbsp;</p>
<p style='margin-bottom:.0001pt;font-size:8.0pt;font-family:"Arial";color:windowtext; margin-left:0in; margin-right:0in; margin-top:0in'>&nbsp;</p>

</div>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>
<p style="font-size: 8.0pt; font-family: Arial; color: windowtext; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: .0001pt">&nbsp;</p>

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</html>
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{"company-data": {"conformed-name": "FIRST FARMERS & MERCHANTS CORP", "cik": "0000703329", "assigned-sic": "6022", "irs-number": "621148660", "state-of-incorporation": "TN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-10972", "film-number": "14647461"}, "business-address": {"street1": "816 S GARDEN ST", "city": "COLUMBIA", "state": "TN", "zip": "38402", "phone": "931-388-3145"}, "mail-address": {"street1": "816 S GARDEN ST", "city": "COLUMBIA", "state": "TN", "zip": "38402-1148"}}
First Farmers Form 8-K
UNITED STATES
SECURITIES AND EXCHANGE
COMMISSION
Washington, D.C. 20549
______________________________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of The Securities Exchange Act of 1934
Date of Report (Date of earliest
event reported):  February 24, 2014 (February 23, 2014)
______________________________
FIRST FARMERS AND MERCHANTS
CORPORATION
(Exact name of registrant as
specified in its charter)
Tennessee
0-10972
62-1148660
(State or other jurisdiction
  of incorporation)
(Commission File Number)
(IRS Employer Identification
  No.)
816 South Garden Street
Columbia, Tennessee
38402-1148
(Address of principal
  executive offices)
(Zip Code)
(931)
388-3145
(Registrant's telephone number,
including area code)
Not
Applicable
(Former name or former address,
if changed since last report)
Check the appropriate box below if the Form 8-K filing
is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:
[  ]  Written communications pursuant to Rule 425 under
the Securities Act (17 CFR 230.425)
[  ]  Soliciting material pursuant to Rule 14a-12 under
the Exchange Act (17 CFR 240.14a-12)
[  ]  Pre-commencement communications pursuant to Rule
14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[  ]  Pre-commencement communications pursuant to Rule
13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Section
2 – Financial Information
Item 2.02. 
Results of Operations and Financial Condition.
On February 23, 2014, First
Farmers and Merchants Corporation issued a press release announcing its year-end
financial results for 2013.
A
copy of the press release is furnished as Exhibit 99.1 to this Current Report
on Form 8-K and is incorporated herein by reference in its entirety.
Section
9 – Financial Statements and Exhibits
Item
9.01.  Financial Statements and Exhibits.
(a)   Not applicable.
(b)   Not applicable.
(c)   Not applicable.
(d)
Exhibits
.
Exhibit 99.1       Press
release issued on February 23, 2014, by First Farmers and Merchants Corporation
SIGNATURES
Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly authorized.
FIRST FARMERS AND MERCHANTS CORPORATION
Date:  February 27,
		2014
By:__
/s/  Patricia P.
Bearden
Patricia
P. Bearden
Chief
Accounting Officer
EXHIBIT INDEX
Exhibit Number
Description
99.1
Press
  release issued on February 23, 2014 by First Farmers and Merchants
  Corporation