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<title>UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington</title>
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<p ALIGN="CENTER">UNITED STATES<br>
SECURITIES AND EXCHANGE COMMISSION<br>
Washington, D.C. 20549</p>
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<p ALIGN="CENTER">______________________________</p>
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<p ALIGN="CENTER">FORM 8-K</p>
<p ALIGN="CENTER">CURRENT REPORT<br>
PURSUANT TO SECTION 13 OR 15(d) OF THE<br>
SECURITIES EXCHANGE ACT OF 1934</p>
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<p ALIGN="CENTER">______________________________</p>
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<p align="center">Date of report (Date of earliest event reported): August 14,
2002</p>
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<p ALIGN="CENTER">PFF BANCORP, INC.</p>
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<p ALIGN="CENTER">(Exact name of registrant as specified in its charter)</p>
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        <p ALIGN="CENTER">Delaware</p>
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        <p ALIGN="CENTER">(State or other jurisdiction of incorporation)</td>
      <td WIDTH="13%" VALIGN="TOP">&nbsp;</td>
      <td WIDTH="18%" VALIGN="BOTTOM"><b><font FACE="Times New Roman Bold">
        <p ALIGN="CENTER">0-27404</p>
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        <p ALIGN="CENTER">(Commission File Number)</td>
      <td WIDTH="12%" VALIGN="TOP">&nbsp;</td>
      <td WIDTH="28%" VALIGN="BOTTOM"><b><font FACE="Times New Roman Bold">
        <p ALIGN="CENTER">95-4561623</p>
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        <p ALIGN="CENTER">(IRS Employer Identification No.)</td>
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      <td WIDTH="18%" VALIGN="BOTTOM"></td>
      <td WIDTH="12%" VALIGN="TOP"></td>
      <td WIDTH="28%" VALIGN="BOTTOM"></td>
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      <td WIDTH="61%" VALIGN="BOTTOM" align="center" colspan="3"><font FACE="Times New Roman Bold">350
        South Garey Avenue<br>
        Pomona, CA</font></td>
      <td WIDTH="40%" VALIGN="TOP" colspan="2" align="center"><font FACE="Times New Roman Bold">91766</font></td>
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      <td WIDTH="61%" VALIGN="BOTTOM" align="center" colspan="3">(Address of
        principal executive offices)&nbsp;&nbsp;&nbsp; </td>
      <td WIDTH="40%" VALIGN="TOP" colspan="2" align="center">(Zip Code)</td>
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<p align="center">Registrant's telephone number, including area code<b>: (909)
623-2323</p>
<p ALIGN="CENTER">Not Applicable<br>
</b>(Former name or former address, if changed since last report)</p>
<p ALIGN="CENTER">&nbsp;</p>
<hr>
<b>
<p>Items 1 through 4.</b> Not applicable.</p>
<b>
<p ALIGN="JUSTIFY">Items 5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b>On August 14,
2002, the Registrant issued the press release attached to this report as Exhibit
99.1 announcing restatements to its previously released basic and diluted
earnings per share figures.</p>
<p ALIGN="JUSTIFY">The Exhibit 99.1 referred to in this Item 5 is filed as part
of this report and is incorporated herein by reference.</p>
<b>
<p>Items 6.</b> Not applicable.</p>
<b>
<p>Item 7. Financial Statements and Exhibits</p>
<ol TYPE="a">
  <ol TYPE="a">
  </b>
  <li>No financial statements are required to be filed with this report.</li>
  <li>No pro forma financial information is required to be filed with this
    report.</li>
  <li>Exhibits:</li>
</ol>
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<p ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The following Exhibit is filed as part of this report:</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
EXHIBIT NO.:</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
99.1 Press Release dated August 14, 2002.</p>
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<p>Items 8 through 9. </b>Not applicable.</p>
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<p ALIGN="CENTER">SIGNATURES</p>
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<p ALIGN="JUSTIFY">Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.</p>
<p ALIGN="JUSTIFY">&nbsp;</p>
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    <td width="52%"></td>
    <td width="48%" colspan="2"><b><font FACE="Times New Roman Bold">PFF
      BANCORP, INC.</font></b></td>
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    <td width="6%"></td>
    <td width="42%"></td>
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    <td width="52%"></td>
    <td width="48%" colspan="2">By: <u>/s/ Gregory C. Talbott</u></td>
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    <td width="52%"></td>
    <td width="6%"></td>
    <td width="42%">Gregory C. Talbott<br>
      Executive Vice President and<br>
      Chief Financial Officer</td>
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    <td width="52%">Date: August 14, 2002</td>
    <td width="6%"></td>
    <td width="42%"></td>
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<p ALIGN="CENTER">&nbsp;</p>
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<p ALIGN="CENTER">&nbsp;</p>
<p ALIGN="CENTER">EXHIBIT</font></b><font FACE="Times New Roman Bold"><b> INDEX</b></p>
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      <p ALIGN="CENTER">Exhibi</font>t</u></b></td>
    <td WIDTH="62%" VALIGN="TOP"><b><u><font FACE="Times New Roman Bold">
      <p ALIGN="CENTER">Description</font></u></b></td>
    <td WIDTH="19%" VALIGN="TOP">&nbsp;</td>
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    <td WIDTH="19%" VALIGN="TOP">
      <p ALIGN="CENTER">99.1</td>
    <td WIDTH="62%" VALIGN="TOP">
      <p ALIGN="JUSTIFY">Press Release dated August 14, 2002.</td>
    <td WIDTH="19%" VALIGN="TOP">&nbsp;</td>
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{"company-data": {"conformed-name": "PFF BANCORP INC", "cik": "0001004969", "assigned-sic": "6035", "irs-number": "954561623", "state-of-incorporation": "DE", "fiscal-year-end": "0331"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-16845", "film-number": "02737009"}, "business-address": {"street1": "350 SOUTH GAREY AVENUE", "city": "POMONA", "state": "CA", "zip": "91766", "phone": "9096232323"}, "mail-address": {"street1": "350 SOUTH GAREY AVENUE", "city": "POMONA", "state": "CA", "zip": "91766"}}
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
______________________________
Date of report (Date of earliest event reported): August 14,
2002
PFF BANCORP, INC.
(Exact name of registrant as specified in its charter)
Delaware
(State or other jurisdiction of incorporation)
0-27404
(Commission File Number)
95-4561623
(IRS Employer Identification No.)
350
        South Garey Avenue
Pomona, CA
91766
(Address of
        principal executive offices)
(Zip Code)
Registrant's telephone number, including area code
: (909)
623-2323
Not Applicable
(Former name or former address, if changed since last report)
Items 1 through 4.
Not applicable.
Items 5.
On August 14,
2002, the Registrant issued the press release attached to this report as Exhibit
99.1 announcing restatements to its previously released basic and diluted
earnings per share figures.
The Exhibit 99.1 referred to in this Item 5 is filed as part
of this report and is incorporated herein by reference.
Items 6.
Not applicable.
Item 7. Financial Statements and Exhibits
No financial statements are required to be filed with this report.
No pro forma financial information is required to be filed with this
    report.
Exhibits:
The following Exhibit is filed as part of this report:
EXHIBIT NO.:
99.1 Press Release dated August 14, 2002.
Items 8 through 9.
Not applicable.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.
PFF
      BANCORP, INC.
By:
/s/ Gregory C. Talbott
Gregory C. Talbott
Executive Vice President and
Chief Financial Officer
Date: August 14, 2002
EXHIBIT
INDEX
Exhibi
t
Description
99.1
Press Release dated August 14, 2002.