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<p class=MsoNormal align=center style='text-align:center'>&nbsp;</p>
<p class=MsoNormal align=center style='text-align:center'><b>SECURITIES AND
EXCHANGE COMMISSION<br>
WASHINGTON, D.C.&nbsp;
20549<br>
FORM 8-K<br>
OF THE SECURITIES
EXCHANGE ACT OF 1934<br>
DATE OF REPORT
November 1, 2004</b></p>



<p class=MsoNormal align=center style='text-align:center'><b>Commission File
No. 0-8862</b></p>



<p class=MsoNormal align=center style='text-align:center'><b><u>First Hartford
Corporation<br>
</u>(Exact name of
registrant as specified in its charter)</b></p>

<p class=MsoNormal align=center style='text-align:center'><b>&nbsp;</b></p>

<div align="left">
  <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="820" id="table1">
    <tr>
      <td width="500" align="center">Maine<b>&nbsp;<br>
      --------------------------------<br>
      </b>(State of Incorporation)</td>
      <td width="354" align="center">

<p class=MsoNormal><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b>01-00185800<br>
------------------------<br>
(I.R.S.
Identification)</p>

      </td>
    </tr>
    <tr>
      <td width="500" align="center">&nbsp;</td>
      <td width="354" align="center">&nbsp;</td>
    </tr>
    <tr>
      <td width="500" align="center">149 Colonial Road, Manchester, Connecticut<br>
      -----------------------------------------------<br>
      (Address of principal executive offices)</td>
      <td width="354" align="center">





<p class=MsoNormal>06040<br>
------------------------<br>
(Zip
Code)</p>

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    </tr>
  </table>
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<p class=MsoNormal align=center style='text-align:center'>(860) 646-6555<br>
- - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - -<br>
(Registrant's
telephone number, including area code)<br>
&nbsp;- - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - -</p>

<p style="TEXT-INDENT: 0.5in">Check the appropriate box below if the Form 8-K
filing is intended to simultaneously satisfy the filing obligation of the
registrant under any of the following provisions:</p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 0.25in; TEXT-ALIGN: justify">
[_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)</p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 0.25in; TEXT-ALIGN: justify">
[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)</p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 0.25in; TEXT-ALIGN: justify">
[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))</p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 0.25in; TEXT-ALIGN: justify">
[_] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))</p>

<p class=MsoNormal>&nbsp;</p>
<p class=MsoNormal><b>&nbsp;</b></p>

<b><hr color="#000080"><font size="2"><br clear=all
style='page-break-before:always'>
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<p class="MsoNormal" align="center" style="text-align:center"><u>FOR FIRST
HARTFORD CORPORATION - 8K</u></p>
</b>

<p class="Level1">1 November, 2004</p>

<b>
<p class="Level1">Financial Obligation Matter</p>
<p class="MsoNormal" style="margin-left:1.0in;text-indent:-1.0in">ITEM 2.03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<u>CREATION OF A DIRECT FINANCIAL OBLIGATION</u></p>
</b>

<p class="MsoNormal" align="justify">On November 1, 2004 a wholly owned
subsidiary of the Company (Plainfield Parkade, Inc.) has completed a refinancing
whereby it has received a mortgage and paid off a first and second mortgage on
the property.&nbsp; The highlights of the transaction are as follows:</p>
<ul>
	<li>
	<p class="Level1" style="text-indent: -.5in; line-height: 200%; margin-left: .5in">
	Mortgage: $5,300,000.</li>
	<li>
	<p class="Level1" style="text-indent: -.5in; line-height: 200%; margin-left: .5in">
	Interest: 5.875 per Annum.</li>
	<li>
	<p class="Level1" style="text-indent: -.5in; line-height: 200%; margin-left: .5in">
	Terms: 10 Year Term, 26 Year Amortization.</li>
	<li>
	<p class="Level1" style="text-indent: -.5in; line-height: 200%; margin-left: .5in">
	Payoff of 1<sup>st</sup> mortgage:&nbsp; $2,753,711 (8.875%) due 12/1/06).</li>
	<li>
	<p class="Level1" style="text-indent: -.5in; line-height: 200%; margin-left: .5in">
	Payoff of 2<sup>nd</sup> mortgage:&nbsp; $950,000 (7% due 12/1/06).</li>
	<li>
	<p class="Level1" style="text-indent: -.5in; line-height: 200%; margin-left: .5in">
	Prepayment premium: $159,084.</li>
</ul>
<p class="Level1" align="justify">On October 29, 2004 a major Regional Bank gave
the Company a $750,000 unsecured line of credit.&nbsp; There is a 1% per annum
charge for this accommodation.&nbsp; Advances will be charged interest at the
prime rate.&nbsp; The loan required the personal guarantee of Neil Ellis, the
President of the Company.</p>

<b>
<p class="Level1">First Hartford Corporation</p>
<p class="Level1"><u>/s/ Stuart I. Greenwald</u></p>
<p class="Level1">&nbsp;</p>
<p class="Level1">&nbsp;</p>
</b>

<p class="Level1">Stuart I. Greenwald<br>
Title Treasurer</p>
<p>&nbsp;</p>

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{"company-data": {"conformed-name": "FIRST HARTFORD CORP", "cik": "0000036369", "assigned-sic": "6500", "irs-number": "010185800", "state-of-incorporation": "ME", "fiscal-year-end": "0430"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-08862", "film-number": "041109859"}, "business-address": {"street1": "149 COLONIAL RD", "city": "MANCHESTER", "state": "CT", "zip": "06045-1270", "phone": "8606466555"}, "mail-address": {"street1": "149 COLONIAL RD", "city": "MANCHESTER", "state": "CT", "zip": "06045-1270"}, "former-company": {"former-conformed-name": "WYANDOTTE INDUSTRIES CORP", "date-changed": "19880803"}}
First Hartford 8-K by EDGAR2.com
SECURITIES AND
EXCHANGE COMMISSION
WASHINGTON, D.C. 
20549
FORM 8-K
OF THE SECURITIES
EXCHANGE ACT OF 1934
DATE OF REPORT
November 1, 2004
Commission File
No. 0-8862
First Hartford
Corporation
(Exact name of
registrant as specified in its charter)
Maine
--------------------------------
(State of Incorporation)
01-00185800
------------------------
(I.R.S.
Identification)
149 Colonial Road, Manchester, Connecticut
-----------------------------------------------
(Address of principal executive offices)
06040
------------------------
(Zip
Code)
(860) 646-6555
- - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - -
(Registrant's
telephone number, including area code)
- - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - -
Check the appropriate box below if the Form 8-K
filing is intended to simultaneously satisfy the filing obligation of the
registrant under any of the following provisions:
[_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[_] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
FOR FIRST
HARTFORD CORPORATION - 8K
1 November, 2004
Financial Obligation Matter
ITEM 2.03
CREATION OF A DIRECT FINANCIAL OBLIGATION
On November 1, 2004 a wholly owned
subsidiary of the Company (Plainfield Parkade, Inc.) has completed a refinancing
whereby it has received a mortgage and paid off a first and second mortgage on
the property.  The highlights of the transaction are as follows:
Mortgage: $5,300,000.
Interest: 5.875 per Annum.
Terms: 10 Year Term, 26 Year Amortization.
Payoff of 1
st
mortgage:  $2,753,711 (8.875%) due 12/1/06).
Payoff of 2
nd
mortgage:  $950,000 (7% due 12/1/06).
Prepayment premium: $159,084.
On October 29, 2004 a major Regional Bank gave
the Company a $750,000 unsecured line of credit.  There is a 1% per annum
charge for this accommodation.  Advances will be charged interest at the
prime rate.  The loan required the personal guarantee of Neil Ellis, the
President of the Company.
First Hartford Corporation
/s/ Stuart I. Greenwald
Stuart I. Greenwald
Title Treasurer