SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                    FORM 8-K
                                 CURRENT REPORT



                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): April 14, 1999



                     SECURITY FIRST TECHNOLOGIES CORPORATION
                     ---------------------------------------
             (Exact name of registrant as specified in its charter)



        DELAWARE                     000-24931                58-2395199
(State or other jurisdiction        (Commission             (IRS Employer
     of incorporation)              File Number)           Identification No.)



           3390 PEACHTREE ROAD, NE, SUITE 1700, ATLANTA, GEORGIA 30326
           -----------------------------------------------------------
                    (Address of principal executive offices)

       Registrant's telephone number, including area code: (404) 812-6200
                                                           --------------



                                 NOT APPLICABLE
      --------------------------------------------------------------------
          (Former name or former address, if changed since last report)


<PAGE>





ITEM 5. OTHER EVENTS.

     Security First Technologies  Corporation ("S1") announced on April 14, 1999
that its Board of Directors has declared a two-for-one stock split. On April 26,
1999,  S1 announced  that S1's annual  meeting of  shareholders  will be held on
Thursday,  June 3, 1999 at 9:00 a.m. at the Grand Hyatt Atlanta,  3300 Peachtree
Road, Atlanta, Georgia 30305.

     S1 issued a press release on April 14 1999 describing the stock split and a
press  release on April 26,  1999  describing  the annual  meeting.  Those press
releases are filed as Exhibits 99.1 and 99.2 hereto.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(a)  Not applicable.

(b)  Not applicable.

(c)  Exhibits.

     Exhibit
     No.               Description
     ---               -----------

     99.1              Press release dated April 14, 1999.

     99.2              Press release dated April 26, 1999.





<PAGE>



                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                     SECURITY FIRST TECHNOLOGIES CORPORATION
                     ---------------------------------------
                     (Registrant)


                     /s/ Robert F. Stockwell
                     ---------------------------------------
                     Robert F. Stockwell
                     Chief Financial Officer and Treasurer




Date: April 28, 1999


<PAGE>



                                  EXHIBIT INDEX

     Exhibit
     No.               Description
     ---               -----------

     99.1 Press release dated April 14, 1999.

     99.2 Press release dated April 26, 1999.
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SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): April 14, 1999

                     SECURITY FIRST TECHNOLOGIES CORPORATION
                     ---------------------------------------
             (Exact name of registrant as specified in its charter)

        DELAWARE                     000-24931                58-2395199
(State or other jurisdiction        (Commission             (IRS Employer
     of incorporation)              File Number)           Identification No.)

           3390 PEACHTREE ROAD, NE, SUITE 1700, ATLANTA, GEORGIA 30326
           -----------------------------------------------------------
                    (Address of principal executive offices)

       Registrant's telephone number, including area code: (404) 812-6200
                                                           --------------

                                 NOT APPLICABLE
      --------------------------------------------------------------------
          (Former name or former address, if changed since last report)
ITEM 5. OTHER EVENTS.

     Security First Technologies  Corporation ("S1") announced on April 14, 1999
that its Board of Directors has declared a two-for-one stock split. On April 26,
1999,  S1 announced  that S1's annual  meeting of  shareholders  will be held on
Thursday,  June 3, 1999 at 9:00 a.m. at the Grand Hyatt Atlanta,  3300 Peachtree
Road, Atlanta, Georgia 30305.

     S1 issued a press release on April 14 1999 describing the stock split and a
press  release on April 26,  1999  describing  the annual  meeting.  Those press
releases are filed as Exhibits 99.1 and 99.2 hereto.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(a)  Not applicable.

(b)  Not applicable.

(c)  Exhibits.

     Exhibit
     No.               Description
     ---               -----------

     99.1              Press release dated April 14, 1999.

     99.2              Press release dated April 26, 1999.
SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                     SECURITY FIRST TECHNOLOGIES CORPORATION
                     ---------------------------------------
                     (Registrant)

                     /s/ Robert F. Stockwell
                     ---------------------------------------
                     Robert F. Stockwell
                     Chief Financial Officer and Treasurer

Date: April 28, 1999
EXHIBIT INDEX

     Exhibit
     No.               Description
     ---               -----------

     99.1 Press release dated April 14, 1999.

     99.2 Press release dated April 26, 1999.