<PAGE> 1


                            FORM 8-K

               SECURITIES AND EXCHANGE COMMISSION

                     Washington, D.C.  20549

                         CURRENT REPORT

               Pursuant to Section 13 or 15(d) of
               the Securities Exchange Act of 1934

                Date of Report: November 15, 1999


              HOUSEHOLD CONSUMER LOAN TRUST 1996-1
              ------------------------------------
     (Exact name of registrant as specified in its charter)


                  HOUSEHOLD FINANCE CORPORATION
                  -----------------------------
                  (Administrator of the Trust)
      (Exact name as specified in Administrator's charter)


      Delaware                   0-21979              88-0367746
------------------------------------------------------------------
(State or other juris-    (Commission File Numbers) (IRS Employer
diction of incorpora-                                Identification
tion of Administrator)                               Number of
                                                     Registrant)


 2700 Sanders Road, Prospect Heights, Illinois          60070
------------------------------------------------------------------
(Address of principal executive offices of             (Zip Code)
     Administrator)


Administrator's telephone number, including area code 847/564-5000
                                                      ------------

                                  Exhibit Index appears on page 3

<PAGE>
<PAGE> 2


Item 7.   FINANCIAL STATEMENTS AND EXHIBITS

(c)  Exhibits
     --------

99   Statement to Series 1996-1 Participants with respect to the
     distribution on November 12, 1999 as provided for under Article V
     of the Pooling and Servicing Agreement dated as of September 1,
     1995 among Household Finance Corporation, as Servicer and The Chase
     Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the
     Series 1996-1 Supplement to the Pooling and Servicing Agreement,
     (b) Noteholders with respect to the Payment Date on November 15,
     1999 as provided for under Section 3.23 of the Indenture dated as
     of March 1, 1996 between Household Consumer Loan Trust 1996-1 and
     The Bank of New York, as Indenture Trustee, and (c)
     Certificateholders with respect to the Payment Date on November 15,
     1999 as provided for under Section 5.04 of the Trust Agreement
     dated as of March 1, 1996 between Household Consumer Loan
     Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.



                            SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of
1934, the Administrator has duly caused this report to be signed on
behalf of the undersigned hereunto duly authorized.


                              HOUSEHOLD FINANCE CORPORATION,
                         as Administrator of and on behalf of the
                           HOUSEHOLD CONSUMER LOAN TRUST 1996-1
                         ----------------------------------------
                                      (Registrant)


                         By:   /s/ J. W. Blenke
                              -----------------------------------
                              J. W. Blenke
                              Authorized Representative



Dated:    November 23, 1999
          -----------------------


                              - 2 -

<PAGE>
<PAGE> 3

                          EXHIBIT INDEX

Exhibit
Number    Exhibit                                             Page
-------   -------                                             ----
                                                                 4
99
     Statement to Series 1996-1 Participants with respect to the
     distribution on November 12, 1999 as provided for under
     Article V of the Pooling and Servicing Agreement dated as of
     September 1, 1995 among Household Finance Corporation, as
     Servicer and The Chase Manhattan Bank, N.A., as Deposit
     Trustee and Section 5 of the Series 1996-1 Supplement to the
     Pooling and Servicing Agreement, (b) Noteholders with respect
     to the Payment Date on November 15, 1999 as provided for under
     Section 3.23 of the Indenture dated as of March 1, 1996
     between Household Consumer Loan Trust 1996-1 and The Bank of
     New York, as Indenture Trustee, and (c) Certificateholders
     with respect to the Payment Date on November 15, 1999 as
     provided for under Section 5.04 of the Trust Agreement dated
     as of March 1, 1996 between Household Consumer Loan
     Corporation and The Chase Manhattan Bank (USA), as Owner
     Trustee.









                            -3-
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{"company-data": {"conformed-name": "HOUSEHOLD CONSUMER LOAN TRUST 1996-1", "cik": "0001007119", "assigned-sic": "6189", "irs-number": "880367746", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-21979", "film-number": "99762782"}, "business-address": {"street1": "2700 SANDERS ROAD", "city": "PROSPECT HEIGHTS", "state": "IL", "zip": "60070", "phone": "8475645000"}, "mail-address": {"street1": "2700 SANDERS ROAD", "city": "PROSPECT HEIGHTS", "state": "IL", "zip": "60070"}}
1

                            FORM 8-K

               SECURITIES AND EXCHANGE COMMISSION

                     Washington, D.C.  20549

                         CURRENT REPORT

               Pursuant to Section 13 or 15(d) of
               the Securities Exchange Act of 1934

                Date of Report: November 15, 1999

              HOUSEHOLD CONSUMER LOAN TRUST 1996-1
              ------------------------------------
     (Exact name of registrant as specified in its charter)

                  HOUSEHOLD FINANCE CORPORATION
                  -----------------------------
                  (Administrator of the Trust)
      (Exact name as specified in Administrator's charter)

      Delaware                   0-21979              88-0367746
------------------------------------------------------------------
(State or other juris-    (Commission File Numbers) (IRS Employer
diction of incorpora-                                Identification
tion of Administrator)                               Number of
                                                     Registrant)

 2700 Sanders Road, Prospect Heights, Illinois          60070
------------------------------------------------------------------
(Address of principal executive offices of             (Zip Code)
     Administrator)

Administrator's telephone number, including area code 847/564-5000
                                                      ------------

                                  Exhibit Index appears on page 3
2

Item 7.   FINANCIAL STATEMENTS AND EXHIBITS

(c)  Exhibits
     --------

99   Statement to Series 1996-1 Participants with respect to the
     distribution on November 12, 1999 as provided for under Article V
     of the Pooling and Servicing Agreement dated as of September 1,
     1995 among Household Finance Corporation, as Servicer and The Chase
     Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the
     Series 1996-1 Supplement to the Pooling and Servicing Agreement,
     (b) Noteholders with respect to the Payment Date on November 15,
     1999 as provided for under Section 3.23 of the Indenture dated as
     of March 1, 1996 between Household Consumer Loan Trust 1996-1 and
     The Bank of New York, as Indenture Trustee, and (c)
     Certificateholders with respect to the Payment Date on November 15,
     1999 as provided for under Section 5.04 of the Trust Agreement
     dated as of March 1, 1996 between Household Consumer Loan
     Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.

                            SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of
1934, the Administrator has duly caused this report to be signed on
behalf of the undersigned hereunto duly authorized.

                              HOUSEHOLD FINANCE CORPORATION,
                         as Administrator of and on behalf of the
                           HOUSEHOLD CONSUMER LOAN TRUST 1996-1
                         ----------------------------------------
                                      (Registrant)

                         By:   /s/ J. W. Blenke
                              -----------------------------------
                              J. W. Blenke
                              Authorized Representative

Dated:    November 23, 1999
          -----------------------

                              - 2 -
3

                          EXHIBIT INDEX

Exhibit
Number    Exhibit                                             Page
-------   -------                                             ----
                                                                 4
99
     Statement to Series 1996-1 Participants with respect to the
     distribution on November 12, 1999 as provided for under
     Article V of the Pooling and Servicing Agreement dated as of
     September 1, 1995 among Household Finance Corporation, as
     Servicer and The Chase Manhattan Bank, N.A., as Deposit
     Trustee and Section 5 of the Series 1996-1 Supplement to the
     Pooling and Servicing Agreement, (b) Noteholders with respect
     to the Payment Date on November 15, 1999 as provided for under
     Section 3.23 of the Indenture dated as of March 1, 1996
     between Household Consumer Loan Trust 1996-1 and The Bank of
     New York, as Indenture Trustee, and (c) Certificateholders
     with respect to the Payment Date on November 15, 1999 as
     provided for under Section 5.04 of the Trust Agreement dated
     as of March 1, 1996 between Household Consumer Loan
     Corporation and The Chase Manhattan Bank (USA), as Owner
     Trustee.

                            -3-