SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) October 13, 2000
                                                 -------------------------------

                           Return Assured Incorporated
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

            Delaware                                         13-3896069
----------------------------------                    --------------------------
  (State or other jurisdiction                             (IRS Employer
of incorporation or organization)                        Identification No.)

     1901 Avenue of the Stars, Suite 1710, Los Angeles, California     90067
--------------------------------------------------------------------------------
 (Address of principal executive offices)                            (Zip Code)

                                  888-884-8809
              ----------------------------------------------------
              (Registrant's Telephone Number, Including Area Code)

                          Hertz Technology Group, Inc.
                   75 Varick Street, New York, New York 10013
         --------------------------------------------------------------
         (Former Name or Former Address, If Changed since Last Report.)

<PAGE>

Item 1. Changes in Control of Registrant

                                     MERGER

      Asure Acquisition Corporation, a newly-formed and wholly-owned subsidiary
of Hertz Technology Group, Inc. ("HTG") has been merged with and into Return
Assured Incorporated, a Nevada corporation, ("RAI"). As a result of the merger,
the separate corporate existence of Asure Acquisition ceased and RAI survived
the merger as a wholly-owned subsidiary of HTG. At the effective time of the
merger, the corporate name of HTG was changed to "Return Assured Incorporated"
("Registrant").

Conversion of RAI common stock

      Each outstanding share of RAI common stock was converted into the right to
receive one share of fully paid and nonassessable Registrant common stock. Each
outstanding RAI option or warrant to purchase one share of RAI common stock was
converted into a Registrant option or warrant to purchase one share of
Registrant common stock. As a result of the merger Registrant issued 4,895,685
shares of Registrant common stock to former RAI common stock holders and
warrants to purchase 1,401,333 shares of Registrant common stock to former RAI
warrant holders, excluding 1,200,000 shares of common stock reserved for future
issuance underlying stock options. Of these warrants, 1,040,000 are exercisable
at $1.00 per share, 28,000 are exercisable at $1.43 per share, and 333,333 are
exercisable at $3.00 per share.

Board of Directors

      At the closing of the merger, the Registrant's existing Board of Directors
resigned and the following persons were designated as provided by the merger
agreement as follows: J.A. Carter, Matthew Sebal, Dale Vander Geissen, Robert
Blagman, and Michael Hillerbrand or his designee.

                FINANCING ARRANGEMENTS--SALE OF PREFERRED SHARES

      GEM Global Yield Fund Limited, a private investment fund, has purchased
Series A Preferred Stock in the amount of $5,000,000 and a five-year warrant to
purchase 404,041 shares of common stock exercisable at $3.00 per share.

      The Series A Preferred Stock accrues dividends at a rate of 1% per annum.
It is convertible into common stock. The number of shares of common stock to be
issued upon conversion of each share of preferred stock is determined by
dividing $1,000, the stated value of the preferred share, plus accrued
dividends, by the conversion price at the time of conversion. The maximum
conversion price is $3.00 per share. However, if the market price of
Registrant's stock at the time of conversion is below the maximum conversion
price, the conversion price is reduced to the average of the three lowest
closing bid prices for the common stock during the 45 days before the date of
conversion.


                                       1
<PAGE>

      Conversion of all of the Series A Preferred Stock would yield 2,500,000
shares of common stock assuming an exercise price of $2.00 per share, the
closing bid price of Registrant common stock on October 13, 2000. Because the
actual number of shares of common stock that could be issued on conversion of
the preferred shares may fluctuate, this number may change.

                               RELATED AGREEMENTS

Stock Redemption Agreement with Eli E. Hertz and I. Marilyn Hertz

      Registrant has purchased from Eli E. Hertz and I. Marilyn Hertz 115,385
shares of Registrant common stock for $435,000 cash and $290,000 promissory note
due April 17, 2001.

Employment Agreement with Eli E. Hertz

      Registrant's Hergo Ergonomic Support Systems, Inc. subsidiary signed an
employment agreement with Eli E. Hertz. Under the agreement, Hergo will employ
Mr. Hertz as Chief Executive Officer of Hergo at an annual salary of $250,000
plus a bonus of 25% of the total gross profits from sales of products and
services by that subsidiary. Mr. Hertz will also be entitled to participate in
employee benefit plans maintained by Hergo for its executives, and other fringe
benefits including life insurance of at least $2 million. Under the agreement,
options presently held by Mr. Hertz on 891,667 shares of Registrant common stock
will vest immediately and will remain exercisable until expiration regardless of
whether Mr. Hertz remains employed by the subsidiary. Mr. Hertz is to have
overall and complete authority over the conduct of the subsidiary with a minimum
of interference from the Board of Directors, and the subsidiary is to be kept as
a separate operating entity substantially as constituted when the merger became
effective. The agreement is to have a term of five years. It may not be
terminated by Hergo except for disability or for cause or if Hergo's tangible
net worth falls below $100,000 for reasons other than those related to
interference by Registrant with Mr. Hertz's management of the subsidiary. If the
agreement is terminated before the end of its term for reasons other than
disability, reduction of the subsidiary's net worth or for cause, the subsidiary
is required to pay Mr. Hertz a lump sum equal to the amount of base compensation
he would have received if his employment had not been terminated. If Registrant
surrenders its lease at 75 Varick Street to the landlord for cash or other
consideration, Hergo will receive 50 percent of the total proceeds or $150,000
and Registrant will receive the remainder.

Consulting Agreement with Eli E. Hertz

      Registrant signed a consulting agreement with Eli E. Hertz. Under that
agreement, Mr. Hertz will provide counsel and advice in connection with the
transition in the change of control resulting from the merger. For these
services, Mr. Hertz will be entitled to $125,000 per year payable in advance of
each contract year. In addition, Registrant is to provide Mr. Hertz with two
luxury automobiles and related expenses and coverage for himself and his wife
under all health insurance plans made available by Registrant to its employees.
If Registrant sells or disposes of the stock or assets of its Hertz Computer
Corporate, Edutec Computer Education,


                                       2
<PAGE>

      Inc. or RemoteIT.com, Inc. subsidiaries during the term of the agreement
or within two years after its termination, Registrant will pay Mr. Hertz, in
addition, 15%, or in the case of Remote, 35% of the consideration received from
the sale or disposition. Registrant is also to furnish Mr. Hertz with four
furnished offices plus 7000 square feet of space at 75 Varick Street for the
balance of Registrant's current lease of those premises.

Employment Agreement with Barry Goldsammler

      Registrant signed an employment agreement with Barry Goldsammler. Under
that agreement, Registrant will employ Mr. Goldsammler as Chief Financial
Officer at an annual salary of $125,000. Mr. Goldsammler will also be entitled
to participate in employee benefit plans maintained by the Registrant for its
executives, and to other fringe benefits. Under the agreement, options presently
held by Mr. Goldsammler on 156,667 shares of Registrant common stock will vest
immediately and will remain exercisable until expiration regardless of whether
Mr. Goldsammler remains employed by Registrant. The agreement is to have a term
of one year. It may not be terminated by Registrant except for cause. If the
agreement is terminated before the end of its term for reasons other than
disability or for cause, Registrant is required to pay Mr. Goldsammler a lump
sum equal to the amount of base compensation he would have received if his
employment had not been terminated.

Employment Agreement with I. Marilyn Hertz

      Registrant's Hergo Ergonomic Support Systems, Inc. subsidiary signed an
employment agreement with I. Marilyn Hertz. Under that agreement, Hergo will
employ Mrs. Hertz as a part-time senior executive at an annual salary of
$95,000. Mrs. Hertz will also be entitled to participate in employee benefit
plans maintained by Hergo for its executives, and to other fringe benefits,
including life insurance of not less than $1 million. Under the agreement,
options presently held by Mrs. Hertz on 208,333 shares of Registrant common
stock will vest immediately and will remain exercisable until expiration
regardless of whether Mrs. Hertz remains employed by Hergo. The agreement is to
have a term of two years. It may not be terminated by Hergo except for
disability or for cause or if Hergo's tangible net worth falls below $100,000
for reasons other than those resulting from interference by Hertz's Board of
Directors in the management of the subsidiary. If the agreement is terminated
before the end of its term for reasons other than disability, reduction of the
subsidiary's net worth or for cause, the subsidiary is required to pay Mrs.
Hertz a lump sum equal to the amount of base compensation she would have
received if her employment had not been terminated.

Item 2. Acquisition or Disposition of Assets

See response to Item 1 above.

Item 7. Financial Statements and Exhibits


                                       3
<PAGE>

(a)   Financial Statements - The financial statements required to be filed under
      Item 7 of Form 8-K shall be filed within 60 days of the date this Current
      Report on Form 8-K is required to be filed.

(b)   Pro Forma Financial Information - The pro forma financial information
      required to be filed under Item 7 of Form 8-K shall be filed within 60
      days of the date this Current Report on Form 8-K is required to be filed.

(c)   Exhibits

      3.1   Amendment to Certificate of Incorporation
      3.2   Certificate of Designations of Series A Preferred Stock
      10.1  Agreement and Plan of Merger among A Sure eCommerce, Inc. a Nevada
            corporation, Hertz Technology Group, Inc. a Delaware corporation,
            Asure Acquisition Corporation, a Delaware corporation, Eli E. Hertz
            and J.A. Carter dated July 13, 2000*
      10.2  Series A Preferred Stock Purchase Agreement by and between A Sure
            eCommerce, Inc. and GEM Global Yield Fund Limited dated July 13,
            2000
      10.3  Employment Agreement with Eli E. Hertz
      10.4  Consulting Agreement with Eli E. Hertz
      10.5  Employment Agreement with I. Marilyn Hertz
      10.6  Employment Agreement with Barry Goldsammler
      10.7  Press Release dated October 17, 2000

      *     Previously filed in Hertz Technology Group, Inc.'s Current Report on
            Form 8-K filed on July 31, 2000 and incorporated herein by
            reference.

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                                 RETURN ASSURED INCORPORATED


Date: October 18, 2000                           By: /s/ MATTHEW SEBAL
                                                    ----------------------------
                                                     Matthew Sebal
                                                     President


                                       4
<PAGE>

                                  EXHIBIT INDEX

3.1   Amendment to Certificate of Incorporation
3.2   Certificate of Designations of Series A Preferred Stock
10.1  Agreement and Plan of Merger among A Sure eCommerce, Inc. a Nevada
      corporation, Hertz Technology Group, Inc. a Delaware corporation, Asure
      Acquisition Corporation, a Delaware corporation, Eli E. Hertz and J.A.
      Carter dated July 13, 2000*
10.2  Series A Preferred Stock Purchase Agreement by and between A Sure
      eCommerce, Inc. and GEM Global Yield Fund Limited dated July 13, 2000
10.3  Employment Agreement with Eli E. Hertz
10.4  Consulting Agreement with Eli E. Hertz
10.5  Employment Agreement with I. Marilyn Hertz
10.6  Employment Agreement with Barry Goldsammler
10.7  Press Release dated October 17, 2000

*     Previously filed in Hertz Technology Group, Inc.'s Current Report on Form
      8-K filed on July 31, 2000 and incorporated herein by reference.
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{"company-data": {"conformed-name": "HERTZ TECHNOLOGY GROUP INC", "cik": "0001020726", "assigned-sic": "3570", "irs-number": "133896069", "fiscal-year-end": "0831"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-21679", "film-number": "743312"}, "business-address": {"street1": "75 VARICK ST", "street2": "11TH FLOOR", "city": "NEW YORK", "state": "NY", "zip": "10013-1917", "phone": "2126344000"}, "mail-address": {"street1": "75 VARICK STREET", "street2": "11TH FLOOR", "city": "NEW YORK", "state": "NY", "zip": "10013"}}
SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) October 13, 2000
                                                 -------------------------------

                           Return Assured Incorporated
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

            Delaware                                         13-3896069
----------------------------------                    --------------------------
  (State or other jurisdiction                             (IRS Employer
of incorporation or organization)                        Identification No.)

     1901 Avenue of the Stars, Suite 1710, Los Angeles, California     90067
--------------------------------------------------------------------------------
 (Address of principal executive offices)                            (Zip Code)

                                  888-884-8809
              ----------------------------------------------------
              (Registrant's Telephone Number, Including Area Code)

                          Hertz Technology Group, Inc.
                   75 Varick Street, New York, New York 10013
         --------------------------------------------------------------
         (Former Name or Former Address, If Changed since Last Report.)
Item 1. Changes in Control of Registrant

                                     MERGER

      Asure Acquisition Corporation, a newly-formed and wholly-owned subsidiary
of Hertz Technology Group, Inc. ("HTG") has been merged with and into Return
Assured Incorporated, a Nevada corporation, ("RAI"). As a result of the merger,
the separate corporate existence of Asure Acquisition ceased and RAI survived
the merger as a wholly-owned subsidiary of HTG. At the effective time of the
merger, the corporate name of HTG was changed to "Return Assured Incorporated"
("Registrant").

Conversion of RAI common stock

      Each outstanding share of RAI common stock was converted into the right to
receive one share of fully paid and nonassessable Registrant common stock. Each
outstanding RAI option or warrant to purchase one share of RAI common stock was
converted into a Registrant option or warrant to purchase one share of
Registrant common stock. As a result of the merger Registrant issued 4,895,685
shares of Registrant common stock to former RAI common stock holders and
warrants to purchase 1,401,333 shares of Registrant common stock to former RAI
warrant holders, excluding 1,200,000 shares of common stock reserved for future
issuance underlying stock options. Of these warrants, 1,040,000 are exercisable
at $1.00 per share, 28,000 are exercisable at $1.43 per share, and 333,333 are
exercisable at $3.00 per share.

Board of Directors

      At the closing of the merger, the Registrant's existing Board of Directors
resigned and the following persons were designated as provided by the merger
agreement as follows: J.A. Carter, Matthew Sebal, Dale Vander Geissen, Robert
Blagman, and Michael Hillerbrand or his designee.

                FINANCING ARRANGEMENTS--SALE OF PREFERRED SHARES

      GEM Global Yield Fund Limited, a private investment fund, has purchased
Series A Preferred Stock in the amount of $5,000,000 and a five-year warrant to
purchase 404,041 shares of common stock exercisable at $3.00 per share.

      The Series A Preferred Stock accrues dividends at a rate of 1% per annum.
It is convertible into common stock. The number of shares of common stock to be
issued upon conversion of each share of preferred stock is determined by
dividing $1,000, the stated value of the preferred share, plus accrued
dividends, by the conversion price at the time of conversion. The maximum
conversion price is $3.00 per share. However, if the market price of
Registrant's stock at the time of conversion is below the maximum conversion
price, the conversion price is reduced to the average of the three lowest
closing bid prices for the common stock during the 45 days before the date of
conversion.

                                       1
Conversion of all of the Series A Preferred Stock would yield 2,500,000
shares of common stock assuming an exercise price of $2.00 per share, the
closing bid price of Registrant common stock on October 13, 2000. Because the
actual number of shares of common stock that could be issued on conversion of
the preferred shares may fluctuate, this number may change.

                               RELATED AGREEMENTS

Stock Redemption Agreement with Eli E. Hertz and I. Marilyn Hertz

      Registrant has purchased from Eli E. Hertz and I. Marilyn Hertz 115,385
shares of Registrant common stock for $435,000 cash and $290,000 promissory note
due April 17, 2001.

Employment Agreement with Eli E. Hertz

      Registrant's Hergo Ergonomic Support Systems, Inc. subsidiary signed an
employment agreement with Eli E. Hertz. Under the agreement, Hergo will employ
Mr. Hertz as Chief Executive Officer of Hergo at an annual salary of $250,000
plus a bonus of 25% of the total gross profits from sales of products and
services by that subsidiary. Mr. Hertz will also be entitled to participate in
employee benefit plans maintained by Hergo for its executives, and other fringe
benefits including life insurance of at least $2 million. Under the agreement,
options presently held by Mr. Hertz on 891,667 shares of Registrant common stock
will vest immediately and will remain exercisable until expiration regardless of
whether Mr. Hertz remains employed by the subsidiary. Mr. Hertz is to have
overall and complete authority over the conduct of the subsidiary with a minimum
of interference from the Board of Directors, and the subsidiary is to be kept as
a separate operating entity substantially as constituted when the merger became
effective. The agreement is to have a term of five years. It may not be
terminated by Hergo except for disability or for cause or if Hergo's tangible
net worth falls below $100,000 for reasons other than those related to
interference by Registrant with Mr. Hertz's management of the subsidiary. If the
agreement is terminated before the end of its term for reasons other than
disability, reduction of the subsidiary's net worth or for cause, the subsidiary
is required to pay Mr. Hertz a lump sum equal to the amount of base compensation
he would have received if his employment had not been terminated. If Registrant
surrenders its lease at 75 Varick Street to the landlord for cash or other
consideration, Hergo will receive 50 percent of the total proceeds or $150,000
and Registrant will receive the remainder.

Consulting Agreement with Eli E. Hertz

      Registrant signed a consulting agreement with Eli E. Hertz. Under that
agreement, Mr. Hertz will provide counsel and advice in connection with the
transition in the change of control resulting from the merger. For these
services, Mr. Hertz will be entitled to $125,000 per year payable in advance of
each contract year. In addition, Registrant is to provide Mr. Hertz with two
luxury automobiles and related expenses and coverage for himself and his wife
under all health insurance plans made available by Registrant to its employees.
If Registrant sells or disposes of the stock or assets of its Hertz Computer
Corporate, Edutec Computer Education,

                                       2
Inc. or RemoteIT.com, Inc. subsidiaries during the term of the agreement
or within two years after its termination, Registrant will pay Mr. Hertz, in
addition, 15%, or in the case of Remote, 35% of the consideration received from
the sale or disposition. Registrant is also to furnish Mr. Hertz with four
furnished offices plus 7000 square feet of space at 75 Varick Street for the
balance of Registrant's current lease of those premises.

Employment Agreement with Barry Goldsammler

      Registrant signed an employment agreement with Barry Goldsammler. Under
that agreement, Registrant will employ Mr. Goldsammler as Chief Financial
Officer at an annual salary of $125,000. Mr. Goldsammler will also be entitled
to participate in employee benefit plans maintained by the Registrant for its
executives, and to other fringe benefits. Under the agreement, options presently
held by Mr. Goldsammler on 156,667 shares of Registrant common stock will vest
immediately and will remain exercisable until expiration regardless of whether
Mr. Goldsammler remains employed by Registrant. The agreement is to have a term
of one year. It may not be terminated by Registrant except for cause. If the
agreement is terminated before the end of its term for reasons other than
disability or for cause, Registrant is required to pay Mr. Goldsammler a lump
sum equal to the amount of base compensation he would have received if his
employment had not been terminated.

Employment Agreement with I. Marilyn Hertz

      Registrant's Hergo Ergonomic Support Systems, Inc. subsidiary signed an
employment agreement with I. Marilyn Hertz. Under that agreement, Hergo will
employ Mrs. Hertz as a part-time senior executive at an annual salary of
$95,000. Mrs. Hertz will also be entitled to participate in employee benefit
plans maintained by Hergo for its executives, and to other fringe benefits,
including life insurance of not less than $1 million. Under the agreement,
options presently held by Mrs. Hertz on 208,333 shares of Registrant common
stock will vest immediately and will remain exercisable until expiration
regardless of whether Mrs. Hertz remains employed by Hergo. The agreement is to
have a term of two years. It may not be terminated by Hergo except for
disability or for cause or if Hergo's tangible net worth falls below $100,000
for reasons other than those resulting from interference by Hertz's Board of
Directors in the management of the subsidiary. If the agreement is terminated
before the end of its term for reasons other than disability, reduction of the
subsidiary's net worth or for cause, the subsidiary is required to pay Mrs.
Hertz a lump sum equal to the amount of base compensation she would have
received if her employment had not been terminated.

Item 2. Acquisition or Disposition of Assets

See response to Item 1 above.

Item 7. Financial Statements and Exhibits

                                       3
(a)   Financial Statements - The financial statements required to be filed under
      Item 7 of Form 8-K shall be filed within 60 days of the date this Current
      Report on Form 8-K is required to be filed.

(b)   Pro Forma Financial Information - The pro forma financial information
      required to be filed under Item 7 of Form 8-K shall be filed within 60
      days of the date this Current Report on Form 8-K is required to be filed.

(c)   Exhibits

      3.1   Amendment to Certificate of Incorporation
      3.2   Certificate of Designations of Series A Preferred Stock
      10.1  Agreement and Plan of Merger among A Sure eCommerce, Inc. a Nevada
            corporation, Hertz Technology Group, Inc. a Delaware corporation,
            Asure Acquisition Corporation, a Delaware corporation, Eli E. Hertz
            and J.A. Carter dated July 13, 2000*
      10.2  Series A Preferred Stock Purchase Agreement by and between A Sure
            eCommerce, Inc. and GEM Global Yield Fund Limited dated July 13,
            2000
      10.3  Employment Agreement with Eli E. Hertz
      10.4  Consulting Agreement with Eli E. Hertz
      10.5  Employment Agreement with I. Marilyn Hertz
      10.6  Employment Agreement with Barry Goldsammler
      10.7  Press Release dated October 17, 2000

      *     Previously filed in Hertz Technology Group, Inc.'s Current Report on
            Form 8-K filed on July 31, 2000 and incorporated herein by
            reference.

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                                 RETURN ASSURED INCORPORATED

Date: October 18, 2000                           By: /s/ MATTHEW SEBAL
                                                    ----------------------------
                                                     Matthew Sebal
                                                     President

                                       4
EXHIBIT INDEX

3.1   Amendment to Certificate of Incorporation
3.2   Certificate of Designations of Series A Preferred Stock
10.1  Agreement and Plan of Merger among A Sure eCommerce, Inc. a Nevada
      corporation, Hertz Technology Group, Inc. a Delaware corporation, Asure
      Acquisition Corporation, a Delaware corporation, Eli E. Hertz and J.A.
      Carter dated July 13, 2000*
10.2  Series A Preferred Stock Purchase Agreement by and between A Sure
      eCommerce, Inc. and GEM Global Yield Fund Limited dated July 13, 2000
10.3  Employment Agreement with Eli E. Hertz
10.4  Consulting Agreement with Eli E. Hertz
10.5  Employment Agreement with I. Marilyn Hertz
10.6  Employment Agreement with Barry Goldsammler
10.7  Press Release dated October 17, 2000

*     Previously filed in Hertz Technology Group, Inc.'s Current Report on Form
      8-K filed on July 31, 2000 and incorporated herein by reference.