content: Item 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANTS
  
           On July 8, 2002, we terminated the appointment of KPMG LLP as our
  principal accountants and engaged BDO Seidman, LLP as our new principal
  accountants. Our board of directors approved the decision to change accountants.
  
           During 2000 and 2001 and through the subsequent interim period ended
  March 31, 2002, we had no disagreements with KPMG LLP on any matter of
  accounting principles or practices, financial statement disclosure, or auditing
  scope or procedure, which disagreements, if not resolved to the satisfaction of
  KPMG LLP, would have caused it to make reference to the subject matter of the
  disagreement in connection with its reports.
  
           The audit report of KPMG LLP on our consolidated financial statements
  as of and for the years ended December 31, 2000 and 2001 did not contain any
  adverse opinion or disclaimer of opinion, nor was it qualified or modified as to
  uncertainty, audit scope, or accounting principles.
  
           During 2000 and 2001 and through the subsequent interim period ended
  March 31, 2002, we did not consult with BDO Seidman, LLP regarding the
  application of accounting principles to a specific transaction, either completed
  or proposed, or the type of audit opinion that might be rendered on our
  consolidated financial statements.
  
           We provided KPMG LLP a copy of the foregoing disclosures. A letter from
  KPMG LLP dated July 15, 2002 is attached as EXHIBIT 16.1.
  
  
                                     SIGNATURES
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  
  American Physicians Service Group, Inc.
  
  
  
  Date:  July 15, 2002                By:    /s/ W.H. Hayes
                                             ---------------------------
                                             W.H. Hayes
                                             Senior Vice President - Finance
metadata_documents: [{"type": "8-K", "sequence": "1", "filename": "auditchg.txt", "description": "CHANGE IN CERTIFYING ACCOUNTANTS", "secsgml_size_bytes": 2020}]
metadata_filer: {"company-data": {"conformed-name": "AMERICAN PHYSICIANS SERVICE GROUP INC", "cik": "0000724024", "assigned-sic": "8741", "irs-number": "751458323", "state-of-incorporation": "TX", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-11453", "film-number": "02702787"}, "business-address": {"street1": "1301 CAPITAL OF TEXAS HWY", "street2": "C-300", "city": "AUSTIN", "state": "TX", "zip": "78746", "phone": "5123280888"}, "mail-address": {"street1": "1301 CAPITAL OF TEXAS HIGHWAY", "city": "AUTIN", "state": "TX", "zip": "78746"}}
text: Item 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANTS
  
           On July 8, 2002, we terminated the appointment of KPMG LLP as our
  principal accountants and engaged BDO Seidman, LLP as our new principal
  accountants. Our board of directors approved the decision to change accountants.
  
           During 2000 and 2001 and through the subsequent interim period ended
  March 31, 2002, we had no disagreements with KPMG LLP on any matter of
  accounting principles or practices, financial statement disclosure, or auditing
  scope or procedure, which disagreements, if not resolved to the satisfaction of
  KPMG LLP, would have caused it to make reference to the subject matter of the
  disagreement in connection with its reports.
  
           The audit report of KPMG LLP on our consolidated financial statements
  as of and for the years ended December 31, 2000 and 2001 did not contain any
  adverse opinion or disclaimer of opinion, nor was it qualified or modified as to
  uncertainty, audit scope, or accounting principles.
  
           During 2000 and 2001 and through the subsequent interim period ended
  March 31, 2002, we did not consult with BDO Seidman, LLP regarding the
  application of accounting principles to a specific transaction, either completed
  or proposed, or the type of audit opinion that might be rendered on our
  consolidated financial statements.
  
           We provided KPMG LLP a copy of the foregoing disclosures. A letter from
  KPMG LLP dated July 15, 2002 is attached as EXHIBIT 16.1.
  
                                     SIGNATURES
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  American Physicians Service Group, Inc.
  
  Date:  July 15, 2002                By:    /s/ W.H. Hayes
                                             ---------------------------
                                             W.H. Hayes
                                             Senior Vice President - Finance