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  <p style=' margin-bottom:4pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>SECURITIES AND EXCHANGE COMMISSION</font></B></p>
  
  <p style=' margin-bottom:14pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>WASHINGTON, D.C.  20549</font></B></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>
  
  <p style=' margin-bottom:14pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>FORM 8-K</font></B></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>
  
  <p style=' margin-bottom:9pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>CURRENT REPORT</font></B></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>Pursuant to Section 13 or 15(d) of</font></p>
  
  <p style=' margin-bottom:12pt; margin-top:0pt;text-align:center;'><font size=2>the Securities Exchange Act of 1934</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0in'><font size=2>Date of Report</font></p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:right;margin-top:0pt;margin-bottom:0in'><b><font size=2>December 11, 2007</font></b></p> </td> </tr>
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          <td width="327" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:14.95pt'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:12pt'><font size=2>(Date of earliest event reported)</font></p> </td>
          <td width="311" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:14.95pt'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:12pt'><font size=1>&nbsp;</font></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>Lakeland Financial Corporation</font></b></p>
  
  <p style=' margin-bottom:18pt; margin-top:0pt;text-align:center;'><font size=2>(Exact name of Registrant as specified in its charter)</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0in'><b><font size=2>0-11487</font></b></p> </td>
          <td width="335" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0in'><b><font size=2>35-1559596</font></b></p> </td> </tr>
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          <td width="303" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:12pt'><font size=2>(Commission File Number)</font></p> </td>
          <td width="335" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:12pt'><font size=2>(I.R.S. Employer Identification Number)</font></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0in'><b><font size=2>202 East Center Street, Warsaw, Indiana</font></b></p> </td>
          <td width="335" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0in'><b><font size=2>46581-1387</font></b></p> </td> </tr>
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          <td width="303" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0in'><font size=2>(Address of principal executive offices)</font></p> </td>
          <td width="335" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0in'><font size=2>(Zip Code)</font></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>(574) 267-6144</font></b></p>
  
  <p style=' margin-bottom:16pt; margin-top:0pt;text-align:center;'><font size=2>(Registrant&#146;s telephone number, including area code)</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>Not Applicable</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>(Former name or former address, if changed since last report)</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>
  
  <p style=' margin-bottom:12pt; margin-top:0pt;text-align:justify;'><font size=2>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (</font><i><font size=2>see</font></i><font size=2> General Instruction A.2 below):</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>[   ]</font></p> </td>
          <td  valign=top style='padding:0in 0in 6.0pt 0in'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></p> </td> </tr></table>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>[   ]</font></p> </td>
          <td  valign=top style='padding:0in 0in 6.0pt 0in'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></p> </td> </tr></table>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>[   ]</font></p> </td>
          <td  valign=top style='padding:0in 0in 6.0pt 0in'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17&nbsp;FR 240.14d-2(b))</font></p> </td> </tr></table>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>[   ]</font></p> </td>
          <td  valign=top style='padding:0in 0in 6.0pt 0in'>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17&nbsp;FR 240.13e-4(c))</font></p> </td> </tr></table>
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  <p style=' margin-bottom:12pt; margin-top:0pt;text-align:justify;'><b><font size=2>Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year</font></b></p>
  
  <p style=' margin-bottom:12pt; margin-top:0pt; text-indent:0.49in;text-align:justify;'><font size=2>On December 11, 2007, the Board of Directors of Lakeland Financial Corporation (the&nbsp;&#147;Company&#148;) adopted resolutions approving amendments to Sections 5 and 7 of Article III of the Company&#146;s Bylaws to allow for the issuance of uncertificated shares of the Company&#146;s capital stock.  The Company adopted these amendments to comply with new rules adopted by the Nasdaq Stock Market LLC (&#147;NASDAQ&#148;) that require listed companies to be eligible for the Direct Registration System (&#147;DRS&#148;) by January 1, 2008.  The DRS allows a stockholder&#146;s ownership to be recorded and maintained on the books of an issuer or its transfer agent without issuance of a physical stock certificate.  The amended Bylaws permit the Company to issue certificated or uncertificated shares, and provisions regarding the transfer of shares have been updated accordingly.</font></p>
  
  <p style=' margin-bottom:12pt; margin-top:0pt; text-indent:0.52in;text-align:justify;'><font size=2>The foregoing description of the amendments to the Company&#146;s Bylaws is qualified in its entirety by reference to the Bylaws, as amended, a copy of which are attached hereto as Exhibit&nbsp;3(ii) and incorporated herein by reference.</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><b><font size=2>Item 9.01  Financial Statements and Exhibits</font></b></p> </td> </tr></table>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:12pt'><font size=1>&nbsp;</font></p> </td>
          <td width="44" nowrap valign=top style='padding:0in 0in 12.0pt 0in; '>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>(a)</font></p> </td>
          <td width="292" nowrap valign=top style='padding:0in 0in 12.0pt 0in; '>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><u><font size=2>Financial Statements of Business Acquired</font></u><font size=2>.</font></p> </td> </tr></table>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:12pt'><font size=1>&nbsp;</font></p> </td>
          <td width="59" nowrap valign=top style='padding:0in 0in 12.0pt 0in; '>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>None.</font></p> </td> </tr></table>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:12pt'><font size=1>&nbsp;</font></p> </td>
          <td width="44" nowrap valign=top style='padding:0in 0in 12.0pt 0in; '>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>(b)</font></p> </td>
          <td width="229" nowrap valign=top style='padding:0in 0in 12.0pt 0in; '>
              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><u><font size=2>Pro Forma Financial Information</font></u><font size=2>.</font></p> </td> </tr></table>
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  <p style=' margin-bottom:12pt; margin-top:0pt; margin-left:1in; text-indent:0.5in;text-align:justify;'><font size=2>None.</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=1>&nbsp;</font></p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>(c)</font></p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><u><font size=2>Shell company transactions.</font></u></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:0pt; margin-left:1.5in;text-align:justify;'><font size=2>&nbsp;</font></p>
  
  <p style=' margin-bottom:12pt; margin-top:0pt; margin-left:1.5in;text-align:justify;'><font size=2>None.</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=1>&nbsp;</font></p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>(d)</font></p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><u><font size=2>Exhibits</font></u><font size=2>.</font></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:0pt; margin-left:1.5in;text-align:justify;'><font size=2>&nbsp;</font></p>
  
  <p style=' margin-bottom:12pt; margin-top:0pt; margin-left:1.5in;text-align:justify;'><font size=2>3.1   Bylaws of Lakeland Financial Corporation (as amended December&nbsp;11,&nbsp;2007)</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt; margin-left:1.5in;text-align:justify;'><font size=2>&nbsp;</font></p>
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  <p style=' margin-bottom:18pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>SIGNATURES</font></B></p>
  
  <p style=' margin-bottom:18pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:12pt'><font size=1>&nbsp;</font></p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><B><font SIZE=2>LAKELAND FINANCIAL CORPORATION</font></B></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>
  
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>Dated:  December 17, 2007</font>                                                                                                                     </p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>By:</font><u><font size=2>/s/ David M. Findlay</font></u></p> </td> </tr>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=1>&nbsp;</font></p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>David M. Findlay</font></p> </td> </tr>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:12pt'><font size=1>&nbsp;</font></p> </td>
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:12pt'><font size=2>Chief Financial Officer</font></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:0pt; margin-left:2.5in; text-indent:0.5in;text-align:justify;'><font size=2>&nbsp;</font></p>
  
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              <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0in'><font size=2>2</font></p> </td> </tr></table>
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metadata_documents: [{"type": "8-K", "sequence": "1", "filename": "lfc8k.htm", "description": "LFC8KBYLAWS", "secsgml_size_bytes": 19300}]
metadata_filer: {"company-data": {"conformed-name": "LAKELAND FINANCIAL CORP", "cik": "0000721994", "assigned-sic": "6022", "irs-number": "351559596", "state-of-incorporation": "IN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-11487", "film-number": "071309645"}, "business-address": {"street1": "202 E CENTER ST", "street2": "P O BOX 1387", "city": "WARSAW", "state": "IN", "zip": "46581-1387", "phone": "5742676144"}, "mail-address": {"street1": "202 E CENTER ST", "street2": "PO BOX 1387", "city": "WARSAW", "state": "IN", "zip": "46581"}}
text: SECURITIES AND EXCHANGE COMMISSION
  WASHINGTON, D.C.  20549
  FORM 8-K
  CURRENT REPORT
  Pursuant to Section 13 or 15(d) of
  the Securities Exchange Act of 1934
  Date of Report
  December 11, 2007
  (Date of earliest event reported)
  Lakeland Financial Corporation
  (Exact name of Registrant as specified in its charter)
  0-11487
  35-1559596
  (Commission File Number)
  (I.R.S. Employer Identification Number)
  202 East Center Street, Warsaw, Indiana
  46581-1387
  (Address of principal executive offices)
  (Zip Code)
  (574) 267-6144
  (Registrant's telephone number, including area code)
  Not Applicable
  (Former name or former address, if changed since last report)
  Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (
  see
  General Instruction A.2 below):
  [   ]
  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
  [   ]
  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
  [   ]
  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 FR 240.14d-2(b))
  [   ]
  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 FR 240.13e-4(c))
  Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
  On December 11, 2007, the Board of Directors of Lakeland Financial Corporation (the "Company") adopted resolutions approving amendments to Sections 5 and 7 of Article III of the Company's Bylaws to allow for the issuance of uncertificated shares of the Company's capital stock.  The Company adopted these amendments to comply with new rules adopted by the Nasdaq Stock Market LLC ("NASDAQ") that require listed companies to be eligible for the Direct Registration System ("DRS") by January 1, 2008.  The DRS allows a stockholder's ownership to be recorded and maintained on the books of an issuer or its transfer agent without issuance of a physical stock certificate.  The amended Bylaws permit the Company to issue certificated or uncertificated shares, and provisions regarding the transfer of shares have been updated accordingly.
  The foregoing description of the amendments to the Company's Bylaws is qualified in its entirety by reference to the Bylaws, as amended, a copy of which are attached hereto as Exhibit 3(ii) and incorporated herein by reference.
  Item 9.01  Financial Statements and Exhibits
  (a)
  Financial Statements of Business Acquired
  .
  None.
  (b)
  Pro Forma Financial Information
  .
  None.
  (c)
  Shell company transactions.
  None.
  (d)
  Exhibits
  .
  3.1   Bylaws of Lakeland Financial Corporation (as amended December 11, 2007)
  SIGNATURES
  Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
  LAKELAND FINANCIAL CORPORATION
  Dated:  December 17, 2007
  By:
  /s/ David M. Findlay
  David M. Findlay
  Chief Financial Officer
  2