content: UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
  
                                     -----------
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                         Pursuant to Section 13 or 15 (d) of
                         the Securities Exchange Act of 1934
  
                                     -----------
  
         Date of Report (Date of earliest event reported): September 9, 2002
  
  
                                    CONSECO, INC.
               (Exact name of registrant as specified in its charter)
  
  
     Indiana                                  1-9250               35-1468632
  ----------------------                   ----------------     --------------
  (State or other                          (Commission          (I.R.S. Employer
  jurisdiction of                          File Number)        Identification No.)
  organization)
  
  11825 North Pennsylvania Street
          Carmel, Indiana                                             46032
  --------------------------------------                            ----------
  (Address of principal executive offices)                          (Zip Code)
  
                                   (317) 817-6100
                              -------------------------
                (Registrant's telephone number, including area code)
  
  
                                   Not Applicable
                           (Former name or former address,
                           if changed since last report.)
  <PAGE>
  
  Item 5. Other Events
  
  Attached as Exhibit 99.1 is a copy of a press release dated September 9, 2002.
  
  Item 7(c).  Exhibits.
  
       99.1    Press release of Conseco, Inc. issued September 9, 2002.
  
       99.2    Waiver No. 2 (TO 1997 D&O LOANS), dated as of September 8, 2002, to
               the Guaranty dated as of November 22, 2000 between Conseco, Inc.,
               an Indiana corporation, and Bank of America, N.A., as
               Administrative Agent, and to the Agreement, dated as of September
               22, 2000, Re 1997 D&O Loans among Conseco, various financial
               institutions signatory thereto, and the Agent, entered into in
               connection with the Credit Agreement dated as of November 22, 2000
               among the borrowers party thereto, the various financial
               institutions signatory thereto and the Agent relating to the
               refinancing of certain loans under an Amended and Restated Credit
               Agreement dated as of August 26, 1997 among the Borrowers, certain
               other borrowers, the Banks and the Agent.
  
       99.3    Waiver No. 2 (TO 1998 D&O LOANS), dated as of September 8, 2002, to
               the Guaranty dated as of November 22, 2000 between Conseco, Inc.,
               an Indiana corporation, and Bank of America, N.A., as
               Administrative Agent, and to the Agreement, dated as of September
               22, 2000, Re 1998 D&O Loans among Conseco, various financial
               institutions signatory thereto, and the Agent, entered into in
               connection with the Credit Agreement dated as of November 22, 2000
               among the borrowers party thereto, the various financial
               institutions signatory thereto and the Agent relating to the
               refinancing of certain loans under an Amended and Restated Credit
               Agreement dated as of August 21, 1998 among the Borrowers, certain
               other borrowers, the Banks and the Agent.
  
       99.4    Waiver No. 2 (TO 1998 NON-REFINANCED D&O LOANS), dated as of
               September 8, 2002, to the Guaranty dated as of August 21, 1998
               between Conseco, Inc., an Indiana corporation, and Bank of America,
               N.A., as Administrative Agent, and to the Agreement, dated as of
               September 22, 2000, Re 1998 D&O Loans among Conseco, various
               financial institutions signatory thereto, and the Agent, entered
               into in connection with the Credit Agreement dated as of August 21,
               1998 among the borrowers party thereto, the various financial
               institutions signatory thereto and the Agent.
  
       99.5    Waiver No. 2 (TO 1999 D&O LOANS), dated as of September 8, 2002, to
               the Guaranty dated as of November 22, 2000 between Conseco, Inc.,
               an Indiana corporation, and JPMorgan Chase Bank, as Administrative
               Agent, and to the Agreement, dated as of September 22, 2000, Re
               1999 D&O Loans among Conseco, various financial institutions
               signatory thereto, and the Agent, entered into in connection with
               the Credit Agreement dated as of November 22, 2000 among the
               borrowers party thereto, the various financial institutions
               signatory thereto and the Agent relating to the refinancing of
               certain loans under a Termination and Replacement Agreement dated
               as of May 30, 2000 among the Borrowers, the Banks and the Agent.
  
       99.6    Waiver No. 2 (TO $1,500,000,000 FIVE-YEAR CREDIT AGREEMENT), dated
               as of September 8, 2002, to the $1,500,000,000 Five-Year Credit
               Agreement dated as of September 25, 1998 among Conseco, Inc., an
               Indiana corporation, the various financial institutions signatory
               thereto and Bank of America, N.A., individually and as agent for
               the Banks.
  
  
  
  
  <PAGE>
  
                                      Signature
  
       Pursuant to the requirements of the Securities Exchange Act of 1934, the
  registrant has duly caused this report to be signed on its behalf by the
  undersigned thereunto duly authorized.
  
  
                                             CONSECO, INC.
  
  September 11, 2002
                                             By:  /s/ William J. Shea
                                                  ------------------------
                                                  William J. Shea
                                                    Chief Operating Officer and
                                                    Acting Chief Financial Officer
metadata_documents: [{"type": "8-K", "sequence": "1", "filename": "cnc.txt", "description": "FORM 8-K", "secsgml_size_bytes": 6180}]
metadata_filer: {"company-data": {"conformed-name": "CONSECO INC", "cik": "0000719241", "assigned-sic": "6321", "irs-number": "351468632", "state-of-incorporation": "IN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-09250", "film-number": "02762631"}, "business-address": {"street1": "11825 N PENNSYLVANIA ST", "city": "CARMEL", "state": "IN", "zip": "46032", "phone": "3178176100"}, "mail-address": {"street1": "11825 N PENNSYLVANIA ST", "city": "CARMEL", "state": "IN", "zip": "46032"}, "former-company": {"former-conformed-name": "SECURITY NATIONAL OF INDIANA CORP", "date-changed": "19840207"}}
text: UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
  
                                     -----------
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                         Pursuant to Section 13 or 15 (d) of
                         the Securities Exchange Act of 1934
  
                                     -----------
  
         Date of Report (Date of earliest event reported): September 9, 2002
  
                                    CONSECO, INC.
               (Exact name of registrant as specified in its charter)
  
     Indiana                                  1-9250               35-1468632
  ----------------------                   ----------------     --------------
  (State or other                          (Commission          (I.R.S. Employer
  jurisdiction of                          File Number)        Identification No.)
  organization)
  
  11825 North Pennsylvania Street
          Carmel, Indiana                                             46032
  --------------------------------------                            ----------
  (Address of principal executive offices)                          (Zip Code)
  
                                   (317) 817-6100
                              -------------------------
                (Registrant's telephone number, including area code)
  
                                   Not Applicable
                           (Former name or former address,
                           if changed since last report.)
  Item 5. Other Events
  
  Attached as Exhibit 99.1 is a copy of a press release dated September 9, 2002.
  
  Item 7(c).  Exhibits.
  
       99.1    Press release of Conseco, Inc. issued September 9, 2002.
  
       99.2    Waiver No. 2 (TO 1997 D&O LOANS), dated as of September 8, 2002, to
               the Guaranty dated as of November 22, 2000 between Conseco, Inc.,
               an Indiana corporation, and Bank of America, N.A., as
               Administrative Agent, and to the Agreement, dated as of September
               22, 2000, Re 1997 D&O Loans among Conseco, various financial
               institutions signatory thereto, and the Agent, entered into in
               connection with the Credit Agreement dated as of November 22, 2000
               among the borrowers party thereto, the various financial
               institutions signatory thereto and the Agent relating to the
               refinancing of certain loans under an Amended and Restated Credit
               Agreement dated as of August 26, 1997 among the Borrowers, certain
               other borrowers, the Banks and the Agent.
  
       99.3    Waiver No. 2 (TO 1998 D&O LOANS), dated as of September 8, 2002, to
               the Guaranty dated as of November 22, 2000 between Conseco, Inc.,
               an Indiana corporation, and Bank of America, N.A., as
               Administrative Agent, and to the Agreement, dated as of September
               22, 2000, Re 1998 D&O Loans among Conseco, various financial
               institutions signatory thereto, and the Agent, entered into in
               connection with the Credit Agreement dated as of November 22, 2000
               among the borrowers party thereto, the various financial
               institutions signatory thereto and the Agent relating to the
               refinancing of certain loans under an Amended and Restated Credit
               Agreement dated as of August 21, 1998 among the Borrowers, certain
               other borrowers, the Banks and the Agent.
  
       99.4    Waiver No. 2 (TO 1998 NON-REFINANCED D&O LOANS), dated as of
               September 8, 2002, to the Guaranty dated as of August 21, 1998
               between Conseco, Inc., an Indiana corporation, and Bank of America,
               N.A., as Administrative Agent, and to the Agreement, dated as of
               September 22, 2000, Re 1998 D&O Loans among Conseco, various
               financial institutions signatory thereto, and the Agent, entered
               into in connection with the Credit Agreement dated as of August 21,
               1998 among the borrowers party thereto, the various financial
               institutions signatory thereto and the Agent.
  
       99.5    Waiver No. 2 (TO 1999 D&O LOANS), dated as of September 8, 2002, to
               the Guaranty dated as of November 22, 2000 between Conseco, Inc.,
               an Indiana corporation, and JPMorgan Chase Bank, as Administrative
               Agent, and to the Agreement, dated as of September 22, 2000, Re
               1999 D&O Loans among Conseco, various financial institutions
               signatory thereto, and the Agent, entered into in connection with
               the Credit Agreement dated as of November 22, 2000 among the
               borrowers party thereto, the various financial institutions
               signatory thereto and the Agent relating to the refinancing of
               certain loans under a Termination and Replacement Agreement dated
               as of May 30, 2000 among the Borrowers, the Banks and the Agent.
  
       99.6    Waiver No. 2 (TO $1,500,000,000 FIVE-YEAR CREDIT AGREEMENT), dated
               as of September 8, 2002, to the $1,500,000,000 Five-Year Credit
               Agreement dated as of September 25, 1998 among Conseco, Inc., an
               Indiana corporation, the various financial institutions signatory
               thereto and Bank of America, N.A., individually and as agent for
               the Banks.
  Signature
  
       Pursuant to the requirements of the Securities Exchange Act of 1934, the
  registrant has duly caused this report to be signed on its behalf by the
  undersigned thereunto duly authorized.
  
                                             CONSECO, INC.
  
  September 11, 2002
                                             By:  /s/ William J. Shea
                                                  ------------------------
                                                  William J. Shea
                                                    Chief Operating Officer and
                                                    Acting Chief Financial Officer