content: <PAGE>
  
                   SECURITIES AND EXCHANGE COMMISSION
  
                        WASHINGTON, D.C. 20549
  
                              FORM 8-K
  
  
                           CURRENT REPORT
  
                 PURSUANT TO SECTION 13 OR 15 (d) OF THE
                     SECURITIES EXCHANGE ACT OF 1934
  
       Date of Report (Date of earliest event reported):  May
  15, 1997
  
  
                     United Security Bancorporation
           (Exact Name of Registrant as Specified in Charter)
  
  
            Washington           0-18561            91-1259511
            ----------           -------            ----------
  (State or other jurisdiction   (Commission        (IRS
  Employer Identi-
          of incorporation)       File Number)       fication
  Number)
  
         9506 North Newport Highway, Spokane, Washington 99218-
  1200
         -----------------------------------------------------
  -----
              (Address of principal executive offices/Zip
  Code)
  
     Registrant's telephone number, including area code:
  (509) 467-6949
     ---------------------------------------------------------
  ----------
  
                      Item 5.  Other Events
  
  On May 15, 1997, United Securities Bancorporation (the
  "Company") entered into an Agreement and Plan of
  Reorganization (the "Agreement" with The Wheatland Bank
  pursuant to which the Company will acquire all of the issued
  and outstanding stock of The Wheatland Bank.  Upon
  completion of the acquisition, The Wheatland Bank will be a
  wholly-owned subsidiary of the Company.  The Agreement
  provides that the shareholders of The Wheatland Bank will
  receive approximately 2.5 shares of the Company's common
  stock for each share of Wheatland common stock, subject to
  certain adjustments.
  
  Consummation of the acquisition is subject to several
  conditions, including satisfactory completion by the Company
  of a due diligence investigation of The Wheatland Bank,
  receipt of applicable regulatory approval and approval by
  The Wheatland Bank's shareholders.  For information
  regarding the terms of the proposed transaction, reference
  is made to the press release dated May 16, 1997, which is
  attached hereto as Exhibit 99 and incorporated herein by
  reference.
  
  99.     Press release dated May 16, 1997, issued by United
  Security
          Bancorporation.
  
                                     1
  
  <PAGE>
  
                         EXHIBIT INDEX
  
  Exhibit No.              Title
  -----------              -----
  
  99.                      Press release dated May 16, 1997,
                           issued by United Security
  Bancorporation
  
  SIGNATURES
  
  Pursuant to the requirements of the Security Exchange Act of
  1934, the registrant has duly caused this report to be
  signed on its behalf by the undersigned thereunto duly
  authorized.
  
  Dated:  May 20, 1997
  
                           UNITED SECURITY BANCORPORATION
  
                           By:  /s/ Chad Galloway
                           ------------------------------
                           Name:    Chad Galloway
                           Title:   Vice President and
                                    Chief Financial Officer
  
  
  
                                     2
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metadata_filer: {"company-data": {"conformed-name": "UNITED SECURITY BANCORPORATION", "cik": "0000726990", "assigned-sic": "6022", "irs-number": "911259511", "state-of-incorporation": "WA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-18561", "film-number": "97612312"}, "business-address": {"street1": "9506 N NEWPORT HWY", "city": "SPOKANE", "state": "WA", "zip": "99218", "phone": "5094676949"}, "mail-address": {"street1": "9506 N NEWPORT HWY", "city": "SPOKANE", "state": "WA", "zip": "99218"}}
text: SECURITIES AND EXCHANGE COMMISSION
  
                        WASHINGTON, D.C. 20549
  
                              FORM 8-K
  
                           CURRENT REPORT
  
                 PURSUANT TO SECTION 13 OR 15 (d) OF THE
                     SECURITIES EXCHANGE ACT OF 1934
  
       Date of Report (Date of earliest event reported):  May
  15, 1997
  
                     United Security Bancorporation
           (Exact Name of Registrant as Specified in Charter)
  
            Washington           0-18561            91-1259511
            ----------           -------            ----------
  (State or other jurisdiction   (Commission        (IRS
  Employer Identi-
          of incorporation)       File Number)       fication
  Number)
  
         9506 North Newport Highway, Spokane, Washington 99218-
  1200
         -----------------------------------------------------
  -----
              (Address of principal executive offices/Zip
  Code)
  
     Registrant's telephone number, including area code:
  (509) 467-6949
     ---------------------------------------------------------
  ----------
  
                      Item 5.  Other Events
  
  On May 15, 1997, United Securities Bancorporation (the
  "Company") entered into an Agreement and Plan of
  Reorganization (the "Agreement" with The Wheatland Bank
  pursuant to which the Company will acquire all of the issued
  and outstanding stock of The Wheatland Bank.  Upon
  completion of the acquisition, The Wheatland Bank will be a
  wholly-owned subsidiary of the Company.  The Agreement
  provides that the shareholders of The Wheatland Bank will
  receive approximately 2.5 shares of the Company's common
  stock for each share of Wheatland common stock, subject to
  certain adjustments.
  
  Consummation of the acquisition is subject to several
  conditions, including satisfactory completion by the Company
  of a due diligence investigation of The Wheatland Bank,
  receipt of applicable regulatory approval and approval by
  The Wheatland Bank's shareholders.  For information
  regarding the terms of the proposed transaction, reference
  is made to the press release dated May 16, 1997, which is
  attached hereto as Exhibit 99 and incorporated herein by
  reference.
  
  99.     Press release dated May 16, 1997, issued by United
  Security
          Bancorporation.
  
                                     1
  EXHIBIT INDEX
  
  Exhibit No.              Title
  -----------              -----
  
  99.                      Press release dated May 16, 1997,
                           issued by United Security
  Bancorporation
  
  SIGNATURES
  
  Pursuant to the requirements of the Security Exchange Act of
  1934, the registrant has duly caused this report to be
  signed on its behalf by the undersigned thereunto duly
  authorized.
  
  Dated:  May 20, 1997
  
                           UNITED SECURITY BANCORPORATION
  
                           By:  /s/ Chad Galloway
                           ------------------------------
                           Name:    Chad Galloway
                           Title:   Vice President and
                                    Chief Financial Officer
  
                                     2