content: SECURITIES AND EXCHANGE COMMISSION
  
                               Washington, D.C.  20549
  
  
                                      FORM 8-K
  
  
                                   CURRENT REPORT
  
  
                       Pursuant to Section 13 or 15(d) of the
                           Securities Exchange Act of 1934
  
  
  Date of Report (Date of earliest event reported) May 5, 1999
  
  
  
                              ELECTRONIC CLEARING HOUSE, INC.                    
               (Exact name of registrant as specified in its charter)
  
  
  
  NEVADA                            0-15245                       93-0946274     
  (State or other jurisdiction     (Commission                  (IRS Employer
   of incorporation)                File Number)               Identification
                                                                 No.)
  
  
  
           28001 Dorothy Drive,    Agoura Hills, California            91301    
             (Address of principal executive offices)                (Zip Code)
  
  
  
          Registrant's telephone number, including area code (818) 706-8999
  
  
  
            (Former name or former address, if changes since last report)
  
  
  
  <PAGE>
  
  ITEM 6.   RESIGNATION OF REGISTRANT'S DIRECTOR
  
            On May 5, 1999, Mr. Larry J. Thomas, President, Chief Operating
            Officer, Chief Technology Officer and director of the Registrant,
            resigned from his office.  There was no disagreement between Mr.
            Thomas and the Registrant on any matter relating to the Registrant's
            operations, policies or practices.
  
  
  
  
  ITEM 7.   EXHIBITS
  
  
  Exhibit
  Number         Description of Document
  
   99.1          Press release issued and dated May 7, 1999.
  
  
  
  
  <PAGE>
  
  
                                     SIGNATURES
  
  
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  Registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  
  
  
  
                                ELECTRONIC CLEARING HOUSE, INC.
                                               (Registrant)
  
  
  
  
                                By:  \s\ Alice L. Cheung                 
                                  Alice L. Cheung, Treasurer & 
                                  Chief Financial Officer
  
  
  
  Dated:  May 12, 1999
  
  
  
  <PAGE>
                                                                     EXHIBIT 99.1
  
  
  
  FOR IMMEDIATE RELEASE
  May 7, 1999
  
  
       THOMAS RESIGNS AS PRESIDENT, CHIEF OPERATING OFFICER, CHIEF TECHNOLOGY
  OFFICER          AND DIRECTOR OF ELECTRONIC CLEARING HOUSE, INC.
  
       Agoura Hills, Calif.--Joel M. Barry, Chairman and Chief Executive Officer
  of Electronic Clearing House, Inc. (NASDAQ:ECHO) announced today the
  resignation of Larry J. Thomas as President, Chief Operating Officer, Chief
  Technology Officer and Director.
  
       "Larry is a technical genius, in my opinion, and ECHO has benefitted
  greatly from the systems and procedures he designed and implemented over the
  past three years", Mr. Barry said.  "He has built a strong team of people who
  will continue to follow the processes he has instituted and build further on
  them.  Larry has decided that he would like the freedom to pursue specific
  personal goals and we wish Larry well and thank him for his significant
  contributions to ECHO's success over the past years."
  
       Mr. Thomas said, "It has been a great three years working with Joel Barry
  and the rest of the ECHO team.  We have achieved a lot together and I have
  great confidence that the company will continue to grow and prosper."
  
       Mr. Barry will serve as CEO and President while Larry Brown, the creator
  of ECHONLINE Internet services, will serve as Chief Technology Officer for
  ECHO.
  
       To take advantage of the new "safe harbor" provisions of the Private
  Securities Litigation Reform Act of 1995, you are hereby cautioned that this
  release contains forward-looking statements that are based upon current
  expectations and involve a number of risks and uncertainties.  Actual
  operations and results may differ materially from those expressed in the
  forward-looking statements made by the Company.
       
       Electronic Clearing House, Inc. provides credit card processing, check
  guarantee, inventory tracking services and various Internet services to over
  19,000 retail merchants and U-Haul dealers across the nation.  ECHO also
  designs, develops and manufactures software and point-of-sale hardware that is
  utilized as credit card processing terminals, automated money order
  dispensers, inventory tracking devices, and casino cash advance systems.
       
                               #          #          #
  
  Media Contact:
  Donna Camras, Corporate Secretary                  URL: http://www.echo-inc.com
  818-706-8999, ext. 3033                               E-MAIL: corp@echo-inc.com
  Electronic Clearing House, Inc.
  Agoura Hills, Calif.
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metadata_filer: {"company-data": {"conformed-name": "ELECTRONIC CLEARING HOUSE INC", "cik": "0000721773", "assigned-sic": "6099", "irs-number": "930946274", "state-of-incorporation": "NV", "fiscal-year-end": "0930"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-15245", "film-number": "99618584"}, "business-address": {"street1": "28001 DOROTHY DR", "city": "AGOURA HILLS", "state": "CA", "zip": "91301-2697", "phone": "8187068999"}, "mail-address": {"street1": "28001 DOROTHY DRIVE", "city": "AGOURA HILLS", "state": "CA", "zip": "91301"}, "former-company": {"former-conformed-name": "BIO RECOVERY TECHNOLOGY INC", "date-changed": "19860122"}}
text: SECURITIES AND EXCHANGE COMMISSION
  
                               Washington, D.C.  20549
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                       Pursuant to Section 13 or 15(d) of the
                           Securities Exchange Act of 1934
  
  Date of Report (Date of earliest event reported) May 5, 1999
  
                              ELECTRONIC CLEARING HOUSE, INC.                    
               (Exact name of registrant as specified in its charter)
  
  NEVADA                            0-15245                       93-0946274     
  (State or other jurisdiction     (Commission                  (IRS Employer
   of incorporation)                File Number)               Identification
                                                                 No.)
  
           28001 Dorothy Drive,    Agoura Hills, California            91301    
             (Address of principal executive offices)                (Zip Code)
  
          Registrant's telephone number, including area code (818) 706-8999
  
            (Former name or former address, if changes since last report)
  ITEM 6.   RESIGNATION OF REGISTRANT'S DIRECTOR
  
            On May 5, 1999, Mr. Larry J. Thomas, President, Chief Operating
            Officer, Chief Technology Officer and director of the Registrant,
            resigned from his office.  There was no disagreement between Mr.
            Thomas and the Registrant on any matter relating to the Registrant's
            operations, policies or practices.
  
  ITEM 7.   EXHIBITS
  
  Exhibit
  Number         Description of Document
  
   99.1          Press release issued and dated May 7, 1999.
  SIGNATURES
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  Registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
                                ELECTRONIC CLEARING HOUSE, INC.
                                               (Registrant)
  
                                By:  \s\ Alice L. Cheung                 
                                  Alice L. Cheung, Treasurer & 
                                  Chief Financial Officer
  
  Dated:  May 12, 1999
  EXHIBIT 99.1
  
  FOR IMMEDIATE RELEASE
  May 7, 1999
  
       THOMAS RESIGNS AS PRESIDENT, CHIEF OPERATING OFFICER, CHIEF TECHNOLOGY
  OFFICER          AND DIRECTOR OF ELECTRONIC CLEARING HOUSE, INC.
  
       Agoura Hills, Calif.--Joel M. Barry, Chairman and Chief Executive Officer
  of Electronic Clearing House, Inc. (NASDAQ:ECHO) announced today the
  resignation of Larry J. Thomas as President, Chief Operating Officer, Chief
  Technology Officer and Director.
  
       "Larry is a technical genius, in my opinion, and ECHO has benefitted
  greatly from the systems and procedures he designed and implemented over the
  past three years", Mr. Barry said.  "He has built a strong team of people who
  will continue to follow the processes he has instituted and build further on
  them.  Larry has decided that he would like the freedom to pursue specific
  personal goals and we wish Larry well and thank him for his significant
  contributions to ECHO's success over the past years."
  
       Mr. Thomas said, "It has been a great three years working with Joel Barry
  and the rest of the ECHO team.  We have achieved a lot together and I have
  great confidence that the company will continue to grow and prosper."
  
       Mr. Barry will serve as CEO and President while Larry Brown, the creator
  of ECHONLINE Internet services, will serve as Chief Technology Officer for
  ECHO.
  
       To take advantage of the new "safe harbor" provisions of the Private
  Securities Litigation Reform Act of 1995, you are hereby cautioned that this
  release contains forward-looking statements that are based upon current
  expectations and involve a number of risks and uncertainties.  Actual
  operations and results may differ materially from those expressed in the
  forward-looking statements made by the Company.
       
       Electronic Clearing House, Inc. provides credit card processing, check
  guarantee, inventory tracking services and various Internet services to over
  19,000 retail merchants and U-Haul dealers across the nation.  ECHO also
  designs, develops and manufactures software and point-of-sale hardware that is
  utilized as credit card processing terminals, automated money order
  dispensers, inventory tracking devices, and casino cash advance systems.
       
                               #          #          #
  
  Media Contact:
  Donna Camras, Corporate Secretary                  URL: http://www.echo-inc.com
  818-706-8999, ext. 3033                               E-MAIL: corp@echo-inc.com
  Electronic Clearing House, Inc.
  Agoura Hills, Calif.