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  <div style='border:none;border-bottom:solid .25em;padding:0in 0in 1.0pt 0in'><p>&nbsp;</p> </div> </div> <BR>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=5>SECURITIES AND EXCHANGE COMMISSION</font></B></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>WASHINGTON, D.C. 20549</font></B></p>
  
  
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  <p style=' margin-bottom:0pt; margin-top:12pt;text-align:center;'><B><font SIZE=5>FORM 8-K</font></B></p>
  
  
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  <p style=' margin-bottom:0pt; margin-top:12pt;text-align:center;'><B><font SIZE=2>CURRENT REPORT</font></B></p>
  
  <p style=' margin-bottom:0pt; margin-top:16pt;text-align:center;'><b><font size=2>Pursuant to Section 13 or 15(d) o</font><font size=2>f </font><font size=2>the</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>Securities Exchange Act of 1934</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:10pt;text-align:center;'><b><font size=2>Date of Report (Date of earliest event reported) July 23, 2008</font></b></p>
  
  
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  <p style=' margin-bottom:0pt; margin-top:8pt;text-align:center;'><b><font size=6>Lakeland Financial Corporation</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=1>(Exact name of Registrant as specified in its charter)</font></b></p>
  
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:3pt;margin-bottom:3pt'><b><font size=2>Indiana</font></b></p> </td>
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:3pt;margin-bottom:3pt'><b><font size=2>0-11487</font></b></p> </td>
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:3pt;margin-bottom:3pt'><b><font size=2>35-1559596</font></b></p> </td> </tr>
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  <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:3pt;margin-bottom:3pt'><font size=1>(Commission File Number)</font></p> </td>
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:3pt;margin-bottom:3pt'><font size=1>(IRS Employer</font></p> </td> </tr>
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  <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:3pt;margin-bottom:3pt'><font size=1>Of incorporation)</font></p> </td>
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:3pt;margin-bottom:3pt'><font size=1>&nbsp;</font></p> </td>
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:3pt;margin-bottom:3pt'><font size=1>Identification No.)</font></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:12pt;text-align:center;'><b><font size=2>202 East Center Street, P.O. Box 1387, Warsaw, Indiana 46581-1387</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=1>(Address of principal executive offices) (Zip Code)</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:12pt;text-align:center;'><b><font size=2>(574) 267-6144</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=1>(Registrant&#146;s telephone number, including area code)</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:16pt;text-align:center;'><b><font size=2>Not Applicable</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>(Former name or former address, if changed since last report)</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:8pt;text-align:left;'><font size=2>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.5in; text-indent:-0.5in;text-align:left;'><font size=2><font face=Wingdings>o</font>  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.5in; text-indent:-0.5in;text-align:left;'><font size=2><font face=Wingdings>o</font>  Solicitation material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.5in; text-indent:-0.5in;text-align:left;'><font size=2><font face=Wingdings>o</font>  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR  240.14d-2(b)</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.5in; text-indent:-0.5in;text-align:left;'><font size=2><font face=Wingdings>o</font>  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)</font></p>
  
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  <p>&nbsp;</p> </div> </div> <BR>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
  
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  <p style=' margin-bottom:0pt; margin-top:12pt;text-align:left;'><b><font size=2>Item 2.02. Results of Operations and Financial Condition</font></b></p>
  
  <p style=' margin-bottom:0pt; margin-top:8pt; text-indent:0.5in;text-align:left;'><font size=2>On July 23, 2008, Lakeland Financial Corporation issued a press release announcing its earnings for the six-months and three-months ended June 30, 2008. The news release is attached as Exhibit 99.1.</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:12pt;text-align:left;'><b><font size=2>Item 9.01. Financial Statements and Exhibits</font></b></p>
  
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>(c)</font></p> </td>
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Exhibits</font></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:8pt;text-align:left;'><font size=2>99.1  Press Release dated July 23, 2008</font></p>
  
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  <p style=' margin-bottom:0pt; margin-top:16pt;text-align:center;'><B><font SIZE=2>SIGNATURES</font></B></p>
  
  <p style=' margin-bottom:0pt; margin-top:8pt; text-indent:0.5in;text-align:left;'><font size=2>Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:16pt;text-align:center;'><B><font SIZE=2>LAKELAND FINANCIAL CORPORATION</font></B></p>
  
  <p style=' margin-bottom:0pt; margin-top:16pt;text-align:center;'><font size=2>&nbsp;</font></p>
  
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Dated:  July 23, 2008</font></p> </td>
  
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  <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>By:  /s/David M. Findlay</font></p> </td> </tr></table>
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  <p style=' margin-bottom:0pt; margin-top:8pt; text-indent:3.5in;text-align:left;'><font size=2>David M. Findlay</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt; text-indent:3.5in;text-align:left;'><font size=2>Chief Financial Officer</font></p>
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
  
  
  <p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
  
  
  
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metadata_documents: [{"type": "8-K", "sequence": "1", "filename": "lkfn06088k.htm", "secsgml_size_bytes": 9997}]
metadata_filer: {"company-data": {"conformed-name": "LAKELAND FINANCIAL CORP", "cik": "0000721994", "assigned-sic": "6022", "irs-number": "351559596", "state-of-incorporation": "IN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-11487", "film-number": "08964941"}, "business-address": {"street1": "202 E CENTER ST", "street2": "P O BOX 1387", "city": "WARSAW", "state": "IN", "zip": "46581-1387", "phone": "5742676144"}, "mail-address": {"street1": "202 E CENTER ST", "street2": "PO BOX 1387", "city": "WARSAW", "state": "IN", "zip": "46581"}}
text: SECURITIES AND EXCHANGE COMMISSION
  WASHINGTON, D.C. 20549
  FORM 8-K
  CURRENT REPORT
  Pursuant to Section 13 or 15(d) o
  f
  the
  Securities Exchange Act of 1934
  Date of Report (Date of earliest event reported) July 23, 2008
  Lakeland Financial Corporation
  (Exact name of Registrant as specified in its charter)
  Indiana
  0-11487
  35-1559596
  (State or other jurisdiction
  (Commission File Number)
  (IRS Employer
  Of incorporation)
  Identification No.)
  202 East Center Street, P.O. Box 1387, Warsaw, Indiana 46581-1387
  (Address of principal executive offices) (Zip Code)
  (574) 267-6144
  (Registrant's telephone number, including area code)
  Not Applicable
  (Former name or former address, if changed since last report)
  Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
  o
  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
  o
  Solicitation material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
  o
  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR  240.14d-2(b)
  o
  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)
  Item 2.02. Results of Operations and Financial Condition
  On July 23, 2008, Lakeland Financial Corporation issued a press release announcing its earnings for the six-months and three-months ended June 30, 2008. The news release is attached as Exhibit 99.1.
  Item 9.01. Financial Statements and Exhibits
  (c)
  Exhibits
  99.1  Press Release dated July 23, 2008
  SIGNATURES
  Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
  LAKELAND FINANCIAL CORPORATION
  Dated:  July 23, 2008
  By:  /s/David M. Findlay
  David M. Findlay
  Chief Financial Officer