content: UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
  
                                     -----------
  
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                         Pursuant to Section 13 or 15 (d) of
                         the Securities Exchange Act of 1934
  
                                     -----------
  
         Date of Report (Date of earliest event reported): December 18, 1998
  
  
  
                                    CONSECO, INC.
               (Exact name of registrant as specified in its charter)
  
  
  
      Indiana                            1-9250                35-1468632
    ----------------                    -----------            -------------------
     (State or other                   (Commission             (I.R.S. Employer
     jurisdiction of                    File Number)           Identification No.)
      organization)
  
      11825 North Pennsylvania Street
           Carmel, Indiana                                       46032
    --------------------------------------                     ----------     
  (Address of principal executive offices)                     (Zip Code)
  
                                   (317) 817-6100
                                --------------------
                (Registrant's telephone number, including area code)
  
  
                                   Not Applicable
                           -------------------------------
                           (Former name or former address,
                           if changed since last report.)
  
  
  
  <PAGE>
  
  
  ITEM 5.   OTHER EVENTS.
  
           On December 18, 1998, Conseco,  Inc. ("Conseco") completed the offering
  of $150.0  million of 7.875  percent  Notes (the "Notes") due December 15, 2000.
  The Notes were priced at 99.893 percent of par. Interest on the Notes is payable
  semi-annually  on June 15 and December 15 of each year. The Notes are redeemable
  in whole or in part at the option of Conseco at any time, at a redemption  price
  equal to the sum of (a) the greater of: (i) 100 percent of the principal amount;
  and (ii) the sum of the present  values of the remaining  scheduled  payments of
  principal and interest  thereon from the  redemption  date to the maturity date,
  computed by discounting such payments, in each case, to the redemption date on a
  semi-annual  basis at the treasury  rate (as defined in the Notes) plus 25 basis
  points,  plus (b) accrued and unpaid interest on the principal amount thereof to
  the date of  redemption.  The Notes are  unsecured  and rank pari passu with all
  other unsecured and unsubordinated obligations of Conseco.
  
           Proceeds  from the  offering of  approximately  $149.0  million  (after
  original issue discount and other associated  costs) will be used by Conseco for
  the repayment of outstanding indebtedness.
   
  
  
  
  
  
  
  
  
  
  
  
  
                                         2
  
  <PAGE>
  
  ITEM 7(c).   EXHIBITS.
  
                1.1   Underwriting Agreement dated  December 15, 1998  
     
               4.27   7 7/8% Note due December 15, 2000 
  
                5.1   Opinion of John J. Sabl
  
               12.1   Computation   of  Ratios  of  Earnings  to  Fixed   Charges,
                      Preferred  Dividends and Distributions on  Company-Obligated
                      Mandatorily  Redeemable  Preferred  Securities of Subsidiary
                      Trusts
  
               23.1   Opinion of John J. Sabl (included in Exhibit 5.1) 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
                                         3
  <PAGE>
  
                                      SIGNATURE
  
            Pursuant to the  requirements of the Securities  Exchange Act of 1934,
  the  registrant  has duly  caused  this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  
                                         CONSECO, INC.
  
  
  DATE:  December 18, 1998
                                          By:  /s/ JAMES S. ADAMS
                                              ----------------------------------
                                              Name:  James S. Adams
                                              Title: Senior Vice President, Chief
                                                     Accounting Officer and
                                                     Treasurer
  
  
                                          4
metadata_documents: [{"type": "8-K", "sequence": "1", "description": "FORM 8-K OF CONSECO, INC. DATED 12/18/98", "secsgml_size_bytes": 4344}]
metadata_filer: {"company-data": {"conformed-name": "CONSECO INC", "cik": "0000719241", "assigned-sic": "6321", "irs-number": "351468632", "state-of-incorporation": "IN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-09250", "film-number": "98772175"}, "business-address": {"street1": "11825 N PENNSYLVANIA ST", "city": "CARMEL", "state": "IN", "zip": "46032", "phone": "3178176100"}, "mail-address": {"street1": "11825 N PENNSYLVANIA ST", "city": "CARMEL", "state": "IN", "zip": "46032"}, "former-company": {"former-conformed-name": "SECURITY NATIONAL OF INDIANA CORP", "date-changed": "19840207"}}
text: UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
  
                                     -----------
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                         Pursuant to Section 13 or 15 (d) of
                         the Securities Exchange Act of 1934
  
                                     -----------
  
         Date of Report (Date of earliest event reported): December 18, 1998
  
                                    CONSECO, INC.
               (Exact name of registrant as specified in its charter)
  
      Indiana                            1-9250                35-1468632
    ----------------                    -----------            -------------------
     (State or other                   (Commission             (I.R.S. Employer
     jurisdiction of                    File Number)           Identification No.)
      organization)
  
      11825 North Pennsylvania Street
           Carmel, Indiana                                       46032
    --------------------------------------                     ----------     
  (Address of principal executive offices)                     (Zip Code)
  
                                   (317) 817-6100
                                --------------------
                (Registrant's telephone number, including area code)
  
                                   Not Applicable
                           -------------------------------
                           (Former name or former address,
                           if changed since last report.)
  ITEM 5.   OTHER EVENTS.
  
           On December 18, 1998, Conseco,  Inc. ("Conseco") completed the offering
  of $150.0  million of 7.875  percent  Notes (the "Notes") due December 15, 2000.
  The Notes were priced at 99.893 percent of par. Interest on the Notes is payable
  semi-annually  on June 15 and December 15 of each year. The Notes are redeemable
  in whole or in part at the option of Conseco at any time, at a redemption  price
  equal to the sum of (a) the greater of: (i) 100 percent of the principal amount;
  and (ii) the sum of the present  values of the remaining  scheduled  payments of
  principal and interest  thereon from the  redemption  date to the maturity date,
  computed by discounting such payments, in each case, to the redemption date on a
  semi-annual  basis at the treasury  rate (as defined in the Notes) plus 25 basis
  points,  plus (b) accrued and unpaid interest on the principal amount thereof to
  the date of  redemption.  The Notes are  unsecured  and rank pari passu with all
  other unsecured and unsubordinated obligations of Conseco.
  
           Proceeds  from the  offering of  approximately  $149.0  million  (after
  original issue discount and other associated  costs) will be used by Conseco for
  the repayment of outstanding indebtedness.
   
  
                                         2
  ITEM 7(c).   EXHIBITS.
  
                1.1   Underwriting Agreement dated  December 15, 1998  
     
               4.27   7 7/8% Note due December 15, 2000 
  
                5.1   Opinion of John J. Sabl
  
               12.1   Computation   of  Ratios  of  Earnings  to  Fixed   Charges,
                      Preferred  Dividends and Distributions on  Company-Obligated
                      Mandatorily  Redeemable  Preferred  Securities of Subsidiary
                      Trusts
  
               23.1   Opinion of John J. Sabl (included in Exhibit 5.1) 
  
                                         3
  SIGNATURE
  
            Pursuant to the  requirements of the Securities  Exchange Act of 1934,
  the  registrant  has duly  caused  this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
                                         CONSECO, INC.
  
  DATE:  December 18, 1998
                                          By:  /s/ JAMES S. ADAMS
                                              ----------------------------------
                                              Name:  James S. Adams
                                              Title: Senior Vice President, Chief
                                                     Accounting Officer and
                                                     Treasurer
  
                                          4