content: UNITED STATES
                 SECURITIES AND EXCHANGE COMMISSION
                      Washington, D. C.  20549
  
                              FORM 8-K
  
                           CURRENT REPORT
  
               Pursuant to Section 13 or 15(d) of the
                   Securities Exchange Act of 1934
  
                   Date of Report - March 29, 1996
  
                            ANUHCO, INC.
  
                  State of Incorporation - Delaware
  
                    Commission File No. - 0-12321
  
            IRS Employer Identification No. - 46-0278762
  
                     8245 Nieman Road, Suite 100
                        Lenexa, Kansas  66214
              (Address of Principal Executive Offices)
                  Telephone Number - (913)-859-0055
  
                  9393 West 110th Street, Suite 100
                    Overland Park, Kansas  66210
           (Former Address of Principal Executive Offices)
  
  </PAGE>
  
  Item 2.   ACQUISITION OR DISPOSITION OF ASSETS
  
  On March 29, 1996, Anuhco, Inc ("Anuhco" or "the Company")
  completed the acquisition of all of the issued and outstanding
  stock of Universal Premium Acceptance Corporation and UPAC of
  California, Inc. (together referred to as "UPAC").  UPAC offers
  short-term collateralized financing of commercial and personal
  insurance premiums through approved insurance agencies in over 30
  states throughout the United States.  At March 31, 1996, UPAC had
  outstanding net finance receivables of approximately $30 million. 
  This transaction will be accounted for as a purchase.  Anuhco
  utilized a portion of its available cash and short-term investments
  to consummate the purchase at a price of approximately $12 million. 
  UPAC currently maintains certain financing arrangements with an
  outstanding balance of $21.3 million at March 31, 1996.  The terms
  of the acquisition and the purchase price resulted from
  negotiations between Anuhco and William H. Kopman, the former sole
  shareholder of UPAC.
  
  In addition to the Stock Purchase Agreement by which Anuhco
  acquired all of the UPAC stock, Anuhco entered into a consulting
  agreement with Mr. Kopman.  Under the consulting agreement, Anuhco
  is entitled to consult with Mr. Kopman on industry developments as
  well as UPAC operations through December 31, 1998.  In exchange for
  entering into this consulting agreement, Mr. Kopman will receive
  fixed consulting fees at an annual rate of $150,000 and may earn
  additional annual fees not to exceed $333,333, based on certain
  UPAC performance criteria. 
  
  In addition to retaining the services of Mr. Kopman under a
  consulting agreement, existing executive management personnel of
  UPAC have been retained under multiyear employment agreements. 
  Anuhco's acquisition of UPAC, in combination with its earlier
  acquisition of Agency Premium Resource, Inc. ("APR"), gives the
  Company a nationwide presence in this financial services industry.
  
  Item 7.   FINANCIAL STATEMENTS AND EXHIBITS
  
  (a)  Financial Statements.  It is impracticable at this time to
       provide the required financial statements of the businesses
       acquired.  All of the required financial statements will be
       filed as an amendment to this Form 8-K as soon as practicable,
       but not later than 60 days after the required filing date of
       this Form 8-K.
  
  (b)  Pro Forma Financial Information.  The required pro forma
       financial information will be filed as an amendment to this
       Form 8-K at the time the required financial statements are
       filed.
  
  (c)  Exhibits - Filed herewith
  
         2(a)    Stock Purchase Agreement by and between Anuhco,
                 Inc., and William H. Kopman, dated December 18,
                 1995.
  
         2(b)    First Amendment to Stock Purchase Agreement by and
                 between Anuhco, Inc. and William H. Kopman, dated
                 March 7, 1996.
  
         2(c)    Second Amendment to Stock Purchase Agreement by and
                 between Anuhco, Inc. and William H. Kopman, dated
                 March 28, 1996.
  
        10(a)    Consulting Agreement by and between William H.
                 Kopman and Anuhco, Inc., dated March 29, 1996.
  
  
                             SIGNATURES
  
  Pursuant to the requirements of Securities Exchange Act of 1934,
  the Registrant has duly caused this report to be signed on its
  behalf by the undersigned, hereunto duly authorized.
  
  
  
                                   ANUHCO, INC.
  
                          By: /s/ Timothy P. O'Neil
                              Timothy P. O'Neil, President & 
                              Chief Financial Officer
  
  
  Date:  April 12, 1996
  
  
                            EXHIBIT INDEX
  
  Exhibit
    No.                      Description
  
   2(a)     Stock Purchase Agreement by and between Anuhco, Inc. and
            William H. Kopman, dated December 18, 1995.
  
   2(b)     First Amendment to Stock Purchase Agreement by and
            between Anuhco, Inc. and William H. Kopman, dated March
            7, 1996.
  
   2(c)     Second Amendment to Stock Purchase Agreement by and
            between Anuhco, Inc. and William H. Kopman, dated March
            28, 1996.
  
  10(a)     Consulting Agreement by and between William H. Kopman and
            Anuhco, Inc., dated March 29, 1996.
metadata_documents: [{"type": "8-K", "sequence": "1", "secsgml_size_bytes": 5170}]
metadata_filer: {"company-data": {"conformed-name": "ANUHCO INC", "cik": "0000719271", "assigned-sic": "4213", "irs-number": "460278762", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-12070", "film-number": "96546829"}, "business-address": {"street1": "8245 NIEMAN ROAD", "street2": "SUITE 100", "city": "LENEXA", "state": "KS", "zip": "66214-1509", "phone": "913-859-0055"}, "former-company": {"former-conformed-name": "AMERICAN CARRIERS INC", "date-changed": "19910812"}}
text: UNITED STATES
                 SECURITIES AND EXCHANGE COMMISSION
                      Washington, D. C.  20549
  
                              FORM 8-K
  
                           CURRENT REPORT
  
               Pursuant to Section 13 or 15(d) of the
                   Securities Exchange Act of 1934
  
                   Date of Report - March 29, 1996
  
                            ANUHCO, INC.
  
                  State of Incorporation - Delaware
  
                    Commission File No. - 0-12321
  
            IRS Employer Identification No. - 46-0278762
  
                     8245 Nieman Road, Suite 100
                        Lenexa, Kansas  66214
              (Address of Principal Executive Offices)
                  Telephone Number - (913)-859-0055
  
                  9393 West 110th Street, Suite 100
                    Overland Park, Kansas  66210
           (Former Address of Principal Executive Offices)
  
  Item 2.   ACQUISITION OR DISPOSITION OF ASSETS
  
  On March 29, 1996, Anuhco, Inc ("Anuhco" or "the Company")
  completed the acquisition of all of the issued and outstanding
  stock of Universal Premium Acceptance Corporation and UPAC of
  California, Inc. (together referred to as "UPAC").  UPAC offers
  short-term collateralized financing of commercial and personal
  insurance premiums through approved insurance agencies in over 30
  states throughout the United States.  At March 31, 1996, UPAC had
  outstanding net finance receivables of approximately $30 million. 
  This transaction will be accounted for as a purchase.  Anuhco
  utilized a portion of its available cash and short-term investments
  to consummate the purchase at a price of approximately $12 million. 
  UPAC currently maintains certain financing arrangements with an
  outstanding balance of $21.3 million at March 31, 1996.  The terms
  of the acquisition and the purchase price resulted from
  negotiations between Anuhco and William H. Kopman, the former sole
  shareholder of UPAC.
  
  In addition to the Stock Purchase Agreement by which Anuhco
  acquired all of the UPAC stock, Anuhco entered into a consulting
  agreement with Mr. Kopman.  Under the consulting agreement, Anuhco
  is entitled to consult with Mr. Kopman on industry developments as
  well as UPAC operations through December 31, 1998.  In exchange for
  entering into this consulting agreement, Mr. Kopman will receive
  fixed consulting fees at an annual rate of $150,000 and may earn
  additional annual fees not to exceed $333,333, based on certain
  UPAC performance criteria. 
  
  In addition to retaining the services of Mr. Kopman under a
  consulting agreement, existing executive management personnel of
  UPAC have been retained under multiyear employment agreements. 
  Anuhco's acquisition of UPAC, in combination with its earlier
  acquisition of Agency Premium Resource, Inc. ("APR"), gives the
  Company a nationwide presence in this financial services industry.
  
  Item 7.   FINANCIAL STATEMENTS AND EXHIBITS
  
  (a)  Financial Statements.  It is impracticable at this time to
       provide the required financial statements of the businesses
       acquired.  All of the required financial statements will be
       filed as an amendment to this Form 8-K as soon as practicable,
       but not later than 60 days after the required filing date of
       this Form 8-K.
  
  (b)  Pro Forma Financial Information.  The required pro forma
       financial information will be filed as an amendment to this
       Form 8-K at the time the required financial statements are
       filed.
  
  (c)  Exhibits - Filed herewith
  
         2(a)    Stock Purchase Agreement by and between Anuhco,
                 Inc., and William H. Kopman, dated December 18,
                 1995.
  
         2(b)    First Amendment to Stock Purchase Agreement by and
                 between Anuhco, Inc. and William H. Kopman, dated
                 March 7, 1996.
  
         2(c)    Second Amendment to Stock Purchase Agreement by and
                 between Anuhco, Inc. and William H. Kopman, dated
                 March 28, 1996.
  
        10(a)    Consulting Agreement by and between William H.
                 Kopman and Anuhco, Inc., dated March 29, 1996.
  
                             SIGNATURES
  
  Pursuant to the requirements of Securities Exchange Act of 1934,
  the Registrant has duly caused this report to be signed on its
  behalf by the undersigned, hereunto duly authorized.
  
                                   ANUHCO, INC.
  
                          By: /s/ Timothy P. O'Neil
                              Timothy P. O'Neil, President & 
                              Chief Financial Officer
  
  Date:  April 12, 1996
  
                            EXHIBIT INDEX
  
  Exhibit
    No.                      Description
  
   2(a)     Stock Purchase Agreement by and between Anuhco, Inc. and
            William H. Kopman, dated December 18, 1995.
  
   2(b)     First Amendment to Stock Purchase Agreement by and
            between Anuhco, Inc. and William H. Kopman, dated March
            7, 1996.
  
   2(c)     Second Amendment to Stock Purchase Agreement by and
            between Anuhco, Inc. and William H. Kopman, dated March
            28, 1996.
  
  10(a)     Consulting Agreement by and between William H. Kopman and
            Anuhco, Inc., dated March 29, 1996.