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  <FONT FACE="Courier New" SIZE=2><P ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION<BR>
  Washington, D. C. 20549</P>
  <P ALIGN="CENTER"></P>
  <P ALIGN="CENTER">FORM 8-K</P>
  <P ALIGN="CENTER"></P>
  <P ALIGN="CENTER">CURRENT REPORT<BR>
  PURSUANT TO SECTION 13 OR 15(d) OF<BR>
  THE SECURITIES EXCHANGE ACT OF 1934<BR>
  </P>
  <P>Date of Report (Date of earliest event reported) August 23, 2002<BR>
  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;..............</P>
  
  <P ALIGN="CENTER">RAYMOND JAMES FINANCIAL, INC.<BR>
  (Exact name of registrant as specified in its charter)</P>
  
  <P>&nbsp;</P>
  <P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Florida&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1-9109&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No. 59-1517485   <BR>
  .................................&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;............&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;....................<BR>
  &nbsp;(State or other jurisdiction of&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Commission&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I.R.S. Employer <BR>
  &nbsp;&nbsp;incorporation&nbsp;or&nbsp;organization)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;File&nbsp;Number)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Identification&nbsp;No.)</P>
  
  <P>&nbsp;</P>
  <P> 880 Carillon Parkway, St. Petersburg, Florida&nbsp;&nbsp;33716<BR>
  .........................................................<BR>
  (Address of principal executive offices)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Zip Code)<BR>
  </P>
  <P>Registrant's telephone number, including area code (727) 576-1000<BR>
  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;..............</P>
  
  <P>_____________________________________________________________</P>
  <P>(Former name or former address, if changed since last report.</P>
  
  <B><P>ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS </P>
  </B></FONT>
  <TABLE CELLSPACING=0 BORDER=0 WIDTH=672>
  <TR><TD WIDTH="7%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>(c)</FONT></TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="93%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>Exhibits</FONT></TD>
  </TR>
  <TR><TD WIDTH="7%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="93%" VALIGN="MIDDLE">&nbsp;</TD>
  </TR>
  <TR><TD WIDTH="7%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>99.1</FONT></TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="93%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>Statement Under Oath of Principal Executive Officer dated August
  23, 2002.</FONT></TD>
  </TR>
  <TR><TD WIDTH="7%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="93%" VALIGN="MIDDLE">&nbsp;</TD>
  </TR>
  <TR><TD WIDTH="7%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>99.2</FONT></TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="93%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>Statement Under Oath of Principal Financial Officer dated August
  23, 2002.</FONT></TD>
  </TR>
  </TABLE>
  
  <FONT FACE="Courier New" SIZE=2>
  <B><P>ITEM 9. REGULATION FD DISCLOSURE </P>
  </B>
  <P>On August 23, 2002, Thomas A. James, principal executive officer, and Jeffrey P. Julien, principal financial officer, of Raymond James Financial, Inc. submitted to the Securities and Exchange Commission, sworn statements pursuant with the SEC's June 27, 2002 Order No. 4-460 requiring the filing of sworn statements pursuant to section 21(a)(1) of the Securities and Exchange Act of 1934. </P>
  
  <P>A copy of the statements are attached as Exhibit 99.1 and Exhibit 99.2. </P>
  
  <B><P ALIGN="CENTER">SIGNATURES </P>
  </B><P>Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. </P></FONT>
  <P ALIGN="CENTER"><CENTER><TABLE BORDER="0" CELLSPACING=0 WIDTH=660 cellpadding="0">
  <TR><TD WIDTH="37%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="13%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="8%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="1%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="41%" VALIGN="MIDDLE">&nbsp;</TD>
  </TR>
  <TR><TD WIDTH="37%" VALIGN="TOP">&nbsp;</TD>
  <TD WIDTH="13%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="50%" VALIGN="TOP" COLSPAN=3>
  <FONT FACE="Courier New" SIZE=2><P>Raymond James Financial, Inc.</FONT></TD>
  </TR>
  <TR><TD WIDTH="37%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="13%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="8%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="1%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="41%" VALIGN="MIDDLE">&nbsp;</TD>
  </TR>
  <TR><TD WIDTH="37%" VALIGN="TOP">&nbsp;</TD>
  <TD WIDTH="13%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="8%" VALIGN="TOP">
  <FONT FACE="Courier New" SIZE=2><P>By: </FONT></TD>
  <TD WIDTH="42%" VALIGN="TOP" COLSPAN=2>
  <FONT FACE="Courier New" SIZE=2><P><u>/s/ JEFFREY P. JULIEN</u></FONT></TD>
  </TR>
  <TR><TD WIDTH="37%" VALIGN="TOP">&nbsp;</TD>
  <TD WIDTH="13%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="8%" VALIGN="TOP">
  <FONT FACE="Courier New" SIZE=2><P>Name: </FONT></TD>
  <TD WIDTH="1%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="41%" VALIGN="TOP">
  <FONT FACE="Courier New" SIZE=2><P>Jeffrey P. Julien</FONT></TD>
  </TR>
  <TR><TD WIDTH="37%" VALIGN="TOP">&nbsp;</TD>
  <TD WIDTH="13%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="8%" VALIGN="TOP">
  <FONT FACE="Courier New" SIZE=2><P>Title: </FONT></TD>
  <TD WIDTH="1%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="41%" VALIGN="TOP">
  <FONT FACE="Courier New" SIZE=2><P>Senior Vice President - Finance and Chief Financial Officer</FONT></TD>
  </TR>
  <TR><TD WIDTH="37%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="13%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="8%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="1%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="41%" VALIGN="MIDDLE">&nbsp;</TD>
  </TR>
  <TR><TD WIDTH="37%" VALIGN="TOP">
  <FONT FACE="Courier New" SIZE=2><P>DATE: August 23, 2002</FONT></TD>
  <TD WIDTH="13%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="8%" VALIGN="TOP">&nbsp;</TD>
  <TD WIDTH="1%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="41%" VALIGN="TOP">&nbsp;</TD>
  </TR>
  </TABLE>
  </CENTER>
  
  <FONT FACE="Courier New" SIZE=2>
  <P>&nbsp;</P>
  <P>&nbsp;</P>
  <P>&nbsp;</P>
  </FONT><B><FONT SIZE=3><P ALIGN="CENTER">Exhibits</P>
  <P ALIGN="CENTER"></P></B></FONT>
  <TABLE CELLSPACING=0 BORDER=0 WIDTH=630>
  <TR><TD WIDTH="22%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="78%" VALIGN="MIDDLE">&nbsp;</TD>
  </TR>
  <TR><TD WIDTH="22%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="78%" VALIGN="MIDDLE">&nbsp;</TD>
  </TR>
  <TR><TD WIDTH="22%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>Exhibit 99.1</FONT></TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="78%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>Statement Under Oath of Principal Executive Officer dated August
  23, 2002.</FONT></TD>
  </TR>
  <TR><TD WIDTH="22%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="78%" VALIGN="MIDDLE">&nbsp;</TD>
  </TR>
  <TR><TD WIDTH="22%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>Exhibit 99.2</FONT></TD>
  <TD WIDTH="0%" VALIGN="MIDDLE">&nbsp;</TD>
  <TD WIDTH="78%" VALIGN="MIDDLE">
  <FONT FACE="Courier New" SIZE=2><P>Statement Under Oath of Principal Financial Officer dated August
  23, 2002.</FONT></TD>
  </TR>
  </TABLE>
  
  <FONT SIZE=2></FONT></BODY>
  </HTML>
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metadata_filer: {"company-data": {"conformed-name": "RAYMOND JAMES FINANCIAL INC", "cik": "0000720005", "assigned-sic": "6211", "irs-number": "591517485", "state-of-incorporation": "FL", "fiscal-year-end": "0930"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-09109", "film-number": "02746976"}, "business-address": {"street1": "880 CARILLON PKWY", "street2": "P O BOX 12749", "city": "ST PETERSBURG", "state": "FL", "zip": "33716", "phone": "727-567-1000"}, "mail-address": {"street1": "P O BOX 12749", "city": "ST. PETERSBURG", "state": "FL", "zip": "33716"}, "former-company": {"former-conformed-name": "RJ FINANCIAL CORP/FL", "date-changed": "19870303"}}
text: SECURITIES AND EXCHANGE COMMISSION
  Washington, D. C. 20549
  FORM 8-K
  CURRENT REPORT
  PURSUANT TO SECTION 13 OR 15(d) OF
  THE SECURITIES EXCHANGE ACT OF 1934
  Date of Report (Date of earliest event reported) August 23, 2002
  ..............
  RAYMOND JAMES FINANCIAL, INC.
  (Exact name of registrant as specified in its charter)
  Florida                   1-9109               No. 59-1517485
  .................................     ............          ....................
  (State or other jurisdiction of     (Commission           (I.R.S. Employer
  incorporation or organization)      File Number)          Identification No.)
  880 Carillon Parkway, St. Petersburg, Florida  33716
  .........................................................
  (Address of principal executive offices)      (Zip Code)
  Registrant's telephone number, including area code (727) 576-1000
  ..............
  _____________________________________________________________
  (Former name or former address, if changed since last report.
  ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
  (c)
  Exhibits
  99.1
  Statement Under Oath of Principal Executive Officer dated August
  23, 2002.
  99.2
  Statement Under Oath of Principal Financial Officer dated August
  23, 2002.
  ITEM 9. REGULATION FD DISCLOSURE
  On August 23, 2002, Thomas A. James, principal executive officer, and Jeffrey P. Julien, principal financial officer, of Raymond James Financial, Inc. submitted to the Securities and Exchange Commission, sworn statements pursuant with the SEC's June 27, 2002 Order No. 4-460 requiring the filing of sworn statements pursuant to section 21(a)(1) of the Securities and Exchange Act of 1934.
  A copy of the statements are attached as Exhibit 99.1 and Exhibit 99.2.
  SIGNATURES
  Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
  Raymond James Financial, Inc.
  By:
  /s/ JEFFREY P. JULIEN
  Name:
  Jeffrey P. Julien
  Title:
  Senior Vice President - Finance and Chief Financial Officer
  DATE: August 23, 2002
  Exhibits
  Exhibit 99.1
  Statement Under Oath of Principal Executive Officer dated August
  23, 2002.
  Exhibit 99.2
  Statement Under Oath of Principal Financial Officer dated August
  23, 2002.