content: <PAGE>
  
                   SECURITIES AND EXCHANGE COMMISSION
  
                        WASHINGTON, D.C. 20549
  
                              FORM 8-K
  
  
                           CURRENT REPORT
  
                 PURSUANT TO SECTION 13 OR 15 (d) OF THE
                     SECURITIES EXCHANGE ACT OF 1934
  
       Date of Report (Date of earliest event reported):  July
  22, 1997
  
  
                     United Security Bancorporation
           (Exact Name of Registrant as Specified in Charter)
  
  
            Washington           0-18561            91-1259511
            ----------           -------            ----------
  (State or other jurisdiction   (Commission        (IRS
  Employer Identi-
          of incorporation)       File Number)       fication
  Number)
  
         9506 North Newport Highway, Spokane, Washington 99218-
  1200
         -----------------------------------------------------
  -----
              (Address of principal executive offices/Zip
  Code)
  
     Registrant's telephone number, including area code:
  (509) 467-6949
     ---------------------------------------------------------
  ----------
  
                        Item 5.  Other Events
  
  United Security Bancorporation announced that it has
  received an insurance settlement of $637,000.  In a Form 8-K
  filed on April 4, 1997 it announced that 1996 earnings had
  been adjusted for an embezzlement at its subsidiary, Home
  Security Bank.  The $860,000 loss recorded for 1996 was the
  than identified principal and interest due to the
  embezzlement.  The insurance settlement is a total recovery
  of the principal loss, less a $50,000 deductible.  The press
  release is incorporated by reference as Exhibit 99.
  
  99.     Press release dated July 22, 1997, issued by United
  Security
          Bancorporation.
  
                                     1
  
  <PAGE>
  
                         EXHIBIT INDEX
  
  Exhibit No.              Title
  -----------              -----
  
  99.                      Press release dated July 22, 1997,
                           issued by United Security
  Bancorporation
  
  SIGNATURES
  
  Pursuant to the requirements of the Security Exchange Act of
  1934, the registrant has duly caused this report to be
  signed on its behalf by the undersigned thereunto duly
  authorized.
  
  Dated:  July 24, 1997
  
                           UNITED SECURITY BANCORPORATION
  
                           By:  /s/ Chad Galloway
                           ------------------------------
                           Name:    Chad Galloway
                           Title:   Vice President and
                                    Chief Financial Officer
  
  
  
                                     2
metadata_documents: [{"type": "8-K", "sequence": "1", "secsgml_size_bytes": 2587}]
metadata_filer: {"company-data": {"conformed-name": "UNITED SECURITY BANCORPORATION", "cik": "0000726990", "assigned-sic": "6022", "irs-number": "911259511", "state-of-incorporation": "WA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-18561", "film-number": "97645078"}, "business-address": {"street1": "9506 N NEWPORT HWY", "city": "SPOKANE", "state": "WA", "zip": "99218-1200", "phone": "5094676949"}, "mail-address": {"street1": "9506 N NEWPORT HWY", "city": "SPOKANE", "state": "WA", "zip": "99218-1200"}}
text: SECURITIES AND EXCHANGE COMMISSION
  
                        WASHINGTON, D.C. 20549
  
                              FORM 8-K
  
                           CURRENT REPORT
  
                 PURSUANT TO SECTION 13 OR 15 (d) OF THE
                     SECURITIES EXCHANGE ACT OF 1934
  
       Date of Report (Date of earliest event reported):  July
  22, 1997
  
                     United Security Bancorporation
           (Exact Name of Registrant as Specified in Charter)
  
            Washington           0-18561            91-1259511
            ----------           -------            ----------
  (State or other jurisdiction   (Commission        (IRS
  Employer Identi-
          of incorporation)       File Number)       fication
  Number)
  
         9506 North Newport Highway, Spokane, Washington 99218-
  1200
         -----------------------------------------------------
  -----
              (Address of principal executive offices/Zip
  Code)
  
     Registrant's telephone number, including area code:
  (509) 467-6949
     ---------------------------------------------------------
  ----------
  
                        Item 5.  Other Events
  
  United Security Bancorporation announced that it has
  received an insurance settlement of $637,000.  In a Form 8-K
  filed on April 4, 1997 it announced that 1996 earnings had
  been adjusted for an embezzlement at its subsidiary, Home
  Security Bank.  The $860,000 loss recorded for 1996 was the
  than identified principal and interest due to the
  embezzlement.  The insurance settlement is a total recovery
  of the principal loss, less a $50,000 deductible.  The press
  release is incorporated by reference as Exhibit 99.
  
  99.     Press release dated July 22, 1997, issued by United
  Security
          Bancorporation.
  
                                     1
  EXHIBIT INDEX
  
  Exhibit No.              Title
  -----------              -----
  
  99.                      Press release dated July 22, 1997,
                           issued by United Security
  Bancorporation
  
  SIGNATURES
  
  Pursuant to the requirements of the Security Exchange Act of
  1934, the registrant has duly caused this report to be
  signed on its behalf by the undersigned thereunto duly
  authorized.
  
  Dated:  July 24, 1997
  
                           UNITED SECURITY BANCORPORATION
  
                           By:  /s/ Chad Galloway
                           ------------------------------
                           Name:    Chad Galloway
                           Title:   Vice President and
                                    Chief Financial Officer
  
                                     2