content: SECURITIES AND EXCHANGE COMMISSION
  
                               Washington, D.C.  20549
  
  
                                      FORM 8-K
  
  
                                   CURRENT REPORT
  
  
                       Pursuant to Section 13 or 15(d) of the
                           Securities Exchange Act of 1934
  
  
  Date of Report (Date of earliest event reported) February 22, 1999
  
  
  
                              ELECTRONIC CLEARING HOUSE, INC. 
               (Exact name of registrant as specified in its charter)
  
  
  
  NEVADA                        0-15245             93-0946274    
  (State or other               (Commission         (IRS Employer
   jurisdiction                  File Number)        Identification No.)
   of incorporation)
  
  
           28001 Dorothy Drive,    Agoura Hills, California            91301     
                (Address of principal executive offices)             (Zip Code)
  
  
  
          Registrant's telephone number, including area code (818) 706-8999
  
  
  
                                                                                 
            (Former name or former address, if changes since last report)
  
  
  
  
  
  
  
  
  
  
  
  ITEM 5.   OTHER EVENTS
  
            On March 8, 1999, Electronic Clearing House, Inc. (the "Company")
            issued a press release announcing that it has entered into a letter
            of intent, dated February 22, 1999, to acquire the assets of Magic
            Software Development, Inc. of Albuquerque, New Mexico ("Magic"). 
            Magic provides electronic check conversion, electronic check
            representment, payday loan, check verification and check guarantee
            solutions to financial services companies and retailers.  The
            transaction consideration contemplates a fixed number of the
            Company's stock and a performance-based earn-out component.  The
            closing of the proposed acquisition is subject to negotiation and
            execution of definitive agreements and satisfaction of certain pre-
            closing conditions.
  
            The press release issued by the Company is attached hereto as
            Exhibit 99.1 and is incorporated herein by reference.
  
  
  
  
  
  ITEM 7.   EXHIBITS
  
  
       
  
  Exhibit
  Number         Description of Document
  
  99.1      Press release issued and dated March 8, 1999.
  
  
  <PAGE>
  
  
  
                                     SIGNATURES
  
  
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  Registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
  
  
  
  
                                ELECTRONIC CLEARING HOUSE, INC.
                                             (Registrant)
  
  
  
  
                                By  \s\ Alice L. Cheung                 
                                  Alice L. Cheung, Treasurer & 
                                  Chief Financial Officer
  
  
  
  Dated:  March 8, 1999
metadata_documents: [{"type": "8-K", "sequence": "1", "secsgml_size_bytes": 2871}]
metadata_filer: {"company-data": {"conformed-name": "ELECTRONIC CLEARING HOUSE INC", "cik": "0000721773", "assigned-sic": "6099", "irs-number": "930946274", "state-of-incorporation": "NV", "fiscal-year-end": "0930"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-15245", "film-number": "99560033"}, "business-address": {"street1": "28001 DOROTHY DR", "city": "AGOURA HILLS", "state": "CA", "zip": "91301-2697", "phone": "8187068999"}, "mail-address": {"street1": "28001 DOROTHY DRIVE", "city": "AGOURA HILLS", "state": "CA", "zip": "91301"}, "former-company": {"former-conformed-name": "BIO RECOVERY TECHNOLOGY INC", "date-changed": "19860122"}}
text: SECURITIES AND EXCHANGE COMMISSION
  
                               Washington, D.C.  20549
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                       Pursuant to Section 13 or 15(d) of the
                           Securities Exchange Act of 1934
  
  Date of Report (Date of earliest event reported) February 22, 1999
  
                              ELECTRONIC CLEARING HOUSE, INC. 
               (Exact name of registrant as specified in its charter)
  
  NEVADA                        0-15245             93-0946274    
  (State or other               (Commission         (IRS Employer
   jurisdiction                  File Number)        Identification No.)
   of incorporation)
  
           28001 Dorothy Drive,    Agoura Hills, California            91301     
                (Address of principal executive offices)             (Zip Code)
  
          Registrant's telephone number, including area code (818) 706-8999
  
                                                                                 
            (Former name or former address, if changes since last report)
  
  ITEM 5.   OTHER EVENTS
  
            On March 8, 1999, Electronic Clearing House, Inc. (the "Company")
            issued a press release announcing that it has entered into a letter
            of intent, dated February 22, 1999, to acquire the assets of Magic
            Software Development, Inc. of Albuquerque, New Mexico ("Magic"). 
            Magic provides electronic check conversion, electronic check
            representment, payday loan, check verification and check guarantee
            solutions to financial services companies and retailers.  The
            transaction consideration contemplates a fixed number of the
            Company's stock and a performance-based earn-out component.  The
            closing of the proposed acquisition is subject to negotiation and
            execution of definitive agreements and satisfaction of certain pre-
            closing conditions.
  
            The press release issued by the Company is attached hereto as
            Exhibit 99.1 and is incorporated herein by reference.
  
  ITEM 7.   EXHIBITS
  
       
  
  Exhibit
  Number         Description of Document
  
  99.1      Press release issued and dated March 8, 1999.
  SIGNATURES
  
  Pursuant to the requirements of the Securities Exchange Act of 1934, the
  Registrant has duly caused this report to be signed on its behalf by the
  undersigned hereunto duly authorized.
  
                                ELECTRONIC CLEARING HOUSE, INC.
                                             (Registrant)
  
                                By  \s\ Alice L. Cheung                 
                                  Alice L. Cheung, Treasurer & 
                                  Chief Financial Officer
  
  Dated:  March 8, 1999