content: UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
  
                                     -----------
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                         Pursuant to Section 13 or 15 (d) of
                         the Securities Exchange Act of 1934
  
                                     -----------
  
         Date of Report (Date of earliest event reported): December 3, 2002
  
  
                                    CONSECO, INC.
               (Exact name of registrant as specified in its charter)
  
  
     Indiana                                  1-9250               35-1468632
  ----------------------                   ----------------     --------------
  (State or other                          (Commission          (I.R.S. Employer
  jurisdiction of                          File Number)        Identification No.)
  organization)
  
  11825 North Pennsylvania Street
          Carmel, Indiana                                             46032
  --------------------------------------                            ----------
  (Address of principal executive offices)                          (Zip Code)
  
                                   (317) 817-6100
                              -------------------------
                (Registrant's telephone number, including area code)
  
  
                                   Not Applicable
                           (Former name or former address,
                           if changed since last report.)
  <PAGE>
  
  Item 5. Other Events
  
  Attached as Exhibit 99.1 is a copy of a press release dated November 27, 2002.
  
  Item 7(c).  Exhibits.
  
       99.1    Press release of Conseco, Inc. issued November 27, 2002.
  
       99.2    Forbearance agreement relating to 1997 D&O loans.
  
       99.3    Forbearance agreement relating to 1998 D&O loans.
  
       99.4    Forbearance agreement relating to 1998 (non-refinanced) D&O
               loans.
  
       99.5    Forbearance agreement relating to 1999 D&O loans.
  
       99.6    Forbearance agreement relating to $1,500,000,000 five-year
               credit agreement.
  
  
  Item 9. Regulation FD Disclosure
  
  In conjunction with certain sales of finance receivables, Conseco Finance Corp.
  ("Conseco Finance"), a wholly owned subsidiary of Conseco, Inc. ("Conseco"),
  provided guarantees of certain interests in securitization trusts sold to third
  parties aggregating approximately $1.4 billion at September 30, 2002, $1.1
  billion of which relate to manufactured housing securitization trusts. As part
  of its efforts to restructure its manufactured housing business, Conseco Finance
  elected not to make approximately $4.7 million in guarantee payments on December
  2, 2002, relating to manufactured housing securitization trusts ($0.6 million of
  such payments relate to securities sold to third parties and the remainder
  relate to securities retained by Conseco Finance). Conseco Finance presently
  intends to suspend all such guarantee payments relating to manufactured housing
  trusts until there is resolution to the restructuring of its manufactured
  housing business. In addition, as discussed in Conseco's Form 10-Q for the
  quarterly period ended September 30, 2002, without additional liquidity in the
  near future, Conseco Finance will be unable to make those guarantee payments
  when they are required to be made.
  
  
  
  <PAGE>
  
                                      Signature
  
       Pursuant to the requirements of the Securities Exchange Act of 1934, the
  registrant has duly caused this report to be signed on its behalf by the
  undersigned thereunto duly authorized.
  
  
                                             CONSECO, INC.
  
  December 3, 2002
                                             By:  /s/ John R. Kline
                                                  ------------------------
                                                  John R. Kline
                                                    Senior Vice President and
                                                    Chief Accounting Officer
metadata_documents: [{"type": "8-K", "sequence": "1", "filename": "cnc.txt", "description": "FORM 8-K", "secsgml_size_bytes": 4061}]
metadata_filer: {"company-data": {"conformed-name": "CONSECO INC", "cik": "0000719241", "assigned-sic": "6321", "irs-number": "351468632", "state-of-incorporation": "IN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-09250", "film-number": "02847862"}, "business-address": {"street1": "11825 N PENNSYLVANIA ST", "city": "CARMEL", "state": "IN", "zip": "46032", "phone": "3178176100"}, "mail-address": {"street1": "11825 N PENNSYLVANIA ST", "city": "CARMEL", "state": "IN", "zip": "46032"}, "former-company": {"former-conformed-name": "SECURITY NATIONAL OF INDIANA CORP", "date-changed": "19840207"}}
text: UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549
  
                                     -----------
  
                                      FORM 8-K
  
                                   CURRENT REPORT
  
                         Pursuant to Section 13 or 15 (d) of
                         the Securities Exchange Act of 1934
  
                                     -----------
  
         Date of Report (Date of earliest event reported): December 3, 2002
  
                                    CONSECO, INC.
               (Exact name of registrant as specified in its charter)
  
     Indiana                                  1-9250               35-1468632
  ----------------------                   ----------------     --------------
  (State or other                          (Commission          (I.R.S. Employer
  jurisdiction of                          File Number)        Identification No.)
  organization)
  
  11825 North Pennsylvania Street
          Carmel, Indiana                                             46032
  --------------------------------------                            ----------
  (Address of principal executive offices)                          (Zip Code)
  
                                   (317) 817-6100
                              -------------------------
                (Registrant's telephone number, including area code)
  
                                   Not Applicable
                           (Former name or former address,
                           if changed since last report.)
  Item 5. Other Events
  
  Attached as Exhibit 99.1 is a copy of a press release dated November 27, 2002.
  
  Item 7(c).  Exhibits.
  
       99.1    Press release of Conseco, Inc. issued November 27, 2002.
  
       99.2    Forbearance agreement relating to 1997 D&O loans.
  
       99.3    Forbearance agreement relating to 1998 D&O loans.
  
       99.4    Forbearance agreement relating to 1998 (non-refinanced) D&O
               loans.
  
       99.5    Forbearance agreement relating to 1999 D&O loans.
  
       99.6    Forbearance agreement relating to $1,500,000,000 five-year
               credit agreement.
  
  Item 9. Regulation FD Disclosure
  
  In conjunction with certain sales of finance receivables, Conseco Finance Corp.
  ("Conseco Finance"), a wholly owned subsidiary of Conseco, Inc. ("Conseco"),
  provided guarantees of certain interests in securitization trusts sold to third
  parties aggregating approximately $1.4 billion at September 30, 2002, $1.1
  billion of which relate to manufactured housing securitization trusts. As part
  of its efforts to restructure its manufactured housing business, Conseco Finance
  elected not to make approximately $4.7 million in guarantee payments on December
  2, 2002, relating to manufactured housing securitization trusts ($0.6 million of
  such payments relate to securities sold to third parties and the remainder
  relate to securities retained by Conseco Finance). Conseco Finance presently
  intends to suspend all such guarantee payments relating to manufactured housing
  trusts until there is resolution to the restructuring of its manufactured
  housing business. In addition, as discussed in Conseco's Form 10-Q for the
  quarterly period ended September 30, 2002, without additional liquidity in the
  near future, Conseco Finance will be unable to make those guarantee payments
  when they are required to be made.
  Signature
  
       Pursuant to the requirements of the Securities Exchange Act of 1934, the
  registrant has duly caused this report to be signed on its behalf by the
  undersigned thereunto duly authorized.
  
                                             CONSECO, INC.
  
  December 3, 2002
                                             By:  /s/ John R. Kline
                                                  ------------------------
                                                  John R. Kline
                                                    Senior Vice President and
                                                    Chief Accounting Officer