<PAGE>

================================================================================

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                Date of Report (Date of earliest event reported)
                                  July 20, 2006

                AmeriCredit Automobile Receivables Trust 2006-A-F
             (Exact name of registrant as specified in its charter)

                                AFS Funding Trust
              (Exact name of depositor as specified in its charter)

                      AmeriCredit Financial Services, Inc.
               (Exact name of sponsor as specified in its charter)

            Delaware                    333-130439-03             20-5157988
(State or Other Jurisdiction of   (Commission File Number)     (I.R.S. Employer
         Incorporation)                                      Identification No.)

c/o AmeriCredit Financial Services, Inc.                           76102
     Attention: J. Michael May, Esq.                             (Zip Code)
      801 Cherry Street, Suite 3900
            Fort Worth, Texas
(Address of Principal Executive Offices)

       Registrant's telephone number including area code - (817) 302-7000

           ___________________________________________________________
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[_]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[_]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))

================================================================================

<PAGE>

Item 1.01 Entry into a Material Definitive Agreement

          AFS Funding Trust ("AFS Funding"), as depositor, and AmeriCredit
Financial Services, Inc. ("AmeriCredit"), as sponsor, have caused a newly formed
issuing entity, AmeriCredit Automobile Receivables Trust 2006-A-F (the "Issuing
Entity"), to issue $204,000,000 Class A-1 5.5048% Asset Backed Notes,
$394,000,000 Class A-2 5.61% Asset Backed Notes, $412,000,000 Class A-3 5.56%
Asset Backed Notes and $340,000,000 Class A-4 5.64% Asset Backed Notes
(collectively, the "Notes") and an Asset Backed Certificate (the "Certificate"),
on July 20, 2006 (the "Closing Date"). The Notes are registered under the
Registration Statement. This Current Report on Form 8-K is being filed to
satisfy an undertaking to file copies of certain agreements executed in
connection with the issuance of the Notes, the forms of which were filed as
Exhibits to the Registration Statement.

          The Issuing Entity was formed, and the Certificate was issued,
pursuant to the Trust Agreement, attached hereto as Exhibit 4.2, dated as of
July 6, 2006, as amended and restated as of July 12, 2006 (the "Trust
Agreement"), between AFS Funding and Wilmington Trust Company ("WTC"), as Owner
Trustee. The Notes were issued pursuant to the Indenture, attached hereto as
Exhibit 4.1, dated as of July 12, 2006 (the "Indenture"), between the Issuing
Entity and Wells Fargo Bank, National Association ("Wells Fargo"), as Trustee
and Trust Collateral Agent. The Notes were sold to Wachovia Capital Markets,
LLC, Barclays Capital Inc., BMO Capital Markets Corp., Deutsche Bank Securities
Inc., J.P. Morgan Securities Inc. and UBS Securities LLC (the "Underwriters"),
pursuant to the Underwriting Agreement attached hereto as Exhibit 1.1, dated as
of July 11, 2006 (the "Underwriting Agreement"), among AmeriCredit, AFS Funding
and Wachovia Capital Markets, LLC, as representative of the Underwriters (the
"Representative").

          The Notes evidence indebtedness of the Issuing Entity, the assets of
which consist primarily of "sub-prime" automobile loan contracts (the
"Receivables") secured by new and used automobiles, light duty trucks and vans.
AFS Funding purchased the Receivables from AmeriCredit pursuant to the Purchase
Agreement, attached hereto as Exhibit 10.1, dated as of July 12, 2006 (the
"Purchase Agreement"), between AmeriCredit and AFS Funding. The Issuing Entity
purchased the Receivables from AFS Funding pursuant to the Sale and Servicing
Agreement, attached hereto as Exhibit 4.3, dated as of July 12, 2006 (the "Sale
and Servicing Agreement"), among the Issuing Entity, AFS Funding, AmeriCredit
and Wells Fargo, as Backup Servicer and Trust Collateral Agent.

          AmeriCredit, as Servicer, has agreed to perform servicing duties with
regard to the Receivables pursuant to the Sale and Servicing Agreement and has
also agreed to serve as custodian of the Receivables pursuant to the Custodian
Agreement, attached hereto as Exhibit 10.8, dated as of July 12, 2006 (the
"Custodian Agreement"), among AmeriCredit, Financial Security Assurance Inc.
(the "Insurer") and Wells Fargo. AmeriCredit Financial Services of Canada Ltd.
("AFS of Canada") will also service a portion of the Receivables on behalf of
the Issuing Entity pursuant to the Second Amended and Restated Servicing
Agreement, attached hereto as Exhibit 10.7, dated as of January 1, 2006, between
AmeriCredit and AFS of Canada. JPMorgan Chase Bank, N.A. ("JPMorgan Chase") has
agreed to collect and deposit remittances related to the Receivables to a
lockbox account pursuant to the Tri-Party Remittance Processing Agreement,
attached hereto as Exhibit 10.9,

<PAGE>

dated as of July 12, 2006 (the "Lockbox Agreement"), between Wells Fargo, as
Trustee, AmeriCredit and JPMorgan Chase, as Processor.

          As of June 14, 2006 (the "Statistical Calculation Date"), the
Receivables had the characteristics described in the Prospectus Supplement dated
July 11, 2006 (the "Prospectus Supplement"), filed with the Commission pursuant
to Rule 424(b)(5) of the Act on July 18, 2006. As of July 12, 2006 ( the
"Initial Cutoff Date"), the Receivables had the characteristics set forth in
Exhibit 99.1.

          On the Closing Date, the Insurer issued the Financial Guaranty
Insurance Policy, attached hereto as Exhibit 10.6 dated as of July 20, 2006 (the
"Policy"), pursuant to which it unconditionally and irrevocably guarantees the
payments of interest and certain payments of principal due on the notes during
the term of the Policy. The Policy was issued pursuant to the terms of the
Insurance and Indemnity Agreement, attached hereto as Exhibit 10.3, dated as of
July 12, 2006 (the "Insurance Agreement"), among the Insurer, the Issuing
Entity, AFS Funding, AmeriCredit and AmeriCredit Corp. The Insurance Agreement
specifies the conditions precedent to the issuance of the Policy, the premium
payable in respect thereof and certain indemnification obligations of the
Issuing Entity, AFS Funding, AmeriCredit and AmeriCredit Corp. to the Insurer.
The method of calculating the premium payments that are due to the Insurer
pursuant to the Insurance Agreement is set forth in the Premium Letter, attached
hereto as Exhibit 10.4, dated as of July 20, 2006, among the Insurer, the
Issuing Entity, AFS Funding, AmeriCredit Corp. and Wells Fargo, as Trust
Collateral Agent.

          A spread account ("Spread Account") was established on the Closing
Date, for the benefit of the Insurer and the Noteholders, to hold a reserve of
cash that is available to pay certain amounts that are payable by the Issuing
Entity that otherwise would remain unpaid after application of collections on
the Receivables. The Spread Account was established pursuant to the Spread
Account Agreement, attached hereto as Exhibit 10.5, dated as of July 12, 2006
(the "Spread Account Agreement"), among the Insurer, the Issuing Entity and
Wells Fargo, as the Trustee and the Collateral Agent.

          Pursuant to the Indemnification Agreement, attached hereto as Exhibit
10.2, dated as of July 11, 2006 (the "Indemnification Agreement"), among the
Insurer, AFS Funding and the Representative, the Insurer agreed to indemnify AFS
Funding and the Underwriters and the Underwriters agreed to indemnify the
Insurer, in each case with respect to certain disclosure in the Prospectus
Supplement. Pursuant to the Insurance Agreement, AmeriCredit and AFS Funding
agreed to indemnify the Insurer with respect to certain disclosure in the
Prospectus Supplement. Pursuant to the Underwriting Agreement, AmeriCredit and
the Underwriters agreed to indemnify each other with respect to certain
disclosure in the Prospectus Supplement.

Item 9.01. Financial Statements, Pro Forma Financial Information and Exhibits.

(a)  Not applicable.

(b)  Not applicable.

(c)  Not applicable.


                                       3

<PAGE>

(d)  Exhibits:

          1.1 Underwriting Agreement, dated as of July 11, 2006, among
AmeriCredit, as Sponsor, AFS Funding, as Seller, and the Representative (see
Exhibit 1.1 to Form 8-K filed on July 13, 2006, in connection with Registration
Statement No. 333-130439-01, which is incorporated by reference herein).

          4.1 Indenture, dated as of July 12, 2006, between the Issuing Entity
and Wells Fargo, as Trustee and Trust Collateral Agent.

          4.2 Amended and Restated Trust Agreement, dated as of July 12, 2006,
between AFS Funding and WTC, as Owner Trustee.

          4.3 Sale and Servicing Agreement, dated as of July 12, 2006, among the
Issuing Entity, AmeriCredit, as Servicer, AFS Funding and Wells Fargo, as Backup
Servicer and Trust Collateral Agent.

          5.1 Opinion of Dewey Ballantine LLP with respect to validity (see
Exhibit 5.1 to Form 8-K filed on July 21, 2006, in connection with Registration
Statement Nos. 333-130439-01 and 333-130439-03, which is incorporated by
reference herein).

          8.1 Opinion of Dewey Ballantine LLP with respect to tax matters (see
Exhibit 8.1 to Form 8-K filed on July 21, 2006, in connection with Registration
Statement Nos. 333-130439-01 and 333-130439-03, which is incorporated by
reference herein).

          10.1 Purchase Agreement, dated as of July 12, 2006, between
AmeriCredit, as Seller, and AFS Funding, as Purchaser.

          10.2 Indemnification Agreement, dated as of July 11, 2006, among the
Insurer, AFS Funding and the Representative.

          10.3 Insurance and Indemnity Agreement, dated as of July 12, 2006,
among the Insurer, the Issuing Entity, AFS Funding, AmeriCredit and AmeriCredit
Corp.

          10.4 Premium Letter, dated July 20, 2006, among the Insurer, the
Issuing Entity, AmeriCredit and Wells Fargo, as Trust Collateral Agent.

          10.5 Spread Account Agreement, dated as of July 12, 2006, among the
Insurer, the Issuing Entity and Wells Fargo, as Trustee and Collateral Agent.

          10.6 Financial Guaranty Insurance Policy, dated as of July 20, 2006
and delivered by the Insurer.

          10.7 Second Amended and Restated Servicing Agreement, dated as of
January 1, 2006, between AmeriCredit and AFS of Canada (see Exhibit 4.4 to Form
8-K filed on March 8, 2006, in connection with Registration Statement No.
333-121120-06, which is incorporated by reference herein).


                                       4

<PAGE>

          10.8 Custodian Agreement, dated as of July 12, 2006, among
AmeriCredit, as Custodian, the Insurer and Wells Fargo.

          10.9 Tri-Party Remittance Processing Agreement, dated as of July 12,
2006, among AmeriCredit, Wells Fargo, as Trustee, and JPMorgan Chase Bank, N.A.,
as Processor.

          10.10 Servicer's Non-Termination Letter.

          23.1 Consent of PricewaterhouseCoopers LLP, Independent Registered
Public Accounting Firm.

          23.2 Consent of PricewaterhouseCoopers LLP, Independent Registered
Public Accounting Firm.

          99.1 Statistical information for the receivables as of the Initial
Cutoff Date.


                                       5

<PAGE>

                                   SIGNATURES

          Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                           AMERICREDIT AUTOMOBILE RECEIVABLES
                                           TRUST 2006-A-F

                                           By: AmeriCredit Financial Services,
                                               Inc., as Servicer


                                           By: /s/ J. Michael May
                                               ---------------------------------
                                           Name: J. Michael May
                                           Title: Senior Vice President, Chief
                                                  Legal Officer and Secretary

Dated: July 26, 2006


                                       6

<PAGE>

                                  EXHIBIT INDEX

Exhibit No.   Description
-----------   -----------

     1.1      Underwriting Agreement, dated as of July 11, 2006, among
              AmeriCredit Financial Services, Inc., as Sponsor, AFS Funding
              Trust, as Seller, and Wachovia Capital Markets, LLC, as
              Representative of the Underwriters (the "Representative") (see
              Exhibit 1.1 to Form 8-K filed on July 13, 2006, in connection with
              Registration Statement No. 333-130439-01, which is incorporated by
              reference herein).

     4.1      Indenture, dated as of July 12, 2006, between AmeriCredit
              Automobile Receivables Trust 2006-A-F (the "Issuing Entity") and
              Wells Fargo Bank, National Association, as Trustee and Trust
              Collateral Agent.

     4.2      Amended and Restated Trust Agreement, dated as of July 12, 2006,
              between AFS Funding Trust, as Seller, and Wilmington Trust
              Company, as Owner Trustee.

     4.3      Sale and Servicing Agreement, dated as of July 12, 2006, among the
              Issuing Entity, AmeriCredit Financial Services, Inc., as Servicer,
              AFS Funding Trust, as Seller, and Wells Fargo Bank, National
              Association, as Backup Servicer and Trust Collateral Agent.

     5.1      Opinion of Dewey Ballantine LLP with respect to validity (see
              Exhibit 5.1 to Form 8-K filed on July 21, 2006, in connection with
              Registration Statement Nos. 333-130439-01 and 333-130439-03, which
              is incorporated by reference herein).

     8.1      Opinion of Dewey Ballantine LLP with respect to tax matters (see
              Exhibit 8.1 to Form 8-K filed on July 21, 2006, in connection with
              Registration Statement Nos. 333-130439-01 and 333-130439-03, which
              is incorporated by reference herein).

    10.1      Purchase Agreement, dated as of July 12, 2006, between AmeriCredit
              Financial Services, Inc., as Seller, and AFS Funding Trust, as
              Purchaser.

    10.2      Indemnification Agreement, dated as of July 11, 2006, among the
              Insurer, AFS Funding Trust and the Representative.

    10.3      Insurance and Indemnity Agreement, dated as of July 12, 2006,
              among the Insurer, the Issuing Entity, AFS Funding Trust, as
              Seller, AmeriCredit Financial Services, Inc. and AmeriCredit
              Corp.

    10.4      Premium Letter, dated July 20, 2006, among the Insurer, the
              Issuing Entity, AmeriCredit Financial Services, Inc. and Wells
              Fargo Bank, National Association, as Trust Collateral Agent.


                                       7

<PAGE>

    10.5      Spread Account Agreement, dated as of July 12, 2006, among the
              Insurer, the Issuing Entity and Wells Fargo Bank, National
              Association, as Trustee and Collateral Agent.

    10.6      Financial Guaranty Insurance Policy, dated as of July 20, 2006 and
              delivered by Financial Security Assurance Inc. (the "Insurer").

    10.7      Second Amended and Restated Servicing Agreement, dated as of
              January 1, 2006 between AmeriCredit Financial Services of Canada
              Ltd. and AmeriCredit Financial Services, Inc. (see Exhibit 4.4 to
              Form 8-K filed on March 8, 2006, in connection with Registration
              Statement No. 333-121120-06, which is incorporated by reference
              herein).

    10.8      Custodian Agreement, dated as of July 12, 2006, among AmeriCredit
              Financial Services, Inc., as Custodian, the Insurer and Wells
              Fargo Bank, National Association, as Trust Collateral Agent.

    10.9      Tri-Party Remittance Processing Agreement, dated as of July 12,
              2006, among AmeriCredit Financial Services, Inc., Wells Fargo
              Bank, National Association, as Trustee, and JPMorgan Chase Bank,
              N.A., as Processor.

    10.10     Servicer's Non-Termination Letter.

    23.1      Consent of PricewaterhouseCoopers LLP, Independent Registered
              Public Accounting Firm.

    23.2      Consent of PricewaterhouseCoopers LLP, Independent Registered
              Public Accounting Firm.

    99.1      Statistical information for the receivables as of the Initial
              Cutoff Date.


                                       8
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================================================================================

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                Date of Report (Date of earliest event reported)
                                  July 20, 2006

                AmeriCredit Automobile Receivables Trust 2006-A-F
             (Exact name of registrant as specified in its charter)

                                AFS Funding Trust
              (Exact name of depositor as specified in its charter)

                      AmeriCredit Financial Services, Inc.
               (Exact name of sponsor as specified in its charter)

            Delaware                    333-130439-03             20-5157988
(State or Other Jurisdiction of   (Commission File Number)     (I.R.S. Employer
         Incorporation)                                      Identification No.)

c/o AmeriCredit Financial Services, Inc.                           76102
     Attention: J. Michael May, Esq.                             (Zip Code)
      801 Cherry Street, Suite 3900
            Fort Worth, Texas
(Address of Principal Executive Offices)

       Registrant's telephone number including area code - (817) 302-7000

           ___________________________________________________________
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[_]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[_]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))

================================================================================
Item 1.01 Entry into a Material Definitive Agreement

          AFS Funding Trust ("AFS Funding"), as depositor, and AmeriCredit
Financial Services, Inc. ("AmeriCredit"), as sponsor, have caused a newly formed
issuing entity, AmeriCredit Automobile Receivables Trust 2006-A-F (the "Issuing
Entity"), to issue $204,000,000 Class A-1 5.5048% Asset Backed Notes,
$394,000,000 Class A-2 5.61% Asset Backed Notes, $412,000,000 Class A-3 5.56%
Asset Backed Notes and $340,000,000 Class A-4 5.64% Asset Backed Notes
(collectively, the "Notes") and an Asset Backed Certificate (the "Certificate"),
on July 20, 2006 (the "Closing Date"). The Notes are registered under the
Registration Statement. This Current Report on Form 8-K is being filed to
satisfy an undertaking to file copies of certain agreements executed in
connection with the issuance of the Notes, the forms of which were filed as
Exhibits to the Registration Statement.

          The Issuing Entity was formed, and the Certificate was issued,
pursuant to the Trust Agreement, attached hereto as Exhibit 4.2, dated as of
July 6, 2006, as amended and restated as of July 12, 2006 (the "Trust
Agreement"), between AFS Funding and Wilmington Trust Company ("WTC"), as Owner
Trustee. The Notes were issued pursuant to the Indenture, attached hereto as
Exhibit 4.1, dated as of July 12, 2006 (the "Indenture"), between the Issuing
Entity and Wells Fargo Bank, National Association ("Wells Fargo"), as Trustee
and Trust Collateral Agent. The Notes were sold to Wachovia Capital Markets,
LLC, Barclays Capital Inc., BMO Capital Markets Corp., Deutsche Bank Securities
Inc., J.P. Morgan Securities Inc. and UBS Securities LLC (the "Underwriters"),
pursuant to the Underwriting Agreement attached hereto as Exhibit 1.1, dated as
of July 11, 2006 (the "Underwriting Agreement"), among AmeriCredit, AFS Funding
and Wachovia Capital Markets, LLC, as representative of the Underwriters (the
"Representative").

          The Notes evidence indebtedness of the Issuing Entity, the assets of
which consist primarily of "sub-prime" automobile loan contracts (the
"Receivables") secured by new and used automobiles, light duty trucks and vans.
AFS Funding purchased the Receivables from AmeriCredit pursuant to the Purchase
Agreement, attached hereto as Exhibit 10.1, dated as of July 12, 2006 (the
"Purchase Agreement"), between AmeriCredit and AFS Funding. The Issuing Entity
purchased the Receivables from AFS Funding pursuant to the Sale and Servicing
Agreement, attached hereto as Exhibit 4.3, dated as of July 12, 2006 (the "Sale
and Servicing Agreement"), among the Issuing Entity, AFS Funding, AmeriCredit
and Wells Fargo, as Backup Servicer and Trust Collateral Agent.

          AmeriCredit, as Servicer, has agreed to perform servicing duties with
regard to the Receivables pursuant to the Sale and Servicing Agreement and has
also agreed to serve as custodian of the Receivables pursuant to the Custodian
Agreement, attached hereto as Exhibit 10.8, dated as of July 12, 2006 (the
"Custodian Agreement"), among AmeriCredit, Financial Security Assurance Inc.
(the "Insurer") and Wells Fargo. AmeriCredit Financial Services of Canada Ltd.
("AFS of Canada") will also service a portion of the Receivables on behalf of
the Issuing Entity pursuant to the Second Amended and Restated Servicing
Agreement, attached hereto as Exhibit 10.7, dated as of January 1, 2006, between
AmeriCredit and AFS of Canada. JPMorgan Chase Bank, N.A. ("JPMorgan Chase") has
agreed to collect and deposit remittances related to the Receivables to a
lockbox account pursuant to the Tri-Party Remittance Processing Agreement,
attached hereto as Exhibit 10.9,
dated as of July 12, 2006 (the "Lockbox Agreement"), between Wells Fargo, as
Trustee, AmeriCredit and JPMorgan Chase, as Processor.

          As of June 14, 2006 (the "Statistical Calculation Date"), the
Receivables had the characteristics described in the Prospectus Supplement dated
July 11, 2006 (the "Prospectus Supplement"), filed with the Commission pursuant
to Rule 424(b)(5) of the Act on July 18, 2006. As of July 12, 2006 ( the
"Initial Cutoff Date"), the Receivables had the characteristics set forth in
Exhibit 99.1.

          On the Closing Date, the Insurer issued the Financial Guaranty
Insurance Policy, attached hereto as Exhibit 10.6 dated as of July 20, 2006 (the
"Policy"), pursuant to which it unconditionally and irrevocably guarantees the
payments of interest and certain payments of principal due on the notes during
the term of the Policy. The Policy was issued pursuant to the terms of the
Insurance and Indemnity Agreement, attached hereto as Exhibit 10.3, dated as of
July 12, 2006 (the "Insurance Agreement"), among the Insurer, the Issuing
Entity, AFS Funding, AmeriCredit and AmeriCredit Corp. The Insurance Agreement
specifies the conditions precedent to the issuance of the Policy, the premium
payable in respect thereof and certain indemnification obligations of the
Issuing Entity, AFS Funding, AmeriCredit and AmeriCredit Corp. to the Insurer.
The method of calculating the premium payments that are due to the Insurer
pursuant to the Insurance Agreement is set forth in the Premium Letter, attached
hereto as Exhibit 10.4, dated as of July 20, 2006, among the Insurer, the
Issuing Entity, AFS Funding, AmeriCredit Corp. and Wells Fargo, as Trust
Collateral Agent.

          A spread account ("Spread Account") was established on the Closing
Date, for the benefit of the Insurer and the Noteholders, to hold a reserve of
cash that is available to pay certain amounts that are payable by the Issuing
Entity that otherwise would remain unpaid after application of collections on
the Receivables. The Spread Account was established pursuant to the Spread
Account Agreement, attached hereto as Exhibit 10.5, dated as of July 12, 2006
(the "Spread Account Agreement"), among the Insurer, the Issuing Entity and
Wells Fargo, as the Trustee and the Collateral Agent.

          Pursuant to the Indemnification Agreement, attached hereto as Exhibit
10.2, dated as of July 11, 2006 (the "Indemnification Agreement"), among the
Insurer, AFS Funding and the Representative, the Insurer agreed to indemnify AFS
Funding and the Underwriters and the Underwriters agreed to indemnify the
Insurer, in each case with respect to certain disclosure in the Prospectus
Supplement. Pursuant to the Insurance Agreement, AmeriCredit and AFS Funding
agreed to indemnify the Insurer with respect to certain disclosure in the
Prospectus Supplement. Pursuant to the Underwriting Agreement, AmeriCredit and
the Underwriters agreed to indemnify each other with respect to certain
disclosure in the Prospectus Supplement.

Item 9.01. Financial Statements, Pro Forma Financial Information and Exhibits.

(a)  Not applicable.

(b)  Not applicable.

(c)  Not applicable.

                                       3
(d)  Exhibits:

          1.1 Underwriting Agreement, dated as of July 11, 2006, among
AmeriCredit, as Sponsor, AFS Funding, as Seller, and the Representative (see
Exhibit 1.1 to Form 8-K filed on July 13, 2006, in connection with Registration
Statement No. 333-130439-01, which is incorporated by reference herein).

          4.1 Indenture, dated as of July 12, 2006, between the Issuing Entity
and Wells Fargo, as Trustee and Trust Collateral Agent.

          4.2 Amended and Restated Trust Agreement, dated as of July 12, 2006,
between AFS Funding and WTC, as Owner Trustee.

          4.3 Sale and Servicing Agreement, dated as of July 12, 2006, among the
Issuing Entity, AmeriCredit, as Servicer, AFS Funding and Wells Fargo, as Backup
Servicer and Trust Collateral Agent.

          5.1 Opinion of Dewey Ballantine LLP with respect to validity (see
Exhibit 5.1 to Form 8-K filed on July 21, 2006, in connection with Registration
Statement Nos. 333-130439-01 and 333-130439-03, which is incorporated by
reference herein).

          8.1 Opinion of Dewey Ballantine LLP with respect to tax matters (see
Exhibit 8.1 to Form 8-K filed on July 21, 2006, in connection with Registration
Statement Nos. 333-130439-01 and 333-130439-03, which is incorporated by
reference herein).

          10.1 Purchase Agreement, dated as of July 12, 2006, between
AmeriCredit, as Seller, and AFS Funding, as Purchaser.

          10.2 Indemnification Agreement, dated as of July 11, 2006, among the
Insurer, AFS Funding and the Representative.

          10.3 Insurance and Indemnity Agreement, dated as of July 12, 2006,
among the Insurer, the Issuing Entity, AFS Funding, AmeriCredit and AmeriCredit
Corp.

          10.4 Premium Letter, dated July 20, 2006, among the Insurer, the
Issuing Entity, AmeriCredit and Wells Fargo, as Trust Collateral Agent.

          10.5 Spread Account Agreement, dated as of July 12, 2006, among the
Insurer, the Issuing Entity and Wells Fargo, as Trustee and Collateral Agent.

          10.6 Financial Guaranty Insurance Policy, dated as of July 20, 2006
and delivered by the Insurer.

          10.7 Second Amended and Restated Servicing Agreement, dated as of
January 1, 2006, between AmeriCredit and AFS of Canada (see Exhibit 4.4 to Form
8-K filed on March 8, 2006, in connection with Registration Statement No.
333-121120-06, which is incorporated by reference herein).

                                       4
10.8 Custodian Agreement, dated as of July 12, 2006, among
AmeriCredit, as Custodian, the Insurer and Wells Fargo.

          10.9 Tri-Party Remittance Processing Agreement, dated as of July 12,
2006, among AmeriCredit, Wells Fargo, as Trustee, and JPMorgan Chase Bank, N.A.,
as Processor.

          10.10 Servicer's Non-Termination Letter.

          23.1 Consent of PricewaterhouseCoopers LLP, Independent Registered
Public Accounting Firm.

          23.2 Consent of PricewaterhouseCoopers LLP, Independent Registered
Public Accounting Firm.

          99.1 Statistical information for the receivables as of the Initial
Cutoff Date.

                                       5
SIGNATURES

          Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                           AMERICREDIT AUTOMOBILE RECEIVABLES
                                           TRUST 2006-A-F

                                           By: AmeriCredit Financial Services,
                                               Inc., as Servicer

                                           By: /s/ J. Michael May
                                               ---------------------------------
                                           Name: J. Michael May
                                           Title: Senior Vice President, Chief
                                                  Legal Officer and Secretary

Dated: July 26, 2006

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EXHIBIT INDEX

Exhibit No.   Description
-----------   -----------

     1.1      Underwriting Agreement, dated as of July 11, 2006, among
              AmeriCredit Financial Services, Inc., as Sponsor, AFS Funding
              Trust, as Seller, and Wachovia Capital Markets, LLC, as
              Representative of the Underwriters (the "Representative") (see
              Exhibit 1.1 to Form 8-K filed on July 13, 2006, in connection with
              Registration Statement No. 333-130439-01, which is incorporated by
              reference herein).

     4.1      Indenture, dated as of July 12, 2006, between AmeriCredit
              Automobile Receivables Trust 2006-A-F (the "Issuing Entity") and
              Wells Fargo Bank, National Association, as Trustee and Trust
              Collateral Agent.

     4.2      Amended and Restated Trust Agreement, dated as of July 12, 2006,
              between AFS Funding Trust, as Seller, and Wilmington Trust
              Company, as Owner Trustee.

     4.3      Sale and Servicing Agreement, dated as of July 12, 2006, among the
              Issuing Entity, AmeriCredit Financial Services, Inc., as Servicer,
              AFS Funding Trust, as Seller, and Wells Fargo Bank, National
              Association, as Backup Servicer and Trust Collateral Agent.

     5.1      Opinion of Dewey Ballantine LLP with respect to validity (see
              Exhibit 5.1 to Form 8-K filed on July 21, 2006, in connection with
              Registration Statement Nos. 333-130439-01 and 333-130439-03, which
              is incorporated by reference herein).

     8.1      Opinion of Dewey Ballantine LLP with respect to tax matters (see
              Exhibit 8.1 to Form 8-K filed on July 21, 2006, in connection with
              Registration Statement Nos. 333-130439-01 and 333-130439-03, which
              is incorporated by reference herein).

    10.1      Purchase Agreement, dated as of July 12, 2006, between AmeriCredit
              Financial Services, Inc., as Seller, and AFS Funding Trust, as
              Purchaser.

    10.2      Indemnification Agreement, dated as of July 11, 2006, among the
              Insurer, AFS Funding Trust and the Representative.

    10.3      Insurance and Indemnity Agreement, dated as of July 12, 2006,
              among the Insurer, the Issuing Entity, AFS Funding Trust, as
              Seller, AmeriCredit Financial Services, Inc. and AmeriCredit
              Corp.

    10.4      Premium Letter, dated July 20, 2006, among the Insurer, the
              Issuing Entity, AmeriCredit Financial Services, Inc. and Wells
              Fargo Bank, National Association, as Trust Collateral Agent.

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10.5      Spread Account Agreement, dated as of July 12, 2006, among the
              Insurer, the Issuing Entity and Wells Fargo Bank, National
              Association, as Trustee and Collateral Agent.

    10.6      Financial Guaranty Insurance Policy, dated as of July 20, 2006 and
              delivered by Financial Security Assurance Inc. (the "Insurer").

    10.7      Second Amended and Restated Servicing Agreement, dated as of
              January 1, 2006 between AmeriCredit Financial Services of Canada
              Ltd. and AmeriCredit Financial Services, Inc. (see Exhibit 4.4 to
              Form 8-K filed on March 8, 2006, in connection with Registration
              Statement No. 333-121120-06, which is incorporated by reference
              herein).

    10.8      Custodian Agreement, dated as of July 12, 2006, among AmeriCredit
              Financial Services, Inc., as Custodian, the Insurer and Wells
              Fargo Bank, National Association, as Trust Collateral Agent.

    10.9      Tri-Party Remittance Processing Agreement, dated as of July 12,
              2006, among AmeriCredit Financial Services, Inc., Wells Fargo
              Bank, National Association, as Trustee, and JPMorgan Chase Bank,
              N.A., as Processor.

    10.10     Servicer's Non-Termination Letter.

    23.1      Consent of PricewaterhouseCoopers LLP, Independent Registered
              Public Accounting Firm.

    23.2      Consent of PricewaterhouseCoopers LLP, Independent Registered
              Public Accounting Firm.

    99.1      Statistical information for the receivables as of the Initial
              Cutoff Date.

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