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<title>cvcy-20220915</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF80L2ZyYWc6OWIxZDUwMGJlODkwNDA3MmI3MTljNmRmMDU3MTJlMWMvdGFibGU6ZGE5ODM5MjQ5NDUxNDJlMGFiN2MzNTIyN2Q0NjE2N2YvdGFibGVyYW5nZTpkYTk4MzkyNDk0NTE0MmUwYWI3YzM1MjI3ZDQ2MTY3Zl8wLTEtMS0xLTYxODUx_bcb2ac9d-a0e9-44a6-aa58-0a235c5ef1a7">8-K</ix:nonNumeric><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityIncorporationStateCountryCode" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF80L2ZyYWc6OWIxZDUwMGJlODkwNDA3MmI3MTljNmRmMDU3MTJlMWMvdGFibGU6ZGE5ODM5MjQ5NDUxNDJlMGFiN2MzNTIyN2Q0NjE2N2YvdGFibGVyYW5nZTpkYTk4MzkyNDk0NTE0MmUwYWI3YzM1MjI3ZDQ2MTY3Zl8xLTEtMS0xLTYxODUx_a3f278da-d4a6-4f09-9de8-123cf8091519">CA</ix:nonNumeric><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF80L2ZyYWc6OWIxZDUwMGJlODkwNDA3MmI3MTljNmRmMDU3MTJlMWMvdGFibGU6ZGE5ODM5MjQ5NDUxNDJlMGFiN2MzNTIyN2Q0NjE2N2YvdGFibGVyYW5nZTpkYTk4MzkyNDk0NTE0MmUwYWI3YzM1MjI3ZDQ2MTY3Zl8yLTEtMS0xLTYxODUx_00c34540-6642-4911-aa9f-a7a48bf333dc">000-31977</ix:nonNumeric><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF80L2ZyYWc6OWIxZDUwMGJlODkwNDA3MmI3MTljNmRmMDU3MTJlMWMvdGFibGU6ZGE5ODM5MjQ5NDUxNDJlMGFiN2MzNTIyN2Q0NjE2N2YvdGFibGVyYW5nZTpkYTk4MzkyNDk0NTE0MmUwYWI3YzM1MjI3ZDQ2MTY3Zl8zLTEtMS0xLTYxODUx_4c75821e-cb4f-413f-8260-d41e68b65940">77-0539125</ix:nonNumeric><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF80L2ZyYWc6OWIxZDUwMGJlODkwNDA3MmI3MTljNmRmMDU3MTJlMWMvdGFibGU6ZGE5ODM5MjQ5NDUxNDJlMGFiN2MzNTIyN2Q0NjE2N2YvdGFibGVyYW5nZTpkYTk4MzkyNDk0NTE0MmUwYWI3YzM1MjI3ZDQ2MTY3Zl80LTEtMS0xLTYxODUx_830a26d3-37e4-4e7f-b6d8-13c5762cc650">7100 N. 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xlink:href="cvcy-20220915.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001127371</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-09-15</xbrli:startDate><xbrli:endDate>2022-09-15</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="i671b472b2e5f41abb36c83442996f4fd_D20200101-20200630"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001127371</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2020-01-01</xbrli:startDate><xbrli:endDate>2020-06-30</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="i9c95b02cdda44913a68d15570158c00d_1"></div><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:77.631%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:100%">UNITED STATES<br/>SECURITIES AND EXCHANGE COMMISSION</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Washington, D.C.  20549</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:100%">FORM <ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6MGQxY2E2ODM5ZjI0NDU3N2I3ZWZjMjZiMGU4OTA0Y2QvdGFibGVyYW5nZTowZDFjYTY4MzlmMjQ0NTc3YjdlZmMyNmIwZTg5MDRjZF8yLTAtMS0xLTYxODUxL3RleHRyZWdpb246NzA2Y2JhMGQ1OGE0NGQyN2IyMzNlMjU3M2VlM2I4MTlfOQ_bcb2ac9d-a0e9-44a6-aa58-0a235c5ef1a7">8-K</ix:nonNumeric></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">CURRENT REPORT</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Pursuant to Section 13 or 15(d) of the<br/>Securities Exchange Act of 1934</span></td></tr></table></div><div style="margin-top:10pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Date of Report: <ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGV4dHJlZ2lvbjowOTFiNDkxYmZiMjI0MjcwYmM4Y2Y1ZTBiNzRlYjBiNl8yMw_07ed0282-998e-4d30-b2c2-d656b48648a1">September 15, 2022</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Date of earliest event reported)</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.760%"><tr><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityRegistrantName" 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contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityIncorporationStateCountryCode" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml8zLTAtMS0xLTYxODUxL3RleHRyZWdpb246NTkwNTdiNDk1NDQ0NDMyNTg3M2Q2NTEwOTFiMzc3NDZfNQ_a3f278da-d4a6-4f09-9de8-123cf8091519">CA</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(State or other jurisdiction</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">of incorporation)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml8zLTItMS0xLTYxODUxL3RleHRyZWdpb246OTdjNmI3ZjdjMmZmNDQ3MTkzZGU4OTQ0NjgxZjI1ZDBfNQ_00c34540-6642-4911-aa9f-a7a48bf333dc">000-31977</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Commission File Number)</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml8zLTMtMS0xLTYxODUxL3RleHRyZWdpb246NmFiMzZiM2I5YjNhNDY3Mzk5ZmY3NGY0NTc2NTJlNzVfNQ_4c75821e-cb4f-413f-8260-d41e68b65940">77-0539125</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(IRS Employer</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Identification Number)</span></div></td></tr><tr style="height:6pt"><td colspan="15" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml81LTAtMS0xLTYxODUxL3RleHRyZWdpb246NjlkYzk5Y2ExNTY3NDM1MGE0MjUxYTI5ZjI3Y2NkNzNfNQ_830a26d3-37e4-4e7f-b6d8-13c5762cc650">7100 N. Financial Dr., Ste. 101</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">, </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml81LTAtMS0xLTYxODUxL3RleHRyZWdpb246NjlkYzk5Y2ExNTY3NDM1MGE0MjUxYTI5ZjI3Y2NkNzNfOQ_d399673e-ef9b-48a1-91c6-f6563d081c42">Fresno</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">, </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityAddressStateOrProvince" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml81LTAtMS0xLTYxODUxL3RleHRyZWdpb246NjlkYzk5Y2ExNTY3NDM1MGE0MjUxYTI5ZjI3Y2NkNzNfMTM_23082ab4-cb42-4a3f-88d8-42c9be810084">CA</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Address of principal executive offices)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml81LTMtMS0xLTYxODUxL3RleHRyZWdpb246ZjQ1NTc3YzJmMDUxNDI5YzhiNDcwN2IzZmQ0OTE4ZWRfNQ_4b57bf4b-b4a9-47e1-ad57-2393c78a50b1">93720</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Zip Code)</span></div></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml82LTAtMS0xLTYxODUxL3RleHRyZWdpb246NzgzY2YyZmY1YjYyNGFjZjlkNjAyODhlY2IzMjNmZTRfNQ_bba55b71-93a8-4fb1-8903-a949b33dae33">559</ix:nonNumeric>-</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6OTIwOWMxN2MwMjgxNDQxNDkyNzlhZDBjZWFhMTgwODIvdGFibGVyYW5nZTo5MjA5YzE3YzAyODE0NDE0OTI3OWFkMGNlYWExODA4Ml82LTAtMS0xLTYxODUxL3RleHRyZWdpb246NzgzY2YyZmY1YjYyNGFjZjlkNjAyODhlY2IzMjNmZTRfOA_3e13357d-290e-4869-ab70-e71f10605585">298-1775</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Registrant&#8217;s telephone number, including area code)</span></div></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:35.063%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.107%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:35.066%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Securities registered pursuant to Section 12(b) of the Act:</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i671b472b2e5f41abb36c83442996f4fd_D20200101-20200630" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6Njk2OGUwMDNkM2FkNDVkYzk4NDIwYTdkNjgyMGU0M2UvdGFibGVyYW5nZTo2OTY4ZTAwM2QzYWQ0NWRjOTg0MjBhN2Q2ODIwZTQzZV8xLTAtMS0xLTYxODUx_5426b92a-da9a-4a7a-aa21-f3b5e907d6f0">Common Stock, no par value</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i671b472b2e5f41abb36c83442996f4fd_D20200101-20200630" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6Njk2OGUwMDNkM2FkNDVkYzk4NDIwYTdkNjgyMGU0M2UvdGFibGVyYW5nZTo2OTY4ZTAwM2QzYWQ0NWRjOTg0MjBhN2Q2ODIwZTQzZV8xLTItMS0xLTYxODUx_815f1512-8a8e-4af6-a257-e51763ba23c1">CVCY</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i671b472b2e5f41abb36c83442996f4fd_D20200101-20200630" name="dei:SecurityExchangeName" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGFibGU6Njk2OGUwMDNkM2FkNDVkYzk4NDIwYTdkNjgyMGU0M2UvdGFibGVyYW5nZTo2OTY4ZTAwM2QzYWQ0NWRjOTg0MjBhN2Q2ODIwZTQzZV8xLTQtMS0xLTYxODUx_932c4b9a-cec9-43d9-bbc5-48f38604ebcb">NASDAQ</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Title of Each Class)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Trading Symbol)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Name of Each Exchange on which Registered)</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Not Applicable</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Former Name or Former Address, if changed since last report)</span></div></td></tr></table></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div><span><br/></span></div><div style="text-indent:29.25pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" 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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></div><div style="text-indent:29.25pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGV4dHJlZ2lvbjowOTFiNDkxYmZiMjI0MjcwYmM4Y2Y1ZTBiNzRlYjBiNl8yMTc3_17ec4c86-7fb0-4c03-bbf4-3533cac9600b">&#9744;</ix:nonNumeric> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></div><div style="text-indent:29.25pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric 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</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Emerging growth company <ix:nonNumeric contextRef="if8aa3895f9514034b507e108c291bbe5_D20220915-20220915" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjljOTViMDJjZGRhNDQ5MTNhNjhkMTU1NzAxNThjMDBkL3NlYzo5Yzk1YjAyY2RkYTQ0OTEzYTY4ZDE1NTcwMTU4YzAwZF8xL2ZyYWc6MDkxYjQ5MWJmYjIyNDI3MGJjOGNmNWUwYjc0ZWIwYjYvdGV4dHJlZ2lvbjowOTFiNDkxYmZiMjI0MjcwYmM4Y2Y1ZTBiNzRlYjBiNl8yMTcy_233d3015-fe7f-48ed-b378-35e87bf52579">&#9744;</ix:nonNumeric> </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act&#160;&#160;</span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%">o</span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Item 2.03  Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of a Registrant</span></div><div><span><br/></span></div><div style="text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">On September 15, 2022, Central Valley Community Bancorp (the &#8220;Company&#8221;) entered into a $30 million loan agreement with Bell Bank.  Initially, payments of interest only are payable in 12 quarterly payments commencing December 31, 2022.  Commencing December 31, 2025, 27 equal quarterly principal and interest payments are payable based on the outstanding balance of the loan on August 30, 2025 and an amortization of 48 quarters.  A final payment of outstanding principal and accrued interest is due at maturity on September 30, 2032.  Variable interest is payable at the Prime Rate (published by the Wall Street Journal) less 50 basis points.  The loan is secured by all of the assets of the Company and a pledge of the outstanding common stock of Central Valley Community Bank, the Company&#8217;s banking subsidiary.  The Company may prepay the loan without penalty with one exception.  If the loan is prepaid prior to August 30, 2025 with funds received by a financing from a source other than Bell Bank, the Company will incur a 2% prepayment penalty.  The loan contains customary representations, covenants, and events of default. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The foregoing is only a summary of the loan transaction.  The Loan Agreement, Promissory Note and Security Agreement are attached hereto as Exhibits 10.1, 10.2 and 10.3 and incorporated herein by reference. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Item 9.01. Financial Statements and Exhibits</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(a) Financial statements:</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160; &#160; &#160; &#160; &#160; &#160; None</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(b) Pro forma financial information:</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160; &#160; &#160; &#160; &#160; &#160; None</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(c) Shell company transactions:</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160; &#160; &#160; &#160; &#160; &#160; None</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(d) Exhibits</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160; &#160; &#160; &#160; &#160; &#160; 10.1 &#160;&#160;&#160;&#160;Loan Agreement, dated September 15, 2022</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160; &#160; &#160; &#160; &#160; &#160; 10.2 &#160;&#160;&#160;&#160;Promissory Note, dated September 15, 2022</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160; &#160; &#160; &#160; &#160; &#160; 10.3 &#160;&#160;&#160;&#160;Security Agreement, dated September 15, 2022</span></div><div><span><br/></span></div><div style="text-indent:36pt"><span><br/></span></div><div><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">SIGNATURE</span></div><div style="text-align:center"><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:7.257%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:33.504%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:55.939%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Dated:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">September 19, 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">CENTRAL VALLEY COMMUNITY BANCORP</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By: </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">&#160;/s/ David A. Kinross &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160;</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160; &#160; &#160;  David A. Kinross</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160; &#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:100%"> &#160;  Executive Vice President and Chief Financial Officer   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160; &#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:100%"> &#160;   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160; &#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:100%"> &#160;   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160; &#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:100%"> &#160;   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160; &#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:100%">(Principal Accounting Officer)</span></div></td></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Exhibit Index</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%;text-decoration:underline">Exhibit No.</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%;text-decoration:underline">Description</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="businessloanagreementadd.htm">Loan Agreement, dated September 15, 2022</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="promissorynote.htm">Promissory Note, dated September 15, 2022</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.3</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="securityagreement.htm">Security Agreement, dated September 15, 2022</a></span></div></td></tr></table></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div></div></div></body></html>
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cvcy-20220915
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
FORM
8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report:
September 15, 2022
(Date of earliest event reported)
Central Valley Community Bancorp
(Exact name of registrant as specified in its charter)
CA
(State or other jurisdiction
of incorporation)
000-31977
(Commission File Number)
77-0539125
(IRS Employer
Identification Number)
7100 N. Financial Dr., Ste. 101
,
Fresno
,
CA
(Address of principal executive offices)
93720
(Zip Code)
559
-
298-1775
(Registrant's telephone number, including area code)
Securities registered pursuant to Section 12(b) of the Act:
Common Stock, no par value
CVCY
NASDAQ
(Title of Each Class)
(Trading Symbol)
(Name of Each Exchange on which Registered)
Not Applicable
(Former Name or Former Address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act
o
Item 2.03  Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of a Registrant
On September 15, 2022, Central Valley Community Bancorp (the "Company") entered into a $30 million loan agreement with Bell Bank.  Initially, payments of interest only are payable in 12 quarterly payments commencing December 31, 2022.  Commencing December 31, 2025, 27 equal quarterly principal and interest payments are payable based on the outstanding balance of the loan on August 30, 2025 and an amortization of 48 quarters.  A final payment of outstanding principal and accrued interest is due at maturity on September 30, 2032.  Variable interest is payable at the Prime Rate (published by the Wall Street Journal) less 50 basis points.  The loan is secured by all of the assets of the Company and a pledge of the outstanding common stock of Central Valley Community Bank, the Company's banking subsidiary.  The Company may prepay the loan without penalty with one exception.  If the loan is prepaid prior to August 30, 2025 with funds received by a financing from a source other than Bell Bank, the Company will incur a 2% prepayment penalty.  The loan contains customary representations, covenants, and events of default.
The foregoing is only a summary of the loan transaction.  The Loan Agreement, Promissory Note and Security Agreement are attached hereto as Exhibits 10.1, 10.2 and 10.3 and incorporated herein by reference.
Item 9.01. Financial Statements and Exhibits
(a) Financial statements:
None
(b) Pro forma financial information:
None
(c) Shell company transactions:
None
(d) Exhibits
10.1     Loan Agreement, dated September 15, 2022
10.2     Promissory Note, dated September 15, 2022
10.3     Security Agreement, dated September 15, 2022
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Dated:
September 19, 2022
CENTRAL VALLEY COMMUNITY BANCORP
By:
/s/ David A. Kinross
David A. Kinross
Executive Vice President and Chief Financial Officer
(Principal Accounting Officer)
Exhibit Index
Exhibit No.
Description
10.1
Loan Agreement, dated September 15, 2022
10.2
Promissory Note, dated September 15, 2022
10.3
Security Agreement, dated September 15, 2022