UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                  -------------

                                    FORM 8-K
                 Current Report Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934
                                  -------------

                          Date of Report:  April 22, 2003
                         (Date of earliest event reported)

                         EAGLE FINANCIAL SERVICES, INC.
             (Exact name of Registrant as specified in its charter)

           Virginia                   0-20146                   54-1601306
(State or other jurisdiction of     (Commission              (I.R.S. Employer
 incorporation or organization)     File Number)            Identification No.)


                   2 East Main Street, Berryville, Virginia  22611
              (Address of principal executive offices, including zip code)


                                 (540) 955-2510
              (Registrant's telephone number, including area code)


                                       1
<PAGE>

Item 7.     Financial Statements and Exhibits

          (c)  Exhibits.

               99.1  Press Release issued by Eagle Financial Services, Inc.,
                     dated April 22, 2003.


Item 9.     Regulation FD Disclosure.

               The following information and referenced exhibit are being
furnished under "Item 12. Disclosure of Results of Operations and Financial
Condition."


               On April 22, 2003, Eagle Financial Services, Inc. issued a press
release announcing its results of operations for the quarter ended March 31,
2003. A copy of the Company's press release is incorporated by reference to
Exhibit 99.1 of this Form 8-K.


                                       2
<PAGE>


                                   SIGNATURES

          Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized, this 22nd day of
April, 2003.

                              Eagle Financial Services, Inc.


                              By:  /s/ JAMES W. MCCARTY, JR.
                                   ---------------------------------
                                   James W. McCarty, Jr.
                                   Vice President, Chief Financial Officer,
                                   and Secretary-Treasurer


                                       3
<PAGE>

                                  EXHIBIT INDEX


EXHIBIT NUMBER      DESCRIPTION
--------------      --------------------------------------------------

     99.1           Press release issued by Company on April 22, 2003.


                                       4
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{"company-data": {"conformed-name": "EAGLE FINANCIAL SERVICES INC", "cik": "0000880641", "assigned-sic": "6022", "irs-number": "541601306", "state-of-incorporation": "VA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-20146", "film-number": "03664330"}, "business-address": {"street1": "2 E MAIN ST", "city": "BERRYVILLE", "state": "VA", "zip": "22611", "phone": "540-955-2510"}, "mail-address": {"street1": "PO BOX 391", "city": "BERRYVILLE", "state": "VA", "zip": "22611"}}
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                  -------------

                                    FORM 8-K
                 Current Report Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934
                                  -------------

                          Date of Report:  April 22, 2003
                         (Date of earliest event reported)

                         EAGLE FINANCIAL SERVICES, INC.
             (Exact name of Registrant as specified in its charter)

           Virginia                   0-20146                   54-1601306
(State or other jurisdiction of     (Commission              (I.R.S. Employer
 incorporation or organization)     File Number)            Identification No.)

                   2 East Main Street, Berryville, Virginia  22611
              (Address of principal executive offices, including zip code)

                                 (540) 955-2510
              (Registrant's telephone number, including area code)

                                       1
Item 7.     Financial Statements and Exhibits

          (c)  Exhibits.

               99.1  Press Release issued by Eagle Financial Services, Inc.,
                     dated April 22, 2003.

Item 9.     Regulation FD Disclosure.

               The following information and referenced exhibit are being
furnished under "Item 12. Disclosure of Results of Operations and Financial
Condition."

               On April 22, 2003, Eagle Financial Services, Inc. issued a press
release announcing its results of operations for the quarter ended March 31,
2003. A copy of the Company's press release is incorporated by reference to
Exhibit 99.1 of this Form 8-K.

                                       2
SIGNATURES

          Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized, this 22nd day of
April, 2003.

                              Eagle Financial Services, Inc.

                              By:  /s/ JAMES W. MCCARTY, JR.
                                   ---------------------------------
                                   James W. McCarty, Jr.
                                   Vice President, Chief Financial Officer,
                                   and Secretary-Treasurer

                                       3
EXHIBIT INDEX

EXHIBIT NUMBER      DESCRIPTION
--------------      --------------------------------------------------

     99.1           Press release issued by Company on April 22, 2003.

                                       4