UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D. C. 20549


                                    FORM 8-K


                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): November 27, 2001


                              CITY HOLDING COMPANY
             (Exact name of registrant as specified in its charter)


         West Virginia                  0-17733                 55-0619957
         -------------                  -------                 ----------
(State or other jurisdiction of   (Commission File No.)       (IRS Employer
 incorporation or organization)                           Identification Number)


                                25 Gatewater Road
                        Charleston, West Virginia, 25313
                    (Address of principal executive officers)


                                 (304) 769-1100
              (Registrant's telephone number, including area code)


                                 Not applicable
              (Former name, former address and former fiscal year,
                         if changed since last report)

<PAGE>
     Item 5.  Other Events

     On November 27, 2001, City Holding  Company ("the  Company")  issued a news
release,  attached as Exhibit  99(a),  announcing  that it had  entered  into an
agreement with Ferris,  Baker Watts to provide  investment  services,  including
mutual funds and brokerage services to its customers.  Ferris,  Baker Watts will
acquire all of the broker dealer  accounts of City  Financial  Corporation,  the
investment services arm of the Company, under a revenue sharing arrangement.

     On November  30,  2001,  the  Company  issued a news  release,  attached as
Exhibit 99(b), announcing that the sale of its California subsidiaries,  Del Amo
Savings  Bank and  Frontier  Bancorp  (parent of  Frontier  State Bank) to First
Federal Bank of California had been completed.

     Also on November 30, 2001, the Company  issued a news release,  attached as
Exhibit 99(c),  announcing  that dividend  payments on the City Holding  Company
Trust I Preferred Stock  scheduled for April 1, 2002 will be deferred.  Dividend
payments on the City Holding  Company  Trust  Preferred II Stock  scheduled  for
April 30, 2002 will also be deferred.

     Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

     (a) Financial Statements              None
     (b) Pro Forma Financial Information   None
     (c) Exhibits
              99(a)                        News Release - Investment Services
                                            Agreement
              99(b)                        News Release - Sale of California
                                            Subsidiaries
              99(c)                        News Release - Trust Preferred
                                            Dividends



     Pursuant to the  requirements  of the  Securities and Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                            CITY HOLDING COMPANY


Date: December 11, 2001
                                            By: /s/ Michael D. Dean
                                            ----------------------------------
                                            Michael D. Dean
                                            Senior Vice President - Finance,
                                            Chief Accounting Officer and
                                            Duly Authorized Officer
[{"type": "8-K", "sequence": "1", "filename": "city_8k.txt", "description": "FORM 8-K", "secsgml_size_bytes": 3750}]
{"company-data": {"conformed-name": "CITY HOLDING CO", "cik": "0000726854", "assigned-sic": "6021", "irs-number": "550619957", "state-of-incorporation": "WV", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-11733", "film-number": "1810914"}, "business-address": {"street1": "25 GATEWATER ROAD", "street2": "P O BOX 7520", "city": "CHARLESTON", "state": "WV", "zip": "25313", "phone": "3047691100"}, "mail-address": {"street1": "25 GATEWATER ROAD", "street2": "P O BOX 7520", "city": "CHARLESTON", "state": "WV", "zip": "25313"}}
UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D. C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): November 27, 2001

                              CITY HOLDING COMPANY
             (Exact name of registrant as specified in its charter)

         West Virginia                  0-17733                 55-0619957
         -------------                  -------                 ----------
(State or other jurisdiction of   (Commission File No.)       (IRS Employer
 incorporation or organization)                           Identification Number)

                                25 Gatewater Road
                        Charleston, West Virginia, 25313
                    (Address of principal executive officers)

                                 (304) 769-1100
              (Registrant's telephone number, including area code)

                                 Not applicable
              (Former name, former address and former fiscal year,
                         if changed since last report)
Item 5.  Other Events

     On November 27, 2001, City Holding  Company ("the  Company")  issued a news
release,  attached as Exhibit  99(a),  announcing  that it had  entered  into an
agreement with Ferris,  Baker Watts to provide  investment  services,  including
mutual funds and brokerage services to its customers.  Ferris,  Baker Watts will
acquire all of the broker dealer  accounts of City  Financial  Corporation,  the
investment services arm of the Company, under a revenue sharing arrangement.

     On November  30,  2001,  the  Company  issued a news  release,  attached as
Exhibit 99(b), announcing that the sale of its California subsidiaries,  Del Amo
Savings  Bank and  Frontier  Bancorp  (parent of  Frontier  State Bank) to First
Federal Bank of California had been completed.

     Also on November 30, 2001, the Company  issued a news release,  attached as
Exhibit 99(c),  announcing  that dividend  payments on the City Holding  Company
Trust I Preferred Stock  scheduled for April 1, 2002 will be deferred.  Dividend
payments on the City Holding  Company  Trust  Preferred II Stock  scheduled  for
April 30, 2002 will also be deferred.

     Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

     (a) Financial Statements              None
     (b) Pro Forma Financial Information   None
     (c) Exhibits
              99(a)                        News Release - Investment Services
                                            Agreement
              99(b)                        News Release - Sale of California
                                            Subsidiaries
              99(c)                        News Release - Trust Preferred
                                            Dividends

     Pursuant to the  requirements  of the  Securities and Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                            CITY HOLDING COMPANY

Date: December 11, 2001
                                            By: /s/ Michael D. Dean
                                            ----------------------------------
                                            Michael D. Dean
                                            Senior Vice President - Finance,
                                            Chief Accounting Officer and
                                            Duly Authorized Officer