<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0"></P>

<DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"></DIV>

<DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV>

<DIV STYLE="text-align: left; margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV>

<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>WASHINGTON, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM 8-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CURRENT REPORT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PURSUANT TO SECTION 13 OR 15(d) OF</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>THE SECURITIES EXCHANGE ACT OF 1934</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Date of Report (Date of earliest event
reported): December 12, 2012</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>THE PHOENIX COMPANIES, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in
its charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE ALIGN="CENTER" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: top; width: 30%; text-align: center">Delaware</TD>
    <TD STYLE="vertical-align: bottom; width: 6%; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 29%; text-align: center">001-16517</TD>
    <TD STYLE="vertical-align: bottom; width: 6%; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 29%; text-align: center">06-1599088</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(State or other jurisdiction</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">of incorporation)</P></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">(Commission File Number)</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(IRS Employer</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Identification No.)</P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: top; width: 47%; text-align: center">One American Row, Hartford, CT</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 45%; text-align: center">06102-5056</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">(Address of Principal Executive Offices)</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">(Zip Code)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Registrant&rsquo;s telephone number, including
area code: (860) 403-5000</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT>(Former
name or former address, if changed since last report)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 3%; font-family: Wingdings">o</TD>
    <TD STYLE="vertical-align: top; width: 97%">Written communications pursuant to Rule&nbsp;425 under the Securities Act (17 CFR 230.425)</TD></TR>
<TR>
    <TD STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="font-family: Wingdings">o</TD>
    <TD STYLE="vertical-align: top">Soliciting material pursuant to Rule&nbsp;14a-12 under the Exchange Act (17 CFR 240.14a-12)</TD></TR>
<TR>
    <TD STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="font-family: Wingdings">o</TD>
    <TD STYLE="vertical-align: top">Pre-commencement communications pursuant to Rule&nbsp;14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</TD></TR>
<TR>
    <TD STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="font-family: Wingdings">o</TD>
    <TD STYLE="vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pre-commencement communications pursuant to Rule&nbsp;13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))&nbsp;</P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Item 7.01&#9; Regulation FD Disclosure</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">On December 12, 2012, The Phoenix Companies, Inc. (the &ldquo;Company&rdquo;
or &ldquo;we&rdquo;) commenced a solicitation of consents (the &ldquo;Consent Solicitation&rdquo;) from holders of record as of
5:00 p.m. New York City time on December 11, 2012 (the &ldquo;Holders&rdquo;) of its outstanding 7.45% Quarterly Interest Bonds
due 2032 (the &ldquo;Securities&rdquo;). The Consent Solicitation is expected to expire at 5:00 p.m. New York City time on January
15, 2013, unless extended by the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: black">If certain conditions set forth in
the </FONT>Consent Solicitation Statement <FONT STYLE="color: black">are satisfied, the Company will pay to each Holder who has
delivered a valid consent a cash payment equal to $0.0625 per $25 principal amount of Securities to which the consent relates (the
&ldquo;Consent Fee&rdquo;). With respect to any consent validly received and accepted from a beneficial owner with holdings in
an aggregate principal amount of Securities less than or equal to $250,000, the Company will pay, if applicable, any relevant Retail
Processing Dealer (as defined in the Consent Solicitation Statement) a cash payment equal to $0.0625 per $25 principal amount of
Securities to which such consent relates (the &ldquo;Retail Processing Fee&rdquo;). </FONT>Calculations of the Consent Fee and
the Retail Processing Fee will be rounded up to the nearest cent. <FONT STYLE="color: black">Holders who do not provide consent
prior to the Expiration Date will not receive the Consent Fee.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Consent Solicitation Statement includes disclosures related
to certain recent developments involving the Company (see &ldquo;Recent Developments&rdquo; in the Consent Solicitation Statement).
Among other items, the &ldquo;Recent Developments&rdquo; section discloses (i) that on December 7, 2012, certain ratings agencies
<FONT STYLE="color: black">placed the credit ratings of the Company and its subsidiaries, and the debt securities issued by the
Company and one of its subsidiaries, on credit watch negative in connection with the events that caused the need for the Consent
Solicitation and that the Company anticipates that other ratings agencies may take similar action (see &ldquo; &ndash; Notifications
from Credit Rating Agencies&rdquo;); (ii) </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif">that on June 6, 2012,
one of the reinsurers of a Company insurance subsidiary provided notice of a claim, seeking relief in an amount currently estimated
to be approximately $20 million, for which the Company established a partial reserve in the third quarter of 2012 and that the
Company expects the matter to be resolved without material impact on the consolidated financial results of the Company </FONT><FONT STYLE="color: black">(see
&ldquo; &ndash; </FONT>Reinsurer Notice of Claim<FONT STYLE="color: black"> &rdquo;); and (iii) information regarding a legal proceeding
filed on August 2, 2012 in which the Company, certain of its affiliates, and certain current and former officers are named defendants
(see &ldquo; &ndash; Litigation Update&rdquo;). The Consent Solicitation also includes a </FONT>discussion of certain new risk
factors associated with the Company&rsquo;s business, operations and financial results, the Consent Solicitation and certain matters
related to the Consent Solicitation, and other matters (see &ldquo;Risk Factors&rdquo; in the Consent Solicitation Statement).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">A copy of the news release announcing the commencement of the
Consent Solicitation is furnished as Exhibit 99.1. A copy of the Consent Solicitation Statement, dated December 12, 2012, and the
form of consent are furnished as Exhibit 99.2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Cautionary Statement Regarding Forward-Looking
Statements</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>The foregoing may contain &ldquo;forward-looking
statements&rdquo; within the meaning of the Private Securities Litigation Reform Act of 1995. We intend these forward-looking statements
to be covered by the safe harbor provisions of the federal securities laws relating to forward-looking statements. These forward-looking
statements include statements relating to trends in, or representing management&rsquo;s beliefs about, our future transactions,
strategies, operations and financial results, and often contain words such as &ldquo;will,&rdquo; &ldquo;anticipate,&rdquo; &ldquo;believe,&rdquo;
&ldquo;plan,&rdquo; &ldquo;estimate,&rdquo; &ldquo;expect,&rdquo; &ldquo;intend,&rdquo; &ldquo;is targeting,&rdquo; &ldquo;may,&rdquo;
&ldquo;should&rdquo; and other similar words or expressions. Forward-looking statements are made based upon management&rsquo;s
current expectations and beliefs concerning trends and future developments and their potential effects on us. They are not guarantees
of future performance. </I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>Our actual business, financial condition
or results of operations may differ materially from those suggested by forward-looking statements as a result of risks and uncertainties
which include, among others: the Company&rsquo;s ability to produce restated financial results and provide final third quarter
and year-end 2012 financial information in the anticipated timeframes or to achieve the anticipated results of the Consent Solicitation;
the impact of downgrades in our debt or financial strength ratings; the impact on our ability to hedge our positions due to the
inability to replace hedges as a result of our credit rating and the default under the Indenture covering the Securities; if we
fail to maintain an effective system of internal control over financial reporting, the accuracy and </I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>timing of our financial reporting may
be adversely affected and, as previously reported, management will likely conclude that there are one or more material weaknesses
in our internal control over financial reporting; the impact of our anticipated incurrence of significant expenses related to our
financial restatement, the Consent Solicitation and our failure to timely file our third quarter 2012 Form 10-Q with the SEC and
deliver it to the Trustee under the Indenture for the Securities; the impact that our financial restatement, the events which caused
the need for the Consent Solicitation, and the delay in filing our third quarter 2012 Form 10-Q may have on our ability to access
alternate financing arrangements to fund our ongoing operations, particularly in the event the payment obligation with respect
to the Securities is accelerated as provided in the Indenture; the impact of the financial restatement process of one of our principal
insurance company subsidiaries, our financial restatement, and the events that caused the need for the Consent Solicitation on
the level of regulatory scrutiny on us and our subsidiaries; the impact of our limited ability to register our securities for offer
and sale until we are current with our relevant SEC filing obligations; the impact, which may be adverse, on the market value of
the bonds if the requisite number of consents to effect the amendment and waiver proposed in the Consent Solicitation Statement
are received and such proposed amendment and waiver are given effect; and the impact of the outcome of litigation and other claims
not in our favor, which could have a material adverse effect on our financial condition, liquidity or consolidated financial statements.
</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>Certain other factors which may impact
our business, financial condition or results of operations or which may cause actual results to differ from such forward-looking
statements are discussed or included in our reports filed with the SEC and are available on our website at www.phoenixwm.com under
&ldquo;Investor Relations.&rdquo; You are urged to carefully consider all such factors. We do not undertake or plan to update or
revise forward-looking statements to reflect actual results, changes in plans, assumptions, estimates or projections, or other
circumstances occurring after the date of this news release, even if such results, changes or circumstances make it clear that
any forward-looking information will not be realized.</I><FONT STYLE="color: black">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;* * * * *</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 9.01 Financial Statements and Exhibits.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">99.1 &#9;&nbsp;&nbsp;&nbsp;&nbsp;News Release, dated December 12, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">99.2 &#9;&nbsp;&nbsp;&nbsp;&nbsp;Consent Solicitation Statement, dated December
12, 2012 (and related form of consent)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.55in">Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold"><B>The Phoenix Companies, Inc.</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: white 1pt solid">Date: December 12, 2012</TD>
    <TD STYLE="border-bottom: white 1pt solid">By:</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid">/s/&nbsp;Bonnie J. Malley</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 4%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 5%">Name:</TD>
    <TD STYLE="vertical-align: bottom; width: 41%">Bonnie J. Malley</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Title:</TD>
    <TD>Executive Vice President and Chief Financial Officer</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<!-- Field: Page; Sequence: 4; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>



<P STYLE="margin: 0"></P>

</BODY>
</HTML>
[{"type": "8-K", "sequence": "1", "filename": "k330202_8k.htm", "description": "FORM 8-K", "secsgml_size_bytes": 23380}]
{"company-data": {"conformed-name": "PHOENIX COMPANIES INC/DE", "cik": "0001129633", "assigned-sic": "6311", "irs-number": "060493340", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-16517", "film-number": "121257845"}, "business-address": {"street1": "ONE AMERICAN ROW", "street2": "PO BOX 5056", "city": "HARTFORD", "state": "CT", "zip": "061025056", "phone": "8604035000"}, "mail-address": {"street1": "ONE AMERICAN ROW", "street2": "PO BOX 5056", "city": "HARTFORD", "state": "CT", "zip": "061025056"}}
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event
reported): December 12, 2012
THE PHOENIX COMPANIES, INC.
(Exact name of registrant as specified in
its charter)
Delaware
001-16517
06-1599088
(State or other jurisdiction
of incorporation)
(Commission File Number)
(IRS Employer
Identification No.)
One American Row, Hartford, CT
06102-5056
(Address of Principal Executive Offices)
(Zip Code)
Registrant's telephone number, including
area code: (860) 403-5000
(Former
name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))
Item 7.01	 Regulation FD Disclosure
On December 12, 2012, The Phoenix Companies, Inc. (the "Company"
or "we") commenced a solicitation of consents (the "Consent Solicitation") from holders of record as of
5:00 p.m. New York City time on December 11, 2012 (the "Holders") of its outstanding 7.45% Quarterly Interest Bonds
due 2032 (the "Securities"). The Consent Solicitation is expected to expire at 5:00 p.m. New York City time on January
15, 2013, unless extended by the Company.
If certain conditions set forth in
the
Consent Solicitation Statement
are satisfied, the Company will pay to each Holder who has
delivered a valid consent a cash payment equal to $0.0625 per $25 principal amount of Securities to which the consent relates (the
"Consent Fee"). With respect to any consent validly received and accepted from a beneficial owner with holdings in
an aggregate principal amount of Securities less than or equal to $250,000, the Company will pay, if applicable, any relevant Retail
Processing Dealer (as defined in the Consent Solicitation Statement) a cash payment equal to $0.0625 per $25 principal amount of
Securities to which such consent relates (the "Retail Processing Fee").
Calculations of the Consent Fee and
the Retail Processing Fee will be rounded up to the nearest cent.
Holders who do not provide consent
prior to the Expiration Date will not receive the Consent Fee.
The Consent Solicitation Statement includes disclosures related
to certain recent developments involving the Company (see "Recent Developments" in the Consent Solicitation Statement).
Among other items, the "Recent Developments" section discloses (i) that on December 7, 2012, certain ratings agencies
placed the credit ratings of the Company and its subsidiaries, and the debt securities issued by the
Company and one of its subsidiaries, on credit watch negative in connection with the events that caused the need for the Consent
Solicitation and that the Company anticipates that other ratings agencies may take similar action (see " – Notifications
from Credit Rating Agencies"); (ii)
that on June 6, 2012,
one of the reinsurers of a Company insurance subsidiary provided notice of a claim, seeking relief in an amount currently estimated
to be approximately $20 million, for which the Company established a partial reserve in the third quarter of 2012 and that the
Company expects the matter to be resolved without material impact on the consolidated financial results of the Company
(see
" –
Reinsurer Notice of Claim
"); and (iii) information regarding a legal proceeding
filed on August 2, 2012 in which the Company, certain of its affiliates, and certain current and former officers are named defendants
(see " – Litigation Update"). The Consent Solicitation also includes a
discussion of certain new risk
factors associated with the Company's business, operations and financial results, the Consent Solicitation and certain matters
related to the Consent Solicitation, and other matters (see "Risk Factors" in the Consent Solicitation Statement).
A copy of the news release announcing the commencement of the
Consent Solicitation is furnished as Exhibit 99.1. A copy of the Consent Solicitation Statement, dated December 12, 2012, and the
form of consent are furnished as Exhibit 99.2.
Cautionary Statement Regarding Forward-Looking
Statements
The foregoing may contain "forward-looking
statements" within the meaning of the Private Securities Litigation Reform Act of 1995. We intend these forward-looking statements
to be covered by the safe harbor provisions of the federal securities laws relating to forward-looking statements. These forward-looking
statements include statements relating to trends in, or representing management's beliefs about, our future transactions,
strategies, operations and financial results, and often contain words such as "will," "anticipate," "believe,"
"plan," "estimate," "expect," "intend," "is targeting," "may,"
"should" and other similar words or expressions. Forward-looking statements are made based upon management's
current expectations and beliefs concerning trends and future developments and their potential effects on us. They are not guarantees
of future performance.
Our actual business, financial condition
or results of operations may differ materially from those suggested by forward-looking statements as a result of risks and uncertainties
which include, among others: the Company's ability to produce restated financial results and provide final third quarter
and year-end 2012 financial information in the anticipated timeframes or to achieve the anticipated results of the Consent Solicitation;
the impact of downgrades in our debt or financial strength ratings; the impact on our ability to hedge our positions due to the
inability to replace hedges as a result of our credit rating and the default under the Indenture covering the Securities; if we
fail to maintain an effective system of internal control over financial reporting, the accuracy and
timing of our financial reporting may
be adversely affected and, as previously reported, management will likely conclude that there are one or more material weaknesses
in our internal control over financial reporting; the impact of our anticipated incurrence of significant expenses related to our
financial restatement, the Consent Solicitation and our failure to timely file our third quarter 2012 Form 10-Q with the SEC and
deliver it to the Trustee under the Indenture for the Securities; the impact that our financial restatement, the events which caused
the need for the Consent Solicitation, and the delay in filing our third quarter 2012 Form 10-Q may have on our ability to access
alternate financing arrangements to fund our ongoing operations, particularly in the event the payment obligation with respect
to the Securities is accelerated as provided in the Indenture; the impact of the financial restatement process of one of our principal
insurance company subsidiaries, our financial restatement, and the events that caused the need for the Consent Solicitation on
the level of regulatory scrutiny on us and our subsidiaries; the impact of our limited ability to register our securities for offer
and sale until we are current with our relevant SEC filing obligations; the impact, which may be adverse, on the market value of
the bonds if the requisite number of consents to effect the amendment and waiver proposed in the Consent Solicitation Statement
are received and such proposed amendment and waiver are given effect; and the impact of the outcome of litigation and other claims
not in our favor, which could have a material adverse effect on our financial condition, liquidity or consolidated financial statements.
Certain other factors which may impact
our business, financial condition or results of operations or which may cause actual results to differ from such forward-looking
statements are discussed or included in our reports filed with the SEC and are available on our website at www.phoenixwm.com under
"Investor Relations." You are urged to carefully consider all such factors. We do not undertake or plan to update or
revise forward-looking statements to reflect actual results, changes in plans, assumptions, estimates or projections, or other
circumstances occurring after the date of this news release, even if such results, changes or circumstances make it clear that
any forward-looking information will not be realized.
* * * * *
Item 9.01 Financial Statements and Exhibits.
99.1 	    News Release, dated December 12, 2012
99.2 	    Consent Solicitation Statement, dated December
12, 2012 (and related form of consent)
SIGNATURES
Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
The Phoenix Companies, Inc.
Date: December 12, 2012
By:
/s/ Bonnie J. Malley
Name:
Bonnie J. Malley
Title:
Executive Vice President and Chief Financial Officer