SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                -----------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                        Date of Report: October 28, 2003
                        (Date of earliest event reported)

                              UNIVERSAL CORPORATION
             (Exact Name of Registrant as Specified in its Charter)


          Virginia                       1-652                    54-0414210
(State or Other Jurisdiction    (Commission File Number)        (IRS Employer
     of Incorporation)                                       Identification No.)


              1501 North Hamilton Street                         23230
                  Richmond, Virginia                           (Zip Code)
       (Address of Principal Executive Offices)


               Registrant's telephone number, including area code:
                                 (804) 359-9311


<PAGE>

Item 7.      Financial Statements, Pro Forma Financial Information and Exhibits.

     (c)     Exhibits.

             No.     Description
             ---     -----------
             99.1    Press release dated October 28, 2003 announcing earnings
                     for period ended September 30, 2003.*

Item 12.     Results of Operations and Financial Condition.

         On October  28,  2003,  Universal  Corporation  issued a press  release
announcing  its financial  results for the quarter  ended  September 30, 2003. A
copy of the press release is attached hereto as Exhibit 99.1 and is incorporated
into this Item 12. No information contained in or incorporated into this Item 12
shall be  deemed  "filed"  for the  purposes  of  Section  18 of the  Securities
Exchange Act of 1934, as amended,  or otherwise  subject to the  liabilities  of
that Section.




---------
*Filed Herewith


<PAGE>

                                  SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended,  the  Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.

                                     UNIVERSAL CORPORATION
                                     (Registrant)

Date: October 28, 2003               By: /s/ George C. Freeman, III
                                         -----------------------------------
                                         George C. Freeman, III
                                         General Counsel and Secretary


<PAGE>

                                  Exhibit Index

Exhibit
Number          Document
------          --------

  99.1          Press release dated October 28, 2003 announcing earnings for
                period ended September 30, 2003.*









----------
*Filed Herewith
[{"type": "8-K", "sequence": "1", "filename": "univ_8k.txt", "description": "FORM 8-K", "secsgml_size_bytes": 2983}]
{"company-data": {"conformed-name": "UNIVERSAL CORP /VA/", "cik": "0000102037", "assigned-sic": "5150", "irs-number": "540414210", "state-of-incorporation": "VA", "fiscal-year-end": "0630"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-00652", "film-number": "03960849"}, "business-address": {"street1": "1501 NORTH HAMILTON STREET", "street2": "PO BOX 25099", "city": "RICHMOND", "state": "VA", "zip": "23230", "phone": "8043599311"}, "mail-address": {"street1": "PO BOX 25099", "city": "RICHMOND", "state": "VA", "zip": "23260"}, "former-company": {"former-conformed-name": "UNIVERSAL LEAF TOBACCO CO INC", "date-changed": "19880314"}}
SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                -----------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                        Date of Report: October 28, 2003
                        (Date of earliest event reported)

                              UNIVERSAL CORPORATION
             (Exact Name of Registrant as Specified in its Charter)

          Virginia                       1-652                    54-0414210
(State or Other Jurisdiction    (Commission File Number)        (IRS Employer
     of Incorporation)                                       Identification No.)

              1501 North Hamilton Street                         23230
                  Richmond, Virginia                           (Zip Code)
       (Address of Principal Executive Offices)

               Registrant's telephone number, including area code:
                                 (804) 359-9311
Item 7.      Financial Statements, Pro Forma Financial Information and Exhibits.

     (c)     Exhibits.

             No.     Description
             ---     -----------
             99.1    Press release dated October 28, 2003 announcing earnings
                     for period ended September 30, 2003.*

Item 12.     Results of Operations and Financial Condition.

         On October  28,  2003,  Universal  Corporation  issued a press  release
announcing  its financial  results for the quarter  ended  September 30, 2003. A
copy of the press release is attached hereto as Exhibit 99.1 and is incorporated
into this Item 12. No information contained in or incorporated into this Item 12
shall be  deemed  "filed"  for the  purposes  of  Section  18 of the  Securities
Exchange Act of 1934, as amended,  or otherwise  subject to the  liabilities  of
that Section.

---------
*Filed Herewith
SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended,  the  Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.

                                     UNIVERSAL CORPORATION
                                     (Registrant)

Date: October 28, 2003               By: /s/ George C. Freeman, III
                                         -----------------------------------
                                         George C. Freeman, III
                                         General Counsel and Secretary
Exhibit Index

Exhibit
Number          Document
------          --------

  99.1          Press release dated October 28, 2003 announcing earnings for
                period ended September 30, 2003.*

----------
*Filed Herewith