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<p style=' margin-bottom:0pt; margin-top:12pt;text-align:center;'><b><font SIZE=4>UNITED STATES</font></b></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font SIZE=4>SECURITIES AND EXCHANGE COMMISSION</font></b></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font SIZE=2>WASHINGTON, DC  20549</font></b></p>

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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font SIZE=4>FORM 8-K</font></b></p>
<p style=' margin-bottom:0pt; margin-top:12pt;text-align:center;'><b><font SIZE=2>CURRENT REPORT</font></b></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>Pursuant to Section 13 or 15(d) of the </font></b></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>Securities Exchange Act of 1934</font></b></p>
<p style=' margin-bottom:0pt; margin-top:12pt;text-align:center;'><b><font size=2>Date of report (Date of earliest event reported)</font></b><font size=1></font><b><font size=2> July 26, 2006</font></b></p>
<p style=' margin-bottom:0pt; margin-top:8pt;text-align:center;'><b><font SIZE=5>STERLING FINANCIAL CORPORATION</font></b></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>(Exact Name of Registrant as Specified in Charter)</font></b></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>
<table width="100%" cellspacing=0 cellpadding=0><tr><td width="50">&nbsp;</td><td align=center valign=top width="280"><b><font size=2>Pennsylvania</font></b><br>
<font size=2>(State or other jurisdiction</font><br>
<font size=2>of incorporation)</font><br></td>
<td align=center valign=top width="280"><b><font size=2>0-16276</font></b><br>
<font size=2>(Commission File</font><br>
<font size=2>Number)</font><br></td>
<td align=center valign=top width="280"><b><font size=2>23-2449551</font></b><br>
<font size=2>(IRS Employer</font><br>
<font size=2>Identification No.)</font><br></td><td width="50">&nbsp;</td></tr></table>
<table width="100%" cellspacing=0 cellpadding=0><tr><td width="50">&nbsp;</td><td align=center valign=top width="280"><font size=2>&nbsp;</font><br></td>
<td align=center valign=top width="280"><br></td>
<td align=center valign=top width="280"><br></td><td width="50">&nbsp;</td></tr></table>
<table width="100%" cellspacing=0 cellpadding=0><tr><td width="50">&nbsp;</td><td align=center valign=top width="280"><b><font size=2>101 North Pointe Boulevard</font></b><br>
<b><font size=2>Lancaster, PA</font></b><br>
<font size=2>(Address of Principal Executive Offices)</font><br></td>
<td align=center width="280">&nbsp;</td>
    <td align=center valign=bottom width="280"><b><font size=2>17601-4133</font></b><br>
      <font size=2>(Zip Code)<br>&nbsp;
      </font></td>
    <td width="50">&nbsp;</td></tr></table>
<p style=' margin-bottom:0pt; margin-top:8pt;text-align:center;'><b><font size=2>Registrant&#146;s telephone number, including area code (717) 581-6030</font></b></p>
<p style=' margin-bottom:0pt; margin-top:12pt;text-align:center;'><b><font SIZE=2>N/A</font></b></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>(Former Name or Former Address, if Changed Since Last Report)</font></p>
<p style=' margin-bottom:0pt; margin-top:8pt;text-align:left;'><font size=2>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font></p>
<p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.36in;text-align:left;'><img src="emptybox.gif"><font size=2> Written communications pursuant to Rule 425 under the Securities Act</font></p>
<p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.36in;text-align:left;'><img src="emptybox.gif"><font size=2> Soliciting material pursuant to Rule 14a-12 under the Exchange Act</font></p>
<p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.36in;text-align:left;'><img src="emptybox.gif"><font size=2> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act</font></p>
<p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.36in;text-align:left;'><img src="emptybox.gif"><font size=2> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act</font></p>
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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><b><font size=2>Item 7.01.</font></b></p> </td>
        <td valign=top style='padding:12.0pt 0in 0in 0in;'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><b><font size=2>Regulation FD Disclosure.</font></b></p> </td> </tr></table>



<p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.36in;text-align:left;'><font size=2>On July 26, 2006, July 27, 2006 and August 1, 2006, Sterling Financial Corporation&#146;s Chief Executive Officer, Chief Revenue Officer and Chief Financial Officer will be meeting with analysts and presenting at three conferences as follows:  On July 26, 2006, J. Roger Moyer, Jr., President and Chief Executive Officer and Tito L. Lima, Chief Financial Officer will meet with senior management and analysts at Ryan Beck &amp; Co., in Florham Park, NJ. On July 27, 2006, J. Roger Moyer, Jr. and Tito L. Lima will present at the Ferris, Baker Watts, Inc. Mid-Atlantic Bank Conference in Hershey, PA. On August 1, 2006, Tito L. Lima and J. Bradley Scovill, Chief Revenue Officer, will present at the Keefe, Bruyette &amp; Woods 2006 Honor Roll and Seventh Annual Community Bank Investor Conference in New York, NY.</font></p>
<p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.36in;text-align:left;'><font size=2>The power point presentation, which is attached as Exhibit 99.1 to this Current Report on Form 8-K, includes background, financial and strategic information about Sterling Financial Corporation, and will be presented at each of these meetings.   </font></p>
<p style=' margin-bottom:0pt; margin-top:8pt; margin-left:0.36in;text-align:left;'><font size=2>The information contained in the power point presentation attached hereto is being furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.</font></p>



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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><b><font size=2>Item 9.01.</font></b></p> </td>
        <td valign=top style='padding:12.0pt 0in 0in 0in;'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><b><font size=2>Financial Statements and Exhibits.</font></b></p> </td> </tr></table>






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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:6pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>

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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=2>(a)</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=2>Not Applicable.</font></p> </td> </tr></table>






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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=2>(b)</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=2>Not Applicable.</font></p> </td> </tr></table>






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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:6pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>

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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=2>(c)</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=2>Exhibits:</font></p> </td> </tr></table>






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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:6pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>

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      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=2>99.1</font></p> </td>
        <td valign=top style='padding:6.0pt 0in 0in 0in;'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=2>Sterling Financial Corporation power point presentation for investor presentations identified in Item 7.01. </font></p> </td> </tr></table>


<p align="center"><Font size="2" face="serif">2</font></p>
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<p style=' margin-bottom:0pt; margin-top:16pt;text-align:center;'><b><font SIZE=2>SIGNATURES</font></b></p>
<p style=' margin-bottom:0pt; margin-top:8pt;text-align:left;'><font size=2>Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><b><font SIZE=2>STERLING FINANCIAL CORPORATION</font></b></p> </td> </tr> <tr>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><br> <b><font size=2>Date: </font></b><font size=2>July 28, 2006</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><b><font size=2>By:</font></b></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><br ><b><font size=2>/s/ Jean Svoboda</font></b><br > </p> </td> </tr> <tr>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><hr noshade width="100%" color="Gray" size="1"> </td> </tr> <tr>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><b><font size=2>Jean Svoboda</font></b></p> </td> </tr> <tr>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0in;margin-bottom:0pt;'><b><font size=2>General Counsel, Corporate Secretary</font></b></p> </td> </tr></table>
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<p style=' margin-bottom:0pt; margin-top:16pt;text-align:center;'><b><font SIZE=2>EXHIBIT INDEX</font></b></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


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      <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:2pt;margin-bottom:0pt;'><b><font size=1>Exhibit</font></b></p> </td>

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      <p style='margin-left:0in;text-indent:0pt;text-align:left;margin-top:2pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>

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      <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:2pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>

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      <p style='margin-left:0in;text-indent:0pt;text-align:left;margin-top:2pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>

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      <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:2pt;margin-bottom:0pt;'><b><font size=1>Page Number in Manually </font></b><br><b><font size=1>Signed Original</font></b></p> </td> </tr>
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      <p style='margin-left:0in;text-indent:0pt;text-align:left;margin-top:2pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>

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      <p style='margin-left:0in;text-indent:0pt;text-align:left;margin-top:2pt;margin-bottom:0pt;'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><hr noshade width="100%" color="Gray" size="1"> </td> </tr> <tr>

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      <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0in;margin-bottom:0pt;'><b><font size=2>99.1</font></b></p> </td>

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      <p style='margin-left:0in;text-indent:0pt;text-align:left;margin-top:2pt;margin-bottom:0pt;'>&nbsp;</p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;'><b><font size=2>Sterling Financial Corporation power point presentation for investor presentations</font></b><font size=2>.</font></p> </td>

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      <p style='margin-left:0in;text-indent:0pt;text-align:left;margin-top:2pt;margin-bottom:0pt;'>&nbsp;<b></b></p> </td>

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      <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0in;margin-bottom:0pt;'><b><font size=2>5</font></b></p> </td> </tr></table>



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{"company-data": {"conformed-name": "STERLING FINANCIAL CORP /PA/", "cik": "0000811671", "assigned-sic": "6021", "irs-number": "232449551", "state-of-incorporation": "PA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-16276", "film-number": "06986220"}, "business-address": {"street1": "NORTH POINTE BANKING CORP", "street2": "101 NORTH POINTE BLVD", "city": "LANCASTER", "state": "PA", "zip": "17601-4133", "phone": "7175816030"}}
Prepared and Filed by St Ives Financial
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC  20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of report (Date of earliest event reported)
July 26, 2006
STERLING FINANCIAL CORPORATION
(Exact Name of Registrant as Specified in Charter)
Pennsylvania
(State or other jurisdiction
of incorporation)
0-16276
(Commission File
Number)
23-2449551
(IRS Employer
Identification No.)
101 North Pointe Boulevard
Lancaster, PA
(Address of Principal Executive Offices)
17601-4133
(Zip Code)
Registrant's telephone number, including area code (717) 581-6030
N/A
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act
Soliciting material pursuant to Rule 14a-12 under the Exchange Act
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
Item 7.01.
Regulation FD Disclosure.
On July 26, 2006, July 27, 2006 and August 1, 2006, Sterling Financial Corporation's Chief Executive Officer, Chief Revenue Officer and Chief Financial Officer will be meeting with analysts and presenting at three conferences as follows:  On July 26, 2006, J. Roger Moyer, Jr., President and Chief Executive Officer and Tito L. Lima, Chief Financial Officer will meet with senior management and analysts at Ryan Beck & Co., in Florham Park, NJ. On July 27, 2006, J. Roger Moyer, Jr. and Tito L. Lima will present at the Ferris, Baker Watts, Inc. Mid-Atlantic Bank Conference in Hershey, PA. On August 1, 2006, Tito L. Lima and J. Bradley Scovill, Chief Revenue Officer, will present at the Keefe, Bruyette & Woods 2006 Honor Roll and Seventh Annual Community Bank Investor Conference in New York, NY.
The power point presentation, which is attached as Exhibit 99.1 to this Current Report on Form 8-K, includes background, financial and strategic information about Sterling Financial Corporation, and will be presented at each of these meetings.
The information contained in the power point presentation attached hereto is being furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01.
Financial Statements and Exhibits.
(a)
Not Applicable.
(b)
Not Applicable.
(c)
Exhibits:
99.1
Sterling Financial Corporation power point presentation for investor presentations identified in Item 7.01.
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
STERLING FINANCIAL CORPORATION
Date:
July 28, 2006
By:
/s/ Jean Svoboda
Jean Svoboda
General Counsel, Corporate Secretary
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EXHIBIT INDEX
Exhibit
Page Number in Manually
Signed Original
99.1
Sterling Financial Corporation power point presentation for investor presentations
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5
4