<PAGE>

                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K
                                 CURRENT REPORT



                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934




Date of Report (Date of earliest event reported): June 11, 2001   (June 6, 2001)


                        SYMONS INTERNATIONAL GROUP, INC.
             (Exact name of registrant as specified in its charter)


Indiana                        0-29042                   35-1707115
(State or other                (Commission               (IRS Employer
jurisdiction of                File Number)              Identification No.)
incorporation)


                4720 Kingsway Drive, Indianapolis, Indiana 46205
                    (Address of principal executive offices)


       Registrant's telephone number, including area code: (317) 259-6400


                                 Not Applicable
          (Former name or former address, if changed since last report)



<PAGE>

Item 2.           Disposition of Assets.

         On June 6, 2001, Symons International Group, Inc. (the "Company")
completed the sale of substantially all of the crop insurance assets of its
wholly owned subsidiary, IGF Insurance Company ("IGF"), to Acceptance Insurance
Companies Inc. IGF and its affiliates received approximately $27.4 million at
closing. Acceptance assumed all of the crop insurance in-force policies of IGF
for the 2001 crop year. An additional $9.0 million in reinsurance premium is
payable to Granite Reinsurance Company Ltd. ("Granite Re"), a wholly owned
subsidiary of the Company's parent company, Goran Capital Inc., under a multi
year reinsurance treaty whereby Granite Re has agreed to reinsure a portion of
the crop insurance business of Acceptance.

                                   SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



Dated: June 11, 2001               SYMONS INTERNATIONAL GROUP, INC.


                                   By: /s/ Douglas H. Symons
                                      ------------------------------------------
                                      Douglas H. Symons, Chief Executive Officer
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UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 11, 2001   (June 6, 2001)

                        SYMONS INTERNATIONAL GROUP, INC.
             (Exact name of registrant as specified in its charter)

Indiana                        0-29042                   35-1707115
(State or other                (Commission               (IRS Employer
jurisdiction of                File Number)              Identification No.)
incorporation)

                4720 Kingsway Drive, Indianapolis, Indiana 46205
                    (Address of principal executive offices)

       Registrant's telephone number, including area code: (317) 259-6400

                                 Not Applicable
          (Former name or former address, if changed since last report)
Item 2.           Disposition of Assets.

         On June 6, 2001, Symons International Group, Inc. (the "Company")
completed the sale of substantially all of the crop insurance assets of its
wholly owned subsidiary, IGF Insurance Company ("IGF"), to Acceptance Insurance
Companies Inc. IGF and its affiliates received approximately $27.4 million at
closing. Acceptance assumed all of the crop insurance in-force policies of IGF
for the 2001 crop year. An additional $9.0 million in reinsurance premium is
payable to Granite Reinsurance Company Ltd. ("Granite Re"), a wholly owned
subsidiary of the Company's parent company, Goran Capital Inc., under a multi
year reinsurance treaty whereby Granite Re has agreed to reinsure a portion of
the crop insurance business of Acceptance.

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Dated: June 11, 2001               SYMONS INTERNATIONAL GROUP, INC.

                                   By: /s/ Douglas H. Symons
                                      ------------------------------------------
                                      Douglas H. Symons, Chief Executive Officer