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<head>
<title>roya</title>
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<body LINK="#0000ff" VLINK="#800080">
<div><b><font SIZE="5">

<p ALIGN="CENTER">&nbsp;</p>

<p ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION</p>

<p ALIGN="CENTER">WASHINGTON, D.C. 20549</p>
</font><font SIZE="4">

<p ALIGN="CENTER">&nbsp;</p>

<p ALIGN="CENTER">FORM 8-K</p>

<p ALIGN="CENTER">&nbsp;</p>

<p ALIGN="CENTER">CURRENT REPORT</p>
</font></b>

<table border="0" cellspacing="0" width="100%" height="220" cellpadding="0">
  <tr>
    <td width="100%" colspan="3" height="21"><p ALIGN="CENTER">PURSUANT TO SECTION 13 OR 15(d)
    OF THE SECURITIES EXCHANGE ACT OF 1934</td>
  </tr>
  <tr>
    <td width="100%" colspan="3" height="21">&nbsp; </td>
  </tr>
  <tr>
    <td width="100%" colspan="3" height="21"><font SIZE="3"><p ALIGN="CENTER">Date of Report:
    April 22, 2002</font></td>
  </tr>
  <tr>
    <td width="100%" colspan="3" height="16"><font SIZE="1"><p ALIGN="CENTER">(Date of
    Earliest Event Reported)</font></td>
  </tr>
  <tr>
    <td width="100%" colspan="3" height="21">&nbsp; </td>
  </tr>
  <tr>
    <td width="100%" colspan="3" height="21">&nbsp; </td>
  </tr>
  <tr>
    <td width="100%" colspan="3" height="21"><font SIZE="3"><u><b><p ALIGN="CENTER">Royal
    Finance, Inc.</b></u></font></td>
  </tr>
  <tr>
    <td width="100%" colspan="3" height="16"><font SIZE="1"><p ALIGN="CENTER">(Exact Name of
    Registrant as Specified in its Charter)</font></td>
  </tr>
  <tr>
    <td width="100%" colspan="3" height="21">&nbsp; </td>
  </tr>
  <tr>
    <td width="36%" align="center" height="21"><u>Florida</u></td>
    <td width="31%" height="21"><p align="center"><u>0-26307</u></td>
    <td width="33%" height="21"><p align="center"><u>65-0827278</u></td>
  </tr>
  <tr>
    <td width="36%" align="center" height="16"><font SIZE="1">(State or other jurisdiction of
    incorporation)</font></td>
    <td width="31%" height="16"><p align="center"><font SIZE="1">(Commission File Number)</font></td>
    <td width="33%" height="16"><p align="center"><font SIZE="1">(IRS Employer Identification
    No.)</font></td>
  </tr>
  <tr>
    <td width="36%" align="center" height="21">&nbsp; </td>
    <td width="31%" height="21">&nbsp; </td>
    <td width="33%" height="21">&nbsp; </td>
  </tr>
  <tr>
    <td width="36%" align="center" height="21"><u>301 Clematis Street, Suite 3000<br>
    West Palm Beach, FL</u></td>
    <td width="31%" height="21"></td>
    <td width="33%" height="21"><p align="center"><u>33401</u></td>
  </tr>
  <tr>
    <td width="36%" align="center" height="1"><font SIZE="1">(Address of principal executive
    offices)</font></td>
    <td width="31%" height="1"></td>
    <td width="33%" height="1"><p align="center"><font SIZE="1">(Zip Code)</font></td>
  </tr>
  <tr>
    <td width="36%" height="1">&nbsp; </td>
    <td width="31%" height="1">&nbsp; </td>
    <td width="33%" height="1">&nbsp; </td>
  </tr>
  <tr>
    <td width="36%" height="1">&nbsp; </td>
    <td width="31%" height="1"></td>
    <td width="33%" height="1"></td>
  </tr>
  <tr>
    <td width="100%" height="1" colspan="3"><p align="center">Registrant's telephone number,
    including area code: (561)-651-7336</td>
  </tr>
</table>

<p ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</p>

<p ALIGN="CENTER">&nbsp;</p>

<p ALIGN="CENTER">&nbsp;</p>
</div>

<p><br clear="all" style="page-break-before:always; mso-break-type:section-break">
</p>
<div>

<p><font SIZE="3">Table of Contents</font></p>

<table CELLSPACING="0" BORDER="0" WIDTH="669">
  <tr>
    <td WIDTH="620" VALIGN="TOP"></td>
    <td WIDTH="50" VALIGN="TOP" align="center"><p ALIGN="CENTER"><font SIZE="3">Page</font></td>
  </tr>
  <tr>
    <td WIDTH="620" VALIGN="TOP"><font SIZE="3">Item 1. Changes in Control of Registrant</font></td>
    <td WIDTH="50" VALIGN="TOP" align="center">3</td>
  </tr>
  <tr>
    <td WIDTH="620" VALIGN="TOP"><font SIZE="3">Item 2. Acquisition or Disposition of Assets</font></td>
    <td WIDTH="50" VALIGN="TOP" align="center">3</td>
  </tr>
  <tr>
    <td WIDTH="620" VALIGN="TOP"><font SIZE="3">Item 3. Bankruptcy or Receivership</font></td>
    <td WIDTH="50" VALIGN="TOP" align="center">3</td>
  </tr>
  <tr>
    <td WIDTH="620" VALIGN="TOP"><font SIZE="3">Item 4. Changes in Registrant&#146;s
    Certifying Accountants</font></td>
    <td WIDTH="50" VALIGN="TOP" align="center">3</td>
  </tr>
  <tr>
    <td WIDTH="620" VALIGN="TOP"><font SIZE="3">Item 5. Other Events and Regulation FD
    Disclosure</font></td>
    <td WIDTH="50" VALIGN="TOP" align="center">3</td>
  </tr>
  <tr>
    <td WIDTH="620" VALIGN="TOP"><font SIZE="3">Item 6. Resignations of Directors and
    Executive Officers</font></td>
    <td WIDTH="50" VALIGN="TOP" align="center">3</td>
  </tr>
  <tr>
    <td WIDTH="620" VALIGN="TOP"><font SIZE="3">Item 7. Financial Statements and Exhibits</font></td>
    <td WIDTH="50" VALIGN="TOP" align="center">4</td>
  </tr>
  <tr>
    <td WIDTH="620" VALIGN="TOP"><font SIZE="3">Item 8. Changes in Fiscal Year</font></td>
    <td WIDTH="50" VALIGN="TOP" align="center">4</td>
  </tr>
</table>
</div>

<p><br clear="all" style="page-break-before:always; mso-break-type:section-break">
</p>
<div><b>

<p><font SIZE="3">ITEM 1. CHANGES IN CONTROL OF REGISTRANT</font></p>
</b>

<p ALIGN="JUSTIFY"><font SIZE="3">Not applicable.</font></p>

<p><strong><font SIZE="3">ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS</font></strong></p>

<p><font SIZE="3">Not applicable.</font></p>

<p><strong><font SIZE="3">ITEM 3. BANKRUPTCY OR RECEIVERSHIP</font></strong></p>

<p><font SIZE="3">Not applicable.</font></p>

<p><b><font SIZE="3">ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT</font></b></p>

<p><font SIZE="3">Not applicable.</font></p>
<b>

<p><font SIZE="3">ITEM 5. OTHER EVENTS </font>AND REGULATION FD DISCLOSURE</p>
</b>

<p><font SIZE="3">The Company, at a board meeting duly called and held on April 18, 2002,
authorized an amendment to the Company's Article III of its Articles of Incorporation,
which Article of Amendment to the Articles of Incorporation is attached as Exhibit 3(i)a
hereto. The amendment to the Company's Articles of Incorporation was approved with the
consent of the majority of the issued and outstanding shares pursuant to section </font>607.0705
of Title XXXVI of the Florida Statutes.</p>

<p>The Company in this current report discloses information, that the Company deems of
importance to its security holders. The Company discloses under this item the following
nonpublic information required to be disclosed by Regulation FD:</p>

<p ALIGN="JUSTIFY">The Company's Board has determined after careful consideration of its
present operations, that it is in the best interest of its shareholders to expand its
business strategy to include the pursuit of new business opportunities. The goal is to
develop and/or acquire interests in privately-held companies that are in the
development-stage and are focused on biotechnology and related businesses. The Company
also plans on offering specialized business services to companies in these business areas.
Further, the Company intends to strategically invest in other companies that have
demonstrated synergies with biotechnology companies and related businesses, and with
companies in its existing business. </p>

<p ALIGN="JUSTIFY">The Company, from time to time, shall also seek opportunities to
provide capital, or otherwise arrange for third party financing to support our business
strategy and the business objectives of the entities in which we may acquire an interest
or to which we provide specialized business services. The Company expects to develop and
refine its product and service offerings.</p>
<b>

<p><font SIZE="3">ITEM 6. RESIGNATIONS OF DIRECTORS AND EXECUTIVE OFFICERS</font></p>
</b>

<p><font SIZE="3">The Company received the written resignation of Douglas Meyers, as
director of the Company. The resignation was effective February 28, 2002. The resignation
of Douglas Meyers is attached as exhibit hereto.</font></p>
</div>

<p><br clear="all" style="page-break-before:always; mso-break-type:section-break">
</p>
<div><b>

<p><font SIZE="3">ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS</font></p>
</b>

<p><font SIZE="3">(c) Exhibits</font></p>

<table border="0" cellspacing="0" width="100%">
  <tr>
    <td width="95%"><u>Description of Exhibit</u></td>
    <td width="5%" align="center"><u>Page</u></td>
  </tr>
  <tr>
    <td width="95%">17.3 Letter on Director Resignation-Douglas Meyers</td>
    <td width="5%" align="center">5</td>
  </tr>
  <tr>
    <td width="95%">3(i)a Articles of Amendment To The Articles of Incorporation</td>
    <td width="5%" align="center">6</td>
  </tr>
</table>
<b>

<p><font SIZE="3">ITEM 8. CHANGE IN FISCAL YEAR</font></p>
</b>

<p><font SIZE="3">Not applicable.</font></p>

<p>&nbsp;</p>

<p>&nbsp;</p>
<b>

<p ALIGN="CENTER"><font SIZE="3">SIGNATURES</font></p>
</b>

<p ALIGN="JUSTIFY"><font SIZE="3">Pursuant to the requirements of the Securities Exchange
Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.</font></p>

<table border="0" cellspacing="0" width="100%">
  <tr>
    <td width="100%"><font SIZE="3">Royal Finance, Inc.</font></td>
  </tr>
  <tr>
    <td width="100%"><font SIZE="3">By: <u>/s/ Thomas J. Craft, Jr.</u></font></td>
  </tr>
  <tr>
    <td width="100%"><p ALIGN="JUSTIFY"><font SIZE="3">President and Director</font></td>
  </tr>
  <tr>
    <td width="100%"><font SIZE="3">Date: April 29, 2002</font></td>
  </tr>
</table>

<p>&nbsp;</p>
</div>

<p><br clear="all" style="page-break-before:always; mso-break-type:section-break">
</p>
<div>

<p ALIGN="JUSTIFY">Exhibit 17.3 Letter on Director Resignation-Douglas Meyers</p>
<b>

<p ALIGN="CENTER">Royal Finance, Inc.<br>
</b>301 Clematis Street, Suite 3000<br>
West Palm Beach, FL 33415</p>

<p>April 24, 2002</p>

<p>Resignation from the Board of Directors of Royal Finance, Inc.</p>

<p>Effective February 28, 2002, I hereby resign from the Board of Directors of Royal
Finance, Inc.</p>

<p>/s/ Douglas Meyers<br>
Director</p>
</div>

<p><br clear="all" style="page-break-before:always; mso-break-type:section-break">
</p>
<div>

<p ALIGN="JUSTIFY">Exhibit 3(i)a </p>

<p ALIGN="JUSTIFY">H02000090638</p>

<p ALIGN="CENTER">Articles of Amendment<br>
To The Articles of Incorporation<br>
of<br>
Royal Finance Inc.</p>

<p ALIGN="JUSTIFY">Pursuant to the provisions of Section 607.1006, Florida Statutes, the
undersigned corporation, Royal Finance Inc. (P98000090003) adopts the following Articles
of Amendment to its Articles of Incorporation.</p>
<u>

<p ALIGN="JUSTIFY">Article I. Amendment</u></p>

<p ALIGN="JUSTIFY">The Articles of Incorporation of the Corporation are amended as
follows:</p>

<p ALIGN="JUSTIFY">Article III is deleted in its entirety and replaced with the following:</p>
<u>

<p ALIGN="JUSTIFY">Article III.</u></p>

<p ALIGN="JUSTIFY">The Corporation shall have the authority to issue 250,000,000 shares of
common stock, par value $.001 per share. In addition, the Corporation shall have the
authority to issue 50,000,000 shares of nonvoting common stock, par value $.001 per share
which may be divided into series and with the preferences, limitations and relative rights
determined 6y the Board of Directors. In addition, the Corporation shall have the
authority to' issue 10,000,000 shares of preferred stock, par value $.001 per share which
may be divided into series and with the preferences, limitations and relative rights
determined by the Board of Directors.</p>
<u>

<p ALIGN="JUSTIFY">Article II. Date Amendment Adopted</u></p>

<p ALIGN="JUSTIFY">The amendment set forth in these Articles of Amendment was adopted
April 18, 2002 by the Board of Directors.</p>
<u>

<p ALIGN="JUSTIFY">Article III. Shareholder Approval of Amendment</u></p>

<p ALIGN="JUSTIFY">The amendment set forth in these Articles of Amendment was proposed by
the Corporation's Board of Directors and approved by the shareholders by a vote sufficient
for approval of the amendment.</p>

<p ALIGN="JUSTIFY">The undersigned executed this document on the date shown below.</p>
<u>

<p ALIGN="JUSTIFY">Royal Finance, Inc.<br>
</u>By: /s/ Thomas J. Craft, Jr.<br>
Title: President<br>
Date: 4-19-2002</p>
</div>
</body>
</html>
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{"company-data": {"conformed-name": "ROYAL FINANCE INC", "cik": "0001084883", "assigned-sic": "7389", "irs-number": "650873448", "state-of-incorporation": "FL", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-26307", "film-number": "02624971"}, "business-address": {"street1": "1481 S. MILLING TRAIL", "street2": "SUITE 14", "city": "WEST PALM BEACH", "state": "FL", "zip": "33415", "phone": "5616493901"}, "mail-address": {"street1": "1481 S. MILLING TRAIL", "street2": "SUITE 14", "city": "WEST PALM BEACH", "state": "FL", "zip": "33415"}, "former-company": [{"former-conformed-name": "NETGEN 2000 INC", "date-changed": "19990602"}, {"former-conformed-name": "GONETGEN COM INC", "date-changed": "20000711"}]}
roya
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
    OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report:
    April 22, 2002
(Date of
    Earliest Event Reported)
Royal
    Finance, Inc.
(Exact Name of
    Registrant as Specified in its Charter)
Florida
0-26307
65-0827278
(State or other jurisdiction of
    incorporation)
(Commission File Number)
(IRS Employer Identification
    No.)
301 Clematis Street, Suite 3000
West Palm Beach, FL
33401
(Address of principal executive
    offices)
(Zip Code)
Registrant's telephone number,
    including area code: (561)-651-7336
Table of Contents
Page
Item 1. Changes in Control of Registrant
3
Item 2. Acquisition or Disposition of Assets
3
Item 3. Bankruptcy or Receivership
3
Item 4. Changes in Registrant's
    Certifying Accountants
3
Item 5. Other Events and Regulation FD
    Disclosure
3
Item 6. Resignations of Directors and
    Executive Officers
3
Item 7. Financial Statements and Exhibits
4
Item 8. Changes in Fiscal Year
4
ITEM 1. CHANGES IN CONTROL OF REGISTRANT
Not applicable.
ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS
Not applicable.
ITEM 3. BANKRUPTCY OR RECEIVERSHIP
Not applicable.
ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT
Not applicable.
ITEM 5. OTHER EVENTS
AND REGULATION FD DISCLOSURE
The Company, at a board meeting duly called and held on April 18, 2002,
authorized an amendment to the Company's Article III of its Articles of Incorporation,
which Article of Amendment to the Articles of Incorporation is attached as Exhibit 3(i)a
hereto. The amendment to the Company's Articles of Incorporation was approved with the
consent of the majority of the issued and outstanding shares pursuant to section
607.0705
of Title XXXVI of the Florida Statutes.
The Company in this current report discloses information, that the Company deems of
importance to its security holders. The Company discloses under this item the following
nonpublic information required to be disclosed by Regulation FD:
The Company's Board has determined after careful consideration of its
present operations, that it is in the best interest of its shareholders to expand its
business strategy to include the pursuit of new business opportunities. The goal is to
develop and/or acquire interests in privately-held companies that are in the
development-stage and are focused on biotechnology and related businesses. The Company
also plans on offering specialized business services to companies in these business areas.
Further, the Company intends to strategically invest in other companies that have
demonstrated synergies with biotechnology companies and related businesses, and with
companies in its existing business.
The Company, from time to time, shall also seek opportunities to
provide capital, or otherwise arrange for third party financing to support our business
strategy and the business objectives of the entities in which we may acquire an interest
or to which we provide specialized business services. The Company expects to develop and
refine its product and service offerings.
ITEM 6. RESIGNATIONS OF DIRECTORS AND EXECUTIVE OFFICERS
The Company received the written resignation of Douglas Meyers, as
director of the Company. The resignation was effective February 28, 2002. The resignation
of Douglas Meyers is attached as exhibit hereto.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS
(c) Exhibits
Description of Exhibit
Page
17.3 Letter on Director Resignation-Douglas Meyers
5
3(i)a Articles of Amendment To The Articles of Incorporation
6
ITEM 8. CHANGE IN FISCAL YEAR
Not applicable.
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Royal Finance, Inc.
By:
/s/ Thomas J. Craft, Jr.
President and Director
Date: April 29, 2002
Exhibit 17.3 Letter on Director Resignation-Douglas Meyers
Royal Finance, Inc.
301 Clematis Street, Suite 3000
West Palm Beach, FL 33415
April 24, 2002
Resignation from the Board of Directors of Royal Finance, Inc.
Effective February 28, 2002, I hereby resign from the Board of Directors of Royal
Finance, Inc.
/s/ Douglas Meyers
Director
Exhibit 3(i)a
H02000090638
Articles of Amendment
To The Articles of Incorporation
of
Royal Finance Inc.
Pursuant to the provisions of Section 607.1006, Florida Statutes, the
undersigned corporation, Royal Finance Inc. (P98000090003) adopts the following Articles
of Amendment to its Articles of Incorporation.
Article I. Amendment
The Articles of Incorporation of the Corporation are amended as
follows:
Article III is deleted in its entirety and replaced with the following:
Article III.
The Corporation shall have the authority to issue 250,000,000 shares of
common stock, par value $.001 per share. In addition, the Corporation shall have the
authority to issue 50,000,000 shares of nonvoting common stock, par value $.001 per share
which may be divided into series and with the preferences, limitations and relative rights
determined 6y the Board of Directors. In addition, the Corporation shall have the
authority to' issue 10,000,000 shares of preferred stock, par value $.001 per share which
may be divided into series and with the preferences, limitations and relative rights
determined by the Board of Directors.
Article II. Date Amendment Adopted
The amendment set forth in these Articles of Amendment was adopted
April 18, 2002 by the Board of Directors.
Article III. Shareholder Approval of Amendment
The amendment set forth in these Articles of Amendment was proposed by
the Corporation's Board of Directors and approved by the shareholders by a vote sufficient
for approval of the amendment.
The undersigned executed this document on the date shown below.
Royal Finance, Inc.
By: /s/ Thomas J. Craft, Jr.
Title: President
Date: 4-19-2002