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<BODY><H4 align=center>SECURITIES AND EXCHANGE COMMISSION </H4>

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<H4 align=center>WASHINGTON, D.C. 20549 </H4>

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<H4 align=center>FORM 8-K </H4>

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<H4 align=center>CURRENT REPORT </H4>

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<H4 align=center>PURSUANT TO SECTION 13 OR 15(d) OF THE </H4>

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<H4 align=center>SECURITIES EXCHANGE ACT OF 1934 </H4>

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<H4 align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Date of Report (Date of earliest event reported) February 1, 2005 </H4>

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<P><FONT face="Times New Roman, Times, Serif" size=2>RESIDENTIAL ACCREDIT LOANS, INC. (as company under a Pooling and Servicing Agreement dated as of February 1, 2005 providing for, inter alia, the issuance of Mortgage Asset-Backed Pass-Through Certificates, Series 2005-QS2) </FONT></P>

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<H4 align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Residential Accredit Loans, Inc.</U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </H4>

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<H4 align=center>(Exact name of registrant as specified in its charter) </H4>

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                DELAWARE                        333-107959-25                      51-0368240
        (STATE OR OTHER JURISDICTION            (COMMISSION)                    (I.R.S. EMPLOYER
            OF INCORPORATION)                   FILE NUMBER)                    IDENTIFICATION NO.)

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<P align=center><FONT face="Times New Roman, Times, Serif" size=2><I>&nbsp;&nbsp;<U>&nbsp;8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN &nbsp;&nbsp; 55437&nbsp;&nbsp;&nbsp;&nbsp;</U></I></FONT></P>

<P align=center><FONT face="Times New Roman, Times, Serif" size=2>(Address of principal executive offices) &nbsp;&nbsp; (Zip code) </FONT></P>

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<P align=center><FONT face="Times New Roman, Times, Serif" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Registrant&#146;s telephone number, including area code (952) 857-7000 </FONT></P>

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<P align=center><FONT face="Times New Roman, Times, Serif" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B> </B><B>(Former name or former address, if changed since last report)</B> </FONT></P>

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<P align=center><FONT face="Times New Roman, Times, Serif" size=2>Exhibit Index located on Page 2 </FONT></P>

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<P align=center><FONT face="Times New Roman, Times, Serif" size=2>Exhibit Index located on Page 2 </FONT></P>

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<P><FONT face="Times New Roman, Times, Serif" size=2>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. </FONT></P>

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<P><FONT face="Times New Roman, Times, Serif" size=2>[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </FONT></P>

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<P><FONT face="Times New Roman, Times, Serif" size=2>[ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) </FONT></P>

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<P><FONT face="Times New Roman, Times, Serif" size=2>[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </FONT></P>

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<P><FONT face="Times New Roman, Times, Serif" size=2>[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </FONT></P>


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Item 8 Other Events.
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<P><FONT face="Times New Roman, Times, Serif" size=2>On February 25, 2005, Residential Accredit Loans, Inc. caused the issuance and sale of the Mortgage Asset-Backed Pass-Through Certificates, Series 2005-QS2, pursuant to a Series Supplement, dated as of February 1, 2005, and the Standard Terms of Pooling and Servicing Agreement, dated as of August 1, 2004, among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as master servicer, and Deutsche Bank Trust Company Americas, as trustee. </FONT></P>
Item 9 Financial Statements, Pro Forma Financial Information and Exhibits.
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<P><FONT face="Times New Roman, Times, Serif" size=2>&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not applicable </FONT></P>

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<P><FONT face="Times New Roman, Times, Serif" size=2>&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not applicable </FONT></P>

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<P><FONT face="Times New Roman, Times, Serif" size=2>&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Exhibits (executed copies): The following execution copies of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby filed: </FONT></P>

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Exhibit
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<P><FONT face="Times New Roman, Times, Serif" size=2>10.1 Series Supplement, dated as of February 1, 2005, and the Standard Terms of Pooling and Servicing Agreement, dated as of August 1, 2004, among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as master servicer, and Deutsche Bank Trust Company Americas, as trustee. </FONT></P>

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<H1 align=center><FONT face="Times New Roman, Times, Serif" size=2>SIGNATURES </FONT></H1>

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<P><FONT face="Times New Roman, Times, Serif" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. </FONT></P>




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     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">RESIDENTIAL ACCREDIT LOANS, INC. <BR><BR><BR>
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     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">By:    _______________________<BR>
&nbsp;&nbsp;&nbsp;Name:   Heather Anderson <BR>
&nbsp;&nbsp;&nbsp;Title:  Vice President
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<P align=left><FONT face="Times New Roman, Times, Serif" size=2>Dated: February 25, 2005 </FONT></P>

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<H1 align=left><FONT face="Times New Roman, Times, Serif" size=2>Exhibit 10.1 </FONT></H1>

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<P><FONT face="Times New Roman, Times, Serif" size=2>Series Supplement, dated as of February 1, 2005, and the Standard Terms of Pooling and Servicing Agreement, dated as of August 1, 2004, among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as master servicer, and Deutsche Bank Trust Company Americas, as trustee. </FONT></P>

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[{"type": "8-K", "sequence": "1", "filename": "qs28kss.htm", "description": "2005 QS2", "secsgml_size_bytes": 9457}]
{"company-data": {"conformed-name": "Rali Series 2005-QS2 Trust", "cik": "0001319018", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-107959-25", "film-number": "05678441"}, "business-address": {"street1": "8400 NORMADALE LAKE BLVD", "street2": "STE 600", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437", "phone": "952-857-7000"}, "mail-address": {"street1": "8400 NORMANDALE LAKE BLVD", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437"}}
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) February 1, 2005
RESIDENTIAL ACCREDIT LOANS, INC. (as company under a Pooling and Servicing Agreement dated as of February 1, 2005 providing for, inter alia, the issuance of Mortgage Asset-Backed Pass-Through Certificates, Series 2005-QS2)
Residential Accredit Loans, Inc.
(Exact name of registrant as specified in its charter)
DELAWARE                        333-107959-25                      51-0368240
        (STATE OR OTHER JURISDICTION            (COMMISSION)                    (I.R.S. EMPLOYER
            OF INCORPORATION)                   FILE NUMBER)                    IDENTIFICATION NO.)
8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN    55437
(Address of principal executive offices)    (Zip code)
Registrant's telephone number, including area code (952) 857-7000
(Former name or former address, if changed since last report)
Exhibit Index located on Page 2
Exhibit Index located on Page 2
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b))
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 8 Other Events.
On February 25, 2005, Residential Accredit Loans, Inc. caused the issuance and sale of the Mortgage Asset-Backed Pass-Through Certificates, Series 2005-QS2, pursuant to a Series Supplement, dated as of February 1, 2005, and the Standard Terms of Pooling and Servicing Agreement, dated as of August 1, 2004, among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as master servicer, and Deutsche Bank Trust Company Americas, as trustee.
Item 9 Financial Statements, Pro Forma Financial Information and Exhibits.
(a)        Not applicable
(b)        Not applicable
(c)        Exhibits (executed copies): The following execution copies of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby filed:
Exhibit
10.1 Series Supplement, dated as of February 1, 2005, and the Standard Terms of Pooling and Servicing Agreement, dated as of August 1, 2004, among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as master servicer, and Deutsche Bank Trust Company Americas, as trustee.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
RESIDENTIAL ACCREDIT LOANS, INC.
By:    _______________________
Name:   Heather Anderson
Title:  Vice President
Dated: February 25, 2005
Exhibit 10.1
Series Supplement, dated as of February 1, 2005, and the Standard Terms of Pooling and Servicing Agreement, dated as of August 1, 2004, among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as master servicer, and Deutsche Bank Trust Company Americas, as trustee.