THE UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): September 13, 2005

                        RESIDENTIAL ACCREDIT LOANS, INC.,
                     on behalf of RALI SERIES 2005-QS5 TRUST
             (Exact name of registrant as specified in its charter)


              DELAWARE                333-107959-32            51-0368240
              --------                -------------            ----------
    (State or Other Jurisdiction       (Commission          (I.R.S. Employer
          of Incorporation)           File Number)          Deification No.)


8400 Normandale Lake Blvd.
Suite 250
Minneapolis, Minnesota                                           55437
-----------------------                                          -----
(Address of Principal                                            (Zip Code)
Executive Offices)


Registrant's telephone number, including area code, is (952) 857-7000


<PAGE>


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))



<PAGE>


Item 8.01. Other Events.
           ------------

        In  connection  with  the  Residential  Accredit  Loans,  Inc.  Mortgage
Asset-Backed Pass-Through  Certificates,  Series 2005-QS5,  Residential Accredit
Loans, Inc. (the  "Registrant") has prepared certain  information  regarding the
characteristics  of the  mortgage  loans (the  "Mortgage  Loans") in the related
portfolio (the "Mortgage Loan Information").

        In an  effort  to  provide  investors  with  information  regarding  the
potential impact of Hurricane Katrina, the Registrant is providing the principal
balance and corresponding percentage of Mortgage Loans included in this mortgage
pool that are secured by mortgage properties located in the zip codes within the
counties  and  parishes  of  Louisiana,  Mississippi  and  Alabama  declared  as
individual disaster relief areas by FEMA as of September 8, 2005. The Registrant
does not know which mortgaged  properties in those areas will be impacted by the
effects of Hurricane  Katrina.  The FEMA designated  areas are subject to change
without prior notice.

        The  assumptions  made  in  providing  this   information   reflect  the
outstanding  principal  balance  of  this  transaction  as of  the  August  2005
distribution date for this securitization.

        The  Mortgage  Loan  Information  listed as Exhibit 99.1 hereto is filed
herewith.

Item 9.01. Financial Statements, Pro Forma Financial Information and Exhibits.

        (a) Financial Statements.

               Not applicable.

        (b) Pro Forma Financial Information.

               Not applicable.

        (c)    Exhibits

                                   ITEM 601(A) OF
                               REGULATION S-K EXHIBIT
            EXHIBIT NO.                  NO.                  DESCRIPTION
                                                             Mortgage Loan
                 1                       99                   Information



<PAGE>


                                    SIGNATURE

        Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant  has duly caused this report to be signed on behalf of the Registrant
by the undersigned thereunto duly authorized.

                                            RESIDENTIAL ACCREDIT LOANS, INC.

                                            By:      /s/ Mark White
                                                   -----------------------
                                            Name:  Mark White
                                            Title: Vice President

Dated: September 14, 2005




<PAGE>



                                  EXHIBIT INDEX

                                        Item 601 (a) of
                                        Regulation S-K
               Exhibit Number            Exhibit No.             Description
                                                                Mortgage Loan
                     1                        99                 Information



<PAGE>


                                   Exhibit 99

                            Mortgage Loan Information

---------------------------- ------------------------- ------------------------
                              Sum of Actual Balance
                               of Loans in Affected
                            Deal Zip Codes % of Deal
---------------------------- ------------------------- ------------------------
         2005-QS5                   $2,962,247                  1.478%
---------------------------- ------------------------- ------------------------
[{"type": "8-K", "sequence": "1", "filename": "qs5.txt", "secsgml_size_bytes": 5506}]
{"company-data": {"conformed-name": "RALI Series 2005-QS5 Trust", "cik": "0001325171", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-107959-32", "film-number": "051086355"}, "business-address": {"street1": "8400 NORMADALE LAKE BLVD", "street2": "STE 600", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437", "phone": "952-857-7000"}, "mail-address": {"street1": "8400 NORMANDALE LAKE BLVD", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437"}}
THE UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): September 13, 2005

                        RESIDENTIAL ACCREDIT LOANS, INC.,
                     on behalf of RALI SERIES 2005-QS5 TRUST
             (Exact name of registrant as specified in its charter)

              DELAWARE                333-107959-32            51-0368240
              --------                -------------            ----------
    (State or Other Jurisdiction       (Commission          (I.R.S. Employer
          of Incorporation)           File Number)          Deification No.)

8400 Normandale Lake Blvd.
Suite 250
Minneapolis, Minnesota                                           55437
-----------------------                                          -----
(Address of Principal                                            (Zip Code)
Executive Offices)

Registrant's telephone number, including area code, is (952) 857-7000
Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Item 8.01. Other Events.
           ------------

        In  connection  with  the  Residential  Accredit  Loans,  Inc.  Mortgage
Asset-Backed Pass-Through  Certificates,  Series 2005-QS5,  Residential Accredit
Loans, Inc. (the  "Registrant") has prepared certain  information  regarding the
characteristics  of the  mortgage  loans (the  "Mortgage  Loans") in the related
portfolio (the "Mortgage Loan Information").

        In an  effort  to  provide  investors  with  information  regarding  the
potential impact of Hurricane Katrina, the Registrant is providing the principal
balance and corresponding percentage of Mortgage Loans included in this mortgage
pool that are secured by mortgage properties located in the zip codes within the
counties  and  parishes  of  Louisiana,  Mississippi  and  Alabama  declared  as
individual disaster relief areas by FEMA as of September 8, 2005. The Registrant
does not know which mortgaged  properties in those areas will be impacted by the
effects of Hurricane  Katrina.  The FEMA designated  areas are subject to change
without prior notice.

        The  assumptions  made  in  providing  this   information   reflect  the
outstanding  principal  balance  of  this  transaction  as of  the  August  2005
distribution date for this securitization.

        The  Mortgage  Loan  Information  listed as Exhibit 99.1 hereto is filed
herewith.

Item 9.01. Financial Statements, Pro Forma Financial Information and Exhibits.

        (a) Financial Statements.

               Not applicable.

        (b) Pro Forma Financial Information.

               Not applicable.

        (c)    Exhibits

                                   ITEM 601(A) OF
                               REGULATION S-K EXHIBIT
            EXHIBIT NO.                  NO.                  DESCRIPTION
                                                             Mortgage Loan
                 1                       99                   Information
SIGNATURE

        Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant  has duly caused this report to be signed on behalf of the Registrant
by the undersigned thereunto duly authorized.

                                            RESIDENTIAL ACCREDIT LOANS, INC.

                                            By:      /s/ Mark White
                                                   -----------------------
                                            Name:  Mark White
                                            Title: Vice President

Dated: September 14, 2005
EXHIBIT INDEX

                                        Item 601 (a) of
                                        Regulation S-K
               Exhibit Number            Exhibit No.             Description
                                                                Mortgage Loan
                     1                        99                 Information
Exhibit 99

                            Mortgage Loan Information

---------------------------- ------------------------- ------------------------
                              Sum of Actual Balance
                               of Loans in Affected
                            Deal Zip Codes % of Deal
---------------------------- ------------------------- ------------------------
         2005-QS5                   $2,962,247                  1.478%
---------------------------- ------------------------- ------------------------