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<BODY><H5 align=center><FONT face=System size=4>SECURITIES AND EXCHANGE COMMISSION </FONT></H5>

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<H5 align=center><FONT face=System>Washington, D.C. 20549 </FONT></H5>

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<H5 align=center><FONT face=System>Form 8-K </FONT></H5>

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<H5 align=center><FONT face=System>CURRENT REPORT </FONT></H5>

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<H5 align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to Section 13 or 15(d) of the </H5>

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<H5 align=center>Securities Exchange Act of 1934 </H5>

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<H5 align=center>Date of Earliest Event Reported: March 1, 2005(date <BR>of earliest event reported) </H5>

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<H5 align=center><FONT face=System>RESIDENTIAL ACCREDIT LOANS, INC.<BR></FONT></H5>

<H5 align=center>(Exact name of Registrant as Specified in Charter) </H5>
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<TH><FONT size=2>Delaware</FONT>
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<TH><FONT size=2>333-107959</FONT>
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<TH><FONT size=2>51-0368240</FONT>
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<TD align=center width="34%"><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(State or Other <BR>Jurisdiction of Incorporation) </FONT></TD>
<TD align=center width="33%"><FONT size=2>&nbsp;(Commission<BR>File Number) </FONT></TD>
<TD align=center width="33%"><FONT size=2>&nbsp;&nbsp;&nbsp;(I.R.S. Employer<BR>Identification Number) </FONT></TD></TR>
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<H5 align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8400 Normandale Lake Boulevard, Suite 250, Minneapolis, Minnesota 55437</H5>

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<H5 align=center>(Address of Principal Executive Offices) (Zip Code) </H5>

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<H5 align=center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Registrant&#146;s telephone number, including area code: (952) 857-7000 </H5>

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<H5 align=center>Not Applicable </H5>

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<H5 align=center>(Former Name or Former Address, if Changed Since Last Report) </H5>

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<P><FONT size=2>Item 7. <U>Other Events</U>. </FONT></P>

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<P><FONT size=2>On March 1, 2005, Residential Accredit Loans, Inc. caused the issuance and sale of the Mortgage Trust Certificates, Series 2005-QR1, pursuant to a Trust Agreement dated as of March 1, 2005, among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as certificate administrator, and Deutsche Bank Trust Company Americas, as trustee. </FONT></P>
Item 9. Financial Statements, Pro Forma Financial Information and Exhibits.
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<P><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not applicable </FONT></P>

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<P><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not applicable </FONT></P>

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<P><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Exhibits (executed copies): The following execution copies of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby filed: </FONT></P>

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<P align=left><FONT size=2>Exhibit <BR>Number</FONT> </P>

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<TD width="5%"><FONT size=2>10.1</FONT></TD>
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<TD width="90%"><FONT size=2>Trust Agreement dated as of March 1, 2005 among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as certificate administrator, and Deutsche Bank Trust Company Americas, as trustee. </FONT></TD></TR>
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<H1 align=center><FONT size=2>SIGNATURES </FONT></H1>

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<P><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. </FONT></P>

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                                                             RESIDENTIAL ACCREDIT LOANS, INC.


                                                              By:      /s/Heather Anderson
                                                              Name:    Heather Anderson
                                                              Title:   Vice President


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Dated: March 1, 2005
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<P align=center><FONT face="Times New Roman, Times, Serif" size=2>-1- </FONT></P>

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<H1 align=left><FONT face="Times New Roman, Times, Serif" size=2>Exhibit 10.1 </FONT></H1>

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<P><FONT face="Times New Roman, Times, Serif" size=2>Trust Agreement dated as of March 1, 2005 among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as certificate administrator, and Deutsche Bank Trust Company Americas, as trustee. </FONT></P>

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[{"type": "8-K", "sequence": "1", "filename": "qr18kta.htm", "secsgml_size_bytes": 6726}]
{"company-data": {"conformed-name": "RALI Series 2005-QR1 Trust", "cik": "0001319605", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-107959-28", "film-number": "05671683"}, "business-address": {"street1": "8400 NORMADALE LAKE BLVD", "street2": "STE 600", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437", "phone": "952-857-7000"}, "mail-address": {"street1": "8400 NORMANDALE LAKE BLVD", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437"}}
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Earliest Event Reported: March 1, 2005(date
of earliest event reported)
RESIDENTIAL ACCREDIT LOANS, INC.
(Exact name of Registrant as Specified in Charter)
Delaware
333-107959
51-0368240
(State or Other
Jurisdiction of Incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification Number)
8400 Normandale Lake Boulevard, Suite 250, Minneapolis, Minnesota 55437
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (952) 857-7000
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
Item 7.
Other Events
.
On March 1, 2005, Residential Accredit Loans, Inc. caused the issuance and sale of the Mortgage Trust Certificates, Series 2005-QR1, pursuant to a Trust Agreement dated as of March 1, 2005, among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as certificate administrator, and Deutsche Bank Trust Company Americas, as trustee.
Item 9. Financial Statements, Pro Forma Financial Information and Exhibits.
(a)        Not applicable
(b)        Not applicable
(c)        Exhibits (executed copies): The following execution copies of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby filed:
Exhibit
Number
10.1
Trust Agreement dated as of March 1, 2005 among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as certificate administrator, and Deutsche Bank Trust Company Americas, as trustee.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
RESIDENTIAL ACCREDIT LOANS, INC.

                                                              By:      /s/Heather Anderson
                                                              Name:    Heather Anderson
                                                              Title:   Vice President
Dated: March 1, 2005
-1-
Exhibit 10.1
Trust Agreement dated as of March 1, 2005 among Residential Accredit Loans, Inc., as company, Residential Funding Corporation, as certificate administrator, and Deutsche Bank Trust Company Americas, as trustee.