SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

         DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) March 22, 2005

                        Residential Accredit Loans, Inc.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

          DELAWARE                 333-107959-25               51-0368240
  ------------------------------------------------------------------------
  (STATE OR OTHER JURISDICTION     (COMMISSION)             (I.R.S. EMPLOYER
      OF INCORPORATION)            FILE NUMBER)            IDENTIFICATION NO.)

          8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN 55437
               (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)

        Registrant's telephone number, including area code (952) 857-7000

          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions.

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))


<PAGE>


        Items 1 through 7 are not included because they are not applicable.

Item 8         Other Events.

        On February  25,  2005,  Residential  Accredit  Loans,  Inc.  caused the
issuance and sale of the Mortgage Asset-Backed Pass-Through Certificates, Series
2005-QS2  (the  "Certificates"),  pursuant to a Series  Supplement,  dated as of
February 1, 2005,  and the Standard  Terms of Pooling and  Servicing  Agreement,
dated as of August 1, 2004, among Residential  Accredit Loans, Inc., as company,
Residential  Funding  Corporation,  as master servicer,  and Deutsche Bank Trust
Company Americas, as trustee.

        In  connection  with the offering of the  Certificates,  Goldman Sachs &
Co.,  as  underwriter  has  furnished   certain   collateral   information  (the
"Collateral  Materials")  to  potential  investors  with respect to the mortgage
loans  (the  "Mortgage  Loans")  underlying  the  Certificates.  The  Collateral
Materials are listed as Exhibit 99.1 hereto and are filed herewith.

        The  actual   characteristics  of  the  Mortgage  Loans  underlying  the
Certificates  may  differ  from  the  information  provided  in  the  Collateral
Materials.  Any difference between the collateral  information in the Collateral
Materials and the actual  characteristics  of the Mortgage Loans will affect the
actual  yield,  average  life,  duration,   expected  maturity,   interest  rate
sensitivity and cash flow characteristics of the Certificates.

Item 9      Financial Statements, Pro Forma Financial Information and Exhibits.

               (a) Not applicable.

               (b) Not applicable.

               (c) Exhibits:

                      99.1   Collateral Materials



<PAGE>

                                  SIGNATURES

               Pursuant to the  requirements  of the Securities  Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.

                                RESIDENTIAL ACCREDIT LOANS, INC.


                                By:     /s/ Heather Anderson
                                Name:   Heather Anderson
                                Title:  Vice President


Dated:  March 22, 2005
[{"type": "8-K", "sequence": "1", "filename": "qs28kct2.txt", "description": "2005 QS2", "secsgml_size_bytes": 3946}]
{"company-data": {"conformed-name": "Rali Series 2005-QS2 Trust", "cik": "0001319018", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-107959-25", "film-number": "05696666"}, "business-address": {"street1": "8400 NORMADALE LAKE BLVD", "street2": "STE 600", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437", "phone": "952-857-7000"}, "mail-address": {"street1": "8400 NORMANDALE LAKE BLVD", "city": "MINNEAPOLIS", "state": "MN", "zip": "55437"}}
SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

         DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) March 22, 2005

                        Residential Accredit Loans, Inc.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

          DELAWARE                 333-107959-25               51-0368240
  ------------------------------------------------------------------------
  (STATE OR OTHER JURISDICTION     (COMMISSION)             (I.R.S. EMPLOYER
      OF INCORPORATION)            FILE NUMBER)            IDENTIFICATION NO.)

          8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN 55437
               (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)

        Registrant's telephone number, including area code (952) 857-7000

          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions.

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12(b)  under the Exchange Act (17
CFR 240.14a-12(b))

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Items 1 through 7 are not included because they are not applicable.

Item 8         Other Events.

        On February  25,  2005,  Residential  Accredit  Loans,  Inc.  caused the
issuance and sale of the Mortgage Asset-Backed Pass-Through Certificates, Series
2005-QS2  (the  "Certificates"),  pursuant to a Series  Supplement,  dated as of
February 1, 2005,  and the Standard  Terms of Pooling and  Servicing  Agreement,
dated as of August 1, 2004, among Residential  Accredit Loans, Inc., as company,
Residential  Funding  Corporation,  as master servicer,  and Deutsche Bank Trust
Company Americas, as trustee.

        In  connection  with the offering of the  Certificates,  Goldman Sachs &
Co.,  as  underwriter  has  furnished   certain   collateral   information  (the
"Collateral  Materials")  to  potential  investors  with respect to the mortgage
loans  (the  "Mortgage  Loans")  underlying  the  Certificates.  The  Collateral
Materials are listed as Exhibit 99.1 hereto and are filed herewith.

        The  actual   characteristics  of  the  Mortgage  Loans  underlying  the
Certificates  may  differ  from  the  information  provided  in  the  Collateral
Materials.  Any difference between the collateral  information in the Collateral
Materials and the actual  characteristics  of the Mortgage Loans will affect the
actual  yield,  average  life,  duration,   expected  maturity,   interest  rate
sensitivity and cash flow characteristics of the Certificates.

Item 9      Financial Statements, Pro Forma Financial Information and Exhibits.

               (a) Not applicable.

               (b) Not applicable.

               (c) Exhibits:

                      99.1   Collateral Materials
SIGNATURES

               Pursuant to the  requirements  of the Securities  Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.

                                RESIDENTIAL ACCREDIT LOANS, INC.

                                By:     /s/ Heather Anderson
                                Name:   Heather Anderson
                                Title:  Vice President

Dated:  March 22, 2005