UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549


                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 Date of report (Date of earliest event reported): July 19, 2005


                               Pipeline Data Inc.


             (Exact name of registrant as specified in its charter)


            DELAWARE                  333-79831                13-3953764

State or other jurisdiction of   (Registration No.)          (IRS Employer
 incorporation or organization                            Identification No.)


             1599 Washington Street, Braintree, Massachusetts 02184
                    (Address of principal executive offices)

                                 (800) 932-5708
                         (Registrant's telephone number,
                              including area code)

                                 Not Applicable
          (Former name or former address, if changed since last report)

     Check the  appropriate  box below if the Form 8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     ___ Written  communications  pursuant to Rule 425 under the  Securities Act
(17 CFR 230.425)

     ___ Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)

     ___  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
Exchange Act (17 CFR 240.14d-2(b))

     ___  Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
Exchange Act (17 CFR 240.13e-4(c))
<PAGE>

Item 7.01. Regulation FD Disclosure.

     Pipeline  Data  Inc.  announced  that it has  signed a letter  of intent to
acquire Florida-based Charge.com,Inc. Under the terms of the agreement, Pipeline
will  purchase  Charge.com  for $7.5 million in cash,  $9.5 million in shares of
Pipeline Data common  stock.  Pipeline is required to close the  transaction  by
December  19th of this year.  The full text of the press  release  regarding the
proposed acquisition is attached as Exhibit 99.1 hereto. The attached Exhibit is
being furnished  pursuant to Item 7.01  "Regulation FD Disclosure" and shall not
be deemed "filed" for purposes of Section 18 of the  Securities  Exchange Act of
1934 or otherwise  subject to the  liabilities of that section,  nor shall it be
deemed incorporated by reference in any filing under the Securities Act of 1933,
except as shall be expressly set forth by specific reference in such filing.



                                    SIGNATURE


     Pursuant to the  requirements  of the  Securities and Exchange Act of 1934,
the  Registrant  has  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                                      Pipeline Data Inc,

Dated: July 19, 2005                               By: /s/ MacAllister Smith

                                                      ------------------------
                                                      MacAllister Smith
                                                      Chief Executive Officer
[{"type": "8-K", "sequence": "1", "filename": "chargeacqpress8k.txt", "description": "CHARGE MERGER AGREEMENT PRESS 8K", "secsgml_size_bytes": 3341}]
{"company-data": {"conformed-name": "PIPELINE DATA INC", "cik": "0001086533", "assigned-sic": "7389", "irs-number": "133953764"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-50611", "film-number": "05961163"}, "business-address": {"street1": "1599 WASHINGTON STREET", "street2": "SUITE 1D", "city": "BRAINTREE", "state": "MA", "zip": "02184", "phone": "781 843 3812"}, "mail-address": {"street1": "1599 WASHINGTON STREET", "street2": "SUITE 1D", "city": "BRAINTREE", "state": "MA", "zip": "02184"}}
UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 Date of report (Date of earliest event reported): July 19, 2005

                               Pipeline Data Inc.

             (Exact name of registrant as specified in its charter)

            DELAWARE                  333-79831                13-3953764

State or other jurisdiction of   (Registration No.)          (IRS Employer
 incorporation or organization                            Identification No.)

             1599 Washington Street, Braintree, Massachusetts 02184
                    (Address of principal executive offices)

                                 (800) 932-5708
                         (Registrant's telephone number,
                              including area code)

                                 Not Applicable
          (Former name or former address, if changed since last report)

     Check the  appropriate  box below if the Form 8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     ___ Written  communications  pursuant to Rule 425 under the  Securities Act
(17 CFR 230.425)

     ___ Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)

     ___  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
Exchange Act (17 CFR 240.14d-2(b))

     ___  Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
Exchange Act (17 CFR 240.13e-4(c))
Item 7.01. Regulation FD Disclosure.

     Pipeline  Data  Inc.  announced  that it has  signed a letter  of intent to
acquire Florida-based Charge.com,Inc. Under the terms of the agreement, Pipeline
will  purchase  Charge.com  for $7.5 million in cash,  $9.5 million in shares of
Pipeline Data common  stock.  Pipeline is required to close the  transaction  by
December  19th of this year.  The full text of the press  release  regarding the
proposed acquisition is attached as Exhibit 99.1 hereto. The attached Exhibit is
being furnished  pursuant to Item 7.01  "Regulation FD Disclosure" and shall not
be deemed "filed" for purposes of Section 18 of the  Securities  Exchange Act of
1934 or otherwise  subject to the  liabilities of that section,  nor shall it be
deemed incorporated by reference in any filing under the Securities Act of 1933,
except as shall be expressly set forth by specific reference in such filing.

                                    SIGNATURE

     Pursuant to the  requirements  of the  Securities and Exchange Act of 1934,
the  Registrant  has  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                                      Pipeline Data Inc,

Dated: July 19, 2005                               By: /s/ MacAllister Smith

                                                      ------------------------
                                                      MacAllister Smith
                                                      Chief Executive Officer