UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

            Date of Report (Date of earliest reported) July 13, 2005

                               ATM FINANCIAL CORP.
             (Exact name of registrant as specified in its chapter)

                   Nevada                                 98-0393197
       (State or other jurisdiction           (IRS Employer Identification No.)
              of incorporation)


          3400-666 Burrard Street, Vancouver, British Columbia  V6C 2X8
               (Address of principal executive offices) (Zip Code)

                                 (604) 639-3101
               Registrant's telephone number, including area code

ITEM  4.01.  CHANGES  IN  REGISTRANT'S  CERTIFYING  ACCOUNTANT.

On  July  8, 2005, ATM Financial Corp., a Nevada corporation (the "Registrant"),
was  advised  by  a  former  representative  of Moore Stephens Ellis Foster Ltd.
("Moore  Stephens"),  who  is  now associated with Ernst & Young, LLP., that the
merger  of  Moore  Stephens  with  and  into  Ernst  & Young LLP on May 5, 2005,
effectively  constituted  their  resignation  as  the  Registrant's  independent
accountant responsible for auditing its financial statements, and that effective
as  of  such  date,  Moore  Stephens  would  no  longer  act as the Registrant's
independent  accountant.  Effective  on  May  5,  2005,  Ernst  & Young LLP, the
successor  firm  to  Moore  Stephens,  was engaged as the independent registered
public  accounting  firm  of  the  Registrant.

Moore  Stephens'  report  on the Registratnt's financial statements for the year
ended  December  31,  2004,  did not contain an adverse opinion or disclaimer of
opinion,  nor were they qualified or modified as to uncertainty, audit scope, or
accounting  principles,  except  that  each report was modified to indicate that
there  was  substantial  doubt  about  the Registrant's ability to continue as a
going  concern.

During  the period covered by the report of Moore Stephens and up to the date of
its  resignation,  the  Registrant  had  no  disagreements  with Moore Stephens,
whether  or  not  resolved, on any matter of accounting principles or practices,
financial  statement  disclosure,  or  auditing  scope  or  procedure,  which
disagreements, if not resolved to the satisfaction of Moore Stephens, would have
caused  Moore  Stephens  to  make  reference  to  the  subject  matter  of  the
disagreement  in  connection  with  its  reports.

DURING  THE  REGISTRANT'S  PREVIOUS  TWO  FISCAL YEARS AND ANY SUBSEQUENT PERIOD
THERETO,  IT  DID  NOT  CONSULT  WITH  ERNST  & YOUNG REGARDING ANY OF THE ITEMS
DESCRIBED  UNDER  ITEM  304(A)(1)(IV)(B),  ITEM  304(A)(2)  OR  ITEM  304(B)  OF
REGULATION  S-B.

The  Registrant has provided each of Moore Stephens and Ernst & Young LLP with a
copy  of this report.  Attached as Exhibit 16.1 is a copy of a letter from Moore
Stephens  agreeing  with  the  statements  made  in  this  report.

                                    SIGNATURE

Pursuant  to  the  requirements  of  the  Securities  Exchange  Act of 1934, the
Registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  hereunto  duly  authorized.

                                         ATM  FINANCIAL  CORP.


Date:  July  13,  2005                   /s/  Arthur  Davis
                                         Arthur  Davis,
                                         President & Chief Executive Officer
[{"type": "8-K", "sequence": "1", "filename": "doc1.txt", "secsgml_size_bytes": 3719}]
{"company-data": {"conformed-name": "ATM FINANCIAL CORP", "cik": "0001221554", "assigned-sic": "7389", "irs-number": "000000000"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-103647"}, "business-address": {"street1": "3400-666 BURRARD STREET", "city": "VANCOUVER", "state": "A1", "zip": "00000"}}
UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

            Date of Report (Date of earliest reported) July 13, 2005

                               ATM FINANCIAL CORP.
             (Exact name of registrant as specified in its chapter)

                   Nevada                                 98-0393197
       (State or other jurisdiction           (IRS Employer Identification No.)
              of incorporation)

          3400-666 Burrard Street, Vancouver, British Columbia  V6C 2X8
               (Address of principal executive offices) (Zip Code)

                                 (604) 639-3101
               Registrant's telephone number, including area code

ITEM  4.01.  CHANGES  IN  REGISTRANT'S  CERTIFYING  ACCOUNTANT.

On  July  8, 2005, ATM Financial Corp., a Nevada corporation (the "Registrant"),
was  advised  by  a  former  representative  of Moore Stephens Ellis Foster Ltd.
("Moore  Stephens"),  who  is  now associated with Ernst & Young, LLP., that the
merger  of  Moore  Stephens  with  and  into  Ernst  & Young LLP on May 5, 2005,
effectively  constituted  their  resignation  as  the  Registrant's  independent
accountant responsible for auditing its financial statements, and that effective
as  of  such  date,  Moore  Stephens  would  no  longer  act as the Registrant's
independent  accountant.  Effective  on  May  5,  2005,  Ernst  & Young LLP, the
successor  firm  to  Moore  Stephens,  was engaged as the independent registered
public  accounting  firm  of  the  Registrant.

Moore  Stephens'  report  on the Registratnt's financial statements for the year
ended  December  31,  2004,  did not contain an adverse opinion or disclaimer of
opinion,  nor were they qualified or modified as to uncertainty, audit scope, or
accounting  principles,  except  that  each report was modified to indicate that
there  was  substantial  doubt  about  the Registrant's ability to continue as a
going  concern.

During  the period covered by the report of Moore Stephens and up to the date of
its  resignation,  the  Registrant  had  no  disagreements  with Moore Stephens,
whether  or  not  resolved, on any matter of accounting principles or practices,
financial  statement  disclosure,  or  auditing  scope  or  procedure,  which
disagreements, if not resolved to the satisfaction of Moore Stephens, would have
caused  Moore  Stephens  to  make  reference  to  the  subject  matter  of  the
disagreement  in  connection  with  its  reports.

DURING  THE  REGISTRANT'S  PREVIOUS  TWO  FISCAL YEARS AND ANY SUBSEQUENT PERIOD
THERETO,  IT  DID  NOT  CONSULT  WITH  ERNST  & YOUNG REGARDING ANY OF THE ITEMS
DESCRIBED  UNDER  ITEM  304(A)(1)(IV)(B),  ITEM  304(A)(2)  OR  ITEM  304(B)  OF
REGULATION  S-B.

The  Registrant has provided each of Moore Stephens and Ernst & Young LLP with a
copy  of this report.  Attached as Exhibit 16.1 is a copy of a letter from Moore
Stephens  agreeing  with  the  statements  made  in  this  report.

                                    SIGNATURE

Pursuant  to  the  requirements  of  the  Securities  Exchange  Act of 1934, the
Registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  hereunto  duly  authorized.

                                         ATM  FINANCIAL  CORP.

Date:  July  13,  2005                   /s/  Arthur  Davis
                                         Arthur  Davis,
                                         President & Chief Executive Officer