SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 25, 2005

                                      CWT

                                  (Depositor)

(Issuer in respect of Countrywide Alternative Loan Trust, Mortgage Pass-Through

                (Exact name of registrant as specified in charter)

Delaware                      33-63714                      95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



, , N/A                                                     91110-7137
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: (818)-304-4428

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.

[]Written communications pursuant to Rule 425 under the Securities Act (17
  CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
  CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
  Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
  Act (17 CFR 240.13e-4(c))


<PAGE>


                    Section 8 - Other Events

  Item 8.01  Other Events

                    Section 9 - Financial Statements and Exhibits

  Item 9.01  Financial Statements and Exhibits


<PAGE>



                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: November 25, 2005


                                      CWT


                          By: /s/ Cirino Emanuele
                              ------------------------------
                          Name:   Cirino Emanuele
                                  Assistant Treasurer
                                  The Bank of New York,
                                  as Trustee



<PAGE>



                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated November 25, 2005


                             Payment Date: 11/25/05


          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------
<TABLE>
<CAPTION>

Class Information                                Current Payment Information

----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S>        <C>          <C>      <C>             <C>           <C>             <C>           <C>             <C>        <C>
Senior                  A1        142,928,383.81    4.519000%     2,436,392.53    538,244.47    2,974,637.00       0.00       0.00
                        A2        190,571,178.41    5.019000%     3,248,523.37    797,063.95    4,045,587.33       0.00       0.00
                        A3        828,434,828.23    4.387500%    14,121,704.68  3,129,930.34   17,251,635.01       0.00       0.00
                        A4        283,382,200.86    4.427500%     4,830,602.98  1,080,414.32    5,911,017.30       0.00       0.00
                        A5        114,555,777.80    4.377500%     2,959,599.70    431,819.60    3,391,419.30       0.00       0.00
                        A6         59,066,000.00    4.547500%             0.00    231,296.71      231,296.71       0.00       0.00
                        X-IO                0.00    0.000000%             0.00  1,128,186.10    1,128,186.10       0.00       0.00
Residual                AR                  0.00    5.438346%             0.00          0.00            0.00       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
Subordinate             MX-IO               0.00    0.000000%             0.00          0.00            0.00       0.00       0.00
                        M          49,280,862.69    4.637500%         3,269.65    196,798.33      200,067.98       0.00       0.00
                        B1         39,982,586.71    4.987500%         2,652.74    171,716.88      174,369.62       0.00       0.00
                        B2         28,824,655.54    5.262915%         1,912.44    154,088.64      156,001.07       0.00       0.00
                        B3         24,175,517.55    5.262915%         1,603.98    122,128.45      123,732.43       0.00       0.00
                        B4         13,017,586.37    5.262915%           863.68     58,995.11       59,858.79       0.00       0.00
                        B5          9,298,574.28    5.262915%           616.93     42,140.72       42,757.65       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        1,783,518,152.26     -           27,607,742.68  8,082,823.62   35,690,566.30     -          -
----------------------------------------------------------------------------------------------------------------------------------
Class Information

--------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
--------------------------------------------------------------------------------
Senior                          A1        140,491,991.28              0.00
                                A2        187,322,655.04              0.00
                                A3        814,313,123.55              0.00
                                A4        278,551,597.88              0.00
                                A5        111,596,178.10              0.00
                                A6         59,066,000.00              0.00
                                X-IO                0.00              0.00
Residual                        AR                  0.00              0.00
--------------------------------------------------------------------------------
Subordinate                     MX-IO               0.00              0.00
                                M          49,277,593.04              0.00
                                B1         39,979,933.98              0.00
                                B2         28,822,743.10              0.00
                                B3         24,173,913.57              0.00
                                B4         13,016,722.69              0.00
                                B5          9,297,957.35              0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals            -              -        1,755,910,409.58   -
--------------------------------------------------------------------------------

</TABLE>
<PAGE>
                             Payment Date: 11/25/05


          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------
<TABLE>
<CAPTION>

Class Information                                Current Payment Information

                                                      Factors per $1,000

------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S>         <C>           <C>    <C>               <C>        <C>         <C>           <C>         <C>
------------------------------------------------------------------------------------------------------------------------
Senior                     A1    142,928,383.81     4.519000% 12667GY98    16.242617      3.588296    936.613275
                           A2    190,571,178.41     5.019000% 12667GZ22    16.242617      3.985320    936.613275
                           A3    828,434,828.23     4.387500% 12667GZ30    16.242617      3.600009    936.613275
                           A4    283,382,200.86     4.427500% 12667GZ48    16.242617      3.632829    936.613275
                           A5    114,555,777.80     4.377500% 12667GZ55    24.033259      3.506566    906.210336
                           A6     59,066,000.00     4.547500% 12667GZ63     0.000000      3.915903  1,000.000000
                           X-IO            0.00     0.000000% 12667GZ71     0.000000      0.000000      0.000000
Residual                   AR              0.00     5.438346% 12667GZ97     0.000000      0.000000      0.000000
------------------------------------------------------------------------------------------------------------------------
Subordinate                MX-IO           0.00     0.000000% 12667GZ89     0.000000      0.000000      0.000000
                           M      49,280,862.69     4.637500% 12667G2A0     0.066193      3.984095    997.602904
                           B1     39,982,586.71     4.987500% 12667G2B8     0.066193      4.284781    997.602904
                           B2     28,824,655.54     5.262915% 12667G2C6     0.066193      5.333263    997.602904
                           B3     24,175,517.55     5.262915% 12667G2D4     0.066193      5.039966    997.602904
                           B4     13,017,586.37     5.262915% 12667G2E2     0.066193      4.521391    997.602904
                           B5      9,298,574.28     5.262915% 12667G2F9     0.066193      4.521391    997.602904
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals       -             -     1,783,518,152.26       -            -           -             -           -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>


<PAGE>

          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------

--------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
--------------------------------------------------------------------------------

                                           Total
                                           -----
Prin balance     1,755,910,410.34 1,755,910,410.34
Loan count                   4657             4657
Avg loan rate           5.834715%             5.83
Prepay amount       30,279,015.31    30,279,015.31

--------------------------------------------------------------------------------
                                FEES AND ADVANCES
--------------------------------------------------------------------------------

                                           Total
                                           -----
Master serv fees       544,710.12       544,710.12
Sub servicer fees            0.00             0.00
Trustee fees            13,376.39        13,376.39


Agg advances                  N/A              N/A
Adv this period        119,694.50       119,694.50

--------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------

                                           Total
                                           -----
Realized losses              0.00             0.00
Cumulative losses            0.00             0.00

Coverage Amounts                           Total
----------------                           -----
Bankruptcy                   0.00             0.00
Fraud               37,280,048.00    37,280,048.00
Special Hazard               0.00             0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           90.772739%           100.000000%          1,618,938,369.11
   -----------------------------------------------------------------------------
   Junior            9.227261%             0.000000%            164,568,863.73
   -----------------------------------------------------------------------------

--------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
------                             ----------    ---------------------
30 to 59 days                          73                29,000,920.22
60 to 89 days                          19                 5,522,791.03
90 or more                              1                   259,371.88
Foreclosure                             0                         0.00

Totals:                                93                34,783,083.13
--------------------------------------------------------------------------------


<PAGE>
--------------------------------------------------------------------------------
                                REO INFORMATION
--------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0



<PAGE>
--------------------------------------------------------------------------------
                               OTHER INFORMATION
--------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           35,690,566.30         35,690,566.30
Principal remittance amount           27,607,742.68         27,607,742.68
Interest remittance amount             8,082,823.62          8,082,823.62
[{"type": "8-K", "sequence": "1", "filename": "cwt0538_8k0511.txt", "secsgml_size_bytes": 17279}]
{"company-data": {"conformed-name": "ALTERNATIVE LOAN TRUST 2005-38", "cik": "0001334881", "assigned-sic": "6189"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-125902-05", "film-number": "051236488"}, "mail-address": {"street1": "4500 PARK GRANADA", "city": "CALABASAS", "state": "CA", "zip": "91302"}}
SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 25, 2005

                                      CWT

                                  (Depositor)

(Issuer in respect of Countrywide Alternative Loan Trust, Mortgage Pass-Through

                (Exact name of registrant as specified in charter)

Delaware                      33-63714                      95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)

, , N/A                                                     91110-7137
(Address of principal executive offices)                    (Zip Code)

Registrant's Telephone Number, including area code: (818)-304-4428

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.

[]Written communications pursuant to Rule 425 under the Securities Act (17
  CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
  CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
  Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
  Act (17 CFR 240.13e-4(c))
Section 8 - Other Events

  Item 8.01  Other Events

                    Section 9 - Financial Statements and Exhibits

  Item 9.01  Financial Statements and Exhibits
SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: November 25, 2005

                                      CWT

                          By: /s/ Cirino Emanuele
                              ------------------------------
                          Name:   Cirino Emanuele
                                  Assistant Treasurer
                                  The Bank of New York,
                                  as Trustee
EXHIBIT INDEX

Exhibit

99                  Monthly Remittance Statement dated November 25, 2005

                             Payment Date: 11/25/05

          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------
Class Information                                Current Payment Information

----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
Senior                  A1        142,928,383.81    4.519000%     2,436,392.53    538,244.47    2,974,637.00       0.00       0.00
                        A2        190,571,178.41    5.019000%     3,248,523.37    797,063.95    4,045,587.33       0.00       0.00
                        A3        828,434,828.23    4.387500%    14,121,704.68  3,129,930.34   17,251,635.01       0.00       0.00
                        A4        283,382,200.86    4.427500%     4,830,602.98  1,080,414.32    5,911,017.30       0.00       0.00
                        A5        114,555,777.80    4.377500%     2,959,599.70    431,819.60    3,391,419.30       0.00       0.00
                        A6         59,066,000.00    4.547500%             0.00    231,296.71      231,296.71       0.00       0.00
                        X-IO                0.00    0.000000%             0.00  1,128,186.10    1,128,186.10       0.00       0.00
Residual                AR                  0.00    5.438346%             0.00          0.00            0.00       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
Subordinate             MX-IO               0.00    0.000000%             0.00          0.00            0.00       0.00       0.00
                        M          49,280,862.69    4.637500%         3,269.65    196,798.33      200,067.98       0.00       0.00
                        B1         39,982,586.71    4.987500%         2,652.74    171,716.88      174,369.62       0.00       0.00
                        B2         28,824,655.54    5.262915%         1,912.44    154,088.64      156,001.07       0.00       0.00
                        B3         24,175,517.55    5.262915%         1,603.98    122,128.45      123,732.43       0.00       0.00
                        B4         13,017,586.37    5.262915%           863.68     58,995.11       59,858.79       0.00       0.00
                        B5          9,298,574.28    5.262915%           616.93     42,140.72       42,757.65       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        1,783,518,152.26     -           27,607,742.68  8,082,823.62   35,690,566.30     -          -
----------------------------------------------------------------------------------------------------------------------------------
Class Information

--------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
--------------------------------------------------------------------------------
Senior                          A1        140,491,991.28              0.00
                                A2        187,322,655.04              0.00
                                A3        814,313,123.55              0.00
                                A4        278,551,597.88              0.00
                                A5        111,596,178.10              0.00
                                A6         59,066,000.00              0.00
                                X-IO                0.00              0.00
Residual                        AR                  0.00              0.00
--------------------------------------------------------------------------------
Subordinate                     MX-IO               0.00              0.00
                                M          49,277,593.04              0.00
                                B1         39,979,933.98              0.00
                                B2         28,822,743.10              0.00
                                B3         24,173,913.57              0.00
                                B4         13,016,722.69              0.00
                                B5          9,297,957.35              0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals            -              -        1,755,910,409.58   -
--------------------------------------------------------------------------------
Payment Date: 11/25/05

          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------
Class Information                                Current Payment Information

                                                      Factors per $1,000

------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Senior                     A1    142,928,383.81     4.519000% 12667GY98    16.242617      3.588296    936.613275
                           A2    190,571,178.41     5.019000% 12667GZ22    16.242617      3.985320    936.613275
                           A3    828,434,828.23     4.387500% 12667GZ30    16.242617      3.600009    936.613275
                           A4    283,382,200.86     4.427500% 12667GZ48    16.242617      3.632829    936.613275
                           A5    114,555,777.80     4.377500% 12667GZ55    24.033259      3.506566    906.210336
                           A6     59,066,000.00     4.547500% 12667GZ63     0.000000      3.915903  1,000.000000
                           X-IO            0.00     0.000000% 12667GZ71     0.000000      0.000000      0.000000
Residual                   AR              0.00     5.438346% 12667GZ97     0.000000      0.000000      0.000000
------------------------------------------------------------------------------------------------------------------------
Subordinate                MX-IO           0.00     0.000000% 12667GZ89     0.000000      0.000000      0.000000
                           M      49,280,862.69     4.637500% 12667G2A0     0.066193      3.984095    997.602904
                           B1     39,982,586.71     4.987500% 12667G2B8     0.066193      4.284781    997.602904
                           B2     28,824,655.54     5.262915% 12667G2C6     0.066193      5.333263    997.602904
                           B3     24,175,517.55     5.262915% 12667G2D4     0.066193      5.039966    997.602904
                           B4     13,017,586.37     5.262915% 12667G2E2     0.066193      4.521391    997.602904
                           B5      9,298,574.28     5.262915% 12667G2F9     0.066193      4.521391    997.602904
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals       -             -     1,783,518,152.26       -            -           -             -           -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------

--------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
--------------------------------------------------------------------------------

                                           Total
                                           -----
Prin balance     1,755,910,410.34 1,755,910,410.34
Loan count                   4657             4657
Avg loan rate           5.834715%             5.83
Prepay amount       30,279,015.31    30,279,015.31

--------------------------------------------------------------------------------
                                FEES AND ADVANCES
--------------------------------------------------------------------------------

                                           Total
                                           -----
Master serv fees       544,710.12       544,710.12
Sub servicer fees            0.00             0.00
Trustee fees            13,376.39        13,376.39

Agg advances                  N/A              N/A
Adv this period        119,694.50       119,694.50

--------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------

                                           Total
                                           -----
Realized losses              0.00             0.00
Cumulative losses            0.00             0.00

Coverage Amounts                           Total
----------------                           -----
Bankruptcy                   0.00             0.00
Fraud               37,280,048.00    37,280,048.00
Special Hazard               0.00             0.00

                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           90.772739%           100.000000%          1,618,938,369.11
   -----------------------------------------------------------------------------
   Junior            9.227261%             0.000000%            164,568,863.73
   -----------------------------------------------------------------------------

--------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
------                             ----------    ---------------------
30 to 59 days                          73                29,000,920.22
60 to 89 days                          19                 5,522,791.03
90 or more                              1                   259,371.88
Foreclosure                             0                         0.00

Totals:                                93                34,783,083.13
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
                                REO INFORMATION
--------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0
--------------------------------------------------------------------------------
                               OTHER INFORMATION
--------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           35,690,566.30         35,690,566.30
Principal remittance amount           27,607,742.68         27,607,742.68
Interest remittance amount             8,082,823.62          8,082,823.62