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<title>esnt-20211214</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF80L2ZyYWc6YjRhZWI3MDQ0YzI5NDgwMThmNDk0NGVlMmQxMDRiODMvdGFibGU6MDgxYzFmMjJlNDYxNGRjMjliNmQ4MGZkMzkyMmFmNDAvdGFibGVyYW5nZTowODFjMWYyMmU0NjE0ZGMyOWI2ZDgwZmQzOTIyYWY0MF8wLTItMS0xLTE0NjM3_25549a09-94bc-4379-9a84-1184899d6dfd">0001448893</ix:nonNumeric><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:AmendmentFlag" 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style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Washington, D.C. 20549</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjU4_93dee10c-f384-4755-b065-192ab13bfb17">8-K</ix:nonNumeric> </span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Pursuant to Section&#160;13 or 15(d)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">of the Securities Exchange Act of 1934</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Date of report (Date of Earliest Event Reported): <ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMDk5NTExNjI5MDY3_9d9485dd-1d2b-4402-8405-5e95d07bceb9">December 14, 2021</ix:nonNumeric></span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjU5_d8984167-03c6-461f-bbca-ce1c128420c8">ESSENT GROUP LTD.</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(Exact name of registrant as specified in its charter)</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:91.081%"><tr><td style="width:1.0%"></td><td style="width:18.964%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.643%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.964%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.964%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.965%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:edgarprovcountryen" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGFibGU6YmFjYzgzOGM5YWY5NDA1YjhjZjA0OTBhNmRmYjlhOTcvdGFibGVyYW5nZTpiYWNjODM4YzlhZjk0MDViOGNmMDQ5MGE2ZGZiOWE5N18xLTAtMS0xLTE0NjM3_e6c63d69-91bb-41f6-9e21-4f6cacf385e2">Bermuda</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGFibGU6YmFjYzgzOGM5YWY5NDA1YjhjZjA0OTBhNmRmYjlhOTcvdGFibGVyYW5nZTpiYWNjODM4YzlhZjk0MDViOGNmMDQ5MGE2ZGZiOWE5N18xLTItMS0xLTE0NjM3_7750d157-582b-4db2-a9da-20f5cc8961cc">001-36157</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Not Applicable</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(State of Incorporation)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Commission File Number)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(I.R.S. Employer Identification No.)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjYz_250285eb-b78b-471b-8e7c-cdec7a9f3e7e">Clarendon House</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityAddressAddressLine2" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjY0_f7eeb012-a292-4d86-a318-6623925f63f3">2 Church Street</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjYw_8fa36606-6791-4086-90b8-01d2e6945762">Hamilton</ix:nonNumeric> <ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjY1_54e6443a-cf18-43ec-8570-5bfdf0e64519">HM11</ix:nonNumeric>, <ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityAddressCountry" format="ixt-sec:countrynameen" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjY2_34ef2220-31d6-467c-900b-1cfdedb503f0">Bermuda</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Address of Principal Executive Offices and Zip Code)</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(<ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjYx_c53ecfa5-95c4-4223-8c7e-5a8291eb630c">441</ix:nonNumeric>)&#160;<ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjYy_09d02219-91f6-4f27-bb8d-f8e1aad77205">297&#8209;9901</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Registrant&#8217;s telephone number, including area code)</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.783%"><tr><td 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style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGFibGU6ODUzYzdjMTdmNDM4NDRhM2E3MjFkN2JmZmEwYmZiYWMvdGFibGVyYW5nZTo4NTNjN2MxN2Y0Mzg0NGEzYTcyMWQ3YmZmYTBiZmJhY18xLTAtMS0xLTE0NjM3_d47be110-ed0a-432e-a152-fd197a4543dd">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 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colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" 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of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></div><div style="padding-left:216pt;text-indent:36pt"><span><br/></span></div><div style="padding-left:216pt;text-indent:99pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Emerging growth company&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGV4dHJlZ2lvbjpmMmM4MTk3ZWJlZDk0ODI1OWY1ZDUzMTkzMDY4MTE1Nl8xMjU3_a960a14e-4848-4ae2-aa6a-6d849768cda9">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="padding-left:216pt;text-indent:36pt"><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#168;</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities registered pursuant to Section&#160;12(b) of the Act:</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:43.687%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.857%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:43.688%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Title of each class</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Trading<br/>Symbol(s)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGFibGU6MTNkZmExY2MyNzk2NDg2YzliNjdiYjRiYWRmZTU0NzEvdGFibGVyYW5nZToxM2RmYTFjYzI3OTY0ODZjOWI2N2JiNGJhZGZlNTQ3MV8xLTAtMS0xLTE0NjM3_cd536aff-dee2-4e5e-81ed-3c2f9e5cef9e">Common Shares, $0.015 par value</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGFibGU6MTNkZmExY2MyNzk2NDg2YzliNjdiYjRiYWRmZTU0NzEvdGFibGVyYW5nZToxM2RmYTFjYzI3OTY0ODZjOWI2N2JiNGJhZGZlNTQ3MV8xLTItMS0xLTE0NjM3_a90bd8f1-fcc4-48b3-9e81-4d89fcf320a3">ESNT</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i5c369c979f6748fb87ddac8ba1e6ef65_D20211213-20211213" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="id3VybDovL2RvY3MudjEvZG9jOmNjNWUxNzc0ZTRkMDRhYjFhMzMxNmEwOTA2MjVhOTcwL3NlYzpjYzVlMTc3NGU0ZDA0YWIxYTMzMTZhMDkwNjI1YTk3MF8xL2ZyYWc6ZjJjODE5N2ViZWQ5NDgyNTlmNWQ1MzE5MzA2ODExNTYvdGFibGU6MTNkZmExY2MyNzk2NDg2YzliNjdiYjRiYWRmZTU0NzEvdGFibGVyYW5nZToxM2RmYTFjYzI3OTY0ODZjOWI2N2JiNGJhZGZlNTQ3MV8xLTQtMS0xLTE0NjM3_ac90da93-380e-4818-a075-011d60efd9f4">New York Stock Exchange</ix:nonNumeric></span></td></tr></table></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div><span><br/></span></div><div id="icc5e1774e4d04ab1a3316a090625a970_7"></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Item 1.01  Entry into a Material Definitive Agreement. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On December 10, 2021, Essent Group Ltd. (the "</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Company</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">"), Essent Irish Intermediate Holdings Limited ("</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Essent Irish</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">") and Essent US Holdings, Inc. (together with the Company and Essent Irish, the &#8220;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Borrowers</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8221;) entered into a Third Amended and Restated Credit Agreement, with a committed capacity of $825 million (the &#8220;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit Agreement</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8221;), among the lenders party thereto (the &#8220;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Lenders</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8221;) and JP Morgan Chase Bank, N.A., as administrative agent (the &#8220;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Administrative Agent</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8221;). The Credit Agreement amends and restates that certain Second Amended and Restated Credit Agreement dated as of October 14, 2020 (the "</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Prior Credit Agreement</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">"), by and among the Borrowers, the lenders party thereto and the Administrative Agent, as more fully disclosed in the Company&#8217;s Form 8-K filed with the Securities and Exchange Commission on October 20, 2020. The amended terms of the Credit Agreement provide for (i) an increase in the revolving credit facility from $300 million under the Prior Credit Agreement to $400 million, (ii) the incurrence of $100 million of new term loans in addition to the $325 million already outstanding under the Prior Credit Agreement, and (iii) up to $175 million aggregate principal amount of uncommitted incremental term loan and/or revolving credit facilities that may be exercised at the Borrowers&#8217; option so long as the Borrowers receive commitments from the Lenders. The revolving credit facility expires and the term loans mature under the Credit Agreement on the fifth anniversary of closing, December 10, 2026.</span></div><div style="text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Borrowings under the Credit Agreement will accrue interest at a floating rate tied to a standard short-term borrowing index, selected at the Borrower&#8217;s option, plus an applicable margin. As of the closing date, the outstanding borrowings under the term loan facility had an interest rate of approximately 1.79%, based upon the 1-Month Term SOFR rate plus the applicable margin set forth in the Credit Agreement. The term loan balance will amortize at an annual 10% rate in years 4 and 5 of the Credit Agreement.  The obligations under the Credit Agreement are secured by certain assets of the Borrowers, excluding the stock and assets of their insurance and reinsurance subsidiaries.  All other material terms of the Credit Agreement remain substantially unchanged from the terms of the Prior Credit Agreement as disclosed in the Company&#8217;s Form 8-K filed with the Securities and Exchange Commission on October 20, 2020.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">J.P. Morgan Chase Bank, N.A., BofA Securities, Inc., and Royal Bank of Canada acted as joint lead arrangers and joint book runners, and Associated Bank, National Association, Citizens Bank, N.A., KeyBank, N.A. and U.S. Bank National Association acted as additional  joint book runners, for the Credit Agreement.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A copy of the Credit Agreement is filed as Exhibit 10.1 to this report and is incorporated into this Item 1.01 as if fully set forth herein.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Item 2.03  Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information contained in Item 1.01 of this Current Report on Form 8-K concerning the Credit Agreement is incorporated by reference into this Item 2.03. </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span><br/></span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Item 9.01.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;Financial Statements and Exhibits</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:91.228%"><tr><td style="width:1.0%"></td><td style="width:3.547%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:94.253%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(d)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Exhibits</span></td></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:91.228%"><tr><td style="width:1.0%"></td><td style="width:7.393%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.723%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.310%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:75.662%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.312%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Exhibit<br/>&#160;No.</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;&#160;</span></td><td colspan="6" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Description</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="12" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="ex101thirdarcreditagreement.htm">10.1</a></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Third Amended and Restated Credit Agreement, dated as of December 10, 2021, by and among Essent Group Ltd., Essent Irish Intermediate Holdings Limited, and Essent US Holdings, Inc., as borrowers, the several banks and other financial institutions or entities from time to time parties to this agreement, as lenders, and JPMorgan Chase Bank, N.A., as administrative agent.<br/></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document.</span></td></tr></table></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">SIGNATURE</span></div><div style="margin-top:13.2pt;text-align:justify;text-indent:47.25pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div><span><br/></span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date: December 14, 2021</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">               </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:120%">       </span></div><div style="padding-left:18pt;text-indent:198pt"><span><br/></span></div><div style="padding-left:18pt;text-indent:198pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ESSENT GROUP LTD.</span></div><div style="padding-left:18pt;text-indent:198pt"><span><br/></span></div><div style="padding-left:234pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">By:&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">/s/ Lawrence E. McAlee</span></div><div style="padding-left:234pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Name: Lawrence E. McAlee</span></div><div style="padding-left:234pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Title:  Senior Vice President and Chief Financial Officer</span></div><div><span><br/></span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
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esnt-20211214
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of report (Date of Earliest Event Reported):
December 14, 2021
ESSENT GROUP LTD.
(Exact name of registrant as specified in its charter)
Bermuda
001-36157
Not Applicable
(State of Incorporation)
(Commission File Number)
(I.R.S. Employer Identification No.)
Clarendon House
2 Church Street
Hamilton
HM11
,
Bermuda
(Address of Principal Executive Offices and Zip Code)
(
441
)
297‑9901
(Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition
period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
¨
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
Symbol(s)
Name of each exchange on which registered
Common Shares, $0.015 par value
ESNT
New York Stock Exchange
Item 1.01  Entry into a Material Definitive Agreement.
On December 10, 2021, Essent Group Ltd. (the "
Company
"), Essent Irish Intermediate Holdings Limited ("
Essent Irish
") and Essent US Holdings, Inc. (together with the Company and Essent Irish, the "
Borrowers
") entered into a Third Amended and Restated Credit Agreement, with a committed capacity of $825 million (the "
Credit Agreement
"), among the lenders party thereto (the "
Lenders
") and JP Morgan Chase Bank, N.A., as administrative agent (the "
Administrative Agent
"). The Credit Agreement amends and restates that certain Second Amended and Restated Credit Agreement dated as of October 14, 2020 (the "
Prior Credit Agreement
"), by and among the Borrowers, the lenders party thereto and the Administrative Agent, as more fully disclosed in the Company's Form 8-K filed with the Securities and Exchange Commission on October 20, 2020. The amended terms of the Credit Agreement provide for (i) an increase in the revolving credit facility from $300 million under the Prior Credit Agreement to $400 million, (ii) the incurrence of $100 million of new term loans in addition to the $325 million already outstanding under the Prior Credit Agreement, and (iii) up to $175 million aggregate principal amount of uncommitted incremental term loan and/or revolving credit facilities that may be exercised at the Borrowers' option so long as the Borrowers receive commitments from the Lenders. The revolving credit facility expires and the term loans mature under the Credit Agreement on the fifth anniversary of closing, December 10, 2026.
Borrowings under the Credit Agreement will accrue interest at a floating rate tied to a standard short-term borrowing index, selected at the Borrower's option, plus an applicable margin. As of the closing date, the outstanding borrowings under the term loan facility had an interest rate of approximately 1.79%, based upon the 1-Month Term SOFR rate plus the applicable margin set forth in the Credit Agreement. The term loan balance will amortize at an annual 10% rate in years 4 and 5 of the Credit Agreement.  The obligations under the Credit Agreement are secured by certain assets of the Borrowers, excluding the stock and assets of their insurance and reinsurance subsidiaries.  All other material terms of the Credit Agreement remain substantially unchanged from the terms of the Prior Credit Agreement as disclosed in the Company's Form 8-K filed with the Securities and Exchange Commission on October 20, 2020.
J.P. Morgan Chase Bank, N.A., BofA Securities, Inc., and Royal Bank of Canada acted as joint lead arrangers and joint book runners, and Associated Bank, National Association, Citizens Bank, N.A., KeyBank, N.A. and U.S. Bank National Association acted as additional  joint book runners, for the Credit Agreement.
A copy of the Credit Agreement is filed as Exhibit 10.1 to this report and is incorporated into this Item 1.01 as if fully set forth herein.
Item 2.03  Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
The information contained in Item 1.01 of this Current Report on Form 8-K concerning the Credit Agreement is incorporated by reference into this Item 2.03.
Item 9.01.             Financial Statements and Exhibits
(d)
Exhibits
Exhibit
No.
Description
10.1
Third Amended and Restated Credit Agreement, dated as of December 10, 2021, by and among Essent Group Ltd., Essent Irish Intermediate Holdings Limited, and Essent US Holdings, Inc., as borrowers, the several banks and other financial institutions or entities from time to time parties to this agreement, as lenders, and JPMorgan Chase Bank, N.A., as administrative agent.
104
Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: December 14, 2021
ESSENT GROUP LTD.
By:
/s/ Lawrence E. McAlee
Name: Lawrence E. McAlee
Title:  Senior Vice President and Chief Financial Officer