SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 25, 2005

                                      CWT

                                  (Depositor)

(Issuer in respect of Countrywide Alternative Loan Trust, Mortgage Pass-Through

                (Exact name of registrant as specified in charter)

Delaware                      33-63714                      95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



, , N/A                                                     91110-7137
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: (818)-304-4428

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.

[]Written communications pursuant to Rule 425 under the Securities Act (17
  CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
  CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
  Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
  Act (17 CFR 240.13e-4(c))


<PAGE>


                    Section 8 - Other Events

  Item 8.01  Other Events

                    Section 9 - Financial Statements and Exhibits

  Item 9.01  Financial Statements and Exhibits


<PAGE>



                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: November 25, 2005


                                      CWT


                          By: /s/ Cirino Emanuele
                              ------------------------------
                          Name:   Cirino Emanuele
                                  Assistant Treasurer
                                  The Bank of New York,
                                  as Trustee



<PAGE>



                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated November 25, 2005


                             Payment Date: 11/25/05


          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------
<TABLE>
<CAPTION>

Class Information                                Current Payment Information

----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S>        <C>          <C>      <C>             <C>           <C>             <C>           <C>             <C>        <C>
Senior                  1A1       268,556,253.78    4.367500%        22,241.43    905,683.44      927,924.87       0.00       0.00
                        1A2A       76,612,232.92    4.327500%         9,267.29    258,368.33      267,635.62       0.00       0.00
                        1A2B       35,284,645.82    4.517500%             0.00    118,994.51      118,994.51       0.00       0.00
                        1A3A       27,608,410.44    4.237500%         5,560.25     93,107.05       98,667.29       0.00       0.00
                        1A3B       18,984,880.17    4.477500%             0.00     64,024.92       64,024.92       0.00       0.00
                        1A3C       20,542,526.71    4.547500%             0.00     69,277.95       69,277.95       0.00       0.00
                        1X              4,800.91 81863.071769%            27.51          0.00          27.51       0.00       0.00
                        2A1       156,771,506.03    4.347500%     7,014,617.66    586,902.44    7,601,520.10       0.00       0.00
                        2A2A       44,311,864.37    4.317500%     2,922,775.41    164,744.74    3,087,520.15       0.00       0.00
                        2A2B       21,010,000.00    4.517500%             0.00     81,730.36       81,730.36       0.00       0.00
                        2A3A       15,513,150.17    4.227500%     1,753,621.91     56,473.25    1,810,095.17       0.00       0.00
                        2A3B       11,443,000.00    4.457500%             0.00     43,922.84       43,922.84       0.00       0.00
                        2A3C       12,236,000.00    4.537500%             0.00     47,809.62       47,809.62       0.00       0.00
                        2X           0.01 38580993470.714554%           461.41    308,376.06      308,837.46       0.00       0.00
                        M          30,753,991.77    4.687500%         3,954.86    121,791.98      125,746.84       0.00       0.00
                        B1         16,775,358.13    5.087500%         2,157.25     66,433.79       68,591.04       0.00       0.00
                        B2         10,384,698.00    5.237500%         1,335.44     41,125.49       42,460.93       0.00       0.00
                        B3          9,585,491.32    5.237500%         1,232.66     37,960.47       39,193.13       0.00       0.00
                        B4          7,988,075.73    5.237500%         1,027.24     31,634.38       32,661.62       0.00       0.00
                        B5          6,391,041.16    5.237500%           821.87     25,309.81       26,131.67       0.00       0.00
Residual                AR                  0.00    5.182621%             0.00          0.06            0.06       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        790,757,927.45     -           11,739,102.18  3,123,671.48   14,862,773.66     -          -
----------------------------------------------------------------------------------------------------------------------------------
Class Information

--------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
--------------------------------------------------------------------------------
Senior                          1A1       268,638,342.87              0.00
                                1A2A       76,630,089.59              0.00
                                1A2B       35,302,911.03              0.00
                                1A3A       27,610,485.08              0.00
                                1A3B       18,994,053.83              0.00
                                1A3C       20,553,691.30              0.00
                                1X            332,271.62              0.00
                                2A1       149,756,888.38              0.00
                                2A2A       41,389,088.96              0.00
                                2A2B       21,010,000.00              0.00
                                2A3A       13,759,528.26              0.00
                                2A3B       11,443,000.00              0.00
                                2A3C       12,236,000.00              0.00
                                2X              9,850.66              0.00
                                M          30,752,382.14              0.00
                                B1         16,780,258.30              0.00
                                B2         10,389,072.78              0.00
                                B3          9,589,529.42              0.00
                                B4          7,991,440.88              0.00
                                B5          6,393,733.53              0.00
Residual                        AR                  0.00              0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals            -              -        779,562,618.64     -
--------------------------------------------------------------------------------

</TABLE>
<PAGE>
                             Payment Date: 11/25/05


          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------
<TABLE>
<CAPTION>

Class Information                                Current Payment Information

                                                      Factors per $1,000

------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S>         <C>           <C>    <C>               <C>        <C>         <C>           <C>         <C>
------------------------------------------------------------------------------------------------------------------------
Senior                     1A1   268,556,253.78     4.367500% 12667G3L5     0.082605      3.363727    997.728293
                           1A2A   76,612,232.92     4.327500% 12667G3M3     0.120483      3.359010    996.256918
                           1A2B   35,284,645.82     4.517500% 12667G3N1     0.000000      3.373817  1,000.933117
                           1A3A   27,608,410.44     4.237500% 12667G3P6     0.200002      3.349054    993.147192
                           1A3B   18,984,880.17     4.477500% 12667G3Q4     0.000000      3.373817  1,000.898658
                           1A3C   20,542,526.71     4.547500% 12667G3R2     0.000000      3.373817  1,000.958961
                           1X          4,800.91  81863.071769% 12667G4B6     0.000000      0.000000      0.000000
                           2A1   156,771,506.03     4.347500% 12667G3S0    43.332475      3.625563    925.116219
                           2A2A   44,311,864.37     4.317500% 12667G3T8    62.936594      3.547475    891.237919
                           2A2B   21,010,000.00     4.517500% 12667G3U5     0.000000      3.890069  1,000.000000
                           2A3A   15,513,150.17     4.227500% 12667G3V3   104.444426      3.363505    819.507341
                           2A3B   11,443,000.00     4.457500% 12667G3W1     0.000000      3.838403  1,000.000000
                           2A3C   12,236,000.00     4.537500% 12667G3X9     0.000000      3.907292  1,000.000000
                           2X       0.01  38580993470.714554% 12667G4C4     0.000000      0.000000      0.000000
                           M      30,753,991.77     4.687500% 12667G4D2     0.128309      3.951334    997.708923
                           B1     16,775,358.13     5.087500% 12667G4E0     0.128309      3.951334    998.052596
                           B2     10,384,698.00     5.237500% 12667G4F7     0.128309      3.951334    998.181474
                           B3      9,585,491.32     5.237500% 12667G3Y7     0.128309      3.951334    998.181474
                           B4      7,988,075.73     5.237500% 12667G3Z4     0.128309      3.951334    998.181474
                           B5      6,391,041.16     5.237500% 12667G4A8     0.128309      3.951334    998.181472
Residual                   AR              0.00     5.182621% 12667G5R0     0.000000      0.564815      0.000000
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals       -             -     790,757,927.45       -            -           -             -           -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>


<PAGE>

          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------

--------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Prin balance       499,214,049.37   280,348,569.27   779,562,618.64
Loan count                   1189              869             2058
Avg loan rate           5.755711%        6.318298%             5.96
Prepay amount          231,164.59    12,221,112.60    12,452,277.19

--------------------------------------------------------------------------------
                                FEES AND ADVANCES
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Master serv fees       155,847.37        59,004.10       214,851.47
Sub servicer fees        6,789.25         2,417.10         9,206.35
Trustee fees             3,740.34         2,190.35         5,930.68


Agg advances                  N/A              N/A              N/A
Adv this period         31,905.27        22,439.64        54,344.91

--------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

Coverage Amounts                                            Total
----------------                                            -----
Bankruptcy                   0.00             0.00             0.00
Fraud               10,000,000.00     6,012,209.65    16,012,209.65
Special Hazard               0.00             0.00             0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior          100.000000%           100.000000%            790,757,927.45
   -----------------------------------------------------------------------------
   Junior            0.000000%             0.000000%                      0.00
   -----------------------------------------------------------------------------

--------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
------                             ----------    ---------------------
30 to 59 days                          40                14,831,893.81
60 to 89 days                           6                 1,074,961.26
90 or more                              0                         0.00
Foreclosure                             0                         0.00

Totals:                                46                15,906,855.07
--------------------------------------------------------------------------------


<PAGE>
--------------------------------------------------------------------------------
                                REO INFORMATION
--------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0



<PAGE>
--------------------------------------------------------------------------------
                               OTHER INFORMATION
--------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           14,862,773.66         14,862,773.66
Principal remittance amount           11,739,102.18         11,739,102.18
Interest remittance amount             3,123,671.48          3,123,671.48
[{"type": "8-K", "sequence": "1", "filename": "cwt0544_8k0511.txt", "secsgml_size_bytes": 19564}]
{"company-data": {"conformed-name": "Alternative Loan Trust 2005-44", "cik": "0001337723", "assigned-sic": "6189"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-125902-13", "film-number": "051236531"}, "mail-address": {"street1": "4500 PARK GRANADA", "city": "CALABASAS", "state": "CA", "zip": "91302"}}
SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 25, 2005

                                      CWT

                                  (Depositor)

(Issuer in respect of Countrywide Alternative Loan Trust, Mortgage Pass-Through

                (Exact name of registrant as specified in charter)

Delaware                      33-63714                      95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)

, , N/A                                                     91110-7137
(Address of principal executive offices)                    (Zip Code)

Registrant's Telephone Number, including area code: (818)-304-4428

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.

[]Written communications pursuant to Rule 425 under the Securities Act (17
  CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
  CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
  Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
  Act (17 CFR 240.13e-4(c))
Section 8 - Other Events

  Item 8.01  Other Events

                    Section 9 - Financial Statements and Exhibits

  Item 9.01  Financial Statements and Exhibits
SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: November 25, 2005

                                      CWT

                          By: /s/ Cirino Emanuele
                              ------------------------------
                          Name:   Cirino Emanuele
                                  Assistant Treasurer
                                  The Bank of New York,
                                  as Trustee
EXHIBIT INDEX

Exhibit

99                  Monthly Remittance Statement dated November 25, 2005

                             Payment Date: 11/25/05

          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------
Class Information                                Current Payment Information

----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
Senior                  1A1       268,556,253.78    4.367500%        22,241.43    905,683.44      927,924.87       0.00       0.00
                        1A2A       76,612,232.92    4.327500%         9,267.29    258,368.33      267,635.62       0.00       0.00
                        1A2B       35,284,645.82    4.517500%             0.00    118,994.51      118,994.51       0.00       0.00
                        1A3A       27,608,410.44    4.237500%         5,560.25     93,107.05       98,667.29       0.00       0.00
                        1A3B       18,984,880.17    4.477500%             0.00     64,024.92       64,024.92       0.00       0.00
                        1A3C       20,542,526.71    4.547500%             0.00     69,277.95       69,277.95       0.00       0.00
                        1X              4,800.91 81863.071769%            27.51          0.00          27.51       0.00       0.00
                        2A1       156,771,506.03    4.347500%     7,014,617.66    586,902.44    7,601,520.10       0.00       0.00
                        2A2A       44,311,864.37    4.317500%     2,922,775.41    164,744.74    3,087,520.15       0.00       0.00
                        2A2B       21,010,000.00    4.517500%             0.00     81,730.36       81,730.36       0.00       0.00
                        2A3A       15,513,150.17    4.227500%     1,753,621.91     56,473.25    1,810,095.17       0.00       0.00
                        2A3B       11,443,000.00    4.457500%             0.00     43,922.84       43,922.84       0.00       0.00
                        2A3C       12,236,000.00    4.537500%             0.00     47,809.62       47,809.62       0.00       0.00
                        2X           0.01 38580993470.714554%           461.41    308,376.06      308,837.46       0.00       0.00
                        M          30,753,991.77    4.687500%         3,954.86    121,791.98      125,746.84       0.00       0.00
                        B1         16,775,358.13    5.087500%         2,157.25     66,433.79       68,591.04       0.00       0.00
                        B2         10,384,698.00    5.237500%         1,335.44     41,125.49       42,460.93       0.00       0.00
                        B3          9,585,491.32    5.237500%         1,232.66     37,960.47       39,193.13       0.00       0.00
                        B4          7,988,075.73    5.237500%         1,027.24     31,634.38       32,661.62       0.00       0.00
                        B5          6,391,041.16    5.237500%           821.87     25,309.81       26,131.67       0.00       0.00
Residual                AR                  0.00    5.182621%             0.00          0.06            0.06       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        790,757,927.45     -           11,739,102.18  3,123,671.48   14,862,773.66     -          -
----------------------------------------------------------------------------------------------------------------------------------
Class Information

--------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
--------------------------------------------------------------------------------
Senior                          1A1       268,638,342.87              0.00
                                1A2A       76,630,089.59              0.00
                                1A2B       35,302,911.03              0.00
                                1A3A       27,610,485.08              0.00
                                1A3B       18,994,053.83              0.00
                                1A3C       20,553,691.30              0.00
                                1X            332,271.62              0.00
                                2A1       149,756,888.38              0.00
                                2A2A       41,389,088.96              0.00
                                2A2B       21,010,000.00              0.00
                                2A3A       13,759,528.26              0.00
                                2A3B       11,443,000.00              0.00
                                2A3C       12,236,000.00              0.00
                                2X              9,850.66              0.00
                                M          30,752,382.14              0.00
                                B1         16,780,258.30              0.00
                                B2         10,389,072.78              0.00
                                B3          9,589,529.42              0.00
                                B4          7,991,440.88              0.00
                                B5          6,393,733.53              0.00
Residual                        AR                  0.00              0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals            -              -        779,562,618.64     -
--------------------------------------------------------------------------------
Payment Date: 11/25/05

          ------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------
Class Information                                Current Payment Information

                                                      Factors per $1,000

------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Senior                     1A1   268,556,253.78     4.367500% 12667G3L5     0.082605      3.363727    997.728293
                           1A2A   76,612,232.92     4.327500% 12667G3M3     0.120483      3.359010    996.256918
                           1A2B   35,284,645.82     4.517500% 12667G3N1     0.000000      3.373817  1,000.933117
                           1A3A   27,608,410.44     4.237500% 12667G3P6     0.200002      3.349054    993.147192
                           1A3B   18,984,880.17     4.477500% 12667G3Q4     0.000000      3.373817  1,000.898658
                           1A3C   20,542,526.71     4.547500% 12667G3R2     0.000000      3.373817  1,000.958961
                           1X          4,800.91  81863.071769% 12667G4B6     0.000000      0.000000      0.000000
                           2A1   156,771,506.03     4.347500% 12667G3S0    43.332475      3.625563    925.116219
                           2A2A   44,311,864.37     4.317500% 12667G3T8    62.936594      3.547475    891.237919
                           2A2B   21,010,000.00     4.517500% 12667G3U5     0.000000      3.890069  1,000.000000
                           2A3A   15,513,150.17     4.227500% 12667G3V3   104.444426      3.363505    819.507341
                           2A3B   11,443,000.00     4.457500% 12667G3W1     0.000000      3.838403  1,000.000000
                           2A3C   12,236,000.00     4.537500% 12667G3X9     0.000000      3.907292  1,000.000000
                           2X       0.01  38580993470.714554% 12667G4C4     0.000000      0.000000      0.000000
                           M      30,753,991.77     4.687500% 12667G4D2     0.128309      3.951334    997.708923
                           B1     16,775,358.13     5.087500% 12667G4E0     0.128309      3.951334    998.052596
                           B2     10,384,698.00     5.237500% 12667G4F7     0.128309      3.951334    998.181474
                           B3      9,585,491.32     5.237500% 12667G3Y7     0.128309      3.951334    998.181474
                           B4      7,988,075.73     5.237500% 12667G3Z4     0.128309      3.951334    998.181474
                           B5      6,391,041.16     5.237500% 12667G4A8     0.128309      3.951334    998.181472
Residual                   AR              0.00     5.182621% 12667G5R0     0.000000      0.564815      0.000000
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals       -             -     790,757,927.45       -            -           -             -           -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
                             Countrywide Home Loans
 Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series
          ------------------------------------------------------------

--------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Prin balance       499,214,049.37   280,348,569.27   779,562,618.64
Loan count                   1189              869             2058
Avg loan rate           5.755711%        6.318298%             5.96
Prepay amount          231,164.59    12,221,112.60    12,452,277.19

--------------------------------------------------------------------------------
                                FEES AND ADVANCES
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Master serv fees       155,847.37        59,004.10       214,851.47
Sub servicer fees        6,789.25         2,417.10         9,206.35
Trustee fees             3,740.34         2,190.35         5,930.68

Agg advances                  N/A              N/A              N/A
Adv this period         31,905.27        22,439.64        54,344.91

--------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

Coverage Amounts                                            Total
----------------                                            -----
Bankruptcy                   0.00             0.00             0.00
Fraud               10,000,000.00     6,012,209.65    16,012,209.65
Special Hazard               0.00             0.00             0.00

                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior          100.000000%           100.000000%            790,757,927.45
   -----------------------------------------------------------------------------
   Junior            0.000000%             0.000000%                      0.00
   -----------------------------------------------------------------------------

--------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
------                             ----------    ---------------------
30 to 59 days                          40                14,831,893.81
60 to 89 days                           6                 1,074,961.26
90 or more                              0                         0.00
Foreclosure                             0                         0.00

Totals:                                46                15,906,855.07
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
                                REO INFORMATION
--------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0
--------------------------------------------------------------------------------
                               OTHER INFORMATION
--------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           14,862,773.66         14,862,773.66
Principal remittance amount           11,739,102.18         11,739,102.18
Interest remittance amount             3,123,671.48          3,123,671.48