SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 25, 2005

                                       CW

                                  (Depositor)

     (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-19)

                (Exact name of registrant as specified in charter)

Delaware                      33-63714                      95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



, , N/A                                                     91110-7137
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: (818)-304-4428

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.

[]Written communications pursuant to Rule 425 under the Securities Act (17
  CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
  CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
  Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
  Act (17 CFR 240.13e-4(c))


<PAGE>


                    Section 8 - Other Events

  Item 8.01  Other Events

                    Section 9 - Financial Statements and Exhibits

  Item 9.01  Financial Statements and Exhibits


<PAGE>



                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: November 25, 2005


                                       CW


                          By: /s/ Maria Tokarz
                              ------------------------------
                          Name:   Maria Tokarz
                                  Assistant Treasurer
                                  The Bank of New York,
                                  as Trustee



<PAGE>



                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated November 25, 2005


                             Payment Date: 11/25/05


          ------------------------------------------------------------
                             Countrywide Home Loans
                CHL Mortgage Pass-Through Trust, Series 2005-19
          ------------------------------------------------------------
<TABLE>
<CAPTION>

Class Information                                Current Payment Information

----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S>        <C>          <C>      <C>             <C>           <C>             <C>           <C>             <C>        <C>
Senior                  1A1       175,208,421.58    5.500000%     1,570,447.58    803,038.60    2,373,486.18       0.00       0.00
                        1A2         3,840,000.00    5.500000%             0.00     17,600.00       17,600.00       0.00       0.00
                        1A3         5,136,000.00    5.500000%             0.00     23,540.00       23,540.00       0.00       0.00
                        1A4         2,232,000.00    5.250000%             0.00      9,765.00        9,765.00       0.00       0.00
                        1A5         2,232,000.00    5.750000%             0.00     10,695.00       10,695.00       0.00       0.00
                        1A6        72,776,285.26    5.500000%       652,316.48    333,557.97      985,874.45       0.00       0.00
                        1A7        12,855,699.81    5.500000%             0.00          0.00            0.00       0.00       0.00
                        1A8        24,494,134.00    5.500000%             0.00    112,264.78      112,264.78       0.00       0.00
                        1A9        32,319,630.00    5.500000%             0.00    148,131.64      148,131.64       0.00       0.00
                        1A10        1,700,000.00    5.500000%             0.00      7,791.67        7,791.67       0.00       0.00
                        2A1        40,758,243.52    4.387500%       403,371.35    149,022.33      552,393.68       0.00       0.00
                        2A2         1,304,218.08    4.387500%        12,907.43      4,768.55       17,675.98       0.00       0.00
                        2A3        42,062,461.60    3.112500%             0.00    109,099.51      109,099.51       0.00       0.00
                        2A4        42,062,461.60    0.500000%             0.00     17,526.03       17,526.03       0.00       0.00
                        PO            336,083.02    0.000000%         5,795.00          0.00        5,795.00       0.00       0.00
Residual                AR                  0.00    5.500000%             0.00          0.00            0.00       0.00       0.00
                        C                 100.00    0.000000%             0.00          0.00            0.00       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
Subordinate             M          10,184,855.16    5.787330%         9,732.17     49,119.27       58,851.44       0.00       0.00
                        B1          2,396,436.45    5.787330%         2,289.92     11,557.47       13,847.40       0.00       0.00
                        B2          1,198,217.73    5.787330%         1,144.96      5,778.73        6,923.70       0.00       0.00
                        B3            798,811.49    5.787330%           763.31      3,852.49        4,615.80       0.00       0.00
                        B4            599,108.36    5.787330%           572.48      2,889.36        3,461.84       0.00       0.00
                        B5            599,113.72    5.787330%           572.48      2,889.39        3,461.88       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        390,969,358.19     -            2,659,913.17  1,822,887.79    4,482,800.96     -          -
----------------------------------------------------------------------------------------------------------------------------------
Class Information

--------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
--------------------------------------------------------------------------------
Senior                          1A1       173,637,974.01              0.00
                                1A2         3,840,000.00              0.00
                                1A3         5,136,000.00              0.00
                                1A4         2,232,000.00              0.00
                                1A5         2,232,000.00              0.00
                                1A6        72,123,968.78              0.00
                                1A7        12,914,621.77              0.00
                                1A8        24,494,134.00              0.00
                                1A9        32,319,630.00              0.00
                                1A10        1,700,000.00              0.00
                                2A1        40,354,872.17              0.00
                                2A2         1,291,310.65              0.00
                                2A3        41,646,182.82              0.00
                                2A4        41,646,182.82              0.00
                                PO            330,288.02              0.00
Residual                        AR                  0.00              0.00
                                C                 100.00              0.00
--------------------------------------------------------------------------------
Subordinate                     M          10,175,122.99              0.00
                                B1          2,394,146.53              0.00
                                B2          1,197,072.77              0.00
                                B3            798,048.18              0.00
                                B4            598,535.88              0.00
                                B5            598,541.23              0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals            -              -        388,368,366.98     -
--------------------------------------------------------------------------------

</TABLE>
<PAGE>
                             Payment Date: 11/25/05


          ------------------------------------------------------------
                             Countrywide Home Loans
                CHL Mortgage Pass-Through Trust, Series 2005-19
          ------------------------------------------------------------
<TABLE>
<CAPTION>

Class Information                                Current Payment Information

                                                      Factors per $1,000

------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S>         <C>           <C>    <C>               <C>        <C>         <C>           <C>         <C>
------------------------------------------------------------------------------------------------------------------------
Senior                     1A1   175,208,421.58     5.500000% 126694AA6     8.697553      4.447440    961.652917
                           1A2     3,840,000.00     5.500000% 126694AB4     0.000000      4.583333  1,000.000000
                           1A3     5,136,000.00     5.500000% 126694AC2     0.000000      4.583333  1,000.000000
                           1A4     2,232,000.00     5.250000% 126694AD0     0.000000      4.375000  1,000.000000
                           1A5     2,232,000.00     5.750000% 126694AE8     0.000000      4.791667  1,000.000000
                           1A6    72,776,285.26     5.500000% 126694AF5     8.697553      4.447440    961.652917
                           1A7    12,855,699.81     5.500000% 126694AG3     0.000000      0.000000  1,018.459761
                           1A8    24,494,134.00     5.500000% 126694AH1     0.000000      4.583333  1,000.000000
                           1A9    32,319,630.00     5.500000% 126694AJ7     0.000000      4.583333  1,000.000000
                           1A10    1,700,000.00     5.500000% 126694AK4     0.000000      4.583333  1,000.000000
                           2A1    40,758,243.52     4.387500% 126694AM0     9.424564      3.481830    942.870845
                           2A2     1,304,218.08     4.387500% 126694AN8     9.424564      3.481830    942.870845
                           2A3    42,062,461.60     3.112500% 126694AP3     0.000000      2.470016    942.870845
                           2A4    42,062,461.60     0.500000% 126694AQ1     0.000000      0.396790    942.870845
                           PO        336,083.02     0.000000% 126694AR9    17.185036      0.000000    979.467076
Residual                   AR              0.00     5.500000% 126694AS7     0.000000      0.000000      0.000000
                           C             100.00     0.000000% 126694AW8     0.000000      0.000000  1,000.000000
------------------------------------------------------------------------------------------------------------------------
Subordinate                M      10,184,855.16     5.787330% 126694AT5     0.952886      4.809316    996.256372
                           B1      2,396,436.45     5.787330% 126694AU2     0.952886      4.809316    996.256372
                           B2      1,198,217.73     5.787330% 126694AV0     0.952886      4.809316    996.256372
                           B3        798,811.49     5.787330% 126694AX6     0.952886      4.809316    996.256372
                           B4        599,108.36     5.787330% 126694AY4     0.952886      4.809316    996.256372
                           B5        599,113.72     5.787330% 126694AZ1     0.952886      4.809316    996.256372
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals       -             -     390,969,358.19       -            -           -             -           -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>


<PAGE>

          ------------------------------------------------------------
                             Countrywide Home Loans
                CHL Mortgage Pass-Through Trust, Series 2005-19
          ------------------------------------------------------------

--------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Prin balance       344,910,505.65    43,457,761.33   388,368,266.98
Loan count                    720              687             1407
Avg loan rate           5.696510%        8.202950%             5.98
Prepay amount        1,849,385.57       377,943.87     2,227,329.44

--------------------------------------------------------------------------------
                                FEES AND ADVANCES
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Master serv fees        52,905.18         6,238.65        59,143.83
Sub servicer fees          531.00           107.86           638.86
Trustee fees                 0.00             0.00             0.00


Agg advances                  N/A              N/A              N/A
Adv this period         21,704.98         3,756.53        25,461.51

--------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

Coverage Amounts                                            Total
----------------                                            -----
Bankruptcy                   0.00             0.00             0.00
Fraud                7,090,725.43       919,751.86     8,010,477.29
Special Hazard               0.00             0.00             0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           95.968463%           100.000000%            375,192,815.28
   -----------------------------------------------------------------------------
   Junior            4.031537%             0.000000%             15,761,467.58
   -----------------------------------------------------------------------------

--------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
------                             ----------    ---------------------
30 to 59 days                          18                 3,820,627.11
60 to 89 days                           2                   411,918.60
90 or more                              0                         0.00
Foreclosure                             0                         0.00

Totals:                                20                 4,232,545.71
--------------------------------------------------------------------------------


<PAGE>
--------------------------------------------------------------------------------
                                REO INFORMATION
--------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0



<PAGE>
--------------------------------------------------------------------------------
                               OTHER INFORMATION
--------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount            4,482,800.96          4,482,800.96
Principal remittance amount            2,659,913.17          2,659,913.17
Interest remittance amount             1,822,887.79          1,822,887.79
[{"type": "8-K", "sequence": "1", "filename": "cw0519_8k0511.txt", "secsgml_size_bytes": 20143}]
{"company-data": {"conformed-name": "CHL Mortgage Pass-Through Trust 2005-19", "cik": "0001334896", "assigned-sic": "6189", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-125963-05", "film-number": "051236482"}, "business-address": {"street1": "4500 PARK GRANADA", "city": "CALABASAS", "state": "CA", "zip": "91302", "phone": "8183045591"}, "mail-address": {"street1": "4500 PARK GRANADA", "street2": "155 N LAKE AVE", "city": "PASADENA", "state": "CA", "zip": "91302"}}
SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 25, 2005

                                       CW

                                  (Depositor)

     (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-19)

                (Exact name of registrant as specified in charter)

Delaware                      33-63714                      95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)

, , N/A                                                     91110-7137
(Address of principal executive offices)                    (Zip Code)

Registrant's Telephone Number, including area code: (818)-304-4428

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.

[]Written communications pursuant to Rule 425 under the Securities Act (17
  CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
  CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
  Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
  Act (17 CFR 240.13e-4(c))
Section 8 - Other Events

  Item 8.01  Other Events

                    Section 9 - Financial Statements and Exhibits

  Item 9.01  Financial Statements and Exhibits
SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: November 25, 2005

                                       CW

                          By: /s/ Maria Tokarz
                              ------------------------------
                          Name:   Maria Tokarz
                                  Assistant Treasurer
                                  The Bank of New York,
                                  as Trustee
EXHIBIT INDEX

Exhibit

99                  Monthly Remittance Statement dated November 25, 2005

                             Payment Date: 11/25/05

          ------------------------------------------------------------
                             Countrywide Home Loans
                CHL Mortgage Pass-Through Trust, Series 2005-19
          ------------------------------------------------------------
Class Information                                Current Payment Information

----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
Senior                  1A1       175,208,421.58    5.500000%     1,570,447.58    803,038.60    2,373,486.18       0.00       0.00
                        1A2         3,840,000.00    5.500000%             0.00     17,600.00       17,600.00       0.00       0.00
                        1A3         5,136,000.00    5.500000%             0.00     23,540.00       23,540.00       0.00       0.00
                        1A4         2,232,000.00    5.250000%             0.00      9,765.00        9,765.00       0.00       0.00
                        1A5         2,232,000.00    5.750000%             0.00     10,695.00       10,695.00       0.00       0.00
                        1A6        72,776,285.26    5.500000%       652,316.48    333,557.97      985,874.45       0.00       0.00
                        1A7        12,855,699.81    5.500000%             0.00          0.00            0.00       0.00       0.00
                        1A8        24,494,134.00    5.500000%             0.00    112,264.78      112,264.78       0.00       0.00
                        1A9        32,319,630.00    5.500000%             0.00    148,131.64      148,131.64       0.00       0.00
                        1A10        1,700,000.00    5.500000%             0.00      7,791.67        7,791.67       0.00       0.00
                        2A1        40,758,243.52    4.387500%       403,371.35    149,022.33      552,393.68       0.00       0.00
                        2A2         1,304,218.08    4.387500%        12,907.43      4,768.55       17,675.98       0.00       0.00
                        2A3        42,062,461.60    3.112500%             0.00    109,099.51      109,099.51       0.00       0.00
                        2A4        42,062,461.60    0.500000%             0.00     17,526.03       17,526.03       0.00       0.00
                        PO            336,083.02    0.000000%         5,795.00          0.00        5,795.00       0.00       0.00
Residual                AR                  0.00    5.500000%             0.00          0.00            0.00       0.00       0.00
                        C                 100.00    0.000000%             0.00          0.00            0.00       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
Subordinate             M          10,184,855.16    5.787330%         9,732.17     49,119.27       58,851.44       0.00       0.00
                        B1          2,396,436.45    5.787330%         2,289.92     11,557.47       13,847.40       0.00       0.00
                        B2          1,198,217.73    5.787330%         1,144.96      5,778.73        6,923.70       0.00       0.00
                        B3            798,811.49    5.787330%           763.31      3,852.49        4,615.80       0.00       0.00
                        B4            599,108.36    5.787330%           572.48      2,889.36        3,461.84       0.00       0.00
                        B5            599,113.72    5.787330%           572.48      2,889.39        3,461.88       0.00       0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        390,969,358.19     -            2,659,913.17  1,822,887.79    4,482,800.96     -          -
----------------------------------------------------------------------------------------------------------------------------------
Class Information

--------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
--------------------------------------------------------------------------------
Senior                          1A1       173,637,974.01              0.00
                                1A2         3,840,000.00              0.00
                                1A3         5,136,000.00              0.00
                                1A4         2,232,000.00              0.00
                                1A5         2,232,000.00              0.00
                                1A6        72,123,968.78              0.00
                                1A7        12,914,621.77              0.00
                                1A8        24,494,134.00              0.00
                                1A9        32,319,630.00              0.00
                                1A10        1,700,000.00              0.00
                                2A1        40,354,872.17              0.00
                                2A2         1,291,310.65              0.00
                                2A3        41,646,182.82              0.00
                                2A4        41,646,182.82              0.00
                                PO            330,288.02              0.00
Residual                        AR                  0.00              0.00
                                C                 100.00              0.00
--------------------------------------------------------------------------------
Subordinate                     M          10,175,122.99              0.00
                                B1          2,394,146.53              0.00
                                B2          1,197,072.77              0.00
                                B3            798,048.18              0.00
                                B4            598,535.88              0.00
                                B5            598,541.23              0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals            -              -        388,368,366.98     -
--------------------------------------------------------------------------------
Payment Date: 11/25/05

          ------------------------------------------------------------
                             Countrywide Home Loans
                CHL Mortgage Pass-Through Trust, Series 2005-19
          ------------------------------------------------------------
Class Information                                Current Payment Information

                                                      Factors per $1,000

------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Senior                     1A1   175,208,421.58     5.500000% 126694AA6     8.697553      4.447440    961.652917
                           1A2     3,840,000.00     5.500000% 126694AB4     0.000000      4.583333  1,000.000000
                           1A3     5,136,000.00     5.500000% 126694AC2     0.000000      4.583333  1,000.000000
                           1A4     2,232,000.00     5.250000% 126694AD0     0.000000      4.375000  1,000.000000
                           1A5     2,232,000.00     5.750000% 126694AE8     0.000000      4.791667  1,000.000000
                           1A6    72,776,285.26     5.500000% 126694AF5     8.697553      4.447440    961.652917
                           1A7    12,855,699.81     5.500000% 126694AG3     0.000000      0.000000  1,018.459761
                           1A8    24,494,134.00     5.500000% 126694AH1     0.000000      4.583333  1,000.000000
                           1A9    32,319,630.00     5.500000% 126694AJ7     0.000000      4.583333  1,000.000000
                           1A10    1,700,000.00     5.500000% 126694AK4     0.000000      4.583333  1,000.000000
                           2A1    40,758,243.52     4.387500% 126694AM0     9.424564      3.481830    942.870845
                           2A2     1,304,218.08     4.387500% 126694AN8     9.424564      3.481830    942.870845
                           2A3    42,062,461.60     3.112500% 126694AP3     0.000000      2.470016    942.870845
                           2A4    42,062,461.60     0.500000% 126694AQ1     0.000000      0.396790    942.870845
                           PO        336,083.02     0.000000% 126694AR9    17.185036      0.000000    979.467076
Residual                   AR              0.00     5.500000% 126694AS7     0.000000      0.000000      0.000000
                           C             100.00     0.000000% 126694AW8     0.000000      0.000000  1,000.000000
------------------------------------------------------------------------------------------------------------------------
Subordinate                M      10,184,855.16     5.787330% 126694AT5     0.952886      4.809316    996.256372
                           B1      2,396,436.45     5.787330% 126694AU2     0.952886      4.809316    996.256372
                           B2      1,198,217.73     5.787330% 126694AV0     0.952886      4.809316    996.256372
                           B3        798,811.49     5.787330% 126694AX6     0.952886      4.809316    996.256372
                           B4        599,108.36     5.787330% 126694AY4     0.952886      4.809316    996.256372
                           B5        599,113.72     5.787330% 126694AZ1     0.952886      4.809316    996.256372
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals       -             -     390,969,358.19       -            -           -             -           -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
                             Countrywide Home Loans
                CHL Mortgage Pass-Through Trust, Series 2005-19
          ------------------------------------------------------------

--------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Prin balance       344,910,505.65    43,457,761.33   388,368,266.98
Loan count                    720              687             1407
Avg loan rate           5.696510%        8.202950%             5.98
Prepay amount        1,849,385.57       377,943.87     2,227,329.44

--------------------------------------------------------------------------------
                                FEES AND ADVANCES
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Master serv fees        52,905.18         6,238.65        59,143.83
Sub servicer fees          531.00           107.86           638.86
Trustee fees                 0.00             0.00             0.00

Agg advances                  N/A              N/A              N/A
Adv this period         21,704.98         3,756.53        25,461.51

--------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------

                                                            Total
                                                            -----
Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

Coverage Amounts                                            Total
----------------                                            -----
Bankruptcy                   0.00             0.00             0.00
Fraud                7,090,725.43       919,751.86     8,010,477.29
Special Hazard               0.00             0.00             0.00

                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           95.968463%           100.000000%            375,192,815.28
   -----------------------------------------------------------------------------
   Junior            4.031537%             0.000000%             15,761,467.58
   -----------------------------------------------------------------------------

--------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
------                             ----------    ---------------------
30 to 59 days                          18                 3,820,627.11
60 to 89 days                           2                   411,918.60
90 or more                              0                         0.00
Foreclosure                             0                         0.00

Totals:                                20                 4,232,545.71
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
                                REO INFORMATION
--------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0
--------------------------------------------------------------------------------
                               OTHER INFORMATION
--------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount            4,482,800.96          4,482,800.96
Principal remittance amount            2,659,913.17          2,659,913.17
Interest remittance amount             1,822,887.79          1,822,887.79