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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>UNITED
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      <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Check
        the
        appropriate box below if the Form 8-K filing is intended to simultaneously
        satisfy the filing obligation of the registrant under any of the following
        provisions (see General Instruction A.2. below):</font></div>
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        Written communications pursuant to Rule 425 under the Securities Act (17
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        for purposes of Section 18 of the Securities and Exchange Act of 1934, as
        amended (the &#8220;Exchange Act&#8221;) or otherwise subject to the liabilities of that
        section, nor shall it be deemed incorporated by reference in any filing under
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        for the second quarter ended June 30, 2005. A copy of the press release is
        attached as Exhibit 99.1 to this Form 8-K.</font></div>
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                  release of EuroBancshares, Inc., dated July 21, 2005, announcing
                  its
                  earnings for the second quarter ended June 30,
                  2005.</font></div>
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              <td colspan="2"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>EUROBANCSHARES,
                INC.</strong></font></td>
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              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Date:
                July 21, 2005</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">By:&#160;&#160;</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">/s/
                Rafael Arrillaga-Torr&#233;ns, Jr.<font id="TAB2" style="COLOR: black; LETTER-SPACING: 225pt" size="3">&#160;</font></font></td>
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                  Arrillaga-Torr&#233;ns, Jr.</font></div>
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                  INDEX</u></font></div>
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                  No.</u></font></div>
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                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Press
                  release of EuroBancshares, Inc., dated July 21, 2005, </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">announcing
                  its earnings for the second quarter ended June 30, 2005</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">.</font></div>
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{"company-data": {"conformed-name": "EUROBANCSHARES INC", "cik": "0001164554", "assigned-sic": "6029", "irs-number": "000000000"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-50872", "film-number": "05967120"}, "mail-address": {"street1": "270 MUNOZ RIVERA AVE", "city": "HATO REY", "state": "NY", "zip": "00918"}}
UNITED
        STATES
SECURITIES
        AND EXCHANGE COMMISSION
Washington,
        D.C. 20549
____________________
FORM
        8-K
Current
        Report
Pursuant
        to Section 13 or 15(d) of the
Securities
        Exchange Act of 1934
Date
        of report (Date of earliest event reported):
July
        21, 2005
____________________
EUROBANCSHARES,
        INC.
(Exact
        name of registrant as specified in its charter)
____________________
Commonwealth
                  of Puerto Rico
000-50872
66-0608955
(State
                  or other jurisdiction of incorporation)
(Commission
                  File Number)
(IRS
                  Employer Identification No.)
270
                  Muñoz Rivera Avenue
San
                  Juan, Puerto Rico 00918
(Address
                  of principal executive offices) (Zip Code)
(787)
                  751-7340
(Registrant's
                  telephone number, including area code)
____________________
Check
        the
        appropriate box below if the Form 8-K filing is intended to simultaneously
        satisfy the filing obligation of the registrant under any of the following
        provisions (see General Instruction A.2. below):
o
Written communications pursuant to Rule 425 under the Securities Act (17
        CFR
        230.425)
o
Soliciting material pursuant to Rule
        14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications
        pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
o
Pre-commencement communications
        pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Item
        2.02
Results
        of Operations and Financial Condition.
This
        information set forth under "Item 2.02. Results of Operations and Financial
        Condition," including the Exhibits attached hereto, shall not be deemed "filed"
        for purposes of Section 18 of the Securities and Exchange Act of 1934, as
        amended (the "Exchange Act") or otherwise subject to the liabilities of that
        section, nor shall it be deemed incorporated by reference in any filing under
        the Securities Act of 1933, as amended, or the Exchange Act, regardless of
        any
        general incorporation language in such filing.
On
        July
        21, 2005, EuroBancshares, Inc. issued a press release announcing its earnings
        for the second quarter ended June 30, 2005. A copy of the press release is
        attached as Exhibit 99.1 to this Form 8-K.
Item
        9.01
Financial
        Statements and Exhibits.
(c)
Exhibits
99.1
Press
                  release of EuroBancshares, Inc., dated July 21, 2005, announcing
                  its
                  earnings for the second quarter ended June 30,
                  2005.
Pursuant
        to the requirements of the Securities Exchange Act of 1934, the registrant
        has
        duly caused this report to be signed on its behalf by the undersigned hereunto
        duly authorized.
EUROBANCSHARES,
                INC.
Date:
                July 21, 2005
By:
/s/
                Rafael Arrillaga-Torréns, Jr.
Rafael
                  Arrillaga-Torréns, Jr.
Chairman
                  of the Board, President and Chief Executive Officer
EXHIBIT
                  INDEX
Exhibit
                  No.
Description
99.1
Press
                  release of EuroBancshares, Inc., dated July 21, 2005,
announcing
                  its earnings for the second quarter ended June 30, 2005
.