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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">SECURITIES
        AND EXCHANGE COMMISSION</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Washington,
        D.C. 20549</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">FORM
        8-K</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CURRENT
        REPORT</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Pursuant
        to Section 13 or 15(d) of the</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Securities
        Exchange Act of 1934</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Date
        of
        Report: July 29, 2005</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Date
        of
        earliest event reported)</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">FIRST
        HORIZON ASSET SECURITIES INC., (as depositor under the Pooling and Servicing
        Agreement, dated as of July 1, 2005, providing for the issuance of the First
        Horizon Alternative Mortgage Securities Trust 2005-FA6, Mortgage Pass-Through
        Certificates, Series 2005-FA6). </font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">FIRST
        HORIZON ASSET SECURITIES INC.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Exact
        name of Registrant as specified in its charter)</font></div>
      <div>
        <table cellpadding="0" cellspacing="0" width="100%">

            <tr>
              <td valign="top" width="27%">&#160;</td>
              <td valign="top" width="27%">&#160;</td>
              <td valign="top" width="27%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" width="27%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Delaware</font></div>
              </td>
              <td valign="bottom" width="27%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">333-119657</font></div>
              </td>
              <td valign="bottom" width="27%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">75-2808384</font></div>
              </td>
            </tr>
            <tr>
              <td valign="top" width="27%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(State
                  of Incorporation)</font></div>
              </td>
              <td valign="top" width="27%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Commission
                  File No.)</font></div>
              </td>
              <td valign="top" width="27%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(I.R.S.
                  Employer</font></div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Identification
                  No.)</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><br></div>
      <div>
        <table cellpadding="0" cellspacing="0" width="100%">

            <tr>
              <td valign="top" width="34%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4000
                  Horizon Way</font></div>
              </td>
              <td valign="top" width="19%">&#160;</td>
              <td valign="top" width="27%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">75063</font></div>
              </td>
            </tr>
            <tr>
              <td valign="top" width="34%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Irving,
                  Texas</font></div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Address
                  of Principal executive offices)</font></div>
              </td>
              <td valign="top" width="19%">&#160;</td>
              <td valign="top" width="27%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Zip
                  Code)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="top" width="34%">&#160;</td>
              <td valign="top" width="19%">&#160;</td>
              <td valign="top" width="27%">&#160;</td>
            </tr>

        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Registrant&#8217;s
        Telephone Number, Including Area Code: (214) 441-4000</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font size="2"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Check
        the
        appropriate box if the Form 8-K filing is intended to simultaneously satisfy
        the
        filing obligation of the registrant under any of the following
        provisions:</font></font></div>
      <div align="center">
        <table border="0" cellpadding="0" cellspacing="0" width="100%">

            <tr>
              <td align="justify" valign="bottom" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-FAMILY: Wingdings">o</font></font></div>
              </td>
              <td align="justify" valign="middle" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Written
                communications pursuant to Rule 425 under the Securities Act (17
                CFR
                230.425)</font></td>
            </tr>
            <tr>
              <td align="justify" valign="bottom" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-FAMILY: Wingdings">o</font>&#8234;</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;</font></div>
              </td>
              <td align="justify" valign="middle" width="95%"><font size="2">Soliciting
                material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
                240.14a-12)</font></td>
            </tr>
            <tr>
              <td align="justify" valign="bottom" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-FAMILY: Wingdings">o</font>&#8234;</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;</font></div>
              </td>
              <td align="justify" valign="middle" width="95%"><font size="2">Pre-commencement
                communications pursuant to Rule 14d-2(b) under the Exchange Act (17
                CFR
                240.14d-2(b))</font></td>
            </tr>
            <tr>
              <td align="justify" valign="bottom" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-FAMILY: Wingdings">o</font>&#8234;</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;</font></div>
              </td>
              <td align="justify" valign="middle" width="95%"><font size="2">Pre-commencement
                communications pursuant to Rule 13e-4(c) under the Exchange Act (17
                CFR
                240.13e-4(c))</font></td>
            </tr>

        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
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          </div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
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          </div>
        </div>
        <div id="HDR">
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      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item
        8.01.&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><u>Other
        Events</u></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Reference
        is hereby made to the Registrant&#8217;s Registration Statement on Form S-3 (File No.
        333-119657) filed with the Securities and Exchange Commission (the &#8220;Commission&#8221;)
        on October 20, 2004 (the &#8220;Registration Statement&#8221;), pursuant to which the
        Registrant registered $10,000,000,000 aggregate principal amount of its mortgage
        pass-through certificates, issuable in various series, for sale in accordance
        with the provisions of the Securities Act of 1933, as amended. Reference
        is also
        hereby made to the Prospectus and the related Prospectus Supplement
        (collectively, the &#8220;Prospectus&#8221;), which was filed with the Commission pursuant
        to Rule 424(b)(5) on July 27, 2005, with respect to the Registrant&#8217;s Mortgage
        Pass-Through Certificates, Series 2005-FA6 (the &#8220;Offered
        Securities&#8221;).</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Pursuant
        to a Mortgage Loan Purchase Agreement dated as of July 29, 2005 (&#8220;MLPA&#8221;), by and
        between First Horizon Home Loan Corporation (&#8220;FHHLC&#8221;) and First Horizon Asset
        Securities Inc. (&#8220;FHASI&#8221;), FHHLC sold a pool of fixed rate, fully amortizing,
        one-to four-family residential, first lien mortgage loans (the &#8220;Mortgage Loans&#8221;)
        to FHASI. A copy of the MLPA is filed herewith as </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><u>Exhibit
        10.1</u></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
        July
        29, 2005, the Registrant caused the issuance and sale of the Offered Securities.
        The Offered Securities evidence a beneficial ownership interest in the Mortgage
        Loans. The Offered Securities were created pursuant to a Pooling and Servicing
        Agreement dated as of July 1, 2005 (the &#8220;Pooling and Servicing Agreement&#8221;) by
        and among the Registrant, as Depositor, FHHLC, as Master Servicer, and The
        Bank
        of New York, as Trustee. A copy of the Pooling and Servicing Agreement is
        filed
        herewith as </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><u>Exhibit
        4.1</u></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">.
        </font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
        Offered Securities, having an aggregate principal balance of approximately
        $222,347,219 have been sold by the Registrant to (i) Deutsche Bank Securities
        Inc. pursuant to an Underwriting Agreement dated as of January 27, 2004 (the
        &#8220;Deutsche Bank Underwriting Agreement&#8221;), as supplemented by a Terms Agreement
        dated as of July 25, 2005 (the &#8220;Deutsche Bank Terms Agreement&#8221;), each by and
        among Deutsche Bank, the Registrant and FHHLC and (ii) Bear, Stearns &amp; Co.
        Inc. (&#8220;Bear Stearns&#8221;) pursuant to an Underwriting Agreement dated as of July 24,
        2002 (the &#8220;Bear Stearns Underwriting Agreement&#8221;), as supplemented by a Terms
        Agreement dated as of July 25, 2005 (the &#8220;Bear Stearns Terms Agreement&#8221;), each
        by and among Bear Stearns, the Registrant and FHHLC. The Deutsche Bank
        Underwriting Agreement and the Bear Stearns Underwriting Agreement have been
        previously filed with the Commission and are incorporated herein by reference
        as
</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><u>Exhibit
        1.1</u></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
        and
</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><u>Exhibit
        1.2</u></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">,
        respectively. The Deutsche Bank Terms Agreement and the Bear Stearns Terms
        Agreement are filed herewith as </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><u>Exhibit
        1.3</u></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
        and
</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><u>Exhibit
        1.4</u></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">,
        respectively.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item
        9.01&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><u>Financial
        Statements and Exhibits</u></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 27pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(c)&#160;&#160;&#160;&#160;&#160;&#160;
        </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Exhibits</font></div>
      <div align="center">
        <table bgcolor="#ffffff" cellpadding="0" cellspacing="0" width="100%">

            <tr bgcolor="#ffffff">
              <td width="2%" style="BORDER-BOTTOM: #ffffff thin solid">&#160;</td>
              <td width="15%" style="BORDER-BOTTOM: #000000 thin solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt"><font size="2">Exhibit
                  No.</font></div>
              </td>
              <td width="5%" style="BORDER-BOTTOM: #ffffff thin solid">&#160;</td>
              <td width="78%" style="BORDER-BOTTOM: #000000 thin solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Description</font>&#160;</td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt"><font size="2">1.1</font>&#160;</div>
              </td>
              <td width="5%">&#160;</td>
              <td width="78%"><font size="2">Underwriting Agreement dated January
                27,
                2004, by and among Deutsche Bank, the Registrant and FHHLC
                *</font>&#160;</td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt"><font size="2">1.2</font>&#160;</div>
              </td>
              <td width="5%">&#160;</td>
              <td width="78%"><font size="2">Underwriting Agreement dated July
                24, 2002,
                by and among Bear Stearns, the Registrant and FHHLC **</font>&#160;</td>
            </tr>
            <tr bgcolor="#ffffff">
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                to
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                Bank,
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              <td width="78%"><font size="2">Terms Agreement dated July 25, 2005
                to
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                the
                Registrant and FHHLC</font>&#160;</td>
            </tr>
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              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
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              <td width="78%"><font size="2">Pooling and Servicing Agreement dated
                as of
                July 1, 2005, by and among the Registrant, as Depositor, FHHLC, as
                Master
                Servicer, and The Bank of New York, as Trustee</font>&#160;</td>
            </tr>
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              <td width="15%">&#160;</td>
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              <td width="78%">&#160;</td>
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              <td width="78%"><font size="2">Mortgage Loan Purchase Agreement dated
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                July 29, 2005, by and between FHHLC, as Seller, and FHASI, as
                Purchaser</font>&#160;</td>
            </tr>
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        filed with the Commission on February 17, 2004, as Exhibit 1.1 to the
        Registrant&#8217;s Current Report on Form 8-K (No. 333-73524)</font></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font size="2">**
        Previously filed with the Commission on August 6,
        2002, as Exhibit 1.1 to the Registrant&#8217;s Current Report on Form 8-K (No.
        333-73524)</font></div>
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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Pursuant
        to the requirements of the Securities Exchange Act of 1934, the Registrant
        as of
        the date first written above has duly caused this Report to be signed on
        its
        behalf by the undersigned hereunto duly authorized.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
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              <td width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></td>
              <td width="49%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></td>
            </tr>
            <tr valign="top" bgcolor="#ffffff">
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              <td colspan="2"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">FIRST
                HORIZON ASSET SECURITIES INC.</font></td>
            </tr>
            <tr valign="top" bgcolor="#ffffff">
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;<br>&#160;</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;<br>&#160;</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;<br>&#160;</font></td>
            </tr>
            <tr valign="top" bgcolor="#ffffff">
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">August
                3, 2005</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">By:&#160;&#160;</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">/s/&#160;Alfred
                Chang</font></td>
            </tr>
            <tr valign="top" bgcolor="#ffffff">
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                Chang</font></td>
            </tr>
            <tr valign="top" bgcolor="#ffffff">
              <td colspan="2"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Vice
                President</font></td>
            </tr>

        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 216pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left">
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        TO
        EXHIBITS</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
        <table bgcolor="#ffffff" cellpadding="0" cellspacing="0" width="100%">

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              <td width="2%">&#160;</td>
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              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
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              </td>
              <td width="15%" style="BORDER-BOTTOM: #000000 thin solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt"><font size="2">Exhibit
                  No.</font></div>
              </td>
              <td width="5%" style="BORDER-BOTTOM: #ffffff thin solid">&#160;</td>
              <td width="78%" style="BORDER-BOTTOM: #000000 thin solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Description</font>&#160;</td>
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              <td width="2%">&#160;</td>
              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
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              <td width="78%"><font size="2">Underwriting Agreement dated January
                27,
                2004, by and among Deutsche Bank, the Registrant and FHHLC *</font></td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
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              <td width="2%">&#160;</td>
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              <td width="5%">&#160;</td>
              <td width="78%"><font size="2">Underwriting Agreement dated July
                24, 2002,
                by and among Bear Stearns, the Registrant and FHHLC **</font>&#160;</td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
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            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
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              <td width="5%">&#160;</td>
              <td width="78%"><font size="2">Terms Agreement dated July 25, 2005
                to
                Underwriting Agreement dated January 27, 2004, by and among Deutsche
                Bank,
                the Registrant and FHHLC</font></td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
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              <td width="2%">&#160;</td>
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              <td width="5%">&#160;</td>
              <td width="78%"><font size="2">Terms Agreement dated July 25, 2005
                to
                Underwriting Agreement dated July 24, 2002, by and among Bear Stearns,
                the
                Registrant and FHHLC</font></td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
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              <td width="5%">&#160;</td>
              <td width="78%"><font size="2">Pooling and Servicing Agreement dated
                as of
                July 1, 2005, by and among the Registrant, as Depositor, FHHLC, as
                Master
                Servicer, and The Bank of New York, as Trustee</font></td>
            </tr>
            <tr bgcolor="#ffffff">
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              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
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              <td width="15%">
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              </td>
              <td width="5%">&#160;</td>
              <td width="78%"><font size="2">Mortgage Loan Purchase Agreement dated
                as of
                July 29, 2005, by and between FHHLC, as Seller, and FHASI, as
                Purchaser</font></td>
            </tr>
            <tr bgcolor="#ffffff">
              <td width="2%">&#160;</td>
              <td width="15%">&#160;</td>
              <td width="5%">&#160;</td>
              <td width="78%">&#160;</td>
            </tr>

        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">*<font id="TAB2" style="COLOR: black; LETTER-SPACING: 225pt" size="3">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Previously
          filed with the Commission on February 17, 2004, as Exhibit 1.1 to the
          Registrant&#8217;s Current Report on Form 8-K (No. 333-73524)</font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font size="2">**
          Previously filed with the Commission on August 6,
          2002, as Exhibit 1.1 to the Registrant&#8217;s Current Report on Form 8-K (No.
          333-73524)</font></div>
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{"company-data": {"conformed-name": "FIRST HORIZON ASSET SECURITIES INC", "cik": "0001081915", "assigned-sic": "6189", "irs-number": "752808384", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "333-74467", "film-number": "05995621"}, "business-address": {"street1": "4000 HORIZON WAY", "city": "IRVING", "state": "TX", "zip": "75063", "phone": "9724845600"}, "mail-address": {"street1": "4000 HORIZON WAY", "city": "IRVING", "state": "TX", "zip": "78063"}}
Unassociated Document
SECURITIES
        AND EXCHANGE COMMISSION
Washington,
        D.C. 20549
FORM
        8-K
CURRENT
        REPORT
Pursuant
        to Section 13 or 15(d) of the
Securities
        Exchange Act of 1934
Date
        of
        Report: July 29, 2005
(Date
        of
        earliest event reported)
FIRST
        HORIZON ASSET SECURITIES INC., (as depositor under the Pooling and Servicing
        Agreement, dated as of July 1, 2005, providing for the issuance of the First
        Horizon Alternative Mortgage Securities Trust 2005-FA6, Mortgage Pass-Through
        Certificates, Series 2005-FA6).
FIRST
        HORIZON ASSET SECURITIES INC.
(Exact
        name of Registrant as specified in its charter)
Delaware
333-119657
75-2808384
(State
                  of Incorporation)
(Commission
                  File No.)
(I.R.S.
                  Employer
Identification
                  No.)
4000
                  Horizon Way
75063
Irving,
                  Texas
(Address
                  of Principal executive offices)
(Zip
                  Code)
Registrant's
        Telephone Number, Including Area Code: (214) 441-4000
Check
        the
        appropriate box if the Form 8-K filing is intended to simultaneously satisfy
        the
        filing obligation of the registrant under any of the following
        provisions:
o
Written
                communications pursuant to Rule 425 under the Securities Act (17
                CFR
                230.425)
o
‪
Soliciting
                material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
                240.14a-12)
o
‪
Pre-commencement
                communications pursuant to Rule 14d-2(b) under the Exchange Act (17
                CFR
                240.14d-2(b))
o
‪
Pre-commencement
                communications pursuant to Rule 13e-4(c) under the Exchange Act (17
                CFR
                240.13e-4(c))
Item
        8.01.
Other
        Events
.
Reference
        is hereby made to the Registrant's Registration Statement on Form S-3 (File No.
        333-119657) filed with the Securities and Exchange Commission (the "Commission")
        on October 20, 2004 (the "Registration Statement"), pursuant to which the
        Registrant registered $10,000,000,000 aggregate principal amount of its mortgage
        pass-through certificates, issuable in various series, for sale in accordance
        with the provisions of the Securities Act of 1933, as amended. Reference
        is also
        hereby made to the Prospectus and the related Prospectus Supplement
        (collectively, the "Prospectus"), which was filed with the Commission pursuant
        to Rule 424(b)(5) on July 27, 2005, with respect to the Registrant's Mortgage
        Pass-Through Certificates, Series 2005-FA6 (the "Offered
        Securities").
Pursuant
        to a Mortgage Loan Purchase Agreement dated as of July 29, 2005 ("MLPA"), by and
        between First Horizon Home Loan Corporation ("FHHLC") and First Horizon Asset
        Securities Inc. ("FHASI"), FHHLC sold a pool of fixed rate, fully amortizing,
        one-to four-family residential, first lien mortgage loans (the "Mortgage Loans")
        to FHASI. A copy of the MLPA is filed herewith as
Exhibit
        10.1
.
On
        July
        29, 2005, the Registrant caused the issuance and sale of the Offered Securities.
        The Offered Securities evidence a beneficial ownership interest in the Mortgage
        Loans. The Offered Securities were created pursuant to a Pooling and Servicing
        Agreement dated as of July 1, 2005 (the "Pooling and Servicing Agreement") by
        and among the Registrant, as Depositor, FHHLC, as Master Servicer, and The
        Bank
        of New York, as Trustee. A copy of the Pooling and Servicing Agreement is
        filed
        herewith as
Exhibit
        4.1
.
The
        Offered Securities, having an aggregate principal balance of approximately
        $222,347,219 have been sold by the Registrant to (i) Deutsche Bank Securities
        Inc. pursuant to an Underwriting Agreement dated as of January 27, 2004 (the
        "Deutsche Bank Underwriting Agreement"), as supplemented by a Terms Agreement
        dated as of July 25, 2005 (the "Deutsche Bank Terms Agreement"), each by and
        among Deutsche Bank, the Registrant and FHHLC and (ii) Bear, Stearns & Co.
        Inc. ("Bear Stearns") pursuant to an Underwriting Agreement dated as of July 24,
        2002 (the "Bear Stearns Underwriting Agreement"), as supplemented by a Terms
        Agreement dated as of July 25, 2005 (the "Bear Stearns Terms Agreement"), each
        by and among Bear Stearns, the Registrant and FHHLC. The Deutsche Bank
        Underwriting Agreement and the Bear Stearns Underwriting Agreement have been
        previously filed with the Commission and are incorporated herein by reference
        as
Exhibit
        1.1
and
Exhibit
        1.2
,
        respectively. The Deutsche Bank Terms Agreement and the Bear Stearns Terms
        Agreement are filed herewith as
Exhibit
        1.3
and
Exhibit
        1.4
,
        respectively.
Item
        9.01
Financial
        Statements and Exhibits
.
(c)
Exhibits
Exhibit
                  No.
Description
1.1
Underwriting Agreement dated January
                27,
                2004, by and among Deutsche Bank, the Registrant and FHHLC
                *
1.2
Underwriting Agreement dated July
                24, 2002,
                by and among Bear Stearns, the Registrant and FHHLC **
1.3
Terms Agreement dated July 25, 2005
                to
                Underwriting Agreement dated January 27, 2004, by and among Deutsche
                Bank,
                the Registrant and FHHLC
1.4
Terms Agreement dated July 25, 2005
                to
                Underwriting Agreement dated July 24, 2002, by and among Bear Stearns,
                the
                Registrant and FHHLC
4.1
Pooling and Servicing Agreement dated
                as of
                July 1, 2005, by and among the Registrant, as Depositor, FHHLC, as
                Master
                Servicer, and The Bank of New York, as Trustee
10.1
Mortgage Loan Purchase Agreement dated
                as of
                July 29, 2005, by and between FHHLC, as Seller, and FHASI, as
                Purchaser
*
Previously
        filed with the Commission on February 17, 2004, as Exhibit 1.1 to the
        Registrant's Current Report on Form 8-K (No. 333-73524)
**
        Previously filed with the Commission on August 6,
        2002, as Exhibit 1.1 to the Registrant's Current Report on Form 8-K (No.
        333-73524)
Signatures
Pursuant
        to the requirements of the Securities Exchange Act of 1934, the Registrant
        as of
        the date first written above has duly caused this Report to be signed on
        its
        behalf by the undersigned hereunto duly authorized.
FIRST
                HORIZON ASSET SECURITIES INC.
August
                3, 2005
By:
/s/ Alfred
                Chang
Alfred
                Chang
Vice
                President
INDEX
        TO
        EXHIBITS
Exhibit
                  No.
Description
1.1
Underwriting Agreement dated January
                27,
                2004, by and among Deutsche Bank, the Registrant and FHHLC *
1.2
Underwriting Agreement dated July
                24, 2002,
                by and among Bear Stearns, the Registrant and FHHLC **
1.3
Terms Agreement dated July 25, 2005
                to
                Underwriting Agreement dated January 27, 2004, by and among Deutsche
                Bank,
                the Registrant and FHHLC
1.4
Terms Agreement dated July 25, 2005
                to
                Underwriting Agreement dated July 24, 2002, by and among Bear Stearns,
                the
                Registrant and FHHLC
4.1
Pooling and Servicing Agreement dated
                as of
                July 1, 2005, by and among the Registrant, as Depositor, FHHLC, as
                Master
                Servicer, and The Bank of New York, as Trustee
10.1
Mortgage Loan Purchase Agreement dated
                as of
                July 29, 2005, by and between FHHLC, as Seller, and FHASI, as
                Purchaser
*
Previously
          filed with the Commission on February 17, 2004, as Exhibit 1.1 to the
          Registrant's Current Report on Form 8-K (No. 333-73524)
**
          Previously filed with the Commission on August 6,
          2002, as Exhibit 1.1 to the Registrant's Current Report on Form 8-K (No.
          333-73524)