UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported): February 15, 2006

                         CHASE CREDIT CARD MASTER TRUST
            (formerly known as "Chemical Master Credit Card Trust I")
                         Series 1996-2 and Series 1996-3
                             (Issuer of Securities)

                    JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
                       (formerly known as "Chemical Bank")
                             (Sponsor of the Trust)

    ------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

United States                    033-94190        13-4994650
----------------------------     ------------     -------------------
(State or other jurisdiction     (Commission      (IRS Employer
of incorporation)                File Number)     Identification No.)


1111 Polaris Parkway Columbus, Ohio               43240
----------------------------------------        ---------
(Address of principal executive offices)        (Zip Code)

Registrant's telephone number, including area code: (800) 992-7169

--------------------------------------------------------------
(Former name or former address, if changed since last report.)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))

<PAGE>

Section 8 - Other Events

Item 8.01 Other Events.

Chase  Credit Card Master  Trust,  which was formerly  known as Chemical  Master
Credit  Card Trust I, is the issuer of a number of  outstanding  series of asset
backed  certificates.  The asset backed  certificates are serviced in accordance
with the Third Amended and Restated Pooling and Servicing Agreement, dated as of
November 15, 1999,  as amended (the  "Pooling  and  Servicing  Agreement").  The
parties to the Pooling and Servicing Agreement are JPMorgan Chase Bank, National
Association  (f/k/a The Chase Manhattan  Bank),  as transferor  prior to June 1,
1996,  Chase Bank USA,  National  Association  (f/k/a Chase  Manhattan Bank USA,
National  Association)  ("Chase USA"),  as transferor on and after June 1, 1996,
and as servicer, and The Bank of New York, as trustee.

On or about  February 15,  2006,  Chase USA, as  servicer,  distributed  monthly
payments to the  holders of the Series  1996-2 and Series  1996-3  certificates.
Chase USA furnished  copies of monthly  certificateholders'  reports for each of
those series as required by the Pooling and Servicing Agreement. Copies of those
monthly  certificateholders'  reports  are  being  filed as an  exhibit  to this
Current Report on Form 8-K.


Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(c) Exhibits.

Exhibit No.  Description
-----------  -----------

   99.1      Monthly Reports with respect to the February 15, 2006 distribution.

<PAGE>

                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                               CHASE BANK USA, NATIONAL ASSOCIATION, as Servicer


                               By: /s/ Patricia M. Garvey
                                   -----------------------
                               Name:  Patricia M. Garvey
                               Title: Vice President
                               Date:  February 15, 2006

<PAGE>

                               INDEX TO EXHIBITS


Exhibit No.                    Description
-----------                    -----------------
   99.1                        Monthly Reports with respect to the distribution
                               to certificateholders on February 15, 2006.
[{"company-data": {"conformed-name": "CHASE CREDIT CARD MASTER TRUST", "cik": "0001004988", "assigned-sic": "6189", "irs-number": "222382028", "state-of-incorporation": "NY", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-28338-03", "film-number": "06621578"}, "business-address": {"street1": "WHITE CLAY CENTER, BUILDING 200", "street2": "ROUTE 273", "city": "NEWARK", "state": "DE", "zip": "19711", "phone": "3025755000"}, "mail-address": {"street1": "WHITE CLAY CENTER, BUILDING 200", "street2": "ROUTE 273", "city": "NEWARK", "state": "DE", "zip": "19711"}, "former-company": {"former-conformed-name": "CHEMICAL MASTER CREDIT CARD TRUST I", "date-changed": "19951219"}}, {"company-data": {"conformed-name": "JPMorgan Chase Bank, National Association", "cik": "0000835271", "assigned-sic": "6189", "irs-number": "134994650", "state-of-incorporation": "X1", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-28338-09", "film-number": "06621579"}, "business-address": {"street1": "1111 POLARIS PARKWAY", "city": "COLUMBUS", "state": "OH", "zip": "43240", "phone": "8009927169"}, "mail-address": {"street1": "1111 POLARIS PARKWAY", "city": "COLUMBUS", "state": "OH", "zip": "43240"}, "former-company": [{"former-conformed-name": "CHASE MANHATTAN BANK /NY/", "date-changed": "19960911"}, {"former-conformed-name": "CHEMICAL BANK", "date-changed": "19930521"}]}]
UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): February 15, 2006

                         CHASE CREDIT CARD MASTER TRUST
            (formerly known as "Chemical Master Credit Card Trust I")
                         Series 1996-2 and Series 1996-3
                             (Issuer of Securities)

                    JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
                       (formerly known as "Chemical Bank")
                             (Sponsor of the Trust)

    ------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

United States                    033-94190        13-4994650
----------------------------     ------------     -------------------
(State or other jurisdiction     (Commission      (IRS Employer
of incorporation)                File Number)     Identification No.)

1111 Polaris Parkway Columbus, Ohio               43240
----------------------------------------        ---------
(Address of principal executive offices)        (Zip Code)

Registrant's telephone number, including area code: (800) 992-7169

--------------------------------------------------------------
(Former name or former address, if changed since last report.)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))
Section 8 - Other Events

Item 8.01 Other Events.

Chase  Credit Card Master  Trust,  which was formerly  known as Chemical  Master
Credit  Card Trust I, is the issuer of a number of  outstanding  series of asset
backed  certificates.  The asset backed  certificates are serviced in accordance
with the Third Amended and Restated Pooling and Servicing Agreement, dated as of
November 15, 1999,  as amended (the  "Pooling  and  Servicing  Agreement").  The
parties to the Pooling and Servicing Agreement are JPMorgan Chase Bank, National
Association  (f/k/a The Chase Manhattan  Bank),  as transferor  prior to June 1,
1996,  Chase Bank USA,  National  Association  (f/k/a Chase  Manhattan Bank USA,
National  Association)  ("Chase USA"),  as transferor on and after June 1, 1996,
and as servicer, and The Bank of New York, as trustee.

On or about  February 15,  2006,  Chase USA, as  servicer,  distributed  monthly
payments to the  holders of the Series  1996-2 and Series  1996-3  certificates.
Chase USA furnished  copies of monthly  certificateholders'  reports for each of
those series as required by the Pooling and Servicing Agreement. Copies of those
monthly  certificateholders'  reports  are  being  filed as an  exhibit  to this
Current Report on Form 8-K.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(c) Exhibits.

Exhibit No.  Description
-----------  -----------

   99.1      Monthly Reports with respect to the February 15, 2006 distribution.
SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                               CHASE BANK USA, NATIONAL ASSOCIATION, as Servicer

                               By: /s/ Patricia M. Garvey
                                   -----------------------
                               Name:  Patricia M. Garvey
                               Title: Vice President
                               Date:  February 15, 2006
INDEX TO EXHIBITS

Exhibit No.                    Description
-----------                    -----------------
   99.1                        Monthly Reports with respect to the distribution
                               to certificateholders on February 15, 2006.