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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>UNITED
        STATES</strong></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>SECURITIES
        AND EXCHANGE COMMISSION</strong></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Washington,
        D.C. 20549</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><strong>FORM
        8-K</strong></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>Current
        Report</strong></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Pursuant
        to Section&#160;13 or 15(d) of</font></div>
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        Securities Exchange Act of 1934</font></div>
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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Date
        of
        Report (Date of earliest event reported): </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>August
        31, 2005</strong></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><br>&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><strong>UNITED
        FINANCIAL MORTGAGE CORP.</strong></font></div>
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        Name of Registrant as Specified in Charter)</font></div>
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                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman"><strong>Illinois</strong></font></div>
                </td>
                <td width="2%">&#160;</td>
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                <td width="2%">&#160;</td>
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                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">(State
                    or Other Jurisdiction of Incorporation)</font></div>
                </td>
                <td width="2%">&#160;</td>
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                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">(</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">Commission
                    File Number)</font></div>
                </td>
                <td width="2%">&#160;</td>
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                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">(IRS
                    Employer Identification No)</font></div>
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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>815
        Commerce Drive, Suite 100</strong></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>Oak
        Brook, Illinois 60523</strong></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Address
        of principal executive offices)</font></div>
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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Registrant&#8217;s
        telephone number, including area code: </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong>(630)
        571-7222</strong></font></div>
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              <td align="left" valign="bottom" style="WIDTH: 72pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item
                2.01.</font></td>
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                <div align="left"><font id="TAB2" style="COLOR: black; LETTER-SPACING: 27pt">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong><u>Completion
                  of Acquisition or Disposition of Assets</u></strong></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">.</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;</font></div>
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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 27pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">United
        Financial Mortgage Corp. (the &#8220;Company&#8221;) completed its acquisition of the prime
        wholesale origination division of AmPro Mortgage Corporation (&#8220;AmPro&#8221;) pursuant
        to an Asset Purchase Agreement, dated May 4, 2005, between the Company and
        AmPro
        (the &#8220;Agreement&#8221;). The acquisition was completed effective August 31, 2005.
        Pursuant to the transaction, the Company acquired AmPro&#8217;s eight prime wholesale
        production offices and AmPro&#8217;s Phoenix, Arizona operations center, including all
        of the assets relating to the prime wholesale origination division in the
        production offices and the operations center.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 27pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">In
        accordance with the terms of the Agreement, the Company has paid AmPro
        approximately $2.2 million through the date hereof and is obligated to make
        additional payments, subject to setoff, deduction and other rights set forth
        in
        the Agreement, based on the mortgage loan production of the wholesale production
        offices acquired from AmPro. The Company has also agreed to assume certain
        identified obligations of AmPro.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 27pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">A
        copy of the Company&#8217;s press release announcing the closing is attached hereto as
        Exhibit&#160;99.1.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
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              <tr valign="top" style="LINE-HEIGHT: 1.25">
                <td align="left" style="WIDTH: 72pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item
                  9.01.</font></td>
                <td align="left">
                  <div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><strong><u>Financial
                    Statements and Exhibits</u></strong></font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">.</font></div>
                </td>
              </tr>

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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(a)
        Financial Statements of Business Acquired. </font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
        accordance with Item 9.01(a) of Form 8-K, if required pursuant to Regulation
        S-X, the financial statements of AmPro&#8217;s wholesale origination division will be
        filed by amendment to this Form 8-K no later than 71&#160;days after the
        date
        this Current Report on Form&#160;8-K is required to be filed. </font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(b)
        Pro
        Forma Financial Information.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
        accordance with Item 9.01(b) of Form 8-K, if required pursuant to Regulation
        S-X, pro forma financial information will be filed by amendment to this Form
        8-K
        no later than 71&#160;days after the date this Current Report on Form&#160;8-K
        is required to be filed.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(c)
        Exhibits.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
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                  <td align="left" valign="bottom" style="WIDTH: 72pt"><font size="2">Exhibit
                    99.1</font></td>
                  <td align="left">
                    <div align="left">&#160;<font size="2"><font style="DISPLAY: inline; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Times New Roman">Press
                      release dated September 1, 2005 to announce closing of the
                      transaction
                      with AmPro Mortgage
                      Corporation.</font></font></div>
                  </td>
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      <div>&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><em><u>Forward-Looking
        Information</u></em></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 27pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><em>This
        Current Report on Form 8-K contains, and future oral and written statements
        may
        contain, forward-looking statements within the meaning of such term in the
        Private Securities Litigation Reform Act of 1995 with respect to the Company&#8217;s
        business, financial condition, results of operations, plans, objectives and
        future performance. Forward-looking statements, which may be based upon beliefs,
        expectations and assumptions of management and on information currently
        available to management, are generally identifiable by the use of words such
        as
&#8220;believe,&#8221;&#8220;expect,&#8221;&#8220;anticipate,&#8221;&#8220;plan,&#8221;&#8220;intend,&#8221;&#8220;estimate,&#8221;&#8220;may,&#8221;&#8220;will,&#8221;&#8220;would,&#8221;&#8220;could,&#8221;&#8220;should&#8221;
        or other similar expressions. Additionally, all statements in this document,
        including forward-looking statements, speak only as of the date they are
        made,
        and the Company undertakes no obligation to update any statement in light
        of new
        information or future events. A number of factors, many of which are beyond
        the
        ability of the Company to control or predict, could cause actual results
        to
        differ materially from those in its forward-looking statements, including,
        among
        others,&#160;changes in demand for mortgage loans, the Company&#8217;s access to
        funding sources and the terms upon which it can obtain financing, assumptions
        underlying the value of the Company&#8217;s retained mortgage loan-servicing rights,
        the impact of economic slowdowns or recessions, management&#8217;s ability to manage
        the Company&#8217;s growth and planned expansion, difficulties in integrating or
        operating newly acquired businesses, competition in the Company&#8217;s market,
        changes in government regulations, the Company&#8217;s ability to expand origination
        volume while reducing overhead, the impact of new legislation or court decisions
        restricting the activities of lenders or suppliers of credit in the Company&#8217;s
        market, other risk factors disclosed from time to time in the Company&#8217;s filings
        with the Securities and Exchange Commission and the inability of the Company
        to
        manage the risks associated with the foregoing as well as
        anticipated.</em></font></div>
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      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 27pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><em>These
        risks and uncertainties should be considered in evaluating forward-looking
        statements and undue reliance should not be placed on such statements.
        Additional information concerning the Company and its business, including
        additional factors that could materially affect the Company&#8217;s financial results,
        is included in the Company&#8217;s filings with the Securities and Exchange
        Commission.</em></font></div>
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        to the requirements of the Securities Exchange Act of 1934, the registrant
        has
        duly caused this report to be signed on its behalf by the undersigned hereunto
        duly authorized.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
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              <td colspan="2"><font style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman"><strong>UNITED
                FINANCIAL MORTGAGE CORP.</strong></font></td>
            </tr>
            <tr valign="top" bgcolor="#ffffff">
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;<br>&#160;</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;<br>&#160;</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;<br>&#160;</font></td>
            </tr>
            <tr valign="top" bgcolor="#ffffff">
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Date:&#160;September
                6, 2005</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">By:&#160;&#160;</font></td>
              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">/s/&#160;Steve
                Khoshabe<font id="TAB2" style="COLOR: black; LETTER-SPACING: 9.7pt" size="3">&#160;</font></font></td>
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                <hr style="COLOR: #000000" align="left" noshade size="2" width="80%"><font size="2">Steve
                Khoshabe</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 9.7pt">&#160;</font></td>
            </tr>
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              <td><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">President
                and Chief Executive Officer</font></td>
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          TO
          EXHIBITS&#160;</font></div>
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              <td align="left" valign="top" style="WIDTH: 72pt"><font size="2">Exhibit
                99.1</font></td>
              <td align="left" valign="bottom">
                <div align="left"><font size="2">&#160;</font><font size="2">Press release
                  dated
                  September 1, 2005 to announce closing of the transaction with AmPro
                  Mortgage Corporation.</font><br></div>
              </td>
            </tr>

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{"company-data": {"conformed-name": "UNITED FINANCIAL MORTGAGE CORP", "cik": "0000916823", "assigned-sic": "6162", "irs-number": "363440533", "state-of-incorporation": "IL", "fiscal-year-end": "0430"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "001-14127", "film-number": "051070249"}, "business-address": {"street1": "815 COMMERCE DRIVE", "street2": "SUITE 100", "city": "OAK BROOK", "state": "IL", "zip": "60523", "phone": "6305717222"}, "mail-address": {"street1": "815 COMMERCE DRIVE", "street2": "SUITE 100", "city": "OAK BROOK", "state": "IL", "zip": "60523"}}
Unassociated Document
UNITED
        STATES
SECURITIES
        AND EXCHANGE COMMISSION
Washington,
        D.C. 20549
FORM
        8-K
Current
        Report
Pursuant
        to Section 13 or 15(d) of
The
        Securities Exchange Act of 1934
Date
        of
        Report (Date of earliest event reported):
August
        31, 2005
UNITED
        FINANCIAL MORTGAGE CORP.
(
Exact
        Name of Registrant as Specified in Charter)
Illinois
1-14127
36-43440533
(State
                    or Other Jurisdiction of Incorporation)
(
Commission
                    File Number)
(IRS
                    Employer Identification No)
815
        Commerce Drive, Suite 100
Oak
        Brook, Illinois 60523
(Address
        of principal executive offices)
Registrant's
        telephone number, including area code:
(630)
        571-7222
Item
                2.01.
Completion
                  of Acquisition or Disposition of Assets
.
United
        Financial Mortgage Corp. (the "Company") completed its acquisition of the prime
        wholesale origination division of AmPro Mortgage Corporation ("AmPro") pursuant
        to an Asset Purchase Agreement, dated May 4, 2005, between the Company and
        AmPro
        (the "Agreement"). The acquisition was completed effective August 31, 2005.
        Pursuant to the transaction, the Company acquired AmPro's eight prime wholesale
        production offices and AmPro's Phoenix, Arizona operations center, including all
        of the assets relating to the prime wholesale origination division in the
        production offices and the operations center.
In
        accordance with the terms of the Agreement, the Company has paid AmPro
        approximately $2.2 million through the date hereof and is obligated to make
        additional payments, subject to setoff, deduction and other rights set forth
        in
        the Agreement, based on the mortgage loan production of the wholesale production
        offices acquired from AmPro. The Company has also agreed to assume certain
        identified obligations of AmPro.
A
        copy of the Company's press release announcing the closing is attached hereto as
        Exhibit 99.1.
Item
                  9.01.
Financial
                    Statements and Exhibits
.
(a)
        Financial Statements of Business Acquired.
In
        accordance with Item 9.01(a) of Form 8-K, if required pursuant to Regulation
        S-X, the financial statements of AmPro's wholesale origination division will be
        filed by amendment to this Form 8-K no later than 71 days after the
        date
        this Current Report on Form 8-K is required to be filed.
(b)
        Pro
        Forma Financial Information.
In
        accordance with Item 9.01(b) of Form 8-K, if required pursuant to Regulation
        S-X, pro forma financial information will be filed by amendment to this Form
        8-K
        no later than 71 days after the date this Current Report on Form 8-K
        is required to be filed.
(c)
        Exhibits.
Exhibit
                    99.1
Press
                      release dated September 1, 2005 to announce closing of the
                      transaction
                      with AmPro Mortgage
                      Corporation.
Forward-Looking
        Information
This
        Current Report on Form 8-K contains, and future oral and written statements
        may
        contain, forward-looking statements within the meaning of such term in the
        Private Securities Litigation Reform Act of 1995 with respect to the Company's
        business, financial condition, results of operations, plans, objectives and
        future performance. Forward-looking statements, which may be based upon beliefs,
        expectations and assumptions of management and on information currently
        available to management, are generally identifiable by the use of words such
        as
"believe,""expect,""anticipate,""plan,""intend,""estimate,""may,""will,""would,""could,""should"
        or other similar expressions. Additionally, all statements in this document,
        including forward-looking statements, speak only as of the date they are
        made,
        and the Company undertakes no obligation to update any statement in light
        of new
        information or future events. A number of factors, many of which are beyond
        the
        ability of the Company to control or predict, could cause actual results
        to
        differ materially from those in its forward-looking statements, including,
        among
        others, changes in demand for mortgage loans, the Company's access to
        funding sources and the terms upon which it can obtain financing, assumptions
        underlying the value of the Company's retained mortgage loan-servicing rights,
        the impact of economic slowdowns or recessions, management's ability to manage
        the Company's growth and planned expansion, difficulties in integrating or
        operating newly acquired businesses, competition in the Company's market,
        changes in government regulations, the Company's ability to expand origination
        volume while reducing overhead, the impact of new legislation or court decisions
        restricting the activities of lenders or suppliers of credit in the Company's
        market, other risk factors disclosed from time to time in the Company's filings
        with the Securities and Exchange Commission and the inability of the Company
        to
        manage the risks associated with the foregoing as well as
        anticipated.
These
        risks and uncertainties should be considered in evaluating forward-looking
        statements and undue reliance should not be placed on such statements.
        Additional information concerning the Company and its business, including
        additional factors that could materially affect the Company's financial results,
        is included in the Company's filings with the Securities and Exchange
        Commission.
Signature
Pursuant
        to the requirements of the Securities Exchange Act of 1934, the registrant
        has
        duly caused this report to be signed on its behalf by the undersigned hereunto
        duly authorized.
UNITED
                FINANCIAL MORTGAGE CORP.
Date: September
                6, 2005
By:
/s/ Steve
                Khoshabe
Steve
                Khoshabe
President
                and Chief Executive Officer
INDEX
          TO
          EXHIBITS
Exhibits
Exhibit
                99.1
Press release
                  dated
                  September 1, 2005 to announce closing of the transaction with AmPro
                  Mortgage Corporation.