SECURITIES AND EXCHANGE COMMISSION
                               Washington, DC 20549
--------------------------------------------------------------------------------

                                    FORM 8-K
                                CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 13, 2005
                                                  ----------------

                      Delta Mutual, Inc.
    (Exact name of registrant as specified in charter)

         Delaware                                   000-30563
(State or other jurisdiction           (Commission File Number)
 of  incorporation)

111 North Branch Street, Sellersville, Pennsylvania      18960

-----------------------------------------------------   --------
(Address of principal executive offices)               (Zip Code)

Registrant's telephone number, including area code: (215) 258-2800

 Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

{ } Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

{ } Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a -12)

{ } Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d -2(b))

{ } Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e -4(c))
--------------------------------------------------------------------------------

<PAGE>

Item 3.02. Unregistered Sales of Equity Securities

       The following table sets forth the sales of unregistered securities since
       the Company's last report filed under this item.

<TABLE>
<CAPTION>
                                                                                Principal     Total Offering Price/
  Date                      Title and Amount        Purchaser                   Underwriter   Underwriting Discounts
-------------------------- ------------------------ -------------------------- ---------------- -----------------------
<S>                        <C>                                                     <C>          <C>
October 10, 2005           7,500 shares of common   Consultant                       NA         $3,100/NA
                           stock
-------------------------- ------------------------ -------------------------- ---------------- -----------------------
October 13, 2005           1,666,667 shares of      Private investor                 NA         $250,000/$50,000
                           common stock
</TABLE>

                                   Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company
has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.

                               Delta Mutual, Inc.

Date: October 19, 2005
                                By: /s/ Peter F. Russo
                                -------------------------------------
                                Peter F. Russo,
                                President and Chief Executive Officer
{"company-data": {"conformed-name": "DELTA MUTUAL INC", "cik": "0001112985", "assigned-sic": "7389", "irs-number": "141818394", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-30563", "film-number": "051145842"}, "business-address": {"street1": "111 NORTH BRANCH STREET", "city": "SELLERSVILLE", "state": "PA", "zip": "18960", "phone": "2152582800"}, "mail-address": {"street1": "111 NORTH BRANCH STREET", "city": "SELLERSVILLE", "state": "PA", "zip": "18960"}}
SECURITIES AND EXCHANGE COMMISSION
                               Washington, DC 20549
--------------------------------------------------------------------------------

                                    FORM 8-K
                                CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 13, 2005
                                                  ----------------

                      Delta Mutual, Inc.
    (Exact name of registrant as specified in charter)

         Delaware                                   000-30563
(State or other jurisdiction           (Commission File Number)
 of  incorporation)

111 North Branch Street, Sellersville, Pennsylvania      18960

-----------------------------------------------------   --------
(Address of principal executive offices)               (Zip Code)

Registrant's telephone number, including area code: (215) 258-2800

 Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

{ } Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

{ } Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a -12)

{ } Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d -2(b))

{ } Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e -4(c))
--------------------------------------------------------------------------------
Item 3.02. Unregistered Sales of Equity Securities

       The following table sets forth the sales of unregistered securities since
       the Company's last report filed under this item.
Principal     Total Offering Price/
  Date                      Title and Amount        Purchaser                   Underwriter   Underwriting Discounts
-------------------------- ------------------------ -------------------------- ---------------- -----------------------
October 10, 2005           7,500 shares of common   Consultant                       NA         $3,100/NA
                           stock
-------------------------- ------------------------ -------------------------- ---------------- -----------------------
October 13, 2005           1,666,667 shares of      Private investor                 NA         $250,000/$50,000
                           common stock
Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company
has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.

                               Delta Mutual, Inc.

Date: October 19, 2005
                                By: /s/ Peter F. Russo
                                -------------------------------------
                                Peter F. Russo,
                                President and Chief Executive Officer