--------------------------------------------------------------------------------

                        SECURITIES AND EXCHANGE COMMISSION
                               Washington, DC 20549
--------------------------------------------------------------------------------

                                    FORM 8-K
                                CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 26, 2006

                               Delta Mutual, Inc.
               (Exact name of registrant as specified in charter)

          Delaware                                              000-30563
(State or other jurisdiction                            (Commission File Number)
     of  incorporation)

111 North Branch Street, Sellersville, Pennsylvania               18960
---------------------------------------------------             ----------
(Address of principal executive offices)                        (Zip Code)

Registrant's telephone number, including area code: (215) 258-2800

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a -12)

|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d -2(b))

|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e -4(c))

--------------------------------------------------------------------------------


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                                     Page 1
<PAGE>

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Item 3.02. Unregistered Sales of Equity Securities

       The following table sets forth the sales of unregistered securities since
       the Company's last report filed under this item.

<TABLE>
<CAPTION>
--------------------------------------------------------------------------------------------------------------
                                                                           Principal     Total Offering Price/
     Date                    Title and Amount             Purchaser       Underwriter   Underwriting Discounts
--------------------------------------------------------------------------------------------------------------
<S>                      <C>                          <C>                      <C>          <C>
July 26, 2006            400,000 shares of common     Consultant               NA           $40,000/NA
                         stock
--------------------------------------------------------------------------------------------------------------
August 25, 2006          1,200,000 shares of common   Private investor         NA           $60,000/$6,000
                         stock
--------------------------------------------------------------------------------------------------------------
August 25, 2006          1,500,000 shares of common   Private investor         NA           $75,000/$7,500
                         stock
--------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------
</TABLE>

The issuances of common stock to consultants are viewed as exempt from
registration under the Securities Act of 1933, as amended ("Securities Act"),
under section 4(2) thereof, as transactions not involving any public offering.
The private placements of the Company's common stock to individual U.S.
investors, and the offerings of notes, convertible notes and shares upon
conversion of notes, to U.S. investors, are viewed as exempt under the
provisions of Rule 506 of Regulation D under the Securities Act.

                                   Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company
has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.

                                                Delta Mutual, Inc.


Date: August 30, 2006
                                        By: /s/ Peter F. Russo
                                        -------------------------------------
                                        Peter F. Russo,
                                        President and Chief Executive Officer


--------------------------------------------------------------------------------
                                     Page 2
{"company-data": {"conformed-name": "DELTA MUTUAL INC", "cik": "0001112985", "assigned-sic": "7389", "irs-number": "141818394", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-30563", "film-number": "061065553"}, "business-address": {"street1": "111 NORTH BRANCH STREET", "city": "SELLERSVILLE", "state": "PA", "zip": "18960", "phone": "2152582800"}, "mail-address": {"street1": "111 NORTH BRANCH STREET", "city": "SELLERSVILLE", "state": "PA", "zip": "18960"}}
--------------------------------------------------------------------------------

                        SECURITIES AND EXCHANGE COMMISSION
                               Washington, DC 20549
--------------------------------------------------------------------------------

                                    FORM 8-K
                                CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 26, 2006

                               Delta Mutual, Inc.
               (Exact name of registrant as specified in charter)

          Delaware                                              000-30563
(State or other jurisdiction                            (Commission File Number)
     of  incorporation)

111 North Branch Street, Sellersville, Pennsylvania               18960
---------------------------------------------------             ----------
(Address of principal executive offices)                        (Zip Code)

Registrant's telephone number, including area code: (215) 258-2800

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a -12)

|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d -2(b))

|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e -4(c))

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------
                                     Page 1
--------------------------------------------------------------------------------

Item 3.02. Unregistered Sales of Equity Securities

       The following table sets forth the sales of unregistered securities since
       the Company's last report filed under this item.
--------------------------------------------------------------------------------------------------------------
                                                                           Principal     Total Offering Price/
     Date                    Title and Amount             Purchaser       Underwriter   Underwriting Discounts
--------------------------------------------------------------------------------------------------------------
July 26, 2006            400,000 shares of common     Consultant               NA           $40,000/NA
                         stock
--------------------------------------------------------------------------------------------------------------
August 25, 2006          1,200,000 shares of common   Private investor         NA           $60,000/$6,000
                         stock
--------------------------------------------------------------------------------------------------------------
August 25, 2006          1,500,000 shares of common   Private investor         NA           $75,000/$7,500
                         stock
--------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------
The issuances of common stock to consultants are viewed as exempt from
registration under the Securities Act of 1933, as amended ("Securities Act"),
under section 4(2) thereof, as transactions not involving any public offering.
The private placements of the Company's common stock to individual U.S.
investors, and the offerings of notes, convertible notes and shares upon
conversion of notes, to U.S. investors, are viewed as exempt under the
provisions of Rule 506 of Regulation D under the Securities Act.

                                   Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company
has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.

                                                Delta Mutual, Inc.

Date: August 30, 2006
                                        By: /s/ Peter F. Russo
                                        -------------------------------------
                                        Peter F. Russo,
                                        President and Chief Executive Officer

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                                     Page 2