UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

     Date of report (Date of earliest event reported)  April 13, 2005


                               Mitek Systems, Inc.
--------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in Its Charter)


                                    Delaware
--------------------------------------------------------------------------------
                 (State or Other Jurisdiction of Incorporation)


                  0-15235                                  87-0418827
--------------------------------------------------------------------------------
          (Commission File Number)             (IRS Employer Identification No.)


 14145 Danielson Street, Suite B, Poway, CA                            92064
--------------------------------------------------------------------------------
  (Address of Principal Executive Offices)                          (Zip Code)


                                 (858) 513-4600
--------------------------------------------------------------------------------
              (Registrant's Telephone Number, Including Area Code)


--------------------------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)

      Check the  appropriate  box below if the Form 8-K  filing is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|   Written  communications  pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 CFR 240.13e-4(c))


                                     1 of 3
<PAGE>

Item 8.01     Other Events

As previously disclosed,  Mitek Systems, Inc. ("Mitek") on July 7, 2004, entered
into an agreement  (the  "Agreement")  with Harland  Financial  Solutions,  Inc.
("HFS"), pursuant to which HFS acquired certain of Mitek's trade assets relating
to its "item  processing" line of business.  In addition,  HFS assumed the trade
liabilities  and hired  certain of Mitek's  personnel  relating  to this line of
business. As also previously disclosed,  under the terms of the Agreement, Mitek
was  eligible  to  receive  additional  consideration  from HFS  should  certain
contractual issues be resolved to the satisfaction of HFS.

On April 13, 2005, Mitek and HFS agreed that the contractual  issues in question
had been  resolved  such that HFS  delivered to Mitek an  additional  payment of
$1,000,000 under the Agreement. Mitek believes this payment is the final payment
it will receive from HFS under the Agreement.

The  precursor to the delivery of the payment from HFS was the  completion of an
arbitration  proceeding  between  Mitek and BSM,  Inc.  which  confirmed  to the
satisfaction  of HFS,  Mitek's  ability to assign certain rights and obligations
under the  Agreement.  Attached  hereto is a copy of the press release issued by
Mitek regarding the payment from HFS.

Item 9.01     Financial Statements and Exhibits.

Item 9.01(c)  Exhibits

      Exhibit 99.1     Press Release of Mitek dated April 19, 2005.


                                     2 of 3
<PAGE>

                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                       MITEK SYSTEMS, INC.


Date: April 19, 2005                   By: /s/ James B. DeBello
                                           -------------------------------------
                                           James B. DeBello
                                           President and Chief Executive Officer


                                     3 of 3
{"company-data": {"conformed-name": "MITEK SYSTEMS INC", "cik": "0000807863", "assigned-sic": "3577", "irs-number": "870418827", "state-of-incorporation": "DE", "fiscal-year-end": "0930"}, "filing-values": {"form-type": "8-K", "act": "34", "file-number": "000-15235", "film-number": "05759729"}, "business-address": {"street1": "14145 DANIELSON ST SUITE B", "city": "POWAY", "state": "CA", "zip": "92064", "phone": "858-513-4600"}, "mail-address": {"street1": "10700 CARROLL CANYON RD", "city": "SAN DIEGO", "state": "CA", "zip": "92131"}}
UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

     Date of report (Date of earliest event reported)  April 13, 2005

                               Mitek Systems, Inc.
--------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in Its Charter)

                                    Delaware
--------------------------------------------------------------------------------
                 (State or Other Jurisdiction of Incorporation)

                  0-15235                                  87-0418827
--------------------------------------------------------------------------------
          (Commission File Number)             (IRS Employer Identification No.)

 14145 Danielson Street, Suite B, Poway, CA                            92064
--------------------------------------------------------------------------------
  (Address of Principal Executive Offices)                          (Zip Code)

                                 (858) 513-4600
--------------------------------------------------------------------------------
              (Registrant's Telephone Number, Including Area Code)

--------------------------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)

      Check the  appropriate  box below if the Form 8-K  filing is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|   Written  communications  pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 CFR 240.13e-4(c))

                                     1 of 3
Item 8.01     Other Events

As previously disclosed,  Mitek Systems, Inc. ("Mitek") on July 7, 2004, entered
into an agreement  (the  "Agreement")  with Harland  Financial  Solutions,  Inc.
("HFS"), pursuant to which HFS acquired certain of Mitek's trade assets relating
to its "item  processing" line of business.  In addition,  HFS assumed the trade
liabilities  and hired  certain of Mitek's  personnel  relating  to this line of
business. As also previously disclosed,  under the terms of the Agreement, Mitek
was  eligible  to  receive  additional  consideration  from HFS  should  certain
contractual issues be resolved to the satisfaction of HFS.

On April 13, 2005, Mitek and HFS agreed that the contractual  issues in question
had been  resolved  such that HFS  delivered to Mitek an  additional  payment of
$1,000,000 under the Agreement. Mitek believes this payment is the final payment
it will receive from HFS under the Agreement.

The  precursor to the delivery of the payment from HFS was the  completion of an
arbitration  proceeding  between  Mitek and BSM,  Inc.  which  confirmed  to the
satisfaction  of HFS,  Mitek's  ability to assign certain rights and obligations
under the  Agreement.  Attached  hereto is a copy of the press release issued by
Mitek regarding the payment from HFS.

Item 9.01     Financial Statements and Exhibits.

Item 9.01(c)  Exhibits

      Exhibit 99.1     Press Release of Mitek dated April 19, 2005.

                                     2 of 3
SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                       MITEK SYSTEMS, INC.

Date: April 19, 2005                   By: /s/ James B. DeBello
                                           -------------------------------------
                                           James B. DeBello
                                           President and Chief Executive Officer

                                     3 of 3