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<P ALIGN="CENTER"><FONT SIZE="-1">As filed with the Securities and Exchange Commission on October 4, 2006</FONT></P>

<P align=right><FONT SIZE="-1">	Registration No. 333- <STRONG>[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;]</STRONG></FONT>
<hr noshade size=5>
<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>UNITED STATES</STRONG> <STRONG>SECURITIES AND EXCHANGE COMMISSION</STRONG><br>

<STRONG>Washington, DC  20549<br>
__________</STRONG></FONT></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>FORM S-8<br>
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</STRONG></FONT></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG><U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;AMERICAN BANCORP OF NEW JERSEY, INC.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></STRONG><br>
(Exact name of registrant as specified in its charter)</FONT></P>

<CENTER>
<TABLE ALIGN="CENTER" WIDTH="100%">
<TR VALIGN="TOP"><TD align=center><FONT SIZE="-1"><STRONG>	<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;United States&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></STRONG></FONT><FONT SIZE="-1"><U></CENTER>
</U></FONT></TD>

<TD colspan=2 align=center><FONT SIZE="-1"><U></U>	<STRONG><U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;55-0897507&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></STRONG></FONT><FONT SIZE="-1"><U></U></FONT></TD></TR>

<TR VALIGN="TOP"><TD align=center><FONT SIZE="-1"><U></U>	(State or other jurisdiction of incorporation<br>
or organization)</FONT></P>

<P><FONT SIZE="-1">	<STRONG><U>365 Broad Street, Bloomfield, New Jersey</U></STRONG><br>
(Address of principal executive offices)<STRONG></STRONG></FONT></TD>
<TD colspan=2 align=center><FONT SIZE="-1"><STRONG></STRONG>	(I.R.S. Employer Identification No.)</FONT></P>

<P><FONT SIZE="-1"><STRONG><U>&nbsp;&nbsp;&nbsp;07003&nbsp;&nbsp;&nbsp;</U></STRONG><br>
(Zip Code)</FONT></TD></TR></TABLE>
</CENTER>
</P>
<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>AMERICAN BANCORP OF NEW JERSEY, INC.<br>
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2006 EQUITY INCENTIVE PLAN&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></STRONG></FONT><FONT SIZE="-1"><U></U></FONT><br>
<FONT SIZE="-1">(Full title of the plan)</FONT></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>James S. Fleischer<br>
Silver, Freedman &amp; Taff, L.L.P.<br>
(a limited liability partnership including professional corporations)<br>
1700 Wisconsin Avenue, N.W.<br>
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Washington, D.C.  20007&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></STRONG><br>
(Name and address of agent for service)</FONT></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG><U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (202) 295-4500&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></STRONG><br>
(Telephone number, including area code, of agent for service)</FONT></P>

<CENTER>
<TABLE ALIGN="CENTER" WIDTH="100%">
<TR VALIGN="TOP"><TD COLSPAN="5">
<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>CALCULATION OF REGISTRATION FEE<hr noshade size=5></STRONG></FONT></TD></TR>
<TR><TD><FONT SIZE="-1"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="bottom"><TD></P>
<P ALIGN="CENTER"><STRONG></STRONG></FONT><FONT SIZE="-1"><STRONG></STRONG></FONT><FONT SIZE="-1"><STRONG></STRONG></FONT><FONT SIZE="-1"><STRONG></FONT><FONT SIZE="-1">Title of securities<br>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to be registered&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<hr noshade></STRONG></FONT></TD>
<TD><FONT SIZE="-1"><STRONG><U></P>
<P ALIGN="CENTER"></U></STRONG></FONT><FONT SIZE="-1"><U></U></FONT><FONT SIZE="-1"><STRONG>Amount to be<br>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;registered<SUP>(1)</SUP>&nbsp;&nbsp;&nbsp;<hr noshade></STRONG></FONT></TD>
<TD><FONT SIZE="-1"><STRONG>
<P ALIGN="CENTER">Proposed<br>
maximum<br>
offering price<br>
per share&nbsp;&nbsp;&nbsp;&nbsp;<hr noshade></STRONG></FONT></TD>
<TD><FONT SIZE="-1"><STRONG><P ALIGN="CENTER">Proposed<br>
maximum<br>
aggregate<br>
offering price<hr noshade></STRONG></FONT></TD>
<TD><FONT SIZE="-1"><STRONG></P>
<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Amount of<br>
registration fee<hr noshade></STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1"><STRONG><U>
<P ALIGN="CENTER"></U></STRONG></FONT><FONT SIZE="-1"><U></U>Common Stock, par<br>
Value $.10 per share</FONT></TD>
<TD><FONT SIZE="-1">
<P ALIGN="CENTER">1,081,117 shares</FONT></TD>
<TD align=center><FONT SIZE="-1">	$11.94<SUP>(2)</SUP></FONT></TD>
<TD align=center><FONT SIZE="-1">	$12,908,536</FONT></TD>
<TD align=center><FONT SIZE="-1">	$1,382<SUP>(2)</SUP></FONT></TD></TR>
</TABLE>
</CENTER>
<hr noshade>
</P>
<P><FONT SIZE="-1"><SUP>______________________________</SUP></FONT><br>
<table width=100%>
<tr valign=top><td width=2%><FONT SIZE="-1"><SUP>(1)</SUP></td>
<td><FONT SIZE="-1">Pursuant to Rule 416 under the Securities Act of 1933, as amended, this Registration Statement covers, in
addition to the number of shares set forth above, an indeterminate number of shares which, by reason of certain
events specified in the Plan, may become subject to the Plan.</td></tr>

<tr valign=top><td width=2%><FONT SIZE="-1"><SUP>(2)</SUP></td>
<td><FONT SIZE="-1">Estimated, pursuant to Rule 457(c) and (h), solely for the purpose of calculating the registration fee. The shares
being registered hereby are being registered based upon the average of the high and low prices per share of the
common stock on the Nasdaq Global Market of $11.94 per share on October 2, 2006.</td></tr></table>

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<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>PART I</STRONG></FONT></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</STRONG></FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The document(s) containing the information specified in Part&nbsp;I of Form S-8 will be sent or given to
participants in the American Bancorp of New Jersey, Inc. 2006 Equity Incentive Plan (the "Plan") as specified by
Rule 428(b)(1) promulgated by the Securities and Exchange Commission (the "Commission") under the Securities
Act of 1933, as amended (the "Securities Act").</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Such document(s) are not being filed with the Commission, but they constitute (along with the documents
incorporated by reference into this Form S-8 pursuant to Item 3 of Part II hereof) a prospectus that meets the
requirements of Section 10(a) of the Securities Act ("Prospectus").</FONT></P>

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<BR>
<CENTER><FONT SIZE="-1">I-1</CENTER>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>PART II</STRONG></FONT></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>INFORMATION NOT REQUIRED IN PROSPECTUS</STRONG></FONT></P>

<P><FONT SIZE="-1">Item 3.	<U>Incorporation of Certain Documents by Reference</U>.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The following documents previously or concurrently filed by American Bancorp of New Jersey, Inc. (the
"Company") with the Commission are hereby incorporated by reference in this Registration Statement and the
Prospectus, which has been or will be delivered to the participants receiving Awards under the Plan:</FONT></P>

<table width=100%>
<tr valign=top><td width=4%></td>
<td width=5%><FONT SIZE="-1">1.</td>
<td><FONT SIZE="-1">the Company's Annual Report on Form 10-K for the fiscal year ended September 30, 2005 (File
No. 000-51500), filed on December 28, 2005, pursuant to the Securities Exchange Act of 1934, as
amended (the "Exchange Act");</p></td></tr>

<tr valign=top><td></td>
<td><FONT SIZE="-1">2.</td>
<td><FONT SIZE="-1">the quarterly report on Form 10-Q of the Company for the three, six and nine months ended
December 31, 2005, March 31, 2006 and June 30, 2006 (File No. 000-51500) filed on February
14, 2006, May 15, 2006 and August 14, 2006, respectively;</p></td></tr>

<tr valign=top><td></td>
<td><FONT SIZE="-1">3.</td>
<td><FONT SIZE="-1">the Company's proxy statement for its annual meeting of stockholders held on May 23, 2006,
(File No. 000-51500) filed on April 20, 2006;</p></td></tr>

<tr valign=top><td></td>
<td><FONT SIZE="-1">4.</td>
<td><FONT SIZE="-1">the Company's current reports on Form 8-K filed on January 31, March 1, May 3, May 26, July
31, August 24, and September 7, 2006 (File No. 000-51500); and</p></td></tr>

<tr valign=top><td></td>
<td><FONT SIZE="-1">5.</td>
<td><FONT SIZE="-1">the description of the common stock, par value $.10 per share, of the Registrant contained in the
Registrant's Registration Statement on Form 8-A (File No. 000-51500) filed with the Commission
on August 17, 2005, and all amendments thereto or reports filed for the purpose of updating such
description.</td></tr></table>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All documents subsequently filed by the Company with the Commission pursuant to Sections 13(a), 13(c),
14, or 15(d) of the Exchange Act, prior to the filing of a post-effective amendment that indicates that all securities
offered hereby have been sold or that deregisters all securities then remaining unsold, shall be deemed incorporated
by reference into this Registration Statement and the Prospectus and to be a part thereof from the date of the filing
of such documents. Any statement contained in the documents incorporated, or deemed to be incorporated, by
reference herein or therein shall be deemed to be modified or superseded for purposes of this Registration Statement
and the Prospectus to the extent that a statement contained herein or therein or in any other subsequently filed
document which also is, or is deemed to be, incorporated by reference herein or therein modifies or supersedes such
statement.  Any such statement so modified or superseded shall not be deemed, except as so modified or
superseded, to constitute a part of this Registration Statement and the Prospectus.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This incorporation by reference of the Company's proxy statement for its annual meeting of stockholders
shall not be deemed to specifically incorporate by reference the information relating to the audit committee report
(as permitted under Item 306 of Regulation S-K) or the information provided under Item 9 of any current report on
Form 8-K.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company shall furnish without charge to each person to whom the Prospectus is delivered, on the
written or oral request of such person, a copy of any or all of the documents incorporated by reference, other than
exhibits to such documents (unless such exhibits are specifically incorporated by reference to the information that is
incorporated).  Requests should be directed to the Secretary, American Bancorp of New Jersey, Inc., 365 Broad
Street, Bloomfield, New Jersey  07003, telephone number (973) 748-3600.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All information appearing in this Registration Statement and the Prospectus is qualified in its entirety by
the detailed information, including financial statements, appearing in the documents incorporated herein or therein
by reference.</FONT></P>

<P><FONT SIZE="-1">Item 4.	<U>Description of Securities</U>.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.</FONT></P>

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<CENTER><FONT SIZE="-1">II-1</CENTER>

<P><FONT SIZE="-1">Item 5.	<U>Interests of Named Experts and Counsel</U>.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.</FONT></P>

<P><FONT SIZE="-1">Item 6.	<U>Indemnification of Directors and Officers</U>. </FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section 14A:3-5 of the New Jersey Business Corporation Act describes those circumstances under which
directors, officers, employees and agents may be insured or indemnified against liability which they may incur in
their capacities as such.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section 18 of the Certificate of Incorporation of the Company require indemnification of directors,
officers, employees or agents of the Company to the full extent permissible under New Jersey law.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The registrant believes that these provisions assist the registrant in, among other things, attracting and
retaining qualified persons to serve the registrant and its subsidiary. However, a result of such provisions could be
to increase the expenses of the registrant and effectively reduce the ability of stockholders to sue on behalf of the
registrant because certain suits could be barred or amounts that might otherwise be obtained on behalf of the
registrant could be required to be repaid by the registrant to an indemnified party.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company may purchase and maintain insurance on behalf of any person who is or was a director,
officer, employee, or agent of the Company or is or was serving at the request of the Company as a director, officer,
employee, or agent of another corporation, partnership, joint venture, trust, or other enterprise against any liability
asserted against the person and incurred by the person in any such capacity or arising out of his status as such,
whether or not the Company would have the power to indemnify the person against such liability under the
provisions of the Certificate of Incorporation.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Additionally, the Company has in force a directors and officers liability policies for claims directly against
directors and officers and for claims where the Company is required to indemnify directors and officers. </FONT></P>

<P><FONT SIZE="-1">Item 7.	<U>Exemption from Registration Claimed</U>.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.</FONT></P>

<P><FONT SIZE="-1">Item 8.	<U>Exhibits</U>.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;See Exhibit Index following the signature page.</FONT></P>

<P><FONT SIZE="-1">Item 9.	<U>Undertakings</U>.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The undersigned Registrant hereby undertakes:</FONT></P>

<table width=100%>
<tr valign=top><td width=9%></td><td width=5%><FONT SIZE="-1">(1)</td>
<td colspan=2><FONT SIZE="-1">To file, during any period in which offers or sales are being made, a post-effective
amendment to this Registration Statement to:</p></td></tr>

<tr valign=top><td></td>
<td><FONT SIZE="-1"></td>
<td width=5%><FONT SIZE="-1">(i)</td>
<td><FONT SIZE="-1">Include any Prospectus required by section 10(a)(3) of the Securities Act;</p></td></tr>

<tr valign=top><td></td>
<td><FONT SIZE="-1"></td>
<td><FONT SIZE="-1">(ii)</td>
<td><FONT SIZE="-1">Reflect in the prospectus any facts or events arising after the effective date of
the registration statement (or the most recent post-effective amendment thereof)
which, individually or in the aggregate, represent a fundamental change in the
information set forth in the registration statement; notwithstanding the
foregoing, any increase or decrease in volume of securities offered (if the total
dollar value of securities offered would not exceed that which was registered)
and any deviation from the low or high end of the estimated maximum offering
range may be reflected in the form of a prospectus filed with the Commission
pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price
represent no more than 20% change in the maximum aggregate offering price set
forth in the "Calculation of Registration Fee" table in the effective Registration
Statement; and</td></tr></table>

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<CENTER><FONT SIZE="-1">II-2</CENTER>


<table width=100%>

<tr valign=top><td></td>
<td><FONT SIZE="-1"></td>
<td width=5%><FONT SIZE="-1">(iii)</td>
<td><FONT SIZE="-1">Include any material information with respect to the plan of distribution not
previously disclosed in the registration statement or any material change to such
information in the Registration Statement.</FONT></P>

<tr valign=top><td width=9%></td>
<td width=5%><FONT SIZE="-1">(2)</td>
<td colspan=2><FONT SIZE="-1">That, for the purpose of determining any liability under the Securities Act, each such
post-effective amendment shall be deemed to be a new Registration Statement relating to
the securities offered therein, and the offering of such securities at that time shall be
deemed to be the initial <U>bona</U> <U>fide</U> offering thereof.</FONT></P>

<tr valign=top><td width=9%></td><td width=5%><FONT SIZE="-1">(3)</td>
<td colspan=2><FONT SIZE="-1">To remove from registration, by means of a post-effective amendment, any of the
securities being registered which remain unsold at the termination of the offering.</td></tr></table>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The undersigned Registrant hereby undertakes that, for purposes of determining any liability
under the Securities Act, each filing of the Registrant's annual report pursuant to Section 13(a) or
Section 15(d) of the Exchange Act that is incorporated by reference in the Registration Statement
shall be deemed to be a new Registration Statement relating to the securities offered therein, and
the offering of such securities at that time shall be deemed to be the initial <U>bona</U> <U>fide</U> offering
thereof.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Insofar as indemnification for liabilities arising under the Securities Act may be
permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing
provisions, or otherwise, the Registrant has been advised that in the opinion of the Commission
such indemnification is against public policy as expressed in the Act and is, therefore,
unenforceable.  In the event that a claim for indemnification against such liabilities (other than the
payment by the Registrant of expenses incurred or paid by a director, officer or controlling person
of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being registered, the
Registrant will, unless in the opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the question whether such indemnification
by it is against public policy as expressed in the Act and will be governed by the final adjudication
of such issue.</FONT></P>

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<CENTER><FONT SIZE="-1">II-3</CENTER>


<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>SIGNATURES</STRONG></FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable
grounds to believe that it meets all of the requirements for filing a Form S-8 and has duly caused this registration
statement to be signed on its behalf by the undersigned in the City of Bloomfield, State of New Jersey, on
September 29, 2006.</FONT></P>

<table width=100%>
<tr valign=top><td width=50%></td>
<td colspan=2><FONT SIZE="-1"><STRONG>AMERICAN BANCORP OF NEW JERSEY, INC.</STRONG></FONT><br><br><br></td></tr>

<tr valign=top><td width=50%></td>
<td><FONT SIZE="-1">By:</td>
<td><FONT SIZE="-1">/s/ Fred G. Kowal<hr noshade>Fred G. Kowal<br>
President and Chief Operating Officer<br>
<EM>(Duly Authorized Representative) </EM></td></tr></table>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes
and appoints Fred G. Kowal his true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him and in his name, place and stead, in any and all capacities, to sign any and all amendments
(including post-effective amendments) to this Registration Statement, and to file the same, with all exhibits thereto,
and all other documents in connection therewith, with the Securities and Exchange Commission, granting unto said
attorneys-in-fact and agents full power and authority to do and perform each and every act and thing requisite and
necessary to be done, as fully to all intents and purposes as he might or could do in person, hereby ratifying and
confirming all said attorneys-in-fact and agents or their substitutes or substitute may lawfully do or cause to be done
by virtue hereof.</FONT></P>

<P><FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed
below by the following persons in the capacities and on the dates indicated.</FONT></P>

<TABLE WIDTH="100%">
<TR VALIGN="TOP"><TD width=50%><FONT SIZE="-1">/s/ W. George Parker<hr noshade></FONT></TD>
<TD width=50%><FONT SIZE="-1">/s/ Joseph Kliminski<hr noshade></FONT></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="2"><FONT SIZE="-1"><U></TD></TR>
<TR VALIGN="TOP"><TD></FONT><FONT SIZE="-1">W. George Parker&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dated: September 29, 2006	</FONT></TD>
<TD><FONT SIZE="-1">Joseph Kliminski&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dated: September 29, 2006</FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1">Chairman</FONT></TD>
<TD><FONT SIZE="-1">Chief Executive Officer and Director</FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1"></TD>
<TD></FONT><FONT SIZE="-1"><EM>(Principal Executive Officer)</EM></FONT></TD></TR>

<tr><td>&nbsp;</td></tr>

<TR VALIGN="TOP"><TD><FONT SIZE="-1"><EM></EM>/s/ Fred G. Kowal<hr noshade></FONT></TD>
<TD><FONT SIZE="-1">/s/ Eric B. Heyer<hr noshade></FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1"><U></U>Fred G. Kowal&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dated: September 29, 2006</FONT></TD>
<TD><FONT SIZE="-1">Eric B. Heyer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Dated: September 29, 2006</FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1">President, Chief Operating Officer and Director</FONT></TD>
<TD><FONT SIZE="-1">Senior Vice President, Treasurer and Chief Financial
Officer</FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1"></TD>
<TD></FONT><FONT SIZE="-1"><EM>(Principal Financial and Accounting Officer)</EM></FONT></TD></TR>

<tr><td>&nbsp;</td></tr>

<TR VALIGN="TOP"><TD><FONT SIZE="-1"><EM></EM>/s/ H. Joseph North<hr noshade></FONT></TD>
<TD><FONT SIZE="-1">/s/ James W. Ward, III<hr noshade></FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1"><U></U>H. Joseph North&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dated: September 29, 2006</FONT></TD>
<TD><FONT SIZE="-1">James W. Ward, III&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dated: September 29, 2006</FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1">Director</FONT></TD>
<TD><FONT SIZE="-1">Vice Chairman</FONT></TD></TR>

<TR VALIGN="TOP"><TD>&nbsp;<FONT SIZE="-1"></TD>
<TD></TD></TR>

<TR VALIGN="TOP"><TD></FONT><FONT SIZE="-1"></FONT><FONT SIZE="-1">/s/ Stanley Obal<hr noshade></FONT></TD>
<TD><FONT SIZE="-1">/s/ Robert A. Gaccione<hr noshade></FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1">Stanley Obal&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dated: September 29, 2006</FONT></TD>
<TD><FONT SIZE="-1">Robert Gaccione&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dated: September 29, 2006</FONT></TD></TR>
<TR VALIGN="TOP"><TD><FONT SIZE="-1">Director</FONT></TD>
<TD><FONT SIZE="-1">Director</FONT></TD></TR>

<TR VALIGN="TOP"><TD><FONT SIZE="-1">&nbsp;</TD>
<TD></TD></TR>

<TR VALIGN="TOP"><TD></FONT><FONT SIZE="-1"></FONT><FONT SIZE="-1">/s/ Vincent S. Rospond<hr noshade></FONT></TD>
<TD><FONT SIZE="-1"><U></TD></TR>
<TR VALIGN="TOP"><TD></U></FONT><FONT SIZE="-1">Vincent S. Rospond&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dated: September 29, 2006</FONT></TD>
<TD><FONT SIZE="-1"></TD></TR>
<TR VALIGN="TOP"><TD></FONT><FONT SIZE="-1">Director</FONT></TD>
<TD><FONT SIZE="-1"></TD></TR></TABLE>

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<HR color=silver>
<BR>
<CENTER><FONT SIZE="-1">II-4</CENTER>


<P ALIGN="CENTER"></FONT><FONT SIZE="-1"><STRONG>EXHIBIT INDEX</STRONG></FONT></P>

<table width=80% align=center>
<tr valign=top><td align=center><FONT SIZE="-1">Exhibit Number<hr noshade></td>
<td align=center><FONT SIZE="-1">Document<hr noshade></td></tr>

<tr valign=top><td align=center><FONT SIZE="-1">5</td>
<td><FONT SIZE="-1">Opinion of Silver, Freedman &amp; Taff, L.L.P.</p></td></tr>

<tr valign=top><td align=center><FONT SIZE="-1">23</td>
<td><FONT SIZE="-1">Consent of Crowe Chizek and Company LLC</p></td></tr>

<tr valign=top><td align=center><FONT SIZE="-1">99</td>
<td><FONT SIZE="-1">American Bancorp of New Jersey, Inc. 2006 Equity Incentive Plan</td></tr></table>




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[{"type": "S-8", "sequence": "1", "filename": "asbnjs-8.htm", "secsgml_size_bytes": 27692}]
{"company-data": {"conformed-name": "AMERICAN BANCORP OF NEW JERSEY INC", "cik": "0001330039", "assigned-sic": "6035", "irs-number": "550897507", "state-of-incorporation": "NJ", "fiscal-year-end": "0930"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-137801", "film-number": "061128387"}, "business-address": {"street1": "365 BROAD STREET", "city": "BLOOMFIELD", "state": "NJ", "zip": "07003-2798", "phone": "973 748-3600"}, "mail-address": {"street1": "365 BROAD STREET", "city": "BLOOMFIELD", "state": "NJ", "zip": "07003-2798"}}
As filed with the Securities and Exchange Commission on October 4, 2006
Registration No. 333-
[           ]
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC  20549
__________
FORM S-8
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
AMERICAN BANCORP OF NEW JERSEY, INC.
(Exact name of registrant as specified in its charter)
United States
55-0897507
(State or other jurisdiction of incorporation
or organization)
365 Broad Street, Bloomfield, New Jersey
(Address of principal executive offices)
(I.R.S. Employer Identification No.)
07003
(Zip Code)
AMERICAN BANCORP OF NEW JERSEY, INC.
2006 EQUITY INCENTIVE PLAN
(Full title of the plan)
James S. Fleischer
Silver, Freedman & Taff, L.L.P.
(a limited liability partnership including professional corporations)
1700 Wisconsin Avenue, N.W.
Washington, D.C.  20007
(Name and address of agent for service)
(202) 295-4500
(Telephone number, including area code, of agent for service)
CALCULATION OF REGISTRATION FEE
Title of securities
to be registered
Amount to be
registered
(1)
Proposed
maximum
offering price
per share
Proposed
maximum
aggregate
offering price
Amount of
registration fee
Common Stock, par
Value $.10 per share
1,081,117 shares
$11.94
(2)
$12,908,536
$1,382
(2)
______________________________
(1)
Pursuant to Rule 416 under the Securities Act of 1933, as amended, this Registration Statement covers, in
addition to the number of shares set forth above, an indeterminate number of shares which, by reason of certain
events specified in the Plan, may become subject to the Plan.
(2)
Estimated, pursuant to Rule 457(c) and (h), solely for the purpose of calculating the registration fee. The shares
being registered hereby are being registered based upon the average of the high and low prices per share of the
common stock on the Nasdaq Global Market of $11.94 per share on October 2, 2006.
PART I
INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
The document(s) containing the information specified in Part I of Form S-8 will be sent or given to
participants in the American Bancorp of New Jersey, Inc. 2006 Equity Incentive Plan (the "Plan") as specified by
Rule 428(b)(1) promulgated by the Securities and Exchange Commission (the "Commission") under the Securities
Act of 1933, as amended (the "Securities Act").
Such document(s) are not being filed with the Commission, but they constitute (along with the documents
incorporated by reference into this Form S-8 pursuant to Item 3 of Part II hereof) a prospectus that meets the
requirements of Section 10(a) of the Securities Act ("Prospectus").
I-1
PART II
INFORMATION NOT REQUIRED IN PROSPECTUS
Item 3.
Incorporation of Certain Documents by Reference
.
The following documents previously or concurrently filed by American Bancorp of New Jersey, Inc. (the
"Company") with the Commission are hereby incorporated by reference in this Registration Statement and the
Prospectus, which has been or will be delivered to the participants receiving Awards under the Plan:
1.
the Company's Annual Report on Form 10-K for the fiscal year ended September 30, 2005 (File
No. 000-51500), filed on December 28, 2005, pursuant to the Securities Exchange Act of 1934, as
amended (the "Exchange Act");
2.
the quarterly report on Form 10-Q of the Company for the three, six and nine months ended
December 31, 2005, March 31, 2006 and June 30, 2006 (File No. 000-51500) filed on February
14, 2006, May 15, 2006 and August 14, 2006, respectively;
3.
the Company's proxy statement for its annual meeting of stockholders held on May 23, 2006,
(File No. 000-51500) filed on April 20, 2006;
4.
the Company's current reports on Form 8-K filed on January 31, March 1, May 3, May 26, July
31, August 24, and September 7, 2006 (File No. 000-51500); and
5.
the description of the common stock, par value $.10 per share, of the Registrant contained in the
Registrant's Registration Statement on Form 8-A (File No. 000-51500) filed with the Commission
on August 17, 2005, and all amendments thereto or reports filed for the purpose of updating such
description.
All documents subsequently filed by the Company with the Commission pursuant to Sections 13(a), 13(c),
14, or 15(d) of the Exchange Act, prior to the filing of a post-effective amendment that indicates that all securities
offered hereby have been sold or that deregisters all securities then remaining unsold, shall be deemed incorporated
by reference into this Registration Statement and the Prospectus and to be a part thereof from the date of the filing
of such documents. Any statement contained in the documents incorporated, or deemed to be incorporated, by
reference herein or therein shall be deemed to be modified or superseded for purposes of this Registration Statement
and the Prospectus to the extent that a statement contained herein or therein or in any other subsequently filed
document which also is, or is deemed to be, incorporated by reference herein or therein modifies or supersedes such
statement.  Any such statement so modified or superseded shall not be deemed, except as so modified or
superseded, to constitute a part of this Registration Statement and the Prospectus.
This incorporation by reference of the Company's proxy statement for its annual meeting of stockholders
shall not be deemed to specifically incorporate by reference the information relating to the audit committee report
(as permitted under Item 306 of Regulation S-K) or the information provided under Item 9 of any current report on
Form 8-K.
The Company shall furnish without charge to each person to whom the Prospectus is delivered, on the
written or oral request of such person, a copy of any or all of the documents incorporated by reference, other than
exhibits to such documents (unless such exhibits are specifically incorporated by reference to the information that is
incorporated).  Requests should be directed to the Secretary, American Bancorp of New Jersey, Inc., 365 Broad
Street, Bloomfield, New Jersey  07003, telephone number (973) 748-3600.
All information appearing in this Registration Statement and the Prospectus is qualified in its entirety by
the detailed information, including financial statements, appearing in the documents incorporated herein or therein
by reference.
Item 4.
Description of Securities
.
Not applicable.
II-1
Item 5.
Interests of Named Experts and Counsel
.
Not applicable.
Item 6.
Indemnification of Directors and Officers
.
Section 14A:3-5 of the New Jersey Business Corporation Act describes those circumstances under which
directors, officers, employees and agents may be insured or indemnified against liability which they may incur in
their capacities as such.
Section 18 of the Certificate of Incorporation of the Company require indemnification of directors,
officers, employees or agents of the Company to the full extent permissible under New Jersey law.
The registrant believes that these provisions assist the registrant in, among other things, attracting and
retaining qualified persons to serve the registrant and its subsidiary. However, a result of such provisions could be
to increase the expenses of the registrant and effectively reduce the ability of stockholders to sue on behalf of the
registrant because certain suits could be barred or amounts that might otherwise be obtained on behalf of the
registrant could be required to be repaid by the registrant to an indemnified party.
The Company may purchase and maintain insurance on behalf of any person who is or was a director,
officer, employee, or agent of the Company or is or was serving at the request of the Company as a director, officer,
employee, or agent of another corporation, partnership, joint venture, trust, or other enterprise against any liability
asserted against the person and incurred by the person in any such capacity or arising out of his status as such,
whether or not the Company would have the power to indemnify the person against such liability under the
provisions of the Certificate of Incorporation.
Additionally, the Company has in force a directors and officers liability policies for claims directly against
directors and officers and for claims where the Company is required to indemnify directors and officers.
Item 7.
Exemption from Registration Claimed
.
Not applicable.
Item 8.
Exhibits
.
See Exhibit Index following the signature page.
Item 9.
Undertakings
.
(a)             The undersigned Registrant hereby undertakes:
(1)
To file, during any period in which offers or sales are being made, a post-effective
amendment to this Registration Statement to:
(i)
Include any Prospectus required by section 10(a)(3) of the Securities Act;
(ii)
Reflect in the prospectus any facts or events arising after the effective date of
the registration statement (or the most recent post-effective amendment thereof)
which, individually or in the aggregate, represent a fundamental change in the
information set forth in the registration statement; notwithstanding the
foregoing, any increase or decrease in volume of securities offered (if the total
dollar value of securities offered would not exceed that which was registered)
and any deviation from the low or high end of the estimated maximum offering
range may be reflected in the form of a prospectus filed with the Commission
pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price
represent no more than 20% change in the maximum aggregate offering price set
forth in the "Calculation of Registration Fee" table in the effective Registration
Statement; and
II-2
(iii)
Include any material information with respect to the plan of distribution not
previously disclosed in the registration statement or any material change to such
information in the Registration Statement.
(2)
That, for the purpose of determining any liability under the Securities Act, each such
post-effective amendment shall be deemed to be a new Registration Statement relating to
the securities offered therein, and the offering of such securities at that time shall be
deemed to be the initial
bona
fide
offering thereof.
(3)
To remove from registration, by means of a post-effective amendment, any of the
securities being registered which remain unsold at the termination of the offering.
(b)             The undersigned Registrant hereby undertakes that, for purposes of determining any liability
under the Securities Act, each filing of the Registrant's annual report pursuant to Section 13(a) or
Section 15(d) of the Exchange Act that is incorporated by reference in the Registration Statement
shall be deemed to be a new Registration Statement relating to the securities offered therein, and
the offering of such securities at that time shall be deemed to be the initial
bona
fide
offering
thereof.
(c)             Insofar as indemnification for liabilities arising under the Securities Act may be
permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing
provisions, or otherwise, the Registrant has been advised that in the opinion of the Commission
such indemnification is against public policy as expressed in the Act and is, therefore,
unenforceable.  In the event that a claim for indemnification against such liabilities (other than the
payment by the Registrant of expenses incurred or paid by a director, officer or controlling person
of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being registered, the
Registrant will, unless in the opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the question whether such indemnification
by it is against public policy as expressed in the Act and will be governed by the final adjudication
of such issue.
II-3
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable
grounds to believe that it meets all of the requirements for filing a Form S-8 and has duly caused this registration
statement to be signed on its behalf by the undersigned in the City of Bloomfield, State of New Jersey, on
September 29, 2006.
AMERICAN BANCORP OF NEW JERSEY, INC.
By:
/s/ Fred G. Kowal
Fred G. Kowal
President and Chief Operating Officer
(Duly Authorized Representative)
KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes
and appoints Fred G. Kowal his true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him and in his name, place and stead, in any and all capacities, to sign any and all amendments
(including post-effective amendments) to this Registration Statement, and to file the same, with all exhibits thereto,
and all other documents in connection therewith, with the Securities and Exchange Commission, granting unto said
attorneys-in-fact and agents full power and authority to do and perform each and every act and thing requisite and
necessary to be done, as fully to all intents and purposes as he might or could do in person, hereby ratifying and
confirming all said attorneys-in-fact and agents or their substitutes or substitute may lawfully do or cause to be done
by virtue hereof.
Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed
below by the following persons in the capacities and on the dates indicated.
/s/ W. George Parker
/s/ Joseph Kliminski
W. George Parker         Dated: September 29, 2006
Joseph Kliminski         Dated: September 29, 2006
Chairman
Chief Executive Officer and Director
(Principal Executive Officer)
/s/ Fred G. Kowal
/s/ Eric B. Heyer
Fred G. Kowal         Dated: September 29, 2006
Eric B. Heyer         	Dated: September 29, 2006
President, Chief Operating Officer and Director
Senior Vice President, Treasurer and Chief Financial
Officer
(Principal Financial and Accounting Officer)
/s/ H. Joseph North
/s/ James W. Ward, III
H. Joseph North         Dated: September 29, 2006
James W. Ward, III         Dated: September 29, 2006
Director
Vice Chairman
/s/ Stanley Obal
/s/ Robert A. Gaccione
Stanley Obal         Dated: September 29, 2006
Robert Gaccione         Dated: September 29, 2006
Director
Director
/s/ Vincent S. Rospond
Vincent S. Rospond         Dated: September 29, 2006
Director
II-4
EXHIBIT INDEX
Exhibit Number
Document
5
Opinion of Silver, Freedman & Taff, L.L.P.
23
Consent of Crowe Chizek and Company LLC
99
American Bancorp of New Jersey, Inc. 2006 Equity Incentive Plan