<HTML>
<BODY TEXT="#000000" LINK="#0000ff" BGCOLOR="#8080c0">
<CENTER>As filed with the Securities and Exchange Commission on April 11, 2002</CENTER>
<P align=right>Registration No. 333-______________<HR NOSHADE SIZE=5>
<CENTER><FONT SIZE="+1"><STRONG>SECURITIES AND EXCHANGE COMMISSION<br>
Washington, D.C.  20549</font></STRONG><br>
_______________</CENTER>
</P>

<P><CENTER><STRONG>FORM S-8</STRONG></CENTER>
</P>

<P><CENTER><STRONG>REGISTRATION STATEMENT</CENTER>
</STRONG></P>

<P><STRONG><CENTER>UNDER</CENTER>
</STRONG></P>

<P><STRONG><CENTER>THE SECURITIES ACT OF 1933</STRONG><br>
_______________</CENTER>
</CENTER>
</P>
<P><FONT SIZE="+2"><STRONG><CENTER>ITLA CAPITAL CORPORATION</font></STRONG><br>
<font size="-1">(Exact name of registrant as specified in its charter)</font></CENTER>
</P>

<TABLE WIDTH="100%">
<TR VALIGN="TOP"><TD ALIGN="CENTER"><STRONG></STRONG></FONT><STRONG>Delaware</STRONG></FONT></TD>
<TD ALIGN="CENTER"><STRONG>95-4596322</STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">(State or other jurisdiction of<br>
 incorporation or organization)<br><br></FONT></FONT></TD>
<TD ALIGN="CENTER"></FONT><FONT SIZE="-1">(I.R.S. Employer Identification No.)</FONT></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></TD>
<TD ALIGN="CENTER"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></TD>
<TD ALIGN="CENTER"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT></FONT></FONT></FONT><STRONG>888 Prospect Street, Suite 110, La Jolla, California</STRONG></FONT></TD>
<TD ALIGN="CENTER"><STRONG>92037</STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">(Address of principal executive offices)</FONT></TD>
<TD ALIGN="CENTER"><FONT SIZE="-1">(Zip Code)</FONT></TD></TR></TABLE>
</P>
<P><FONT SIZE="+2"><STRONG><CENTER>ITLA CAPITAL CORPORATION<br>
1995 EMPLOYEE STOCK INCENTIVE PLAN</font></STRONG><br>
<font size="-1">(Full title of the plan)</CENTER>
</P>

<P><CENTER>Dave M. Muchnikoff, P.C.<br>
Craig M. Scheer, Esq.<br>
Silver, Freedman & Taff, L.L.P.<br>
(a limited liability partnership including professional corporations)<br>
1700 Wisconsin Avenue, N.W.<br>
Washington, D.C.  20007<br>
(Name and address of agent for service)<br>
<br>(202) 295-4500<br>

(Telephone number, including area code, of agent for service)<br>
<br>
<strong>CALCULATION OF REGISTRATION FEE</font></STRONG></CENTER>
<hr noshade size=5>
<TABLE WIDTH="100%">
<TR VALIGN="bottom"><TD ALIGN="CENTER">
<FONT SIZE="-1"><STRONG>Title of Securities to be<br>
registered</TD>
<TD ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Amount to be<br>
registered</TD>
<TD ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Proposed<br>
maximum<br>
offering price<br>
per share</STRONG></FONT></TD>
<TD ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Proposed<br>
maximum<br>
aggregate<br>
offering price</STRONG></FONT></TD>
<TD ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Amount of<br>
registration fee</TD></TR>
<TR VALIGN="TOP"><TD colspan=5><hr noshade></td></tr>
<TR VALIGN="TOP"><TD ALIGN="CENTER"><FONT SIZE="-1">Common Stock, par value<br>
 $.01 per share</FONT></TD>
<TD ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE="-1">311,500 shares<SUP>(1)</SUP></FONT></TD>
<TD ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE="-1">$28.46<SUP>(2)</SUP></FONT></TD>
<TD ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE="-1">$8,865,290<SUP>(2)</SUP></FONT></TD>
<TD ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE="-1">$816<SUP>(2)</SUP></FONT></TD></TR>
<TR VALIGN="TOP"><TD colspan=5><hr noshade size=5></td></tr>
</TABLE>

<table width=100%>
<tr valign=top><td><FONT SIZE="-1"><SUP>(1)</SUP></td><td><font size="-1">Pursuant to Rule 416 under the Securities Act of 1933, this Registration Statement includes an indeterminate number of additional
shares as may be issuable as a result of a stock split, stock dividend or similar adjustment of the outstanding shares of the common stock of ITLA Capital Corporation.</FONT></td></tr>

<tr valign=top><td><FONT SIZE="-1"><SUP>(2)</SUP></td><td><font size="-1">Calculated in accordance with Rule 457(h) under the Securities Act of 1933, on the basis of $28.46 per share, which was the
average of the high and low sale prices per share of the common stock on The Nasdaq Stock Market on April 10, 2002.</FONT></P></td></tr></table>

<CENTER><STRONG>PART I</STRONG></CENTER>

<P><CENTER><STRONG>INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</STRONG></CENTER>
</P>

<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;The purpose of this Registration Statement on Form S-8 is to register additional shares of the
common stock, par value $.01 per share, of ITLA Capital Corporation (the "Company"), authorized
for issuance under the Company's 1995 Employee Stock Incentive Plan (the "Plan").  The contents
of the Company's previously filed Registration Statement on Form S-8 (File No. 333-28901) relating
to the Plan (the "Initial Registration Statement") are incorporated herein by reference, except for
Items 3 and 8 of Part II of the Initial Registration Statement.</P>
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<P><CENTER><STRONG>PART II</STRONG></CENTER>
</P>

<P><CENTER><STRONG>INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</STRONG></CENTER>
</P>

<P>Item 3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;<U>Incorporation of Certain Documents by Reference</U>.</P>

<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;The following documents previously filed with the Securities and Exchange Commission (the
"Commission") are hereby incorporated by reference in this Registration Statement and the
Prospectus to which this Registration Statement relates (the "Prospectus"):</P>

<TABLE WIDTH="100%">
<TR VALIGN="TOP"><TD width=3%>1.</TD>
<TD>The Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2001.</TD></TR>
<TR VALIGN="TOP"><TD>2.</TD>
<TD>The description of the Company's common stock contained in Pre-Effective Amendment
No. Two to the Company's Registration Statement on Form S-4 (File No. 333-03551) filed
on June 19, 1996, and all amendments or reports filed for the purpose of updating that
description.</TD></TR></TABLE>

<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;All documents filed by the Company with the Commission pursuant to Sections 13(a), 13(c),
14, or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), after the
filing of this Registration Statement, and prior to the filing of a post-effective amendment which
indicates that all securities offered hereby have been sold or which deregisters all securities then
remaining unsold, shall be deemed incorporated by reference into this Registration Statement and
the Prospectus and to be a part hereof and thereof from the date of the filing of such documents.  Any
statement contained in the documents incorporated, or deemed to be incorporated, by reference
herein or in the Prospectus shall be deemed to be modified or superseded for purposes of this
Registration Statement and the Prospectus to the extent that a statement contained herein or therein
or in any other subsequently filed document which also is, or is deemed to be, incorporated by
reference herein or therein modifies or supersedes such statement.  Any such statement so modified
or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this
Registration Statement and the Prospectus.</P>

<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;This incorporation by reference shall not be deemed to specifically incorporate by reference
the information relating to the audit committee report (as permitted under Item 306 of Regulation
S-K) or the board compensation committee report on executive compensation and performance graph
(as permitted under Item 402(a)(8) of Regulation S-K) contained in any Company annual meeting
proxy statement incorporated herein by reference.  Nor shall this incorporation by reference be
deemed to specifically incorporate by reference any information provided under Item 9 of any
Current Report on Form 8-K of the Company incorporated herein by reference.</P>

<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;The Company shall furnish without charge to each person to whom the Prospectus is
delivered, on the written or oral request of such person, a copy of any or all of the documents
incorporated by reference, other than exhibits to such documents (unless such exhibits are
specifically incorporated by reference to the information that is incorporated).  Requests should be
directed to: Anthony A. Rusnak, Esq., Secretary, ITLA Capital Corporation, 888 Prospect Street,
Suite 110, La Jolla, California 92037; telephone number (858) 551-0511.</P>

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<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;All information appearing in this Registration Statement and the Prospectus is qualified in
its entirety by the detailed information, including financial statements, appearing in the documents
incorporated herein or therein by reference.</P>

<P>Item 8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;	<U>Exhibits</U>.</P>

<P>
<TABLE WIDTH="100%">
<TR VALIGN="BOTTOM"><TD ALIGN="CENTER" width=10%>Regulation<br>
S-K<br>
Exhibit<br>
Number
<HR NOSHADE>
</TD>
<TD ALIGN="CENTER" width=40%>Document<HR NOSHADE>
</TD>
<TD ALIGN="CENTER">Reference to Prior<br>
Filing or Exhibit<br>
Number Attached Hereto<HR NOSHADE>
</TD></TR>
<TR VALIGN="TOP"><TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">4.1</TD>
<TD>Certificate of Incorporation of the
Company</TD>
<TD>Filed as an exhibit to the Company's
Registration Statement on Form S-4
(Registration No. 333-03551), filed
May 10, 1996</TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3" ALIGN="CENTER"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">4.2</TD>
<TD>Bylaws of the Company</TD>
<TD>Filed as an exhibit to the Company's
Quarterly Report on Form 10-Q for
the quarter ended June 30, 2000 (File
No. 0-26960)</TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3" ALIGN="CENTER"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">4.3</TD>
<TD>Specimen form of common stock
certificate of the Company</TD>
<TD>Filed as an exhibit to the Company's
Registration Statement on Form S-4
(Registration No. 333-03551), filed
May 10, 1996</TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3" ALIGN="CENTER"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">5</TD>
<TD>Opinion of Silver, Freedman & Taff,
L.L.P.</TD>
<TD>Attached as Exhibit 5</TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3" ALIGN="CENTER"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">23.1</TD>
<TD>Consent of Silver, Freedman & Taff,
L.L.P.</TD>
<TD>Included in Exhibit 5</TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3" ALIGN="CENTER"> </TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">23.2</TD>
<TD>Consent of Arthur Andersen LLP</TD>
<TD>Attached as Exhibit 23.2</TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3" ALIGN="CENTER"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">   24</TD>
<TD>Power of Attorney</TD>
<TD>Contained on Signature  Page</TD></TR></TABLE>
</P>

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<CENTER><STRONG>SIGNATURES</STRONG></CENTER>


<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, the Registrant has duly caused
this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized,
in the City of La Jolla, State of California on April 11, 2002.</P>

<TABLE WIDTH="100%">
<TR VALIGN="TOP"><TD width=45%></TD>
<td width=5%></td>
<TD><STRONG>ITLA CAPITAL CORPORATION<br>
<br>
</STRONG></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3"></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3"></TD></TR>
<TR VALIGN="TOP"><TD></TD>
<TD>By:</td><td>/s/ George W. Haligowski<hr noshade>
George W. Haligowski,<br>
Chairman of the Board, President and Chief<br>
Executive Officer<br>
<EM>(Duly Authorized Representative)</EM></TD></TR></TABLE>

<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints George W. Haligowski and Timothy M. Doyle or either of them, his
true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for
him and in his name, place and stead, in any and all capacities, to sign any and all amendments
(including post-effective amendments) to this Registration Statement, and to file the same, with all
exhibits thereto, and all other documents in connection therewith, with the Securities and Exchange
Commission, granting unto said attorneys-in-fact and agents full power and authority to do and
perform each and every act and thing requisite and necessary to be done, as fully to all intents and
purposes as he might or could do in person, hereby ratifying and confirming all said attorneys-in-fact
and agents or their substitutes or substitute may lawfully do or cause to be done by virtue hereof.</P>

<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed below by the following persons in the capacities and on the dates indicated.</P>

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<TABLE WIDTH="100%">
<TR VALIGN="TOP"><TD COLSPAN="2">/s/ George W. Haligowski<HR NOSHADE></TD><TD WIDTH=8%></TD><TD COLSPAN="2">
/s/ Timothy M. Doyle<HR NOSHADE></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="2">George W. Haligowski<br>
Chairman of the Board, President,<br>
 Chief Executive Officer and Director<br>
<EM>(Principal Executive Officer)</EM><br>
<br>
</TD>
<td></td><TD COLSPAN="2">Timothy M. Doyle<br>
Senior Managing Director and Chief Financial Officer<br>
<EM>(Principal Financial and Accounting Officer)</EM><br>
<br>
</TD></TR>
<TR VALIGN="TOP"><TD WIDTH=4%>Date:</TD>
<TD WIDTH=42%>April 11, 2002<HR NOSHADE></TD>
<TD></TD>
<TD WIDTH=4%>Date:</TD>
<TD WIDTH=42%>April 11, 2002<HR NOSHADE><br>
<br>
</TD></TR>

<tr><TD COLSPAN="2">/s/ Norval L. Bruce<HR NOSHADE></TD>
<td></td><td colspan=2>/s/ Jeffrey L. Lipscomb<HR NOSHADE></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="2">Norval L. Bruce<br>Director</TD>
<td></td><TD COLSPAN="2">Jeffrey L. Lipscomb<br>Director<br>
<br>
</TD></TR>
<TR VALIGN="TOP"><TD WIDTH=4%>Date:</TD>
<TD WIDTH=42%>April 11, 2002<HR NOSHADE></TD>
<TD></TD>
<TD WIDTH=4%>Date:</TD>
<TD WIDTH=42%>April 11, 2002<HR NOSHADE><br>
<br>
</TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="2">/s/ Sandor X. Mayuga<HR NOSHADE></TD><TD WIDTH=8%></TD><TD COLSPAN="2">
/s/ Hirotaka Oribe<HR NOSHADE></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="2">Sandor X. Mayuga<br>Director</TD>
<td></td><TD COLSPAN="2">Hirotaka Oribe<br>Director<br>
<br>
</TD></TR>
<TR VALIGN="TOP"><TD WIDTH=4%>Date:</TD>
<TD WIDTH=42%>April 11, 2002<HR NOSHADE></TD>
<TD></TD>
<TD WIDTH=4%>Date:</TD>
<TD WIDTH=42%>April 11, 2002<HR NOSHADE><br>
<br>
</TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="2">/s/ Robert R. Reed<HR NOSHADE></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="2">Robert R. Reed<br>Director<br>
<br>
</TD></tr>
<TR VALIGN="TOP"><TD WIDTH=4%>Date:</TD>
<TD WIDTH=42%>April 11, 2002<HR NOSHADE></TD>
</TR></TABLE>
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<CENTER><STRONG>EXHIBIT INDEX</STRONG></CENTER>


<CENTER>
<TABLE ALIGN="CENTER" WIDTH="100%">
<TR VALIGN="BOTTOM"><TD ALIGN="CENTER">Exhibit

<P><U> Number  </U></TD>
<TD ALIGN="CENTER"></TD></TR>
<TR VALIGN="TOP"><TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">5</TD>
<TD>Opinion of Silver, Freedman & Taff, L.L.P.</TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">23.2</TD>
<TD>Consent of Arthur Andersen LLP</TD></TR></TABLE>
</CENTER>
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[{"type": "S-8", "sequence": "1", "filename": "forms8.htm", "description": "FORM S-8", "secsgml_size_bytes": 15938}]
{"company-data": {"conformed-name": "ITLA CAPITAL CORP", "cik": "0001000234", "assigned-sic": "6036", "irs-number": "954596322", "state-of-incorporation": "CA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-86040", "film-number": "02608361"}, "business-address": {"street1": "888 PROSPECT STREET", "street2": "SUITE 110", "city": "LA JOLLA", "state": "CA", "zip": "92037", "phone": "8585510511"}, "mail-address": {"street1": "700 N CENTRAL AVE", "street2": "STE 600", "city": "GLENDALE", "state": "CA", "zip": "91203"}, "former-company": {"former-conformed-name": "IMPERIAL THRIFT & LOAN ASSOCIATION", "date-changed": "19950907"}}
As filed with the Securities and Exchange Commission on April 11, 2002
Registration No. 333-______________
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
_______________
FORM S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
_______________
ITLA CAPITAL CORPORATION
(Exact name of registrant as specified in its charter)
Delaware
95-4596322
(State or other jurisdiction of
incorporation or organization)
(I.R.S. Employer Identification No.)
888 Prospect Street, Suite 110, La Jolla, California
92037
(Address of principal executive offices)
(Zip Code)
ITLA CAPITAL CORPORATION
1995 EMPLOYEE STOCK INCENTIVE PLAN
(Full title of the plan)
Dave M. Muchnikoff, P.C.
Craig M. Scheer, Esq.
Silver, Freedman & Taff, L.L.P.
(a limited liability partnership including professional corporations)
1700 Wisconsin Avenue, N.W.
Washington, D.C.  20007
(Name and address of agent for service)
(202) 295-4500
(Telephone number, including area code, of agent for service)
CALCULATION OF REGISTRATION FEE
Title of Securities to be
registered
Amount to be
registered
Proposed
maximum
offering price
per share
Proposed
maximum
aggregate
offering price
Amount of
registration fee
Common Stock, par value
$.01 per share
311,500 shares
(1)
$28.46
(2)
$8,865,290
(2)
$816
(2)
(1)
Pursuant to Rule 416 under the Securities Act of 1933, this Registration Statement includes an indeterminate number of additional
shares as may be issuable as a result of a stock split, stock dividend or similar adjustment of the outstanding shares of the common stock of ITLA Capital Corporation.
(2)
Calculated in accordance with Rule 457(h) under the Securities Act of 1933, on the basis of $28.46 per share, which was the
average of the high and low sale prices per share of the common stock on The Nasdaq Stock Market on April 10, 2002.
PART I
INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
The purpose of this Registration Statement on Form S-8 is to register additional shares of the
common stock, par value $.01 per share, of ITLA Capital Corporation (the "Company"), authorized
for issuance under the Company's 1995 Employee Stock Incentive Plan (the "Plan").  The contents
of the Company's previously filed Registration Statement on Form S-8 (File No. 333-28901) relating
to the Plan (the "Initial Registration Statement") are incorporated herein by reference, except for
Items 3 and 8 of Part II of the Initial Registration Statement.
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PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
Item 3.
Incorporation of Certain Documents by Reference
.
The following documents previously filed with the Securities and Exchange Commission (the
"Commission") are hereby incorporated by reference in this Registration Statement and the
Prospectus to which this Registration Statement relates (the "Prospectus"):
1.
The Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2001.
2.
The description of the Company's common stock contained in Pre-Effective Amendment
No. Two to the Company's Registration Statement on Form S-4 (File No. 333-03551) filed
on June 19, 1996, and all amendments or reports filed for the purpose of updating that
description.
All documents filed by the Company with the Commission pursuant to Sections 13(a), 13(c),
14, or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), after the
filing of this Registration Statement, and prior to the filing of a post-effective amendment which
indicates that all securities offered hereby have been sold or which deregisters all securities then
remaining unsold, shall be deemed incorporated by reference into this Registration Statement and
the Prospectus and to be a part hereof and thereof from the date of the filing of such documents.  Any
statement contained in the documents incorporated, or deemed to be incorporated, by reference
herein or in the Prospectus shall be deemed to be modified or superseded for purposes of this
Registration Statement and the Prospectus to the extent that a statement contained herein or therein
or in any other subsequently filed document which also is, or is deemed to be, incorporated by
reference herein or therein modifies or supersedes such statement.  Any such statement so modified
or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this
Registration Statement and the Prospectus.
This incorporation by reference shall not be deemed to specifically incorporate by reference
the information relating to the audit committee report (as permitted under Item 306 of Regulation
S-K) or the board compensation committee report on executive compensation and performance graph
(as permitted under Item 402(a)(8) of Regulation S-K) contained in any Company annual meeting
proxy statement incorporated herein by reference.  Nor shall this incorporation by reference be
deemed to specifically incorporate by reference any information provided under Item 9 of any
Current Report on Form 8-K of the Company incorporated herein by reference.
The Company shall furnish without charge to each person to whom the Prospectus is
delivered, on the written or oral request of such person, a copy of any or all of the documents
incorporated by reference, other than exhibits to such documents (unless such exhibits are
specifically incorporated by reference to the information that is incorporated).  Requests should be
directed to: Anthony A. Rusnak, Esq., Secretary, ITLA Capital Corporation, 888 Prospect Street,
Suite 110, La Jolla, California 92037; telephone number (858) 551-0511.
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All information appearing in this Registration Statement and the Prospectus is qualified in
its entirety by the detailed information, including financial statements, appearing in the documents
incorporated herein or therein by reference.
Item 8.
Exhibits
.
Regulation
S-K
Exhibit
Number
Document
Reference to Prior
Filing or Exhibit
Number Attached Hereto
4.1
Certificate of Incorporation of the
Company
Filed as an exhibit to the Company's
Registration Statement on Form S-4
(Registration No. 333-03551), filed
May 10, 1996
4.2
Bylaws of the Company
Filed as an exhibit to the Company's
Quarterly Report on Form 10-Q for
the quarter ended June 30, 2000 (File
No. 0-26960)
4.3
Specimen form of common stock
certificate of the Company
Filed as an exhibit to the Company's
Registration Statement on Form S-4
(Registration No. 333-03551), filed
May 10, 1996
5
Opinion of Silver, Freedman & Taff,
L.L.P.
Attached as Exhibit 5
23.1
Consent of Silver, Freedman & Taff,
L.L.P.
Included in Exhibit 5
23.2
Consent of Arthur Andersen LLP
Attached as Exhibit 23.2
24
Power of Attorney
Contained on Signature  Page
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SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant has duly caused
this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized,
in the City of La Jolla, State of California on April 11, 2002.
ITLA CAPITAL CORPORATION
By:
/s/ George W. Haligowski
George W. Haligowski,
Chairman of the Board, President and Chief
Executive Officer
(Duly Authorized Representative)
KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints George W. Haligowski and Timothy M. Doyle or either of them, his
true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for
him and in his name, place and stead, in any and all capacities, to sign any and all amendments
(including post-effective amendments) to this Registration Statement, and to file the same, with all
exhibits thereto, and all other documents in connection therewith, with the Securities and Exchange
Commission, granting unto said attorneys-in-fact and agents full power and authority to do and
perform each and every act and thing requisite and necessary to be done, as fully to all intents and
purposes as he might or could do in person, hereby ratifying and confirming all said attorneys-in-fact
and agents or their substitutes or substitute may lawfully do or cause to be done by virtue hereof.
Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed below by the following persons in the capacities and on the dates indicated.
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/s/ George W. Haligowski
/s/ Timothy M. Doyle
George W. Haligowski
Chairman of the Board, President,
Chief Executive Officer and Director
(Principal Executive Officer)
Timothy M. Doyle
Senior Managing Director and Chief Financial Officer
(Principal Financial and Accounting Officer)
Date:
April 11, 2002
Date:
April 11, 2002
/s/ Norval L. Bruce
/s/ Jeffrey L. Lipscomb
Norval L. Bruce
Director
Jeffrey L. Lipscomb
Director
Date:
April 11, 2002
Date:
April 11, 2002
/s/ Sandor X. Mayuga
/s/ Hirotaka Oribe
Sandor X. Mayuga
Director
Hirotaka Oribe
Director
Date:
April 11, 2002
Date:
April 11, 2002
/s/ Robert R. Reed
Robert R. Reed
Director
Date:
April 11, 2002
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EXHIBIT INDEX
Exhibit
Number
5
Opinion of Silver, Freedman & Taff, L.L.P.
23.2
Consent of Arthur Andersen LLP
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END