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<P ALIGN="RIGHT"><FONT SIZE=2><B>Registration No.&nbsp;333-&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>SECURITIES AND EXCHANGE COMMISSION<BR>  </B></FONT><FONT SIZE=2><B>WASHINGTON, D.C. 20549  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>FORM S-8  </B></FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>REGISTRATION STATEMENT UNDER  </B></FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B> THE SECURITIES ACT OF 1933  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>NETBANK,&nbsp;INC.  </B></FONT></P>

<P ALIGN="CENTER"><FONT SIZE=1>(Exact name of Registrant as specified in its charter) </FONT></P>

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<TD WIDTH="29%" ALIGN="CENTER"><FONT SIZE=2><B>Georgia</B></FONT></TD>
<TD WIDTH="36%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="35%" ALIGN="CENTER"><FONT SIZE=2><B>58-2224352</B></FONT></TD>
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<TD WIDTH="29%" ALIGN="CENTER"><FONT SIZE=1>(State or other jurisdiction of incorporation or organization)</FONT></TD>
<TD WIDTH="36%"><FONT SIZE=1>&nbsp;</FONT></TD>
<TD WIDTH="35%" ALIGN="CENTER"><FONT SIZE=1>(I.R.S. Employer Identification No.)</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><B>11475 Great Oaks Way, Suite 100, Alpharetta, Georgia 30022  </B></FONT></P>

<P ALIGN="CENTER"><FONT SIZE=1>(Address of principal executive offices and zip code) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>NETBANK,&nbsp;INC. 1996 STOCK INCENTIVE PLAN<BR>  </B></FONT><FONT SIZE=1>(Full Title of the Plan) </FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=2><B>Katherine M. Koops, Esq.<BR>
Powell, Goldstein, Frazer&nbsp;&amp; Murphy LLP<BR>
191 Peachtree Street, N.E., 16th Floor<BR>
Atlanta, Georgia 30303<BR>  </B></FONT><FONT SIZE=1>(Name and address of agent for service) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>(404)&nbsp;572-6600<BR>  </B></FONT><FONT SIZE=1>(Telephone number, including area code, of agent for service) </FONT></P>

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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT SIZE=2>Approximate date of commencement of proposed sale to the public: As soon as practicable after this registration statement becomes
effective. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If the only securities being registered on this form are to be offered pursuant to dividend or interest reinvestment plans, please check the following
box.&nbsp;/&nbsp;/ </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
any of the securities being registered on this form are to be offered on a delayed or continuous basis pursuant to Rule&nbsp;415 under the Securities Act of 1933, other than
securities offered only in connection with dividend or interest reinvestment plans, check the following box.&nbsp;/x/ </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
this form is filed to register additional securities for an offering pursuant to Rule&nbsp;462(b) under the Securities Act, please check the following box and list the Securities
Act registration statement number of the earlier effective registration statement for the same offering.&nbsp;/&nbsp;/ </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
this form is a post-effective amendment filed pursuant to Rule&nbsp;462(c) under the Securities Act, check the following box and list the Securities Act registration
statement number of the earlier effective registration statement for the same offering.&nbsp;/&nbsp;/ </FONT></P>


<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
delivery of the prospectus is expected to be made pursuant to Rule&nbsp;434, please check the following box.&nbsp;/&nbsp;/ </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>CALCULATION OF REGISTRATION FEE  </B></FONT></P>

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<TH WIDTH="29%" ALIGN="LEFT"><FONT SIZE=1><B>Title of Securities to be Registered<BR> </B></FONT><BR></TH>
<TH WIDTH="1%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="19%" ALIGN="LEFT"><FONT SIZE=1><B>Amount to be Registered<BR> </B></FONT><BR></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="14%" ALIGN="LEFT"><FONT SIZE=1><B>Proposed Maximum Offering Price Per Share<BR> </B></FONT><BR></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="14%" ALIGN="LEFT"><FONT SIZE=1><B>Proposed Maximum Aggregate Offering Price<BR> </B></FONT><BR></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="14%" ALIGN="LEFT"><FONT SIZE=1><B>Amount of Registration Fee<BR> </B></FONT><BR></TH>
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<TD WIDTH="29%"><FONT SIZE=2>Common Stock, $.01 par value</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="19%" ALIGN="CENTER"><FONT SIZE=2>5,700,000 shares</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>(1)</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER"><FONT SIZE=2>$16.11</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>(2)</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER"><FONT SIZE=2>$91,827,000</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>(3)</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER"><FONT SIZE=2>$8,449</FONT></TD>
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<TD WIDTH="4%"><FONT SIZE=2>(1)</FONT></TD>
<TD WIDTH="96%"><FONT SIZE=2>Representing shares to be issued and sold by the Registrant under the NetBank,&nbsp;Inc. 1996 Stock Incentive Plan (the "Plan"). This Registration Statement also covers such indeterminable number of additional shares as
may become issuable to prevent dilution in the event of a stock split, stock dividend, reclassification or other similar transaction pursuant to the terms of the Plan.</FONT></TD>
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(2)</FONT></TD>
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The average of the high and low prices of the Registrant's Common Stock as reported by the Nasdaq Stock Market for March&nbsp;25, 2002.</FONT></TD>
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(3)</FONT></TD>
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The aggregate offering price is calculated solely for the purpose of determining the registration fee pursuant to Rule&nbsp;457(h)(1) under the Securities Act of 1933, as amended.</FONT></TD>
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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This Registration Statement is being filed to register an additional 5,700,000 shares of Common Stock for issuance under the Plan. The contents of the
Registrant's Registration Statement on Form&nbsp;S-8 (Registration No.&nbsp;333-43073) are incorporated herein by reference. </FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=2><A
NAME="de1181_part_ii_information_not_requir__par02595"> </A>
<A NAME="toc_de1181_1"> </A>
<BR></FONT><FONT SIZE=2><B>PART II<BR>  INFORMATION NOT REQUIRED IN THE REGISTRATION STATEMENT    <BR>  </B></FONT></P>

<P><FONT SIZE=2><B>Item 8. Exhibits.  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The following exhibits are filed with or incorporated by reference into this Registration Statement pursuant to Item 601 of Regulation&nbsp;S-K: </FONT></P>

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No.<BR> </B></FONT><HR NOSHADE></TH>
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<TH WIDTH="89%" ALIGN="CENTER"><FONT SIZE=1><B>Description<BR> </B></FONT><HR NOSHADE></TH>
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<TD WIDTH="9%"><FONT SIZE=2>5.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="89%"><FONT SIZE=2>Opinion of Powell, Goldstein, Frazer &amp; Murphy LLP with respect to the securities being registered.</FONT></TD>
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23.1</FONT></TD>
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Consent of counsel (included in Exhibit 5.1).</FONT></TD>
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23.2</FONT></TD>
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Consent of Deloitte &amp; Touche, LLP.</FONT></TD>
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24</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="89%"><FONT SIZE=2><BR>
Power of Attorney (see signature pages to this Registration Statement).</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><A
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<BR></FONT><FONT SIZE=2><B>SIGNATURES    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act, the Registrant certifies that it has reasonable grounds to believe that it meets all requirements for filing
on Form&nbsp;S-8 and has caused this Registration Statement on Form&nbsp;S-8 to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of
Alpharetta, State of Georgia on March&nbsp;28, 2002. </FONT></P>

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<TD WIDTH="49%"><FONT SIZE=2>NETBANK,&nbsp;INC.</FONT></TD>
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&nbsp;</FONT></TD>
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By: /s/ D. R. Grimes</FONT><HR NOSHADE><FONT SIZE=2> D. R. Grimes<BR>
Vice Chairman and Chief Executive Officer</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><A
NAME="jc1181_power_of_attorney"> </A>
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<BR></FONT><FONT SIZE=2><B>POWER OF ATTORNEY    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;KNOW ALL MEN BY THESE PRESENTS that each person whose signature appears on the signature pages to this Registration Statement constitutes and appoints D. R.
Grimes and Robert E. Bowers, and each of them, his true and lawful attorneys-in-fact and agents, with full power of substitution and resubstitution, for the undersigned and in
his name, place, and stead, in any and all capacities, to sign any and all amendments to this Registration Statement, and to file the same, with all exhibits hereto and other documents in connection
herewith with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents and each of them, full power and authority to do so and perform each and
every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that said
attorneys-in-fact and agents or either of them, or their or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on March&nbsp;28, 2002. </FONT></P>

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&nbsp;</FONT></TD>
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<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2>/s/ T. Stephen Johnson</FONT><HR NOSHADE><FONT SIZE=2> T. Stephen Johnson</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2>Chairman of the Board</FONT></TD>
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/s/ D. R. Grimes</FONT><HR NOSHADE></TD>
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Vice Chairman, Chief Executive Officer and<BR>
D. R. Grimes Director (principal executive officer)</FONT></TD>
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<TD WIDTH="49%"><FONT SIZE=2>/s/ Robert E. Bowers</FONT><HR NOSHADE><FONT SIZE=2> Robert E. Bowers</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="49%"><FONT SIZE=2>Chief Financial Officer and Director<BR>
(principal financial officer)</FONT></TD>
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/s/ Ward H. Clegg</FONT><HR NOSHADE><FONT SIZE=2> Ward H. Clegg</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
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/s/ Michael R. Fitzgerald</FONT><HR NOSHADE><FONT SIZE=2> Michael R. Fitzgerald</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
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/s/ J. Stephen Heard</FONT><HR NOSHADE><FONT SIZE=2> J. Stephen Heard</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
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/s/ Robin C. Kelton</FONT><HR NOSHADE><FONT SIZE=2> Robin C. Kelton</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
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/s/ Thomas H. Muller, Jr.</FONT><HR NOSHADE><FONT SIZE=2> Thomas H. Muller, Jr.</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
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/s/ Donald S. Shapleigh, Jr.</FONT><HR NOSHADE><FONT SIZE=2> Donald S. Shapleigh, Jr.</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
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/s/ W. James Stokes</FONT><HR NOSHADE><FONT SIZE=2> W. James Stokes</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
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/s/ Mack I. Whittle, Jr.</FONT><HR NOSHADE><FONT SIZE=2> Mack I. Whittle, Jr.</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
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/s/ Laura P. Moon</FONT><HR NOSHADE><FONT SIZE=2> Laura P. Moon</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%"><FONT SIZE=2><BR>
Chief Accounting Officer<BR>
(principal accounting officer)</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><A
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<BR></FONT><FONT SIZE=2><B>EXHIBIT INDEX    <BR>  </B></FONT></P>

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<TH WIDTH="9%" ALIGN="CENTER"><FONT SIZE=1><B>Exhibit No.</B></FONT><HR NOSHADE></TH>
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<TH WIDTH="89%" ALIGN="LEFT"><FONT SIZE=1><B>Description<BR> </B></FONT><HR NOSHADE></TH>
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<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2>5.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="89%"><FONT SIZE=2>Opinion of Powell, Goldstein, Frazer &amp; Murphy LLP with respect to the securities being registered, including consent.</FONT></TD>
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<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2>23.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="89%"><FONT SIZE=2>Consent of counsel (included in Exhibit 5.1).</FONT></TD>
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<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2>23.2</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="89%"><FONT SIZE=2>Consent of Deloitte &amp; Touche, LLP.</FONT></TD>
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<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2>24</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="89%"><FONT SIZE=2>Power of Attorney (see signature pages to this Registration Statement).</FONT></TD>
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<P><br><A NAME="02ATA1181_1">QuickLinks</A><br></P><!-- TOC_BEGIN -->
<FONT SIZE=2><A HREF="#toc_de1181_1">PART II INFORMATION NOT REQUIRED IN THE REGISTRATION STATEMENT</A></FONT><BR>
<!-- TOC_BEGIN -->
<FONT SIZE=2><A HREF="#toc_jc1181_1">SIGNATURES</A></FONT><BR>
<FONT SIZE=2><A HREF="#toc_jc1181_2">POWER OF ATTORNEY</A></FONT><BR>
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<FONT SIZE=2><A HREF="#toc_ha1181_1">EXHIBIT INDEX</A></FONT><BR>
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{"company-data": {"conformed-name": "NETBANK INC", "cik": "0001035826", "assigned-sic": "6036", "irs-number": "582224352", "state-of-incorporation": "GA", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-85174", "film-number": "02593224"}, "business-address": {"street1": "950 NORTH POINT PARKWAY", "street2": "SUITE 350", "city": "ALPHARETTA", "state": "GA", "zip": "30005", "phone": "7703924990"}, "mail-address": {"street1": "950 NORTH POINT PARKWAY", "street2": "SUITE 350", "city": "ALPHARETTA", "state": "GA", "zip": "30005"}}
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Registration No. 333-
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM S-8
REGISTRATION STATEMENT UNDER
THE SECURITIES ACT OF 1933
NETBANK, INC.
(Exact name of Registrant as specified in its charter)
Georgia
58-2224352
(State or other jurisdiction of incorporation or organization)
(I.R.S. Employer Identification No.)
11475 Great Oaks Way, Suite 100, Alpharetta, Georgia 30022
(Address of principal executive offices and zip code)
NETBANK, INC. 1996 STOCK INCENTIVE PLAN
(Full Title of the Plan)
Katherine M. Koops, Esq.
Powell, Goldstein, Frazer & Murphy LLP
191 Peachtree Street, N.E., 16th Floor
Atlanta, Georgia 30303
(Name and address of agent for service)
(404) 572-6600
(Telephone number, including area code, of agent for service)
Approximate date of commencement of proposed sale to the public: As soon as practicable after this registration statement becomes
effective.
If the only securities being registered on this form are to be offered pursuant to dividend or interest reinvestment plans, please check the following
box. / /
If
any of the securities being registered on this form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, other than
securities offered only in connection with dividend or interest reinvestment plans, check the following box. /x/
If
this form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, please check the following box and list the Securities
Act registration statement number of the earlier effective registration statement for the same offering. / /
If
this form is a post-effective amendment filed pursuant to Rule 462(c) under the Securities Act, check the following box and list the Securities Act registration
statement number of the earlier effective registration statement for the same offering. / /
If
delivery of the prospectus is expected to be made pursuant to Rule 434, please check the following box. / /
CALCULATION OF REGISTRATION FEE
Title of Securities to be Registered
Amount to be Registered
Proposed Maximum Offering Price Per Share
Proposed Maximum Aggregate Offering Price
Amount of Registration Fee
Common Stock, $.01 par value
5,700,000 shares
(1)
$16.11
(2)
$91,827,000
(3)
$8,449
(1)
Representing shares to be issued and sold by the Registrant under the NetBank, Inc. 1996 Stock Incentive Plan (the "Plan"). This Registration Statement also covers such indeterminable number of additional shares as
may become issuable to prevent dilution in the event of a stock split, stock dividend, reclassification or other similar transaction pursuant to the terms of the Plan.
(2)
The average of the high and low prices of the Registrant's Common Stock as reported by the Nasdaq Stock Market for March 25, 2002.
(3)
The aggregate offering price is calculated solely for the purpose of determining the registration fee pursuant to Rule 457(h)(1) under the Securities Act of 1933, as amended.
This Registration Statement is being filed to register an additional 5,700,000 shares of Common Stock for issuance under the Plan. The contents of the
Registrant's Registration Statement on Form S-8 (Registration No. 333-43073) are incorporated herein by reference.
PART II
INFORMATION NOT REQUIRED IN THE REGISTRATION STATEMENT
Item 8. Exhibits.
The following exhibits are filed with or incorporated by reference into this Registration Statement pursuant to Item 601 of Regulation S-K:
Exhibit
No.
Description
5.1
Opinion of Powell, Goldstein, Frazer & Murphy LLP with respect to the securities being registered.
23.1
Consent of counsel (included in Exhibit 5.1).
23.2
Consent of Deloitte & Touche, LLP.
24
Power of Attorney (see signature pages to this Registration Statement).
SIGNATURES
Pursuant to the requirements of the Securities Act, the Registrant certifies that it has reasonable grounds to believe that it meets all requirements for filing
on Form S-8 and has caused this Registration Statement on Form S-8 to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of
Alpharetta, State of Georgia on March 28, 2002.
NETBANK, INC.
By: /s/ D. R. Grimes
D. R. Grimes
Vice Chairman and Chief Executive Officer
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS that each person whose signature appears on the signature pages to this Registration Statement constitutes and appoints D. R.
Grimes and Robert E. Bowers, and each of them, his true and lawful attorneys-in-fact and agents, with full power of substitution and resubstitution, for the undersigned and in
his name, place, and stead, in any and all capacities, to sign any and all amendments to this Registration Statement, and to file the same, with all exhibits hereto and other documents in connection
herewith with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents and each of them, full power and authority to do so and perform each and
every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that said
attorneys-in-fact and agents or either of them, or their or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
Pursuant
to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on March 28, 2002.
Name
Position
/s/ T. Stephen Johnson
T. Stephen Johnson
Chairman of the Board
/s/ D. R. Grimes
Vice Chairman, Chief Executive Officer and
D. R. Grimes Director (principal executive officer)
[Signatures continue on following page]
[Signatures continued from previous page]
Name
Position
/s/ Robert E. Bowers
Robert E. Bowers
Chief Financial Officer and Director
(principal financial officer)
/s/ Ward H. Clegg
Ward H. Clegg
Director
/s/ Michael R. Fitzgerald
Michael R. Fitzgerald
Director
/s/ J. Stephen Heard
J. Stephen Heard
Director
/s/ Robin C. Kelton
Robin C. Kelton
Director
/s/ Thomas H. Muller, Jr.
Thomas H. Muller, Jr.
Director
/s/ Donald S. Shapleigh, Jr.
Donald S. Shapleigh, Jr.
Director
/s/ W. James Stokes
W. James Stokes
Director
/s/ Mack I. Whittle, Jr.
Mack I. Whittle, Jr.
Director
/s/ Laura P. Moon
Laura P. Moon
Chief Accounting Officer
(principal accounting officer)
EXHIBIT INDEX
Exhibit No.
Description
5.1
Opinion of Powell, Goldstein, Frazer & Murphy LLP with respect to the securities being registered, including consent.
23.1
Consent of counsel (included in Exhibit 5.1).
23.2
Consent of Deloitte & Touche, LLP.
24
Power of Attorney (see signature pages to this Registration Statement).
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PART II INFORMATION NOT REQUIRED IN THE REGISTRATION STATEMENT
SIGNATURES
POWER OF ATTORNEY
EXHIBIT INDEX