<PAGE>   1
      As filed with the Securities and Exchange Commission on April 5, 2000

                                                   Registration No. 333-________




                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM S-8

                             REGISTRATION STATEMENT
                                      UNDER
                           THE SECURITIES ACT OF 1933


                   THE HARTFORD FINANCIAL SERVICES GROUP, INC.
             (Exact name of registrant as specified in its charter)

              DELAWARE                                          13-3317783
   (State or other jurisdiction of                           (I.R.S. Employer
   incorporation or organization)                           Identification No.)

                                 HARTFORD PLAZA
                             HARTFORD, CT 06115-1900
                     (Address of Principal Executive Offices
                               including Zip Code)

                    THE HARTFORD INVESTMENT AND SAVINGS PLAN
                            (Full title of the Plan)

                             MICHAEL S. WILDER, ESQ.
                    SENIOR VICE PRESIDENT AND GENERAL COUNSEL
                   THE HARTFORD FINANCIAL SERVICES GROUP, INC.
                                 HARTFORD PLAZA
                             HARTFORD, CT 06115-1900
                                 (860) 547-5484
            (Name, address and telephone number of agent for service)
<PAGE>   2
                         CALCULATION OF REGISTRATION FEE

<TABLE>
<CAPTION>
                                                                     Proposed
                                             Proposed maximum         maximum
 Title of securities      Amount to be        offering price         aggregate            Amount of
   to be registered        registered           per unit           offering price      registration fee
   ----------------        ----------           --------           --------------      ----------------
<S>                       <C>                <C>                   <C>                 <C>
Common Stock, par
value $.01 per share..    10,000,000(1)          $46.63            $466,250,000(2)       $123,090.00

Series A
Participating
Cumulative Preferred
Stock Purchase Rights.    10,000,000(1)             (1)                  (1)                  (1)
=======================================================================================================
</TABLE>

--------
(1)  The number of shares of Company Common Stock to be offered pursuant to The
     Hartford Investment and Savings Plan (the "Plan") (10,000,000 shares). In
     addition, pursuant to Rule 416(c) under the Securities Act of 1933, this
     Registration Statement also covers an indeterminate amount of interests to
     be offered or sold pursuant to the Plan. This Registration also covers
     10,000,000 Rights to purchase Series A Participating Cumulative Preferred
     Stock (the "Rights") which are appurtenant to and trade with the Company
     Common Stock. The value attributable to the Rights, if any, is reflected in
     the market value of the Company's Common Stock and the registration fee for
     the Rights is included in the fee for the Common Stock.

(2)  Computed pursuant to Rule 457(h) solely for the purpose of determining the
     registration fee, and based on the average of the high and low prices per
     share of the Common Stock as reported on the New York Stock Exchange for
     March 30, 2000.
<PAGE>   3
                                     PART II

               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT


Item 3.  Incorporation of Documents by Reference

           Incorporated by reference in this Registration Statement are the
following documents heretofore filed by The Hartford Financial Services Group,
Inc. (the "Company") with the Securities and Exchange Commission (the
"Commission") pursuant to the Securities Exchange Act of 1934, as amended (the
"Exchange Act"):

         (a)      The Company's latest annual report filed pursuant to Section
                  13(a) or 15(d) of the Exchange Act;

         (b)      All other reports filed by the Company pursuant to Section
                  13(a) or 15(d) of the Exchange Act since the end of the fiscal
                  year covered by the annual report referred to in (a) above;
                  and

         (c)      The description of the Company's Common Stock, par value $.01
                  per share (the "Common Stock"), contained in a registration
                  statement filed under the Exchange Act, and any amendment or
                  report filed for the purpose of updating such description;

         (d)      The Company's Registration Statement on Form S-8 (File No.
                  33-80663) of the Plan; and

         (e)      The description of the Rights which is contained in a Form 8-A
                  report filed under the Exchange Act, including any amendment
                  or report filed for purposes of updating such description.

           All documents subsequently filed by the Company pursuant to Sections
13(a), 13(c), 14 or 15(d) of the Exchange Act, prior to the filing of a
post-effective amendment that indicates that all securities offered hereby have
been sold or that deregisters all such securities then remaining unsold, shall
be deemed to be incorporated by reference in this Registration Statement and to
be part hereof from the dates of filing of such documents.

Item 4.  Description of Securities

           Not applicable.
<PAGE>   4
Item 5.  Interests of Named Experts and Counsel

           None.

Item 6.  Indemnification of Directors and Officers

           The Delaware General Corporation Law (the "Delaware Law") permits a
Delaware corporation to include a provision in its Certificate of Incorporation,
and the Company's Amended and Restated Certificate of Incorporation so provides,
eliminating or limiting the personal liability of a director or officer to the
corporation or its stockholders for monetary damages for breach of fiduciary
duty as a director or officer, provided that such provision may not eliminate or
limit the liability of a director (i) for any breach of the director's duty of
loyalty to the corporation or its stockholders, (ii) for acts or omissions not
in good faith or which involve intentional misconduct or a knowing violation of
law, (iii) under Section 174 of the Delaware Law which makes directors
personally liable for unlawful dividends or unlawful stock repurchases or
redemptions, and (iv) any transaction from which a director derives an improper
personal benefit. Under Delaware law, directors and officers may be indemnified
against expenses (including attorneys' fees), judgments, fines and amounts paid
in settlement in connection with any threatened, pending or completed action,
suit or proceeding whether civil, criminal, administrative or investigative
(other than an action by or in the right of the corporation (a "derivative
action")) if they acted in good faith and in a manner they reasonably believed
to be in or not opposed to the best interest of the Company and, with respect to
any criminal action or proceeding, had no reasonable cause to believe their
conduct was unlawful. In derivative actions, indemnification extends only to
expenses (including attorneys' fees) actually and reasonably incurred in
connection with defense or settlement of such an action and, in the event such
person shall have been adjudged to be liable to the corporation, only to the
extent that a proper court shall have determined that such person is fairly and
reasonably entitled to indemnity for such expenses.

           The Company's Bylaws provide that directors and officers shall be,
and at the discretion of the Board of Directors, nonofficer employees may be,
indemnified by the Company to the fullest extent authorized by Delaware law, as
it now exists or may in the future be amended, against all expenses and
liabilities reasonably incurred in connection with service for or on behalf of
the Company and further permits the advancing of expenses incurred in defending
claims. The Bylaws also provide that the right of directors and officers to
indemnification shall be a contract right and shall not be exclusive of any
other right now possessed or hereafter acquired under any Bylaw, agreement, vote
of stockholders or otherwise. The Company's Certificate of Incorporation
contains a provision permitted by Delaware law that generally eliminates the
personal liability of directors for monetary damages for breaches of their
fiduciary duty, including breaches involving negligence or gross negligence in
business combinations, unless the director has breached his duty of loyalty,
failed to act in good
<PAGE>   5
faith, engaged in intentional misconduct or a knowing violation of law, paid a
dividend or approved a stock repurchase in violation of the Delaware General
Corporation Law or obtained an improper personal benefit. This provision does
not alter a director's liability under the Federal securities laws. In addition,
this provision does not affect the availability of equitable remedies, such as
an injunction or rescission, for breach of fiduciary duty.

           The Company maintains directors' and officers' reimbursement and
liability insurance pursuant to standard form policies. The risks covered by
such policies include certain liabilities under the securities law.

Item 7.  Exemption from Registration Claimed

           Not applicable.

Item 8.  Exhibits

           An Exhibit Index, containing a list of all exhibits filed with this
Registration Statement, is included with this filing. Additionally, the Company
hereby undertakes to (i) submit The Hartford Investment and Savings Plan (the
"Plan") and any amendment thereto to the Internal Revenue Service (the "IRS") in
a timely manner and (ii) make all changes required by the IRS in order to
qualify the Plan under Section 401(a) of the Internal Revenue Code of 1986, as
amended.

Item 9.  Undertakings

        (a)    Rule 415 Offering. The undersigned Company hereby undertakes:

        (1)    To file, during any period in which it offers or sells
               securities, a post-effective amendment to this Registration
               Statement to:

               (i)     include any Prospectus required by Section 10(a)(3) of
                       the Securities Act of 1933 (the "Securities Act"), unless
                       the information is contained in periodic reports filed by
                       the Company pursuant to section 13 or section 15(d) of
                       the Exchange Act that are incorporated by reference in
                       the Registration Statement;

               (ii)    reflect in the Prospectus any facts or events arising
                       after the effective date of the Registration Statement
                       (or the most recent post-effective amendment thereof)
                       which, individually or in the aggregate, represent a
                       fundamental change in the information set forth in the
                       Registration Statement, unless the information is
                       contained in periodic reports filed by the Company
                       pursuant to Section 13 or Section 15(d) of
<PAGE>   6
                       the Exchange Act that are incorporated by reference in
                       the Registration Statement;

               (iii)   include any material information with respect to the plan
                       of distribution not previously disclosed in the
                       Registration Statement or any material change to such
                       information in the Registration Statement.

        (2)    That, for the purpose of determining any liability under the
               Securities Act, each such post-effective amendment shall be
               deemed to be a new registration statement relating to the
               securities offered therein, and the offering of such securities
               at that time shall be deemed to be the initial bona fide offering
               thereof.

        (3)    To file a post-effective amendment to remove from registration
               any of the securities being registered which remain unsold at the
               termination of the offering.

        (b) Subsequent Exchange Act Documents. The undersigned Company hereby
undertakes that, for purposes of determining any liability under the Securities
Act, each filing of the Company's annual report pursuant to section 13(a) or
section 15(d) of the Exchange Act (and, where applicable, each filing of an
employee benefit plan's annual report pursuant to section 15(d) of the Exchange
Act) that is incorporated by reference in the Registration Statement shall be
deemed to be a new registration statement relating to the securities offered
therein, and the offering of such securities at that time shall be deemed to be
the initial bona fide offering thereof.

        (c) Indemnification. Insofar as indemnification for liabilities arising
under the Securities Act may be permitted to directors, officers and controlling
persons of the Company pursuant to the foregoing provisions, or otherwise, the
Company has been advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as expressed in the
Securities Act and is, therefore, unenforceable. In the event that a claim for
indemnification against such liabilities (other than the payment by the Company
of expenses incurred or paid by a director, officer or controlling person of the
Company in the successful defense of any action, suit or proceeding) is asserted
by such director, officer or controlling person in connection with the
securities being registered, the Company will, unless in the opinion of its
counsel the matter has been settled by controlling precedent, submit to a court
of appropriate jurisdiction the question whether such indemnification by it is
against public policy as expressed in the Securities Act and will be governed by
the final adjudication of such issue.
<PAGE>   7
                                   SIGNATURES

           The Company. Pursuant to the requirements of the Securities Act and
the attached Powers of Attorney filed herewith, the Company certifies that it
has reasonable grounds to believe that it meets all of the requirements for
filing on Form S-8 and has duly caused this registration statement to be signed
on its behalf by the undersigned, thereunto duly authorized, in the City of
Hartford, State of Connecticut on the 31st day of March, 2000.

                                   THE HARTFORD FINANCIAL SERVICES GROUP, INC.


                                   By:  /s/ Michael S. Wilder
                                      ---------------------------------
                                         Michael S. Wilder
                                         Senior Vice President and
                                         General Counsel


           The Plan. Pursuant to the requirements of the Securities Act, the
named fiduciary of The Hartford Investment and Savings Plan has duly caused this
registration statement to be signed on its behalf by the undersigned, thereunto
duly authorized, in the City of Hartford, State of Connecticut, on the 31st day
of March, 2000.

                                   THE HARTFORD INVESTMENT AND SAVINGS PLAN


                                   By:  /s/ Randall L. Kiviat
                                      --------------------------------------
                                         Chairman of the Pension Administration
                                         Committee (the Named Fiduciary)
<PAGE>   8
                                INDEX TO EXHIBITS


<TABLE>
<CAPTION>
     Exhibit No.     Description of Exhibit
     -----------     ----------------------

<S>                  <C>
         5           Opinion of Debevoise & Plimpton (filed herewith)

         23.1        Consent of Arthur Andersen LLP, Independent Public
                     Accountants (filed herewith)

         23.2        Consent of Debevoise & Plimpton (included in Exhibit 5)

         24          Powers of Attorney (filed herewith)

         99(i)       The Hartford Investment and Savings Plan (as Amended and
                     Restated effective January 1, 1999) (filed herewith)
</TABLE>
[{"type": "S-8", "sequence": "1", "description": "FORM S-8", "secsgml_size_bytes": 16694}]
{"company-data": {"conformed-name": "HARTFORD FINANCIAL SERVICES GROUP INC/DE", "cik": "0000874766", "assigned-sic": "6411", "irs-number": "133317783", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-34092", "film-number": "594161"}, "business-address": {"street1": "HARTFORD PLZ", "city": "HARTFORD", "state": "CT", "zip": "06115", "phone": "8605475000"}, "mail-address": {"street1": "HARTFORD PLAZA T-15", "city": "HARTFORD", "state": "CT", "zip": "06115"}, "former-company": {"former-conformed-name": "ITT HARTFORD GROUP INC /DE", "date-changed": "19930328"}}
1
      As filed with the Securities and Exchange Commission on April 5, 2000

                                                   Registration No. 333-________

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM S-8

                             REGISTRATION STATEMENT
                                      UNDER
                           THE SECURITIES ACT OF 1933

                   THE HARTFORD FINANCIAL SERVICES GROUP, INC.
             (Exact name of registrant as specified in its charter)

              DELAWARE                                          13-3317783
   (State or other jurisdiction of                           (I.R.S. Employer
   incorporation or organization)                           Identification No.)

                                 HARTFORD PLAZA
                             HARTFORD, CT 06115-1900
                     (Address of Principal Executive Offices
                               including Zip Code)

                    THE HARTFORD INVESTMENT AND SAVINGS PLAN
                            (Full title of the Plan)

                             MICHAEL S. WILDER, ESQ.
                    SENIOR VICE PRESIDENT AND GENERAL COUNSEL
                   THE HARTFORD FINANCIAL SERVICES GROUP, INC.
                                 HARTFORD PLAZA
                             HARTFORD, CT 06115-1900
                                 (860) 547-5484
            (Name, address and telephone number of agent for service)
2
                         CALCULATION OF REGISTRATION FEE
Proposed
                                             Proposed maximum         maximum
 Title of securities      Amount to be        offering price         aggregate            Amount of
   to be registered        registered           per unit           offering price      registration fee
   ----------------        ----------           --------           --------------      ----------------
Common Stock, par
value $.01 per share..    10,000,000(1)          $46.63            $466,250,000(2)       $123,090.00

Series A
Participating
Cumulative Preferred
Stock Purchase Rights.    10,000,000(1)             (1)                  (1)                  (1)
=======================================================================================================
--------
(1)  The number of shares of Company Common Stock to be offered pursuant to The
     Hartford Investment and Savings Plan (the "Plan") (10,000,000 shares). In
     addition, pursuant to Rule 416(c) under the Securities Act of 1933, this
     Registration Statement also covers an indeterminate amount of interests to
     be offered or sold pursuant to the Plan. This Registration also covers
     10,000,000 Rights to purchase Series A Participating Cumulative Preferred
     Stock (the "Rights") which are appurtenant to and trade with the Company
     Common Stock. The value attributable to the Rights, if any, is reflected in
     the market value of the Company's Common Stock and the registration fee for
     the Rights is included in the fee for the Common Stock.

(2)  Computed pursuant to Rule 457(h) solely for the purpose of determining the
     registration fee, and based on the average of the high and low prices per
     share of the Common Stock as reported on the New York Stock Exchange for
     March 30, 2000.
3
                                     PART II

               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3.  Incorporation of Documents by Reference

           Incorporated by reference in this Registration Statement are the
following documents heretofore filed by The Hartford Financial Services Group,
Inc. (the "Company") with the Securities and Exchange Commission (the
"Commission") pursuant to the Securities Exchange Act of 1934, as amended (the
"Exchange Act"):

         (a)      The Company's latest annual report filed pursuant to Section
                  13(a) or 15(d) of the Exchange Act;

         (b)      All other reports filed by the Company pursuant to Section
                  13(a) or 15(d) of the Exchange Act since the end of the fiscal
                  year covered by the annual report referred to in (a) above;
                  and

         (c)      The description of the Company's Common Stock, par value $.01
                  per share (the "Common Stock"), contained in a registration
                  statement filed under the Exchange Act, and any amendment or
                  report filed for the purpose of updating such description;

         (d)      The Company's Registration Statement on Form S-8 (File No.
                  33-80663) of the Plan; and

         (e)      The description of the Rights which is contained in a Form 8-A
                  report filed under the Exchange Act, including any amendment
                  or report filed for purposes of updating such description.

           All documents subsequently filed by the Company pursuant to Sections
13(a), 13(c), 14 or 15(d) of the Exchange Act, prior to the filing of a
post-effective amendment that indicates that all securities offered hereby have
been sold or that deregisters all such securities then remaining unsold, shall
be deemed to be incorporated by reference in this Registration Statement and to
be part hereof from the dates of filing of such documents.

Item 4.  Description of Securities

           Not applicable.
4
Item 5.  Interests of Named Experts and Counsel

           None.

Item 6.  Indemnification of Directors and Officers

           The Delaware General Corporation Law (the "Delaware Law") permits a
Delaware corporation to include a provision in its Certificate of Incorporation,
and the Company's Amended and Restated Certificate of Incorporation so provides,
eliminating or limiting the personal liability of a director or officer to the
corporation or its stockholders for monetary damages for breach of fiduciary
duty as a director or officer, provided that such provision may not eliminate or
limit the liability of a director (i) for any breach of the director's duty of
loyalty to the corporation or its stockholders, (ii) for acts or omissions not
in good faith or which involve intentional misconduct or a knowing violation of
law, (iii) under Section 174 of the Delaware Law which makes directors
personally liable for unlawful dividends or unlawful stock repurchases or
redemptions, and (iv) any transaction from which a director derives an improper
personal benefit. Under Delaware law, directors and officers may be indemnified
against expenses (including attorneys' fees), judgments, fines and amounts paid
in settlement in connection with any threatened, pending or completed action,
suit or proceeding whether civil, criminal, administrative or investigative
(other than an action by or in the right of the corporation (a "derivative
action")) if they acted in good faith and in a manner they reasonably believed
to be in or not opposed to the best interest of the Company and, with respect to
any criminal action or proceeding, had no reasonable cause to believe their
conduct was unlawful. In derivative actions, indemnification extends only to
expenses (including attorneys' fees) actually and reasonably incurred in
connection with defense or settlement of such an action and, in the event such
person shall have been adjudged to be liable to the corporation, only to the
extent that a proper court shall have determined that such person is fairly and
reasonably entitled to indemnity for such expenses.

           The Company's Bylaws provide that directors and officers shall be,
and at the discretion of the Board of Directors, nonofficer employees may be,
indemnified by the Company to the fullest extent authorized by Delaware law, as
it now exists or may in the future be amended, against all expenses and
liabilities reasonably incurred in connection with service for or on behalf of
the Company and further permits the advancing of expenses incurred in defending
claims. The Bylaws also provide that the right of directors and officers to
indemnification shall be a contract right and shall not be exclusive of any
other right now possessed or hereafter acquired under any Bylaw, agreement, vote
of stockholders or otherwise. The Company's Certificate of Incorporation
contains a provision permitted by Delaware law that generally eliminates the
personal liability of directors for monetary damages for breaches of their
fiduciary duty, including breaches involving negligence or gross negligence in
business combinations, unless the director has breached his duty of loyalty,
failed to act in good
5
faith, engaged in intentional misconduct or a knowing violation of law, paid a
dividend or approved a stock repurchase in violation of the Delaware General
Corporation Law or obtained an improper personal benefit. This provision does
not alter a director's liability under the Federal securities laws. In addition,
this provision does not affect the availability of equitable remedies, such as
an injunction or rescission, for breach of fiduciary duty.

           The Company maintains directors' and officers' reimbursement and
liability insurance pursuant to standard form policies. The risks covered by
such policies include certain liabilities under the securities law.

Item 7.  Exemption from Registration Claimed

           Not applicable.

Item 8.  Exhibits

           An Exhibit Index, containing a list of all exhibits filed with this
Registration Statement, is included with this filing. Additionally, the Company
hereby undertakes to (i) submit The Hartford Investment and Savings Plan (the
"Plan") and any amendment thereto to the Internal Revenue Service (the "IRS") in
a timely manner and (ii) make all changes required by the IRS in order to
qualify the Plan under Section 401(a) of the Internal Revenue Code of 1986, as
amended.

Item 9.  Undertakings

        (a)    Rule 415 Offering. The undersigned Company hereby undertakes:

        (1)    To file, during any period in which it offers or sells
               securities, a post-effective amendment to this Registration
               Statement to:

               (i)     include any Prospectus required by Section 10(a)(3) of
                       the Securities Act of 1933 (the "Securities Act"), unless
                       the information is contained in periodic reports filed by
                       the Company pursuant to section 13 or section 15(d) of
                       the Exchange Act that are incorporated by reference in
                       the Registration Statement;

               (ii)    reflect in the Prospectus any facts or events arising
                       after the effective date of the Registration Statement
                       (or the most recent post-effective amendment thereof)
                       which, individually or in the aggregate, represent a
                       fundamental change in the information set forth in the
                       Registration Statement, unless the information is
                       contained in periodic reports filed by the Company
                       pursuant to Section 13 or Section 15(d) of
6
                       the Exchange Act that are incorporated by reference in
                       the Registration Statement;

               (iii)   include any material information with respect to the plan
                       of distribution not previously disclosed in the
                       Registration Statement or any material change to such
                       information in the Registration Statement.

        (2)    That, for the purpose of determining any liability under the
               Securities Act, each such post-effective amendment shall be
               deemed to be a new registration statement relating to the
               securities offered therein, and the offering of such securities
               at that time shall be deemed to be the initial bona fide offering
               thereof.

        (3)    To file a post-effective amendment to remove from registration
               any of the securities being registered which remain unsold at the
               termination of the offering.

        (b) Subsequent Exchange Act Documents. The undersigned Company hereby
undertakes that, for purposes of determining any liability under the Securities
Act, each filing of the Company's annual report pursuant to section 13(a) or
section 15(d) of the Exchange Act (and, where applicable, each filing of an
employee benefit plan's annual report pursuant to section 15(d) of the Exchange
Act) that is incorporated by reference in the Registration Statement shall be
deemed to be a new registration statement relating to the securities offered
therein, and the offering of such securities at that time shall be deemed to be
the initial bona fide offering thereof.

        (c) Indemnification. Insofar as indemnification for liabilities arising
under the Securities Act may be permitted to directors, officers and controlling
persons of the Company pursuant to the foregoing provisions, or otherwise, the
Company has been advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as expressed in the
Securities Act and is, therefore, unenforceable. In the event that a claim for
indemnification against such liabilities (other than the payment by the Company
of expenses incurred or paid by a director, officer or controlling person of the
Company in the successful defense of any action, suit or proceeding) is asserted
by such director, officer or controlling person in connection with the
securities being registered, the Company will, unless in the opinion of its
counsel the matter has been settled by controlling precedent, submit to a court
of appropriate jurisdiction the question whether such indemnification by it is
against public policy as expressed in the Securities Act and will be governed by
the final adjudication of such issue.
7
                                   SIGNATURES

           The Company. Pursuant to the requirements of the Securities Act and
the attached Powers of Attorney filed herewith, the Company certifies that it
has reasonable grounds to believe that it meets all of the requirements for
filing on Form S-8 and has duly caused this registration statement to be signed
on its behalf by the undersigned, thereunto duly authorized, in the City of
Hartford, State of Connecticut on the 31st day of March, 2000.

                                   THE HARTFORD FINANCIAL SERVICES GROUP, INC.

                                   By:  /s/ Michael S. Wilder
                                      ---------------------------------
                                         Michael S. Wilder
                                         Senior Vice President and
                                         General Counsel

           The Plan. Pursuant to the requirements of the Securities Act, the
named fiduciary of The Hartford Investment and Savings Plan has duly caused this
registration statement to be signed on its behalf by the undersigned, thereunto
duly authorized, in the City of Hartford, State of Connecticut, on the 31st day
of March, 2000.

                                   THE HARTFORD INVESTMENT AND SAVINGS PLAN

                                   By:  /s/ Randall L. Kiviat
                                      --------------------------------------
                                         Chairman of the Pension Administration
                                         Committee (the Named Fiduciary)
8
                                INDEX TO EXHIBITS
Exhibit No.     Description of Exhibit
     -----------     ----------------------
5           Opinion of Debevoise & Plimpton (filed herewith)

         23.1        Consent of Arthur Andersen LLP, Independent Public
                     Accountants (filed herewith)

         23.2        Consent of Debevoise & Plimpton (included in Exhibit 5)

         24          Powers of Attorney (filed herewith)

         99(i)       The Hartford Investment and Savings Plan (as Amended and
                     Restated effective January 1, 1999) (filed herewith)