<PAGE>

    As Filed with the Securities and Exchange Commission on October 29, 1999

                                                Registration No. 333-_________

                UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM S-8

                             REGISTRATION STATEMENT
                                      UNDER
                           THE SECURITIES ACT OF 1933

                               INSWEB CORPORATION
         -------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

           Delaware                                    94-3220749
--------------------------------------    -------------------------------------
    (State or other jurisdiction           (I.R.S. employer identification no.)
  of incorporation or organization)

                               901 Marshall Street
                         Redwood City, California 94063
         -------------------------------------------------------------
               (Address of principal executive offices) (Zip code)

                               INSWEB CORPORATION
                             1995 STOCK OPTION PLAN,
                             1997 STOCK OPTION PLAN,
                SENIOR EXECUTIVE NONSTATUTORY STOCK OPTION PLAN,
                      AND 1999 EMPLOYEE STOCK PURCHASE PLAN
         -------------------------------------------------------------
                            (Full title of the plan)


                                 Hussein A. Enan
          Chairman of the Board, President and Chief Executive Officer
                               901 Marshall Street
                         Redwood City, California 94063
         -------------------------------------------------------------
                     (Name and address of agent for service)

Telephone number, including area code, of agent for service:  (650) 298-9100.

This registration statement shall hereafter become effective in accordance with
Rule 462 promulgated under the Securities Act of 1933, as amended.

<PAGE>
--------------------------------------------------------------------------------

                         CALCULATION OF REGISTRATION FEE

--------------------------------------------------------------------------------
<TABLE>
<CAPTION>

                                                  Proposed maximum        Proposed maximum
 Title of Securities to        Amount to be        offering price        aggregate offering          Amount of
     be registered(1)          registered(2)         per share(3)              price(3)           registration fee
----------------------------------------------------------------------------------------------------------------------

1995 STOCK OPTION PLAN
<S>                             <C>                     <C>                 <C>                      <C>
Common Stock                     69,867                  $0.50                $34,933.00
Par Value $0.001

1997 STOCK OPTION PLAN
Common Stock                    4,547,418               $19.489             $88,624,629.40
Par Value $0.001                 640,814                 $17.25             $11,054,041.50

SENIOR EXECUTIVE NONSTATUTORY STOCK OPTION PLAN
Common Stock                     102,601                 $1.30                $133,381.00
Par Value $0.001                 71,200                  $17.25              $1,228,200.00

1999 EMPLOYEE STOCK PURCHASE PLAN
Common Stock                     450,000                $14.6625             $6,598,125.00
Par Value $0.001

TOTALS                          5,881,900                                   $107,673,309.90          $29,933.18
</TABLE>

-----------------------------------------

(1)       The securities to be registered include options and rights to acquire
Common Stock.

(2)      Pursuant to Rule 416(a), this registration statement also covers any
additional securities that may be offered or issued in connection with any stock
split, stock dividend or similar transaction.

(3)      Estimated pursuant to Rule 457 solely for purposes of calculating the
registration fee. As to shares subject to outstanding but unexercised options
under the 1995 Stock Option Plan, the 1997 Stock Option Plan and the Senior
Executive Nonstatutory Stock Option Plan, the price is computed on the basis of
the weighted average exercise price. As to the remaining shares under the 1997
Stock Option Plan and the Senior Executive Nonstatutory Stock Option Plan, the
price is based upon the average of the high and low prices of the Common Stock
on October 25, 1999, as reported on the Nasdaq National Market. The 1999
Employee Stock Purchase Plan establishes a purchase price equal to 85% of the
fair market value of the Company's Common Stock, and, therefore, the price for
shares under this plan is based upon 85% of the average of the high and low
prices of the Common Stock on October 25, 1999, as reported on the Nasdaq
National Market.

<PAGE>

                                     PART II

               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3.        INCORPORATION OF DOCUMENTS BY REFERENCE

               InsWeb Corporation (the "Company") hereby incorporates by
reference in this registration statement the following documents:

               (a)   The Company's latest prospectus filed pursuant to Rule
424(b) under the Securities Act of 1933, as amended (the "Securities Act")
containing audited financial statements for the Company's latest fiscal year
ended December 31, 1998. The prospectus is included in the Company's
Registration Statement on Form S-1 (No. 333-78095, effective July 22, 1999).

               (b)   All other reports filed pursuant to Section 13(a) or 15(d)
of the Securities Exchange Act of 1934, as amended (the "Exchange Act") since
the end of the fiscal year covered by the registrant document referred to in (a)
above.

               (c)   The description of the Company's Common Stock contained in
the Company's Registration Statement on Form 8-A12G filed on May 14, 1999 under
the Exchange Act, including any amendment or report filed for the purpose of
updating such description.

               All documents subsequently filed by the Company pursuant to
Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of
a post-effective amendment to this registration statement which indicates that
all securities offered hereby have been sold or which deregisters all securities
remaining unsold, shall be deemed to be incorporated by reference in this
registration statement and to be a part hereof from the date of filing of such
documents.

Item 4.        DESCRIPTION OF SECURITIES

               The class of securities to be offered is registered under
Section 12 of the Exchange Act.

Item 5.        INTERESTS OF NAMED EXPERTS AND COUNSEL

               Inapplicable.

Item 6.        INDEMNIFICATION OF DIRECTORS AND OFFICERS

               Section 102(b) of the Delaware General Corporation Law
authorizes a corporation to provide in its Certificate of Incorporation that a
director of the corporation shall not be personally liable to corporation or its
stockholders for monetary damages for breach or alleged breach of the director's
"duty of care." While this statute does not change directors' duty of care, it
enables corporations to limit available relief to equitable remedies such as
injunction or rescission. The statute has no effect on a director's duty of
loyalty or liability for acts or omissions not in good faith or involving
intentional misconduct or knowing violations of law, illegal payment of
dividends or stock redemptions or repurchases, or for any transaction from

<PAGE>

which the director derives an improper personal benefit. As permitted by the
statute, the Company has adopted provisions in its Certificate of Incorporation
which eliminate to the fullest extent permissible under Delaware law the
personal liability of its directors to the Company and its stockholders for
monetary damages for breach or alleged breach of their duty of care.

                  Section 145 of the General Corporation Law of the State of
Delaware provides for the indemnification of officers, directors, employees and
agents of a corporation. The Bylaws of the Company provide for indemnification
of its directors, officers, employees and agents to the full extent permitted by
under Delaware law, including those circumstances in which indemnification would
otherwise be discretionary under Delaware law. The Company's Bylaws also empower
it to enter into indemnification agreements with its directors and officers and
to purchase insurance on behalf of any person whom it is required or permitted
to indemnify. The Company intends to enter into agreements with its directors
and certain of its executive officers that require the Company to indemnify such
persons to the fullest extent permitted under Delaware law against expenses,
judgments, fines, settlements and other amounts actually and reasonably incurred
(including expenses of a derivative action) in connection with any proceeding,
whether actual or threatened, to which any such person may be made a party by
reason of the fact that such person is or was a director or an executive officer
of the Company or any of its affiliated enterprises. The indemnification
agreements also set forth certain procedures that will apply in the event of a
claim for indemnification thereunder.

                  Section 145 of the General Corporation Law of the State of
Delaware provides for indemnification in terms sufficiently broad to indemnify
such individuals, under certain circumstances, for liabilities (including
reimbursement of expenses incurred) arising under the Securities Act.

Item 7.        EXEMPTION FROM REGISTRATION CLAIMED

               Inapplicable.

Item 8.        EXHIBITS

               See Exhibit Index.

Item 9.        UNDERTAKINGS

               The undersigned registrant hereby undertakes:

               (1)   To file, during any period in which offers or sales are
being made, a post-effective amendment to this registration statement:

                     (i)     To include any prospectus required by Section
10(a)(3) of the Securities Act;

                     (ii)    To reflect in the prospectus any facts or events
arising after the effective date of the registration statement (or the most
recent post-effective amendment thereof)


<PAGE>

which, individually or in the aggregate, represent a fundamental change in the
information set forth in the registration statement; and

                     (iii)   To include any material information with respect
to the plan of distribution not previously disclosed in the registration
statement or any material change to such information in the registration
statement;

PROVIDED, HOWEVER, that paragraphs (1)(i) and (l)(ii) do not apply if the
information required to be included in a post-effective amendment by those
paragraphs is contained in periodic reports filed by the registrant pursuant to
Section 13 or Section 15(d) of the Exchange Act that are incorporated by
reference in the registration statement.

               (2)   That, for the purpose of determining any liability under
the Securities Act, each such post-effective amendment shall be deemed to be a
new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.

               (3)   To remove from registration by means of a post-effective
amendment any of the securities being registered which remain unsold at the
termination of the offering.

               The undersigned registrant hereby undertakes that, for
purposes of determining any liability under the Securities Act, each filing of
the registrant's annual report pursuant to Section 13(a) or Section 15(d) of the
Exchange Act (and, where applicable, each filing of an employee benefit plan's
annual report pursuant to Section 15(d) of the Exchange Act) that is
incorporated by reference in the registration statement shall be deemed to be a
new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.

               Insofar as indemnification for liabilities arising under the
Securities Act may be permitted to directors, officers and controlling persons
of the registrant pursuant to the foregoing provisions, or otherwise, the
registrant has been advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as expressed in the
Securities Act and is, therefore, unenforceable. In the event that a claim for
indemnification against such liabilities (other than the payment by the
registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling person in
connection with the securities being registered, the registrant will, unless in
the opinion of its counsel the matter has been settled by controlling precedent,
submit to a court of appropriate jurisdiction the question whether such
indemnification by it is against public policy as expressed in the Securities
Act and will be governed by the final adjudication of such issue.

<PAGE>

                                    SIGNATURE

         Pursuant to the requirements of the Securities Act of 1933, as
amended, the registrant certifies that it has reasonable grounds to believe
that it meets all of the requirements for filing on Form S-8 and has duly
caused this registration statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Redwood City, State of
California, on October 26, 1999.

                                         INSWEB CORPORATION




                                         By: /s/ HUSSEIN A. ENAN
                                             --------------------------------
                                             Hussein A. Enan
                                             President


<PAGE>


                        SIGNATURES AND POWER OF ATTORNEY

         The officers and directors of InsWeb Corporation whose signatures
appear below, hereby constitute and appoint Hussein A. Enan and Stephen I.
Robertson, and each of them, their true and lawful attorneys and agents, with
full power of substitution, each with power to act alone, to sign and execute on
behalf of the undersigned any amendment or amendments to this registration
statement on Form S-8, and each of the undersigned does hereby ratify and
confirm all that each of said attorney and agent, or their or his substitutes,
shall do or cause to be done by virtue hereof.

         Pursuant to the requirements of the Securities Act of 1933, as amended,
this registration statement has been signed by the following persons in the
capacities and on the dates indicated.
<TABLE>
<CAPTION>

      Signature                          Title                          Date
---------------------    --------------------------------------  -----------------
<S>                       <C>                                    <C>



/s/ Hussein A. Enan       Chairman of the Board, President and   October 26, 1999
---------------------     Chief Executive Officer
Hussein A. Enan           (Principal Executive Officer)


/s/ Stephen I. Robertson  Executive Vice President and Chief     October 26, 1999
---------------------     Financial Officer
Stephen I. Robertson      (Principal Accounting and Financial
                          Officer)


                          Director
---------------------
Bruce A. Bunner


/s/ James M. Corroon      Director                               October 26, 1999
---------------------
James M. Corroon


                          Director
---------------------
Ronald Fisher
</TABLE>

<PAGE>

<TABLE>
<CAPTION>

      Signature                        Title                          Date
---------------------  --------------------------------------  -----------------
<S>                     <C>                                    <C>



/s/ Richard J. Freeman      Director                           October 26, 1999
---------------------
Richard J. Freeman


                            Director
---------------------
M. Gordon Gaddy


                            Director
---------------------
Richard D. Headley


                            Director
---------------------
Yoshitaka Kitao


                            Director
---------------------
David W. Wroe


/s/ Donald K. Morford       Director                           October 26, 1999
---------------------
Donald K. Morford


/s/ Robert C. Nevins        Director                           October 26, 1999
---------------------
Robert C. Nevins


/s/ Robert A. Puccinelli    Director                           October 26, 1999
---------------------
Robert A. Puccinelli


/s/ Darrell J. Ticehurst    Director                           October 26, 1999
---------------------
Darrell J. Ticehurst
</TABLE>



<PAGE>

                                  EXHIBIT INDEX


4.1       Restated Certificate of Incorporation of the Company

4.2       Amended and Restated Bylaws of the Company are incorporated by
          reference to Exhibit 3.2 to the Company's Registration Statement on
          Form S-1/A filed with the Securities and Exchange Commission on July
          21, 1999 (No. 333-78095)

5         Opinion re legality

23.1      Consent of Counsel (included in Exhibit 5)

23.2      Consent of PricewaterhouseCoopers LLP, Independent Accountants

24        Power of Attorney (included in signature pages to this registration
          statement)
[{"type": "S-8", "sequence": "1", "description": "S-8", "secsgml_size_bytes": 18022}]
{"company-data": {"conformed-name": "INSWEB CORP", "cik": "0001077370", "assigned-sic": "7389", "irs-number": "943220479"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-89943", "film-number": "99737363"}, "business-address": {"street1": "901 MARSHALL STREET", "city": "REDWOOD CITY", "state": "CA", "zip": "94063", "phone": "6502989100"}, "mail-address": {"street1": "901 MARSHALL ST", "city": "REDWOOD CITY", "state": "CA", "zip": "94063"}}
As Filed with the Securities and Exchange Commission on October 29, 1999

                                                Registration No. 333-_________

                UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM S-8

                             REGISTRATION STATEMENT
                                      UNDER
                           THE SECURITIES ACT OF 1933

                               INSWEB CORPORATION
         -------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

           Delaware                                    94-3220749
--------------------------------------    -------------------------------------
    (State or other jurisdiction           (I.R.S. employer identification no.)
  of incorporation or organization)

                               901 Marshall Street
                         Redwood City, California 94063
         -------------------------------------------------------------
               (Address of principal executive offices) (Zip code)

                               INSWEB CORPORATION
                             1995 STOCK OPTION PLAN,
                             1997 STOCK OPTION PLAN,
                SENIOR EXECUTIVE NONSTATUTORY STOCK OPTION PLAN,
                      AND 1999 EMPLOYEE STOCK PURCHASE PLAN
         -------------------------------------------------------------
                            (Full title of the plan)

                                 Hussein A. Enan
          Chairman of the Board, President and Chief Executive Officer
                               901 Marshall Street
                         Redwood City, California 94063
         -------------------------------------------------------------
                     (Name and address of agent for service)

Telephone number, including area code, of agent for service:  (650) 298-9100.

This registration statement shall hereafter become effective in accordance with
Rule 462 promulgated under the Securities Act of 1933, as amended.
--------------------------------------------------------------------------------

                         CALCULATION OF REGISTRATION FEE

--------------------------------------------------------------------------------
Proposed maximum        Proposed maximum
 Title of Securities to        Amount to be        offering price        aggregate offering          Amount of
     be registered(1)          registered(2)         per share(3)              price(3)           registration fee
----------------------------------------------------------------------------------------------------------------------

1995 STOCK OPTION PLAN
Common Stock                     69,867                  $0.50                $34,933.00
Par Value $0.001

1997 STOCK OPTION PLAN
Common Stock                    4,547,418               $19.489             $88,624,629.40
Par Value $0.001                 640,814                 $17.25             $11,054,041.50

SENIOR EXECUTIVE NONSTATUTORY STOCK OPTION PLAN
Common Stock                     102,601                 $1.30                $133,381.00
Par Value $0.001                 71,200                  $17.25              $1,228,200.00

1999 EMPLOYEE STOCK PURCHASE PLAN
Common Stock                     450,000                $14.6625             $6,598,125.00
Par Value $0.001

TOTALS                          5,881,900                                   $107,673,309.90          $29,933.18
-----------------------------------------

(1)       The securities to be registered include options and rights to acquire
Common Stock.

(2)      Pursuant to Rule 416(a), this registration statement also covers any
additional securities that may be offered or issued in connection with any stock
split, stock dividend or similar transaction.

(3)      Estimated pursuant to Rule 457 solely for purposes of calculating the
registration fee. As to shares subject to outstanding but unexercised options
under the 1995 Stock Option Plan, the 1997 Stock Option Plan and the Senior
Executive Nonstatutory Stock Option Plan, the price is computed on the basis of
the weighted average exercise price. As to the remaining shares under the 1997
Stock Option Plan and the Senior Executive Nonstatutory Stock Option Plan, the
price is based upon the average of the high and low prices of the Common Stock
on October 25, 1999, as reported on the Nasdaq National Market. The 1999
Employee Stock Purchase Plan establishes a purchase price equal to 85% of the
fair market value of the Company's Common Stock, and, therefore, the price for
shares under this plan is based upon 85% of the average of the high and low
prices of the Common Stock on October 25, 1999, as reported on the Nasdaq
National Market.
PART II

               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3.        INCORPORATION OF DOCUMENTS BY REFERENCE

               InsWeb Corporation (the "Company") hereby incorporates by
reference in this registration statement the following documents:

               (a)   The Company's latest prospectus filed pursuant to Rule
424(b) under the Securities Act of 1933, as amended (the "Securities Act")
containing audited financial statements for the Company's latest fiscal year
ended December 31, 1998. The prospectus is included in the Company's
Registration Statement on Form S-1 (No. 333-78095, effective July 22, 1999).

               (b)   All other reports filed pursuant to Section 13(a) or 15(d)
of the Securities Exchange Act of 1934, as amended (the "Exchange Act") since
the end of the fiscal year covered by the registrant document referred to in (a)
above.

               (c)   The description of the Company's Common Stock contained in
the Company's Registration Statement on Form 8-A12G filed on May 14, 1999 under
the Exchange Act, including any amendment or report filed for the purpose of
updating such description.

               All documents subsequently filed by the Company pursuant to
Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of
a post-effective amendment to this registration statement which indicates that
all securities offered hereby have been sold or which deregisters all securities
remaining unsold, shall be deemed to be incorporated by reference in this
registration statement and to be a part hereof from the date of filing of such
documents.

Item 4.        DESCRIPTION OF SECURITIES

               The class of securities to be offered is registered under
Section 12 of the Exchange Act.

Item 5.        INTERESTS OF NAMED EXPERTS AND COUNSEL

               Inapplicable.

Item 6.        INDEMNIFICATION OF DIRECTORS AND OFFICERS

               Section 102(b) of the Delaware General Corporation Law
authorizes a corporation to provide in its Certificate of Incorporation that a
director of the corporation shall not be personally liable to corporation or its
stockholders for monetary damages for breach or alleged breach of the director's
"duty of care." While this statute does not change directors' duty of care, it
enables corporations to limit available relief to equitable remedies such as
injunction or rescission. The statute has no effect on a director's duty of
loyalty or liability for acts or omissions not in good faith or involving
intentional misconduct or knowing violations of law, illegal payment of
dividends or stock redemptions or repurchases, or for any transaction from
which the director derives an improper personal benefit. As permitted by the
statute, the Company has adopted provisions in its Certificate of Incorporation
which eliminate to the fullest extent permissible under Delaware law the
personal liability of its directors to the Company and its stockholders for
monetary damages for breach or alleged breach of their duty of care.

                  Section 145 of the General Corporation Law of the State of
Delaware provides for the indemnification of officers, directors, employees and
agents of a corporation. The Bylaws of the Company provide for indemnification
of its directors, officers, employees and agents to the full extent permitted by
under Delaware law, including those circumstances in which indemnification would
otherwise be discretionary under Delaware law. The Company's Bylaws also empower
it to enter into indemnification agreements with its directors and officers and
to purchase insurance on behalf of any person whom it is required or permitted
to indemnify. The Company intends to enter into agreements with its directors
and certain of its executive officers that require the Company to indemnify such
persons to the fullest extent permitted under Delaware law against expenses,
judgments, fines, settlements and other amounts actually and reasonably incurred
(including expenses of a derivative action) in connection with any proceeding,
whether actual or threatened, to which any such person may be made a party by
reason of the fact that such person is or was a director or an executive officer
of the Company or any of its affiliated enterprises. The indemnification
agreements also set forth certain procedures that will apply in the event of a
claim for indemnification thereunder.

                  Section 145 of the General Corporation Law of the State of
Delaware provides for indemnification in terms sufficiently broad to indemnify
such individuals, under certain circumstances, for liabilities (including
reimbursement of expenses incurred) arising under the Securities Act.

Item 7.        EXEMPTION FROM REGISTRATION CLAIMED

               Inapplicable.

Item 8.        EXHIBITS

               See Exhibit Index.

Item 9.        UNDERTAKINGS

               The undersigned registrant hereby undertakes:

               (1)   To file, during any period in which offers or sales are
being made, a post-effective amendment to this registration statement:

                     (i)     To include any prospectus required by Section
10(a)(3) of the Securities Act;

                     (ii)    To reflect in the prospectus any facts or events
arising after the effective date of the registration statement (or the most
recent post-effective amendment thereof)
which, individually or in the aggregate, represent a fundamental change in the
information set forth in the registration statement; and

                     (iii)   To include any material information with respect
to the plan of distribution not previously disclosed in the registration
statement or any material change to such information in the registration
statement;

PROVIDED, HOWEVER, that paragraphs (1)(i) and (l)(ii) do not apply if the
information required to be included in a post-effective amendment by those
paragraphs is contained in periodic reports filed by the registrant pursuant to
Section 13 or Section 15(d) of the Exchange Act that are incorporated by
reference in the registration statement.

               (2)   That, for the purpose of determining any liability under
the Securities Act, each such post-effective amendment shall be deemed to be a
new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.

               (3)   To remove from registration by means of a post-effective
amendment any of the securities being registered which remain unsold at the
termination of the offering.

               The undersigned registrant hereby undertakes that, for
purposes of determining any liability under the Securities Act, each filing of
the registrant's annual report pursuant to Section 13(a) or Section 15(d) of the
Exchange Act (and, where applicable, each filing of an employee benefit plan's
annual report pursuant to Section 15(d) of the Exchange Act) that is
incorporated by reference in the registration statement shall be deemed to be a
new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.

               Insofar as indemnification for liabilities arising under the
Securities Act may be permitted to directors, officers and controlling persons
of the registrant pursuant to the foregoing provisions, or otherwise, the
registrant has been advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as expressed in the
Securities Act and is, therefore, unenforceable. In the event that a claim for
indemnification against such liabilities (other than the payment by the
registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or controlling person in
connection with the securities being registered, the registrant will, unless in
the opinion of its counsel the matter has been settled by controlling precedent,
submit to a court of appropriate jurisdiction the question whether such
indemnification by it is against public policy as expressed in the Securities
Act and will be governed by the final adjudication of such issue.
SIGNATURE

         Pursuant to the requirements of the Securities Act of 1933, as
amended, the registrant certifies that it has reasonable grounds to believe
that it meets all of the requirements for filing on Form S-8 and has duly
caused this registration statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Redwood City, State of
California, on October 26, 1999.

                                         INSWEB CORPORATION

                                         By: /s/ HUSSEIN A. ENAN
                                             --------------------------------
                                             Hussein A. Enan
                                             President
SIGNATURES AND POWER OF ATTORNEY

         The officers and directors of InsWeb Corporation whose signatures
appear below, hereby constitute and appoint Hussein A. Enan and Stephen I.
Robertson, and each of them, their true and lawful attorneys and agents, with
full power of substitution, each with power to act alone, to sign and execute on
behalf of the undersigned any amendment or amendments to this registration
statement on Form S-8, and each of the undersigned does hereby ratify and
confirm all that each of said attorney and agent, or their or his substitutes,
shall do or cause to be done by virtue hereof.

         Pursuant to the requirements of the Securities Act of 1933, as amended,
this registration statement has been signed by the following persons in the
capacities and on the dates indicated.
Signature                          Title                          Date
---------------------    --------------------------------------  -----------------
/s/ Hussein A. Enan       Chairman of the Board, President and   October 26, 1999
---------------------     Chief Executive Officer
Hussein A. Enan           (Principal Executive Officer)

/s/ Stephen I. Robertson  Executive Vice President and Chief     October 26, 1999
---------------------     Financial Officer
Stephen I. Robertson      (Principal Accounting and Financial
                          Officer)

                          Director
---------------------
Bruce A. Bunner

/s/ James M. Corroon      Director                               October 26, 1999
---------------------
James M. Corroon

                          Director
---------------------
Ronald Fisher
Signature                        Title                          Date
---------------------  --------------------------------------  -----------------
/s/ Richard J. Freeman      Director                           October 26, 1999
---------------------
Richard J. Freeman

                            Director
---------------------
M. Gordon Gaddy

                            Director
---------------------
Richard D. Headley

                            Director
---------------------
Yoshitaka Kitao

                            Director
---------------------
David W. Wroe

/s/ Donald K. Morford       Director                           October 26, 1999
---------------------
Donald K. Morford

/s/ Robert C. Nevins        Director                           October 26, 1999
---------------------
Robert C. Nevins

/s/ Robert A. Puccinelli    Director                           October 26, 1999
---------------------
Robert A. Puccinelli

/s/ Darrell J. Ticehurst    Director                           October 26, 1999
---------------------
Darrell J. Ticehurst
EXHIBIT INDEX

4.1       Restated Certificate of Incorporation of the Company

4.2       Amended and Restated Bylaws of the Company are incorporated by
          reference to Exhibit 3.2 to the Company's Registration Statement on
          Form S-1/A filed with the Securities and Exchange Commission on July
          21, 1999 (No. 333-78095)

5         Opinion re legality

23.1      Consent of Counsel (included in Exhibit 5)

23.2      Consent of PricewaterhouseCoopers LLP, Independent Accountants

24        Power of Attorney (included in signature pages to this registration
          statement)