As filed with the Securities and Exchange Commission on November 17, 2003
                                                 Registration No. 333-__________

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM S-8
             REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
                            GREATER COMMUNITY BANCORP
            --------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                         New Jersey                       22-2545165
          ----------------------------              ----------------------
 (State or other jurisdiction of            (I.R.S. Employer Identification No.)
    incorporation or organization)

                               55 Union Boulevard
                            Totowa, New Jersey 07512
                 -----------------------------------------------
                    (Address of Principal Executive Offices)

                            GREATER COMMUNITY BANCORP
                         2001 EMPLOYEE STOCK OPTION PLAN
                 -----------------------------------------------
                            (Full title of the Plan)

                              Anthony M. Bruno, Jr.
                      Chairman and Chief Executive Officer
                            Greater Community Bancorp
                               55 Union Boulevard
                            Totowa, New Jersey 07512
                                 --------------
                     (Name and address of agent for service)

                                 (973) 942-1111
                              --------------------
          (Telephone number, including area code, of agent for service)

                                     -------
                                 With a Copy to:
                         William S. Robertson, III, Esq.
                     Williams, Caliri, Miller & Otley, P.C.
                                  P.O. Box 995
                          Wayne, New Jersey 07474-0995
                                 (973) 694-0800




<PAGE>


                         CALCULATION OF REGISTRATION FEE
<TABLE>
<CAPTION>

----------------------- ------------------ ----------------------- -------------------------- -------------------
                                           Proposed maximum        Proposed maximum
Title of securities     Amount to be       offering price per      aggregate offering price   Amount of
to be registered        registered (1)     share                   (2)                        registration fee
----------------------- ------------------ ----------------------- -------------------------- -------------------
<S>                     <C>                <C>                     <C>                        <C>
Common stock $0.50
per share               337,298            $16.92                  $5,707,082                 $462.00
----------------------- ------------------ ----------------------- -------------------------- -------------------

</TABLE>

(1) This Registration Statement also covers, in addition to the number of shares
of Common Stock stated above, such indeterminable number of shares of Common
Stock as may become subject to the Plan as a result of the anti-dilution
provisions thereof.

(2) Estimated in accordance with Rule 457(h)(1) solely for purposes of
calculating the registration fee. Represents the sum of (a) the aggregate option
exercise price of presently outstanding options multiplied by the number of
shares issuable upon exercise of such options and (b) the price of remaining
securities potentially issuable pursuant to options granted in the future, based
upon the average of the high and low sales price of the Common Stock on the
Nasdaq National Market on October 31, 2003 as reported in The Wall Street
Journal (as provided in Rule 457(c)).

                                     Part I

              INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS

ITEM 1 Plan Information

     Not filed with this Registration Statement.

ITEM 2 Registrant Information and Employee Plan Annual Information

         Not filed with this Registration Statement.


                                     Part II

               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

ITEM 3 Incorporation of Documents by Reference

     The following documents filed by Greater Community Bancorp (the "Company")
with the Securities and Exchange Commission (the "Commission") are incorporated
by reference in this Registration Statement:

     1 The Company's Annual Report on Form 10-K for the year ended December 31,
     2002.





<PAGE>

     2 The Company's Quarterly Reports on Form 10-Q for the quarters ended March
     31, 2003, June 30, 2003 and September 30, 2003.
     3 The Company's Current Reports on Form 8-K filed with the Commission on
     March 25, April 17, June 19, July 16, August 1, September 19 and October
     28, 2003.
     4 The description of the Company's common stock contained in the
     Registration Statement on Form 8-A filed by the Company pursuant to Section
     12 of the Securities Exchange Act of 1934, and any amendment or report
     filed for the purpose of updating such description.

         In addition, all documents filed by the Company pursuant to Sections
13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, after the
date of this registration statement and prior to the filing of a post-effective
amendment which indicates that all securities offered have been sold or which
deregisters all securities then remaining unsold, are hereby incorporated herein
by reference and shall be deemed a part hereof from the date of filing of such
documents.

ITEM 4 Description of Securities

     Not applicable.

ITEM 5 Interests of Named Experts and Counsel

     Certain legal matters relating to the issuance of the shares of the
Company's Common Stock offered hereby have been passed upon by Williams, Caliri,
Miller & Otley, P.C., counsel to the Company. Attorneys in the law firm of
Williams, Caliri, Miller & Otley, P.C. beneficially own 38,240 shares of the
Company's Common Stock as of October 31, 2003.

The consolidated financial statements of the Company and its subsidiaries as of
December 31, 2002 and 2001 and for each of the three years in the period ended
December 31, 2002 appearing in the Company's annual report on Form 10-K for the
year ended December 31, 2002, which are incorporated by reference in this
registration statement, have been audited by Grant Thornton LLP, independent
public accountants, whose report is incorporated by reference in this
registration statement and given upon their authority as experts in accounting
and auditing.

ITEM 6 Indemnification of Directors and Officers

         INDEMNIFICATION STATUTORY PROVISIONS. The New Jersey Business
Corporation Act empowers a corporation to indemnify a "corporate agent" against
his expenses and liabilities in connection with any proceeding (other than a
derivative lawsuit) involving the corporate agent by reason of his being or
having been a corporate agent if (a) the agent acted in good faith and in a
manner he reasonably believed to be in or not opposed to the best interests of
the corporation, and (b) with respect to any criminal proceeding, the corporate
agent had no reasonable cause to believe his conduct was unlawful. For purposes
of the Act, the term "corporate agent" includes any present or







<PAGE>



former director, officer, employee or agent of the corporation, and a person
serving as a "corporate agent" at the request of the corporation for any other
enterprise.

     With respect to any derivative action, the corporation is empowered to
indemnify a corporate agent against his expenses (but not his liabilities)
incurred in connection with any proceeding involving the corporate agent by
reason of his being or having been a corporate agent if the agent acted in good
faith and in a manner he reasonably believed to be in or not opposed to the best
interests of the corporation. However, only the court in which the proceeding
was brought can empower a corporation to indemnify a corporate agent against
expenses with respect to any claim, issue or matter as to which the agent was
adjudged liable for negligence or misconduct.

     The corporation may indemnify a corporate agent in a specific case if a
determination is made by any of the following that the applicable standard of
conduct was met: (i) the Board of Directors, or a committee thereof, acting by a
majority vote of a quorum consisting of disinterested directors; (ii) by
independent legal counsel, if there is not a quorum of disinterested directors
or if the disinterested quorum empowers counsel to make the determination; or
(iii) by the shareholders.

     A corporate agent is entitled to mandatory indemnification to the extent
that the agent is successful on the merits or otherwise in any proceeding, or in
defense of any claim, issue or matter in the proceeding. If a corporation fails
or refuses to indemnify a corporate agent, whether the indemnification is
permissive or mandatory, the agent may apply to a court to grant him the
requested indemnification. In advance of the final disposition of a proceeding,
the corporation may pay an agent's expenses if the agent agrees to repay the
expenses unless it is ultimately determined he is entitled to indemnification.

     COMPANY BYLAWS PROVISIONS. In accord with the foregoing provisions of the
New Jersey Business Corporation Act, Article VI of the Company's Bylaws provides
as follows:

                                   ARTICLE VI
                                   ----------
                    INDEMNIFICATION OF DIRECTORS AND OFFICERS
                    -----------------------------------------

          (a)Proceedings by Others. Provided a specific determination has been
             ---------------------
     made as set forth below, the Corporation shall indemnify any person who is
     or was a Director or officer of the Corporation, or the legal
     representative of any such Director or officer, against reasonable costs,
     disbursements, and expenses, reasonable counsel fees, and amounts paid or
     incurred in satisfaction of settlements, judgments, fines and penalties, in
     connection with any proceeding involving such Director or officer by reason
     of his being or having been such a Director or officer, other than a
     proceeding by or in the right of the Corporation, if




<PAGE>


          (i)such Director or officer acted in good faith and in a manner he
     reasonably believed to be in or not opposed to the best interests of the
     Corporation, and
          (ii) with respect to any criminal proceeding, such Director or officer
     had no reasonable cause to believe his conduct was unlawful. The
     termination of any proceeding by judgment, order, settlement, conviction or
     upon a plea of nolo contendere or its equivalent, shall not of itself
                    ---------------
     create a presumption that such Director or officer did not meet the
     applicable standards of conduct set forth in subparagraphs (i) and (ii)
     hereof. No indemnification called for by this paragraph shall be made by
     the Corporation unless authorized in the specific case upon a determination
     that indemnification is proper in the circumstances because the Director or
     officer met the standard of conduct set forth in subparagraph (i) and, if
     applicable (ii) of this paragraph (a). Such determination shall be made
          (1) by the Board of Directors acting by a quorum of Directors who were
     not parties to the proceeding; or
          (2) if such a quorum is not obtainable, or, even if obtainable and a
     quorum of the disinterested Directors so directs, by independent legal
     counsel in a written opinion; or
          (3) by its Shareholders.
          (b)Proceedings by Corporation. Provided a specific determination has
             --------------------------
     been made, or court order entered, as set forth below, the Corporation
     shall indemnify any person who is or was a Director or officer of the
     Corporation against his reasonable costs, disbursements and counsel fees in
     connection with any proceeding by or in the right of the Corporation to
     procure a judgment in its favor which involves such Director or officer by
     reason of his being or having been such Director or officer, if he acted in
     good faith and in a manner he reasonably believed to be in or not opposed
     to the best interests of the Corporation. However, in no such proceeding
     shall indemnification be provided in respect of any claim, issue or matter
     as to which such Director or officer shall have been adjudged to be liable
     for negligence or misconduct, unless and only to the extent that the court
     in which such proceeding was brought shall determine upon application that
     despite the adjudication of liability, in view of all circumstances of the
     case such Director or officer is fairly and reasonably entitled to
     indemnity for such reasonable costs, disbursements and counsel fees as the
     court shall deem proper. No indemnification called for by this paragraph
     shall be made by the Corporation unless ordered by a court, or unless
     authorized in the specific case upon a determination that indemnification
     is proper in the circumstances because the Director or officer met the
     standard of conduct set forth above in this paragraph (b). Such
     determination shall be made in one of three (3) manners referred to in the
     last sentence of paragraph (a) of this Article.
          (c)Required Indemnification. Notwithstanding the requirements of
             ------------------------
     paragraphs (a) and (b) for a determination that indemnification is proper
     in a specific case, the Corporation shall in all cases indemnify any person
     who is or was a Director or officer of the Corporation against reasonable
     costs, disbursements and counsel fees to the extent that such Director or
     officer has



<PAGE>

     been successful on the merits or otherwise in any proceeding referred to in
     paragraphs (a) and (b) of this Article or in defense of any claim, issue or
     matter therein.
          (d)Advance Payment of Expenses Permitted. Reasonable costs,
             -------------------------------------
     disbursements and counsel fees incurred by a Director or officer of the
     Corporation in connection with a proceeding may be paid by the Corporation
     in advance of the final disposition of the proceeding upon receipt of an
     undertaking by or on behalf of the Director or officer to repay such amount
     unless it shall ultimately be determined that he is entitled to be
     indemnified as provided in this Article.
          (e)Proceeding Defined. As used in this Article VI, the term
             ------------------
     "proceeding" means any pending, threatened or completed civil, criminal,
     administrative or arbitrative action, suit or proceeding, and any appeal
     therein and any inquiry or investigation which could lead to such action,
     suit or proceeding.
          (f)Provisions not Exclusive. The indemnification provided by this
             ------------------------
     Article shall be in addition to, and not exclusive of, any other rights to
     which a Director or officer, or any rights to which an employee or agent,
     of the Corporation may be entitled under the laws of the State of New
     Jersey or under any agreement, vote of shareholders, or otherwise.

     EXCULPATION PROVISION IN COMPANY'S CERTIFICATE OF INCORPORATION. Article 7
of the Company's certificate of incorporation provides as follows:

     7. A director or officer of the corporation shall not be personally liable
     to the corporation or its stockholders for damages for breach of any duty
     owed to the corporation or its stockholders, except that this provision
     shall not relieve a director or officer from liability for any breach of
     duty based upon an act or omission (a) in breach of such person's duty of
     loyalty to the corporation or its stockholders, (b) not in good faith or
     involving a knowing violation of law, or (c) resulting in receipt by such
     person of an improper personal benefit. Any repeal or modification of this
     Article by the stockholders of the corporation or otherwise shall not
     adversely affect any right or protection of a director or officer of the
     corporation existing at the time of such repeal or modification.

     The New Jersey Business Corporation Act, as it affects exculpation, has not
been changed since the Company adopted this provision.

ITEM 7 Exemption from Registration Claimed

     Not applicable.


<PAGE>


ITEM 8 Exhibits

     An Exhibit Index has been filed as part of this Registration Statement on
page E-1. Such Exhibit Index is incorporated herein by reference.

ITEM 9 Undertakings

1. The undersigned registrant hereby undertakes:
         (a) To file, during any period in which offers or sales are being made,
a post-effective amendment to this registration statement to include any
material information with respect to the plan of distribution not previously
disclosed in the Registration Statement or any material change to such
information in the Registration Statement.
         (b) That, for the purpose of determining any liability under the
Securities Act of 1933, each such post-effective amendment shall be deemed to be
a new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.
         (c) To remove from registration by means of a post-effective amendment
any of the securities being registered which remain unsold at the termination of
the offering.

2. The undersigned registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act of 1933, each filing of the
registrant's annual report pursuant to Section 13(a) or Section 15(d) of the
Securities Exchange Act of 1934 (and, where applicable, each filing of an
employee benefit plan's annual report pursuant to Section 15(d) of the
Securities Act of 1934) that is incorporated by reference in this Registration
Statement shall be deemed to be a new registration statement relating to the
securities offered therein, and the offering of such securities at that time
shall be deemed to be the initial bona fide offering thereof.

3. Insofar as indemnification for liabilities arising under the Securities Act
of 1933 may be permitted to directors, officers and controlling persons of the
registrant pursuant to the foregoing provisions, or otherwise, the registrant
has been advised that in the opinion of the Securities and Exchange Commission
such indemnification is against public policy as expressed in the Act and is,
therefore, unenforceable. In the event that a claim for indemnification against
such liabilities (other than the payment by the registrant of expenses incurred
or paid by a director, officer or controlling person of the registrant in the
successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against public
policy as expressed in the Act and will be governed by the final adjudication of
such issue.

                                    SIGNATURE

Pursuant to the requirements of the Securities Act of 1933, the registrant
certifies that it has reasonable grounds to believe that it meets all the
requirements for filing on Form S-8




<PAGE>

and has duly caused this registration statement to be signed on its behalf by
the undersigned, thereunto duly authorized, in the Borough of Totowa, State of
New Jersey, on November 17, 2003.

GREATER COMMUNITY BANCORP

    /s/  Anthony M. Bruno, Jr.
By: ____________________________________
            Anthony M. Bruno, Jr.,
            Chairman and Chief Executive Officer

/s/ Anthony M. Bruno, Jr.
__________________________        ______________________  November 17, 2003
            [Signature]           Anthony M. Bruno, Jr., Director

/s/ C. Mark Campbell
__________________________        ______________________  November 17, 2003
            [Signature]           C. Mark Campbell, Director

/s/ M. A. Bramante
__________________________        ______________________  November 17, 2003
            [Signature]           M. A. Bramante, Director

/s/ Joseph A. Lobosco
__________________________        ______________________  November 17, 2003
            [Signature]           Joseph A. Lobosco, Director

/s/ Robert C. Soldoveri
__________________________        ______________________  November 17, 2003
            [Signature]           Robert C. Soldoveri, Director

/s/ Charles J. Volpe
__________________________        ______________________  November 17, 2003
            [Signature]           Charles J. Volpe, Director




<PAGE>


                                INDEX TO EXHIBITS

Exhibit 5.1 Opinion Letter of Williams, Caliri, Miller & Otley, P.C. regarding
            legality of securities
Exhibit 10.6 Greater Community Bancorp 2001 Employee Stock Option Plan
Exhibit 23.1 Consent of Grant Thornton LLP
Exhibit 23.2 Consent of Williams, Caliri, Miller & Otley, P.C. (contained in the
             opinion included as Exhibit 5)




                                      E-1
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{"company-data": {"conformed-name": "GREATER COMMUNITY BANCORP", "cik": "0000773845", "assigned-sic": "6022", "irs-number": "222545165", "state-of-incorporation": "NJ", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-110568", "film-number": "031010208"}, "business-address": {"street1": "55 UNION BLVD", "street2": "BOX 269", "city": "TOTOWA", "state": "NJ", "zip": "07511-0269", "phone": "9739421111"}, "mail-address": {"street1": "55 UNION BLVD", "city": "TOTOWA", "state": "NJ", "zip": "07512"}, "former-company": {"former-conformed-name": "GREAT FALLS BANCORP", "date-changed": "19920703"}}
As filed with the Securities and Exchange Commission on November 17, 2003
                                                 Registration No. 333-__________

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM S-8
             REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
                            GREATER COMMUNITY BANCORP
            --------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                         New Jersey                       22-2545165
          ----------------------------              ----------------------
 (State or other jurisdiction of            (I.R.S. Employer Identification No.)
    incorporation or organization)

                               55 Union Boulevard
                            Totowa, New Jersey 07512
                 -----------------------------------------------
                    (Address of Principal Executive Offices)

                            GREATER COMMUNITY BANCORP
                         2001 EMPLOYEE STOCK OPTION PLAN
                 -----------------------------------------------
                            (Full title of the Plan)

                              Anthony M. Bruno, Jr.
                      Chairman and Chief Executive Officer
                            Greater Community Bancorp
                               55 Union Boulevard
                            Totowa, New Jersey 07512
                                 --------------
                     (Name and address of agent for service)

                                 (973) 942-1111
                              --------------------
          (Telephone number, including area code, of agent for service)

                                     -------
                                 With a Copy to:
                         William S. Robertson, III, Esq.
                     Williams, Caliri, Miller & Otley, P.C.
                                  P.O. Box 995
                          Wayne, New Jersey 07474-0995
                                 (973) 694-0800
CALCULATION OF REGISTRATION FEE
----------------------- ------------------ ----------------------- -------------------------- -------------------
                                           Proposed maximum        Proposed maximum
Title of securities     Amount to be       offering price per      aggregate offering price   Amount of
to be registered        registered (1)     share                   (2)                        registration fee
----------------------- ------------------ ----------------------- -------------------------- -------------------
Common stock $0.50
per share               337,298            $16.92                  $5,707,082                 $462.00
----------------------- ------------------ ----------------------- -------------------------- -------------------
(1) This Registration Statement also covers, in addition to the number of shares
of Common Stock stated above, such indeterminable number of shares of Common
Stock as may become subject to the Plan as a result of the anti-dilution
provisions thereof.

(2) Estimated in accordance with Rule 457(h)(1) solely for purposes of
calculating the registration fee. Represents the sum of (a) the aggregate option
exercise price of presently outstanding options multiplied by the number of
shares issuable upon exercise of such options and (b) the price of remaining
securities potentially issuable pursuant to options granted in the future, based
upon the average of the high and low sales price of the Common Stock on the
Nasdaq National Market on October 31, 2003 as reported in The Wall Street
Journal (as provided in Rule 457(c)).

                                     Part I

              INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS

ITEM 1 Plan Information

     Not filed with this Registration Statement.

ITEM 2 Registrant Information and Employee Plan Annual Information

         Not filed with this Registration Statement.

                                     Part II

               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

ITEM 3 Incorporation of Documents by Reference

     The following documents filed by Greater Community Bancorp (the "Company")
with the Securities and Exchange Commission (the "Commission") are incorporated
by reference in this Registration Statement:

     1 The Company's Annual Report on Form 10-K for the year ended December 31,
     2002.
2 The Company's Quarterly Reports on Form 10-Q for the quarters ended March
     31, 2003, June 30, 2003 and September 30, 2003.
     3 The Company's Current Reports on Form 8-K filed with the Commission on
     March 25, April 17, June 19, July 16, August 1, September 19 and October
     28, 2003.
     4 The description of the Company's common stock contained in the
     Registration Statement on Form 8-A filed by the Company pursuant to Section
     12 of the Securities Exchange Act of 1934, and any amendment or report
     filed for the purpose of updating such description.

         In addition, all documents filed by the Company pursuant to Sections
13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, after the
date of this registration statement and prior to the filing of a post-effective
amendment which indicates that all securities offered have been sold or which
deregisters all securities then remaining unsold, are hereby incorporated herein
by reference and shall be deemed a part hereof from the date of filing of such
documents.

ITEM 4 Description of Securities

     Not applicable.

ITEM 5 Interests of Named Experts and Counsel

     Certain legal matters relating to the issuance of the shares of the
Company's Common Stock offered hereby have been passed upon by Williams, Caliri,
Miller & Otley, P.C., counsel to the Company. Attorneys in the law firm of
Williams, Caliri, Miller & Otley, P.C. beneficially own 38,240 shares of the
Company's Common Stock as of October 31, 2003.

The consolidated financial statements of the Company and its subsidiaries as of
December 31, 2002 and 2001 and for each of the three years in the period ended
December 31, 2002 appearing in the Company's annual report on Form 10-K for the
year ended December 31, 2002, which are incorporated by reference in this
registration statement, have been audited by Grant Thornton LLP, independent
public accountants, whose report is incorporated by reference in this
registration statement and given upon their authority as experts in accounting
and auditing.

ITEM 6 Indemnification of Directors and Officers

         INDEMNIFICATION STATUTORY PROVISIONS. The New Jersey Business
Corporation Act empowers a corporation to indemnify a "corporate agent" against
his expenses and liabilities in connection with any proceeding (other than a
derivative lawsuit) involving the corporate agent by reason of his being or
having been a corporate agent if (a) the agent acted in good faith and in a
manner he reasonably believed to be in or not opposed to the best interests of
the corporation, and (b) with respect to any criminal proceeding, the corporate
agent had no reasonable cause to believe his conduct was unlawful. For purposes
of the Act, the term "corporate agent" includes any present or
former director, officer, employee or agent of the corporation, and a person
serving as a "corporate agent" at the request of the corporation for any other
enterprise.

     With respect to any derivative action, the corporation is empowered to
indemnify a corporate agent against his expenses (but not his liabilities)
incurred in connection with any proceeding involving the corporate agent by
reason of his being or having been a corporate agent if the agent acted in good
faith and in a manner he reasonably believed to be in or not opposed to the best
interests of the corporation. However, only the court in which the proceeding
was brought can empower a corporation to indemnify a corporate agent against
expenses with respect to any claim, issue or matter as to which the agent was
adjudged liable for negligence or misconduct.

     The corporation may indemnify a corporate agent in a specific case if a
determination is made by any of the following that the applicable standard of
conduct was met: (i) the Board of Directors, or a committee thereof, acting by a
majority vote of a quorum consisting of disinterested directors; (ii) by
independent legal counsel, if there is not a quorum of disinterested directors
or if the disinterested quorum empowers counsel to make the determination; or
(iii) by the shareholders.

     A corporate agent is entitled to mandatory indemnification to the extent
that the agent is successful on the merits or otherwise in any proceeding, or in
defense of any claim, issue or matter in the proceeding. If a corporation fails
or refuses to indemnify a corporate agent, whether the indemnification is
permissive or mandatory, the agent may apply to a court to grant him the
requested indemnification. In advance of the final disposition of a proceeding,
the corporation may pay an agent's expenses if the agent agrees to repay the
expenses unless it is ultimately determined he is entitled to indemnification.

     COMPANY BYLAWS PROVISIONS. In accord with the foregoing provisions of the
New Jersey Business Corporation Act, Article VI of the Company's Bylaws provides
as follows:

                                   ARTICLE VI
                                   ----------
                    INDEMNIFICATION OF DIRECTORS AND OFFICERS
                    -----------------------------------------

          (a)Proceedings by Others. Provided a specific determination has been
             ---------------------
     made as set forth below, the Corporation shall indemnify any person who is
     or was a Director or officer of the Corporation, or the legal
     representative of any such Director or officer, against reasonable costs,
     disbursements, and expenses, reasonable counsel fees, and amounts paid or
     incurred in satisfaction of settlements, judgments, fines and penalties, in
     connection with any proceeding involving such Director or officer by reason
     of his being or having been such a Director or officer, other than a
     proceeding by or in the right of the Corporation, if
(i)such Director or officer acted in good faith and in a manner he
     reasonably believed to be in or not opposed to the best interests of the
     Corporation, and
          (ii) with respect to any criminal proceeding, such Director or officer
     had no reasonable cause to believe his conduct was unlawful. The
     termination of any proceeding by judgment, order, settlement, conviction or
     upon a plea of nolo contendere or its equivalent, shall not of itself
                    ---------------
     create a presumption that such Director or officer did not meet the
     applicable standards of conduct set forth in subparagraphs (i) and (ii)
     hereof. No indemnification called for by this paragraph shall be made by
     the Corporation unless authorized in the specific case upon a determination
     that indemnification is proper in the circumstances because the Director or
     officer met the standard of conduct set forth in subparagraph (i) and, if
     applicable (ii) of this paragraph (a). Such determination shall be made
          (1) by the Board of Directors acting by a quorum of Directors who were
     not parties to the proceeding; or
          (2) if such a quorum is not obtainable, or, even if obtainable and a
     quorum of the disinterested Directors so directs, by independent legal
     counsel in a written opinion; or
          (3) by its Shareholders.
          (b)Proceedings by Corporation. Provided a specific determination has
             --------------------------
     been made, or court order entered, as set forth below, the Corporation
     shall indemnify any person who is or was a Director or officer of the
     Corporation against his reasonable costs, disbursements and counsel fees in
     connection with any proceeding by or in the right of the Corporation to
     procure a judgment in its favor which involves such Director or officer by
     reason of his being or having been such Director or officer, if he acted in
     good faith and in a manner he reasonably believed to be in or not opposed
     to the best interests of the Corporation. However, in no such proceeding
     shall indemnification be provided in respect of any claim, issue or matter
     as to which such Director or officer shall have been adjudged to be liable
     for negligence or misconduct, unless and only to the extent that the court
     in which such proceeding was brought shall determine upon application that
     despite the adjudication of liability, in view of all circumstances of the
     case such Director or officer is fairly and reasonably entitled to
     indemnity for such reasonable costs, disbursements and counsel fees as the
     court shall deem proper. No indemnification called for by this paragraph
     shall be made by the Corporation unless ordered by a court, or unless
     authorized in the specific case upon a determination that indemnification
     is proper in the circumstances because the Director or officer met the
     standard of conduct set forth above in this paragraph (b). Such
     determination shall be made in one of three (3) manners referred to in the
     last sentence of paragraph (a) of this Article.
          (c)Required Indemnification. Notwithstanding the requirements of
             ------------------------
     paragraphs (a) and (b) for a determination that indemnification is proper
     in a specific case, the Corporation shall in all cases indemnify any person
     who is or was a Director or officer of the Corporation against reasonable
     costs, disbursements and counsel fees to the extent that such Director or
     officer has
been successful on the merits or otherwise in any proceeding referred to in
     paragraphs (a) and (b) of this Article or in defense of any claim, issue or
     matter therein.
          (d)Advance Payment of Expenses Permitted. Reasonable costs,
             -------------------------------------
     disbursements and counsel fees incurred by a Director or officer of the
     Corporation in connection with a proceeding may be paid by the Corporation
     in advance of the final disposition of the proceeding upon receipt of an
     undertaking by or on behalf of the Director or officer to repay such amount
     unless it shall ultimately be determined that he is entitled to be
     indemnified as provided in this Article.
          (e)Proceeding Defined. As used in this Article VI, the term
             ------------------
     "proceeding" means any pending, threatened or completed civil, criminal,
     administrative or arbitrative action, suit or proceeding, and any appeal
     therein and any inquiry or investigation which could lead to such action,
     suit or proceeding.
          (f)Provisions not Exclusive. The indemnification provided by this
             ------------------------
     Article shall be in addition to, and not exclusive of, any other rights to
     which a Director or officer, or any rights to which an employee or agent,
     of the Corporation may be entitled under the laws of the State of New
     Jersey or under any agreement, vote of shareholders, or otherwise.

     EXCULPATION PROVISION IN COMPANY'S CERTIFICATE OF INCORPORATION. Article 7
of the Company's certificate of incorporation provides as follows:

     7. A director or officer of the corporation shall not be personally liable
     to the corporation or its stockholders for damages for breach of any duty
     owed to the corporation or its stockholders, except that this provision
     shall not relieve a director or officer from liability for any breach of
     duty based upon an act or omission (a) in breach of such person's duty of
     loyalty to the corporation or its stockholders, (b) not in good faith or
     involving a knowing violation of law, or (c) resulting in receipt by such
     person of an improper personal benefit. Any repeal or modification of this
     Article by the stockholders of the corporation or otherwise shall not
     adversely affect any right or protection of a director or officer of the
     corporation existing at the time of such repeal or modification.

     The New Jersey Business Corporation Act, as it affects exculpation, has not
been changed since the Company adopted this provision.

ITEM 7 Exemption from Registration Claimed

     Not applicable.
ITEM 8 Exhibits

     An Exhibit Index has been filed as part of this Registration Statement on
page E-1. Such Exhibit Index is incorporated herein by reference.

ITEM 9 Undertakings

1. The undersigned registrant hereby undertakes:
         (a) To file, during any period in which offers or sales are being made,
a post-effective amendment to this registration statement to include any
material information with respect to the plan of distribution not previously
disclosed in the Registration Statement or any material change to such
information in the Registration Statement.
         (b) That, for the purpose of determining any liability under the
Securities Act of 1933, each such post-effective amendment shall be deemed to be
a new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.
         (c) To remove from registration by means of a post-effective amendment
any of the securities being registered which remain unsold at the termination of
the offering.

2. The undersigned registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act of 1933, each filing of the
registrant's annual report pursuant to Section 13(a) or Section 15(d) of the
Securities Exchange Act of 1934 (and, where applicable, each filing of an
employee benefit plan's annual report pursuant to Section 15(d) of the
Securities Act of 1934) that is incorporated by reference in this Registration
Statement shall be deemed to be a new registration statement relating to the
securities offered therein, and the offering of such securities at that time
shall be deemed to be the initial bona fide offering thereof.

3. Insofar as indemnification for liabilities arising under the Securities Act
of 1933 may be permitted to directors, officers and controlling persons of the
registrant pursuant to the foregoing provisions, or otherwise, the registrant
has been advised that in the opinion of the Securities and Exchange Commission
such indemnification is against public policy as expressed in the Act and is,
therefore, unenforceable. In the event that a claim for indemnification against
such liabilities (other than the payment by the registrant of expenses incurred
or paid by a director, officer or controlling person of the registrant in the
successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against public
policy as expressed in the Act and will be governed by the final adjudication of
such issue.

                                    SIGNATURE

Pursuant to the requirements of the Securities Act of 1933, the registrant
certifies that it has reasonable grounds to believe that it meets all the
requirements for filing on Form S-8
and has duly caused this registration statement to be signed on its behalf by
the undersigned, thereunto duly authorized, in the Borough of Totowa, State of
New Jersey, on November 17, 2003.

GREATER COMMUNITY BANCORP

    /s/  Anthony M. Bruno, Jr.
By: ____________________________________
            Anthony M. Bruno, Jr.,
            Chairman and Chief Executive Officer

/s/ Anthony M. Bruno, Jr.
__________________________        ______________________  November 17, 2003
            [Signature]           Anthony M. Bruno, Jr., Director

/s/ C. Mark Campbell
__________________________        ______________________  November 17, 2003
            [Signature]           C. Mark Campbell, Director

/s/ M. A. Bramante
__________________________        ______________________  November 17, 2003
            [Signature]           M. A. Bramante, Director

/s/ Joseph A. Lobosco
__________________________        ______________________  November 17, 2003
            [Signature]           Joseph A. Lobosco, Director

/s/ Robert C. Soldoveri
__________________________        ______________________  November 17, 2003
            [Signature]           Robert C. Soldoveri, Director

/s/ Charles J. Volpe
__________________________        ______________________  November 17, 2003
            [Signature]           Charles J. Volpe, Director
INDEX TO EXHIBITS

Exhibit 5.1 Opinion Letter of Williams, Caliri, Miller & Otley, P.C. regarding
            legality of securities
Exhibit 10.6 Greater Community Bancorp 2001 Employee Stock Option Plan
Exhibit 23.1 Consent of Grant Thornton LLP
Exhibit 23.2 Consent of Williams, Caliri, Miller & Otley, P.C. (contained in the
             opinion included as Exhibit 5)

                                      E-1