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<title>LENAWEE BANCORP, INC. FORM S-8</title>
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<P align=center><FONT FACE="Times New Roman, Times, Serif" size=3>As filed with the Securities and Exchange Commission on _________________________, 2002 - Registration No. 333-_____</FONT></P>



<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=5>SECURITIES AND EXCHANGE COMMISSION</FONT><BR>
<FONT FACE="Times New Roman, Times, Serif" SIZE=3>Washington, D.C. 20549</FONT></H1>

<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>FORM S-8</FONT></H1>

<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>REGISTRATION STATEMENT<BR>

UNDER<BR>

THE SECURITIES ACT OF 1933</FONT></H1>
<BR>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=5><B>LENAWEE BANCORP, INC.</B></FONT><BR>
<FONT FACE="Times New Roman, Times, Serif" SIZE=3>(Exact name of registrant as specified in its charter)</FONT></P>

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<TR>
<TD WIDTH=50% ALIGN=CENTER>
<B>Michigan</B><BR>
(State of other jurisdiction of<BR>
incorporation or organization)<BR></TD>
<TD WIDTH=50% ALIGN=CENTER>
<B>38-3088340</B><BR>
(I.R.S. Employer Identification No.)</TD>
</TR>
</TABLE>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3><B>135 East Maumee Street, Adrian, Michigan 49221</B><BR>
                            (Address of Principal Executive Offices)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Zip Code)</FONT></P>

<p ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3><B>Lenawee Bancorp, Inc. Employee Stock Purchase Plan</B><BR>
                                              (Full Title of the Plan)</FONT></P>

<p ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>
<B>Loren Happel, 135 E. Maumee Street, Adrian, Michigan 49221 (517) 265-5144 </B><BR>(Name,
address, and telephone number, including area code, of agent for service)</FONT></P>



<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3><B>Copies of Communications to:</B><BR>
                                                  Donald L. Johnson<BR>
                                      Varnum, Riddering, Schmidt &amp; Howlett LLP<BR>
                                        333 Bridge Street, N.W., P.O. Box 352<BR>
                                          Grand Rapids, Michigan 49501-0352<BR>
                                                   (616) 336-6000</FONT></P>

<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>CALCULATION OF REGISTRATION FEE</FONT></H1>

<TABLE CELLPADDING=2 CELLSPACING=0 BORDER=1 width=100%>
<TR valign=bottom align=center>
<TD width=28%>
    <B>Title of<BR>
Securities to be<BR>
   Registered </B>
 </TD>
<TD width=18%>
<B>Amount to be<BR>
 Registered </B>
 </TD>
<TD width=18%>
   <B>Proposed<BR>
   Maximum    <BR>
Offering Price<BR>
 Per Share(2)</B>
 </TD>
<TD width=18%>
   <B>Proposed<BR>
    Maximum  <BR>
   Aggregate  <BR>
Offering Price</B>
</TD>
<TD width=18%>
   <B>Amount of<BR>
Registration Fee</B>
</TD>
</TR>
<TR valign=bottom align=center>
<TD width=28%>
Common Stock
 </TD>
<TD width=18%>
50,000 Shares(1)
 </TD>
<TD width=18% align=center>&nbsp;<BR>
$33.55
 </TD>
<TD width=18% align=center>
$1,677,500.00
</TD>
<TD width=18% align=center>
$154.33
</TD>
</TR>
</TABLE>


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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=3>(1)</FONT></TD>
<TD WIDTH=95%><FONT SIZE=3>
Represents the number of shares of Common Stock authorized for issuance under
the Lenawee Bancorp, Inc. Employee Stock Purchase Plan (the &#147;Plan&#148;).
This Registration Statement also covers such indeterminable additional number of
shares as may be issuable under the Plan by reason of adjustments in the number
of shares covered thereby as described in the Prospectus.</FONT></TD>
</TR>

<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=3>(2)</FONT></TD>
<TD WIDTH=95%><FONT SIZE=3>
For the purpose of computing the registration fee only, the price shown is based upon the book value of $33.55
per share, the book value per share of the Common Stock of Lenawee Bancorp, Inc. as of March 31, 2002, in accordance with Rule 457(h).</FONT></TD>
</TR>
</table>
<BR>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Pursuant to Rule 416(a) of
the General Rules and Regulations under the Securities Act of 1933, this
Registration Statement shall cover such additional securities as may be offered
or issued to prevent dilution resulting from stock splits, stock dividends, or
similar transactions. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>
The Exhibit Index is located on page 5 of this Registration Statement.<BR>
This Registration Statement contains a total of 6 pages.</FONT></P>

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<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>PART I</FONT></H1>

<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3><U>INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</U></FONT></H1>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Information
required by Part I to be contained in the Section 10(a) Prospectus is omitted
from this Registration Statement in accordance with Rule 428 of the Securities
Act of 1933 and the Note to Part I of Form&#160;S-8. </FONT></P>

<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>PART II</FONT></H1>

<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3><U>INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</U></FONT></H1>

<P><FONT FACE="Times New Roman, Times, Serif" size=3>Item 3.&nbsp;&nbsp;&nbsp;<U>Incorporation of Documents by Reference.</U></FONT></P>


<P><FONT FACE="Times New Roman, Times, Serif" size=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Lenawee Bancorp, Inc. (the "Company") hereby incorporates by reference in this Registration Statement
the following documents:</FONT></P>


<P><FONT FACE="Times New Roman, Times, Serif" size=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company's annual report on Form 10-K for the year ended December 31, 2001
(File No. 000-30521);</FONT></P>


<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All other reports filed pursuant to Section 13(a) or 15(d) of the Securities
Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), since the end
of the fiscal year ended December 31, 2001; and </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The description of the Company&#146;s Common Stock, the class of securities
offered pursuant to this Registration Statement, contained in the Company&#146;s
Registration Statement on Form 10 filed pursuant to Section 12 of the Exchange
Act (File No. 000-30521), including any subsequent amendments or reports filed
for the purpose of updating that description. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All
documents subsequently filed by the Company pursuant to Sections 13(a), 13(c),
14, and 15(d) of the Exchange Act, prior to the filing of a post-effective
amendment to this Registration Statement which indicates that all securities
offered pursuant to this Registration Statement have been sold or which
deregisters all securities then remaining unsold, shall be deemed to be
incorporated by reference in this Registration Statement and to be a part hereof
from the date of filing of such documents. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" size=3>Item 4.&nbsp;&nbsp;&nbsp;<U>Description of Securities</U>.</FONT></P>


<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Common Stock of the Company is registered under Section 12 of the Exchange Act. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" size=3>Item 5.&nbsp;&nbsp;&nbsp;<U>Interests of Named Experts and Counsel</U>.</FONT></P>


         <P><FONT FACE="Times New Roman, Times, Serif" size=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.</FONT></P>


<P><FONT FACE="Times New Roman, Times, Serif" size=3>Item 6.&nbsp;&nbsp;&nbsp;<U>Indemnification of Directors and Officers</U>.</FONT></P>


<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Sections
561 through 571 of the Michigan Business Corporation Act, as amended (the
&#147;MBCA&#148;), grant the Company broad powers to indemnify any person in
connection with legal proceedings brought against him or her by reason of his or
her present or past status as an officer or director of the Company, provided
that the person acted in good faith and in a manner he or she reasonably
believed to be in or not opposed to the best interests of the Company, and with
respect to any criminal action or proceeding, had no reasonable cause to believe
his or her conduct was unlawful. The MBCA also gives the Company broad powers to
indemnify any such person against expenses and reasonable settlement payments in
connection with any action by or in the right of the Company, provided the
person acted in good faith and in a manner he or she reasonably believed to be
in or not opposed to the best interests of the Company, except that no
indemnification may be made if such person is adjudged to be liable to the
Company, unless (and only to the extent) the court in which such action was
brought determines upon application that, despite such adjudication, but in view
of all the circumstances of the case, the person is fairly and reasonably
entitled to indemnity for reasonable expenses as the court deems proper. In
addition, to the extent that any such person is successful in the defense of any
such legal proceeding, the Company is required by the MBCA to indemnify him or
her against expenses, including attorneys&#146; fees, that are actually and
reasonably incurred by him or her in connection with such legal proceeding. </FONT></P>

<BR>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" size=3> 2 </FONT></P>
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<HR SIZE=2>


<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company&#146;s Articles of Incorporation contain provisions entitling directors
and executive officers of the Company to indemnification against certain
liabilities and expenses to the full extent permitted by Michigan law. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Under
an insurance policy maintained by the Company, the directors and officers of the
Company are insured, within the limits and subject to the limitations of the
policy, against certain expenses in connection with the defense of certain
claims, actions, suits, or proceedings, and certain liabilities which might be
imposed as a result of such claims, actions, suits, or proceedings, which may be
brought against them by reason of being or having been such directors and
officers. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Item 7.&nbsp;&nbsp;&nbsp;<U>Exemption from Registration Claimed</U>.</font></p>

         <P><FONT FACE="Times New Roman, Times, Serif" size=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.</FONT></P>


<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Item 8.&nbsp;&nbsp;&nbsp;<U>Exhibits</U>.</font></p>


<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Reference
is made to the Exhibit Index which appears on page 5 of this Registration
Statement. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Item 9.&nbsp;&nbsp;&nbsp;<U>Undertakings</U>.</font></p>


<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
undersigned registrant hereby undertakes that, for purposes of determining any
liability under the Securities Act of 1933, each filing of the registrant&#146;s
annual report pursuant to Section 13(a) or Section 15(d) of the Securities
Exchange Act of 1934 (and, where applicable, each filing of an employee benefit
plan&#146;s annual report pursuant to Section 15(d) of the Securities Exchange
Act of 1934) that is incorporated by reference in the registration statement
shall be deemed to be a new registration statement relating to the securities
offered therein, and the offering of such securities at that time shall be
deemed to be the initial bonafide offering thereof. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Insofar
as indemnification for liabilities arising under the Securities Act of 1933 may
be permitted to directors, officers, and controlling persons of the registrant
pursuant to the foregoing provisions, or otherwise, the registrant has been
advised that in the opinion of the Securities and Exchange Commission such
indemnification is against public policy as expressed in the Act and is,
therefore, unenforceable. In the event a claim for indemnification against such
liabilities (other than the payment by the registrant of expenses incurred or
paid by a director, officer, or controlling person of the registrant in the
successful defense of any action, suit, or proceeding) is asserted by such
director, officer, or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against public
policy as expressed in the Act and will be governed by the final adjudication of
such issue. </FONT></P>

<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>SIGNATURES</FONT></H1>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, the Company certifies that it
has reasonable grounds to believe that it meets all of the requirements for
filing on Form S-8 and has duly caused this Registration Statement to be signed
on its behalf by the undersigned, thereunto duly authorized, in the City of
Adrian, State of Michigan, on the _____________ day of _____________, 2002. </FONT></P>

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<TR>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;</FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=3>
LENAWEE BANCORP, INC.<BR>
<BR>
By <U>/s/ Patrick K. Gill&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Patrick K. Gill, President and<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chief Executive Officer
<BR><BR>
By <u>/s/ Loren V. Happel&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loren V. Happel, Treasurer, First Vice President,<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;and Chief Financial Officer</FONT></TD>
</TR>
</TABLE>

<BR>
<BR>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" size=3> 3 </FONT></P>
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<HR SIZE=2>


<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>POWER OF
ATTORNEY</FONT></H1>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>KNOW
ALL MEN BY THESE PRESENTS,</B> that each person whose signature appears below
constitutes and appoints Patrick K. Gill and Loren V. Happel, and each of them,
his true and lawful attorney-in-fact and agent, with full power of substitution
and resubstitution, for him in his name, place, and stead, in any and all
capacities, to sign any and all amendments (including post-effective amendments)
to this Registration Statement and to file the same, with all exhibits thereto,
and other documents in connection therewith, with the Securities and Exchange
Commission and any other regulatory authority, granting unto said
attorneys-in-fact and agents, full power and authority to do and perform each
and every act and thing required and necessary to be done in and about the
premises, as fully to all intents and purposes as he might or could do in
person, hereby ratifying and confirming all that said attorneys-in-fact and
agents, or their substitutes, may lawfully do or cause to be done by virtue
hereof. </FONT></P>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, this Registration Statement
has been signed below on March&#160;21, 2002, by the following persons in the
capacities indicated. </FONT></P>

<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 WIDTH=680 ALIGN=CENTER>
<TR ALIGN=CENTER VALIGN=TOP>
<TD WIDTH=50%><B><U>Signature</U></B></TD>
<TD WIDTH=5%>&nbsp;</TD>
<TD WIDTH=45%><B><U>Title</U></B><BR>&nbsp;</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;/s/ Patrick K. Gill&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Patrick K. Gill
</TD>
<TD>&nbsp;</TD>
<TD>
President, Chief Executive Officer, and a Director<BR>
(principal executive officer)<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;/s/ Loren V. Happel&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Loren V. Happel
</TD>
<TD>&nbsp;</TD>
<TD>
Treasurer, First Vice President, and Chief Financial Officer
(principal financial and accounting officer)<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;/s/ Allan F. Brittain&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Allan F. Brittain<BR>&nbsp;
</TD>
<TD>&nbsp;</TD>
<TD>
Chairman of the Board<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;/s/ Edward J. Engle, Jr.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Edward J. Engle, Jr.<BR>&nbsp;
</TD>
<TD>&nbsp;</TD>
<TD>
Director<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;/s/ J. Paul Rupert&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
J. Paul Rupert<BR>&nbsp;
</TD>
<TD>&nbsp;</TD>
<TD>
Director<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;/s/ J. David Stutzman&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
J. David Stutzman<BR>&nbsp;
</TD>
<TD>&nbsp;</TD>
<TD>
Director<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Fred R. Duncan<BR>&nbsp;
</TD>
<TD>&nbsp;</TD>
<TD>
Director<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
William R. Gentner<BR>&nbsp;
</TD>
<TD>&nbsp;</TD>
<TD>
Director<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;/s/ Douglas L. Kapnick&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Douglas L. Kapnick<BR>&nbsp;
</TD>
<TD>&nbsp;</TD>
<TD>
Director<BR>&nbsp;
</TD>
</TR>

<TR VALIGN=TOP>
<TD>
<U>&nbsp;&nbsp;/s/ Emory M. Schmidt&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Emory M. Schmidt<BR>&nbsp;
</TD>
<TD>&nbsp;</TD>
<TD>
Director<BR>&nbsp;
</TD>
</TR>
</TABLE>



<BR><BR><BR><BR>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3> 4 </FONT></P>
<BR>
<HR SIZE=2>




<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>EXHIBIT INDEX</FONT></H1>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
following exhibits are filed as a part of the Registration Statement pursuant to
Item 8: </FONT></P>
<BR>
<TABLE WIDTH=680 CELLPADDING=1 CELLSPACING=1 BORDER=0 ALIGN=CENTER>

<TR VALIGN=BOTTOM ALIGN=CENTER>
<TD WIDTH=20%><FONT FACE="Times New Roman, Times, Serif" SIZE=3><B><U>Exhibit No.</U></B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD WIDTH=65%><FONT FACE="Times New Roman, Times, Serif" SIZE=3><U><B>Exhibit</B></U></FONT></TD>
<TD WIDTH=15%><FONT FACE="Times New Roman, Times, Serif" SIZE=3><B><U>Page No.</U></B>
</FONT></TD>
</TR>

<TR>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
</TR>

<TR VALIGN=TOP>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Exhibit 4</FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=3>The description of the Company&#146;s Common Stock contained in the
Company&#146;s Incorporated Registration Statement filed on Form 10 pursuant to
Section 12 of the by reference. Exchange Act (File No. 615123), including any
subsequent amendments or reports filed for the purpose of updating that
description.</FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Incorporated<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;by reference.</FONT></TD>
</TR>

<TR>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
</TR>

<TR VALIGN=TOP>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Exhibit 23</FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Consent of Crowe, Chizek and Company LLP</FONT></TD>
<TD align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=3>6</FONT></TD>
</TR>

<TR>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
</TR>

<TR VALIGN=TOP>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Exhibit 24</FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Power of Attorney</FONT></TD>
<TD align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=3>4</FONT></TD>
</TR>
</table>



<BR><BR><BR><BR><BR><BR>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif"> 5 </FONT></P>
<BR>
<HR SIZE=2>



<P align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=3>EXHIBIT 23<BR>
<BR>
                                CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS</font></p>
<BR>
<BR>
<BR>
<BR>


<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Lenawee Bancorp, Inc.<BR>
Adrian, Michigan</font></p>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We
hereby consent to the incorporation by reference in this Registration Statement
of Lenawee Bancorp, Inc. on Form S-8 for the Lenawee Bancorp, Inc. Employee
Stock Purchase Plan, of our report dated February 8, 2002, relating to the
consolidated financial statements of Lenawee Bancorp, Inc. appearing in the
company&#146;s Annual Report on Form 10-K for the year ended December 31, 2001.</FONT></P>

<BR>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 WIDTH=100%>
<TR valign=top>
<TD width=48%>Grand Rapids, Michigan<BR>Dated: April 5, 2002</TD>
<TD width=52%><U>
/s/ Crowe, Chizek and Company LLP&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><BR>
<B>Crowe, Chizek and Company LLP</B>
</td>
</TR>
</TABLE>

<BR>
<BR>
<BR><BR><BR><BR><BR><BR><BR><BR>

<BR>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" size=3> 6 </FONT></P>
<BR><BR><BR><BR>


</body>
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{"company-data": {"conformed-name": "LENAWEE BANCORP INC", "cik": "0001112477", "assigned-sic": "6770", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-86636", "film-number": "02615881"}, "business-address": {"street1": "135 EAST MAUMEE STREET", "city": "ADRIAN", "state": "MI", "zip": "49221"}}
LENAWEE BANCORP, INC. FORM S-8
As filed with the Securities and Exchange Commission on _________________________, 2002 - Registration No. 333-_____
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
LENAWEE BANCORP, INC.
(Exact name of registrant as specified in its charter)
Michigan
(State of other jurisdiction of
incorporation or organization)
38-3088340
(I.R.S. Employer Identification No.)
135 East Maumee Street, Adrian, Michigan 49221
(Address of Principal Executive Offices)        (Zip Code)
Lenawee Bancorp, Inc. Employee Stock Purchase Plan
(Full Title of the Plan)
Loren Happel, 135 E. Maumee Street, Adrian, Michigan 49221 (517) 265-5144
(Name,
address, and telephone number, including area code, of agent for service)
Copies of Communications to:
Donald L. Johnson
Varnum, Riddering, Schmidt & Howlett LLP
333 Bridge Street, N.W., P.O. Box 352
Grand Rapids, Michigan 49501-0352
(616) 336-6000
CALCULATION OF REGISTRATION FEE
Title of
Securities to be
Registered
Amount to be
Registered
Proposed
Maximum
Offering Price
Per Share(2)
Proposed
Maximum
Aggregate
Offering Price
Amount of
Registration Fee
Common Stock
50,000 Shares(1)
$33.55
$1,677,500.00
$154.33
(1)
Represents the number of shares of Common Stock authorized for issuance under
the Lenawee Bancorp, Inc. Employee Stock Purchase Plan (the "Plan").
This Registration Statement also covers such indeterminable additional number of
shares as may be issuable under the Plan by reason of adjustments in the number
of shares covered thereby as described in the Prospectus.
(2)
For the purpose of computing the registration fee only, the price shown is based upon the book value of $33.55
per share, the book value per share of the Common Stock of Lenawee Bancorp, Inc. as of March 31, 2002, in accordance with Rule 457(h).
Pursuant to Rule 416(a) of
the General Rules and Regulations under the Securities Act of 1933, this
Registration Statement shall cover such additional securities as may be offered
or issued to prevent dilution resulting from stock splits, stock dividends, or
similar transactions.
The Exhibit Index is located on page 5 of this Registration Statement.
This Registration Statement contains a total of 6 pages.
PART I
INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
Information
required by Part I to be contained in the Section 10(a) Prospectus is omitted
from this Registration Statement in accordance with Rule 428 of the Securities
Act of 1933 and the Note to Part I of Form S-8.
PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
Item 3.
Incorporation of Documents by Reference.
Lenawee Bancorp, Inc. (the "Company") hereby incorporates by reference in this Registration Statement
the following documents:
(a)      The Company's annual report on Form 10-K for the year ended December 31, 2001
(File No. 000-30521);
(b)      All other reports filed pursuant to Section 13(a) or 15(d) of the Securities
Exchange Act of 1934, as amended (the "Exchange Act"), since the end
of the fiscal year ended December 31, 2001; and
(c)      The description of the Company's Common Stock, the class of securities
offered pursuant to this Registration Statement, contained in the Company's
Registration Statement on Form 10 filed pursuant to Section 12 of the Exchange
Act (File No. 000-30521), including any subsequent amendments or reports filed
for the purpose of updating that description.
All
documents subsequently filed by the Company pursuant to Sections 13(a), 13(c),
14, and 15(d) of the Exchange Act, prior to the filing of a post-effective
amendment to this Registration Statement which indicates that all securities
offered pursuant to this Registration Statement have been sold or which
deregisters all securities then remaining unsold, shall be deemed to be
incorporated by reference in this Registration Statement and to be a part hereof
from the date of filing of such documents.
Item 4.
Description of Securities
.
The
Common Stock of the Company is registered under Section 12 of the Exchange Act.
Item 5.
Interests of Named Experts and Counsel
.
Not applicable.
Item 6.
Indemnification of Directors and Officers
.
Sections
561 through 571 of the Michigan Business Corporation Act, as amended (the
"MBCA"), grant the Company broad powers to indemnify any person in
connection with legal proceedings brought against him or her by reason of his or
her present or past status as an officer or director of the Company, provided
that the person acted in good faith and in a manner he or she reasonably
believed to be in or not opposed to the best interests of the Company, and with
respect to any criminal action or proceeding, had no reasonable cause to believe
his or her conduct was unlawful. The MBCA also gives the Company broad powers to
indemnify any such person against expenses and reasonable settlement payments in
connection with any action by or in the right of the Company, provided the
person acted in good faith and in a manner he or she reasonably believed to be
in or not opposed to the best interests of the Company, except that no
indemnification may be made if such person is adjudged to be liable to the
Company, unless (and only to the extent) the court in which such action was
brought determines upon application that, despite such adjudication, but in view
of all the circumstances of the case, the person is fairly and reasonably
entitled to indemnity for reasonable expenses as the court deems proper. In
addition, to the extent that any such person is successful in the defense of any
such legal proceeding, the Company is required by the MBCA to indemnify him or
her against expenses, including attorneys' fees, that are actually and
reasonably incurred by him or her in connection with such legal proceeding.
2
The
Company's Articles of Incorporation contain provisions entitling directors
and executive officers of the Company to indemnification against certain
liabilities and expenses to the full extent permitted by Michigan law.
Under
an insurance policy maintained by the Company, the directors and officers of the
Company are insured, within the limits and subject to the limitations of the
policy, against certain expenses in connection with the defense of certain
claims, actions, suits, or proceedings, and certain liabilities which might be
imposed as a result of such claims, actions, suits, or proceedings, which may be
brought against them by reason of being or having been such directors and
officers.
Item 7.
Exemption from Registration Claimed
.
Not applicable.
Item 8.
Exhibits
.
Reference
is made to the Exhibit Index which appears on page 5 of this Registration
Statement.
Item 9.
Undertakings
.
The
undersigned registrant hereby undertakes that, for purposes of determining any
liability under the Securities Act of 1933, each filing of the registrant's
annual report pursuant to Section 13(a) or Section 15(d) of the Securities
Exchange Act of 1934 (and, where applicable, each filing of an employee benefit
plan's annual report pursuant to Section 15(d) of the Securities Exchange
Act of 1934) that is incorporated by reference in the registration statement
shall be deemed to be a new registration statement relating to the securities
offered therein, and the offering of such securities at that time shall be
deemed to be the initial bonafide offering thereof.
Insofar
as indemnification for liabilities arising under the Securities Act of 1933 may
be permitted to directors, officers, and controlling persons of the registrant
pursuant to the foregoing provisions, or otherwise, the registrant has been
advised that in the opinion of the Securities and Exchange Commission such
indemnification is against public policy as expressed in the Act and is,
therefore, unenforceable. In the event a claim for indemnification against such
liabilities (other than the payment by the registrant of expenses incurred or
paid by a director, officer, or controlling person of the registrant in the
successful defense of any action, suit, or proceeding) is asserted by such
director, officer, or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against public
policy as expressed in the Act and will be governed by the final adjudication of
such issue.
SIGNATURES
Pursuant
to the requirements of the Securities Act of 1933, the Company certifies that it
has reasonable grounds to believe that it meets all of the requirements for
filing on Form S-8 and has duly caused this Registration Statement to be signed
on its behalf by the undersigned, thereunto duly authorized, in the City of
Adrian, State of Michigan, on the _____________ day of _____________, 2002.
LENAWEE BANCORP, INC.
By
/s/ Patrick K. Gill
Patrick K. Gill, President and
Chief Executive Officer
By
/s/ Loren V. Happel
Loren V. Happel, Treasurer, First Vice President,
and Chief Financial Officer
3
POWER OF
ATTORNEY
KNOW
ALL MEN BY THESE PRESENTS,
that each person whose signature appears below
constitutes and appoints Patrick K. Gill and Loren V. Happel, and each of them,
his true and lawful attorney-in-fact and agent, with full power of substitution
and resubstitution, for him in his name, place, and stead, in any and all
capacities, to sign any and all amendments (including post-effective amendments)
to this Registration Statement and to file the same, with all exhibits thereto,
and other documents in connection therewith, with the Securities and Exchange
Commission and any other regulatory authority, granting unto said
attorneys-in-fact and agents, full power and authority to do and perform each
and every act and thing required and necessary to be done in and about the
premises, as fully to all intents and purposes as he might or could do in
person, hereby ratifying and confirming all that said attorneys-in-fact and
agents, or their substitutes, may lawfully do or cause to be done by virtue
hereof.
Pursuant
to the requirements of the Securities Act of 1933, this Registration Statement
has been signed below on March 21, 2002, by the following persons in the
capacities indicated.
Signature
Title
/s/ Patrick K. Gill
Patrick K. Gill
President, Chief Executive Officer, and a Director
(principal executive officer)
/s/ Loren V. Happel
Loren V. Happel
Treasurer, First Vice President, and Chief Financial Officer
(principal financial and accounting officer)
/s/ Allan F. Brittain
Allan F. Brittain
Chairman of the Board
/s/ Edward J. Engle, Jr.
Edward J. Engle, Jr.
Director
/s/ J. Paul Rupert
J. Paul Rupert
Director
/s/ J. David Stutzman
J. David Stutzman
Director
Fred R. Duncan
Director
William R. Gentner
Director
/s/ Douglas L. Kapnick
Douglas L. Kapnick
Director
/s/ Emory M. Schmidt
Emory M. Schmidt
Director
4
EXHIBIT INDEX
The
following exhibits are filed as a part of the Registration Statement pursuant to
Item 8:
Exhibit No.
Exhibit
Page No.
Exhibit 4
The description of the Company's Common Stock contained in the
Company's Incorporated Registration Statement filed on Form 10 pursuant to
Section 12 of the by reference. Exchange Act (File No. 615123), including any
subsequent amendments or reports filed for the purpose of updating that
description.
Incorporated
by reference.
Exhibit 23
Consent of Crowe, Chizek and Company LLP
6
Exhibit 24
Power of Attorney
4
5
EXHIBIT 23
CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS
Lenawee Bancorp, Inc.
Adrian, Michigan
We
hereby consent to the incorporation by reference in this Registration Statement
of Lenawee Bancorp, Inc. on Form S-8 for the Lenawee Bancorp, Inc. Employee
Stock Purchase Plan, of our report dated February 8, 2002, relating to the
consolidated financial statements of Lenawee Bancorp, Inc. appearing in the
company's Annual Report on Form 10-K for the year ended December 31, 2001.
Grand Rapids, Michigan
Dated: April 5, 2002
/s/ Crowe, Chizek and Company LLP
Crowe, Chizek and Company LLP
6