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<P ALIGN="CENTER"><FONT SIZE=2><B>As filed with the Securities and Exchange Commission on July 9, 2001.  </B></FONT></P>

<P ALIGN="RIGHT"><FONT SIZE=2><B> Registration No.&nbsp;333-&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=4><B>SECURITIES AND EXCHANGE COMMISSION  </B></FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>Washington, D.C. 20549  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=4><B>FORM S-8  </B></FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>REGISTRATION STATEMENT<BR>
Under<BR>
THE SECURITIES ACT OF 1933  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=4><B>FINET.COM,&nbsp;INC.  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=2><B>(Exact Name of Registrant as Specified in Its Charter)  </B></FONT></P>

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<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><B>Delaware</B></FONT><HR NOSHADE></TD>
<TD WIDTH="2%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><B>94-3115180</B></FONT><HR NOSHADE></TD>
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<TD WIDTH="49%" ALIGN="CENTER" VALIGN="TOP"><FONT SIZE=2>(State or Other Jurisdiction of<BR>
Incorporation or Organization)</FONT></TD>
<TD WIDTH="2%" VALIGN="TOP"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="49%" ALIGN="CENTER" VALIGN="TOP"><FONT SIZE=2>(IRS Employer Identification No.)</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2>2527
Camino Ramon, Suite 200, San Ramon, California 94583 </FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=2>(Address
of Principal Executive Offices) (Zip Code) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2>FiNet.com,&nbsp;Inc.
1998 Non-Employee Directors' Stock Option Plan, As Amended </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2>FiNet.com,&nbsp;Inc.
1998 Stock Option Plan, As Amended<BR></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=2>(Full
Titles of the Plans) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2>L.
Daniel Rawitch, Chief Executive Officer<BR>
FiNet.com,&nbsp;Inc.<BR>
2527 Camino Ramon, Suite 200, San Ramon, California 94583 </FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=2>(Name
and Address of Agent For Service) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>(925)&nbsp;242-5800<BR>  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=2>(Telephone Number, Including Area Code, of Agent For Service) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2>Copies
to:<BR>
Robert D. Sanchez, Esquire<BR>
Wilson Sonsini Goodrich&nbsp;&amp; Rosati<BR>
Professional Corporation<BR>
7927 Jones Branch Drive, Suite 400<BR>
McLean, Virginia 22102 </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>CALCULATION OF REGISTRATION FEE  </B></FONT></P>

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<TH WIDTH="23%" ALIGN="CENTER"><FONT SIZE=1><B>Title of each<BR>
class of securities<BR>
to be registered</B></FONT><BR></TH>
<TH WIDTH="2%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="20%" ALIGN="CENTER"><FONT SIZE=1><B>Amount to be<BR>
registered (1)</B></FONT><BR></TH>
<TH WIDTH="2%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="17%" ALIGN="CENTER"><FONT SIZE=1><B>Proposed maximum<BR>
offering price<BR>
per share</B></FONT><BR></TH>
<TH WIDTH="2%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="17%" ALIGN="CENTER"><FONT SIZE=1><B>Proposed maximum<BR>
aggregate<BR>
offering price</B></FONT><BR></TH>
<TH WIDTH="2%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="14%" ALIGN="CENTER"><FONT SIZE=1><B>Amount of<BR>
registration fee</B></FONT><BR></TH>
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<TD WIDTH="23%" VALIGN="TOP"><FONT SIZE=2>Common Stock, par value $.01</FONT></TD>
<TD WIDTH="2%" VALIGN="TOP"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="20%" ALIGN="CENTER" VALIGN="TOP"><FONT SIZE=2>3,200,000 shares(2)</FONT></TD>
<TD WIDTH="2%" VALIGN="TOP"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="17%" ALIGN="CENTER" VALIGN="TOP"><FONT SIZE=2>$0.625(3)</FONT></TD>
<TD WIDTH="2%" VALIGN="TOP"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="17%" ALIGN="CENTER" VALIGN="TOP"><FONT SIZE=2>$2,000,000</FONT></TD>
<TD WIDTH="2%" VALIGN="TOP"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER" VALIGN="TOP"><FONT SIZE=2>$500.00</FONT></TD>
</TR>
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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;(1)
Such presently indeterminable number of additional shares of Common Stock are also registered hereunder as may be issued in the event of a merger, consolidation, reorganization,
recapitalization, stock dividend, stock split or other similar change in Common Stock. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;(2)&nbsp;Consists
of 3,000,000 shares that may be issued pursuant to options granted under the FiNet.com,&nbsp;Inc. 1998 Stock Option Plan, as amended, and 200,000 shares
that may be issued pursuant to options granted under the FiNet.com,&nbsp;Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;(3)&nbsp;Estimated
solely for the purpose of determining the registration fee pursuant to Rule&nbsp;457(h) under the Securities Act of 1933, as amended, on the basis of
the average of the bid and asked prices for the Registrant's Common Stock on July 3, 2001, as reported by the Nasdaq SmallCap Market. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;This Registration Statement relates to the registration of additional securities of the same class as other securities for which registration statements are
effective relating to the FiNet.com,&nbsp;Inc. 1998 Stock Option Plan, as amended, and the FiNet.com,&nbsp;Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended. Pursuant to
General Instruction E of Form&nbsp;S-8, this Registration Statement also incorporates by reference (i)&nbsp;Registration Statement No.&nbsp;333-84245 on
Form&nbsp;S-8, relating to an aggregate of 83,333 shares issuable under the FiNet.com,&nbsp;Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended and
(ii)&nbsp;Registration Statement No.&nbsp;333-57287 on Form&nbsp;S-8 and Registration Statement No.&nbsp;333-84233 on Form&nbsp;S-8, relating
to 833,333 shares issuable under the FiNet.com,&nbsp;Inc. 1998 Stock Option Plan, as amended. </FONT></P>

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<BR></FONT><FONT SIZE=2><B>PART II<BR>  INFORMATION REQUIRED IN THE REGISTRATION STATEMENT    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;FiNet.com,&nbsp;Inc. (the "Registrant") is filing this Registration Statement solely to register additional shares of Common Stock issuable under the
Registrant's 1998 Stock Option Plan, as amended, and the Registrant's 1998 Non-Employee Directors' Stock Option Plan, as amended. This Registration Statement incorporates by reference the
contents of (i)&nbsp;the Registrant's Registration Statement on Form&nbsp;S-8 (File No.&nbsp;333-57287), filed with the Securities and Exchange Commission on
June&nbsp;19, 1998, (ii)&nbsp;the Registrant's Registration Statement on Form&nbsp;S-8 (File No.&nbsp;333-84233), filed with the Securities and Exchange Commission on
August&nbsp;2, 1999, and (iii)&nbsp;the Registrant's Registration Statement on Form&nbsp;S-8 (File No.&nbsp;333-84245), filed with the Securities and Exchange
Commission on August&nbsp;2, 1999. </FONT></P>

<P><FONT SIZE=2><B>Item 8. Exhibits.  </B></FONT></P>

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<TH WIDTH="10%" ALIGN="CENTER"><FONT SIZE=1><B>Exhibit Number</B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="88%" ALIGN="LEFT"><FONT SIZE=1>&nbsp;</FONT><BR></TH>
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<TD WIDTH="10%" ALIGN="RIGHT"><FONT SIZE=2>5</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Legal Opinion of Wilson Sonsini Goodrich&nbsp;&amp; Rosati, P.C.</FONT></TD>
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<TD WIDTH="10%" ALIGN="RIGHT"><FONT SIZE=2><BR>
23.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2><BR>
Consent of Ernst&nbsp;&amp; Young LLP.</FONT></TD>
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<TD WIDTH="10%" ALIGN="RIGHT"><FONT SIZE=2><BR>
23.2</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2><BR>
Consent of Reuben E. Price &amp;&nbsp;Co.</FONT></TD>
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<TD WIDTH="10%" ALIGN="RIGHT"><FONT SIZE=2><BR>
23.3</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2><BR>
Consent of Richard A. Eisner &amp;&nbsp;Company, LLP</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%" ALIGN="RIGHT"><FONT SIZE=2><BR>
23.4</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2><BR>
Consent of Wilson Sonsini Goodrich&nbsp;&amp; Rosati, P.C. is included in their legal opinion filed as Exhibit&nbsp;5 hereof.</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%" ALIGN="RIGHT"><FONT SIZE=2><BR>
24</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2><BR>
Power of Attorney (included on the signature page of this Registration Statement).</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%" ALIGN="RIGHT"><FONT SIZE=2><BR>
99.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2><BR>
Finet.com,&nbsp;Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended.</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%" ALIGN="RIGHT"><FONT SIZE=2><BR>
99.2</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2><BR>
Finet.com,&nbsp;Inc. 1998 Stock Option Plan, as amended.</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2>2</FONT></P>

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<A NAME="toc_ja2072_1"> </A>
<BR></FONT><FONT SIZE=2><B>SIGNATURES    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to believe that it meets all of the
requirements for filing on Form&nbsp;S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of San
Ramon, State of California, on the 9th day of July, 2001. </FONT></P>

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<TD WIDTH="47%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD COLSPAN=3><FONT SIZE=2>FINET.COM,&nbsp;INC.</FONT></TD>
</TR>
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<TD WIDTH="47%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="5%"><FONT SIZE=2><BR>
By:</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="44%"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>L. DANIEL RAWITCH</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE><FONT SIZE=2> L. Daniel Rawitch<BR>
Chief Executive Officer</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><A
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<A NAME="toc_ja2072_2"> </A>
<BR></FONT><FONT SIZE=2><B>POWER OF ATTORNEY    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;KNOW ALL MEN BY THESE PRESENTS, that the person whose signature appears below constitutes and appoints L. Daniel Rawitch and D. Allen Malmuth and each of them
(with full power to each of them to act alone), his true and lawful attorneys-in-fact and agents, with full power of substitution and resubstitution, for him and in his name,
place and stead, in any and all capacities, to sign any or all amendments (including post-effective amendments) to this Registration Statement, and to file the same, with all exhibits
thereto and other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, and each of them, full power
and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person,
hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, or their substitutes, may lawfully do or cause to be done by virtue hereof. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the date indicated. </FONT></P>

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<TH WIDTH="40%" ALIGN="CENTER"><FONT SIZE=1><B>Signature</B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="40%" ALIGN="CENTER"><FONT SIZE=1><B>Office</B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="16%" ALIGN="CENTER"><FONT SIZE=1><B>Date</B></FONT><HR NOSHADE></TH>
</TR>
<TR VALIGN="BOTTOM">
<TD WIDTH="40%" VALIGN="TOP"><BR><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="16%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
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<TD WIDTH="40%"><FONT SIZE=2>/s/&nbsp;</FONT><FONT SIZE=2>L. DANIEL RAWTICH</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="40%"><FONT SIZE=2>Chief Executive Officer, President and Vice Chairman; Principal Executive, Financial and Accounting Officer</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="16%" ALIGN="RIGHT"><FONT SIZE=2>July 9, 2001</FONT></TD>
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<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>DIOGO ABREU</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="16%" ALIGN="RIGHT"><FONT SIZE=2><BR>
July 9, 2001</FONT></TD>
</TR>
<TR VALIGN="BOTTOM">
<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>ANTONIO P. FALC&Aacute;O</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="16%" ALIGN="RIGHT"><FONT SIZE=2><BR>
July 9, 2001</FONT></TD>
</TR>
<TR VALIGN="BOTTOM">
<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>S. LEWIS MEYER</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="16%" ALIGN="RIGHT"><FONT SIZE=2><BR>
July 9, 2001</FONT></TD>
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<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>STEPHEN J. SOGIN</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="40%" VALIGN="TOP"><FONT SIZE=2><BR>
Director</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="16%" ALIGN="RIGHT"><FONT SIZE=2><BR>
July 9, 2001</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2>3</FONT></P>

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<BR></FONT><FONT SIZE=2><B>INDEX TO EXHIBITS    <BR>  </B></FONT></P>

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<TH WIDTH="9%" ALIGN="CENTER"><FONT SIZE=1><B>Exhibit<BR>
Number</B></FONT><HR NOSHADE></TH>
<TH WIDTH="2%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="71%" ALIGN="LEFT"><FONT SIZE=1>&nbsp;</FONT><BR></TH>
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<TH WIDTH="14%" ALIGN="CENTER"><FONT SIZE=1><B>Sequential<BR>
Page Number</B></FONT><HR NOSHADE></TH>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2>5</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="71%"><FONT SIZE=2>Legal Opinion of Wilson Sonsini Goodrich&nbsp;&amp; Rosati P.C.</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="14%"><FONT SIZE=2>&nbsp;</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2><BR>
23.1</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="71%"><FONT SIZE=2><BR>
Consent of Ernst&nbsp;&amp; Young LLP.</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="14%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2><BR>
23.2</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="71%"><FONT SIZE=2><BR>
Consent of Reuben E. Price &amp;&nbsp;Co.</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="14%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2><BR>
23.3</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="71%"><FONT SIZE=2><BR>
Consent of Richard A. Eisner &amp;&nbsp;Company, LLP</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="14%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2><BR>
23.4</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="71%"><FONT SIZE=2><BR>
Consent of Wilson Sonsini Goodrich&nbsp;&amp; Rosati P.C. is included in their legal opinion filed as Exhibit&nbsp;5 hereof.</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="14%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2><BR>
24</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="71%"><FONT SIZE=2><BR>
Power of Attorney (included on the signature page of this Registration Statement).</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="14%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="9%" ALIGN="RIGHT"><FONT SIZE=2><BR>
99.1</FONT></TD>
<TD WIDTH="2%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="71%"><FONT SIZE=2><BR>
Finet.com,&nbsp;Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended.</FONT></TD>
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99.2</FONT></TD>
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Finet.com,&nbsp;Inc. 1998 Stock Option Plan, as amended.</FONT></TD>
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<FONT SIZE=2><A HREF="#toc_ca2072_1">PART II INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</A></FONT><BR>
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<FONT SIZE=2><A HREF="#toc_ja2072_1">SIGNATURES</A></FONT><BR>
<FONT SIZE=2><A HREF="#toc_ja2072_2">POWER OF ATTORNEY</A></FONT><BR>
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<FONT SIZE=2><A HREF="#toc_jc2072_1">INDEX TO EXHIBITS</A></FONT><BR>
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[{"type": "S-8", "sequence": "1", "filename": "a2052064zs-8.htm", "description": "S-8", "secsgml_size_bytes": 22090}]
{"company-data": {"conformed-name": "FINET COM INC", "cik": "0000852450", "assigned-sic": "6162", "irs-number": "943115180", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-64810", "film-number": "1677325"}, "business-address": {"street1": "2527 CAMINO RAMON", "street2": "SUITE 200", "city": "SAN RAMON", "state": "CA", "zip": "94583", "phone": "9252426550"}, "mail-address": {"street1": "2527 CAMINO RAMON", "street2": "SUITE 200", "city": "SAN RAMON", "state": "CA", "zip": "94583"}, "former-company": [{"former-conformed-name": "FINET HOLDINGS CORP", "date-changed": "19920703"}, {"former-conformed-name": "WILLIAM & CLARISSA INC", "date-changed": "19920525"}]}
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As filed with the Securities and Exchange Commission on July 9, 2001.
Registration No. 333-
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
Under
THE SECURITIES ACT OF 1933
FINET.COM, INC.
(Exact Name of Registrant as Specified in Its Charter)
Delaware
94-3115180
(State or Other Jurisdiction of
Incorporation or Organization)
(IRS Employer Identification No.)
2527
Camino Ramon, Suite 200, San Ramon, California 94583
(Address
of Principal Executive Offices) (Zip Code)
FiNet.com, Inc.
1998 Non-Employee Directors' Stock Option Plan, As Amended
FiNet.com, Inc.
1998 Stock Option Plan, As Amended
(Full
Titles of the Plans)
L.
Daniel Rawitch, Chief Executive Officer
FiNet.com, Inc.
2527 Camino Ramon, Suite 200, San Ramon, California 94583
(Name
and Address of Agent For Service)
(925) 242-5800
(Telephone Number, Including Area Code, of Agent For Service)
Copies
to:
Robert D. Sanchez, Esquire
Wilson Sonsini Goodrich & Rosati
Professional Corporation
7927 Jones Branch Drive, Suite 400
McLean, Virginia 22102
CALCULATION OF REGISTRATION FEE
Title of each
class of securities
to be registered
Amount to be
registered (1)
Proposed maximum
offering price
per share
Proposed maximum
aggregate
offering price
Amount of
registration fee
Common Stock, par value $.01
3,200,000 shares(2)
$0.625(3)
$2,000,000
$500.00
(1)
Such presently indeterminable number of additional shares of Common Stock are also registered hereunder as may be issued in the event of a merger, consolidation, reorganization,
recapitalization, stock dividend, stock split or other similar change in Common Stock.
(2) Consists
of 3,000,000 shares that may be issued pursuant to options granted under the FiNet.com, Inc. 1998 Stock Option Plan, as amended, and 200,000 shares
that may be issued pursuant to options granted under the FiNet.com, Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended.
(3) Estimated
solely for the purpose of determining the registration fee pursuant to Rule 457(h) under the Securities Act of 1933, as amended, on the basis of
the average of the bid and asked prices for the Registrant's Common Stock on July 3, 2001, as reported by the Nasdaq SmallCap Market.
This Registration Statement relates to the registration of additional securities of the same class as other securities for which registration statements are
effective relating to the FiNet.com, Inc. 1998 Stock Option Plan, as amended, and the FiNet.com, Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended. Pursuant to
General Instruction E of Form S-8, this Registration Statement also incorporates by reference (i) Registration Statement No. 333-84245 on
Form S-8, relating to an aggregate of 83,333 shares issuable under the FiNet.com, Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended and
(ii) Registration Statement No. 333-57287 on Form S-8 and Registration Statement No. 333-84233 on Form S-8, relating
to 833,333 shares issuable under the FiNet.com, Inc. 1998 Stock Option Plan, as amended.
PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
FiNet.com, Inc. (the "Registrant") is filing this Registration Statement solely to register additional shares of Common Stock issuable under the
Registrant's 1998 Stock Option Plan, as amended, and the Registrant's 1998 Non-Employee Directors' Stock Option Plan, as amended. This Registration Statement incorporates by reference the
contents of (i) the Registrant's Registration Statement on Form S-8 (File No. 333-57287), filed with the Securities and Exchange Commission on
June 19, 1998, (ii) the Registrant's Registration Statement on Form S-8 (File No. 333-84233), filed with the Securities and Exchange Commission on
August 2, 1999, and (iii) the Registrant's Registration Statement on Form S-8 (File No. 333-84245), filed with the Securities and Exchange
Commission on August 2, 1999.
Item 8. Exhibits.
Exhibit Number
5
Legal Opinion of Wilson Sonsini Goodrich & Rosati, P.C.
23.1
Consent of Ernst & Young LLP.
23.2
Consent of Reuben E. Price & Co.
23.3
Consent of Richard A. Eisner & Company, LLP
23.4
Consent of Wilson Sonsini Goodrich & Rosati, P.C. is included in their legal opinion filed as Exhibit 5 hereof.
24
Power of Attorney (included on the signature page of this Registration Statement).
99.1
Finet.com, Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended.
99.2
Finet.com, Inc. 1998 Stock Option Plan, as amended.
2
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to believe that it meets all of the
requirements for filing on Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of San
Ramon, State of California, on the 9th day of July, 2001.
FINET.COM, INC.
By:
/s/
L. DANIEL RAWITCH
L. Daniel Rawitch
Chief Executive Officer
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the person whose signature appears below constitutes and appoints L. Daniel Rawitch and D. Allen Malmuth and each of them
(with full power to each of them to act alone), his true and lawful attorneys-in-fact and agents, with full power of substitution and resubstitution, for him and in his name,
place and stead, in any and all capacities, to sign any or all amendments (including post-effective amendments) to this Registration Statement, and to file the same, with all exhibits
thereto and other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, and each of them, full power
and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person,
hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, or their substitutes, may lawfully do or cause to be done by virtue hereof.
Pursuant
to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the date indicated.
Signature
Office
Date
/s/
L. DANIEL RAWTICH
Chief Executive Officer, President and Vice Chairman; Principal Executive, Financial and Accounting Officer
July 9, 2001
/s/
DIOGO ABREU
Director
July 9, 2001
/s/
ANTONIO P. FALCÁO
Director
July 9, 2001
/s/
S. LEWIS MEYER
Director
July 9, 2001
/s/
STEPHEN J. SOGIN
Director
July 9, 2001
3
INDEX TO EXHIBITS
Exhibit
Number
Sequential
Page Number
5
Legal Opinion of Wilson Sonsini Goodrich & Rosati P.C.
23.1
Consent of Ernst & Young LLP.
23.2
Consent of Reuben E. Price & Co.
23.3
Consent of Richard A. Eisner & Company, LLP
23.4
Consent of Wilson Sonsini Goodrich & Rosati P.C. is included in their legal opinion filed as Exhibit 5 hereof.
24
Power of Attorney (included on the signature page of this Registration Statement).
99.1
Finet.com, Inc. 1998 Non-Employee Directors' Stock Option Plan, as amended.
99.2
Finet.com, Inc. 1998 Stock Option Plan, as amended.
4
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PART II INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
SIGNATURES
POWER OF ATTORNEY
INDEX TO EXHIBITS