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<P ALIGN="CENTER"><FONT SIZE=2><B>As filed with the Securities and Exchange Commission on September&nbsp;4, 2001.  </B></FONT></P>

<P ALIGN="RIGHT"><FONT SIZE=2><B> Registration No.&nbsp;333-&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>SECURITIES AND EXCHANGE COMMISSION<BR>  </B></FONT><FONT SIZE=2><B>Washington, D.C. 20549  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>FORM S-8<BR>  </B></FONT><FONT SIZE=2><B>REGISTRATION STATEMENT UNDER<BR>
THE SECURITIES ACT OF 1933  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>Pacifica Bancorp,&nbsp;Inc.<BR>  </B></FONT><FONT SIZE=2>(Exact name of Company as specified in its charter) </FONT></P>

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<TD WIDTH="46%" ALIGN="CENTER"><FONT SIZE=2><B>Washington</B></FONT></TD>
<TD WIDTH="9%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="46%" ALIGN="CENTER"><FONT SIZE=2><B>91-2094365</B></FONT></TD>
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<TD WIDTH="46%" ALIGN="CENTER"><FONT SIZE=2>(State or other jurisdiction of<BR>
incorporation or organization)</FONT></TD>
<TD WIDTH="9%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="46%" ALIGN="CENTER"><FONT SIZE=2>(I.R.S. Employer<BR>
Identification Number)</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><B>Skyline Tower, 10900 NE 4<SUP>th</SUP> Street, Suite 200<BR>
Bellevue, Washington, 98004<BR>  </B></FONT><FONT SIZE=2>(Address of principal executive offices, including zip code) </FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>Employee Stock Option Plan<BR>  </B></FONT><FONT SIZE=2>(Full Title of the Plan) </FONT></P>

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<TD WIDTH="56%" ALIGN="CENTER"><FONT SIZE=2><B>Jeffery C. Low<BR>
Chairman, President and Chief Executive Officer<BR>
Pacifica Bancorp, Inc.<BR>
Skyline Tower, 10900 NE 4<SUP>th</SUP> Street, Suite 200<BR>
Bellevue, Washington, 98004<BR>
(425) 637-1188<BR> </B></FONT><FONT SIZE=2>(Name, address, including zip code and telephone<BR>
number, including area code, of agent for service)</FONT></TD>
<TD WIDTH="4%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="40%" ALIGN="CENTER"><FONT SIZE=2>Copies of communications to:<BR></FONT> <FONT SIZE=2><B>Sandra L. Gallagher-Alford, Esq.<BR>
Eugenie D. Mansfield, Esq.<BR>
Davis Wright Tremaine, LLP<BR>
1501 Fourth Avenue, Suite 2600<BR>
Seattle, Washington 98101-1688<BR>
(206) 628-7620</B></FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><B>CALCULATION OF REGISTRATION FEE  </B></FONT></P>

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<TH WIDTH="35%" ALIGN="CENTER"><FONT SIZE=1><B>Title of Securities to be<BR>
Registered</B></FONT><BR></TH>
<TH WIDTH="1%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="19%" ALIGN="CENTER"><FONT SIZE=1><B>Amount to be<BR>
Registered(1)(2)(3)</B></FONT><BR></TH>
<TH WIDTH="1%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="14%" ALIGN="CENTER"><FONT SIZE=1><B>Proposed Maximum Offering<BR>
Price Per Share(4)</B></FONT><BR></TH>
<TH WIDTH="1%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="14%" ALIGN="CENTER"><FONT SIZE=1><B>Proposed Maximum<BR>
Aggregate Offering Price(4)</B></FONT><BR></TH>
<TH WIDTH="1%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="14%" ALIGN="CENTER"><FONT SIZE=1><B>Amount of Registration<BR>
Fee(1)(4)</B></FONT><BR></TH>
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<TD WIDTH="35%"><FONT SIZE=2>Common Stock issuable upon exercise of options</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="19%" ALIGN="CENTER"><FONT SIZE=2>955,920</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER"><FONT SIZE=2>$5.744</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER"><FONT SIZE=2>$5,491,514</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER"><FONT SIZE=2>$1,373</FONT></TD>
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<DT><FONT SIZE=2>(1)</FONT></DT><DD><FONT SIZE=2>Pursuant
Form&nbsp;S-8, General Instruction E, of the Securities Act of 1933, this Registration Statement registers 955,920 shares of common stock issuable under the
Company's Employee Stock Option Plan.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(2)</FONT></DT><DD><FONT SIZE=2>This
Registration Statement also includes an indeterminable number of additional shares that may become issuable (a)&nbsp;as a result of terminated, expired or surrendered options
to purchase the Company's common stock issued under the Plan, and (b)&nbsp;pursuant to Rule&nbsp;416(a), any increases in the number of shares offered under the Plan to prevent dilution resulting
from stock splits, stock dividends or similar transactions.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(3)</FONT></DT><DD><FONT SIZE=2>Effective
January&nbsp;1, 2001, Pacifica Bank reorganized (the "Reorganization") into a wholly-owned subsidiary of the Company, and Pacifica Bank's stock option plan became the
plan of the Company. A total of 1,000,000 shares of the
Company's common stock are authorized for issuance under the Employee Stock Option Plan. 44,080 of those shares were issued by Pacifica Bank upon exercise of options before the Reorganization. The
grant of those options and the issuance of shares pursuant to the exercise of those options were exempt under Section&nbsp;3(a)(2) of the Securities Act of 1933 and therefore are not being
registered hereby.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(4)</FONT></DT><DD><FONT SIZE=2>Estimated
solely for the purpose of calculating the registration fee pursuant to Rule&nbsp;457(h) under the Securities Act of 1933, based on (a)&nbsp;the exercise prices of
options to acquire 912,400 shares of the Company's common stock which have been granted under the Plan with an exercise price range of $5.00 to $11.00 per share, and (b)&nbsp;the $4.68 per share
book value of the Company's common stock, determined as of August&nbsp;28, 2001, with respect to the 43,520 shares of common stock as to which options have not been granted as of the date of filing
this Registration Statement. </FONT></DD></DL>
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<BR></FONT><FONT SIZE=2><B>PART I<BR>  <BR>    INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pacifica Bancorp,&nbsp;Inc. (the "</FONT><FONT SIZE=2><B><I>Company</I></B></FONT><FONT SIZE=2>") will send or give the documents containing the information
required by Part&nbsp;I of this registration statement on Form&nbsp;S-8 (the "</FONT><FONT SIZE=2><B><I>Registration Statemen</I></B></FONT><FONT SIZE=2><I>t</I></FONT><FONT SIZE=2>") to each
participant in the Company's Employee Stock Option Plan (the "</FONT><FONT SIZE=2><B><I>Plan</I></B></FONT><FONT SIZE=2>"), as specified by Rule&nbsp;428(b)(1) under the Securities Act of 1933 (the
"</FONT><FONT SIZE=2><B><I>Securities Act</I></B></FONT><FONT SIZE=2><I>").</I></FONT><FONT SIZE=2> Such documents, and the documents incorporated by reference into this Registration Statement pursuant to Item
3 of Part&nbsp;II, taken together, constitute a prospectus that meets the requirements of Section&nbsp;10(a) of the Securities Act. </FONT></P>

<P><FONT SIZE=2><B>Item 1. Plan Information.*  </B></FONT></P>

<P><FONT SIZE=2><B>Item 2. Registrant Information and Employee Plan Annual Information.*  </B></FONT></P>

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<DT><FONT SIZE=2>*</FONT></DT><DD><FONT SIZE=2>Information
required by Part&nbsp;I of Form&nbsp;S-8 is omitted from this Registration Statement in accordance with Rule&nbsp;428 under the Securities Act, and the
Note to Part&nbsp;I of Form&nbsp;S-8. </FONT></DD></DL>
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NAME="dd1478_part_ii_information_req__dd102475"> </A>
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<BR></FONT><FONT SIZE=2><B>PART II<BR>  <BR>    INFORMATION REQUIRED IN THE REGISTRATION STATEMENT    <BR>  </B></FONT></P>

<P><FONT SIZE=2><B>Item 3. Incorporation of Documents by Reference.  </B></FONT></P>


<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;The following documents are hereby incorporated by reference into this Registration Statement: </FONT></P>

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<DT><FONT SIZE=2>1.</FONT></DT><DD><FONT SIZE=2>The
Company's Annual Report on Form&nbsp;10-KSB for the fiscal year ended December&nbsp;31, 2000.
<BR><BR></FONT></DD><DT><FONT SIZE=2>2.</FONT></DT><DD><FONT SIZE=2>All
reports filed pursuant to Section&nbsp;13(a) or 15(d) of the Securities Exchange Act of 1934 (the "</FONT><FONT SIZE=2><B><I>Exchange Act</I></B></FONT><FONT SIZE=2>") since the end
of the fiscal year covered by the Company's Form&nbsp;10-KSB referred to in (1)&nbsp;above.
<BR><BR></FONT></DD><DT><FONT SIZE=2>3.</FONT></DT><DD><FONT SIZE=2>The
Company's registration statement on Form&nbsp;8-A, filed with the SEC on February&nbsp;1, 2001, as to the description of the Company's securities.
<BR><BR></FONT></DD><DT><FONT SIZE=2>4.</FONT></DT><DD><FONT SIZE=2>All
documents subsequently filed by the Company pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of a post-effective amendment
which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated herein by reference and to be a part hereof
from the date of the filing of such documents with the Commission. </FONT></DD></DL>

<P><FONT SIZE=2><B>Item 4. Description of Securities.  </B></FONT></P>


<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Not applicable. </FONT></P>

<P><FONT SIZE=2><B>Item 5. Interest of Named Experts and Counsel.  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Not applicable. </FONT></P>

<P><FONT SIZE=2><B>Item 6. Indemnification of Directors and Officers.  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;The Washington Business Corporation Act, RCW Chapter 23B.08, authorizes indemnification of directors, officers and employees under certain circumstances. The
Articles of Incorporation of the Company provide, to the fullest extent permitted by law, for the indemnification of Bank directors
against all expense, liability and loss actually and reasonably incurred by, or to satisfy a judgment or fine against, a current or former director in connection with certain types of personal legal
liability incurred by the individual while acting for the Company within the scope of his or her employment. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;The
Articles of Incorporation also include a provision which limits the liability of directors of the Company from any personal liability to the Company or its shareholders except for
acts or omissions </FONT></P>

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that involve intentional misconduct by a director, a knowing violation of law by the director, unlawful distributions, or for any transaction from which a director personally receives a benefit in
money, property or services to which the director is not legally entitled. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;The
Articles of Incorporation also provide that the Company may maintain insurance, at its expense, to protect itself and any director, trustee, officer, employee or agent of the
Company against any expense, liability or loss, whether or not the Company would have the power to indemnify such person against the liability under Washington State law. The Company may also enter
into contracts with any director or officer of the Company and may create a trust fund, grant a security interest, or use other means to ensure the payment of indemnification amounts. </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;The
Company has purchased an officers and directors liability insurance policy which provides for insurance of directors and officers of the Company against certain liabilities they
may incur in their capacities as such. </FONT></P>

<P><FONT SIZE=2><B>Item 7. Exemption from Registration Claimed.  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Not applicable. </FONT></P>

<P><FONT SIZE=2><B>Item 8. Exhibits.  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;The following Exhibits are filed as a part of this Registration Statement: </FONT></P>

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Number</B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="88%" ALIGN="LEFT"><FONT SIZE=1><B>Description<BR> </B></FONT><HR NOSHADE></TH>
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<TD WIDTH="10%"><FONT SIZE=2>4.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Articles of Incorporation(1)</FONT></TD>
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<TD WIDTH="10%"><FONT SIZE=2>4.2</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Bylaws(1)</FONT></TD>
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<TD WIDTH="10%"><FONT SIZE=2>4.3</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Employee Stock Option Plan(2)</FONT></TD>
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<TD WIDTH="10%"><FONT SIZE=2>5.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Opinion of Davis Wright Tremaine LLP(2)</FONT></TD>
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<TD WIDTH="10%"><FONT SIZE=2>15</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Accountant's Report of Moss Adams LLP(2)</FONT></TD>
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<TD WIDTH="10%"><FONT SIZE=2>23.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Consent of Davis Wright Tremaine LLP (contained in opinion filed as Exhibit 5.1)</FONT></TD>
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<TD WIDTH="10%"><FONT SIZE=2>23.2</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Consent of Moss Adams LLP(2)</FONT></TD>
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<TD WIDTH="10%"><FONT SIZE=2>24</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Power of Attorney(2)</FONT></TD>
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<DT><FONT SIZE=2>(1)</FONT></DT><DD><FONT SIZE=2>Incorporated
by reference to the Company's Form&nbsp;8-A, filed with the SEC on February&nbsp;1, 2001.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(2)</FONT></DT><DD><FONT SIZE=2>Filed
with this Registration Statement. </FONT></DD></DL>

<P><FONT SIZE=2><B>Item 9. Undertakings.  </B></FONT></P>

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<DT><FONT SIZE=2>(a)</FONT></DT><DD><FONT SIZE=2>The
Company hereby undertakes to do the following:
<BR><BR></FONT>
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<DT><FONT SIZE=2>(1)</FONT></DT><DD><FONT SIZE=2>File,
during any period in which it offers or sells securities, a post-effective amendment to this Registration Statement to:
<BR><BR></FONT>
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<DT><FONT SIZE=2>(i)</FONT></DT><DD><FONT SIZE=2>Include
any prospectus required by Section&nbsp;10(a)(3) of the Securities Act;
<BR><BR></FONT></DD><DT><FONT SIZE=2>(ii)</FONT></DT><DD><FONT SIZE=2>Reflect
in the prospectus facts or events which, individually or together, represent a fundamental change in the information in this Registration
Statement; and
<BR><BR></FONT></DD><DT><FONT SIZE=2>(iii)</FONT></DT><DD><FONT SIZE=2>Include
any additional or changed material information on the plan of distribution. </FONT></DD></DL>
</DD></DL>
</DD></DL>
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<DT><FONT SIZE=2>(2)</FONT></DT><DD><FONT SIZE=2>For
determining liability under the Securities Act, treat each post-effective amendment as a new registration statement of the securities offered, and the offering of
the securities at that time to be the initial </FONT><FONT SIZE=2><I>bona fide </I></FONT><FONT SIZE=2>offering.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(3)</FONT></DT><DD><FONT SIZE=2>File&nbsp;a
post-effective amendment to remove from registration any of the securities that remain unsold at the end of the offering. </FONT></DD></DL>
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<DT><FONT SIZE=2>(b)</FONT></DT><DD><FONT SIZE=2>Insofar
as indemnification for liabilities arising under the Securities Act may be permitted to directors, officers and controlling persons of the Company pursuant to the foregoing
provisions, or </FONT></DD></DL>
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<P><FONT SIZE=2>otherwise,
the Company has been advised that in the opinion of the SEC such indemnification is against public policy as expressed in the Securities Act and is, therefore, unenforceable. In the event
that a claim for indemnification against such liabilities (other than the payment by the Company of expenses incurred or paid by a director, officer or controlling person of the Company in the
successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the
opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as
expressed in the Securities Act and will be governed by the final adjudication of such issue. </FONT></P>

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<DT><FONT SIZE=2>(c)</FONT></DT><DD><FONT SIZE=2>(1)For
 determining any liability under the Securities Act, treat the information omitted from the form of prospectus filed as part of this Registration Statement in reliance upon
Rule&nbsp;430A and contained in a form of prospectus filed by the Company pursuant to Rule&nbsp;424(b)(1) or (4), or 497(h) under the Securities Act as part of this Registration Statement as of
the time the Commission declared it effective.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(2)</FONT></DT><DD><FONT SIZE=2>For
determining any liability under the Securities Act, treat each post-effective amendment that contains a form of prospectus as a new registration statement for the
securities offered in the
registration statement, and offering of the securities at that time as the initial </FONT><FONT SIZE=2><I>bona fide</I></FONT><FONT SIZE=2> offering of those securities. </FONT></DD></DL>
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<BR></FONT><FONT SIZE=2><B>SIGNATURES    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act, the Company certifies that it has reasonable grounds to believe that it meets all of the requirements for
filing on Form&nbsp;S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Bellevue, State of
Washington, on August&nbsp;29, 2001. </FONT></P>

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&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
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By:</FONT></TD>
<TD WIDTH="46%"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>JEFFERY C. LOW</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE><FONT SIZE=2> Jeffery C. Low<BR>
President and Chief Executive Officer (on behalf of the Company, as its principal executive officer and as Chairman of the Board)</FONT></TD>
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&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="4%"><FONT SIZE=2><BR>
By:</FONT></TD>
<TD WIDTH="46%"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>JOHN D. HUDDLESTON</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE><FONT SIZE=2> John D. Huddleston<BR>
Senior Vice President/Chief Financial Officer (principal financial and accounting officer)</FONT></TD>
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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act, this Registration Statement has been signed by the following persons in the capacities indicated, on August&nbsp;29, 2001. </FONT></P>

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<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="92%"><FONT SIZE=2>Lyle K. Snyder, Director<BR>
Yi-Heng Lee, Director<BR>
Keith D. Tibbles, Director<BR>
Mark P. Levy, Director<BR>
Fannie Kuei-Fang Tsai, Director<BR>
Robert E. Peterson, Director<BR>
Mark W. Weber, Director<BR>
George J. Pool, Director<BR>
Edwin R. Young, Director<BR></FONT>
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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Jeffery C. Low, by signing his name below, signs this Registration Statement pursuant to powers of attorney duly executed by the persons named above, filed
with the SEC as an exhibit to this Registration Statement, on behalf of such persons, all in the capacities and on the date stated. Such persons represent all of the Company's directors. </FONT></P>

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<TD WIDTH="53%"><FONT SIZE=2>/s/&nbsp;</FONT><FONT SIZE=2>JEFFERY C. LOW</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE><FONT SIZE=2> Jeffery C. Low, Chairman<BR>
Attorney-in-fact<BR></FONT>
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<BR></FONT><FONT SIZE=2><B>INDEX TO EXHIBITS    <BR>  </B></FONT></P>

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<TH WIDTH="10%" ALIGN="CENTER"><FONT SIZE=1><B>Exhibit<BR>
Number</B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="88%" ALIGN="LEFT"><FONT SIZE=1><B>Description<BR> </B></FONT><HR NOSHADE></TH>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%"><FONT SIZE=2>4.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Articles of Incorporation(1)</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%"><FONT SIZE=2>4.2</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Bylaws(1)</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%"><FONT SIZE=2>4.3</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Employee Stock Option Plan(2)</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%"><FONT SIZE=2>5.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Opinion of Davis Wright Tremaine LLP(2)</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%"><FONT SIZE=2>15</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Accountant's Report of Moss Adams LLP(2)</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%"><FONT SIZE=2>23.1</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Consent of Davis Wright Tremaine LLP (contained in opinion filed as Exhibit 5.1)</FONT></TD>
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<TD WIDTH="10%"><FONT SIZE=2>23.2</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Consent of Moss Adams LLP(2)</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="10%"><FONT SIZE=2>24</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="88%"><FONT SIZE=2>Power of Attorney(2)</FONT></TD>
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<DT><FONT SIZE=2>(1)</FONT></DT><DD><FONT SIZE=2>Incorporated
by reference to the Company's Form&nbsp;8-A, filed with the SEC on February&nbsp;1, 2001.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(2)</FONT></DT><DD><FONT SIZE=2>Filed
with this Registration Statement. </FONT></DD></DL>
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<FONT SIZE=2><A HREF="#toc_dd1478_1">PART I INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</A></FONT><BR>
<FONT SIZE=2><A HREF="#toc_dd1478_2">PART II INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</A></FONT><BR>
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<FONT SIZE=2><A HREF="#toc_df1478_1">SIGNATURES</A></FONT><BR>
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<FONT SIZE=2><A HREF="#toc_di1478_1">INDEX TO EXHIBITS</A></FONT><BR>
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{"company-data": {"conformed-name": "PACIFICA BANCORP INC", "cik": "0001133862", "assigned-sic": "6770", "irs-number": "912094365"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-68908", "film-number": "1730408"}, "business-address": {"street1": "SKYLINE TOWER 10900 NE 4TH STREET", "street2": "SUITE 200", "city": "BELIEVUE", "state": "WA", "zip": "98004", "phone": "4256371188"}, "mail-address": {"street1": "PACIFICA BANCORP INC", "street2": "SKYLINE TOWER 10900 NE 4TH ST SUITE 200", "city": "BELLEVUE", "state": "WA", "zip": "98004"}}
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As filed with the Securities and Exchange Commission on September 4, 2001.
Registration No. 333-
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT UNDER
THE SECURITIES ACT OF 1933
Pacifica Bancorp, Inc.
(Exact name of Company as specified in its charter)
Washington
91-2094365
(State or other jurisdiction of
incorporation or organization)
(I.R.S. Employer
Identification Number)
Skyline Tower, 10900 NE 4
th
Street, Suite 200
Bellevue, Washington, 98004
(Address of principal executive offices, including zip code)
Employee Stock Option Plan
(Full Title of the Plan)
Jeffery C. Low
Chairman, President and Chief Executive Officer
Pacifica Bancorp, Inc.
Skyline Tower, 10900 NE 4
th
Street, Suite 200
Bellevue, Washington, 98004
(425) 637-1188
(Name, address, including zip code and telephone
number, including area code, of agent for service)
Copies of communications to:
Sandra L. Gallagher-Alford, Esq.
Eugenie D. Mansfield, Esq.
Davis Wright Tremaine, LLP
1501 Fourth Avenue, Suite 2600
Seattle, Washington 98101-1688
(206) 628-7620
CALCULATION OF REGISTRATION FEE
Title of Securities to be
Registered
Amount to be
Registered(1)(2)(3)
Proposed Maximum Offering
Price Per Share(4)
Proposed Maximum
Aggregate Offering Price(4)
Amount of Registration
Fee(1)(4)
Common Stock issuable upon exercise of options
955,920
$5.744
$5,491,514
$1,373
(1)
Pursuant
Form S-8, General Instruction E, of the Securities Act of 1933, this Registration Statement registers 955,920 shares of common stock issuable under the
Company's Employee Stock Option Plan.
(2)
This
Registration Statement also includes an indeterminable number of additional shares that may become issuable (a) as a result of terminated, expired or surrendered options
to purchase the Company's common stock issued under the Plan, and (b) pursuant to Rule 416(a), any increases in the number of shares offered under the Plan to prevent dilution resulting
from stock splits, stock dividends or similar transactions.
(3)
Effective
January 1, 2001, Pacifica Bank reorganized (the "Reorganization") into a wholly-owned subsidiary of the Company, and Pacifica Bank's stock option plan became the
plan of the Company. A total of 1,000,000 shares of the
Company's common stock are authorized for issuance under the Employee Stock Option Plan. 44,080 of those shares were issued by Pacifica Bank upon exercise of options before the Reorganization. The
grant of those options and the issuance of shares pursuant to the exercise of those options were exempt under Section 3(a)(2) of the Securities Act of 1933 and therefore are not being
registered hereby.
(4)
Estimated
solely for the purpose of calculating the registration fee pursuant to Rule 457(h) under the Securities Act of 1933, based on (a) the exercise prices of
options to acquire 912,400 shares of the Company's common stock which have been granted under the Plan with an exercise price range of $5.00 to $11.00 per share, and (b) the $4.68 per share
book value of the Company's common stock, determined as of August 28, 2001, with respect to the 43,520 shares of common stock as to which options have not been granted as of the date of filing
this Registration Statement.
PART I
INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
Pacifica Bancorp, Inc. (the "
Company
") will send or give the documents containing the information
required by Part I of this registration statement on Form S-8 (the "
Registration Statemen
t
") to each
participant in the Company's Employee Stock Option Plan (the "
Plan
"), as specified by Rule 428(b)(1) under the Securities Act of 1933 (the
"
Securities Act
").
Such documents, and the documents incorporated by reference into this Registration Statement pursuant to Item
3 of Part II, taken together, constitute a prospectus that meets the requirements of Section 10(a) of the Securities Act.
Item 1. Plan Information.*
Item 2. Registrant Information and Employee Plan Annual Information.*
*
Information
required by Part I of Form S-8 is omitted from this Registration Statement in accordance with Rule 428 under the Securities Act, and the
Note to Part I of Form S-8.
PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
Item 3. Incorporation of Documents by Reference.
The following documents are hereby incorporated by reference into this Registration Statement:
1.
The
Company's Annual Report on Form 10-KSB for the fiscal year ended December 31, 2000.
2.
All
reports filed pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (the "
Exchange Act
") since the end
of the fiscal year covered by the Company's Form 10-KSB referred to in (1) above.
3.
The
Company's registration statement on Form 8-A, filed with the SEC on February 1, 2001, as to the description of the Company's securities.
4.
All
documents subsequently filed by the Company pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of a post-effective amendment
which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated herein by reference and to be a part hereof
from the date of the filing of such documents with the Commission.
Item 4. Description of Securities.
Not applicable.
Item 5. Interest of Named Experts and Counsel.
Not applicable.
Item 6. Indemnification of Directors and Officers.
The Washington Business Corporation Act, RCW Chapter 23B.08, authorizes indemnification of directors, officers and employees under certain circumstances. The
Articles of Incorporation of the Company provide, to the fullest extent permitted by law, for the indemnification of Bank directors
against all expense, liability and loss actually and reasonably incurred by, or to satisfy a judgment or fine against, a current or former director in connection with certain types of personal legal
liability incurred by the individual while acting for the Company within the scope of his or her employment.
The
Articles of Incorporation also include a provision which limits the liability of directors of the Company from any personal liability to the Company or its shareholders except for
acts or omissions
that involve intentional misconduct by a director, a knowing violation of law by the director, unlawful distributions, or for any transaction from which a director personally receives a benefit in
money, property or services to which the director is not legally entitled.
The
Articles of Incorporation also provide that the Company may maintain insurance, at its expense, to protect itself and any director, trustee, officer, employee or agent of the
Company against any expense, liability or loss, whether or not the Company would have the power to indemnify such person against the liability under Washington State law. The Company may also enter
into contracts with any director or officer of the Company and may create a trust fund, grant a security interest, or use other means to ensure the payment of indemnification amounts.
The
Company has purchased an officers and directors liability insurance policy which provides for insurance of directors and officers of the Company against certain liabilities they
may incur in their capacities as such.
Item 7. Exemption from Registration Claimed.
Not applicable.
Item 8. Exhibits.
The following Exhibits are filed as a part of this Registration Statement:
Exhibit
Number
Description
4.1
Articles of Incorporation(1)
4.2
Bylaws(1)
4.3
Employee Stock Option Plan(2)
5.1
Opinion of Davis Wright Tremaine LLP(2)
15
Accountant's Report of Moss Adams LLP(2)
23.1
Consent of Davis Wright Tremaine LLP (contained in opinion filed as Exhibit 5.1)
23.2
Consent of Moss Adams LLP(2)
24
Power of Attorney(2)
(1)
Incorporated
by reference to the Company's Form 8-A, filed with the SEC on February 1, 2001.
(2)
Filed
with this Registration Statement.
Item 9. Undertakings.
(a)
The
Company hereby undertakes to do the following:
(1)
File,
during any period in which it offers or sells securities, a post-effective amendment to this Registration Statement to:
(i)
Include
any prospectus required by Section 10(a)(3) of the Securities Act;
(ii)
Reflect
in the prospectus facts or events which, individually or together, represent a fundamental change in the information in this Registration
Statement; and
(iii)
Include
any additional or changed material information on the plan of distribution.
(2)
For
determining liability under the Securities Act, treat each post-effective amendment as a new registration statement of the securities offered, and the offering of
the securities at that time to be the initial
bona fide
offering.
(3)
File a
post-effective amendment to remove from registration any of the securities that remain unsold at the end of the offering.
(b)
Insofar
as indemnification for liabilities arising under the Securities Act may be permitted to directors, officers and controlling persons of the Company pursuant to the foregoing
provisions, or
otherwise,
the Company has been advised that in the opinion of the SEC such indemnification is against public policy as expressed in the Securities Act and is, therefore, unenforceable. In the event
that a claim for indemnification against such liabilities (other than the payment by the Company of expenses incurred or paid by a director, officer or controlling person of the Company in the
successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the
opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as
expressed in the Securities Act and will be governed by the final adjudication of such issue.
(c)
(1)For
 determining any liability under the Securities Act, treat the information omitted from the form of prospectus filed as part of this Registration Statement in reliance upon
Rule 430A and contained in a form of prospectus filed by the Company pursuant to Rule 424(b)(1) or (4), or 497(h) under the Securities Act as part of this Registration Statement as of
the time the Commission declared it effective.
(2)
For
determining any liability under the Securities Act, treat each post-effective amendment that contains a form of prospectus as a new registration statement for the
securities offered in the
registration statement, and offering of the securities at that time as the initial
bona fide
offering of those securities.
SIGNATURES
Pursuant to the requirements of the Securities Act, the Company certifies that it has reasonable grounds to believe that it meets all of the requirements for
filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Bellevue, State of
Washington, on August 29, 2001.
By:
/s/
JEFFERY C. LOW
Jeffery C. Low
President and Chief Executive Officer (on behalf of the Company, as its principal executive officer and as Chairman of the Board)
By:
/s/
JOHN D. HUDDLESTON
John D. Huddleston
Senior Vice President/Chief Financial Officer (principal financial and accounting officer)
Pursuant
to the requirements of the Securities Act, this Registration Statement has been signed by the following persons in the capacities indicated, on August 29, 2001.
Lyle K. Snyder, Director
Yi-Heng Lee, Director
Keith D. Tibbles, Director
Mark P. Levy, Director
Fannie Kuei-Fang Tsai, Director
Robert E. Peterson, Director
Mark W. Weber, Director
George J. Pool, Director
Edwin R. Young, Director
Jeffery C. Low, by signing his name below, signs this Registration Statement pursuant to powers of attorney duly executed by the persons named above, filed
with the SEC as an exhibit to this Registration Statement, on behalf of such persons, all in the capacities and on the date stated. Such persons represent all of the Company's directors.
/s/
JEFFERY C. LOW
Jeffery C. Low, Chairman
Attorney-in-fact
INDEX TO EXHIBITS
Exhibit
Number
Description
4.1
Articles of Incorporation(1)
4.2
Bylaws(1)
4.3
Employee Stock Option Plan(2)
5.1
Opinion of Davis Wright Tremaine LLP(2)
15
Accountant's Report of Moss Adams LLP(2)
23.1
Consent of Davis Wright Tremaine LLP (contained in opinion filed as Exhibit 5.1)
23.2
Consent of Moss Adams LLP(2)
24
Power of Attorney(2)
(1)
Incorporated
by reference to the Company's Form 8-A, filed with the SEC on February 1, 2001.
(2)
Filed
with this Registration Statement.
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PART I INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
PART II INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
SIGNATURES
INDEX TO EXHIBITS