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<P ALIGN="CENTER"><FONT SIZE=2><B>As Filed with the Securities and Exchange Commission on October 29, 2001  </B></FONT></P>

<P ALIGN="RIGHT"><FONT SIZE=2><B> Registration No.&nbsp;33-&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>SECURITIES AND EXCHANGE COMMISSION<BR>  </B></FONT><FONT SIZE=2><B>Washington, D.C. 20549  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>FORM S-8<BR>
REGISTRATION STATEMENT<BR>
Under<BR>
The Securities Act of 1933  </B></FONT></P>

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<P ALIGN="CENTER"><FONT SIZE=5><B>
<IMG SRC="g517268.jpg" ALT="LOGO" WIDTH="118" HEIGHT="48">
  </B></FONT></P>

<P ALIGN="CENTER"><FONT SIZE=5><B>TCF FINANCIAL CORPORATION<BR>  </B></FONT><FONT SIZE=2>(Exact name of registrant as specified in its charter) </FONT></P>

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<TD WIDTH="50%" ALIGN="CENTER"><FONT SIZE=2><B>DELAWARE</B></FONT></TD>
<TD WIDTH="50%" ALIGN="CENTER"><FONT SIZE=2><B>41-1591444</B></FONT></TD>
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<TD WIDTH="50%" ALIGN="CENTER"><FONT SIZE=2>(State or other jurisdiction of<BR>
incorporation or organization)</FONT></TD>
<TD WIDTH="50%" ALIGN="CENTER"><FONT SIZE=2>(I.R.S. Employer<BR>
Identification No.)</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><B>200 LAKE STREET EAST, MAILCODE EX0-03-A, WAYZATA, MN 55391-1693<BR>  </B></FONT><FONT SIZE=2>(Address of principal executive offices, including Zip Code) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>TCF EMPLOYEES<BR>
STOCK PURCHASE PLAN (f/k/a TCF EMPLOYEES STOCK OWNERSHIP PLAN&nbsp;&#150;&nbsp;401(k)) AND<BR>
SUPPLEMENTAL EMPLOYEES RETIREMENT PLAN ("SERP")<BR>  </B></FONT><FONT SIZE=2>(Full Title of Plan) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>DIANE O. STOCKMAN<BR>
GENERAL COUNSEL FOR CORPORATE AFFAIRS<BR>
TCF FINANCIAL CORPORATION<BR>
200 LAKE STREET EAST, MAILCODE EX0-03-A<BR>
WAYZATA, MN 55391-1693<BR>  </B></FONT><FONT SIZE=2>(Name and address of agent for service) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B>(952)&nbsp;475-7054<BR>  </B></FONT><FONT SIZE=2>(Telephone number, including area code, or agent for service) </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2>Approximate
date of commencement of proposed sale:<BR></FONT> <FONT SIZE=2><B>FROM TIME TO TIME AFTER THE EFFECTIVE DATE OF THIS REGISTRATION STATEMENT  </B></FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B> CALCULATION OF REGISTRATION FEE  </B></FONT></P>

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<TD WIDTH="31%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=1><B>TITLE OF<BR>
SECURITIES<BR>
TO BE<BR>
REGISTERED</B></FONT></TD>
<TD WIDTH="1%" VALIGN="BOTTOM"><FONT SIZE=1>&nbsp;</FONT></TD>
<TD WIDTH="20%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=1><B>AMOUNT<BR>
TO BE<BR>
REGISTERED</B></FONT></TD>
<TD WIDTH="1%" VALIGN="BOTTOM"><FONT SIZE=1>&nbsp;</FONT></TD>
<TD WIDTH="12%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=1><B>PROPOSED<BR>
MAXIMUM<BR>
OFFERING<BR>
PRICE<BR>
PER SHARE</B></FONT></TD>
<TD WIDTH="1%" VALIGN="BOTTOM"><FONT SIZE=1>&nbsp;</FONT></TD>
<TD WIDTH="17%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=1><B>PROPOSED<BR>
MAXIMUM<BR>
AGGREGATE OFFERING<BR>
PRICE</B></FONT></TD>
<TD WIDTH="1%" VALIGN="BOTTOM"><FONT SIZE=1>&nbsp;</FONT></TD>
<TD WIDTH="16%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=1><B>AMOUNT OF REGISTRATION<BR>
FEE</B></FONT></TD>
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<TD COLSPAN=9 VALIGN="BOTTOM"><HR NOSHADE></TD>
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<TD WIDTH="31%" VALIGN="BOTTOM"><FONT SIZE=2>Common stock, $.01 par value(1)</FONT></TD>
<TD WIDTH="1%" VALIGN="BOTTOM"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="20%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2>750,000 shares(2)</FONT></TD>
<TD WIDTH="1%" VALIGN="BOTTOM"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="12%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2>$40.79(3)</FONT></TD>
<TD WIDTH="1%" VALIGN="BOTTOM"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="17%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2>$30,592,500(3)</FONT></TD>
<TD WIDTH="1%" VALIGN="BOTTOM"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="16%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2>$7,648.13</FONT></TD>
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<DL compact>
<DT><FONT SIZE=2>(1)</FONT></DT><DD><FONT SIZE=2>Includes
Preferred Share Purchase Rights to purchase Series&nbsp;A Junior Participating Preferred Stock that currently are not separable from the common stock and are not
exercisable.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(2)</FONT></DT><DD><FONT SIZE=2>The
number of shares registered represents the number of additional shares estimated to be used for the plan over the next three years. In addition, pursuant to Rule 416(c) under
the Securities Act of 1933, this registration statement also covers an indeterminate amount of interests to be offered or sold pursuant to the employee benefit plan(s) described herein.
<BR><BR></FONT></DD><DT><FONT SIZE=2>(3)</FONT></DT><DD><FONT SIZE=2>Pursuant
to Rule&nbsp;457(c), the per share price is estimated, solely for the purpose of determining the registration fee, based upon the average of the high and low prices for
such TCF common stock, par value $.01, reported on the New York Stock Exchange on October&nbsp;22, 2001. </FONT></DD></DL>
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<P ALIGN="CENTER"><FONT SIZE=2><A
NAME="ja2693_statement_of_incorporation"> </A>
<A NAME="toc_ja2693_1"> </A>
<BR></FONT><FONT SIZE=2><B>STATEMENT OF INCORPORATION    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to Instruction E, the contents of Registration No.&nbsp;33-14203 filed on November&nbsp;27, 1987, Registration No.&nbsp;33-43030
filed on September&nbsp;30, 1991 and Registration No.&nbsp;33-57633, filed on February&nbsp;8, 1995, for the TCF Employees Stock Purchase Plan (f/k/a TCF Employees Stock Ownership Plan 401-(k))
are hereby incorporated by reference. </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><A
NAME="ja2693_part_ii_information_req__ja202478"> </A>
<A NAME="toc_ja2693_2"> </A>
<BR></FONT><FONT SIZE=2><B>PART II<BR>  INFORMATION REQUIRED IN THE REGISTRATION STATEMENT    <BR>  </B></FONT></P>

<P><FONT SIZE=2><B>ITEM 5. Interests of Named Experts and Counsel.  </B></FONT></P>


<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Diane O. Stockman, General Counsel for Corporate Affairs of the Company, who has passed upon the legality of the securities offered hereby, is eligible for
participation in both of the plans. </FONT></P>

<P><FONT SIZE=2><B>EXHIBITS  </B></FONT></P>

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<TH WIDTH="12%" ALIGN="CENTER"><FONT SIZE=1><B>Exhibit Number</B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="76%" ALIGN="LEFT"><FONT SIZE=1><B>Description<BR> </B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="6%" ALIGN="CENTER"><FONT SIZE=1><B>Page</B></FONT><HR NOSHADE></TH>
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<TD WIDTH="12%" ALIGN="CENTER"><FONT SIZE=2>4(d)</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="76%"><FONT SIZE=2>TCF Employees Stock Purchase Plan as amended and restated on April&nbsp;30, 2001; Amendment to TCF Employees Stock Purchase Plan adopted July&nbsp;24, 2001; and Amendment to TCF Employees Stock Purchase Plan adopted
October 22, 2001</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="6%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2>A-1</FONT></TD>
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<TD WIDTH="12%" ALIGN="CENTER"><FONT SIZE=2>&nbsp;&nbsp;5</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="76%"><FONT SIZE=2>Opinion of Diane O. Stockman, General Counsel for Corporate Affairs of TCF Financial Corporation as to the legality of TCF Common Stock</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="6%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2>2</FONT></TD>
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<TD WIDTH="12%" ALIGN="CENTER"><FONT SIZE=2><BR>
23</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="76%"><FONT SIZE=2><BR>
Consent of KPMG LLP</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="6%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2><BR>
3</FONT></TD>
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<TD WIDTH="12%" ALIGN="CENTER"><FONT SIZE=2><BR>
24</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="76%"><FONT SIZE=2><BR>
Power of Attorney</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="6%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2><BR>
4</FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><A
NAME="jc2693_signatures"> </A>
<A NAME="toc_jc2693_1"> </A>
<BR></FONT><FONT SIZE=2><B>SIGNATURES    <BR>  </B></FONT></P>

<P><FONT SIZE=2><I>&nbsp;&nbsp;&nbsp;&nbsp;The Registrant.</I></FONT><FONT SIZE=2>&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has
reasonable grounds to believe that it meets all of the requirements for filing on Form&nbsp;S-8 and has duly caused this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Wayzata, State of Minnesota on October&nbsp;22, 2001. </FONT></P>

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<TD WIDTH="47%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD COLSPAN=3><FONT SIZE=2>TCF FINANCIAL CORPORATION</FONT></TD>
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<TD WIDTH="47%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="5%"><FONT SIZE=2><BR>
By:</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="45%" ALIGN="CENTER"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>WILLIAM A. COOPER</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE><FONT SIZE=2> William A. Cooper<BR></FONT> <FONT SIZE=2><I>Chairman of the Board and Chief Executive Officer</I></FONT></TD>
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<TD WIDTH="47%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="5%"><FONT SIZE=2><BR>
By:</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="45%" ALIGN="CENTER"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>NEIL W. BROWN</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE><FONT SIZE=2> Neil W. Brown<BR></FONT> <FONT SIZE=2><I>Chief Financial Officer, Treasurer and Executive Vice President (Chief Financial Officer)
</I></FONT></TD>
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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the dates indicated. </FONT></P>

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<TD WIDTH="49%" ALIGN="CENTER" VALIGN="TOP"><FONT SIZE=2>*</FONT><HR NOSHADE><FONT SIZE=2> Thomas A. Cusick, Vice Chairman of the Board, Chief Operating Officer and Director</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2>&nbsp;</FONT></TD>
</TR>
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<TD WIDTH="49%" ALIGN="CENTER" VALIGN="TOP"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> Lynn A. Nagorske, President and Director</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" VALIGN="TOP"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
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<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> William F. Bieber, Director</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> Rodney P. Burwell, Director</FONT></TD>
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<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> John M. Eggemeyer III, Director</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> Robert E. Evans, Director</FONT></TD>
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<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> Luella G. Goldberg, Director</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> George G. Johnson, Director</FONT></TD>
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<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> Thomas J. McGough, Director</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> Richard F. McNamara, Director</FONT></TD>
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<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> Gerald A. Schwalbach, Director</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
*</FONT><HR NOSHADE><FONT SIZE=2> Ralph Strangis, Director</FONT></TD>
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<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
* /s/ GREGORY J. PULLES</FONT><HR NOSHADE><FONT SIZE=2> Gregory J. Pulles, Attorney-in-fact pursuant to Power of Attorney attached as Exhibit&nbsp;24.</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="49%" ALIGN="CENTER"><FONT SIZE=2><BR>
June&nbsp;11, 2001</FONT><HR NOSHADE><FONT SIZE=2> Date</FONT></TD>
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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, the Company (which administers the plan) has duly caused this Registration Statement to be signed on its behalf by the
undersigned, </FONT></P>

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<P><FONT SIZE=2>
thereunto duly authorized, in the City of Wayzata, State of Minnesota on the 26th day of October, 2001. </FONT></P>

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<TD WIDTH="47%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD COLSPAN=3><FONT SIZE=2>TCF Employee Stock Purchase Plan</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="47%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="5%"><FONT SIZE=2><BR>
By:</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="45%" ALIGN="CENTER"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>DAVID M. STAUTZ</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE><FONT SIZE=2> David M. Stautz,<BR></FONT> <FONT SIZE=2><I>Senior Vice President and Controller of TCF Financial Corporation</I></FONT></TD>
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</TABLE>
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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, the Company (which administers the plan) has duly caused this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Wayzata, State of Minnesota on the 26th day of October, 2001. </FONT></P>

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<TD WIDTH="47%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD COLSPAN=3><FONT SIZE=2>Supplemental Employee Retirement Plan</FONT></TD>
</TR>
<TR VALIGN="TOP">
<TD WIDTH="47%"><FONT SIZE=2><BR>
&nbsp;</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="5%"><FONT SIZE=2><BR>
By:</FONT></TD>
<TD WIDTH="1%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="45%" ALIGN="CENTER"><FONT SIZE=2><BR>
/s/&nbsp;</FONT><FONT SIZE=2>DAVID M. STAUTZ</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;</FONT><HR NOSHADE><FONT SIZE=2> David M. Stautz,<BR></FONT> <FONT SIZE=2><I>Senior Vice President and Controller of TCF Financial Corporation</I></FONT></TD>
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<P ALIGN="CENTER"><FONT SIZE=2><A
NAME="ka2693_tcf_financial_corporation_and___tcf02855"> </A>
<A NAME="toc_ka2693_1"> </A>
<BR></FONT><FONT SIZE=2><B>TCF FINANCIAL CORPORATION AND SUBSIDIARIES<BR>  <BR>    INDEX TO EXHIBITS<BR>  FOR FORM S-8    <BR>  </B></FONT></P>

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<TH WIDTH="12%" ALIGN="CENTER"><FONT SIZE=1><B>Exhibit Number</B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="68%" ALIGN="LEFT"><FONT SIZE=1><B>Description<BR> </B></FONT><HR NOSHADE></TH>
<TH WIDTH="3%"><FONT SIZE=1>&nbsp;</FONT></TH>
<TH WIDTH="14%" ALIGN="CENTER"><FONT SIZE=1><B>Sequentially Numbered Page</B></FONT><HR NOSHADE></TH>
</TR>
<TR BGCOLOR="#CCEEFF" VALIGN="TOP">
<TD WIDTH="12%" ALIGN="CENTER"><FONT SIZE=2>4(d)</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="68%"><FONT SIZE=2>TCF Employees Stock Purchase Plan as amended and restated on April&nbsp;30, 2001; Amendment to TCF Employees Stock Purchase Plan adopted July&nbsp;24, 2001; and Amendment to TCF Employees Stock Purchase Plan adopted
October 22, 2001</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2>A-1</FONT></TD>
</TR>
<TR BGCOLOR="White" VALIGN="TOP">
<TD WIDTH="12%" ALIGN="CENTER"><FONT SIZE=2>&nbsp;&nbsp;5</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="68%"><FONT SIZE=2>Opinion of Diane O. Stockman, General Counsel for Corporate Affairs of TCF Financial Corporation as to the legality of TCF Common Stock</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2>2</FONT></TD>
</TR>
<TR BGCOLOR="#CCEEFF" VALIGN="TOP">
<TD WIDTH="12%" ALIGN="CENTER"><FONT SIZE=2><BR>
23</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="68%"><FONT SIZE=2><BR>
Consent of KPMG LLP</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="14%" ALIGN="CENTER" VALIGN="BOTTOM"><FONT SIZE=2><BR>
3</FONT></TD>
</TR>
<TR BGCOLOR="White" VALIGN="TOP">
<TD WIDTH="12%" ALIGN="CENTER"><FONT SIZE=2><BR>
24</FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2><BR>&nbsp;</FONT></TD>
<TD WIDTH="68%"><FONT SIZE=2><BR>
Power of Attorney</FONT></TD>
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<FONT SIZE=2><A HREF="#toc_ja2693_1">STATEMENT OF INCORPORATION</A></FONT><BR>
<FONT SIZE=2><A HREF="#toc_ja2693_2">PART II INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</A></FONT><BR>
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<FONT SIZE=2><A HREF="#toc_jc2693_1">SIGNATURES</A></FONT><BR>
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<FONT SIZE=2><A HREF="#toc_ka2693_1">TCF FINANCIAL CORPORATION AND SUBSIDIARIES INDEX TO EXHIBITS FOR FORM S-8</A></FONT><BR>
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Prepared by MERRILL CORPORATION
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As Filed with the Securities and Exchange Commission on October 29, 2001
Registration No. 33-
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
Under
The Securities Act of 1933
TCF FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
DELAWARE
41-1591444
(State or other jurisdiction of
incorporation or organization)
(I.R.S. Employer
Identification No.)
200 LAKE STREET EAST, MAILCODE EX0-03-A, WAYZATA, MN 55391-1693
(Address of principal executive offices, including Zip Code)
TCF EMPLOYEES
STOCK PURCHASE PLAN (f/k/a TCF EMPLOYEES STOCK OWNERSHIP PLAN – 401(k)) AND
SUPPLEMENTAL EMPLOYEES RETIREMENT PLAN ("SERP")
(Full Title of Plan)
DIANE O. STOCKMAN
GENERAL COUNSEL FOR CORPORATE AFFAIRS
TCF FINANCIAL CORPORATION
200 LAKE STREET EAST, MAILCODE EX0-03-A
WAYZATA, MN 55391-1693
(Name and address of agent for service)
(952) 475-7054
(Telephone number, including area code, or agent for service)
Approximate
date of commencement of proposed sale:
FROM TIME TO TIME AFTER THE EFFECTIVE DATE OF THIS REGISTRATION STATEMENT
CALCULATION OF REGISTRATION FEE
TITLE OF
SECURITIES
TO BE
REGISTERED
AMOUNT
TO BE
REGISTERED
PROPOSED
MAXIMUM
OFFERING
PRICE
PER SHARE
PROPOSED
MAXIMUM
AGGREGATE OFFERING
PRICE
AMOUNT OF REGISTRATION
FEE
Common stock, $.01 par value(1)
750,000 shares(2)
$40.79(3)
$30,592,500(3)
$7,648.13
(1)
Includes
Preferred Share Purchase Rights to purchase Series A Junior Participating Preferred Stock that currently are not separable from the common stock and are not
exercisable.
(2)
The
number of shares registered represents the number of additional shares estimated to be used for the plan over the next three years. In addition, pursuant to Rule 416(c) under
the Securities Act of 1933, this registration statement also covers an indeterminate amount of interests to be offered or sold pursuant to the employee benefit plan(s) described herein.
(3)
Pursuant
to Rule 457(c), the per share price is estimated, solely for the purpose of determining the registration fee, based upon the average of the high and low prices for
such TCF common stock, par value $.01, reported on the New York Stock Exchange on October 22, 2001.
STATEMENT OF INCORPORATION
Pursuant to Instruction E, the contents of Registration No. 33-14203 filed on November 27, 1987, Registration No. 33-43030
filed on September 30, 1991 and Registration No. 33-57633, filed on February 8, 1995, for the TCF Employees Stock Purchase Plan (f/k/a TCF Employees Stock Ownership Plan 401-(k))
are hereby incorporated by reference.
PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
ITEM 5. Interests of Named Experts and Counsel.
Diane O. Stockman, General Counsel for Corporate Affairs of the Company, who has passed upon the legality of the securities offered hereby, is eligible for
participation in both of the plans.
EXHIBITS
Exhibit Number
Description
Page
4(d)
TCF Employees Stock Purchase Plan as amended and restated on April 30, 2001; Amendment to TCF Employees Stock Purchase Plan adopted July 24, 2001; and Amendment to TCF Employees Stock Purchase Plan adopted
October 22, 2001
A-1
5
Opinion of Diane O. Stockman, General Counsel for Corporate Affairs of TCF Financial Corporation as to the legality of TCF Common Stock
2
23
Consent of KPMG LLP
3
24
Power of Attorney
4
SIGNATURES
The Registrant.
Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has
reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Wayzata, State of Minnesota on October 22, 2001.
TCF FINANCIAL CORPORATION
By:
/s/
WILLIAM A. COOPER
William A. Cooper
Chairman of the Board and Chief Executive Officer
By:
/s/
NEIL W. BROWN
Neil W. Brown
Chief Financial Officer, Treasurer and Executive Vice President (Chief Financial Officer)
Pursuant
to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the dates indicated.
*
Thomas A. Cusick, Vice Chairman of the Board, Chief Operating Officer and Director
*
Lynn A. Nagorske, President and Director
*
William F. Bieber, Director
*
Rodney P. Burwell, Director
*
John M. Eggemeyer III, Director
*
Robert E. Evans, Director
*
Luella G. Goldberg, Director
*
George G. Johnson, Director
*
Thomas J. McGough, Director
*
Richard F. McNamara, Director
*
Gerald A. Schwalbach, Director
*
Ralph Strangis, Director
* /s/ GREGORY J. PULLES
Gregory J. Pulles, Attorney-in-fact pursuant to Power of Attorney attached as Exhibit 24.
June 11, 2001
Date
Pursuant
to the requirements of the Securities Act of 1933, the Company (which administers the plan) has duly caused this Registration Statement to be signed on its behalf by the
undersigned,
thereunto duly authorized, in the City of Wayzata, State of Minnesota on the 26th day of October, 2001.
TCF Employee Stock Purchase Plan
By:
/s/
DAVID M. STAUTZ
David M. Stautz,
Senior Vice President and Controller of TCF Financial Corporation
Pursuant
to the requirements of the Securities Act of 1933, the Company (which administers the plan) has duly caused this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Wayzata, State of Minnesota on the 26th day of October, 2001.
Supplemental Employee Retirement Plan
By:
/s/
DAVID M. STAUTZ
David M. Stautz,
Senior Vice President and Controller of TCF Financial Corporation
TCF FINANCIAL CORPORATION AND SUBSIDIARIES
INDEX TO EXHIBITS
FOR FORM S-8
Exhibit Number
Description
Sequentially Numbered Page
4(d)
TCF Employees Stock Purchase Plan as amended and restated on April 30, 2001; Amendment to TCF Employees Stock Purchase Plan adopted July 24, 2001; and Amendment to TCF Employees Stock Purchase Plan adopted
October 22, 2001
A-1
5
Opinion of Diane O. Stockman, General Counsel for Corporate Affairs of TCF Financial Corporation as to the legality of TCF Common Stock
2
23
Consent of KPMG LLP
3
24
Power of Attorney
4
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STATEMENT OF INCORPORATION
PART II INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
SIGNATURES
TCF FINANCIAL CORPORATION AND SUBSIDIARIES INDEX TO EXHIBITS FOR FORM S-8