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  <!-- Field: Rule-Page --><DIV STYLE="margin-top: 0pt; margin-bottom: 0pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->
  
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  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">WASHINGTON, D.C. 20549</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
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  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM S-8</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>REGISTRATION STATEMENT UNDER THE SECURITIES
  ACT OF 1933</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
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  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
  <P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>BM Technologies, Inc.</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in its charter)</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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      <TD STYLE="border-bottom: Black 1.5pt solid; width: 49%; font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Delaware</B></FONT></TD>
      <TD STYLE="padding-bottom: 1.5pt; text-align: center; width: 2%">&nbsp;</TD>
      <TD STYLE="border-bottom: Black 1.5pt solid; width: 49%; font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>82-310369</B></FONT></TD></TR>
    <TR STYLE="vertical-align: top">
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(State
      or other jurisdiction of</FONT></TD>
      <TD STYLE="text-align: center">&nbsp;</TD>
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(I.R.S.
      Employer</FONT></TD></TR>
    <TR STYLE="vertical-align: top">
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">incorporation
      or organization)</FONT></TD>
      <TD STYLE="text-align: center">&nbsp;</TD>
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Identification
      Number)</FONT></TD></TR>
    </TABLE>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>201 King of Prussia Road, Suite 350</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Wayne, PA 19087</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address of Principal Executive Offices) (Zip Code)</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>BM Technologies, Inc. 2020 Equity Incentive
  Plan</U></B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>BM Technologies, Inc. 2021 Employee Stock
  Purchase Plan</U></B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Full title of the plan)</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Luvleen Sidhu</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Chief Executive Officer</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>201 King of Prussia Road, Suite 350</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Wayne, PA 19087</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Name and address of agent for service)</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(877) 327-9515<BR>
  </B>Telephone number, including area code, of agent for service</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
  
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  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
  <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">Copies to: <BR>
  <B>Jonathan H. Talcott<BR> E. Peter Strand<BR> Nelson Mullins Riley&nbsp;&amp; Scarborough LLP<BR> 101 Constitution Avenue NW, Suite 900<BR> Washington, DC 20001<BR> Telephone: (202) 689-2800</B> &nbsp;</P>
  
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
  
  <!-- Field: Rule-Page --><DIV STYLE="margin: 0pt auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1.5pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
  is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company.
  See the definitions of &ldquo;large accelerated filer,&rdquo; &ldquo;accelerated filer,&rdquo; &ldquo;smaller reporting company,&rdquo;
  and &ldquo;emerging growth company&rdquo; in Rule 12b-2 of the Exchange Act.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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      <TD STYLE="width: 24%; padding-left: 24pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Large&nbsp;accelerated&nbsp;filer</FONT></TD>
      <TD STYLE="white-space: nowrap; width: 1%; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="width: 30%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9744;</FONT></TD>
      <TD STYLE="white-space: nowrap; width: 1%; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="width: 23%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accelerated&nbsp;filer</FONT></TD>
      <TD STYLE="white-space: nowrap; width: 1%; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="width: 20%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9744;</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="padding-left: 24pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Non-accelerated&nbsp;filer</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9746;</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Smaller&nbsp;reporting&nbsp;company</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9746;</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Emerging&nbsp;growth&nbsp;company</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9746;</FONT></TD></TR>
    </TABLE>
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If an emerging growth company, indicate by check mark if the registrant
  has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant
  to Section 7(a)(2)(B) of Securities Act. &#9744;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
  
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  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="font-weight: bold; border-bottom: Black 1.5pt solid">Title of securities to be registered</TD><TD STYLE="font-weight: bold; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1.5pt solid">Amount to be Registered</TD><TD STYLE="padding-bottom: 1.5pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1.5pt solid"><B>Proposed<BR>
   maximum</B> <B><BR>
  offering<BR>
   price</B> <B>per share</B><SUP>(1)</SUP> </TD><TD STYLE="padding-bottom: 1.5pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1.5pt solid"><B>Proposed<BR>
   maximum</B> <BR>
  <B>aggregate<BR>
   offering <BR>
  price</B><SUP>(1)</SUP></TD><TD STYLE="padding-bottom: 1.5pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1.5pt solid"><B>Amount of registration fee</B><SUP>(2)</SUP></TD><TD STYLE="padding-bottom: 1.5pt; font-weight: bold">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="padding-bottom: 1.5pt">Common Stock, par value $0.0001 per&nbsp;share</TD><TD STYLE="font-family: Courier New, Courier, Monospace; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="font-family: Courier New, Courier, Monospace; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1.5pt; font-family: Courier New, Courier, Monospace">&nbsp;</TD><TD STYLE="font-family: Courier New, Courier, Monospace; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="font-family: Courier New, Courier, Monospace; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1.5pt; font-family: Courier New, Courier, Monospace">&nbsp;</TD><TD STYLE="font-family: Courier New, Courier, Monospace; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="font-family: Courier New, Courier, Monospace; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1.5pt; font-family: Courier New, Courier, Monospace">&nbsp;</TD><TD STYLE="font-family: Courier New, Courier, Monospace; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="font-family: Courier New, Courier, Monospace; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1.5pt; font-family: Courier New, Courier, Monospace">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
      <TD STYLE="padding-left: 0.125in; width: 52%; text-align: left; padding-bottom: 1.5pt">2020 Equity Incentive Plan</TD><TD STYLE="width: 1%; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD STYLE="padding-bottom: 1.5pt; width: 1%; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1.5pt; width: 9%; text-align: right">1,220,037</TD><TD STYLE="width: 1%; padding-bottom: 1.5pt; text-align: left"><SUP>(3)</SUP></TD><TD STYLE="width: 1%; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD STYLE="padding-bottom: 1.5pt; width: 1%; text-align: left">$</TD><TD STYLE="padding-bottom: 1.5pt; width: 9%; text-align: right">8.91</TD><TD STYLE="width: 1%; padding-bottom: 1.5pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD STYLE="padding-bottom: 1.5pt; width: 1%; text-align: left">$</TD><TD STYLE="padding-bottom: 1.5pt; width: 9%; text-align: right">10,870,529.67</TD><TD STYLE="width: 1%; padding-bottom: 1.5pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1.5pt">&nbsp;</TD>
      <TD STYLE="padding-bottom: 1.5pt; width: 1%; text-align: left">$</TD><TD STYLE="padding-bottom: 1.5pt; width: 9%; text-align: right">1,185.97</TD><TD STYLE="width: 1%; padding-bottom: 1.5pt; text-align: left">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom; background-color: White">
      <TD STYLE="padding-left: 0.125in; text-align: left; padding-bottom: 1.5pt">2021 Employee Stock Purchase Plan</TD><TD STYLE="padding-bottom: 1.5pt">&nbsp;</TD>
      <TD STYLE="border-bottom: Black 1.5pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1.5pt solid; text-align: right">500,000</TD><TD STYLE="padding-bottom: 1.5pt; text-align: left"><SUP>(4)</SUP></TD><TD STYLE="padding-bottom: 1.5pt"><SUP>&nbsp;</SUP></TD>
      <TD STYLE="padding-bottom: 1.5pt; text-align: left">$</TD><TD STYLE="padding-bottom: 1.5pt; text-align: right">8.91</TD><TD STYLE="padding-bottom: 1.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1.5pt">&nbsp;</TD>
      <TD STYLE="border-bottom: Black 1.5pt solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1.5pt solid; text-align: right">4,455,000.00</TD><TD STYLE="padding-bottom: 1.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1.5pt">&nbsp;</TD>
      <TD STYLE="border-bottom: Black 1.5pt solid; text-align: left">$</TD><TD STYLE="border-bottom: Black 1.5pt solid; text-align: right">486.04</TD><TD STYLE="padding-bottom: 1.5pt; text-align: left">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
      <TD STYLE="padding-bottom: 4pt">Total</TD><TD STYLE="font-weight: bold; padding-bottom: 4pt">&nbsp;</TD>
      <TD STYLE="border-bottom: Black 4pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 4pt double; font-weight: bold; text-align: right">1,720,037</TD><TD STYLE="padding-bottom: 4pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-family: Courier New, Courier, Monospace; padding-bottom: 4pt">&nbsp;</TD>
      <TD STYLE="padding-bottom: 4pt; font-family: Courier New, Courier, Monospace; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 4pt; font-family: Courier New, Courier, Monospace; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 4pt; font-family: Courier New, Courier, Monospace; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 4pt">&nbsp;</TD>
      <TD STYLE="border-bottom: Black 4pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 4pt double; font-weight: bold; text-align: right">15,325,529.67</TD><TD STYLE="padding-bottom: 4pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 4pt">&nbsp;</TD>
      <TD STYLE="border-bottom: Black 4pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 4pt double; font-weight: bold; text-align: right">1,672.01</TD><TD STYLE="padding-bottom: 4pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
    </TABLE>
  
  
  
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
  <TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: justify">Estimated in accordance with Rule 457(c) and Rule 457(h) under the Securities Act, based on the average of the high and low prices
  for Class A common stock on Nasdaq Capital Market on September 27, 2021, which date is within five business days prior to filing this
  registration statement.</TD></TR></TABLE>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
  <TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(2)</TD><TD STYLE="text-align: justify">Amount of the registration fee was calculated pursuant to Section 6(b) of the Securities Act, and was determined by multiplying the
  aggregate offering price by 0.0001091.</TD></TR></TABLE>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
  <TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(3)</TD><TD STYLE="text-align: justify">Represents additional shares of common stock issuable under the BM Technologies, Inc. 2020 Equity Incentive Plan. In addition to such
  shares, pursuant to Rule 416(a) under the Securities Act, this registration statement covers an undetermined number of shares of common
  stock of the registrant that may become issuable to prevent dilution from stock splits, stock dividends or similar transactions with respect
  to the shares registered hereunder.</TD></TR></TABLE>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
  <TD STYLE="text-align: justify; width: 0.25in"></TD><TD STYLE="text-align: justify; width: 0.25in">(4)</TD><TD STYLE="text-align: justify">Represents additional shares of common stock issuable under the BM Technologies, Inc. 2021 Employee Stock Purchase Plan. In addition
  to such shares, pursuant to Rule 416(a) under the Securities Act, this registration statement covers an undetermined number of shares
  of common stock of the registrant that may become issuable to prevent dilution from stock splits, stock dividends or similar transactions
  with respect to the shares registered hereunder.</TD></TR></TABLE>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B></B></P>
  
  <!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
  
  <!-- Field: Page; Sequence: 2 -->
      <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
      <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
      <!-- Field: /Page -->
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART II</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
  
  <P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: left; text-indent: -0.5in">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 3. Incorporation of Documents by Reference.</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The following documents filed by BM Technologies,
  Inc. (the &ldquo;Registrant&rdquo;) with the U.S. Securities and Exchange Commission (&ldquo;SEC&rdquo;) are hereby incorporated by reference
  into this registration statement (in each case excluding any information furnished and not filed according to applicable rules, such as
  information furnished pursuant to Item 2.02 or Item 7.01 on any Current Report on Form 8-K):</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Courier; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
  <TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the Company&rsquo;s prospectus filed under Rule 424(b)(3) of the Securities
  Act on <A HREF="https://www.sec.gov/Archives/edgar/data/1725872/000121390021050365/ea147015-424b3_bmtech.htm">September 28, 2021</A>;</FONT></TD></TR></TABLE>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Courier; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
  <TD STYLE="text-align: justify; width: 0.25in"></TD><TD STYLE="text-align: justify; width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the Company&rsquo;s Quarterly Reports on Form 10-Q for the quarters ended
  <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000162828021017105/bmtx-20210630.htm">June 30, 2021</A> and <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000162828021010973/bmtx-20210331.htm">March 31, 2021</A>;</FONT></TD></TR></TABLE>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Courier; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
  <TD STYLE="text-align: justify; width: 0.25in"></TD><TD STYLE="text-align: justify; width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the Company&rsquo;s Current Reports on Form 8-K filed with the SEC on <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000121390021001260/ea132960-8k_bmtech.htm">January 8, 2021</A>, <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000121390021002875/ea133522-8k_bmtech.htm">January 19, 2021</A>, <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000121390021019331/ea138491-8ka1_bmtechno.htm">March 31, 2021</A>, <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000121390021023573/ea140112-8k_bmtech.htm">April 29, 2021</A>, <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000121390021030981/ea142246-8k_bmtech.htm">June 4, 2021</A>, <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000121390021032963/ea142889-8k_bmtech.htm">June 17, 2021</A> and <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/1725872/000121390021036887/ea144175-8k_bmtechno.htm">July 14, 2021</A>; and</FONT></TD></TR></TABLE>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Courier; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
  <TD STYLE="text-align: justify; width: 0.25in"></TD><TD STYLE="text-align: justify; width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the description of the Registrant&rsquo;s Common Stock set forth in the Registrant&rsquo;s
  registration statement on <A HREF="http://www.sec.gov/Archives/edgar/data/1725872/000121390020041621/ea131253-8a12b_megalithfin.htm">Form 8-A</A> filed with the SEC on December 8, 2020, and any amendment or report filed with the SEC for the purposes
  of updating such description.</FONT></TD></TR></TABLE>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">All documents subsequently filed with the SEC by
  the Company pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1943, prior to the filing of a post-effective
  amendment to this registration statement which indicates that all securities offered have been sold or which deregisters all securities
  then remaining unsold, shall be deemed to be incorporated by reference in this registration statement (in each case excluding any information
  furnished and not filed according to applicable rules, such as information furnished pursuant to Item 2.02 or Item 7.01 on any Current
  Report on Form 8-K) and to be part hereof from the date of filing of such documents.</P>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Any statement contained in a document incorporated
  or deemed to be incorporated by reference in this registration statement shall be deemed to be modified or superseded for purposes of
  this registration statement to the extent that a statement contained in this registration statement, or in any other subsequently filed
  document that also is or is deemed to be incorporated by reference in this registration statement, modifies or supersedes such prior statement.
  Any statement contained in this registration statement shall be deemed to be modified or superseded to the extent that a statement contained
  in a subsequently filed document that is or is deemed to be incorporated by reference in this registration statement modifies or supersedes
  such prior statement. Any statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute
  a part of this registration statement.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 4. Description of Securities.</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Not applicable.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 5. Interests of Named Experts and Counsel.</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Not applicable.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 6. Indemnification of Directors and Officers.</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;145 of the Delaware General Corporation
  Law (the &ldquo;DGCL&rdquo;) provides that a corporation may indemnify directors and officers as well as other employees and individuals
  against expenses (including attorneys&rsquo; fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by
  such person in connection with any threatened, pending or completed actions, suits or proceedings in which such person is made a party
  by reason of such person being or having been a director, officer, employee or agent of the registrant. The DGCL provides that Section&nbsp;145
  is not exclusive of other rights to which those seeking indemnification may be entitled under any bylaws, agreement, vote of stockholders
  or disinterested directors or otherwise. The registrant&rsquo;s certificate of incorporation and bylaws provide for indemnification by
  the registrant of its directors and officers to the fullest extent permitted by the DGCL.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24pt">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24pt"></P>
  
  <!-- Field: Page; Sequence: 3; Options: NewSection; Value: 1 -->
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      <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
      <!-- Field: /Page -->
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24pt">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;102(b)(7) of the
  DGCL permits a corporation to provide in its certificate of incorporation that a director of the corporation shall not be personally liable
  to the corporation or its stockholders for monetary damages for breach of fiduciary duty as a director, except for liability (1)&nbsp;for
  any breach of the director&rsquo;s duty of loyalty to the corporation or its stockholders, (2)&nbsp;for acts or omissions not in good
  faith or which involve intentional misconduct or a knowing violation of law, (3)&nbsp;for unlawful payments of dividends or unlawful stock
  repurchases, redemptions or other distributions or (4)&nbsp;for any transaction from which the director derived an improper personal benefit.
  The registrant&rsquo;s certificate of incorporation provides for such limitation of liability to the fullest extent permitted by the DGCL.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 24pt">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The registrant has entered
  into indemnification agreements with each of its directors and executive officers to provide contractual indemnification in addition to
  the indemnification provided in its certificate of incorporation. Each indemnification agreement provides for indemnification and advancements
  by the registrant of certain expenses and costs relating to claims, suits or proceedings arising from his or her service to the registrant
  or, at the registrant&rsquo;s request, service to other entities, as officers or directors to the maximum extent permitted by applicable
  law. The registrant believes that these provisions and agreements are necessary to attract qualified directors.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 24pt">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The registrant also maintains
  standard policies of insurance under which coverage is provided (1)&nbsp;to its directors and officers against loss arising from claims
  made by reason of breach of duty or other wrongful act, while acting in their capacity as directors and officers of the registrant, and
  (2)&nbsp;to the registrant with respect to payments which may be made by the registrant to such officers and directors pursuant to any
  indemnification provision contained in the registrant&rsquo;s certificate of incorporation and bylaws or otherwise as a matter of law.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The foregoing summaries are
  necessarily subject to the complete text of the statute, the registrant&rsquo;s certificate of incorporation and bylaws, as amended to
  date, and the arrangements referred to above and are qualified in their entirety by reference thereto.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 7. Exemption from Registration Claimed.</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Not applicable.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <B>Item 8.</B> <B>Exhibits.</B></P>
  
  
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The exhibits required to be filed as part of this
  registration statement are listed in the Exhibit Index set forth below immediately preceding the signature page to this registration statement.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 9. Undertakings.</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
    <TR STYLE="vertical-align: top">
      <TD STYLE="white-space: nowrap; width: 48px; font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: justify">&nbsp;</TD>
      <TD STYLE="white-space: nowrap; width: 44px; font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)</FONT></TD>
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The undersigned Registrant hereby undertakes:</FONT></TD></TR>
    </TABLE>
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(1) To file, during any period
  in which offers or sales are being made, a post-effective amendment to this registration statement:</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) To include any
  prospectus required by Section 10(a)(3) of the Securities Act;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) To reflect
  in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective
  amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration
  statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities
  offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range
  may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume
  and price represent no more than a 20% change in the maximum aggregate offering price set forth in the &ldquo;Calculation of Registration
  Fee&rdquo; table in the effective registration statement; and</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>
  
  <!-- Field: Page; Sequence: 4; Value: 1 -->
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      <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
      <!-- Field: /Page -->
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) To include
  any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material
  change to such information in the registration statement; <I>provided</I>,&nbsp;<I>however</I>, that paragraphs (a)(1)(i) and (a)(1)(ii)
  above do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports
  filed with or furnished to the Commission by the Registrant pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of
  1934 that are incorporated by reference in the registration statement.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(2) That, for the purpose of
  determining any liability under the Securities Act, each such post-effective amendment shall be deemed to be a new registration statement
  relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial&nbsp;<I>bona
  fide</I>&nbsp;offering thereof.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(3) To remove from registration
  by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) The undersigned Registrant
  hereby undertakes that, for purposes of determining any liability under the Securities Act, each filing of the Registrant&rsquo;s annual
  report pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit
  plan&rsquo;s annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the
  registration statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering
  of such securities at that time shall be deemed to be the initial&nbsp;<I>bona fide</I>&nbsp;offering thereof.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) Insofar as indemnification
  for liabilities arising under the Securities Act may be permitted to directors, officers and controlling persons of the Registrant pursuant
  to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Commission such indemnification
  is against public policy as expressed in the Securities Act and is, therefore, unenforceable. In the event that a claim for indemnification
  against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling
  person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling
  person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been
  settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against
  public policy as expressed in the Securities Act and will be governed by the final adjudication of such issue.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  
  
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
  
  <!-- Field: Page; Sequence: 5; Value: 1 -->
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      <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
      <!-- Field: /Page -->
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT INDEX</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B></B></P>
  
  <TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
    <TR STYLE="vertical-align: top">
      <TD STYLE="border-bottom: Black 1.5pt solid; text-align: justify; width: 9%; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Exhibit No.</FONT></TD>
      <TD STYLE="text-align: justify; width: 1%">&nbsp;</TD>
      <TD STYLE="border-bottom: Black 1.5pt solid; text-align: justify; width: 90%">Description of Exhibit &nbsp;</TD></TR>
    <TR STYLE="vertical-align: top">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4.1</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="http://www.sec.gov/Archives/edgar/data/1725872/000121390021001260/ea132960ex3-1_bmtech.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Second Amended and Restated Certificate of Incorporation of BM Technologies, Inc., filed with the Secretary of State of Delaware on January 4, 2021 (incorporated by reference to Exhibit 3.1 of Form&nbsp;8-K filed by the registrant with the SEC on January 8, 2021).</FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4.2</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="http://www.sec.gov/Archives/edgar/data/1725872/000121390021001260/ea132960ex3-2_bmtech.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Amended and Restated Bylaws of BM Technologies, Inc. (incorporated by reference to Exhibit 3.2 of Form&nbsp;8-K filed by the registrant with the SEC on January 8, 2021).</FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4.3</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="http://www.sec.gov/Archives/edgar/data/1725872/000121390021001260/ea132960ex10-7_bmtech.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">BM Technologies, Inc. 2020 Equity Incentive Plan (incorporated by reference to Exhibit 10.7 of Form&nbsp;8-K filed by the registrant with the SEC on January 8, 2021). # </FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4.4</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="ea148050ex4-4_bmtechno.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Form of BM Technologies, Inc. time vesting RSU Award Agreement.*#</FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4.5</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="ea148050ex4-5_bmtechno.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Form of BM Technologies, Inc. performance vesting RSU Award Agreement.*#</FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4.6</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="ea148050ex4-6_bmtechno.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">BM Technologies, Inc. Employee Stock Purchase Plan.*#</FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">5.1</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="ea148050ex5-1_bmtechno.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Opinion of Nelson Mullins Riley &amp; Scarborough LLP.*</FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">23.1</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="ea148050ex5-1_bmtechno.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Consent of Nelson Mullins Riley &amp; Scarborough LLP (included in Exhibit 5.1).*</FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">23.2</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><A HREF="ea148050ex23-2_bmtechno.htm"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Consent of BDO USA LLP, independent registered public accounting firm.*</FONT></A></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">23.3</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><A HREF="ea148050ex23-3_bmtechno.htm">Consent of Withumsmith + Brown, P.C.*</A></FONT></TD></TR>
    <TR STYLE="vertical-align: top; background-color: White">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
      <TD STYLE="text-align: justify; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">24.1</FONT></TD>
      <TD STYLE="text-align: justify">&nbsp;</TD>
      <TD STYLE="text-align: justify"><A HREF="#a_001">Power of Attorney (included on the signature page hereto).*</A></TD></TR>
    </TABLE>
  
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
  
  <TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
  <TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">*</TD><TD STYLE="text-align: justify">Filed herewith</TD>
  </TR></TABLE>
  
  
  
  <TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
  <TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">#</TD><TD>Denotes compensatory plan or arrangement</TD>
  </TR></TABLE>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
  
  
  
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
  
  <!-- Field: Page; Sequence: 6; Value: 1 -->
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      <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
  Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form
  S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City
  of Wayne, Commonwealth of Pennsylvania, on September 29, 2021.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
    <TR STYLE="vertical-align: top">
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD COLSPAN="3" STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>BM TECHNOLOGIES, INC.</B></FONT></TD>
      </TR>
    <TR STYLE="vertical-align: top">
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD COLSPAN="2" STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      </TR>
    <TR STYLE="vertical-align: top">
      <TD STYLE="padding-bottom: 1.5pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-bottom: 1.5pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
      <TD COLSPAN="2" STYLE="border-bottom: Black 1.5pt solid; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Luvleen Sidhu</FONT></TD>
      </TR>
    <TR>
      <TD STYLE="vertical-align: top; width: 60%; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="vertical-align: top; width: 4%; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="vertical-align: bottom; width: 5%; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
      <TD STYLE="vertical-align: bottom; width: 31%; font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Luvleen Sidhu</FONT></TD>
      </TR>
    <TR STYLE="vertical-align: top">
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
      <TD STYLE="font-family: Courier New, Courier, Monospace; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Executive Officer</FONT></TD>
      </TR>
    </TABLE>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><A NAME="a_001"></A>POWER OF ATTORNEY</B></P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
  
  <P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">KNOW ALL PERSONS BY THESE PRESENTS, that each person
  whose signature appears below constitutes and appoints Luvleen Sidhu and Robert Ramsey, and each of them acting alone, with full power
  of substitution, such person&rsquo;s true and lawful attorney-in-fact and agent for such person, with full power and authority to do any
  and all acts and things and to execute any and all instruments which said attorney and agent determines may be necessary or advisable
  or required to comply with the Securities Act of 1933 and any rules or regulations or requirements of the SEC in connection with this
  registration statement. Without limiting the generality of the foregoing power and authority, the powers granted include the power and
  authority to sign the names of the undersigned officers and directors in the capacities indicated below to this registration statement,
  to any and all amendments, both pre-effective and post-effective, and supplements to this registration statement, and to any and all instruments
  or documents filed as part of or in conjunction with this registration statement or amendments or supplements thereof, and each of the
  undersigned hereby ratifies and confirms that said attorney and agent shall do or cause to be done by virtue hereof. This Power of Attorney
  may be signed in several counterparts.</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements of the Securities
  Act of 1933, this registration statement has been signed by the following persons in the capacities on September 29, 2021:</P>
  
  <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>
  
  <TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="width: 48%; border-bottom: Black 1.5pt solid; padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Signature</B></FONT></TD>
      <TD STYLE="white-space: nowrap; width: 1%; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="width: 51%; border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Title</B></FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="border-bottom: Black 1.5pt solid; padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Luvleen Sidhu</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Executive Officer and Director</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Luvleen Sidhu</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Principal Executive Officer)</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="border-bottom: Black 1.5pt solid; padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Robert Ramsey</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Financial Officer</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Robert Ramsey</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Principal Financial and Accounting Officer)</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="border-bottom: Black 1.5pt solid; padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Pankaj Dinodia</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pankaj Dinodia</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="border-bottom: Black 1.5pt solid; padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ A.J. Dunklau</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">A.J. Dunklau</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="border-bottom: Black 1.5pt solid; padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Brent Hurley</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Brent Hurley</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="border-bottom: Black 1.5pt solid; padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Marcy Schwab</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Marcy Schwab</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="border-bottom: Black 1.5pt solid; padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Mike Gill</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mike Gill</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="border-bottom: Black 1.5pt solid; padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Aaron Hodari</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-top: 8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
      <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Aaron Hodari</FONT></TD>
      <TD STYLE="white-space: nowrap; padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD>
      <TD STYLE="padding-bottom: 2.25pt; font-family: Courier New, Courier, Monospace; layout-grid-mode: line">&nbsp;</TD></TR>
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  <P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">II-5</P>
  
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metadata_documents: [{"type": "S-8", "sequence": "1", "filename": "ea148050-s8_bmtechno.htm", "description": "REGISTRATION STATEMENT", "secsgml_size_bytes": 73187}]
metadata_filer: {"company-data": {"conformed-name": "BM Technologies, Inc.", "cik": "0001725872", "assigned-sic": "6022", "irs-number": "823410369", "state-of-incorporation": "NY", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-259873", "film-number": "211289664"}, "business-address": {"street1": "201 KING OF PRUSSIA ROAD", "street2": "SUITE 350", "city": "WAYNE", "state": "PA", "zip": "19087", "phone": "(877) 327-9515"}, "mail-address": {"street1": "201 KING OF PRUSSIA ROAD", "street2": "SUITE 350", "city": "WAYNE", "state": "PA", "zip": "19087"}, "former-company": {"former-conformed-name": "Megalith Financial Acquisition Corp", "date-changed": "20171220"}}
text: UNITED STATES
  SECURITIES AND EXCHANGE COMMISSION
  WASHINGTON, D.C. 20549
  FORM S-8
  REGISTRATION STATEMENT UNDER THE SECURITIES
  ACT OF 1933
  BM Technologies, Inc.
  (Exact name of registrant as specified in its charter)
  Delaware
  82-310369
  (State
      or other jurisdiction of
  (I.R.S.
      Employer
  incorporation
      or organization)
  Identification
      Number)
  201 King of Prussia Road, Suite 350
  Wayne, PA 19087
  (Address of Principal Executive Offices) (Zip Code)
  BM Technologies, Inc. 2020 Equity Incentive
  Plan
  BM Technologies, Inc. 2021 Employee Stock
  Purchase Plan
  (Full title of the plan)
  Luvleen Sidhu
  Chief Executive Officer
  201 King of Prussia Road, Suite 350
  Wayne, PA 19087
  (Name and address of agent for service)
  (877) 327-9515
  Telephone number, including area code, of agent for service
  Copies to:
  Jonathan H. Talcott
  E. Peter Strand
  Nelson Mullins Riley & Scarborough LLP
  101 Constitution Avenue NW, Suite 900
  Washington, DC 20001
  Telephone: (202) 689-2800
  Indicate by check mark whether the registrant
  is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company.
  See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company,"
  and "emerging growth company" in Rule 12b-2 of the Exchange Act.
  Large accelerated filer
  ☐
  Accelerated filer
  ☐
  Non-accelerated filer
  ☒
  Smaller reporting company
  ☒
  Emerging growth company
  ☒
  If an emerging growth company, indicate by check mark if the registrant
  has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant
  to Section 7(a)(2)(B) of Securities Act. ☐
  Title of securities to be registered
  Amount to be Registered
  Proposed
  maximum
  offering
  price
  per share
  (1)
  Proposed
  maximum
  aggregate
  offering
  price
  (1)
  Amount of registration fee
  (2)
  Common Stock, par value $0.0001 per share
  2020 Equity Incentive Plan
  1,220,037
  (3)
  $
  8.91
  $
  10,870,529.67
  $
  1,185.97
  2021 Employee Stock Purchase Plan
  500,000
  (4)
  $
  8.91
  $
  4,455,000.00
  $
  486.04
  Total
  1,720,037
  $
  15,325,529.67
  $
  1,672.01
  (1)
  Estimated in accordance with Rule 457(c) and Rule 457(h) under the Securities Act, based on the average of the high and low prices
  for Class A common stock on Nasdaq Capital Market on September 27, 2021, which date is within five business days prior to filing this
  registration statement.
  (2)
  Amount of the registration fee was calculated pursuant to Section 6(b) of the Securities Act, and was determined by multiplying the
  aggregate offering price by 0.0001091.
  (3)
  Represents additional shares of common stock issuable under the BM Technologies, Inc. 2020 Equity Incentive Plan. In addition to such
  shares, pursuant to Rule 416(a) under the Securities Act, this registration statement covers an undetermined number of shares of common
  stock of the registrant that may become issuable to prevent dilution from stock splits, stock dividends or similar transactions with respect
  to the shares registered hereunder.
  (4)
  Represents additional shares of common stock issuable under the BM Technologies, Inc. 2021 Employee Stock Purchase Plan. In addition
  to such shares, pursuant to Rule 416(a) under the Securities Act, this registration statement covers an undetermined number of shares
  of common stock of the registrant that may become issuable to prevent dilution from stock splits, stock dividends or similar transactions
  with respect to the shares registered hereunder.
  PART II
  INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
  Item 3. Incorporation of Documents by Reference.
  The following documents filed by BM Technologies,
  Inc. (the "Registrant") with the U.S. Securities and Exchange Commission ("SEC") are hereby incorporated by reference
  into this registration statement (in each case excluding any information furnished and not filed according to applicable rules, such as
  information furnished pursuant to Item 2.02 or Item 7.01 on any Current Report on Form 8-K):
  ●
  the Company's prospectus filed under Rule 424(b)(3) of the Securities
  Act on
  September 28, 2021
  ;
  ●
  the Company's Quarterly Reports on Form 10-Q for the quarters ended
  June 30, 2021
  and
  March 31, 2021
  ;
  ●
  the Company's Current Reports on Form 8-K filed with the SEC on
  January 8, 2021
  ,
  January 19, 2021
  ,
  March 31, 2021
  ,
  April 29, 2021
  ,
  June 4, 2021
  ,
  June 17, 2021
  and
  July 14, 2021
  ; and
  ●
  the description of the Registrant's Common Stock set forth in the Registrant's
  registration statement on
  Form 8-A
  filed with the SEC on December 8, 2020, and any amendment or report filed with the SEC for the purposes
  of updating such description.
  All documents subsequently filed with the SEC by
  the Company pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1943, prior to the filing of a post-effective
  amendment to this registration statement which indicates that all securities offered have been sold or which deregisters all securities
  then remaining unsold, shall be deemed to be incorporated by reference in this registration statement (in each case excluding any information
  furnished and not filed according to applicable rules, such as information furnished pursuant to Item 2.02 or Item 7.01 on any Current
  Report on Form 8-K) and to be part hereof from the date of filing of such documents.
  Any statement contained in a document incorporated
  or deemed to be incorporated by reference in this registration statement shall be deemed to be modified or superseded for purposes of
  this registration statement to the extent that a statement contained in this registration statement, or in any other subsequently filed
  document that also is or is deemed to be incorporated by reference in this registration statement, modifies or supersedes such prior statement.
  Any statement contained in this registration statement shall be deemed to be modified or superseded to the extent that a statement contained
  in a subsequently filed document that is or is deemed to be incorporated by reference in this registration statement modifies or supersedes
  such prior statement. Any statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute
  a part of this registration statement.
  Item 4. Description of Securities.
  Not applicable.
  Item 5. Interests of Named Experts and Counsel.
  Not applicable.
  Item 6. Indemnification of Directors and Officers.
  Section 145 of the Delaware General Corporation
  Law (the "DGCL") provides that a corporation may indemnify directors and officers as well as other employees and individuals
  against expenses (including attorneys' fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by
  such person in connection with any threatened, pending or completed actions, suits or proceedings in which such person is made a party
  by reason of such person being or having been a director, officer, employee or agent of the registrant. The DGCL provides that Section 145
  is not exclusive of other rights to which those seeking indemnification may be entitled under any bylaws, agreement, vote of stockholders
  or disinterested directors or otherwise. The registrant's certificate of incorporation and bylaws provide for indemnification by
  the registrant of its directors and officers to the fullest extent permitted by the DGCL.
  II-
  1
  Section 102(b)(7) of the
  DGCL permits a corporation to provide in its certificate of incorporation that a director of the corporation shall not be personally liable
  to the corporation or its stockholders for monetary damages for breach of fiduciary duty as a director, except for liability (1) for
  any breach of the director's duty of loyalty to the corporation or its stockholders, (2) for acts or omissions not in good
  faith or which involve intentional misconduct or a knowing violation of law, (3) for unlawful payments of dividends or unlawful stock
  repurchases, redemptions or other distributions or (4) for any transaction from which the director derived an improper personal benefit.
  The registrant's certificate of incorporation provides for such limitation of liability to the fullest extent permitted by the DGCL.
  The registrant has entered
  into indemnification agreements with each of its directors and executive officers to provide contractual indemnification in addition to
  the indemnification provided in its certificate of incorporation. Each indemnification agreement provides for indemnification and advancements
  by the registrant of certain expenses and costs relating to claims, suits or proceedings arising from his or her service to the registrant
  or, at the registrant's request, service to other entities, as officers or directors to the maximum extent permitted by applicable
  law. The registrant believes that these provisions and agreements are necessary to attract qualified directors.
  The registrant also maintains
  standard policies of insurance under which coverage is provided (1) to its directors and officers against loss arising from claims
  made by reason of breach of duty or other wrongful act, while acting in their capacity as directors and officers of the registrant, and
  (2) to the registrant with respect to payments which may be made by the registrant to such officers and directors pursuant to any
  indemnification provision contained in the registrant's certificate of incorporation and bylaws or otherwise as a matter of law.
  The foregoing summaries are
  necessarily subject to the complete text of the statute, the registrant's certificate of incorporation and bylaws, as amended to
  date, and the arrangements referred to above and are qualified in their entirety by reference thereto.
  Item 7. Exemption from Registration Claimed.
  Not applicable.
  Item 8.
  Exhibits.
  The exhibits required to be filed as part of this
  registration statement are listed in the Exhibit Index set forth below immediately preceding the signature page to this registration statement.
  Item 9. Undertakings.
  (a)
  The undersigned Registrant hereby undertakes:
  (1) To file, during any period
  in which offers or sales are being made, a post-effective amendment to this registration statement:
  (i) To include any
  prospectus required by Section 10(a)(3) of the Securities Act;
  (ii) To reflect
  in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective
  amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration
  statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities
  offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range
  may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume
  and price represent no more than a 20% change in the maximum aggregate offering price set forth in the "Calculation of Registration
  Fee" table in the effective registration statement; and
  II-
  2
  (iii) To include
  any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material
  change to such information in the registration statement;
  provided
  ,
  however
  , that paragraphs (a)(1)(i) and (a)(1)(ii)
  above do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports
  filed with or furnished to the Commission by the Registrant pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of
  1934 that are incorporated by reference in the registration statement.
  (2) That, for the purpose of
  determining any liability under the Securities Act, each such post-effective amendment shall be deemed to be a new registration statement
  relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial
  bona
  fide
  offering thereof.
  (3) To remove from registration
  by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.
  (b) The undersigned Registrant
  hereby undertakes that, for purposes of determining any liability under the Securities Act, each filing of the Registrant's annual
  report pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit
  plan's annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the
  registration statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering
  of such securities at that time shall be deemed to be the initial
  bona fide
  offering thereof.
  (c) Insofar as indemnification
  for liabilities arising under the Securities Act may be permitted to directors, officers and controlling persons of the Registrant pursuant
  to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Commission such indemnification
  is against public policy as expressed in the Securities Act and is, therefore, unenforceable. In the event that a claim for indemnification
  against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling
  person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling
  person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been
  settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against
  public policy as expressed in the Securities Act and will be governed by the final adjudication of such issue.
  II-
  3
  EXHIBIT INDEX
  Exhibit No.
  Description of Exhibit
  4.1
  Second Amended and Restated Certificate of Incorporation of BM Technologies, Inc., filed with the Secretary of State of Delaware on January 4, 2021 (incorporated by reference to Exhibit 3.1 of Form 8-K filed by the registrant with the SEC on January 8, 2021).
  4.2
  Amended and Restated Bylaws of BM Technologies, Inc. (incorporated by reference to Exhibit 3.2 of Form 8-K filed by the registrant with the SEC on January 8, 2021).
  4.3
  BM Technologies, Inc. 2020 Equity Incentive Plan (incorporated by reference to Exhibit 10.7 of Form 8-K filed by the registrant with the SEC on January 8, 2021). #
  4.4
  Form of BM Technologies, Inc. time vesting RSU Award Agreement.*#
  4.5
  Form of BM Technologies, Inc. performance vesting RSU Award Agreement.*#
  4.6
  BM Technologies, Inc. Employee Stock Purchase Plan.*#
  5.1
  Opinion of Nelson Mullins Riley & Scarborough LLP.*
  23.1
  Consent of Nelson Mullins Riley & Scarborough LLP (included in Exhibit 5.1).*
  23.2
  Consent of BDO USA LLP, independent registered public accounting firm.*
  23.3
  Consent of Withumsmith + Brown, P.C.*
  24.1
  Power of Attorney (included on the signature page hereto).*
  *
  Filed herewith
  #
  Denotes compensatory plan or arrangement
  II-
  4
  SIGNATURES
  Pursuant to the requirements of the Securities
  Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form
  S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City
  of Wayne, Commonwealth of Pennsylvania, on September 29, 2021.
  BM TECHNOLOGIES, INC.
  By:
  /s/ Luvleen Sidhu
  Name:
  Luvleen Sidhu
  Title:
  Chief Executive Officer
  POWER OF ATTORNEY
  KNOW ALL PERSONS BY THESE PRESENTS, that each person
  whose signature appears below constitutes and appoints Luvleen Sidhu and Robert Ramsey, and each of them acting alone, with full power
  of substitution, such person's true and lawful attorney-in-fact and agent for such person, with full power and authority to do any
  and all acts and things and to execute any and all instruments which said attorney and agent determines may be necessary or advisable
  or required to comply with the Securities Act of 1933 and any rules or regulations or requirements of the SEC in connection with this
  registration statement. Without limiting the generality of the foregoing power and authority, the powers granted include the power and
  authority to sign the names of the undersigned officers and directors in the capacities indicated below to this registration statement,
  to any and all amendments, both pre-effective and post-effective, and supplements to this registration statement, and to any and all instruments
  or documents filed as part of or in conjunction with this registration statement or amendments or supplements thereof, and each of the
  undersigned hereby ratifies and confirms that said attorney and agent shall do or cause to be done by virtue hereof. This Power of Attorney
  may be signed in several counterparts.
  Pursuant to the requirements of the Securities
  Act of 1933, this registration statement has been signed by the following persons in the capacities on September 29, 2021:
  Signature
  Title
  /s/ Luvleen Sidhu
  Chief Executive Officer and Director
  Luvleen Sidhu
  (Principal Executive Officer)
  /s/ Robert Ramsey
  Chief Financial Officer
  Robert Ramsey
  (Principal Financial and Accounting Officer)
  /s/ Pankaj Dinodia
  Director
  Pankaj Dinodia
  /s/ A.J. Dunklau
  Director
  A.J. Dunklau
  /s/ Brent Hurley
  Director
  Brent Hurley
  /s/ Marcy Schwab
  Director
  Marcy Schwab
  /s/ Mike Gill
  Director
  Mike Gill
  /s/ Aaron Hodari
  Director
  Aaron Hodari
  II-5