SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    Form S-8

                             REGISTRATION STATEMENT

                                      Under

                           THE SECURITIES ACT OF 1933

                  Strategy International Insurance Group, Inc.
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

             TEXAS                                           161644353
---------------------------------                      -------------------
(State or other jurisdiction                           (I.R.S. Employer
of incorporation or organization)                      Identification No.)

200 Yorkland Boulevard, Suite 200, Toronto, Ontario M2J 5C1
(Address of Principal Executive Offices)                          (Zip Code)


                            DEBT SETTLEMENT AGREEMENT
                            (Full title of the plan)

                              Anslow & Jaclin, LLP
                                Counselors At Law
                          4400 Route 9 South, 2nd Floor
                               Freehold, NJ 07728
                     (Name and address of agent for service)

                                 (732) 409-1212
     ---------------------------------------------------------------------
          (Telephone number, including area code, of agent for service)

<TABLE>
<CAPTION>

                         CALCULATION OF REGISTRATION FEE
======================================================================================================================
--------------------- ------------------- -------------------------- -------------------------- ----------------------
                                          Proposed Maximum
Title of Securities   Amount to be        Offering Price per Share   Proposed Maximum           Amount of
to be Registered      Registered          (1) (2)                    Aggregate Offering Price   Registration Fee
--------------------- ------------------- -------------------------- -------------------------- ----------------------
<S>                   <C>                     <C>                    <C>                        <C>
Shares of common      50,000              US  $1.35                  $67,500                    $7.94
stock ($0.001 par
value)
--------------------- ------------------- -------------------------- -------------------------- ----------------------
(1) Pursuant to Rule 457,  estimated  solely for the purpose of calculating  the
registration fee.
----------------------------------------------------------------------------------------------------------------------
</TABLE>
(2) Based on the average of the closing  price per share of the common  stock as
quoted on the NASD Over-the-Counter  Bulletin Board on December 15, 2004. Part I
Information Required in the Section 10(a) Prospectus
<PAGE>

Part I Information Required in the Section 10(a) Prospectus
-----------------------------------------------------------
The Company is offering  shares of its common stock to an  individual  person as
compensation  for services  rendered to the Company.  The Company has considered
the value of the shares of common stock in relation to the value of the services
rendered, and the Company's Board of Directors has, by resolution, determined to
enter into the subject a Debt  Settlement  Agreement and has further agreed upon
the number of shares to be issued to be commensurate with the services provided.
The following  individual is a natural  person  contracting  with the Company to
provide the consultancy/professional  services; the number of shares adjacent to
his  name is  indicative  of the  compensation  to be  received  under  the Debt
Settlement Agreement:

            Name:                            Number of Shares to be issued:
            -----                            -----------------------------

         Alexander Stewart                           50,000


Part II Information Required in the Registration Statement

Item 3. Incorporation of Documents by Reference.

The  following  documents  are  incorporated  by reference in this  registration
statement:

(a)  Our quarterly  reports on Form 10-QSB filed as follows:  October 31, 2004 -
     filed on December 20, 2004; July 31, 2004 - filed on September 21, 2004.

(b)  Our current  report Form 8-K dated November 16, 2004, and filed on November
     17, 2004.

(c)  Our  current  report  Form 8-K  dated  September  15,  2004,  and  filed on
     September 16, 2004.

(d)  Our  current  report  Form 8-K dated June 14,  2004,  and filed on June 18,
     2004, and amended and re-filed on August 30, 2004.

(e)  Our current report Form 8-K dated May 24, 2004, and filed on June 1, 2004.

(f)  All reports and definitive  proxy or information  statements filed pursuant
     to Section 13(a),  13(c), 14 or 15(d) of the Exchange Act after the date of
     this  Registration  Statement  and prior to the filing of a  post-effective
     amendment which indicates that all securities offered hereby have been sold
     or which  de-registers all securities then remaining unsold shall be deemed
     to be incorporated by reference into this Registration  Statement and to be
     a part hereof from the date of filing such documents, except as to specific
     sections  of  such  statements  as  set  forth  therein.  Unless  expressly
     incorporated into this Registration  Statement,  a report furnished on Form
     8-K prior or  subsequent  to the date hereof shall not be  incorporated  by
     reference into this Registration  Statement.  Any statement  contained in a
     document  incorporated  or deemed to be  incorporated  by reference  herein
     shall  be  deemed  to be  modified  or  superseded  for  purposes  of  this
     Registration  Statement  to the extent  that a statement  contained  in any
     subsequently  filed  document  which also is deemed to be  incorporated  by
     reference herein modifies or supersedes such statement.

                                       2
<PAGE>

All documents filed by the Registrant pursuant to Sections 13(a), 13(c), 14, and
15(d)  of the  Securities  and  Exchange  Act of  1934  after  the  date of this
registration statement and prior to the filing of a post-effective  amendment to
this  registration   statement  which  indicates  that  all  securities  offered
hereunder have been sold, or which  deregisters  all  securities  then remaining
unsold under this  registration  statement have been sold, or which  deregisters
all securities then remaining unsold under this registration statement, shall be
deemed to be incorporated by reference in this registration  statement and to be
a part hereof from the date of filing such documents.

Any  statement  contained  in  a  document  or  incorporated  or  deemed  to  be
incorporated  by  reference  shall be deemed to be  modified or  superseded  for
purposes of this Registration Statement to the extent that a statement contained
herein or in any  subsequently  filed  document which also is or is deemed to be
incorporated by reference  herein  modifies or supersedes  such  statement.  Any
statement so modified or superseded  shall not be deemed,  except as so modified
or  superseded,  to  constitute  a part  of  this  Registration  Statement.  All
information in this  Registration  Statement is qualified in its entirety by the
information and financial statements  (including the notes thereto) appearing in
the documents  incorporated herein by reference,  except to the extent set forth
in the immediately preceding statement.

Item 4. Description of Securities.

Not Applicable.

Item 5. Interests of Named Experts and Counsel.

None.

Item 6. Indemnification of Directors and Officers.
The Registrant's  Articles of Incorporation  and Bylaws provide that the company
shall  indemnify any person,  who was or is a party to a proceeding by reason of
the fact that he is or was a director or officer of the Registrant, or is or was
serving at the request of the  Registrant  as a director,  officer,  employee or
agent  of  another  corporation,  partnership,  joint  venture,  trust  or other
enterprise,  and may indemnify any person, who was or is a party to a proceeding
by reason of the fact that he is or was an employee  or agent of the  Registrant
or is or was serving at the request of the Registrant as an employee or agent of
another  corporation,  partnership,  joint venture,  trust or other  enterprise,
against expenses (including attorneys' fees) actually and reasonably incurred by
him in connection with such proceeding if he acted in good faith and in a manner
he  reasonably  believed  to be or not  opposed  to the  best  interests  of the
Registrant, in accordance with, and to the full extent permitted by law. Item 7.
Exemption from Registration Claimed.

Not Applicable.
                                       3

Item 8. Exhibits.

Number   Description of Exhibit
------   ----------------------

5        Opinion  of  Jenkens &  Gilchrist  Parker  Chapin  LLP,  counsel to the
         Company.

23       Consent of Samuel Klein and Company, auditors to the Company.

99       Debt Settlement Agreement between Company and Alexander Stewart.


Item 9. Undertakings.

The undersigned registrant hereby undertakes:

(1)      To file,  during  any  period  in which  the  Company  offers  or sells
         securities,   a  post-effective   amendment(s)  to  this   registration
         statement:

(a)      To  include  any  prospectus   required  by  Section  10(a)(3)  of  the
         Securities Act of 1933;

(b)      To  reflect in the  prospectus  any facts or events  arising  after the
         effective  date  of the  registration  statement  (or the  most  recent
         post-effective  amendment  thereof)  which,   individually  or  in  the
         aggregate,  represent a fundamental change in the information set forth
         in the registration statement; and

(c)      To  include  any  material  information  with  respect  to the  plan of
         distribution not previously disclosed in the registration  statement or
         any material change to such information in the registration statement;

Provided,   however,  that  paragraphs  1(a)  and  1(b)  do  not  apply  if  the
registration  statement is on Form S-3 or Form S-8 and the information  required
to be included in a post-effective  amendment by this paragraphs is contained in
periodic reports filed by us pursuant to Section 13 or Section 15(d) of the 1934
Act that are incorporated by reference in the registration statement.

(2) That, for the purpose of determining  any liability under the 1933 Act, each
such post-effective amendment shall be deemed to be a new registration statement
relating to the securities offered therein,  and the offering of such securities
at that time shall be deemed to be the initial bona fide offering thereof.

(3) To remove from  registration by means of a  post-effective  amendment any of
the securities  being  registered  which remain unsold at the termination of the
offering.

(4) That,  for purposes of  determining  any liability  under the 1933 Act, each
filing of the our annual  report  pursuant to Section  13(a) or Section 15(d) of
the 1934 Act (and, where  applicable,  each filing of an employee benefit plan's
annual report pursuant to Section 15(d) of the 1934 Act) that is incorporated by
reference in the registration statement shall be deemed to be a new registration
statement relating to the securities  offered therein,  and the offering of such
securities  at that time shall be deemed to be the  initial  bona fide  offering
thereof.
                                       4
<PAGE>

(5) To deliver or cause to be delivered with the  prospectus,  to each person to
whom the  prospectus  is sent or given,  the latest  annual  report to  security
holders  that is  incorporated  by  reference in the  prospectus  and  furnished
pursuant to and meeting the  requirements  of Rule 14a-3 or Rule 14c-3 under the
1934 Act; and, where interim financial  information  required to be presented by
Item 310(b) of Regulation S-B is not set forth in the prospectus, to deliver, or
cause to be delivered,  to each person to whom the  prospectus is sent or given,
the latest  quarterly  report that is specifically  incorporated by reference in
the prospectus to provide such interim financial information.

(6) To deliver or cause to be delivered  with the prospectus to each employee to
whom  the  prospectus  is  sent  or  given,  a copy  of  our  annual  report  to
stockholders  for its last fiscal  year,  unless  such  employee  otherwise  has
received a copy of such report,  in which case the  registration  shall state in
the prospectus that it will promptly  furnish,  without  charge,  a copy of such
report on written  request of the  employee.  If our last  fiscal year has ended
within 120 days prior to the use of the  prospectus,  our annual  report for the
preceding  fiscal  year may be  delivered,  but within such  120-day  period the
annual report for the last fiscal year will be furnished to each employee.
<PAGE>

(7) To transmit or cause to be transmitted to all employees participating in the
plans who do not  otherwise  receive such material as our  stockholders,  at the
time and in the manner such material is sent to its stockholders,  copies of all
reports,   proxy  statements  and  other   communications   distributed  to  its
stockholders generally.

                                   Signatures
                                   ----------

The Registrant.  Pursuant to the requirements of the Securities Act of 1933, the
registrant certifies that it has reasonable grounds to believe that it meets all
of the requirements for filing on Form S-8 and has duly caused this registration
statement  to be  signed  on its  behalf  by  the  undersigned,  thereunto  duly
authorized,  in the City of Toronto,  in the Province of Ontario on December 22,
2004.

                  STRATEGY INTERNATIONAL INSURANCE GROUP, INC.

                           By:     /s/  Stephen Stonhill
                                   Stephen Stonhill, Chairman of the Board
                                   ---------------------------------------------
                                   Principal Executive Officer

                           By:     /s/  Ed Kruk
                                   ---------------------------------------------
                                   Ed Kruk
                                   Principal Financial Officer


                                       5
<PAGE>

Pursuant to the  requirements of the Securities Act of 1933,  this  registration
statement has been signed by the following  persons in the capacities and on the
date indicated.
<TABLE>
<CAPTION>

Signature                           Title                                    Date
---------                           -----                                    ----


<S>                        <C>                                        <C>
/s/  Stephen Stonhill
--------------------------
Stephen Stonhill           Chairman of the Board/Principal            December 22, 2004
                           Executive Officer/Director


/s/  Ed Kruk
--------------------------
Ed Kruk                    Principal Financial Officer                December 22, 2004


/s/  Lennox Gibbs
--------------------------
Lennox Gibbs               Managing Director Global Operations/       December 22, 2004
                           Director


/s/  Hugh Forrest
--------------------------
Hugh Forrest               Chief Underwriting Officer/Director        December 22, 2004
</TABLE>


                                       6
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{"company-data": {"conformed-name": "STRATEGY INTERNATIONAL INSURANCE GROUP INC", "cik": "0001249869", "assigned-sic": "5500", "irs-number": "161644353", "state-of-incorporation": "TX", "fiscal-year-end": "0731"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-121734", "film-number": "041231961"}, "business-address": {"street1": "200 YORKLAND BLVD.", "street2": "STE. 200", "city": "TORONTO", "state": "A6", "zip": "M2J5C1", "phone": "2812556256"}, "mail-address": {"street1": "200 YORKLAND BLVD.", "street2": "STE. 200", "city": "TORONTO", "state": "A6", "zip": "M2J5C1"}, "former-company": {"former-conformed-name": "CI SELL CARS INC", "date-changed": "20030628"}}
SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    Form S-8

                             REGISTRATION STATEMENT

                                      Under

                           THE SECURITIES ACT OF 1933

                  Strategy International Insurance Group, Inc.
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

             TEXAS                                           161644353
---------------------------------                      -------------------
(State or other jurisdiction                           (I.R.S. Employer
of incorporation or organization)                      Identification No.)

200 Yorkland Boulevard, Suite 200, Toronto, Ontario M2J 5C1
(Address of Principal Executive Offices)                          (Zip Code)

                            DEBT SETTLEMENT AGREEMENT
                            (Full title of the plan)

                              Anslow & Jaclin, LLP
                                Counselors At Law
                          4400 Route 9 South, 2nd Floor
                               Freehold, NJ 07728
                     (Name and address of agent for service)

                                 (732) 409-1212
     ---------------------------------------------------------------------
          (Telephone number, including area code, of agent for service)
CALCULATION OF REGISTRATION FEE
======================================================================================================================
--------------------- ------------------- -------------------------- -------------------------- ----------------------
                                          Proposed Maximum
Title of Securities   Amount to be        Offering Price per Share   Proposed Maximum           Amount of
to be Registered      Registered          (1) (2)                    Aggregate Offering Price   Registration Fee
--------------------- ------------------- -------------------------- -------------------------- ----------------------
Shares of common      50,000              US  $1.35                  $67,500                    $7.94
stock ($0.001 par
value)
--------------------- ------------------- -------------------------- -------------------------- ----------------------
(1) Pursuant to Rule 457,  estimated  solely for the purpose of calculating  the
registration fee.
----------------------------------------------------------------------------------------------------------------------
(2) Based on the average of the closing  price per share of the common  stock as
quoted on the NASD Over-the-Counter  Bulletin Board on December 15, 2004. Part I
Information Required in the Section 10(a) Prospectus
Part I Information Required in the Section 10(a) Prospectus
-----------------------------------------------------------
The Company is offering  shares of its common stock to an  individual  person as
compensation  for services  rendered to the Company.  The Company has considered
the value of the shares of common stock in relation to the value of the services
rendered, and the Company's Board of Directors has, by resolution, determined to
enter into the subject a Debt  Settlement  Agreement and has further agreed upon
the number of shares to be issued to be commensurate with the services provided.
The following  individual is a natural  person  contracting  with the Company to
provide the consultancy/professional  services; the number of shares adjacent to
his  name is  indicative  of the  compensation  to be  received  under  the Debt
Settlement Agreement:

            Name:                            Number of Shares to be issued:
            -----                            -----------------------------

         Alexander Stewart                           50,000

Part II Information Required in the Registration Statement

Item 3. Incorporation of Documents by Reference.

The  following  documents  are  incorporated  by reference in this  registration
statement:

(a)  Our quarterly  reports on Form 10-QSB filed as follows:  October 31, 2004 -
     filed on December 20, 2004; July 31, 2004 - filed on September 21, 2004.

(b)  Our current  report Form 8-K dated November 16, 2004, and filed on November
     17, 2004.

(c)  Our  current  report  Form 8-K  dated  September  15,  2004,  and  filed on
     September 16, 2004.

(d)  Our  current  report  Form 8-K dated June 14,  2004,  and filed on June 18,
     2004, and amended and re-filed on August 30, 2004.

(e)  Our current report Form 8-K dated May 24, 2004, and filed on June 1, 2004.

(f)  All reports and definitive  proxy or information  statements filed pursuant
     to Section 13(a),  13(c), 14 or 15(d) of the Exchange Act after the date of
     this  Registration  Statement  and prior to the filing of a  post-effective
     amendment which indicates that all securities offered hereby have been sold
     or which  de-registers all securities then remaining unsold shall be deemed
     to be incorporated by reference into this Registration  Statement and to be
     a part hereof from the date of filing such documents, except as to specific
     sections  of  such  statements  as  set  forth  therein.  Unless  expressly
     incorporated into this Registration  Statement,  a report furnished on Form
     8-K prior or  subsequent  to the date hereof shall not be  incorporated  by
     reference into this Registration  Statement.  Any statement  contained in a
     document  incorporated  or deemed to be  incorporated  by reference  herein
     shall  be  deemed  to be  modified  or  superseded  for  purposes  of  this
     Registration  Statement  to the extent  that a statement  contained  in any
     subsequently  filed  document  which also is deemed to be  incorporated  by
     reference herein modifies or supersedes such statement.

                                       2
All documents filed by the Registrant pursuant to Sections 13(a), 13(c), 14, and
15(d)  of the  Securities  and  Exchange  Act of  1934  after  the  date of this
registration statement and prior to the filing of a post-effective  amendment to
this  registration   statement  which  indicates  that  all  securities  offered
hereunder have been sold, or which  deregisters  all  securities  then remaining
unsold under this  registration  statement have been sold, or which  deregisters
all securities then remaining unsold under this registration statement, shall be
deemed to be incorporated by reference in this registration  statement and to be
a part hereof from the date of filing such documents.

Any  statement  contained  in  a  document  or  incorporated  or  deemed  to  be
incorporated  by  reference  shall be deemed to be  modified or  superseded  for
purposes of this Registration Statement to the extent that a statement contained
herein or in any  subsequently  filed  document which also is or is deemed to be
incorporated by reference  herein  modifies or supersedes  such  statement.  Any
statement so modified or superseded  shall not be deemed,  except as so modified
or  superseded,  to  constitute  a part  of  this  Registration  Statement.  All
information in this  Registration  Statement is qualified in its entirety by the
information and financial statements  (including the notes thereto) appearing in
the documents  incorporated herein by reference,  except to the extent set forth
in the immediately preceding statement.

Item 4. Description of Securities.

Not Applicable.

Item 5. Interests of Named Experts and Counsel.

None.

Item 6. Indemnification of Directors and Officers.
The Registrant's  Articles of Incorporation  and Bylaws provide that the company
shall  indemnify any person,  who was or is a party to a proceeding by reason of
the fact that he is or was a director or officer of the Registrant, or is or was
serving at the request of the  Registrant  as a director,  officer,  employee or
agent  of  another  corporation,  partnership,  joint  venture,  trust  or other
enterprise,  and may indemnify any person, who was or is a party to a proceeding
by reason of the fact that he is or was an employee  or agent of the  Registrant
or is or was serving at the request of the Registrant as an employee or agent of
another  corporation,  partnership,  joint venture,  trust or other  enterprise,
against expenses (including attorneys' fees) actually and reasonably incurred by
him in connection with such proceeding if he acted in good faith and in a manner
he  reasonably  believed  to be or not  opposed  to the  best  interests  of the
Registrant, in accordance with, and to the full extent permitted by law. Item 7.
Exemption from Registration Claimed.

Not Applicable.
                                       3

Item 8. Exhibits.

Number   Description of Exhibit
------   ----------------------

5        Opinion  of  Jenkens &  Gilchrist  Parker  Chapin  LLP,  counsel to the
         Company.

23       Consent of Samuel Klein and Company, auditors to the Company.

99       Debt Settlement Agreement between Company and Alexander Stewart.

Item 9. Undertakings.

The undersigned registrant hereby undertakes:

(1)      To file,  during  any  period  in which  the  Company  offers  or sells
         securities,   a  post-effective   amendment(s)  to  this   registration
         statement:

(a)      To  include  any  prospectus   required  by  Section  10(a)(3)  of  the
         Securities Act of 1933;

(b)      To  reflect in the  prospectus  any facts or events  arising  after the
         effective  date  of the  registration  statement  (or the  most  recent
         post-effective  amendment  thereof)  which,   individually  or  in  the
         aggregate,  represent a fundamental change in the information set forth
         in the registration statement; and

(c)      To  include  any  material  information  with  respect  to the  plan of
         distribution not previously disclosed in the registration  statement or
         any material change to such information in the registration statement;

Provided,   however,  that  paragraphs  1(a)  and  1(b)  do  not  apply  if  the
registration  statement is on Form S-3 or Form S-8 and the information  required
to be included in a post-effective  amendment by this paragraphs is contained in
periodic reports filed by us pursuant to Section 13 or Section 15(d) of the 1934
Act that are incorporated by reference in the registration statement.

(2) That, for the purpose of determining  any liability under the 1933 Act, each
such post-effective amendment shall be deemed to be a new registration statement
relating to the securities offered therein,  and the offering of such securities
at that time shall be deemed to be the initial bona fide offering thereof.

(3) To remove from  registration by means of a  post-effective  amendment any of
the securities  being  registered  which remain unsold at the termination of the
offering.

(4) That,  for purposes of  determining  any liability  under the 1933 Act, each
filing of the our annual  report  pursuant to Section  13(a) or Section 15(d) of
the 1934 Act (and, where  applicable,  each filing of an employee benefit plan's
annual report pursuant to Section 15(d) of the 1934 Act) that is incorporated by
reference in the registration statement shall be deemed to be a new registration
statement relating to the securities  offered therein,  and the offering of such
securities  at that time shall be deemed to be the  initial  bona fide  offering
thereof.
                                       4
(5) To deliver or cause to be delivered with the  prospectus,  to each person to
whom the  prospectus  is sent or given,  the latest  annual  report to  security
holders  that is  incorporated  by  reference in the  prospectus  and  furnished
pursuant to and meeting the  requirements  of Rule 14a-3 or Rule 14c-3 under the
1934 Act; and, where interim financial  information  required to be presented by
Item 310(b) of Regulation S-B is not set forth in the prospectus, to deliver, or
cause to be delivered,  to each person to whom the  prospectus is sent or given,
the latest  quarterly  report that is specifically  incorporated by reference in
the prospectus to provide such interim financial information.

(6) To deliver or cause to be delivered  with the prospectus to each employee to
whom  the  prospectus  is  sent  or  given,  a copy  of  our  annual  report  to
stockholders  for its last fiscal  year,  unless  such  employee  otherwise  has
received a copy of such report,  in which case the  registration  shall state in
the prospectus that it will promptly  furnish,  without  charge,  a copy of such
report on written  request of the  employee.  If our last  fiscal year has ended
within 120 days prior to the use of the  prospectus,  our annual  report for the
preceding  fiscal  year may be  delivered,  but within such  120-day  period the
annual report for the last fiscal year will be furnished to each employee.
(7) To transmit or cause to be transmitted to all employees participating in the
plans who do not  otherwise  receive such material as our  stockholders,  at the
time and in the manner such material is sent to its stockholders,  copies of all
reports,   proxy  statements  and  other   communications   distributed  to  its
stockholders generally.

                                   Signatures
                                   ----------

The Registrant.  Pursuant to the requirements of the Securities Act of 1933, the
registrant certifies that it has reasonable grounds to believe that it meets all
of the requirements for filing on Form S-8 and has duly caused this registration
statement  to be  signed  on its  behalf  by  the  undersigned,  thereunto  duly
authorized,  in the City of Toronto,  in the Province of Ontario on December 22,
2004.

                  STRATEGY INTERNATIONAL INSURANCE GROUP, INC.

                           By:     /s/  Stephen Stonhill
                                   Stephen Stonhill, Chairman of the Board
                                   ---------------------------------------------
                                   Principal Executive Officer

                           By:     /s/  Ed Kruk
                                   ---------------------------------------------
                                   Ed Kruk
                                   Principal Financial Officer

                                       5
Pursuant to the  requirements of the Securities Act of 1933,  this  registration
statement has been signed by the following  persons in the capacities and on the
date indicated.
Signature                           Title                                    Date
---------                           -----                                    ----
/s/  Stephen Stonhill
--------------------------
Stephen Stonhill           Chairman of the Board/Principal            December 22, 2004
                           Executive Officer/Director

/s/  Ed Kruk
--------------------------
Ed Kruk                    Principal Financial Officer                December 22, 2004

/s/  Lennox Gibbs
--------------------------
Lennox Gibbs               Managing Director Global Operations/       December 22, 2004
                           Director

/s/  Hugh Forrest
--------------------------
Hugh Forrest               Chief Underwriting Officer/Director        December 22, 2004
6