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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=1>As filed with the Securities and Exchange
Commission on May ___, 2005.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;File No. 333-_____________</FONT></P>

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<A NAME=A001></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4><b>UNITED STATES<br>SECURITIES AND
EXCHANGE COMMISSION</b><br>Washington, D.C. 20549 </FONT></P>

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<A NAME=A004></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Form S-8</FONT></H1>

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<A NAME=A005></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>REGISTRATION STATEMENT<br> UNDER
THE SECURITIES ACT OF 1933 </FONT></H1>

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     <TD></TD>
     <TD COLSPAN=3 ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2><B>First Security Bancorp, Inc.</B></font></TD>
     <TD></TD></TR>
<TR VALIGN="TOP">
     <TD></TD>
     <TD COLSPAN=3><HR SIZE="1"></TD>
     <TD></TD></TR>
<TR VALIGN="TOP">
     <TD></TD>
     <TD COLSPAN="3" ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(Exact name of Registrant as specified in its charter)</font></TD>
     <TD></TD></TR>
</TABLE>


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     <TH WIDTH="34%"><FONT SIZE="2"><B>Kentucky</B></FONT></TH>
     <TH WIDTH="33%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT SIZE="2"></FONT></TH>
     <TH WIDTH="33%"><FONT SIZE="2"><B>61-1364206</B></FONT></TH></TR>
<TR VALIGN="TOP">
     <TD><HR SIZE="1"></TD>
     <TD><HR SIZE="1"></TD>
     <TD><HR SIZE="1"></TD></TR>
<TR VALIGN="TOP">
     <TD WIDTH="34%"><FONT SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(State of other jurisdiction<br>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of incorporation or organization)</font></TD>
     <TD WIDTH="33%">&nbsp;<FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TD>
     <TD WIDTH="33%"><FONT SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I.R.S. Employer<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Identification Number)</font></TD></TR>
<TR VALIGN="TOP">
     <TD><BR></TD>
     <TD><BR></TD>
     <TD><BR></TD></TR>
<TR VALIGN="TOP">
     <TD ALIGN="RIGHT"><FONT SIZE="2"><B>318 East Main Street,&nbsp;</B></FONT></TD>
     <TD><FONT SIZE="2"><B>Lexington, Kentucky</B></FONT></TD>
     <TD><FONT SIZE="2"><B>40507</B></FONT></TD></TR>
<TR VALIGN="TOP">
     <TD><HR SIZE="1"></TD>
     <TD><HR SIZE="1"></TD>
     <TD><HR SIZE="1"></TD></TR>
<TR VALIGN="TOP">
     <TD WIDTH="45%"><FONT SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Address of Principal Executive Offices)</FONT></TD>
     <TD>&nbsp;</TD>
     <TD WIDTH="65%"><FONT SIZE="2">(Zip Code)</FONT></TD></TR>
</TABLE>

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     <TD COLSPAN=3 ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2><br><B>Employment Agreement, dated December 1, 2003</B></font></TD>
     <TD></TD></TR>
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     <TD></TD>
     <TD COLSPAN=3><HR SIZE="1"></TD>
     <TD></TD></TR>
<TR VALIGN="TOP">
     <TD></TD>
     <TD COLSPAN="3" ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(Full title of plan)</font></TD>
     <TD></TD></TR>
</TABLE>
<br>
<TABLE WIDTH="100%" CELLPADDING="0" CELLSPACING="0">
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     <TD></TD>
     <TD COLSPAN=3 ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>R. Douglas Hutcherson<br>
President and Chief Executive Officer<br>First Security Bancorp, Inc.<br>318 East Main Street<br>
Lexington, Kentucky 40507<br>(859) 367-3700 </font></TD>
     <TD></TD></TR>
<TR VALIGN="TOP">
     <TD></TD>
     <TD COLSPAN=3><HR SIZE="1"></TD>
     <TD></TD></TR>
<TR VALIGN="TOP">
     <TD></TD>
     <TD COLSPAN="3" ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(Name,
address and telephone number, including area code, of agent for service)</font></TD>
     <TD></TD></TR>
</TABLE>
<br>

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<p align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Copy to:<br>Cynthia W. Young, Esq.<br>
Wyatt, Tarrant &amp; Combs, LLP<br>500 W. Jefferson Street, Suite 2800<br>Louisville, Kentucky 40202<br>(502) 589-5235</FONT><P>

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<A NAME=A007></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>CALCULATION OF
REGISTRATION FEE </FONT></H1>


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     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH></TR>
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     <TD colspan=5><HR SIZE="2"></TD></TR>
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     <TD WIDTH="25%" align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Title of Securities<br>to be<br>Registered</FONT></TD>
     <TD WIDTH="15%" align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Amount<br>to be<br>Registered</FONT></TD>
     <TD WIDTH="20%" align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Proposed Maximum<br>Offering Price<br>per Share<SUP>(1)</SUP></FONT></TD>
     <TD WIDTH="20%" align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Proposed<br>Maximum Aggregate<br>Offering Price<sup>(1)</sup></FONT></TD>
     <TD WIDTH="20%" align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Amount of<br>Registration<br>Fee<sup>(1)</sup></FONT></TD></TR>
<TR VALIGN="TOP">
     <TD colspan=5><HR SIZE="2"></TD></TR>
<TR VALIGN="BOTTOM">
     <TD align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Common Stock,<br>no par value</FONT></TD>
     <TD align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">20,000<SUP>(2)</SUP></FONT></TD>
     <TD align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">$14.00</FONT></TD>
     <TD align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">$280,000</FONT></TD>
     <TD align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">$32.60</FONT></TD></TR>
<TR VALIGN="TOP">
     <TD colspan=5><HR SIZE="2"></TD></TR>
</TABLE>

<br><br>

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               <TD ALIGN=RIGHT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=1>(1) </FONT></TD>
               <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=1>&nbsp; </FONT></TD>
               <TD WIDTH=94%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=1>
               The exercise price for options for 20,000 shares is $14.00 per share. </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=1>(2) </FONT></TD>
               <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=1>&nbsp; </FONT></TD>
               <TD WIDTH=94%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=1>
               The Registrant also hereby registers such indeterminate number of additional
               shares of Common Stock as may be issued pursuant to the anti-dilution provisions
               of the plan and pursuant to Rule 416(a) under the Securities Act of 1933, as
               amended (the &#147;Securities Act&#148;). </FONT></P></TD>
               </TR>
               </TABLE>





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<A NAME=A008></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>PART II </FONT></H1>

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<A NAME=A009></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>INFORMATION REQUIRED
IN THE REGISTRATION STATEMENT </FONT></H1>

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<A NAME=A010></A>
<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Incorporation of Documents
by Reference. </FONT></H1>

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<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
following documents filed by First Security Bancorp, Inc. (the &#147;Registrant&#148;)
with the Commission pursuant to the Securities Exchange Act of 1934, as amended (the
&#147;Exchange Act&#148;), are incorporated herein by reference and deemed to be a part
hereof from the date of the filing of such documents: </FONT></P>

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                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>1. </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    The Registrant&#146;s Annual Report on Form 10-KSB for the year ended December
                    31, 2004, including the information incorporated in the Form 10-KSB from the
                    Proxy Statement of the Registrant filed pursuant to Section 14(a) of the
                    Exchange Act for the Registrant&#146;s Annual Meeting of Shareholders held on
                    May 17, 2005; </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>2. </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    All other reports filed by the Registrant pursuant to Section 13(a) or 15(d) of
                    the Exchange Act since December 31, 2004; and </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>3. </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    The description of the Common Stock of the Registrant contained in the
                    Registrant&#146;s Registration Statement on Form 8-A filed April 30, 2002 (File
                    No. 000-49781) and any amendment or report filed for the purpose of updating
                    such description. </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All
documents subsequently filed by the Registrant pursuant to Sections 13(a), 13(c), 14 and
15(d) of the Exchange Act, prior to the filing of a post-effective amendment indicating
that all securities offered hereby have been sold or deregistering all securities then
remaining unsold, shall be deemed to be incorporated by reference into this Registration
Statement and to be a part hereof from the date of filing of such documents. </FONT></P>

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<A NAME=A011></A>
<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Description of
Securities. </FONT></H1>

<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not
Applicable.</FONT></P>

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<A NAME=A012></A>
<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interests of
Named Experts and Counsel. </FONT></H1>

<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not
Applicable.</FONT></P>

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<A NAME=A013></A>
<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Indemnification
of Directors and Officers. </FONT></H1>

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<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Indemnification
of corporate directors and officers is governed by Sections 271B.8-500 through 271B.8-580
of the Kentucky Revised Statutes (the &#147;Act&#148;). Under the Act, a person may be
indemnified by a corporation against judgments, fines, amounts paid in settlement and
reasonable expenses (including attorneys&#146; fees) actually and necessarily incurred by
him in connection with any threatened or pending suit or proceeding or any appeal thereof
(other than an action by or in the right of the corporation), whether civil or criminal,
by reason of the fact that he is or was a director or officer of the corporation or is or
was serving at the request of the corporation as a director or officer, employee or agent
of another corporation of any type or kind, domestic or foreign, if such director or
officer acted in good faith for a purpose which he reasonably believed to be in the best
interest of the corporation and, in criminal actions or proceedings only, in addition, had
no reasonable cause to believe that his conduct was unlawful. A Kentucky corporation may
indemnify a director or officer thereof in a suit by or in the right of the corporation
against amounts paid in settlement and reasonable expenses, including attorneys&#146;
fees, </FONT></P>


<P Align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>2</font></p>

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<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>actually and
necessarily incurred as a result of such suit if such director or
officer acted in good faith for a purpose which he reasonably believed to be in the best
interests of the corporation. </FONT></P>

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<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Article
VIII entitled INDEMNIFICATION, of the Registrant&#146;s Bylaws provides as follows: </FONT></P>

<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>ARTICLE VIII</FONT></P>

<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Indemnification</FONT></P>

<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.1
&nbsp;&nbsp;&nbsp;&nbsp;Definitions.&nbsp;&nbsp;As used in this Article VIII:</FONT></P>

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               <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></font></TD>
               <TD WIDTH=94%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
               &#147;Proceeding&#148; means any threatened, pending or completed action, suit
               or proceeding, whether civil, criminal, administrative or investigative, and
               whether formal or informal; </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></font></TD>
               <TD WIDTH=94%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
               &#147;Party&#148; includes a person who was, is or is threatened to be made a
               named defendant or respondent in a Proceeding; </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></font></TD>
               <TD WIDTH=94%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
               &#147;Expenses&#148; include attorneys&#146; fees; </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></font></TD>
               <TD WIDTH=96%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
               &#147;Officer&#148; means any person serving as Chairman of the Board of
               Directors, President, Vice-President, Treasurer, Secretary or any other officer
               of the Corporation; and </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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               <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></font></TD>
               <TD WIDTH=90%><P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
               &#147;Director&#148; means an individual who is or was a director of the
               Corporation or an individual who, while a director of the Corporation, is or was
               serving at the request of the Corporation as a director, officer, partner,
               trustee, employee or agent of another foreign or domestic corporation,
               partnership, limited liability company, registered limited liability
               partnership, joint venture, association, trust, employee benefit plan or other
               entity. A Director shall be considered serving an employee benefit plan at the
               request of the Corporation if his duties to the Corporation also impose duties
               on, or otherwise involve services by, him to the plan or to participants in or
               beneficiaries of the plan. &#147;Director&#148; includes, unless the context
               requires otherwise, the estate or personal representative of a director. </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.2
&nbsp;&nbsp;&nbsp;&nbsp;Indemnification by Corporation.</FONT></P>

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          <TD ALIGN=RIGHT WIDTH=8%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(a)</FONT></TD>
          <TD width=2%></td>
          <TD ALIGN=justify WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>The Corporation
          shall indemnify any Officer or Director who is made a Party to
          any Proceeding by reason of the fact that such person is or was an Officer or
          Director if: </FONT></TD>
          </TR>
          </TABLE>
          <BR>


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<TR VALIGN="BOTTOM">
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH></TR>
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     <TD WIDTH="7%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">&nbsp;</FONT></TD>
     <TD WIDTH="8%" ALIGN="center"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">(1)</FONT></TD>
     <TD WIDTH="85%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Such Officer or Director
     conducted himself in good faith; and</FONT></TD></TR>
<TR VALIGN="TOP">
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">&nbsp;</FONT></TD></TR>
<TR VALIGN="TOP">
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">&nbsp;</FONT></TD>
     <TD align=center><FONT FACE="Times New Roman, Times, Serif" SIZE="2">(2)</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Such Officer or Director reasonably believed: </FONT></TD></TR>
</TABLE>
<br>


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          <TD ALIGN="RIGHT" WIDTH="17%"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(i) </FONT></TD>
          <TD WIDTH="3%"></td>
          <TD ALIGN="JUSTIFY" WIDTH="80%"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>In the case of conduct
          in his official capacity with the Corporation, that his
          conduct was in the best interests of the Corporation; and </FONT></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=17%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(ii) </FONT></TD>
          <TD WIDTH="3%"></td>
          <TD ALIGN=justify WIDTH=80%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>In all other cases,
          that his conduct was at least not opposed to the best interests of the Corporation; and </FONT></TD>
          </TR>
          </TABLE>
          <BR>


<P Align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>3</font></p>

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     <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=7%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
          <td width=8% align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(3)</FONT></TD>
          <TD WIDTH=85%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>In the case of
          any criminal Proceeding, he had no reasonable cause to believe his conduct was unlawful. </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=8%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(b) </FONT></TD>
          <TD ALIGN=RIGHT WIDTH=2%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TD>
          <TD WIDTH=90%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>A Director&#146;s
          conduct with respect to an employee benefit plan for a
          purpose he reasonably believes to be in the interest of the participants in and
          beneficiaries of the plan shall be conduct that satisfies the requirement of
          Section 8.2 (a)(2)(ii) of these Bylaws. </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=8%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(c) </FONT></TD>
          <TD ALIGN=RIGHT WIDTH=2%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TD>
          <TD WIDTH=90%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Indemnification
          shall be made against judgments, penalties, fines, settlements
          and reasonable Expenses, including legal Expenses, actually incurred by such
          Officer or Director in connection with the Proceeding, except (1) if the
          Proceeding was by or in the right of the Corporation, indemnification shall be
          made only against such reasonable Expenses and shall not be made in respect of
          any Proceeding in which the Officer or Director shall have been adjudged to be
          liable to the Corporation, and (2) if the Proceeding charged improper personal
          benefit to the Officer or Director and the Officer or Director was adjudged
          liable on the basis that improper personal benefit was improperly received by
          him, indemnification shall not be made. The termination of any Proceeding by
          judgment, order, settlement, conviction or upon a plea of <I>nolo contendere</I>
          or its equivalent, shall not, by itself, be determinative that the Officer or
          Director did not meet the requisite standard of conduct set forth in this
          Section 8.2. </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=8%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(d)&nbsp; </FONT></TD>
          <TD ALIGN=RIGHT WIDTH=2%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(1)&nbsp;</FONT></TD>
          <TD WIDTH=90%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Reasonable Expenses
          incurred by an Officer or Director as a Party to a
          Proceeding with respect to which indemnity is to be provided under this Section
          8.2 shall be paid or reimbursed by the Corporation in advance of the final
          disposition of such Proceeding provided: </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=17%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(i)</FONT></TD>
          <TD ALIGN=RIGHT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TD>
          <TD WIDTH=80%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>The Corporation
          receives (I) a written affirmation by the Officer or Director
          of his good faith belief that he has met the requisite standard of conduct set
          forth in this Section 8.2, and (II) the Corporation receives a written
          undertaking by or on behalf of the Officer or Director to repay such amount if
          it shall ultimately be determined that he has not met such standard of conduct;
          and </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=17%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(ii) </FONT></TD>
          <TD ALIGN=RIGHT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TD>
          <TD WIDTH=80%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>The Corporation&#146;s
          Board of Directors (or other appropriate decision maker
          for the Corporation) determines that the facts then known to the Board of
          Directors (or decision maker) would not preclude indemnification under Kentucky
          law. </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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     <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=8%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TD>
          <TD ALIGN=RIGHT WIDTH=2%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(2)&nbsp;</FONT></TD>
          <TD WIDTH=90%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>The undertaking
          required herein shall be an unlimited general obligation of the
          Officer or Director but shall not require any security and shall be accepted
          without reference to the financial ability of the Officer or Director to make
          repayment. </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=8%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TD>
          <TD ALIGN=RIGHT WIDTH=2%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(3)&nbsp;</FONT></TD>
          <TD WIDTH=90%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Determinations
          and authorizations of payments under this Section 8.2(d) shall
          be made in the manner specified in Section 8.2(e) of these Bylaws. </FONT></p></TD>
          </TR>
          </TABLE>



<P Align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>4</font></p>


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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=8%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(e)&nbsp;</FONT></TD>
          <td width=2% align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(1)&nbsp;</font></td>
          <TD WIDTH=90%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>The Corporation
          shall not indemnify an Officer or Director under this
          Section 8.2 unless authorized in the specific case after a determination has
          been made that indemnification of the Officer or Director is permissible in the
          circumstances because he has met the standard of conduct set forth in this
          Section 8.2. </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

     <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=8%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
          <td width=2% align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(2)&nbsp;</font></td>
          <TD WIDTH=90%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Such determination
          shall be made:</FONT></p></TD>
          </TR>
          </TABLE>
          <BR>


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     <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=17%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(i) </FONT></TD>
          <td width=3%></td>
          <TD WIDTH=80%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>By the
          Corporation&#146;s Board of Directors by majority vote of a quorum
          consisting of directors not at the time Parties to the Proceeding; </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=17%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(ii) </FONT></TD>
          <td width=3%></td>
          <TD WIDTH=80%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>If a quorum
          cannot be obtained under Section 8.2(e)(2)(i) of these Bylaws, by
          majority vote of a committee duly designated by the Corporation&#146;s Board of
          Directors (in which designation directors who are Parties may participate),
          consisting solely of two (2) or more directors not at the time Parties to the
          Proceeding; or </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=17%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(iii) </FONT></TD>
          <td width=3%></td>
          <TD ALIGN=LEFT WIDTH=80%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>By special
          legal counsel: </FONT></TD>
          </TR>
          </TABLE>
          <BR>

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     <TABLE WIDTH="100%" CELLPADDING="0" CELLSPACING="0">
          <TR VALIGN=TOP>
          <TD ALIGN="RIGHT" WIDTH="22%"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(I) </FONT></TD>
          <TD WIDTH="3%"></td>
          <TD WIDTH="75%"><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Selected by
          the Corporation&#146;s Board of Directors or its committee in the
          manner prescribed in Sections 8.2(e)(2)(i) and (ii) of these Bylaws; or </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=22%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(II) </FONT></TD>
          <td width=3%></td>
          <TD ALIGN=LEFT WIDTH=75%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>If a
          quorum of the Board of Directors cannot be obtained under Section
          8.2(e)(2)(i) of these Bylaws and a committee cannot be designated under Section
          8.2(e)(2)(ii) of these Bylaws, selected by a majority vote of the full Board of
          Directors (in which selection directors who are Parties may participate); or </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <TD ALIGN=RIGHT WIDTH=22%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(III) </FONT></TD>
          <td width=3%></td>
          <TD ALIGN=LEFT WIDTH=75%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>By the
          shareholders, provided that shares owned by or voted under the control
          of Directors who are at the time Parties to the Proceeding shall not be voted on
          the determination. </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>

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          <TR VALIGN=TOP>
          <td width=8%></td>
          <TD ALIGN=center WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(3)&nbsp;</FONT></TD>
          <TD ALIGN=LEFT WIDTH=85%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Authorization of
          indemnification and evaluation as to reasonableness of
          Expenses shall be made in the same manner as the determination that
          indemnification is permissible, except that if the determination is made by
          special legal counsel, authorization of indemnification and evaluation as to
          reasonableness of Expenses shall be made by those entitled under Section
          8.2(e)(2)(iii) of these Bylaws to select counsel. </FONT></p></TD>
          </TR>
          </TABLE>
          <BR>


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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=7% align=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.3 </FONT></TD>
<td width=1%></td>
<TD WIDTH=92%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Further Indemnification. Notwithstanding any limitation imposed by Section 8.2 of these
Bylaws or elsewhere and in addition to the indemnification set forth in Section 8.2 of
these Bylaws, the Corporation, to the full extent permitted by law, may agree by contract
or otherwise to indemnify any Officer or Director and hold him harmless against any
judgments, penalties, fines, settlements and reasonable Expenses actually incurred or
reasonably anticipated in connection with any Proceeding in which any Officer or Director
is a Party, provided the Officer or </FONT></p></TD></TR>
</TABLE>
<BR>


<P Align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>5</font></p>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=7% align=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
<td width=1%></td>
<TD WIDTH=92%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Director was made a Party to such Proceeding by reason
of the fact that he is or was an Officer or Director of the Corporation or by reason of
any inaction, nondisclosure, action or statement made, taken or omitted by or on behalf of
the Officer or Director with respect to the Corporation or by or on behalf of the Officer
or Director in his capacity as an Officer or Director.  </FONT></p></TD></TR>
</TABLE>
<BR>




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<TR VALIGN=TOP>
<TD WIDTH=7%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.4 </FONT></TD>
<TD WIDTH=1%><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TD>
<TD WIDTH=92%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Insurance. The Corporation may, in the discretion of the Board of Directors, purchase and
maintain or cause to be purchased and maintained insurance on behalf of all Officers and
Directors against any liability asserted against them or incurred by them in their
capacity or arising out of their status as an Officer or Director, to the extent such
insurance is reasonably available. Such insurance shall provide such coverage for the
Officers and Directors as the Board of Directors may deem appropriate. </FONT></p></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
</TR>
</TABLE>
<BR>


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<A NAME=A014></A>
<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exemption from
Registration Claimed. </FONT></H1>

<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not
Applicable.</font></p>

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<A NAME=A015></A>
<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibits </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;See
Exhibit Index on page 10, which is incorporated herein by reference. </FONT></P>

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<A NAME=A016></A>
<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Item 9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Undertakings </FONT></H1>

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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
          The undersigned Registrant hereby undertakes: </FONT></P>

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          <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=6%></TD>
               <TD WIDTH=94%><P ALIGN=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1)&nbsp;&nbsp;&nbsp;&nbsp;
               To file, during any period in which offers or sales are being made, a
               post-effective amendment to this Registration Statement: </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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          <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=12%></TD>
               <TD WIDTH=88%><P ALIGN=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;&nbsp;&nbsp;&nbsp;
               To include any prospectus required by Section 10(a)(3) of the Securities Act of
               1933; </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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          <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=12%></TD>
               <TD WIDTH=88%><P ALIGN=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)&nbsp;&nbsp;&nbsp;&nbsp;
               To reflect in the prospectus any facts or events arising after the effective
               date of this Registration Statement (or the most recent post-effective amendment
               thereof) which, individually or in the aggregate, represent a fundamental change
               in the information set forth in this Registration Statement. Notwithstanding the
               foregoing, any increase or decrease in volume of securities offered (if the
               total dollar value of securities offered would not exceed that which was
               registered) and any deviation from the low or high end of the maximum offering
               range may be reflected in the form of prospectus filed with the Commission
               pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price
               represent no more than a 20 percent change in the maximum aggregate offering
               price set forth in the &#147;Calculation of Registration Fee&#148; table in the
               effective Registration Statement; and </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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          <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=12%></TD>
               <TD WIDTH=88%><P ALIGN=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)&nbsp;&nbsp;&nbsp;&nbsp;
               To include any material information with respect to the plan of distribution not
               previously disclosed in this Registration Statement or any material change to
               such information in this Registration Statement; </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=94%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Provided, however, that paragraphs (a)(1)(i) and (a)(1)(ii) above do not apply if the registration
statement is on Form S-3, Form S-8 or Form F-3, and the information required to be
included in a post-effective amendment by those paragraphs is contained in periodic
reports filed by the </FONT></p></TD>
</TR>
</TABLE>
<BR>



<P Align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>6</font></p>


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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=94%><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Registrant pursuant to Section 13 or Section 15(d) of the Exchange
Act that are incorporated by reference in this Registration Statement. </FONT></p></TD>
</TR>
</TABLE>
<BR>


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          <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=6%></TD>
               <TD WIDTH=94%><P ALIGN=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
               That, for the purpose of determining any liability under the Securities Act of
               1933, each such post-effective amendment shall be deemed to be a new
               registration statement relating to the securities being offered therein, and the
               offering of such securities at that time shall be deemed to be the initial bona
               fide offering thereof. </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>

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          <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
               <TR VALIGN=TOP>
               <TD ALIGN=RIGHT WIDTH=6%></TD>
               <TD WIDTH=94%><P ALIGN=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;(3)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
               To remove from registration by means of a post-effective amendment any of the
               securities being registered which remain unsold at the termination of the
               offering. </FONT></P></TD>
               </TR>
               </TABLE>
               <BR>


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     <P align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
          The undersigned Registrant hereby undertakes that, for purposes of determining
          any liability under the Securities Act of 1933, each filing of the
          Registrant&#146;s annual report pursuant to Section 13(a) or Section 15(d) of
          the Exchange Act (and, where applicable, each filing of an employee benefit
          plan&#146;s annual report pursuant to Section 15(d) of the Exchange Act) that is
          incorporated by reference in this Registration Statement shall be deemed to be a
          new registration statement relating to the securities offered therein, and the
          offering of such securities at that time shall be deemed to be the initial bona
          fide offering thereof. </FONT></P>

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     <P align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
          Insofar as indemnification for liabilities arising under the Securities Act of
          1933 (the &#147;Act&#148;) may be permitted to directors, officers and
          controlling persons of the Registrant pursuant to the foregoing provisions, or
          otherwise, the Registrant has been advised that in the opinion of the Securities
          and Exchange Commission such indemnification is against public policy as
          expressed in the Act and is, therefore, unenforceable. In the event that a claim
          for indemnification against such liabilities (other than the payment by the
          Registrant of expenses incurred or paid by a director, officer or controlling
          person of the Registrant in the successful defense of any action, suit or
          proceeding) is asserted by such director, officer or controlling person in
          connection with the securities being registered, the Registrant will, unless in
          the opinion of its counsel the matter has been settled by controlling precedent,
          submit to a court of appropriate jurisdiction the question whether such
          indemnification by it is against public policy as expressed in the Act and will
          be governed by the final adjudication of such issue. </FONT></P>




<P Align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>7</font></p>

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<A NAME=A017></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>SIGNATURES </FONT></H1>

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<P align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, the Registrant certifies that it has
reasonable grounds to believe that it meets all of the requirements for filing on Form S-8
and has duly caused this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Lexington, Commonwealth of
Kentucky, on the 25 day of May, 2005. </FONT></P>


<TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0">
<TR VALIGN="BOTTOM">
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH></TR>
<TR VALIGN="TOP">
     <TD WIDTH="50%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">&nbsp;</FONT></TD>
     <TD WIDTH="50%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">FIRST SECURITY BANCORP, INC.<br><br><br></FONT></TD></TR>
<TR VALIGN="TOP">
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2">By:<u>&nbsp;&nbsp;/s/ R. Douglas Hutcherson&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u><br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;R. Douglas Hutcherson<br>
     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;President and Chief Executive Officer</FONT></TD></TR>
</TABLE>
<br><br><br><br>


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<P align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;KNOW
ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and
appoints R. Douglas Hutcherson and David Chrisman with the power to act without the other,
his or her true and lawful attorneys-in-fact and agents, with full power of substitution
and resubstitution, for him or her, and in his or her name, place and stead, in any and
all capacities, to sign any and all amendments (including post-effective amendments) to
this Registration Statement, and to file the same, with all exhibits thereto, and other
documents in connection therewith, with the Securities and Exchange Commission, granting
unto said attorneys-in-fact and agents, and each of them, full power and authority to do
and perform each and every act and thing requisite and necessary to be done in and about
the premises, as fully and to all intents and purposes as he or she might or could do in
person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof. </FONT></P>


<P Align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>8</font></p>

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<P align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Act of 1933, this Registration Statement on Form S-8
has been signed below by the following persons on the dates and in the capacities
indicated. </FONT></P>


<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 WIDTH=100%>
<TR VALIGN=Bottom>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TH></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2><U>Name</u></FONT></TD>
     <TD align=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Capacity</u></FONT></TD>
     <TD align=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Date</u></FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;<br>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;<br>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;<br>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD WIDTH=42% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ R. Douglas Hutcherson&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD WIDTH=42% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>President, Chief Executive</FONT></TD>
     <TD WIDTH=16% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=top>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>R. Douglas Hutcherson</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Officer and Director<BR>(Principal Executive Officer)</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;Kristie L. Eubank&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Acting Chief Financial Officer</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=top>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Kristie L. Eubank</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(Principal Financial and<BR>Accounting Officer)</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;Julian E. Beard&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Julian E. Beard</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;Harold Glenn Campbell&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Harold Glenn Campbell</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ A.F. Dawahare&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>A.F. Dawahare</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ Dr. Kenneth L. Gerson;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Dr. Kenneth L. Gerson</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ Tommy R. Hall&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Tommy R. Hall</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ Erle L. Levy&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 25, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Erle L. Levy</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ Dr. Ira P. Mersack&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Dr. Ira P. Mersack</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ Robert J. Rosenstein&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Robert J. Rosenstein</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ Richard S. Trontz&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Richard S. Trontz</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ Kathy E. Walker&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Kathy E. Walker</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>&nbsp;&nbsp;/s/ D. Woodford Webb, Jr.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Director</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>May 17, 2005</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>D. Woodford Webb, Jr.</FONT></TD></TR>
</TABLE>

<P Align=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>9</font></p>

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<A NAME=A018></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>EXHIBIT INDEX<br>TO<br>REGISTRATION STATEMENT
ON FORM S-8 </FONT></H1>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN=Bottom>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TH></TR>
<TR VALIGN=Bottom>
     <TD ALIGN="left" WIDTH="15%"><FONT FACE="Times New Roman, Times, Serif" SIZE=2><U>Exhibit Number</u></FONT></TD>
     <TD ALIGN="center" WIDTH="67%"><FONT FACE="Times New Roman, Times, Serif" SIZE=2><u>Description</u></FONT></TD>
     <TD ALIGN="center" WIDTH="18%"><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD WIDTH=15% ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>4.1</FONT></TD>
     <TD WIDTH=67% ALIGN=LEFT><p align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Articles of Incorporation of the
     Registrant and all amendments thereto (incorporated by reference to Exhibits 3.1 and 3.2 of the Registrant's
     Registration Statement on Form SB-2 [File No. 333-43444]).</FONT></p></TD>
     <TD WIDTH=18% ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>4.2</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Amended and Restated Bylaws of the Registrant.</FONT></TD>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>5</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Opinion and Consent of Wyatt, Tarrant &amp; Combs, LLP.</FONT></TD>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>23.1</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Consent of Wyatt, Tarrant &amp; Combs, LLP (included in Exhibit 5).</FONT></TD>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>23.2</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Consent of BKD, LLP</FONT></TD>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>23.3</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Consent of Crowe Chizek and Company LLC.</FONT></TD>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>24&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Power of Attorney (precedes signatures).</FONT></TD>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Top>
     <TD ALIGN=left><FONT FACE="Times New Roman, Times, Serif" SIZE=2>99.1</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Employment Agreement, dated December 1, 2003, between First
     Security Bancorp, Inc., First Security Bank of Lexington and R. Douglas Hutcherson (incorporated by
     reference to Exhibit 10.11 of the Registrant's Annual Report on Form 10-KSB for the year ended December 31, 2003
     [File No. 000-49781]).</FONT></TD>
     <TD ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
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{"company-data": {"conformed-name": "FIRST SECURITY BANCORP INC /KY/", "cik": "0001109610", "assigned-sic": "6022", "irs-number": "611364206", "state-of-incorporation": "KY", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-125319", "film-number": "05864100"}, "business-address": {"street1": "318 EAST MAIN STREET", "city": "LEXINGTON", "state": "KY", "zip": "40507", "phone": "8593673700"}, "mail-address": {"street1": "318 EAST MAIN STREET", "city": "LEXINGTON", "state": "KY", "zip": "40507"}}
As filed with the Securities and Exchange
Commission on May ___, 2005.           
                
                
                
                
               File No. 333-_____________
UNITED STATES
SECURITIES AND
EXCHANGE COMMISSION
Washington, D.C. 20549
Form S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
First Security Bancorp, Inc.
(Exact name of Registrant as specified in its charter)
Kentucky
61-1364206
(State of other jurisdiction
of incorporation or organization)
(I.R.S. Employer
Identification Number)
318 East Main Street,
Lexington, Kentucky
40507
(Address of Principal Executive Offices)
(Zip Code)
Employment Agreement, dated December 1, 2003
(Full title of plan)
R. Douglas Hutcherson
President and Chief Executive Officer
First Security Bancorp, Inc.
318 East Main Street
Lexington, Kentucky 40507
(859) 367-3700
(Name,
address and telephone number, including area code, of agent for service)
Copy to:
Cynthia W. Young, Esq.
Wyatt, Tarrant & Combs, LLP
500 W. Jefferson Street, Suite 2800
Louisville, Kentucky 40202
(502) 589-5235
CALCULATION OF
REGISTRATION FEE
Title of Securities
to be
Registered
Amount
to be
Registered
Proposed Maximum
Offering Price
per Share
(1)
Proposed
Maximum Aggregate
Offering Price
(1)
Amount of
Registration
Fee
(1)
Common Stock,
no par value
20,000
(2)
$14.00
$280,000
$32.60
(1)
The exercise price for options for 20,000 shares is $14.00 per share.
(2)
The Registrant also hereby registers such indeterminate number of additional
               shares of Common Stock as may be issued pursuant to the anti-dilution provisions
               of the plan and pursuant to Rule 416(a) under the Securities Act of 1933, as
               amended (the "Securities Act").
PART II
INFORMATION REQUIRED
IN THE REGISTRATION STATEMENT
Item 3.     Incorporation of Documents
by Reference.
The
following documents filed by First Security Bancorp, Inc. (the "Registrant")
with the Commission pursuant to the Securities Exchange Act of 1934, as amended (the
"Exchange Act"), are incorporated herein by reference and deemed to be a part
hereof from the date of the filing of such documents:
1.
The Registrant's Annual Report on Form 10-KSB for the year ended December
                    31, 2004, including the information incorporated in the Form 10-KSB from the
                    Proxy Statement of the Registrant filed pursuant to Section 14(a) of the
                    Exchange Act for the Registrant's Annual Meeting of Shareholders held on
                    May 17, 2005;
2.
All other reports filed by the Registrant pursuant to Section 13(a) or 15(d) of
                    the Exchange Act since December 31, 2004; and
3.
The description of the Common Stock of the Registrant contained in the
                    Registrant's Registration Statement on Form 8-A filed April 30, 2002 (File
                    No. 000-49781) and any amendment or report filed for the purpose of updating
                    such description.
All
documents subsequently filed by the Registrant pursuant to Sections 13(a), 13(c), 14 and
15(d) of the Exchange Act, prior to the filing of a post-effective amendment indicating
that all securities offered hereby have been sold or deregistering all securities then
remaining unsold, shall be deemed to be incorporated by reference into this Registration
Statement and to be a part hereof from the date of filing of such documents.
Item 4.     Description of
Securities.
Not
Applicable.
Item 5.     Interests of
Named Experts and Counsel.
Not
Applicable.
Item 6.     Indemnification
of Directors and Officers.
Indemnification
of corporate directors and officers is governed by Sections 271B.8-500 through 271B.8-580
of the Kentucky Revised Statutes (the "Act"). Under the Act, a person may be
indemnified by a corporation against judgments, fines, amounts paid in settlement and
reasonable expenses (including attorneys' fees) actually and necessarily incurred by
him in connection with any threatened or pending suit or proceeding or any appeal thereof
(other than an action by or in the right of the corporation), whether civil or criminal,
by reason of the fact that he is or was a director or officer of the corporation or is or
was serving at the request of the corporation as a director or officer, employee or agent
of another corporation of any type or kind, domestic or foreign, if such director or
officer acted in good faith for a purpose which he reasonably believed to be in the best
interest of the corporation and, in criminal actions or proceedings only, in addition, had
no reasonable cause to believe that his conduct was unlawful. A Kentucky corporation may
indemnify a director or officer thereof in a suit by or in the right of the corporation
against amounts paid in settlement and reasonable expenses, including attorneys'
fees,
2
actually and
necessarily incurred as a result of such suit if such director or
officer acted in good faith for a purpose which he reasonably believed to be in the best
interests of the corporation.
Article
VIII entitled INDEMNIFICATION, of the Registrant's Bylaws provides as follows:
ARTICLE VIII
Indemnification
8.1
    Definitions.  As used in this Article VIII:
(a)       
               "Proceeding" means any threatened, pending or completed action, suit
               or proceeding, whether civil, criminal, administrative or investigative, and
               whether formal or informal;
(b)       
               "Party" includes a person who was, is or is threatened to be made a
               named defendant or respondent in a Proceeding;
(c)       
               "Expenses" include attorneys' fees;
(d)       
               "Officer" means any person serving as Chairman of the Board of
               Directors, President, Vice-President, Treasurer, Secretary or any other officer
               of the Corporation; and
(e)       
               "Director" means an individual who is or was a director of the
               Corporation or an individual who, while a director of the Corporation, is or was
               serving at the request of the Corporation as a director, officer, partner,
               trustee, employee or agent of another foreign or domestic corporation,
               partnership, limited liability company, registered limited liability
               partnership, joint venture, association, trust, employee benefit plan or other
               entity. A Director shall be considered serving an employee benefit plan at the
               request of the Corporation if his duties to the Corporation also impose duties
               on, or otherwise involve services by, him to the plan or to participants in or
               beneficiaries of the plan. "Director" includes, unless the context
               requires otherwise, the estate or personal representative of a director.
8.2
    Indemnification by Corporation.
(a)
The Corporation
          shall indemnify any Officer or Director who is made a Party to
          any Proceeding by reason of the fact that such person is or was an Officer or
          Director if:
(1)
Such Officer or Director
     conducted himself in good faith; and
(2)
Such Officer or Director reasonably believed:
(i)
In the case of conduct
          in his official capacity with the Corporation, that his
          conduct was in the best interests of the Corporation; and
(ii)
In all other cases,
          that his conduct was at least not opposed to the best interests of the Corporation; and
3
(3)
In the case of
          any criminal Proceeding, he had no reasonable cause to believe his conduct was unlawful.
(b)
A Director's
          conduct with respect to an employee benefit plan for a
          purpose he reasonably believes to be in the interest of the participants in and
          beneficiaries of the plan shall be conduct that satisfies the requirement of
          Section 8.2 (a)(2)(ii) of these Bylaws.
(c)
Indemnification
          shall be made against judgments, penalties, fines, settlements
          and reasonable Expenses, including legal Expenses, actually incurred by such
          Officer or Director in connection with the Proceeding, except (1) if the
          Proceeding was by or in the right of the Corporation, indemnification shall be
          made only against such reasonable Expenses and shall not be made in respect of
          any Proceeding in which the Officer or Director shall have been adjudged to be
          liable to the Corporation, and (2) if the Proceeding charged improper personal
          benefit to the Officer or Director and the Officer or Director was adjudged
          liable on the basis that improper personal benefit was improperly received by
          him, indemnification shall not be made. The termination of any Proceeding by
          judgment, order, settlement, conviction or upon a plea of
nolo contendere
or its equivalent, shall not, by itself, be determinative that the Officer or
          Director did not meet the requisite standard of conduct set forth in this
          Section 8.2.
(d)
(1)
Reasonable Expenses
          incurred by an Officer or Director as a Party to a
          Proceeding with respect to which indemnity is to be provided under this Section
          8.2 shall be paid or reimbursed by the Corporation in advance of the final
          disposition of such Proceeding provided:
(i)
The Corporation
          receives (I) a written affirmation by the Officer or Director
          of his good faith belief that he has met the requisite standard of conduct set
          forth in this Section 8.2, and (II) the Corporation receives a written
          undertaking by or on behalf of the Officer or Director to repay such amount if
          it shall ultimately be determined that he has not met such standard of conduct;
          and
(ii)
The Corporation's
          Board of Directors (or other appropriate decision maker
          for the Corporation) determines that the facts then known to the Board of
          Directors (or decision maker) would not preclude indemnification under Kentucky
          law.
(2)
The undertaking
          required herein shall be an unlimited general obligation of the
          Officer or Director but shall not require any security and shall be accepted
          without reference to the financial ability of the Officer or Director to make
          repayment.
(3)
Determinations
          and authorizations of payments under this Section 8.2(d) shall
          be made in the manner specified in Section 8.2(e) of these Bylaws.
4
(e)
(1)
The Corporation
          shall not indemnify an Officer or Director under this
          Section 8.2 unless authorized in the specific case after a determination has
          been made that indemnification of the Officer or Director is permissible in the
          circumstances because he has met the standard of conduct set forth in this
          Section 8.2.
(2)
Such determination
          shall be made:
(i)
By the
          Corporation's Board of Directors by majority vote of a quorum
          consisting of directors not at the time Parties to the Proceeding;
(ii)
If a quorum
          cannot be obtained under Section 8.2(e)(2)(i) of these Bylaws, by
          majority vote of a committee duly designated by the Corporation's Board of
          Directors (in which designation directors who are Parties may participate),
          consisting solely of two (2) or more directors not at the time Parties to the
          Proceeding; or
(iii)
By special
          legal counsel:
(I)
Selected by
          the Corporation's Board of Directors or its committee in the
          manner prescribed in Sections 8.2(e)(2)(i) and (ii) of these Bylaws; or
(II)
If a
          quorum of the Board of Directors cannot be obtained under Section
          8.2(e)(2)(i) of these Bylaws and a committee cannot be designated under Section
          8.2(e)(2)(ii) of these Bylaws, selected by a majority vote of the full Board of
          Directors (in which selection directors who are Parties may participate); or
(III)
By the
          shareholders, provided that shares owned by or voted under the control
          of Directors who are at the time Parties to the Proceeding shall not be voted on
          the determination.
(3)
Authorization of
          indemnification and evaluation as to reasonableness of
          Expenses shall be made in the same manner as the determination that
          indemnification is permissible, except that if the determination is made by
          special legal counsel, authorization of indemnification and evaluation as to
          reasonableness of Expenses shall be made by those entitled under Section
          8.2(e)(2)(iii) of these Bylaws to select counsel.
8.3
Further Indemnification. Notwithstanding any limitation imposed by Section 8.2 of these
Bylaws or elsewhere and in addition to the indemnification set forth in Section 8.2 of
these Bylaws, the Corporation, to the full extent permitted by law, may agree by contract
or otherwise to indemnify any Officer or Director and hold him harmless against any
judgments, penalties, fines, settlements and reasonable Expenses actually incurred or
reasonably anticipated in connection with any Proceeding in which any Officer or Director
is a Party, provided the Officer or
5
Director was made a Party to such Proceeding by reason
of the fact that he is or was an Officer or Director of the Corporation or by reason of
any inaction, nondisclosure, action or statement made, taken or omitted by or on behalf of
the Officer or Director with respect to the Corporation or by or on behalf of the Officer
or Director in his capacity as an Officer or Director.
8.4
Insurance. The Corporation may, in the discretion of the Board of Directors, purchase and
maintain or cause to be purchased and maintained insurance on behalf of all Officers and
Directors against any liability asserted against them or incurred by them in their
capacity or arising out of their status as an Officer or Director, to the extent such
insurance is reasonably available. Such insurance shall provide such coverage for the
Officers and Directors as the Board of Directors may deem appropriate.
Item 7.     Exemption from
Registration Claimed.
Not
Applicable.
Item 8.     Exhibits
See
Exhibit Index on page 10, which is incorporated herein by reference.
Item 9.     Undertakings
(a)       
          The undersigned Registrant hereby undertakes:
(1)    
               To file, during any period in which offers or sales are being made, a
               post-effective amendment to this Registration Statement:
(i)    
               To include any prospectus required by Section 10(a)(3) of the Securities Act of
               1933;
(ii)    
               To reflect in the prospectus any facts or events arising after the effective
               date of this Registration Statement (or the most recent post-effective amendment
               thereof) which, individually or in the aggregate, represent a fundamental change
               in the information set forth in this Registration Statement. Notwithstanding the
               foregoing, any increase or decrease in volume of securities offered (if the
               total dollar value of securities offered would not exceed that which was
               registered) and any deviation from the low or high end of the maximum offering
               range may be reflected in the form of prospectus filed with the Commission
               pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price
               represent no more than a 20 percent change in the maximum aggregate offering
               price set forth in the "Calculation of Registration Fee" table in the
               effective Registration Statement; and
(iii)    
               To include any material information with respect to the plan of distribution not
               previously disclosed in this Registration Statement or any material change to
               such information in this Registration Statement;
Provided, however, that paragraphs (a)(1)(i) and (a)(1)(ii) above do not apply if the registration
statement is on Form S-3, Form S-8 or Form F-3, and the information required to be
included in a post-effective amendment by those paragraphs is contained in periodic
reports filed by the
6
Registrant pursuant to Section 13 or Section 15(d) of the Exchange
Act that are incorporated by reference in this Registration Statement.
(2)       
               That, for the purpose of determining any liability under the Securities Act of
               1933, each such post-effective amendment shall be deemed to be a new
               registration statement relating to the securities being offered therein, and the
               offering of such securities at that time shall be deemed to be the initial bona
               fide offering thereof.
(3)       
               To remove from registration by means of a post-effective amendment any of the
               securities being registered which remain unsold at the termination of the
               offering.
(b)       
          The undersigned Registrant hereby undertakes that, for purposes of determining
          any liability under the Securities Act of 1933, each filing of the
          Registrant's annual report pursuant to Section 13(a) or Section 15(d) of
          the Exchange Act (and, where applicable, each filing of an employee benefit
          plan's annual report pursuant to Section 15(d) of the Exchange Act) that is
          incorporated by reference in this Registration Statement shall be deemed to be a
          new registration statement relating to the securities offered therein, and the
          offering of such securities at that time shall be deemed to be the initial bona
          fide offering thereof.
(c)       
          Insofar as indemnification for liabilities arising under the Securities Act of
          1933 (the "Act") may be permitted to directors, officers and
          controlling persons of the Registrant pursuant to the foregoing provisions, or
          otherwise, the Registrant has been advised that in the opinion of the Securities
          and Exchange Commission such indemnification is against public policy as
          expressed in the Act and is, therefore, unenforceable. In the event that a claim
          for indemnification against such liabilities (other than the payment by the
          Registrant of expenses incurred or paid by a director, officer or controlling
          person of the Registrant in the successful defense of any action, suit or
          proceeding) is asserted by such director, officer or controlling person in
          connection with the securities being registered, the Registrant will, unless in
          the opinion of its counsel the matter has been settled by controlling precedent,
          submit to a court of appropriate jurisdiction the question whether such
          indemnification by it is against public policy as expressed in the Act and will
          be governed by the final adjudication of such issue.
7
SIGNATURES
Pursuant
to the requirements of the Securities Act of 1933, the Registrant certifies that it has
reasonable grounds to believe that it meets all of the requirements for filing on Form S-8
and has duly caused this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Lexington, Commonwealth of
Kentucky, on the 25 day of May, 2005.
FIRST SECURITY BANCORP, INC.
By:
/s/ R. Douglas Hutcherson
R. Douglas Hutcherson
President and Chief Executive Officer
KNOW
ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and
appoints R. Douglas Hutcherson and David Chrisman with the power to act without the other,
his or her true and lawful attorneys-in-fact and agents, with full power of substitution
and resubstitution, for him or her, and in his or her name, place and stead, in any and
all capacities, to sign any and all amendments (including post-effective amendments) to
this Registration Statement, and to file the same, with all exhibits thereto, and other
documents in connection therewith, with the Securities and Exchange Commission, granting
unto said attorneys-in-fact and agents, and each of them, full power and authority to do
and perform each and every act and thing requisite and necessary to be done in and about
the premises, as fully and to all intents and purposes as he or she might or could do in
person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
8
Pursuant
to the requirements of the Securities Act of 1933, this Registration Statement on Form S-8
has been signed below by the following persons on the dates and in the capacities
indicated.
Name
Capacity
Date
/s/ R. Douglas Hutcherson
President, Chief Executive
May 17, 2005
R. Douglas Hutcherson
Officer and Director
(Principal Executive Officer)
Kristie L. Eubank
Acting Chief Financial Officer
May 17, 2005
Kristie L. Eubank
(Principal Financial and
Accounting Officer)
Julian E. Beard
Director
May 17, 2005
Julian E. Beard
Harold Glenn Campbell
Director
May 17, 2005
Harold Glenn Campbell
/s/ A.F. Dawahare
Director
May 17, 2005
A.F. Dawahare
/s/ Dr. Kenneth L. Gerson;
Director
May 17, 2005
Dr. Kenneth L. Gerson
/s/ Tommy R. Hall
Director
May 17, 2005
Tommy R. Hall
/s/ Erle L. Levy
Director
May 25, 2005
Erle L. Levy
/s/ Dr. Ira P. Mersack
Director
May 17, 2005
Dr. Ira P. Mersack
/s/ Robert J. Rosenstein
Director
May 17, 2005
Robert J. Rosenstein
/s/ Richard S. Trontz
Director
May 17, 2005
Richard S. Trontz
/s/ Kathy E. Walker
Director
May 17, 2005
Kathy E. Walker
/s/ D. Woodford Webb, Jr.
Director
May 17, 2005
D. Woodford Webb, Jr.
9
EXHIBIT INDEX
TO
REGISTRATION STATEMENT
ON FORM S-8
Exhibit Number
Description
4.1
Articles of Incorporation of the
     Registrant and all amendments thereto (incorporated by reference to Exhibits 3.1 and 3.2 of the Registrant's
     Registration Statement on Form SB-2 [File No. 333-43444]).
4.2
Amended and Restated Bylaws of the Registrant.
5
Opinion and Consent of Wyatt, Tarrant & Combs, LLP.
23.1
Consent of Wyatt, Tarrant & Combs, LLP (included in Exhibit 5).
23.2
Consent of BKD, LLP
23.3
Consent of Crowe Chizek and Company LLC.
24
Power of Attorney (precedes signatures).
99.1
Employment Agreement, dated December 1, 2003, between First
     Security Bancorp, Inc., First Security Bank of Lexington and R. Douglas Hutcherson (incorporated by
     reference to Exhibit 10.11 of the Registrant's Annual Report on Form 10-KSB for the year ended December 31, 2003
     [File No. 000-49781]).
10