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   <TITLE>s8.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing</TITLE>
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<P align="right">
<FONT size=2 face="serif">As filed with the Securities and Exchange Commission
on November 15, 2007 </FONT><br>

<FONT size=2 face="serif">Registration No. 333-________ </FONT></P>
<P align="center">
<B><FONT face="serif">SECURITIES AND EXCHANGE COMMISSION </FONT></B><BR>
<FONT face="serif">Washington, D.C. 20549 </FONT></P>
<P align="center">
<B><FONT size=5 face="serif">FORM S-8</FONT></B></P>
<P align="center">
<FONT face="serif">REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</FONT></P>
<P align="center">
<B><FONT size=5 face="serif">FIRST HORIZON NATIONAL CORPORATION </FONT></B><br>

<FONT size=2 face="serif">(Exact name of registrant as specified in its charter)</FONT></P>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
<TR valign="top">
	<TD width=57%><P align="center"><FONT face="serif">TENNESSEE</FONT><br>
<FONT size=2 face="serif">(State or other jurisdiction of <br>
incorporation or organization)</FONT></P>

	</TD>
	<TD width=42% colspan=1><P align="center"><FONT face="serif">62-0803242</FONT><br>
<FONT size=2 face="serif">(I.R.S. Employer<br>
Identification No.)</FONT></P>

	</TD>
</TR>
</TABLE>
<BR>
<P align="center">
<FONT face="serif">165 Madison Avenue </FONT><BR>
<FONT face="serif">Memphis, Tennessee 38103 </FONT><BR>
<FONT face="serif">(901) 523-4444 </FONT><BR>
<FONT size=2 face="serif">(Address, including zip code, and telephone number, </FONT><BR>
<FONT size=2 face="serif">including area code, of registrant&#146;s principal executive offices) </FONT></P>
<P align="center">
<B><FONT face="serif">First Horizon National Corporation </FONT></B><B><FONT face="serif">Savings Plan </FONT></B><BR>
<FONT size=2 face="serif">(Full title of plan) </FONT></P>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
<TR valign="bottom">
	<TD align=center width=44% nowrap>
<FONT size=2 face="serif">Clyde A. Billings, Jr.</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=center width=43% nowrap>
<FONT size=2 face="serif">With a copy to:</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=center width=44% nowrap>
<FONT size=2 face="serif">Senior Vice President, Assistant General</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=center width=43% nowrap>
<FONT size=2 face="serif">John A. Niemoeller</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=center width=44% nowrap>
<FONT size=2 face="serif">Counsel and Corporate Secretary</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=center width=43% nowrap>
<FONT size=2 face="serif">Senior Vice President, Counsel and Assistant</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=center width=44% nowrap>
<FONT size=2 face="serif">First Horizon National Corporation</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=center width=43% nowrap>
<FONT size=2 face="serif">Corporate Secretary</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=center width=44% nowrap>
<FONT size=2 face="serif">165 Madison Avenue</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=center width=43% nowrap>
<FONT size=2 face="serif">First Horizon National Corporation</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=center width=44% nowrap>
<FONT size=2 face="serif">Memphis, TN 38103</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=center width=43% nowrap>
<FONT size=2 face="serif">165 Madison Avenue</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=44%>
      <div align="center"><font size=2 face="serif">(901) </font><FONT size=2 face="serif">523-5679</FONT>
      </div></TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=center width=43% nowrap>
<FONT size=2 face="serif">Memphis, TN 38103</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=center width=44% nowrap>
      <div align="center"><FONT size=2 face="serif">(Name, address, including zip code, and telephone</FONT>
    </div></TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=right width=43% nowrap>
      <div align="center"><FONT size=2 face="serif">(901) 523-4170</FONT>
      </div></TD>
</TR>
<TR valign="bottom">
	<TD align=center width=44% nowrap>
      <div align="center"><FONT size=2 face="serif">number, including area code, of agent for service)</FONT>
    </div></TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=43% nowrap>&nbsp;

	</TD>
</TR>
</TABLE>

<br>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
  <TR valign="bottom">
    <TD colspan="10" align=center nowrap><div align="center"><font face="serif">CALCULATION
    OF REGISTRATION FEE</font></div></TD>
  </TR>
  <TR valign="bottom">
    <TD colspan="10" align=center nowrap style="border-bottom:3px double #000000;">&nbsp;</TD>
  </TR>
<TR valign="bottom">
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">Amount to</FONT></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">Proposed</FONT></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">Proposed maximum</FONT></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">Amount of</FONT></B>
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">Title of Securities to be</FONT></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">be</FONT></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">maximum offering</FONT></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">aggregate offering</FONT></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">registration</FONT></B>
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=center nowrap style="border-bottom:1px solid #000000;">
<B><FONT size=2 face="sans-serif">Registered</FONT></B>
	</TD>
	<TD style="border-bottom:1px solid #000000;">&nbsp;
	</TD>
	<TD align=center nowrap style="border-bottom:1px solid #000000;">
<B><FONT size=2 face="sans-serif">registered</FONT></B>
	</TD>
	<TD style="border-bottom:1px solid #000000;">&nbsp;
	</TD>
	<TD align=center nowrap style="border-bottom:1px solid #000000;">
<B><FONT size=2 face="sans-serif">price per share </FONT></B><B><SUP><FONT size=2 face="sans-serif">(1)</FONT></SUP></B>
	</TD>
	<TD style="border-bottom:1px solid #000000;">&nbsp;
	</TD>
	<TD align=right nowrap style="border-bottom:1px solid #000000;">
      <div align="center"><B><font size=2 face="sans-serif">price</font><SUP><FONT size=2 face="sans-serif">(1</FONT></SUP></B><b><sup><font size=2 face="sans-serif">)</font></sup></b>
    </div></TD>
	<TD style="border-bottom:1px solid #000000;">&nbsp;
	</TD>
	<TD align=right nowrap style="border-bottom:1px solid #000000;">
      <div align="center"><B><font size=2 face="sans-serif">fee</font><SUP><FONT size=2 face="sans-serif">(1</FONT></SUP></B><b><sup><font size=2 face="sans-serif">)</font></sup></b>
      </div></TD>
	<TD align=left nowrap style="border-bottom:1px solid #000000;">&nbsp;
</TD>
</TR>
<TR>
	<TD colspan=10>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=center nowrap>
<FONT size=2 face="serif">Common Stock</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">5,000,000</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap><div align="center"><font size=2 face="serif">&#36;22.125/share</font>	</div></TD>
	<TD>
	  <div align="center"></div></TD>
	<TD align=left nowrap><div align="center"><font size=2 face="serif">&#36;110,625,000</font>	</div></TD>
	<TD>
	  <div align="center"></div></TD>
	<TD align=left nowrap><div align="center"><font size=2 face="serif">&#36;3,396.19</font>	</div></TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=center nowrap style="border-bottom:3px double #000000;">
<FONT size=2 face="serif">(including related Rights)</FONT> <SUP><FONT size=2 face="serif"> (2)</FONT></SUP>
	</TD>
	<TD style="border-bottom:3px double #000000;">&nbsp;
	</TD>
	<TD align=center nowrap style="border-bottom:3px double #000000;">&nbsp;
<FONT size=2 face="serif">shares</FONT>
	</TD>
	<TD style="border-bottom:3px double #000000;">&nbsp;
	</TD>
	<TD align=left nowrap style="border-bottom:3px double #000000;"><div align="center"></div>&nbsp;</TD>
	<TD style="border-bottom:3px double #000000;">&nbsp;
	  <div align="center"></div></TD>
	<TD align=left nowrap style="border-bottom:3px double #000000;"><div align="center"></div>&nbsp;</TD>
	<TD style="border-bottom:3px double #000000;">&nbsp;
	  <div align="center"></div></TD>
	<TD align=left nowrap style="border-bottom:3px double #000000;"><div align="center"></div>&nbsp;</TD>
	<TD align=left nowrap style="border-bottom:3px double #000000;">&nbsp;

	</TD>
</TR>
</TABLE>
<BR>
<TABLE border=0 cellspacing=0 cellpadding=0>
<TR>
	<TD nowrap valign=top>
<FONT size=2 face="serif">(1)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=100%>
<P align="left"><FONT size=2 face="serif">Estimated and calculated pursuant to Rule 457(h)(1), based on the average of the high and low prices reported on the New York Stock Exchange composite tape for Registrant&#146;s stock on November 8,
2007.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=2>&nbsp;</TD></TR><TR>
	<TD nowrap valign=top>
<FONT size=2 face="serif">(2)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=100%>
<P align="left"><FONT size=2 face="serif">In addition, pursuant to Rule 416(c) under the Securities Act of 1933, as amended, this registration statement also covers an indeterminate amount of interests offered or sold pursuant to the employee
benefit plan described herein.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=2>&nbsp;</TD></TR></TABLE>

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<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_2"></A>

<P align="left">
<U><FONT face="serif">Note on Filing History Related to the Plan</FONT></U></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">First Horizon National Corporation (&#147;FHNC,&#148; the &#147;Corporation,&#148; or the &#147;Registrant&#148;) previously filed registration statements on Form S-8 registering shares of its common stock, par value &#36;0.625
per share, that may be issued under the First Horizon National Corporation Savings Plan (as amended to date, the &#147;Plan&#148;) from time to time. The most recent such prior registration statement, File No. 333-123372 filed March 16, 2005
covering 5,000,000 shares of the Registrant&#146;s common stock, is the only such prior registration statement that remains active at this time. Registrant is filing this registration statement to register 5,000,000 additional shares of
Registrant&#146;s common stock that may be issued under the Plan from time to time. </FONT></P>
<P align="left">
<U><FONT face="serif">Note on Share Issuance</FONT></U></P>
<P align="left">
<FONT face="serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Registrant does not intend to sell original issue shares under the Plan in connection with the additional shares registered under this Registration Statement. The Plan and the Registrant contemplate that the Plan trustee will
purchase shares of Common Stock for the accounts of the participants on the open market or otherwise from sources other than the Registrant.</FONT></P>
<P align="center">
<B><FONT face="serif">PART I</FONT></B></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif">The Section 10(a) prospectus relating to the Plan is omitted from this Registration Statement pursuant to the Note to Part I of Form S-8. </FONT></P>
<P>&nbsp;</P><br>
<P>&nbsp;</P><P align="center">
<FONT face="serif">I-1</FONT></P>

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<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_3"></A>

<P align="center">
<B><FONT face="serif">PART II <br>
INFORMATION REQUIRED IN REGISTRATION STATEMENT</FONT></B></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif"> As permitted by Instruction E to Form S-8, the contents of
Registrant&#146;s registration statement on Form S-8 (File No. 333-123372), which
was filed March 16, 2005 covering shares for sale under the Plan, as updated
below, is  incorporated herein by reference. In addition to the foregoing, the
following information is also included in this registration statement: </FONT></P>
<P align="left">
<FONT face="serif">Item 3. Incorporation of Documents by Reference </FONT></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif">The following documents filed with the Securities and Exchange Commission (the &#147;Commission&#148;) are incorporated herein by reference: </FONT></P>
<TABLE border=0 cellspacing=0 cellpadding=0>
<TR>
	<TD width="7%" valign=top nowrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif">(a)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=93%>
<P align="left"><FONT face="serif">The Registrant's latest annual report, and where interests in the Plan are being registered, the Plan&#146;s latest annual report, filed pursuant to Sections 13(a) or 15(d) of the Exchange Act.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=2>&nbsp;</TD></TR><TR>
	<TD nowrap valign=top>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif">(b)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=93%>
<P align="left"><FONT face="serif">All other reports filed pursuant to Section 13(a) or 15(d) of the Exchange Act since the end of the fiscal year covered by the registrant document referred to in (a) above.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=2>&nbsp;</TD></TR><TR>
	<TD nowrap valign=top>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif">(c)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=93%>
<P align="left"><FONT face="serif">If the class of securities to be offered is registered under Section 12 of the Exchange Act, the description of such class of securities contained in a registration statement filed under such Act, including any
amendment or report filed for the purpose of updating such description.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=2>&nbsp;</TD></TR></TABLE>
<P align="left">
<FONT face="serif">All documents filed by the registrant pursuant to Section 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended, subsequent to the date of this registration statement and prior to the filing of a
post-effective amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold shall be deemed to be incorporated by reference in this registration statement and to be a part hereof from
the date of filing of such documents. Any statement contained herein or in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this registration statement to the
extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement. Any statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part of this registration statement. </FONT></P>
<P align="left">
<FONT face="serif">Item 4. Description of Securities</FONT></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif">This item is not applicable.</FONT></P>
<P align="left">&nbsp;</P>
<P align="center">
<FONT face="serif">II-1</FONT></P>

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<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_4"></A>
<p align="left"><font face="serif">Item 5. Interests of Named Experts and Counsel</font></p>
<p align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <font face="serif"> KPMG LLP, the Registrant&#146;s independent
    registered public accountants, have no interest in the Registrant. </font></p>
<P align="left">
<FONT face="serif">Item 6. Indemnification of Directors and Officers </FONT></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif"> Tennessee Code Annotated Sections 48-18-501 through 48-18-509 authorize a corporation to provide for the indemnification of officers, directors, employees and agents in terms sufficiently broad to permit indemnification under
certain circumstances for liabilities (including reimbursement for expenses incurred) arising under the Securities Act of 1933, as amended. FHNC has adopted the provisions of the Tennessee statute pursuant to Article Six of its Bylaws.  In addition,
FHNC has a directors&#146; and officers&#146; liability insurance policy which provides coverage sufficiently broad to permit indemnification under certain circumstances for liabilities (including reimbursement for expenses incurred) arising under
the Securities Act of 1933, as amended. </FONT></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif"> Tennessee Code Annotated, Section 48-12-102, permits the inclusion in the charter of a Tennessee corporation of a provision, with certain exceptions, eliminating the personal monetary liability of directors to the corporation or
its shareholders for breach of the duty of care. FHNC has adopted the provisions of the statute as Article 13 of its charter. </FONT></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif"> The shareholders of FHNC have approved an amendment to Article Six of the Bylaws pursuant to which FHNC is required to indemnify each director and any officers designated by the Board of Directors, and advance expenses, to the
maximum extent not prohibited by law. In accordance with the foregoing, the Board of Directors is authorized to enter into individual indemnity agreements with the directors and such officers. Such indemnity agreements have been approved for all of
the directors and certain officers. </FONT></P>
<P align="left">
<FONT face="serif">Item 7. Exemption from Registration Claimed</FONT></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif">This item is not applicable.</FONT></P>
<P align="left">
<FONT face="serif">Item 8. Exhibits</FONT></P>
<P align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT face="serif">All Exhibits are listed in the Exhibit Index at the end of this Part II.</FONT></P>
<P align="left">
<FONT face="serif">Item 9. Undertakings</FONT></P>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
<TR>
	<TD width="3%" valign=top nowrap>
<FONT face="serif">(a)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD colspan=3>
<P align="left"><FONT face="serif">The undersigned registrant hereby undertakes:</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD>&nbsp;</TD>	<TD width="3%" valign=top nowrap>
<FONT face="serif">(1)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD colspan=2>
<P align="left"><FONT face="serif">To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD>&nbsp;</TD><TD>&nbsp;</TD>	<TD width="4%" valign=top nowrap>
<FONT face="serif">(i)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=90%>
<P align="left"><FONT face="serif">To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;</FONT></P>
	</TD>
</TR></TABLE>
<P align="center">
<FONT face="serif">II-2</FONT></P>

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<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_5"></A>


<TABLE border=0 cellspacing=0 cellpadding=0>
<TR>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap><font face="serif">(ii)</font></TD>
  <TD><font face="serif">To reflect in the prospectus any facts or events arising
      after the effective date of the registration statement (or the most recent
      post-effective amendment thereof) which, individually or in the aggregate,
      represent a fundamental change in the information set forth in the registration
    statement;</font></TD>
</TR>
<TR>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD>&nbsp;</TD>
</TR>
<TR>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap>&nbsp; </TD>
  <TD valign=top nowrap><font face="serif">(iii)</font></TD>
  <TD><font face="serif">To include any material information with respect to
      the plan of distribution not previously disclosed in the registration statement
    or any material change to such information in the registration statement;</font></TD>
</TR>
<TR>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD>&nbsp;</TD>
</TR>
<TR>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD colspan="3" valign=top nowrap><font face="serif">Provided, however, that:</font></TD>
  </TR>
<TR>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD valign=top nowrap>&nbsp;</TD>
  <TD>&nbsp;</TD>
</TR>
<TR>
  <TD width="3%" valign=top nowrap>&nbsp;</TD>
  <TD width="3%" valign=top nowrap>&nbsp;</TD>
	<TD width="4%" valign=top nowrap>
<FONT face="serif">(A)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=90%>
<P align="left"><FONT face="serif">Paragraphs (a)(1)(i) and (a)(1)(ii) of this section do not apply if the registration statement is on Form S-8 (&#167;239.16b of this chapter), and the information required to be included in a post-effective
amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the registrant pursuant to section 13 or section 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)) that are incorporated by reference in the registration statement; and</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">(B)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=90%>
<P align="left"><FONT face="serif">Paragraphs (a)(1)(i), (a)(1)(ii) and (a)(1)(iii) of this section do not apply if the registration statement is on Form S-3 (&#167;239.13 of this chapter) or Form F-3 (&#167;239.33 of this chapter) and the
information required to be included in a post- effective amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the registrant pursuant to section 13 or section 15(d) of the Securities Exchange Act of 1934
that are incorporated by reference in the registration statement, or is contained in a form of prospectus filed pursuant to Rule 424(b) (&#167;230.424(b) of this chapter) that is part of the registration statement.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">(C)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=90%>
<P align="left"><I><FONT face="serif">Provided further, however</FONT></I><FONT face="serif">, that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the registration statement is for an offering of asset-backed securities on Form S-1
(&#167;239.11 of this chapter) or Form S-3 (&#167;239.13 of this chapter), and the information required to be included in a post-effective amendment is provided pursuant to Item 1100(c) of Regulation AB (&#167;239.1100(c)).</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR></TABLE>
<TABLE border=0 cellspacing=0 cellpadding=0>
<TR>
  <TD width="3%" valign=top nowrap>&nbsp;</TD>
	<TD width="3%" valign=top nowrap>
<FONT face="serif">(2)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=94%>
<P align="left"><FONT face="serif">That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein,
and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">(3)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=94%>
<P align="left"><FONT face="serif">To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</FONT></P>
	</TD>
</TR></TABLE>
<P align="center">
<FONT face="serif">II-3</FONT></P>

<HR noshade align="center" width="100%" size=4>



<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_6"></A>

<TABLE border=0 cellspacing=0 cellpadding=0>
<TR>
  <TD width="3%">&nbsp; </TD>
  <TD width="3%" valign=top nowrap><font face="serif">(4)</font>&nbsp;</TD>
  <TD colspan="2" valign="top"><font face="serif">If the registrant is a foreign private issuer, to file
      a post-effective amendment to the registration statement to include any
      financial statements required by Item 8.A of Form 20-F at the start of
    any delayed offering or throughout a continuous offering.</font></TD>
  </TR>
<TR>
  <TD>&nbsp;</TD>
  <TD nowrap valign=top>&nbsp;</TD>
  <TD valign="top">&nbsp;</TD>
  <TD>&nbsp;</TD>
</TR>
<TR>
  <TD>&nbsp; </TD>
  <TD nowrap valign=top><font face="serif">(5)</font>&nbsp;</TD>
  <TD colspan="2" valign="top"><font face="serif">That, for the purpose of determining liability under
    the Securities Act of 1933 to any purchaser:</font></TD>
  </TR>
<TR>
  <TD>&nbsp;</TD>
  <TD nowrap valign=top>&nbsp;</TD>
  <TD valign="top">&nbsp;</TD>
  <TD>&nbsp;</TD>
</TR>
<TR>
  <TD>&nbsp;</TD>
  <TD nowrap valign=top><font face="serif">(i)</font></TD>
  <TD colspan="2" valign="top"><font face="serif"> If the registrant is relying
      on Rule 430B (&#167;230.430B
    of this chapter):</font></TD>
  </TR>
<TR>
  <TD>&nbsp;</TD>
  <TD nowrap valign=top>&nbsp;</TD>
  <TD valign="top">&nbsp;</TD>
  <TD>&nbsp;</TD>
</TR>
<TR>
  <TD>&nbsp;</TD>	<TD nowrap valign=top>&nbsp;  	</TD>
	<TD width=4% valign="top"><font face="serif">(A)</font>&nbsp; &nbsp;</TD>
	<TD width=90%>
<P align="left"><FONT face="serif">Each prospectus filed by the registrant pursuant to Rule 424(b)(3) (&#167;230.424(b)(3) of this chapter) shall be deemed to be part of the registration statement as of the date the filed prospectus was deemed part
of and included in the registration statement; and</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD>&nbsp;</TD>	<TD nowrap valign=top>&nbsp; &nbsp; 	</TD>
	<TD width=4% valign="top"><font face="serif">(B)</font>&nbsp; </TD>
	<TD width=90%>
<P align="left"><FONT face="serif">Each prospectus required to be filed pursuant to Rule 424(b)(2), (b)(5), or (b)(7) (&#167;230.424(b)(2), (b)(5), or (b)(7) of this chapter) as part of a registration statement in reliance on Rule 430B relating to
an offering made pursuant to Rule 415(a)(1)(i), (vii), or (x) (&#167;230.415(a)(1)(i), (vii), or (x) of this chapter) for the purpose of providing the information required by section 10(a) of the Securities Act of 1933 shall be deemed to be part of
and included in the registration statement as of the earlier of the date such form of prospectus is first used after effectiveness or the date of the first contract of sale of securities in the offering described in the prospectus. As provided in
Rule 430B, for liability purposes of the issuer and any person that is at that date an underwriter, such date shall be deemed to be a new effective date of the registration statement relating to the securities in the registration statement to which
that prospectus relates, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof. </FONT><I><FONT face="serif">Provided, however, </FONT></I><FONT face="serif">that no statement made in a
registration statement or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as
to a purchaser with a time of contract of sale prior to such effective date, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document
immediately prior to such effective date; or</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp; &nbsp; 	</TD>
	<TD valign="top">
<P align="left"><font face="serif">(ii)</font>&nbsp; </P>
	</TD>
    <TD colspan=2><font face="serif">If the registrant is subject to Rule 430C (&#167;230.430C
        of this chapter), each prospectus filed pursuant to Rule 424(b) as part
        of a registration statement relating to an offering, other than registration
        statements relying on Rule 430B or other than prospectuses filed in reliance
        on Rule 430A (&#167;230.430A of this chapter), shall be deemed to be
        part of and included in the registration statement as of the date it
        is first used after effectiveness. </font><i><font face="serif">Provided,
        however, </font></i><font face="serif">that no statement made in a registration
        statement or prospectus that is part of the registration statement or
        made in a document incorporated or deemed incorporated by reference into
        the registration statement or prospectus that is part of the registration
    statement will, as to a purchaser with a time</font></TD>
    </TR>
<TR><TD colspan=4>&nbsp;</TD></TR></TABLE>
<P align="center">
<FONT face="serif">II-4</FONT></P>

<HR noshade align="center" width="100%" size=4>



<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_7"></A>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD colspan="2"><font face="serif">of contract of sale prior to such first use, supersede
        or modify any statement that was made in the registration statement or
        prospectus that was part of the registration statement or made in any
    such document immediately prior to such date of first use.</font></TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top"><font face="serif">(6)</font></TD>
    <TD colspan="2" valign="top"><FONT face="serif">That, for the purpose of determining liability of
        the registrant under the Securities Act of 1933 to any purchaser in the
    initial distribution of the securities:</FONT></TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD colspan="2"><FONT face="serif">The undersigned registrant undertakes
        that in a primary offering of securities of the undersigned registrant
        pursuant to this registration statement, regardless of the underwriting
        method used to sell the securities to the purchaser, if the securities
        are offered or sold to such purchaser by means of any of the following
        communications, the undersigned registrant will be a seller to the purchaser
    and will be considered to offer or sell such securities to such purchaser: </FONT></TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD valign="top"><font face="serif">(i)</font></TD>
    <TD valign="top"><font face="serif">Any preliminary prospectus or prospectus of
        the undersigned registrant relating to the offering required to be filed
    pursuant to Rule 424 (&#167;230.424 of this chapter);</font></TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%" valign="top">&nbsp;</TD>
    <TD width="90%" valign="top">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD valign="top"><font face="serif">(ii)</font></TD>
    <TD valign="top"><font face="serif">Any free writing prospectus relating to the
        offering prepared by or on behalf of the undersigned registrant or used
    or referred to by the undersigned registrant;</font></TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%" valign="top">&nbsp;</TD>
    <TD width="90%" valign="top">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD valign="top"><font face="serif">(iii)</font></TD>
    <TD valign="top"><font face="serif">The portion of any other free writing prospectus relating
        to the offering containing material information about the undersigned
        registrant or its securities provided by or on behalf of the undersigned
    registrant; and</font></TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%" valign="top">&nbsp;</TD>
    <TD width="90%" valign="top">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD valign="top"><font face="serif">(iv)</font></TD>
    <TD valign="top"><font face="serif">Any other communication that is an offer
    in the offering made by the undersigned registrant to the purchaser.</font></TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top"><font face="serif">(b)</font>&nbsp; </TD>
    <TD colspan="2"><font face="serif">The undersigned registrant hereby undertakes that,
        for purposes of determining any liability under the Securities Act of
        1933, each filing of the registrant's annual report pursuant to Section
        13(a) or Section 15(d) of the Securities Exchange Act of 1934, (and,
        where applicable, each filing of an employee benefit plan&#146;s annual
        report pursuant to Section 15(d) of the Securities Exchange Act of 1934)
        that is incorporated by reference in the registration statement shall
        be deemed to be a new registration statement relating to the securities
        offered therein, and the offering of such securities at that time shall
    be deemed to be the initial bona fide offering thereof.</font></TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD colspan="3" valign="top"><font face="serif">(c)-(g) [not applicable]</font>&nbsp; </TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top">&nbsp;</TD>
    <TD width="4%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
  </TR>
  <TR>
    <TD width="3%" valign=top nowrap>&nbsp;</TD>
    <TD width="3%" valign="top"><font face="serif">(h)</font></TD>
    <TD colspan="2"><font face="serif">Insofar as indemnification for liabilities
        arising under the Securities Act of 1933 may be permitted to directors,
        officers and controlling persons of the registrant pursuant to the foregoing
        provisions, or otherwise, the registrant has been advised that in the
        opinion of the Securities and Exchange Commission such indemnification
        is against public policy as expressed in the Act and is, therefore, unenforceable.
        In the event that a claim for indemnification against such liabilities
        (other than the payment by the registrant of expenses incurred or paid
        by a director, officer or controlling person of the registrant in the
    successful </font></TD>
  </TR>
</TABLE>
<P align="center">
<FONT face="serif">II-5</FONT></P>

<HR noshade align="center" width="100%" size=4>



<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_8"></A>
<TABLE border=0 cellpadding=0 cellspacing=0>
  <TR>
    <TD nowrap valign=top>&nbsp;</TD>
    <TD width="34" valign="top">&nbsp;</TD>
    <TD colspan="2"><font face="serif">defense of any action, suit or proceeding) is asserted
        by such director, officer or controlling person in connection with the
        securities being registered, the registrant will, unless in the opinion
        of its counsel the matter has been settled by controlling precedent,
        submit to a court of appropriate jurisdiction the question whether such
        indemnification by it is against public policy as expressed in the Act
    and will be governed by the final adjudication of such issue.</font></TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp; &nbsp; </TD>
    <TD valign="top"><P align="left">&nbsp; </P></TD>
    <TD width="62">&nbsp;</TD>
    <TD width="1088"><font face="serif">&nbsp; </font></TD>
  </TR>
  <TR>
    <TD width="46" valign=top nowrap>&nbsp;</TD>
    <TD colspan="3" valign="top"><font face="serif">(i)-(l) [not applicable]</font>&nbsp; </TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp;</TD>
    <TD colspan="3" valign="top"><U><FONT face="serif">Supplemental Undertakings</FONT></U><FONT face="serif">.</FONT></TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
    <TD colspan="2"><FONT face="serif">Pursuant to the instruction to Item 8 of Form S-8
        concerning Exhibit 5, in lieu of providing an opinion of counsel or Internal
        Revenue Service (IRS) determination letter concerning the compliance
    of the Plan with ERISA, the undersigned Registrant undertakes: </FONT></TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
    <TD><font face="serif">(i)</font>&nbsp; &nbsp;</TD>
    <TD><font face="serif">to submit material amendments of the Plan to the IRS
    in a timely manner, and</font></TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  </TR>
  <TR>
    <TD nowrap valign=top>&nbsp; &nbsp; </TD>
    <TD valign="top"><P align="left">&nbsp; </P></TD>
    <TD><FONT face="serif">(ii)</FONT>&nbsp; </TD>
    <TD><font face="serif">to make all changes required by the IRS in order to
        qualify the Plan under Section 401(a) of the Internal Revenue Code, as
    amended. </font></TD>
  </TR>
</TABLE>
<br>

<P align="center">
<B><FONT face="serif">SIGNATURES</FONT></B></P>
<P align="left">
<U><FONT face="serif">The Registrant</FONT></U><FONT face="serif">. Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on
Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Memphis and State of Tennessee, on November 14, 2007. </FONT></P>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD colspan="2" align=left nowrap>
      <FONT face="serif">FIRST HORIZON NATIONAL CORPORATION</FONT>	</TD>
  </TR>
<TR>
  <TD width="60%">&nbsp;</TD>
	<TD width="5%">&nbsp;</TD>
	<TD width="35%">&nbsp;

	</TD>
</TR>
<TR>
  <TD width="60%">&nbsp;</TD>
	<TD width="5%">&nbsp;</TD>
	<TD width="35%">&nbsp;

	</TD>
</TR>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD align=left width=5% nowrap><FONT face="serif">By: /s/</FONT></TD>
	<TD align=left width=35% nowrap><U><FONT face="serif">D. Bryan Jordan</FONT></U>
	</TD>
</TR>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD align=left width=5% nowrap>&nbsp;</TD>
	<TD align=left width=35% nowrap> <FONT face="serif">D. Bryan Jordan</FONT>
	</TD>
</TR>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD align=left width=5% nowrap>&nbsp;</TD>
	<TD align=left width=35% nowrap> <FONT face="serif">Executive Vice President and</FONT>
	</TD>
</TR>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD align=left width=5% nowrap>&nbsp;</TD>
	<TD align=left width=35% nowrap> <FONT face="serif">Chief Financial Officer</FONT>
	</TD>
</TR>
</TABLE>
<BR>
<P align="left">
<FONT face="serif">Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the date indicated. </FONT></P>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<B><U><FONT size=2 face="sans-serif">Signature</FONT></U></B>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<B><U><FONT size=2 face="sans-serif">Title</FONT></U></B>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<B><U><FONT size=2 face="sans-serif">Date</FONT></U></B>
	</TD>
</TR>
<TR valign="bottom">
  <TD align=left nowrap>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD align=left nowrap>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD align=left nowrap>&nbsp;</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">Gerald. L. Baker</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">President and Chief Executive Officer and a</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">Gerald. L. Baker</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director (principal executive officer)</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">D. Bryan Jordan</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Executive Vice President and Chief Financial</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">D. Bryan Jordan</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Officer (principal financial officer)</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
</TABLE>
<BR>
<P align="center">
<FONT face="serif">II-6</FONT></P>

<HR noshade align="center" width="100%" size=4>



<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_9"></A>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
  <TR valign="bottom">
    <TD align=left width=23% nowrap><B><U><FONT size=2 face="sans-serif">Signature</FONT></U></B> </TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap><B><U><FONT size=2 face="sans-serif">Title</FONT></U></B> </TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap><B><U><FONT size=2 face="sans-serif">Date</FONT></U></B> </TD>
  </TR>
  <TR>
    <TD colspan=5>&nbsp;</TD>
  </TR>
  <TR valign="bottom">
    <TD align=left width=23% nowrap><U><FONT face="serif">James F. Keen</FONT></U><FONT face="serif">*</FONT> </TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap><FONT face="serif">Executive Vice President
        and Corporate</FONT> </TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap><FONT face="serif">November 14, 2007</FONT> </TD>
  </TR>
  <TR valign="bottom">
    <TD align=left width=23% nowrap><FONT face="serif">James F. Keen</FONT> </TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap><FONT face="serif">Controller (principal
        accounting officer)</FONT> </TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap>&nbsp;</TD>
  </TR>
  <TR>
    <TD colspan=5>&nbsp;</TD>
  </TR>
  <TR valign="bottom">
    <TD align=left width=23% nowrap><U><FONT face="serif">Michael D. Rose</FONT></U><FONT face="serif">*</FONT> </TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap><FONT face="serif">Chairman of the Board
        and a Director</FONT> </TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap><FONT face="serif">November 14, 2007</FONT> </TD>
  </TR>
  <TR valign="bottom">
    <TD align=left width=23% nowrap><FONT face="serif">Michael D. Rose</FONT> </TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap>&nbsp;</TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap>&nbsp;</TD>
  </TR>
  <TR valign="bottom">
    <TD align=left width=23% nowrap>&nbsp;</TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap>&nbsp;</TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap>&nbsp;</TD>
  </TR>
  <TR valign="bottom">
    <TD align=left nowrap><U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></TD>
    <TD>&nbsp;</TD>
    <TD align=left nowrap><font face="serif">Director</font> </TD>
    <TD>&nbsp;</TD>
    <TD align=left nowrap>&nbsp;</TD>
  </TR>
  <TR valign="bottom">
    <TD align=left width=23% nowrap><FONT face="serif">Robert C. Blattberg</FONT> </TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap>&nbsp;</TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap>&nbsp;</TD>
  </TR>
  <TR>
    <TD colspan=5>&nbsp;</TD>
  </TR>
  <TR valign="bottom">
    <TD align=left width=23% nowrap><U><FONT face="serif">Robert B. Carter</FONT></U><FONT face="serif">*</FONT> </TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap><FONT face="serif">Director</FONT> </TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap><FONT face="serif">November 14, 2007</FONT> </TD>
  </TR>
  <TR valign="bottom">
    <TD align=left width=23% nowrap><FONT face="serif">Robert B. Carter</FONT> </TD>
    <TD width=3%>&nbsp;</TD>
    <TD align=left width=51% nowrap>&nbsp;</TD>
    <TD width=2%>&nbsp;</TD>
    <TD align=left width=21% nowrap>&nbsp;</TD>
  </TR>
  <TR valign="bottom">
    <TD align=left nowrap>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align=left nowrap>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align=left nowrap>&nbsp;</TD>
  </TR>
  <TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">Simon F. Cooper</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">Simon F. Cooper</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>&nbsp;

	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">James A. Haslam, III</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">James A. Haslam, III</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>&nbsp;

	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">R. Brad Martin</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">R. Brad Martin</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>&nbsp;

	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">Vicki R. Palmer</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">Vicki R. Palmer</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>&nbsp;

	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">Colin V. Reed</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">Colin V. Reed</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>&nbsp;

	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">Mary F. Sammons</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">Mary F. Sammons</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>&nbsp;

	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">William B. Sansom</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">William B. Sansom</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>&nbsp;

	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<U><FONT face="serif">Luke Yancy III</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=23% nowrap>
<FONT face="serif">Luke Yancy III</FONT>
	</TD>
	<TD width=3%>&nbsp;
	</TD>
	<TD align=left width=51% nowrap>&nbsp;

	</TD>
	<TD width=2%>&nbsp;
	</TD>
	<TD align=left width=21% nowrap>&nbsp;

	</TD>
</TR>
</TABLE>
<BR>
<TABLE width="60%" border=0 cellpadding=0 cellspacing=0>
<TR valign="bottom">
	<TD align=left width=12% nowrap>
<FONT face="serif">*By: /s/</FONT>
	</TD>
	<TD width=1%>&nbsp;
	</TD>
	<TD align=left width=87% nowrap>
<U><FONT face="serif">Clyde A. Billings, Jr.</FONT></U>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=12% nowrap>&nbsp;

	</TD>
	<TD width=1%>&nbsp;
	</TD>
	<TD align=left width=87% nowrap>
<FONT face="serif">Clyde A. Billings, Jr.</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=12% nowrap>&nbsp;

	</TD>
	<TD width=1%>&nbsp;
	</TD>
	<TD align=left width=87% nowrap>
<FONT face="serif">Attorney-in-Fact</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left width=12% nowrap>&nbsp;

	</TD>
	<TD width=1%>&nbsp;
	</TD>
	<TD align=left width=87% nowrap>
<FONT face="serif">November 14, 2007</FONT>
	</TD>
</TR>
</TABLE><BR><P>&nbsp;</P>
<P align="center">
<FONT face="serif">II-7</FONT></P>

<HR noshade align="center" width="100%" size=4>



<P STYLE="page-break-before:always"></P><PAGE>
<P align="left">
<U><FONT face="serif">The Plan</FONT></U><FONT face="serif">. Pursuant to the requirements of the Securities Act of 1933, the trustees (or other persons who administer the employee benefit plan) have duly caused this registration statement to be
signed on its behalf by the undersigned, thereunto duly authorized, in the City of Memphis and State of Tennessee, on November 14, 2007. </FONT></P>
<TABLE width="100%" border=0 cellpadding=0 cellspacing=0>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD colspan="2" align=left nowrap>
      <FONT face="serif">FIRST HORIZON NATIONAL CORPORATION</FONT>	</TD>
  </TR>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD colspan="2" align=left nowrap>
      <FONT face="serif">SAVINGS PLAN</FONT>	</TD>
  </TR>
<TR>
  <TD width="60%">&nbsp;</TD>
	<TD width="5%">&nbsp;</TD>
	<TD width="35%">&nbsp;

	</TD>
</TR>
<TR>
  <TD width="60%">&nbsp;</TD>
	<TD width="5%">&nbsp;</TD>
	<TD width="35%">&nbsp;

	</TD>
</TR>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD align=left width=5% nowrap><FONT face="serif">By: /s/</FONT></TD>
	<TD align=left width=35% nowrap><U><FONT face="serif">Kimberly A. Anderson</FONT></U>
	</TD>
</TR>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD align=left width=5% nowrap>&nbsp;</TD>
	<TD align=left width=35% nowrap> <FONT face="serif">Kimberly A. Anderson</FONT>
	</TD>
</TR>
<TR valign="bottom">
  <TD align=left width=60% nowrap>&nbsp;</TD>
	<TD align=left width=5% nowrap>&nbsp;</TD>
	<TD align=left width=35% nowrap> <FONT face="serif">Plan Committee Member and Secretary</FONT>
	</TD>
</TR>
</TABLE>
<BR><BR><P>&nbsp;</P>
<P align="center">
<FONT face="serif">II-8</FONT></P>

<HR noshade align="center" width="100%" size=4>



<P STYLE="page-break-before:always"></P><PAGE>
<A name="page_10"></A>

<P align="center">
<B><FONT face="serif">EXHIBIT INDEX</FONT></B></P>
<br>

<TABLE border=0 cellspacing=0 cellpadding=0>
<TR>
  <TD colspan="2" valign=top nowrap><div align="center"><b><u><font size=2 face="serif">Exhibit No.</font></u></b></div></TD>
  <TD colspan=2><b><u><font size=2 face="serif">Description</font></u></b></TD>
</TR>
<TR>
  <TD width="4%" valign=top nowrap>&nbsp;</TD>
  <TD width="6%" valign=top nowrap>&nbsp;</TD>
  <TD colspan=2>&nbsp;</TD>
</TR>
<TR>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">4.1</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD colspan=2>
<P align="left"><FONT face="serif">Amended and Restated Charter of the Corporation, incorporated herein by reference to Exhibit 3(i) to the Corporation's Quarterly Report on Form 10-Q for the quarter ended 3-31-04.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">4.2</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD colspan=2>
<P align="left"><FONT face="serif">Bylaws of the Corporation, as amended and restated as of October 16, 2007, incorporated herein by reference to Exhibit 3.2 to the Corporation&#146;s Current Report on Form 8-K dated October 16, 2007.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">4.3</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD colspan=2>
<P align="left"><FONT face="serif">Shareholder Protection Rights Agreement, dated as of October 20, 1998, between the Corporation and First Tennessee Bank National Association, as Rights Agent, including as Exhibit A the forms of Rights Certificate
and Election to Exercise and as Exhibit B the form of Articles of Amendment designating Participating Preferred Stock, incorporated herein by reference to Exhibits 1, 2, and 3 to the Corporation's Registration Statement on Form 8-A filed
10-23-98.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">5</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD colspan=2>
<P align="left"><FONT face="serif">No exhibit 5 is filed.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD>&nbsp;</TD>
<TD>&nbsp;</TD>	<TD colspan=2>
<P align="left"><FONT face="serif">In accordance with the exceptions specified in Item 8 of Form S-8:</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD>&nbsp;</TD>
<TD>&nbsp;</TD>	<TD width="5%" valign=top nowrap>
<FONT face="serif">(a)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=85%>
<P align="left"><FONT face="serif">No opinion of counsel regarding the legality of the securities being registered hereunder is provided because the Plan and the Registrant contemplate that such securities will not include original issuance
securities.</FONT></P>
	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
  <TD>&nbsp;</TD>
<TD>&nbsp;</TD>	<TD nowrap valign=top>
<FONT face="serif">(b)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=85%>
<P align="left"><FONT face="serif">No opinion of counsel concerning compliance of the Plan with ERISA is provided. The Registrant has submitted the Plan to the Internal Revenue Service (IRS) and received a favorable determination letter, and the
Registrant has made the undertakings required by Item 8 of Form S-8, as set forth in the Supplemental Undertakings under Item 9 above.</FONT></P>
	</TD>
</TR>
<TR>
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD nowrap valign=top>&nbsp;</TD>
  <TD>&nbsp;</TD>
</TR>
<TR>
  <TD>&nbsp;</TD>
  <TD><font face="serif">23.1</font>&nbsp; </TD>
  <TD colspan="2" valign=top nowrap><font face="serif">Consent of Independent Registered Public Accounting
    Firm.</font></TD>
  </TR>
<TR>
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD nowrap valign=top>&nbsp;</TD>
  <TD>&nbsp;</TD>
</TR>
<TR>
  <TD>&nbsp;</TD>
  <TD><font face="serif">24.1</font>&nbsp; </TD>
  <TD colspan="2" valign=top nowrap><FONT face="serif">Power of Attorney executed by certain directors and
    officers of the Registrant.</FONT></TD>
  </TR>
<TR><TD colspan=4>&nbsp;</TD></TR></TABLE>
<HR noshade align="center" width="100%" size=4>


</BODY>

</HTML>
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{"company-data": {"conformed-name": "FIRST HORIZON NATIONAL CORP", "cik": "0000036966", "assigned-sic": "6021", "irs-number": "620803242", "state-of-incorporation": "TN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-147409", "film-number": "071248611"}, "business-address": {"street1": "165 MADISON AVENUE", "city": "MEMPHIS", "state": "TN", "zip": "38103", "phone": "9018186232"}, "mail-address": {"street1": "165 MADISON AVENUE", "city": "MEMPHIS", "state": "TN", "zip": "38103"}, "former-company": [{"former-conformed-name": "FIRST TENNESSEE NATIONAL CORP", "date-changed": "19920703"}, {"former-conformed-name": "FIRST TENNESSEE BANKS INC", "date-changed": "19600201"}]}
s8.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing
As filed with the Securities and Exchange Commission
on November 15, 2007
Registration No. 333-________
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
FIRST HORIZON NATIONAL CORPORATION
(Exact name of registrant as specified in its charter)
TENNESSEE
(State or other jurisdiction of
incorporation or organization)
62-0803242
(I.R.S. Employer
Identification No.)
165 Madison Avenue
Memphis, Tennessee 38103
(901) 523-4444
(Address, including zip code, and telephone number,
including area code, of registrant's principal executive offices)
First Horizon National Corporation
Savings Plan
(Full title of plan)
Clyde A. Billings, Jr.
With a copy to:
Senior Vice President, Assistant General
John A. Niemoeller
Counsel and Corporate Secretary
Senior Vice President, Counsel and Assistant
First Horizon National Corporation
Corporate Secretary
165 Madison Avenue
First Horizon National Corporation
Memphis, TN 38103
165 Madison Avenue
(901)
523-5679
Memphis, TN 38103
(Name, address, including zip code, and telephone
(901) 523-4170
number, including area code, of agent for service)
CALCULATION
    OF REGISTRATION FEE
Amount to
Proposed
Proposed maximum
Amount of
Title of Securities to be
be
maximum offering
aggregate offering
registration
Registered
registered
price per share
(1)
price
(1
)
fee
(1
)
Common Stock
5,000,000
$22.125/share
$110,625,000
$3,396.19
(including related Rights)
(2)
shares
(1)
Estimated and calculated pursuant to Rule 457(h)(1), based on the average of the high and low prices reported on the New York Stock Exchange composite tape for Registrant's stock on November 8,
2007.
(2)
In addition, pursuant to Rule 416(c) under the Securities Act of 1933, as amended, this registration statement also covers an indeterminate amount of interests offered or sold pursuant to the employee
benefit plan described herein.
Note on Filing History Related to the Plan
First Horizon National Corporation ("FHNC," the "Corporation," or the "Registrant") previously filed registration statements on Form S-8 registering shares of its common stock, par value $0.625
per share, that may be issued under the First Horizon National Corporation Savings Plan (as amended to date, the "Plan") from time to time. The most recent such prior registration statement, File No. 333-123372 filed March 16, 2005
covering 5,000,000 shares of the Registrant's common stock, is the only such prior registration statement that remains active at this time. Registrant is filing this registration statement to register 5,000,000 additional shares of
Registrant's common stock that may be issued under the Plan from time to time.
Note on Share Issuance
The Registrant does not intend to sell original issue shares under the Plan in connection with the additional shares registered under this Registration Statement. The Plan and the Registrant contemplate that the Plan trustee will
purchase shares of Common Stock for the accounts of the participants on the open market or otherwise from sources other than the Registrant.
PART I
The Section 10(a) prospectus relating to the Plan is omitted from this Registration Statement pursuant to the Note to Part I of Form S-8.
I-1
PART II
INFORMATION REQUIRED IN REGISTRATION STATEMENT
As permitted by Instruction E to Form S-8, the contents of
Registrant's registration statement on Form S-8 (File No. 333-123372), which
was filed March 16, 2005 covering shares for sale under the Plan, as updated
below, is  incorporated herein by reference. In addition to the foregoing, the
following information is also included in this registration statement:
Item 3. Incorporation of Documents by Reference
The following documents filed with the Securities and Exchange Commission (the "Commission") are incorporated herein by reference:
(a)
The Registrant's latest annual report, and where interests in the Plan are being registered, the Plan's latest annual report, filed pursuant to Sections 13(a) or 15(d) of the Exchange Act.
(b)
All other reports filed pursuant to Section 13(a) or 15(d) of the Exchange Act since the end of the fiscal year covered by the registrant document referred to in (a) above.
(c)
If the class of securities to be offered is registered under Section 12 of the Exchange Act, the description of such class of securities contained in a registration statement filed under such Act, including any
amendment or report filed for the purpose of updating such description.
All documents filed by the registrant pursuant to Section 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended, subsequent to the date of this registration statement and prior to the filing of a
post-effective amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold shall be deemed to be incorporated by reference in this registration statement and to be a part hereof from
the date of filing of such documents. Any statement contained herein or in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this registration statement to the
extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement. Any statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part of this registration statement.
Item 4. Description of Securities
This item is not applicable.
II-1
Item 5. Interests of Named Experts and Counsel
KPMG LLP, the Registrant's independent
    registered public accountants, have no interest in the Registrant.
Item 6. Indemnification of Directors and Officers
Tennessee Code Annotated Sections 48-18-501 through 48-18-509 authorize a corporation to provide for the indemnification of officers, directors, employees and agents in terms sufficiently broad to permit indemnification under
certain circumstances for liabilities (including reimbursement for expenses incurred) arising under the Securities Act of 1933, as amended. FHNC has adopted the provisions of the Tennessee statute pursuant to Article Six of its Bylaws.  In addition,
FHNC has a directors' and officers' liability insurance policy which provides coverage sufficiently broad to permit indemnification under certain circumstances for liabilities (including reimbursement for expenses incurred) arising under
the Securities Act of 1933, as amended.
Tennessee Code Annotated, Section 48-12-102, permits the inclusion in the charter of a Tennessee corporation of a provision, with certain exceptions, eliminating the personal monetary liability of directors to the corporation or
its shareholders for breach of the duty of care. FHNC has adopted the provisions of the statute as Article 13 of its charter.
The shareholders of FHNC have approved an amendment to Article Six of the Bylaws pursuant to which FHNC is required to indemnify each director and any officers designated by the Board of Directors, and advance expenses, to the
maximum extent not prohibited by law. In accordance with the foregoing, the Board of Directors is authorized to enter into individual indemnity agreements with the directors and such officers. Such indemnity agreements have been approved for all of
the directors and certain officers.
Item 7. Exemption from Registration Claimed
This item is not applicable.
Item 8. Exhibits
All Exhibits are listed in the Exhibit Index at the end of this Part II.
Item 9. Undertakings
(a)
The undersigned registrant hereby undertakes:
(1)
To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:
(i)
To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;
II-2
(ii)
To reflect in the prospectus any facts or events arising
      after the effective date of the registration statement (or the most recent
      post-effective amendment thereof) which, individually or in the aggregate,
      represent a fundamental change in the information set forth in the registration
    statement;
(iii)
To include any material information with respect to
      the plan of distribution not previously disclosed in the registration statement
    or any material change to such information in the registration statement;
Provided, however, that:
(A)
Paragraphs (a)(1)(i) and (a)(1)(ii) of this section do not apply if the registration statement is on Form S-8 (§239.16b of this chapter), and the information required to be included in a post-effective
amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the registrant pursuant to section 13 or section 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)) that are incorporated by reference in the registration statement; and
(B)
Paragraphs (a)(1)(i), (a)(1)(ii) and (a)(1)(iii) of this section do not apply if the registration statement is on Form S-3 (§239.13 of this chapter) or Form F-3 (§239.33 of this chapter) and the
information required to be included in a post- effective amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the registrant pursuant to section 13 or section 15(d) of the Securities Exchange Act of 1934
that are incorporated by reference in the registration statement, or is contained in a form of prospectus filed pursuant to Rule 424(b) (§230.424(b) of this chapter) that is part of the registration statement.
(C)
Provided further, however
, that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the registration statement is for an offering of asset-backed securities on Form S-1
(§239.11 of this chapter) or Form S-3 (§239.13 of this chapter), and the information required to be included in a post-effective amendment is provided pursuant to Item 1100(c) of Regulation AB (§239.1100(c)).
(2)
That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein,
and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.
(3)
To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.
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(4)
If the registrant is a foreign private issuer, to file
      a post-effective amendment to the registration statement to include any
      financial statements required by Item 8.A of Form 20-F at the start of
    any delayed offering or throughout a continuous offering.
(5)
That, for the purpose of determining liability under
    the Securities Act of 1933 to any purchaser:
(i)
If the registrant is relying
      on Rule 430B (§230.430B
    of this chapter):
(A)
Each prospectus filed by the registrant pursuant to Rule 424(b)(3) (§230.424(b)(3) of this chapter) shall be deemed to be part of the registration statement as of the date the filed prospectus was deemed part
of and included in the registration statement; and
(B)
Each prospectus required to be filed pursuant to Rule 424(b)(2), (b)(5), or (b)(7) (§230.424(b)(2), (b)(5), or (b)(7) of this chapter) as part of a registration statement in reliance on Rule 430B relating to
an offering made pursuant to Rule 415(a)(1)(i), (vii), or (x) (§230.415(a)(1)(i), (vii), or (x) of this chapter) for the purpose of providing the information required by section 10(a) of the Securities Act of 1933 shall be deemed to be part of
and included in the registration statement as of the earlier of the date such form of prospectus is first used after effectiveness or the date of the first contract of sale of securities in the offering described in the prospectus. As provided in
Rule 430B, for liability purposes of the issuer and any person that is at that date an underwriter, such date shall be deemed to be a new effective date of the registration statement relating to the securities in the registration statement to which
that prospectus relates, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.
Provided, however,
that no statement made in a
registration statement or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as
to a purchaser with a time of contract of sale prior to such effective date, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document
immediately prior to such effective date; or
(ii)
If the registrant is subject to Rule 430C (§230.430C
        of this chapter), each prospectus filed pursuant to Rule 424(b) as part
        of a registration statement relating to an offering, other than registration
        statements relying on Rule 430B or other than prospectuses filed in reliance
        on Rule 430A (§230.430A of this chapter), shall be deemed to be
        part of and included in the registration statement as of the date it
        is first used after effectiveness.
Provided,
        however,
that no statement made in a registration
        statement or prospectus that is part of the registration statement or
        made in a document incorporated or deemed incorporated by reference into
        the registration statement or prospectus that is part of the registration
    statement will, as to a purchaser with a time
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of contract of sale prior to such first use, supersede
        or modify any statement that was made in the registration statement or
        prospectus that was part of the registration statement or made in any
    such document immediately prior to such date of first use.
(6)
That, for the purpose of determining liability of
        the registrant under the Securities Act of 1933 to any purchaser in the
    initial distribution of the securities:
The undersigned registrant undertakes
        that in a primary offering of securities of the undersigned registrant
        pursuant to this registration statement, regardless of the underwriting
        method used to sell the securities to the purchaser, if the securities
        are offered or sold to such purchaser by means of any of the following
        communications, the undersigned registrant will be a seller to the purchaser
    and will be considered to offer or sell such securities to such purchaser:
(i)
Any preliminary prospectus or prospectus of
        the undersigned registrant relating to the offering required to be filed
    pursuant to Rule 424 (§230.424 of this chapter);
(ii)
Any free writing prospectus relating to the
        offering prepared by or on behalf of the undersigned registrant or used
    or referred to by the undersigned registrant;
(iii)
The portion of any other free writing prospectus relating
        to the offering containing material information about the undersigned
        registrant or its securities provided by or on behalf of the undersigned
    registrant; and
(iv)
Any other communication that is an offer
    in the offering made by the undersigned registrant to the purchaser.
(b)
The undersigned registrant hereby undertakes that,
        for purposes of determining any liability under the Securities Act of
        1933, each filing of the registrant's annual report pursuant to Section
        13(a) or Section 15(d) of the Securities Exchange Act of 1934, (and,
        where applicable, each filing of an employee benefit plan's annual
        report pursuant to Section 15(d) of the Securities Exchange Act of 1934)
        that is incorporated by reference in the registration statement shall
        be deemed to be a new registration statement relating to the securities
        offered therein, and the offering of such securities at that time shall
    be deemed to be the initial bona fide offering thereof.
(c)-(g) [not applicable]
(h)
Insofar as indemnification for liabilities
        arising under the Securities Act of 1933 may be permitted to directors,
        officers and controlling persons of the registrant pursuant to the foregoing
        provisions, or otherwise, the registrant has been advised that in the
        opinion of the Securities and Exchange Commission such indemnification
        is against public policy as expressed in the Act and is, therefore, unenforceable.
        In the event that a claim for indemnification against such liabilities
        (other than the payment by the registrant of expenses incurred or paid
        by a director, officer or controlling person of the registrant in the
    successful
II-5
defense of any action, suit or proceeding) is asserted
        by such director, officer or controlling person in connection with the
        securities being registered, the registrant will, unless in the opinion
        of its counsel the matter has been settled by controlling precedent,
        submit to a court of appropriate jurisdiction the question whether such
        indemnification by it is against public policy as expressed in the Act
    and will be governed by the final adjudication of such issue.
(i)-(l) [not applicable]
Supplemental Undertakings
.
Pursuant to the instruction to Item 8 of Form S-8
        concerning Exhibit 5, in lieu of providing an opinion of counsel or Internal
        Revenue Service (IRS) determination letter concerning the compliance
    of the Plan with ERISA, the undersigned Registrant undertakes:
(i)
to submit material amendments of the Plan to the IRS
    in a timely manner, and
(ii)
to make all changes required by the IRS in order to
        qualify the Plan under Section 401(a) of the Internal Revenue Code, as
    amended.
SIGNATURES
The Registrant
. Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on
Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Memphis and State of Tennessee, on November 14, 2007.
FIRST HORIZON NATIONAL CORPORATION
By: /s/
D. Bryan Jordan
D. Bryan Jordan
Executive Vice President and
Chief Financial Officer
Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the date indicated.
Signature
Title
Date
Gerald. L. Baker
*
President and Chief Executive Officer and a
November 14, 2007
Gerald. L. Baker
Director (principal executive officer)
D. Bryan Jordan
*
Executive Vice President and Chief Financial
November 14, 2007
D. Bryan Jordan
Officer (principal financial officer)
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Signature
Title
Date
James F. Keen
*
Executive Vice President
        and Corporate
November 14, 2007
James F. Keen
Controller (principal
        accounting officer)
Michael D. Rose
*
Chairman of the Board
        and a Director
November 14, 2007
Michael D. Rose
Director
Robert C. Blattberg
Robert B. Carter
*
Director
November 14, 2007
Robert B. Carter
Simon F. Cooper
*
Director
November 14, 2007
Simon F. Cooper
James A. Haslam, III
*
Director
November 14, 2007
James A. Haslam, III
R. Brad Martin
*
Director
November 14, 2007
R. Brad Martin
Vicki R. Palmer
*
Director
November 14, 2007
Vicki R. Palmer
Colin V. Reed
*
Director
November 14, 2007
Colin V. Reed
Mary F. Sammons
*
Director
November 14, 2007
Mary F. Sammons
William B. Sansom
*
Director
November 14, 2007
William B. Sansom
Luke Yancy III
*
Director
November 14, 2007
Luke Yancy III
*By: /s/
Clyde A. Billings, Jr.
Clyde A. Billings, Jr.
Attorney-in-Fact
November 14, 2007
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The Plan
. Pursuant to the requirements of the Securities Act of 1933, the trustees (or other persons who administer the employee benefit plan) have duly caused this registration statement to be
signed on its behalf by the undersigned, thereunto duly authorized, in the City of Memphis and State of Tennessee, on November 14, 2007.
FIRST HORIZON NATIONAL CORPORATION
SAVINGS PLAN
By: /s/
Kimberly A. Anderson
Kimberly A. Anderson
Plan Committee Member and Secretary
II-8
EXHIBIT INDEX
Exhibit No.
Description
4.1
Amended and Restated Charter of the Corporation, incorporated herein by reference to Exhibit 3(i) to the Corporation's Quarterly Report on Form 10-Q for the quarter ended 3-31-04.
4.2
Bylaws of the Corporation, as amended and restated as of October 16, 2007, incorporated herein by reference to Exhibit 3.2 to the Corporation's Current Report on Form 8-K dated October 16, 2007.
4.3
Shareholder Protection Rights Agreement, dated as of October 20, 1998, between the Corporation and First Tennessee Bank National Association, as Rights Agent, including as Exhibit A the forms of Rights Certificate
and Election to Exercise and as Exhibit B the form of Articles of Amendment designating Participating Preferred Stock, incorporated herein by reference to Exhibits 1, 2, and 3 to the Corporation's Registration Statement on Form 8-A filed
10-23-98.
5
No exhibit 5 is filed.
In accordance with the exceptions specified in Item 8 of Form S-8:
(a)
No opinion of counsel regarding the legality of the securities being registered hereunder is provided because the Plan and the Registrant contemplate that such securities will not include original issuance
securities.
(b)
No opinion of counsel concerning compliance of the Plan with ERISA is provided. The Registrant has submitted the Plan to the Internal Revenue Service (IRS) and received a favorable determination letter, and the
Registrant has made the undertakings required by Item 8 of Form S-8, as set forth in the Supplemental Undertakings under Item 9 above.
23.1
Consent of Independent Registered Public Accounting
    Firm.
24.1
Power of Attorney executed by certain directors and
    officers of the Registrant.