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<P ALIGN="CENTER"><FONT SIZE="-1">As filed with the Securities and Exchange Commission on
August 25, 2005</FONT></TD></TR>
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<P ALIGN="RIGHT"></FONT><FONT SIZE="-1">Registration Statement No. 333-______</FONT></TD></TR>
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<P ALIGN="CENTER"></FONT><FONT SIZE="-1"><STRONG>UNITED STATES</STRONG></FONT><BR>
<FONT SIZE="-1"><STRONG>SECURITIES AND EXCHANGE COMMISSION</STRONG></FONT><BR>
<FONT SIZE="-1"><STRONG>WASHINGTON, D.C. 20549</STRONG></FONT></TD></TR>
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<P ALIGN="CENTER"></FONT><FONT SIZE="+2"><STRONG>FORM S-8</STRONG></FONT></TD>
<TD width="251" height="26">&nbsp;</TD></TR>
<TR VALIGN="TOP"><TD width="259" height="19">&nbsp; </TD>
<TD width="161" height="19"></TD>
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<P ALIGN="CENTER"></FONT><FONT SIZE="-1"><STRONG>REGISTRATION STATEMENT</STRONG></FONT><BR>
<FONT SIZE="-1"><STRONG>UNDER THE SECURITIES ACT OF 1933</STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD width="259" height="19">&nbsp;</TD>
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<TR VALIGN="TOP"><TD width="259" height="19">&nbsp; </TD>
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<P ALIGN="CENTER"></FONT><FONT SIZE="+2"><STRONG>HOME FEDERAL BANCORP, INC.</STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3" width="671" height="15"><FONT SIZE="-1">
<P ALIGN="CENTER">(Exact name of registrant as specified in its charter)</FONT></TD></TR>
<TR VALIGN="TOP"><TD width="259" height="19">&nbsp;</TD>
<TD width="161" height="19"></TD>
<TD width="251" height="19"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="19"></FONT><FONT SIZE="-1"><STRONG>Federal</STRONG></FONT></TD>
<TD ALIGN="CENTER" width="161" height="19">&nbsp;</TD>
<TD ALIGN="CENTER" width="251" height="19"></FONT><FONT SIZE="-1"><STRONG>20-0945587</STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="30"><FONT SIZE="-1">(State or other jurisdiction of</FONT><BR>
<FONT SIZE="-1">incorporation or organization)</FONT></TD>
<TD ALIGN="CENTER" width="161" height="30">&nbsp;</TD>
<TD ALIGN="CENTER" width="251" height="30"></FONT><FONT SIZE="-1">(I.R.S. Employer </FONT><BR>
<FONT SIZE="-1">Identification No.)</FONT></TD></TR>
<TR VALIGN="TOP"><TD width="259" height="19">&nbsp;</TD>
<TD width="161" height="19"></TD>
<TD width="251" height="19"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="19"></FONT><FONT SIZE="-1"><STRONG>500 12<SUP>th</SUP> Avenue South, Nampa Idaho</STRONG></FONT></TD>
<TD ALIGN="CENTER" width="161" height="19">&nbsp;</TD>
<TD ALIGN="CENTER" width="251" height="19"></FONT><FONT SIZE="-1"><STRONG>83651</STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="19"><FONT SIZE="-1">(Address of principal executive offices)</FONT></TD>
<TD ALIGN="CENTER" width="161" height="19">&nbsp;</TD>
<TD ALIGN="CENTER" width="251" height="19"></FONT><FONT SIZE="-1">(Zip code)</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="19">&nbsp;</TD>
<TD ALIGN="CENTER" width="161" height="19"></TD>
<TD ALIGN="CENTER" width="251" height="19"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="19">&nbsp; </TD>
<TD ALIGN="CENTER" width="161" height="19"></TD>
<TD ALIGN="CENTER" width="251" height="19"></TD></TR>

<TR VALIGN="TOP"><TD COLSPAN="3" ALIGN="CENTER" width="671" height="30"></FONT><FONT SIZE="-1"><STRONG>
  Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan</FONT><BR>
<FONT SIZE="-1"><STRONG>Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan</STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="3" ALIGN="CENTER" width="671" height="15"><FONT SIZE="-1">(Full title of the plan)</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="19">&nbsp;</TD>
<TD ALIGN="CENTER" width="161" height="19"></TD>
<TD ALIGN="CENTER" width="251" height="19"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="19">&nbsp;</TD>
<TD ALIGN="CENTER" width="161" height="19">&nbsp;</TD>

<TD ALIGN="CENTER" width="251" height="19">&nbsp;</TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="259" height="1">&nbsp; <b>
  <font size="2">Robert A. Schoelkoph<BR>
  Chief Financial Officer<BR> Home Federal Bancorp, Inc.<BR> 500 12th Avenue South<BR>Nampa, Idaho 83651<BR>(208)466-4634
  </font></b></TD>
<TD ALIGN="CENTER" width="161" height="1"></TD>

<TD ALIGN="CENTER" width="251" height="1"><b><font size="2">John F, Breyer, Jr.,
Esquire <BR>
Breyer &amp;
Associates PC<BR> 8180 Greensboro Drive<BR> Suite 785<BR> McLean, Virginia 22102<BR>(703)883-1100
</font></b>
</TD></TR><TR VALIGN="TOP">
  <TD ALIGN="CENTER" width="671" height="19" colspan="3"><font size="2">(Name,
  address and telephone number of agent for service)</font></TD>
</TR>

</TABLE>

<P><FONT SIZE="-1"><CENTER>
<p></p>
</CENTER>
</FONT></P>

<BR WP="BR2">
<TABLE BORDER="0" WIDTH="671" cellspacing="0" cellpadding="0">
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  <TD COLSPAN="5" ALIGN="CENTER" width="671" style="border-bottom-style: none; border-bottom-width: medium"><FONT SIZE="-1"><STRONG>CALCULATION OF REGISTRATION FEE</STRONG></FONT><hr color="#000000" align="left" width="98%"></TD></TR>
<TR VALIGN="TOP">
  <TD ALIGN="left" width="133" style="border-top-style: none; border-top-width: medium"><FONT SIZE="-1">Title of securities </FONT><BR>
<FONT SIZE="-1">to be registered</FONT><hr color="#000000" align="left"></TD>
<TD ALIGN="CENTER" width="102" style="border-top-style: none; border-top-width: medium"><FONT SIZE="-1">Amount to be
registered</FONT><hr color="#000000" align="left"></TD>
<TD ALIGN="CENTER" width="129" style="border-top-style: none; border-top-width: medium"><FONT SIZE="-1">Proposed maximum
<BR>offering price per share</FONT><hr color="#000000" align="left"></TD>
<TD ALIGN="CENTER" width="177" style="border-top-style: none; border-top-width: medium"><FONT SIZE="-1">Proposed maximum
<BR>aggregate offering price</FONT><hr color="#000000" align="left"></TD>
<TD ALIGN="CENTER" width="130" style="border-top-style: none; border-top-width: medium"><FONT SIZE="-1">Amount of
<BR>registration fee</FONT><hr color="#000000" align="left"></TD></TR>
<TR VALIGN="TOP"><TD width="133" valign="bottom"><FONT SIZE="-1">Common stock,</FONT><BR>
<FONT SIZE="-1">$.01 par value per share</FONT><hr color="#000000" align="left"></TD>
<TD ALIGN="CENTER" width="102" valign="bottom"></P>
<font size="2">
<BR WP="BR1"><BR WP="BR2">1,043,321</font><FONT SIZE="-1"><SUP>(1)</SUP></FONT><hr color="#000000" align="left"></TD>
<TD ALIGN="CENTER" width="129" valign="bottom"><font size="2">
<BR WP="BR1"><BR WP="BR2">$13.05</font><FONT SIZE="-1"><SUP>(2)</SUP></FONT><hr color="#000000" align="left"></TD>
<TD ALIGN="CENTER" width="177" valign="bottom"><font size="2">
<BR WP="BR1"><BR WP="BR2">$13,615,340</font><hr color="#000000" align="left"></TD>
<TD ALIGN="CENTER" width="130" valign="bottom"><font size="2">
<BR WP="BR1"><BR WP="BR2">$1,603.00</font><hr color="#000000" align="left"></TD></TR>
<TR VALIGN="TOP"><TD COLSPAN="5" width="671"><FONT SIZE="-1"><SUP>(1)</SUP>	Together with an indeterminate number of additional shares which may be necessary to adjust the number of shares
reserved for issuance pursuant to the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan and 2005
Recognition and Retention Plan as a result of a stock split, stock dividend or similar adjustment of the outstanding
common stock of the registrant.</FONT>

<BR>
<FONT SIZE="-1"><SUP>(2)</SUP> Estimated in accordance with Rule 457(h),
  calculated on the basis of $13.05 per share, the average of the high and
low share prices of the registrant's common stock on the Nasdaq National Market on
  August 24, 2005.</FONT></TD></TR></TABLE>
</P>
<BR WP="BR1"><font size="2">&lt;PAGE&gt;</font><BR WP="BR2">
<FONT SIZE="-1"><CENTER><STRONG>PART I</STRONG></CENTER>
</FONT></P>

<BR WP="BR1"><FONT SIZE="-1"><CENTER><STRONG>INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</STRONG></CENTER>
</FONT>
<p align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	The documents containing the information specified in Part I of Form S-8 will be sent or given to participants
in the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan or the Home Federal Bancorp, Inc. 2005
Recognition and Retention Plan, as applicable, as specified by Rule 428(b)(1) promulgated by the Securities and
Exchange Commission (the "Commission") under the Securities Act of 1933.</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Such documents are not being filed with the Commission, but constitute (along with the documents
incorporated by reference into this Registration Statement pursuant to Item 3 of Part II hereof) a prospectus that meets
the requirements of Section 10(a) of the Securities Act of 1933.</FONT></P>

<P align="center"><font size="-1">I-1</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font></P>

<P><FONT SIZE="-1"><CENTER><STRONG>PART II</STRONG></CENTER>
</FONT></P>

<BR WP="BR1"><FONT SIZE="-1"><CENTER><STRONG>INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</STRONG></CENTER>
</FONT></P>

<BR WP="BR1"><FONT SIZE="-1"><U>Item 3</U>.	Incorporation of Documents by Reference</FONT><P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The following documents previously filed by Home Federal Bancorp, Inc. (the "Registrant") with the
Commission are hereby incorporated by reference in this Registration Statement:</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	the Registrant's Annual Report on Form 10-K for the fiscal year ended September 30, 2004 (File No.
000-50901)<BR>
 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;
 filed pursuant to the Securities Exchange Act of 1934;</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;	(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; all other reports filed by the Registrant pursuant to Section 13(a) or 15(d) of the Securities Exchange
Act of 1934<BR>
 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;
 since the end of the fiscal year covered by the Annual Report on Form 10-K referred to
in Item 3(a) above; and</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;	&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; the description of the Registrant's common stock, par value $.01 per share, set forth in the
Registrant's<BR>
 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
 Registration Statement on Form 8-A, registering the Registrant's common stock, pursuant
to Section 12(g)<BR> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
of the&nbsp;
 Securities Exchange Act of 1934, filed on August 11, 2004 and all
amendments thereto or reports filed for<BR> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; the
 &nbsp;purpose of updating such description.</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;	All documents subsequently filed by the Registrant with the Commission pursuant to Sections 13(a), 13(c),
14, or 15(d) of the Securities Exchange Act of 1934, prior to the filing of a post-effective amendment which indicates
that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be
deemed incorporated by reference into this Registration Statement to be a part hereof from the date of the filing of such
documents.  Any statement contained in the documents incorporated, or deemed to be incorporated, by reference herein
shall be deemed to be modified or superseded for purposes of this Registration Statement to the extent that a statement
contained herein or in any other subsequently filed document which also is, or is deemed to be, incorporated by
reference herein modifies or supersedes such statement.  Any such statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part of this Registration Statement.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; All information appearing in this Registration Statement is qualified in its entirety by the detailed information,
including financial statements, appearing in the documents incorporated herein by reference.</FONT></P>

<P align="justify"><FONT SIZE="-1"><U>Item 4</U>.	Description of Securities</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">	Not Applicable</FONT></p>
<P align="justify"><FONT SIZE="-1"><U>Item 5</U>.&nbsp;	Interests of Named Experts and Counsel</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Not Applicable</FONT></P>

<P align="justify"><FONT SIZE="-1"><U>Item 6</U>.&nbsp; Indemnification of Directors and Officers</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Section 545.121 of Regulations of the Office of Thrift Supervision ("OTS Regulations") (12 C.F.R. Section  545.121)
sets forth the ability of a federal savings and loan association to indemnify its officers and directors.  This section
provides that a savings and loan association shall indemnify any person against whom an action is brought or threatened
because that person is or was a director, officer or employee of the association for: (1) any amount for which that person
became liable under a judgment; and (2) reasonable costs and expenses, including reasonable attorney's fees, paid or
incurred by that person in defending or settling such action, or in enforcing his or her rights under such section if he or
she attains a favorable judgment in such enforcement action.</FONT></P>

<P align="center"><font size="-1">II-1</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;	Indemnification shall be made to such individuals if (1) final judgments on the merits is in the individual's
favor or (2) in case of (i) settlement; (ii) final judgment against the individual, or (iii) final judgment in the individual's
favor, other than on the merits, if a majority of the disinterested directors determine that the individual was acting in
good faith within the scope of his or her employment or authority as he or she could have reasonably perceived it under the
circumstances and for a purpose he or she could reasonably have believed under the circumstances was in the best
interests of the savings association of its members.  The section also provides that no indemnification may be made
unless the association gives the Office of Thrift Supervision 60 days notice of its intention to make such
indemnification.</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	In addition to providing indemnification, under OTS Regulations, a savings association may obtain insurance
to protect it and its officers, directors and employees from potential losses arising from claims against any of them for
alleged wrongful acts, or wrongful acts, committed in their capacity as directors, officers or employees.  However, the
savings association may not obtain insurance which provides for payment of losses of any person incurred as a
consequence of his or her willful or criminal misconduct.</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;	Section 545.121 of the OTS Regulations is subject to and qualified by 12 U.S.C. Section 1821(k) which provides in general that a director or officer of an insured depository institution may be held personally liable for monetary damages by, on behalf of, or at the request or direction of the Federal Deposit Insurance Corporation in certain circumstances.</FONT></p>
<p align="justify">

<FONT SIZE="-1"><U>Item 7</U>.&nbsp;&nbsp;&nbsp;&nbsp; Exemption From Registration Claimed</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Not Applicable</FONT></P>

<P align="justify"><FONT SIZE="-1"><U>Item 8</U>.&nbsp;&nbsp;&nbsp;&nbsp; Exhibits</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	The following exhibits are filed with or incorporated by reference into this Registration Statement on Form S-8:</FONT></P>

<TABLE BORDER="0" WIDTH="100%" cellspacing="1" cellpadding="0" style="border-collapse: collapse" bordercolor="#111111">
<TR VALIGN="TOP"><TD ALIGN="CENTER"><FONT SIZE="-1">Exhibit</FONT>
<BR><FONT SIZE="-1">Number<HR color="#000000" align="left" width="96%">
  </FONT>
</TD>
<TD valign="bottom"></P>
</FONT><font size="2">Description of Document </font>
<HR color="#000000" width="99%" align="left">
</TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp; </TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"><FONT SIZE="-1">4.1</FONT></TD>
<TD><FONT SIZE="-1">Articles of Incorporation of the Registrant<SUP>(1)</SUP></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">4.2</FONT></TD>
<TD><FONT SIZE="-1">Bylaws of the Registrant<SUP>(1)</SUP></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">4.3</FONT></TD>
<TD><FONT SIZE="-1">Form of Certificate of Common Stock of the Registrant<SUP>(1)</SUP></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">5</FONT></TD>
<TD><FONT SIZE="-1">Opinion of Breyer &amp; Associates PC</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">23.1</FONT></TD>
<TD><FONT SIZE="-1">Consent of Moss Adams LLP</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">23.2</FONT></TD>
<TD><FONT SIZE="-1">Consent of Breyer &amp; Associates PC (contained in its opinion filed as Exhibit 5)</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">24</FONT></TD>
<TD><FONT SIZE="-1">Power of attorney (contained in the signature page of the Registration Statement)</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">99.1</FONT></TD>
<TD><FONT SIZE="-1">Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">99.2</FONT></TD>
<TD><FONT SIZE="-1">Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">
<HR color="#000000">
</TD>
<TD></TD></TR></TABLE>
<FONT SIZE="-1"><SUP>(1)</SUP>	Filed as an exhibit to the Registrant's Registration Statement on Form S-1 (File No. 333-113731), filed with the<BR>

&nbsp;&nbsp;&nbsp;&nbsp;

Commission on March 19, 2004, and incorporated herein by reference.</FONT>

<BR WP="BR1">
<p align="center"><font size="2">II-2</font></p>
<p align="left"><font size="2">&lt;PAGE&gt;</font><BR WP="BR2">
</p>
<P align="justify"><FONT SIZE="-1"><U>Item 9</U>.&nbsp; Undertakings</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">	(a)	The undersigned Registrant hereby undertakes:</FONT></p>
<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		1.	To file, during any period in which offers or sales are being made, a post-effective amendment to this
Registration Statement: (i) to include any prospectus required by Section 10(a)(3) of the Securities Act of 1933; (ii) to
reflect in the prospectus any facts or events arising after the effective date of the Registration Statement (or most recent
post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the
information set forth in the Registration Statement; and (iii) to include any material information with respect to the plan
of distribution not previously disclosed in the Registration Statement or any material change in such information in the
Registration Statement; provided, however, that clauses (i) and (ii) do not apply if the information required to be
included in a post-effective amendment by those clauses is contained in periodic reports filed by the Registrant pursuant
to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in the
Registration Statement.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		2.	That, for the purposes of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and
the offering of such securities at that time shall be deemed the initial bona fide offering thereof.</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">		3.	To remove from registration by means of a post-effective amendment any of the securities being
registered which remain unsold at the termination of the offering.</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	(b)	The undersigned Registrant hereby undertakes that, for the purposes of determining any liability under the
Securities Act of 1933, each filing of the Registrant's annual report pursuant to Section 13(a) or Section 15(d) of the
Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan's annual report
pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the Registration
Statement shall be deemed to a new registration statement relating to the securities offered therein, and the offering of
such securities at that time shall be deemed to be the initial bona fide offering thereof.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	(c)	Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to
directors, officer and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the
Registrant has been advised that in the opinion of the Commission such indemnification is against public policy as
expressed in the Securities Act of 1933 and is, therefore, unenforceable.  In the event that a claim for indemnification
against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or
controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in
the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act
of 1933 and will be governed by the final adjudication of such issue.</FONT></P>

<P align="center"><font size="-1">II-3</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font></P>

<FONT SIZE="-1"><CENTER><STRONG>SIGNATURES</STRONG></CENTER>
</FONT>
<p align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable
grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration
Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Nampa, State of Idaho,
on August 25, 2005.</FONT></p>
<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">	<STRONG>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp; HOME FEDERAL BANCORP, INC.</STRONG></FONT></p>
&nbsp;<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;
By: <u>/s/Daniel L. Stevens&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;
</u></FONT><BR>
<FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		Daniel L. Stevens</FONT><BR>
<FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Chairman, President and Chief Executive Officer</FONT><BR>
<FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;		(Duly Authorized Representative)</FONT></P>

<P><FONT SIZE="-1"><STRONG><CENTER>POWER OF ATTORNEY</CENTER>
</STRONG>
</FONT>
<p align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the
following persons in the capacities and on the dates indicated.  Each person whose signature appears below hereby
makes, constitutes and appoints Daniel L. Stevens his true and lawful attorney, with full power to sign for such person
and in such person's name and capacity indicated below, and with full power of substitution any and all amendments
to this Registration Statement, hereby ratifying and confirming such person's signature as it may be signed by said
attorney to any and all amendments.<BR></FONT>
</p>
<TABLE BORDER="0" WIDTH="100%" cellspacing="0" cellpadding="0" style="border-collapse: collapse" bordercolor="#111111">
<TR VALIGN="TOP"><TD><FONT SIZE="-1"><STRONG>Signature</STRONG></FONT></TD>
<TD>&nbsp;</TD>
<TD></STRONG></FONT><FONT SIZE="-1"><STRONG>Title</STRONG></FONT></TD>
<TD>&nbsp;</TD>
<TD></STRONG></FONT><FONT SIZE="-1"><STRONG>Date</STRONG></FONT></TD></TR>
<TR VALIGN="TOP"><TD>&nbsp;</TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD>
<font size="2">
</FONT></font><u><font size="2">/s/Daniel L. Stevens&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></u><BR>

<font size="2">Daniel L. Stevens</font></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">Chairman, President and Chief Executive Officer</FONT><BR>
<FONT SIZE="-1">(Principal Executive Officer) </FONT></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">August 25, 2005</FONT></TD></TR>
<TR VALIGN="TOP"><TD>&nbsp;</TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD></P>
  <u></font><font size="2">/s/Robert A. Schoelkoph&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </font></u><BR>

  <font size="2">Robert A. Schoelkoph</font></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">Senior Vice President, Treasurer and Chief Financial Officer</FONT>
<BR><FONT SIZE="-1">(Principal Financial and Accounting Officer)</FONT></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">August 25, 2005</FONT></TD></TR>
<TR VALIGN="TOP"><TD>&nbsp;</TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD></P>
  <font size="2">
</FONT></font><u><font size="2">/s/N. Charles Hedemark&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </font></u><BR>

  <font size="2">N. Charles Hedemark</font></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">Director</FONT></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">August 25, 2005</FONT></TD></TR>
<TR VALIGN="TOP"><TD>&nbsp;</TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD>
<font size="2">
</FONT></font><u><font size="2">/s/Fred H. Helpenstell, M.D.</font></u><BR>

<font size="2">Fred H. Helpenstell, M.D.</font></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">Director</FONT></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">August 25, 2005</FONT></TD></TR>
<TR VALIGN="TOP"><TD>&nbsp;</TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD>
<font size="2">
</FONT></font><u><font size="2">/s/Thomas W. Malson&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></u><BR>

<font size="2">Thomas W. Malson</font></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">Director</FONT></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">August 25, 2005</FONT></TD></TR>
<TR VALIGN="TOP"><TD>&nbsp;</TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD>
<u></font><font size="2">/s/Richard J. Schrandt&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></u><BR>

<font size="2">Richard J. Schrandt</font></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">Director</FONT></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">August 25, 2005</FONT></TD></TR>
<TR VALIGN="TOP"><TD>&nbsp;</TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD>
<u></font><font size="2">/s/James R. Stamey&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></u><BR>

<font size="2">James R. Stamey</font></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">Director</FONT></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">August 25, 2005</FONT></TD></TR>
<TR VALIGN="TOP"><TD>&nbsp;</TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD>
<font size="2">
</FONT></font><u><font size="2">/s/Robert A. Tinstman&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></u><BR>

<font size="2">Robert A. Tinstman</font></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">Director</FONT></TD>
<TD>&nbsp;</TD>
<TD></FONT><FONT SIZE="-1">August 25, 2005</FONT></TD></TR></TABLE>

<BR WP="BR1">
<p align="center"><font size="2">II-4</font></p>
<p align="left"><font size="2">&lt;PAGE&gt;</font><BR WP="BR2">
</p>
<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>HOME FEDERAL BANCORP, INC.</STRONG></FONT></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>EXHIBIT INDEX</STRONG></FONT><BR WP="BR2">
</P>

<TABLE BORDER="0" WIDTH="100%" cellspacing="1" cellpadding="0" style="border-collapse: collapse" bordercolor="#111111">
<TR VALIGN="TOP"><TD ALIGN="CENTER"><FONT SIZE="-1">Exhibit</FONT>
<BR><FONT SIZE="-1">Number</FONT>

<FONT SIZE="-1"><HR color="#000000" width="97%">
</TD>
<TD valign="bottom"></P>
</FONT><font size="2">Description of Document </font>
<HR color="#000000" align="left" width="98%">
</TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp; </TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"><FONT SIZE="-1">4.1</FONT></TD>
<TD><FONT SIZE="-1">Articles of Incorporation of the Registrant<SUP>(1)</SUP></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">4.2</FONT></TD>
<TD><FONT SIZE="-1">Bylaws of the Registrant<SUP>(1)</SUP></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">4.3</FONT></TD>
<TD><FONT SIZE="-1">Form of Certificate of Common Stock of the Registrant<SUP>(1)</SUP></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">5</FONT></TD>
<TD><FONT SIZE="-1">Opinion of Breyer &amp; Associates PC</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">23.1</FONT></TD>
<TD><FONT SIZE="-1">Consent of Moss Adams, LLP</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">23.2</FONT></TD>
<TD><FONT SIZE="-1">Consent of Breyer &amp; Associates PC (contained in its opinion filed as Exhibit 5)</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">24</FONT></TD>
<TD><FONT SIZE="-1">Power of attorney (contained in the signature page of the Registration Statement)</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">99.1</FONT></TD>
<TD><FONT SIZE="-1">Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">&nbsp;</TD>
<TD></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER"></FONT><FONT SIZE="-1">99.2</FONT></TD>
<TD><FONT SIZE="-1">Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan</FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER">
<HR color="#000000">
</TD>
<TD></TD></TR></TABLE>
<FONT SIZE="-1"><SUP>(1)</SUP>	Filed as an exhibit to the Registrant's Registration Statement on Form S-1 (File No. 333-113731), filed with the
<BR>
&nbsp;&nbsp;&nbsp;&nbsp;
Commission on March 19, 2004, and incorporated herein by reference.</FONT>
<p><font size="2">&lt;PAGE&gt;</font><BR WP="BR2">
</p>
<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Exhibit 5</STRONG></FONT><BR WP="BR1"></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Opinion of Breyer &amp; Associates PC</STRONG></FONT></P>

<P ALIGN="left"><strong style="font-weight: 400"><font size="-1">&lt;PAGE&gt;</font></strong></P>

<FONT SIZE="-1"><CENTER>[Letterhead of Breyer &amp; Associates PC]</CENTER>
</FONT></P>

<BR WP="BR1"><BR WP="BR2">
&nbsp;<FONT SIZE="-1"><CENTER>August 25, 2005</CENTER>
</FONT></P>

<BR WP="BR1"><BR WP="BR2">
<P><FONT SIZE="-1">Board of Directors</FONT><BR>
<FONT SIZE="-1">Home Federal Bancorp, Inc.</FONT><BR>
<FONT SIZE="-1">500 12<SUP>th</SUP> Avenue South</FONT><BR>
<FONT SIZE="-1">Nampa, Idaho 83651</FONT></P>

<P><FONT SIZE="-1">Ladies and Gentlemen:</FONT><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	We have acted as special counsel to Home Federal Bancorp, Inc., a federal corporation (the "Company"), in
connection with the preparation of the Registration Statement on Form S-8 filed with the Securities and Exchange
Commission ("Registration Statement") under the Securities Act of 1933, as amended, relating to shares of common
stock, par value $.01 per share (the "Common Stock") of the Company which may be issued pursuant to the terms of
the terms of the Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan (the "RRP") and the Home Federal
Bancorp, Inc. 2005 Stock Option and Incentive Plan (the "Option Plan" and with the RRP, the "Plans"), pursuant to
the grant or exercise of stock options ("Options") or stock appreciation rights ("Rights"), all as more fully described
in the Registration Statement.  The Registration Statement also registers an indeterminate number of additional shares
which may be necessary to adjust the number of shares registered thereby for issuance as the result of a stock split, stock
dividend or similar adjustment of the number of issued and outstanding shares of Common Stock.  You have requested
the opinion of this firm with respect to certain legal aspects of the proposed offering.</FONT><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	We have reviewed the Registration Statement, the Articles of Incorporation and Bylaws of the Company, the
Plans, a specimen stock certificate evidencing the Common Stock and such other documents and records as we have
deemed necessary for purposes of this opinion.  We are relying upon the originals, or copies certified or otherwise
identified to our satisfaction, of the corporate records of the Company and such other instruments, certificates and
representations of public officials, officers and representatives of the Company as we have deemed applicable or
relevant as a basis for the opinions set forth below.  In addition, we have assumed, without independent verification,
the genuineness of all signatures and the authenticity of all documents furnished to us and the conformance in all
respects of copies to originals.  Furthermore, we have made such factual inquiries and reviewed such laws as we
determined to be relevant for the purposes of this opinion. </FONT><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	For purposes of this opinion, we have also assumed that (i) the shares of Common Stock issuable pursuant to
the RRP will continue to be validly authorized on the dates that the restrictions on the Common Stock lapse; (ii) the
shares of Common Stock issuable pursuant to the exercise of Options or Rights will continue to be validly authorized
on the dates the Common Stock is issued pursuant to the exercise of the Options or Rights, (iii) on the dates the Options
or Rights are exercised, the Options or Rights will constitute valid, legal and binding obligations of the Company and
will be enforceable as to the Company in accordance with their terms (subject to applicable bankruptcy, moratorium,
insolvency, reorganization and other laws and legal principles affecting the enforceability of creditors' rights generally),
(iv) no change occurs in applicable law or the pertinent facts, (v) the Options or Rights are exercised in accordance with
the terms of the Option Plan and any separate agreement evidencing the grant of such Options or Rights pursuant to the
Option Plan and the exercise price due therefor, if any, is paid in accordance with the terms thereof and (vi) the
provisions of "blue sky" and other securities laws as may be applicable have been complied with to the extent required. </FONT><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Based on the
foregoing, and subject to the assumptions set forth herein, we are of the
opinion as of the date hereof that the shares of Common Stock to be issued
pursuant to the Plans, upon receipt by the Company of any </FONT></P>

<P><font size="2">&lt;PAGE&gt;</font></P>

<P><font size="2">Board of Directors</font><BR>
<font size="2">Home Federal Bancorp, Inc.</font><BR>
<font size="2">August 25, 2005</font><BR>
<font size="2">Page 2</font></P>

<P align="justify"><FONT SIZE="-1">	consideration required thereby, as applicable, will be
legally issued, fully paid and non-assessable shares of Common Stock. </FONT><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;	We hereby consent to the filing of this opinion as an exhibit to the Registration Statement on Form S-8.</FONT><BR WP="BR1"><BR WP="BR2">
</P>

<P><FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						Sincerely,</FONT><BR WP="BR1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <font size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; /s/Breyer &amp; Associates PC</font><BR WP="BR2">

<P><FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						BREYER &amp; ASSOCIATES PC</FONT></P>

<P><font size="-1">&lt;PAGE&gt;</font></P>

<P ALIGN="center"><FONT SIZE="-1"><STRONG>Exhibit 23.1</STRONG></FONT><BR WP="BR2">
</P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Consent of Moss Adams, LLP</STRONG></FONT></P>

<P ALIGN="left"><strong style="font-weight: 400"><font size="-1">&lt;PAGE&gt;</font></strong></P>

<P ALIGN="center"><font size="2">[Letterhead of Moss Adams LLP]</font><BR WP="BR2">
</P>

<FONT SIZE="-1">
<p align="left">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</p>
</FONT></P>

<P>&nbsp;</P>

<P><FONT SIZE="-1">The Board of Directors</FONT><BR>
<FONT SIZE="-1">Home Federal Bancorp, Inc.</FONT><BR>
<FONT SIZE="-1">Nampa, Idaho</FONT><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">We consent to incorporation by reference in the Registration Statement on Form S-8 of Home Federal Bancorp, Inc.,
relating to the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan and 2005 Recognition and Retention
Plan, of our report dated October 29, 2004, except for Note 14 as to which the
date is December 7, 2004, relating to the consolidated statement of financial statements of Home Federal Savings
and Loan Association of Nampa, which appears in Home Federal Bancorp, Inc.'s Annual Report on Form 10-K for the
year ended September 30, 2004.</FONT><BR WP="BR2">
<BR WP="BR1"></P>

<P>/s/<font size="2">Moss Adams LLP</font><BR WP="BR2">
</P>

<P><FONT SIZE="-1">Spokane, Washington</FONT><BR>
<FONT SIZE="-1">August 23, 2005</FONT></P>

<P>&nbsp;</P>

<P><font size="-1">&lt;PAGE&gt;</font></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Exhibit 99.1</STRONG></FONT><BR WP="BR2">
</P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan</STRONG></FONT></P>

<P ALIGN="left"><strong style="font-weight: 400"><font size="-1">&lt;PAGE&gt;</font></strong></P>

<FONT SIZE="-1"><CENTER><STRONG>HOME FEDERAL BANCORP, INC.</STRONG></CENTER>
</FONT><FONT SIZE="-1"><CENTER><STRONG>
<P>2005 STOCK OPTION AND INCENTIVE PLAN</STRONG></CENTER>
</FONT></P>

<p align="justify">

<BR WP="BR2">
<FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	1.  <U>Plan Purpose</U>.  The purpose of the Plan is to foster and promote the long-term success of  the Corporation
and its stockholders by a means of attracting and retaining directors, advisory directors, directors emeriti and employees
of the Corporation and its Affiliates and aligning the interests of Participants with stockholders. </FONT>

<BR WP="BR1">
</p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	2.  <U>Definitions</U>.  The following definitions are applicable to the Plan:</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Affiliate" -- means any "parent corporation" or "subsidiary corporation" of the Corporation, as such terms
are defined in Section 424(e) and (f), respectively, of the Code.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Award" -- means the grant by the Committee of an Incentive Stock Option, a Non-Qualified Stock Option,
a Right, or any combination thereof, as provided in the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Award Agreement" -- means the agreement evidencing the grant of an Award made under the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Board" -- means the board of directors of the Corporation.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Cause" -- means Termination of Service by reason of personal dishonesty, incompetence, willful misconduct,
breach of fiduciary duty involving personal profit, intentional failure to perform stated duties or gross negligence.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Code" -- means the Internal Revenue Code of 1986, as amended.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &quot;Committee&quot; --
means the committee referred to in Section 3 hereof.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Corporation" -- means Home Federal Bancorp, Inc., a federal corporation, and any successor thereto.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Financial Institution" -- means Home Federal Bank or any successor entity. </FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Incentive Stock Option" -- means an option to purchase Shares granted by the Committee which is intended
to qualify as an incentive stock option under Section 422(b) of the Code.  Unless otherwise set forth in the Award
Agreement, any Option which does not qualify as an Incentive Stock Option for any reason shall be deemed <EM>ab initio
</EM>to be a Non-Qualified Stock Option.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Market Value" -- means, as of any applicable date, the value of a Share determined as follows:</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	(a)  If the Shares are traded or quoted on the Nasdaq Stock Market or other national securities exchange on any
date, then the Market Value shall be the average of the highest and lowest selling price on such exchange on such date
or, if there were no sales on such date, then on the next prior business day on which there was a sale.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	(b)  If the Shares are not traded or quoted on the Nasdaq Stock Market or other national securities exchange,
then the Market Value shall be a value determined by the Board in good faith on such reasonable basis as it deems
appropriate (including but not limited to the valuation method described in Section 20.2031-2 of the Federal Estate Tax
Regulations).</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Non-Qualified Stock Option" -- means an option to purchase Shares granted by the Committee which does
not qualify, for any reason, as an Incentive Stock Option.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Option" -- means an Incentive Stock Option or a Non-Qualified Stock Option.</FONT></P>

<P align="justify">&nbsp;</P>

<P align="center"><font size="-1">1</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"OTS" -- means the Office of Thrift Supervision of the Department of the Treasury or any successor
administrative agency.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Participant" -- means any director, advisory director, director emeritus or employee of the Corporation or any
Affiliate who is selected by the Committee to receive an Award.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Plan" -- means this Home Federal Bancorp, Inc.  2005 Stock Option and Incentive Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Related" -- means (i)&nbsp;in the case of a Right, a Right which is granted in connection with, and to the extent
exercisable, in whole or in part, in lieu of, an Option or another Right and (ii)&nbsp;in the case of an Option, an Option with
respect to which and to the extent a Right is exercisable, in whole or in part, in lieu thereof.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Right" -- means a stock appreciation right with respect to Shares granted by the Committee pursuant to the
Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Section 409A" -- means Section 409A of the Code and any guidance issued thereunder.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Shares" -- means the shares of common stock of the Corporation.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Termination of Service" -- means cessation of service, for any reason, whether voluntary or involuntary, so
that the affected individual is not either (i) an employee of the Corporation or any Affiliate for purposes of an Incentive
Stock Option, or (ii) a director (including an advisory director or director emeritus) or employee of the Corporation or
any Affiliate for purposes of any other Award.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	3.  <U>Administration</U>.  The Plan shall be administered by the Company's Compensation Committee consisting
of two or more members of the Board, each of whom shall be (i) an "outside director," as defined under Section 162(m)
of the Code and the Treasury regulations thereunder and (ii) a "non-employee director," as defined under Rule 16(b)
of the Securities Exchange Act of 1934 or any similar or successor provision.  The members of the Committee shall be
appointed by the Board.  Except as limited by the express provisions of the Plan or by resolutions adopted by the Board,
the Committee shall have sole and complete authority and discretion to: (i) select Participants and grant Awards; (ii)
determine the number of Shares to be subject to types of Awards generally, as well as to individual Awards granted
under the Plan; (iii) determine the terms and conditions upon which Awards shall be granted under the Plan; (iv)
prescribe the form and terms of Award Agreements; (v) establish from time to time regulations for the administration
of the Plan; and (vi) interpret the Plan and make all determinations deemed necessary or advisable for the administration
of the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	A majority of the Committee shall constitute a quorum, and the acts of a majority of the members present at
any meeting at which a quorum is present, or acts approved in writing by a majority of the Committee without a meeting,
shall be acts of the Committee.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	The Plan is intended to provide benefits that are not deferred compensation within the meaning of Section 409A
and the Plan shall be administered and interpreted accordingly. </FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	4.  <U>Shares Subject to Plan</U>.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(a)  Options </FONT></P>

<P style="margin-left: .25 in; margin-right: .25 in" align=justify><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		&nbsp;(i)   Subject to adjustment by the operation of Section 6, the maximum number of Shares with
respect to which Awards may be made under the Plan is 745,229. As long as the Plan is subject to the
requirements of the OTS regulations, no Participant shall receive Awards under
the Plan that represent more than 25% of the Shares with respect to which Awards
may be made under the Plan, and directors who are not employees of the
Corporation or any affiliate shall not receive Awards that represent, for any
one such director,
more than 5%, or, for all such directors in the aggregate, more than 30% of the
Shares with respect to which Awards may be made under the Plan. </FONT></P>

<P align="center"><font size="-1">2</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font></P>

<P style="margin-left: .25 in; margin-right: .25 in" align=justify><FONT SIZE="-1">			&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;			(ii)  During any calendar year, no Participant may be granted Awards under the Plan with
respect to more than 200,000 Shares, subject to adjustment as provided in Section 6.</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">		(b)  The Shares with respect to which Awards may be made under the Plan may be either authorized
and unissued Shares or previously issued Shares reacquired and held as treasury stock.  Shares which are subject to
Related Rights and Related Options shall be counted only once in determining whether the maximum number of Shares
with respect to which Awards may be granted under the Plan has been exceeded.  An Award shall not be considered
to have been made under the Plan with respect to any Option or Right which terminates, and new Awards may be
granted under the Plan with respect to the number of Shares as to which such termination has occurred.  </FONT>
</p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	5.  <U>Terms and Condition of Option Awards</U>.  </FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(a)  Options.  The Committee is hereby authorized to grant Options to Participants with the following
terms and conditions and with such additional terms and conditions not inconsistent with the provisions of the Plan and
the requirements of applicable law and OTS regulations as the Committee shall determine, including the granting of
Options in tandem with other Awards under the Plan:</FONT></P>

<P style="margin-left: .25 in; margin-right: .25 in" align=justify><FONT SIZE="-1">			&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;			(i)  <EM>Exercise Price.</EM>  The exercise price per Share for an Option shall be determined by the
Committee; <EM>provided, however,</EM> that such exercise price shall not be less than 100% of the Market Value of
a Share on the date of grant of such Option.</FONT></P>

<P style="margin-left: .25 in; margin-right: .25 in" align=justify>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">			(ii)  <EM>Option Term.</EM>  The term of each Option shall be fixed by the Committee, but shall be no
greater than ten (10) years for either an Incentive Stock Option or a Non-Qualified Stock Option.</FONT></P>

<P style="margin-left: .25 in; margin-right: .25 in" align=justify>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">			(iii)  <EM>Time and Method of Exercise.</EM>  The Committee shall determine the time or times at
which an Option may be exercised in whole or in part and the method or methods by which, and the form or
forms (including, without limitation, cash, Shares, other Awards or any combination thereof, having a fair
market value on the exercise date equal to the relevant exercise price) in which, payment of the exercise price
with respect thereto may be made or deemed to have been made.</FONT></P>

<FONT SIZE="-1">			<P style="margin-left: .25 in; margin-right: .25 in" align=justify>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (iv)  <EM>Incentive Stock Options.</EM>  Incentive Stock Options may be granted by the Committee
only to employees of the Corporation or its Affiliates.<P style="margin-left: .25 in; margin-right: .25 in" align=justify>			&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;			(v)  <EM>Termination of Service.</EM>  Unless otherwise determined by the Committee and set forth
in the Award Agreement evidencing the grant of the Option, upon Termination of Service of the Participant
for any reason other than for Cause, all Options then currently exercisable shall remain exercisable for the
lesser of (A) three years following such Termination of Service or (B) until the expiration of the Option by its
terms.  Upon Termination of Service for Cause, all Options not previously exercised shall immediately be
forfeited.</FONT></p>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(b)  <EM>Rights.</EM>
A Right shall, upon its exercise, entitle the Participant to whom such Right was
granted to receive a number of Shares or cash or combination thereof, as the
Committee in its discretion shall determine (unless the provision of cash or a
combination of cash and Shares would cause the Rights to be subject to Section
409A, in which case the Participant shall only receive Shares), the aggregate
value of which (i.e., the sum of the amount of cash and/or Market Value of such
Shares on date of exercise) shall equal (as nearly as possible, it being
understood that the Corporation shall not issue any fractional Shares) the
amount by which the Market Value per Share on the date of such exercise shall
exceed the exercise price of such Right, multiplied by the number of Shares with
respect to which such Right shall have been exercised. A Right may be Related to
an Option or may be granted independently of any Option as the Committee shall
from time to time in each case determine. In the case of a Related Option, such
Related Option shall cease to be exercisable to the extent of the Shares with
respect to which the Related Right was exercised. Upon		the exercise or termination of a Related Option, any
Related Right shall terminate to the extent of the Shares with respect to which
the Related Option was exercised or terminated. Notwithstanding anything herein
to the contrary, no Right, Related Right or Related Option shall be issued or
granted that would cause the Plan or any benefit issued hereunder to be subject
to Section 409A.</FONT></P>

<P align="center"><font size="2">3</font></P>

<P align="left"><font size="2">&lt;PAGE&gt;</font></P>

<P align="justify"><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(c)  Additional Terms of Awards</FONT><BR WP="BR2">
</P>

<P style="margin-left: .25 in; margin-right: .25 in" align=justify>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">			(i)  <EM>Vesting.  </EM>As long as the Plan is subject to the requirements of the OTS regulations, every
Award granted pursuant to this Plan shall vest, beginning not earlier than the one year anniversary of the date
on which the Plan is approved by the stockholders of the Corporation, in annual installments of not more than
20%, and the vesting of an Award shall not be accelerated except in the event of the Participant's death or
disability or in connection with a change in control (as set forth in Section 8 of the Plan).</FONT><BR WP="BR2">
</P>

<P style="margin-left: .25 in; margin-right: .25 in" align=justify>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">			(ii)  <EM>Regulatory Action</EM>.  Plan Participants that are executive officers or directors must
exercise or forfeit their Award in the event the Financial Institution becomes critically undercapitalized ( as
defined in 12 C.F.R. Section  565.4 or any successor law or regulation), is subject to an OTS enforcement action, or
receives a capital directive under 12 C.F.R. Section  565.7 or any successor law or regulation.</FONT><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	6.  <U>Adjustments Upon Changes in Capitalization</U>.  In the event of any change in the outstanding Shares
subsequent to the effective date of the Plan by reason of any reorganization, recapitalization, stock split, stock dividend,
combination or exchange of shares, merger, consolidation or any change in the corporate structure or Shares of the
Corporation, the maximum aggregate number and class of shares and exercise price of the Award, if any, as to which
Awards may be granted under the Plan and the number and class of shares and exercise price of the Award, if any, with
respect to which Awards have been granted under the Plan shall be appropriately adjusted by the Committee, whose
determination shall be conclusive.  Except as otherwise provided herein, any Award which is adjusted as a result of this
Section 6 shall be subject to the same terms and conditions as the original Award.</FONT><BR WP="BR1"></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	7.  <U>Effect of Merger on Options or Rights</U>.  In the case of any merger, consolidation or combination of the
Corporation (other than a merger, consolidation or combination in which the Corporation is the continuing corporation
and which does not result in the outstanding Shares being converted into or exchanged for different securities, cash or
other property, or any combination thereof), any Participant to whom an Option or Right has been granted shall have
the additional right (subject to the provisions of the Plan and any limitation applicable to such Option or Right),
thereafter and during the term of each such Option or Right, to receive upon exercise of any such Option an amount
equal to the excess of the fair market value on the date of such exercise of the securities, cash or other property, or
combination thereof, receivable upon such merger, consolidation or combination in respect of a Share over the exercise
price of such Option or Right, multiplied by the number of Shares with respect to which such Option shall have been
exercised.  Such amount may be payable fully in cash, fully in one or more of the kind or kinds of property payable in
such merger, consolidation or combination, or partly in cash and partly in one or more of such kind or kinds of property,
all in the discretion of the Committee.  The rights provided for in this Section 8 shall be limited to the extent necessary
to avoid having the Plan or any benefit provided hereunder subject to Section 409A.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	8.  <U>Effect of Change in Control</U>.  Each of the events specified in the following clauses (i) through (iii) of this
Section 8 shall be deemed a "change in control":  (i) any third person,
including a &quot;group&quot; as defined in Section 13(d)(3) of the Securities Exchange
Act of 1934, shall become the beneficial owner of shares of the Corporation with
respect to which 25% or more of the total number of votes for the election of
the Board may be cast; (ii) as a result of, or in connection with, any cash
tender offer, merger or other business combination, sale of assets or contested
election, or combination of the foregoing, the persons who were directors of the
Corporation shall cease to constitute a majority of the Board; or (iii) the
stockholders of the Corporation shall approve an agreement providing either for
a transaction in which the Corporation will cease to be an independent
publicly-owned corporation or for a sale or other disposition of all or
substantially all the assets of the Corporation. If a tender offer or exchange
offer for Shares (other than such an offer by the Corporation) is commenced, or
if a change in control shall occur, unless the Committee shall have otherwise
provided in the Award Agreement, all Options and Rights granted and not fully
exercisable shall become exercisable	in full upon the happening of such event. Provided, however,
that no Option which has previously been exercised or otherwise terminated shall
become exercisable.</FONT><BR WP="BR2">
</P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	9.  <U>Assignments and Transfers</U>.
No Incentive Stock Option granted under the Plan shall be transferable other
than by will or the laws of descent and distribution. Any other Award shall be
transferable by will, the laws of descent and distribution, a &quot;domestic
relations order,&quot; as defined in Section 414(p)(1)(B) of the Code, or a gift to
any member</FONT></P>

<P align="center"><font size="2">4</font></P>

<P align="left"><font size="2">&lt;PAGE&gt;</font></P>

<P align="justify"><FONT SIZE="-1">	of the Participant's immediate family or to
a trust for the benefit of one or more of such immediate family members. During
the lifetime of an Award recipient, an Award shall be exercisable only by the
Award recipient unless it has been transferred as permitted hereby, in which
case it shall be exercisable only by such transferee. For the purpose of this
Section 9, a Participant's &quot;immediate family&quot; shall mean the Participant's
spouse, children and grandchildren.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	10.  <U>Employee Rights Under the Plan</U>.  No person shall have a right to be selected as a Participant nor, having
been so selected, to be selected again as a Participant, and no employee or other person shall have any claim or right
to be granted an Award under the Plan or under any other incentive or similar plan of the Corporation or any Affiliate.
Neither the Plan nor any action taken thereunder shall be construed as giving any employee any right to be retained in
the employ of the Corporation or any Affiliate.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	11.  <U>Delivery and Registration of Stock</U>.  The Corporation's obligation to deliver Shares with respect to an
Award shall, if the Committee so requests, be conditioned upon the receipt of a representation as to the investment
intention of the Participant to whom such Shares are to be delivered, in such form as the Committee shall determine to
be necessary or advisable to comply with the provisions of the Securities Act of 1933 or any other federal, state or local
securities legislation.  It may be provided that any representation requirement shall become inoperative upon a
registration of the Shares or other action eliminating the necessity of such representation under such Securities Act or
other securities legislation.  The Corporation shall not be required to deliver any Shares under the Plan prior to (i) the
admission of such Shares to listing on any stock exchange on which Shares may then be listed and (ii) the completion
of such registration or other qualification of such Shares under any state or federal law, rule or regulation, as the
Committee shall determine to be necessary or advisable.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	12.  <U>Withholding Tax</U>.  The Corporation shall have the right to deduct from all amounts paid in cash with
respect to the exercise of a Right under the Plan any taxes required by law to be withheld with respect to such cash
payments.  Where a Participant or other person is entitled to receive Shares pursuant to the exercise of an Option as
provided for in the Plan, the Corporation shall have the right to require the Participant or such other person to pay the
Corporation the amount of any taxes which the Corporation is required to withhold with respect to such Shares, or, in
lieu thereof, to retain, or sell without notice, a number of such Shares sufficient to cover the amount required to be
withheld.  All withholding decisions pursuant to this Section 12 shall be at the sole discretion of the Committee or the
Corporation.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	13.  <U>Amendment or Termination</U>.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(a)  The Board may amend, alter, suspend, discontinue, or terminate the Plan without the consent of
stockholders or Participants, except that any such action will be subject to the approval of the Corporation's
stockholders if, when and to the extent such stockholder approval is necessary or required, for purposes of any
applicable federal or state law or regulation or the rules of any stock exchange or automated quotation system on which
the Shares may then be listed or quoted, or if the Board, in its discretion, determines to seek such stockholder approval.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(b)  The Committee may waive any conditions of, or rights of, the Corporation or modify or amend
the terms of any outstanding Award.  The Committee may not, however, amend, alter, suspend, discontinue or terminate
any outstanding Award without the consent of the Participant or holder thereof, except as otherwise provided herein.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(c)  The Committee shall not, without the further approval of the stockholders of the Corporation,
authorize the amendment of any outstanding Option to reduce the exercise price of the Option. Furthermore, no Option
shall be canceled and replaced with awards having a lower exercise price without further approval of the stockholders
of the Corporation. This Section 13(c) is not intended to permit (1) the repricing
of &quot;underwater&quot; Options, and (2) the		modification of any Option so that it becomes subject to
Section 409A, but this Section 13(c) shall not be construed to prohibit or in
any way restrict the adjustments provided for in Section 6 of this Plan. </FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(d)  No amendment of the Plan or any Award shall be permitted that would cause the Plan or any
benefit provided for hereunder to be subject to Section 409A. </FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	14.  <U>Effective Date and Term of Plan</U>.  The Plan shall become effective upon the later of its adoption by the
Board or its approval by the stockholders of the Corporation.  It shall continue in effect for a term of ten years thereafter
unless sooner terminated under Section 13 hereof.</FONT></P>

<P align="center"><font size="2">5</font></P>

<P align="left"><font size="2">&lt;PAGE&gt;</font></P>

<FONT SIZE="-1"><CENTER><STRONG>HOME FEDERAL BANCORP, INC.</STRONG></CENTER>
</FONT></P>

<FONT SIZE="-1"><STRONG><CENTER>2005 STOCK OPTION AND INCENTIVE PLAN</STRONG></CENTER>
</FONT></P>

<FONT SIZE="-1"><STRONG><CENTER>
<p><U>INCENTIVE STOCK OPTION AGREEMENT</U></STRONG></FONT><FONT SIZE="-1"></p>
</CENTER>
</FONT></P>

<FONT SIZE="-1">ISO NO. _____</FONT><P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	This Option is granted on  ________________ ____, 2005 (the "Grant Date"), by Home Federal Bancorp, Inc.,
a federally chartered stock corporation ("Corporation"), to _________________ (the "Optionee"), in accordance with
the following terms and conditions:</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Option Grant and Exercise Period</U>.  The Corporation hereby grants to the Optionee an Incentive Stock
Option ("Option") to purchase, pursuant to the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan, as
the same may be amended from time to time (the "Plan"), and upon the terms and conditions therein and hereinafter set
forth, an aggregate of _______ shares (the "Option Shares") of the common stock of the Corporation ("Share" or
"Shares") at the price of $______ per Share (the "Exercise Price").  A copy of the Plan, as currently in effect, is
incorporated herein by reference and is attached to this Award Agreement.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Except as provided in Sections 8 and 9 below, this Option shall be exercisable only during the period (the
"Exercise Period") commencing on the dates set forth in Section 2 below, and ending at 5:00 p.m., Nampa, Idaho, on
the date ten years after the Grant Date, such later time and date being hereinafter referred to as the "Expiration Date,"
subject to earlier expiration in accordance with Section 5 in the event of a Termination of Service.  The aggregate
Market Value (as determined on the Grant Date) of the Option Shares with respect to which Incentive Stock Options
are exercisable for the first time by the Optionee in any calendar year shall not exceed One Hundred Thousand Dollars
($100,000.00).  To the extent that this Option does not qualify as an Incentive Stock Option for any reason, it shall be
deemed <EM>ab initio </EM>to be a Non-Qualified Stock Option.</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">	2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Method of Exercise of This Option</U>.  This Option may be exercised during the Exercise Period, with
respect to not more than the cumulative number of the Option Shares set forth below on or after the dates indicated, by
giving written notice to the Corporation as hereinafter provided specifying the number of the Option Shares to be
purchased.</FONT><BR>
<CENTER>
<TABLE ALIGN="CENTER" WIDTH="671">
<TR VALIGN="TOP"><TD ALIGN="CENTER" valign="bottom" width="403"><FONT SIZE="-1">Cumulative Number of</FONT>
<BR><FONT SIZE="-1"><U>Option Shares Exercisable</U></FONT></TD>
<TD ALIGN="CENTER" width="258"></P>
<BR WP="BR1"><BR WP="BR2"><FONT SIZE="-1"><U>           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;           Date&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;           </U></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="403"><FONT SIZE="-1"></TD>
<TD ALIGN="CENTER" width="258"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="403"></TD>
<TD ALIGN="CENTER" width="258"></TD></TR></TABLE>
</CENTER>

<p align="justify">

<BR WP="BR1"></FONT><FONT SIZE="-1">The notice of exercise of this Option shall be in the form prescribed by the Committee referred to in Section 3 of the
Plan and directed to the address set forth in Section 12 below.  The date of exercise is the date on which such notice
is received by the Corporation.  Such notice shall be accompanied by payment in full of the Exercise Price for the Option
Shares to be purchased upon such exercise.  Payment shall be made (i) in cash, which may be in the form of a check,
money order, cashier's check or certified check, payable to the Corporation, or (ii) by delivering Shares already owned
by the Optionee having a Market Value equal to the Exercise Price, or (iii) a combination of cash and such Shares.
Promptly after such payment, subject to Section 3 below, the Corporation shall issue and deliver to the Optionee or other
person exercising this Option a certificate or certificates representing the Option Shares so purchased, registered in the
name of the Optionee (or such other person), or, upon request, in the name of the Optionee (or such other person) and
in the name of another in such form of joint ownership as requested by the Optionee (or such other person) pursuant
to applicable state law.</FONT></p>
<p align="center"><font size="-1">ISO-1</font></p>
<p align="left"><font size="-1">&lt;PAGE&gt;</font></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Delivery and Registration of the Option Shares</U>.  The Corporation's obligation to deliver the Option
Shares hereunder shall, if the Committee so requests, be conditioned upon the Optionee's compliance with the terms
and provisions of Section 11 of the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Nontransferability of This Option</U>.  This Option may not be assigned, encumbered, transferred,
pledged or hypothecated except, in the event of the death of the Optionee, by will or the applicable laws of descent and
distribution to the extent provided in Section 5 below.  This Option is exercisable during the Optionee's lifetime only
by the Optionee or a person acting with the legal authority of the Optionee.  The provisions of this Option shall be
binding upon, inure to the benefit of and be enforceable by the parties hereto, the successors and assigns of the
Corporation and any person acting with the legal authority of the Optionee to whom this Option is transferred by will
or by the laws of descent and distribution.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Termination of Service or Death or Disability of the Optionee</U>.  Except as provided in this Section&nbsp;5
and in Section 9 below, and notwithstanding any other provision of this Option to the contrary, this Option shall be
exercisable only if the Optionee has not incurred a Termination of Service at the time of such exercise.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	If the Optionee incurs a Termination of Service for any reason excluding death, disability and Termination of
Service for Cause, then the Optionee may, but only within the period of three months  immediately succeeding such
Termination of Service and in no event after the Expiration Date, exercise this Option to the extent the Optionee was
entitled to exercise this Option on the date of Termination of Service.  If the Optionee incurs a Termination of Service
for Cause, all rights under this Option shall expire immediately upon the giving to the Optionee of notice of such
termination, except as provided in Section 9 below.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	In the event of the death or disability of the Optionee prior to the Optionee's Termination of Service or within
three months thereafter, the Optionee or person or persons to whom the Option has been transferred by will or by the
laws of descent and distribution may, but only to the extent the Optionee was entitled to exercise this Option on the date
of the Optionee's death or disability, exercise this Option at any time within one year following the death or disability
of the Optionee, but in no event after the Expiration Date.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Following the death of the Optionee, the Committee may, in its sole discretion, as an alternative means of
settlement of this Option, elect to pay to the person to whom this Option is transferred by will or by the laws of descent
and distribution, the amount by which the Market Value per Share on the date of exercise of this Option shall exceed
the Exercise Price for each of the Option Shares, multiplied by the number of the Option Shares with respect to which
this Option is properly exercised.  Any such settlement of this Option shall be considered an exercise of this Option for
all purposes of this Option and of the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Notice of Sale</U>.  The Optionee or any person to whom the Option Shares shall have been transferred
shall promptly give notice to the Corporation in the event of the sale or other disposition of the Option Shares within
the later of (i) two years from the Grant Date or (ii) one year from the date of exercise of this Option.  Such notice shall
specify the number of the Option Shares sold or otherwise disposed of and be directed to the address set forth in Section
12 below.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Adjustments for Changes in Capitalization of the Corporation</U>.  In the event of any change in the
outstanding Shares by reason of any recapitalization, stock split, reverse stock split, stock dividend, reorganization,
consolidation, combination or exchange of shares, merger, or any other change in the corporate structure of the
Corporation or in the Shares, the number and class of the Option Shares covered by this Option and the Exercise Price	shall be appropriately adjusted by the Committee, whose determination shall be conclusive.  However, any repurchases
by the Corporation of its Shares shall have no affect on the number of Shares reserved for issuance under the Plan, or
Awards granted under the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Effect of Merger or Other Reorganization</U>.  In the event of any merger, consolidation or combination
of the Corporation with or into another corporation (other than a merger, consolidation or combination in which the
Corporation is the continuing corporation and which does not result in the outstanding Shares being converted into or

</FONT></P>

<P align="center"><font size="2">ISO-2</font></P>

<P align="left"><font size="2">&lt;PAGE&gt;</font></P>

<P align="justify"><FONT SIZE="-1">	exchanged for different securities, cash or other property, or any combination thereof), the Optionee shall have the right
(subject to the provisions of the Plan and the limitations contained herein), thereafter and during the Exercise Period,
to receive upon exercise of this Option an amount equal to the excess of the Market Value on the date of such exercise
of the securities, cash or other property, or combination thereof, receivable upon such merger, consolidation or
combination in respect of a Share over the Exercise Price, multiplied by the number of the Option Shares with respect
to which this Option shall have been exercised.  Such amount may be payable fully in cash, fully in one or more of the
kind or kinds of property payable in such merger, consolidation or combination, or partly in cash and partly in one or
more of such kind or kinds of property, all in the discretion of the Committee.  The exercise of the right provided herein
shall result in that portion of this Option so exercised being disqualified as an incentive stock option for tax purposes
and being deemed a non-qualified stock option for tax purposes.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Effect of Change in Control</U>.  If a tender offer or exchange offer for Shares (other than such an offer
by the Corporation) is commenced, or if a change in control as defined in the Plan shall occur, all Options theretofore
granted and not fully exercisable shall become exercisable in full upon the happening of such event. </FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	10.&nbsp;&nbsp;&nbsp;&nbsp;	<U>Stockholder Rights Not Granted by This Option</U>.  The Optionee is not entitled by virtue hereof to any
rights of a stockholder of the Corporation or to notice of meetings of stockholders or to notice of any other proceedings
of the Corporation.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	11.&nbsp;&nbsp;&nbsp;&nbsp;	<U>Withholding Tax</U>.  Where the Optionee or another person is entitled to receive the Option Shares
pursuant to the exercise of this Option, the Corporation shall have the right to require the Optionee or such other person
to pay to the Corporation the amount of any taxes which the Corporation or any of its Affiliates is required to withhold
with respect to the Option Shares, or in lieu thereof, to retain, or sell without notice, a sufficient number of the Option
Shares to cover the amount required to be withheld, or, in lieu of any of the foregoing, to withhold a sufficient sum from
the Optionee's compensation payable by the Corporation to satisfy the Corporation's tax withholding requirements.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	12.&nbsp;&nbsp;&nbsp;&nbsp;	<U>Notices</U>.  All notices hereunder to the Corporation shall be delivered or mailed to it addressed to the
Corporate Secretary of Home Federal Bancorp, Inc., 500 12<SUP>th</SUP> Avenue South, Nampa, Idaho 83651.  Any notices
hereunder to the Optionee shall be delivered personally or mailed to the Optionee's address noted below.  Such
addresses for the service of notices may be changed at any time provided written notice of the change is furnished in
advance to the Corporation or to the Optionee, as the case may be.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	13.&nbsp;&nbsp;&nbsp;&nbsp;	<U>Plan and Plan Interpretations as Controlling</U>. This Option and the terms and conditions herein set forth
are subject in all respects to the terms and conditions of the Plan, which are controlling.  Capitalized terms used herein
which are not defined in this Award Agreement shall have the meaning ascribed to such terms in the Plan.  All
determinations and interpretations made in the discretion of the Committee shall be final and conclusive upon the
Optionee or his legal representatives with regard to any question arising hereunder or under the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	14.&nbsp;&nbsp;&nbsp;&nbsp;	<U>Optionee Service</U>.  Nothing in this Option shall limit the right of the Corporation or any of its
Affiliates to terminate the Optionee's service as an employee, or otherwise impose upon the Corporation or any of its
Affiliates any obligation to employ or accept the services of the Optionee.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	15.&nbsp;&nbsp;&nbsp;&nbsp;	<U>Amendment</U>.  The Committee may waive any conditions of or rights of the Corporation or modify or
amend the terms of this Award Agreement; provided, however, that the Committee may not amend, alter, suspend,
discontinue or terminate any provision hereof which may adversely affect the Optionee without the Optionee's
(or his	legal representative's) written consent and the Committee
may not change the Exercise Price unless pursuant to Section 7 hereof.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	16.&nbsp;&nbsp;&nbsp;&nbsp;	<U>Optionee Acceptance</U>.  The Optionee shall signify his acceptance of the terms and conditions of this
Option by signing in the space provided below and returning a signed copy hereof to the Corporation at the address set
forth in Section 12 above.</FONT></P>

<P align="center"><font size="-1">ISO-3</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font></P>

<P><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	IN WITNESS WHEREOF, the parties hereto have caused this Award Agreement to be executed as of the date
first above written.</FONT></P>

<P><FONT SIZE="-1"><STRONG>						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						HOME FEDERAL BANCORP, INC.</STRONG></FONT></P>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">						By:	________________________________</FONT></p>

<P><FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						Its:	________________________________</FONT></P>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">						ACCEPTED:</FONT><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">						______________________________________</FONT><BR>

<FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						(Signature)</FONT></P>

<P><FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						______________________________________</FONT><BR>
<FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Street Address)</FONT><BR WP="BR2">
</P>

<P><FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						______________________________________</FONT><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<FONT SIZE="-1">						(City, State and Zip Code)</FONT></P>

<P align="center"><font size="-1">ISO-4</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font></P>

<FONT SIZE="-1"><CENTER><STRONG>HOME FEDERAL BANCORP, INC.</CENTER>
</STRONG></FONT><FONT SIZE="-1"><STRONG><CENTER>
<p>2005 STOCK OPTION AND INCENTIVE PLAN</p>
</CENTER>
</STRONG></FONT><FONT SIZE="-1"><STRONG><CENTER><U>NON-QUALIFIED STOCK OPTION AGREEMENT</U></STRONG></FONT><FONT SIZE="-1"></CENTER>
</FONT></P>

<P><FONT SIZE="-1">NQSO NO. _____</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	This Option is granted on ______________ ____, 2005 (the "Grant Date"), by Home Federal Bancorp, Inc.,
a federally chartered stock corporation ("Corporation"), to _________________ (the "Optionee"), in accordance with
the following terms and conditions:</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Option Grant and Exercise Period</U>.  The Corporation hereby grants to the Optionee a Non-Qualified
Option ("Option") to purchase, pursuant to the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan, as
the same may be amended from time to time (the "Plan"), and upon the terms and conditions therein and hereinafter set
forth, an aggregate of _______ shares (the "Option Shares") of the common stock of the Corporation ("Share" or
"Shares") at the price of $______ per Share (the "Exercise Price").  A copy of the Plan, as currently in effect, is
incorporated herein by reference and is attached to this Award Agreement.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Except as provided in Sections 7 and 8 below, this Option shall be exercisable only during the period (the
"Exercise Period") commencing on the dates set forth in Section 2 below, and ending at 5:00 p.m., Nampa, Idaho time,
on the date ten years after the Grant Date, such later time and date being hereinafter referred to as the "Expiration Date,"
subject to earlier expiration in accordance with Section 5 in the event of a Termination of Service.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Method of Exercise of This Option</U>.  This Option may be exercised during the Exercise Period, with
respect to not more than the cumulative number of the Option Shares set forth below on or after the dates indicated, by
giving written notice to the Corporation as hereinafter provided specifying the number of the Option Shares to be
purchased.</FONT><BR>

<CENTER>
<TABLE ALIGN="CENTER" WIDTH="671">
<TR VALIGN="TOP"><TD ALIGN="CENTER" valign="bottom" width="425"><FONT SIZE="-1">Cumulative Number of</FONT>
<BR><FONT SIZE="-1"><U>Option Shares Exercisable</U></FONT></TD>
<TD ALIGN="CENTER" width="236"></P>
<BR WP="BR1"><BR WP="BR2"><FONT SIZE="-1"><U>           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;           Date&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;           </U></FONT></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="425"><FONT SIZE="-1"></TD>
<TD ALIGN="CENTER" width="236"></TD></TR>
<TR VALIGN="TOP"><TD ALIGN="CENTER" width="425"></TD>
<TD ALIGN="CENTER" width="236"></TD></TR></TABLE>
</CENTER>

<p align="justify"></FONT><FONT SIZE="-1">The notice of exercise of this Option shall be in the form prescribed by the Committee referred to in Section 3 of the
Plan and directed to the address set forth in Section 11 below.  The date of exercise is the date on which such notice
is received by the Corporation.  Such notice shall be accompanied by payment in full of the Exercise Price for the Option
Shares to be purchased upon such exercise.  Payment shall be made (i) in cash, which may be in the form of a check,
money order, cashier's check or certified check, payable to the Corporation, or (ii) by delivering Shares  already owned
by the Optionee having a Market Value equal to the Exercise Price, or (iii) a combination of cash and such Shares.
Promptly after such payment, subject to Section 3 below, the Corporation shall issue and deliver to the Optionee or other
person exercising this Option a certificate or certificates representing the Option Shares so purchased, registered in the
name of the Optionee (or such other person), or, upon request, in the name of the Optionee (or such other person) and
in the name of another in such form of joint ownership as requested by the Optionee (or such other person) pursuant
to applicable state law.</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Delivery and Registration of the Option Shares</U>.  The Corporation's obligation to deliver the Option
Shares hereunder shall, if the Committee so requests, be conditioned upon the Optionee's compliance with the terms
and provisions of Section 11 of the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Nontransferability of This Option</U>.  This Option may not be assigned, encumbered, transferred,
pledged or hypothecated except, (i) in the event of the death of the Optionee, by will or the applicable laws of descent
and

</FONT></P>

<P align="center"><font size="2">NQSO-1</font></P>

<P align="left"><font size="2">&lt;PAGE&gt;</font></P>

<P align="justify"><FONT SIZE="-1">	distribution, (ii) pursuant to a "domestic relations order," as defined in Section 414(p)(1)(B) of the Code, (iii) by
gift to any member of the Optionee's immediate family or to a trust for the benefit of one or more of such immediate
family members.  During the lifetime of the Optionee, this Option shall be exercisable only by the Optionee or a person
acting with the legal authority of the Optionee unless it has been transferred as permitted hereby, in which case it shall
be exercisable only by such transferee.  The provisions of this Option shall be binding upon, inure to the benefit of and
be enforceable by the parties hereto, the successors and assigns of the Corporation and any person acting with the legal
authority of the Optionee to whom this Option is transferred in accordance with this Section 4.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Termination of Service or Death or Disability of the Optionee</U>.  Except as provided in this Section 5
and in Section 8 below, and notwithstanding any other provision of this Option to the contrary, this Option shall be
exercisable only if the Optionee has not incurred a Termination of Service at the time of such exercise.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	If the Optionee incurs a Termination of Service for any reason excluding death, disability and Termination of
Service for Cause, then the Optionee may, but only within the period of one year immediately succeeding such
Termination of Service and in no event after the Expiration Date, exercise this Option to the extent the Optionee was
entitled to exercise this Option on the date of Termination of Service.  If the Optionee incurs a Termination of Service
for Cause, all rights under this Option shall expire immediately upon the giving to the Optionee of notice of such
termination, except as provided in Section 8 below.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	In the event of the death or disability of the Optionee prior to the Optionee's Termination of Service or within
three months thereafter, the Optionee or person or persons to whom the Option has been transferred pursuant to Section
4 may, but only to the extent the Optionee was entitled to exercise this Option on the date of the Optionee's death or
disability, exercise this Option at any time within two years following the death or disability of the Optionee, but in no
event after the Expiration Date.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Cause shall mean termination of the employment of the Optionee with either the Corporation or any Affiliate,
as the case may be, because of the Optionee's dishonesty, incompetence, willful misconduct, breach of a fiduciary duty
involving personal profit, intentional failure to perform stated duties or willful violation of any law, rule, or regulation
(excluding violations which do not have a material adverse affect on the Corporation or its Affiliates) or final cease-and-desist order.  No act or failure to act by the Optionee shall be considered willful unless the Optionee acted or failed to
act with an absence of good faith and without a reasonable belief that his action or failure to act was in the best interest
of the Corporation.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Following the death of the Optionee, the Committee may, in its sole discretion, as an alternative means of
settlement of this Option, elect to pay to the person to whom this Option is transferred pursuant to Section 4 the amount
by which the Market Value per Share on the date of exercise of this Option shall exceed the Exercise Price for each of
the Option Shares, multiplied by the number of the Option Shares with respect to which this Option is properly
exercised.  Any such settlement of this Option shall be considered an exercise of this Option for all purposes of this
Option and of the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Adjustments for Changes in Capitalization of the Corporation</U>.  In the event of any change in the
outstanding Shares by reason of any recapitalization, stock split, reverse stock split, stock dividend, reorganization,
consolidation, combination or exchange of shares, merger, or any other change in the corporate structure of the
Corporation or in the Shares, the number and class of the Option Shares covered by this Option and the Exercise Price
shall be appropriately adjusted by the Committee, whose determination shall be conclusive.  However, any repurchases
by the Corporation of its Shares shall have no affect on the number of Shares reserved for issuance under the Plan, or
Awards granted under the Plan</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Effect of Merger or Other Reorganization</U>.  In the event of any merger, consolidation or combination
of the Corporation with or into another corporation (other than a merger, consolidation or combination in which the
Corporation is the continuing corporation and which does not result in the outstanding Shares being converted into or
exchanged for different securities, cash or other property, or any combination thereof), the Optionee
shall have the right (subject to the provisions of the Plan and the limitations
contained herein), thereafter and during the Exercise Period, </FONT></P>

<P align="center"><font size="2">NQSO-2</font></P>

<P align="justify"><FONT SIZE="-1">	to receive upon exercise of this Option an amount equal to
the excess of the Market Value on the date of such exercise of the securities,
cash or other property, or combination thereof, receivable upon such merger,
consolidation or combination in respect of a Share over the Exercise Price,
multiplied by the number of the Option Shares with respect to which this Option
shall have been exercised. Such amount may be payable fully in cash, fully in
one or more of the kind or kinds of property payable in such merger,
consolidation or combination, or partly in cash and partly in one or more of
such kind or kinds of property, all in the discretion of the Committee.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Effect of Change in Control</U>.  If a tender offer or exchange offer for Shares (other than such an offer
by the Corporation) is commenced, or if a change in control as defined in the Plan shall occur, all Options theretofore
granted and not fully exercisable shall become exercisable in full upon the happening of such event.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Stockholder Rights Not Granted by This Option</U>.  The Optionee is not entitled by virtue hereof to any
rights of a stockholder of the Corporation or to notice of meetings of stockholders or to notice of any other proceedings
of the Corporation.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	10.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Withholding Tax</U>.  Where the Optionee or another person is entitled to receive the  Option Shares
pursuant to the exercise of this Option, the Corporation shall have the right to  require the Optionee or such other person
to pay to the Corporation the amount of any taxes which the Corporation or any of its Affiliates is required to withhold
with respect to the Option Shares, or in lieu thereof, to retain, or sell without notice, a sufficient number of the Option
Shares to cover the amount required to be withheld, or, in lieu of any of the foregoing, to withhold a sufficient sum from
the Optionee's compensation payable by the Corporation to satisfy the Corporation's tax withholding requirements.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	11.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Notices</U>.  All notices hereunder to the Corporation shall be delivered or mailed to it addressed to the
Corporate Secretary of Home Federal Bancorp, Inc., 500 12<SUP>th</SUP> Avenue South, Nampa, Idaho 83651.  Any notices
hereunder to the Optionee shall be delivered personally or mailed to the Optionee's address noted below.  Such
addresses for the service of notices may be changed at any time provided written notice of the change is furnished in
advance to the Corporation or to the Optionee, as the case may be.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	12.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Plan and Plan Interpretations as Controlling</U>.	This Option and the terms and conditions herein set forth
are subject in all respects to the terms and conditions of the Plan, which are controlling.  Capitalized terms used herein
which are not defined in this Award Agreement shall have the meaning ascribed to such terms in the Plan.  All
determinations and interpretations made in the discretion of the Committee shall be final and conclusive upon the
Optionee or his legal representatives with regard to any question arising hereunder or under the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	13.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Optionee Service</U>.  Nothing in this Option shall limit the right of the Corporation or any of its
Affiliates to terminate the Optionee's service as a director, advisory director, director emeritus or employee, or otherwise
impose upon the Corporation or any of its Affiliates any obligation to employ or accept the services of the Optionee.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	14.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Amendment</U>.  The Committee may waive any conditions of or rights of the Corporation or modify or
amend the terms of this Award Agreement; provided, however, that the Committee may not amend, alter, suspend,
discontinue or terminate any provision hereof which may adversely affect the Optionee without the Optionee's (or his
legal representative's) written consent and the Committee may not change the Exercise Price unless pursuant to Section
6 hereof.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	15.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Optionee Acceptance</U>.  The Optionee shall signify his acceptance of the terms and conditions of this
Option by signing in the space provided below and returning a signed copy hereof to the Corporation at the address set
forth in Section 11 above.</FONT></P>

<P align="center"><font size="-1">NQSO-3</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font></P>

<P><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	IN WITNESS WHEREOF, the parties hereto have caused this Award Agreement to be executed as of the date
first above written.</FONT></P>

<P><FONT SIZE="-1">						<STRONG>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; HOME FEDERAL BANCORP, INC.</STRONG></FONT></P>

<BR WP="BR1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">						By:______________________________ </FONT>

<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">						Its:______________________________ </FONT></P>

<BR WP="BR1"><BR WP="BR2">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">						ACCEPTED:</FONT><p>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ____________________________<BR>
<FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						(Signature)</FONT></p>

<P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ____________________________<BR>

<FONT SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						(Street Address)</FONT></P>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ____________________________<BR>
<FONT SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (City, State and Zip Code)</FONT><p align="center">
<font size="-1">NQSO-4</font></p>
<p align="left"><font size="-1">&lt;PAGE&gt;</font></p>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Exhibit 99.2</STRONG></FONT><BR WP="BR1"></P>

<P ALIGN="CENTER"><FONT SIZE="-1"><STRONG>Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan</STRONG></FONT></P>

<P ALIGN="left"><strong style="font-weight: 400"><font size="-1">&lt;PAGE&gt;</font></strong></P>

<P><FONT SIZE="-1"><STRONG><CENTER>HOME FEDERAL BANCORP, INC.</CENTER>
</STRONG>
</FONT><FONT SIZE="-1"><CENTER><STRONG><P>2005 RECOGNITION AND RETENTION PLAN</STRONG></CENTER>
</FONT></P>

<p align="justify">

<BR WP="BR1"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	1.  <U>Plan Purpose</U>.  The purpose of the Plan is to promote the long-term interests of the Corporation and its
stockholders by providing a means for attracting and retaining directors, advisory directors, directors emeritus and
employees of the Corporation and its Affiliates.</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	2.  <U>Definitions</U>.  The following definitions are applicable to the Plan:</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Affiliate" -- means any "parent corporation" or "subsidiary corporation" of the Corporation, as such terms
are defined in Section 424(e) and (f), respectively, of the Code.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Award" -- means the grant by the Committee of Restricted Stock, as provided in the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Award Agreement" -- means the agreement evidencing the grant of an Award made under the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Board" -- means the board of directors of the Corporation.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Code" -- means the Internal Revenue Code of 1986, as amended.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Committee" -- means the committee referred to in Section 3 hereof.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Corporation" -- means Home Federal Bancorp, Inc., a federal corporation, and any successor thereto.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Financial Institution " -- means Home Federal Bank or any successor entity.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"OTS" -- means the Office of Thrift Supervision of the Department of the Treasury or any successor
administrative agency.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Participant" -- means any director, advisory director, emeritus director or employee of the Corporation or any
Affiliate who is selected by the Committee to receive an Award.  </FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Plan" -- means this Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Restricted Period" -- means the period of time selected by the Committee for the purpose of determining when
restrictions are in effect under Section 5 hereof with respect to Restricted Stock awarded under the Plan.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Restricted Stock" -- means Shares awarded to a Participant by the Committee pursuant to Section 5 hereof.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Section 409A" -- means Section 409A of the Code and any guidance issued thereunder.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Shares" -- means the shares of common stock of the Corporation.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	"Termination of Service" -- means cessation of service, for any reason, whether voluntary or involuntary, so
that the affected individual is not a director, emeritus director or employee of the Corporation or any Affiliate.  Service
shall not be considered to have ceased in the case of sick leave, military leave or any other leave of absence approved
by the Corporation or any Affiliate or in the case of transfers between payroll locations of the Corporation or between
the Corporation, its subsidiaries or its successor.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	3.  <U>Administration</U>.  The Plan shall be administered by the Company's Compensation Committee consisting
of two or more members of the Board, each of whom (i) shall be an "outside director," as defined under Section 162(m)

</FONT></P>

<P align="center"><font size="2">1</font></P>

<P align="left"><font size="2">&lt;PAGE&gt;</font></P>

<P align="justify"><FONT SIZE="-1">	of the Code and the Treasury regulations thereunder, and (ii) shall be a "non-employee director," as defined under Rule
16(b) of the Securities Exchange Act of 1934 or any similar or successor provision.  The members of the Committee
shall be appointed by the Board.  Except as limited by the express provisions of the Plan or by resolutions adopted by
the Board, the Committee shall have sole and complete authority and discretion to: (i)&nbsp;select Participants and grant
Awards; (ii)&nbsp;determine the number of Shares to be subject to types of Awards generally, as well as to individual Awards
granted under the Plan; (iii)&nbsp;determine the terms and conditions upon which Awards shall be granted under the Plan;
(iv)&nbsp;prescribe the form and terms of Award Agreements; (v)&nbsp;establish from time to time regulations for the
administration of the Plan; and (vi) interpret the Plan and make all determinations deemed necessary or advisable for
the administration of the Plan.</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">	A majority of the Committee shall constitute a quorum, and the acts of a majority of the members present at
any meeting at which a quorum is present, or acts approved in writing by a majority of the Committee without a meeting,
shall be acts of the Committee.</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	The Plan is intended to provide benefits that are not deferred compensation within the meaning of Section 409A
and the Plan shall be administered and interpreted accordingly. </FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	4.  <U>Shares Subject to Plan</U>.  Subject to adjustment by the operation of Section 6, the maximum number of Shares
with respect to which Awards may be made under the Plan is 298,092 Shares.  The Shares with respect to which Awards
may be made under the Plan may be either authorized and unissued Shares or previously issued Shares reacquired and
held as treasury stock.  An Award shall not be considered to have been made under the Plan with respect to Restricted
Stock which is forfeited, and new Awards may be granted under the Plan with respect to the number of Shares as to
which such forfeiture has occurred.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	5.  <U>Terms and Conditions of Restricted Stock</U>.  The Committee is hereby authorized to grant Awards of
Restricted Stock to Participants with the following terms and conditions and with such additional terms and conditions
as the Committee shall determine:</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(a)  At the time of an Award of Restricted Stock, the Committee shall establish for each Participant
a Restricted Period, during which or at the expiration of which, as the Committee shall determine and provide in the
Award Agreement, the Shares awarded as Restricted Stock shall no longer be subject to restriction.  Subject to any such
other terms and conditions as the Committee shall provide, Shares of Restricted Stock may not be sold, assigned,
transferred, pledged or otherwise encumbered by the Participant, except as hereinafter provided, during the Restricted
Period.  Except for such restrictions, and subject to paragraph (c) of this Section 5 and Section 6 hereof, the Participant
as owner of such shares shall have all the rights of a stockholder, including the right to vote the Restricted Stock and
the right to receive dividends with respect to the Restricted Stock. No director who is not an employee of the
Corporation shall be granted Awards with respect to more than 5% of the total Shares subject to the Plan.  </FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		All non-employee directors of the Corporation, in the aggregate, may not be granted Awards with
respect to more than 30% of the total Shares subject to the Plan, and no individual shall be granted Awards with respect
to more than 25% of the total Shares subject to the Plan.  No Awards shall begin vesting earlier than one year from the
date the Plan is ratified by stockholders of the Corporation, no Awards shall vest at a rate in excess of 20% per year
beginning from the date of grant, and such vesting shall not be accelerated except in the event of the Participant's death
or disability, or in connection with a change of control (as set forth in Section 8 of this Plan).</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Subject to compliance with OTS regulations, the Committee shall have the authority, in its discretion,
to accelerate the time at which any or all of the restrictions shall lapse with respect thereto, or to remove any or all of
such restrictions; whenever it may determine that such action is appropriate by reason of changes in applicable tax or
other laws or other changes in circumstances occurring after the commencement of such Restricted Period.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(b) If a Participant incurs a Termination of Service for any reason (other than
death, disability or in connection with a change in control), all Shares of
Restricted Stock awarded to such Participant and which at the time of such
Termination of Service are subject to the restrictions imposed pursuant to
paragraph (a) of this Section 5 shall</FONT></P>

<P align="center"><font size="2">2</font></P>

<P align="left"><font size="2">&lt;PAGE&gt;</font></P>

<P align="justify"><FONT SIZE="-1">		upon such Termination of Service be forfeited and
returned to the Corporation. If a Participant incurs a Termination of Service by
reason of death or disability, the Restricted Period with respect to the
Participant's Restricted Stock then still subject to restrictions shall
thereupon lapse.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(c)  Each certificate in respect of Shares of Restricted Stock awarded under the Plan shall be registered
in the name of the Participant and deposited by the Participant, together with a stock power endorsed in blank, with the
Corporation and shall bear the following (or a similar) legend:</FONT></P>

<P style="margin-left: .75 in; margin-right: .85 in" align=justify><FONT SIZE="-1">			The transferability of this certificate and the Shares of stock represented hereby are
subject to the terms and conditions (including forfeiture) contained in the Home
Federal Bancorp, Inc. 2005 Recognition and Retention Plan.  Copies of such Plan
are on file in the office of the Secretary of Home Federal Bancorp, Inc., 500 12<SUP>th</SUP>
Avenue South, Nampa, Idaho 83653.</FONT></P>

<p align="justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT SIZE="-1">		(d)  At the time of any Award, the Participant shall enter into an Award Agreement with the
Corporation in a form specified by the Committee, agreeing to the terms and conditions of the Award and such other
matters as the Committee, in its sole discretion, shall determine.</FONT></p>
<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(e)  Upon the lapse of the Restricted Period, the Corporation shall redeliver to the Participant (or
where the relevant provision of paragraph (b) of this Section 5 applies in the case of a deceased Participant, to his legal
representative, beneficiary or heir) the certificate(s) and stock power deposited with it pursuant to paragraph (c) of this
Section 5, and the Shares represented by such certificate(s) shall be free of the restrictions imposed pursuant to
paragraph (a) of this Section 5.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(f)  No term or condition of any Restricted Stock shall be included that would cause the Restricted
Stock to be subject to Section 409A.  Any such term or condition shall be void <EM>ab initio.</EM></FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	6.  <U>Adjustments Upon Changes in Capitalization</U>.  In the event of any change in the outstanding Shares
subsequent to the effective date of the Plan by reason of any reorganization, recapitalization, stock split, stock dividend,
combination or exchange of shares, merger, consolidation or any change in the corporate structure or Shares of the
Corporation, the maximum aggregate number and class of Shares as to which Awards may be granted under the Plan
and the number and class of Shares with respect to which Awards have been granted under the Plan shall be
appropriately adjusted by the Committee, whose determination shall be conclusive.  Any Award which is adjusted as
a result of this Section 6 shall be subject to the same restrictions as the original Award, and the certificate[s] or other
instruments representing or evidencing such Restricted Stock shall be legended and deposited with the Corporation in
the manner provided in Section 5(c) hereof.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	7.  <U>Effect of Change in Control</U>.  Each of the events specified in the following clauses (i) through (iii) of this
Section 7 shall be deemed a "change in control":  (i)&nbsp;any third person, including a "group" as defined in Section 13(d)(3)
of the Securities Exchange Act of 1934, shall become the beneficial owner of shares of the Corporation with respect
to which 25% or more of the total number of votes for the election of the Board may be cast; (ii)&nbsp;as a result of, or in
connection with, any cash tender offer, merger or other business combination, sale of assets or contested election, or
combination of the foregoing, the persons who were directors of the Corporation shall cease to constitute a majority of
the Board; or (iii)&nbsp;the stockholders of the Corporation shall approve an agreement providing either for a transaction in
which the Corporation will cease to be an independent publicly-owned corporation or for a sale or other disposition of
all or substantially all the assets of the Corporation.  If a tender offer or exchange offer for Shares (other than such an
offer by the Corporation) is commenced, or if a change in control shall occur, unless the Committee shall have otherwise
provided in the Award Agreement, the Restricted Period with respect to Restricted Stock theretofore awarded to such
Participant shall lapse and all Shares awarded hereunder as Restricted Stock shall become fully vested in the Participant
to whom such Shares were awarded; provided, however, that no Award which has previously been forfeited shall
become vested.</FONT></P>

<p align="center"><font size="2">3</font></p>
<p align="left"><font size="2">&lt;PAGE&gt;</font><BR WP="BR1"></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	8.  <U>Assignments and Transfers</U>.  During the Restricted Period, no Award nor any right or interest of a
Participant in any instrument evidencing an Award may be assigned, encumbered or transferred other than by will, the
laws of descent and distribution or pursuant to a "domestic relations order," as defined in Section 414(p)(1)(B) of the
Code.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	9.  <U>Employee Rights Under the Plan</U>.  No person shall have a right to be selected as a Participant nor, having
been so selected, to be selected again as a Participant, and no employee or other person shall have any claim or right
to be granted an Award under the Plan or under any other incentive or similar plan of the Corporation or any Affiliate.
Neither the Plan nor any action taken thereunder shall be construed as giving any employee any right to be retained in
the employ of the Corporation or any Affiliate.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	10.  <U>Delivery and Registration of Stock</U>.  The Corporation's obligation to deliver Shares with respect to an
Award shall, if the Committee so requests, be conditioned upon the receipt of a representation as to the investment
intention of the Participant to whom such Shares are to be delivered, in such form as the Committee shall determine to
be necessary or advisable to comply with the provisions of the Securities Act of 1933 or any other federal, state or local
securities legislation.  It may be provided that any representation requirement shall become inoperative upon a
registration of the Shares or other action eliminating the necessity of such representation under such Securities Act or
other securities legislation.  The Corporation shall not be required to deliver any Shares under the Plan prior to (i)&nbsp;the
admission of such Shares to listing on any stock exchange on which Shares may then be listed and (ii)&nbsp;the completion
of such registration or other qualification of such Shares under any state or federal law, rule or regulation, as the
Committee shall determine to be necessary or advisable.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	11.  <U>Withholding Tax</U>.  Upon the termination of the Restricted Period with respect to any Shares of Restricted
Stock (or at any such earlier time, if any, that an election is made by the Participant under Section 83(b) of the Code,
or any successor provision thereto, to include the value of such Shares in taxable income), the Corporation shall have
the right to require the Participant or other person receiving such Shares to pay the Corporation the amount of any taxes
which the Corporation is required to withhold with respect to such Shares, or, in lieu thereof, to retain or sell without
notice, a sufficient number of Shares held by it to cover the amount required to be withheld.  The Corporation shall have
the right to deduct from all dividends paid with respect to Shares of Restricted Stock the amount of any taxes which the
Corporation is required to withhold with respect to such dividend payments.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	12.  <U>Amendment or Termination</U>.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(a)  Except to the extent prohibited by OTS regulations, the Board may amend, alter, suspend,
discontinue, or terminate the Plan without the consent of stockholders or Participants, except that any such action will
be subject to the approval of the Corporation's stockholders if, when and to the extent (i) such stockholder approval is
necessary or required for purposes of any applicable federal or state law or regulation or the rules of any stock exchange
or automated quotation system on which the Shares may then be listed or quoted, (ii) such amendment or alteration is
deemed by the Board to be of a material nature or (iii) if the Board, in its discretion, determines to seek such stockholder
approval.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(b)  Except to the extent prohibited by OTS regulations, the Committee may waive any conditions of
or rights of the Corporation or modify or amend the terms of any outstanding Award.   The Committee may not,
however, amend, alter, suspend, discontinue or terminate any outstanding Award without the consent of the Participant
or holder thereof, except as otherwise provided herein.</FONT></P>

<P align="justify"><FONT SIZE="-1">		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;		(c)  No amendment of the Plan or any Award shall be permitted that would cause the Plan or any
benefit provided for hereunder to be subject to Section 409A. </FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	13.  <U>Effective Date and Term of Plan</U>.  The Plan shall become effective upon the later of its adoption by the
Board or its approval by the stockholders of the Corporation.  It shall continue in effect for a term of ten years thereafter
unless sooner terminated under Section 12 of this Plan.</FONT></P>

<P align="center"><font size="-1">4</font></P>

<P align="left"><font size="-1">&lt;PAGE&gt;</font></P>

<P><FONT SIZE="-1"><CENTER><STRONG>HOME FEDERAL BANCORP, INC.</CENTER>
</STRONG></FONT><FONT SIZE="-1"><STRONG><CENTER><P>2005 RECOGNITION AND RETENTION PLAN</CENTER>
</STRONG></FONT></P>

<BR WP="BR1"><FONT SIZE="-1"><STRONG><CENTER><U>AWARD AGREEMENT</U></STRONG></FONT><FONT SIZE="-1"></CENTER>
</FONT></P>

<p align="justify">

<BR WP="BR1"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	THIS AGREEMENT is made as of the _______ day of _____________ 2005 between Home Federal Bancorp,
Inc. (the "Corporation"), and _________________ (the "Grantee").</FONT></p>
<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	In consideration of the agreements set forth below, the Corporation and the Grantee agree as follows:</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Grant</U>.  A Restricted Stock Award  ("Award") of ______ shares ("Award Shares") of the
Corporation's common stock, $.01 par value per share ("Common Stock"), is hereby granted by the Corporation to the
Grantee subject to the following terms and conditions and subject to the provisions of the Home Federal Bancorp, Inc.
2005 Recognition and Retention Plan (the "Plan"), the terms of which are incorporated by reference herein.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Transfer Restrictions</U>.  None of the Award Shares shall be sold, assigned, pledged, or otherwise
transferred, voluntarily or involuntarily, by the Grantee.</FONT></P>

<P align="justify"><FONT SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Release of Restrictions</U>.  The restrictions set forth in <U>Section 2</U> above shall lapse: (i) ratably over a five
(5) year period with one-fifth of the Award Shares vesting each year over a five year period with the first vesting on
______________ __, 2006 and subsequent vesting on __________ __, 2007, __________ __, 2008, __________ __,
2009 and __________ __, 2010 so long as the recipient continues service as a director or officer of the Corporation or
any of its subsidiaries; (ii) as to all Award Shares upon the Grantee's death, disability or normal retirement after
attainment of age 65; or (iii) upon the occurrence of a Change in Control.</FONT></P>

<P align="justify"><FONT FACE="Times New Roman" SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Forfeiture</U>.  Except as otherwise provided by the Plan or this Agreement, the Award Shares shall be
forfeited to the Corporation if the Grantee no longer serves as a director or officer of the Corporation or its subsidiaries,
prior to the date the restrictions lapse as provided in <U>Section 3</U> above.</FONT></P>

<P align="justify"><FONT FACE="Times New Roman" SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Rights as Stockholder</U>.  The rights of the Grantee as a shareholder prior to the release of the
restrictions set forth in <U>Section 2</U> above shall be governed by <U>Section 5</U> of the Plan.</FONT></P>

<P align="justify"><FONT FACE="Times New Roman" SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Escrow of Share Certificates</U>.  Certificates for the Award Shares shall be issued in the Grantee's name
or as otherwise provided under the Plan and shall be held in escrow by the Corporation until all restrictions lapse or such
shares are forfeited as provided herein.  A certificate or certificates representing the Award Shares as to which
restrictions have lapsed shall be delivered to the Grantee upon such lapse.</FONT></P>

<P align="justify"><FONT FACE="Times New Roman" SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Government Regulations</U>.  Notwithstanding anything contained herein to the contrary, the
Corporation's obligation to issue or deliver certificates evidencing the Award Shares shall be subject to all applicable
laws, rules and regulations and to such approvals by any governmental agencies or national securities exchanges as may
be required.</FONT></P>

<P align="justify"><FONT FACE="Times New Roman" SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Withholding Taxes</U>.  The Corporation shall have the right to require the Grantee to remit to the
Corporation, or to withhold from other amounts payable to the Grantee, as compensation or otherwise, an amount
sufficient to satisfy all federal, state and local withholding tax requirements.</FONT></P>

<P align="justify"><FONT FACE="Times New Roman" SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Governing Law</U>.  This Agreement shall be construed under the laws of the State of Idaho.</FONT></P>

<P align="justify"><FONT FACE="Times New Roman" SIZE="-1">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	10.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Effect of the Plan</U>.  In the event of a conflict between any provision of this Agreement and the Plan,
the provisions of the Plan, as interpreted by the Board of Directors of the Corporation, shall prevail.  Capitalized terms
used herein without definition shall have the meaning assigned to such terms in the Plan.</FONT></P>

<p align="center"><font size="2">1</font></p>
<p align="left"><font size="2">&lt;PAGE&gt;</font><BR WP="BR1"></p>
<P><FONT FACE="Times New Roman" SIZE="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	IN WITNESS WHEREOF, the Corporation has caused this Award to be granted on the date first above written.</FONT></P>

<P><FONT FACE="Times New Roman" SIZE="-1">Attest:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						HOME FEDERAL BANCORP, INC.</FONT></P>

_________________&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT FACE="Times New Roman" SIZE="-1">&nbsp;By:______________________________ </FONT>
<p>

<BR WP="BR1"><FONT FACE="Times New Roman" SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						ACCEPTED:</FONT></p>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
_____________________________<BR WP="BR1"><FONT FACE="Times New Roman" SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						____________________</FONT><p>
<BR>



<FONT FACE="Times New Roman" SIZE="-1">						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Date: _____________________________</FONT></P>

<p>
&nbsp;</P>

<p align="center">
<font face="Times New Roman" size="-1">2</font></P>

<p align="left"></P>
<font face="Times New Roman" size="-1">&lt;PAGE&gt;</font><BR WP="BR2">

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{"company-data": {"conformed-name": "HOME FEDERAL BANCORP INC", "cik": "0001283858", "assigned-sic": "6035", "irs-number": "200945587"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-127858", "film-number": "051050261"}, "business-address": {"street1": "500 12TH AVENUE SOUTH", "city": "NAMPA", "state": "ID", "zip": "83653", "phone": "(208) 466-4634"}, "mail-address": {"street1": "500 12TH AVENUE SOUTH", "city": "NAMPA", "state": "ID", "zip": "83653"}}
As filed with the Securities and Exchange Commission on
August 25, 2005
Registration Statement No. 333-______
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
UNDER THE SECURITIES ACT OF 1933
HOME FEDERAL BANCORP, INC.
(Exact name of registrant as specified in its charter)
Federal
20-0945587
(State or other jurisdiction of
incorporation or organization)
(I.R.S. Employer
Identification No.)
500 12
th
Avenue South, Nampa Idaho
83651
(Address of principal executive offices)
(Zip code)
Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan
Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan
(Full title of the plan)
Robert A. Schoelkoph
Chief Financial Officer
Home Federal Bancorp, Inc.
500 12th Avenue South
Nampa, Idaho 83651
(208)466-4634
John F, Breyer, Jr.,
Esquire
Breyer &
Associates PC
8180 Greensboro Drive
Suite 785
McLean, Virginia 22102
(703)883-1100
(Name,
  address and telephone number of agent for service)
CALCULATION OF REGISTRATION FEE
Title of securities
to be registered
Amount to be
registered
Proposed maximum
offering price per share
Proposed maximum
aggregate offering price
Amount of
registration fee
Common stock,
$.01 par value per share
1,043,321
(1)
$13.05
(2)
$13,615,340
$1,603.00
(1)
Together with an indeterminate number of additional shares which may be necessary to adjust the number of shares
reserved for issuance pursuant to the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan and 2005
Recognition and Retention Plan as a result of a stock split, stock dividend or similar adjustment of the outstanding
common stock of the registrant.
(2)
Estimated in accordance with Rule 457(h),
  calculated on the basis of $13.05 per share, the average of the high and
low share prices of the registrant's common stock on the Nasdaq National Market on
  August 24, 2005.
<PAGE>
PART I
INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
The documents containing the information specified in Part I of Form S-8 will be sent or given to participants
in the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan or the Home Federal Bancorp, Inc. 2005
Recognition and Retention Plan, as applicable, as specified by Rule 428(b)(1) promulgated by the Securities and
Exchange Commission (the "Commission") under the Securities Act of 1933.
Such documents are not being filed with the Commission, but constitute (along with the documents
incorporated by reference into this Registration Statement pursuant to Item 3 of Part II hereof) a prospectus that meets
the requirements of Section 10(a) of the Securities Act of 1933.
I-1
<PAGE>
PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
Item 3
.	Incorporation of Documents by Reference
The following documents previously filed by Home Federal Bancorp, Inc. (the "Registrant") with the
Commission are hereby incorporated by reference in this Registration Statement:
(a)        	the Registrant's Annual Report on Form 10-K for the fiscal year ended September 30, 2004 (File No.
000-50901)
filed pursuant to the Securities Exchange Act of 1934;
(b)         all other reports filed by the Registrant pursuant to Section 13(a) or 15(d) of the Securities Exchange
Act of 1934
since the end of the fiscal year covered by the Annual Report on Form 10-K referred to
in Item 3(a) above; and
(c)         the description of the Registrant's common stock, par value $.01 per share, set forth in the
Registrant's
Registration Statement on Form 8-A, registering the Registrant's common stock, pursuant
to Section 12(g)
of the 
 Securities Exchange Act of 1934, filed on August 11, 2004 and all
amendments thereto or reports filed for
the
  purpose of updating such description.
All documents subsequently filed by the Registrant with the Commission pursuant to Sections 13(a), 13(c),
14, or 15(d) of the Securities Exchange Act of 1934, prior to the filing of a post-effective amendment which indicates
that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be
deemed incorporated by reference into this Registration Statement to be a part hereof from the date of the filing of such
documents.  Any statement contained in the documents incorporated, or deemed to be incorporated, by reference herein
shall be deemed to be modified or superseded for purposes of this Registration Statement to the extent that a statement
contained herein or in any other subsequently filed document which also is, or is deemed to be, incorporated by
reference herein modifies or supersedes such statement.  Any such statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part of this Registration Statement.
All information appearing in this Registration Statement is qualified in its entirety by the detailed information,
including financial statements, appearing in the documents incorporated herein by reference.
Item 4
.	Description of Securities
Not Applicable
Item 5
. 	Interests of Named Experts and Counsel
Not Applicable
Item 6
.  Indemnification of Directors and Officers
Section 545.121 of Regulations of the Office of Thrift Supervision ("OTS Regulations") (12 C.F.R. Section  545.121)
sets forth the ability of a federal savings and loan association to indemnify its officers and directors.  This section
provides that a savings and loan association shall indemnify any person against whom an action is brought or threatened
because that person is or was a director, officer or employee of the association for: (1) any amount for which that person
became liable under a judgment; and (2) reasonable costs and expenses, including reasonable attorney's fees, paid or
incurred by that person in defending or settling such action, or in enforcing his or her rights under such section if he or
she attains a favorable judgment in such enforcement action.
II-1
<PAGE>
Indemnification shall be made to such individuals if (1) final judgments on the merits is in the individual's
favor or (2) in case of (i) settlement; (ii) final judgment against the individual, or (iii) final judgment in the individual's
favor, other than on the merits, if a majority of the disinterested directors determine that the individual was acting in
good faith within the scope of his or her employment or authority as he or she could have reasonably perceived it under the
circumstances and for a purpose he or she could reasonably have believed under the circumstances was in the best
interests of the savings association of its members.  The section also provides that no indemnification may be made
unless the association gives the Office of Thrift Supervision 60 days notice of its intention to make such
indemnification.
In addition to providing indemnification, under OTS Regulations, a savings association may obtain insurance
to protect it and its officers, directors and employees from potential losses arising from claims against any of them for
alleged wrongful acts, or wrongful acts, committed in their capacity as directors, officers or employees.  However, the
savings association may not obtain insurance which provides for payment of losses of any person incurred as a
consequence of his or her willful or criminal misconduct.
Section 545.121 of the OTS Regulations is subject to and qualified by 12 U.S.C. Section 1821(k) which provides in general that a director or officer of an insured depository institution may be held personally liable for monetary damages by, on behalf of, or at the request or direction of the Federal Deposit Insurance Corporation in certain circumstances.
Item 7
.     Exemption From Registration Claimed
Not Applicable
Item 8
.     Exhibits
The following exhibits are filed with or incorporated by reference into this Registration Statement on Form S-8:
Exhibit
Number
Description of Document
4.1
Articles of Incorporation of the Registrant
(1)
4.2
Bylaws of the Registrant
(1)
4.3
Form of Certificate of Common Stock of the Registrant
(1)
5
Opinion of Breyer & Associates PC
23.1
Consent of Moss Adams LLP
23.2
Consent of Breyer & Associates PC (contained in its opinion filed as Exhibit 5)
24
Power of attorney (contained in the signature page of the Registration Statement)
99.1
Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan
99.2
Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan
(1)
Filed as an exhibit to the Registrant's Registration Statement on Form S-1 (File No. 333-113731), filed with the
Commission on March 19, 2004, and incorporated herein by reference.
II-2
<PAGE>
Item 9
.  Undertakings
(a)	The undersigned Registrant hereby undertakes:
1.	To file, during any period in which offers or sales are being made, a post-effective amendment to this
Registration Statement: (i) to include any prospectus required by Section 10(a)(3) of the Securities Act of 1933; (ii) to
reflect in the prospectus any facts or events arising after the effective date of the Registration Statement (or most recent
post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the
information set forth in the Registration Statement; and (iii) to include any material information with respect to the plan
of distribution not previously disclosed in the Registration Statement or any material change in such information in the
Registration Statement; provided, however, that clauses (i) and (ii) do not apply if the information required to be
included in a post-effective amendment by those clauses is contained in periodic reports filed by the Registrant pursuant
to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in the
Registration Statement.
2.	That, for the purposes of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and
the offering of such securities at that time shall be deemed the initial bona fide offering thereof.
3.	To remove from registration by means of a post-effective amendment any of the securities being
registered which remain unsold at the termination of the offering.
(b)	The undersigned Registrant hereby undertakes that, for the purposes of determining any liability under the
Securities Act of 1933, each filing of the Registrant's annual report pursuant to Section 13(a) or Section 15(d) of the
Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan's annual report
pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the Registration
Statement shall be deemed to a new registration statement relating to the securities offered therein, and the offering of
such securities at that time shall be deemed to be the initial bona fide offering thereof.
(c)	Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to
directors, officer and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the
Registrant has been advised that in the opinion of the Commission such indemnification is against public policy as
expressed in the Securities Act of 1933 and is, therefore, unenforceable.  In the event that a claim for indemnification
against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or
controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in
the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act
of 1933 and will be governed by the final adjudication of such issue.
II-3
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable
grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration
Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Nampa, State of Idaho,
on August 25, 2005.
HOME FEDERAL BANCORP, INC.
By:
/s/Daniel L. Stevens
Daniel L. Stevens
Chairman, President and Chief Executive Officer
(Duly Authorized Representative)
POWER OF ATTORNEY
Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the
following persons in the capacities and on the dates indicated.  Each person whose signature appears below hereby
makes, constitutes and appoints Daniel L. Stevens his true and lawful attorney, with full power to sign for such person
and in such person's name and capacity indicated below, and with full power of substitution any and all amendments
to this Registration Statement, hereby ratifying and confirming such person's signature as it may be signed by said
attorney to any and all amendments.
Signature
Title
Date
/s/Daniel L. Stevens
Daniel L. Stevens
Chairman, President and Chief Executive Officer
(Principal Executive Officer)
August 25, 2005
/s/Robert A. Schoelkoph
Robert A. Schoelkoph
Senior Vice President, Treasurer and Chief Financial Officer
(Principal Financial and Accounting Officer)
August 25, 2005
/s/N. Charles Hedemark
N. Charles Hedemark
Director
August 25, 2005
/s/Fred H. Helpenstell, M.D.
Fred H. Helpenstell, M.D.
Director
August 25, 2005
/s/Thomas W. Malson
Thomas W. Malson
Director
August 25, 2005
/s/Richard J. Schrandt
Richard J. Schrandt
Director
August 25, 2005
/s/James R. Stamey
James R. Stamey
Director
August 25, 2005
/s/Robert A. Tinstman
Robert A. Tinstman
Director
August 25, 2005
II-4
<PAGE>
HOME FEDERAL BANCORP, INC.
EXHIBIT INDEX
Exhibit
Number
Description of Document
4.1
Articles of Incorporation of the Registrant
(1)
4.2
Bylaws of the Registrant
(1)
4.3
Form of Certificate of Common Stock of the Registrant
(1)
5
Opinion of Breyer & Associates PC
23.1
Consent of Moss Adams, LLP
23.2
Consent of Breyer & Associates PC (contained in its opinion filed as Exhibit 5)
24
Power of attorney (contained in the signature page of the Registration Statement)
99.1
Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan
99.2
Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan
(1)
Filed as an exhibit to the Registrant's Registration Statement on Form S-1 (File No. 333-113731), filed with the
Commission on March 19, 2004, and incorporated herein by reference.
<PAGE>
Exhibit 5
Opinion of Breyer & Associates PC
<PAGE>
[Letterhead of Breyer & Associates PC]
August 25, 2005
Board of Directors
Home Federal Bancorp, Inc.
500 12
th
Avenue South
Nampa, Idaho 83651
Ladies and Gentlemen:
We have acted as special counsel to Home Federal Bancorp, Inc., a federal corporation (the "Company"), in
connection with the preparation of the Registration Statement on Form S-8 filed with the Securities and Exchange
Commission ("Registration Statement") under the Securities Act of 1933, as amended, relating to shares of common
stock, par value $.01 per share (the "Common Stock") of the Company which may be issued pursuant to the terms of
the terms of the Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan (the "RRP") and the Home Federal
Bancorp, Inc. 2005 Stock Option and Incentive Plan (the "Option Plan" and with the RRP, the "Plans"), pursuant to
the grant or exercise of stock options ("Options") or stock appreciation rights ("Rights"), all as more fully described
in the Registration Statement.  The Registration Statement also registers an indeterminate number of additional shares
which may be necessary to adjust the number of shares registered thereby for issuance as the result of a stock split, stock
dividend or similar adjustment of the number of issued and outstanding shares of Common Stock.  You have requested
the opinion of this firm with respect to certain legal aspects of the proposed offering.
We have reviewed the Registration Statement, the Articles of Incorporation and Bylaws of the Company, the
Plans, a specimen stock certificate evidencing the Common Stock and such other documents and records as we have
deemed necessary for purposes of this opinion.  We are relying upon the originals, or copies certified or otherwise
identified to our satisfaction, of the corporate records of the Company and such other instruments, certificates and
representations of public officials, officers and representatives of the Company as we have deemed applicable or
relevant as a basis for the opinions set forth below.  In addition, we have assumed, without independent verification,
the genuineness of all signatures and the authenticity of all documents furnished to us and the conformance in all
respects of copies to originals.  Furthermore, we have made such factual inquiries and reviewed such laws as we
determined to be relevant for the purposes of this opinion.
For purposes of this opinion, we have also assumed that (i) the shares of Common Stock issuable pursuant to
the RRP will continue to be validly authorized on the dates that the restrictions on the Common Stock lapse; (ii) the
shares of Common Stock issuable pursuant to the exercise of Options or Rights will continue to be validly authorized
on the dates the Common Stock is issued pursuant to the exercise of the Options or Rights, (iii) on the dates the Options
or Rights are exercised, the Options or Rights will constitute valid, legal and binding obligations of the Company and
will be enforceable as to the Company in accordance with their terms (subject to applicable bankruptcy, moratorium,
insolvency, reorganization and other laws and legal principles affecting the enforceability of creditors' rights generally),
(iv) no change occurs in applicable law or the pertinent facts, (v) the Options or Rights are exercised in accordance with
the terms of the Option Plan and any separate agreement evidencing the grant of such Options or Rights pursuant to the
Option Plan and the exercise price due therefor, if any, is paid in accordance with the terms thereof and (vi) the
provisions of "blue sky" and other securities laws as may be applicable have been complied with to the extent required.
Based on the
foregoing, and subject to the assumptions set forth herein, we are of the
opinion as of the date hereof that the shares of Common Stock to be issued
pursuant to the Plans, upon receipt by the Company of any
<PAGE>
Board of Directors
Home Federal Bancorp, Inc.
August 25, 2005
Page 2
consideration required thereby, as applicable, will be
legally issued, fully paid and non-assessable shares of Common Stock.
We hereby consent to the filing of this opinion as an exhibit to the Registration Statement on Form S-8.
Sincerely,
/s/Breyer & Associates PC
BREYER & ASSOCIATES PC
<PAGE>
Exhibit 23.1
Consent of Moss Adams, LLP
<PAGE>
[Letterhead of Moss Adams LLP]
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
The Board of Directors
Home Federal Bancorp, Inc.
Nampa, Idaho
We consent to incorporation by reference in the Registration Statement on Form S-8 of Home Federal Bancorp, Inc.,
relating to the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan and 2005 Recognition and Retention
Plan, of our report dated October 29, 2004, except for Note 14 as to which the
date is December 7, 2004, relating to the consolidated statement of financial statements of Home Federal Savings
and Loan Association of Nampa, which appears in Home Federal Bancorp, Inc.'s Annual Report on Form 10-K for the
year ended September 30, 2004.
/s/
Moss Adams LLP
Spokane, Washington
August 23, 2005
<PAGE>
Exhibit 99.1
Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan
<PAGE>
HOME FEDERAL BANCORP, INC.
2005 STOCK OPTION AND INCENTIVE PLAN
1.
Plan Purpose
.  The purpose of the Plan is to foster and promote the long-term success of  the Corporation
and its stockholders by a means of attracting and retaining directors, advisory directors, directors emeriti and employees
of the Corporation and its Affiliates and aligning the interests of Participants with stockholders.
2.
Definitions
.  The following definitions are applicable to the Plan:
"Affiliate" -- means any "parent corporation" or "subsidiary corporation" of the Corporation, as such terms
are defined in Section 424(e) and (f), respectively, of the Code.
"Award" -- means the grant by the Committee of an Incentive Stock Option, a Non-Qualified Stock Option,
a Right, or any combination thereof, as provided in the Plan.
"Award Agreement" -- means the agreement evidencing the grant of an Award made under the Plan.
"Board" -- means the board of directors of the Corporation.
"Cause" -- means Termination of Service by reason of personal dishonesty, incompetence, willful misconduct,
breach of fiduciary duty involving personal profit, intentional failure to perform stated duties or gross negligence.
"Code" -- means the Internal Revenue Code of 1986, as amended.
"Committee" --
means the committee referred to in Section 3 hereof.
"Corporation" -- means Home Federal Bancorp, Inc., a federal corporation, and any successor thereto.
"Financial Institution" -- means Home Federal Bank or any successor entity.
"Incentive Stock Option" -- means an option to purchase Shares granted by the Committee which is intended
to qualify as an incentive stock option under Section 422(b) of the Code.  Unless otherwise set forth in the Award
Agreement, any Option which does not qualify as an Incentive Stock Option for any reason shall be deemed
ab initio
to be a Non-Qualified Stock Option.
"Market Value" -- means, as of any applicable date, the value of a Share determined as follows:
(a)  If the Shares are traded or quoted on the Nasdaq Stock Market or other national securities exchange on any
date, then the Market Value shall be the average of the highest and lowest selling price on such exchange on such date
or, if there were no sales on such date, then on the next prior business day on which there was a sale.
(b)  If the Shares are not traded or quoted on the Nasdaq Stock Market or other national securities exchange,
then the Market Value shall be a value determined by the Board in good faith on such reasonable basis as it deems
appropriate (including but not limited to the valuation method described in Section 20.2031-2 of the Federal Estate Tax
Regulations).
"Non-Qualified Stock Option" -- means an option to purchase Shares granted by the Committee which does
not qualify, for any reason, as an Incentive Stock Option.
"Option" -- means an Incentive Stock Option or a Non-Qualified Stock Option.
1
<PAGE>
"OTS" -- means the Office of Thrift Supervision of the Department of the Treasury or any successor
administrative agency.
"Participant" -- means any director, advisory director, director emeritus or employee of the Corporation or any
Affiliate who is selected by the Committee to receive an Award.
"Plan" -- means this Home Federal Bancorp, Inc.  2005 Stock Option and Incentive Plan.
"Related" -- means (i) in the case of a Right, a Right which is granted in connection with, and to the extent
exercisable, in whole or in part, in lieu of, an Option or another Right and (ii) in the case of an Option, an Option with
respect to which and to the extent a Right is exercisable, in whole or in part, in lieu thereof.
"Right" -- means a stock appreciation right with respect to Shares granted by the Committee pursuant to the
Plan.
"Section 409A" -- means Section 409A of the Code and any guidance issued thereunder.
"Shares" -- means the shares of common stock of the Corporation.
"Termination of Service" -- means cessation of service, for any reason, whether voluntary or involuntary, so
that the affected individual is not either (i) an employee of the Corporation or any Affiliate for purposes of an Incentive
Stock Option, or (ii) a director (including an advisory director or director emeritus) or employee of the Corporation or
any Affiliate for purposes of any other Award.
3.
Administration
.  The Plan shall be administered by the Company's Compensation Committee consisting
of two or more members of the Board, each of whom shall be (i) an "outside director," as defined under Section 162(m)
of the Code and the Treasury regulations thereunder and (ii) a "non-employee director," as defined under Rule 16(b)
of the Securities Exchange Act of 1934 or any similar or successor provision.  The members of the Committee shall be
appointed by the Board.  Except as limited by the express provisions of the Plan or by resolutions adopted by the Board,
the Committee shall have sole and complete authority and discretion to: (i) select Participants and grant Awards; (ii)
determine the number of Shares to be subject to types of Awards generally, as well as to individual Awards granted
under the Plan; (iii) determine the terms and conditions upon which Awards shall be granted under the Plan; (iv)
prescribe the form and terms of Award Agreements; (v) establish from time to time regulations for the administration
of the Plan; and (vi) interpret the Plan and make all determinations deemed necessary or advisable for the administration
of the Plan.
A majority of the Committee shall constitute a quorum, and the acts of a majority of the members present at
any meeting at which a quorum is present, or acts approved in writing by a majority of the Committee without a meeting,
shall be acts of the Committee.
The Plan is intended to provide benefits that are not deferred compensation within the meaning of Section 409A
and the Plan shall be administered and interpreted accordingly.
4.
Shares Subject to Plan
.
(a)  Options
(i)   Subject to adjustment by the operation of Section 6, the maximum number of Shares with
respect to which Awards may be made under the Plan is 745,229. As long as the Plan is subject to the
requirements of the OTS regulations, no Participant shall receive Awards under
the Plan that represent more than 25% of the Shares with respect to which Awards
may be made under the Plan, and directors who are not employees of the
Corporation or any affiliate shall not receive Awards that represent, for any
one such director,
more than 5%, or, for all such directors in the aggregate, more than 30% of the
Shares with respect to which Awards may be made under the Plan.
2
<PAGE>
(ii)  During any calendar year, no Participant may be granted Awards under the Plan with
respect to more than 200,000 Shares, subject to adjustment as provided in Section 6.
(b)  The Shares with respect to which Awards may be made under the Plan may be either authorized
and unissued Shares or previously issued Shares reacquired and held as treasury stock.  Shares which are subject to
Related Rights and Related Options shall be counted only once in determining whether the maximum number of Shares
with respect to which Awards may be granted under the Plan has been exceeded.  An Award shall not be considered
to have been made under the Plan with respect to any Option or Right which terminates, and new Awards may be
granted under the Plan with respect to the number of Shares as to which such termination has occurred.
5.
Terms and Condition of Option Awards
.
(a)  Options.  The Committee is hereby authorized to grant Options to Participants with the following
terms and conditions and with such additional terms and conditions not inconsistent with the provisions of the Plan and
the requirements of applicable law and OTS regulations as the Committee shall determine, including the granting of
Options in tandem with other Awards under the Plan:
(i)
Exercise Price.
The exercise price per Share for an Option shall be determined by the
Committee;
provided, however,
that such exercise price shall not be less than 100% of the Market Value of
a Share on the date of grant of such Option.
(ii)
Option Term.
The term of each Option shall be fixed by the Committee, but shall be no
greater than ten (10) years for either an Incentive Stock Option or a Non-Qualified Stock Option.
(iii)
Time and Method of Exercise.
The Committee shall determine the time or times at
which an Option may be exercised in whole or in part and the method or methods by which, and the form or
forms (including, without limitation, cash, Shares, other Awards or any combination thereof, having a fair
market value on the exercise date equal to the relevant exercise price) in which, payment of the exercise price
with respect thereto may be made or deemed to have been made.
(iv)
Incentive Stock Options.
Incentive Stock Options may be granted by the Committee
only to employees of the Corporation or its Affiliates.
(v)
Termination of Service.
Unless otherwise determined by the Committee and set forth
in the Award Agreement evidencing the grant of the Option, upon Termination of Service of the Participant
for any reason other than for Cause, all Options then currently exercisable shall remain exercisable for the
lesser of (A) three years following such Termination of Service or (B) until the expiration of the Option by its
terms.  Upon Termination of Service for Cause, all Options not previously exercised shall immediately be
forfeited.
(b)
Rights.
A Right shall, upon its exercise, entitle the Participant to whom such Right was
granted to receive a number of Shares or cash or combination thereof, as the
Committee in its discretion shall determine (unless the provision of cash or a
combination of cash and Shares would cause the Rights to be subject to Section
409A, in which case the Participant shall only receive Shares), the aggregate
value of which (i.e., the sum of the amount of cash and/or Market Value of such
Shares on date of exercise) shall equal (as nearly as possible, it being
understood that the Corporation shall not issue any fractional Shares) the
amount by which the Market Value per Share on the date of such exercise shall
exceed the exercise price of such Right, multiplied by the number of Shares with
respect to which such Right shall have been exercised. A Right may be Related to
an Option or may be granted independently of any Option as the Committee shall
from time to time in each case determine. In the case of a Related Option, such
Related Option shall cease to be exercisable to the extent of the Shares with
respect to which the Related Right was exercised. Upon		the exercise or termination of a Related Option, any
Related Right shall terminate to the extent of the Shares with respect to which
the Related Option was exercised or terminated. Notwithstanding anything herein
to the contrary, no Right, Related Right or Related Option shall be issued or
granted that would cause the Plan or any benefit issued hereunder to be subject
to Section 409A.
3
<PAGE>
(c)  Additional Terms of Awards
(i)
Vesting.
As long as the Plan is subject to the requirements of the OTS regulations, every
Award granted pursuant to this Plan shall vest, beginning not earlier than the one year anniversary of the date
on which the Plan is approved by the stockholders of the Corporation, in annual installments of not more than
20%, and the vesting of an Award shall not be accelerated except in the event of the Participant's death or
disability or in connection with a change in control (as set forth in Section 8 of the Plan).
(ii)
Regulatory Action
.  Plan Participants that are executive officers or directors must
exercise or forfeit their Award in the event the Financial Institution becomes critically undercapitalized ( as
defined in 12 C.F.R. Section  565.4 or any successor law or regulation), is subject to an OTS enforcement action, or
receives a capital directive under 12 C.F.R. Section  565.7 or any successor law or regulation.
6.
Adjustments Upon Changes in Capitalization
.  In the event of any change in the outstanding Shares
subsequent to the effective date of the Plan by reason of any reorganization, recapitalization, stock split, stock dividend,
combination or exchange of shares, merger, consolidation or any change in the corporate structure or Shares of the
Corporation, the maximum aggregate number and class of shares and exercise price of the Award, if any, as to which
Awards may be granted under the Plan and the number and class of shares and exercise price of the Award, if any, with
respect to which Awards have been granted under the Plan shall be appropriately adjusted by the Committee, whose
determination shall be conclusive.  Except as otherwise provided herein, any Award which is adjusted as a result of this
Section 6 shall be subject to the same terms and conditions as the original Award.
7.
Effect of Merger on Options or Rights
.  In the case of any merger, consolidation or combination of the
Corporation (other than a merger, consolidation or combination in which the Corporation is the continuing corporation
and which does not result in the outstanding Shares being converted into or exchanged for different securities, cash or
other property, or any combination thereof), any Participant to whom an Option or Right has been granted shall have
the additional right (subject to the provisions of the Plan and any limitation applicable to such Option or Right),
thereafter and during the term of each such Option or Right, to receive upon exercise of any such Option an amount
equal to the excess of the fair market value on the date of such exercise of the securities, cash or other property, or
combination thereof, receivable upon such merger, consolidation or combination in respect of a Share over the exercise
price of such Option or Right, multiplied by the number of Shares with respect to which such Option shall have been
exercised.  Such amount may be payable fully in cash, fully in one or more of the kind or kinds of property payable in
such merger, consolidation or combination, or partly in cash and partly in one or more of such kind or kinds of property,
all in the discretion of the Committee.  The rights provided for in this Section 8 shall be limited to the extent necessary
to avoid having the Plan or any benefit provided hereunder subject to Section 409A.
8.
Effect of Change in Control
.  Each of the events specified in the following clauses (i) through (iii) of this
Section 8 shall be deemed a "change in control":  (i) any third person,
including a "group" as defined in Section 13(d)(3) of the Securities Exchange
Act of 1934, shall become the beneficial owner of shares of the Corporation with
respect to which 25% or more of the total number of votes for the election of
the Board may be cast; (ii) as a result of, or in connection with, any cash
tender offer, merger or other business combination, sale of assets or contested
election, or combination of the foregoing, the persons who were directors of the
Corporation shall cease to constitute a majority of the Board; or (iii) the
stockholders of the Corporation shall approve an agreement providing either for
a transaction in which the Corporation will cease to be an independent
publicly-owned corporation or for a sale or other disposition of all or
substantially all the assets of the Corporation. If a tender offer or exchange
offer for Shares (other than such an offer by the Corporation) is commenced, or
if a change in control shall occur, unless the Committee shall have otherwise
provided in the Award Agreement, all Options and Rights granted and not fully
exercisable shall become exercisable	in full upon the happening of such event. Provided, however,
that no Option which has previously been exercised or otherwise terminated shall
become exercisable.
9.
Assignments and Transfers
.
No Incentive Stock Option granted under the Plan shall be transferable other
than by will or the laws of descent and distribution. Any other Award shall be
transferable by will, the laws of descent and distribution, a "domestic
relations order," as defined in Section 414(p)(1)(B) of the Code, or a gift to
any member
4
<PAGE>
of the Participant's immediate family or to
a trust for the benefit of one or more of such immediate family members. During
the lifetime of an Award recipient, an Award shall be exercisable only by the
Award recipient unless it has been transferred as permitted hereby, in which
case it shall be exercisable only by such transferee. For the purpose of this
Section 9, a Participant's "immediate family" shall mean the Participant's
spouse, children and grandchildren.
10.
Employee Rights Under the Plan
.  No person shall have a right to be selected as a Participant nor, having
been so selected, to be selected again as a Participant, and no employee or other person shall have any claim or right
to be granted an Award under the Plan or under any other incentive or similar plan of the Corporation or any Affiliate.
Neither the Plan nor any action taken thereunder shall be construed as giving any employee any right to be retained in
the employ of the Corporation or any Affiliate.
11.
Delivery and Registration of Stock
.  The Corporation's obligation to deliver Shares with respect to an
Award shall, if the Committee so requests, be conditioned upon the receipt of a representation as to the investment
intention of the Participant to whom such Shares are to be delivered, in such form as the Committee shall determine to
be necessary or advisable to comply with the provisions of the Securities Act of 1933 or any other federal, state or local
securities legislation.  It may be provided that any representation requirement shall become inoperative upon a
registration of the Shares or other action eliminating the necessity of such representation under such Securities Act or
other securities legislation.  The Corporation shall not be required to deliver any Shares under the Plan prior to (i) the
admission of such Shares to listing on any stock exchange on which Shares may then be listed and (ii) the completion
of such registration or other qualification of such Shares under any state or federal law, rule or regulation, as the
Committee shall determine to be necessary or advisable.
12.
Withholding Tax
.  The Corporation shall have the right to deduct from all amounts paid in cash with
respect to the exercise of a Right under the Plan any taxes required by law to be withheld with respect to such cash
payments.  Where a Participant or other person is entitled to receive Shares pursuant to the exercise of an Option as
provided for in the Plan, the Corporation shall have the right to require the Participant or such other person to pay the
Corporation the amount of any taxes which the Corporation is required to withhold with respect to such Shares, or, in
lieu thereof, to retain, or sell without notice, a number of such Shares sufficient to cover the amount required to be
withheld.  All withholding decisions pursuant to this Section 12 shall be at the sole discretion of the Committee or the
Corporation.
13.
Amendment or Termination
.
(a)  The Board may amend, alter, suspend, discontinue, or terminate the Plan without the consent of
stockholders or Participants, except that any such action will be subject to the approval of the Corporation's
stockholders if, when and to the extent such stockholder approval is necessary or required, for purposes of any
applicable federal or state law or regulation or the rules of any stock exchange or automated quotation system on which
the Shares may then be listed or quoted, or if the Board, in its discretion, determines to seek such stockholder approval.
(b)  The Committee may waive any conditions of, or rights of, the Corporation or modify or amend
the terms of any outstanding Award.  The Committee may not, however, amend, alter, suspend, discontinue or terminate
any outstanding Award without the consent of the Participant or holder thereof, except as otherwise provided herein.
(c)  The Committee shall not, without the further approval of the stockholders of the Corporation,
authorize the amendment of any outstanding Option to reduce the exercise price of the Option. Furthermore, no Option
shall be canceled and replaced with awards having a lower exercise price without further approval of the stockholders
of the Corporation. This Section 13(c) is not intended to permit (1) the repricing
of "underwater" Options, and (2) the		modification of any Option so that it becomes subject to
Section 409A, but this Section 13(c) shall not be construed to prohibit or in
any way restrict the adjustments provided for in Section 6 of this Plan.
(d)  No amendment of the Plan or any Award shall be permitted that would cause the Plan or any
benefit provided for hereunder to be subject to Section 409A.
14.
Effective Date and Term of Plan
.  The Plan shall become effective upon the later of its adoption by the
Board or its approval by the stockholders of the Corporation.  It shall continue in effect for a term of ten years thereafter
unless sooner terminated under Section 13 hereof.
5
<PAGE>
HOME FEDERAL BANCORP, INC.
2005 STOCK OPTION AND INCENTIVE PLAN
INCENTIVE STOCK OPTION AGREEMENT
ISO NO. _____
This Option is granted on  ________________ ____, 2005 (the "Grant Date"), by Home Federal Bancorp, Inc.,
a federally chartered stock corporation ("Corporation"), to _________________ (the "Optionee"), in accordance with
the following terms and conditions:
1.
Option Grant and Exercise Period
.  The Corporation hereby grants to the Optionee an Incentive Stock
Option ("Option") to purchase, pursuant to the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan, as
the same may be amended from time to time (the "Plan"), and upon the terms and conditions therein and hereinafter set
forth, an aggregate of _______ shares (the "Option Shares") of the common stock of the Corporation ("Share" or
"Shares") at the price of $______ per Share (the "Exercise Price").  A copy of the Plan, as currently in effect, is
incorporated herein by reference and is attached to this Award Agreement.
Except as provided in Sections 8 and 9 below, this Option shall be exercisable only during the period (the
"Exercise Period") commencing on the dates set forth in Section 2 below, and ending at 5:00 p.m., Nampa, Idaho, on
the date ten years after the Grant Date, such later time and date being hereinafter referred to as the "Expiration Date,"
subject to earlier expiration in accordance with Section 5 in the event of a Termination of Service.  The aggregate
Market Value (as determined on the Grant Date) of the Option Shares with respect to which Incentive Stock Options
are exercisable for the first time by the Optionee in any calendar year shall not exceed One Hundred Thousand Dollars
($100,000.00).  To the extent that this Option does not qualify as an Incentive Stock Option for any reason, it shall be
deemed
ab initio
to be a Non-Qualified Stock Option.
2.
Method of Exercise of This Option
.  This Option may be exercised during the Exercise Period, with
respect to not more than the cumulative number of the Option Shares set forth below on or after the dates indicated, by
giving written notice to the Corporation as hereinafter provided specifying the number of the Option Shares to be
purchased.
Cumulative Number of
Option Shares Exercisable
Date
The notice of exercise of this Option shall be in the form prescribed by the Committee referred to in Section 3 of the
Plan and directed to the address set forth in Section 12 below.  The date of exercise is the date on which such notice
is received by the Corporation.  Such notice shall be accompanied by payment in full of the Exercise Price for the Option
Shares to be purchased upon such exercise.  Payment shall be made (i) in cash, which may be in the form of a check,
money order, cashier's check or certified check, payable to the Corporation, or (ii) by delivering Shares already owned
by the Optionee having a Market Value equal to the Exercise Price, or (iii) a combination of cash and such Shares.
Promptly after such payment, subject to Section 3 below, the Corporation shall issue and deliver to the Optionee or other
person exercising this Option a certificate or certificates representing the Option Shares so purchased, registered in the
name of the Optionee (or such other person), or, upon request, in the name of the Optionee (or such other person) and
in the name of another in such form of joint ownership as requested by the Optionee (or such other person) pursuant
to applicable state law.
ISO-1
<PAGE>
3.
Delivery and Registration of the Option Shares
.  The Corporation's obligation to deliver the Option
Shares hereunder shall, if the Committee so requests, be conditioned upon the Optionee's compliance with the terms
and provisions of Section 11 of the Plan.
4.
Nontransferability of This Option
.  This Option may not be assigned, encumbered, transferred,
pledged or hypothecated except, in the event of the death of the Optionee, by will or the applicable laws of descent and
distribution to the extent provided in Section 5 below.  This Option is exercisable during the Optionee's lifetime only
by the Optionee or a person acting with the legal authority of the Optionee.  The provisions of this Option shall be
binding upon, inure to the benefit of and be enforceable by the parties hereto, the successors and assigns of the
Corporation and any person acting with the legal authority of the Optionee to whom this Option is transferred by will
or by the laws of descent and distribution.
5.
Termination of Service or Death or Disability of the Optionee
.  Except as provided in this Section 5
and in Section 9 below, and notwithstanding any other provision of this Option to the contrary, this Option shall be
exercisable only if the Optionee has not incurred a Termination of Service at the time of such exercise.
If the Optionee incurs a Termination of Service for any reason excluding death, disability and Termination of
Service for Cause, then the Optionee may, but only within the period of three months  immediately succeeding such
Termination of Service and in no event after the Expiration Date, exercise this Option to the extent the Optionee was
entitled to exercise this Option on the date of Termination of Service.  If the Optionee incurs a Termination of Service
for Cause, all rights under this Option shall expire immediately upon the giving to the Optionee of notice of such
termination, except as provided in Section 9 below.
In the event of the death or disability of the Optionee prior to the Optionee's Termination of Service or within
three months thereafter, the Optionee or person or persons to whom the Option has been transferred by will or by the
laws of descent and distribution may, but only to the extent the Optionee was entitled to exercise this Option on the date
of the Optionee's death or disability, exercise this Option at any time within one year following the death or disability
of the Optionee, but in no event after the Expiration Date.
Following the death of the Optionee, the Committee may, in its sole discretion, as an alternative means of
settlement of this Option, elect to pay to the person to whom this Option is transferred by will or by the laws of descent
and distribution, the amount by which the Market Value per Share on the date of exercise of this Option shall exceed
the Exercise Price for each of the Option Shares, multiplied by the number of the Option Shares with respect to which
this Option is properly exercised.  Any such settlement of this Option shall be considered an exercise of this Option for
all purposes of this Option and of the Plan.
6.
Notice of Sale
.  The Optionee or any person to whom the Option Shares shall have been transferred
shall promptly give notice to the Corporation in the event of the sale or other disposition of the Option Shares within
the later of (i) two years from the Grant Date or (ii) one year from the date of exercise of this Option.  Such notice shall
specify the number of the Option Shares sold or otherwise disposed of and be directed to the address set forth in Section
12 below.
7.
Adjustments for Changes in Capitalization of the Corporation
.  In the event of any change in the
outstanding Shares by reason of any recapitalization, stock split, reverse stock split, stock dividend, reorganization,
consolidation, combination or exchange of shares, merger, or any other change in the corporate structure of the
Corporation or in the Shares, the number and class of the Option Shares covered by this Option and the Exercise Price	shall be appropriately adjusted by the Committee, whose determination shall be conclusive.  However, any repurchases
by the Corporation of its Shares shall have no affect on the number of Shares reserved for issuance under the Plan, or
Awards granted under the Plan.
8.
Effect of Merger or Other Reorganization
.  In the event of any merger, consolidation or combination
of the Corporation with or into another corporation (other than a merger, consolidation or combination in which the
Corporation is the continuing corporation and which does not result in the outstanding Shares being converted into or
ISO-2
<PAGE>
exchanged for different securities, cash or other property, or any combination thereof), the Optionee shall have the right
(subject to the provisions of the Plan and the limitations contained herein), thereafter and during the Exercise Period,
to receive upon exercise of this Option an amount equal to the excess of the Market Value on the date of such exercise
of the securities, cash or other property, or combination thereof, receivable upon such merger, consolidation or
combination in respect of a Share over the Exercise Price, multiplied by the number of the Option Shares with respect
to which this Option shall have been exercised.  Such amount may be payable fully in cash, fully in one or more of the
kind or kinds of property payable in such merger, consolidation or combination, or partly in cash and partly in one or
more of such kind or kinds of property, all in the discretion of the Committee.  The exercise of the right provided herein
shall result in that portion of this Option so exercised being disqualified as an incentive stock option for tax purposes
and being deemed a non-qualified stock option for tax purposes.
9.
Effect of Change in Control
.  If a tender offer or exchange offer for Shares (other than such an offer
by the Corporation) is commenced, or if a change in control as defined in the Plan shall occur, all Options theretofore
granted and not fully exercisable shall become exercisable in full upon the happening of such event.
10.
Stockholder Rights Not Granted by This Option
.  The Optionee is not entitled by virtue hereof to any
rights of a stockholder of the Corporation or to notice of meetings of stockholders or to notice of any other proceedings
of the Corporation.
11.
Withholding Tax
.  Where the Optionee or another person is entitled to receive the Option Shares
pursuant to the exercise of this Option, the Corporation shall have the right to require the Optionee or such other person
to pay to the Corporation the amount of any taxes which the Corporation or any of its Affiliates is required to withhold
with respect to the Option Shares, or in lieu thereof, to retain, or sell without notice, a sufficient number of the Option
Shares to cover the amount required to be withheld, or, in lieu of any of the foregoing, to withhold a sufficient sum from
the Optionee's compensation payable by the Corporation to satisfy the Corporation's tax withholding requirements.
12.
Notices
.  All notices hereunder to the Corporation shall be delivered or mailed to it addressed to the
Corporate Secretary of Home Federal Bancorp, Inc., 500 12
th
Avenue South, Nampa, Idaho 83651.  Any notices
hereunder to the Optionee shall be delivered personally or mailed to the Optionee's address noted below.  Such
addresses for the service of notices may be changed at any time provided written notice of the change is furnished in
advance to the Corporation or to the Optionee, as the case may be.
13.
Plan and Plan Interpretations as Controlling
. This Option and the terms and conditions herein set forth
are subject in all respects to the terms and conditions of the Plan, which are controlling.  Capitalized terms used herein
which are not defined in this Award Agreement shall have the meaning ascribed to such terms in the Plan.  All
determinations and interpretations made in the discretion of the Committee shall be final and conclusive upon the
Optionee or his legal representatives with regard to any question arising hereunder or under the Plan.
14.
Optionee Service
.  Nothing in this Option shall limit the right of the Corporation or any of its
Affiliates to terminate the Optionee's service as an employee, or otherwise impose upon the Corporation or any of its
Affiliates any obligation to employ or accept the services of the Optionee.
15.
Amendment
.  The Committee may waive any conditions of or rights of the Corporation or modify or
amend the terms of this Award Agreement; provided, however, that the Committee may not amend, alter, suspend,
discontinue or terminate any provision hereof which may adversely affect the Optionee without the Optionee's
(or his	legal representative's) written consent and the Committee
may not change the Exercise Price unless pursuant to Section 7 hereof.
16.
Optionee Acceptance
.  The Optionee shall signify his acceptance of the terms and conditions of this
Option by signing in the space provided below and returning a signed copy hereof to the Corporation at the address set
forth in Section 12 above.
ISO-3
<PAGE>
IN WITNESS WHEREOF, the parties hereto have caused this Award Agreement to be executed as of the date
first above written.
HOME FEDERAL BANCORP, INC.
By:	________________________________
Its:	________________________________
ACCEPTED:
______________________________________
(Signature)
______________________________________
(Street Address)
______________________________________
(City, State and Zip Code)
ISO-4
<PAGE>
HOME FEDERAL BANCORP, INC.
2005 STOCK OPTION AND INCENTIVE PLAN
NON-QUALIFIED STOCK OPTION AGREEMENT
NQSO NO. _____
This Option is granted on ______________ ____, 2005 (the "Grant Date"), by Home Federal Bancorp, Inc.,
a federally chartered stock corporation ("Corporation"), to _________________ (the "Optionee"), in accordance with
the following terms and conditions:
1.
Option Grant and Exercise Period
.  The Corporation hereby grants to the Optionee a Non-Qualified
Option ("Option") to purchase, pursuant to the Home Federal Bancorp, Inc. 2005 Stock Option and Incentive Plan, as
the same may be amended from time to time (the "Plan"), and upon the terms and conditions therein and hereinafter set
forth, an aggregate of _______ shares (the "Option Shares") of the common stock of the Corporation ("Share" or
"Shares") at the price of $______ per Share (the "Exercise Price").  A copy of the Plan, as currently in effect, is
incorporated herein by reference and is attached to this Award Agreement.
Except as provided in Sections 7 and 8 below, this Option shall be exercisable only during the period (the
"Exercise Period") commencing on the dates set forth in Section 2 below, and ending at 5:00 p.m., Nampa, Idaho time,
on the date ten years after the Grant Date, such later time and date being hereinafter referred to as the "Expiration Date,"
subject to earlier expiration in accordance with Section 5 in the event of a Termination of Service.
2.
Method of Exercise of This Option
.  This Option may be exercised during the Exercise Period, with
respect to not more than the cumulative number of the Option Shares set forth below on or after the dates indicated, by
giving written notice to the Corporation as hereinafter provided specifying the number of the Option Shares to be
purchased.
Cumulative Number of
Option Shares Exercisable
Date
The notice of exercise of this Option shall be in the form prescribed by the Committee referred to in Section 3 of the
Plan and directed to the address set forth in Section 11 below.  The date of exercise is the date on which such notice
is received by the Corporation.  Such notice shall be accompanied by payment in full of the Exercise Price for the Option
Shares to be purchased upon such exercise.  Payment shall be made (i) in cash, which may be in the form of a check,
money order, cashier's check or certified check, payable to the Corporation, or (ii) by delivering Shares  already owned
by the Optionee having a Market Value equal to the Exercise Price, or (iii) a combination of cash and such Shares.
Promptly after such payment, subject to Section 3 below, the Corporation shall issue and deliver to the Optionee or other
person exercising this Option a certificate or certificates representing the Option Shares so purchased, registered in the
name of the Optionee (or such other person), or, upon request, in the name of the Optionee (or such other person) and
in the name of another in such form of joint ownership as requested by the Optionee (or such other person) pursuant
to applicable state law.
3.
Delivery and Registration of the Option Shares
.  The Corporation's obligation to deliver the Option
Shares hereunder shall, if the Committee so requests, be conditioned upon the Optionee's compliance with the terms
and provisions of Section 11 of the Plan.
4.
Nontransferability of This Option
.  This Option may not be assigned, encumbered, transferred,
pledged or hypothecated except, (i) in the event of the death of the Optionee, by will or the applicable laws of descent
and
NQSO-1
<PAGE>
distribution, (ii) pursuant to a "domestic relations order," as defined in Section 414(p)(1)(B) of the Code, (iii) by
gift to any member of the Optionee's immediate family or to a trust for the benefit of one or more of such immediate
family members.  During the lifetime of the Optionee, this Option shall be exercisable only by the Optionee or a person
acting with the legal authority of the Optionee unless it has been transferred as permitted hereby, in which case it shall
be exercisable only by such transferee.  The provisions of this Option shall be binding upon, inure to the benefit of and
be enforceable by the parties hereto, the successors and assigns of the Corporation and any person acting with the legal
authority of the Optionee to whom this Option is transferred in accordance with this Section 4.
5.
Termination of Service or Death or Disability of the Optionee
.  Except as provided in this Section 5
and in Section 8 below, and notwithstanding any other provision of this Option to the contrary, this Option shall be
exercisable only if the Optionee has not incurred a Termination of Service at the time of such exercise.
If the Optionee incurs a Termination of Service for any reason excluding death, disability and Termination of
Service for Cause, then the Optionee may, but only within the period of one year immediately succeeding such
Termination of Service and in no event after the Expiration Date, exercise this Option to the extent the Optionee was
entitled to exercise this Option on the date of Termination of Service.  If the Optionee incurs a Termination of Service
for Cause, all rights under this Option shall expire immediately upon the giving to the Optionee of notice of such
termination, except as provided in Section 8 below.
In the event of the death or disability of the Optionee prior to the Optionee's Termination of Service or within
three months thereafter, the Optionee or person or persons to whom the Option has been transferred pursuant to Section
4 may, but only to the extent the Optionee was entitled to exercise this Option on the date of the Optionee's death or
disability, exercise this Option at any time within two years following the death or disability of the Optionee, but in no
event after the Expiration Date.
Cause shall mean termination of the employment of the Optionee with either the Corporation or any Affiliate,
as the case may be, because of the Optionee's dishonesty, incompetence, willful misconduct, breach of a fiduciary duty
involving personal profit, intentional failure to perform stated duties or willful violation of any law, rule, or regulation
(excluding violations which do not have a material adverse affect on the Corporation or its Affiliates) or final cease-and-desist order.  No act or failure to act by the Optionee shall be considered willful unless the Optionee acted or failed to
act with an absence of good faith and without a reasonable belief that his action or failure to act was in the best interest
of the Corporation.
Following the death of the Optionee, the Committee may, in its sole discretion, as an alternative means of
settlement of this Option, elect to pay to the person to whom this Option is transferred pursuant to Section 4 the amount
by which the Market Value per Share on the date of exercise of this Option shall exceed the Exercise Price for each of
the Option Shares, multiplied by the number of the Option Shares with respect to which this Option is properly
exercised.  Any such settlement of this Option shall be considered an exercise of this Option for all purposes of this
Option and of the Plan.
6.
Adjustments for Changes in Capitalization of the Corporation
.  In the event of any change in the
outstanding Shares by reason of any recapitalization, stock split, reverse stock split, stock dividend, reorganization,
consolidation, combination or exchange of shares, merger, or any other change in the corporate structure of the
Corporation or in the Shares, the number and class of the Option Shares covered by this Option and the Exercise Price
shall be appropriately adjusted by the Committee, whose determination shall be conclusive.  However, any repurchases
by the Corporation of its Shares shall have no affect on the number of Shares reserved for issuance under the Plan, or
Awards granted under the Plan
7.
Effect of Merger or Other Reorganization
.  In the event of any merger, consolidation or combination
of the Corporation with or into another corporation (other than a merger, consolidation or combination in which the
Corporation is the continuing corporation and which does not result in the outstanding Shares being converted into or
exchanged for different securities, cash or other property, or any combination thereof), the Optionee
shall have the right (subject to the provisions of the Plan and the limitations
contained herein), thereafter and during the Exercise Period,
NQSO-2
to receive upon exercise of this Option an amount equal to
the excess of the Market Value on the date of such exercise of the securities,
cash or other property, or combination thereof, receivable upon such merger,
consolidation or combination in respect of a Share over the Exercise Price,
multiplied by the number of the Option Shares with respect to which this Option
shall have been exercised. Such amount may be payable fully in cash, fully in
one or more of the kind or kinds of property payable in such merger,
consolidation or combination, or partly in cash and partly in one or more of
such kind or kinds of property, all in the discretion of the Committee.
8.
Effect of Change in Control
.  If a tender offer or exchange offer for Shares (other than such an offer
by the Corporation) is commenced, or if a change in control as defined in the Plan shall occur, all Options theretofore
granted and not fully exercisable shall become exercisable in full upon the happening of such event.
9.
Stockholder Rights Not Granted by This Option
.  The Optionee is not entitled by virtue hereof to any
rights of a stockholder of the Corporation or to notice of meetings of stockholders or to notice of any other proceedings
of the Corporation.
10.
Withholding Tax
.  Where the Optionee or another person is entitled to receive the  Option Shares
pursuant to the exercise of this Option, the Corporation shall have the right to  require the Optionee or such other person
to pay to the Corporation the amount of any taxes which the Corporation or any of its Affiliates is required to withhold
with respect to the Option Shares, or in lieu thereof, to retain, or sell without notice, a sufficient number of the Option
Shares to cover the amount required to be withheld, or, in lieu of any of the foregoing, to withhold a sufficient sum from
the Optionee's compensation payable by the Corporation to satisfy the Corporation's tax withholding requirements.
11.
Notices
.  All notices hereunder to the Corporation shall be delivered or mailed to it addressed to the
Corporate Secretary of Home Federal Bancorp, Inc., 500 12
th
Avenue South, Nampa, Idaho 83651.  Any notices
hereunder to the Optionee shall be delivered personally or mailed to the Optionee's address noted below.  Such
addresses for the service of notices may be changed at any time provided written notice of the change is furnished in
advance to the Corporation or to the Optionee, as the case may be.
12.
Plan and Plan Interpretations as Controlling
.	This Option and the terms and conditions herein set forth
are subject in all respects to the terms and conditions of the Plan, which are controlling.  Capitalized terms used herein
which are not defined in this Award Agreement shall have the meaning ascribed to such terms in the Plan.  All
determinations and interpretations made in the discretion of the Committee shall be final and conclusive upon the
Optionee or his legal representatives with regard to any question arising hereunder or under the Plan.
13.
Optionee Service
.  Nothing in this Option shall limit the right of the Corporation or any of its
Affiliates to terminate the Optionee's service as a director, advisory director, director emeritus or employee, or otherwise
impose upon the Corporation or any of its Affiliates any obligation to employ or accept the services of the Optionee.
14.
Amendment
.  The Committee may waive any conditions of or rights of the Corporation or modify or
amend the terms of this Award Agreement; provided, however, that the Committee may not amend, alter, suspend,
discontinue or terminate any provision hereof which may adversely affect the Optionee without the Optionee's (or his
legal representative's) written consent and the Committee may not change the Exercise Price unless pursuant to Section
6 hereof.
15.
Optionee Acceptance
.  The Optionee shall signify his acceptance of the terms and conditions of this
Option by signing in the space provided below and returning a signed copy hereof to the Corporation at the address set
forth in Section 11 above.
NQSO-3
<PAGE>
IN WITNESS WHEREOF, the parties hereto have caused this Award Agreement to be executed as of the date
first above written.
HOME FEDERAL BANCORP, INC.
By:______________________________
Its:______________________________
ACCEPTED:
____________________________
(Signature)
____________________________
(Street Address)
____________________________
(City, State and Zip Code)
NQSO-4
<PAGE>
Exhibit 99.2
Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan
<PAGE>
HOME FEDERAL BANCORP, INC.
2005 RECOGNITION AND RETENTION PLAN
1.
Plan Purpose
.  The purpose of the Plan is to promote the long-term interests of the Corporation and its
stockholders by providing a means for attracting and retaining directors, advisory directors, directors emeritus and
employees of the Corporation and its Affiliates.
2.
Definitions
.  The following definitions are applicable to the Plan:
"Affiliate" -- means any "parent corporation" or "subsidiary corporation" of the Corporation, as such terms
are defined in Section 424(e) and (f), respectively, of the Code.
"Award" -- means the grant by the Committee of Restricted Stock, as provided in the Plan.
"Award Agreement" -- means the agreement evidencing the grant of an Award made under the Plan.
"Board" -- means the board of directors of the Corporation.
"Code" -- means the Internal Revenue Code of 1986, as amended.
"Committee" -- means the committee referred to in Section 3 hereof.
"Corporation" -- means Home Federal Bancorp, Inc., a federal corporation, and any successor thereto.
"Financial Institution " -- means Home Federal Bank or any successor entity.
"OTS" -- means the Office of Thrift Supervision of the Department of the Treasury or any successor
administrative agency.
"Participant" -- means any director, advisory director, emeritus director or employee of the Corporation or any
Affiliate who is selected by the Committee to receive an Award.
"Plan" -- means this Home Federal Bancorp, Inc. 2005 Recognition and Retention Plan.
"Restricted Period" -- means the period of time selected by the Committee for the purpose of determining when
restrictions are in effect under Section 5 hereof with respect to Restricted Stock awarded under the Plan.
"Restricted Stock" -- means Shares awarded to a Participant by the Committee pursuant to Section 5 hereof.
"Section 409A" -- means Section 409A of the Code and any guidance issued thereunder.
"Shares" -- means the shares of common stock of the Corporation.
"Termination of Service" -- means cessation of service, for any reason, whether voluntary or involuntary, so
that the affected individual is not a director, emeritus director or employee of the Corporation or any Affiliate.  Service
shall not be considered to have ceased in the case of sick leave, military leave or any other leave of absence approved
by the Corporation or any Affiliate or in the case of transfers between payroll locations of the Corporation or between
the Corporation, its subsidiaries or its successor.
3.
Administration
.  The Plan shall be administered by the Company's Compensation Committee consisting
of two or more members of the Board, each of whom (i) shall be an "outside director," as defined under Section 162(m)
1
<PAGE>
of the Code and the Treasury regulations thereunder, and (ii) shall be a "non-employee director," as defined under Rule
16(b) of the Securities Exchange Act of 1934 or any similar or successor provision.  The members of the Committee
shall be appointed by the Board.  Except as limited by the express provisions of the Plan or by resolutions adopted by
the Board, the Committee shall have sole and complete authority and discretion to: (i) select Participants and grant
Awards; (ii) determine the number of Shares to be subject to types of Awards generally, as well as to individual Awards
granted under the Plan; (iii) determine the terms and conditions upon which Awards shall be granted under the Plan;
(iv) prescribe the form and terms of Award Agreements; (v) establish from time to time regulations for the
administration of the Plan; and (vi) interpret the Plan and make all determinations deemed necessary or advisable for
the administration of the Plan.
A majority of the Committee shall constitute a quorum, and the acts of a majority of the members present at
any meeting at which a quorum is present, or acts approved in writing by a majority of the Committee without a meeting,
shall be acts of the Committee.
The Plan is intended to provide benefits that are not deferred compensation within the meaning of Section 409A
and the Plan shall be administered and interpreted accordingly.
4.
Shares Subject to Plan
.  Subject to adjustment by the operation of Section 6, the maximum number of Shares
with respect to which Awards may be made under the Plan is 298,092 Shares.  The Shares with respect to which Awards
may be made under the Plan may be either authorized and unissued Shares or previously issued Shares reacquired and
held as treasury stock.  An Award shall not be considered to have been made under the Plan with respect to Restricted
Stock which is forfeited, and new Awards may be granted under the Plan with respect to the number of Shares as to
which such forfeiture has occurred.
5.
Terms and Conditions of Restricted Stock
.  The Committee is hereby authorized to grant Awards of
Restricted Stock to Participants with the following terms and conditions and with such additional terms and conditions
as the Committee shall determine:
(a)  At the time of an Award of Restricted Stock, the Committee shall establish for each Participant
a Restricted Period, during which or at the expiration of which, as the Committee shall determine and provide in the
Award Agreement, the Shares awarded as Restricted Stock shall no longer be subject to restriction.  Subject to any such
other terms and conditions as the Committee shall provide, Shares of Restricted Stock may not be sold, assigned,
transferred, pledged or otherwise encumbered by the Participant, except as hereinafter provided, during the Restricted
Period.  Except for such restrictions, and subject to paragraph (c) of this Section 5 and Section 6 hereof, the Participant
as owner of such shares shall have all the rights of a stockholder, including the right to vote the Restricted Stock and
the right to receive dividends with respect to the Restricted Stock. No director who is not an employee of the
Corporation shall be granted Awards with respect to more than 5% of the total Shares subject to the Plan.
All non-employee directors of the Corporation, in the aggregate, may not be granted Awards with
respect to more than 30% of the total Shares subject to the Plan, and no individual shall be granted Awards with respect
to more than 25% of the total Shares subject to the Plan.  No Awards shall begin vesting earlier than one year from the
date the Plan is ratified by stockholders of the Corporation, no Awards shall vest at a rate in excess of 20% per year
beginning from the date of grant, and such vesting shall not be accelerated except in the event of the Participant's death
or disability, or in connection with a change of control (as set forth in Section 8 of this Plan).
Subject to compliance with OTS regulations, the Committee shall have the authority, in its discretion,
to accelerate the time at which any or all of the restrictions shall lapse with respect thereto, or to remove any or all of
such restrictions; whenever it may determine that such action is appropriate by reason of changes in applicable tax or
other laws or other changes in circumstances occurring after the commencement of such Restricted Period.
(b) If a Participant incurs a Termination of Service for any reason (other than
death, disability or in connection with a change in control), all Shares of
Restricted Stock awarded to such Participant and which at the time of such
Termination of Service are subject to the restrictions imposed pursuant to
paragraph (a) of this Section 5 shall
2
<PAGE>
upon such Termination of Service be forfeited and
returned to the Corporation. If a Participant incurs a Termination of Service by
reason of death or disability, the Restricted Period with respect to the
Participant's Restricted Stock then still subject to restrictions shall
thereupon lapse.
(c)  Each certificate in respect of Shares of Restricted Stock awarded under the Plan shall be registered
in the name of the Participant and deposited by the Participant, together with a stock power endorsed in blank, with the
Corporation and shall bear the following (or a similar) legend:
The transferability of this certificate and the Shares of stock represented hereby are
subject to the terms and conditions (including forfeiture) contained in the Home
Federal Bancorp, Inc. 2005 Recognition and Retention Plan.  Copies of such Plan
are on file in the office of the Secretary of Home Federal Bancorp, Inc., 500 12
th
Avenue South, Nampa, Idaho 83653.
(d)  At the time of any Award, the Participant shall enter into an Award Agreement with the
Corporation in a form specified by the Committee, agreeing to the terms and conditions of the Award and such other
matters as the Committee, in its sole discretion, shall determine.
(e)  Upon the lapse of the Restricted Period, the Corporation shall redeliver to the Participant (or
where the relevant provision of paragraph (b) of this Section 5 applies in the case of a deceased Participant, to his legal
representative, beneficiary or heir) the certificate(s) and stock power deposited with it pursuant to paragraph (c) of this
Section 5, and the Shares represented by such certificate(s) shall be free of the restrictions imposed pursuant to
paragraph (a) of this Section 5.
(f)  No term or condition of any Restricted Stock shall be included that would cause the Restricted
Stock to be subject to Section 409A.  Any such term or condition shall be void
ab initio.
6.
Adjustments Upon Changes in Capitalization
.  In the event of any change in the outstanding Shares
subsequent to the effective date of the Plan by reason of any reorganization, recapitalization, stock split, stock dividend,
combination or exchange of shares, merger, consolidation or any change in the corporate structure or Shares of the
Corporation, the maximum aggregate number and class of Shares as to which Awards may be granted under the Plan
and the number and class of Shares with respect to which Awards have been granted under the Plan shall be
appropriately adjusted by the Committee, whose determination shall be conclusive.  Any Award which is adjusted as
a result of this Section 6 shall be subject to the same restrictions as the original Award, and the certificate[s] or other
instruments representing or evidencing such Restricted Stock shall be legended and deposited with the Corporation in
the manner provided in Section 5(c) hereof.
7.
Effect of Change in Control
.  Each of the events specified in the following clauses (i) through (iii) of this
Section 7 shall be deemed a "change in control":  (i) any third person, including a "group" as defined in Section 13(d)(3)
of the Securities Exchange Act of 1934, shall become the beneficial owner of shares of the Corporation with respect
to which 25% or more of the total number of votes for the election of the Board may be cast; (ii) as a result of, or in
connection with, any cash tender offer, merger or other business combination, sale of assets or contested election, or
combination of the foregoing, the persons who were directors of the Corporation shall cease to constitute a majority of
the Board; or (iii) the stockholders of the Corporation shall approve an agreement providing either for a transaction in
which the Corporation will cease to be an independent publicly-owned corporation or for a sale or other disposition of
all or substantially all the assets of the Corporation.  If a tender offer or exchange offer for Shares (other than such an
offer by the Corporation) is commenced, or if a change in control shall occur, unless the Committee shall have otherwise
provided in the Award Agreement, the Restricted Period with respect to Restricted Stock theretofore awarded to such
Participant shall lapse and all Shares awarded hereunder as Restricted Stock shall become fully vested in the Participant
to whom such Shares were awarded; provided, however, that no Award which has previously been forfeited shall
become vested.
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8.
Assignments and Transfers
.  During the Restricted Period, no Award nor any right or interest of a
Participant in any instrument evidencing an Award may be assigned, encumbered or transferred other than by will, the
laws of descent and distribution or pursuant to a "domestic relations order," as defined in Section 414(p)(1)(B) of the
Code.
9.
Employee Rights Under the Plan
.  No person shall have a right to be selected as a Participant nor, having
been so selected, to be selected again as a Participant, and no employee or other person shall have any claim or right
to be granted an Award under the Plan or under any other incentive or similar plan of the Corporation or any Affiliate.
Neither the Plan nor any action taken thereunder shall be construed as giving any employee any right to be retained in
the employ of the Corporation or any Affiliate.
10.
Delivery and Registration of Stock
.  The Corporation's obligation to deliver Shares with respect to an
Award shall, if the Committee so requests, be conditioned upon the receipt of a representation as to the investment
intention of the Participant to whom such Shares are to be delivered, in such form as the Committee shall determine to
be necessary or advisable to comply with the provisions of the Securities Act of 1933 or any other federal, state or local
securities legislation.  It may be provided that any representation requirement shall become inoperative upon a
registration of the Shares or other action eliminating the necessity of such representation under such Securities Act or
other securities legislation.  The Corporation shall not be required to deliver any Shares under the Plan prior to (i) the
admission of such Shares to listing on any stock exchange on which Shares may then be listed and (ii) the completion
of such registration or other qualification of such Shares under any state or federal law, rule or regulation, as the
Committee shall determine to be necessary or advisable.
11.
Withholding Tax
.  Upon the termination of the Restricted Period with respect to any Shares of Restricted
Stock (or at any such earlier time, if any, that an election is made by the Participant under Section 83(b) of the Code,
or any successor provision thereto, to include the value of such Shares in taxable income), the Corporation shall have
the right to require the Participant or other person receiving such Shares to pay the Corporation the amount of any taxes
which the Corporation is required to withhold with respect to such Shares, or, in lieu thereof, to retain or sell without
notice, a sufficient number of Shares held by it to cover the amount required to be withheld.  The Corporation shall have
the right to deduct from all dividends paid with respect to Shares of Restricted Stock the amount of any taxes which the
Corporation is required to withhold with respect to such dividend payments.
12.
Amendment or Termination
.
(a)  Except to the extent prohibited by OTS regulations, the Board may amend, alter, suspend,
discontinue, or terminate the Plan without the consent of stockholders or Participants, except that any such action will
be subject to the approval of the Corporation's stockholders if, when and to the extent (i) such stockholder approval is
necessary or required for purposes of any applicable federal or state law or regulation or the rules of any stock exchange
or automated quotation system on which the Shares may then be listed or quoted, (ii) such amendment or alteration is
deemed by the Board to be of a material nature or (iii) if the Board, in its discretion, determines to seek such stockholder
approval.
(b)  Except to the extent prohibited by OTS regulations, the Committee may waive any conditions of
or rights of the Corporation or modify or amend the terms of any outstanding Award.   The Committee may not,
however, amend, alter, suspend, discontinue or terminate any outstanding Award without the consent of the Participant
or holder thereof, except as otherwise provided herein.
(c)  No amendment of the Plan or any Award shall be permitted that would cause the Plan or any
benefit provided for hereunder to be subject to Section 409A.
13.
Effective Date and Term of Plan
.  The Plan shall become effective upon the later of its adoption by the
Board or its approval by the stockholders of the Corporation.  It shall continue in effect for a term of ten years thereafter
unless sooner terminated under Section 12 of this Plan.
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HOME FEDERAL BANCORP, INC.
2005 RECOGNITION AND RETENTION PLAN
AWARD AGREEMENT
THIS AGREEMENT is made as of the _______ day of _____________ 2005 between Home Federal Bancorp,
Inc. (the "Corporation"), and _________________ (the "Grantee").
In consideration of the agreements set forth below, the Corporation and the Grantee agree as follows:
1.
Grant
.  A Restricted Stock Award  ("Award") of ______ shares ("Award Shares") of the
Corporation's common stock, $.01 par value per share ("Common Stock"), is hereby granted by the Corporation to the
Grantee subject to the following terms and conditions and subject to the provisions of the Home Federal Bancorp, Inc.
2005 Recognition and Retention Plan (the "Plan"), the terms of which are incorporated by reference herein.
2.
Transfer Restrictions
.  None of the Award Shares shall be sold, assigned, pledged, or otherwise
transferred, voluntarily or involuntarily, by the Grantee.
3.
Release of Restrictions
.  The restrictions set forth in
Section 2
above shall lapse: (i) ratably over a five
(5) year period with one-fifth of the Award Shares vesting each year over a five year period with the first vesting on
______________ __, 2006 and subsequent vesting on __________ __, 2007, __________ __, 2008, __________ __,
2009 and __________ __, 2010 so long as the recipient continues service as a director or officer of the Corporation or
any of its subsidiaries; (ii) as to all Award Shares upon the Grantee's death, disability or normal retirement after
attainment of age 65; or (iii) upon the occurrence of a Change in Control.
4.
Forfeiture
.  Except as otherwise provided by the Plan or this Agreement, the Award Shares shall be
forfeited to the Corporation if the Grantee no longer serves as a director or officer of the Corporation or its subsidiaries,
prior to the date the restrictions lapse as provided in
Section 3
above.
5.
Rights as Stockholder
.  The rights of the Grantee as a shareholder prior to the release of the
restrictions set forth in
Section 2
above shall be governed by
Section 5
of the Plan.
6.
Escrow of Share Certificates
.  Certificates for the Award Shares shall be issued in the Grantee's name
or as otherwise provided under the Plan and shall be held in escrow by the Corporation until all restrictions lapse or such
shares are forfeited as provided herein.  A certificate or certificates representing the Award Shares as to which
restrictions have lapsed shall be delivered to the Grantee upon such lapse.
7.
Government Regulations
.  Notwithstanding anything contained herein to the contrary, the
Corporation's obligation to issue or deliver certificates evidencing the Award Shares shall be subject to all applicable
laws, rules and regulations and to such approvals by any governmental agencies or national securities exchanges as may
be required.
8.
Withholding Taxes
.  The Corporation shall have the right to require the Grantee to remit to the
Corporation, or to withhold from other amounts payable to the Grantee, as compensation or otherwise, an amount
sufficient to satisfy all federal, state and local withholding tax requirements.
9.
Governing Law
.  This Agreement shall be construed under the laws of the State of Idaho.
10.
Effect of the Plan
.  In the event of a conflict between any provision of this Agreement and the Plan,
the provisions of the Plan, as interpreted by the Board of Directors of the Corporation, shall prevail.  Capitalized terms
used herein without definition shall have the meaning assigned to such terms in the Plan.
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IN WITNESS WHEREOF, the Corporation has caused this Award to be granted on the date first above written.
Attest:                                                                                                    						HOME FEDERAL BANCORP, INC.
_________________
By:______________________________
ACCEPTED:
_____________________________
____________________
Date: _____________________________
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