As filed with the Securities and Exchange Commission on January 31, 2006
                                                     Registration No. 333-______

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                    FORM S-8
                             REGISTRATION STATEMENT
                                      UNDER
                           THE SECURITIES ACT OF 1933

                           -------------------------

                      American Bancorp of New Jersey, Inc.
                      ------------------------------------
             (Exact name of Registrant as specified in its charter)

           New Jersey                                            55-0897507
-------------------------------                               ----------------
(State or other jurisdiction of                               (I.R.S. Employer
incorporation or organization)                               Identification No.)

                                365 Broad Street
                          Bloomfield, New Jersey 07003
                          ----------------------------
                    (Address of principal executive offices)

           American Bancorp of New Jersey, Inc. 2005 Stock Option Plan
             American Bank of New Jersey 2005 Restricted Stock Plan
             ------------------------------------------------------
                            (Full Title of the Plans)

                                   Eric Heyer
                             Chief Financial Officer
                                365 Broad Street
                          Bloomfield, New Jersey 07003
                                  973-748-3600
                                  ------------
            (Name, address and telephone number of agent for service)

                                   Copies to:
                               Richard Fisch, Esq.
                              Evan M. Seigel, Esq.
                            Malizia Spidi & Fisch, PC
                            901 New York Avenue, N.W.
                                 Suite 210 East
                             Washington, D.C. 20001
                                 (202) 434-4660
                                 --------------
<TABLE>
<CAPTION>
                         CALCULATION OF REGISTRATION FEE
=============================================================================================================
          Title of                             Proposed Maximum    Proposed Maximum
        Securities to         Amount to be         Offering       Aggregate Offering  Amount of Registration
        be Registered        Registered (1)   Price Per Share(2)      Price (2)               Fee (2)
        -------------        --------------   ------------------      ---------               -------
<S>                        <C>                    <C>               <C>                     <C>
Common Stock
$0.10 par value per share    694,314 shares         $6.81             $4,728,278              $505.93
Common Stock
$0.10 par value per share
                             208,293 shares         $10.32            $2,149,584              $230.01
=============================================================================================================
</TABLE>

(1)      The maximum number of shares of Common Stock issuable upon awards to be
         granted  under the  American  Bancorp of New  Jersey,  Inc.  2005 Stock
         Option Plan consists of 694,314 shares,  and under the American Bank of
         New Jersey 2005  Restricted  Stock Plan (the "RSP") consists of 208,293
         shares are being registered under this  Registration  Statement and for
         which a registration fee is being paid. Additionally,  an indeterminate
         number of  additional  shares  may be  offered  and  issued to  prevent
         dilution  resulting  from  stock  splits,  stock  dividends  or similar
         transactions.
(2)      Under  Rule  457(h)  of the  1933  Act,  the  registration  fee  may be
         calculated, inter alia, based upon the price at which the stock options
         may be exercised.  An aggregate of 902,607 shares are being  registered
         hereby,  of which 694,314 shares are under option at a weighted average
         exercise price of $6.81 per share  ($4,728,278 in the  aggregate).  The
         remainder of such shares 208,293  shares,  consisting of 208,293 shares
         awarded under the RSP, are being  registered  based upon the average of
         the high and low  prices  of the  Common  Stock  of the  Registrant  as
         reported on the Nasdaq  National  Market on January 26, 2006, of $10.32
         per  share  ($2,149,584  in the  aggregate),  for a total  offering  of
         $6,877,862.

         This Registration  Statement shall become effective  automatically upon
the date of filing,  in accordance  with Section 8(a) of the  Securities  Act of
1933 ("1933 Act") and Rule 462 of the 1933 Act.

<PAGE>

                                     PART I
              INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS

Item 1.  Plan Information. *
------

Item 2.  Registrant Information and Employee Plan Annual Information. *
------

         *This  Registration  Statement  relates to the  registration of 902,607
shares of American  Bancorp of New Jersey,  Inc. (the "Company" or "Registrant")
common  stock,  $.10 par  value per  share  (the  "Common  Stock")  issuable  to
employees,  officers  and  directors  of the  Registrant  or its  subsidiary  as
compensation for services in accordance with the American Bancorp of New Jersey,
Inc.  2005 Stock Option Plan under which 694,314  shares are  issuable,  and the
American  Bank of New Jersey  2005  Restricted  Stock Plan under  which  208,293
shares  are  issuable  (together,   the  "Plans").   Documents   containing  the
information  required by Part I of this  Registration  Statement will be sent or
given to participants in the Plan as specified by Rule 428(b)(1). Such documents
are not filed with the Securities  and Exchange  Commission  (the  "Commission")
either as part of this  Registration  Statement or as prospectuses or prospectus
supplements pursuant to Rule 424, in reliance on Rule 428.

                                     PART II
               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3.  Incorporation of Certain Documents by Reference.
------

         The Company became  subject to the  informational  requirements  of the
Securities  Exchange  Act of 1934  (the  "1934  Act") on  August  17,  2005 and,
accordingly,  files periodic reports and other  information with the Commission.
Reports,  proxy  statements and other  information  concerning the Company filed
with the  Commission  may be inspected and copies may be obtained (at prescribed
rates) at the  Commission's  Public  Reference  Section,  Room  1024,  450 Fifth
Street, N.W., Washington, D.C. 20549.

         The following  documents filed by the Company are  incorporated in this
Registration Statement by reference:

         1. The  description  of the  Company's  securities  as contained in the
Company's  Registration  Statement on Form 8-A, as filed with the  Commission on
August 17, 2005; and

         2. Form 10-K for the fiscal year ended  September  30,  2005,  as filed
with the Commission.

         All documents  subsequently  filed by the Company  pursuant to Sections
13(a),  13(c),  14,  and  15(d)  of the  1934  Act,  prior  to the  filing  of a
post-effective  amendment which indicates that all securities  offered have been
sold or which  deregisters all securities then remaining  unsold shall be deemed
to be incorporated by reference in this Registration  Statement and to be a part
hereof from the date of filing of such documents.

Item 4.  Description of Securities.
------

         Not Applicable

                                       2

<PAGE>

Item 5.  Interests of Named Experts and Counsel.
------

         Not Applicable

Item 6.  Indemnification of Directors and Officers.
------

         Section  14A:3-5 of the New Jersey  Business  Corporation Act describes
those circumstances under which directors, officers, employees and agents may be
insured  or  indemnified  against  liability  which  they  may  incur  in  their
capacities as such.

         Section 18 of the Certificate of  Incorporation  of the Company require
indemnification  of directors,  officers,  employees or agents of the Company to
the full extent permissible under New Jersey law.

         The registrant believes that these provisions assist the registrant in,
among other  things,  attracting  and retaining  qualified  persons to serve the
registrant and its subsidiary.  However, a result of such provisions could be to
increase the expenses of the  registrant and  effectively  reduce the ability of
stockholders  to sue on behalf of the registrant  because certain suits could be
barred or amounts that might  otherwise be obtained on behalf of the  registrant
could be required to be repaid by the registrant to an indemnified party.

         The Company may purchase and maintain insurance on behalf of any person
who is or was a director,  officer,  employee,  or agent of the Company or is or
was serving at the request of the Company as a director,  officer,  employee, or
agent of  another  corporation,  partnership,  joint  venture,  trust,  or other
enterprise against any liability asserted against the person and incurred by the
person in any such capacity or arising out of his status as such, whether or not
the Company would have the power to indemnify the person  against such liability
under the provisions of the Certificate of Incorporation.

         Additionally,  the  Company  has in  force  a  directors  and  officers
liability  policies for claims directly  against  directors and officers and for
claims  where the Company is required to indemnify  directors  and  officers.  A
policy is underwritten by Zurich with a $5,000,000  aggregate limit of liability
and an aggregate deductible of $50,000.

         Insofar as indemnification for liabilities arising under the Securities
Act of 1933 ("1933  Act") may be permitted to  directors,  officers,  or persons
controlling the Company  pursuant to the foregoing  provisions,  the Company has
been informed that in the opinion of the Securities and Exchange Commission such
indemnification  is against  public  policy as  expressed in the 1933 Act and is
therefore unenforceable.

Item 7.  Exemption from Registration Claimed.
------

         Not Applicable

Item 8.  Exhibits.
------

         For a  list  of  all  exhibits  filed  or  included  as  part  of  this
Registration Statement,  see "Index to Exhibits" at the end of this Registration
Statement.

                                       3

<PAGE>

Item 9.  Undertakings.
------

         (a) The undersigned Registrant hereby undertakes:

                  (1)  To file, during any  period in which  offers or sales are
                  being made, a  post-effective  amendment to this  Registration
                  Statement;

                  (i)  To include any prospectus required by Section 10(a)(3) of
                  the 1933 Act;

                  (ii) To reflect in the  prospectus any facts or events arising
                  after the effective date of the Registration Statement (or the
                  most   recent   post-effective   amendment   thereof)   which,
                  individually  or in the  aggregate,  represent  a  fundamental
                  change  in the  information  set  forth  in  the  Registration
                  Statement;

                  (iii) To include any material  information with respect to the
                  plan  of   distribution   not  previously   disclosed  in  the
                  Registration   Statement  or  any  material   change  to  such
                  information in the Registration Statement;

provided however,  that paragraphs  (a)(1)(i) and (a)(1)(ii) do not apply if the
Registration Statement is on Form S-3, Form S-8, and the information required to
be included in a  post-effective  amendment by those  paragraphs is contained in
periodic reports filed by the Registrant  pursuant to Section 13 or 15(d) of the
1934 Act that are incorporated by reference in the Registration Statement.

                  (2) That, for the purpose of determining  any liability  under
the 1933 Act,  each such  post-effective  amendment  shall be deemed to be a new
Registration  Statement  relating to the  securities  offered  therein,  and the
offering of such  securities at that time shall be deemed to be the initial bona
fide offering thereof.

                  (3) To remove from  registration by means of a  post-effective
amendment  any of the  securities  being  registered  which remain unsold at the
termination of the offering.

         (b) The undersigned  Registrant hereby undertakes that, for purposes of
determining  any  liability  under the 1933 Act each filing of the  Registrant's
annual  report  pursuant to section 13(a) or section 15(d) of the 1934 Act (and,
where  applicable,  each  filing of an employee  benefit  plan's  annual  report
pursuant to section 15(d) of the 1934 Act) that is  incorporated by reference in
the Registration  Statement shall be deemed to be a new  Registration  Statement
relating to the securities offered therein,  and the offering of such securities
at that time shall be deemed to be the initial bona fide offering thereof.

         (c) The undersigned Registrant hereby undertakes to deliver or cause to
be delivered with the prospectus,  to each person to whom the prospectus is sent
or given, the latest annual report,  to security holders that is incorporated by
reference  in  the  prospectus  and  furnished   pursuant  to  and  meeting  the
requirements  of Rule 14a-3 or Rule 14c-3 under the 1934 Act; and, where interim
financial information required to be presented by Article 3 of Regulation S-X is
not set forth in the  prospectus,  to deliver,  or cause to be delivered to each
person to whom the prospectus is sent or given, the latest quarterly report that
is  specifically  incorporated  by reference in the  prospectus  to provide such
interim financial information.

         (d) Insofar as indemnification  for liabilities  arising under the 1933
Act may be permitted to  directors,  officers,  and  controlling  persons of the
Registrant pursuant to the foregoing  provisions,  or otherwise,

                                       4

<PAGE>

the  Registrant  has been  advised  that in the  opinion of the  Securities  and
Exchange  Commission such  indemnification is against public policy as expressed
in the 1933 Act and is, therefore,  unenforceable. In the event that a claim for
indemnification  against  such  liabilities  (other  than  the  payment  by  the
Registrant of expenses incurred or paid by a director,  officer,  or controlling
person of the  Registrant  in the  successful  defense of any action,  suit,  or
proceeding) is asserted by such  director,  officer,  or  controlling  person in
connection with the securities being registered,  the Registrant will, unless in
the opinion of its counsel the matter has been settled by controlling precedent,
submit  to a  court  of  appropriate  jurisdiction  the  question  whether  such
indemnification  by it is against  public  policy  expressed in the 1933 Act and
will be governed by the final adjudication of such issue.

                                       5

<PAGE>

                                   SIGNATURES



         Pursuant  to the  requirements  of the  Securities  Act  of  1933,  the
Registrant certifies that it has reasonable grounds to believe that it meets all
of the requirements for filing on Form S-8 and has duly caused this Registration
Statement  to be  signed  on its  behalf  by  the  undersigned,  thereunto  duly
authorized,  in the City of Bloomfield  in the State of New Jersey,  on the 30th
day of January, 2006.

                                    American Bancorp of New Jersey, Inc.



                                    By:      /s/Joseph Kliminski
                                             --------------------------------
                                             Joseph Kliminski
                                             Chief Executive Officer
                                             (Duly Authorized Representative)

                                POWER OF ATTORNEY

         We, the undersigned  directors and officers of American  Bancorp of New
Jersey, Inc. do hereby severally  constitute and appoint Joseph Kliminski as our
true and lawful  attorney  and  agent,  to do any and all things and acts in our
American Bancorp of New Jersey, Inc. names in the capacities indicated below and
to execute  any and all  instruments  for us and in our names in the  capacities
indicated  below which said Joseph  Kliminski may deem necessary or advisable to
enable American Bancorp of New Jersey, Inc. to comply with the Securities Act of
1933, as amended, and any rules,  regulations and requirements of the Securities
and Exchange Commission,  in connection with the Registration  Statement on Form
S-8  relating to the  registrant,  including  specifically,  but not limited to,
power  and  authority  to sign,  for any of us in our  names  in the  capacities
indicated  below,  the  Registration   Statement  and  any  and  all  amendments
(including post-effective  amendments) thereto; and we hereby ratify and confirm
all that said Joseph Kliminski shall do or cause to be done by virtue hereof.

         Pursuant  to the  requirements  of the  Securities  Act of  1933,  this
Registration  Statement  has been signed below by the  following  persons in the
capacities indicated as of the date indicated.


/s/W. George Parker                          /s/Joseph Kliminski
----------------------------------------     -----------------------------------
W. George Parker                             Joseph Kliminski
Chairman of the Board                        Chief Executive Officer and
                                             Director
                                             (Principal Executive Officer)

Date:    January 30, 2006                    Date:    January 30, 2006


<PAGE>

<TABLE>
<CAPTION>
<S>                                       <C>

/s/Robert A. Gaccione                        /s/Joseph North
----------------------------------------     ------------------------------------------
Robert A. Gaccione                           H. Joseph North
Director                                     Director

Date:    January 30, 2006                    Date:    January 30, 2006


                                             /s/Vincent S. Rospond
----------------------------------------     ------------------------------------------
Stanley Obal                                 Vincent S. Rospond
Director                                     Director

Date:                                        Date:    January 30, 2006
         ------------------


/s/James H. Ward, III                        /s/Eric B. Heyer
----------------------------------------     ------------------------------------------
James H. Ward, III                           Eric B. Heyer
Director                                     Senior Vice President,
                                             Treasurer and Chief Financial Officer
                                             (Principal Financial and Accounting Officer)

Date:    January 30, 2006                    Date:    January 30, 2006


/s/Fred G. Kowal
----------------------------------------
Fred G. Kowal
President and Director

Date:    January 30, 2006

</TABLE>

<PAGE>

                                INDEX TO EXHIBITS



Exhibit                            Description
-------                            -----------


     4.1          American Bancorp of New Jersey, Inc. 2005 Stock Option
                  Plan


     4.2          American Bank of New Jersey 2005 Restricted Stock Plan


     4.3          Form of Stock Option Agreement to be entered into with
                  respect to Stock Options under the Stock Option Plan


     4.4          Form of Restricted Stock Award Agreement


     4.5          Form of Stock Award Tax Notice


     5.1          Opinion of Malizia Spidi & Fisch, PC as to the validity of the
                  Common Stock being registered


    23.1          Consent of Malizia Spidi & Fisch, PC (appears in their opinion
                  filed as Exhibit 5.1)


    23.2          Consent of Crowe Chizek and Company LLC


     24           Reference is made to the Signatures section of this
                  Registration Statement for the Power of Attorney contained
                  therein
[{"type": "S-8", "sequence": "1", "filename": "s8_soprsp013106-0147.txt", "secsgml_size_bytes": 21034}]
{"company-data": {"conformed-name": "AMERICAN BANCORP OF NEW JERSEY INC", "cik": "0001330039", "assigned-sic": "6035", "irs-number": "550897507", "state-of-incorporation": "NJ", "fiscal-year-end": "0930"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-131397", "film-number": "06565061"}, "business-address": {"street1": "365 BROAD STREET", "city": "BLOOMFIELD", "state": "NJ", "zip": "07003-2798", "phone": "973 748-3600"}, "mail-address": {"street1": "365 BROAD STREET", "city": "BLOOMFIELD", "state": "NJ", "zip": "07003-2798"}}
As filed with the Securities and Exchange Commission on January 31, 2006
                                                     Registration No. 333-______

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                    FORM S-8
                             REGISTRATION STATEMENT
                                      UNDER
                           THE SECURITIES ACT OF 1933

                           -------------------------

                      American Bancorp of New Jersey, Inc.
                      ------------------------------------
             (Exact name of Registrant as specified in its charter)

           New Jersey                                            55-0897507
-------------------------------                               ----------------
(State or other jurisdiction of                               (I.R.S. Employer
incorporation or organization)                               Identification No.)

                                365 Broad Street
                          Bloomfield, New Jersey 07003
                          ----------------------------
                    (Address of principal executive offices)

           American Bancorp of New Jersey, Inc. 2005 Stock Option Plan
             American Bank of New Jersey 2005 Restricted Stock Plan
             ------------------------------------------------------
                            (Full Title of the Plans)

                                   Eric Heyer
                             Chief Financial Officer
                                365 Broad Street
                          Bloomfield, New Jersey 07003
                                  973-748-3600
                                  ------------
            (Name, address and telephone number of agent for service)

                                   Copies to:
                               Richard Fisch, Esq.
                              Evan M. Seigel, Esq.
                            Malizia Spidi & Fisch, PC
                            901 New York Avenue, N.W.
                                 Suite 210 East
                             Washington, D.C. 20001
                                 (202) 434-4660
                                 --------------
CALCULATION OF REGISTRATION FEE
=============================================================================================================
          Title of                             Proposed Maximum    Proposed Maximum
        Securities to         Amount to be         Offering       Aggregate Offering  Amount of Registration
        be Registered        Registered (1)   Price Per Share(2)      Price (2)               Fee (2)
        -------------        --------------   ------------------      ---------               -------
Common Stock
$0.10 par value per share    694,314 shares         $6.81             $4,728,278              $505.93
Common Stock
$0.10 par value per share
                             208,293 shares         $10.32            $2,149,584              $230.01
=============================================================================================================
(1)      The maximum number of shares of Common Stock issuable upon awards to be
         granted  under the  American  Bancorp of New  Jersey,  Inc.  2005 Stock
         Option Plan consists of 694,314 shares,  and under the American Bank of
         New Jersey 2005  Restricted  Stock Plan (the "RSP") consists of 208,293
         shares are being registered under this  Registration  Statement and for
         which a registration fee is being paid. Additionally,  an indeterminate
         number of  additional  shares  may be  offered  and  issued to  prevent
         dilution  resulting  from  stock  splits,  stock  dividends  or similar
         transactions.
(2)      Under  Rule  457(h)  of the  1933  Act,  the  registration  fee  may be
         calculated, inter alia, based upon the price at which the stock options
         may be exercised.  An aggregate of 902,607 shares are being  registered
         hereby,  of which 694,314 shares are under option at a weighted average
         exercise price of $6.81 per share  ($4,728,278 in the  aggregate).  The
         remainder of such shares 208,293  shares,  consisting of 208,293 shares
         awarded under the RSP, are being  registered  based upon the average of
         the high and low  prices  of the  Common  Stock  of the  Registrant  as
         reported on the Nasdaq  National  Market on January 26, 2006, of $10.32
         per  share  ($2,149,584  in the  aggregate),  for a total  offering  of
         $6,877,862.

         This Registration  Statement shall become effective  automatically upon
the date of filing,  in accordance  with Section 8(a) of the  Securities  Act of
1933 ("1933 Act") and Rule 462 of the 1933 Act.
PART I
              INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS

Item 1.  Plan Information. *
------

Item 2.  Registrant Information and Employee Plan Annual Information. *
------

         *This  Registration  Statement  relates to the  registration of 902,607
shares of American  Bancorp of New Jersey,  Inc. (the "Company" or "Registrant")
common  stock,  $.10 par  value per  share  (the  "Common  Stock")  issuable  to
employees,  officers  and  directors  of the  Registrant  or its  subsidiary  as
compensation for services in accordance with the American Bancorp of New Jersey,
Inc.  2005 Stock Option Plan under which 694,314  shares are  issuable,  and the
American  Bank of New Jersey  2005  Restricted  Stock Plan under  which  208,293
shares  are  issuable  (together,   the  "Plans").   Documents   containing  the
information  required by Part I of this  Registration  Statement will be sent or
given to participants in the Plan as specified by Rule 428(b)(1). Such documents
are not filed with the Securities  and Exchange  Commission  (the  "Commission")
either as part of this  Registration  Statement or as prospectuses or prospectus
supplements pursuant to Rule 424, in reliance on Rule 428.

                                     PART II
               INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3.  Incorporation of Certain Documents by Reference.
------

         The Company became  subject to the  informational  requirements  of the
Securities  Exchange  Act of 1934  (the  "1934  Act") on  August  17,  2005 and,
accordingly,  files periodic reports and other  information with the Commission.
Reports,  proxy  statements and other  information  concerning the Company filed
with the  Commission  may be inspected and copies may be obtained (at prescribed
rates) at the  Commission's  Public  Reference  Section,  Room  1024,  450 Fifth
Street, N.W., Washington, D.C. 20549.

         The following  documents filed by the Company are  incorporated in this
Registration Statement by reference:

         1. The  description  of the  Company's  securities  as contained in the
Company's  Registration  Statement on Form 8-A, as filed with the  Commission on
August 17, 2005; and

         2. Form 10-K for the fiscal year ended  September  30,  2005,  as filed
with the Commission.

         All documents  subsequently  filed by the Company  pursuant to Sections
13(a),  13(c),  14,  and  15(d)  of the  1934  Act,  prior  to the  filing  of a
post-effective  amendment which indicates that all securities  offered have been
sold or which  deregisters all securities then remaining  unsold shall be deemed
to be incorporated by reference in this Registration  Statement and to be a part
hereof from the date of filing of such documents.

Item 4.  Description of Securities.
------

         Not Applicable

                                       2
Item 5.  Interests of Named Experts and Counsel.
------

         Not Applicable

Item 6.  Indemnification of Directors and Officers.
------

         Section  14A:3-5 of the New Jersey  Business  Corporation Act describes
those circumstances under which directors, officers, employees and agents may be
insured  or  indemnified  against  liability  which  they  may  incur  in  their
capacities as such.

         Section 18 of the Certificate of  Incorporation  of the Company require
indemnification  of directors,  officers,  employees or agents of the Company to
the full extent permissible under New Jersey law.

         The registrant believes that these provisions assist the registrant in,
among other  things,  attracting  and retaining  qualified  persons to serve the
registrant and its subsidiary.  However, a result of such provisions could be to
increase the expenses of the  registrant and  effectively  reduce the ability of
stockholders  to sue on behalf of the registrant  because certain suits could be
barred or amounts that might  otherwise be obtained on behalf of the  registrant
could be required to be repaid by the registrant to an indemnified party.

         The Company may purchase and maintain insurance on behalf of any person
who is or was a director,  officer,  employee,  or agent of the Company or is or
was serving at the request of the Company as a director,  officer,  employee, or
agent of  another  corporation,  partnership,  joint  venture,  trust,  or other
enterprise against any liability asserted against the person and incurred by the
person in any such capacity or arising out of his status as such, whether or not
the Company would have the power to indemnify the person  against such liability
under the provisions of the Certificate of Incorporation.

         Additionally,  the  Company  has in  force  a  directors  and  officers
liability  policies for claims directly  against  directors and officers and for
claims  where the Company is required to indemnify  directors  and  officers.  A
policy is underwritten by Zurich with a $5,000,000  aggregate limit of liability
and an aggregate deductible of $50,000.

         Insofar as indemnification for liabilities arising under the Securities
Act of 1933 ("1933  Act") may be permitted to  directors,  officers,  or persons
controlling the Company  pursuant to the foregoing  provisions,  the Company has
been informed that in the opinion of the Securities and Exchange Commission such
indemnification  is against  public  policy as  expressed in the 1933 Act and is
therefore unenforceable.

Item 7.  Exemption from Registration Claimed.
------

         Not Applicable

Item 8.  Exhibits.
------

         For a  list  of  all  exhibits  filed  or  included  as  part  of  this
Registration Statement,  see "Index to Exhibits" at the end of this Registration
Statement.

                                       3
Item 9.  Undertakings.
------

         (a) The undersigned Registrant hereby undertakes:

                  (1)  To file, during any  period in which  offers or sales are
                  being made, a  post-effective  amendment to this  Registration
                  Statement;

                  (i)  To include any prospectus required by Section 10(a)(3) of
                  the 1933 Act;

                  (ii) To reflect in the  prospectus any facts or events arising
                  after the effective date of the Registration Statement (or the
                  most   recent   post-effective   amendment   thereof)   which,
                  individually  or in the  aggregate,  represent  a  fundamental
                  change  in the  information  set  forth  in  the  Registration
                  Statement;

                  (iii) To include any material  information with respect to the
                  plan  of   distribution   not  previously   disclosed  in  the
                  Registration   Statement  or  any  material   change  to  such
                  information in the Registration Statement;

provided however,  that paragraphs  (a)(1)(i) and (a)(1)(ii) do not apply if the
Registration Statement is on Form S-3, Form S-8, and the information required to
be included in a  post-effective  amendment by those  paragraphs is contained in
periodic reports filed by the Registrant  pursuant to Section 13 or 15(d) of the
1934 Act that are incorporated by reference in the Registration Statement.

                  (2) That, for the purpose of determining  any liability  under
the 1933 Act,  each such  post-effective  amendment  shall be deemed to be a new
Registration  Statement  relating to the  securities  offered  therein,  and the
offering of such  securities at that time shall be deemed to be the initial bona
fide offering thereof.

                  (3) To remove from  registration by means of a  post-effective
amendment  any of the  securities  being  registered  which remain unsold at the
termination of the offering.

         (b) The undersigned  Registrant hereby undertakes that, for purposes of
determining  any  liability  under the 1933 Act each filing of the  Registrant's
annual  report  pursuant to section 13(a) or section 15(d) of the 1934 Act (and,
where  applicable,  each  filing of an employee  benefit  plan's  annual  report
pursuant to section 15(d) of the 1934 Act) that is  incorporated by reference in
the Registration  Statement shall be deemed to be a new  Registration  Statement
relating to the securities offered therein,  and the offering of such securities
at that time shall be deemed to be the initial bona fide offering thereof.

         (c) The undersigned Registrant hereby undertakes to deliver or cause to
be delivered with the prospectus,  to each person to whom the prospectus is sent
or given, the latest annual report,  to security holders that is incorporated by
reference  in  the  prospectus  and  furnished   pursuant  to  and  meeting  the
requirements  of Rule 14a-3 or Rule 14c-3 under the 1934 Act; and, where interim
financial information required to be presented by Article 3 of Regulation S-X is
not set forth in the  prospectus,  to deliver,  or cause to be delivered to each
person to whom the prospectus is sent or given, the latest quarterly report that
is  specifically  incorporated  by reference in the  prospectus  to provide such
interim financial information.

         (d) Insofar as indemnification  for liabilities  arising under the 1933
Act may be permitted to  directors,  officers,  and  controlling  persons of the
Registrant pursuant to the foregoing  provisions,  or otherwise,

                                       4
the  Registrant  has been  advised  that in the  opinion of the  Securities  and
Exchange  Commission such  indemnification is against public policy as expressed
in the 1933 Act and is, therefore,  unenforceable. In the event that a claim for
indemnification  against  such  liabilities  (other  than  the  payment  by  the
Registrant of expenses incurred or paid by a director,  officer,  or controlling
person of the  Registrant  in the  successful  defense of any action,  suit,  or
proceeding) is asserted by such  director,  officer,  or  controlling  person in
connection with the securities being registered,  the Registrant will, unless in
the opinion of its counsel the matter has been settled by controlling precedent,
submit  to a  court  of  appropriate  jurisdiction  the  question  whether  such
indemnification  by it is against  public  policy  expressed in the 1933 Act and
will be governed by the final adjudication of such issue.

                                       5
SIGNATURES

         Pursuant  to the  requirements  of the  Securities  Act  of  1933,  the
Registrant certifies that it has reasonable grounds to believe that it meets all
of the requirements for filing on Form S-8 and has duly caused this Registration
Statement  to be  signed  on its  behalf  by  the  undersigned,  thereunto  duly
authorized,  in the City of Bloomfield  in the State of New Jersey,  on the 30th
day of January, 2006.

                                    American Bancorp of New Jersey, Inc.

                                    By:      /s/Joseph Kliminski
                                             --------------------------------
                                             Joseph Kliminski
                                             Chief Executive Officer
                                             (Duly Authorized Representative)

                                POWER OF ATTORNEY

         We, the undersigned  directors and officers of American  Bancorp of New
Jersey, Inc. do hereby severally  constitute and appoint Joseph Kliminski as our
true and lawful  attorney  and  agent,  to do any and all things and acts in our
American Bancorp of New Jersey, Inc. names in the capacities indicated below and
to execute  any and all  instruments  for us and in our names in the  capacities
indicated  below which said Joseph  Kliminski may deem necessary or advisable to
enable American Bancorp of New Jersey, Inc. to comply with the Securities Act of
1933, as amended, and any rules,  regulations and requirements of the Securities
and Exchange Commission,  in connection with the Registration  Statement on Form
S-8  relating to the  registrant,  including  specifically,  but not limited to,
power  and  authority  to sign,  for any of us in our  names  in the  capacities
indicated  below,  the  Registration   Statement  and  any  and  all  amendments
(including post-effective  amendments) thereto; and we hereby ratify and confirm
all that said Joseph Kliminski shall do or cause to be done by virtue hereof.

         Pursuant  to the  requirements  of the  Securities  Act of  1933,  this
Registration  Statement  has been signed below by the  following  persons in the
capacities indicated as of the date indicated.

/s/W. George Parker                          /s/Joseph Kliminski
----------------------------------------     -----------------------------------
W. George Parker                             Joseph Kliminski
Chairman of the Board                        Chief Executive Officer and
                                             Director
                                             (Principal Executive Officer)

Date:    January 30, 2006                    Date:    January 30, 2006
/s/Robert A. Gaccione                        /s/Joseph North
----------------------------------------     ------------------------------------------
Robert A. Gaccione                           H. Joseph North
Director                                     Director

Date:    January 30, 2006                    Date:    January 30, 2006

                                             /s/Vincent S. Rospond
----------------------------------------     ------------------------------------------
Stanley Obal                                 Vincent S. Rospond
Director                                     Director

Date:                                        Date:    January 30, 2006
         ------------------

/s/James H. Ward, III                        /s/Eric B. Heyer
----------------------------------------     ------------------------------------------
James H. Ward, III                           Eric B. Heyer
Director                                     Senior Vice President,
                                             Treasurer and Chief Financial Officer
                                             (Principal Financial and Accounting Officer)

Date:    January 30, 2006                    Date:    January 30, 2006

/s/Fred G. Kowal
----------------------------------------
Fred G. Kowal
President and Director

Date:    January 30, 2006
INDEX TO EXHIBITS

Exhibit                            Description
-------                            -----------

     4.1          American Bancorp of New Jersey, Inc. 2005 Stock Option
                  Plan

     4.2          American Bank of New Jersey 2005 Restricted Stock Plan

     4.3          Form of Stock Option Agreement to be entered into with
                  respect to Stock Options under the Stock Option Plan

     4.4          Form of Restricted Stock Award Agreement

     4.5          Form of Stock Award Tax Notice

     5.1          Opinion of Malizia Spidi & Fisch, PC as to the validity of the
                  Common Stock being registered

    23.1          Consent of Malizia Spidi & Fisch, PC (appears in their opinion
                  filed as Exhibit 5.1)

    23.2          Consent of Crowe Chizek and Company LLC

     24           Reference is made to the Signatures section of this
                  Registration Statement for the Power of Attorney contained
                  therein