As filed with the Securities and Exchange Commission on October ___,
                                 1998

                    Registration No. 333-__________


                  SECURITIES AND EXCHANGE COMMISSION
                        Washington, D.C. 20549
                      ---------------------------

                               FORM S-8
        REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

                          FACTUAL DATA CORP.
        (Exact name of registrant as specified in its charter)

                   Colorado                84-1449911
(State or other jurisdiction of        (I.R.S. employer
Incorporation or organization)      identification number)

     5200 Hahns Peak Drive
       Loveland,Colorado                      80538           

     (Address of principal                (Zip code)
      executive offices)

                       1997 Stock Incentive Plan
                         (Full title of plan)

                      Jerald H. Donnan, President
                          Factual Data Corp.
                         5200 Hahns Peak Drive
                       Loveland, Colorado 80538
                (Name and address of agent for service)

                            (970) 663-5700
     (Telephone number, including area code, of agent for service)


                              Copies to:
                         Samuel E. Wing, Esq.
                         Jones & Keller, P.C.
                       1625 Broadway, Suite 1600
                        Denver, Colorado 80202
                       Telephone: (303) 573-1600
                       Facsimile: (303) 893-6506


<PAGE>


                    CALCULATION OF REGISTRATION FEE
-----------------------------------------------------------------------------

                                        Proposed      Proposed
                                         Maximum       Maximum    
                                         Offering     Aggregate     Amount of
Title of Each Class      Amount to be     Price       Offering     Registration
  of Securities          Registered(3)   Per Share      Price          Fee
-------------------      -------------  -----------   ---------    ------------

Common Stock(1)             31,500      $5.50(2)      $173,250       $51


(1)  Shares underlying options granted to 21 employees and three directors under
     the 1997 Stock Incentive Plan.
(2) The option exercise price is $5.50 per share.
(3)  Any  additional  shares of  Common  Stock to be issued as a result of stock
     dividends,  stock splits, or similar  transactions shall be covered by this
     Registration Statement as provided in Rule 416.


<PAGE>


                                PART I
                      INFORMATION REQUIRED IN THE
                       SECTION 10(a) PROSPECTUS


The  document  containing  information  specified  by  Part  I of  the  form  of
Registration  Statement on Form S-8,  promulgated  under the  Securities  Act of
1933, as amended (the "1933 Act"),  will be sent or given to participants in the
1997 Stock  Incentive  Plan as specified in Rule  428(b)(1)  promulgated  by the
Securities and Exchange  Commission (the "Commission")  under the 1933 Act. Such
document is not being filed with the Commission but constitutes  (along with the
documents  incorporated by reference into this Form S-8  Registration  Statement
(the  "Registration  Statement")  pursuant  to  Item 3 of  Part  II  hereof),  a
prospectus that meets the requirements of Section 10(a) of the 1933 Act.


<PAGE>


                                PART II
          INFORMATION REQUIRED IN THE REGISTRATION STATEMENT


Item 3.    Incorporation of Documents by Reference

           The following  documents are hereby  incorporated  by reference  into
           this Registration Statement:

1.   The  Registrant's  Prospectus filed under Rule 424(b) of the 1933 Act dated
     May 15, 1998, and included as part of Registration Statement No. 333-47051.

2.   The Registrant's  Quarterly Report on Form 10-Q for the quarter ended March
     31, 1998.

3.   The  Registrant's  Quarterly Report on Form 10-Q for the quarter ended June
     30, 1998.

4.   The  Registrant's  Reports on Form 8-K dated  August 10,  1998,  August 11,
     1998, September 16, 1998 and October 14, 1998.

5.   All documents  subsequently  filed by the  Registrant  with the  Commission
     pursuant to Sections  13(a),  13(c),  14 and 15(d) of the 1934 Act prior to
     the filing of a  post-effective  amendment  that  indicates that all shares
     offered hereby have been sold or that deregisters all shares then remaining
     unsold,  shall be deemed to be  incorporated  by reference and to be a part
     hereof from the date of filing of such documents.

Item 4.    Description of Securities.

           Not applicable.

Item 5.    Interests of Named Experts and Counsel.

Counsel.  Samuel E. Wing, a shareholder of Jones & Keller,  P.C., counsel to the
Registrant,  through  his  SEP/IRA  Plan owns 6,625  shares of the  Registrant's
common  stock.  An  associate  of that firm also owns  through  his IRA Plan 500
shares of such stock and 500 warrants to purchase common stock.

Item 6.    Indemnification of Officers and Directors.

Directors,  officers,  employees and agents of the Registrant may be entitled to
benefit from the indemnification  provisions  contained in the Colorado Business
Corporation  Act, Title Seven of the Colorado  Revised Statutes (the "CBCA") and
the Registrant's Articles of Incorporation.  In addition,  certain provisions in
the CBCA and the Articles of  Incorporation  limit the liability of directors of
the Registrant. The general effect of these provisions is summarized below:



<PAGE>


Article 109 of the CBCA permits a Colorado  corporation  to indemnify any person
who was or is a party or is threatened to be made a party to any suit, action or
other  proceeding  by reason of the fact that such  person is or was a director,
officer,  employee  or agent of the  corporation,  or is or was  serving  at the
request of the corporation as a director,  officer, employee or agent of another
corporation,  partnership,  or other  enterprise.  Such  indemnification  may be
against expenses,  including attorneys' fees, judgments, fines and other amounts
in connection with such proceeding.  Indemnification is available if such person
acted in good faith and in a manner reasonably  believed to be in or not opposed
to the best  interests  of the  corporation,  or, with  respect to any  criminal
action or  proceeding,  such person had no reasonable  cause to believe that the
conduct was unlawful. Unless a court of competent jurisdiction otherwise orders,
indemnification  is not available in  connection  with a proceeding by or in the
right of the  corporation if the person is adjudged liable to the corporation or
derived an improper personal  benefit.  A corporation is required to indemnify a
director  or  officer  who is  wholly  successful  in the  defense  of any  such
proceeding.  Expenses  (including  attorneys'  fees)  incurred  by  a  director,
officer,  employee or agent of the  corporation in defending any such proceeding
may be advanced by the corporation  before the final  disposition if such person
furnishes an undertaking  to repay such advances if it is ultimately  determined
that such person is not entitled to be  indemnified.  Before a  corporation  may
indemnify or advance expenses to a person under these  provisions,  the board of
directors   (excluding   any  directors  are  parties  to  such  a  proceeding),
independent  legal  counsel  appointed  by  the  board  of  directors,   or  the
shareholders must provide  authorization.  A corporation may purchase  insurance
against any liability of individuals  for whom the  corporation may provide such
indemnification.  Any provisions in a corporation's  articles of  incorporation,
bylaws,  resolutions  or in a contract  (except an  insurance  policy)  for such
indemnification  are valid only to the extent not inconsistent  with Article 100
of the CBCA.

Section  7-108-402  of the CBCA  permits a  corporation,  if so  provided in the
articles of  incorporation,  to eliminate  or limit the personal  liability of a
director to the corporation or its  shareholders for monetary damages for breach
of fiduciary  duty.  However,  such a provision  cannot  eliminate or limit such
liability  arising out of a breach of the  director's  duty of loyalty,  acts or
omissions not in good faith or which involve  intentional  misconduct or knowing
violations of law,  unlawful  distributions,  or any  transaction  for which the
director  derived an  improper  personal  benefit.  Article XV of the  Company's
Articles of Incorporation provides for such elimination of director liability.

The Registrant's Articles of Incorporation also provide broad indemnification to
officers, directors, employees and agents, generally paralleling those available
under  the  statute   described   above.   The   Registrant's   Bylaws   provide
indemnification to officers,  directors,  employees and agents,  again generally
paralleling and reiterating the above referenced basis of such indemnification.

Item 7.    Exemption From Registration Claimed.

Not applicable.

Item 8.    Exhibits.

 Exhibit No.                        Description                         


5                 Opinion  and  Consent of Jones & Keller,  P.C.  as to
                   the legality of the securities being registered.
23.1              Consent of Ehrhardt Keefe Steiner & Hottman PC
23.2              Consent of Jones & Keller, P.C. (see Exhibit No. 5).

Item 9. Undertakings.

      (a)  The undersigned  Registrant  hereby  undertakes (1) to file,
           during any period in which  offers or sales are being  made,
           a post-effective  amendment to this  Registration  Statement
           (i) to include any prospectus  required by Section  10(a)(3)
           of the 1933  Act;  (ii) to  reflect  in the  prospectus  any
           facts or  events  arising  after the  effective  date of the
           Registration  Statement  (or the most recent  post-effective
           amendment thereof) which,  individually or in the aggregate,
           represent a fundamental  change in the information set forth
           in  the  Registration   Statement;   (iii)  to  include  any
           material   information   with   respect   to  the   plan  of
           distribution  not previously  disclosed in the  Registration
           Statement or any material change to such  information in the
           Registration  Statement;  provided,  however,  that  clauses
           (a)(1)(i)(ii)  do not apply if the  information  required to
           be included in a  post-effective  amendment by those clauses
           is contained  in periodic  reports  filed by the  Registrant
           pursuant  to  Section  13 or  15(d) of the 1934 Act that are
           incorporated  by  reference in the  Registration  Statement;
           (2) that,  for the  purpose  of  determining  any  liability
           under  the 1933  Act,  each  such  post-effective  amendment
           shall be deemed to be a new Registration  Statement relating
           to the securities offered therein,  and the offering of such
           securities  at that time  shall be deemed to be the  initial
           bona  fide  offering   thereof;   and  (3)  to  remove  from
           registration by means of a  post-effective  amendment any of
           the securities  being  registered which remain unsold at the
           termination of the offering.

      (b)  The  undersigned  Registrant  hereby  undertakes  that,  for
           purposes of  determining  any liability  under the 1933 Act,
           each filing of the  Registrant's  annual report  pursuant to
           Section  13(a)  or  Section  15(d)  of the  1934 Act that is
           incorporated  by  reference  in the  Registration  Statement
           shall be deemed to be a new registration  statement relating
           to the securities offered therein,  and the offering of such
           securities  at that time  shall be deemed to be the  initial
           bona fide offering thereof.

      (c)  Insofar as  indemnification  for  liabilities  arising under
           the 1933 Act may be  permitted  to  directors,  officers and
           controlling  persons  of  the  Registrant  pursuant  to  the
           foregoing provisions,  or otherwise, the Registrant has been
           advised  that  in  the  opinion  of  the   Commission   such
           indemnification  is against  public  policy as  expressed in
           the  1933  Act  and  is,  therefore,  unenforceable.  In the
           event  that  a  claim  for   indemnification   against  such
           liabilities  (other  than the payment by the  Registrant  of
           expenses  incurred  or  paid  by  a  director,   officer  or
           controlling  person  of the  Registrant  in  the  successful
           defense of any action,  suit or  proceeding)  is asserted by
           such director,  officer or controlling  person in connection
           with the securities being  registered,  the Registrant will,
           unless in the  opinion  of its  counsel  the matter has been
           settled  by  controlling  precedent,  submit  to a court  of
           appropriate   jurisdiction   the   question   whether   such
           indemnification  by it is against public policy as expressed
           in  the  1933  Act  and  will  be   governed  by  the  final
           adjudication of such issue.


<PAGE>


                              SIGNATURES

Pursuant to the  requirements  of the  Securities  Act of 1933,  the  Registrant
certifies  that it has  reasonable  grounds to believe  that it meets all of the
requirements  for  filing  on Form S-8 and has  duly  caused  this  Registration
Statement  to be  signed  on its  behalf  by  the  undersigned,  thereunto  duly
authorized,  in the City of  Loveland,  State of  Colorado,  on this 14th day of
October, 1998.

                                     FACTUAL DATA CORP.


                                     By:/s/ Jerald H.Donnan
                                        Jerald H. Donnan, President

      Pursuant  to  the  requirements  of  the  Securities  Act  of  1933,  this
Registration  Statement  has  been  signed  by  the  following  persons  in  the
capacities and on the dates indicated.

    Signature                        Title                        Date
-----------------------   ---------------------------------  ----------------

By:/s/ Jerald H. Donnan   Chairman of the Board,  President
     Jerald H. Donnan     and Chief Executive Officer        October 14, 1998

By:/s/ Todd Neiberger     Chief  Financial  and  Accounting
     Todd Neiberger       Officer and a Director             October 26, 1998

By:/s/ James N. Donnan    Vice President and a Director      October 26, 1998
     James N. Donnan                                       

By:/s/ Robert J. Terry    Director                           October 26, 1998
     Robert J. Terry                                         

By:/s/ Abdul H. Rajput    Director                           October 26, 1998
     Abdul H. Rajput                                         



<PAGE>


                           INDEX TO EXHIBITS

      5    Opinion  and  Consent  of  Jones &  Keller,  P.C.  as to the
           legality of the securities being registered.
      23.1 Consent of Ehrhardt Keefe Steiner & Hottman PC.
      23.2 Consent of Jones & Keller, P.C. (see Exhibit No. 5).
[{"type": "S-8", "sequence": "1", "description": "S-8 FILING", "secsgml_size_bytes": 15764}]
{"company-data": {"conformed-name": "FACTUAL DATA CORP", "cik": "0001056673", "assigned-sic": "7374", "irs-number": "841449911", "state-of-incorporation": "CO", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-66337", "film-number": "98733353"}, "business-address": {"street1": "5200 HAHNS PEAK DRIVE", "city": "LOVELAND", "state": "CO", "zip": "80525", "phone": "9706635700"}, "mail-address": {"street1": "5200 HAHNS PEAK DR", "city": "LOVELAND", "state": "CO", "zip": "80538"}}
As filed with the Securities and Exchange Commission on October ___,
                                 1998

                    Registration No. 333-__________

                  SECURITIES AND EXCHANGE COMMISSION
                        Washington, D.C. 20549
                      ---------------------------

                               FORM S-8
        REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

                          FACTUAL DATA CORP.
        (Exact name of registrant as specified in its charter)

                   Colorado                84-1449911
(State or other jurisdiction of        (I.R.S. employer
Incorporation or organization)      identification number)

     5200 Hahns Peak Drive
       Loveland,Colorado                      80538           

     (Address of principal                (Zip code)
      executive offices)

                       1997 Stock Incentive Plan
                         (Full title of plan)

                      Jerald H. Donnan, President
                          Factual Data Corp.
                         5200 Hahns Peak Drive
                       Loveland, Colorado 80538
                (Name and address of agent for service)

                            (970) 663-5700
     (Telephone number, including area code, of agent for service)

                              Copies to:
                         Samuel E. Wing, Esq.
                         Jones & Keller, P.C.
                       1625 Broadway, Suite 1600
                        Denver, Colorado 80202
                       Telephone: (303) 573-1600
                       Facsimile: (303) 893-6506
CALCULATION OF REGISTRATION FEE
-----------------------------------------------------------------------------

                                        Proposed      Proposed
                                         Maximum       Maximum    
                                         Offering     Aggregate     Amount of
Title of Each Class      Amount to be     Price       Offering     Registration
  of Securities          Registered(3)   Per Share      Price          Fee
-------------------      -------------  -----------   ---------    ------------

Common Stock(1)             31,500      $5.50(2)      $173,250       $51

(1)  Shares underlying options granted to 21 employees and three directors under
     the 1997 Stock Incentive Plan.
(2) The option exercise price is $5.50 per share.
(3)  Any  additional  shares of  Common  Stock to be issued as a result of stock
     dividends,  stock splits, or similar  transactions shall be covered by this
     Registration Statement as provided in Rule 416.
PART I
                      INFORMATION REQUIRED IN THE
                       SECTION 10(a) PROSPECTUS

The  document  containing  information  specified  by  Part  I of  the  form  of
Registration  Statement on Form S-8,  promulgated  under the  Securities  Act of
1933, as amended (the "1933 Act"),  will be sent or given to participants in the
1997 Stock  Incentive  Plan as specified in Rule  428(b)(1)  promulgated  by the
Securities and Exchange  Commission (the "Commission")  under the 1933 Act. Such
document is not being filed with the Commission but constitutes  (along with the
documents  incorporated by reference into this Form S-8  Registration  Statement
(the  "Registration  Statement")  pursuant  to  Item 3 of  Part  II  hereof),  a
prospectus that meets the requirements of Section 10(a) of the 1933 Act.
PART II
          INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3.    Incorporation of Documents by Reference

           The following  documents are hereby  incorporated  by reference  into
           this Registration Statement:

1.   The  Registrant's  Prospectus filed under Rule 424(b) of the 1933 Act dated
     May 15, 1998, and included as part of Registration Statement No. 333-47051.

2.   The Registrant's  Quarterly Report on Form 10-Q for the quarter ended March
     31, 1998.

3.   The  Registrant's  Quarterly Report on Form 10-Q for the quarter ended June
     30, 1998.

4.   The  Registrant's  Reports on Form 8-K dated  August 10,  1998,  August 11,
     1998, September 16, 1998 and October 14, 1998.

5.   All documents  subsequently  filed by the  Registrant  with the  Commission
     pursuant to Sections  13(a),  13(c),  14 and 15(d) of the 1934 Act prior to
     the filing of a  post-effective  amendment  that  indicates that all shares
     offered hereby have been sold or that deregisters all shares then remaining
     unsold,  shall be deemed to be  incorporated  by reference and to be a part
     hereof from the date of filing of such documents.

Item 4.    Description of Securities.

           Not applicable.

Item 5.    Interests of Named Experts and Counsel.

Counsel.  Samuel E. Wing, a shareholder of Jones & Keller,  P.C., counsel to the
Registrant,  through  his  SEP/IRA  Plan owns 6,625  shares of the  Registrant's
common  stock.  An  associate  of that firm also owns  through  his IRA Plan 500
shares of such stock and 500 warrants to purchase common stock.

Item 6.    Indemnification of Officers and Directors.

Directors,  officers,  employees and agents of the Registrant may be entitled to
benefit from the indemnification  provisions  contained in the Colorado Business
Corporation  Act, Title Seven of the Colorado  Revised Statutes (the "CBCA") and
the Registrant's Articles of Incorporation.  In addition,  certain provisions in
the CBCA and the Articles of  Incorporation  limit the liability of directors of
the Registrant. The general effect of these provisions is summarized below:
Article 109 of the CBCA permits a Colorado  corporation  to indemnify any person
who was or is a party or is threatened to be made a party to any suit, action or
other  proceeding  by reason of the fact that such  person is or was a director,
officer,  employee  or agent of the  corporation,  or is or was  serving  at the
request of the corporation as a director,  officer, employee or agent of another
corporation,  partnership,  or other  enterprise.  Such  indemnification  may be
against expenses,  including attorneys' fees, judgments, fines and other amounts
in connection with such proceeding.  Indemnification is available if such person
acted in good faith and in a manner reasonably  believed to be in or not opposed
to the best  interests  of the  corporation,  or, with  respect to any  criminal
action or  proceeding,  such person had no reasonable  cause to believe that the
conduct was unlawful. Unless a court of competent jurisdiction otherwise orders,
indemnification  is not available in  connection  with a proceeding by or in the
right of the  corporation if the person is adjudged liable to the corporation or
derived an improper personal  benefit.  A corporation is required to indemnify a
director  or  officer  who is  wholly  successful  in the  defense  of any  such
proceeding.  Expenses  (including  attorneys'  fees)  incurred  by  a  director,
officer,  employee or agent of the  corporation in defending any such proceeding
may be advanced by the corporation  before the final  disposition if such person
furnishes an undertaking  to repay such advances if it is ultimately  determined
that such person is not entitled to be  indemnified.  Before a  corporation  may
indemnify or advance expenses to a person under these  provisions,  the board of
directors   (excluding   any  directors  are  parties  to  such  a  proceeding),
independent  legal  counsel  appointed  by  the  board  of  directors,   or  the
shareholders must provide  authorization.  A corporation may purchase  insurance
against any liability of individuals  for whom the  corporation may provide such
indemnification.  Any provisions in a corporation's  articles of  incorporation,
bylaws,  resolutions  or in a contract  (except an  insurance  policy)  for such
indemnification  are valid only to the extent not inconsistent  with Article 100
of the CBCA.

Section  7-108-402  of the CBCA  permits a  corporation,  if so  provided in the
articles of  incorporation,  to eliminate  or limit the personal  liability of a
director to the corporation or its  shareholders for monetary damages for breach
of fiduciary  duty.  However,  such a provision  cannot  eliminate or limit such
liability  arising out of a breach of the  director's  duty of loyalty,  acts or
omissions not in good faith or which involve  intentional  misconduct or knowing
violations of law,  unlawful  distributions,  or any  transaction  for which the
director  derived an  improper  personal  benefit.  Article XV of the  Company's
Articles of Incorporation provides for such elimination of director liability.

The Registrant's Articles of Incorporation also provide broad indemnification to
officers, directors, employees and agents, generally paralleling those available
under  the  statute   described   above.   The   Registrant's   Bylaws   provide
indemnification to officers,  directors,  employees and agents,  again generally
paralleling and reiterating the above referenced basis of such indemnification.

Item 7.    Exemption From Registration Claimed.

Not applicable.

Item 8.    Exhibits.

 Exhibit No.                        Description                         

5                 Opinion  and  Consent of Jones & Keller,  P.C.  as to
                   the legality of the securities being registered.
23.1              Consent of Ehrhardt Keefe Steiner & Hottman PC
23.2              Consent of Jones & Keller, P.C. (see Exhibit No. 5).

Item 9. Undertakings.

      (a)  The undersigned  Registrant  hereby  undertakes (1) to file,
           during any period in which  offers or sales are being  made,
           a post-effective  amendment to this  Registration  Statement
           (i) to include any prospectus  required by Section  10(a)(3)
           of the 1933  Act;  (ii) to  reflect  in the  prospectus  any
           facts or  events  arising  after the  effective  date of the
           Registration  Statement  (or the most recent  post-effective
           amendment thereof) which,  individually or in the aggregate,
           represent a fundamental  change in the information set forth
           in  the  Registration   Statement;   (iii)  to  include  any
           material   information   with   respect   to  the   plan  of
           distribution  not previously  disclosed in the  Registration
           Statement or any material change to such  information in the
           Registration  Statement;  provided,  however,  that  clauses
           (a)(1)(i)(ii)  do not apply if the  information  required to
           be included in a  post-effective  amendment by those clauses
           is contained  in periodic  reports  filed by the  Registrant
           pursuant  to  Section  13 or  15(d) of the 1934 Act that are
           incorporated  by  reference in the  Registration  Statement;
           (2) that,  for the  purpose  of  determining  any  liability
           under  the 1933  Act,  each  such  post-effective  amendment
           shall be deemed to be a new Registration  Statement relating
           to the securities offered therein,  and the offering of such
           securities  at that time  shall be deemed to be the  initial
           bona  fide  offering   thereof;   and  (3)  to  remove  from
           registration by means of a  post-effective  amendment any of
           the securities  being  registered which remain unsold at the
           termination of the offering.

      (b)  The  undersigned  Registrant  hereby  undertakes  that,  for
           purposes of  determining  any liability  under the 1933 Act,
           each filing of the  Registrant's  annual report  pursuant to
           Section  13(a)  or  Section  15(d)  of the  1934 Act that is
           incorporated  by  reference  in the  Registration  Statement
           shall be deemed to be a new registration  statement relating
           to the securities offered therein,  and the offering of such
           securities  at that time  shall be deemed to be the  initial
           bona fide offering thereof.

      (c)  Insofar as  indemnification  for  liabilities  arising under
           the 1933 Act may be  permitted  to  directors,  officers and
           controlling  persons  of  the  Registrant  pursuant  to  the
           foregoing provisions,  or otherwise, the Registrant has been
           advised  that  in  the  opinion  of  the   Commission   such
           indemnification  is against  public  policy as  expressed in
           the  1933  Act  and  is,  therefore,  unenforceable.  In the
           event  that  a  claim  for   indemnification   against  such
           liabilities  (other  than the payment by the  Registrant  of
           expenses  incurred  or  paid  by  a  director,   officer  or
           controlling  person  of the  Registrant  in  the  successful
           defense of any action,  suit or  proceeding)  is asserted by
           such director,  officer or controlling  person in connection
           with the securities being  registered,  the Registrant will,
           unless in the  opinion  of its  counsel  the matter has been
           settled  by  controlling  precedent,  submit  to a court  of
           appropriate   jurisdiction   the   question   whether   such
           indemnification  by it is against public policy as expressed
           in  the  1933  Act  and  will  be   governed  by  the  final
           adjudication of such issue.
SIGNATURES

Pursuant to the  requirements  of the  Securities  Act of 1933,  the  Registrant
certifies  that it has  reasonable  grounds to believe  that it meets all of the
requirements  for  filing  on Form S-8 and has  duly  caused  this  Registration
Statement  to be  signed  on its  behalf  by  the  undersigned,  thereunto  duly
authorized,  in the City of  Loveland,  State of  Colorado,  on this 14th day of
October, 1998.

                                     FACTUAL DATA CORP.

                                     By:/s/ Jerald H.Donnan
                                        Jerald H. Donnan, President

      Pursuant  to  the  requirements  of  the  Securities  Act  of  1933,  this
Registration  Statement  has  been  signed  by  the  following  persons  in  the
capacities and on the dates indicated.

    Signature                        Title                        Date
-----------------------   ---------------------------------  ----------------

By:/s/ Jerald H. Donnan   Chairman of the Board,  President
     Jerald H. Donnan     and Chief Executive Officer        October 14, 1998

By:/s/ Todd Neiberger     Chief  Financial  and  Accounting
     Todd Neiberger       Officer and a Director             October 26, 1998

By:/s/ James N. Donnan    Vice President and a Director      October 26, 1998
     James N. Donnan                                       

By:/s/ Robert J. Terry    Director                           October 26, 1998
     Robert J. Terry                                         

By:/s/ Abdul H. Rajput    Director                           October 26, 1998
     Abdul H. Rajput
INDEX TO EXHIBITS

      5    Opinion  and  Consent  of  Jones &  Keller,  P.C.  as to the
           legality of the securities being registered.
      23.1 Consent of Ehrhardt Keefe Steiner & Hottman PC.
      23.2 Consent of Jones & Keller, P.C. (see Exhibit No. 5).