<PAGE>

   As filed with the Securities and Exchange Commission on November 1, 1999
                                            Registration No. _________________

                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                   FORM S-8
            REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933


                               AMERICREDIT CORP.
            (Exact name of registrant as specified in its charter)

             Texas                                     75-2291093
  (State or other jurisdiction of                   (I.R.S. Employer
  incorporation or organization)                    Identification No.)


   801 Cherry Street, Suite 3900                          76102
        Fort Worth, Texas                               (Zip Code)
(Address of principal executive offices)



                FY2000 STOCK OPTION PLAN FOR AMERICREDIT CORP.
                           (Full title of the plan)



         Chris A. Choate                              Copy to:
         General Counsel                         L. Steven Leshin
        AmeriCredit Corp.                     Jenkens & Gilchrist, P.C.
    801 Cherry Street, Suite 3900                  1445 Ross Avenue
    Fort Worth, Texas 76102                           Suite 3200
         (817) 302-7000                          Dallas, Texas 75202
(Name, address and telephone number
including area code of agent for service)
<PAGE>

                        CALCULATION OF REGISTRATION FEE

                                   Proposed         Proposed
Title of                            maximum          maximum
securites         Amount to        offering         aggregate       Amount of
to be           be registered      price per        offering      registration
registered          (1)(2)         share (3)(4)    price (3)(4)     fee (4)

Common            2,000,000          $14.719        $29,437,500      $8,183.63


     (1)  Shares reserved for issuance under the  FY2000 Stock Option Plan for
AmeriCredit Corp. (the "Plan").

     (2)  Pursuant to Rule 416, additional shares of Common Stock issuable under
the Plan in order to prevent dilution resulting from any future stock split,
stock dividend or similar transaction are also being registered hereunder.

     (3)  Estimated solely for the purpose of calculating the registration fee.

     (4)  Calculated pursuant to Rule 457(c) and (h). Accordingly, the price per
share of the Common Stock offered hereunder pursuant to the Plan is based on
2,000,000 shares of Common Stock reserved for issuance under the Plan, but not
subject to outstanding stock options or other awards, at a price per share of
$14.719, which is the average of the highest and lowest selling price per share
of Common Stock on the New York Stock Exchange on October 25, 1999.

                                       2
<PAGE>

                                    PART I

             INFORMATION REQUIRED IN THE SECTION 10(A) PROSPECTUS


Item 1.   Plan Information *

Item 2.   Registrant Information and Employee Plan Annual Information *



                                    PART II

                INFORMATION REQUIRED IN REGISTRATION STATEMENT


Item 3.   Incorporation of Documents by Reference

     We "incorporate by reference" in this registration statement the following
documents previously filed by us with the Securities and Exchange Commission
(the "Commission"):

     (1)  our Annual Report on Form 10-K for the fiscal year ended June 30,
1999;

     (2)  the description of our Common Stock, par value $.01 per share (the
"Common Stock") set forth in the Registration Statement on Form 8-A, filed with
the Commission on December 5, 1990, including any amendment or report filed for
the purpose of updating such description; and


____________________
*Information required by Part I to be contained in the Section 10(a) prospectus
is omitted from this registration statement in accordance with Rule 428 under
the Securities Act of 1933, as amended, and the Note to Part I of Form S-8.

                                       3
<PAGE>

     (3)  all documents filed by us with the Commission pursuant to Sections
13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, as amended
(the "Exchange Act"), subsequent to the date of this registration statement
shall be deemed to be incorporated herein by reference and to be a part hereof
from the date of the filing of such documents until such time as there shall
have been filed a post-effective amendment that indicates that all securities
offered hereby have been sold or that deregisters all securities remaining
unsold at the time of such amendment.

Item 6.   Indemnification of Directors and Officers.

     Article 2.02-1 of the Texas Business Corporation Act provides for
indemnification of directors and officers in certain circumstances. Reference is
made to Article VIII of our Articles of Incorporation, as amended, incorporated
by reference herein as Exhibit 4.1, and Article VIII of our Bylaws as amended,
incorporated by reference herein as Exhibit 4.2, each of which provides for
broad indemnification of directors and officers.

     Reference is also made to Article IX of our Articles of Incorporation, as
amended, contained in Exhibit 4.1, which eliminates the liabilities of directors
in certain circumstances.

                                       4
<PAGE>

Item 8.    Exhibits.

      (a)  Exhibits

           The following documents are filed as a part of this registration
statement.

Exhibit                      Description of Exhibit

 4.1  Articles of Incorporation of AmeriCredit Corp., as amended to date
      (incorporated by reference to Exhibits 3.1, 3.2 and 3.3 of the
      registrant's Annual Report on Form 10-K for the fiscal year ended June 30,
      1999, filed with the Commission).

 4.2  Bylaws of AmeriCredit Corp., as amended to date (incorporated by reference
      to Exhibit 3.4 of the registrant's Annual Report on Form 10-K for the
      fiscal year ended June 30, 1999, filed with the Commission).

 4.3  Rights Agreement, dated August 28, 1997, between AmeriCredit Corp. and
      ChaseMellon Shareholder Services, L.L.C. (incorporated by reference to
      Exhibit 4.2 of the registrant's Annual Report on Form 10-K for the fiscal
      year ended June 30, 1999, filed with the Commission).

 4.4  FY2000 Stock Option Plan for AmeriCredit Corp.

 5.1  Opinion of Jenkens & Gilchrist, a Professional Corporation.

23.1  Consent of Jenkens & Gilchrist, a Professional Corporation (included in
      their opinion filed as Exhibit 5.1 hereto).

23.2  Consent of PricewaterhouseCoopers L.L.P., Independent Accountants.

24.1  Power of Attorney (see signature page of this registration statement).

Item 9.    Undertakings.

      A.   The undersigned registrant hereby undertakes:

           (1)  to file, during any period in which offers or sales are being
     made, a post-effective amendment to this registration statement to include
     any material information with respect to the plan of distribution not
     previously disclosed in the registration statement or any material change
     to such information in the registration statement;

          (2)  that, for the purpose of determining any liability under the
     Securities Act of 1933, as amended (the "Securities Act"), each such post-
     effective amendment shall be deemed to be a new registration statement
     relating

                                       5
<PAGE>

     to the securities offered therein, and the offering of such securities at
     that time shall be deemed to be the initial bona fide offering thereof; and

           (3)  to remove from registration by means of a post-effective
     amendment any of the securities being registered which remain unsold at the
     termination of the offering.

     B.    The undersigned registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act, each filing of the
registrant's annual report pursuant to section 13(a) or section 15(d) of the
Exchange Act (and, where applicable, each filing of any employee benefit plan's
annual report pursuant to section 15(d) of the Exchange Act) that is
incorporated by reference in the registration statement shall be deemed to be a
new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.

     C.    Insofar as indemnification for liabilities arising under the
Securities Act may be permitted to directors, officers and controlling persons
of the registrant pursuant to the foregoing provisions, or otherwise, the
registrant has been advised that in the opinion of the Commission such
indemnification is against public policy as expressed in the Securities Act and
is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses
incurred or paid by a director, officer or controlling person of the registrant
in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question of whether such indemnification by it is against
public policy as expressed in the Securities Act and will be governed by the
final adjudication of such issue.

                                       6
<PAGE>

                                  SIGNATURES

     Pursuant to the requirements of the Securities Act of 1933, the registrant
certifies that it has reasonable grounds to believe that it meets all the
requirements for filing on Form S-8 and has duly caused this registration
statement to be signed on its behalf by the undersigned, thereunto duly
authorized, in the City of Fort Worth, Texas, on July 30, 1999.


                                      AMERICREDIT CORP.



                                      By /s/ Clifton H. Morris, Jr.
                                         -----------------------------------
                                         Clifton H. Morris, Jr., Chairman of
                                         the Board and Chief Executive Officer




                               POWER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS, that each individual whose signature
appears below designates and appoints Clifton H. Morris, Jr. and Chris A.
Choate, and each of them, his true and lawful attorney-in-fact and agents with
full power of substitution and resubstitution, for him and in his name, place
and stead, in any and all capacities, to sign any and all amendments (including
post-effective amendments) to this registration statement, and to file the same
with all exhibits thereto, and all documents in connection therewith, with the
Securities and Exchange Commission, granting unto said attorneys-in-fact and
agents, and each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about the
premises, as fully to all intents and purposes as he might or could do in
person, hereby ratifying and confirming all that said attorneys-in-fact and
agents or either of them, or their or his substitute or substitutes, may
lawfully do or cause to be done by virtue hereof.

     Pursuant to the requirements of the Securities Act of 1933, as amended,
this registration statement has been signed by the following persons in the
capacities and on the dates indicated.

                                       7
<PAGE>

        Signature                      Capacity                       Date

                                Chairman of the Board and
/s/ Clifton H. Morris, Jr.      Chief Executive Officer
--------------------------
Clifton H. Morris, Jr.          (Principal Executive Officer)    July 30, 1999


                                Vice Chairman, Chief
                                Financial Officer and Director
/s/ Daniel E. Berce             (Principal Financial and
--------------------------
Daniel E. Berce                 Accounting Officer)              July 30, 1999


                                Vice Chairman, President,        July ___, 1999
__________________________      Chief Operating Officer and
Michael R. Barrington           Director


                                Executive Vice President-        July ___, 1999
__________________________      Auto Finance Division and
Edward H. Esstman               Director


__________________________      Director                         July ___, 1999
James H. Greer


/s/ Kenneth H. Jones, Jr.       Director                         July 30, 1999
--------------------------
Kenneth H. Jones, Jr.


/s/ A.R. Dike                   Director                         July 30, 1999
--------------------------
A.R. Dike


/s/ Douglas K. Higgins          Director                         July 30, 1999
--------------------------
Douglas K. Higgins

                                       8
<PAGE>

                               INDEX TO EXHIBITS


Sequentially
Exhibit
Numbered
   No.                 Description of Exhibit                         Page

 4.1      Articles of Incorporation of AmeriCredit Corp.,
          as amended to date (incorporated by reference
          to Exhibits 3.1, 3.2 and 3.3 of the
          registrant's Annual Report on Form 10-K for the
          fiscal year ended June 30, 1999, filed with
          Commission).

 4.2      Bylaws of AmeriCredit Corp., as amended to date
          (incorporated by reference to Exhibit 3.4 of
          the registrant's Annual Report on Form 10-K for
          the fiscal year ended June 30, 1999, filed with
          the Commission).

 4.3      Rights Agreement, dated August 28, 1997,
          between AmeriCredit Corp. and ChaseMellon
          Shareholder Services, L.L.C. (incorporated by
          reference to Exhibit 4.2 of the registrant's
          Annual Report on Form 10-K for the fiscal year
          ended June 30, 1999, filed with the
          Commission).

 4.4      FY2000 Stock Option Plan for AmeriCredit Corp.

 5.1      Opinion of Jenkens & Gilchrist, a Professional
          Corporation.

23.1      Consent of Jenkens & Gilchrist, a Professional
          Corporation. (included in their opinion filed
          as Exhibit 5.1 hereto).

23.2      Consent of PricewaterhouseCoopers LLP,
          Independent Accountants

24.1      Power of Attorney (see signature page of this
          registration statement).

                                       9
[{"type": "S-8", "sequence": "1", "description": "FORM S-8", "secsgml_size_bytes": 14867}]
{"company-data": {"conformed-name": "AMERICREDIT CORP", "cik": "0000804269", "assigned-sic": "6199", "irs-number": "752291093", "state-of-incorporation": "TX", "fiscal-year-end": "0630"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-90047", "film-number": "99738445"}, "business-address": {"street1": "801 CHERRY STREET, SUITE 3900", "city": "FORT WORTH", "state": "TX", "zip": "76102", "phone": "8173027000"}, "mail-address": {"street1": "200 BAILEY AVENUE", "city": "FORT WORTH", "state": "TX", "zip": "76107"}, "former-company": {"former-conformed-name": "URCARCO INC", "date-changed": "19920703"}}
As filed with the Securities and Exchange Commission on November 1, 1999
                                            Registration No. _________________

                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549

                                   FORM S-8
            REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

                               AMERICREDIT CORP.
            (Exact name of registrant as specified in its charter)

             Texas                                     75-2291093
  (State or other jurisdiction of                   (I.R.S. Employer
  incorporation or organization)                    Identification No.)

   801 Cherry Street, Suite 3900                          76102
        Fort Worth, Texas                               (Zip Code)
(Address of principal executive offices)

                FY2000 STOCK OPTION PLAN FOR AMERICREDIT CORP.
                           (Full title of the plan)

         Chris A. Choate                              Copy to:
         General Counsel                         L. Steven Leshin
        AmeriCredit Corp.                     Jenkens & Gilchrist, P.C.
    801 Cherry Street, Suite 3900                  1445 Ross Avenue
    Fort Worth, Texas 76102                           Suite 3200
         (817) 302-7000                          Dallas, Texas 75202
(Name, address and telephone number
including area code of agent for service)
CALCULATION OF REGISTRATION FEE

                                   Proposed         Proposed
Title of                            maximum          maximum
securites         Amount to        offering         aggregate       Amount of
to be           be registered      price per        offering      registration
registered          (1)(2)         share (3)(4)    price (3)(4)     fee (4)

Common            2,000,000          $14.719        $29,437,500      $8,183.63

     (1)  Shares reserved for issuance under the  FY2000 Stock Option Plan for
AmeriCredit Corp. (the "Plan").

     (2)  Pursuant to Rule 416, additional shares of Common Stock issuable under
the Plan in order to prevent dilution resulting from any future stock split,
stock dividend or similar transaction are also being registered hereunder.

     (3)  Estimated solely for the purpose of calculating the registration fee.

     (4)  Calculated pursuant to Rule 457(c) and (h). Accordingly, the price per
share of the Common Stock offered hereunder pursuant to the Plan is based on
2,000,000 shares of Common Stock reserved for issuance under the Plan, but not
subject to outstanding stock options or other awards, at a price per share of
$14.719, which is the average of the highest and lowest selling price per share
of Common Stock on the New York Stock Exchange on October 25, 1999.

                                       2
PART I

             INFORMATION REQUIRED IN THE SECTION 10(A) PROSPECTUS

Item 1.   Plan Information *

Item 2.   Registrant Information and Employee Plan Annual Information *

                                    PART II

                INFORMATION REQUIRED IN REGISTRATION STATEMENT

Item 3.   Incorporation of Documents by Reference

     We "incorporate by reference" in this registration statement the following
documents previously filed by us with the Securities and Exchange Commission
(the "Commission"):

     (1)  our Annual Report on Form 10-K for the fiscal year ended June 30,
1999;

     (2)  the description of our Common Stock, par value $.01 per share (the
"Common Stock") set forth in the Registration Statement on Form 8-A, filed with
the Commission on December 5, 1990, including any amendment or report filed for
the purpose of updating such description; and

____________________
*Information required by Part I to be contained in the Section 10(a) prospectus
is omitted from this registration statement in accordance with Rule 428 under
the Securities Act of 1933, as amended, and the Note to Part I of Form S-8.

                                       3
(3)  all documents filed by us with the Commission pursuant to Sections
13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, as amended
(the "Exchange Act"), subsequent to the date of this registration statement
shall be deemed to be incorporated herein by reference and to be a part hereof
from the date of the filing of such documents until such time as there shall
have been filed a post-effective amendment that indicates that all securities
offered hereby have been sold or that deregisters all securities remaining
unsold at the time of such amendment.

Item 6.   Indemnification of Directors and Officers.

     Article 2.02-1 of the Texas Business Corporation Act provides for
indemnification of directors and officers in certain circumstances. Reference is
made to Article VIII of our Articles of Incorporation, as amended, incorporated
by reference herein as Exhibit 4.1, and Article VIII of our Bylaws as amended,
incorporated by reference herein as Exhibit 4.2, each of which provides for
broad indemnification of directors and officers.

     Reference is also made to Article IX of our Articles of Incorporation, as
amended, contained in Exhibit 4.1, which eliminates the liabilities of directors
in certain circumstances.

                                       4
Item 8.    Exhibits.

      (a)  Exhibits

           The following documents are filed as a part of this registration
statement.

Exhibit                      Description of Exhibit

 4.1  Articles of Incorporation of AmeriCredit Corp., as amended to date
      (incorporated by reference to Exhibits 3.1, 3.2 and 3.3 of the
      registrant's Annual Report on Form 10-K for the fiscal year ended June 30,
      1999, filed with the Commission).

 4.2  Bylaws of AmeriCredit Corp., as amended to date (incorporated by reference
      to Exhibit 3.4 of the registrant's Annual Report on Form 10-K for the
      fiscal year ended June 30, 1999, filed with the Commission).

 4.3  Rights Agreement, dated August 28, 1997, between AmeriCredit Corp. and
      ChaseMellon Shareholder Services, L.L.C. (incorporated by reference to
      Exhibit 4.2 of the registrant's Annual Report on Form 10-K for the fiscal
      year ended June 30, 1999, filed with the Commission).

 4.4  FY2000 Stock Option Plan for AmeriCredit Corp.

 5.1  Opinion of Jenkens & Gilchrist, a Professional Corporation.

23.1  Consent of Jenkens & Gilchrist, a Professional Corporation (included in
      their opinion filed as Exhibit 5.1 hereto).

23.2  Consent of PricewaterhouseCoopers L.L.P., Independent Accountants.

24.1  Power of Attorney (see signature page of this registration statement).

Item 9.    Undertakings.

      A.   The undersigned registrant hereby undertakes:

           (1)  to file, during any period in which offers or sales are being
     made, a post-effective amendment to this registration statement to include
     any material information with respect to the plan of distribution not
     previously disclosed in the registration statement or any material change
     to such information in the registration statement;

          (2)  that, for the purpose of determining any liability under the
     Securities Act of 1933, as amended (the "Securities Act"), each such post-
     effective amendment shall be deemed to be a new registration statement
     relating

                                       5
to the securities offered therein, and the offering of such securities at
     that time shall be deemed to be the initial bona fide offering thereof; and

           (3)  to remove from registration by means of a post-effective
     amendment any of the securities being registered which remain unsold at the
     termination of the offering.

     B.    The undersigned registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act, each filing of the
registrant's annual report pursuant to section 13(a) or section 15(d) of the
Exchange Act (and, where applicable, each filing of any employee benefit plan's
annual report pursuant to section 15(d) of the Exchange Act) that is
incorporated by reference in the registration statement shall be deemed to be a
new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.

     C.    Insofar as indemnification for liabilities arising under the
Securities Act may be permitted to directors, officers and controlling persons
of the registrant pursuant to the foregoing provisions, or otherwise, the
registrant has been advised that in the opinion of the Commission such
indemnification is against public policy as expressed in the Securities Act and
is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses
incurred or paid by a director, officer or controlling person of the registrant
in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question of whether such indemnification by it is against
public policy as expressed in the Securities Act and will be governed by the
final adjudication of such issue.

                                       6
SIGNATURES

     Pursuant to the requirements of the Securities Act of 1933, the registrant
certifies that it has reasonable grounds to believe that it meets all the
requirements for filing on Form S-8 and has duly caused this registration
statement to be signed on its behalf by the undersigned, thereunto duly
authorized, in the City of Fort Worth, Texas, on July 30, 1999.

                                      AMERICREDIT CORP.

                                      By /s/ Clifton H. Morris, Jr.
                                         -----------------------------------
                                         Clifton H. Morris, Jr., Chairman of
                                         the Board and Chief Executive Officer

                               POWER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS, that each individual whose signature
appears below designates and appoints Clifton H. Morris, Jr. and Chris A.
Choate, and each of them, his true and lawful attorney-in-fact and agents with
full power of substitution and resubstitution, for him and in his name, place
and stead, in any and all capacities, to sign any and all amendments (including
post-effective amendments) to this registration statement, and to file the same
with all exhibits thereto, and all documents in connection therewith, with the
Securities and Exchange Commission, granting unto said attorneys-in-fact and
agents, and each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about the
premises, as fully to all intents and purposes as he might or could do in
person, hereby ratifying and confirming all that said attorneys-in-fact and
agents or either of them, or their or his substitute or substitutes, may
lawfully do or cause to be done by virtue hereof.

     Pursuant to the requirements of the Securities Act of 1933, as amended,
this registration statement has been signed by the following persons in the
capacities and on the dates indicated.

                                       7
Signature                      Capacity                       Date

                                Chairman of the Board and
/s/ Clifton H. Morris, Jr.      Chief Executive Officer
--------------------------
Clifton H. Morris, Jr.          (Principal Executive Officer)    July 30, 1999

                                Vice Chairman, Chief
                                Financial Officer and Director
/s/ Daniel E. Berce             (Principal Financial and
--------------------------
Daniel E. Berce                 Accounting Officer)              July 30, 1999

                                Vice Chairman, President,        July ___, 1999
__________________________      Chief Operating Officer and
Michael R. Barrington           Director

                                Executive Vice President-        July ___, 1999
__________________________      Auto Finance Division and
Edward H. Esstman               Director

__________________________      Director                         July ___, 1999
James H. Greer

/s/ Kenneth H. Jones, Jr.       Director                         July 30, 1999
--------------------------
Kenneth H. Jones, Jr.

/s/ A.R. Dike                   Director                         July 30, 1999
--------------------------
A.R. Dike

/s/ Douglas K. Higgins          Director                         July 30, 1999
--------------------------
Douglas K. Higgins

                                       8
INDEX TO EXHIBITS

Sequentially
Exhibit
Numbered
   No.                 Description of Exhibit                         Page

 4.1      Articles of Incorporation of AmeriCredit Corp.,
          as amended to date (incorporated by reference
          to Exhibits 3.1, 3.2 and 3.3 of the
          registrant's Annual Report on Form 10-K for the
          fiscal year ended June 30, 1999, filed with
          Commission).

 4.2      Bylaws of AmeriCredit Corp., as amended to date
          (incorporated by reference to Exhibit 3.4 of
          the registrant's Annual Report on Form 10-K for
          the fiscal year ended June 30, 1999, filed with
          the Commission).

 4.3      Rights Agreement, dated August 28, 1997,
          between AmeriCredit Corp. and ChaseMellon
          Shareholder Services, L.L.C. (incorporated by
          reference to Exhibit 4.2 of the registrant's
          Annual Report on Form 10-K for the fiscal year
          ended June 30, 1999, filed with the
          Commission).

 4.4      FY2000 Stock Option Plan for AmeriCredit Corp.

 5.1      Opinion of Jenkens & Gilchrist, a Professional
          Corporation.

23.1      Consent of Jenkens & Gilchrist, a Professional
          Corporation. (included in their opinion filed
          as Exhibit 5.1 hereto).

23.2      Consent of PricewaterhouseCoopers LLP,
          Independent Accountants

24.1      Power of Attorney (see signature page of this
          registration statement).

                                       9