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   <TITLE>c56218_s-8.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing</TITLE>
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<P align="center">
<FONT size=2 face="serif">As filed with the Securities and Exchange Commission on January 7, 2009 </FONT></P>
<P align="right"><FONT size=2 face="serif">Registration No. 333-__________</FONT></P>
<P align="center"><B><FONT face="serif">SECURITIES AND EXCHANGE COMMISSION</FONT></B><BR>
  <FONT face="serif">Washington, D.C. 20549 </FONT></P>
<P align="center">
<B><FONT size=5 face="serif">FORM S-8</FONT></B></P>
<P align="center">
<FONT face="serif">REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</FONT><BR>
<BR>
<B><FONT size=5 face="serif">FIRST HORIZON NATIONAL CORPORATION </FONT></B><BR>
<FONT size=2 face="serif">(Exact name of registrant as specified in its charter) </FONT></P>
<TABLE border=0 width=100% cellspacing=0 cellpadding=0>
<TR>
     <TD width=45%></TD>
     <TD width=10%></TD>
     <TD width=45%></TD></TR>
<TR valign="bottom">
	<TD align=center nowrap>
<FONT face="serif">TENNESSEE</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT face="serif">62-0803242</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=center nowrap>
<FONT size=2 face="serif">(State or other jurisdiction of</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">(I.R.S. Employer</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=center nowrap>
<FONT size=2 face="serif">incorporation or organization)</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">Identification No.)</FONT>
	</TD>
</TR>
</TABLE><BR>
<P align="center">
<FONT face="serif">165 Madison Avenue, Memphis, Tennessee 38103 </FONT><BR>
<FONT face="serif">(901) 523-4444 </FONT><BR>
<FONT size=2 face="serif">(Address, including zip code, and telephone number, </FONT><BR>
<FONT size=2 face="serif">including area code, of registrant&#146;s principal executive offices) </FONT><BR>
<BR>
<B><FONT face="serif">First Horizon National Corporation </FONT></B><B><FONT face="serif">Savings Plan</FONT></B><BR>
<FONT size=2 face="serif">(Full title of plan) </FONT></P>
<TABLE border=0 width=100% cellspacing=0 cellpadding=0>
<TR>
     <TD width=3%></TD>
     <TD width=2%></TD>
     <TD width=44%></TD>
     <TD width=2%></TD>
     <TD width=3%></TD>
     <TD width=2%></TD>
     <TD width=43%></TD></TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">Clyde A. Billings, Jr.</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">With a copy to:</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">Senior Vice President, Assistant General</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">John A. Niemoeller</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">Counsel and Corporate Secretary</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">Senior Vice President, Counsel and Assistant</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">First Horizon National Corporation</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">Corporate Secretary</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">165 Madison Avenue</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">First Horizon National Corporation</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">Memphis, TN 38103</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">165 Madison Avenue</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
      <div align="center"><FONT size=2 face="serif">(901) 523-5679</FONT> </div></TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">Memphis, TN 38103</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">(Name, address, including zip code, and telephone</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">(901) 523-4170</FONT>	</TD>
</TR>
<TR valign="bottom">
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">number, including area code, of agent for service)</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=right nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
</TABLE>
<P align="left"><FONT size=2 face="serif"><BR> </FONT></P>

<table width="100%" border="0">
  <tr>
    <td width="15%">&nbsp;</td>
    <td width="15%"><FONT size=2 face="serif">|<U>X</U>| Large accelerated filer</FONT></td>
    <td width="15%"><font size="2">|_| Accelerated filer</font></td>
    <td width="20%"><font size="2">|_| Non-accelerated filer</font></td>
    <td width="15%"><font size="2">|_| Smaller reporting company</font></td>
    <td width="15%">&nbsp;</td>
  </tr>
  <tr>
    <td width="15%">&nbsp;</td>
    <td width="15%">&nbsp;</td>
    <td width="15%">&nbsp;</td>
    <td width="20%"><div style="margin-left:14px"><font size="2">Do not
check if a smaller reporting company</font></div></td>
    <td width="15%">&nbsp;</td>
    <td width="15%">&nbsp;</td>
  </tr>
</table>



<P align="center">
<FONT face="serif">CALCULATION OF REGISTRATION FEE </FONT></P>
<TABLE border=0 width=100% cellspacing=0 cellpadding=0>
<TR>
     <TD width=20%></TD>
     <TD width=2%></TD>
     <TD width=11%></TD>
     <TD width=2%></TD>
     <TD width=17%></TD>
     <TD width=2%></TD>
     <TD width=18%></TD>
     <TD width=2%></TD>
     <TD width=10%></TD>
     </TR>
<TR valign="bottom">
	<TD align=left nowrap style="border-top:3px solid #000000">&nbsp;	</TD>
	<TD style="border-top:3px solid #000000">&nbsp;	</TD>
	<TD align=center nowrap style="border-top:3px solid #000000">
<B><FONT size=2 face="sans-serif">Amount to</FONT></B>	</TD>
	<TD style="border-top:3px solid #000000">&nbsp;	</TD>
	<TD align=center nowrap style="border-top:3px solid #000000">
<B><FONT size=2 face="sans-serif">Proposed</FONT></B>	</TD>
	<TD style="border-top:3px solid #000000">&nbsp;	</TD>
	<TD align=center nowrap style="border-top:3px solid #000000">
<B><FONT size=2 face="sans-serif">Proposed maximum</FONT></B>	</TD>
	<TD align=left nowrap style="border-top:3px solid #000000">&nbsp;	</TD>
	<TD align=center nowrap style="border-top:3px solid #000000">
<B><FONT size=2 face="sans-serif">Amount of</FONT></B>	</TD>
  </TR>
<TR valign="bottom">
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">Title of Securities to be</FONT></B>	</TD>
	<TD>&nbsp;	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">be</FONT></B>	</TD>
	<TD>&nbsp;	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">maximum offering</FONT></B>	</TD>
	<TD>&nbsp;	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">aggregate offering</FONT></B>	</TD>
	<TD align=left nowrap>&nbsp;	</TD>
	<TD align=center nowrap>
<B><FONT size=2 face="sans-serif">registration</FONT></B>	</TD>
  </TR>
<TR valign="bottom">
	<TD align=center nowrap style="border-bottom:1px solid #000000;">
<B><FONT size=2 face="sans-serif">Registered</FONT></B>	</TD>
	<TD style="border-bottom:1px solid #000000;">&nbsp;	</TD>
	<TD align=center nowrap style="border-bottom:1px solid #000000;">
<B><FONT size=2 face="sans-serif">registered</FONT></B>	</TD>
	<TD style="border-bottom:1px solid #000000;">&nbsp;	</TD>
	<TD align=center nowrap style="border-bottom:1px solid #000000;">
<B><FONT size=2 face="sans-serif">price per share </FONT></B><B><SUP><FONT size=2 face="sans-serif">(1)</FONT></SUP></B>	</TD>
	<TD style="border-bottom:1px solid #000000;">&nbsp;	</TD>
	<TD align=center nowrap style="border-bottom:1px solid #000000;">
<B><FONT size=2 face="sans-serif">price</FONT> <SUP><FONT size=2 face="sans-serif">(1)<B><SUP><FONT size=2 face="sans-serif"></FONT></SUP></B></FONT></SUP></B>	</TD>
	<TD align=left nowrap style="border-bottom:1px solid #000000;">&nbsp;</TD>
	<TD align=center nowrap style="border-bottom:1px solid #000000;">
<B><FONT size=2 face="sans-serif">fee</FONT><SUP><FONT size=2 face="sans-serif">(1)</FONT></SUP></B>	</TD>

</TR>
<TR valign="bottom">
	<TD align=center nowrap>
<FONT size=2 face="serif">Common Stock</FONT>	</TD>
	<TD>&nbsp;	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">15,000,000</FONT>	</TD>
	<TD>&nbsp;	</TD>
	<TD align=left nowrap>&nbsp;	</TD>
	<TD>&nbsp;	</TD>
	<TD align=left nowrap>&nbsp;	</TD>
	<TD align=left nowrap>&nbsp;	</TD>
	<TD align=left nowrap>&nbsp;	</TD>
  </TR>
<TR valign="bottom">
	<TD align=center nowrap>
<FONT size=2 face="serif">(including related</FONT>	</TD>
	<TD>&nbsp;	</TD>
	<TD align=center nowrap><FONT size=2 face="serif">shares</FONT> </TD>
	<TD>&nbsp;	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">&#36;10.33/share</FONT>	</TD>
	<TD>&nbsp;	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">&#36;154,950,000</FONT>	</TD>
	<TD align=left nowrap>&nbsp;	</TD>
	<TD align=center nowrap>
<FONT size=2 face="serif">&#36;6,089.54</FONT>	</TD>
  </TR>
<TR valign="bottom">
	<TD align=center nowrap style="border-bottom:3px solid #000000;">
<FONT size=2 face="serif">Rights)</FONT><SUP><FONT size=2 face="serif">(2)</FONT></SUP>	</TD>
	<TD style="border-bottom:3px solid #000000;">&nbsp;	</TD>
	<TD align=center nowrap style="border-bottom:3px solid #000000;">&nbsp;</TD>
	<TD style="border-bottom:3px solid #000000;">&nbsp;	</TD>
	<TD align=left nowrap style="border-bottom:3px solid #000000;">&nbsp;	</TD>
	<TD style="border-bottom:3px solid #000000;">&nbsp;	</TD>
	<TD align=left nowrap style="border-bottom:3px solid #000000;">&nbsp;	</TD>
	<TD align=left nowrap style="border-bottom:3px solid #000000;">&nbsp;	</TD>
	<TD align=left nowrap style="border-bottom:3px solid #000000;">&nbsp;	</TD>
  </TR>
</TABLE>
<TABLE border=0 cellspacing=0 cellpadding=0>
  <TR>
    <TD nowrap valign=top><FONT size=2 face="serif">(1)</FONT>&nbsp; &nbsp; &nbsp; </TD>
    <TD width=100%><FONT size=2 face="serif">Estimated and calculated pursuant
        to Rule 457(h)(1), based on the average of the high and low prices reported
        on the New York Stock Exchange composite tape for Registrant&#146;s stock
        on December 31, 2008.</FONT> </TD>
  </TR>
  <TR>
    <TD colspan=2>&nbsp;</TD>
  </TR>
  <TR>
    <TD nowrap valign=top><FONT size=2 face="serif">(2)</FONT>&nbsp; &nbsp; &nbsp; </TD>
    <TD width=100%><FONT size=2 face="serif">In addition, pursuant to Rule 416(c)
        under the Securities Act of 1933, as amended, this registration statement
        also covers an indeterminate amount of interests offered or sold pursuant
        to the employee benefit plan described herein.</FONT> </TD>
  </TR>
  <TR>
    <TD colspan=2>&nbsp;</TD>
  </TR>
</TABLE>
<p><BR>
</p>
<HR NOSHADE ALIGN=CENTER WIDTH="100%" SIZE=4>



<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_2"></A>

<P align="left">
<U><FONT face="serif">Note on Filing History Related to the Plan</FONT></U></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">First Horizon National Corporation (&#147;FHNC,&#148; the &#147;Corporation,&#148; or the &#147;Registrant&#148;) previously filed registration statements on Form S-8 registering shares of its common stock, par value &#36;0.625
per share, that may be issued under the First Horizon National Corporation Savings Plan (as amended to date, the &#147;Plan&#148;) from time to time. The most recent such prior registration statement, File No. 333-147409 filed November 15, 2007
covering 5,000,000 shares of the Registrant&#146;s common stock, is the only such prior registration statement that remains active at this time. Registrant is filing this registration statement to register 15,000,000 additional shares of
Registrant&#146;s common stock that may be issued under the Plan from time to time. </FONT></P>
<P align="left">
<U><FONT face="serif">Note on Share Issuance</FONT></U></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif"> The Registrant does not intend to sell original issue shares under the Plan in connection with the additional shares registered under this Registration Statement. The Plan and the Registrant contemplate that the Plan trustee will
purchase shares of Common Stock for the accounts of the participants on the open market or otherwise from sources other than the Registrant.</FONT></P>
<P align="center">
<B><FONT face="serif">PART I</FONT></B></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">The Section 10(a) prospectus relating to the Plan is omitted from this Registration Statement pursuant to the Note to Part I of Form S-8. </FONT></P>
<P align="center">
<FONT face="serif">I-1</FONT></P>

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<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_3"></A>

<P align="center">
<B><FONT face="serif">PART II </FONT></B><BR>
<B><FONT face="serif">INFORMATION REQUIRED IN REGISTRATION STATEMENT</FONT></B></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">As permitted by Instruction E to Form S-8, the contents of Registrant&#146;s registration statement on Form S-8 (File No. 333-147409), which was filed November 15, 2007 covering shares for sale under the Plan, as updated below,
is incorporated herein by reference. In addition to the foregoing, the following information is also included in this registration statement: </FONT></P>
<P align="left">
<B><FONT face="serif">Item 3. Incorporation of Documents by Reference </FONT></B></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">The following documents filed with the Securities and Exchange Commission (the &#147;Commission&#148;) are incorporated herein by reference: </FONT></P>
<TABLE width="100%" border=0 cellspacing=0 cellpadding=0>
<TR>
  <TD width="2%" nowrap valign=top>&nbsp;</TD>
	<TD width="3%" nowrap valign=top>
<FONT face="serif">(a)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD>
<FONT face="serif">The Registrant&#146;s Annual Report on Form 10-K for the year ended December 31, 2007 and the Plan&#146;s Annual Report on Form 11-K for the year ended December 31, 2007;</FONT>	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">(b)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD>
<FONT face="serif">The Registrant&#146;s Current Reports on Form 8-K dated the following dates in 2008: February 8, February 25, April 14, April 28, May 2, June 3 (that Report of that date containing Items 1.01, 2.05, and 9.01 and the amendment to
that Report), July 14, July 24, August 5, August 15, August 31 (that Report of that date containing Items 2.01 and 9.01 and the amendment to that Report), November 11, and November 19; and</FONT>	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">(c)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD>
<FONT face="serif">The description of the Registrant&#146;s common stock, par value &#36;0.625 per share, and of any related Rights, set forth in a registration statement filed pursuant to Section 12 of the Exchange Act and any amendment or report
filed for the purpose of updating that description.</FONT>	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR></TABLE>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">All documents filed by the registrant pursuant to Section 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended, subsequent to the date of this registration statement and prior to the filing of a
post-effective amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold shall be deemed to be incorporated by reference in this registration statement and to be a part hereof from
the date of filing of such documents. Any statement contained herein or in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this registration statement to the
extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement. Any statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part of this registration statement. </FONT></P>
<P align="left">
<B><FONT face="serif">Item 4. Description of Securities</FONT></B></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">This item is not applicable.</FONT></P>
<P align="center">
<FONT face="serif">II-1</FONT></P>

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<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_4"></A>

<P align="left">
<B><FONT face="serif">Item 5. Interests of Named Experts and Counsel </FONT></B></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">KPMG LLP, the Registrant&#146;s independent registered public accountants, have no interest in the Registrant. </FONT></P>
<P align="left">
<B><FONT face="serif">Item 6. Indemnification of Directors and Officers </FONT></B></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">Tennessee Code Annotated Sections 48-18-501 through 48-18-509 authorize a corporation to provide for the indemnification of officers, directors, employees and agents in terms sufficiently broad to permit indemnification under
certain circumstances for liabilities (including reimbursement for expenses incurred) arising under the Securities Act of 1933, as amended. FHNC has adopted the provisions of the Tennessee statute pursuant to Article Six of its Bylaws.  In addition,
FHNC has a directors&#146; and officers&#146; liability insurance policy which provides coverage sufficiently broad to permit indemnification under certain circumstances for liabilities (including reimbursement for expenses incurred) arising under
the Securities Act of 1933, as amended. </FONT></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">Tennessee Code Annotated, Section 48-12-102, permits the inclusion in the charter of a Tennessee corporation of a provision, with certain exceptions, eliminating the personal monetary liability of directors to the corporation or
its shareholders for breach of the duty of care. FHNC has adopted the provisions of the statute as Article 13 of its charter. </FONT></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">The shareholders of FHNC have approved an amendment to Article Six of the Bylaws pursuant to which FHNC is required to indemnify each director and any officers designated by the Board of Directors, and advance expenses, to the
maximum extent not prohibited by law. In accordance with the foregoing, the Board of Directors is authorized to enter into individual indemnity agreements with the directors and such officers. Such indemnity agreements have been approved for all of
the directors and certain officers. </FONT></P>
<P align="left">
<B><FONT face="serif">Item 7. Exemption from Registration Claimed </FONT></B></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">This item is not applicable.</FONT></P>
<P align="left">
<B><FONT face="serif">Item 8. Exhibits</FONT></B></P>
<P align="left">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT face="serif">All Exhibits are listed in the Exhibit Index at the end of this Part II.</FONT></P>
<P align="left">
<B><FONT face="serif">Item 9. Undertakings</FONT></B></P>
<TABLE border=0 cellspacing=0 cellpadding=0>
<TR>
	<TD nowrap valign=top>
<FONT face="serif">(a)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=100% colspan=2>
<FONT face="serif">The undersigned registrant hereby undertakes:</FONT>	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR><TR>
<TD>&nbsp;</TD>	<TD nowrap valign=top>
<FONT face="serif">(1)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD width=100%>
<FONT face="serif">To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</FONT>	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR><TR>
<TD>&nbsp;</TD><TD>&nbsp;</TD>	<TD width=100%>
<FONT face="serif">(i) To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;</FONT>	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR></TABLE>

<p align="center"><FONT face="serif">II-2</FONT></p>
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<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_5"></A>

<table width="100%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td width="2%">&nbsp;</td>
    <td width="3%" valign="top"><FONT face="serif">(ii)</FONT></td>
    <td colspan="2" valign="top"><FONT face="serif">To reflect in the prospectus any facts
        or events arising after the effective date of the registration statement
        (or the most recent post-effective amendment thereof) which, individually
        or in the aggregate, represent a fundamental change in the information
    set forth in the registration statement; </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td width="3%">&nbsp;</td>
    <td width="92%">&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(iii)</FONT></td>
    <td colspan="2" valign="top"><FONT face="serif">To include any material information with respect to
        the plan of distribution not previously disclosed in the registration
        statement or any material change to such information in the registration
    statement; </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td colspan="4"><FONT face="serif">Provided, however, that: </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(A)</FONT></td>
    <td valign="top"><FONT face="serif">Paragraphs (a)(1)(i) and (a)(1)(ii) of this section
        do not apply if the registration statement is on Form S-8 (&#167;239.16b
        of this chapter), and the information required to be included in a post-effective
        amendment by those paragraphs is contained in reports filed with or furnished
        to the Commission by the registrant pursuant to section 13 or section
        15(d) of the Securities Exchange Act of 1934 (15 U. S. C. 78m or 78o(d))
    that are incorporated by reference in the registration statement; and </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(B)</FONT></td>
    <td valign="top"><FONT face="serif">Paragraphs (a)(1)(i), (a)(1)(ii) and (a)(1)(iii) of
        this section do not apply if the registration statement is on Form S-3
        (&#167;239.13 of this chapter) or Form F-3 (&#167;239.33 of this chapter)
        and the information required to be included in a post- effective amendment
        by those paragraphs is contained in reports filed with or furnished to
        the Commission by the registrant pursuant to section 13 or section 15(d)
        of the Securities Exchange Act of 1934 that are incorporated by reference
        in the registration statement, or is contained in a form of prospectus
        filed pursuant to Rule 424(b) (&#167;230.424(b) of this chapter) that
    is part of the registration statement. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(C)</FONT></td>
    <td valign="top"><FONT face="serif">&nbsp; </FONT><I><FONT face="serif">Provided further,
          however</FONT></I><FONT face="serif">, that paragraphs (a)(1)(i) and
          (a)(1)(ii) do not apply if the registration statement is for an offering
          of asset-backed securities on Form S-1 (&#167;239.11 of this chapter)
          or Form S-3 (&#167;239.13 of this chapter), and the information required
          to be included in a post-effective amendment is provided pursuant to
    Item 1100(c) of Regulation AB (&#167;239.1100(c)) . </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(2)</FONT></td>
    <td colspan="2" valign="top"><FONT face="serif">That, for the purpose of determining any liability
        under the Securities Act of 1933, each such post-effective amendment
        shall be deemed to be a new registration statement relating to the securities
        offered therein, and the offering of such securities at that time shall
    be deemed to be the initial bona fide offering thereof. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(3)</FONT></td>
    <td colspan="2" valign="top"><FONT face="serif">To remove from registration by means of a post-effective
        amendment any of the securities being registered which remain unsold
    at the termination of the offering. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(4)</FONT></td>
    <td colspan="2" valign="top"><FONT face="serif">If the registrant is a foreign private issuer, to
        file a post-effective amendment to the registration statement to include
        any financial statements required by Item 8. A of Form 20-F at the start
    of any delayed offering or throughout a continuous offering. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
</table>

<P>&nbsp;</P>
<P align="center">
<FONT face="serif">II-3</FONT></P>

<HR NOSHADE ALIGN=CENTER WIDTH="100%" SIZE=4>



<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_6"></A>

<TABLE width="100%" border=0 cellspacing=0 cellpadding=0>
<TR>
  <TD width="2%" nowrap valign=top>&nbsp;</TD>
	<TD width="3%" nowrap valign=top>
<FONT face="serif">(5)</FONT></TD>
	<TD colspan=3>
<FONT face="serif">That, for the purpose of determining liability under the Securities Act of 1933 to any purchaser:</FONT>	</TD>
</TR>
<TR><TD colspan=5>&nbsp;</TD></TR><TR>
  <TD>&nbsp;</TD>
<TD>&nbsp;</TD>	<TD nowrap valign=top>
<FONT face="serif">(i)</FONT></TD>
	<TD colspan=2>
<FONT face="serif">If the registrant is relying on Rule 430B (&#167;230.430B of this chapter):</FONT>	</TD>
</TR>
<TR><TD colspan=5>&nbsp;</TD>
</TR><TR>
  <TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
	<TD width="3%" nowrap valign=top>
<FONT face="serif">(A)</FONT></TD>
	<TD>
<FONT face="serif">Each prospectus filed by the registrant pursuant to Rule 424(b)(3) (&#167;230.424(b)(3) of this chapter) shall be deemed to be part of the registration statement as of the date the filed prospectus was deemed part of and included
in the registration statement; and</FONT>	</TD>
</TR>
<TR><TD colspan=5>&nbsp;</TD></TR><TR>
  <TD>&nbsp;</TD>
<TD>&nbsp;</TD><TD>&nbsp;</TD>	<TD nowrap valign=top>
<FONT face="serif">(B)</FONT></TD>
	<TD>
<FONT face="serif">Each prospectus required to be filed pursuant to Rule 424(b)(2), (b)(5), or (b)(7) (&#167;230.424(b)(2), (b)(5), or (b)(7) of this chapter) as part of a registration statement in reliance on Rule 430B relating to an offering made
pursuant to Rule 415(a)(1)(i), (vii), or (x) (&#167;230.415(a)(1)(i), (vii), or (x) of this chapter) for the purpose of providing the information required by section 10(a) of the Securities Act of 1933 shall be deemed to be part of and included in
the registration statement as of the earlier of the date such form of prospectus is first used after effectiveness or the date of the first contract of sale of securities in the offering described in the prospectus. As provided in Rule 430B, for
liability purposes of the issuer and any person that is at that date an underwriter, such date shall be deemed to be a new effective date of the registration statement relating to the securities in the registration statement to which that prospectus
relates, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof. </FONT><I><FONT face="serif">Provided, however, </FONT></I><FONT face="serif">that no statement made in a registration statement
or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as to a purchaser with a
time of contract of sale prior to such effective date, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document immediately prior to such
effective date; or</FONT>	</TD>
</TR>
<TR><TD colspan=5>&nbsp;</TD></TR><TR>
  <TD>&nbsp;</TD>
<TD>&nbsp;</TD>	<TD nowrap valign=top>
<FONT face="serif">(ii)</FONT>	</TD>
	<TD colspan=2>
<FONT face="serif">If the registrant is subject to Rule 430C (&#167;230.430C of this chapter), each prospectus filed pursuant to Rule 424(b) as part of a registration statement relating to an offering, other than registration statements relying on
Rule 430B or other than prospectuses filed in reliance on Rule 430A (&#167;230.430A of this chapter), shall be deemed to be part of and included in the registration statement as of the date it is first used after effectiveness. </FONT><I><FONT face="serif">Provided, however, </FONT></I><FONT face="serif">that no statement made in a registration statement or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the
registration statement or prospectus that is part of the registration statement will, as to a purchaser with a time of contract of sale prior to such first use, supersede or modify any statement that was made in the registration statement or
prospectus that was part of the registration statement or made in any such document immediately prior to such date of first use.</FONT>	</TD>
</TR>
<TR><TD colspan=5>&nbsp;</TD></TR></TABLE>
<P align="center">
<FONT face="serif">II-4</FONT></P>

<HR NOSHADE ALIGN=CENTER WIDTH="100%" SIZE=4>



<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_7"></A>

<TABLE width="100%" border=0 cellspacing=0 cellpadding=0>
<TR>
<TD>&nbsp;</TD>	<TD nowrap valign=top>
<FONT face="serif">(6)</FONT></TD>
	<TD colspan=2>
<FONT face="serif">That, for the purpose of determining liability of the registrant under the Securities Act of 1933 to any purchaser in the initial distribution of the securities:</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD>&nbsp;</TD><TD>&nbsp;</TD>	<TD colspan=2>
<FONT face="serif">The undersigned registrant undertakes that in a primary offering of securities of the undersigned registrant pursuant to this registration statement, regardless of the underwriting method used to sell the securities to the
purchaser, if the securities are offered or sold to such purchaser by means of any of the following communications, the undersigned registrant will be a seller to the purchaser and will be considered to offer or sell such securities to such
purchaser:</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD width="2%">&nbsp;</TD>
<TD width="3%">&nbsp;</TD>
	<TD width="3%" valign=top align=left>
<FONT face="serif">(i)</FONT></TD>
	<TD>
<FONT face="serif">Any preliminary prospectus or prospectus of the undersigned registrant relating to the offering required to be filed pursuant to Rule 424 (&#167;230.424 of this chapter);</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD>&nbsp;</TD><TD>&nbsp;</TD>	<TD valign=top align=left>
<FONT face="serif">(ii)</FONT></TD>
	<TD>
<FONT face="serif">Any free writing prospectus relating to the offering prepared by or on behalf of the undersigned registrant or used or referred to by the undersigned registrant;</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD>&nbsp;</TD><TD>&nbsp;</TD>	<TD valign=top align=right>
<FONT face="serif">(iii)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD>
<FONT face="serif">The portion of any other free writing prospectus relating to the offering containing material information about the undersigned registrant or its securities provided by or on behalf of the undersigned registrant; and</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD>&nbsp;</TD><TD>&nbsp;</TD>	<TD valign=top align=left>
<FONT face="serif">(iv)</FONT></TD>
	<TD>
<FONT face="serif">Any other communication that is an offer in the offering made by the undersigned registrant to the purchaser.</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD valign="top"><FONT face="serif">(b)</FONT></TD>
<TD colspan="3" valign="top">
  <FONT face="serif"> The undersigned registrant hereby undertakes that, for purposes
of determining any liability under the Securities Act of 1933, each filing of
the registrant's annual report pursuant to Section 13(a) or Section 15(d) of
the Securities Exchange Act of 1934, (and, where applicable, each filing of an
employee benefit plan&#146;s annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration statement
shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD colspan="4">
  <FONT face="serif">(c)-(g) [not applicable]</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR><TR>
<TD valign="top"><FONT face="serif">(h)</FONT></TD><TD colspan="3" valign="top">
  <FONT face="serif"> Insofar as indemnification for liabilities arising under
the Securities Act of 1933 may be permitted to directors, officers and controlling
persons of the registrant pursuant to the foregoing provisions, or otherwise,
the registrant has been advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as expressed in the
Act and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses
incurred or paid by a director, officer or controlling person of the registrant
in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate jurisdiction
the question whether such indemnification by it is against public policy as expressed
in the Act and will be governed by the final adjudication of such issue.</FONT>	</TD>
</TR>
<TR><TD colspan=4>&nbsp;</TD></TR></TABLE>
<P align="center">
<FONT face="serif">II-5</FONT></P>

<HR NOSHADE ALIGN=CENTER WIDTH="100%" SIZE=4>



<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_8"></A>

<P align="left">
<FONT face="serif">(i)-(l) [not applicable]</FONT></P>
<P align="left">
<U><FONT face="serif">Supplemental Undertakings</FONT></U><FONT face="serif">. </FONT></P>

<div style="margin-left:2%"><P align="left">
<FONT face="serif">Pursuant to the instruction to Item 8 of Form S-8 concerning Exhibit 5, in lieu of providing an opinion of counsel or Internal Revenue Service (IRS) determination letter concerning the compliance of the Plan with ERISA, the
undersigned Registrant undertakes: </FONT></P>
</div>

<TABLE width="100%" border=0 cellspacing=0 cellpadding=0>
<TR>
  <TD width="2%" nowrap valign=top>&nbsp;</TD>
	<TD width="3%" nowrap valign=top>
<FONT face="serif">(i)</FONT></TD>
	<TD>
<FONT face="serif">to submit material amendments of the Plan to the IRS in a timely manner, and</FONT>	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR><TR>
  <TD nowrap valign=top>&nbsp;</TD>
	<TD nowrap valign=top>
<FONT face="serif">(ii)</FONT>&nbsp; &nbsp; &nbsp; 	</TD>
	<TD>
<FONT face="serif">to make all changes required by the IRS in order to qualify the Plan under Section 401(a) of the Internal Revenue Code, as amended.</FONT>	</TD>
</TR>
<TR><TD colspan=3>&nbsp;</TD></TR></TABLE>
<P align="center">
<B><FONT face="serif">SIGNATURES</FONT></B></P>
<P align="left">
<U><FONT face="serif">The Registrant</FONT></U><FONT face="serif">. Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on
Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Memphis and State of Tennessee, on January 7, 2009. </FONT></P>

<table width="100%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td>&nbsp;</td>
    <td colspan="3"><FONT face="serif">FIRST HORIZON NATIONAL CORPORATION</FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td width="50%">&nbsp;</td>
    <td width="3%"><FONT face="serif">By: </FONT></td>
    <td width="22%" style="border-bottom:1px solid #000000"><FONT face="serif">/s/ William C. Losch III</FONT></td>
    <td width="25%">&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td><FONT face="serif">William C. Losch III </FONT></td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td><FONT face="serif">Executive Vice President and</FONT></td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td><FONT face="serif">Chief Financial Officer</FONT></td>
    <td>&nbsp;</td>
  </tr>
</table>

<P align="left">
<FONT face="serif">Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the date indicated. </FONT></P>
<TABLE border=0 width=100% cellspacing=0 cellpadding=0>
<TR>
     <TD width=25%></TD>
     <TD width=2%></TD>
     <TD width=53%></TD>
     <TD width=2%></TD>
     <TD width=17%></TD></TR>
<TR valign="bottom">
	<TD align=left nowrap>
<B><U><FONT size=2 face="sans-serif">Signature</FONT></U></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<B><U><FONT size=2 face="sans-serif">Title</FONT></U></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<B><U><FONT size=2 face="sans-serif">Date</FONT></U></B>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">D. Bryan Jordan</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">President and Chief Executive Officer and a</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">D. Bryan Jordan</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director (principal executive officer)</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">William C. Losch III</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Executive Vice President and Chief Financial</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">William C. Losch III</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Officer (principal financial officer)</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">James F. Keen</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Executive Vice President and Chief Accounting</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">James F. Keen</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Officer (principal accounting officer)</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">Michael D. Rose</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Chairman of the Board and a Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">Michael D. Rose</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
</TABLE><BR>
<P align="center">
<FONT face="serif">II-6</FONT></P>

<HR NOSHADE ALIGN=CENTER WIDTH="100%" SIZE=4>



<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_9"></A>

<TABLE border=0 width=100% cellspacing=0 cellpadding=0>
<TR>
     <TD width=25%></TD>
     <TD width=2%></TD>
     <TD width=53%></TD>
     <TD width=2%></TD>
     <TD width=17%></TD></TR>

<TR valign="bottom">
	<TD align=left nowrap>
<B><U><FONT size=2 face="sans-serif">Signature</FONT></U></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<B><U><FONT size=2 face="sans-serif">Title</FONT></U></B>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<B><U><FONT size=2 face="sans-serif">Date</FONT></U></B>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">Robert B. Carter</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">Robert B. Carter</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">Simon F. Cooper</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">Simon F. Cooper</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">Mark A. Emkes</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">Mark A. Emkes</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">James A. Haslam, III</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">James A. Haslam, III</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">R. Brad Martin</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">R. Brad Martin</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">Vicki R. Palmer</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">Vicki R. Palmer</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">Colin V. Reed</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">Colin V. Reed</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">William B. Sansom</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">William B. Sansom</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<U><FONT face="serif">Luke Yancy III</FONT></U><FONT face="serif">*</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">Director</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>
<FONT face="serif">January 7, 2009</FONT>
	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
<FONT face="serif">Luke Yancy III</FONT>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR>
	<TD colspan=5>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap colspan=3>
<FONT face="serif">*By: /s/ </FONT><U><FONT face="serif">Clyde A. Billings, Jr.</FONT></U>
	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap colspan=3>
 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<FONT face="serif">Clyde A. Billings, Jr.</FONT>	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<FONT face="serif">Attorney-in-Fact</FONT>	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
<TR valign="bottom">
	<TD align=left nowrap>
 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<FONT face="serif">January 7, 2009</FONT>	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
	<TD>&nbsp;
	</TD>
	<TD align=left nowrap>&nbsp;

	</TD>
</TR>
</TABLE><BR>
<P align="left">
<U><FONT face="serif">The Plan</FONT></U><FONT face="serif">. Pursuant to the requirements of the Securities Act of 1933, the trustees (or other persons who administer the employee benefit plan) have duly caused this registration statement to be
signed on its behalf by the undersigned, thereunto duly authorized, in the City of Memphis and State of Tennessee, on January 7, 2009. </FONT></P>

<table width="100%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td>&nbsp;</td>
    <td colspan="3"><FONT face="serif">FIRST HORIZON NATIONAL CORPORATION</FONT><BR>
      <FONT face="serif">SAVINGS PLAN </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td width="50%">&nbsp;</td>
    <td width="3%"><FONT face="serif">By:</FONT></td>
    <td width="22%" style="border-bottom:1px solid #000000"><FONT face="serif">/s/ Kimberly
    A. Anderson</FONT></td>
    <td width="25%">&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td><FONT face="serif">Kimberly A. Anderson </FONT></td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td><FONT face="serif">Plan Committee Member and Secretary</FONT></td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
</table>


<P align="left">&nbsp;</P>
<P align="left"><BR>
  <BR>
</P>
<P align="center">
<FONT face="serif">II-7</FONT></P>

<HR NOSHADE ALIGN=CENTER WIDTH="100%" SIZE=4>



<P align="left" style="page-break-before:always"></P><PAGE>
<A name="page_10"></A>

<P align="center">
<B><FONT face="serif">EXHIBIT INDEX</FONT></B></P>

<table width="100%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td colspan="2" align="center"><B><U><FONT size=2 face="serif">Exhibit No.</FONT></U></B></td>
    <td colspan="2"><B><U><FONT size=2 face="serif">Description</FONT></U></B><B><FONT size=2 face="serif"></FONT></B></td>
  </tr>
  <tr>
    <td width="3%">&nbsp;</td>
    <td width="4%">&nbsp;</td>
    <td width="2%">&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right"><FONT face="serif">4.</FONT></td>
    <td><FONT face="serif">1</FONT></td>
    <td colspan="2"><FONT face="serif">Amended and Restated Charter of the Corporation, incorporated
        herein by reference to Exhibit 3(i) to the Corporation's Quarterly Report
    on Form 10-Q for the quarter ended 3-31-04. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right"><FONT face="serif">4.</FONT></td>
    <td><font face="serif">2</font></td>
    <td colspan="2"><FONT face="serif">Amendment to Charter, incorporated herein by reference
        to Exhibit 3.1 to the Corporation&#146;s Current Report on Form 8-K filed
    April 18, 2008. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right" valign="top"><FONT face="serif">4.</FONT></td>
    <td valign="top"><font face="serif">3</font></td>
    <td colspan="2" valign="top"><FONT face="serif">Articles of Amendment of the Amended and Restated
        Charter of First Horizon National Corporation, designating Fixed Rate
        Cumulative Perpetual Preferred Stock, Series CPP, incorporated herein
        by reference to Exhibit 3.1 to the Corporation&#146;s Current Report
    on Form 8-K filed November 17, 2008. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right" valign="top"><FONT face="serif">4.</FONT></td>
    <td valign="top"><font face="serif">4</font></td>
    <td colspan="2" valign="top"><FONT face="serif">Bylaws of the Corporation, as amended and restated
        as of November 19, 2008, incorporated herein by reference to Exhibit
        3.2 to the Corporation&#146;s Current Report on Form 8-K dated November
    19, 2008. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right" valign="top"><FONT face="serif">4.</FONT></td>
    <td valign="top"><font face="serif">5</font></td>
    <td colspan="2" valign="top"><FONT face="serif">Shareholder Protection Rights Agreement, dated as
        of October 20, 1998, between the Corporation and First Tennessee Bank
        National Association, as Rights Agent, including as Exhibit A the forms
        of Rights Certificate and Election to Exercise and as Exhibit B the form
        of Articles of Amendment designating Participating Preferred Stock, incorporated
        herein by reference to Exhibits 1, 2, and 3 to the Corporation's Registration
    Statement on Form 8-A filed 10-23-98. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right"><FONT face="serif">5</FONT></td>
    <td>&nbsp;</td>
    <td colspan="2"><FONT face="serif">No exhibit 5 is filed.</FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td colspan="2"><FONT face="serif">In accordance with the exceptions specified in Item
    8 of Form S-8: </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(a)</FONT></td>
    <td valign="top"><FONT face="serif">No opinion of counsel regarding the legality of the
        securities being registered hereunder is provided because the Plan and
        the Registrant contemplate that such securities will not include original
    issuance securities.</FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td valign="top"><FONT face="serif">(b) </FONT></td>
    <td valign="top"><FONT face="serif">No opinion of counsel concerning compliance of the
        Plan with ERISA is provided. The Registrant has submitted the Plan to
        the Internal Revenue Service (IRS) and received a favorable determination
        letter, and the Registrant has made the undertakings required by Item
        8 of Form S-8, as set forth in the Supplemental Undertakings under Item
    9 above. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right"><FONT face="serif">23.</FONT></td>
    <td><FONT face="serif">1</FONT></td>
    <td colspan="2"><FONT face="serif">Consent of Independent Registered Public Accounting
    Firm. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right"><FONT face="serif">23.</FONT></td>
    <td><font face="serif">2</font></td>
    <td colspan="2"><FONT face="serif">Consent of Independent Registered Public Accounting
    Firm. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
  <tr>
    <td align="right"><FONT face="serif">24.</FONT></td>
    <td><font face="serif">1</font></td>
    <td colspan="2"><FONT face="serif">Power of Attorney executed by certain directors and
    officers of the Registrant. </FONT></td>
  </tr>
  <tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
  </tr>
</table>


<P align="left"><B><FONT size=2 face="serif"> </FONT></B></P>
<P>&nbsp;</P>
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</HTML>
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{"company-data": {"conformed-name": "FIRST HORIZON NATIONAL CORP", "cik": "0000036966", "assigned-sic": "6021", "irs-number": "620803242", "state-of-incorporation": "TN", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-156614", "film-number": "09513741"}, "business-address": {"street1": "165 MADISON AVENUE", "city": "MEMPHIS", "state": "TN", "zip": "38103", "phone": "9018186232"}, "mail-address": {"street1": "165 MADISON AVENUE", "city": "MEMPHIS", "state": "TN", "zip": "38103"}, "former-company": [{"former-conformed-name": "FIRST TENNESSEE NATIONAL CORP", "date-changed": "19920703"}, {"former-conformed-name": "FIRST TENNESSEE BANKS INC", "date-changed": "19600201"}]}
c56218_s-8.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing
As filed with the Securities and Exchange Commission on January 7, 2009
Registration No. 333-__________
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
FIRST HORIZON NATIONAL CORPORATION
(Exact name of registrant as specified in its charter)
TENNESSEE
62-0803242
(State or other jurisdiction of
(I.R.S. Employer
incorporation or organization)
Identification No.)
165 Madison Avenue, Memphis, Tennessee 38103
(901) 523-4444
(Address, including zip code, and telephone number,
including area code, of registrant's principal executive offices)
First Horizon National Corporation
Savings Plan
(Full title of plan)
Clyde A. Billings, Jr.
With a copy to:
Senior Vice President, Assistant General
John A. Niemoeller
Counsel and Corporate Secretary
Senior Vice President, Counsel and Assistant
First Horizon National Corporation
Corporate Secretary
165 Madison Avenue
First Horizon National Corporation
Memphis, TN 38103
165 Madison Avenue
(901) 523-5679
Memphis, TN 38103
(Name, address, including zip code, and telephone
(901) 523-4170
number, including area code, of agent for service)
|
X
| Large accelerated filer
|_| Accelerated filer
|_| Non-accelerated filer
|_| Smaller reporting company
Do not
check if a smaller reporting company
CALCULATION OF REGISTRATION FEE
Amount to
Proposed
Proposed maximum
Amount of
Title of Securities to be
be
maximum offering
aggregate offering
registration
Registered
registered
price per share
(1)
price
(1)
fee
(1)
Common Stock
15,000,000
(including related
shares
$10.33/share
$154,950,000
$6,089.54
Rights)
(2)
(1)
Estimated and calculated pursuant
        to Rule 457(h)(1), based on the average of the high and low prices reported
        on the New York Stock Exchange composite tape for Registrant's stock
        on December 31, 2008.
(2)
In addition, pursuant to Rule 416(c)
        under the Securities Act of 1933, as amended, this registration statement
        also covers an indeterminate amount of interests offered or sold pursuant
        to the employee benefit plan described herein.
Note on Filing History Related to the Plan
First Horizon National Corporation ("FHNC," the "Corporation," or the "Registrant") previously filed registration statements on Form S-8 registering shares of its common stock, par value $0.625
per share, that may be issued under the First Horizon National Corporation Savings Plan (as amended to date, the "Plan") from time to time. The most recent such prior registration statement, File No. 333-147409 filed November 15, 2007
covering 5,000,000 shares of the Registrant's common stock, is the only such prior registration statement that remains active at this time. Registrant is filing this registration statement to register 15,000,000 additional shares of
Registrant's common stock that may be issued under the Plan from time to time.
Note on Share Issuance
The Registrant does not intend to sell original issue shares under the Plan in connection with the additional shares registered under this Registration Statement. The Plan and the Registrant contemplate that the Plan trustee will
purchase shares of Common Stock for the accounts of the participants on the open market or otherwise from sources other than the Registrant.
PART I
The Section 10(a) prospectus relating to the Plan is omitted from this Registration Statement pursuant to the Note to Part I of Form S-8.
I-1
PART II
INFORMATION REQUIRED IN REGISTRATION STATEMENT
As permitted by Instruction E to Form S-8, the contents of Registrant's registration statement on Form S-8 (File No. 333-147409), which was filed November 15, 2007 covering shares for sale under the Plan, as updated below,
is incorporated herein by reference. In addition to the foregoing, the following information is also included in this registration statement:
Item 3. Incorporation of Documents by Reference
The following documents filed with the Securities and Exchange Commission (the "Commission") are incorporated herein by reference:
(a)
The Registrant's Annual Report on Form 10-K for the year ended December 31, 2007 and the Plan's Annual Report on Form 11-K for the year ended December 31, 2007;
(b)
The Registrant's Current Reports on Form 8-K dated the following dates in 2008: February 8, February 25, April 14, April 28, May 2, June 3 (that Report of that date containing Items 1.01, 2.05, and 9.01 and the amendment to
that Report), July 14, July 24, August 5, August 15, August 31 (that Report of that date containing Items 2.01 and 9.01 and the amendment to that Report), November 11, and November 19; and
(c)
The description of the Registrant's common stock, par value $0.625 per share, and of any related Rights, set forth in a registration statement filed pursuant to Section 12 of the Exchange Act and any amendment or report
filed for the purpose of updating that description.
All documents filed by the registrant pursuant to Section 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended, subsequent to the date of this registration statement and prior to the filing of a
post-effective amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold shall be deemed to be incorporated by reference in this registration statement and to be a part hereof from
the date of filing of such documents. Any statement contained herein or in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this registration statement to the
extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement. Any statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part of this registration statement.
Item 4. Description of Securities
This item is not applicable.
II-1
Item 5. Interests of Named Experts and Counsel
KPMG LLP, the Registrant's independent registered public accountants, have no interest in the Registrant.
Item 6. Indemnification of Directors and Officers
Tennessee Code Annotated Sections 48-18-501 through 48-18-509 authorize a corporation to provide for the indemnification of officers, directors, employees and agents in terms sufficiently broad to permit indemnification under
certain circumstances for liabilities (including reimbursement for expenses incurred) arising under the Securities Act of 1933, as amended. FHNC has adopted the provisions of the Tennessee statute pursuant to Article Six of its Bylaws.  In addition,
FHNC has a directors' and officers' liability insurance policy which provides coverage sufficiently broad to permit indemnification under certain circumstances for liabilities (including reimbursement for expenses incurred) arising under
the Securities Act of 1933, as amended.
Tennessee Code Annotated, Section 48-12-102, permits the inclusion in the charter of a Tennessee corporation of a provision, with certain exceptions, eliminating the personal monetary liability of directors to the corporation or
its shareholders for breach of the duty of care. FHNC has adopted the provisions of the statute as Article 13 of its charter.
The shareholders of FHNC have approved an amendment to Article Six of the Bylaws pursuant to which FHNC is required to indemnify each director and any officers designated by the Board of Directors, and advance expenses, to the
maximum extent not prohibited by law. In accordance with the foregoing, the Board of Directors is authorized to enter into individual indemnity agreements with the directors and such officers. Such indemnity agreements have been approved for all of
the directors and certain officers.
Item 7. Exemption from Registration Claimed
This item is not applicable.
Item 8. Exhibits
All Exhibits are listed in the Exhibit Index at the end of this Part II.
Item 9. Undertakings
(a)
The undersigned registrant hereby undertakes:
(1)
To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:
(i) To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;
II-2
(ii)
To reflect in the prospectus any facts
        or events arising after the effective date of the registration statement
        (or the most recent post-effective amendment thereof) which, individually
        or in the aggregate, represent a fundamental change in the information
    set forth in the registration statement;
(iii)
To include any material information with respect to
        the plan of distribution not previously disclosed in the registration
        statement or any material change to such information in the registration
    statement;
Provided, however, that:
(A)
Paragraphs (a)(1)(i) and (a)(1)(ii) of this section
        do not apply if the registration statement is on Form S-8 (§239.16b
        of this chapter), and the information required to be included in a post-effective
        amendment by those paragraphs is contained in reports filed with or furnished
        to the Commission by the registrant pursuant to section 13 or section
        15(d) of the Securities Exchange Act of 1934 (15 U. S. C. 78m or 78o(d))
    that are incorporated by reference in the registration statement; and
(B)
Paragraphs (a)(1)(i), (a)(1)(ii) and (a)(1)(iii) of
        this section do not apply if the registration statement is on Form S-3
        (§239.13 of this chapter) or Form F-3 (§239.33 of this chapter)
        and the information required to be included in a post- effective amendment
        by those paragraphs is contained in reports filed with or furnished to
        the Commission by the registrant pursuant to section 13 or section 15(d)
        of the Securities Exchange Act of 1934 that are incorporated by reference
        in the registration statement, or is contained in a form of prospectus
        filed pursuant to Rule 424(b) (§230.424(b) of this chapter) that
    is part of the registration statement.
(C)
Provided further,
          however
, that paragraphs (a)(1)(i) and
          (a)(1)(ii) do not apply if the registration statement is for an offering
          of asset-backed securities on Form S-1 (§239.11 of this chapter)
          or Form S-3 (§239.13 of this chapter), and the information required
          to be included in a post-effective amendment is provided pursuant to
    Item 1100(c) of Regulation AB (§239.1100(c)) .
(2)
That, for the purpose of determining any liability
        under the Securities Act of 1933, each such post-effective amendment
        shall be deemed to be a new registration statement relating to the securities
        offered therein, and the offering of such securities at that time shall
    be deemed to be the initial bona fide offering thereof.
(3)
To remove from registration by means of a post-effective
        amendment any of the securities being registered which remain unsold
    at the termination of the offering.
(4)
If the registrant is a foreign private issuer, to
        file a post-effective amendment to the registration statement to include
        any financial statements required by Item 8. A of Form 20-F at the start
    of any delayed offering or throughout a continuous offering.
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(5)
That, for the purpose of determining liability under the Securities Act of 1933 to any purchaser:
(i)
If the registrant is relying on Rule 430B (§230.430B of this chapter):
(A)
Each prospectus filed by the registrant pursuant to Rule 424(b)(3) (§230.424(b)(3) of this chapter) shall be deemed to be part of the registration statement as of the date the filed prospectus was deemed part of and included
in the registration statement; and
(B)
Each prospectus required to be filed pursuant to Rule 424(b)(2), (b)(5), or (b)(7) (§230.424(b)(2), (b)(5), or (b)(7) of this chapter) as part of a registration statement in reliance on Rule 430B relating to an offering made
pursuant to Rule 415(a)(1)(i), (vii), or (x) (§230.415(a)(1)(i), (vii), or (x) of this chapter) for the purpose of providing the information required by section 10(a) of the Securities Act of 1933 shall be deemed to be part of and included in
the registration statement as of the earlier of the date such form of prospectus is first used after effectiveness or the date of the first contract of sale of securities in the offering described in the prospectus. As provided in Rule 430B, for
liability purposes of the issuer and any person that is at that date an underwriter, such date shall be deemed to be a new effective date of the registration statement relating to the securities in the registration statement to which that prospectus
relates, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.
Provided, however,
that no statement made in a registration statement
or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as to a purchaser with a
time of contract of sale prior to such effective date, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document immediately prior to such
effective date; or
(ii)
If the registrant is subject to Rule 430C (§230.430C of this chapter), each prospectus filed pursuant to Rule 424(b) as part of a registration statement relating to an offering, other than registration statements relying on
Rule 430B or other than prospectuses filed in reliance on Rule 430A (§230.430A of this chapter), shall be deemed to be part of and included in the registration statement as of the date it is first used after effectiveness.
Provided, however,
that no statement made in a registration statement or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the
registration statement or prospectus that is part of the registration statement will, as to a purchaser with a time of contract of sale prior to such first use, supersede or modify any statement that was made in the registration statement or
prospectus that was part of the registration statement or made in any such document immediately prior to such date of first use.
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(6)
That, for the purpose of determining liability of the registrant under the Securities Act of 1933 to any purchaser in the initial distribution of the securities:
The undersigned registrant undertakes that in a primary offering of securities of the undersigned registrant pursuant to this registration statement, regardless of the underwriting method used to sell the securities to the
purchaser, if the securities are offered or sold to such purchaser by means of any of the following communications, the undersigned registrant will be a seller to the purchaser and will be considered to offer or sell such securities to such
purchaser:
(i)
Any preliminary prospectus or prospectus of the undersigned registrant relating to the offering required to be filed pursuant to Rule 424 (§230.424 of this chapter);
(ii)
Any free writing prospectus relating to the offering prepared by or on behalf of the undersigned registrant or used or referred to by the undersigned registrant;
(iii)
The portion of any other free writing prospectus relating to the offering containing material information about the undersigned registrant or its securities provided by or on behalf of the undersigned registrant; and
(iv)
Any other communication that is an offer in the offering made by the undersigned registrant to the purchaser.
(b)
The undersigned registrant hereby undertakes that, for purposes
of determining any liability under the Securities Act of 1933, each filing of
the registrant's annual report pursuant to Section 13(a) or Section 15(d) of
the Securities Exchange Act of 1934, (and, where applicable, each filing of an
employee benefit plan's annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration statement
shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.
(c)-(g) [not applicable]
(h)
Insofar as indemnification for liabilities arising under
the Securities Act of 1933 may be permitted to directors, officers and controlling
persons of the registrant pursuant to the foregoing provisions, or otherwise,
the registrant has been advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as expressed in the
Act and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses
incurred or paid by a director, officer or controlling person of the registrant
in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate jurisdiction
the question whether such indemnification by it is against public policy as expressed
in the Act and will be governed by the final adjudication of such issue.
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(i)-(l) [not applicable]
Supplemental Undertakings
.
Pursuant to the instruction to Item 8 of Form S-8 concerning Exhibit 5, in lieu of providing an opinion of counsel or Internal Revenue Service (IRS) determination letter concerning the compliance of the Plan with ERISA, the
undersigned Registrant undertakes:
(i)
to submit material amendments of the Plan to the IRS in a timely manner, and
(ii)
to make all changes required by the IRS in order to qualify the Plan under Section 401(a) of the Internal Revenue Code, as amended.
SIGNATURES
The Registrant
. Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on
Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Memphis and State of Tennessee, on January 7, 2009.
FIRST HORIZON NATIONAL CORPORATION
By:
/s/ William C. Losch III
William C. Losch III
Executive Vice President and
Chief Financial Officer
Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the date indicated.
Signature
Title
Date
D. Bryan Jordan
*
President and Chief Executive Officer and a
January 7, 2009
D. Bryan Jordan
Director (principal executive officer)
William C. Losch III
*
Executive Vice President and Chief Financial
January 7, 2009
William C. Losch III
Officer (principal financial officer)
James F. Keen
*
Executive Vice President and Chief Accounting
January 7, 2009
James F. Keen
Officer (principal accounting officer)
Michael D. Rose
*
Chairman of the Board and a Director
January 7, 2009
Michael D. Rose
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Signature
Title
Date
Robert B. Carter
*
Director
January 7, 2009
Robert B. Carter
Simon F. Cooper
*
Director
January 7, 2009
Simon F. Cooper
Mark A. Emkes
*
Director
January 7, 2009
Mark A. Emkes
James A. Haslam, III
*
Director
January 7, 2009
James A. Haslam, III
R. Brad Martin
*
Director
January 7, 2009
R. Brad Martin
Vicki R. Palmer
*
Director
January 7, 2009
Vicki R. Palmer
Colin V. Reed
*
Director
January 7, 2009
Colin V. Reed
William B. Sansom
*
Director
January 7, 2009
William B. Sansom
Luke Yancy III
*
Director
January 7, 2009
Luke Yancy III
*By: /s/
Clyde A. Billings, Jr.
Clyde A. Billings, Jr.
Attorney-in-Fact
January 7, 2009
The Plan
. Pursuant to the requirements of the Securities Act of 1933, the trustees (or other persons who administer the employee benefit plan) have duly caused this registration statement to be
signed on its behalf by the undersigned, thereunto duly authorized, in the City of Memphis and State of Tennessee, on January 7, 2009.
FIRST HORIZON NATIONAL CORPORATION
SAVINGS PLAN
By:
/s/ Kimberly
    A. Anderson
Kimberly A. Anderson
Plan Committee Member and Secretary
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EXHIBIT INDEX
Exhibit No.
Description
4.
1
Amended and Restated Charter of the Corporation, incorporated
        herein by reference to Exhibit 3(i) to the Corporation's Quarterly Report
    on Form 10-Q for the quarter ended 3-31-04.
4.
2
Amendment to Charter, incorporated herein by reference
        to Exhibit 3.1 to the Corporation's Current Report on Form 8-K filed
    April 18, 2008.
4.
3
Articles of Amendment of the Amended and Restated
        Charter of First Horizon National Corporation, designating Fixed Rate
        Cumulative Perpetual Preferred Stock, Series CPP, incorporated herein
        by reference to Exhibit 3.1 to the Corporation's Current Report
    on Form 8-K filed November 17, 2008.
4.
4
Bylaws of the Corporation, as amended and restated
        as of November 19, 2008, incorporated herein by reference to Exhibit
        3.2 to the Corporation's Current Report on Form 8-K dated November
    19, 2008.
4.
5
Shareholder Protection Rights Agreement, dated as
        of October 20, 1998, between the Corporation and First Tennessee Bank
        National Association, as Rights Agent, including as Exhibit A the forms
        of Rights Certificate and Election to Exercise and as Exhibit B the form
        of Articles of Amendment designating Participating Preferred Stock, incorporated
        herein by reference to Exhibits 1, 2, and 3 to the Corporation's Registration
    Statement on Form 8-A filed 10-23-98.
5
No exhibit 5 is filed.
In accordance with the exceptions specified in Item
    8 of Form S-8:
(a)
No opinion of counsel regarding the legality of the
        securities being registered hereunder is provided because the Plan and
        the Registrant contemplate that such securities will not include original
    issuance securities.
(b)
No opinion of counsel concerning compliance of the
        Plan with ERISA is provided. The Registrant has submitted the Plan to
        the Internal Revenue Service (IRS) and received a favorable determination
        letter, and the Registrant has made the undertakings required by Item
        8 of Form S-8, as set forth in the Supplemental Undertakings under Item
    9 above.
23.
1
Consent of Independent Registered Public Accounting
    Firm.
23.
2
Consent of Independent Registered Public Accounting
    Firm.
24.
1
Power of Attorney executed by certain directors and
    officers of the Registrant.