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<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: center">As filed with the Securities and Exchange Commission
on August &nbsp;&nbsp;, 2011&#9; Registration Statement No. _______</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;&nbsp;</B></P>

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<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0">UNITED STATES</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">SECURITIES AND EXCHANGE COMMISSION</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Washington,
DC 20549</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 16pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FORM S-8</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>REGISTRATION
STATEMENT </B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>UNDER</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>THE
Securities Act of 1933</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 0.75pt solid">UNICO AMERICAN
CORPORATION</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Exact Name of Registrant as Specified in Its
Charter)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><B>&#9; </B><U>Nevada</U><B>&#9;</B><U>95-2583928</U><B> </B>&#9;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&#9;(State or other jurisdiction of incorporation or organization)&#9;(IRS
Employer Identification No.)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; border-bottom: Black 0.75pt solid">23251 Mulholland Drive, Woodland
Hills, California &#9;91364&#9;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&#9;(Address of Principal Executive Offices)&#9;(Zip Code)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 0.75pt solid">(818) 591-9800</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Issuer&rsquo;s Telephone Number, Including
Area Code)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><U>2011 Incentive Stock Option Plan</U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;(Full title of the plan)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;Cary L. Cheldin</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">23251 Mulholland Drive</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;<U> Woodland Hills, California 91364 </U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;(Name and address of agent for service)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><U> (818) 787-7000________________________</U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Telephone number, including area code, of agent
for service)</P>

<P STYLE="font: 10pt Courier New, Courier, Monospace; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Courier New, Courier, Monospace; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Indicate by check mark whether the registrant
is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.&nbsp; See the definitions
of&nbsp;&ldquo;large accelerated filer,&quot; &quot;accelerated filer&quot; and &quot;smaller reporting company&quot; in Rule 12b-2
of the Exchange Act.&nbsp;&nbsp;(Check one):</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">
</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif">Large accelerated filer <U>__</U> &#9;Accelerated filer</FONT><FONT STYLE="font-family: Calibri, Halvetica, Sans-Serif">
<U>__</U> </FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Calibri, Halvetica, Sans-Serif">
</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif">Non-accelerated filer <U>__</U>&#9;Smaller reporting company <U>
X </U></FONT></P>

<P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0">(Do not check if a smaller reporting company)</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Courier New, Courier, Monospace; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Courier New, Courier, Monospace; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Courier New, Courier, Monospace; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Courier New, Courier, Monospace; margin: 0">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">CALCULATION OF REGISTRATION FEE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 18%; border-top: windowtext 1.5pt double; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1.5pt double; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">Title of securities to be registered</P></TD>
    <TD STYLE="width: 13%; border-top: windowtext 1.5pt double; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">Amount to be registered (1)</P></TD>
    <TD STYLE="width: 23%; border-top: windowtext 1.5pt double; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">Proposed maximum offering price per share (2)</P></TD>
    <TD STYLE="width: 27%; border-top: windowtext 1.5pt double; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">Proposed maximum aggregate offering price (2)</P></TD>
    <TD STYLE="width: 19%; border-top: windowtext 1.5pt double; border-right: windowtext 1.5pt double; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">Amount of registration fee (3)</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1.5pt double; border-left: windowtext 1.5pt double; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">Common Stock</P></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1.5pt double; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">200,000</P></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1.5pt double; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">$ 10.235</P></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1.5pt double; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">$ 2,047,000</P></TD>
    <TD STYLE="border-right: windowtext 1.5pt double; border-bottom: windowtext 1.5pt double; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">$ 237.66</P></TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(1) The number of shares of Common Stock represents the maximum
number of shares that may be issued under the 2011 Incentive Stock Option Plan. This Registration Statement also covers such indeterminable
additional number of shares as may become deliverable as a result of any future adjustments in accordance with the terms of said
Plan.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(2) Calculated solely for the purpose of determining the registration
fee, and based upon $10.235 per share, representing the average of the high and low sales prices for the Common Stock in the NASDAQ
Global Market on August 5, 2011.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(3) Calculated pursuant to Section&nbsp;6(b)&nbsp;of the Securities
Act of 1933, as amended (the &ldquo;Securities Act&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 12pt 0; text-align: center"><B>EXPLANATORY NOTE</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 12pt 0; text-indent: 0.5in">This Registration Statement relates to
up to 200,000 shares of the Common Stock, no par value, of Unico American Corporation, a Nevada corporation (the &quot;Registrant&quot;),
that are available for distribution under the 2011 Incentive Stock Option Plan of Registrant (the &ldquo;Plan&rdquo;). The Plan
provides for awards in the form of incentive stock options. The maximum number of shares available for distribution under each
of the Plan is subject to adjustment as a result of certain anti-dilution provisions contained in the Plan<FONT STYLE="font-size: 10pt">.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 12pt 0; text-align: center"><B>PART&nbsp;II</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 12pt 0; text-align: center"><B>INFORMATION REQUIRED IN THE REGISTRATION
STATEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-right: 0; margin-left: 0"><B>REGISTRATION OF ADDITIONAL
SECURITIES</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Item 3. <U>Incorporation of Documents by Reference</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The Registrant hereby incorporates by reference
in this Registration Statement the following documents:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-indent: -1in">(a) Registrant&rsquo;s Annual Report
on Form 10-K for the fiscal year ended December 31, 2010.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0in">(b) Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended March 31, 2011.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0in">(c) Registrant&rsquo;s Current Report on Form
8-K with date of earliest event reported of March 29, 2011, May 13, 2011 and May 26, 2011.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(d) The description of the Common Stock contained in Registrant&rsquo;s
Registration of Securities Pursuant to Section 12(g) of the Securities Exchange Act of 1934, as amended, having an effective date
of November 24, 1969.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">All documents subsequently filed by the Registrant
pursuant to Section 13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, as amended, prior to the filing of a post-effective
amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold,
shall be deemed to be incorporated by reference in this Registration Statement and to be part hereof from the date of filing of
such documents. Any statement contained in a document incorporated or deemed to be incorporated by reference herein shall be deemed
to be modified or superseded for purposes of this Registration Statement to the extent that a statement contained herein or in
any subsequently filed document which also is deemed to be incorporated by reference herein modifies or supersedes such statement.
Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of
this Registration Statement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Item 4. <U>Description of Securities</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Not applicable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Item 5. <U>Interests of Named Experts and Counsel</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Not applicable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Item 6. <U>Indemnification of Directors and Officers</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Subsection 1 of Section 78.7502 of the Nevada
Revised Statutes (the &quot;Nevada Law&quot;) empowers a corporation to indemnify any person who was or is a party or is threatened
to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative
or investigative (other than an action by or in the right of the corporation) by reason of the fact that he or she is or was a
director, officer, employee or agent of the corporation or is or was serving at the request of the corporation as a director, officer,
employee or agent of another corporation, partnership, joint venture, trust or other enterprise (an &quot;Indemnified Party&quot;),
against expenses (including attorneys' fees), judgments, fines and amounts paid in settlement actually and reasonably incurred
by the Indemnified Party in connection with such action, suit or proceeding if the Indemnified Party was not liable as provided
under Section 78.138 of the Nevada Law or acted in good faith and in a manner the Indemnified Party reasonably believed to be in
or not opposed to the best interests of the corporation, and, with respect to any criminal action or proceeding, had no reasonable
cause to believe the Indemnified Party's conduct was unlawful.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Subsection 2 of Section 78.7502 of the Nevada
Law empowers a corporation to indemnify any Indemnified Party who was or is a party or is threatened to be made a party to any
threatened, pending or completed action or suit by or in the right of the corporation to procure a judgment in its favor by reason
of the fact that such person acted in the capacity of an Indemnified Party against expenses, including amounts paid in settlement
and attorneys' fees actually and reasonably incurred by the Indemnified Party in connection with the defense or settlement of such
action or suit if the Indemnified Party was not liable as provided under Section 78.138 of the Nevada Law or acted under standards
similar to those set forth above, except that no indemnification may be made in respect of any claim, issue or matter as to which
the Indemnified Party shall have been adjudged to be liable to the corporation or for amounts paid in settlement to the corporation
unless and only to the extent that the court in which such action or suit was brought or other court of competent jurisdiction
determines upon application that in view of all the circumstances the Indemnified Party is fairly and reasonably entitled to indemnity
for such expenses as the court deems proper.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Section 78.7502 of the Nevada Law further provides
that to the extent an Indemnified Party has been successful on the merits or otherwise in the defense of any action, suit or proceeding
referred to in subsection (1) or (2) described above or in the defense of any claim, issue or matter therein, the corporation shall
indemnify the Indemnified Party against expenses (including attorneys' fees) actually and reasonably incurred by the Indemnified
Party in connection therewith.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Subsection 1 of Section 78.751 of the Nevada
Law provides that any discretionary indemnification pursuant to Section 78.7502 of the Nevada Law, unless ordered by a court or
advanced pursuant to Subsection 2 of Section 78.751, may be made by a corporation only as authorized in the specific case upon
a determination that indemnification of the Indemnified Person is proper in the circumstances. Such determination must be made
(a) by the stockholders, (b) by the board of directors of the corporation by majority vote of a quorum consisting of directors
who were not parties to the action, suit or proceeding, (c) if a majority vote of a quorum of such disinterested directors so orders,
by independent legal counsel in a written opinion, or (d) by independent legal counsel in a written opinion if a quorum of such
disinterested directors cannot be obtained.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Subsection 2 of Section 78.751 of the Nevada
Law provides that a corporation&rsquo;s articles of incorporation or bylaws or an agreement made by the corporation may require
the corporation to pay as incurred and in advance of the final disposition of a criminal or civil action, suit or proceeding, the
expenses of officers and directors in defending such civil or criminal action, suit or proceeding upon receipt by the corporation
of an undertaking by or on behalf of the officer or director to repay the amount if it is ultimately determined by a court that
he is not entitled to be indemnified by the corporation. Said Subsection 2 further provides that the provisions of that Subsection
2 do not affect any rights to advancement of expenses to which corporate personnel other than officers and directors may be entitled
under contract or otherwise by law.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Subsection 3 of Section 78.751 of the Nevada
Law provides that indemnification under Section 78.7502 of the Nevada Law and advancement of expenses authorized in or ordered
by a court pursuant to said Section 78.751 does not exclude any other rights to which the person seeking indemnification or advancement
of expenses may be entitled under the articles of incorporation or any by-law, agreement, vote of stockholders or disinterested
directors or otherwise, for either an action in his or her official capacity or in another capacity while holding his or her office.
However, indemnification, unless ordered by a court pursuant to Section 78.7502 or for the advancement of expenses under Subsection
2 of Section 78.751 of the Nevada Law, may not be made to or on behalf of any director or officer of the corporation if a final
adjudication establishes that his or her acts or omissions involved intentional misconduct, fraud or a knowing violation of the
law and was material to the cause of action. Additionally, the scope of such indemnification and advancement of expenses will continue
as to an Indemnified Party who has ceased to hold one of positions specified above, and will inure to the benefit of his or her
heirs, executors and administrators.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Section 78.752 of the Nevada Law empowers a
corporation to purchase and maintain insurance or make other financial arrangements on behalf of an Indemnified Party for any liability
asserted against such person and liabilities and expenses incurred by such person in his or her capacity as an Indemnified Party
or arising out of such person's status as an Indemnified Party whether or not the corporation would have the power to indemnify
such person against such liability and expenses.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Registrant maintains a policy of insurance under
which the directors and officers of the Registrant are insured, within the limits and subject to the limitations of the policy,
against certain costs that may be incurred by them in connection with the defense of certain claims which may brought against such
persons in their capacity as a director or officer of Registrant.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Each of the Employment Agreements between the
Registrant and Cary L. Cheldin, Lester A. Aaron and Terry L. Kinigstein, each of whom is an officer and director of the Registrant,
contains an indemnification obligation of the Registrant to indemnify each of them to the fullest extent permitted by law including
under circumstances in which indemnification would otherwise be at the discretion of Registrant.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Item 7. <U>Exemption From Registration Claimed</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Not applicable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Item 8. <U>Exhibits</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><BR>
&#9;<FONT STYLE="font: 12pt Times New Roman, Times, Serif">(a) The following exhibits are filed as part of this registration statement
pursuant to Item 601 of the Regulation S-K and are specifically incorporated herein by this reference:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Exhibit</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><U>Number</U>&#9; <U>Description</U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">5.1&#9;Opinion and Consent of Sklar Williams LLP</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">23.1&#9;Consent of Independent Registered Public Accounting Firm</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">23.2&#9;Consent of Sklar Williams LLP (included in Exhibit 5.1)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Item 9. <U>Undertakings</U>.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(a)&#9;The undersigned registrant hereby undertakes:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;(1)&#9;To file, during any period in which offers or sales are
being made, a post-effective amendment to this registration statement:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;(i)&#9;To include any prospectus required by section 10(a)(3)
of the Securities Act of 1933;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;(ii)&#9;To reflect in the prospectus any facts or events arising
after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually
or in the aggregate, represent a fundamental change in the information set forth in the registration statement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;(iii)&#9;To include any material information with respect to
the plan of distribution not previously disclosed in the registration statement or any material change to such information in the
registration statement;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Provided however</I>, That: Paragraphs (a)(1)(i) and (a)(1)(ii)
of this section do not apply if the registration statement is on Form S-8, and the information required to be included in a post-effective
amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the registrant pursuant to Section
13 or Section 15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in the registration statement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;(2)&#9;That, for the purpose of determining any liability under
the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the
securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering
thereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;(3)&#9;To remove from registration by means of a post-effective
amendment any of the securities being registered which remain unsold at the termination of the offering.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(b)&#9;The undersigned registrant hereby undertakes that, for purposes
of determining any liability under the Securities Act of 1933, each filing of the registrant's annual report pursuant to Section
13(a) or Section 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan's
annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration
statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such
securities at that time shall be deemed to be the initial <I>bona fide</I> offering thereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(c)&#9;Insofar as indemnification for liabilities arising under
the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing
provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification
is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or
controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel
the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification
by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.</P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt">&nbsp;</DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing
on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized,
in the City of Woodland Hills, State of California, on August 9, 2011.</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 2.5in">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: left; text-indent: 2.5in"> UNICO AMERICAN CORPORATION</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 2.5in">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 2.5in">&#9;By: <U> &#9;/s/ Cary L. Cheldin</U></P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 2.5in">&#9;Cary L. Cheldin,</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 2.5in">&#9;Chairman of the Board</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"> <U>Signature</U>&#9; <U>Title</U> <U>Date</U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 37%; padding-right: 5.4pt; padding-left: 5.4pt; text-decoration: underline">Signature</TD>
    <TD STYLE="width: 36%; padding-right: 5.4pt; padding-left: 5.4pt; text-decoration: underline">Title</TD>
    <TD STYLE="width: 27%; padding-right: 5.4pt; padding-left: 5.4pt; text-decoration: underline">Date</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; tab-stops: center 3.0in right 6.0in">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><U>/s/ Cary L. Cheldin</U></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Cary L. Cheldin</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Chairman of the Board,</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">President and Chief</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Executive Officer</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(Principal Executive Officer)</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">August 9, 2011</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><U>/s/ Lester A. Aaron</U></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Lester A. Aaron</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Treasurer, Chief Financial</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Officer and Director</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">(Principal Accounting and</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Principal Financial Officer)</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">August 9, 2011</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><U>/s/ Terry L. Kinigstein</U></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Terry L. Kinigstein</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Vice President, Secretary</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">and Director</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">August 9, 2011</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><U>/s/ Erwin Cheldin</U></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Erwin Cheldin&#9;</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Director</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">August 9, 2011</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-decoration: underline">/s/ George C. Gilpatrick</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Director</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">August 9, 2011</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">George C. Gilpatrick</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-decoration: underline">/s/ David A. Lewis</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Director</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">August 9, 2011</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">David A. Lewis</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-decoration: underline">/s/ Warren D. Orloff</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Director</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">August 9, 2011</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Warren D. Orloff</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; tab-stops: center 3.0in right 6.0in; text-decoration: underline">/s/ Donald B. Urfrig</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Director</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">August 9, 2011</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; tab-stops: center 3.0in right 6.0in">Donald B. Urfrig</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
</TABLE>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&#9;<U>EXHIBIT INDEX</U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Exhibit</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><U>Number</U>&#9; <U>Description</U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">5.1&#9; &nbsp;Opinion and Consent of Sklar Williams LLP</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">23.1&#9;Consent of Independent Registered Public Accounting Firm</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">23.2&#9;Consent of Sklar Williams LLP (included in Exhibit 5.1)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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{"company-data": {"conformed-name": "UNICO AMERICAN CORP", "cik": "0000100716", "assigned-sic": "6331", "irs-number": "952583928", "state-of-incorporation": "NV", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-176206", "film-number": "111024413"}, "business-address": {"street1": "23251 MULHOLLAND DR", "city": "WOODLAND HILLS", "state": "CA", "zip": "91364", "phone": "8185919800"}, "mail-address": {"street1": "23251 MULHOLLAND DRIVE", "city": "WOODLAND HILLS", "state": "CA", "zip": "91364"}, "former-company": {"former-conformed-name": "UNIVERSAL COVERAGE CORP", "date-changed": "19730823"}}
As filed with the Securities and Exchange Commission
on August   , 2011	 Registration Statement No. _______
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington,
DC 20549
FORM S-8
REGISTRATION
STATEMENT
UNDER
THE
Securities Act of 1933
UNICO AMERICAN
CORPORATION
(Exact Name of Registrant as Specified in Its
Charter)
Nevada
95-2583928
(State or other jurisdiction of incorporation or organization)	(IRS
Employer Identification No.)
23251 Mulholland Drive, Woodland
Hills, California 	91364
(Address of Principal Executive Offices)	(Zip Code)
(818) 591-9800
(Issuer's Telephone Number, Including
Area Code)
2011 Incentive Stock Option Plan
(Full title of the plan)
Cary L. Cheldin
23251 Mulholland Drive
Woodland Hills, California 91364
(Name and address of agent for service)
(818) 787-7000________________________
(Telephone number, including area code, of agent
for service)
Indicate by check mark whether the registrant
is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.  See the definitions
of "large accelerated filer," "accelerated filer" and "smaller reporting company" in Rule 12b-2
of the Exchange Act.  (Check one):
Large accelerated filer
__
Accelerated filer
__
Non-accelerated filer
__
Smaller reporting company
X
(Do not check if a smaller reporting company)
CALCULATION OF REGISTRATION FEE
Title of securities to be registered
Amount to be registered (1)
Proposed maximum offering price per share (2)
Proposed maximum aggregate offering price (2)
Amount of registration fee (3)
Common Stock
200,000
$ 10.235
$ 2,047,000
$ 237.66
(1) The number of shares of Common Stock represents the maximum
number of shares that may be issued under the 2011 Incentive Stock Option Plan. This Registration Statement also covers such indeterminable
additional number of shares as may become deliverable as a result of any future adjustments in accordance with the terms of said
Plan.
(2) Calculated solely for the purpose of determining the registration
fee, and based upon $10.235 per share, representing the average of the high and low sales prices for the Common Stock in the NASDAQ
Global Market on August 5, 2011.
(3) Calculated pursuant to Section 6(b) of the Securities
Act of 1933, as amended (the "Securities Act").
EXPLANATORY NOTE
This Registration Statement relates to
up to 200,000 shares of the Common Stock, no par value, of Unico American Corporation, a Nevada corporation (the "Registrant"),
that are available for distribution under the 2011 Incentive Stock Option Plan of Registrant (the "Plan"). The Plan
provides for awards in the form of incentive stock options. The maximum number of shares available for distribution under each
of the Plan is subject to adjustment as a result of certain anti-dilution provisions contained in the Plan
.
PART II
INFORMATION REQUIRED IN THE REGISTRATION
STATEMENT
REGISTRATION OF ADDITIONAL
SECURITIES
Item 3.
Incorporation of Documents by Reference
.
The Registrant hereby incorporates by reference
in this Registration Statement the following documents:
(a) Registrant's Annual Report
on Form 10-K for the fiscal year ended December 31, 2010.
(b) Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended March 31, 2011.
(c) Registrant's Current Report on Form
8-K with date of earliest event reported of March 29, 2011, May 13, 2011 and May 26, 2011.
(d) The description of the Common Stock contained in Registrant's
Registration of Securities Pursuant to Section 12(g) of the Securities Exchange Act of 1934, as amended, having an effective date
of November 24, 1969.
All documents subsequently filed by the Registrant
pursuant to Section 13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, as amended, prior to the filing of a post-effective
amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold,
shall be deemed to be incorporated by reference in this Registration Statement and to be part hereof from the date of filing of
such documents. Any statement contained in a document incorporated or deemed to be incorporated by reference herein shall be deemed
to be modified or superseded for purposes of this Registration Statement to the extent that a statement contained herein or in
any subsequently filed document which also is deemed to be incorporated by reference herein modifies or supersedes such statement.
Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of
this Registration Statement.
Item 4.
Description of Securities
.
Not applicable.
Item 5.
Interests of Named Experts and Counsel
.
Not applicable.
Item 6.
Indemnification of Directors and Officers
.
Subsection 1 of Section 78.7502 of the Nevada
Revised Statutes (the "Nevada Law") empowers a corporation to indemnify any person who was or is a party or is threatened
to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative
or investigative (other than an action by or in the right of the corporation) by reason of the fact that he or she is or was a
director, officer, employee or agent of the corporation or is or was serving at the request of the corporation as a director, officer,
employee or agent of another corporation, partnership, joint venture, trust or other enterprise (an "Indemnified Party"),
against expenses (including attorneys' fees), judgments, fines and amounts paid in settlement actually and reasonably incurred
by the Indemnified Party in connection with such action, suit or proceeding if the Indemnified Party was not liable as provided
under Section 78.138 of the Nevada Law or acted in good faith and in a manner the Indemnified Party reasonably believed to be in
or not opposed to the best interests of the corporation, and, with respect to any criminal action or proceeding, had no reasonable
cause to believe the Indemnified Party's conduct was unlawful.
Subsection 2 of Section 78.7502 of the Nevada
Law empowers a corporation to indemnify any Indemnified Party who was or is a party or is threatened to be made a party to any
threatened, pending or completed action or suit by or in the right of the corporation to procure a judgment in its favor by reason
of the fact that such person acted in the capacity of an Indemnified Party against expenses, including amounts paid in settlement
and attorneys' fees actually and reasonably incurred by the Indemnified Party in connection with the defense or settlement of such
action or suit if the Indemnified Party was not liable as provided under Section 78.138 of the Nevada Law or acted under standards
similar to those set forth above, except that no indemnification may be made in respect of any claim, issue or matter as to which
the Indemnified Party shall have been adjudged to be liable to the corporation or for amounts paid in settlement to the corporation
unless and only to the extent that the court in which such action or suit was brought or other court of competent jurisdiction
determines upon application that in view of all the circumstances the Indemnified Party is fairly and reasonably entitled to indemnity
for such expenses as the court deems proper.
Section 78.7502 of the Nevada Law further provides
that to the extent an Indemnified Party has been successful on the merits or otherwise in the defense of any action, suit or proceeding
referred to in subsection (1) or (2) described above or in the defense of any claim, issue or matter therein, the corporation shall
indemnify the Indemnified Party against expenses (including attorneys' fees) actually and reasonably incurred by the Indemnified
Party in connection therewith.
Subsection 1 of Section 78.751 of the Nevada
Law provides that any discretionary indemnification pursuant to Section 78.7502 of the Nevada Law, unless ordered by a court or
advanced pursuant to Subsection 2 of Section 78.751, may be made by a corporation only as authorized in the specific case upon
a determination that indemnification of the Indemnified Person is proper in the circumstances. Such determination must be made
(a) by the stockholders, (b) by the board of directors of the corporation by majority vote of a quorum consisting of directors
who were not parties to the action, suit or proceeding, (c) if a majority vote of a quorum of such disinterested directors so orders,
by independent legal counsel in a written opinion, or (d) by independent legal counsel in a written opinion if a quorum of such
disinterested directors cannot be obtained.
Subsection 2 of Section 78.751 of the Nevada
Law provides that a corporation's articles of incorporation or bylaws or an agreement made by the corporation may require
the corporation to pay as incurred and in advance of the final disposition of a criminal or civil action, suit or proceeding, the
expenses of officers and directors in defending such civil or criminal action, suit or proceeding upon receipt by the corporation
of an undertaking by or on behalf of the officer or director to repay the amount if it is ultimately determined by a court that
he is not entitled to be indemnified by the corporation. Said Subsection 2 further provides that the provisions of that Subsection
2 do not affect any rights to advancement of expenses to which corporate personnel other than officers and directors may be entitled
under contract or otherwise by law.
Subsection 3 of Section 78.751 of the Nevada
Law provides that indemnification under Section 78.7502 of the Nevada Law and advancement of expenses authorized in or ordered
by a court pursuant to said Section 78.751 does not exclude any other rights to which the person seeking indemnification or advancement
of expenses may be entitled under the articles of incorporation or any by-law, agreement, vote of stockholders or disinterested
directors or otherwise, for either an action in his or her official capacity or in another capacity while holding his or her office.
However, indemnification, unless ordered by a court pursuant to Section 78.7502 or for the advancement of expenses under Subsection
2 of Section 78.751 of the Nevada Law, may not be made to or on behalf of any director or officer of the corporation if a final
adjudication establishes that his or her acts or omissions involved intentional misconduct, fraud or a knowing violation of the
law and was material to the cause of action. Additionally, the scope of such indemnification and advancement of expenses will continue
as to an Indemnified Party who has ceased to hold one of positions specified above, and will inure to the benefit of his or her
heirs, executors and administrators.
Section 78.752 of the Nevada Law empowers a
corporation to purchase and maintain insurance or make other financial arrangements on behalf of an Indemnified Party for any liability
asserted against such person and liabilities and expenses incurred by such person in his or her capacity as an Indemnified Party
or arising out of such person's status as an Indemnified Party whether or not the corporation would have the power to indemnify
such person against such liability and expenses.
Registrant maintains a policy of insurance under
which the directors and officers of the Registrant are insured, within the limits and subject to the limitations of the policy,
against certain costs that may be incurred by them in connection with the defense of certain claims which may brought against such
persons in their capacity as a director or officer of Registrant.
Each of the Employment Agreements between the
Registrant and Cary L. Cheldin, Lester A. Aaron and Terry L. Kinigstein, each of whom is an officer and director of the Registrant,
contains an indemnification obligation of the Registrant to indemnify each of them to the fullest extent permitted by law including
under circumstances in which indemnification would otherwise be at the discretion of Registrant.
Item 7.
Exemption From Registration Claimed
.
Not applicable.
Item 8.
Exhibits
.
(a) The following exhibits are filed as part of this registration statement
pursuant to Item 601 of the Regulation S-K and are specifically incorporated herein by this reference:
Exhibit
Number
Description
5.1	Opinion and Consent of Sklar Williams LLP
23.1	Consent of Independent Registered Public Accounting Firm
23.2	Consent of Sklar Williams LLP (included in Exhibit 5.1)
Item 9.
Undertakings
.
(a)	The undersigned registrant hereby undertakes:
(1)	To file, during any period in which offers or sales are
being made, a post-effective amendment to this registration statement:
(i)	To include any prospectus required by section 10(a)(3)
of the Securities Act of 1933;
(ii)	To reflect in the prospectus any facts or events arising
after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually
or in the aggregate, represent a fundamental change in the information set forth in the registration statement.
(iii)	To include any material information with respect to
the plan of distribution not previously disclosed in the registration statement or any material change to such information in the
registration statement;
Provided however
, That: Paragraphs (a)(1)(i) and (a)(1)(ii)
of this section do not apply if the registration statement is on Form S-8, and the information required to be included in a post-effective
amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the registrant pursuant to Section
13 or Section 15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in the registration statement.
(2)	That, for the purpose of determining any liability under
the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the
securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering
thereof.
(3)	To remove from registration by means of a post-effective
amendment any of the securities being registered which remain unsold at the termination of the offering.
(b)	The undersigned registrant hereby undertakes that, for purposes
of determining any liability under the Securities Act of 1933, each filing of the registrant's annual report pursuant to Section
13(a) or Section 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan's
annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration
statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such
securities at that time shall be deemed to be the initial
bona fide
offering thereof.
(c)	Insofar as indemnification for liabilities arising under
the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing
provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification
is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or
controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel
the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification
by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.
SIGNATURES
Pursuant to the requirements of the Securities
Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing
on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized,
in the City of Woodland Hills, State of California, on August 9, 2011.
UNICO AMERICAN CORPORATION
By:
/s/ Cary L. Cheldin
Cary L. Cheldin,
Chairman of the Board
Pursuant to the requirements of the Securities
Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated.
Signature
Title
Date
Signature
Title
Date
/s/ Cary L. Cheldin
Cary L. Cheldin
Chairman of the Board,
President and Chief
Executive Officer
(Principal Executive Officer)
August 9, 2011
/s/ Lester A. Aaron
Lester A. Aaron
Treasurer, Chief Financial
Officer and Director
(Principal Accounting and
Principal Financial Officer)
August 9, 2011
/s/ Terry L. Kinigstein
Terry L. Kinigstein
Vice President, Secretary
and Director
August 9, 2011
/s/ Erwin Cheldin
Erwin Cheldin
Director
August 9, 2011
/s/ George C. Gilpatrick
Director
August 9, 2011
George C. Gilpatrick
/s/ David A. Lewis
Director
August 9, 2011
David A. Lewis
/s/ Warren D. Orloff
Director
August 9, 2011
Warren D. Orloff
/s/ Donald B. Urfrig
Director
August 9, 2011
Donald B. Urfrig
EXHIBIT INDEX
Exhibit
Number
Description
5.1	  Opinion and Consent of Sklar Williams LLP
23.1	Consent of Independent Registered Public Accounting Firm
23.2	Consent of Sklar Williams LLP (included in Exhibit 5.1)