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<p style=' margin-bottom:6pt; margin-top:0pt;text-align:right;'><font size=2>As filed with the Securities and Exchange Commission on July 9, 2009</font></p>


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            <p style='margin-left:0pt;text-indent:0pt;text-align:right;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:right;margin-top:0pt;margin-bottom:0pt'><font size=2>Registration No. [  </font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:right;margin-top:0pt;margin-bottom:0pt'><font size=2>]</font></p> </td> </tr></table>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>UNITED STATES</font></B></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>SECURITIES AND EXCHANGE COMMISSION</font></B></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>Washington, D.C. 20549</font></b></p>

<p style=' margin-bottom:6pt; margin-top:0pt;text-align:center;'><font size=4>&nbsp;</font></p>

<p style=' margin-bottom:6pt; margin-top:0pt;text-align:center;'><B><font SIZE=4>FORM S-8</font></B></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>REGISTRATION STATEMENT</font></B></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>UNDER</font></B></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>THE SECURITIES ACT OF 1933</font></B></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=5>KANSAS CITY LIFE INSURANCE COMPANY</font></B></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>(Exact name of registrant as specified in its charter)</font></p>


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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>Missouri</font></b></p> </td>
        <td width="336" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>44-0308260</font></b></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>(State or other jurisdiction of</font></p> </td>
        <td width="336" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>(I.R.S. Employer</font></p> </td> </tr>
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        <td width="318" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p  style='margin-bottom:0in;page-break-after:auto'><font size=2>incorporation or organization)</font></p> </td>
        <td width="336" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>Identification No.)</font></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>3520 Broadway, Kansas City, Missouri</font></b></p> </td>
        <td width="336" valign=bottom style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>64111-2565</font></b></p> </td> </tr>
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        <td width="318" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>(Address of Principal Executive Offices)</font></p> </td>
        <td width="336" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>(Zip Code)</font></p> </td> </tr></table>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font size=2>Kansas City Life Insurance Company Savings and Profit Sharing Plan</font></b></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2> </font><font size=2>(Full title of the plan)</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>


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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>Mr.</font></b><font size=2>&nbsp;</font><b><font size=2>William Schalekamp</font></b></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>Kansas City Life Insurance Company</font></b></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>3520 Broadway</font></b></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>Kansas City, Missouri 64111-2565</font></b></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>(Name and address of agent for service)</font></p>
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style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=2>(816) 753-7000</font></b></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>(Telephone number, including area code, of agent for service)</font></p> </td>
        <td width="342" valign=top style='border:solid black 1.0pt; border-left:none;padding:0in 5.4pt 0in 5.4pt;height:96.75pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>Copies to:</font></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>&nbsp;</font></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>Kenda Tomes</font></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>Stinson Morrison Hecker LLP</font></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>1201 Walnut, Suite 2900</font></p>
<p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>Kansas City, MO 64106</font></p>
<p
style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><font size=2>(816) 691-3211</font></p> </td> </tr></table>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of &#147;large accelerated filer,&#148; &#147;accelerated filer&#148; and &#147;smaller reporting company&#148; in Rule 12b-2 of the Exchange Act. </font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>


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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Large accelerated filer <font face=Wingdings>o</font></font></p> </td>
        <td width="266" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
        <td width="203" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Accelerated filer                   </font><font face=Wingdings>x</font></p> </td> </tr>
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        <td width="169" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Non-accelerated filer   <font face=Wingdings>o</font></font></p> </td>
        <td width="266" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>(Do not check if a smaller reporting company)</font></p> </td>
        <td width="203" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Smaller reporting company  <font face=Wingdings>o</font></font></p> </td> </tr></table>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>CALCULATION OF REGISTRATION FEE</font></B></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font size=2>&nbsp;</font></p>


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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=1>Title of securities to be registered</font></b></p> </td>
        <td width="114" valign=bottom style='border:solid black 1.0pt; border-left:none;padding:0in 5.4pt 0in 5.4pt;height:10.0pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=1>Amount to be registered (1)</font></b></p> </td>
        <td width="108" valign=bottom style='border:solid black 1.0pt; border-left:none;padding:0in 5.4pt 0in 5.4pt;height:10.0pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=1>Proposed maximum offering price per share (2) </font></b></p> </td>
        <td width="138" valign=bottom style='border:solid black 1.0pt; border-left:none;padding:0in 5.4pt 0in 5.4pt;height:10.0pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=1>Proposed maximum aggregate offering price (2)</font></b></p> </td>
        <td width="91" valign=bottom style='border:solid black 1.0pt; border-left:none;padding:0in 5.4pt 0in 5.4pt;height:10.0pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><b><font size=1>Amount of registration fee</font></b></p> </td> </tr>
    <tr style='height:3.5pt'>
        <td width="236" valign=top style='border-top:none;border-left: solid black 1.0pt;border-bottom:solid black 1.0pt;border-right: none;  padding:0in 5.4pt 0in 5.4pt;height:3.5pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Common Stock (par value $1.25 per share)</font></p> </td>
        <td width="114" valign=bottom style='border-bottom: solid black 1.0pt;padding: 0in 5.4pt 0in 5.4pt;height:3.5pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:right;margin-top:0pt;margin-bottom:0pt'><font size=2>1,100,000 shares</font></p> </td>
        <td width="108" valign=bottom style='border-bottom: solid black 1.0pt;padding: 0in 5.4pt 0in 5.4pt;height:3.5pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:right;margin-top:0pt;margin-bottom:0pt'><font size=2>$ 26.29</font></p> </td>
        <td width="138" valign=bottom style='border-bottom: solid black 1.0pt;padding: 0in 5.4pt 0in 5.4pt;height:3.5pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:right;margin-top:0pt;margin-bottom:0pt'><font size=2>$28,919,000</font></p> </td>
        <td width="91" valign=bottom style='border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid black 1.0pt;   padding:0in 5.4pt 0in 5.4pt;height:3.5pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:right;margin-top:0pt;margin-bottom:0pt'><font size=2>$1613.68 </font></p> </td> </tr></table>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:3pt; margin-top:0pt;text-align:left;'><font size=2>(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to Rule 416 under the Securities Act of 1933, as amended (the &#147;Securities Act&#148;), such number of shares registered hereby shall include an indeterminate amount of interests to be offered or sold pursuant to the Thirty-First Amendment and Restatement of the Kansas City Life Insurance Company Savings and Profit Sharing Plan.</font></p>

<p style=' margin-bottom:3pt; margin-top:0pt;text-align:left;'><font size=2>(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Calculated pursuant to Rules 457(c) and 457(h) under the Securities Act solely for the purpose of calculating the amount of the registration fee, on the basis of the average of the high and low prices of the common shares of beneficial interest of Kansas City Life Insurance as reported on the NASDAQ Capital Market, LLC on July 2, 2009. </font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

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<p style=' margin-bottom:12pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>EXPLANATORY NOTE</font></B></p>

<p style=' margin-bottom:6pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>Pursuant to General Instruction E to Form S-8, this registration statement on Form S-8 (&#147;2009 Form S-8&#148;) is being filed by Kansas City Life Insurance (the &#147;Company,&#148; &#147;we,&#148; &#147;us,&#148; &#147;our&#148;) for the purpose of registering additional shares of our common stock, $1.25 par value (&#147;common stock&#148;) and additional plan interests relating to the Thirty-First Amendment and Restatement of the Kansas City Life Insurance Company Savings and Profit Sharing Plan, as amended (the &#147;Plan&#148;) for which securities of the same class were registered on a registration statement on Form S-8 (File No. 333-39714) previously filed and effective on June 20, 2000 (&#147;2000 Form S-8&#148;). Except as otherwise set forth below, this 2009 Form S-8 incorporates by reference the contents of our 2000 Form S-8. This 2009 Form S-8 is being filed to register an
additional 1,100,000 shares of the common shares and plan interests subject to issuance under the Plan.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>PART II</font></B></p>

<p style=' margin-bottom:12pt; margin-top:0pt;text-align:center;'><B><font SIZE=2>INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</font></B></p>

<p style=' margin-bottom:12pt; margin-top:0pt;text-align:left;'><b><font size=2>Item</font></b><font size=2>&nbsp;</font><b><font size=2>3. Incorporation of Documents by Reference.</font></b></p>

<p style=' margin-bottom:6pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>The following documents previously filed by us with the Securities and Exchange Commission (the &#147;SEC&#148;) are hereby incorporated by reference in this Registration Statement: </font></p>


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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:10pt'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=4><b>&#149;</b></font></p> </td>
        <td  valign=top style='padding:0in 0in 10.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Our Annual Report on Form 10-K for the year ended December 31, 2008 filed with the SEC on February 27, 2009; </font></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:10pt'><font size=1>&nbsp;</font></p> </td>
        <td width="24" valign=top style='padding:0in 0in 10.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=4><b>&#149;</b></font></p> </td>
        <td  valign=top style='padding:0in 0in 10.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>The Plan&#146;s Annual Report on Form 11-K for the year ended December 31, 2008 filed with the SEC on June 26, 2009.</font></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:10pt'><font size=1>&nbsp;</font></p> </td>
        <td width="24" valign=top style='padding:0in 0in 10.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=4><b>&#149;</b></font></p> </td>
        <td  valign=top style='padding:0in 0in 10.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Our Quarterly Report on Form 10-Q for the quarter ended March 31, 2009 filed with the SEC on May 1, 2009;</font></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:10pt'><font size=1>&nbsp;</font></p> </td>
        <td width="24" valign=top style='padding:0in 0in 10.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=4><b>&#149;</b></font></p> </td>
        <td  valign=top style='padding:0in 0in 10.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Our Current Reports on Form 8-K filed with the SEC on March 11, 2009 and May 19, 2009; and</font></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:10pt'><font size=1>&nbsp;</font></p> </td>
        <td width="24" valign=top style='padding:0in 0in 10.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=4><b>&#149;</b></font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>The description of our common stock contained in our General Form for Registration of Securities on Form 10 (File No. 001-33348) filed with the SEC on March 6, 2007, including any amendment or report filed for the purpose of updating such description. </font></p> </td> </tr></table>
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<p style=' margin-bottom:6pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>All documents subsequently filed (other than the portions of those documents furnished or otherwise not deemed to be filed) by the Company  pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, as amended, prior to the filing of a post-effective amendment to this 2009 Form S-8 which indicates that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated by reference in this 2009 Form S-8 and to be a part hereof from the date of filing of such documents. </font></p>

<p style=' margin-bottom:6pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>Any statement contained herein or in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this 2009 Form S-8 to the extent that the statement modifies or supersedes such earlier statement. Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this 2009 Form S-8. </font></p>

<p style=' margin-bottom:12pt; margin-top:0pt;text-align:left;'><b><font size=2>Item</font></b><font size=2>&nbsp;</font><b><font size=2>5. Interests of Named Experts and Counsel.</font></b><font size=2> </font></p>

<p style=' margin-bottom:6pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>William Schalekamp, our Senior Vice President, General Counsel and Secretary has provided the legal opinion regarding the legality of our common stock and plan interests. As of July 7, 2009, Mr.&nbsp;Schalekamp owned 8568 shares of our common stock, 7,463 of which were held by the Trustees of the Plan. Mr.&nbsp;Schalekamp has the power to vote all these shares.</font></p>

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<p style=' margin-bottom:12pt; margin-top:0pt;text-align:left;'><b><font size=2>Item 8. Exhibits.</font></b></p>

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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><b><font size=2>Exhibit No.</font></b></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:1.0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><b><font size=2>Description</font></b></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td> </tr>
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            <p  style='text-align:justify;text-indent:0in;page-break-after:avoid'><font size=2>5.1</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
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            <p  style='text-align:justify;text-indent:0in;page-break-after:avoid'><font size=2>Opinion of William Schalekamp regarding legality</font></p> </td> </tr>
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            <p  style='text-align:justify;text-indent:0in'><font size=2>23.1</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
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            <p  style='text-align:justify;text-indent:0in'><font size=2>Consent of William Schalekamp (included in Exhibit 5.1)</font></p> </td> </tr>
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            <p  style='text-align:justify;text-indent:0in'><font size=2>23.2</font></p> </td>
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            <p  style='text-align:justify;text-indent:0in'><font size=2>Consent of KPMG</font></p> </td> </tr>
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            <p  style='text-align:justify;text-indent:0in'><font size=2>99.1</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
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            <p  style='text-align:justify;text-indent:0in'><font size=2>Kansas City Life Insurance Company Savings and Profit Sharing Plan</font></p> </td> </tr>
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            <p  style='text-align:justify;text-indent:0in'><font size=1>&nbsp;</font></p> </td> </tr></table>
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<p style=' margin-bottom:6pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>Pursuant to Item 8(b) of Part II of Form S-8, we hereby undertake that we will submit or have submitted the Plan and any amendments thereto to the Internal Revenue Service in a timely manner and have made or will make all changes required by the Internal Revenue Service in order to qualify the Plan.</font></p>

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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><A NAME="PAGENUM"><font size=2>2</font></A></p> </td>
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<B><font SIZE=2>SIGNATURES </font></B></p>

<p style=' margin-bottom:6pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Kansas City, State of Missouri, on this 9th day of July, 2009.</font></p>

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<p style=' margin-bottom:0pt; margin-top:0pt; margin-left:3in;text-align:justify;'><font SIZE=2>KANSAS CITY LIFE INSURANCE COMPANY, </font></p>

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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><u><font size=2>/s/ R. Philip Bixby</font></u></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Name:</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>R. Philip Bixby</font></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>President, Chief Executive Officer, Chairman of the Board </font></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><A NAME="PAGENUM"><font size=2>3</font></A></p> </td>
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<p style=' margin-bottom:6pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed below by the following persons in the capacities and on the dates indicated.</font></p>

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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ R. Philip Bixby</font></u><br> <font size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;R. Philip Bixby</font></p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>President, Chief Executive Officer, Chairman of the Board and Director (Principal Executive Officer)</font>  </p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>July 9, 2009</font></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ Tracy W. Knapp</font></u><br> <font size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tracy W. Knapp</font></p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>Senior Vice President, Finance, Chief Financial Officer and Director</font><br> <font size=2>(Principal Accounting Officer)</font></p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>July 9, 2009</font></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ William A. Schalekamp</font></u><br> <font size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;William A. Schalekamp</font></p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>Senior Vice President, General Counsel, Secretary and Director</font></p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>July 9, 2009</font></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ Mark A. Milton</font></u><br> <font size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mark A. Milton</font></p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>Senior Vice President, Actuary and Director</font></p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>July 9, 2009</font></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ Richard L. Finn</font></u><br> <font size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Richard L. Finn</font></p> </td>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>Director</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>July 9, 2009</font></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent: 0in;text-align:left;margin-top:0pt;margin-bottom:6pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ Walter E. Bixby</font></u><font size=2> </font><br> <font size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Walter E. Bixby</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Vice Chairman of the Board and Director</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>July 9, 2009</font></p> </td> </tr>
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        <td width="283" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ John C. Cozad</font></u><br> <font size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;John C. Cozad</font></p> </td>
        <td width="228" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Director</font></p> </td>
        <td width="127" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>July 9, 2009</font></p> </td> </tr>
    <tr style='height:40.95pt'>
        <td width="283" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ William R. Blessing</font></u><font size=2> </font><br> <font size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;William R. Blessing</font></p> </td>
        <td width="228" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>Director</font></p> </td>
        <td width="127" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=2>July 9, 2009</font></p> </td> </tr>
    <tr style='height:40.95pt'>
        <td width="283" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Kansas City Life Insurance Company Savings and Profit Sharing Plan</font></p> </td>
        <td width="228" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td>
        <td width="127" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></p> </td> </tr>
    <tr style='height:40.95pt'>
        <td width="283" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ Charles R. Duffy</font></u></p>
<p style='margin-left:0pt;text-indent:.5in;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Name: Charles R. Duffy</font></p> </td>
        <td width="228" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Trustee</font></p> </td>
        <td width="127" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>July 9, 2009</font></p> </td> </tr>
    <tr style='height:40.95pt'>
        <td width="283" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ Tracy W. Knapp</font></u></p>
<p style='margin-left:0pt;text-indent:.5in;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Tracy W. Knapp</font></p> </td>
        <td width="228" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Trustee</font></p> </td>
        <td width="127" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>July 9, 2009</font></p> </td> </tr>
    <tr style='height:40.95pt'>
        <td width="283" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>By:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>/s/ Mark A. Milton</font></u></p>
<p style='margin-left:0pt;text-indent:.5in;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Mark A. Milton</font></p> </td>
        <td width="228" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>Trustee</font></p> </td>
        <td width="127" valign=top style='padding:0in 5.4pt 0in 5.4pt; height:40.95pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt'><font size=2>July 9, 2009</font></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><A NAME="PAGENUM"><font size=2>4</font></A></p> </td>
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<b><font size=2>Exhibit Index</font></b></p>

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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><b><font size=2>Exhibit No.</font></b></p> </td>
        <td width="18" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
        <td width="535" valign=top style='border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><b><font size=2>Description</font></b></p> </td> </tr>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
        <td width="535" valign=top style='padding:0in 5.4pt 0in 5.4pt;height:5.35pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td> </tr>
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        <td width="85" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p  style='text-align:justify;text-indent:0in'><font size=2>5.1</font></p> </td>
        <td width="18" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
        <td width="535" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p  style='text-align:justify;text-indent:0in'><font size=2>Opinion of William Schalekamp  regarding legality</font></p> </td> </tr>
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        <td width="85" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p  style='text-align:justify;text-indent:0in'><font size=2>23.1</font></p> </td>
        <td width="18" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
        <td width="535" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p  style='text-align:justify;text-indent:0in'><font size=2>Consent of William Schalekamp (included in Exhibit 5.1)</font></p> </td> </tr>
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            <p  style='text-align:justify;text-indent:0in'><font size=2>23.2</font></p> </td>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
        <td width="535" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p  style='text-align:justify;text-indent:0in'><font size=2>Consent of KPMG</font></p> </td> </tr>
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        <td width="85" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p  style='text-align:justify;text-indent:0in'><font size=2>99.1</font></p> </td>
        <td width="18" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:121.5%'><font size=1>&nbsp;</font></p> </td>
        <td width="535" valign=top style='padding:0in 5.4pt 0in 5.4pt'>
            <p  style='text-align:justify;text-indent:0in'><font size=2>Kansas City Life Insurance Company Savings and Profit Sharing Plan</font></p> </td> </tr>
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            <p  style='text-align:justify;text-indent:0in'><font size=1>&nbsp;</font></p> </td> </tr></table>
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            <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><A NAME="PAGENUM"><font size=2>5</font></A></p> </td>
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{"company-data": {"conformed-name": "KANSAS CITY LIFE INSURANCE CO", "cik": "0000054473", "assigned-sic": "6311", "irs-number": "440308260", "state-of-incorporation": "MO", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-160490", "film-number": "09936778"}, "business-address": {"street1": "3520 BROADWAY", "city": "KANSAS CITY", "state": "MO", "zip": "64111-2565", "phone": "8167537299X8296"}, "mail-address": {"street1": "3520 BROADWAY", "city": "KANSAS CITY", "state": "MO", "zip": "64111-2565"}}
As filed with the Securities and Exchange Commission on July 9, 2009
Registration No. [
]
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
KANSAS CITY LIFE INSURANCE COMPANY
(Exact name of registrant as specified in its charter)
Missouri
44-0308260
(State or other jurisdiction of
(I.R.S. Employer
incorporation or organization)
Identification No.)
3520 Broadway, Kansas City, Missouri
64111-2565
(Address of Principal Executive Offices)
(Zip Code)
Kansas City Life Insurance Company Savings and Profit Sharing Plan
(Full title of the plan)
Mr.
William Schalekamp
Kansas City Life Insurance Company
3520 Broadway
Kansas City, Missouri 64111-2565
(Name and address of agent for service)
(816) 753-7000
(Telephone number, including area code, of agent for service)
Copies to:
Kenda Tomes
Stinson Morrison Hecker LLP
1201 Walnut, Suite 2900
Kansas City, MO 64106
(816) 691-3211
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of "large accelerated filer," "accelerated filer" and "smaller reporting company" in Rule 12b-2 of the Exchange Act.
Large accelerated filer
o
Accelerated filer
x
Non-accelerated filer
o
(Do not check if a smaller reporting company)
Smaller reporting company
o
CALCULATION OF REGISTRATION FEE
Title of securities to be registered
Amount to be registered (1)
Proposed maximum offering price per share (2)
Proposed maximum aggregate offering price (2)
Amount of registration fee
Common Stock (par value $1.25 per share)
1,100,000 shares
$ 26.29
$28,919,000
$1613.68
(1)        Pursuant to Rule 416 under the Securities Act of 1933, as amended (the "Securities Act"), such number of shares registered hereby shall include an indeterminate amount of interests to be offered or sold pursuant to the Thirty-First Amendment and Restatement of the Kansas City Life Insurance Company Savings and Profit Sharing Plan.
(2)        Calculated pursuant to Rules 457(c) and 457(h) under the Securities Act solely for the purpose of calculating the amount of the registration fee, on the basis of the average of the high and low prices of the common shares of beneficial interest of Kansas City Life Insurance as reported on the NASDAQ Capital Market, LLC on July 2, 2009.
EXPLANATORY NOTE
Pursuant to General Instruction E to Form S-8, this registration statement on Form S-8 ("2009 Form S-8") is being filed by Kansas City Life Insurance (the "Company," "we," "us," "our") for the purpose of registering additional shares of our common stock, $1.25 par value ("common stock") and additional plan interests relating to the Thirty-First Amendment and Restatement of the Kansas City Life Insurance Company Savings and Profit Sharing Plan, as amended (the "Plan") for which securities of the same class were registered on a registration statement on Form S-8 (File No. 333-39714) previously filed and effective on June 20, 2000 ("2000 Form S-8"). Except as otherwise set forth below, this 2009 Form S-8 incorporates by reference the contents of our 2000 Form S-8. This 2009 Form S-8 is being filed to register an
additional 1,100,000 shares of the common shares and plan interests subject to issuance under the Plan.
PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
Item
3. Incorporation of Documents by Reference.
The following documents previously filed by us with the Securities and Exchange Commission (the "SEC") are hereby incorporated by reference in this Registration Statement:
•
Our Annual Report on Form 10-K for the year ended December 31, 2008 filed with the SEC on February 27, 2009;
•
The Plan's Annual Report on Form 11-K for the year ended December 31, 2008 filed with the SEC on June 26, 2009.
•
Our Quarterly Report on Form 10-Q for the quarter ended March 31, 2009 filed with the SEC on May 1, 2009;
•
Our Current Reports on Form 8-K filed with the SEC on March 11, 2009 and May 19, 2009; and
•
The description of our common stock contained in our General Form for Registration of Securities on Form 10 (File No. 001-33348) filed with the SEC on March 6, 2007, including any amendment or report filed for the purpose of updating such description.
All documents subsequently filed (other than the portions of those documents furnished or otherwise not deemed to be filed) by the Company  pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, as amended, prior to the filing of a post-effective amendment to this 2009 Form S-8 which indicates that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated by reference in this 2009 Form S-8 and to be a part hereof from the date of filing of such documents.
Any statement contained herein or in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this 2009 Form S-8 to the extent that the statement modifies or supersedes such earlier statement. Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this 2009 Form S-8.
Item
5. Interests of Named Experts and Counsel.
William Schalekamp, our Senior Vice President, General Counsel and Secretary has provided the legal opinion regarding the legality of our common stock and plan interests. As of July 7, 2009, Mr. Schalekamp owned 8568 shares of our common stock, 7,463 of which were held by the Trustees of the Plan. Mr. Schalekamp has the power to vote all these shares.
1
Item 8. Exhibits.
Exhibit No.
Description
5.1
Opinion of William Schalekamp regarding legality
23.1
Consent of William Schalekamp (included in Exhibit 5.1)
23.2
Consent of KPMG
99.1
Kansas City Life Insurance Company Savings and Profit Sharing Plan
Pursuant to Item 8(b) of Part II of Form S-8, we hereby undertake that we will submit or have submitted the Plan and any amendments thereto to the Internal Revenue Service in a timely manner and have made or will make all changes required by the Internal Revenue Service in order to qualify the Plan.
2
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Kansas City, State of Missouri, on this 9th day of July, 2009.
KANSAS CITY LIFE INSURANCE COMPANY,
(Registrant)
By:
/s/ R. Philip Bixby
Name:
R. Philip Bixby
Title:
President, Chief Executive Officer, Chairman of the Board
3
Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed below by the following persons in the capacities and on the dates indicated.
By:
/s/ R. Philip Bixby
R. Philip Bixby
President, Chief Executive Officer, Chairman of the Board and Director (Principal Executive Officer)
July 9, 2009
By:
/s/ Tracy W. Knapp
Tracy W. Knapp
Senior Vice President, Finance, Chief Financial Officer and Director
(Principal Accounting Officer)
July 9, 2009
By:
/s/ William A. Schalekamp
William A. Schalekamp
Senior Vice President, General Counsel, Secretary and Director
July 9, 2009
By:
/s/ Mark A. Milton
Mark A. Milton
Senior Vice President, Actuary and Director
July 9, 2009
By:
/s/ Richard L. Finn
Richard L. Finn
Director
July 9, 2009
By:
/s/ Walter E. Bixby
Walter E. Bixby
Vice Chairman of the Board and Director
July 9, 2009
By:
/s/ John C. Cozad
John C. Cozad
Director
July 9, 2009
By:
/s/ William R. Blessing
William R. Blessing
Director
July 9, 2009
Kansas City Life Insurance Company Savings and Profit Sharing Plan
By:
/s/ Charles R. Duffy
Name: Charles R. Duffy
Trustee
July 9, 2009
By:
/s/ Tracy W. Knapp
Tracy W. Knapp
Trustee
July 9, 2009
By:
/s/ Mark A. Milton
Mark A. Milton
Trustee
July 9, 2009
4
Exhibit Index
Exhibit No.
Description
5.1
Opinion of William Schalekamp  regarding legality
23.1
Consent of William Schalekamp (included in Exhibit 5.1)
23.2
Consent of KPMG
99.1
Kansas City Life Insurance Company Savings and Profit Sharing Plan
5