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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">As filed with the Securities and Exchange Commission
on June 26, 2014</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right">Registration No. 333-________</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">_________________</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION<BR>
Washington, D.C. 20549</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">_________________</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FORM S-8<BR>
REGISTRATION STATEMENT<BR>
UNDER<BR>
THE SECURITIES ACT OF 1933</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">_________________</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><IMG SRC="image_001.jpg" ALT="Description: http:||www.sec.gov|Archives|edgar|data|92230|000119312512118993|g316693g76d28.jpg" STYLE="height: 66px; width: 66px"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0.5in"><FONT STYLE="font-size: 12pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;BB&amp;T
CORPORATION&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT><BR>
<I>(Exact name of registrant as specified in its charter)</I></P>

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<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 12pt; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 53%; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 12pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;North Carolina&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></TD>
    <TD STYLE="width: 47%; font-size: 12pt; text-align: center"><FONT STYLE="font-size: 12pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;56-0939887&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center"><I>(State or other jurisdiction of</I></TD>
    <TD STYLE="font-size: 10pt; text-align: center"><I>(I.R.S. Employer Identification</I></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center"><I>incorporation of organization)</I></TD>
    <TD STYLE="font-size: 10pt; text-align: center"><I>Number)</I></TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 12pt"><B>200 West Second
Street</B></FONT><BR>
<FONT STYLE="font-size: 12pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Winston-Salem, North Carolina 27101</B></FONT><BR>
<I>(Address of principal executive offices, including zip code)</I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>CRC Insurance Services, Inc. 401(k) Profit
Sharing Retirement Plan</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 12pt"><B>McGriff, Seibels
&amp; Williams, Inc. Employee 401(k) Plan&nbsp;&nbsp;&nbsp;</B></FONT><BR>
<I>(Full title of the plan)</I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Robert J. Johnson, Jr.<BR>
Senior Executive Vice President, </B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>General Counsel, Secretary and </B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Chief Corporate Governance Officer </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 12pt"><B>BB&amp;T Corporation</B></FONT><BR>
<FONT STYLE="font-size: 12pt"><B>200 West Second Street</B></FONT><BR>
<FONT STYLE="font-size: 12pt"><B>3rd Floor</B></FONT><BR>
<FONT STYLE="font-size: 12pt"><B>Winston-Salem, North Carolina 27101</B></FONT><BR>
<FONT STYLE="font-size: 12pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(336) 733-2180&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT><BR>
<I>(Name, address and telephone number, including area code,</I><BR>
<I>of agent for service)</I></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0; text-indent: 0.5in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Indicate
by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller
reporting company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller
reporting company&#8221; in Rule 12b-2 of the Exchange Act. (Check one):</P>

<P STYLE="font: 12pt/11.25pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 25%; padding-right: 0.8pt; text-align: center">Large accelerated filer <FONT STYLE="font-family: Wingdings">x</FONT></TD>
    <TD STYLE="width: 21%; padding-right: 0.8pt; text-align: center">Accelerated filer <FONT STYLE="font-family: Wingdings">&uml;</FONT></TD>
    <TD STYLE="width: 26%; padding-right: 0.8pt; text-align: center">Non-accelerated filer&nbsp; <FONT STYLE="font-family: Wingdings">&uml;</FONT></TD>
    <TD STYLE="width: 28%; padding-right: -2pt">Smaller reporting company <FONT STYLE="font-family: Wingdings">&uml;</FONT> &nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 0.8pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0.8pt; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 0.8pt; text-align: center; vertical-align: top">(Do not check if a smaller reporting company)</TD>
    <TD STYLE="padding-right: 0.8pt; font-size: 12pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 0.8pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0.8pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0.8pt; text-align: center">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 100%; border-bottom: black 6.75pt double; padding-right: 9.8pt; text-align: center"><B>CALCULATION OF REGISTRATION</B> <B>FEE</B></TD></TR>
</TABLE>
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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 18%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Title of Each Class of</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Securities to be Registered</B></P></TD>
    <TD STYLE="width: 26%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><B>Title of Plan</B></TD>
    <TD STYLE="width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Amount</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>to be</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Registered</B></P></TD>
    <TD STYLE="width: 13%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Proposed</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Maximum</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Offering Price</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Per Unit (1)</B></P></TD>
    <TD STYLE="width: 14%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Proposed</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Maximum</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Aggregate</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Offering Price (1)</B></P></TD>
    <TD STYLE="width: 14%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Amount of</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Registration</B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Fee (2)</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Common Stock, par value $5.00 per</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">share (3)</P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">CRC Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">2,500,000</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">$38.47</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">$96,175,000</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">$12,387.34</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Common Stock, par value $5.00 per</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">share (3)</P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">McGriff, Seibels &amp; Williams, Inc. Employee 401(k) Plan</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">2,500,000</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">$38.47</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">$96,175,000</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">$12,387.34</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">(1) Estimated for purposes of computing the registration fee for
purposes of Rule 457(c) and (h)(1), based on the average ($38.47) of the high ($38.84) and low ($38.10) prices of the Company's Common
Stock on June 19, 2014, as reported on the New York Stock Exchange.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">(2) Computed in accordance with Rule 457(h), based on the maximum
number of shares of common stock issuable under the CRC Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan and McGriff,
Seibels &amp; Williams, Inc. Employee 401(k) Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">(3) Pursuant to Rule 416(c) under the Securities Act of 1933, as
amended, this registration statement also covers an indeterminate amount of interests to be offered or sold pursuant to the CRC
Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan and McGriff, Seibels &amp; Williams, Inc. Employee 401(k) Plan.
In addition, pursuant to Rule 416(a), this registration statement shall also cover any additional shares of common stock that may
be offered or issued by reason of any stock dividend, stock split, recapitalization or any other similar transaction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>PART I</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>INFORMATION REQUIRED IN THE SECTION 10(a)
PROSPECTUS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Items 1 and 2.&#9;&nbsp;&nbsp;</B>Plan Information; Registration Information
and Employee Plan Annual Information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 27pt">The information specified by Item 1 and Item
2 of Part I of Form S-8 is omitted from this filing in accordance with the provisions of Rule 428 under the Securities Act and
the introductory note to Part I of Form S-8. The documents containing the information specified in Part I will be delivered to
the respective participants in the (i) CRC Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan and (ii) McGriff, Seibels
&amp; Williams, Inc. Employee 401(k) Plan covered by this Registration Statement as required by Rule 428(b). These documents and
the documents incorporated by reference to this Registration Statement pursuant to Item 3 of Part II of Form S-8, taken together,
constitute a prospectus that meets the requirements of Section 10(a) of the Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>PART II</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>INFORMATION REQUIRED IN THE REGISTRATION
STATEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Item 3. &nbsp;&nbsp;Incorporation of Documents by Reference.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The following documents filed by BB&amp;T Corporation
(the &#8220;Company&#8221; or &#8220;BB&amp;T&#8221;) with the Securities and Exchange Commission (the &#8220;Commission&#8221;)
under the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), are incorporated herein by reference:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">(a) The Company&#8217;s Annual Report on Form 10-K for the fiscal year ended December 31, 2013;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">(b) The Company&#8217;s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2014;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">(c) The Company&#8217;s Current Reports on Form
8-K filed with the Commission on February 4, 2014, February 26, 2014, February 28, 2014 and May 2, 2014;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">(d) The description of the Company&#8217;s Common
Stock, par value $5.00 per share, contained in the Company&#8217;s Registration Statement on Form 8-A filed with the Commission
on September 4, 1991 with respect to such Common Stock, including any amendment or report filed for the purposes of updating such
description; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">(e) All other reports filed pursuant to Section
13(a) or 15(d) of the Exchange Act since the end of the fiscal year referred to in (a) above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">All future filings the Company makes with the
SEC under Sections 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934 prior to the termination of the offering of
the securities are incorporated by reference in this prospectus (other than information in such future filings deemed, under SEC
rules or otherwise, not to have been filed with the SEC). Information filed with the SEC after the date of this prospectus will
automatically update and supersede information contained in or previously incorporated by reference in this prospectus</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Item 4.&nbsp;&nbsp; Description of Securities.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Item 5.&nbsp;&nbsp; Interests of Named Experts and Counsel.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The validity of the shares of BB&amp;T common
stock offered hereby has been passed upon for BB&amp;T by Robert J. Johnson, Jr., Senior Executive Vice President, Secretary, General
Counsel and Chief Corporate Governance Officer of BB&amp;T. At the time of rendering the legal opinion, Mr. Johnson owned shares
of common stock and held restricted stock units and options to purchase additional shares of common stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Item 6.&nbsp;&nbsp; Indemnification of Directors and Officers.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 24.5pt">Sections 55-8-50 through 55-8-58 of the North
Carolina Business Corporation Act contain specific provisions relating to indemnification of directors and officers of North Carolina
corporations. In general, such sections provide that: (i)&nbsp;a corporation must indemnify a director or officer who is wholly
successful in his defense of a proceeding to which he is a party because of his status as such, unless limited by the articles
of incorporation, and (ii)&nbsp;a corporation may indemnify a director or officer if he is not wholly successful in such defense
if it is determined as provided by statute that the director or officer meets a certain standard of conduct, except that when a
director or officer is liable to the corporation or is adjudged liable on the basis that personal benefit was improperly received
by him, the corporation may not indemnify him. A director or officer of a corporation who is a party to a proceeding may also apply
to a court for indemnification, and the court may order indemnification under certain circumstances set forth in statute. A corporation
may, in its articles of incorporation or bylaws or by contract or resolution of the board of directors, provide indemnification
in addition to that provided by statute, subject to certain conditions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9pt 0 0; text-indent: 24.5pt">BB&amp;T&#8217;s bylaws provide for the
indemnification to the fullest extent permitted by law of any director or officer of the registrant against liabilities and expenses
arising out of his or her status or activities as such, excluding any liability or expenses such person may incur on account of
his or her activities which were, at the time taken, known or believed by such person to be clearly in conflict with the best interest
of BB&amp;T.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9pt 0 0; text-indent: 24.5pt">BB&amp;T&#8217;s articles of incorporation
provide for the elimination of the personal liability of each director of BB&amp;T to the fullest extent permitted by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9pt 0 0; text-indent: 24.5pt">BB&amp;T maintains directors&#8217; and
officers&#8217; liability insurance that, in general, insures: (i)&nbsp;BB&amp;T&#8217;s directors and officers against loss by
reason of any of their wrongful acts and (ii)&nbsp;BB&amp;T against loss arising from claims against the directors and officers
by reason of their wrongful acts, all subject to the terms and conditions contained in the policy. Certain rules of the Federal
Deposit Insurance Corporation limit the ability of certain depository institutions, their subsidiaries and their affiliated depository
institution holding companies to indemnify affiliated parties, including institution directors. In general, subject to the ability
to purchase directors&#8217; and officers&#8217; liability insurance and to advance professional expenses under certain circumstances,
the rules prohibit such institutions from indemnifying a director for certain costs incurred with regard to an administrative or
enforcement action commenced by any federal banking agency that results in a final order or settlement pursuant to which the director
is assessed a civil money penalty, removed from office, prohibited from participating in the affairs of an insured depository institution
or required to cease and desist from or take an affirmative action described in Section&nbsp;8(b) of the Federal Deposit Insurance
Act (12 U.S.C. &sect; 1818(b)).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Item 7.&nbsp;&nbsp; Exemption from Registration Claimed.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 25pt">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Item 8.&nbsp;&nbsp; Exhibits.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">The following exhibits are filed as a part of
this Registration Statement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 18%; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 1.5pt solid"><B>Exhibit
        No.</B></P></TD>
    <TD STYLE="width: 58%; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 1.5pt solid"><B>Description</B></P></TD>
    <TD STYLE="width: 24%; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 1.5pt solid"><B>Location</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">4.1</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Articles of Incorporation of the Registrant, as amended and restated April 30, 2014.</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Incorporated herein by reference to Exhibit 3(i) of the Form 8-K filed May 2, 2014.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">4.2</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Bylaws of the Registrant, as amended and restated December 17, 2013.</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Incorporated herein by reference to Exhibit 3.ii of the Current Report on Form 8-K, filed December&nbsp;19, 2013.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">5</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Opinion of Robert J. Johnson, Jr., Senior Executive Vice President, General Counsel, Secretary and Chief Corporate Governance Officer of BB&amp;T.</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Filed herewith.</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 18%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">23.1</TD>
    <TD STYLE="width: 58%; padding-right: 5.4pt; padding-left: 5.4pt">Consent of Robert J. Johnson, Jr., Senior Executive Vice President, General Counsel, Secretary and Chief Corporate Governance Officer of BB&amp;T.</TD>
    <TD STYLE="width: 24%; padding-right: 5.4pt; padding-left: 5.4pt">Included in Exhibit 5.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">23.2</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Consent of Independent Registered Public Accounting Firm.</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Filed herewith.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">24.1</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Power of Attorney.</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Filed herewith.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">24.2</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Certified Resolution of the Board of Directors of BB&amp;T.</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Filed herewith.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Item 9. &nbsp;&nbsp;Undertakings.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0">(a) The undersigned registrant hereby undertakes:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0; text-indent: 0.5in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1)
To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0 0.5in; text-indent: 0.5in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0 0.5in; text-indent: 0.5in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
To reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent
post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set
forth in the registration statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if
the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high
end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule
424(b) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering
price set forth in the &#8220;Calculation of Registration Fee&#8221; table in the effective registration statement; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0 0.5in; text-indent: 0.5in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)
To include any material information with respect to the plan of distribution not previously disclosed in the registration statement
or any material change to such information in the registration statement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0; text-indent: 15pt"><I>Provided</I>, <I>however</I>, that&nbsp;paragraphs
(a)(1)(i) and (a)(1)(ii) of this section do not apply if the registration statement is on Form S&#8211;8 (&sect;239.16b of this
chapter), and the information required to be included in a post-effective amendment by those paragraphs is contained in reports
filed with or furnished to the Commission by the registrant pursuant to Section 13 or Section 15(d) of the Securities Exchange
Act of 1934 that are incorporated by reference in the registration statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 15pt">(2) That, for the purpose of determining any
liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement
relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial
<I>bona fide</I> offering thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 15pt">(3) To remove from registration by means of a
post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 15pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">(b) The undersigned registrant hereby undertakes that, for purposes
of determining any liability under the Securities Act of 1933, each filing of the registrant's annual report pursuant to section
13(a) or section 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan's
annual report pursuant to section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration
statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such
securities at that time shall be deemed to be the initial bona fide offering thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">(c) Insofar as indemnification for liabilities arising under the
Securities Act of 1933 may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing
provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification
is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or
controlling person in connection with the securities being registered, the registrant will, unless in</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">the opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy
as expressed in the Act and will be governed by the final adjudication of such issue.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SIGNATURES </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 3pt 0 0; text-indent: 24.5pt">Pursuant to the requirements of the Securities
Act of 1933, as amended, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements
for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto
duly authorized, in the City of Winston-Salem, State of North Carolina, on June 24, 2014.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 0; text-align: center"><B>BB&amp;T CORPORATION </B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">&nbsp;</TD>
    <TD STYLE="width: 6%; font-size: 0.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 0.5pt; width: 42%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>By:</TD>
    <TD STYLE="border-bottom: black 1pt solid">*</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Name:</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Daryl N. Bible</B></FONT></TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">Title:</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 7.5pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Senior Executive Vice President</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; text-align: center"><FONT STYLE="font-size: 7.5pt"><B>and Chief Financial Officer</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 0; text-indent: 24.5pt">Pursuant to the requirements of the Securities
Act of 1933, as amended, this Registration Statement has been signed by the following persons in the capacities indicated on June
24, 2014.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 6%; font-size: 0.5pt">&nbsp;</TD>
    <TD STYLE="width: 42%; font-size: 0.5pt">&nbsp;</TD>
    <TD STYLE="width: 6%; font-size: 0.5pt">&nbsp;</TD>
    <TD STYLE="width: 46%; font-size: 0.5pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
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    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
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<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Kelly S. King</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Daryl N. Bible</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD>
        <P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Chairman of the Board and</B></P>
        <P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Chief Executive Officer</B></P>
        <P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>(Principal Executive Officer)</B></P></TD>
    <TD>Title:</TD>
    <TD>
        <P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Senior Executive Vice President</B></P>
        <P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>and Chief Financial Officer</B></P>
        <P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>(Principal Financial Officer)</B></P></TD></TR>
<TR>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
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    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
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<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Cynthia B. Powell</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Jennifer S. Banner</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD>
        <P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Executive Vice President and Corporate Controller</B></P>
        <P STYLE="font: 7.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>(Principal Accounting Officer)</B></P></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
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    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
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<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>K. David Boyer Jr.</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Anna R. Cabilik</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Ronald E. Deal</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>James A. Faulkner</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR>
    <TD STYLE="font-size: 12pt">&nbsp;</TD>
    <TD STYLE="font-size: 12pt">&nbsp;</TD>
    <TD STYLE="font-size: 12pt">&nbsp;</TD>
    <TD STYLE="font-size: 12pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>I. Patricia Henry</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>John P. Howe III, M.D.</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Eric C. Kendrick</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Louis B. Lynn</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Edward C. Milligan</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Charles A. Patton</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Nido R. Qubein </B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Tollie W. Rich, Jr.</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Thomas E. Skains</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Thomas N. Thompson</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 7 -->
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 6%; padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD STYLE="width: 42%">&nbsp;</TD>
    <TD STYLE="width: 6%; padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD STYLE="width: 46%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">*</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Edwin H. Welch, Ph.D.</B></FONT></TD>
    <TD>Name:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Stephen T. Williams </B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD>
    <TD>Title:</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Director</B></FONT></TD></TR>
<TR>
    <TD>
        <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>
        <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P></TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">*By:&#9;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0.0in">/s/ Robert J. Johnson, Jr.</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Robert J. Johnson, Jr.</B></FONT></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Attorney-in-Fact</B></FONT></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 1pt Times New Roman, Times, Serif; margin: 0.25in 0 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0"><I>The Plans.</I> Pursuant to the requirements of the
Securities Act of 1933, the trustees (or other person who administer the employee benefit plans) have duly caused this registration
statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Winston-Salem, North Carolina
on June 25, 2014.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0; text-align: right; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="RIGHT" STYLE="font: 10pt Times New Roman, Times, Serif; width: 60%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 12%; padding-left: 12pt; text-indent: -12pt">&nbsp;</TD>
    <TD STYLE="width: 76%; text-align: center"><B>CRC Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan</B></TD>
    <TD STYLE="width: 12%; padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">By:&#9;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">/s/ Suzanne G. Brooks&nbsp;&nbsp;&nbsp;&nbsp;</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Suzanne G. Brooks</B></FONT></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="font-size: 7.5pt; text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Vice President of Branch Banking and Trust Company, Trustee</B></FONT></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
</TABLE><BR STYLE="clear: both">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 11.25pt 0 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="RIGHT" STYLE="font: 10pt Times New Roman, Times, Serif; width: 60%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 12%; padding-left: 12pt; text-indent: -12pt">&nbsp;</TD>
    <TD STYLE="width: 76%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 12%; padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">&nbsp;</TD>
    <TD STYLE="text-align: center"><B>McGriff, Seibels &amp; Williams, Inc. Employee 401(k) Plan</B></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">By:&#9;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">/s/ Suzanne G. Brooks&nbsp;&nbsp;&nbsp;&nbsp;</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Name:&#9;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Suzanne G. Brooks</B></FONT></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12pt; text-indent: -12pt">Title:&#9;</TD>
    <TD STYLE="font-size: 7.5pt; text-align: center"><FONT STYLE="font-size: 7.5pt"><B>Vice President of Branch Banking and Trust Company, Trustee</B></FONT></TD>
    <TD STYLE="padding-left: 0.1in; font-size: 4pt">&nbsp;</TD></TR>
</TABLE><BR STYLE="clear: both">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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{"company-data": {"conformed-name": "BB&T CORP", "cik": "0000092230", "assigned-sic": "6021", "irs-number": "560939887", "state-of-incorporation": "NC", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-197042", "film-number": "14942264"}, "business-address": {"street1": "200 WEST SECOND STREET", "city": "WINSTON-SALEM", "state": "NC", "zip": "27101", "phone": "3367332000"}, "mail-address": {"street1": "200 WEST SECOND STREET", "city": "WINSTON-SALEM", "state": "NC", "zip": "27101"}, "former-company": {"former-conformed-name": "SOUTHERN NATIONAL CORP /NC/", "date-changed": "19920703"}}
As filed with the Securities and Exchange Commission
on June 26, 2014
Registration No. 333-________
_________________
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
_________________
FORM S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
_________________
BB&T
CORPORATION
(Exact name of registrant as specified in its charter)
North Carolina
56-0939887
(State or other jurisdiction of
(I.R.S. Employer Identification
incorporation of organization)
Number)
200 West Second
Street
Winston-Salem, North Carolina 27101
(Address of principal executive offices, including zip code)
CRC Insurance Services, Inc. 401(k) Profit
Sharing Retirement Plan
McGriff, Seibels
& Williams, Inc. Employee 401(k) Plan
(Full title of the plan)
Robert J. Johnson, Jr.
Senior Executive Vice President,
General Counsel, Secretary and
Chief Corporate Governance Officer
BB&T Corporation
200 West Second Street
3rd Floor
Winston-Salem, North Carolina 27101
(336) 733-2180
(Name, address and telephone number, including area code,
of agent for service)
Indicate
by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller
reporting company. See the definitions of "large accelerated filer," "accelerated filer" and "smaller
reporting company" in Rule 12b-2 of the Exchange Act. (Check one):
Large accelerated filer
x
Accelerated filer
¨
Non-accelerated filer
¨
Smaller reporting company
¨
(Do not check if a smaller reporting company)
CALCULATION OF REGISTRATION
FEE
Title of Each Class of
Securities to be Registered
Title of Plan
Amount
to be
Registered
Proposed
Maximum
Offering Price
Per Unit (1)
Proposed
Maximum
Aggregate
Offering Price (1)
Amount of
Registration
Fee (2)
Common Stock, par value $5.00 per
share (3)
CRC Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan
2,500,000
$38.47
$96,175,000
$12,387.34
Common Stock, par value $5.00 per
share (3)
McGriff, Seibels & Williams, Inc. Employee 401(k) Plan
2,500,000
$38.47
$96,175,000
$12,387.34
(1) Estimated for purposes of computing the registration fee for
purposes of Rule 457(c) and (h)(1), based on the average ($38.47) of the high ($38.84) and low ($38.10) prices of the Company's Common
Stock on June 19, 2014, as reported on the New York Stock Exchange.
(2) Computed in accordance with Rule 457(h), based on the maximum
number of shares of common stock issuable under the CRC Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan and McGriff,
Seibels & Williams, Inc. Employee 401(k) Plan.
(3) Pursuant to Rule 416(c) under the Securities Act of 1933, as
amended, this registration statement also covers an indeterminate amount of interests to be offered or sold pursuant to the CRC
Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan and McGriff, Seibels & Williams, Inc. Employee 401(k) Plan.
In addition, pursuant to Rule 416(a), this registration statement shall also cover any additional shares of common stock that may
be offered or issued by reason of any stock dividend, stock split, recapitalization or any other similar transaction.
PART I
INFORMATION REQUIRED IN THE SECTION 10(a)
PROSPECTUS
Items 1 and 2.
Plan Information; Registration Information
and Employee Plan Annual Information.
The information specified by Item 1 and Item
2 of Part I of Form S-8 is omitted from this filing in accordance with the provisions of Rule 428 under the Securities Act and
the introductory note to Part I of Form S-8. The documents containing the information specified in Part I will be delivered to
the respective participants in the (i) CRC Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan and (ii) McGriff, Seibels
& Williams, Inc. Employee 401(k) Plan covered by this Registration Statement as required by Rule 428(b). These documents and
the documents incorporated by reference to this Registration Statement pursuant to Item 3 of Part II of Form S-8, taken together,
constitute a prospectus that meets the requirements of Section 10(a) of the Securities Act.
PART II
INFORMATION REQUIRED IN THE REGISTRATION
STATEMENT
Item 3.   Incorporation of Documents by Reference.
The following documents filed by BB&T Corporation
(the "Company" or "BB&T") with the Securities and Exchange Commission (the "Commission")
under the Securities Exchange Act of 1934, as amended (the "Exchange Act"), are incorporated herein by reference:
(a) The Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2013;
(b) The Company's Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2014;
(c) The Company's Current Reports on Form
8-K filed with the Commission on February 4, 2014, February 26, 2014, February 28, 2014 and May 2, 2014;
(d) The description of the Company's Common
Stock, par value $5.00 per share, contained in the Company's Registration Statement on Form 8-A filed with the Commission
on September 4, 1991 with respect to such Common Stock, including any amendment or report filed for the purposes of updating such
description; and
(e) All other reports filed pursuant to Section
13(a) or 15(d) of the Exchange Act since the end of the fiscal year referred to in (a) above.
All future filings the Company makes with the
SEC under Sections 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934 prior to the termination of the offering of
the securities are incorporated by reference in this prospectus (other than information in such future filings deemed, under SEC
rules or otherwise, not to have been filed with the SEC). Information filed with the SEC after the date of this prospectus will
automatically update and supersede information contained in or previously incorporated by reference in this prospectus
Item 4.   Description of Securities.
Not applicable.
Item 5.   Interests of Named Experts and Counsel.
The validity of the shares of BB&T common
stock offered hereby has been passed upon for BB&T by Robert J. Johnson, Jr., Senior Executive Vice President, Secretary, General
Counsel and Chief Corporate Governance Officer of BB&T. At the time of rendering the legal opinion, Mr. Johnson owned shares
of common stock and held restricted stock units and options to purchase additional shares of common stock.
Item 6.   Indemnification of Directors and Officers.
Sections 55-8-50 through 55-8-58 of the North
Carolina Business Corporation Act contain specific provisions relating to indemnification of directors and officers of North Carolina
corporations. In general, such sections provide that: (i) a corporation must indemnify a director or officer who is wholly
successful in his defense of a proceeding to which he is a party because of his status as such, unless limited by the articles
of incorporation, and (ii) a corporation may indemnify a director or officer if he is not wholly successful in such defense
if it is determined as provided by statute that the director or officer meets a certain standard of conduct, except that when a
director or officer is liable to the corporation or is adjudged liable on the basis that personal benefit was improperly received
by him, the corporation may not indemnify him. A director or officer of a corporation who is a party to a proceeding may also apply
to a court for indemnification, and the court may order indemnification under certain circumstances set forth in statute. A corporation
may, in its articles of incorporation or bylaws or by contract or resolution of the board of directors, provide indemnification
in addition to that provided by statute, subject to certain conditions.
BB&T's bylaws provide for the
indemnification to the fullest extent permitted by law of any director or officer of the registrant against liabilities and expenses
arising out of his or her status or activities as such, excluding any liability or expenses such person may incur on account of
his or her activities which were, at the time taken, known or believed by such person to be clearly in conflict with the best interest
of BB&T.
BB&T's articles of incorporation
provide for the elimination of the personal liability of each director of BB&T to the fullest extent permitted by law.
BB&T maintains directors' and
officers' liability insurance that, in general, insures: (i) BB&T's directors and officers against loss by
reason of any of their wrongful acts and (ii) BB&T against loss arising from claims against the directors and officers
by reason of their wrongful acts, all subject to the terms and conditions contained in the policy. Certain rules of the Federal
Deposit Insurance Corporation limit the ability of certain depository institutions, their subsidiaries and their affiliated depository
institution holding companies to indemnify affiliated parties, including institution directors. In general, subject to the ability
to purchase directors' and officers' liability insurance and to advance professional expenses under certain circumstances,
the rules prohibit such institutions from indemnifying a director for certain costs incurred with regard to an administrative or
enforcement action commenced by any federal banking agency that results in a final order or settlement pursuant to which the director
is assessed a civil money penalty, removed from office, prohibited from participating in the affairs of an insured depository institution
or required to cease and desist from or take an affirmative action described in Section 8(b) of the Federal Deposit Insurance
Act (12 U.S.C. § 1818(b)).
Item 7.   Exemption from Registration Claimed.
Not applicable.
Item 8.   Exhibits.
The following exhibits are filed as a part of
this Registration Statement:
Exhibit
        No.
Description
Location
4.1
Articles of Incorporation of the Registrant, as amended and restated April 30, 2014.
Incorporated herein by reference to Exhibit 3(i) of the Form 8-K filed May 2, 2014.
4.2
Bylaws of the Registrant, as amended and restated December 17, 2013.
Incorporated herein by reference to Exhibit 3.ii of the Current Report on Form 8-K, filed December 19, 2013.
5
Opinion of Robert J. Johnson, Jr., Senior Executive Vice President, General Counsel, Secretary and Chief Corporate Governance Officer of BB&T.
Filed herewith.
23.1
Consent of Robert J. Johnson, Jr., Senior Executive Vice President, General Counsel, Secretary and Chief Corporate Governance Officer of BB&T.
Included in Exhibit 5.
23.2
Consent of Independent Registered Public Accounting Firm.
Filed herewith.
24.1
Power of Attorney.
Filed herewith.
24.2
Certified Resolution of the Board of Directors of BB&T.
Filed herewith.
Item 9.   Undertakings.
(a) The undersigned registrant hereby undertakes:
(1)
To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:
(i)
To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;
(ii)
To reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent
post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set
forth in the registration statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if
the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high
end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule
424(b) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering
price set forth in the "Calculation of Registration Fee" table in the effective registration statement; and
(iii)
To include any material information with respect to the plan of distribution not previously disclosed in the registration statement
or any material change to such information in the registration statement;
Provided
,
however
, that paragraphs
(a)(1)(i) and (a)(1)(ii) of this section do not apply if the registration statement is on Form S–8 (§239.16b of this
chapter), and the information required to be included in a post-effective amendment by those paragraphs is contained in reports
filed with or furnished to the Commission by the registrant pursuant to Section 13 or Section 15(d) of the Securities Exchange
Act of 1934 that are incorporated by reference in the registration statement.
(2) That, for the purpose of determining any
liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement
relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial
bona fide
offering thereof.
(3) To remove from registration by means of a
post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.
(b) The undersigned registrant hereby undertakes that, for purposes
of determining any liability under the Securities Act of 1933, each filing of the registrant's annual report pursuant to section
13(a) or section 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan's
annual report pursuant to section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration
statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such
securities at that time shall be deemed to be the initial bona fide offering thereof.
(c) Insofar as indemnification for liabilities arising under the
Securities Act of 1933 may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing
provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification
is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or
controlling person in connection with the securities being registered, the registrant will, unless in
the opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy
as expressed in the Act and will be governed by the final adjudication of such issue.
SIGNATURES
Pursuant to the requirements of the Securities
Act of 1933, as amended, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements
for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto
duly authorized, in the City of Winston-Salem, State of North Carolina, on June 24, 2014.
BB&T CORPORATION
By:
*
Name:
Daryl N. Bible
Title:
Senior Executive Vice President
and Chief Financial Officer
Pursuant to the requirements of the Securities
Act of 1933, as amended, this Registration Statement has been signed by the following persons in the capacities indicated on June
24, 2014.
*
*
Name:
Kelly S. King
Name:
Daryl N. Bible
Title:
Chairman of the Board and
Chief Executive Officer
(Principal Executive Officer)
Title:
Senior Executive Vice President
and Chief Financial Officer
(Principal Financial Officer)
*
*
Name:
Cynthia B. Powell
Name:
Jennifer S. Banner
Title:
Executive Vice President and Corporate Controller
(Principal Accounting Officer)
Title:
Director
*
*
Name:
K. David Boyer Jr.
Name:
Anna R. Cabilik
Title:
Director
Title:
Director
*
*
Name:
Ronald E. Deal
Name:
James A. Faulkner
Title:
Director
Title:
Director
*
*
Name:
I. Patricia Henry
Name:
John P. Howe III, M.D.
Title:
Director
Title:
Director
*
Name:
Eric C. Kendrick
Name:
Louis B. Lynn
Title:
Director
Title:
Director
*
*
Name:
Edward C. Milligan
Name:
Charles A. Patton
Title:
Director
Title:
Director
*
*
Name:
Nido R. Qubein
Name:
Tollie W. Rich, Jr.
Title:
Director
Title:
Director
*
*
Name:
Thomas E. Skains
Name:
Thomas N. Thompson
Title:
Director
Title:
Director
*
*
Name:
Edwin H. Welch, Ph.D.
Name:
Stephen T. Williams
Title:
Director
Title:
Director
*By:
/s/ Robert J. Johnson, Jr.
Name:
Robert J. Johnson, Jr.
Title:
Attorney-in-Fact
The Plans.
Pursuant to the requirements of the
Securities Act of 1933, the trustees (or other person who administer the employee benefit plans) have duly caused this registration
statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Winston-Salem, North Carolina
on June 25, 2014.
CRC Insurance Services, Inc. 401(k) Profit Sharing Retirement Plan
By:
/s/ Suzanne G. Brooks
Name:
Suzanne G. Brooks
Title:
Vice President of Branch Banking and Trust Company, Trustee
McGriff, Seibels & Williams, Inc. Employee 401(k) Plan
By:
/s/ Suzanne G. Brooks
Name:
Suzanne G. Brooks
Title:
Vice President of Branch Banking and Trust Company, Trustee