<html>

<head>
<meta name="GENERATOR" content="Microsoft FrontPage 5.0">
<meta name="ProgId" content="FrontPage.Editor.Document">
<title>Form S-8</title>
</head>

<body>

<font FACE="Times Roman" SIZE="3">
<p ALIGN="JUSTIFY"></p>
</font><font FACE="Times Roman" SIZE="2">
<p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">As filed with the
Securities and Exchange Commission on May 31, 2005</p>
<p ALIGN="RIGHT" style="margin-top: 0; margin-bottom: 0">Registration No. 333-
</p>
</font><font FACE="Times Roman" SIZE="4">
<p ALIGN="CENTER"></p>
<b>
<p ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION<br>
</b></font><b><font FACE="Times Roman" SIZE="3">Washington, D.C. 20549</p>
</font><font FACE="Times Roman" SIZE="5">
<p ALIGN="CENTER">FORM S-8<br>
REGISTRATION STATEMENT<br>
</font><font FACE="Times Roman" SIZE="3"><i>UNDER<br>
THE SECURITIES ACT OF 1933</p>
</i></font></b><font FACE="Times Roman" SIZE="3">
<p ALIGN="CENTER"></p>
</font><font FACE="Times Roman" SIZE="5"><b>
<p ALIGN="CENTER">GREAT LAKES BANCORP, INC.<br>
</b></font><font FACE="Times Roman" SIZE="1">(Exact name of registrant as
specified in its charter)</p>
<p ALIGN="CENTER"></p>
</font>
<div align="center">
  <center>
  <table CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="669">
    <tr>
      <td WIDTH="34%" VALIGN="TOP"><font FACE="Times Roman" SIZE="2"><b>
      <p ALIGN="CENTER">Delaware</b></font></td>
      <td WIDTH="31%" VALIGN="TOP"><font FACE="Times Roman" SIZE="2"><b>
      <p ALIGN="CENTER">6036</b></font></td>
      <td WIDTH="34%" VALIGN="TOP"><font FACE="Times Roman" SIZE="2"><b>
      <p ALIGN="CENTER">16-4237490</b></font></td>
    </tr>
    <tr>
      <td WIDTH="34%" VALIGN="TOP"><font FACE="Times Roman" SIZE="1">
      <p ALIGN="CENTER">(State or other jurisdiction of</font></td>
      <td WIDTH="31%" VALIGN="TOP"><font FACE="Times Roman" SIZE="1">
      <p ALIGN="CENTER">(Primary Standard Industrial</font></td>
      <td WIDTH="34%" VALIGN="TOP"><font FACE="Times Roman" SIZE="1">
      <p ALIGN="CENTER">(I.R.S. Employer</font></td>
    </tr>
    <tr>
      <td WIDTH="34%" VALIGN="TOP"><font FACE="Times Roman" SIZE="1">
      <p ALIGN="CENTER">incorporation or organization)</font></td>
      <td WIDTH="31%" VALIGN="TOP"><font FACE="Times Roman" SIZE="1">
      <p ALIGN="CENTER">Classification Code)</font></td>
      <td WIDTH="34%" VALIGN="TOP"><font FACE="Times Roman" SIZE="1">
      <p ALIGN="CENTER">Identification Number)</font></td>
    </tr>
  </table>
  </center>
</div>
<font FACE="Times Roman" SIZE="2"><b>
<p ALIGN="CENTER"></p>
<p ALIGN="CENTER">2421 Main Street<br>
Buffalo, New York 14214<br>
(716) 961-1900<br>
</b></font><font FACE="Times Roman" SIZE="1">(Address, including zip code, and
telephone number, including<br>
area code, of registrant's principal executive offices)</p>
<p ALIGN="CENTER"></p>
</font><font FACE="Times Roman" SIZE="2"><b>
<p ALIGN="CENTER">Greater Buffalo Savings Bank 2000 Stock Option Plan<br>
Greater Buffalo Savings Bank 2002 Stock Option Plan<br>
</b></font><font FACE="Times Roman" SIZE="1">(Full title of the plans)</p>
<p ALIGN="CENTER"></p>
</font><font FACE="Times Roman" SIZE="2"><b>
<p ALIGN="CENTER">Andrew W. Dorn, Jr.<br>
President and Chief Executive Officer<br>
2421 Main Street<br>
Buffalo, New York 14214<br>
(716) 961-1900<br>
</b></font><font FACE="Times Roman" SIZE="1">(Name, address, including zip code,
and telephone number, including<br>
area code, of agent for service)</font></p>
<div align="center">
  <center>
  <table CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="657">
    <tr>
      <td VALIGN="TOP">
      <p ALIGN="CENTER"><font FACE="Times Roman" SIZE="1"><i><b>Copy To:</b></i></font></td>
    </tr>
    <tr>
      <td VALIGN="TOP"><font FACE="Times Roman" SIZE="2"><b>
      <p ALIGN="CENTER">Robert J. Olivieri, Esq.</b></font></td>
    </tr>
    <tr>
      <td VALIGN="TOP"><font FACE="Times Roman" SIZE="2"><b>
      <p ALIGN="CENTER">Hodgson Russ LLP</b></font></td>
    </tr>
    <tr>
      <td VALIGN="TOP"><font FACE="Times Roman" SIZE="2"><b>
      <p ALIGN="CENTER">One M&amp;T Plaza, Suite 2000</b></font></td>
    </tr>
    <tr>
      <td VALIGN="TOP"><font FACE="Times Roman" SIZE="2"><b>
      <p ALIGN="CENTER">Buffalo, New York 14203-2391</b></font></td>
    </tr>
    <tr>
      <td VALIGN="TOP"><font FACE="Times Roman" SIZE="2"><b>
      <p ALIGN="CENTER">(716) 856-4000</b></font></td>
    </tr>
    <tr>
      <td VALIGN="TOP">&nbsp;</td>
    </tr>
  </table>
  </center>
</div>
<font FACE="Times Roman" SIZE="1">
<p ALIGN="JUSTIFY"></p>
</font>
<div align="center">
  <center>
  <table BORDER="0" CELLSPACING="0" CELLPADDING="3" WIDTH="662">
    <tr>
      <td WIDTH="100%" VALIGN="TOP" colspan="5" style="border-bottom: 1px solid #000000">
      <font FACE="Times Roman" SIZE="1"><b>
      <p ALIGN="CENTER">CALCULATION OF REGISTRATION FEE</b></font></td>
    </tr>
    <tr>
      <td WIDTH="31%" VALIGN="bottom" style="border-bottom: 1px solid #000000">
      <font FACE="Times Roman" SIZE="1">
      <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
      <b>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Title of Each
      Class of</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Securities to be
      Registered</b></font></td>
      <td WIDTH="19%" VALIGN="bottom" style="border-bottom: 1px solid #000000">
      <font FACE="Times Roman" SIZE="1"><b>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Amount</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">to be</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Registered</b></font></td>
      <td WIDTH="16%" VALIGN="bottom" style="border-bottom: 1px solid #000000">
      <b><font FACE="Times Roman" SIZE="1">
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Proposed Maximum</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Offering Price</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">per Share </font>
      <font SIZE="1"><sup>(2)</sup></font></b></td>
      <td WIDTH="17%" VALIGN="bottom" style="border-bottom: 1px solid #000000">
      <font FACE="Times Roman" SIZE="1"><b>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Proposed</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Maximum</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Aggregate</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Offering Price</b></font></td>
      <td WIDTH="17%" VALIGN="bottom" style="border-bottom: 1px solid #000000">
      <font FACE="Times Roman" SIZE="1">
      <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
      <b>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Amount of</p>
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Registration Fee</b></font></td>
    </tr>
    <tr>
      <td WIDTH="31%" VALIGN="TOP" style="border-bottom: 1px solid #000000">
      <font SIZE="1">
      <p style="margin-top: 0; margin-bottom: 0">Common Stock ($.001 par value)</font></td>
      <td WIDTH="19%" VALIGN="TOP" style="border-bottom: 1px solid #000000">
      <font SIZE="1">
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">380,000 shares
      <sup><b>(1)</b></sup></font></td>
      <td WIDTH="16%" VALIGN="TOP" style="border-bottom: 1px solid #000000">
      <font FACE="Times Roman" SIZE="1">
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">$9.38</font></td>
      <td WIDTH="17%" VALIGN="TOP" style="border-bottom: 1px solid #000000">
      <font SIZE="1">
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">$3,564,400</font></td>
      <td WIDTH="17%" VALIGN="TOP" style="border-bottom: 1px solid #000000">
      <font SIZE="1">
      <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">$420</font></td>
    </tr>
  </table>
  </center>
</div>
<font FACE="Times Roman" SIZE="1">
<table border="0" width="672" id="AutoNumber1" cellspacing="0" cellpadding="0">
  <tr>
    <td width="21" valign="top"><font FACE="Times Roman" SIZE="1">(1) </font>
    </td>
    <td width="641"><font FACE="Times Roman" SIZE="1">Includes 180,000 shares
    that are issuable under the Greater Buffalo Savings Bank 2000 Stock Option
    Plan and 200,000 shares that are issuable under the Greater Buffalo Savings
    Bank 2002 Stock Option Plan. This Registration Statement also covers an
    indeterminate number of shares of Common Stock which may be issuable under
    such plans as a result of stock splits, stock dividends or similar
    transactions.</font></td>
  </tr>
  <tr>
    <td width="21" valign="top">&nbsp;</td>
    <td width="641">&nbsp;</td>
  </tr>
  <tr>
    <td width="21" valign="top"><font FACE="Times Roman" SIZE="1">(2) </font>
    </td>
    <td width="641"><font FACE="Times Roman" SIZE="1">Estimated solely for the
    purpose of calculating the registration fee pursuant to Rule 457(h)(1),
    based on the book value of the securities of Great Lakes Bancorp, Inc. as of
    April 30, 2005.</font></td>
  </tr>
</table>
</font><font FACE="Times Roman" SIZE="3"><b><P style=PAGE-BREAK-BEFORE:always>
<p ALIGN="CENTER">PART I</p>
<p ALIGN="CENTER"></p>
</b>
<p ALIGN="center"><b>Information Required in the Section 10(a) Prospectus</p>
</b>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The documents containing the
information specified in Part I of Form S-8 will be sent or given to
participants as specified in Rule 428(b)(1) under the Securities Act of 1933, as
amended (the &quot;Securities Act&quot;). Such documents need not be filed with the
Securities and Exchange Commission (the &quot;Commission&quot;) either as part of this</font><font SIZE="3">
Registration Statement or as prospectuses or prospectus supplements pursuant to
Rule 424 under the Securities Act. These documents and the documents
incorporated by reference in this Registration Statement pursuant to Item 3 of
Part II of this Registration Statement, taken together, constitute a prospectus
that meets the requirements of Section 10(a) of the securities Act.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; If necessary for a prospectus to
be used for re-offers of the Registrant's common stock acquired pursuant to the
Plan, a prospectus prepared in accordance with the requirements of Form S-3 will
be filed as part of this Registration Statement by means of a post-effective
amendment hereto.</p>
</font><font FACE="Times Roman" SIZE="3"><b>
<p ALIGN="CENTER">PART II</p>
<p ALIGN="CENTER"></p>
</b>
<p ALIGN="center"><b>Information Required in the Registration Statement</p>
<p ALIGN="JUSTIFY"></p>
<p>Item 3.&nbsp;&nbsp;&nbsp;&nbsp; Incorporation of Documents by Reference.</p>
</b>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The following documents filed by
the Registrant with the Commission under the Securities and Exchange Act of
1934, as amended (the &quot;Exchange Act&quot;), are incorporated herein by reference:</p>
<table border="0" width="672" id="AutoNumber2" cellspacing="0" cellpadding="0">
  <tr>
    <td width="61">&nbsp;</td>
    <td width="38" valign="top"><font FACE="Times Roman" SIZE="3">(a) </font>
    </td>
    <td width="563"><font FACE="Times Roman" SIZE="3">The description of the
    Registrant's common stock contained in the Registration Statement on Form
    8-A dated April 30, 2003 filed with the Commission under Section 12(g) of
    the Exchange Act on April 30, 2003, including any amendments or reports
    filed for the purpose of updating such description;</font></td>
  </tr>
  <tr>
    <td width="61">&nbsp;</td>
    <td width="38" valign="top">&nbsp;</td>
    <td width="563">&nbsp;</td>
  </tr>
  <tr>
    <td width="61">&nbsp;</td>
    <td width="38" valign="top"><font FACE="Times Roman" SIZE="3">(b) </font>
    </td>
    <td width="563"><font FACE="Times Roman" SIZE="3">The Registrant's Annual
    Report on Form 10-KSB for the year ended December 31, 2004, filed with the
    Commission on March 31, 2005, as amended by Amendment No. 1 thereto on Form
    10-KSB/A filed with the Commission on April 15, 2005;</font></td>
  </tr>
  <tr>
    <td width="61">&nbsp;</td>
    <td width="38" valign="top">&nbsp;</td>
    <td width="563">&nbsp;</td>
  </tr>
  <tr>
    <td width="61">&nbsp;</td>
    <td width="38" valign="top"><font FACE="Times Roman" SIZE="3">(c) </font>
    </td>
    <td width="563"><font FACE="Times Roman" SIZE="3">The Registrant's Quarterly
    Report on Form 10-QSB for the quarter ended March 31, 2005, filed with the
    Commission on May 11, 2005; and</font></td>
  </tr>
  <tr>
    <td width="61">&nbsp;</td>
    <td width="38" valign="top">&nbsp;</td>
    <td width="563">&nbsp;</td>
  </tr>
  <tr>
    <td width="61">&nbsp;</td>
    <td width="38" valign="top"><font FACE="Times Roman" SIZE="3">(d) </font>
    </td>
    <td width="563"><font FACE="Times Roman" SIZE="3">The Registrant's
    definitive proxy statement for its Annual Meeting of Stockholders to be held
    on May 24, 2005, filed with the Commission on April 18, 2005.</font></td>
  </tr>
</table>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In addition, all documents
subsequently filed by the Registrant pursuant to Sections 13(a), 13(c), 14 or
15(d) of the Exchange Act, prior to the filing of a post-effective amendment
which indicates that all securities registered hereby have been sold or which
deregisters all securities then remaining unsold, shall be deemed to be
incorporated by reference herein and to be a part hereof from the date of filing
of such documents.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Any statement contained herein or
in a document incorporated or deemed to be incorporated herein shall be deemed
to be modified or superseded for purposes of this Registration Statement to the
extent that a statement contained herein or in any subsequently filed document
which also is or is deemed to be incorporated by reference herein modifies or
supersedes such statement. Any statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part of this
Registration Statement.</p>
<p align="center">II-1</p>
<P style=PAGE-BREAK-BEFORE:always><b>
<p>Item 4.&nbsp;&nbsp;&nbsp;&nbsp; Description of Securities.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b>Not applicable.</p>
<b>
<p><br>
Item 5.&nbsp;&nbsp;&nbsp;&nbsp; Interests of Named Persons and Counsel.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b>Certain legal matters with
respect to the validity of the shares of Common stock offered pursuant to this
Registration Statement are being passed upon for the Registrant by Hodgson Russ
LLP, counsel to the Registrant.</p>
<b>
<p><br>
Item 6.&nbsp;&nbsp;&nbsp;&nbsp; Indemnification of Directors and Officers.</p>
</b>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Under Section 145(a) of the
General Corporation Law of Delaware, the Registrant may indemnify any of its
officers or directors in any action other than actions by or in the right of our
company, whether civil, criminal, administrative or investigative, if such
director or officer acted in good faith and in a manner he reasonably believed
to be in or not opposed to the best interests of our company, and, with respect
to any criminal action or proceedings if such director or officer has no
reasonable cause to believe his conduct was unlawful. Under Section 145(b), the
Registrant may indemnify any of its officers or directors in any action by or in
the right of our company against expenses actually and reasonably incurred by
him in the defense or settlement of such action if such officer or director
acted in good faith and in a manner he reasonably believed to be in or not
opposed to the Registrant's best interest, except where such director or officer
shall have been adjudged to be liable for negligence or misconduct in the
performance of his duty to us, unless, on application, the Court of Chancery or
the court in which such action or suit was brought shall determine that, despite
the adjudication of liability, such person in view of all the circumstances is
fairly and reasonably entitled to indemnity for such expenses as the court shall
deem proper. Section 145(c) provides for mandatory indemnification of officers
or directors who have been successful on the merits or otherwise in the defense
of any action, suit or proceeding referred to in subsections (a) and (b).
Section 145(d) authorizes indemnification under subsections (a) and (b) in
specific cases if approved by the Registrant's board of directors or
stockholders upon a finding that the officer or director in question has met the
requisite statutory standards of conduct. Section 145(g) empowers the Registrant
to purchase insurance coverage for any director, officer, employee or agent
against any liability incurred by him in his capacity as such, whether or not
the Registrant would have the power to indemnify him under the provisions of the
Delaware General Corporation Law. The foregoing is only a summary of the
described sections of the Delaware General Corporation Law and is qualified in
its entirety by reference to such sections.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Registrant's bylaws provide
that it shall indemnify each of its officers and directors to the fullest extent
permitted by applicable law. The Registrant's certificate of incorporation also
provides that, to the fullest extent permitted by the Delaware General
Corporation Law, its directors shall not be liable to the Registrant or its
stockholders for monetary damages for breach of fiduciary duty as a director.</p>
</font><font FACE="Times Roman" SIZE="2"></font>
<font FACE="Times Roman" SIZE="3"><b>
<p><br>
Item 7.&nbsp;&nbsp;&nbsp;&nbsp; Exemption from Registration Claimed.</p>
</b>
<p>&nbsp;&nbsp;&nbsp; Not applicable.</p>
<p align="center">II-2</p>
<P style=PAGE-BREAK-BEFORE:always><b>
<p align="left"><br>
Item 8.&nbsp;&nbsp;&nbsp;&nbsp; Exhibits.</p>
</b>
<table border="0" width="672" id="AutoNumber3" cellspacing="0" cellpadding="0">
  <tr>
    <td width="41" valign="top">&nbsp;</td>
    <td width="621"><font FACE="Times Roman" SIZE="3">The following exhibits are
    filed with this Registration Statement:</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">4.1 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Certificate of
    Incorporation of the Registrant (incorporated by reference to Annex C to the
    Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">4.2 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Bylaws of the Registrant
    (incorporated by reference to Annex D to the Registrant's Registration
    Statement No. 333-103211 on Form S-4 dated February 14, 2003).</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">4.3 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Greater Buffalo Savings
    Bank 2000 Stock Option Plan (incorporated by reference to Exhibit 10.1 to
    the Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">4.4 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Greater Buffalo Savings
    Bank 2002 Stock Option Plan (incorporated by reference to Exhibit 10.2 to
    the Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">5.1 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Opinion of Hodgson Russ
    LLP.</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">23.1 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Consent of KPMG LLP.</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">23.2 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Consent of Freed Maxick &amp;
    Battaglia, CPAs, PC.</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">23.2 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Consent of Hodgson Russ
    LLP (contained in Exhibit 5.1 to this Registration Statement).</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font size="1">&nbsp;</font></td>
    <td width="621"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="41" valign="top"><font FACE="Times Roman" SIZE="3">24.1 </font>
    </td>
    <td width="621"><font FACE="Times Roman" SIZE="3">Power of Attorney
    (contained in Part II of this Registration Statement).</font></td>
  </tr>
</table>
<b>
<p><br>
Item 9.&nbsp;&nbsp;&nbsp;&nbsp; Undertakings.</p>
</b>
<table border="0" width="672" id="AutoNumber4" cellspacing="0" cellpadding="0">
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35"><font FACE="Times Roman" SIZE="3">(a) </font></td>
    <td width="571" colspan="3"><font FACE="Times Roman" SIZE="3">The
    undersigned Registrant hereby undertakes:</font></td>
  </tr>
  <tr>
    <td width="66"><font size="1">&nbsp;</font></td>
    <td width="35"><font size="1">&nbsp;</font></td>
    <td width="40"><font size="1">&nbsp;</font></td>
    <td width="34"><font size="1">&nbsp;</font></td>
    <td width="497"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40" valign="top"><font FACE="Times Roman" SIZE="3">(1) </font>
    </td>
    <td width="531" colspan="2"><font FACE="Times Roman" SIZE="3">To file,
    during any period in which offers or sales are being made, a post-effective
    amendment to this Registration Statement:</font></td>
  </tr>
  <tr>
    <td width="66"><font size="1">&nbsp;</font></td>
    <td width="35"><font size="1">&nbsp;</font></td>
    <td width="40"><font size="1">&nbsp;</font></td>
    <td width="34"><font size="1">&nbsp;</font></td>
    <td width="497"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40">&nbsp;</td>
    <td width="34" valign="top"><font FACE="Times Roman" SIZE="3">(i) </font>
    </td>
    <td width="497"><font FACE="Times Roman" SIZE="3">To include any prospectus
    required by Section 10(a)(3) of the Securities Act;</font></td>
  </tr>
  <tr>
    <td width="66"><font size="1">&nbsp;</font></td>
    <td width="35"><font size="1">&nbsp;</font></td>
    <td width="40"><font size="1">&nbsp;</font></td>
    <td width="34"><font size="1">&nbsp;</font></td>
    <td width="497"><font size="1">&nbsp;</font></td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40">&nbsp;</td>
    <td width="34" valign="top"><font FACE="Times Roman" SIZE="3">(ii) </font>
    </td>
    <td width="497"><font FACE="Times Roman" SIZE="3">To reflect in the
    prospectus any facts or events arising after the effective date of the
    Registration Statement (or the most recent post-effective amendment thereof)
    which, individually or in the aggregate, represent a fundamental change in
    the information set forth in the Registration Statement. Notwithstanding the
    foregoing, any increase or decrease in volume of securities offered (if the
    total dollar value of securities offered would not exceed that which was
    registered) and any deviation from the low or high and of the estimated
    maximum offering range may be reflected in the form of prospectus filed with
    the Commission pursuant to Rule 424(b) if, in the aggregate, the change in
    volume and price represents no more than 20% change in the maximum aggregate
    offering price set forth in the &quot;Calculation of Registration Fee&quot; table in
    the effective Registration Statement;</font></td>
  </tr>
  </table>
<p align="center">II-3</p>
<P style=PAGE-BREAK-BEFORE:always>
<table border="0" width="672" id="AutoNumber5" cellspacing="0" cellpadding="0">
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40">&nbsp;</td>
    <td width="34" valign="top"><font FACE="Times Roman" SIZE="3">(iii) </font>
    </td>
    <td width="497"><font FACE="Times Roman" SIZE="3">To include any material
    information with respect to the plan of distribution not previously
    disclosed in the Registration Statement or any material change to such
    information in the Registration Statement;</font></td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40">&nbsp;</td>
    <td width="34">&nbsp;</td>
    <td width="497">&nbsp;</td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="606" colspan="4"><font FACE="Times Roman" SIZE="3">provided,
    however, that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the
    Registration Statement is on Form S-3, Form S-8, or Form F-3 and the
    information required to be included in a post-effective amendment by those
    paragraphs is contained in periodic reports filed with or furnished to the
    Commission by the Registrant pursuant to Section 13 or Section 15(d) of the
    Exchange Act that are incorporated by reference in this Registration
    Statement.</font></td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40">&nbsp;</td>
    <td width="34">&nbsp;</td>
    <td width="497">&nbsp;</td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40" valign="top"><font FACE="Times Roman" SIZE="3">(2) </font>
    </td>
    <td width="531" colspan="2"><font FACE="Times Roman" SIZE="3">That for the
    purpose of determining any liability under the Securities Act, each such
    post-effective amendment shall be deemed to be a new registration statement
    relating to the securities offered therein, and the offering of such
    securities at that time shall be deemed to be the initial bona fide offering
    thereof.</font></td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40">&nbsp;</td>
    <td width="34">&nbsp;</td>
    <td width="497">&nbsp;</td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40" valign="top"><font FACE="Times Roman" SIZE="3">(3) </font>
    </td>
    <td width="531" colspan="2">
<font FACE="Times Roman" SIZE="3">To remove from
    registration by means of a post-effective amendment any of the securities
    being registered which remain unsold at the termination of the offering.</font></td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40">&nbsp;</td>
    <td width="34">&nbsp;</td>
    <td width="497">&nbsp;</td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35" valign="top"><font FACE="Times Roman" SIZE="3">(b) </font>
    </td>
    <td width="571" colspan="3"><font FACE="Times Roman" SIZE="3">The
    undersigned Registrant hereby undertakes that, for purposes of determining
    any liability under the Securities Act, each filing of the Registrant's
    annual report pursuant to Section 13(a) or Section 15(d) of the Exchange
    Act, (and, where applicable, each filing of an employee benefit plan's
    annual report pursuant to section 15(d) of the Exchange Act) that is
    incorporated by reference in the Registration Statement shall be deemed to
    be a new registration statement relating to the securities offered therein,
    and the offering of such securities at that time shall be deemed to be the
    initial bona fide offering thereof.</font></td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35">&nbsp;</td>
    <td width="40">&nbsp;</td>
    <td width="34">&nbsp;</td>
    <td width="497">&nbsp;</td>
  </tr>
  <tr>
    <td width="66">&nbsp;</td>
    <td width="35" valign="top"><font FACE="Times Roman" SIZE="3">(c) </font>
    </td>
    <td width="571" colspan="3"><font FACE="Times Roman" SIZE="3">Insofar as
    indemnification for liabilities arising under the Securities Act may be
    permitted to directors, officers and controlling persons of the Registrant
    pursuant to the foregoing provisions, or otherwise, the Registrant has been
    advised that in the opinion of the Commission such indemnification is
    against public policy as expressed in the Securities Act and is, therefore,
    unenforceable. In the event that a claim for indemnification against such
    liabilities (other than the payment by the Registrant of expenses incurred
    or paid by a director, officer or controlling person of the Registrant in
    the successful defense of any action, suit or proceeding) is asserted by
    such director, officer or controlling person in connection with the
    securities being registered, the Registrant will, unless in the opinion of
    its counsel the matter has been settled by controlling precedent, submit to
    a court of appropriate jurisdiction the question of whether such
    indemnification by it is against public policy as expressed in the
    Securities Act and will be governed by the final adjudication of such issue.</font></td>
  </tr>
</table>
<p>&nbsp;</p>
<b>
<p ALIGN="CENTER">[ REMAINDER OF PAGE INTENTIONALLY LEFT BLANK ]</p>
</b>
<p ALIGN="CENTER">II-4</p>
<P style=PAGE-BREAK-BEFORE:always>
<p ALIGN="CENTER"></p>
<b>
<p ALIGN="CENTER">SIGNATURES</p>
</b>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pursuant to the requirements of
the Securities Act, the registrant has duly caused this registration statement
to be signed on its behalf by the undersigned, thereunto duly authorized, in the
City of Buffalo, State of New York, on May 31, 2005.</p>
<b>
<p ALIGN="JUSTIFY"></p>
</b>
<table border="0" width="672" id="AutoNumber6" cellspacing="0" cellpadding="0">
  <tr>
    <td width="357">&nbsp;</td>
    <td width="305" colspan="2"><font FACE="Times Roman" SIZE="3">GREAT LAKES
    BANCORP, INC.</font></td>
  </tr>
  <tr>
    <td width="357">&nbsp;</td>
    <td width="305" colspan="2">&nbsp;</td>
  </tr>
  <tr>
    <td width="357">&nbsp;</td>
    <td width="24"><font FACE="Times Roman" SIZE="3">By: </font></td>
    <td width="281" style="border-bottom: 1px solid #000000">
    <p align="left"><font FACE="Times Roman" SIZE="3">/s/ Andrew w. Dorn, Jr.<u>
    </u></font></td>
  </tr>
  <tr>
    <td width="357">&nbsp;</td>
    <td width="24">&nbsp;</td>
    <td width="282"><font FACE="Times Roman" SIZE="3">Andrew W. Dorn, Jr.</font></td>
  </tr>
  <tr>
    <td width="357">&nbsp;</td>
    <td width="24">&nbsp;</td>
    <td width="282"><font FACE="Times Roman" SIZE="3">President and Chief
    Executive Officer</font></td>
  </tr>
</table>
<b>
<p ALIGN="CENTER">POWER OF ATTORNEY</p>
</b>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; KNOW ALL PERSONS BY THESE
PRESENTS, that each person whose signature appears below constitutes and
appoints Andrew W. Dorn, Jr. and Louis Sidoni, or either of them, as his
attorney in fact, to sign any amendments to this registration statement
(including post-effective amendments), and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that said
attorney-in-fact, or his substitute or substitutes, may do or cause to be done
by virtue hereof.</p>
<b>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pursuant to the requirements of
the Securities Act of 1933, this registration statement has been signed by the
following persons in the capacities and on the dates indicated.</p>
</b></font>
<table CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="684">
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3"><b><u>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Signature </u></b>
    </font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3"><u><b>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Title</b></u></font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3"><u><b>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">Date</b></u></font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Andrew W. Dorn, Jr.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Andrew W. Dorn, Jr.</p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">President, Chief Executive
    Officer, Treasurer and Director<br>
    <i>(Principal Executive Officer)</i></font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Kim S. Destro&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Kim S. Destro</p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Executive Vice President and
    Chief Financial Officer<br>
    <i>(Principal Financial Officer and Principal Accounting Officer)</i></font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Louis Sidoni&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Louis Sidoni</p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Executive Vice President,
    Secretary and Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Barry M. Snyder&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Barry M. Snyder</p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Chairman of the Board of
    Directors</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
</table>
<p align="center">II-5</p>
<P style=PAGE-BREAK-BEFORE:always>
<table CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="684" id="AutoNumber7">
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <b>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    ________________________</p>
    <p style="margin-top: 0; margin-bottom: 0">William A. Evans</p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Vice Chairman of the Board of
    Directors</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Frederick A. Wolf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Frederick A. Wolf</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Assistant Secretary and Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Carolyn B. Frank&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Carolyn B. Frank</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</p>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <b>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    _________________________</p>
    <p style="margin-top: 0; margin-bottom: 0">Fred J. Hanania</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <b>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    _________________________</p>
    <p style="margin-top: 0; margin-bottom: 0">Luiz F. Kahl</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Gerard T. Mazurkiewicz&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Gerard T. Mazurkiewicz</b></font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Acea M. Mosey-Pawlowski&nbsp;&nbsp;&nbsp;&nbsp; </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Acea M. Mosey-Pawlowski</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Dennis M. Penman&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Dennis M. Penman</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <b>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    _________________________</p>
    <p style="margin-top: 0; margin-bottom: 0">James A. Smith</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
</table>
<p align="center">II-6</p>
<P style=PAGE-BREAK-BEFORE:always>
<table CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="684" id="AutoNumber8">
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ Louis J. Thomas&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">Louis J. Thomas</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
  <tr>
    <td WIDTH="36%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="left" style="margin-top: 0; margin-bottom: 0">
    <u>/s/ David L. Ulrich&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </u></p>
    <b>
    <p style="margin-top: 0; margin-bottom: 0">David L. Ulrich</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0"></p>
    </b>
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</font></td>
    <td WIDTH="37%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p style="margin-top: 0; margin-bottom: 0">Director</font></td>
    <td WIDTH="27%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">&nbsp;</p>
    <p ALIGN="CENTER" style="margin-top: 0; margin-bottom: 0">May 31, 2005</font></td>
  </tr>
</table>
<font FACE="Times Roman" SIZE="3">
<p align="center">II-7</p>
<P style=PAGE-BREAK-BEFORE:always>
<p ALIGN="JUSTIFY">&nbsp;</p>
</font><font SIZE="3"><b>
<p ALIGN="CENTER">Exhibit index</p>
</b></font>
<table CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="631">
  <tr>
    <td WIDTH="19%" VALIGN="TOP"><font SIZE="3"><u><b>
    <p ALIGN="CENTER">Exhibit Number</b></u></font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="3"><u><b>
    <p ALIGN="CENTER">Exhibit</b></u></font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">4.1</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="3">Certificate of Incorporation of
    the Registrant (incorporated by reference to Annex C to the Registrant's
    Registration Statement No. 333-103211 on Form S-4 dated February 14, 2003).</font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">4.2</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font FACE="Times Roman" SIZE="3">Bylaws of the
    Registrant (incorporated by reference to Annex D to the Registrant's
    Registration Statement No. 333-103211 on Form S-4 dated February 14, 2003).</font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">4.3</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="2">Greater Buffalo Savings Bank
    2000 Stock Option Purchase Plan ((incorporated by reference to Exhibit 10.1
    to the Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).</font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">4.4</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="2">Greater Buffalo Savings Bank
    2002 Stock Option Purchase Plan ((incorporated by reference to Exhibit 10.2
    to the Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).</font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">5.1</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="3">
    <p ALIGN="JUSTIFY">Opinion of Hodgson Russ LLP</font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">23.1</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="3">
    <p ALIGN="JUSTIFY">Consent of KPMG LLP</font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">23.2</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="3">
    <p ALIGN="JUSTIFY">Consent of Freed Maxick &amp; Battaglia, CPAs, PC</font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">23.2</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="3">
    <p ALIGN="JUSTIFY">Consent of Hodgson Russ LLP (Included in Exhibit 5.1)</font></td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center">&nbsp;</td>
    <td WIDTH="81%" VALIGN="TOP">&nbsp;</td>
  </tr>
  <tr>
    <td WIDTH="19%" VALIGN="TOP" align="center"><font SIZE="3">24.1</font></td>
    <td WIDTH="81%" VALIGN="TOP"><font SIZE="3">
    <p ALIGN="JUSTIFY">Power of Attorney (See page II-5 of this Registration
    Statement)</font></td>
  </tr>
</table>
<font SIZE="3">
<p ALIGN="center">II-8</p>
</font>

</body>

</html>
[{"type": "S-8", "sequence": "1", "filename": "form_s8.htm", "description": "FORM S-8", "secsgml_size_bytes": 52425}]
{"company-data": {"conformed-name": "GREAT LAKES BANCORP INC", "cik": "0001217730", "assigned-sic": "6036", "irs-number": "134237490", "state-of-incorporation": "DE", "fiscal-year-end": "1231"}, "filing-values": {"form-type": "S-8", "act": "33", "file-number": "333-125353", "film-number": "05866150"}, "business-address": {"street1": "2421 MAIN STREET", "city": "BUFFALO", "state": "NY", "zip": "14214", "phone": "7169611900"}, "mail-address": {"street1": "2421 MAIN STREET", "city": "BUFFALO", "state": "NY", "zip": "14214"}}
Form S-8
As filed with the
Securities and Exchange Commission on May 31, 2005
Registration No. 333-
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
GREAT LAKES BANCORP, INC.
(Exact name of registrant as
specified in its charter)
Delaware
6036
16-4237490
(State or other jurisdiction of
(Primary Standard Industrial
(I.R.S. Employer
incorporation or organization)
Classification Code)
Identification Number)
2421 Main Street
Buffalo, New York 14214
(716) 961-1900
(Address, including zip code, and
telephone number, including
area code, of registrant's principal executive offices)
Greater Buffalo Savings Bank 2000 Stock Option Plan
Greater Buffalo Savings Bank 2002 Stock Option Plan
(Full title of the plans)
Andrew W. Dorn, Jr.
President and Chief Executive Officer
2421 Main Street
Buffalo, New York 14214
(716) 961-1900
(Name, address, including zip code,
and telephone number, including
area code, of agent for service)
Copy To:
Robert J. Olivieri, Esq.
Hodgson Russ LLP
One M&T Plaza, Suite 2000
Buffalo, New York 14203-2391
(716) 856-4000
CALCULATION OF REGISTRATION FEE
Title of Each
      Class of
Securities to be
      Registered
Amount
to be
Registered
Proposed Maximum
Offering Price
per Share
(2)
Proposed
Maximum
Aggregate
Offering Price
Amount of
Registration Fee
Common Stock ($.001 par value)
380,000 shares
(1)
$9.38
$3,564,400
$420
(1)
Includes 180,000 shares
    that are issuable under the Greater Buffalo Savings Bank 2000 Stock Option
    Plan and 200,000 shares that are issuable under the Greater Buffalo Savings
    Bank 2002 Stock Option Plan. This Registration Statement also covers an
    indeterminate number of shares of Common Stock which may be issuable under
    such plans as a result of stock splits, stock dividends or similar
    transactions.
(2)
Estimated solely for the
    purpose of calculating the registration fee pursuant to Rule 457(h)(1),
    based on the book value of the securities of Great Lakes Bancorp, Inc. as of
    April 30, 2005.
PART I
Information Required in the Section 10(a) Prospectus
The documents containing the
information specified in Part I of Form S-8 will be sent or given to
participants as specified in Rule 428(b)(1) under the Securities Act of 1933, as
amended (the "Securities Act"). Such documents need not be filed with the
Securities and Exchange Commission (the "Commission") either as part of this
Registration Statement or as prospectuses or prospectus supplements pursuant to
Rule 424 under the Securities Act. These documents and the documents
incorporated by reference in this Registration Statement pursuant to Item 3 of
Part II of this Registration Statement, taken together, constitute a prospectus
that meets the requirements of Section 10(a) of the securities Act.
If necessary for a prospectus to
be used for re-offers of the Registrant's common stock acquired pursuant to the
Plan, a prospectus prepared in accordance with the requirements of Form S-3 will
be filed as part of this Registration Statement by means of a post-effective
amendment hereto.
PART II
Information Required in the Registration Statement
Item 3.     Incorporation of Documents by Reference.
The following documents filed by
the Registrant with the Commission under the Securities and Exchange Act of
1934, as amended (the "Exchange Act"), are incorporated herein by reference:
(a)
The description of the
    Registrant's common stock contained in the Registration Statement on Form
    8-A dated April 30, 2003 filed with the Commission under Section 12(g) of
    the Exchange Act on April 30, 2003, including any amendments or reports
    filed for the purpose of updating such description;
(b)
The Registrant's Annual
    Report on Form 10-KSB for the year ended December 31, 2004, filed with the
    Commission on March 31, 2005, as amended by Amendment No. 1 thereto on Form
    10-KSB/A filed with the Commission on April 15, 2005;
(c)
The Registrant's Quarterly
    Report on Form 10-QSB for the quarter ended March 31, 2005, filed with the
    Commission on May 11, 2005; and
(d)
The Registrant's
    definitive proxy statement for its Annual Meeting of Stockholders to be held
    on May 24, 2005, filed with the Commission on April 18, 2005.
In addition, all documents
subsequently filed by the Registrant pursuant to Sections 13(a), 13(c), 14 or
15(d) of the Exchange Act, prior to the filing of a post-effective amendment
which indicates that all securities registered hereby have been sold or which
deregisters all securities then remaining unsold, shall be deemed to be
incorporated by reference herein and to be a part hereof from the date of filing
of such documents.
Any statement contained herein or
in a document incorporated or deemed to be incorporated herein shall be deemed
to be modified or superseded for purposes of this Registration Statement to the
extent that a statement contained herein or in any subsequently filed document
which also is or is deemed to be incorporated by reference herein modifies or
supersedes such statement. Any statement so modified or superseded shall not be
deemed, except as so modified or superseded, to constitute a part of this
Registration Statement.
II-1
Item 4.     Description of Securities.
Not applicable.
Item 5.     Interests of Named Persons and Counsel.
Certain legal matters with
respect to the validity of the shares of Common stock offered pursuant to this
Registration Statement are being passed upon for the Registrant by Hodgson Russ
LLP, counsel to the Registrant.
Item 6.     Indemnification of Directors and Officers.
Under Section 145(a) of the
General Corporation Law of Delaware, the Registrant may indemnify any of its
officers or directors in any action other than actions by or in the right of our
company, whether civil, criminal, administrative or investigative, if such
director or officer acted in good faith and in a manner he reasonably believed
to be in or not opposed to the best interests of our company, and, with respect
to any criminal action or proceedings if such director or officer has no
reasonable cause to believe his conduct was unlawful. Under Section 145(b), the
Registrant may indemnify any of its officers or directors in any action by or in
the right of our company against expenses actually and reasonably incurred by
him in the defense or settlement of such action if such officer or director
acted in good faith and in a manner he reasonably believed to be in or not
opposed to the Registrant's best interest, except where such director or officer
shall have been adjudged to be liable for negligence or misconduct in the
performance of his duty to us, unless, on application, the Court of Chancery or
the court in which such action or suit was brought shall determine that, despite
the adjudication of liability, such person in view of all the circumstances is
fairly and reasonably entitled to indemnity for such expenses as the court shall
deem proper. Section 145(c) provides for mandatory indemnification of officers
or directors who have been successful on the merits or otherwise in the defense
of any action, suit or proceeding referred to in subsections (a) and (b).
Section 145(d) authorizes indemnification under subsections (a) and (b) in
specific cases if approved by the Registrant's board of directors or
stockholders upon a finding that the officer or director in question has met the
requisite statutory standards of conduct. Section 145(g) empowers the Registrant
to purchase insurance coverage for any director, officer, employee or agent
against any liability incurred by him in his capacity as such, whether or not
the Registrant would have the power to indemnify him under the provisions of the
Delaware General Corporation Law. The foregoing is only a summary of the
described sections of the Delaware General Corporation Law and is qualified in
its entirety by reference to such sections.
The Registrant's bylaws provide
that it shall indemnify each of its officers and directors to the fullest extent
permitted by applicable law. The Registrant's certificate of incorporation also
provides that, to the fullest extent permitted by the Delaware General
Corporation Law, its directors shall not be liable to the Registrant or its
stockholders for monetary damages for breach of fiduciary duty as a director.
Item 7.     Exemption from Registration Claimed.
Not applicable.
II-2
Item 8.     Exhibits.
The following exhibits are
    filed with this Registration Statement:
4.1
Certificate of
    Incorporation of the Registrant (incorporated by reference to Annex C to the
    Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).
4.2
Bylaws of the Registrant
    (incorporated by reference to Annex D to the Registrant's Registration
    Statement No. 333-103211 on Form S-4 dated February 14, 2003).
4.3
Greater Buffalo Savings
    Bank 2000 Stock Option Plan (incorporated by reference to Exhibit 10.1 to
    the Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).
4.4
Greater Buffalo Savings
    Bank 2002 Stock Option Plan (incorporated by reference to Exhibit 10.2 to
    the Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).
5.1
Opinion of Hodgson Russ
    LLP.
23.1
Consent of KPMG LLP.
23.2
Consent of Freed Maxick &
    Battaglia, CPAs, PC.
23.2
Consent of Hodgson Russ
    LLP (contained in Exhibit 5.1 to this Registration Statement).
24.1
Power of Attorney
    (contained in Part II of this Registration Statement).
Item 9.     Undertakings.
(a)
The
    undersigned Registrant hereby undertakes:
(1)
To file,
    during any period in which offers or sales are being made, a post-effective
    amendment to this Registration Statement:
(i)
To include any prospectus
    required by Section 10(a)(3) of the Securities Act;
(ii)
To reflect in the
    prospectus any facts or events arising after the effective date of the
    Registration Statement (or the most recent post-effective amendment thereof)
    which, individually or in the aggregate, represent a fundamental change in
    the information set forth in the Registration Statement. Notwithstanding the
    foregoing, any increase or decrease in volume of securities offered (if the
    total dollar value of securities offered would not exceed that which was
    registered) and any deviation from the low or high and of the estimated
    maximum offering range may be reflected in the form of prospectus filed with
    the Commission pursuant to Rule 424(b) if, in the aggregate, the change in
    volume and price represents no more than 20% change in the maximum aggregate
    offering price set forth in the "Calculation of Registration Fee" table in
    the effective Registration Statement;
II-3
(iii)
To include any material
    information with respect to the plan of distribution not previously
    disclosed in the Registration Statement or any material change to such
    information in the Registration Statement;
provided,
    however, that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the
    Registration Statement is on Form S-3, Form S-8, or Form F-3 and the
    information required to be included in a post-effective amendment by those
    paragraphs is contained in periodic reports filed with or furnished to the
    Commission by the Registrant pursuant to Section 13 or Section 15(d) of the
    Exchange Act that are incorporated by reference in this Registration
    Statement.
(2)
That for the
    purpose of determining any liability under the Securities Act, each such
    post-effective amendment shall be deemed to be a new registration statement
    relating to the securities offered therein, and the offering of such
    securities at that time shall be deemed to be the initial bona fide offering
    thereof.
(3)
To remove from
    registration by means of a post-effective amendment any of the securities
    being registered which remain unsold at the termination of the offering.
(b)
The
    undersigned Registrant hereby undertakes that, for purposes of determining
    any liability under the Securities Act, each filing of the Registrant's
    annual report pursuant to Section 13(a) or Section 15(d) of the Exchange
    Act, (and, where applicable, each filing of an employee benefit plan's
    annual report pursuant to section 15(d) of the Exchange Act) that is
    incorporated by reference in the Registration Statement shall be deemed to
    be a new registration statement relating to the securities offered therein,
    and the offering of such securities at that time shall be deemed to be the
    initial bona fide offering thereof.
(c)
Insofar as
    indemnification for liabilities arising under the Securities Act may be
    permitted to directors, officers and controlling persons of the Registrant
    pursuant to the foregoing provisions, or otherwise, the Registrant has been
    advised that in the opinion of the Commission such indemnification is
    against public policy as expressed in the Securities Act and is, therefore,
    unenforceable. In the event that a claim for indemnification against such
    liabilities (other than the payment by the Registrant of expenses incurred
    or paid by a director, officer or controlling person of the Registrant in
    the successful defense of any action, suit or proceeding) is asserted by
    such director, officer or controlling person in connection with the
    securities being registered, the Registrant will, unless in the opinion of
    its counsel the matter has been settled by controlling precedent, submit to
    a court of appropriate jurisdiction the question of whether such
    indemnification by it is against public policy as expressed in the
    Securities Act and will be governed by the final adjudication of such issue.
[ REMAINDER OF PAGE INTENTIONALLY LEFT BLANK ]
II-4
SIGNATURES
Pursuant to the requirements of
the Securities Act, the registrant has duly caused this registration statement
to be signed on its behalf by the undersigned, thereunto duly authorized, in the
City of Buffalo, State of New York, on May 31, 2005.
GREAT LAKES
    BANCORP, INC.
By:
/s/ Andrew w. Dorn, Jr.
Andrew W. Dorn, Jr.
President and Chief
    Executive Officer
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE
PRESENTS, that each person whose signature appears below constitutes and
appoints Andrew W. Dorn, Jr. and Louis Sidoni, or either of them, as his
attorney in fact, to sign any amendments to this registration statement
(including post-effective amendments), and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that said
attorney-in-fact, or his substitute or substitutes, may do or cause to be done
by virtue hereof.
Pursuant to the requirements of
the Securities Act of 1933, this registration statement has been signed by the
following persons in the capacities and on the dates indicated.
Signature
Title
Date
/s/ Andrew W. Dorn, Jr.
Andrew W. Dorn, Jr.
President, Chief Executive
    Officer, Treasurer and Director
(Principal Executive Officer)
May 31, 2005
/s/ Kim S. Destro
Kim S. Destro
Executive Vice President and
    Chief Financial Officer
(Principal Financial Officer and Principal Accounting Officer)
May 31, 2005
/s/ Louis Sidoni
Louis Sidoni
Executive Vice President,
    Secretary and Director
May 31, 2005
/s/ Barry M. Snyder
Barry M. Snyder
Chairman of the Board of
    Directors
May 31, 2005
II-5
________________________
William A. Evans
Vice Chairman of the Board of
    Directors
May 31, 2005
/s/ Frederick A. Wolf
Frederick A. Wolf
Assistant Secretary and Director
May 31, 2005
/s/ Carolyn B. Frank
Carolyn B. Frank
Director
May 31, 2005
_________________________
Fred J. Hanania
Director
May 31, 2005
_________________________
Luiz F. Kahl
Director
May 31, 2005
/s/ Gerard T. Mazurkiewicz
Gerard T. Mazurkiewicz
Director
May 31, 2005
/s/ Acea M. Mosey-Pawlowski
Acea M. Mosey-Pawlowski
Director
May 31, 2005
/s/ Dennis M. Penman
Dennis M. Penman
Director
May 31, 2005
_________________________
James A. Smith
Director
May 31, 2005
II-6
/s/ Louis J. Thomas
Louis J. Thomas
Director
May 31, 2005
/s/ David L. Ulrich
David L. Ulrich
Director
May 31, 2005
II-7
Exhibit index
Exhibit Number
Exhibit
4.1
Certificate of Incorporation of
    the Registrant (incorporated by reference to Annex C to the Registrant's
    Registration Statement No. 333-103211 on Form S-4 dated February 14, 2003).
4.2
Bylaws of the
    Registrant (incorporated by reference to Annex D to the Registrant's
    Registration Statement No. 333-103211 on Form S-4 dated February 14, 2003).
4.3
Greater Buffalo Savings Bank
    2000 Stock Option Purchase Plan ((incorporated by reference to Exhibit 10.1
    to the Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).
4.4
Greater Buffalo Savings Bank
    2002 Stock Option Purchase Plan ((incorporated by reference to Exhibit 10.2
    to the Registrant's Registration Statement No. 333-103211 on Form S-4 dated
    February 14, 2003).
5.1
Opinion of Hodgson Russ LLP
23.1
Consent of KPMG LLP
23.2
Consent of Freed Maxick & Battaglia, CPAs, PC
23.2
Consent of Hodgson Russ LLP (Included in Exhibit 5.1)
24.1
Power of Attorney (See page II-5 of this Registration
    Statement)
II-8