text: @andrewsh: Mostly yes, but it's a bit more complicated. There are Banks like the DKB offering kind-of-free cash withdrawls for ATM-Banks which cooperate with DKB. Whether the customer has to pay a fee on the ATM or not also depends on the customer status at DKB (active customer or not). It also makes a difference what card the customer uses: The credit card or the debit card (DKB customers have both). And: The DKB credit card is a Visa card but even if the ATM says "visa/vpay for free" you may have to pay fees, if the ATM-Bank doesn't have a cooperation with DKB.
  
  In the end it actually does depends on the atm bank, the card's bank and the customer (kind of). Other banks than the DKB may have similarly complicated price models. I simply wouldn't tag these information.