has_high_income = True
has_good_credit = True
has_criminal_record = False
# AND: both
# OR: at least one
# NOT:

# if has_high_income and has_good_credit:
#   print("Eligible for loan")

# if has_high_income or has_good_credit:
#   print("Eligible for loan")

if has_good_credit and not has_criminal_record:
  print("Eligible for loan")
