commissions = {
    "Bob" : 2,
    "A" : 3.25,
    "C" : 2.25,
    "D" : 2.75,
    "X" : 2.5,
    "Z" : 1.75
}

hier = {
    "H1" : ["X", "A", "C"],
    "H2" : ["A", "X", "D", "Z"]
}

def planA(policyAmount):
    pass