text_original: We never lose by making bad debts; and we never give notes, or take them. I say 'we'  I am using the old formula  it is all in my hand now."
text_transcription: WE NEVER LOSE BY MAKING BAD DEBTS AND WE NEVER GIVE NOTES OR TAKE THEM I SAY WE I AM USING THE OLD FORMULA IT IS ALL IN MY HAND NOW
phonemes: wiː nˈɛvɚ lˈuːz baɪ mˌeɪkɪŋ bˈæd dˈɛts; ænd wiː nˈɛvɚ ɡˈɪv nˈoʊts, ɔːɹ tˈeɪk ðˌɛm. aɪ sˈeɪ wiː aɪɐm jˈuːzɪŋ ðɪ ˈoʊld fˈɔːɹmjʊlə ɪɾ ɪz ˈɔːl ɪn maɪ hˈænd nˈaʊ."