text_original: Only do not AGAIN spend money to no advantage. Live as quietly and as frugally as possible, and from today begin always to set aside something, lest misfortune again overtake you.
text_transcription: ONLY DO NOT AGAIN SPEND MONEY TO NO ADVANTAGE LIVE AS QUIETLY AND AS FRUGALLY AS POSSIBLE AND FROM TO DAY BEGIN ALWAYS TO SET ASIDE SOMETHING LEST MISFORTUNE AGAIN OVERTAKE YOU
phonemes: ˈoʊnli duːnˌɑːt ɐɡˈɛn spˈɛnd mˈʌni tə nˈoʊ ɐdvˈæntɪdʒ. lˈaɪv æz kwˈaɪətli ænd æz fɹˈuːɡəli æz pˈɑːsᵻbəl, ænd fɹʌm tədˈeɪ bɪɡˈɪn ˈɔːlweɪz tə sˈɛt ɐsˈaɪd sˈʌmθɪŋ, lˈɛst mɪsfˈɔːɹtʃʊn ɐɡˈɛn ˌoʊvɚtˈeɪk juː.